Member`s Advantage

Member’s Advantage
A Quarterly Publication from CORE Credit Union
Winter 2010
Got Mobile Banking?
In this Issue
Mobile Banking..................................... p1
Refer A Friend....................................... p1
Verified by VISA.................................... p1
Feedback................................................ p1
Earn a Dollar......................................... p2
Cool Tools............................................... p2
2011 Election Info................................. p2
Financial Facts as of
11/30/2010
Assets......................... $44,637,928
Loans......................... $38,249,092
Shares........................ $40,799,182
Members.............................. 7,398
Office Closings
Are you always on the go and find yourself needing quick mobile access to your
CORE Credit Union account? We have 2 new services that will help you keep in touch
with your money. Access to your accounts has never been easier with CORE’s new text
and mobile banking; that’s right, you can access your CU accounts with your cell phone.
If you have texting services on your cell phone you can gain live access to your accounts
including balance inquiries, transfers and recent transaction activity. Got internet access on
your cell phone? We have a new mobile website that provides all the live transactions as the
texting function plus up to 30 days transaction history and an ATM or shared branch locator.
Contact a Member Service Representative or visit www.corecu.org to get started today.
Here are the codes you can use for text banking once your account is set up.
Enter the code and hit send.
B:
T:
HE:
C:
Balance
Transfer money
Help content
List of available text banking commands
H:
L:
S:
Transaction History
Mobile URL
Disable text banking and alerts
Refer-a-Friend or 2 or 3,
Monday – January 17, 2011
Martin Luther King, Jr. Birthday
and Each Receive from $10 to $25
Monday – February 21, 2011
President’s Day
You love the Credit Union and the benefits you receive from being a member, right? Then tell
your friends, family, and coworkers that any resident of Bulloch County is now eligible to join
CORE Credit Union. In addition, CORE will reward you, and them, for the referral.
Go GREEN
with e-statements
Help protect the
environment with
CORE’s convenient,
safe, and secure
e-statements.
To sign up, go to
online banking
then click on
e-statements.
When you tell a friend, family member or coworker about CORE you can earn up to $25 for
referring them. Not only will they appreciate you letting them know about the great money
saving products and services, but they will especially like the $10 to $25 they will earn. Referring
members and the new account holder will each earn $10 when a new membership is opened
and an additional $15 more when a new checking account is opened.
Here is how it works:
1. Fill out the form below or the document included in your statement and give it to your friend,
family member, or co-worker.
2. When they come in to join, CORE will deposit $10 into your account and theirs, $25 if the
referred person opens a savings and checking account. Please contact us if you would like more slips sent to you.
Current Member’s Name _________________________________________________________
Address _____________________________________________________________________
City _____________________________________ State ________ Zip _________________
That’s all there is to it!
Also don’t forget that family members can join CORE even if they don’t reside in Bulloch County.
Verified by VISA Coming Soon
In the near future, we will begin using Verified By Visa for debit card Internet purchases. This
program helps to reduce the risk of fraudulent transactions while protecting your identity. You will
add a personal password that will be used to validate your identity when you shop at participating
online merchants. You will enroll in the Verified by Visa Service directly at a Verified by Visa
merchant’s website in the near future. Should you have any questions regarding this Service,
please call a Member Service Representative at (912)764-9846 or at (877)267-2673.
Your Feedback Matters
You may receive a survey invitation from CORE Credit Union on our website or in an e-mail.
The survey will be marked as something from CORE and it has been authorized by the Credit
Do you have a financial planning, investment, Union. Please take just a moment or two and complete this very brief survey.
or retirement question and need some help?
This survey is an important way the Credit Union staff can gauge our level of service
and the amount of usage of certain products by our members. Of more importance, this
Then contact Justin, a licensed financial
survey is another way CORE can get feedback from our members/owners. We want
advisor of CFS. His services are available to
to make sure your needs are being met. This survey will allow you to tell us your
all CORE Credit Union members.
likes and dislikes, as well as where the Credit Union can improve and be of greater
financial value to you. Thanks in advance for completing our survey.
You can reach him at (912) 764-9846 ext. 1914
HOW? Very simple, just complete the entire form below, then drop it by one of our
locations or mail it to CORE Credit Union, P.O. Box 1987, Statesboro, GA 30459. We
will use this form to update or confirm that we have all of your information correct in
our system. Once we receive your form, we will deposit $1.00 into your savings account.
Also, next time you come into one of our locations, check to see if the beneficiary
information for your account is up-to-date. ~ The entire form must be completed. ~
NCUA Insurance Increased to $250,000
Name: _________________________________ Member #: ______________
On October
3, 2008 legislation was signed into law that the amount of
Physical Address:
_________________________________________________
share insurance coverage from the National Credit Union Administration
Mailing Address:
__________________________________________________
be increased
from $100,000 to $250,000 on member share accounts.
This includes all account
types such as regular
share draft, money
Home #: _______________Work
#: _______________
Cell share,
#: _______________
market, and certificates of deposit. Individual Retirement Account and
Email Address:
______________________________________________________
Keogh
account coverage remains unchanged at up to $250,000 separate
from other types of accounts owned.
This temporary
increase will
Employer: ____________________________
Occupation:
_____________________
remain in place until December 31, 2009.
Signature: _____________________________________ Date: __________________
COOL Financial
on CORE’s
Website
2 GreatTOOLS
Seminars
in January
Deposits in this Credit Union are
$250,000
insured to at least $100,000
Service Locations
Service
Locations
43 North Main
Street
43 North Main
Statesboro,
GA Street
30458
Statesboro, GA 30458
100 Brampton Ave, Suite 1J
100Statesboro,
Brampton Ave,
Suite 1J
GA 30458
Statesboro, GA 30458
Here are some of the latest things you can do on CORE’s Homepage and Links:
400 Parker Avenue 500A
400
Parker
Avenue30415
500A
Brooklet
Georgia
Brooklet, Georgia 30415
Credit
Union,
we’reInstitution
committed
helping
our members
make
Transfer $At
To CORE
and From
Another
Financial
forto
Free
– Through
Online Branch,
you can
good
fi
nancial
decisions
and
protecting
their
fi
nancial
well
being.
In
click on “External Transfers” and determine the type of transfer to make. You can send or receive funds
of 2009,
wemoney
have totwo
greatusing
seminars
linedaddress,
up formobile
our Credit
from your January
own accounts
or send
anyone
their email
phone #, or bank
Union
members
and
the
General
Public.
account.
764-9846
764-9846
1-877-267-2673
1-877-267-2673
764-5386 (Fax)
764-5386 (Fax)
1-800-318-1413
(Fax)
1-800-318-1413 (Fax)
Pay Your Bills Online – The Free Billpay Service allows you to pay bills to virtually any business at any
time. You can pay bills instantly or set them up to be paid in the future.
Introduction to Online Banking and Billpay
Apply for a Loan 24/7 – Can’t make it to one of our 3 branches? Then apply for a loan online. We can
process your request securely and quickly. Simply click on “Loans & Credit”, then “Apply for a Loan”.
Thursday January 22 6:30PM & Saturday January 24 10:00AM
ATM Locator – CORE members have nationwide access to over 100,000 Surcharge FREE ATMs. Click
on this to discover
nearby
ATMs you
may beOnline
unaware
of. This ATM locator
is great
use when
If you are
interested
in using
Banking/Billpay
and want
totolearn
moretraveling.
about
the safety
features
of you
thisare
product,
will enjoy
this
seminar.
Reorder Checks
– The
next time
runningthen
low you
on checks
you can
reorder
more in seconds. Click
During
the
seminar
you
will
fi
nd
out
why
this
very
on “Reorder Checks” on the left side of the CORE home page.
convenient product has become so popular over the
ATM Locations
Main
Office
ATM
Locations
Main Street Village
Main Office
Brooklet
Crossing
Main Street
Russell
Union Village
Building
Brooklet Crossing
Russell
UnionAddress
Building (GSU)
Mailing
PO Box 1987
Statesboro, GA 30459
Mailing Address
Find Financial
Material
– Under
the “Financial
Education” heading you can find ways to
last fiEducational
ve years. This
60 minute
seminar
will show
improve your
create a family
college. There is even a section for Teachers
youcredit
just score,
how convenient
andbudget,
safe itor
is save
to doforyour
banking
and pay Money
your bills
online. In addition,
when you click
on “Practical
Skills”.
PO Box 1987
Email Address
Statesboro,
GA 30459
[email protected]
Switch Checking
Accounts with
Zeroto
Hassle
– With CORE’s
switch kit it is easy to move your checking
step information
in order
do account
inquiries,
account to transfers,
CORE. Our
switch
kit
provides
notification
letters
and pay your bills online. These two to your employer, utility companies, and
banks that identical
you have switched
account
to CORE.
seminarsyour
willchecking
be taught
by Lisa
Smith,
[email protected]
Lobby Hours
we will give you hands on training and step by
CORE Credit Union’s Systems Operator.
2011 Election Information
The Nominating Committee is pleased to introduce to you the following candidates that
have been recommended to serve on the CORE Credit Union Board of Directors.
Identity
Theft Prevention
Mrs. Alicia Young is the Manager of Marketing Communications and IT for Brodie
Monday
January 26 6:30PM & Saturday January 31 10:00AM
International. Mrs. Young and her family have resided in Bulloch County since 1997.
Mrs.
YoungBuckhoff,
has served
onwill
the be
CORE
Board afor
two years
and is aTheft
member of the
Dr.
Thomas
CPA
conducting
seminar
on Identity
Credit
Union’s
Information
Technology
Committee.
prevention that is available to all CORE members and the general public. Dr.
Buckhoff is an expert in Forensic Accounting and is also a Certified Fraud
Examiner with extensive knowledge on Identity Theft. The 90 minute seminar
will
on the
leading of Ansley-Lanier Realtors. She has been
Ms.provide
Dotty information
Lanier is the
owner/broker
causes
of Identity
Theft of
as the
wellStatesboro
as the
involved
in all levels
Real Estate Market for over 30 years. Ms.
most
common
Identity
Theft
methods
Lanier has served on numerous CORE Credit Union committees and has been a
that
perpetrators
are using.
In addition,
member
of the Board
of Directors
for 9 years.
Dr. Buckhoff will provide detailed
recommendations and practical tips
consumers need to know in order to
Dr. Thomas
Case of
is becoming
Chair of the
minimize
their risks
an Department of Information Systems at Georgia
Southern
University.
He
has
been associated with the College of Business
Identity Theft victim.
Administration since 1981 and with the College of Information Technology since
2003. Dr. Case has served on the Board since 1985 and served as Chair of the
Supervisory and Information Technology Committee.
Email
MainAddress
Office
M, T, Th, F 9:00 am-6:00 pm
Wednesday
9:00
am-1:00 pm
Lobby
Hours
M, T, Th, F 9:00 am - 6:00 pm
Drive Thru
Hours
Wednesday
9:00 am
- 1:00 pm
Mon-Fri 8:00 am-6:00 pm
Saturday 8:30 am-12 Noon
Main Office
Drive Thru
Hours &
Brooklet
Crossing
Mon
- FriStreet
8:00 amVillage
- 6:00 pm
Main
Saturday
8:30 am up
- 12:00
Noon
Lobby/Drive
Hours
M,T,Th,F 9:00am-5:00pm
Wednesday 9:00am-1:00pm
COREY-24 Hour Teller
Local - 764-INFO
COREY-24
Hour(4636)
Teller
Toll
Free - 1-800-511-2673
Local-764-INFO
(4636)
Toll Free-1-800-511-2673
Website
Website
www.corecu.org
www.corecu.org
Board Members
Slade Helmly
Board Members
Spencer Beckum
Jill
BoykinBeckum
Spencer
Troy Brown
Jill Boykin
Thomas Case
Troy Cook
Brown
Dan
Thomas Case
Advisory
Dan
CookBarilla
Anthony
Dotty Lanier
Lanier
Dotty
Lenwood Roberts
Lenwood Roberts
Alicia Young
John Tucker
Alicia Young
Members
Sandra Giles
Thomas Buckhoff
Final Selections will be made by you, theVerifi
membership,
Annual Meeting,
an election is required. The Annual Meeting
cationatoftheAccounts
beingif Performed
will be announced in the next newsletter. No other nominations will be accepted from the floor, however, if you wish to run, the
procedure isAas
follows:
small
group of CORE Credit Union Members may receive a letter from CORE Credit Union’s Auditing
Nearman,
Maynard,
Vallez
CPA’s.
This letter
of30
their
auditing
• The Firm,
member
must submit
his or her
name
to the Credit
Unionisatpart
least
daysstandard
prior to the
Annualprocess.
Meeting.If you
receive a letter from them asking you to verify your account, please respond quickly. The request will not
• The member must list who he or she is opposing.
ask you for any account information and will only ask you to verify the information provided in their letter.
• The If
member
mustany
have
2% of the
membership’s
on a account
petition, information
which must be
submitted
at the
Annual Meeting.
you have
questions
about
providingsignatures
or verifying
please
contact
a Member
Service
Representative
(912)a764-9846
/ 877-267-2673.
For additional
information,
please at
contact
member of
the Credit Union’s Management team.