flying high! - Amazon Web Services
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flying high! - Amazon Web Services
...NOT IN THISDAY STYLE? THEN YOU’RE NOT IN STYLE UT H & RE A SO N SUNDAY, September 18, 2016 TR a n n e d i J ! H G I H G N I Y L F ONE APP TO RULE THEM ALL Link all your Bank cards with PayWithCapture Discover a world of no limits with PayWithCapture 5.0 and enjoy access to all your funds at once. No matter what Bank you use, you can link all your Bank cards on the PayWithCapture App. Go ahead, download PayWithCapture today and experience unmatched convenience. ...truly illimitable DOWNLOAD THE UPGRADED PAYWITHCAPTURE ON NEED HELP? Call: 0800 227 8873 (0800CAPTURE) free of charge. Cover Photos by TY Bello Content Society Fashion Suprise Birthday Party for Evelyn Okunbo @ 60 Pg 8&9 Wapic Insurance partnered to Premiere 93 Days Movie Pg 10 & 11 Pg 4 & 5 You Be the Judge The Handbag Guide Your Personal Wealth 7th series of Business Day Inspiring Woman Pg 6 Pg 18 All FLAREd UP! Pg 19 Five Minutes with Bisola Dejonwo-Tokan Pg 20 US-born Nigerian Jidenna Theodore Mobisson has the world of music raving about him at the moment. Not only is the stylish 31-year-old’s debut album, Long Live The Chief, expected to surpass the phenomenal success of his award-winning single Classic Man, his recent tour in Lagos, Enugu and South Africa suggests a budding love affair with his African roots music wise. During his visit, he caught up with Konye Chelsea Nwabogor and they talked about his early influences, ‘‘Classic man’’, Janelle Monae and Jollof rice! Thisday Style Fashion Director/Executive Editor Ruth Osime 08111847085 Editor Print: Olufunke Babs-Kufeji 08111847086 Editor Digital: konye Nwabogor 08111847087 Style CORRESPONDENT MOJIsola ALLEN 08116759745 Style CORRESPONDENT Ayodeji Rotinwa 08116706878 Style CORRESPONDENT Safina Mohammed 08052552552 Graphics/Prod. Alexander Oviazee 08111813064 Graphics/Prod. Adegboye Oluwaseyi Contributors edirin Okumagba RUKY SALAKO YEMISI DADA SERIKI Juliet Alu Photographers TY Bello Reze Bonna Yetunde Ayeni-Babaeko DIRECTOR, PRINT PRODuction. CHUKS ONWUDINJO STYLE CRUSH Pg 21 BEST BEAUTY BUY Pg 22 It is not everyday we get to celebrate one of our own on the global platform. And when there is cause to, we embrace the opportunity to do so with so much gusto! Our cover subject in this edition is Jidenna Theodore Mobisson simply called Jidenna. His song, Classic Man, was nominated for Best Rap/Song Collaboration at the 58th Grammy Awards. He also received an award for Best New Artist at the 2015 Soul Train Music Award. This is by no means a small feat. From his interview, it is clear that this young lad has an old soul which I found rather intriguing. This just goes to show that when you have a dream, and are blessed with the talent to pursue it, it also pays to have some depth of wisdom within to guide you in your chosen path. I pray that with such success at an early age like his, he will be wise enough to maintain his relevance whilst managing to find a balance between what stardom provides and the perils that can also come with it. Most artists tend to fall under the sometimes, negative influence of the superficiality of success and thereby, often derail from their dreams and lose the plot after a few short years. Talent then becomes a far second to the fast-paced lifestyle. But fortunately, others have stayed focused and are soaring even higher regardless of such distractions. And although many parents prefer their kids to pursue more conventional careers that they understandably feel would provide better security for their future, the truth is, times have changed. So many other more exciting sectors have opened up and though these terrains are far from the conventional path, they have grown big enough for the younger generation to erk a living from comfortably. And like with every other profession, success is a slippery slope. While others are blessed with divine fate and sometimes, luck, others have to work twice as hard to rise above mediocrity. So parents should try and support their children’s dreams but more importantly, ensure they have the security of sound education so that if all else fails, at least they have that to fall back on. There is nothing like too much knowledge when it comes to academics. In fact, empowered with that armour also plays a role on how well these youths can better manage the business aspects of their careers. Once again, let’s continue to celebrate and encourage our youths as they blaze the global stage with their uniqueness and distinctive Nigerian flavour. Fashion Director/Executive Editor Explore Explore the the world world with with our our USD USD cards cards You in Niagara Falls, Great Wall of China, Pyramid of Giza; You in Grand Canyon, You in Niagara Falls, Great Wall of China, Pyramid of Giza; You in Grand Canyon, Bora Bora… Have the best summer of your life with Stanbic IBTC USD cards for Bora Bora… Have the best summer of your life with Stanbic IBTC USD cards for seamless transactions. seamless transactions. #BestSummerCard #BestSummerCard Moving Stanbic Bank Moving Forward Forward Stanbic IBTC IBTC Bank A member of TM TM member of StandardABank Group Standard Bank Group Stanbic IBTC Bank PLC RC: 125097 StanbicForward IBTC Bank PLC RC:of125097 “Moving is a Trademark The Standard Bank of South Africa Limited” “Moving Forward is a Trademark of The Standard Bank of South Africa Limited” Kelechi Amadi-Obi Adeola Akinrinmade Aderonke Fadahunsi Some Cast crew of 93 Days: Megege Love, Zara Udofia-Ejoh, Osegba Cokerson, Tina Mba & Francis Onwochei Sade Tunde-Phillips Tolu Majekodunmi Wapic Insurance partnered to Premiere 93 Days Movie Debola Williams By Mojisola Allen Abieyuwa, Fatima & Onyeka Barnabas Olise, Ifeyinwa Osime & Bode Ojeniyi EUNICE EFOLE VICTY HELDAN PATience UDE-UMAnta, UDY UMondak & ALERO EDU BENSON ONUWAJE JUNIE BELLO MAuREEN REECE AISHA IMAM TINU NUNU MARY GARIEL A penultimate weekend was full of spice as Wapic Insurance Plc, a leading West African multi-line insurance company providing solutions covering life, general and special risks hosted its members of staff and prospective clients to view the screening of the 93 DAYS movie. The movie is a countdown official certified repertoire given to Nigeria by the World Health Organisation (WHO) to note how the country was free of the Ebola virus brought into the country by a Liberian diplomat. Wapic Insurance Plc is part of the teeming sponsors who made the filming of the 93 DAYS movie a success. The evergreen evening also featured some cast crew alongside some Wapic officials at the Genesis Deluxe Cinema in Lekki, Lagos. The leading insurance company was established in 1958 and listed on the Nigerian Stock Exchange since 1978 and it’s mission is to transform into a diversified financial services institution, delivering value in a sustainable manner to her customers and stakeholders while playing a lead role in the transformation of the industry. Yinka Adekoya GLADYS LASILA BRIDGET IYASErE, Deborah Benjamin & Biodun Sanni CELEBRANT with CHILDREN CUTTING BIRTHDAY CAKE IKENNA & JENIFER UKWA ADESUA OKUNBO & NICK RHODES Suprise Birthday Party for Evelyn Okunbo @ 60 By Ko n y e C h e l s e a N wa b o g o r Recently, Princess Evelyn Okunbo was treated to a surprise birthday dinner, hosted by her four children at the Red restaurant in Eko Hotel & Suites in Lagos. The event which was to mark the celebrant’s 60th birthday was well attended by the celebrant’s dearest friends and family and chaired by her older brother; Mr Sunny Asemota and his lovely wife Ireti Asemota. It was a night of thanksgiving, and her children each took time out to express their appreciation and love for their mother. Many of the attendees also took turns to say kind words about the celebrant and their experiences with her. 6 the CELEBRANT, EVELYN OKUNBO SUNNY ASEMOTA IRETI ASEMOTA & IVIE EJIWUNMI KEMI ASEMOTA GLADys Ndubuisi KANU TENIdade AOFIYEbi & DEWUNMI AYANBULE SANDRA Aguebor JOYce TAYLOR & MOPE ROSIJI OSAhon OKUNBO OLABODE ISIJOLA PHILLIP ISAKPA MAYMUNAH KADIRI YEMISI RANSOME-KUTI INI ABIMBOLA AISHA COKER IZEGBUWA ADEROGBA FOLASHADE ODUSANYA ZAINAB SHINKAFI BAGUDU, FIRST LADY of KEBBI STATE KEMI AJUMOBI 7th series of Business Day Inspiring Woman By Ko n y e C h e l s e a N wa b o g o r Recently Kemi Ajimobi , played host to special guests at the 7th series of the Business Day Inspiring Woman. The event which was held at Oriental hotel Lagos was tagged “Gender Matters Arising”, and it saw several gender advocates highlight contemporary issues militating against the craving for gender parity, representation and role playing. The Business Day Inspiring Woman is an annual event which is an offshoot of her enlightening column “Inspiring Woman” which features in the BusinessDay, showcasing activities and profiles of women who have played positive roles, affected others positively and contributed to the development of women in Nigeria. OLAJUMOKE ODUWOLE & JOE ODUMAKIN OLUFEMI KAYODE & AISHAHA AHMAD THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 . . . e g d u J u Yo STYLE THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 & DESIGN BY Funke Ba THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 STYLE & DESIGN The Nutrition Do’s and Don’ts of Getting a Six Pack That Lasts! bs-Kufe ji Konye Chelsea Nwabogor Babafunke Babs-Kufeji A lot of people ignore that half the work of getting you into the shape of your life, is now how much iron you pump at the stomach but quite simply, what you put into your stomach. Here’s a guide to make sure you are not working out in circles with no results to show… Do: Keep ingredients simple and prepare meals in batches so you can assemble them easily each evening. Keep to organic or free-range if possible. Do: Alternate proteins throughout the day: red meat, fish, chicken etc. Don’t: Replace food with protein shakes. They will never give you the results you get from eating good, healthy meals. Do: Weigh carbs before cooking and protein after (protein shrinks when cooked so allow for this when weighing your portions). Do: Make friends with your local butcher and fishmonger or if you don’t do the shopping yourself, make sure whoever does, does this. Let them know you’ll expect good rates - you will be visiting them often. Do: Eat at the same time every day. Consistency is key. Sample: breakfast at 7.30am and 10.30am, had lunch at 1pm, ate again at 4pm and 7pm, and had dinner at 9.30pm. Do: Drink water. Lots of water. At least four litres a day. Don’t: Stress. It produces a hormone called cortisol. This reduces testosterone levels, which makes it harder to gain muscle and can even reverse the gains you have made. Bidemi Zakariyau Benita Shuluwa BISOLA BORHA RUKY SANDA SARAH OFILI Do: Sleep at least seven hours a night. This is the second most important thing - after diet - to make gains. Sleep is when your body produces human growth hormone and you will be much bigger after a work-out if it’s followed by a good night’s sleep. Do: Buy yourself some good digital scales and lots of food containers. 750ml are the perfect size. Don’t: Beat yourself up if you miss a meal or a session. Just refocus and move on. FUNKE Babs-Kufeji: I absolutely love the dress but I think it’s just a little too small for Sarah because you can see a few bulges here and there which could have been avoided with the right undergarments but still looks good. 7/10 KONYE NWABOGOR: Managing to dodge being labelled as tacky due to the tight and short fit of the dress, trust Sarah to pull off this sultry look with so much style. 6/10 8 FUNKE Babs-Kufeji: I do love this this three quarter length body con dress and its bang on trend hanging on her shoulders. I would have loved if she had been a little more coordinating with her accessories and shoes but her nice soft make up, her pony tail and with a body made for the dress she pulls off the look somewhat effortlessly. 8/10 KONYE NWABOGOR: This is proof that you don’t have to flash oodles of skin to turn heads on the red carpet. 7/10 FUNKE Babs-Kufeji: It’s very important to wear the right underwear when wearing bodycon dresses and it evident here that this dress could have fitted way better if she had the right ones on. Nonetheless she looks well put together and her mega watts smile completes her look. 6/10 KONYE NWABOGOR: She would have looked just as chic off the red carpet as she does on it with this dress if only she had remembered to wear her Spanx. Brownie points for efforts made . 5/10 FUNKE Babs-Kufeji: Bidemi in this cold shoulder bodycon dress is a sight to behold. She looks effortlessly classy and stunning and her minimal accessories makes sure you keep your eyes glued to her hourglass figure. 9/10 KONYE NWABOGOR: Letting a statement dress speak for itself is a definite do . Love, love , love . 10/10 FUNKE Babs-Kufeji: I totally love the colour orange on Bisola, it complements her skin tone nicely and the dress is a perfect fit. Her hair nicely pulled up off her shoulder is a good idea because it gives you a good view of her dress, also I like how she has matched her bag and shoes to the black lines on her dress, simply beautiful. 8/10 FUNKE Babs-Kufeji: Monochrome is always a good idea. Ruky Sanda is matchy matchy from head to and I love it. 8/10 Do: Remember lots of small changes to your lifestyle will result in one huge one. Only you will know what they should be. It can include switching off your phone Friday evenings so you are not tempted to go drink. Don’t: Give up. KONYE NWABOGOR: This dress could have been made for Rukky. Beautiful! I love that she didn’t play it safe with her heels, either. 8/10 KONYE NWABOGOR: This bright coloured cold shoulder dress is the cool girl’s alternative to the slinky LBD. Perfect way to turn a few heads . 7/10 9 STYLE THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 & DESIGN The g a b d n a H Guide INSTAGRAM GIVEAWAY This week we are giving away a sumptuous leather handbag from of-theinstant handbag label Florian London. The versatile hand painted Vienna tote is just the right size to carry all your everyday essentials, and has a classic tophandle style, as well as a longer strap for extra versatility. The bag retails for N270, 000 and comes courtesy of the Polo Avenue, a multi brand luxury retailer located at Victoria Island Lagos. Head over to your Instagram app and follow @duchesskaykay and @thisdaystyle for more details. Pic- Florian London tote bag Price- N270, 000 Cross body bags If keeping your hands free and your belongings secure is important to you, you’re probably a cross-body bag girl. Perfect if you’re on the go, this handbag style can go from day to night, depending on the size. by Konye Chelsea Nwabogor It’s hard not to crave a new handbag every now and again, but finding the right one is a surprisingly personal and often difficult task. There’s much to consider: your bag should fit your lifestyle, your sense of style, and of course, there’s the budget to consider. From totes to clutches, consider this your education for when you inevitably embark on a hunt for the perfect bag for you. The Hobo Queen of the shoulder bags, this characteristically slouchy handbag is one of the most popular shapes. Known for their aesthetically pleasing and easy-to-tow crescent shape, hobo handbags are perfect for an everyday wear. Anita rajis The Satchel The satchel is defined by its structured shape and made from leather or other durable, canvas-like fabrics. This boxy unisex bag eventually reached cult status amongst the trendy young fashion lovers after 2008 and can still be found in every style lover’s repertoire. Favor Dakore Akande Idia Aisien Chika Nwankwa Tote Top Handle satchel The most ladylike of all bags, it’s also quite versatile, given the different carrying options. It’s a great choice for the girl who doesn’t have time to change her bag often, as it seamlessly transitions from day to night and work week to weekend. Day Bag Temi Doll Face This is the bag you need to take with you to work. Buy a large one if you have to carry tablets and laptops and files and papers. Buy a medium-sized one if you’ve got your basic cell, makeup, magazine stash, etc. Get it in classic colors and you’ll never have to worry your bag doesn’t match your look. The tote is the best option if you like to throw everything in your bag and go. This style is also ideal for travelling, as it will fit your electronics, magazines, cardigan—you name it! Clutch If you only need a few essential items to get you through your day, we recommend a clutch. Didi THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 COVER THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 e r o d o e h T a n n Jide COVER n o s s i b o M US-born Nigerian Jidenna Theodore Mobisson has the world of music raving about him at the moment. Not only is the stylish 31-year-old’s debut album, Long Live The Chief, expected to surpass the phenomenal success of his awardwinning single Classic Man, his recent tour in Lagos, Enugu and South Africa suggests a budding love affair with his African roots music wise. During his visit, he caught up with Konye Chelsea Nwabogor and they talked about his early influences, ‘‘Classic man’’, Janelle Monae and Jollof rice! Styled By – Yummie Ogbebor Outfits from – Kamsin TCharles and Bosi & Charles Cover Photos: TY Bello 14 15 COVER How did growing up in a Nigerian household influence you as a person? Growing up in a Nigerian household shaped my entire experience and perspective on life. First of all, education has always been at the forefront of my life. Academic excellence is at the core of nearly every single Nigerian household especially when you grow up in a place like Enugu, which is heralded for its scholarship and innovation. Nigerians are also some of the most hospitable people on the earth. I learned how to emcee shows from watching my parents host guests at our house. Finally, I believe that our greatest asset as a country is not our oil but our work force. We know how to hustle and be extremely persistent and resourceful. I would not be successful if I wasn’t raised with a Nigerian work ethic. Did the rap career initially go down well with your parents? Of course not. My father was not excited about my rap career initially. He continually tried to veer me into the path of Engineering. Once he realized that I was serious about pursuing a career in music, he changed his attitude. Instead of pushing me away from it, he encouraged me to be an innovator in how I designed my lyrics, music production, and visual style. He taught me to approach music as he approached computer science: as an engineer and an inventor who is designing a masterpiece for the world. My mother was always supportive, but she was worried that I would be a starving artist all my life. She was actually the person that bought me my first music production software. She always made sure that I had the tools I needed to experiment with my interests as a child. Did you ever doubt yourself? Of course. I still doubt myself even nowadays. Sometimes I feel on top of the world; other times, I feel like the world is on top of me. The fear of failure is a natural feeling that comes with the territory. My faith in a higher purpose is what has kept me motivated. I have a very clear vision for who I am and who I want to be. Even with faith and vision, however, you need a team that believes in you so they can carry you through the times when you can’t carry yourself. Were you ready for the success of Classic Man? I believed that Classic Man would be as big as it would be. My whole team believed it too. It’s amazing how you can manifest your destiny with the right focus and execution. The year before Classic Man was released, we literally wrote down what we wanted to do with only one song in the marketplace (such as work with Kendrick Lamar and Stromae specifically, perform and dine in the White House, begin promo of the album in Africa, etc.) and it all happened. When did you first look in the mirror and think, “Christ, I’m famous”? When I started to travel through airports or walk around the neighborhood and I couldn’t travel 10 feet without someone asking for a picture. These were moments when I realized I was gaining notoriety, but the moment that I fully understood that I was a “celebrity” was when I saw The Game dressed as me for Halloween! Which of your works has meant the most to you, either for its personal significance or the impact on your career? THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 The promo tour that I just completed was a historic occasion. I’m the first U.S.-based recording artist to ever begin an album promo tour in Africa. Although I would have loved to spend more time in Nigeria and South Africa and to visit other countries in Africa, I was proud of my team for executing our vision. Lagos, Enugu, and Johannesburg showed me an abundance of love. In true Nigerian hospitality, we were given a royal welcome. The trip was more than we could have ever imagined. I want to thank L.A. Reid, Sylvia Rhone, and Epic Records/Sony Music for making this dream come true alongside my team from Fear & Fancy and Wondaland Records. How has the diverse musical influences you’ve experienced from artists like Janelle Monae impacted how you approach music? Janelle Monae has paved a way for me to embrace my eccentricities. I’m not an artist who tries to make the same song 14 times on an album. My life experiences and emotions are way too diverse to do that. She has pushed me to be myself at all costs. How would you define the power of music and what is the message you aim to impart through yours? Music is the most powerful art form in my opinion. It’s invisible, so it’s clearly a divine medium. I approach music in a very sacred fashion. I know that it is a gift from the higher powers that reshapes cultures around the world so I proceed with care. My aim is to create more harmony between people around the world. Music is often composed of harmonies, which occur when two or more notes are played or sung at the same time. The magic of music is that with all the notes that are played at the same time, somehow, a beautiful moment occurs that stirs the soul and moves the mind and body. I believe that as the world becomes smaller and more like a village, we will need to live in true harmony or humans will never survive. What is your view on the Nigerian music scene today? I love the Nigerian music scene right now. It’s a historic moment. I have been talking frequently with the artists that I believe are building a bridge between Nigeria, the African continent at large, and the rest of the world. We have finally found a fusion of sounds that blends our influences, I have been talking frequently with the artists that I believe are building a bridge between Nigeria, the African continent at large, and the rest of the world. We have finally found a fusion of sounds that blends our influences, both local and foreign, into a sound that is still distinctly Nigerian. THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 COVER both local and foreign, into a sound that is still distinctly Nigerian. Who is your favourite indigenous Nigerian artiste? And why do you like his/her sound? I don’t have one single favourite Nigerian artist. I just love artists that are bringing the Afrobeats sound to the world. Do we hope to hear of a collabo soon? And who do you have in mind? I have already collaborated with a couple of Afrobeats artists and producers that are based in Lagos and London. It’s just a matter of time before we release something. Kanye West recently said that he now spends “80 per cent of his time on fashion, 20 per cent on music”. Are you branching out, too seeing that you obviously have a flair for fashion? I am focused on music right now. After my album is released, I will definitely look more closely into fashion. What is the weirdest fan experience you’ve ever had? There was a guy who was talking to me in a public washroom while I was literally urinating. He was going on and on about how he was my biggest fan and he wanted to take a picture. That’s just not the time to be asking for a picture. Are you dating at the moment? I’m married to my career for the moment. I would love to date, but I haven’t found time. I’m hoping that next time I come to Nigeria, I’ll build some time in the schedule for dating. Would you rather a Nigerian woman to a foreigner? I’ve dated both Nigerian women and foreign women. At the end of the day it’s about my connection and chemistry with that woman. However, regardless of her nationality, I don’t think I could be with any women who did not know how to run a business and cook jollof rice. Is it easy to spot the difference between wife material and groupies? Extremely easy. The women I usually go for are usually behind the eager groupies after the show. They don’t have to try to scream or wave down my attention. They never ask for a picture and usually just want a conversation. Just by the way they carry themselves when they walk in the room, I know that we are in need of a moment. To someone who’s never heard your music before, how would you describe what you bring musically and what your sound and style is? I refer to my music as Swank, but when I was writing and composing the album with my production partner Nana Kwabena, I shared this sentence with him: “I want the album to feel like a sacred, romantic magic carpet ride that is driven by the African James Bond and powered by Tesla Motors.” Where do you see the Jidenna brand in the next 5 years ? Everywhere. Your Personal Wealth LifeSTYLE Watcher Dear of with Ononuju Irukwu WHEN THAT PLAN GOES ALL WRONG TONYE COLE Times… What are you sowing? H urrying out of the lounge, I heard my name called by a distinctly familiar voice belonging to an old friend I hadn’t seen in a while. As we bantered and caught up with each other’s travails in the recent past, he told of a conversation he’d had a few days earlier. Upon informing the caller he was in London, he was asked if he had gone to inspect and secure his shop there. Confused and unsure of what was going on, especially as he was not in the market for any shops, he didn’t know what response to give and so his caller went on to elaborate. “Have you not been to Edgware Rd and seen all the shops and cafes there?” he asked. “They are owned by Lebanese, Syrians and Iraqis immigrants. All former millionaires and billionaires who lost their fortune because of troubles in their homelands. An ailing economy, persecution, civil strife and wars drove them all out to become shop owners in London.” he said. “You had better secure a shop quickly as very soon we will have erstwhile Nigerian millionaires and billionaires selling suya in London” he concluded. The joke was on me and after a hearty laugh, we went our separate ways. The Almighty is a God of order who set in place a law of harvest which invariably brings to bear a reaping in multiple folds of whatsoever is sown. Later on, as we settled into our cruising altitude, that conversation played back in my head as I reflected upon the underlying truth inherent in not learning from the experience of others. Truly nations who have not made peace with her citizens and have permitted the destruction of their social, moral and economic fabric are paying a steep price for it. The inordinate celebration of the travails of its citizens, rich or poor, in any society invariably leads to a reaping of hardship for all. The time is now to sow the seeds of peace to reap its fruits of righteousness and prosperity in our land. Are you a peacemaker? May God gives us the grace to love one another. “You have to understand that when things go wrong in your life, it doesn’t mean you need to quit. It means you need to get stronger and change your plan.” I n every plan, strategy document or venture, there is an element of risk. The risk of failure. Plans can and do fail, supposed sure bankers turn out to be an error of judgement or a decision based on very faulty and inaccurate information. Market situations may change without notice and you are left with a huge loss or worse, your business totally wiped out. What do you do when your plans seem to have fallen through and failure is a reality staring at you? Let’s first look at the reasons why a plan can go wrong. 1. Inadequate Information: This is the biggest cause of failure. Starting a venture with only half the story. You heard someone opened a shop and is totaling sales of 500k every week and you jump into the business without asking what the associated costs are. OR you hear one company paid a huge dividend last year and your friend encourages you to purchase the shares and sell in two months not taking into consideration the underlying financials of the company and your own financial needs at the time. Three months down the line, the share price has plummeted and your 500k is now 285k... 2. Poor decision making skills: A lack of exposure to situations will limit you in decision making. Reading, sharing experiences and listening to experienced people will always help to broaden your perspective. Furthermore, you get better at making decisions, by making decisions! 3. Lack of experience/ sense of discernment: Starting a venture /investment without studying those who has done it before or learning the ropes of the venture. This is tied to poor decision making skills. 4. Lack of preparedness: Most of us are guilty of this as we take for granted our residual knowledge of certain areas and thus fail to prepare adequately. 5. Failing health /Sickness- No one I have spoken with in the last five years has ever shown me a plan that includes an ‘in case I fall ill buffer’. Our expectation is always of robust health and strength to do the things we like and enjoy no matter the age. The reality is that your lifestyle could change in the event of a debilitating illness. Not only does the illness rob you of strength and workable hours, it reduces your earning potential and drains your life savings 6. Job Loss- With the economic changes worldwide, losing a job can happen to anyone. It could be due to a cost cutting drive by your firm, a merger or just plain winding down of a whole business unit. 7. Death- when a parent, benefactor or spouse passes away, there is an almost immediate change in financial circumstances. 8. Separation/Divorce: The failure and break up of a marriage is a major cause of financial stress as plans prepared based on two incomes will have to be revised. 9. Single Parenting: Whether a deliberate choice or unplanned, single parenthood has its own challenges that can put a strain on financial goals. 10. Carelessness and slothfulness: This is typified by a failure to pay attention to details and a general sluggishness in attending to and making decisions More often than not, our emotions get amplified when there is a failed plan. We feel anger, betrayal, self-pity, denial, shock, social withdrawal and finally depression. These emotions further drive home the – Keke Palmer sense of hopelessness and futility associated with bad plans. Is the failure of a plan, a business venture, a marriage or an investment insurmountable? What can you do when all your financial plans come to absolutely nothing or when you put all of your savings in a project or investment and it goes horribly wrong? I would like to share some of my thoughts and some insights I have done on dealing with failed plans: • First of all, review your original plan and check for lapses or errors of judgement that can be corrected. Sometimes we call this a plan B but the truth is you should always have a worst and best case scenario for every investment and a tipping point at which you exit or invest more. Go back to the plan and review critically. • Following from this is a preparedness to take action immediately you notice a downward trend or change in your projections. For example: If you have an equity portfolio and you read market news that suggest a down turn in the market, immediately advise your broker to sell down the portfolio and move into a fixed income or money market product until the market stabilizes or rebounds. Delaying action could cost you some of your investment. • This ensures you reduce the impact of the losses you will incur in the long run. Another example is if you start a business and after three or more years, you are unable to reach breakeven point. Be sure to review the business model, the internal processes, customer acquisition and complaint resolution process. Where there is an obvious error, be sure to take immediate action. • For investments, speak to your financial advisor or personal banker to explore other asset classes or investment instruments that you can switch to. • Make every effort to keep your emotions out of investment decisions especially at this point. You must be ready to take swift and decisive action no matter how painful it is. • Where you are in debt, reach out to your creditors and restructure the loans. Make sure you commit to a regular repayment no matter how small. • Change your execution style. If you relied solely on word of mouth, did absolutely no research or reading on your own before making decisions, then consider doing the opposite (and vice versa if all you did was read and research without talking to people to get a human angle) • Learn from your mistakes. Be it a failed relationship or a failed business venture, learn from the mistakes you made and take steps to ensure you do not repeat them (within reason) • Draw up a new plan putting into effect all the lessons you have learned from the past mistakes. • Finally, ensure you build in a review step in your plans. It could be monthly, bi- monthly or quarterly. Having a set review period keeps you proactive as you can interpret early warning signs and take remedial action. Ononuju Irukwu is the Managing Director, Chapel Hill Denham Management Limited and the Chief Promoter, Women’s Investment Fund, an investment vehicle for women and Nigeria’s first gender mutual fund. She can be reached via email to [email protected] and twitter @ ononujui THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 STYLE & DESIGN All FLAREd UP! BY Juliet Alu Peplums are usually linked to being the bottom flared part of various tops in all shapes and sizes but sometimes, they spring out in dresses too. And when this happens, the look goes a few notches higher than their expected slots in the style stakes and these two damsels have proven that right with their ‘flared bits’. What is also interesting is proof that no matter what size or shape you are, if used right, the peplum part can be a delight to watch on the wearer. A touch of ‘flare’ any time any day is sex appeal at your fingertips! 5 Ways To Make Your BLACK DRESS Standout! Black You may find this quite obvious but there are some girls out there who think charcoal, dark grey, grey, white with a tint of black all qualify, but they don’t. Make sure your dress is stone cold black. You don’t want to fall into the fiasco of “is it black and blue or white and gold” type of situation. Modest Remember why you are buying this dress. It is not for a night out on the club when you want to almost bare it all. It is for the formal and close-to-formal occasions that a black dress would be needed. If you can find the perfect combination of funeral and wedding you’re getting close. Able To Be Dressed Up Or Down You should be able to pair this dress with heels, flats, a statement necklace or a simple gold bracelet. This should not be an ensemble that has its very own shoes, hair-do, jewelry collection and makeup look. It should be able to pull of any fancy or modest look that you want to pair with it. Comfortable Believe me if it’s not comfortable you are not going to wear it. Don’t try to lie to yourself and say you’re going to wear it because it is so cute. No! Picture yourself standing in front of your closet looking for something to wear, an uncomfortable dress is never the one you jump to. Taje Prest Timeless Your LBD should be a staple piece that is in style no matter the year or the style trends of the season. Do not buy the black dress that is different but “so in style this season”, because guess what, come next season you wouldn’t be caught dead wearing it. So don’t buy it. Picture yourself in five years, can it still be worn? Will is still be in style? If your answer is Yes, then grab it! Bolanle Olukanni THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 LifeSTYLE minutes with 11 12 1 2 10 9 3 4 8 7 6 5 Bisola Dejonwo-Tokan Everyone loves a good food festival: eating too much, trying new things, talking to people who make a living producing things you’ve never heard of, and generally just having a good time. If you know anything about food festivals (or even if you don’t) you’ll know that the king of the festivals is the TASTE OFF LAGOS FOOD FESTIVAL: a glorious over-indulgence festival held in Lagos annually in October and everyone wolfs down the latest food trends! We look forward to it with the same excitement as a child waiting for Christmas. However, we all know that it’s a small dedicated team that brings such festivals to live. Funke Babs-Kugfeji caught up with Bisola Dejonwo-Tokan, who is the mastermind behind the event, to talk about the journey thus far. What is the inspiration behind the Taste Off Lagos Food festival? My love for food was a major influence and also the fact that it was a new concept in Lagos and Nigeria as a whole, this made it more exciting to explore the possibilities. Food was never the highlight of events four years ago when we started. Nigeria is blessed as a whole with a rich cultural heritage and food plays a major role in our society, defining who we are as a people and why not a food festival to export and educate people about our rich foods’ cultural heritage. Also, exploring the international food scene here in Nigeria to sensitize people of the variety of foods available in the country. at it, this year is a win- win situation for anyone who gets involved. We are also working on a partnership for this year’s event to make it a mega food festival. What were and some of the challenges you faced bringing to life and organizing such an event? Sponsorship! At the time I started, everyone said food was not a thing that an organization would consider sponsoring, in fact no one saw the potentials. For them it was either Fashion, Music or Sports. Also in the area of participation, established restaurants would not even give us a listening ear. But I was determined and decided to bare the cost for the initial start up and thus carved a niche for ourselves in SME development as small businesses patronized us. So far what has been the biggest success with your festival? What are you most proud of? Faith in the growth of the event and a good Support system. Miss. Safiat, Mr. Taofick, TheSocialyte PR, BDX and I have worked tirelessly to ensure the success of each and every event, without all their support I would not have been able to get were I am today with the food festival. With so many food festivals popping up in Lagos and Nigeria what makes your food festival different from others? My food festival was the first ever before anyone else even thought that food events could be a success in Nigeria. So the originality sets us miles apart from others. We have a larger audience and it’s one event per year so people don’t get bored. All vendors in the past can testify to sales and patronage even after the event. Generally it has been positive response since we kicked off in 2012. How do you measure success? By profit earned? Cultural impact? Sheer popularity? Cultural Impact and sheer popularity, the fact that people recognize the brand and want to associate with it is a huge success to me. Over the years the Taste Off Food Festival keeps getting bigger and last year was a huge success what do you think was the biggest contributing factor to this? People can now see the vision and the potential of a Food Festival. It has become a cliché where people can hang out with family and friends at a reasonable cost and have a good time. What should we expect from this year’s festival? A bigger and better organized food festival. A wider selection of food vendors showcasing both local and international cuisine which would be on display for tasting and sales. Also this year we anticipate a bigger audience and an unavoidable involvement of the international community. What are the benefits for food vendors who sign up to be a part of this year’s festival? Better visibility, 100% sales with maximum profit because our booths are affordable. They will have a wider audience to cater to which will give them accessibility to a larger clientele to grow their businesses. Its also a great launch pad for new products or existing products. Whichever way you look How can people be a part of the festival this year? You can contact us on via email info@tasteoffng. com Or you can register via our website at ww.tasteoffng.com or call us on 070082783633. Do you attend any other food festivals in a professional or personal capacity? Personal capacity, I have been to different food festivals around the world and I see the huge growth potentials. So we will continue to be consistent in what we do and be original. Currently we have a database of over 200 food vendors in Lagos state and most of whom we have a relationship with and we plan to expand this database across Nigeria. What do you see in the festival’s future? Can you see it expanding even further? We plan to have a Taste Off Food Festival in Major cities around Nigeria. The festival is also evolving to be a Food Festival Brand where we partner with state governments or other events i.e food, cultural, sports etc. These events do not necessarily want to handle the food festival aspect of their event. Currently we have a database of over 200 food vendors in Lagos state and most of whom we have a relationship with and we plan to expand this database across Nigeria. THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 STYLE STYLE CRUSH & DESIGN Noble Igwe BY FUNKE BABS-KUFEJI Taking it to the men today, our style crush of this week is the dapper Noble Igwe. One of Nigeria’s best-dressed men and the Editorin-Chief of Style Vitae. Noble is one fashion influencer who has put his stamp on modern day style fora street savvy man in love with fashion. He is a fearless front-runner and isn’t one to care about the opinions of others, which is why he is this week’s Style Crush. Check out his style in pictures. Take it from us Noble never compromises when it comes to fashion, be it sartorial look or a traditional look, this stylish dude knows how to make anything look damn good. Did I hear you say YAAASSS to this look?! I’m sure by now you will all have noticed Noble’s love for sunnies with coloured lenses but lest we digress, he looks every bit a gentleman in this one button checkered suit. Excuse me sir! I know this look might not be everyone’s cup of tea, but he sure rocks this outfit with confidence and I love love love his white and brown brougues. Not one to conform to the usual t-shirt and jeans look, Noble puts a spin on it by putting a kimono kente jacket over his tee and wearing a traditional cap and retro sunnies to give a cool kid vibe to his casual look. On the streets of New York city, Noble rocks a blue overcoat on a grey turtle neck shirt and army green pants. He finishes off the look with bright yellow sneakers and for someone who has so many colours on at the same time, the look does comes together nicely. White is so clean and fresh when you wear it right. Here Noble spots a white and blue striped shirt on white pants with brown slippers. This look is definitely so fresh and clean. THISDAY Style Vol. 21, No. 7816 Sunday, September 18, 2016 BEST BEAUTY BUY BY MOJI ALLEN Browse the best makeup products on the market from the top brands in the beauty game.This is more than just a list but a manual to revamp your makeup routine. From expert-approved concealer, foundation, blush, powder and more from designer brands like M.A.C and Nars, as well as affordable drugstore finds, here are some of our beauty editor’s pick for the week, these pro-picks will earn your die-hard devotion. MAKEUP BY FLAWLESSFACES BY JANE M.A.C PRO LONGWEAR CONCEALER A lightweight fluid concealer that provides medium to full coverage with a comfortable, natural matte finish. Colour-true formula lasts up to 15 hours. Helps conceal and correct the look of under-eye circles, and discolourations. Comes in a clear glass vial with a matte black pump. MAC PREP + PRIME NATURAL RADIANCE Formulated for oily and combination skin, delivers weightless hydration for a radiant, healthy look. The silky gel emulsion acts as a primer, improving the appearance of foundation and powder. The translucent formula smoothes on easily, featuring illuminating pearl powders that transform dullness into a healthy, natural glow. M.A.C STUDIO WATERWEIGHT SPF30 Ultra fluid formulation, elegantly thin, elastic gel serum texture. Stay-true colour, sheer medium buildable coverage, blurs imperfections such as fine lines & wrinkles, moisture fusion complex for immediate & all day hydration, soft, supple, silky finish. M.A.C POWDER BLUSH BURNT PEPPER NARS LARGER THAN LIFE LONG-WEAR EYELINER M.A.C BLOT PRESSED POWDER NARS HIGHLIGTHING BLUSH POWDER Burnt Pepper is described as Warm Rich Terracotta with matte finish. Burnt pepper as the description says is rusty reddish peachy brown shade with warm tones to it, absolutely fabulous to look at and as it is matte it is great for all skin types. It is super soft and gorgeously pigmented. A unique pressed powder designed primarily to provide shine control without adding any noticeable colour or texture. Sets foundation, finishes faces. For use in professional situations and for frequent touch-ups. Blot Powder contains Mica and Silica to adsorb excess oils and reduce shine on the skin’s surface. NARS Larger Than Life Long-Wear Eyeliner takes liner to the next level. Rich, creamy colour that glides on smoothly with a completely budgeproof finish. Incomparable 12-hour wear with no smearing and no caking. This truly versatile highlighting product may be worn on its own or layered over other colour products for added highlight and dimension. The soft shimmering colour will add instant radiance to any complexion, and may be used on the face and body. NIVEA MEN POSTSHAVE BALM M.A.C LIPSTICK TWIG Twig is a brown-nude colour with a semi matte finish. This has been rated a must have lipstick! Yes, it work so well as a primer! It contains Glycerine as one of the main ingredients. It is very lightweight so perfect as a primer as it doesn’t leave the skin packed with products. It is also colourless so great for any skin tone. It also has very good anti aging ingredient which is all we want, evens out skin well so it hydrate patches and help temporarily fill in fine lines.