Torver - Cumbria Rural Housing Trust

Transcription

Cumbria Rural Housing Trust
Redhills House, Redhills Business Park, Penrith, Cumbria, CA11 0DT
T: 01768 210264 E: [email protected] W: www.crht.org.uk
Torver
Housing Needs Survey
Report
March 2006
C
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Hoouussiinngg T
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Hoouussee,, R
Reeddhhiilllss B
Buussiinneessss PPaarrkk,, PPeennrriitthh,, C
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Torver Housing Needs Survey
March 2006
CONTENTS
1.
Map of Torver and return rate
2.
Key findings of survey
3.
Methodology and Table of Recommendations
4.
Summary of survey Part One, Questions 1 to 8
5.
Summary of survey Part Two, Questions 9 to 19
6.
Comments from the surveys
7.
House Price information from Land Registry and Right Move
C
Cuum
mbbrriiaa R
Ruurraall H
Hoouussiinngg T
Trruusstt
R
Reeddhhiillllss H
Hoouussee,, R
Reeddhhiilllss B
Buussiinneessss PPaarrkk,, PPeennrriitthh,, C
Cuum
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CAA1111 00D
DT
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Requested
Return date
Parish
3rd April 2006
Torver
No. of surveys
forms issued
No. of surveys
forms returned
124
31
www.ordnancesurvey.co.uk/getamap
Image produced from Ordnance Survey’s Get-a-map service.
Image reproduced with permission of Ordnance Survey and
Ordnance Survey of Northern Ireland
Return rate
25.00%
Cumbria Rural Housing Trust
Redhills House, Redhills Business Park, Penrith, Cumbria, CA11 0DT
T:01768 210264 F: 01768 210265 E: crht.org.uk W: www.crht.org.uk
Torver 2006 Housing Needs Survey
Key Findings
The Survey
We posted out 124 survey forms to the parishioners of Torver (100%). 31 households returned their completed forms. This
is a return rate of 25.00%.
Of the returned forms, 8 (25.81%) responded, saying that either the whole household or someone living in the household
needs to move, within the parish, in the next 5 years. This will be analysed further in the conclusion to this report. In
Cumbria since 2003 on average 19.15% of returned survey forms, completed by Cumbria Rural Housing Trust, have
identified a local housing need.
This brief report details the information derived from these 8 survey responses who expressed a need. 1 of the households is
on the Local Authority or Housing Association register or waiting list.
Housing Need
1. Of the 8 households indicating a housing need, we consider that 7 are in need of affordable housing within the
Torver Parish area.
1
2
4
Now
Within 3 years
Within 5 years
We consider that the remaining 1 do not fit the criteria of being in genuine housing need.
2. The current household types of these 7 are:
Household
Now
Adult children family
Couple
Family, adult children plus grandparent
Young children family
< 12 months
< 3 years
< 5 years
0
0
0
0
2
0
0
0
1
1
1
1
1
0
0
0
Cumbria Rural Housing Trust - Housing Needs Survey - Key Findings
Printed 02/05/2006
3. Your household.
How many people living in your home are in each of these age groups, who wish to move?
5
4
3
2
1
0
0-4
5-9
10-14
15-19
20-29
30-39
40-49
50-59
60-69
70-79
80-89
Male
0
1
2
0
1
2
3
4
0
0
1
Female
0
0
0
2
1
2
2
3
0
0
0
7 survey forms completed this question
Number of people living in your home ...
households
4
2
0
2
3
4
5
Number of people
Which best describes your household?
14%
14%
Couple
14%
Family, adult children
Family, young children
Other
58%
Printed 02/05/2006
4. The needed property types indicated by responses from these 7 are:
Housing and number of beds required
3 bedro o m Ho use
2 bedro o m Ho use
2 bedro o m B ungalo w
1bedro o m Ho use
1bedro o m Flat
0
1
move ...
Yes, now
2
Yes, w ithin 3 years
3
5. The total weekly (monthly) take-home income of the 7 households with a housing need are:
Total weekly (monthly) take-home income
Unspecified
£551-600 (£2384-2600)
£451-500 (£1951-2166)
£251-300 (£1084-1300)
£151-200 (£651-866)
£101-150 (£434-650)
£ Less than £100 (£433)
0
move ...
Yes, now
1
2
Printed 02/05/2006
Methodology
The Manager of CRHT had a meeting with Coniston Parish Council, who were going to coordinate
the distribution of survey forms for Torver, with Torver Parish Council. The Parish Council would
deliver them by hand, with a form being delivered to every house in the Torver, including second
homes and holiday homes, ie 100% distribution. A return envelope was provided. (These
households are in the post code sector LA21 8.) The Parish Council were also supplied with posters
to advertise the survey
House Prices
House prices of house sales per quarter, for the period October 2004 – December 2005, for
Postcode sector LA21 8, which includes Torver, were obtained and can be found at the end of the
report.
Details from www.landreg.gov.uk/propertyprice/interactive
Open Market Prices
House Prices for houses for sale on the open market were obtained on the 6th April 2006 from right
move and can be found at the end of the report.
Details from www.rightmove.co.uk
Affordability Calculations
To determine whether households could afford to buy a house on the open market in Torver, the
above information was used along with information on household income.
Household Income
Annual Income (x 52)
Less than £100 / week
£101 - £150 / week
£151 - £200 / week
£201 - £250 / week
£251 – £300 / week
£301 - £350 / week
£351 - £400 / week
£401 - £450 / week
£451 - £500 / week
£501 - £550 / week
£551 - £600 / week
£601 - £650 / week
£651 - £700 / week
£701 - £750 / week
£751 - £800 / week
£800 + / week
£5,252
£5,252 - £7,800
£7,801 - £10,400
£10,401 - £13,000
£13,001 - £15,600
£15,601 - £18,200
£18,201 - £20,800
£20,801 - £23,400
£22,401 - £26,000
£26,001 - £28,600
£28,601 - £31,200
£31,201 - £33,800
£33,801 - £36,400
£36401 - £39,052
£39053 - £41,600
£41,601 +
10th April 2006
Mortgage (x 2.9)
Dual Income
£15,230
£15,230 - £22,620
£22,621 - £30,160
£30,161 - £37,700
£37,701 - £45,240
£45,241 - £52,780
£52,781 - £60,320
£60,321 - £67,860
£67,861 - £75,400
£75,401 - £82,940
£82,941 - £90,480
£90,481 - £98,020
£98,021 - £10,5560
£105,561 - £11,3250
£113,250 - £12,0640
£120,640+
Page 1 of 4
Mortgage (x 3.5)
Single Income
£18,383
£18,383 - £27,300
£27,301 - £36,400
£36,401- £45,500
£45,501 - £54,600
£54,601 - £63,700
£63,701 - £72,800
£72,801 - £81,900
£81,901 - £91,000
£91,001 - £100,100
£100,101 - £109,200
£109,201 - £118,300
£118,301 - £127,400
£127,401 - £136,682
£136,683 - £145,600
£145,601+
Torver Methodology
Of the 8 households completing Part 2 forms, 1 household was judged not to be in housing need, 7 households were
identified in housing need. In summary:
No’s
Not enough information to make judgment
Aspirational – but change of tenure may free up bottom
of “ ladder”
Wish to return – but no need identified
Afford to buy on open market
Other reason
1
Total No's
1
Please see following table for further information.
Recommendations
7 households were identified in housing need. In summary:
Yes
To be near employment
Acc. on 1 level or adapted
Acc. on 1 level or adapted
Other reasons
Other reasons
In Tied Accommodation
In Tied Accommodation
Mortgage
Recommendation
Renting from Private Landlord
Rent
Rent
Rent
SO/SE
SO/SE
SO/SE
SO/SE
Renting from Council or Housing Association
Renting from Council or Housing Association
Rent
SO/SE
Living with parents
Living with parents
Living with parents
Living with parents
Living with parents
Rent
Rent
SO/SE
SO/SE
SO/SE
Rent
SO/SE
Rent
SO/SE
Rent
SO/SE
SO/SE
1
1
1
1 Bed
2 Bed
3 Bed
1 Bed
2 Bed
3 Bed
4 Bed
1 Bed
2 Bed
1 Bed
2 Bed
3 Bed
Total Yes's
1
3
7
Please note SO/SE means that the households have been judge to be able to buy a share of the
property as shared ownership or shared equity. These households may also be able to self build.
The following table expands on the above information.
10th April 2006
Page 2 of 4
Torver Methodology
Torver 2006 Housing Need Survey
Housing Aspiration /Need
(inc. reality check)
In Housing need?
(inc. reasons, &
assessment how
need met
Couple
Move within 3 years
Present home too small.
Renting, would like to
buy.
Total Weekly Income £251 –
300
Born/grew up in Parish
Live in Parish now
Currently employed in
Parish.
Close family ties in
Parish
Live in Parish now.
Parish
Parish. Need to be
close to parents as
they are unable to
cope totally
independently.
Live in Parish now
parish
3 Bed House
Rent
Torver
1 Bed House
Renting
Torver
No
Judged aspirational as
present house is
adequate for needs –
renting from Council or
HA
Yes
1 Bed House
Renting
1 Bed Flat
Shared ownership
Torver
Adult child
Move now
First independent home
Registered on LA/HA housing
list.
Savings £5 – 10,000
150
No savings
2
3
Adult child
Move within 5 years
First independent home
Adult child
Move within 3 years
First independent home.
Still in full time education
No savings
Total Weekly Income less than
£100 (still in full time
education)
Bed rooms
Reason for needing
to be in the Locality
Recommend
1
Unable to rent &/or buy on
open market because
Number
1
Inadequately Housed
Need
No.
N
1
Y
1
R
1
Yes
1 Bed Flat
Renting
Y
2
R
1
Live in Parish now
Parish
State could afford Under
£75,000
1 Bed House
Rent
Torver
Yes
1 Bed House
Renting
Y
3
R
1
Live in Parish now
Parish
2 Bed Bungalow
Renting
Torver
Yes
2 Bed Bungalow
Renting
Y
1
R
2
Parish
2 Bed House
Shared Ownership
Torver/Coniston
Yes
2 Bed House
Renting
Y
2
R
2
No savings
4
5
10th April 2006
Analysis 1 .doc
Family – Adult child
Move within 5 years
Present home too large.
Cannot manage stairs.
Present home in poor
condition. Health
deteriorating – spinal
problems.
Adult Children/couple
Move within 3 years
Moved away and wish to
return. To be closer to
parents or dependents.
300
No savings
200
No savings
State could afford £100 –
125,000
Page 3 of 4
3 Torver Methodology &
Torver 2006 Housing Need Survey
Housing Aspiration /Need
(inc. reality check)
In Housing need?
(inc. reasons, &
assessment how
need met
Couple
Move within 5 years
First independent home.
Couple setting up home
together. Private
tenancy, need more
security. Present home
in poor condition – cold,
damp, draughty, old
wiring. Renting, would
like to buy. To keep
Torver alive.
Family – young children
Move within 5 years
Moved away, wish to
return. To be closer to a
parent or dependent.
500
Live in this Parish now
3 Bed House
Buy on open market
Torver
Yes
2 Bed House
Shared ownership/
equity
Y
1
SO/
SE
2
Yes
3 Bed House
Shared ownership/
equity
Y
1
SO/
SE
3
Savings £20 – 30,000
Bed rooms
10th April 2006
Analysis 1 .doc
Reason for needing
to be in the Locality
Recommend
7
Unable to rent &/or buy on
open market because
Number
6
Inadequately Housed
Need
No.
State could afford £75 –
100,000
600
Parish
3 Bed House
Buy on open market
Torver
Savings £5 – 10,000
State could £150 – 175,000
Page 4 of 4
3 Torver Methodology &
Torver 2006
124 survey forms issued
31 survey forms returned
1. YOUR HOUSEHOLD
How many people living in your home are in each of these age groups?
9
8
7
6
5
4
3
2
1
0
0-4
5-9
10-14
15-19
20-29
30-39
40-49
50-59
60-69
70-79
80-89
Male
1
3
2
2
2
3
7
7
4
6
1
Female
0
1
2
2
3
5
4
7
8
3
1
31 survey forms completed this question
Number of people living in your home ...
16
14
12
10
8
6
4
2
0
1
2
3
4
5
Which best describes your household?
19%
Couple
Family, adult children
6%
49%
Family, young children
Other
13%
Single
13%
Cumbria Rural Housing Trust - Housing Needs Survey - Part One (completed by everyone)
Printed 12/05/2006
Torver 2006
2. WHAT IS THE TENURE OF YOUR HOME?
Tied to job
Private landlord, renting
Other
Mortgage home ow ner
Home ow ner, outright
Family, ie. living w ith parents
or relatives
Council or Housing Assoc,
renting
0
2
4
6
8
10
12
14
16
18
Other ...
1
Joint owner, hoping to buy with mortgage
Is this your second home?
1
Yes, second home
No, main home
30
Printed 12/05/2006
Torver 2006
3. YOUR HOUSEHOLD'S EMPLOYMENT
Jobs ...
2
1
1
1
3
1
1
15
2
1
Accountant
Builder
Doctor
Gardener
Housewife
Mining Analyst/Stockbroker
Outdoor Instructor
Retired
Self Employed Craftsman
Student
1
1
1
1
1
1
1
1
1
3
Admin Assistant
Cable Layer
Estate Manager
Head Teacher
IT Consultant
Nurse
Physiotherapist
Sales Manager
Social Care Worker
Teacher
1
1
3
1
1
1
1
2
1
2
Advisor
Company Director
Farmer
Head Waitress
Membership Officer
Optometrist
Restaurant Manager
Self Employed
Stable Owner
Unemployed disabled
Does any of your household work from home?
2
No response
11
Yes, w ork from
home
No
18
How far does your household travel to work?
14
12
no. of people
10
8
6
4
2
0
Under 5
5-10
10-20
miles
20-30
30-40
50+
Printed 12/05/2006
Torver 2006
What is your household's weekly take-home income?
12
10
households
8
6
4
2
0
Less than
£100
£101-200
£201-300
£301-400
£401-500
£501-600
£701-800
£800+
No
response
w eekly income
4. HOW LONG HAVE YOU LIVED IN THIS PARISH?
8
7
6
households
5
4
3
2
1
0
<5
6-10
11-15
16-20
21-25
26-30
30+
years
Printed 12/05/2006
Torver 2006
5. HOUSING REQUIRED IN THIS PARISH
Other
No further homes are needed
Homes for elderly people
Homes for people w ith
disabilities
Homes for single people
Large family homes
Small family homes
Homes for young people
0
5
10
15
20
25
Other:
1
All must be locals only
1
Mixture of types to cover all needs
Printed 12/05/2006
Torver 2006
6. OBJECTIONS
Would you object to a small number of new homes in the parish which would help to
meet the needs of local people?
No
31
If Yes, briefly explain your concerns ...
Very important for our village
Printed 12/05/2006
Torver 2006
7. POTENTIAL SITES
Sites thought to be suitable for development ...
Number of
responses
13
3
1
1
1
1
1
Old Goods Yard
Infill plots in Village Centre
Allotment at Kitchen Syke, Torver
Anywhere where there is space
Field North of School Rooms
Land behind Church House Inn
Warehouse
4
2
1
1
1
1
1
By Green Cottages
Fields adjacent to village
Anywhere
Farm land within village boundaries
Infill between Kitchen Syke & the Garth
Torver motorway
Wood Yard
Printed 12/05/2006
Torver 2006
8. YOUR FUTURE HOUSING INTENTIONS
Do you need to m ove to another hom e in this parish now or w ithin 5 years?
5
Yes
No
26
Does anyone living w ith you at present need to set up hom e separately from you in this
parish now or w ithin 5 years?
5
Yes
No
Yes
No
26
Have any form er m em bers of your household left this village/parish in the last few years?
9
22
Printed 12/05/2006
Torver 2006
...... If Yes, former members of your household have left this village/parish in the last few years, how many?
6
5
4
3
2
1
0
1
2
3
…… If Yes, w as it because of:
Other
Marriage
To go to university or
college
To take up employment
elsew here
Lack of affordable housing
0
1
2
3
4
5
6
7
Other:
1 Death
Printed 12/05/2006
Torver 2006
Questions 9 to 19 are only answered by those needing accommodation and are currently living in this parish
or wishing to return to this parish
9. WHEN DOES THE HOUSEHOLD NEED TO MOVE FROM THIS HOME?
4
3
Yes, now
1
0
1
2
3
4
5
10. WHY DOES THE HOUSEHOLD NEED TO MOVE?
1 . First independent home
2 . Couple setting up home together
3 . Present home too small
4 . Present home too large
7 . Private tenancy, need more security
10. Cannot manage stairs
11. Present home in poor condition
12. Renting, but w ould like to buy
13. Moved aw ay and w ish to return
15. To be closer to a parent or dependent
17 . Other
Main Reason
0
Additional Reasons
1
Cumbria Rural Housing Trust - Housing Needs Survey - Part Two
2
3
4
5
Printed 22/05/2006
Torver 2006
Other:
To keep Torver alive
Health deteriorating - spinal problems
Printed 22/05/2006
Torver 2006
11. WHAT IS THE HOUSEHOLD'S CURRENT CIRCUMSTANCE?
Private landlord, renting
Mortgage home ow ner
Family, ie. living w ith parents
or relatives
Council or Housing Assoc,
renting
0
1
2
3
4
5
In what type of home does the household currently live?
5 Detached
1 Semi Detached
2 Terrace
How many bedrooms does the household currently have?
4
3
2
1
0
2
3
4
5
Printed 22/05/2006
Torver 2006
11. THE HOUSEHOLD'S CURRENT CIRCUMSTANCES (continued)
Do you have double glazing?
Do you have central heating?
3
4
4
5
Yes
No
If Yes, is it?
If "no central heating", how is your home heated
1
Open Fire & 2 oil filled radiators
Open Fire & Storage Heaters
Open Fires & electric radiators
Open Fires & electric radiators
1
6
No response
Oil
Solid Fuel
In what condition is the household's home?
If 'bad' or 'very bad', why?
5
Cold, damp, draughty, old wiring.
4
3
2
1
0
Bad
Fair
Good
Printed 22/05/2006
Torver 2006
12. RENTING
Do you receive Housing Benefit?
3
No response
Yes
4
No
1
How much rent do you pay per week?
6
5
4
3
2
1
0
£51-£75
Printed 22/05/2006
Torver 2006
13. HOME OWNERS
If you own your current home, how much do you think it is worth?
2
1
0
£150-175,000
Do you have a mortgage on your current home?
1
No response
Yes
7
Printed 22/05/2006
Torver 2006
14. COUNCIL TAX BAND
What is your Council Tax band?
3
2
1
0
B
C
E
F
15. YOUR HOUSEHOLD'S INCOME
The total weekly (monthly) take-home income of the households
£551-600 (£2384-2600)
£451-500 (£1951-2166)
£251-300 (£1084-1300)
£151-200 (£651-866)
£101-150 (£434-650)
Less than £100 (£433)
0
1
2
3
households
Printed 22/05/2006
Torver 2006
16. YOUR HOUSEHOLD'S SAVINGS
6
5
4
3
2
1
0
No Savings
£5,000-10,000
£20,000-30,000
17. YOUR HOUSEHOLD'S EMPLOYMENT
How many people in the household wishing to move are:Other
In full time further/higher
education
Unemployed but not seeking
w ork
Working part time
Working full time
0
1
2
3
4
5
6
7
8
Other:
Disabled and housewife
Printed 22/05/2006
Torver 2006
17. YOUR HOUSEHOLD'S EMPLOYMENT (Continued)
Jobs ...
1
1
1
Admin Assistant
Farmer
Restaurant Manager
1
1
1
Advisor
Head Waitress
Sales Manager
1
1
2
Disabled
Housewife
Self Employed Craftsman
Does any of your household work from home?
3
Yes, w ork from home
No
5
How far does your household travel to work?
no. of people
6
4
2
0
Under 5
5-10
10-20
miles
20-30
50+
In which villages / towns does your household work?
1
2
Ambleside
Torver
1
1
Bedfordshire
Torver & Elterwater
1
Coniston
Printed 22/05/2006
Torver 2006
18. TYPE OF HOUSING NEEDED
4
3
2
1
0
1
2
house
bungalow
3
bedrooms
flat
other
Is your household registered on the
Local Authority housing
register/waiting list?
1
7
Is your household registered with
any other Private Landlord
waiting list?
Is your household registered on any
local Housing Association waiting list?
1
Yes
No
7
8
Printed 22/05/2006
Torver 2006
18. TYPE OF HOUSING NEEDED (continued)
Does anyone in your household wishing to move need:
Accommodation on one level
0
1
2
Which would best suit your household's housing need?
Shared ow nership
Renting
Buying on open market
0
1
2
3
4
5
If you wish to buy your own home, what price range could your household afford?
3
2
1
0
Under £75,000
£75-100,000
£150-175,000
Printed 22/05/2006
Torver 2006
19. WHERE WOULD YOUR HOUSEHOLD LIKE TO LIVE?
Numer of responses
1st
Preference
2nd
Preference
3rd
Preference
1
Coniston
7
Torver
3
Coniston
1
Langdale
1
Torver
1
Hawkshead
1
Ulverston
Reason for your household's first choice
Live in this parish now
Have close family ties in this
parish
Currently employed in this
parish
Born/grew up in this parish
0
1
2
3
4
5
6
7
Printed 22/05/2006
Torver 2006
19. WHERE WOULD YOUR HOUSEHOLD LIKE TO LIVE? (Continued)
How far away is your household willing to move?
7
6
5
4
3
2
1
0
5-10
10-20
miles
20-30
Are you a former resident of this parish who wishes to return?
2
Yes
No
6
If yes, please tell us why you originally left
Lack of employment
opportunities
Lack of affordable housing
0
1
2
Printed 22/05/2006
Torver 2006
Part 1 - You and your household - Additional Comments:
Potential Sites: I am not sure, but they need to be carefully thought out and appropriate for the village and
environment.
We have only lived in the Parish for 18 months, but returned to the village after 16 years away.
When we bought our house, 28 years ago, no local would buy it, it had to be advertised in national papers to get
someone interested! So how can I be blamed? My husband and I eventually intend to retire here anyway. We get
involved with everything in the village – ask Councillor P Barr.
We are currently about ½ way through converting a derelict building into 2 x 1 bed flats for rent to locals, providing 2
new homes.
Cumbria Rural Housing Trust - Housing Needs Survey - Comments
Printed 12/02/2006
HOUSING NEEDS SURVEY FOR PARISH OF TORVER MARCH 2006
SOUTH LAKES DISTRICT COUNCIL
From Land Registry
Oct – Dec 2004
Jan – Mar 2005
Apr – June 2005
July – Sep 2005
Oct – Dec 2005
Jan – Mar 2006
Postcode sector LA21
8
Detached
Av Price
Sales
0
0
0
0
£276,666
3
0
0
0
0
0
0
House prices from rightmove.co.uk:
06 April 05
Includes: Coniston & Torver
Semi- detached
Av Price
Sales
0
0
0
0
£139,375
4
0
0
£198,750
4
0
0
Terraced
Av Price
Sales
£202,500
3
0
0
£207,250
4
0
0
0
0
0
0
Property Type
Detached
Detached Bungalow
Terraced Cottage
Flat/Maisonette
Av Price
Sales
0
0
0
0
0
0
0
0
0
0
0
0
Number of Bedrooms
4
4
2
Overall
Av Price
Sales
£202,500
3
0
0
£207,764
11
0
0
£198,750
4
0
0
Open Market Price
£359,500
£295,000
£195,950
Page 1 of 1
16 September 2008
7 Torver House prices.doc

Torver - Cumbria Rural Housing Trust

Transcription

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