Four Alarm Newsletter - Firefighters Community Credit Union
Transcription
Four Alarm Newsletter - Firefighters Community Credit Union
Hot Topics for 3rd Quarter 2016 President’s Message What’s The Recipe For Financial Success? Unlike banks, credit unions have a specific field of membership. This defines who may open accounts and belong to the financial cooperative. Your credit union was chartered in 1936 to serve exclusively Cleveland firefighters. YOU! As a member, you’re helping to make our credit union one of the fastest growing financial co-ops in Northeast Ohio! Your deposits help to fund members’ loans. When you obtain a loan at the credit union, the interest paid funds great rates and keeps our fees low to ensure every member benefits! Over the past 80 years, the field of our credit union’s membership has been expanded many times to include safety forces in Cuyahoga County and all the contiguous counties, as well as many other employer groups. In 2005, FFCCU was approved for a community charter making membership available to anyone who lives, works, worships, or attends school in Cuyahoga and Lake counties. We then added Lorain County at the end of 2015 through a merger. This larger field of membership has allowed the credit union to grow and add financial strength while bringing new and modern services to the membership. Ben Laurendeau We’d like to THANK YOU for your continued support so we’re throwing a party for you! Join us Friday, July 15th and enjoy special member perks. There’ll be something for everyone at the branches including FREE FFCCU swag, awesome give-a-ways, food and special offers. Plus, a few of the branches will have special guest appearances: Brian Fowler from 99.5 WGAR, Jeff Kurkjian from Q104 and a visit from Firehouse Grilling Company, a firetruck that’s been converted into a food truck by one of our very own members (who is also a Lorain firefighter)! Don’t miss out on this very special day to celebrate YOU. Be sure to RSVP to our event on Facebook and check ffcommunity.com for further details! This growth opportunity, combined with the desire to make credit union membership available to as many consumers as possible, has led us toward further expansion. In June, we were approved to add Medina, Summit, Portage, and Geauga counties to our field of membership. The financial cooperative grows stronger, resulting in better value to the membership, with each new member. The board, management, and staff are excited for this new opportunity to serve the expanded area and encourage you to help us spread the news. YOU’RE INVITED! Member Appreciation Day July 15, 2016 Awesome Promos • Cool Games • Prizes • Giveaways • More Want details and updates? Privacy Notice – Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at ffcommunity.com or we will mail you a free copy upon request if you call us at 216.621.4644. Accounts are insured up to $250,000.00 by American Share Insurance. This institution is not federally insured by member choice. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Visit ffcommunity.com or RSVP to our event on Facebook! FFCCU for the win. *Accounts are insured up to $250,000.00 by American Share Insurance. This institution is not federally insured by member choice. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Four Alarm News how daring are you? We’ve already saved many members thousands with interest savings, debt consolidation and refinancing. Let us see how much we could save you! Take the Dare2Compare challenge and schedule a FREE account review today by stopping into an FFCCU branch, calling 216.621.4644 or visiting ffcommunity.com/Dare2Compare. Starting Member Appreciation Day (July 15th), you can get a sizzlin’ grillin’ apron when you complete your account review.* Too HOT to Handle Firefighters 216.621.4644 Community • Credit Union ffcommunity.com *Visit ffcommunity.com for full details. No purchase required. Reviewee must be 18 years of age or older and must be or be eligible to be an FFCCU member. **One apron per member upon review completion. Offer available while supplies last. You’ll Flip For Our Hot Home Equity Loan Rates! We’re offering rates as low as 2.49% APR (fixed) PLUS up to $ 500 in closing costs waived!* Ask a teammate for details today! Spark-Worthy At FFCCU, we like to recognize the people in our fire departments who go above and beyond the call of duty by making amazing contributions to our communities. We call these people, “Spark-Worthy.” Help us thank them and their families for their service by nominating them for a Spark-Worthy award! Get all the details at ffcommunity.com/SparkWorthy. 2017 Spark-Worthy nominations are due no later than 5pm EST on July 31, 2016. E-mail: Fill out the digital form at ffcommunity.com or send an e-mail to [email protected]. Mail: FFCCU c/o: The Marketing Dept. 4664 East 71st Street, Cuyahoga Hts. OH 44125 FFCCU for the win. *Restrictions apply. Please see ffcommunity.com for full details. Members must be 18 years of age or older. Approval and rates based on credit worthiness, number of years the loan is financed and the amount financed. 80% combined loan to value or less. Higher rate may be offered upon approval. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, sign up for Auto Pay for loan payments). Closing costs up to $500 will be waived if application is approved, an initial amount of $10,000 is advanced, and the loan remains open for a period of 12 months. In many cases, the interest is tax-deductible; please consult your tax advisor. Promotion valid: 7/15/16 – 8/31/16. Accounts are insured up to $250,000.00 by American Share Insurance. This institution is not federally insured by member choice. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. In-Branch: Give to a teammate at any of our nine branches. Teammate News New to the FFCCU Family - We are happy to welcome our newest FFCCU teammates. Abby Congrats to our MVT Winner! McLeod and Toyia Neal have joined our team as Collections Assistants at our Admin. office. Anita Williams is our new Teller at our downtown branch (St. Clair) and Beverly Minnich joins her downtown as our new Financial Service Representative. We’re so glad you’re here! Familiar Faces in New Places - Congratulations to LeeAnn Vasicek who was promoted to Member Contact Center Supervisor at our St. Clair branch and Christine Kasper who was promoted to Head Teller at our Emerald branch! Thank you both for doing an amazing job helping our teammates and members here at FFCCU. Important Dates: 07/04 - Independence Day: offices closed 07/15 - Member Appreciation Day 07/31 - Spark-Worthy Nominations Due 09/05- Labor Day: offices closed 09/14- Miracle Jeans Day (Supporting Children’s Miracle Network) www.ffcommunit y.com • 216.621.4644 Patty Sebold Patty went above and beyond her duties to help a teammate take care of a member with a particularly complicated loan and title process at the same time. Thanks for everything you do here at the credit union, Patty!