09 July Aug.indd - Texas Mortgage Bankers Association
Transcription
09 July Aug.indd - Texas Mortgage Bankers Association
Texas Mortgage Bankers Association July | August 2009 Volume XVII Issue IV O ff i c ers President John Watson, Houston Vice President W. Scott Norman, Austin Secretary/Treasurer David E. Frase, CMB, AMP, Arlington Associate Representative Billy F. Vaughn, Dallas Past President S. Van Stewart, San Antonio Past President Michael D. Minnis, Houston Executive Vice President Lisa Vercher, Austin General Counsel Larry Temple, Austin D i re ctors Barry R. Baker, CMB, Fort Worth Rosemary E. Barbour, Dallas Tommy Bastian, Addison Blane L. Bauch, Coraopolis, PA Judy A. Belanger, Houston Clifton A. Crabtree, Houston Kerri Crabtree, Bedford Cathy Gibb, Houston Kevin Gillespie, Dallas Dana Gompers, CMB, Houston J. Kevin Gugenheim, Aliquippa, PA Charles E. Klein, Woodway Marc N. Laird, Houston Michael Lima, Dallas Larry B. Litton, Jr., Houston Rob Macioce, Spring Calvin C. Mann, Jr., Houston Robert D. O’Reilly, Houston Mark Raskin, Addison Tom Rhodes, Austin Ron Rogers, Lubbock Susan T. Stewart, San Antonio Thomas Tallent, Fort Worth Scott R. Valby, Houston Billy F. Vaughn, Dallas Thomas F. Vetters, II, Austin Robert H. Wagnon, Houston Lance P. Welch, Boerne Rob G. Wiggins, Houston Ian Wright, Dallas President’s Message John Watson Licensing for mortgage bankers is here and the Texas Mortgage Bankers Association is ready to be the one-stop shop for quality training and all information pertaining to complying with the newly passed law. The S.A.F.E. Act requires all loan originators to attend 20 pre-licensing classroom hours of study and pass a state and national test to originate mortgages in the state of Texas. The deadline for completing these requirements is April 30, 2010. The Texas Mortgage Bankers Association will offer courses as soon as November of this year. The TMBA courses will be the highest quality, most affordable and convenient training available. Additionally, by completing all of the 20 hours through TMBA courses, loan originators will receive the following at no additional cost: a one-year TMBA membership, loan originator’s name listed on our web site, certificate indicating completion of TMBA Certified courses, a TMBA member pin and emblem to place on their business card, discounts to TMBA events, discounts to continuing education courses, TMBA Legislative and Compliance updates So, by taking TMBA courses, a loan originator will not only get quality training, they will be recognized as a mortgage professional of the highest quality. That is a deal no one else can offer. We will be sending out additional information on complying with the new law soon, or you can go to http://texasmortgagelicensing.org for the latest information at any time. Sincerely, John Watson 2009.2010 TMBA President www.texasmba.org www.texasmortgagelicensing.org TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV Is an Approved S.A.F.E. Act Education Provider AUSTIN, TX – (August 17, 2009) – Texas Mortgage Bankers Association (TMBA) has been approved as an educational provider through the Nationwide Mortgage Licensing System (NMLS) to offer courses under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). TMBA is taking a significantly large role in working with our regulators and all mortgage lenders to ensure the continued strength of our residential real estate markets. We will continue to meet the educational needs of our state by providing up-to-date information, publications and instructional courses that not only meet the SAFE Act licensing requirements but also expand the scope of mortgage banking. The SAFE Act, a part of the Housing and Economic Recovery Act of 2008 (HERA), establishes minimum national standards for mortgage training 20 hours of pre-licensing and at least 8 hours of continuing education annually for loan originators. Required subject matter includes federal law and regulations, ethics, fraud, consumer protection and fair lending issues, as well as instruction on mortgage origination. TMBA will offer all approved SAFE Act training privately at company locations or onsite throughout the state of Texas. For more information about requirements and registering for TMBA’s SAFE Act approved courses call (512) 480-8622 or visit www.texasmortgagelicensing.org. TMBA has since its inception, played an active role in educating our members. Since 1917, members of the Texas mortgage banking community have turned to Texas Mortgage Bankers Association for its leadership in industry education, legislative initiatives and peer interaction. Today, TMBA’s purpose is still to serve the mutual interests of its members in order to preserve, enhance and advance the mortgage banking and real estate finance business in the state of Texas. { TMBA U pcoming TMBA Meetings & Conferences The Future of Mortgage Lending with special guest TDSML Commissioner Doug Foster August 25, 2009 | 9 – 10:30 am The Cascades | Tyler, Texas The Future of Mortgage Lending with special guest TDSML Commissioner Doug Foster August 26, 2009 | 10 am – noon The Holiday Inn Park Plaza Lubbock, Texas The Future of Mortgage Lending with special guest TDSML Commissioner Doug Foster October 6, 2009 | 1 – 3:00 pm McAllen Chamber of Commerce - Conference Room McAllen, Texas 59th Annual Educational Seminar & Marketplace November 16 - 17, 2009 Westin Galleria | Dallas, Texas Southwest Secondary Marketing Conference February 2 & 3, 2010 Marriott Woodlands Waterwa The Woodlands, Texas 6th Annual Southern States Servicing Conference April 14 & 15, 2010 Gaylord | Grapevine, Texas 94th Annual Convention May 16 - 18, 2010 JW Marriott San Antonio Hill Country San Antonio, Texas 2 www.texasmba.org www.texasmortgagelicensing.org TMBA Mortgage Roundup O th e r U p c o m i n g Loc al M e e t i n g s & C o n fe r e n c e s Austin Mortgage Bankers Association Monthly Luncheon September 2, 2009 | 11:30 am The Austin Country Club www.austinmba.org July | August 2009 Volume XVII Issue IV Licensing { TX TMBA’s current efforts in providing an approved licensing program – stay tuned! Dallas Mortgage Bankers Association Real Estate Seminar September 3, 2009 | 7:30 am Prestonwood Country Club www dallasmortgagebankers.com www. Dallas Mortgage Bankers Association Monthly Luncheon September 3, 2009 | 11:30 am Prestonwood Country Club www.dallasmortgagebankers.com www.texasmortgagelicensing.org your source for Texas licensing education and information As you know, Texas Mortgage Bankers Association is taking a Fort Worth Mortgage Bankers Monthly Luncheon February 16, 2009 | 11:30 am Petroleum Club of Fort Worth www.fortworthmba.org significant role in working with our state regulators and mortgage lenders to assume the lead in meeting the national and state prelicensing education requirements along with providing approved continuing education programs. TMBA has recently entered into an agreement with an independent third party contractor, Primus Services Group LLC, to provide these { Texas Mortgage Lending Law & Practices Deskbook Second Edition Do you have theTMBA Deskbook? If not, order your copy today. courses under the sponsorship of TMBA. Currently applications are being accepted for instructors to teach our SAFE pre-licensing course currently pending approval. Visit www.texasmortgagelicensing.org and sign up for news and updates as they become available. A special thanks to members of the Regulatory Compliance Committee that make the Deskbook possible by volunteering their time and expertise. A complete list of Deskbook and Supplement authors can be viewed in the Acknowledgments section. w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 3 TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV It’s Our Move. and about time. 59th Annual Educational Seminar & Marketplace November 16 & 17, 2009 4 www.texasmba.org ● Westin Galleria www.texasmortgagelicensing.org ● Dallas, Texas TMBA Mortgage Roundup MON 10:00 am Noon 2:00 – 6:00 pm 5:00 – 6:00 pm 6:00 – 7:30 pm July | August 2009 Volume XVII Issue IV Nov 16th Golf Tournament Hills of Prestonwood Country Club Exhibitor Setup Registration FML Challenge UnRun Opening Reception with Exhibitors SESSION TOPICS continued prior sins they might be seeking. Those that must be licensed in Texas will learn about pre-licensing and continuing education requirements and the session will explore the required national examination, its structure and how it will be delivered to those loan originators seeking a license. Net Revenue VS Retail Branch Models: The Ins & Outs of Branch Profitability Comp Plans TUES Nov 17th Registration Breakfast with Exhibitors Welcome & Keynote Break with Exhibitors Concurrent Sessions Lunch & Keynote Concurrent Sessions Closing Reception with Exhibitors Exhibitor Move-out 5:00 – 7:30 pm President’s Reception 7:30 am 8:00 – 9:00 am 9:00 – 10:00 am 10:00 – 10:30 am 10:30 am Noon – 2:00 pm 2:15 pm 4:00 – 5:00 pm Todd Salmans, President - Prime Lending Ray Daniel, CMB, EVP - Network Funding LP Linda Davidson, Net Revenue Operator - SFMC, LP Alphabet Soup: How to Most Efficiently Manage the New ABC’s of Mortgage Lending Moderator: Tracy Cole – Colonial National Mortgage Robert A. Cook, Managing Partner - Hudson Cook, LLP Debbie Dunn – CTX Mortgage Company visit www.texasmba.org/seminar for detailed schedule SESSION TOPICS EVENTS Mutating Modifications: The Changing Nature of the Home Affordable Modification Program Golf Tournament This session will discuss Home Affordable Modifications, where we are, where we are headed, and answers to all the questions you wanted to ask but could not or did not. S.A.F.E. Act: Are You Ready? The Hills of Prestonwood Country Club 6600 Columbine Way | Plano, TX 75093 mon, nov 16th 10:00 am *All players must be registered for the Seminar in order to participate in the golf tournament. FML Challenge The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) that became law in July of 2008 will impact all mortgage loan originators. This law will have a significant affect on loan originators employed by mortgage bankers. In this session you will learn key objectives of the Act and who’s in charge of enforcement. You will also develop a clear understanding of who must be licensed and who may simply register under the Act. The Future Mortgage Leaders UnRun is back by popular demand! The FML Challange requires no running shoes and proceeds benefit the FML/James M. Wooten Scholarship fund. The $30 registration fee will get you a t-shirt, two drink tickets, and a great networking opportunity. mon, nov 16th 5:00 - 6:00 pm Learn about the comprehensive background check in store for all mortgage loan originators and the w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 5 July | August 2009 Volume XVII Issue IV TMBA | 59th Annual Educational Seminar & Marketplace TMBA Mortgage Roundup Registration Form November 16 & 17, 2009 | Westin Galleria | Dallas, Texas Please copy and use one registration form per attendee unless you are signing up as a group registration. Attendee Information first name last name middle initial company title mailing address city state phone zip email fax Are you a first time attendee? Do you have any special needs addressed by the American Disabilities Act? Yes Yes No No – if yes, please attach a statement regarding any particular needs you may have and someone from our office will contact you. Where did you hear about the Annual Educational Seminar & Marketplace? TMBA website TMBA Newsletter Email Blast Postcard Other : Registration Fees Please use one registration form per attendee before Oct 5th after Oct 5th member $175 $225 non-member $300 $350 Group rate* members $135 $185 non-members $260 $310 *To receive the group rate, there must be at least six (6) attendees from the same company registering at the same time. All group registration forms must be submitted together for the group rate to apply. EventTickets handicap Golf before Oct 5th after Oct 5th $125 $140 qty ordering Un-Run Race (includes t-shirt) $30 per person $30 per person President’s Reception* $50 per person $50 per person *one reception ticket included with registration. Extra tickets are available and must be purchased by a seminar attendee. Payment Check enclosed (payable to TMBA) CC number card holder first name AMEX MC Visa Total amount due: expiration date CVV2# last name signature billing address (if different from above) city state zip Total amount paid: mail registration form to TMBA, 823 Congress Ave, Ste 220, Austin, Texas 78701 fax registration form to 512.480.8621or register online at www.texasmba.org/seminar 6 Texas Mortgage Bankers Association | 823 Congress Ave, Ste 220, Austin, Texas 78701 | 512.480.8622 p | 512.480.8621 f www.texasmba.org www.texasmortgagelicensing.org TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV Sponsors THANK YOU Affiliated Mortgage Bankers Insurance Service Bankers Insurance Service Barrett Daffin Frappier Turner & Engel, LLP Beadles, Newman & Lawler, PC Black, Mann & Graham, LLP Brown, Fowler & Alsup CitiMortgage Colonial National Mortgage Commerce Title Cornerstone Mortgage Company Dallas Mortgage Bankers Association Envoy Mortgage First Continental Mortgage Company Freddie Mac Gregg & Valby, LLP Houston Capital Mortgage Houston Mortgage Bankers Association Houstonian Mortgage Group, Inc. Ken Hughes & Associates, PC Lawyers Title Insurance Corporation Legacy Mutual Mortgage/ Gardner Financial Services Inc Litton Loan Servicing LP McGlinchey Stafford and Youngblood & Associates, LLP MetLife Home Loans Mortgage Guaranty Insurance Corporation Patriot Bank Mortgage PeirsonPatterson, LLP Platinum Title Partners Polunsky & Beitel, LLP PrimeLending PrimeWest Mortgage Corporation Radian Guaranty, Inc. Republic Mortgage Insurance Corp. Republic Title of Texas Robert A. Schlanger, PC Robertson | Anschutz Rocky Mountain Mortgage Company Sente Mortgage ServiceLink Southwest Securities, FSB Stewart Lender Services SWBC Mortgage Corporation Texas Capital Bank, N.A. Wells Fargo Home Mortgage 59 as of August 19, 2009 th Annual Educational Seminar & Marketplace w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 7 OPPORTUNITIES. MARKETING. SPONSORSHIP Educational Seminar & Marketplace TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV Tabletop-Exhibit Opportunities TMBA is excited to offer this extraordinary networking event to your company. With the licensing, education updates statewide, we anticipate a larger than normal crowd at the already popular event. As an exhibitor, you have the opportunity to showcase your products and services and plenty of time to network and create business opportunities. To reserve your table, please complete the tabletop reservation form (www.texasmba.org/seminar) and return with payment to the TMBA office. Program Advertising full page 5 x 8 inches, $500 each half page 5 x 3 3/4 inches, $250 each business card 2 x 3 1/2 inches, $125 each *ads must be submitted with appropriate image size and resolution (300 dpi). Contact TMBA ([email protected]) before October 1st if you are interested in advertising in the program. Sponsorship Levels TMBA depends on the continued support of its sponsors to develop quality programming and networking opportunities for its members. To express our appreciation for your generous contributions, we have expanded the menu of benefits to bring you a higher level of recognition. To sign up as a sponsor please complete the Sponsorship form (www.texasmba.org/seminar) and return to the TMBA office by mail or fax to 512.480.8621. 59 Golf Sponsorships As our golf tournament participation increases each year, so does your visibility to other mortgage banking professionals! Complete a sponsorship form to sign up. Lunch - $1500 Beverage Cart - $1000 (your own) - $500 (co-sponsor) Awards Sponsor - $750 Hole Sponsor - $300 Hole-in-One - $350 th Annual visit www.texasmba.org/seminar a and nd select marketing opportunites for details and order form. 8 www.texasmba.org www.texasmortgagelicensing.org TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV currentTMBA MEMBERSregular members Mark Abernathy | Capstar Lending, LLC, Austin Rex Adams | Bank of America Mortgage, Plano Christine Adams | University Federal Credit Union, Austin Irma Aguilar | Rocky Mountain Mortgage Company, El Paso James R. Alexander | New South Federal Savings Bank, Killeen Chris Allen | Texans Credit Union, Richardson Michael Allen | Nations Reliable Lending, Houston Troy Anderson | ProDovis Mortgage, LLC., Arlington Rodney Anderson | Supreme Lending, Dallas Russell Anderson | Colonial National Mortgage, Plano Dale H. Andreas, CMB,CPA | Amegy Mortgage Company, LLC, The Woodlands Tim Ashby | Security Service Federal Credit Union, San Antonio Donald F. Ashley | North Dallas Bank & Trust Co, Dallas Phillip R. Askew | NorthMarq Capital, Dallas Gary Aston | Franklin American Mortgage Company, Irving Dolan Aucoin | Cendera Funding, Inc, Fort Worth Barry R. Baker, CMB | Colonial National Mortgage, Fort Worth Buzz Baker | Network Funding LP, Houston Peggy Baker | Wells Fargo Home Mortgage, Mansfield Charles Bangert | ViewPoint Bank, Plano Heath Barnes | Republic State Mortgage, Houston Gary Base | ViewPoint Bank, Plano Tim Beadnell | Indymac Mortgage Services, a Division of OneWest Bank, Austin Rob Beesley | TexasLending.com, Dallas Judith A. Belanger | Cornerstone Mortgage Company, Houston Brian Bennett | WR Starkey Mortgage, LLC, Plano Dennis Berry | New South Federal Savings Bank, Austin Carolyn Bertelson | DHI Mortgage, Austin Jerry Bevers | Chase Home Finance, Houston Paul E. Bibb, Jr. | Galveston Debbie Bigelow, CMB, AMP | Amarillo National Bank, Amarillo Derek Bird | GenEquity Mortgage, Inc., Irving Paulette Blackmon | Mortgages & More, Inc., Palestine Kimberly Washington Bledsoe | Southwest Funding, L. P., Dallas Sean Bobbitt | Indymac Mortgage Services, a Division of OneWest Bank, Austin Jeffrey E. Bode | Moncor Inc., Addison Derek Bolls | Cornerstone Mortgage Company, Houston Dona Bonn | Indymac Mortgage Services, a Division of OneWest Bank, Austin Karen M. Boots | Affiliated Mortgage, Richardson John L. Bradley | SWBC Mortgage Corporation, Houston Mike Bradshaw | Bank of America Mortgage, Plano Gavin Brady | Indymac Mortgage Services, a Division of OneWest Bank, Austin Mark Bragg | Residential Credit Solutions, Inc., Fort Worth Ronald I. Branch | JP Morgan Chase, Houston Ed Bratton | Chase Home Finance, Dallas Cameron Breed | SWBC Mortgage Corporation, Austin Connie Brewton | Indymac Mortgage Services, a Division of OneWest Bank, Austin Louis R Brill | Ernst & Young, San Antonio Nancy J. Brooks | National Bank Mortgage Department, Killeen Shawn Broussard | SFMC, LP, Richardson Kent Brown | Sente Mortgage, Austin Tom Brown | New South Federal Savings Bank, Houston Bruce Brunner | Amherst Funding Group, LP, Austin Brad Buchanan | CitiMortgage, Inc., Highland Village Steve Builta | Hometrust Mortgage Co., Austin Greg Burkett | Preferred Home Loan, Houston Rhonda Burns | CitiMortgage, Hickory Creek Diana Burns | Randolph-Brooks Federal Credit Union, Live Oak Mark Buskuhl | Southwest Funding, L. P., Dallas Mike Cannatti | Network Funding LP, Austin Valerie V. Cardenas | International Bank of Commerce, McAllen Mike Carity | Universal Mortgage Corporation, Mequon Clay B. Carson | McKinney Nancy Carter | TRMS Hedge, San Rafael Yvonne Case | University Federal Credit Union, Austin Patrick Casey | Bankers Financial Mortgage Group, Dallas Shelly Cegielski | Classic Home Financial, Inc, Houston Rex Chamberlain | Network Funding LP, Houston Joseph Chapman | Bank of America Mortgage, Houston Cindy Chism | Bank of America Mortgage, Austin w w w . t e x a s m b a . o rg Wilson Cituettes | Nations Reliable Lending, Houston Linda Clampitt | Colonial National Mortgage, Dallas James Clapp | Guaranty Bank, Dallas Robert J. Clemmer | Extracobanks, N.A. Dba Extraco Mortgage, Waco Lonny Coffey | 1st Advantage Mortgage, L.L.C., Arlington Sherry Colley | WR Starkey Mortgage, LLC, Plano Joe Collins | TIB-The Independent Bankers Bank, Irving Brian Collins | Cendera Funding, Inc, Fort Worth Richard F. Comparato | MetLife Home Loans, Irving Brad Cope | CTX Mortgage Company, Dallas Lydia Cordova | Bank of America Mortgage, El Paso Eric B. Couch | First Commercial Bank, New Braunfels Tom Couture | City Bank Mortgage, Lubbock John C Cox, Jr. | Dallas Clifton A. Crabtree | First Continental Mortgage Company, Houston Kerri Crabtree | Wells Fargo Home Mortgage, Bedford Yvette Crabtree Dobbins | Southwest Funding, L. P., Dallas Larry Crisp | Indymac Mortgage Services, a Division of OneWest Bank, Austin Marc Croker | 1st Advantage Mortgage, L.L.C., Arlington Carolyn Crowson | American State Bank Home Loan Center, Lubbock Pat Crump | Farmers State Bank, Center Tracey Dace | CitiMortgage, Commerce Township Darel Daik | Noble Mortgage & Investments, LLC, Houston Pamela Daine | Everbank, Cypress Ray J. Daniel, CMB | Network Funding LP, Austin Kerry Dannenberg | SWBC Mortgage Corporation, San Antonio Kim Davidson | DHI Mortgage, San Antonio Linda Davidson | SFMC, LP, Garland Jerry Davis | ViewPoint Bank, Plano William Dawley | First Continental Mortgage Company, Houston Manuel DeBusk | Richardson Laurie Deck | Randolph-Brooks Federal Credit Union, Live Oak Chris Denison | Amegy Mortgage Company, LLC, The Woodlands Patrick L. Dennis | MetLife Home Loans, Irving Terry J. Deyoe | Conroe Dan Diepenhorst | Legacy Mutual Mortgage/Gardner Financial Services LTD, San Antonio Mary Dinkins | Cornerstone Mortgage Company, Dallas Stefanni Doran | Moncor Inc., Addison Scott Drescher | PrimeLending, Dallas Janna Dretzka | TexasLending.com, Dallas James S. DuBose, CMB | Colonial National Mortgage, Fort Worth Louis Dunnam | HNB Mortgage, Midland Carol Durham | Omni American Bank, Fort Worth Hank Duvall | Scottsdale Debby Eastland | Bank of America Mortgage, Plano Tony Ebers | Indymac Mortgage Services, a Division of OneWest Bank, Pasadena Norma Edwards | City Bank Mortgage, Lubbock Jennifer Eggen | Wells Fargo Home Mortgage, Mansfield Mylena Evans | Classic Home Financial, Inc, Houston Scott A. Everette | Supreme Lending, Dallas Pat O. Fain | Corsicana National Bank & Trust, Corsicana Lori A. Falk | CommunityBank of Texas, Beaumont Joe Farr | Austin John Farrell | Colonial National Mortgage, Fort Worth Clyde L Fincher | Harlingen Joyce Fisher | Capstar Lending, LLC, Austin Timothy Fisher | First Continental Mortgage Company, Houston Malcolm Fitzgerrell | Houstonian Mortgage Group, Inc., Stafford Billy J. Fleming | Texas Star Bank, S.S.B., Lott Elizabeth Folk | Litton Loan Servicing LP, Houston Scott Fontenot | Wells Fargo Home Mortgage, Des Moines Troy A. Fore, Jr. | Intrust Mortgage, Inc., Fort Worth Robert J. Frank | CBRE Melody of Texas, LP, Dallas David E. Frase, CMB, AMP | Southwest Securities, FSB, Dallas Bill R. Frazer | CBRE Melody of Texas, LP, Houston Cathy Freeman | Franklin American Mortgage Company, Houston Thomas M French, Jr. | Nashville Eric Friedman | Indymac Mortgage Services, a Division of OneWest Bank, Austin Christopher Gaas | CBRE Melody of Texas, LP, Houston Russell T. Gaines | Southwest Guaranty, Houston www.texasmortgagelicensing.org 9 TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV currentTMBA MEMBERSregular members Mike Gale | Secure Mortgage Company, Houston Robert D. Gardner | Legacy Mutual Mortgage/Gardner Financial Services Inc., San Antonio Rosie Garza | International Bank of Commerce, McAllen James Geeslin | Extracobanks, N.A. Dba Extraco Mortgage, Waco Frank L. Gentry | Houston Lorraine George | Capstar Lending, LLC, Austin Juli Gerrard | 1st Advantage Mortgage, L.L.C., Arlington Robert W. Gerrard, Jr. | 1st Advantage Mortgage, L.L.C., Arlington Cathy Gibb | Bank of America Mortgage, Houston Gordon B. Gilbert | Cornerstone Mortgage Company, Houston Richard J Gillen | Bluffton Jason Gillespie, CMB | Southwest Securities, FSB, Arlington Kevin Gillespie | CTX Mortgage Company, Dallas Deborah Ginac | Capstar Lending, LLC, Austin Bill Glasgow | Indymac Mortgage Services, a Division of OneWest Bank, Austin Edward R Godwin | Houston Dana Gompers, CMB | Envoy Mortgage, Houston M. J. Greene | Dallas Patricia Gustafson | Hometrust Mortgage Co., Houston Nicole Haggard LeBoeuf | Nations Reliable Lending, Houston Harold W. Hahn | Rocky Mountain Mortgage Company, El Paso Sherry R. Hall | Omni American Bank, Fort Worth Tamara Hambright | Southwest Securities, FSB, Arlington Angela Hamilton | Republic State Mortgage, Houston Tina Hammel | Patriot Bank Mortgage, Houston Ron Hampton | First National Bank, Granbury Myatt Hancock | Hancock Mortgage Partners, LLC, Sugar Land Bryan Harlan | ARK-LA-Tex Financial Services LLC, Dba Benchmark Mortgage, Plano Don Harris | Alethes, LLC, Austin Robert Harry | Residential Credit Solutions, Inc., Fort Worth Dan Hastings | Affiliated Mortgage, West Monroe Robert E. Havran | Omni American Bank, Fort Worth Jana Haynes | Riverbend Bank Dba Riverbend Mortgage, Fort Worth James Hecht | Bank of America Mortgage, Plano Jennifer Hedgepeth | DHI Mortgage, Austin Tad Hensley | AmeriPro Funding Inc, Austin Walter Henson | Bank of Texas, Dallas Jennifer Hernandez | Patriot Bank Mortgage, Houston Cecilia Hernandez | Bank of America Mortgage, Bellaire Marie Herrin | Amegy Mortgage Company, LLC, The Woodlands Mike Holtkamp | Amegy Mortgage Company, LLC, The Woodlands Liz Hopkins | Litton Loan Servicing LP, Houston J.K. Huey, CMB, AMP | Wells Fargo Home Mortgage, San Antinio Robert A Hunter | Houston Stewart Hunter | ARK-LA-Tex Financial Services LLC, Dba Benchmark Mortgage, Plano Pat Hymel | Indymac Mortgage Services, a Division of OneWest Bank, Austin Bryan Jackson | Southwest Funding, L. P., Dallas Charles Jackson, III | Bank of America Mortgage, Austin William Jackson, CMB | NorthMarq Capital, Dallas Judy James | Legacy Mutual Mortgage/Gardner Financial Services LTD, San Antonio Kenny Jastrow | Austin Joe Jeffries | Bank of America Mortgage, San Antonio Pam Jenkins | AmeriPro Funding Inc, Austin Neil Johnson | 1st Advantage Mortgage, L.L.C., Arlington Glenn W Justice, Sr. | Allen Don Kalbacher | Legacy Mutual Mortgage/Gardner Financial Services LTD, San Antonio Bob Kane | New South Federal Savings Bank, Birmingham David R. Kapavik | Lone Star Bank S.S.B., Moulton Kim R. Karr, III | Wells Fargo Home Mortgage, Ellisville Lisa Kay | Everbank, Dallas Amy Keen | DHI Mortgage, Austin Tracy L. Kell | Willow Bend Mortgage, Plano Ann Kelley | Litton Loan Servicing LP, Houston Michael L. Kennemer | Moncor Inc., Addison Kale Kibbe | CBRE Melody of Texas, LP, Houston Dan Killian | Guaranty Bank, Dallas Keith Kitterman | Everbank, Dallas Darcus Kluge | Colonial National Mortgage, Fort Worth William Knapp | Hometrust Mortgage Co., Houston Renessa Knowles | PrimeWest Mortgage Corporation, Lubbock 10 www.texasmba.org Norman Koch | First Star Bank, Bremond Sharlow Koehl | Franklin Bank, SSB, Houston Linda Komm | SWBC Mortgage Corporation, Austin Tim Kongenske | First Mortgage Home Lending dba/ Victory Mortgage, Flower Mound Kathy Kreskai | SWBC Mortgage Corporation, Spring James Kucherka | Texell Federal Credit Union, Temple David L. Kuebler | New South Federal Savings Bank, Killeen Eric Kugler | RMC Vanguard Mortgage Corporation, Houston Todd Kurio | Capstar Lending, LLC, Austin Marc N. Laird | Cornerstone Mortgage Company, Houston Linda Lane | Premier Capital Lending, Arlington Wayne C. Lapham | Republic State Mortgage, Houston Brandon Latman | Indymac Mortgage Services, a Division of OneWest Bank, Pasadena Max Leaman | PrimeLending, Round Rock Mary Legate | GenEquity Mortgage, Inc., Irving Damon Leonetti | SunTrust Mortgage, Inc., Houston Dee Anne Lerma | Litton Loan Servicing LP, Houston Royce C. Lewis, III | Capital Mortgage Services of Texas, Lubbock Jack Lieberman | USA Mortgage Funding, LLC, Austin Linda Litt | Southwest Funding, L. P., Dallas Ron Litt | Southwest Funding, L. P., Dallas Larry B. Litton, Sr. | Litton Loan Servicing LP, Houston Larry B. Litton, Jr. | Litton Loan Servicing LP, Houston Lance Logan | WR Starkey Mortgage, LLC, Plano Stacy London | Houston Capital Mortgage, Houston Gil Lopez, III | GL Consulting LLC, Spring James L. Ludman | Dallas Lance Ludman | WR Starkey Mortgage, LLC, Plano James L. Ludman | The First National Bank of Jacksboro, Dba The Highlands Bank, Dallas Sonya Luechauer | DHI Mortgage, Austin Kirby Luechauer | DHI Mortgage, Austin Doug Luza | Chase Home Finance, Houston Joe F Lynch | Houston Sharon Lynn | New South Federal Savings Bank, Birmingham Rob Macioce | Sente Mortgage, The Woodlands Jeffrey T. Majewski | CBRE Melody of Texas, LP, Houston Pete Makowiecki | MetLife Home Loans, Irving Mike Manley | Security Service Federal Credit Union, San Antonio Rob W. Marr | Comerica Bank, Mortgage Banker Finance, Detroit Bernie Martinek | ESB Mortgage Company, Ennis Karen Mastro | Indymac Mortgage Services, a Division of OneWest Bank, Pasadena Everett Mattson | Houston Allen Maulsby | Colonial National Mortgage, Fort Worth Jeff Mayer | BBVA Compass Bank, San Antonio Tracy Maynard Cole | Colonial National Mortgage, Fort Worth Janice McClure | Litton Loan Servicing LP, Houston Ron McCord | First Mortgage Home Lending dba/ Victory Mortgage, Flower Mound Michael O. McCoy | Mission Mortgage of Texas, Inc., Austin Leigh Ann McCoy | Mission Mortgage of Texas, Inc., Austin Kathryn McCoy | University Federal Credit Union, Austin Marcus T. McCue | Guardian Mortgage Company, Inc., Plano Dayna D. McElreath | Pioneer Bank, SSB, Dripping Springs Paulina S. McGrath | Republic State Mortgage, Houston Patti McKee | ViewPoint Bank, Plano James C. McMahan, II | ARK-LA-Tex Financial Services LLC Dba Benchmark Mortgage, Plano Lawrence J. Melody | CBRE Melody of Texas, LP, Houston David Melrose | Dallas Home Loans, Inc., Plano Christopher H. Meyers | Cornerstone Mortgage Company, Houston Terri Miles | Mission Mortgage of Texas, Inc., Austin Kindra Miller | CitiMortgage, Irving Kevin Miller | TexasLending.Com, Dallas Katie Miller | TexasLending.com, Dallas Christy Miller | Cendera Funding Inc., Fort Worth Keith Mills | Franklin American Mortgage Company, Irving Rick Mincher | Mission Mortgage of Texas, Inc., Austin Jim Minge | Randolph-Brooks Federal Credit Union, Live Oak Harvey R. Mitchell | Bank One Texas, N.A., Spring Terry Mobly | Colonial National Mortgage, Fort Worth Pat Monahan | Indymac Mortgage Services, a Division of OneWest Bank, Austin Tom Monroe | Republic State Mortgage, Dallas www.texasmortgagelicensing.org TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV currentTMBA MEMBERS regular members Jodie Morgan | CitiMortgage, Coppell Bruce Morris | Residential Credit Solutions, Inc., Fort Worth J. David Motley, CMB | Colonial National Mortgage, Fort Worth George A. Mountcastle | Iberiabank Mortgage Company, Bedford Fulton Murray | Santa Fe James A. Nastars | University Federal Credit Union, Austin Rebecca Nickolson | HNB Mortgage, Marble Falls Diane Nish | Bank of America Mortgage, Plano Ronald R Norman | Fort Worth W. Scott Norman | MetLife Reverse Mortgage, Austin Carol Norton | Indymac Mortgage Services, a Division of OneWest Bank, Austin Wade T. Nowlin, CMB | Fort Worth Gene O’Bannon, CMB | ProDovis Mortgage, LLC., Arlington Kelly O’Bannon | Residential Credit Solutions, Inc., Fort Worth Joe O’Connor, CMB | Austin Robert D. O’Reilly | MetLife Home Loans, Austin John Olinski | Indymac Mortgage Services, a Division of OneWest Bank, Pasadena Thomas Orr | Network Funding LP, Houston Chad Overhauser | AmeriPro Funding Inc, Austin Laura Owings | ProDovis Mortgage, LLC., Arlington Jim Palmer | SWBC Mortgage Corporation, Austin Jim Parks | ViewPoint Bank, Plano John Parres | Indymac Mortgage Services, a Division of OneWest Bank, Austin Zachry Parrott | Bank of America Mortgage, Plano Andy Perlman | First Continental Mortgage Company, Houston Kathleen Pfeiffer | Security Service Federal Credit Union, San Antonio Marcia F. Phillips | Guardian Mortgage Company, Inc., Richardson Julie Piepho | Cornerstone Mortgage Company, Houston Mary Pirrello | Southwest Securities, FSB, Arlington Craig Pizer | DHI Mortgage, Austin Adam Pongrass | WR Starkey Mortgage, LLC, Plano Michael Porter | MetLife Home Loans, Irving Robert Power | Bank of America Mortgage, Plano Randy Present | DHI Mortgage, Austin Corinna Pryor | Indymac Mortgage Services, a Division of OneWest Bank, Austin Tammy Pullen | Cornerstone Mortgage Company, Houston Maria Quinones | Envoy Mortgage, Houston Sharon E. Randle | Amegy Mortgage Company, LLC, The Woodlands Mark Raskin | PrimeLending, Dallas Owen Raun | RMC Vanguard Mortgage Corporation, Houston Kimberly Redd | Indymac Mortgage Services, a Division of OneWest Bank, Austin Mark Reed | New South Federal Savings Bank, Killeen Ronald E. Reese | NorthMarq Capital, Dallas Mary Reynolds | Alethes, LLC, Austin Tom Rhodes | Sente Mortgage, Austin Eddie Rinehart | Treaty Oak Mortage, Austin Von L. Ringger | Comerica Bank, Mortgage Banker Finance, Detroit Brandi Ripple | Alethes, LLC, Austin Bill J. Roberson | SWBC Mortgage Corporation, San Antonio Laurie Roberts | University Federal Credit Union, Austin Jeff Roberts | Litton Loan Servicing LP, Houston Dawn Robinson | PrimeLending, Dallas Pamela Robinson | Texas Capital Bank, N.A., Dallas David Rockaway | FixFunding, LLC, Dallas Jonathan W Rogers | El Paso Mark Rogers | Residential Credit Solutions, Inc., Fort Worth Ron Rogers | PrimeWest Mortgage Corporation, Lubbock Shane Ross | Litton Loan Servicing LP, Houston Kay Roubadeaux | SFMC, LP, Richardson Todd Salmans | PrimeLending, Dallas Sandra Samaniego | Rocky Mountain Mortgage Company, El Paso Cody Sanderlin | First Continental Mortgage Company, Houston Noll E. Saunders | Southwest Funding, L. P., Frisco Joy Savage | Affiliated Mortgage, San Marcos Pamela Scheuerle | TexasLending.com, Dallas Jeff Schmidt | SWBC Mortgage Corporation, Arlington Craig Schrank | Willow Bend Mortgage, Plano Lynda Schultz | SWBC Mortgage Corporation, San Antonio Stephanie Sealey | Comerica Bank, Mortgage Banker Finance, Dallas Barb Sedall | Indymac Mortgage Services, a Division of OneWest Bank, Austin w w w . t e x a s m b a . o rg Eddie Self | Patriot Bank Mortgage, Dallas Scott Sewell | Hometrust Mortgage Co., Houston Kay Shelley | Omni American Bank, Fort Worth Mark Short | Guaranty Bank, Dallas Josh Sigman | Legacy Mutual Mortgage/Gardner Financial Services LTD, San Antonio Mark R. Sims | Colonial National Mortgage, Fort Worth Matthew Skoglund | Bank of America Mortgage, Plano Steve Smith | Bank of America Mortgage, Plano Danny L. Smith | Alethes, LLC, Austin Russ Smith | Bank of America Mortgage, Plano Chuck Smith | San Antonio Federal Credit Union, San Antonio Austen Smith | Alethes, LLC, Austin E. Gordon Smith Suzanne Smith | HNB Mortgage, Midland Pam Smithey | Chase Home Finance, Dallas Doug Snyder | Chase Home Finance, Austin William R. Starkey, Jr. | WR Starkey Mortgage, LLC, Plano William R. Starkey, Sr. | AmPro Mortgage Corporation, Ruth Steger | Irving Carl N Stewart, Jr. | Dallas S. Van Stewart | SWBC Mortgage Corporation, San Antonio Susan T. Stewart | SWBC Mortgage Corporation, San Antonio Ken Stiles | Premier Capital Lending, Arlington Debbie Stiles | Premier Capital Lending, Arlington Jenny Stilwell | Guaranty Bank, Dallas Brian Stoffers, CMB | CBRE Melody of Texas, LP, Houston Dennis Stowe | Residential Credit Solutions, Inc., Fort Worth Paul M. Stranz | Bank of America - Southwest Region, Dallas Benjamin E. Streusand | Home Loan Corporation, Houston John Svetina | Bank of America Mortgage, Plano Jack D. Sweet | Guardian Mortgage Company, Inc., Richardson Douglas P. Sweet | Guardian Mortgage Company, Inc., Richardson Gregory J. Sweet | Guardian Mortgage Company, Inc., Richardson Thomas Tallent | Colonial National Mortgage, Fort Worth Rich Taylor | Patriot Bank Mortgage, Houston Gerald R. Taylor | Bankers Financial Mortgage Group, Dallas Leigh Taylor | Amherst Funding Group, LP, Austin Scott Taylor | GenEquity Mortgage, Inc., Irving Lesa Taylor | 1st Advantage Mortgage, L.L.C., Arlington Andrew Taylor | Franklin American Mortgage Company, Irving B.L. Terrell D. Richard Thompson | Envoy Mortgage, Houston David Thompson | Dallas Home Loans, Inc., Plano D. Richard Thompson | Houston Jonathan Threadgill | Cypress Henry Tinajero | Bank of the West, El Paso Dean Todd | Cherry Creek Mortgage, The Woodlands Robert Tompkins | Litton Loan Servicing LP, Houston Jack W Townes | Fort Worth C. Travis Traylor, Jr. | Houston Manuel Valdes | Chase Home Finance, San Antonio Jim Van Steenhouse | Interlinc Mortgage, Inc., Conroe Craig M. Vecchiola | Colonial National Mortgage, Fort Worth Armando Velazquez | Bank of America Mortgage, Fort Worth Paul Vincent | RMC Vanguard Mortgage Corporation, Houston Bart Vincent | Indymac Mortgage Services, a Division of OneWest Bank, Austin Chris Viviano | Houston Capital Mortgage, Houston Patricia Wagner | DHI Mortgage, Austin Robert H. Wagnon | Republic State Mortgage, Houston Julie Walker | PrimeLending, Dallas C. Harold Wallace | Houston Kimberly Ward | Hancock Mortgage Partners, LLC, Sugar Land Joe Ware | SWBC Mortgage Corporation, San Antonio John Watson | Sente Mortgage, Houston John C Webbles | San Antonio Lance P. Welch | Sage Capital, Boerne Felicia Wells | Bank of America Mortgage, Richardson Rob G. Wiggins | Patriot Bank Mortgage, Houston Richard E Wilkes, CMB | Houston Victor Williams | Randolph-Brooks Federal Credit Union, Live Oak www.texasmortgagelicensing.org 11 TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV currentTMBA MEMBERS regular members Mark Williamson | Guaranty Bank, Dallas Bill Wills | Bank of America Mortgage, Marcia Wilson | Colonial National Mortgage, Fort Worth Mark Winter | DHI Mortgage, Austin Richard Woodruff | Alethes, LLC, Austin James M Wooten | Dallas Trey Worley | Guaranty Bank, Dallas John Wren | New South Federal Savings Bank, Houston Ian Wright, AMP | IMW Consulting, LLC., Dallas Don Yount | Southwest Funding, L. P., Dallas Robert Zearfoss | Randolph-Brooks Federal Credit Union, Live Oak Shirley Rhea Zimmerman, CMB | Amarillo National Bank, Amarillo David Zugheri, CMB | Envoy Mortgage, Houston currentTMBA MEMBERS affiliate members John G. Aldridge, Jr. | McCalla Raymer, LLP, Atlanta Wendy Bennetts | Mortgage Builder Software, Wake Forest Cindy Bonewitz | Interthinx, Fort Worth Vickie Brouse | Ken Hughes & Associates, PC, Flower Mound Brad Burney | Taylor, Bean and Whitaker, Little Rock Craig Doyle | Doyle Legal Corporation, P.C., Indianapolis John Ducan | McCalla Raymer, LLP, San Diego Robert Fuchs | SMH Capital, Houston Ann Fulmer | Interthinx, Tucker David W. Green | The Stonehill Group, Inc., Atlanta Thomas Harwell | Fiserv Lending Solutions, South Bend Kelli Himebaugh | Mortgage Builder Software, Southfield Amber Hoffman | Potestivo & Associates, P.C., Rochester Hills Ken Hughes | Ken Hughes & Associates, PC, Flower Mound Timothy W. Liston | Associated Software Consultants, Inc., Middlebrg Hts John C. Martin | Lone Star Title Company of El Paso, El Paso Bill Mitchell | Mortgage Builder Software, Jupiter Kim Motsinger | Kroll Factual Data, Loveland Benjamin Paden | Doyle Legal Corporation, P.C., Indianapolis Brian Potestivo | Potestivo & Associates, P.C., Rochester Hills William Sias | SMH Capital, Houston Keven Smith | Mortgage Builder Software, Southfield Diane Snodgrass | Kroll Factual Data, Loveland Stanley M. Street | Street Resource Group, Inc., Atlanta Angela Veda | Potestivo & Associates, P.C., Rochester Hills Bill Wooten | MCT Trading, Argyle as of August 19, 2009 12 www.texasmba.org www.texasmortgagelicensing.org TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV currentTMBA MEMBERS associate members Edward Abbott | Freddie Mac, Carrollton Tama Adair-Williamson | Broadcast Marketing & Entertainment LLC, Austin J. Alton Alsup | Brown, Fowler & Alsup, Houston Everett L. Anschutz, Jr. | Robertson | Anschutz, Houston Paul Anselmo | Signia Docs, Inc., Prosper Jim F. Avant | Devlin & Pignuolo, PC, Houston C. Donald Babers | HUD, Fort Worth Keith Baker | North Lake College, Irving Gregory A. Balcom | Balcom Law Firm, P.C., Houston Michael J. Barber, Jr. | TravisWolff Advisors & Accountants, Dallas Rosemary E. Barbour | Beadles, Newman & Lawler, PC, Dallas Rosemary E. Barbour | Beadles, Newman & Lawler, PC, Dallas Richard J. Barnes | Phoenix Capital, Inc., Denver Nicholas Barrett | Nicholas Barrett & Associates, East Providence Todd Barton | Fannie Mae, Dallas Tommy Bastian | Barrett Daffin Frappier Turner & Engel, LLP, Addison Blane L. Bauch | ServiceLink, Coraopolis John F. Beadles | Beadles, Newman & Lawler, PC, Fort Worth Dudley D. Beadles | Beadles, Newman & Lawler, PC, Fort Worth Jay G. Beitel | Polunsky & Beitel, LLP, San Antonio Thomas E. Black, Jr., CMB | Black, Mann & Graham, LLP, Flower Mound Rhiannon Bolen | PMI Mortgage Insurance Co., McKinney Hilary B. Bonial | Brice, Vander Linden & Wernick, PC, Dallas Rhonda Bowens | Fannie Mae, Dallas Toni Bramley | MSI, McKinney Lindsay Bridges | Mortgage Banking Solutions, Austin Sam J. Brown | Brown, Fowler & Alsup, Houston Mike Brubaker | Brubaker & Associates, Houston Judi Brubaker | Brubaker & Associates, Houston Jack Bryant | MSI, N Richland Hills Larry J. Buckley | Brice, Vander Linden & Wernick, PC, Dallas Angela Bujnoch | Republic Mortgage Insurance Company, Hutto Scott Calhoun | Freddie Mac, Carrollton Ron Canady | Brubaker & Associates, Houston Valerie Canon | Optimal Blue, Plano Pam Carpenter | First Community Mortgage, Killeen Michael A. Carroll | Mortgage Guaranty Insurance Corporation, Austin Terry L. Carter | Lawyers Title Insurance Corp, Dallas Jeff Charbonneau | Gregg & Valby, LLP, Houston Chris Christensen | PeirsonPatterson, LLP, Dallas Jim Coates | Tritter & Associates, PLLC, Houston Lisa Cockrell | Codilis & Stawiarski, PC, Houston Amy J. Coke | Polunsky & Beitel, LLP, Dallas Tara Cormier | Outsource Solutions, LLC, Carrollton Casey Cornett | Lender Processing Services, Inc., Houston Clay A. Cornett | Lender Processing Services, Inc., Riverside Clint Cornett | Appraisers Direct, Inc., Flower Mound Derek Darby | Shanks Darby, P.C., Houston Laura S. Dees | TravisWolff Advisors & Accountants, Dallas Jim DeLoach | Butler & Hosch, P.A., Dallas Mary Beth Devlin | Devlin & Pignuolo, PC, Houston Mark G. Dotzour | Real Estate Center - Texas A&M, College Station Shelley Douglass | Barrett Daffin Frappier Turner & Engel, LLP, Addison Victor Draper | ProVest, LLC, Garland Andrew Dubinsky | Encomia, LP, Houston David F. Dulock | Black, Mann & Graham, LLP, Houston Andrea Elliott | Mortgage Alternatives, Dallas Steve Farrell | Old Republic Default Management Service, Orange Michael Farris | PeirsonPatterson, LLP, Dallas Kathy Feeney | The National Firm, Carrollton Garth Fenegan | SettlePou, Dallas Jamie Fertsch | Frost National Bank, Austin Barbara Fisher | Shanks Darby, P.C., Houston John Fleming | Hays and Owens L.L.P., Austin Robert Forster | Barrett Daffin Frappier Turner & Engel, LLP, Addison Robert K. Fowler | Brown, Fowler & Alsup, Houston Robert F. Frappier | Barrett Daffin Frappier Turner & Engel, LLP, Addison Jay Frappier | Barrett Daffin Frappier Turner & Engel, LLP, Addison Ruth Garner | Robertson | Anschutz, Houston w w w . t e x a s m b a . o rg Troy Garris | Weiner, Brodsky, Sidman & Kider, PC, Washington Jennifer Gerlich | Gregg & Valby, LLP, Houston Joanne Gierspeck | Mortgage Alternatives, Houston Sheree Gilbert | Republic Mortgage Insurance Corp., Houston R. Scott Gillen, CMB | Stewart Lender Services, Houston Randy Gilster | First American Corporation, Westlake Lauren S. Glass | Southside Bank, Tyler Gregory S. Graham | Black, Mann & Graham, LLP, Dallas Lesley Griggs | Texas Veterans Land Board, Austin L. Marc Grosz, III | Grosz & Associates, P.C., Houston Suzanne Guerrero | Texas Veterans Land Board, Austin J. Kevin Gugenheim | ServiceLink, Aliquippa Kittie Gugenheim | Mortgage Guaranty Insurance Corporation, Houston Matthew Haddock | Matt Haddock, PLLC, Dallas Sheila Hair | Ruth Ruhl, PC - Attorney At Law, Rockwall Marty Halseth | AIG United Guaranty Residential Insurance Company, Austin Chip Halsey | Freddie Mac, Mc Lean Kenneth K. Hargis | Venture Encoding Service, Inc., Fort Worth Miles Harper | Gainer, Donnelly & Desrouches, L.L.P., Houston Timothy J. Harvard | Bishop, Payne, Harvard & Kaitcer, LLP, Fort Worth Todd Hedgcoth | Cave Canem Consulting, Inc., Bedford Michael T. Hernandez | Fannie Mae, Dallas Earl Hersh | Gainer, Donnelly & Desrouches, L.L.P., Houston Lawrence Huff | Optimal Blue, Plano Thomas Iddings | Nicholas Barrett & Associates, East Providence Michael D. Irwin | Frost National Bank, Austin Adam Isbell | Republic Mortgage Insurance Company, Fort Worth Bill James | Lawyers Title Insurance Corp, Dallas Ken Johnson, CAP, CMC | Genworth Mortgage Insurance, Plano Barry D. Johnson | SettlePou, Dallas Kevin Johnston | Gregg & Valby, LLP, Houston Melanie Jones | EMortgage Logic, LLC, Fort Worth Michael D. Kaitcer | Bishop, Payne, Harvard & Kaitcer, LLP, Fort Worth Kristopher S. Keith | Devlin & Pignuolo, PC, Houston Kyle Keller | Outsource Solutions, LLC, Carrollton Beverly Kerbow | PMI Mortgage Insurance Co., Lago Vista Maureen Kersey | Barrett Daffin Frappier Turner & Engel, LLP, Addison Mitch Kider | Weiner, Brodsky, Sidman & Kider, PC, Washington Lynda Kirkman | Radian Guaranty, Inc., Carrollton Charles E. Klein | Mortgage Banking Solutions, Woodway Read Koury | Grosz & Associates, P.C., Houston Charles E. Kramer | Hunter & Kramer, PC, Dallas Laura C. LaRaia | Middleberg Riddle & Gianna, Dallas Michael P. Lau, CMB | Phoenix Capital, Inc., Denver Don W. Ledbetter | Don W. Ledbetter, PLLC, Dallas E. D. Lester | Stewart Lender Services, Houston Candy Lewis | AIG United Guaranty Residential Insurance Company, Houston Michael Lima | Fannie Mae, Dallas H. Clifford Long | Primus Services Group LLC, Coppell Chris Long | Primus Services Group LLC, Coppell Ann Lopes | Nicholas Barrett & Associates, East Providence Donald C. Lossman | Republic Mortgage Insurance Company, Kingwood Joe M. Lozano, Jr. | Brice, Vander Linden & Wernick, PC, Dallas David L. Lykken | Mortgage Banking Solutions, Marble Falls Keller Mackie | Mackie Wolf & Zientz, P.C., Dallas Marshall Mahurin | McGlinchey Stafford and Youngblood & Associates, LLP, Dallas Gary Maler | Real Estate Center - Texas A&M, College Station Calvin C. Mann, Jr. | Black, Mann & Graham, LLP, Houston Heather Marchlinski | Devlin & Pignuolo, PC, Houston Andrew Marsanick | Sollen Technologies, Dallas Karla Martinet | Radian Guaranty, Inc., the Colony Jeff Mason | Mortgage Alternatives, Houston Stephen Massien | ServiceLink, Aliquippa David A. McDougald | Grosz & Associates, P.C., Houston Michael McFarland | Platinum Title Partners, Houston James McGurk | PCV Murcor, Coppell Ralph McKee | Venture Encoding Service, Inc., Fort Worth Rosemary McMullen | Venture Encoding Service, Inc., Fort Worth Mickey P. McShan | AIG United Guaranty Residential Insurance Company, Garland www.texasmortgagelicensing.org 13 TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV currentTMBA MEMBERS associate members Mike Mercer | Genworth Mortgage Insurance, Frisco Charlotte Meyer | Robertson | Anschutz, Houston Michael D. Minnis | Platinum Title Partners, Houston Carla Moore | PMI Mortgage Insurance Co., Tomball Angie J. Moss | TravisWolff Advisors & Accountants, Dallas Robert T. Mowrey | Locke Lord Bissell& Liddell Llp, Dallas Phyllis Mueller | TAXease Funding, LP, Dallas Vicki Murphy | McGlinchey Stafford and Youngblood & Associates, LLP, Dallas Jason Nadeau | Stewart Lender Services, Houston Janice Nakano | Weltman Weinberg & Reis Co., L.P.A., Cincinnati Chad Neel | Lender Processing Services, Inc., Westminster Karen M. Neeley | Cox Smith Matthews Inc., Austin Michael Neiman | PMI Mortgage Insurance Co., Hinsdale Lorrie Newby | First American Real Estate Information Services, Westlake Charles Newman | Beadles, Newman & Lawler, PC, Fort Worth Joni Neyland | Outsource Solutions, LLC, Carrollton Carl Niendorff | Mackie Wolf & Zientz, P.C., Dallas Jann Okerlund | The National Firm, Carrollton Pamela Ormsby-Ripley | Radian Guaranty, The Woodlands Jay D. Owens | Don W. Ledbetter, PLLC, Dallas Lyman R. Paden | Locke Lord Bissell & Liddell LLP, Houston Michael Patterson | PeirsonPatterson, LLP, Arlington Chris A. Peirson | PeirsonPatterson, LLP, Dallas Mike Pelitere | Republic Mortgage Insurance Company, New Orleans Charles J. Pignuolo | Devlin & Pignuolo, PC, Houston Melissa Plaisance | Republic Mortgage Insurance Company, Cypress Aaron C. Polasek | Brown, Fowler & Alsup, Houston Lauren R. Polunsky | Polunsky & Beitel, LLP, San Antonio Allan B. Polunsky | Polunsky & Beitel, LLP, San Antonio Anita Prestidge Knapp | Beadles, Newman & Lawler, PC, Fort Worth Kristian Quinn | Radian Guaranty, Inc., Dallas Jeff Raich | Mortgage Guaranty Insurance Corporation, McKinney Troy G. Rampy | AIG United Guaranty Residential Insurance Company, Bedford Mason Rees | Sollen Technologies, Dallas Mary Ann Regan | Brubaker & Associates, Houston Glen Rieke | Gregg & Valby, LLP, Houston James L. Robertson | Robertson | Anschutz, Houston James W. Robertson | Locke Lord Bissell & Liddell LLP, Houston Linda S. Rollins | Black, Mann & Graham, LLP, Flower Mound Terry Ross | Barrett Daffin Frappier Turner & Engel, LLP, Addison Ruth Ruhl | Ruth Ruhl, PC - Attorney At Law, Rockwall John Ruhl | Ruth Ruhl, PC - Attorney At Law, Rockwall Debbie Scaglione | Gregg & Valby, LLP, Houston John Schawe | Frost National Bank, Austin Andrew J. Schell, CMB, CPA | Mortgage Banking Solutions, Austin Robert A. Schlanger | Platinum Title Partners, Houston Michael J. Schroeder | Michael J. Schroeder, PC, Carrollton Claudia Schubert | North American Title Co, Dallas Bob Schultz | Venture Encoding Service, Inc., Fort Worth Steve Scott | Lawyers Title Company, Irvine Vicki Sears | Beadles, Newman & Lawler, PC, Fort Worth Ralph Sells | EMortgage Logic, Fort Worth Rob Shands | Frost National Bank, Austin Lois Shanks | Shanks Darby, P.C., Houston George M. Shanks, Jr. | Shanks Darby, P.C., Houston Bill Sherakas | First American Corporation, Austin Janice Shugart | Mortgage Alternatives, Houston J. Allen Smith | SettlePou, Dallas James Smith | Lawyers Title Company, Irvine Michelle Smith | PeirsonPatterson, LLP, Dallas Dayna Smith | Appraisers Direct, Inc., Flower Mound Teresa Snow | Gainer, Donnelly & Desrouches, L.L.P., Houston Richard J. Sowan | TravisWolff Advisors & Accountants, Dallas Mary M. Speidel | Codilis & Stawiarski, PC, Houston Michael J. Spoor | M. J. Spoor & Company, Houston Edward J. Stankunas, CMB | North Lake College, Irving Jennifer Swearingen | PeirsonPatterson, LLP, Arlington Rosemary Taft-Milby | Weltman Weinberg & Reis Co., L.P.A., Cincinnati Tamara Tapman | Texas Veterans Land Board, San Antonio 14 www.texasmba.org Carolyn A. Taylor | Hughes, Watters & Askanase, LLP, Houston Larry E. Temple | Law Offices of Larry E. Temple, Austin Donna Thompson | Old Republic Default Management Service, Orange Barry Toney | Lawyers Title Insurance Corp, Dallas Donald Townsley | Triad Guaranty Insurance, Dallas Liberty Tribe | Polunsky & Beitel, LLP, Dallas Richard Triplett, CMB | Gregg & Valby, LLP, Houston David M. Tritter | Tritter & Associates, PLLC, Houston Thomas R. Turet | Polunsky & Beitel, LLP, Dallas Thomas R. Turet | Polunsky & Beitel, LLP, Dallas Scott R. Valby | Gregg & Valby, LLP, Houston Jeroen Van Cauwelaert | Sollen Technologies, Dallas Michel Van Hee | Sollen Technologies, LLC, Dallas Lance Vander Linden | Brice, Vander Linden & Wernick, PC, Dallas Dominique M. Varner | Hughes, Watters & Askanase, LLP, Houston Billy F. Vaughn | Lawyers Title Insurance Corporation, Dallas Frank Veneziano | Weltman Weinberg & Reis Co., L.P.A., Cincinnati Thomas F. Vetters, II | Robertson | Anschutz, Austin Michael Waldron | Weiner, Brodsky, Sidman & Kider, PC, Washington Russ Watts | First American Corporation, Westlake Ashley Wenmohs | Mortgage Guaranty Insurance Corporation, Houston Max A. Wernick | Brice, Vander Linden & Wernick, PC, Dallas Charles White | Mortgage Guaranty Insurance Corporation, Dallas Tara Williams | Stewart Lender Services, Houston Marsha L. Williams | Middleberg Riddle & Gianna, Dallas Rob Withers | Optimal Blue, Plano Brandon Wolf | Mackie Wolf & Zientz, P.C., Dallas Lawrence A. Young | Hughes, Watters & Askanase, LLP, Houston Eldon L. Youngblood | McGlinchey Stafford and Youngblood & Associates, LLP, Dallas Tom Yoxall | Locke Lord Bissell & Liddell LLP, Dallas Fred Zakula | ProVest LLC, Elmhurst Michael Zientz | Mackie Wolf & Zientz, P.C., Dallas as of August 19, 2009 www.texasmortgagelicensing.org TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV TMBPAC Mission. To provide funds and direction for action to be taken on legislative initiatives. Importance Decisions made by the State Legislature impact not only your livelihood, but your customer’s access to mortgage money as well. In order for our voice to be effective in the legislature, we must be successful at raising funds. We have the ability to support candidates who share our industry views. Also, we have a responsibility to protect not only our businesses, but an availability of competitive mortgage money to consumers. TMBPAC is a vehicle for individuals to collectively become involved in the political process in support of issues important to their work and lives. Getting Involved Your TMBPAC contribution reflects the commitment of our industry statewide and works collectively with that of other mortgage industry professionals to help candidates favorable to our issues. Help protect the mortgage industry in Texas by making a contribution to the TMBPAC today! Visit www.texasmba.org for more information or to donate today. Contribution forms are available onsite. *All PAC contributions, like all other political contributions, must be made by individuals. Contributions can be accepted from individuals, sole proprietorships, partnerships and other political action committees. Corporation’s cannot fund TMBPAC. Mortgage bankers who operate as an individual or on an entrepreneur basis can contribute in that individual capacity. All political contributions are of public record and all PAC’s are required to make periodic reports to the Texas Ethic’s Commission of all contributions received and all contributions made to candidates. A PAC can make a contribution to another PAC unless it is precluded by its bylaws or governing documents. Contributions made to the TMBPAC are neither deductible as a business expense nor as a charitable contribution. Make your contribution online today! 2009 Vickie Bourassa, Colonial National Mortgage Michael Bye, Lender Processing Services Linda Clampitt, Colonial National Mortgage Clifton A. Crabtree, First Continental Mortgage Company Nancy Darden, Colonial National Mortgage Richard Davis, First Continental Mortgage Company Michael Farris, PeirsonPatterson, LLP Timothy Fisher, First Continental Mortgage Company Kendall A. Garrison, First Continental Mortgage Company Dana Gompers, CMB, Envoy Mortgage Jonathan M. Grafflin, Chase Ronald E. Hames, First Continental Mortgage Company Debra A. Kingston, First Continental Mortgage Company Grace M. Maher, First Continental Mortgage Company Kay W. Malaise, Colonial National Mortgage Calvin C. Mann, Jr., Black, Mann & Graham, LLP Fred McDonald, Great Western Financial Services, Inc. Barbara Moffett, Colonial National Mortgage James N. Moore, First Continental Mortgage Company J. David Motley, CMB, Colonial National Mortgage Robert D. O’Reilly, MetLife Home Loans Jeff Raich, Mortgage Guaranty Insurance Corporation Linda S. Rollins, Black, Mann & Graham, LLP Cody Sanderlin, First Continental Mortgage Company Mark R. Sims, Colonial National Mortgage Thomas Tallent, Colonial National Mortgage Joe Bob Thompson, FC Lending, Ltd. Scott R. Valby, Gregg & Valby, LLP Billy F. Vaughn, Lawyers Title Insurance Corporation Thomas F. Vetters, II, Robertson | Anschutz John Watson, Sente Mortgage Marcia Wilson, Colonial National Mortgage as of July 31, 2009 Contributors THANK YOUfor your support! w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 15 TMBA Mortgage Roundup July | August 2009 Volume XVII Issue IV Friends of TMBA “Friends of TMBA” is a 3-tier individual sponsorship opportunity which helps support TMBA education programs beginning with this year’s annual convention. The Seminar Committee will continue reaching out to “Friends of TMBA” at this year’s annual Educational Seminar & Marketplace event. Join this prominent list of supportors by contacting the TMBA office or Sheree Gilbert. ___________________________ Level 1 - $50 or less Level 2 - $100 Level 3 - $250 plus For your support, your name will be prominently display on the applicable event website, program, and on-site signage. 16 www.texasmba.org THANK YOU Barry R. Baker, CMB Kyle Keller Peggy Baker Charles E. Klein Rosemary E. Barbour Renessa Knowles Tommy Bastian Laura C. LaRaia Blane L. Bauch Stacy London Judith A. Belanger H. Clifford Long Thomas R. Bell Michael McFarland Dennis Berry Paulina S. McGrath Stephen Bertrand Michael D. Minnis Jeff Bolen Carla Moore Rhiannon Bolen Jodie Morgan Karen M. Boots Vicki Murphy Mike Brubaker Robert D. O’Reilly Steve Builta Michael Patterson Mark Bunting Cherie Pheiffer Valerie Canon Mary Pirrello Amy J. Coke Melissa Plaisance Joe Collins KellyAnne Porter Pamela Daine Mark Raskin Ray J. Daniel, CMB Dawn Robinson Gary Davis Mary Simmons Pam Eastwold S. Van Stewart Michelle Esparza Billy F. Vaughn David E. Frase, CMB, AMP Thomas F. Vetters, II Cathy Gibb Chris Viviano Sheree Gilbert Julie Walker R. Scott Gillen, CMB John Watson Jason Gillespie, CMB Rob G. Wiggins Kevin Gillespie Ian Wright, AMP Kittie Gugenheim as if 5/2009 Kelli Himebaugh for your support! www.texasmortgagelicensing.org TMBA Mortgage Roundup w w w . t e x a s m b a . o rg July | August 2009 Volume XVII Issue IV www.texasmortgagelicensing.org 17