October 2009

Transcription

October 2009

October 2009
THE Real Estate Resource for the Tri-Cities and Southwest Virginia...NOW INCLUDING SMYTH COUNTY, VIRGINIA!
Serving Southwest Virginia & Northeast Tennessee
201 West Main Street 21535 Clear Creek Rd.
Bristol, VA
Abingdon, VA
276.669.0102
276.628.2583
For more Information on this home listed with Callebs Realty see page 9.
Page 2
Tri-Cities
HOME SEEKER
ADVERTISER TABLE OF CONTENTS
Southwest Virginia
Advertisement Supplement
October, 2009
Get Tax Credits By Going
Green At Home
(StatePoint) It’s about time homeowners got an economic stimulus of their own.
The economic downturn has affected many homeowners, but a new law called the
American Recovery and Reinvestment Act now is offering tax credits for energy efficient
home improvements. This stimulus bill is enabling homeowners to add dollars back into
their bank accounts, while reducing their families’ carbon footprints.
What’s Covered
What exactly is covered under the new stimulus bill can be confusing. Many are
unsure which energy efficient upgrades qualify for tax credits. According to Andrew
Goldberg, senior director of federal relations for the American Institute of Architects
(AIA), homeowners should focus on three basic changes in policy to get started:
* Tax credits for energy efficient home improvements that would have expired at the
end of 2009 have been extended through 2010, allowing you more time to budget for
upgrades.
* Tax credits which previously covered up to 10 percent of costs have been increased
October 2009
to cover 30 percent of costs, with a maximum total of $1,500 in tax credits in 2009
and 2010. This applies to existing homes only and covers the following: renovations to
windows and doors, insulation and roofs (metal and asphalt), heating, ventilation and
air conditioning (HVAC), non-solar water heaters and biomass stoves. Through 2016,
tax credits also are available at 30 percent of the cost with no cap on the credit you can
receive for geothermal heat pumps, solar panels, solar water heaters, small wind energy
systems and fuel cells for both existing homes and new construction.
* Most importantly, says Goldberg, is that the $1,500 cap for 2009 and 2010 now
applies to any combination of energy efficient improvements. In the past, each renovation
or appliance had an individual cap and together they could add up to a maximum of
$1,500, but now homeowners are not limited item by item. While the maximum credit
you can receive is still $1,500, you now can select a combination of improvements to
reach that limit.
Bank of Marion........................ 12
Callebs Realty ......................... 8,9
First Residential Mortgage ...... 10
Jones and Associates ........... 3,4,5
HOME SEEKER
Welcome to
. This informative real estate guide is published by the Bristol Herald Courier, tricities.com,
and WJHL-Channel 11. We hope you enjoy “seeking” your new
home. For advertising information, please call 276-645-2502. To advertise on tricities.com., please call 423-232-8747, and to advertise
on WJHL-Channel 11, please call 423-434-4561.
Real Estate Equal Housing Opportunity
All real estate advertised in this publication is subject to the Federal Fair Housing Act of 1968 as ammended 1968.
Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and
financing of dwellings, and in other housing related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents of legal custodians, pregnant women, and people
securing custody of children under the age of 18, and handicap (disability).
How the Stimulus Helps
The changes to the policy not only give you more autonomy in deciding how to
create a more energy efficient home, but also allow you to approach home renovations
from a more holistic perspective. Instead of looking at one room or one type of
renovation, you can take a closer look at how the different rooms, systems and appliances
in your house impact one another and contribute to energy savings or waste.
“An architect can help you go from a piecemeal approach to a comprehensive one
that creates integrated systems, and find the most energy savings for the least cost,” notes
Goldberg.
For example, investing in a new HVAC system may yield some energy savings, but
if your house has poor insulation or windows and doors that allow for air loss, you won’t
maximize the value of your improvement and energy efficient potential. An architect
may recommend a new HVAC system in conjunction with inexpensive weatherstripping,
or another customized combination of simple improvements that improve your energy
savings within your budget. To find a local architect with expertise in sustainable design,
visit: http://architectfinder.aia.org.
While times are tough, the tax credits in the stimulus bill present the perfect
opportunity to make smart investments in your home that will save you energy and
ultimately dollars. Greener living is only a tax credit away.
October, 2009
Carol Jones ABR, CRS, GRI,
OWNER
276-356-4747
Jeni Neely
276-608-9160
Tri-Cities
Southwest Virginia
Lori Cross-Hobson
423-646-2696
Page 3
Ron Pennington
276-492-3206
Glenna Buchanan
276-356-8635
Mike Jones
276-608-2747
Allsion Gill, ABR, GRI
276-356-4471
HOME SEEKER
Landy Mathen
423-340-1908
Becky Copenhaver, ABR, GRI
BROKER
276-944-3989
Katie Waddle
276-706-1598
Anette McHugh
276-356-4428
Loretta Trayer
423-646-5554
Specializing in Estate Liquidations,
Tag Sales and Downsizing
Tim Hager
276-494-5404
21482 Sheffield Court, Abingdon
4BD/4BA Custom built one owner home.
Fabulous lot with view. 3 car garage
$1,599,000
Glenna Buchanan 276-356-8635
1590 Egypt Road, Bluff City, TN
8000+ sq. ft. Custom Home on 18+-acres
Kitchen featured in Homes and Baths mag.
$1,300,000
Lori Cross Hobson, 423-646-2696
18557 Old Jonesboro Road, Abingdon
3 BR/5.5BA Fine Craftsmanship with Extra
Amenities, Elegance and modern conveniences.
$1,200,000. Landy Mathes 423-340-1908
Carol Jones 276-356-4747
34104 Lee Highway, Glade Spring
4BD/3.5BA Beautifully maintained home.
37+-acres with great buildings/barns.
$859,000
15937 Summer Place, Bristol, VA
“The Virginian” 4BR/5BA with Extra Rooms.
New quality construction. Open Plan
3 levels of living space.
$799,000
23086 Wild Cherry Lane, Abingdon
Privacy with Lake Frontage!
3 levels, 3 kitchens, 3 laundries, 3 HP.
Triple for your money
$789,000
13 Long Crescent Road, Bristol VA
6BD/4BA/2HBA Exceptional Tudor
Lovingly updated, guest qrtrs.
$689,000
Loretta Trayer 423-646-5554
17511 Thomas Circle, Abingdon
4BR/3.5BA on #5 Hole at Glenrochie.
Near Creeper Trail. Unique custom amenities.
$689,000
102 E. Main Street, Abingdon
5BR/5BA Historic Residence.
Original features, updated kitchen.
Includes 2 efficiency apts.
$659,000
2041 King College Bristol, TN
Custom Built w/Quality! Elegant, plus kid friendly
Call for details. Extra lot available.
$559,900
337 E. Valley Street, Abingdon
5BR/3.5BA Victorian – 2 Parlors
Gourmet Kitchen, Luxurious Master Suite
Wrap Porch, Patio, 3 Car Garage
Updates list avail. $599,000
19170 Paddock Place, Abingdon
4BR/5.5BA Traditional with amenities
Features Pool, Pool House,
Huge wrap-around porch.
$599,000
133 E. Valley Street, Abingdon
5BR/4.5 BA successful B&B!
Historic home near in-town attractions.
Call for list of amenities. $599,000
Carol Jones 356-4747 or Alison Gill 356-4471
19088 Creamery Drive, Abingdon
4BR/3BA Custom Built w/Privacy
9.5 acres with views, barn.
1st level master/ huge kitchen.
$589,000 Glenna Buchanan 276-356-8635
21373 Sheffield Court, Abingdon
5BR/4.5 BA includes 2 large suites.
Formal Living and Dining. Kitchen with amenities.
Bright spacious rooms, deck with mountain views.
$567,500 Alison Gill 276-356-4471
116 East Main Street, Abingdon
4BD/4BA Circa 1840, Restored charm.
Currently Abingdon Boarding House.
Quaint Downtown area.
$499,000
Page 4
Tri-Cities
HOME SEEKER
Southwest Virginia
October, 2009
33589 Spring Hill Drive, Glade Spring
3BR/3BA custom built. Hardwoods.
Unbelievable upscale kitchen.
New In-ground pool. $449,000
21296 Mandalay Lane, Abingdon
3BR/2.5BA with Lake View
Updates: Heat Pumps, Granite and Tile,
3.6 acres Gar with Boat storage.
$429,000 Carol Jones 276-356-4747
120 Longview, Abingdon
4BD/3.5BA Renovated Contemporary.
Open floor plan, new kitchen & master
Golf course & mountain views $425,000
Alison Gill 276-356-4471
19495 Lake Road, Abingdon
3BD/3BA one level, 1.5 acres, lake views
Over 2500 finished square feet!
$379,000
22548 Green Springs Road, Abingdon
3BD/4BA Brick Ranch on 2.58 acres
Extensive updating, in ground pool.
$376,500. Carol Jones 276-356-4747
20636 Josh Allen Drive, Abingdon
4Br/2.5BA new construction near Lake.
Open plan w/ hardwoods and tile.
Fab kitchen w/ granite, JennAir appliances.
$350,000 Annette McHugh 276-356-4428
20324 Josh Allen Drive, Abingdon
3BR/2BA Quality with attention to detail.
Great Room w/ 2 sided FP. hardwoods and tile.
Kit has granite, SS Jenn Air appliances.
$350,000 Jeni Neely 276-608-9160
19074 Jeffery Drive, Abingdon, VA
4BD/3BA Elegance warmth & charm
Updates! Two lots!
$334,000
21234 Lake Road, Abingdon
3BR/2.5BAHuge Rancher near Lake!
Fin. Sq. Ft.: 1st 2600+, BM 1,000+
Extras: Det gar, BBQ, manicured lawns.
$329,000 Glenna Buchanan 276-356-8635
20275 Millbrooke Drive, Abingdon
3 BR/3.5 BA Tri-Level Townhome.
Custom Kitchen w/ stainless, granite, tile.
Luxury Master Suite. Multiple common areas.
$329,900 Glenna Buchanan 276-356-8635
293 Carden Hollow Road, Bristol, TN
Well Maintained 1830’s Farm House
Original wood, built-ins. Updates. $325,000
17296 Crabtree Court, Bristol, VA
3 BR/3 BA Open plan. Hardwood & tile.
Finished lower level. Att., Det. and DU garages.
2.2 acres. $315,000
Annette McHugh 276-356-4428
Jeni Neely 276-608-9160
28065 Lee Highway, Abingdon
3BR/3BA brick Ranch on large level lot.
2 car Garage, Metal building, Creek
REDUCED!! $305,000
Becky Copenhaver 276-944-3989
21358 Mandalay Lane, Abingdon
3BR/2BA Log home with lake views! Hardwoods, Tile,
Cathedral Ceiling, Stone FP, 3 Bay det gar, Outbuildings
$279,000. Extra lot $39,900
Owner/agent Carol Jones 276-356-4747
114 N. Church Street, Lebanon
4BD/2BA renovated 1920’s bungalow.
Newer roof, HP, electrical, plumbing
$299,000
136 Hill Drive, Abingdon
4BD/2.5BA charming brick home in town.
Over an acre lot w/ landscaped & garden space.
$289,000
133 Holly Ridge Road, Glade Spring
4BD/2.5BA Well maintained, $15,000
BELOW Appraisal! Assistance with closing costs!
$269,900
22450 Green Springs Road, Abingdon
5BR/6BA Farmhouse built in 1872
Renovated in 1999. $259,000
Adjacent 1 ac w/barns $62,500
Carol Jones. 276-356-4747
19593 Old Jonesboro Road, Abingdon
4BR/2.5BA Colonial with approx 3200 sq. ft.
Eat-in kitchen, fin BM rec room. 2 Acres
$249,900
206 Stonewall Heights, Abingdon
3BR/3BA Features Retro kitchen/Baths
Great neighborhood. Great condition!
$239,000
Carol Jones 276
21405 Plantation Road, Bristol VA
3BR/2BA in established neighborhood.
Park-like setting, private patio. Well maintained
Large rooms. $235,000
Landy Mathes 423-340-1908
19203 Triple Crown Drive, Abingdon
4BR/3.5 BA in popular Foxfire! Formal Living and Dining
plus family room. Lower level private suite. $229,000
Jeni Neely 276-608-9160
31495 Blue Springs Road, Meadowview
3BR/2BA Updated 2 Story Farmhouse.
Cov. Porch; Garden area w/apples and grapes.
1.83 Acres Shop w/ Electricity. $215,000
Becky Copenhaver 276-944-3989
1031 Canterbury Lane, Abingdon
3BR/2BA One level w/extra lot
New custom Kitchen-Stainless appliances
Updated baths. $196,500
17380 Lee Highway
Abingdon, VA 24210
276-628-2618 Fax 276-628-4737
Visit our Listings on the Internet:
www.jonesrealty.biz or
www.realtor.com/southwestva/jones&associatesrealty
email: [email protected]
October, 2009
Tri-Cities
HOME SEEKER
Southwest Virginia
Page 5
355 Sunset Drive, Abingdon
4BR/3.5BA in Graystone Hts. New Appliances,
counters. Bath fixtures Paint, 2 yr heat/air system.
$194,900 Alison Gill 276-356-4471
267 NE Valley Street, Abingdon
Commercial or Residential 2BD/1BA
Cottage in Historic Downtown
REDUCED!! $189,500
25477 Cornelius Drive, Abingdon
Unwind, enjoy life in one level home.
3BR/2BA. Features hardwoods & tile.
Quiet Street/Lake views/Deck
$189,000 Annette McHugh 276-356-4428
320 Bradley Street, Abingdon
3BR/2BA 1890 Colonial In Town. Wrap & Screen Porch.
Fireplaces. Updated baths. Charm of yesteryear.
$179,000 Carol Jones 276-356-4747
18415 Ironwood Loop, Abingdon
3BR/2.5BA Well Maintained. New sunroom.
Convenient to Abingdon or Bristol.
$174,900 Mike Jones 276-608-2747
15552 Monticello Drive, Bristol, VA
3BD/2.5BA Immaculate w/ fenced yard $179,900
Jeni Neely 276-608-9160
14533 Peaceful Valley Road, Abingdon, VA
3BD/2BA Immaculate brick ranch $167,000
Jeni Neely 276-608-9160
231 Burk Street, Rosedale, VA
Custom built with large rooms, soaring wood ceilings.
Rock FP. Huge Kitchen with island. Lower level den/game
room, FP extra bath, BR, and indoor pool. $349,000
16131 Pocahontas Trail, Meadowview
3BR/2BA Cottage/River Access.
Updated. Enjoy private setting.
$149,000 Glenna Buchanan 276-356-8635
134 Pace Drive, Bristol, VA
3BR/2BA Tri-level home. Freshly painted.
Hardwood floors. Super location-Exit 7. $139,900
Lori Cross Hobson 423-646-2696
222 Fairford, Blountville, TN
3BD/1.5BA brick ranch on double lot.
Updates: HP, water heater, windows, etc.
$126,000
121 Bilco Street, Bristol, TN
2BD/2.5BA Townhouse, no assoc. fee
Laundry on main level $84,000
1255 Virginia Avenue, Bristol, TN
2 BR/1BA New: paint, carpet, vinyl.
Newer refrig, stove, microwave. Washer
& Dryer. Central Heat & Air.
17023 Wyndale Road, Abingdon
3BR/1BA Farmhouse needs Lots of TLC
22.1 acres with barn, outbuildings.
Pond on property. $349,000
409 Grace Sreet, Glade Spring
3BD/2BA one level home. Landscaped,
deck, new roof, garage. $129,000
Jeni Neely 276-608-9160
48 Cherry Lane, Bristol, VA
3BR/1.5 BA. Hardwoods.
Upgraded kitchen and baths!
$126,900
117 Belle Avenue, Piney Flats, TN
2BR/1BA bungalow. Hardwoods,
Heat pump, kit with appliances. Gas FP.
Det garage with electricity, water, half bath.
$79,900 Lori Cross Hobson 423-646-2696
24205 Avanta Drive, Abingdon
3BR/2BA 2000 Mobile Home 5 min from
SOUTH HOLSTON LAKE. $62,500
TBD Mandalay Lane, Abingdon
63 + acre Farm with Lake access!
Barn, fencing, boat slip included.
$1,690,000 Owner/Agent
Carol F. Jones 276-356-4747
790 Valley Road, Saltville, VA
214+ acre Cattle handling facility.
Large barns, loading facilities, more.
Public water taps, pond and 2 wells
$650,000 Alison Gill 276-356-4471
Katie Waddle 276-706-1598
TBD Taos Lane, Meadowview, VA
131.23 rolling acre Farm
Convenient to Salt Trail. Large barn and
Several Home Sites. May be divided $595,500
Katie Waddle 276-706-1598
Green Springs Road
Approximately 6.8 acres in Country
Convenient to Abingdon and the Lake
Includes 30 x 92 Metal building and Barn
$249,000 Carol Jones 276-356
TBD Buckeye Hollow Road, Saltville, VA
60 +/- Acres in Smyth County with rolling hills
And view of Clinch Mt. Fully fenced.
Watering system in place. $215,000
Lot 55 Summer Place, Bristol VA
0.90 acre lot available for dream home in
with all the amenities that The Virginian
is known for! $99,500
Owner/Agent Carol Jones 276-356-4747
17380 Lee Highway
Abingdon, VA 24210
276-628-2618 Fax 276-628-4737
Visit our Listings on the Internet:
www.jonesrealty.biz or
www.realtor.com/southwestva/jones&associatesrealty
email: [email protected]
Page 6
Tri-Cities
HOME SEEKER
Southwest Virginia
October, 2009
CLOVERDALE
Handsome framedout columns lend
a colonial flavor to
the Florida-style
Cloverdale. This large
single-level plan offers
a rich palette of living
spaces: formal and
informal, private and
communal, indoors and
outside.
The columns highlight
a broad front porch that
wraps across the bayed
front windows of the
living room and dining
room. Inside, these
rooms open off of an
equally high-ceilinged
foyer.
The bright and
expansive family room
is the largest and most
central living area. Its
richly glassed rear
wall has sliding glass
doors that lead out onto
the partially covered
patio. These doors are
flanked by two equally
large glass panels plus
another set of windows
on both sides. Then the
entire glassy expanse
is crowned by a multipaned transom. The
clean-burning gas
fireplace, nestled into a
corner by the windows,
provides warmth and
light on dreary days
and dark nights.
Two arched openings
lead to the kitchen,
dining room, and a
hallway to the owners’
suite. The family room
also has a set of double
doors that open into a
study that links with the
owners’ suite.
In addition to builtin appliances and
abundant cupboard
and counter space,
kitchen amenities
include: a deep walk-in
pantry, cook-top island
rimmed with a raised
eating bar, appliance
garage, and beverage
bar with under-counter
refrigerator. Natural
light washes into its
sunny nook through
windows on four sides.
Two more bedrooms
(or one and a hobby
room) are nearby, along
with a large
utility room.
The luxurious
owners’ suite
at the opposite
side of the
house has a
large walk-in
closet and a
smaller one.
Bathroom
features
include a spa
tub, walk-in
shower, dual
vanity, and
private toilet.
For a review
plan, including scaled
floor plans, elevations,
section and artist’s
conception, send
$25 to Associated
Designs, 1100 Jacobs
Dr., Eugene, OR
97402. Please specify
the Cloverdale 30682 and include a
return address when
ordering. A catalog
featuring more than
550 home plans is
available for $15. For
more information, call
(800) 634-0123, or visit
our website at www.
AssociatedDesigns.
com.
October, 2009
Tri-Cities
HOME SEEKER
Southwest Virginia
Page 7
Reduce Home Air Pollution And Save Energy
(ARA) - Your home may
be your castle, but the
average household can be
responsible for nearly twice
the greenhouse gas emissions
as the average car, according
to the U.S. Environmental
Protection Agency. Since the
leading source of greenhouse
gas emissions is energy
production, it makes sense to
ensure that your home is as
energy efficient as possible.
Here are some simple steps
you can take in your home to
create a better environment
for everyone, both inside and
outside:
Make smarter HVAC
choices. Heating and cooling
accounts for as much as half
of a home’s energy use, so a
good place to start is with your
heating, ventilation and air
conditioning (HVAC) system.
Make sure it is in tip-top shape
by scheduling a maintenance
checkup with a certified
dealer. He or she can inspect
your system and make any
necessary repairs to ensure
the system is not wasting
energy.
If your furnace is more than
10 years old, it may be time
to consider replacing it with a
newer, more energy-efficient
model, as manufacturers now
offer furnaces that can save
up to 40 percent on energy
consumption versus older
models. One model that meets
and exceeds U.S. Department
of Energy standards is the
new American Standard
Freedom (R) 95 Modulating
Communicating Furnace.
The furnace converts up to
95 percent or more of its
fuel into heat. Rather than
using an on-again-off-again
thermostat control found in
less sophisticated furnaces,
family are among the many
energy saving models
that qualify for a tax credit.
Thanks to the passage of
the Economic Stimulus Bill,
homeowners may be eligible
for a tax credit if they purchase
With a few simple steps, your family can to reduce air
pollution and save energy at home.
it uses temperature data from
the thermostat to calculate
its own heating cycle. It then
adjusts the heat output with
a fully modulating gas valve
for consistent, comfortable
heat and precise fuel control,
significantly saving energy and
keeping utility costs down.
Most models in this furnace
certain types of HVAC systems
between Jan. 1, 2009 and
Dec. 31, 2010. Depending on
the system you purchase, you
could receive a tax credit of
up to $1,500 on your 2009 or
2010 income tax return. For
information on any tax credits
you could claim, contact a tax
professional.
Properly seal your home and
ductwork
The EPA recommends that
you seal air leaks in your home
to reduce drafts and get the
full performance out of your
home’s insulation. Sealing
the ducts is also a good idea,
since poorly performing ducts
can leak conditioned air and
reduce your system’s efficiency
by as much as 20 percent.
Sealing leaks and insulating
the ducts in attics and crawl
spaces can improve energy
efficiency and keep your home
comfortable as well.
Take advantage of ENERGY
STAR-qualified products
The EPA developed the
ENERGY STAR program to
reduce the nation’s energy
consumption. Choosing
products for your home that
bear the ENERGY STAR
logo is an important step
to consuming less energy.
Qualified products are
available in multiple categories
including heating and cooling
equipment, appliances, home
electronics and lighting. Be
sure to ask your dealer about
local incentives that are offered
by many utility companies and
financial institutions for the
purchase of ENERGY STAR
products.
For more information on how
to save energy at home or to
locate a qualified independent
American Standard Heating &
Air Conditioning dealer, visit
www.AmericanStandardAir.
com.
Page 8
Tri-Cities
HOME SEEKER
Southwest Virginia
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October, 2009
Tri-Cities
HOME SEEKER
Southwest Virginia
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Page 10
Tri-Cities
HOME SEEKER
Southwest Virginia
October, 2009
October, 2009
Tri-Cities
HOME SEEKER
Southwest Virginia
Page 11
Snuggling Up To A Stove This Winter?
(ARA) - As the mercury
drops and days get shorter,
you may be snuggling up to a
wood-burning stove to keep
your tootsies toasty. With
today’s economy, alternative
heat sources may become
more popular as pennypinchers try to minimize gas
and electric bills.
While wood-burning and
pellet stoves can be quaint
and efficient, they can also be
dangerous. To avoid injuries
and damaged property, ask
yourself these four questions,
posed by QBE Regional
Insurance Senior Vice
President Charles Valinotti.
He’s seen many dangerous
stove set-ups and the
devastation that can result.
1. Was it installed by a
professional?
Installing a stove isn’t a doit-yourself job. Work with a
professional. If the stove was
installed before you moved in,
it’s worth having it inspected.
One tip-off is if it has more
than two connector pipes, it’s
probably been tampered with,
Valinotti warns.
Also, take the same
precautions with your outdoor
wood-burning stove or one
in your garage or outbuilding
as you would with one that’s
inside your home. A stove
in your shed could cause as
much damage as the one in
your living room.
2. What’s above, under and
around your stove?
Don’t find out after it’s too late
- like one Oregon homeowner
did. He woke in the night to
put another log in his stove
- but didn’t close the door all
the way. As he snoozed on
the couch, the kindling shifted
cleaned within the last year
by a professional.
“We ask this question of
our General Casualty and
Unigard policyholders, and I
can’t tell you how often they
ashes from her wood-burning
stove into a plastic bucket
and put it on her deck.
Still smoldering, the ashes
destroyed her home and
belongings, totaling more
and a log rolled out, igniting
his carpet. While the man
luckily escaped unharmed,
his home was destroyed.
Make sure your floor is
covered with non-combustible
material all around your stove
in case a log accidentally
escapes. Similarly, keep all
decorations and clutter away
from the stove, so that a puff
of ash or an errant spark
doesn’t set your magazine
collection or lace doily aflame.
3. When was your stove last
cleaned and by whom?
Your answer should be: It was
say it’s been ages since the
last cleaning or - just as bad that they clean it themselves,”
says Valinotti.
He explains that you can
sweep and tidy up your stove
and the surrounding area, but
a professional chimney sweep
should clean it annually. Only
professionals can spot and fix
creosote buildup and hairline
fractures, which are a major
fire hazard and liability risk.
4. How do you dispose of
your ashes?
An elderly woman in
Washington recently swept
than $400,000 in damage.
Make sure ashes are
cooled, dampened with
water and stored in a metal
container with metal lid.
“Never put ashes near or
inside a paper bag, carton,
box or anything combustible.
I know it sounds obvious,
but we see these very sad
accidents more often than
you would believe,” Valinotti
says.
Courtesy of ARAcontent
NEED A NEW HOME?
We’ve got you covered!
• Mortgage Loans
The Bank of Marion
-AIN/FlCEs
7ASHINGTON!VE"RANCHs
2OYAL/AK"RANCHs
The Bank of Chilhowie
• Construction
Loans
The Bank of Rural Retreat
The Bank of Honaker
• Personal Loans
• Equity Lines
of Credit
The Bank of Damascus
The Bank of Marion
&ORT#HISWELLs
The Bank of Saltville
• And more!
Subject to credit approval.
Some restrictions may apply.
The Bank of Glade Spring
The Tri-City Community Bank
"OONES#REEK2OADs*OHNSON#ITYs
The Bank of Scott County
7EBER#ITYs
'ATE#ITYs
The Bank of Marion
"RISTOLs
,EE(IGHWAY"RISTOL6!
The Bank of Abingdon
6ALLEY3TREET.%!BINGDON
Toll Free 1.800.772.1807
bankofmarionva.com
Member FDIC

October 2009

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