Life-Insurance-Infographic Final
Transcription
Life-Insurance-Infographic Final
Life insurance is too often seen as death protection only – a one-time purchase for short-term “what-ifs.” A more complete view of the value of life insurance reveals a dynamic, multi-purposed means to unlock three essential benefits: Protection, Possibilities and Generation Building. Let’s get started on the journey to see where it can take you. First Job Getting Married Buying a Home Planning for Child's Education Having a Baby Planning for Retirement Child Turns 18 Protection: Guarantee a safety net. Protecting your family and/or business interests as well as your financial future Possibilities: Do more in life. Enjoying the benefits and flexibility of a reliable, growth asset as your life and/or business needs evolve Start a Business Enjoying Retirement fe e Li fe" l o Wh it Sa t ep nefi n "Ke e b io h t t dea cumula d e e c ant alue a r a and s Gu ash v e · e e " ant s dc f r i n a a u L rm nt g e m m m e u n r T ay e tio axim able p Te ort ranc M u e l l · t o t ic h so g” risk red p d "S w n o e i lly m, l r as ent a e t b u e e- o “r ong us tim L · m e r d ti r t s a tte · A mila n ha si ium allo t em for tly sk r s · P ed licy co ri s x w o s fi p e , lo l f o be ent n a an · C rm pe Low Guaranteed Universal Life (UL) "Provides Flexibility" · Lower cost with flexible payments, yet adjustable Generation Building: Make an enduring impact. Building today to help enable financial freedom for future generations Inde x (IUL ed Uni v )|" Add ersal L a Bo ife · Eq ual d ost" and esire c ash f valu or prot Va e ac ecti ( · Protection guarantees V · Up o cum UL riab ulat n with cash value linked to cas side po ) | le ion ·S h va t e "M Un t n t curren company's tial ro lue mar a c w li ax ive ket cu ng interest rates* inde nked to ith m de M rsa u x · yU lL s l U · Str at ire va psi ong ion fo ps ife lue de dow · Low to medium risk r a id cc ca nsid e" · Me ou link pot sh e pr tolerance otec dium e n v e alu t p d nti tion · Lim risk t a e e o tole ite rfo in l w ranc · H dd rm ve ith e ig o an stm ca w he n ce en sh rr sid ** t isk ep to ro ler te cti an on ce Risk Tolerance Growth Potential High Market-Based Investors should consider the investment objectives, risks, charges, and expenses of a variable insurance product carefully before investing. Please carefully read the prospectuses for the relevant variable insurance product and its underlying investment options, which contain this and other information about the product. You can obtain a prospectus from a Penn Mutual financial professional. *Stated interest rates are subject to change. **Variable investments are subject to market risk and may lose value. All guarantees are based upon the claim-paying ability of the issuer. As with most financial products, there are expenses associated with the purchase of life insurance. Life insurance policies contain exclusions, limitations, reductions of benefits, and certain terms that keep them in force. Accessing Cash Value through policy loans and withdrawals will reduce the stated cash value and death benefit amounts, and may be taxable under certain circumstances. Products and features may be subject to certain eligibility requirements and restrictions, additional premium requirements, and/or minimum or maximum coverage amounts. Availability and rider provisions may vary by state. Always refer to a complete, personalized illustration for more information. Penn Mutual variable products are primarily distributed through Hornor, Townsend & Kent, Inc., a FINRA/SIPC member firm and wholly owned subsidiary of The Penn Mutual Life Insurance Company. 1365830PH_Jan18