With Rates As Low As 1.99%... - Centex Citizens Credit Union

Centex Citizens Credit Union
CCCU
PO Box 1252
Mexia, TX 76667
254-562-9296
Toll-free
1-866-562-9296
Fax 254-562-9227
www.myowncu.com
24-Hour Access
1-800-310-9387
LOBBY HOURS
Mon-Th 9 AM-3 PM
Fri - Main Branch
9 AM-5:30 PM
Fri - East Branch
9 AM - 6 PM
Corsicana Branch
Mon-Th 9 AM—4 PM
Fri 9 AM-6 PM
DRIVE THRU—Main Branch
Mon-Th 7:30 AM-3 PM
Fri 7:30 AM-5:30 PM
East Branch
Mon - Fri 7:30 AM - 6 PM
Sat 8:30 AM - Noon
Corsicana Branch
Mon-Fri 7:30 Am-6 PM
Sat 7:30 AM—Noon
HOLIDAY REMINDER
The Credit Union will
be closed on July 4 for
Independence Day;
September 5 for Labor
Day; and October 10
for Columbus Day
When the credit union is
closed, our ATM and 24Hour Teller are available
for your convenience.
2016
Chartered 1954
With Rates As Low As 1.99%...
It May Be Time for a New Vehicle!
LIMITED
TIME
OFFER!
Been thinking about a new car,
truck or van? For a limited time,
CCCU is offering great rates on
new vehicles, as low as 1.99%
APR for members who qualify!
Our Loan Representatives are
now conveniently located at our
East Branch and the first step to
getting you into your new vehicle is as easy as stopping in to speak with one of them. You’ll be on the road in no time
and ready to head out on your summer vacation road trip!
CCCU Is Here For You, 24/7!
prompts to complete your transactions!
Want to access your account at midnight? Need to make a payment on
Sunday? Tired of waiting on hold just
to transfer funds?
CCCU has three easy, automated
ways for you to bank at your leisure!
Use our automated phone line by
calling 1-800-310-9387. Follow the
7882003
Summer
Log on to MyOwnCU.com to point and
click your way through bill payments,
checking balances and transferring
funds.
On your iPhone or Android device,
check your app store for CCCU’s
mobile app, then swipe and tap your
way through your banking transactions! (Must be an Online Banking
customer.)
PAGE
2
New EMV Chip Debit Cards Coming!
You will soon be receiving an enhanced-security debit
chip card in the mail. This high-tech card is accepted
in the US and around the world and contains a new
layer of protection against fraud for purchases made
at the point of sale and when used at an ATM.
C entex C itizens C redit U nion
Using a chip card is easy:
1.
Insert your card, face up and chip end into the
chip-enabled terminal.
2.
Leave the card in the terminal during the entire
transaction.
3.
Follow the instructions on the screen and either
sign your name or enter your PIN as needed. Be
sure to remove your card and take your receipt
when the transaction is complete.
Online and phone payments with the card will remain
the same as you do them now.
While some merchants already have installed chipenabled terminals, the entire conversion process is
expected to take a few years to complete. Your card
can be used at swipe terminals if a chip-enabled terminal isn’t available.
There’s no need to call to request a chip card… we’ll
send one automatically before your current card’s
expiration date.
Here are some more facts about your new card:
The chip card contains an embedded microprocessor that enhances the security of your
information.
While your card can be used at a swipe terminal if no chip-enabled terminal is available,
it must be used as a chip card if the terminal
is chip-enabled.
Chip cards are more secure than magnetic
strip cards.
Follow the instructions on terminal or ATM
screens… you may have to leave your card
in for the entire transaction, or you may
have to insert it more than once.
As always, security for your financial information
is important to us!
Proudly Serving Our Membership:
Senior Management: Janis Massey—President;
Kay Fowler—Exec. Vice President;
Tami Griffin—East Branch Mgr.; Debbie Wilson—Corsicana Branch Mgr.
Board of Directors: Charles Warren (2017); Richard Johnson (2017); Ken
Pollard (2018); Terry Don Shivers (2019); Bobby McDonald (2019);
Dennis Wilson (2017); Donna Savage (2018)
Board terms expire in March of year indicated behind each member’s name.
NOTEWORTHY
Congratulations to the Seniors of 2016
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3
Once again, CCCU invested in the youth of the community with the 2016 Scholarship Program. This year’s recipients were (Left to right row one): Bethany Brown, Bradlye Duncan, Chelsea Carter and Micah Rogers. (Left to
right, row two): Nathan Hallmark, Somer Smith, Addison Stuver. To all graduating seniors, we say congratulations
and best of luck in all your future endeavors.
9402000
CCCU is Keeping You on the Road!
Did you know that CCCU offers GAP (Guaranteed Asset Protection)
and MRC (Mechanical Repair Coverage) extended warranty for vehicles?
The GAP plan will cover the amount to pay off your loan balance
(whatever your primary auto insurance doesn’t pay) so if your car is
stolen or totaled, you won’t be in the hole. You can pay for it along with
your monthly payment, or separately!
The MRC pays for the cost of covered repairs, less any deductible. It doesn’t cover
regular wear and tear, but it can cover most repairs, plus rental reimbursement, roadside assistance, and it’s
transferable! Come see us today about adding this coverage!
Jackpot!
Once again, we’ve hidden two account numbers in this
edition of Noteworthy. If you spy your account number
hidden in the pages of this newsletter, call us at
(254)562-9296 and you’ll win $50!
Beware the Phishers!
We’ve become aware of some local “phishing”
scams, when someone is trying to steal your personal information by pretending to be an official
entity or company you do business with.
Be aware that you should never be called out of
the blue and asked to provide personal financial
information, account numbers or have to give
credit card information. If ever in doubt, hang up and call the company back on
a phone number you KNOW is their number! Safety first!
Save the Planet! Request eStatements
Want to do your part in reducing waste and
saving our planet? Request eStatements in
place of your usual paper statements. They’re
secure, easy to read and are sent to you each
month via email. It reduces paper and saves
on postage.
If you’re interested, simply give us a call and
speak with one of our friendly representatives.
Don’t Keep CCCU to Yourself!
Telling a friend could earn you $100!
Don’t you love membership at CCCU?
Free checking, no minimum balances,
mobile app, online banking, easy loan
application, friendly representatives,
retirement savings and more.
Well, don’t keep it a secret! When you
refer your friends and family to CCCU
and they join the credit union and
mention you, your name will be
entered into a drawing for $100. Each
month, we pick one winner. The more
people you tell, the better your chances
of winning!
Rates
****
Certificates of Deposit
$1,000.00 Minimum
Dividends Paid Quarterly
TERM
6 MOS.
12 MOS.
24 MOS.
36 MOS.
APY
0.50%
0.65%
0.85%
1.17%
Early withdrawal penalties
may apply.
MONEY MARKET
ACCOUNTS
Minimum Balance
$2500.00 APY 0.25%
Dividends Calculated on
Average Daily
Balance Paid Monthly
IRA = APY 0.50%
Dividends Calculated on
Average Daily Balance
Paid Quarterly
Rates are as of
newsletter print date and
subject to change.
Contact a credit union
employee for applicable
fees and terms on the
above rates.
NCUA
YOUR SAVINGS
INSURED TO $250,000
Visit us on the web
www.myowncu.com