Get rewarded like never before. Use your debit card
Transcription
Get rewarded like never before. Use your debit card
2006 Program Catalog Use your debit card like always. Get rewarded like never before. 2006 Catalog Contents 3. 3. Program Overview 4. 4. Earn Double Points With PayPassTM 5. 5. Earn Double Points On Recurring Payments 6. 6. Rewards By Point Level 10.10. Banking Rewards 11.11. Brand Name Merchandise 28.28. Gift Cards/Certificates 33.33. Charities 34.34. Travel Rewards 42.42. Terms & Conditions Welcome To A World Of Great Rewards! • Earn 1 point for every dollar spent on your Charter One Bank Debit Card with MegaRewards. • Earn Double Points by using your card for PayPassTM purchases at the special PayPass reader next to cash registers at CVS/pharmacy®, McDonalds®, Regal Cinemas®, 7-Eleven®, Blimpie®, Meijer®, Subway® and a growing number of other merchant locations. (See page 4.) Using your Charter One Bank Debit Card with MegaRewards® for everyday purchases can be very rewarding. It’s the quick, easy way to earn free hotel stays, airline tickets, gift cards for all your favorite restaurants and retailers, jewelry, brand name merchandise and more. Plus, there are periodic “Hot Deals”, so you’ll want to regularly review the MegaRewards online catalog to see what’s new. • Earn Double Points on recurring payments you make every month for cable TV, the internet, heat, electricity, your cell phone, auto insurance and other ongoing services by setting up debit card AutoPay with your service providers! • Select great rewards starting as low as 1,800 points. Redeeming your points is easy. Just call 1-888-333-7630 between 9 a.m. and 9 p.m. (Eastern Time) Monday through Friday or 10 a.m. to 7 p.m. (Eastern Time) Saturday or Sunday. Or redeem your points by visiting charterone.com and following the MegaRewards prompts. 3 Go to Contents Page Earn DOUBLE … DOUBLE POINTS POINTS and valuable rewards even faster! There are 2 easy ways to make your purchases twice as rewarding. 1.Pay with PayPassTM Take advantage of the new PayPass feature built into your new Charter One Bank debit card and earn DOUBLE POINTS* on every purchase at CVS/pharmacy®, McDonalds®, Regal Cinemas®, 7-Eleven®, Blimpie®, Meijer® and Subway®. To qualify, just tap your PayPass card on the PayPass reader prominently displayed next to the cash register. That’s all there is to it. 2.Sign up for Debit Card AutoPay You also can earn DOUBLE POINTS on utility bills and other recurring payments by contacting your service providers and having them sign you up for Debit Card AutoPay. Signing up saves you the time and hassle of writing checks every month to these same providers and really accelerates the points you earn. Since you’re already paying for these services anyway, why not maximize the rewards you get for it? 4 * You earn 2 MegaRewards points for every $1 in transactions when you pay by tapping your card on the PayPass reader prominently displayed next to cash registers at participating merchant locations. The double points for PayPass offer is available through December 31, 2006. Go to Contents Page Earning DOUBLE POINTS is easier than ever! Everyday Purchases CVS/pharmacy® Average Monthly Cost $ 40 Annual Cost $ 480 MegaRewards® Points Earned 960 Double with PayPass 15,888 Points! 2,640 Points! McDonalds $ 50 $ 600 1,200 Double with PayPass Regal Cinemas $ 25 $ 300 600 Use PayPass at participating merchants and earn DOUBLE POINTS on all your purchases! 0 points Checks Debit Card AutoPay Without PayPass® 1,320 points With Pay Pass® Double with PayPass Sign up for Debit Card AutoPay and earn DOUBLE POINTS on payments you make every month. Groceries $ 600 $7,200 7,200 Gas For 2 Cars $ 320 $3,840 3,840 Restaurants $ 150 $1,800 1,800 Medical/Prescriptions $ 150 $1,800 1,800 Dry Cleaners $ 60 $ 720 720 Cable or Satellite TV $ 50 $ 600 1,200 Double with AutoPay Internet $ 25 $ 300 600 Double with AutoPay Gym/Health Club $ 50 $ 600 1,200 Double with AutoPay Heat/Electric/Phones $ 365 $4,380 8,760 Double with AutoPay Auto Insurance $ 175 $2,100 4,200 Double with AutoPay Total $2,060 $24,720 34,080 5 Go to Contents Page Quick Guide To Available Rewards 1,800 Points 4,000 Points 5,000 Points 7,000 Points 8,000 Points 1-Year Magazine Subscription $20 Bath & Body Works® Gift Card $25 BP® Gift Card CD Bonus Rate Satin Silver Contemporary Pen $20 Pizza Hut® Gift Card $25 Bob Evans® Gift Card $35 Mrs. Fields® Gift Certificate $20 McDonalds® Gift Card $25 Applebee's® Gift Card $20 CVS/pharmacy® Gift Card $25 Red Lobster® Gift Card Galileo® Thermometer $25 Olive Garden® Gift Card Pro-Sport Stop Watch Surf-n-Style Radio $25 - $100 Air Check AM/FM Shower Radio 3,000 Points One Year MegaRewards® Membership 6 Personal Electronic Organizer Proctor-Silex® Electric Knife Sony® AM/FM Clock Radio GE® 900 MHZ Cordless Telephone $40 Target® Gift Card $40 Kohl’s® Gift Card $40 Wal-Mart® Gift Card $40 Toys “R” Us® Gift Card Ralph Lauren® Silver Stud Earrings $40 Bath & Body Works® Gift Card Travelers Club® Duffle $40 Sephora® Gift Card Wilson® Synthetic Leather Basketball Skil® Screwdriver with Bit Set Wilson® NFL Soft Grip Football Godiva® Gold Ballotins 1/2 Pound JWIN AM/FM Pocket Radio Bushnell® PowerView Folding Binoculars Thermos® Metallic Charcoal Mug Andis® 14 Piece Haircutting System Free Companion Airline Ticket AT&T® Answering Machine Logon to charterone.com to view the most current rewards online. Go to Contents Page Quick Guide To Available Rewards 10,000 Points $50 Alzheimer's Association® Charity Donation $50 American Red Cross® Tsunami Victims Relief Fund Donation $50 American Foundation for the Blind® Charity Donation $50 Breast Cancer Research® Charity Donation $50 March of Dimes® Charity Donation $50 Marine Corps Toys for Tots® Charity Donation $50 Prevention of Cruelty to Animals® Charity Donation 15,000 Points $50 Gap Gift Card $50 Foot Locker® Gift Card $50 Regal Entertainment Group Ultimate Premier Movie Pak $50 Staples® Gift Card $50 Old Navy Gift Card $50 The Home Depot® Gift Card $50 Borders® Gift Card George Foreman® Family Size Grill Toastmaster® Waffle Maker Down Inc.® Feather & Down Pillows $75 iTunes® Gift Certificate Master Craft® 15 Piece Garden Tool Set Ralph Lauren® Silver Bead Bracelet $75 Eddie Bauer® Gift Card Golf & Gifts® The Pro Roller Golf Bag Proctor Silex® Toaster Oven $75 Lands’ End® Gift Card Bushnell® 10 x 50 Powerview Binoculars Panasonic® Microcassette Tape Recorder $75 CompUSA® Gift Card Uniden® GMRS 2 way Sport Radio Homedics® Handheld Compact Percussion Massager $75 JCPenney Gift Card 1 Day National® Compact-Full Car Rental $75 Macy’s® Gift Card 1 Day Sea World® Orlando Child Ticket Cuisinart® Ice Cream Maker Shop Vac® Thermoscan® Ear Thermometer Coleman® Remote Control Lantern $50 Macaroni Grill® Gift Card $50 Chili's® Gift Card Call 1-888-333-7630 to redeem your points. 7 Go to Contents Page Quick Guide To Available Rewards 20,000 Points 25,000 Points $100 Best Buy® Gift Card Bulova® Burlington Mantle Clock $100 Ritz Carlton® Currency $125 Alzheimer's Association® Donation Coleman® Propane Grill/Stove $100 Bed Bath & Beyond® Gift Card Kenneth Cole® Ladies’ Watch Hertz® Car Rental 1 Night Fairfield Inn® by Marriott $100 Eddie Bauer® Gift Card Kenneth Cole® Men's Watch $125 American Foundation for the Blind® Donation $100 Morton's Steak House® Gift Card DMI® Game Room Dart Cabinet Set $100 Harry and David® Gift Card 2 Day Alamo® Compact-Full Car Rental $100 The Home Depot® Gift Card 1 Day Alamo® Premium-Luxury Car Rental Sony® CD Walkman Player Sony® Portable CD Player iPod® Shuffle 512 MB MP3 Player 1 Day Adult Sea World® Orlando Ticket $100 Marriott® Gift Cheque $100 Best Western Travel Card Cuisinart® Little Pro PlusTM Food Processor $100 Spa Finder® Certificate $125 American Red Cross® Tsunami Victims Relief Fund Donation $125 Breast Cancer Research® Donation $125 March of Dimes® Donation $125 Prevention of Cruelty to Animals® Donation $125 Toys for Tots® Donation Sony® DVD Player Makita® Variable Speed Drill 8 Coach Double Billfold Wallet 1 Night Hyatt® Classic Level Certificate 2 Day National® Compact-Full Car Rental 2 Day Universal Studios® Orlando 2 Park Adult Ticket 2 Day Universal Studios® Orlando 2 Park Child Ticket 3 Day Alamo® Compact-Full Size Car Rental Oreck® Cord-Free ElectrikBroom Logon to charterone.com to view the most current rewards online. Go to Contents Page Quick Guide To Available Rewards 30,000 Points $150 Coach Gift Card $150 Pier 1 Gift Card $150 Morton's Steak House® Gift Card $150 Banana Republic Gift Card Sony® 3-Piece AM/FM CD Boombox Vivitar® Vivicam 3MP Digital Camera $150 Off Domestic Airline Ticket 40,000 Points 50,000 Points 70,000 Points $150 Off International Airline Ticket Sony® 10-Disc Trunk Changer RCA® 20" Stereo Flat Screen TV RCA® 20" Flat Screen TV/DVD Combo 2 Day Alamo® Premium-Luxury Car Rental Samsung® DVD/VCR Combo Sony® PlayStation 2 With 1 Controller WeedEater® Blower/Mulching Vac Legend® 12-Channel GPS Sharper Image® Ionic Breeze Silent Air Quadra Purifier Coleman® 12' x 12' Screen House Sony® Mega CD Storage Changer $200 Off Domestic Airline Ticket Whirlwind® Bagless Vacuum $200 Off International Airline Ticket Fitness Quest® Gaselle Freestyle 1 Night Courtyard/Spring Hill Suites® "Anyday" Huffy® 26" Marengo Bike $150 Marriott® Gift Cheque $150 Ritz-Carlton® Currency $150 Hertz® Car Rental Gift Certificate 1 Night Residence Inn/TownePlace® 1 Bedroom Award Uniflame® Patio/Deck Heater $500 Off Domestic Airline Ticket $500 Off International Airline Ticket Panasonic® 5MP Digital Camera Free Domestic Round-trip Airline Ticket Call 1-888-333-7630 to redeem your points. 9 Go to Contents Page Banking Rewards As a valued Charter One Bank MegaRewards® member we are pleased to offer you an opportunity to redeem points for a special Bonus Rate on our already high yielding Certificates of Deposit and a free MegaRewards Membership opportunity. Bonus Interest on Charter One Bank Certificate of Deposit* CDs are a smart choice when fixed rate and security of principal are a priority. Now as a MegaRewards member, you can earn a special bonus rate and the peace of mind that comes with FDIC insurance. Select the maturity date that best meets your needs and receive the best reward – more money! Earn an extra .15% interest on top of our already great Certificate of Deposit rates. 8,000 One-Year MegaRewards Membership This reward will extend your membership for an additional 12 months, a $25 value. 3,000 * All accounts subject to individual approval. See a banker for details and deposit insurance coverage limitations. 10 Logon to charterone.com to view the most current rewards online. Go to Contents Page You’re really going to appreciate the wide assortment of new items featured in this section including the latest electronics, home entertainment, jewelry, power tools, kitchen accessories, sports gear and more. Brand Name Merchandise Call 1-888-777-3946 to redeem your points. 11 Go to Contents Page 1-Year Free Magazine Subscription A contemporary design with satin silver brass and a rubber comfort grip. 1,800 1,800 Enjoy a fully paid 1-year subscription to your choice of Automobile, Popular Science, Self, Golf Magazine, Woman’s Day, Home, Family Circle Magazine, Family Handyman or Reader’s Digest. Water drop resistant radio offers swivel hook for hanging or stand for tableside use. Trendy white cabinet has waterdrop-look with see-through aqua trim. Measures 9.25" x 3.5" x 1.75". Three AA batteries (not included). 1,800 4,000 Surf-n-Style Radio This sporty black and silver accented watch features an EL back light and stopwatch feature providing precision timing, day of the week and alarm. 1,800 12 Sleek surf-n-style FM auto-scan radio, with comfort ear buds and a clip for your belt. Batteries included. Satin Silver Contemporary Pen Pro-Sport Stop Watch AM/FM Shower Radio Logon to charterone.com to view the most current rewards online. Go to Contents Page Galileo® Thermometer Science meets art. This fascinating, functional instrument is the point at which science meets art. Four hundred years ago Galileo discovered that specifically weighted floating bubbles would predictably rise or sink in a liquid as the temperature of that liquid changed. These decorative glass reproductions of Galileo's discovery have glass floats precisely weighted in .003 gram increments suspended in a clear, environmentally safe, non-toxic liquid. Simply read the tag on the lowest floating bubble to tell the temperature. Made in Germany. Personal Electronic Organizer Proctor-Silex® Electric Knife Wilson® NFL Soft Grip Football A sleek aluminum databank with five currency and metric conversions, 32-city world time feature, alarm with schedule, and a 12-digit calculator. Slices breads, meats, vegetables, and fruits with its serrated stainless steel blades. Pass like the pros. Football is official size and weight with sewn rubber cover featuring vibrant NFL logo. 5,000 5,000 4,000 4,000 Call 1-888-333-7630 to redeem your points. 13 Go to Contents Page (Not Actual Size) JWIN AM/FM Pocket Radio Thermos® 16-Ounce Metallic Charcoal Mug Mini AM/FM palm-size pocket radio with ultra sensitive AM/FM receiver, 3-way carrying system, earphone jack, digital stereo earphone with neck strap and earphone. Requires 2 “AAA” batteries (not included). Silver. Carry your favorite hot or cold beverage in sleek style. Durable mug is constructed of stainless steel and features a reflective finish reminiscent of a high gloss car finish. Charcoal. 5,000 Sony® AM/FM Clock Radio New angular design offers AM/FM tuner, alarm volume control, green LED display, alarm indicator, and full power back-up to ensure on-time wake-up. Wake to radio or buzzer alarm with snooze/sleep functions. Black. GE® 900 MHZ Cordless Telephone Ralph Lauren® Silver Stud Earrings Crystal Clear Sound® with 40 Channel Auto Scan, 10-Number Memory, Digital Security, Handset Volume Control, One-touch Redial, Page/Find. Perfect spheres of silver for any occasion. 8mm studs with 14k gold post. 7,000 7,000 7,000 5,000 14 Logon to charterone.com to view the most current rewards online. Go to Contents Page Wilson® Synthetic Leather Basketball Skil® 2.4-Volt Screwdriver with Bit Set Godiva® Gold Ballotins - 1/2 Pound High performance synthetic leather cover. Official weight and size. Six-piece bit set covers all the home workshop bases. In-line cordless screwdriver also features automatic lock for manual tightening. Simply a treasure, this classic collection has long been considered the gold standard of Godiva Chocolatier. The assortment includes milk, white and dark chocolates including ganache, creams, caramels and nuts. 7,000 8,000 8,000 Bushnell® 12 x 25 PowerView Folding Binoculars Ideal for nature observers or concert goers with larger objective lenses for excellent light gathering and brighter images. Offers roof prism, fully coated optics and nonslip rubber armor for firm grip. 8,000 AT&T® Answering Machine Digital answering system features adjunct 40 minutes digital record time, English and Spanish voice prompts. single digit message and counter time/day stamp message guard. Memory requires no batteries. System also offers remote access, toll saver call screening intercept and CID number announce. 8,000 Call 1-888-333-7630 to redeem your points. 15 Go to Contents Page Andis® 14-Piece Haircutting System Salton® George Foreman® Family Size Grill No more appointments to make. Includes professional pivot motor clipper with adjustable blade, eight attachment combs, stainless steel shears, styling and tapered barber combs, cleaning brush, blade guard, barber cape and instructions. The George Foreman Indoor Grill has a 64 square inch cooking surface, built-in bun warmer with one touch release, updated rib design for even easier cleaning, double non-stick coated grill plate, floating hinge for even cooking and cord storage wrap. 8,000 10,000 Toastmaster® Waffle Maker Light, fluffy waffles are a snap to make. Ready light indicates when to pour in batter. Four-section waffle bakes to a delicious crispness while housing stays cool to the touch. Nonstick grids mean fast, easy clean up. Stands on end for convenient storage. 10,000 Coleman® Remote Control Lantern Oh, so handy. Classically styled lantern operates on remote control from up to 50 feet away. Features multi-position manual on/off switch, built-in nightlight and cool-to-the-touch fluorescent tube. Operates up to 40 hours on low and 17 hours on high with alkaline batteries (not included). Homedics® Handheld Compact Percussion Massager Ease your aches and pains. Lightweight design fits comfortably in your hand to provide powerful percussion action and soothing heat. Offers two-setting variable intensity and four convenient attachments. 10,000 10,000 16 Logon to charterone.com to view the most current rewards online. Go to Contents Page Down Inc.® Feather & Down Queen Pillows Pair of pillows offer double-stitched construction, 233 thread count, 100% cotton fabric and are filled with white goose down and feathers. 10,000 Ralph Lauren® Silver Bead Bracelet Proctor Silex® Toaster Oven Panasonic® Microcassette Tape Recorder Perfect symmetry in glorious 8mm silver beads that round your wrist. Perfect as a stand-alone piece or in combination with your favorites. Signature RLL fob dots toggle closure. Fits a 12" pizza or 6 slices of toast. This toaster oven has a space-saving design, 30-minute timer with auto shutoff, broils/top-browns food and includes slide-out crumb tray. 10,000 10,000 Panasonic microcassette tape recorder features voice activation system with level control, built-in condenser microphone, one-touch recording, fast playback, pause, two-speed tape selector and big sound speaker. 10,000 Call 1-888-333-7630 to redeem your points. 17 Go to Contents Page Cuisinart® Ice Cream Maker Thermoscan® Ear Thermometer Master Craft® 15 Piece Garden Tool Set Golf & Gifts The Pro Roller Golf Bag Make fat-free sorbets, low-fat frozen yogurts, rich ice creams - up to 1-1/2 quarts - quick and easy! Heavy-duty motor makes frozen yogurt, ice cream, sherbet, sorbet or frozen drinks in 20 to 30 minutes. Includes automatic mixing arm, large ingredient spout for adding ingredients, easy-lock transparent lid and instruction/recipe book. Limited 3-year warranty. Compact digital thermometer measures and displays body temperature in one second. Features an audible alert which confirms the end of measurement and recall memory for last eight temperatures. Includes lens filters and protective cover. Set includes 13" fixed blade grass shear, 8" by-pass pruning shear, 12" trowel, 12" weeder, four-function spray nozzle, 5" adjustable nose nozzle and various hose adapters and nozzles. Weather-proof cover features padded top and shoulder strap, three reinforced handles and oversized cast wheels. Includes locks, keys and outside accessory pocket. 15,000 15,000 15,000 15,000 18 Logon to charterone.com to view the most current rewards online. Go to Contents Page Bushnell® 10 x 50 Powerview Binoculars Uniden® GMRS 2-Way Sport Radio InstaFocus®, fully coated lens coating, fold down eyecups, great for stadium sports, outdoor/nature, general use, vacation, hunting and bird watching. Case and strap included. Crystal clear sound with up to six-mile range and 22 channels. Features 38 CTCSS privacy codes, backlit LCD display, battery strength meter, keypad lock, channel scan/monitor and five call tones. Includes two NiMH rechargeable batteries, charging cradle and belt clip. 15,000 15,000 Shop Vac® Sony® Portable CD Player Sony® CD Walkman Player New 3.5hp motor with quieter operation. Features 10 gallon plastic tank w/anti-tip design, built-in tool storage basket, convertible blower, cleaning tools, 8-foot hose with holder and improved filtration. Astounding sound with18 playback modes, including bookmark playback function. Offers MP3, ATRAC3™, ATRAC3plus™ playback, plus features Digital Mega Bass® sound, skip-free technology, three-line LCD for ID3 tag, 18 play modes, earbud headphones, and clip remote. A stylish CD walkman that offers ATRACT3 plus, ATRAC3 and MP3 format playback. Also features digital mega bass sound and volume control plus a bookmark playback function for easy programming. 15,000 20,000 20,000 Call 1-888-333-7630 to redeem your points. 19 Go to Contents Page DMI® Game Room Dart Cabinet Set Includes bristle dartboard and six darts. Cabinet is constructed of MDF laminate and features "self-closing" antique brass hinges. Closed measurements: 25"H x 19.5"W x 3.5"D. 20,000 Apple IPOD® Shuffle 512MB MP3 Player Bulova® Burlington Mantle Clock Mix things up. Pocket-sized and ready to go random, the new iPod Shuffle has a slider on the back that lets you manage the music. Flip on Shuffle mode to hear up to 120 songs in varied order, or choose Play in Order mode. Five-way button pad controls play/pause, volume up/down, and track forward/back. Simply connect to your computer directly into a USB port with no cables necessary to download or recharge 12-hr. battery. Compatible with iTunes software and iTunes Music Store. Perfect focus piece for your mantle. Solid wood case with rich walnut finish has functional drawer and combines with glass side panels and polished brass accents for the finest in timekeeping. Adds the sound of music to your home by playing Westminster melody on the hour. 20,000 20,000 20 Logon to charterone.com to view the most current rewards online. Go to Contents Page Kenneth Cole® Men’s Watch Kenneth Cole® Ladies’ Watch Cuisinart® Little Pro PlusTM Food Processor/Juicer Stainless steel with two hand function and date display on a leather strap. Water resistant. Stainless steel with two hand function and date display on a leather strap. Water resistant. 20,000 20,000 A compact food processor that features a juicer attachment, chute attachment, stainless steel blades, slicing and shredding discs, three-cup capacity and a three-position (on/off/pulse) lever. Sony® DVD Player Single disc DVD player DVD, DVD+RW/+R, DVD-RW/-R, JPEG/MP3/CD-R/CD-RW playback, precision cinema, progressive black finish. 25,000 20,000 Call 1-888-333-7630 to redeem your points. 21 Go to Contents Page Coleman® Propane Grill/Stove Grill and cook at the same time. Offers two 10,000-BTU burners, grease management system and removable dishwasher-safe grease reservoir. Propane cylinder not included. 25,000 Coach Double Billfold Wallet Oreck® Cord-Free ElectrikBroom Perfect gift for him with two multipurpose pockets, six credit card pockets and two full-length bill compartments. Water buffalo calfskin. 4-5/16" x 3-7/16". Black. Ingenious new two-in-one design offers the advantage of a powerful floor vacuum with a removable hand vac. Features rechargeable two-motor system with revolving agitator brush and geared belt drive that offers superior performance on all surfaces. No cord to plug in or interfere with movement. 25,000 25,000 22 Logon to charterone.com to view the most current rewards online. Go to Contents Page Makita® Variable Speed Drill Reversible drill with powerful 3.3-amp motor and variable speeds from 0-2, 100 rpm accommodates drilling of wood and sheet metal. Lightweight design includes all-ball-bearing construction. Includes keyless chuck. 25,000 Sony® 3 Piece AM/FM CD Boom Box Moveable music for those on-the-go. Features CD player, dual stereo cassette deck and digital AM/FM stereo tuner with Mega Bass system. Four-pattern electronic sound modes, including rock, pop, jazz and vocal. Includes synchronized CD and cassette dubbing and remote. Has AC cord or operates on batteries (not included). 30,000 Vivitar® Vivicam 3MP Digital Camera Sony® 10-Disc Trunk Changer Stylish design with digital still, movie clip and PC/web camera capabilities. Features 1.5" color monitor, three-mode auto flash, 16MB internal memory, white balance, self-timer and USB port. Accepts SD cards (not included). Amazing mobile technology. Mount this 10-CD changer under your car seat or in your trunk and control it through slim-line display that doubles as a wired remote. Offers built-in FM transmitter and full-function playback modes. CD text and CD-R capabilities. 30,000 40,000 Call 1-888-333-7630 to redeem your points. 23 Go to Contents Page Samsung® DVD/VCR Combo WeedEater® Barracuda Gas Blower and Mulching Vac Slender combination design offers the best of both worlds, plus more. Features progressive scan output, letterbox eliminator and easy-access front A/V inputs. Offers DVD, CD, CD-R/RW, MP3 and VHS/S-VHS playback capabilities. Also enjoy picture CD and JPEG CD viewing. The most powerful blower combined with the best mulching system. With 200-mph blowing power, 24-cc gas-powered engine, Bigfoot nozzle and 400 cfm of air volume, this is one powerful lawn tool. Includes vacuum kit. Coleman® 12' x 12' Screen House Crowd pleasing canopy café-style design. Allows great airflow and provides wind and sun protection. With 95” center height and 72” wall height, tension can be adjusted to guarantee tighter canopy and more rigid frame. Includes organizer, storage bag and easy color-coded assembly instructions. Measures 12' x 12'. Cafe canopy with charcoal frame. 40,000 40,000 40,000 24 Sony® Mega CD Storage Changer Megastorage CD changer comes with a host of features that make playing your next song fun and easy. Artist name search, scan by slot position or search alphabetically. Includes CD text display, custom file organization, keyboard input, 32-song hit list, timer and remote control. 50,000 Logon to charterone.com to view the most current rewards online. Go to Contents Page RCA® 20” Flat Screen TV Huffy® 26" Marengo (Unisex) Bike Wider effective angle for superior viewing. Features TruFlat picture tube, two-line comb filter, surround sound, multilingual onscreen display, multi-speed scan and slow motion and convenient sleep timer. Super easy connections with front and rear A/V jacks, rear S-video, rear video output and digital audio output. DVD, audio CD, CD-R and MP3 play. Measures: 24"W x 21"H x 19"D. Ideal for him or her, alloy comfort frame provides a great ride. Offers steel suspension fork, six-speed twist shift, Falcon six-speed derailleur, alloy rims and wide spring seat with black bumper. Mocha Black/Polished. 50,000 50,000 Eureka® Whirlwind Bagless Litespeed Vacuum Newly designed bagless wonder with quiet 12-amp motor, new spin duster and larger 3.5 dry quart capacity dust cup. Also features 15" cleaning path, HEPA filtration, stair/upholstery nozzle, stretch hose and onboard tools. 50,000 Call 1-888-333-7630 to redeem your points. 25 Go to Contents Page Fitness Quest® Tony Little Gaselle Freestyle 26 Garmin® Legend 12-Channel GPS Sony® PlayStation 2 with 1 Controller Panasonic® 5MP Digital Camera Complete range of motion for all fitness levels. Smooth, low impact workout provides both aerobic and resistance training. Features sure fit foot platforms, water bottle/holder, 30-minute video and durable steel construction to support up to 350 pounds. Folds for storage. Provides precise GPS position accuracy to less than three meters using correction data from Wide Area Augmentation System. Small handheld unit is loaded with full base map of North and South America, including lakes and rivers, plus 8MB internal memory to hold downloaded map data and new preloaded marine aids to navigation. Computer entertainment system offers expansive 128-bit universe. Console’s mega-powerful 300 MHz processor delivers enhanced clarity and dazzling graphics with Graphics Synthesizer and doubles as a CD/DVD player. Compact design offers 2” LCD viewing screen, Optical Image Stabilizer, Mega Burst consecutive shooting, and new built-in memory. A variety of scene modes help you capture the best shot. 50,000 50,000 70,000 50,000 Logon to charterone.com to view the most current rewards online. Go to Contents Page RCA® 20” Flat Screen TV/DVD Combo Wider effective angle for superior viewing. Features TruFlat picture tube, two-line comb filter, surround sound, multilingual onscreen display, multi-speed scan and slow motion and convenient sleep timer. Super easy connections with front and rear A/V jacks, rear S-video, rear video output and digital audio output. DVD, audio CD, CD-R and MP3 play. Measures: 24” W x 21” H x19” D. 70,000 Sharper Image® Ionic Breeze Quadra Silent Air Purifier Uniflame® Patio/Deck Heater Attractive design works in any room. Offers low-energy consumption, silent operation, superior air cleaning and odor neutralizing and no replacement filters. Gray. Brings style and warmth outside with push-button ignite. Warms up to an 18-foot diameter area with 40,000 BTUs. Measures: 91"H x 24.5"W base x 26.5"W dome. Black. Fuel tank not included. 70,000 70,000 Call 1-888-333-7630 to redeem your points. 27 Go to Contents Page Gift cards are more popular than ever. And as you’ll see, we have a wide assortment to choose from for all your favorite restaurants and merchants. And if there’s something else you’ve had your eye on, you can select a Charter One Bank Gift Card good at millions of locations world wide. Remember, the Charter One Bank Gift Card and most merchant gift cards are welcomed for online and phone-in orders as well. 28 Gift Cards/Certificates Logon to citizensbank.com to view awards online. Go to Contents Page Charter One Bank Gift Card Bath & Body Works® Gift Card $ 75 . . . . . . 19,000 $ 20 . . . . . . . . 4,000 $ 100 . . . . . . 25,000 $ 40 . . . . . . . . 8,000 $25 Applebee's® Gift Card 5,000 $20 Pizza Hut® Gift Card $20 McDonalds® Gift Card 4,000 4,000 $20 CVS/pharmacy® Gift Card 4,000 $25 Bob Evans® Gift Card $25 Red Lobster® Gift Card 5,000 5,000 $25 Olive Garden® Gift Card $25 BP® Gift Card 5,000 5,000 Call 1-888-333-7630 to redeem your points. 29 Go to Contents Page $35 Mrs Fields® Gift Certificate $40 Target® Gift Card $40 Sephora® Gift Card $40 Kohl’s® Gift Card $40 Wal-Mart® Gift Card 8,000 8,000 8,000 8,000 The Home Depot® Gift Card $50 Macaroni Grill® Gift Card $50 Chili's® Gift Card $50 Gap Gift Card 10,000 10,000 7,000 $40 Toys “R” Us® Gift Card 8,000 $ 50 . . . . . . . 10,000 10,000 $100 . . . . . . . 20,000 30 Logon to charterone.com to view the most current rewards online. Go to Contents Page $50 Foot Locker® Gift Card $50 Regal Entertainment Group Ultimate Premier Movie Pak 10,000 $50 Staples® Gift Card $50 Old Navy Gift Card $50 Borders® Gift Card 10,000 10,000 10,000 $75 Eddie Bauer® Gift Card $75 Lands’ End® Gift Card $75 Comp USA® Gift Card 15,000 15,000 15,000 10,000 iTunes ® $75 iTunes® Gift Certificate 15,000 $75 Macy’s® Gift Card 15,000 Call 1-888-333-7630 to redeem your points. 31 Go to Contents Page $75 JCPenney Gift Card $100 Best Buy® Gift Card 20,000 15,000 $100 Bed Bath & Beyond® Gift Card $100 Eddie Bauer® Gift Card 20,000 20,000 Morton's® Steak House Gift Card $100 . . . . . . .20,000 $150 . . . . . . . 30,000 32 $100 Harry and David® Gift Card $100 Spa Finder® Certificate 20,000 20,000 $150 Coach Gift Card $150 Pier 1 Gift Card 30,000 30,000 $150 Banana Republic Gift Card 30,000 Logon to charterone.com to view the most current rewards online. Go to Contents Page Here’s a great way to help a charity important to you. Chose from the Alzheimer’s Association®, American Foundation For The Blind®, American Society for the Prevention of Cruelty to Animals®, American Red Cross® Tsunami Relief Fund, Breast Cancer Research Foundation®, March of Dimes® or Marine Corps Toys for Tots®. Give To Charity $50 donation to a charity 10,000 $125 donation to a charity 25,000 33 Go to Contents Page Travel Rewards Looking to get away? You’ve come to the right place. As you’ll see, there’s a wide assortment of travel rewards to choose from including free hotel and resort stays, car rentals, airline tickets and theme park admission. Whether you’re looking to get away for a day or an extended vacation, there’s a reward here to meet your needs. 34 Go to Contents Page $25 - $100 Air Check® Air Checks are a discount certificate entitling the recipient to save up to $100 off the lowest available published airfare on a round-trip, coach-class ticket purchased through Lifestyle Vacation Incentives. Please refer to the Terms and Conditions for further details. 1,800 Free Companion Ticket Certificate Traveler’s Club® Duffle Free Companion Ticket entitles recipient to purchase of one adult round-trip, coach-class airline ticket at the fare stated and receive a Companion Ticket free. Offer is good between 104 cities listed on the certificate when purchased through Lifestyle Vacation Incentives. Please refer to the Terms and Conditions for further details. Traveler’s Club TCL "Outdoors" 28" Multi-Pocket Duffel w/CD Access Porthole. 7,000 1 Day National® Compact-Full Car Rental 1-Day Sea World® Orlando Child Ticket National Car Rental is one of the world’s largest car rental companies, with approximately 3,000 locations in 72 countries across the globe. Voucher valid for up to two day rental of a compact through a full size 4-door car in the United States. Please refer to the Terms and Conditions for further details. Single-Day Admission to SeaWorld Orlando. Children's ticket is for kids ages 3-9. Visit www.seaworld.com for complete operating schedule. 15,000 15,000 5,000 Call 1-888-333-7630 to redeem your points. 35 Go to Contents Page 2 Day Alamo® Compact-Full Car Rental Valid for two (2) 24-hour rental periods of an Alamo compact-full size car in the United States and Canada. Includes unlimited mileage and is valid for use any day of the week. Advance reservation required, subject to availability. Renter must meet standard age, driver and credit requirements. Please refer to Terms and Conditions for further details. 20,000 36 1 Day Alamo® Premium-Luxury Car Rental Valid for one (1) 24-hour rental period of an Alamo premium-luxury size car in the United States and Canada. Includes unlimited mileage and is valid for use any day of the week. Advance reservation required, subject to availability. Renter must meet standard age, driver and credit requirements. Please refer to Terms and Conditions for further details. 20,000 1-Day Adult Sea World® Orlando Ticket Single-Day Admission to SeaWorld Orlando. Adult ticket is for those age 10 and up. Visit www.seaworld.com for complete operating schedule. 20,000 $100 Marriott® Gift Cheque Let them choose their own award! Marriott Gift Cheques can be used at any Marriott Hotels & Resorts, JW Marriott Hotels & Resorts, Renaissance Hotels & Resorts, Courtyard, Residence Inn, Fairfield Inn, TownePlace Suites, SpringHill Suites and Marriott Vacation Club International (rentals only) location for dinner or souvenirs at the gift shop. No change is given. This certificate expires 15 months from date of issuance. 20,000 $100 Best Western Travel Card® The Best Western Travel Card is a stored-value gift card good for hotel stays at any Best Western hotel worldwide. The Travel Card takes you to faraway private beaches, wondrous mountaintops, breathtaking forests or bustling international cities. Use the Best Western Travel Card at any of more than 4,200 Best Western hotels in over 80 countries throughout the world. 20,000 Logon to charterone.com to view the most current rewards online. Go to Contents Page $100 Ritz Carlton® Currency $100 Hertz® Car Rental Certificate 1 Night Fairfield Inn by Marriott® 1 Night Hyatt® Classic Level Certificate 2 Day National® Compact-Full Car Rental Guests may use The Ritz-Carlton currency for dining, sample the delights of a spa or take home an elegant memento from a Ritz-Carlton gift shop. This voucher will be received within 3-4 weeks signature required priority mail. Please refer to the Terms and Conditions for further details. Hertz offers a wide variety of current-model cars on a short-term rental basis – daily, weekly or monthly – at airports, in downtown and suburban business centers, and in residential areas and resort locales. This voucher will be received within 3-4 weeks signature required priority mail. Please refer to the Terms and Conditions for further details. At Fairfield Inn by Marriott, expect comfort and warm hospitality when you stay any night at over 530 locations across the United States. Includes all applicable room taxes. Enjoy a free continental breakfast the next morning. Please refer to Terms and Conditions for further details. Hyatt Hotels and Resorts offer luxury hotels around the world. The Classic Stay Certificate is good for one night accommodations including tax any day of the week at over 70 properties worldwide. Accommodations are subject to availability at time of reservation, and black out dates may apply, due to seasonal periods and special events. Please refer to the Terms and Conditions for further details. National Car Rental is one of the world’s largest car rental companies, with approximately 3,000 locations in 72 countries across the globe. Voucher valid for up to two day rental of a compact through a full size 4-door car in the United States. Please refer to the Terms and Conditions for further details. 20,000 20,000 25,000 25,000 25,000 Call 1-888-333-7630 to redeem your points. 37 Go to Contents Page 2 Day Universal Studios® Orlando 2 Park Experience all the thrills and adventures at Universal Studios® Orlando. Get an inside look at the sets and uncover the behind-the-scenes secrets of legendary films with 2-day unlimited Park to Park access to Universal Studios or Islands of Adventure as well as admission to select CityWalk venues. Tickets do not expire and unused days have no expiration (but are not transferable). Adult Ticket 25,000 Child Ticket 25,000 Note: Some events/venues are for adults ages 21 and over only. 3 Day Alamo® Standard Car Rental Valid for three (3) 24-hour rental periods of an Alamo compact-full size car in the United States and Canada. Includes unlimited mileage and is valid for use any day of the week. Advance reservation required, subject to availability. Renter must meet standard age, driver and credit requirements. Please refer to Terms and Conditions for further details. 1 Night Residence Inn/TownePlace® 1 Bedroom Award Stay any night of the week at over 600 Residence Inn or TownePlace Suites locations in the United States, Canada or Mexico. These suite accommodations are perfect for leisure trips and all feature kitchens. All applicable room taxes included. Enjoy a complimentary hot breakfast buffet at Residence Inn. Call 1-800-899-7235 to check availability. Certificate expires 15 months from date of issuance. 30,000 25,000 38 Logon to charterone.com to view the most current rewards online. Go to Contents Page $150 Off Domestic Airline Ticket $150 Off International Airline Ticket Valid for $150 off the total purchase price of any airline ticket. Valid for $150 off the total purchase price of any airline ticket. 30,000 30,000 $150 Marriott® Gift Cheque Hertz® Car Rental $150 Gift Certificate Let them choose their own award! Marriott Gift Cheques can be used at any Marriott Hotels & Resorts, JW Marriott Hotels & Resorts, Renaissance Hotels & Resorts, Courtyard, Residence Inn, Fairfield Inn, TownePlace Suites, SpringHill Suites and Marriott Vacation Club International (rentals only) location for dinner or souvenirs at the gift shop. No change is given. This certificate expires 15 months from date of issuance. Hertz offers a wide variety of current-model cars on a short-term rental basis -- daily, weekly or monthly -- at airports, in downtown and suburban business centers, and in residential areas and resort locales. This voucher will be received within 3-4 weeks signature required priority mail. The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your reservation. Usage of this voucher is subject to availability with the named provider. Vouchers may not be returned once received by award recipient. 30,000 30,000 Call 1-888-333-7630 to redeem your points. 39 Go to Contents Page 2 Day Alamo® PremiumLuxury Car Rental Valid for two (2) 24-hour rental periods of an Alamo Premium/Luxury size car in the United States andCanada. Includes unlimited mileage and is valid for use any day of the week.Advance reservation required, subject to availability. Renter must meet standard age, driver and credit requirements. Please refer to the Terms and Conditions for further details. $150 Ritz-Carlton® Currency Guests may use The Ritz-Carlton currency for dining, sample the delights of a spa or take home an elegant memento from a Ritz-Carlton gift shop. This voucher will be received within 3-4 weeks signature required priority mail. The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your reservation. Usage of this voucher is subject to availability with the named provider. Vouchers may not be returned once received by award recipient. $200 Off Domestic Airline Ticket $200 Off International Airline Ticket Valid for $200 off the total purchase price of any airline ticket. Valid for $200 off the total purchase price of any airline ticket. 40,000 40,000 30,000 30,000 40 Logon to charterone.com to view the most current rewards online. Go to Contents Page 1 Night Courtyard/Spring Hills Suites® “Anyday” Relax and refresh in a room at any one of 750 locations around the world. Plus, enjoy breakfast for two the next morning. Stay one night any day of the week. All applicable room taxes included. Free Domestic Round-Trip Airline Ticket Valid for one round-trip economy class airline ticket within the 48 U.S. contiguous states on a scheduled U.S. carrier. Airline tickets are subject to availability at time of booking, must include a 21-day advance purchase and a Saturday night stay. Tickets are non-refundable and non-changeable after issuance unless permitted by terms of the ticket. Other restrictions may apply. $500 Off Domestic Airline Ticket $500 Off International Airline Ticket Valid for $500 off the total purchase price of any airline ticket. Valid for $500 off the total purchase price of any airline ticket. 70,000 70,000 50,000 40,000 Call 1-888-333-7630 to redeem your points. 41 Go to Contents Page General Terms and Conditions 42 • You agree to the terms and conditions of the MegaRewards program by signing an enrollment application in one of our branches or, if you apply over the telephone, by using your Charter One Bank Debit Card with MegaRewards for the first time after applying for the program. • Eligibility is restricted to Charter One Bank's account holders whose accounts and cards are in good standing. • Points are accumulated for signature purchases when you use your card as a MasterCard® card; Point of Sale PIN purchases are not eligible for MegaRewards points. Any cash advances, internet lottery, betting or gaming transactions or any illegal transactions are also not eligible for MegaRewards points. • Once enrolled, points are accumulated for all qualified purchases made with eligible Charter One Bank Debit Cards with MegaRewards linked to the enrolled checking account. • Transactions made using a Charter One Bank Make-A-Difference MasterCard Debit Card are not eligible to earn MegaRewards points. • Points earned using more than one Charter One Bank Debit Card with MegaRewards that are tied to the same checking account will accumulate on a combined basis and will appear on your monthly checking account statement. • MegaRewards program and benefits are offered at the sole discretion of Charter One Bank who reserves the right to cancel, change or temporarily suspend the program at any time without notice. Cancellation or suspension could result in the forfeiture of earned points and a change in the redemption of any outstanding rewards. • Charter One Bank reserves the right to amend terms and conditions as well as fees at any time without notice. In addition, bank can amend available rewards, levels of points required for a specific reward, level of points earned for purchases and eligible level of points allowed in a given period. • Charter One Bank reserves the right to disqualify any cardholder from participating in the program and to invalidate all MegaRewards points for abuse, fraud or any violation of the program terms and conditions at its sole discretion. • You can earn up to 10,000 MegaRewards Points per month per card number and 100,000 MegaRewards Points per calendar year per card. In addition, special opportunities to earn MegaRewards Bonus Points may be provided and maximum point accumulation limits may apply. • All rewards are subject to availability. Certain restrictions apply. MegaRewards Program void where prohibited by federal, state, or local law. • Should Charter One Bank decide to terminate the program, and accepting and using program rewards, the account holder or any other beneficiary of program rewards release, discharge, and hold harmless Charter One Bank, MasterCard, the program administrator, and their respective subsidiaries, affiliates, employees, officers, directors, successors and assigns from all claims, damages or liability including but not limited to physical injury or death, arising out of participation in the program. • The cardholder is responsible for any personal tax liability related to participation in the program or as a result of points earned and/or redeemed. • All points earned while enrolled are immediately forfeited if the membership is canceled for any reason. • For certain promotions our ability to award Bonus Points is dependent on information required to be provided to us by the merchant as part of the transaction. Point Redemption • You must be actively enrolled in MegaRewards in order to redeem points. • Points must be posted to account and on statement in order to be redeemed. • Any signer on a checking account can redeem points earned on the account using a Charter One Bank Debit Card. • To redeem points for rewards, logon to charterone.com or call 1-888-333-7630, 9 a.m. to 9 p.m. (Eastern Time) Monday - Friday and 10 a.m. to 7 p.m. (Eastern Time) Saturday & Sunday. • Once enrolled in the program, the cardholder will accumulate 1 point for each U.S. dollar in qualified net purchases. "Net Purchase" is defined as the dollar value of goods and services purchased with the card after the enrollment date, minus any credits, returns, or other adjustments as reflected on the monthly account statements, excluding card-related service charges, fees, and/or unauthorized charges. • The cardholder will accumulate 1 additional point for each U.S. dollar in qualified AutoPay transactions as part of the AutoPay bill pay bonus point program. AutoPay transactions are prescheduled recurring payments using your debit card. Our ability to identify AutoPay transactions and award bonus points is dependent on information required to be provided to us by the merchant or service provider as part of the transaction. Charter One Bank reserves the right to discontinue this program at any time without notice. • Points are valid for three years. Go to Contents Page • These rewards have no cash value and are not transferable except as used in accordance with the Terms and Conditions of the program and reward suppliers. • Redemption fees are assessed as follows: Fee Point Levels Charged Merchandise/Gift Card/Gift Certificate Fulfillment Fee $ 5.00 5,000 points and above Airline Ticketing Fee Domestic $30.00 All applicable Levels Airline Ticketing Fee International $50.00 All applicable Levels Travel Packages $30.00 All applicable Levels Expedited Delivery $20.00 All applicable Levels (Travel documents only.) • Cardholder must notify Rewards Center within 90 days to report non-receipt of an item. Bonus Interest on Charter One Bank Certificate of Deposit See a banker for product details and FDIC coverage amounts. Accounts subject to approval. Not to be combined with any other offer. Free Domestic Round Trip Airline Tickets • Reward points may be redeemed for travel on any U.S. airline for travel between, and within, the 48 contiguous states, and are valid only for travel in Economy Class and must be booked through CLG/Charter One Bank. Round-trip travel must be on the same airline. Airline tickets have limited restrictions, based on availability at time of booking. • Reservations must be made at least 21 days in advance, and a Saturday night stay is required. Minimum or maximum stays apply to certain fare categories. Stopovers are not permitted unless made to connect to another flight, and no more than two connections in each direction may be made. • Seats are subject to availability in the advance purchase fare category defined at the time of booking. Tickets will be issued within 24 hours of booking, and delivered by U.S. Mail as applicable. Next day, Saturday and International deliveries by courier are subject to additional shipping charges and billed to the cardholder’s card account. An airline ticketing fee of $30 (This refers to FREE ticket which is domestic only, no international) will be charged for the issuance of airline tickets, payable by the account holder. Account holder is responsible for payment of any Passenger Facility Charges, air segment taxes, departure taxes, customs fees, excess baggage charges or any other charges assessed by governmental entities as a result of travel under this program. A September 11th U.S. security fee of up to $10 maximum will also be assessed. • Tickets may be issued in any name designated by the account holder. Tickets are nonrefundable and non-transferable. Lost, stolen, or expired tickets may be replaced at the discretion of the airline and are subject to applicable fees. Travel Packages Reservations must be made at least 30 days prior to day of departure, subject to availability. Once a booking has been made, the following change fees will apply: Days Prior to Departure Fee 30 days or more $15 per change PLUS any applicable travel supplier change fee 0 - 29 days $25 per change PLUS any applicable travel supplier change fee Travel documents are the responsibility of the account holder. Miscellaneous Travel $25 - $100 Air Check® Once the Air Check is redeemed and received, call LVI to make your travel arrangements. Air Checks are valid on most major airlines with some restrictions. Air Checks expire one year from date of issuance. No exchanges or refunds. Other restrictions apply. Free Companion Certificate® Free Companion Certificate expires one year from date of issuance. Applies to base fare only. Recipients will receive Registration Form that must be completed and returned to Lifestyle Vacation Incentives. Upon receipt you will receive an Activation Voucher with a toll-free number to call to book your flight. Other restrictions apply. No exchanges or refunds. 1 Day National® Compact-Full Car Rental National Car Rental is one of the world's largest car rental companies, with approximately 3,000 locations in 72 countries across the globe. Voucher valid for up to one 24-hour rental period of a compact through a full size 4-door car in the United States. Please refer to the Terms and Conditions for further details. National Car Rentals vouchers have expiration dates, please see specific certificate for details. 1 Night Fairfield Inn by Marriott® This voucher will be received within 3-4 weeks signature required priority mail. The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your 43 Go to Contents Page 44 reservation. Usage of this voucher is subject to availability with the named provider. Vouchers may not be returned once received by award recipient. Marriott and Ritz-Carlton cheques and awards expire 15 months from date of issuance. 1 Day Alamo® Premium-Luxury Car Rental Does not include fuel, taxes, insurance or any optional coverage. Restrictions apply. Vouchers may not be combined. This voucher will be received within 3-4 weeks signature required priority mail. The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your reservation. Usage of this voucher is subject to availability with the named provider. Vouchers may not be returned once received by award recipient. 2 Day Alamo® Compact-Full Car Rental Does not include fuel, taxes, insurance or any optional coverage. Restrictions apply. Vouchers may not be combined. This voucher will be received within 3-4 weeks signature required priority mail. The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your reservation. Usage of this voucher is subject to availability with the named provider. Vouchers may not be returned once received by award recipient. Ritz Carlton® Currency Ritz-Carlton Currency is valid at all Ritz-Carlton hotels worldwide. It is not necessary to be a registered guest to use Ritz-Carlton Currency. Ritz-Carlton Currency may be used for all publicly listed and available room rates and packages, but cannot be used for convention, travel industry, tour, advance purchase, catering or group room rates. They are not replaceable if lost, stolen, destroyed or expired. See reverse side of Currency for complete terms and conditions. Marriott and Ritz-Carlton cheques and awards expire 15 months from date of issuance. $100 Hertz Car Rental Gift Voucher The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your reservation. Usage of this voucher is subject to availability with the named provider. Valid at corporate locations worldwide. Up to three vouchers may be combined. Cannot be combined with any other discount, coupon or promotion. See voucher for full terms and conditions. Vouchers may not be returned once received by award recipient. 1 Night Hyatt® Classic Level Certificate This voucher will be received within 3-4 weeks signature required priority mail. The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your reservation. Usage of this voucher is subject to availability with the named provider. Vouchers may not be returned once received by award recipient. Hyatt certificates expire 15 months from date of issuance. 2 Day National® Compact-Full Car Rental National Car Rental is one of the world's largest car rental companies, with approximately 3,000 locations in 72 countries across the globe. Voucher valid for up to two 24-hour rental periods of a compact through a full size 4-door car in the United States. Please refer to the Terms and Conditions for further details. National Car Rentals vouchers have expiration dates, please see specific certificate for details. 3 Day Alamo® Standard Car Rental Does not include fuel, taxes, insurance or any optional coverage. Restrictions apply. Vouchers may not be combined. This voucher will be received within 3-4 weeks signature required priority mail. The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your reservation. Usage of this voucher is subject to availability with the named provider. Vouchers may not be returned once received by award recipient. 2 Day Alamo® Premium-Luxury Car Rental Does not include fuel, taxes, insurance or any optional coverage. Restrictions apply. Vouchers may not be combined. This voucher will be received within 3-4 weeks signature required priority mail. The voucher contains a reservation code and toll free number for you to reference when calling the voucher provider to arrange your reservation. Usage of this voucher is subject to availability with the named provider. Vouchers may not be returned once received by award recipient. Merchandise/Gift Certificates/Gift Cards/Magazines • Merchandise rewards include applicable sales tax and shipping and handling within the 48 contiguous United States. • Returns are only accepted for merchandise that is damaged, defective, or misshipped. The manufacturer’s warranty applies to all merchandise rewards offered. • International shipping fees for Merchandise Rewards are the responsibility of the account holder. • Delivery of merchandise and gift certificates/gift cards will be made by ground delivery service or first-class mail and merchandise deliveries can not be made to a post office box. Please allow four to six weeks from time of order for delivery. • Your fully paid magazine subscription is purchased by Charter One Bank and selected titles are available while supplies last. Publishers reserve the right to limit availability. We reserve the right to substitute a similar title, if necessary. Offer limited to domestic addresses only. Subscriptions become part of the publishers’ database and may be used for third party promotions at publishers discretion. Please allow 6 to 10 weeks for delivery of first issue. Charter One Bank Gift Card The terms and conditions of the Gift Card are separate from the terms of the MegaRewards® program and will arrive with the Gift Card. Use of the Gift Card constitutes Go to Contents Page acceptance of the Gift Card Terms and Conditions. The Gift Card Terms and Conditions are also available online at charterone.com. If the Charter One Bank Gift Card design that you select is out of stock, we reserve the right to substitute a different card design. Annual Membership Fee • Annual Membership Fee is waived for first three months. • At the end of three months your regular membership goes into effect and a $25 membership fee is automatically deducted from your checking account. Your membership will be automatically renewed in the anniversary month of your enrollment. If you prefer, you may redeem 3,000 MegaRewards® points and have your fee waived. Logon to charterone.com and follow the MegaRewards prompts or call 1-888-333-7630. • If you cancel your membership prior to your anniversary month, you will not be charged the membership fee for the following year. • If you cancel your program membership and re-enroll at a later date, you will be charged the $25 Annual Membership Fee at the time of re-enrollment. • The MegaRewards membership fee is automatically waived for Charter One Bank MasterCard Debit Card AutoPay customers who have had Debit Card AutoPay bill payment activity in the month prior to their MegaRewards anniversary date. Disclaimers Applebee’s International, Inc. is not affiliated with Charter One Bank and shall not be considered a sponsor or co-sponsor of this program. Applebee’s International, Inc. shall not be liable for delivery of any gift cards promised, earned, purchased or otherwise offered through this program. “Applebee’s” and the Applebee’s logo are used with permission of Applebee’s International, Inc. and such marks constitute registered trademarks or service marks of Applebee’s International, Inc. Terms and conditions are applied to gift cards. Please see the Applebee’s gift card for additional terms and conditions, which are subject to change at the sole discretion of Applebee’s International, Inc. Bath & Body Works is not a sponsor of this promotion and is not affiliated with Charter One Bank. The Bath & Body Works® name and logo are registered trademarks of Bathco, Inc. Bed Bath & Beyond® is not a participating partner in or sponsor of this promotion. Bed Bath & Beyond® is a registered trademark. Eddie Bauer® is a registered trademark of Eddie Bauer, Inc. Eddie Bauer Gift Certificates/Gift Cards have no cash value and cannot be combined with any other type of certificate, coupon or discount promotion, including the Eddie Bauer Rewards™ Program. Certificates/cards cannot be redeemed for cash, or applied as payment to any credit card account or for prior or pending purchases. Eddie Bauer is not responsible for lost or stolen certificates, or for funds used without your knowledge or other unauthorized use. Refunds or replacements may be issued with original proof of purchase or as required by law. All taxes, shipping and handling charges are the responsibility of the holder. Gift Certificates/Gift Cards can be redeemed by mail order catalog (1-800-426-8020), online (www.eddiebauer.com) or at any Eddie Bauer store in the United States or Canada. To find the Store nearest you call 1-800-552-8943. Best BuyTM is not affiliated with Charter One Bank. Best BuyTM does not sponsor, endorse, approve or have any responsibility for this promotion. Please see back of card for terms and conditions. BP Gift Cards can only be used for purchases at participating BP and ARCO locations in the U.S. Use of the BP Gift Card is subject to the terms and conditions printed on the cards. BP is not affiliated with Charter One Bank, BP is not a sponsor or co-sponsor of this promotion. The BP name and logo are registered trademarks of BP p.l.c. The Best Western Travel Card can be used to pay for charges at more than 4,200 Best Western hotels worldwide. Travel Card is fully transferable. Not exchangeable for cash in part or other substitutions and no change will be given. Travel Card not replaced if lost, stolen or destroyed. Travel Cards do not expire. Terms are void where prohibited by law. Issued in Arizona, USA, by Best Western International, Inc. Best Western International, Inc. is not a sponsor or co-sponsor of this program and is not affiliated with Charter One Bank. Each Travel Card is subject to terms and conditions as published at www.travelcard.bestwestern.com, as amended. The Best Western name and logo are registered trademarks of Best Western International, Inc. Each Best Western hotel is independently owned and operated. All rights reserved. Borders® and Waldenbooks® are not sponsors of this promotion. See back of gift card for complete terms and conditions, which are subject to change at Borders/Waldenbooks' sole discretion. Comp USA. Not redeemable online. Card must be activated before use. Only valid for retail purchases of products and services at any CompUSA retail store. Not valid for corporate, government, education, mail order, direct or Internet purchases. This card may not be redeemed for cash, except where required by law. This card may not be applied as payment to your CompUSA credit card(s). Lost, stolen or damaged gift cards will not be canceled and replaced without the required proof of purchase. Contact your local store for details. After 12 consecutive months of non-use, a dormant account 45 Go to Contents Page 46 charge of $2.00 may be deducted each month from the remaining card balance, except where prohibited by law. This dormancy charge will not be refunded. CompUSA is not responsible for unauthorized use of this card number. This card has no cash value. ©2003 CompUSA Management Company. The CVS Gift Card may be used toward purchases at any CVS/pharmacy®. Purchase exceptions apply. This card is not redeemable for cash. CVS cannot replace or replenish the card if it is lost, stolen, or used without your authorization. Darden Restaurants (Red Lobster®, Olive Garden®, Smokey Bones®, Bahama Breeze®) is not affiliated with Charter One Bank. Use of Darden Restaurants names, logos, images or trademarks requires written approval from Darden Restaurants. Fairfield Inn by Marriott® This award is valid at all Fairfield Inn locations. This award is not valid at Marriott® Hotel, Resort or Suite; Courtyard® by Marriott; TownePlace Suites® by Marriott; SpringHill Suites®; Marriott's Vacation ClubSM; Marriott® ExecuStay; or Residence Inn® by Marriott. Awards may not be valid where restricted by law. Guest must present and surrender the award at check-in. This award may be used to pay for a guest room including tax, and continental breakfast and not to pay for other food, beverage, parking, non-room-related service charges, other taxes or other incidentals. This award is good for one guest room for the number of night(s) shown on the front of this award. Awards are not redeemable for cash and are void if sold for cash or other consideration. Awards are not replaceable if lost, stolen, destroyed, or expired. Award may not be resold. Participating properties are subject to change. The Home Depot® is a registered trademark of Homer TLC, Inc. The Home Depot® is not a sponsor of this promotion. Charter One Bank is not affiliated with The Home Depot®. Song codes may expire, can not be used to purchase albums, videos or audio books, are not redeemable for cash and cannot be returned for a cash refund or used to purchase song certificates. Song Codes must be redeemed through the iTunes Music Store, open only to persons above the age of 13 in the U.S. iTunes 4.7 or later and compatible hardware is required. Acceptance of the use and license terms is required. Internet access is required. Data collection and use are subject to Apple's Privacy Policy, which can be found at http://www,apple.com/legal/privacy. Apple is not responsible for lost or stolen song codes. Apple and its affiliates and licensors make no warranties, express or implied, with respect to song certificates. Apple reserves the right to change any of these terms and conditions from time to time without notice. Void where prohibited or restricted by law. Risk or loss and title for song certificates pass to the holder upon transfer. Music purchases from the iTunes Music Store is for personal use only, any other use will constitute the theft of music. iTunes and iTunes Music Store are registered trademarks of Apple Computer, Inc. All rights reserved. JCPenney is not a sponsor of this promotion and is not affiliated with Charter One Bank and/or the MegaRewards Program. Terms and conditions are applied to gift certificates/gift cards. Terms and Conditions for JCPenney Gift Cards are listed on the back of the Gift Cards and also at www.jcpenney.com. The JCPenney name and logo are registered trademarks of J.C.Penney Company, Inc. Kohl's is not a sponsor of this promotion and is not affiliated with the “JNR Inc.” or “Charter One”. KOHL'S and KOHL'S brand names are trademarks of Kohl's Illinois, Inc. Macy's is not affiliated with Charter One Bank and is not a sponsor of this promotion. Your Gift Card may be used to purchase merchandise and in-store services at any Macy's store or on-line at Macys.com and macysweddingchannel.com only. Additional returns may be applied to this card. It may not be redeemed for cash or applied as a payment or credit to your credit card account. When you make a purchase with your Gift Card, your receipt will show your remaining balance. Please safeguard your Gift Card. The bearer is responsible for its loss or theft. If your Gift Card is lost or stolen, and you have proof of purchase, we will issue you a replacement for the balance shown on our records. To check the balance of your Gift Card, call 1-800-511-2752 or see a Macy's Sales Associate. You Gift Card is required for all inquiries. Marriott® Cheques Marriott Cheques are valid at all Marriott and Renaissance Hotels & Resorts; Courtyard; Residence Inn; TownePlace Suites; Fairfield Inn; SpringHill Suites and Marriott Vacation Club locations. It is not necessary to be a registered guest to use Marriott Cheques. If a registered guest, charge goods and services to the room and present the cheque at the front desk at check-in or check-out. If a non-registered guest, present the cheque at the time of purchase. The total charges will be reduced by the face value of the cheque. Credit must be established at check-in by presenting a valid form of payment, which may include presenting Marriott Cheques. Marriott Cheques may not be acceptable at concessions within the hotel not owned or operated by Marriott or Renaissance. Change will not be given on cheques presented as payment for goods and services. Marriott Cheques may be supplemented by payment of cash or valid credit card. Marriott Cheques may be used for all publicly listed and available room rates and packages, but cannot be used for convention, travel industry, tour, advance purchase, catering, or group room rates. Marriott Cheques are not replaceable if lost, stolen, destroyed or expired. Marriott Cheques are accepted at face value in U.S. dollars. Cheques will be converted into local currency value at the hotel's current exchange rate. Marriott Cheques may not be resold. McDonald's, Arch Card and the Golden Arches Logo are trademarks of McDonald's Corporation and its affiliates, used with permission. McDonald's is not affiliated with Charter One Bank and is not a sponsor of this promotion. Terms and conditions apply to McDonald's Arch Cards. See terms and conditions printed on back of card or visit www.mcdonalds.com. Go to Contents Page Pier 1 Imports® is not affiliated with the MegaRewards Program. Pier 1 and Pier 1 Imports are registered trademarks of Pier 1 Services Company. Pizza Hut® Card is redeemable at any participating Pizza Hut® location in the United States. It is not redeemable for alcohol, Pizza Hut® Cards or cash. Lost, stolen, or damaged Pizza Hut® Cards will not be cancelled or replaced without the required proof of purchase. After 12 months of non-use, a $1.00 per month service fee will be deducted from the remaining balance until depleted. The purchase and/or use of this card constitutes acceptance of these terms and conditions, except that a term or condition will not be effective where prohibited by law. Pizza Hut® Card issued by PHGC, Inc. The Pizza Hut name logos and related marks are registered trademarks of Pizza Hut, Inc. Regal Entertainment Group is not a sponsor of this promotion and is not affiliated with Charter One Bank and/or the MegaRewards Program. The Regal Entertainment Group name and logo are registered trademarks of Regal Entertainment Group, Inc. Included in the $50.00 reward is two Ultimate Premiere Movie Packs. Each pack includes two unrestricted movie tickets and a $10.00 gift certificate good toward any concession or box office purchase. Residence Inn/TownePlace Suites®. This award is valid at the Residence Inn by Marriott and TownePlace Suites by Marriott locations listed on the award. This award is NOT valid at Marriott® Hotels & Resorts; Courtyard® by Marriott; SpringHill Suites® by Marriott or Fairfield Inn by Marriott locations. Awards may not be valid where restricted by law. Guest must present and surrender the award at check-in. This award may be used to pay for the expense of a two-bedroom penthouse, breakfast and related taxes only, and not to pay for other food, beverage, parking, service charges, other taxes or other incidental charges. Breakfast is not included at TownePlace Suites. Some Residence Inn locations may require a credit card guarantee or a deposit to hold the room. Awards are not redeemable for cash and are void if sold for cash or other consideration. Awards are not replaceable if lost, stolen, destroyed or expired. Award may not be resold. Participating properties are subject to change. Sea World, Inc. ®, Busch Entertainment Corporation® are not affiliated with Charter One Bank and are not a partner or sponsor of this program. Sephora is not affiliated with Charter One Bank and is not a participating partner in or sponsor of this promotion. The Sephora® name and logo are registered trademarks of Sephora SA and are used by license by Sephora USA, Inc. Sephora is not responsible for lost or stolen gift cards. Please see the back of the gift card for all terms and conditions of use. Staples is neither a sponsor of MegaRewards nor an affiliate of Charter One Bank. MegaRewards® is a program provided by Charter One Bank. Staples gift cards are valid in U.S. stores only. Please see back of gift card for complete terms and conditions of use. The Bullseye Design and Target are registered trademarks of Target Brands, Inc. All rights reserved. Target is not a participating partner in or sponsor of this offer. At Toys "R" Us we believe in offering great selection and value. That's why we've developed an exclusive line of high-quality, affordable toys that can be found only at Toys "R" Us and Toysrus.com. Toys "R" Us is not a sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Toys "R" Us, Inc. is not liable for any alleged or actual claims related to this offer. Charter One Bank is not affiliated with Wal-Mart Stores, Inc. The services, products, or activities of Charter One Bank are neither endorsed nor sponsored by Wal-Mart Stores, Inc. Walt Disney World® Resort and Disneyland® Resort are not affiliated with Charter One Bank and are not a partner or sponsor of this program. Universal Studios® is not affiliated with Charter One Bank and is not a partner or a sponsor of this program. Satisfaction Guarantee Your satisfaction is important to us. If, for any reason, the item you’ve ordered is damaged, defective or shipped incorrectly, the manufacturer’s warranty applies just as if you had purchased it yourself. 47 Go to Contents Page ©2006 Charter One Bank, Member FDIC 03002-CO 9/06