Home Improvement Loan - Cleveland Heights Teachers Credit Union

A Newsletter from Cleveland Heights Teachers Credit Union, Inc.
Cash in on Spring with
Home Improvement Loan
It’s spring! Ready to get back to
those projects around the house
now that you’re done hibernating
for the winter? CHTCU has a Home
Improvement Loan in full bloom!
Borrow up to $5,000
at 9.99% APR* for 36 months
April 2016
Remember that we’ve
recently partnered with
The Ohio Educational
Credit Union to offer
mortgages for our members!
Whether you’re a first-time
home buyer or interested
in refinancing your existing
mortgage, we can help. Give
us a call and we’ll tell you
what you need to know!
Whether you need to re-paint, re-decorate, repair or remodel, this is a
really great offer! Don’t procrastinate – check these tasks off your list and
enjoy your home now with the CHTCU Home Improvement Loan. But hurry
because this promotion is only good through June 30, 2016.
*Annual Percentage Rate. Sample monthly payment for a $5,000 loan 9.99% APR* for 36 months is
$161.31 per month. Offer expires June 30, 2016. All loans are subject to credit approval. All rates and
promotions are subject to change without notice.
Free Home Buying Seminar on Wednesday, May 18th
Thinking of buying a home or refinancing your current house? We can help!
The Ohio Educational Credit Union is sponsoring a FREE
Home Buying Seminar, Wednesday, May 18, 2016. For your
convenience, they’ll hold two one-hour sessions. Mark your
calendar for the 11am or 4pm seminar at the Delisle Options
Center, 14780 Superior Road in Cleveland Heights. Join
OHECU’s Shane Hruby as he shares valuable home buying and
refinancing information and then answers questions. Plus,
EVERY attendee receives a FREE GIFT courtesy of the Cleveland
Heights Teachers Credit Union. One lucky person at each
session will receive a $25 Home Depot gift card from OHECU.
What do you have to lose?! Free info, free gift, and free advice
for your home. Call us at 216-371-2550 to reserve your spot!
Savings- Pay Yourself First!
We know it’s hard to put money aside when you
have so many bills and may be living paycheck
to paycheck. But it’s so important
to save just a few dollars from each
paycheck. Pay yourself first! Write it
down on your list of monthly bills.
Just $10 or $20 a pay period can add
up quickly – it’s less than a few cups
of coffee ! If you make it an automatic
habit or automatic deposit into your
CHTCU Savings Account, you won’t
even miss it. You never know when an
emergency will hit and that money
you set aside will be sorely needed.
Start saving today!
CHTCU Earns 5-Star
Superior Rating
from BauerFinancial!
BauerFinancial, Inc. is an independent bank
research firm that rates banks and credit unions
based on their financial information. They
recently awarded Cleveland Heights Teachers
Credit Union their highest 5-Star Superior
Rating. BauerFinancial has been reporting on
and analyzing the performance of U.S. banks
and credit unions since 1983. Their ratings are
independent. No financial institution has ever
paid for a rating, nor can any financial institution
choose to be excluded. We are thrilled with this
recognition!
Still paying off your holiday debt? Consider a
Holiday &
Summer Hours
Closed May 30, 2016
Closed July 4, 2016
Closed September 5, 2016
Summer Hours:
June 13th - August 19th
9:30am - 2:30pm
Normal Business Hours of
9:30am - 4:00pm will resume on August 22nd
Holiday Club!
www.annualcreditreport.com
The FREE Website That Anyone Can Use to Review
Their Credit Report. Well.....almost anyone.
You’ve most likely seen all those “free” credit report
commercials on TV reminding you to
review your credit report. But
many of those services come with a
fee. The official FREE online site is
www.annualcreditreport.com and is
a no-cost, no-obligation credit check site, to review your credit report.
Consumers are entitled to one free credit report from each of the three
credit agencies (TransUnion, Experian, Equifax) once a year. Your credit
history is so important for your financial well-being, so don’t leave it to
chance that everything is fine. Double-check your information often,
especially in this day and age of identity fraud.
Cleveland Heights Teachers Credit Union
14780 Superior Road
Cleveland Heights, Ohio 44118-2121
Phone: (216) 371-2550 • Fax: (216) 371-7406
E-mail: [email protected]
Office Hours:
9:30 a.m. – 4:00 p.m. (During the school year)
9:30 a.m. – 2:30 p.m.(Summer and vacation hours)
Appointment hours available
www.chtcu.org
Membership is open to all employees of the Cleveland Heights - University Heights Board of Education.
Family members of any current credit union member may also join Cleveland Heights Teachers Credit Union, Inc.