October 2015 MOVE YOUR LOAN

beyond money
Oc to b e r 2015
MOVE YOUR LOAN
Allison saved $6,384
by refinancing three loans
It’s already October and Move Your Loan is still going strong. Did
you know that since we started Move Your Loan this year we have
saved our members over $757,000 in loan interest. In many cases,
we have also been able to shave months off the term of the loan too.
Here are just a few examples: Just recently Duane decided to
refinance his mortgage and brought it to Wildfire. He saved over
$54,000 in interest over what he was paying before! Kurt brought
his car loan to Wildfire and saved $2,300 in interest payments.
Richard moved his loan to Wildfire and saved $1,000 plus he shaved 13 months
off the term of his loan. Scott moved his loan on his RV to Wildfire and saved over
$6,000.
Distinctively Bet ter
The savings continue, but our Move Your Loan campaign with the cash back rebate
ends on November 30th. If you have a loan elsewhere or you are thinking about
purchasing a new house, car, motorcycle, quad-runner or want to consolidate those
high interest rate credit cards; there is no time like now to check out Move Your
Loan*. Give us a call at 989-249-8200 or 800-227-2328, stop by any of our branches or apply online through our website at www.wildfirecu.org
*New loans only, subject to credit approval, Equal Housing Lender
December Skip-a-Payment
is in the Mail
Coming Soon...More Options
for Wildfire Credit Card Members
Later this month, Wildfire VISA® Credit Cards will
become a part of our Wildfire account information
system. With the transfer from an outside provider to
our system, we can offer our members options like:
• Credit Card information available through Online
Banking
• Payments reflected immediately upon payment
• Payments made directly to Wildfire
• Personalize your credit card with your favorite
picture
• Set-up alerts to inform you of payments, balances,
transactions, etc.
• Lost or stolen cards reported and request a
replacement through Online Banking
• ScoreCard bonus points reward you for your
purchases
Locations
6640 Bay Road
6673 State Street
Saginaw, MI 48604 Saginaw, MI 48603
(989)249-8200
(989)249-8200
100 Joseph
Midland, MI 48642
(989)249-8200
As the holidays approach, it is nice to take
a “holiday break” from your December
loan payment(s). Our annual December
Skip-a-Payment letters are in the mail to
all our eligible loan members. If you want
to skip your payment(s) around the holidays, just follow the instructions on the
form sent with the letter and return it to
us. We will process it and then in December, you will have a little more money in
your pocket for your holiday purchases.
*Excludes all real estate, mobile/manufactured homes, loans still amortizing
over 10 years, credit card accounts, new loans opened after July 31, 2015
and loans with balances outstanding of less than $1,000. If collateral
protection insurance has been added to your loan
or if you have received payment relief in
the form of a loan modification or
interest only payments, your loan
may not be eligible for
skip-a-pay.
D i s t i n c t i ve l y B e t t e r
9 8 9. 24 9. 8 2 0 0 • 8 0 0. 2 2 7. 2 3 2 8
w w w.w i l d f i r e c u.o r g
2936 Wilder Road
Bay City, MI 48706
(989)249-8200
Lobby Hours
Monday-Thursday
9 a.m. – 5:30 p.m.
Friday 9 a.m. – 6 p.m.
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
Drive Thru Hours
Monday-Friday 8 a.m. – 6 p.m.
Saturday 9 a.m. – 12:30 p.m.
Community Spotlight
Have you ever visited one of our branches
on a Friday and wondered why our employees are dressed in jeans? Wildfire
employees sponsor “Jeans for a Cause”
days througout the year. Our employees
can choose to pay and wear jeans with
proceeds going to local charities, like the
Saginaw Valley Police Canine Association
and the Saginaw Police K9 units, featured below. Year to date we have raised
$7,080. Our employees love supporting
their communities.
Other charities that have benefited from
our Jeans Days include:
* Children’s Miracle
Network
* Survivors of Suicide
* CAN Council
* Child & Family
Services of Saginaw
* Boys & Girls Club of
the GLB Region
* GLB Autism Center
* Shelterhouse
* I Support the 1% - Military Food Bank
* READ of Saginaw County
* Special Olympics
* Bay Area Women’s Shelter
* Hidden Harvest
* Mid-Michigan Children’s Museum
* Diaper Alliance
* Junior Achievement of NE Michigan
Jeans
For A
Cause
International Credit Union Week
October 12 - 16, 2015
It’s time to celebrate the benefits of credit union membership: not just
belonging, but actually being an owner of an organization that puts all of
its members first!
We have a few events planned for the week at all of our offices. We hope
you will enjoy and take advantage of some of the events.
October 12th & 13th Donuts & Cider
All Branches
October 14th
Shred Experts Paper Shredding
9:00 a.m. – 11:00 a.m.
Saginaw - Bay Road Office
(no businesses please, and note you are limited to 4 grocery size bags or boxes)
October 15th
94.5 The Moose Live Remote
October 16th
Blood Drive – 10:00 a.m. – 2:00 p.m.
Saginaw - Bay Road Office
All week
Enter to win a $100.00 Visa® gift card
All branches
(one $100.00 gift card will be given away at each branch)
Christmas Club
Christmas Club funds will be deposited into savings accounts on
October 15, 2015. Didn’t have a Christmas Club account this year?
Just stop in or call our Call Center to open one for next year. It’s a
great way to save and not have to worry about your holiday gift
giving.
Come Support the Spirit on Credit Union Night!
It’s time for Credit Union Night at the Saginaw
Spirit game on Sunday, October 18th as they
play the Ottawa 67’s. Come support our Saginaw
Spirit and your credit union. Tickets for our
members are only $10.50. If you would like to add a hotdog, pop
and chips along with your ticket the cost is $15.00. Reservations must be made to get the low ticket price. Please contact
Michelle at 989-249-8288 or 800-227-2328, ext. 8288 to make
your reservations. Tickets must be ordered by Thursday,
October 8th.
A Wildfire Checking Account
Helps Save You Money
Your checking account at Wildfire Credit Union has no monthly
fees, minimum balances or check writing fees. With the following added features your checking account will save you
time & money:
• Free personalized checks (120 checks for new
accounts - first box free)
• Free ATM/Check card transactions within the Co-Op
network
• Overdraft protection (apply separately)
• Free Online Banking
• Free Mobile Banking
• Free Bill Payer bill paying services
• Free monthly eStatements
• Free monthly paper statements
Stop by any of our branches or call our Call Center today to
get started.
Locations
6640 Bay Road
6673 State Street
100 Joseph
Saginaw, MI 48604 Saginaw, MI 48603 Midland, MI 48642
(989)249-8200
(989)249-8200
(989)249-8200
2936 Wilder Road
Bay City, MI 48706
(989)249-8200
Lobby Hours
Monday-Thursday
9 a.m. – 5:30 p.m.
Friday 9 a.m. – 6 p.m.
Drive Thru Hours
Monday-Friday 8 a.m. – 6 p.m.
Saturday 9 a.m. – 12:30 p.m.