guidance - Wintrust Wealth Management

CONFIDENCE THROUGH
GUIDANCE
We provide the expertise, products, and technology of a
national wealth manager with the highly personal service
and attention of a boutique firm that always puts its clients’
best interests first.
wintrustwealth.com
Who We Are
CENTRAL
CHICAGO’S WEALTH
MANAGER SINCE 1931™
WISCONSIN’S WEALTH
MANAGER SINCE 1936™
We are a comprehensive wealth management firm providing brokerage, trust, asset management,
and private client banking solutions to high-net-worth individuals, business owners, and
institutions. Since our founding in 1931 as Wayne Hummer & Co., we have been helping clients
meet their increasingly complex financial goals with the highest standards of service and integrity.
Today, as one of the largest and most established Chicago-based financial services firms,
we deliver our unique brand of wealth management service through our four specialty
groups: Wayne Hummer Investments, The Chicago Trust Company, Great Lakes Advisors,
and Wintrust Wealth Services.
LOCAL
At Wintrust Wealth Management, we value our local roots and are deeply committed to the
neighborhoods in which we serve. As part of the Chicago financial fabric since 1931, and
Wisconsin since 1936, we have been actively involved in our communities for generations.
Today, we operate in more than 65 locations throughout northeast Illinois and southern
Wisconsin. Furthermore, as the exclusive provider of financial advice in Wintrust community
banks, we offer our personalized wealth management solutions to clients in over 140 bank
locations throughout the region. We see these communities as our own, and we are dedicated
to providing our neighbors with the trusted financial advice, products, and services that
they deserve.
Our parent company, Wintrust Financial
Corporation, is a diversified, publicly
traded financial services holding firm with
more than 20 subsidiaries, including the
Wintrust Wealth Management companies.
Wintrust and the Wintrust community
banks offer customers the “best of both
worlds”—the product selection and
technology of the big national banks,
paired with the customer service, personal
attention, and community focus that can
only be provided by true, locally-managed,
community banks.
wintrustwealth.com
Our Heritage
1931
Wayne Hummer &
Co. opens its doors
as a new brokerage
firm to ethically serve
the customers of the
Hummer family bank
1939
Establish
an office in
Appleton,
Wisconsin
1936
Expand into
Wisconsin
with an
office in
Sheboygan
1941
Develop estate
valuation service for
use by banks
and attorneys
in determining
inheritance taxes
1942
Develop new
NYSE commission
calculation based
on transaction value
rather than number
of shares—soon
adopted by all
exchanges
1945
Successfully
campaign
Congress for
corporate tax
reform for
small banks and
corporations
1951
Play a leading
role in instituting
clearance-by-mail
system that greatly
reduces transaction
costs on the NYSE
1955
Initiate Dial-AStock, a 24-hour
telephone stock
report
Midwest Stock
Exchange elects
senior partner
of the firm as
Chairman
1962
Become first to
use Midwest Stock
Exchange computer
system and have a
direct wire to the
floor of the NYSE
Campaign to stop
federal legislation
that would have
subjected interest
payments and
dividends to a 20%
withholding tax
1971
Partner of the firm
serves as Chairman
of the Midwest
Stock Exchange for
a second time
1972
Feature topic on
front page of the
Wall Street Journal
highlighting the
firm’s conservative,
ethical approach
1981
Establish Wayne
Hummer Asset
Management
Company
1982
Senior partner chairs
the committee
responsible for
modernizing Illinois
Securities Law
1984
Introduce Banker’s
Discount Brokerage
Service for small
banks across the
Midwest
1989
Reach $1 billion
in assets under
management
1990
Firm’s Chief
Economist wins the
Blue Chip Economic
Forecasting Award
2004
Trust department
for Wintrust banks
becomes part of
Wayne Hummer
1994
NASD elects firm’s
CEO to Board of
Governors
1995
Establish correspondent
financial advisor group
to provide investment
centers for small local
banks
2002
Partner with
Wintrust
Financial
Corporation
2011
Acquire Great Lakes
Advisors to serve as
asset management
arm of Wintrust
Wealth Management
2010
Rename Wayne
Hummer Wealth
Management to
Wintrust Wealth
Management
wintrustwealth.com
Our Approach
PERSONALIZED
We provide sophisticated and personalized
wealth management products and services
to a wide variety of clientele:
PRIVATE CLIENTS
• Individuals and families
• Business owners
• Entrepreneurs
• Professionals
• Senior executives
INSTITUTIONS
• Endowments and foundations
• Corporations and partnerships
• Government entities
• Pension and profit-sharing plans
• Taft-Hartley plans
• 401(k) plans
A TAILORED APPROACH
We understand that no two clients are the same. Your circumstances, financial goals, and future
opportunities are complex, evolving, and unique. Therefore, we approach each relationship
with the creativity, determination, and ingenuity necessary to design a customized solution to
best meet your needs.
We begin by thoroughly understanding who you are, what you care about, and where you
want to go. Only then can we offer integrated, comprehensive advice and solutions that are
individually tailored just for you.
When it comes to building a relationship, we believe
there is only one place to start—with you.
R
TO
I
N
LI
EN
ST
When working with you, we use a four-stage, continuous process to ensure that your
investment portfolio reflects your complete financial profile and remains in line with your
overall objectives.
MO
A CLIENT-CENTRIC PROCESS
Step 1: Understand Your Needs
We begin with a consultative process to gain a thorough understanding of your personal and
financial goals, time horizon, investment objectives, and risk tolerance.
ZE
M
EN
GI
LE
We work with you to create an investment plan driven by your unique circumstances designed
to help you achieve your long-term goals.
IMP
Step 2: Develop Investment Strategy
YOU
T
ST R
E
AT
Step 3: Design and Implement Portfolio
We determine the most appropriate asset allocation and construct your investment portfolio,
while incorporating different account structures and a variety of investment products.
Step 4: Monitor and Review
We work with you on a continual basis to stay abreast of your changing circumstances and
ensure that your portfolio is best positioned to meet your goals.
wintrustwealth.com
LOYAL
At Wintrust Wealth Management, we are dedicated
to building deep, lasting relationships and believe that
success is measured only by our clients’ achievement of
their financial goals.
wintrustwealth.com
Our Services
We have access to a vast array of financial
products, services, and technical specialists
to meet the needs of all types of clients
and their families, through all stages of
their lives.
INVESTMENTS
• Retirement, insurance and education
planning
• Investment advice
• Brokerage and advisory services
• Insurance
TRUST
• Corporate trustee services
• Personal trust administration
• Estate settlement
• Comprehensive specialty trusts
ASSET MANAGEMENT
• Discretionary investment management
• Customized, fully-diversified portfolios
• Municipal bond portfolios
• Mutual funds
WEALTH SERVICES
• Tailored personal and commercial credit
• Deposit and cash management solutions
• Tailored wealth planning
• Business owner solutions
BUSINESS OWNERS
NEW FAMILIES
Credit and Deposit Solutions
Planning
Our Financial Advisors can partner with our
Wealth Services and Corporate Plan Services
teams to offer powerful, customized solutions that help attract and retain employees,
better manage cash flows, provide needed
capital, protect and manage real estate
assets, and ensure the long-term future of
your company.
•
•
•
•
•
Middle market and real estate lending
Letters of credit
Business banking
Treasury management
Foreign exchange
Business Solutions
• E mployee retirement plans including
401(k), 403(b), and 457 plans
• Employer-sponsored college savings
• Succession planning
• Real estate trust services
Investment Management
• Pension fund management
• Investment portfolio management
• Personal investments
For couples or individuals just starting out, our
Financial Advisors work closely with you to
understand your near- and long-term goals
and help plan a path forward. From college
savings to insurance, trusts, and investment
advice, we help you prepare for the unforeseen and set you on a path towards financial
success.
• Envision®
• Investment, retirement, insurance plans
• 529 college savings plans
Investing
• Investment selection and allocation
• Risk management
• Account reviews
Insurance
• Whole, universal, term life
• Disability income
Trust and Estate Services
• Trust administration and tax filing
• Guardianships, special needs trusts
COMPREHENSIVE
MID-LIFERS
NEAR-RETIREES
RETIREES
Planning
Planning
Planning
Investing
Investing
Investing
Insurance
Insurance
Insurance
As investors become more established, earning
power is likely to grow, as is the complexity
of their financial lives. From solutions for
education expenses, to risk management and
insurance, we help you manage the investment
challenges that present themselves in this
phase of life.
• Envision®
• Investment, retirement, insurance plans
• 529 college savings plans
• Investment selection and allocation
• Risk management
• Account reviews
• Whole, universal, term life
• Disability income
• Long-term care
Trust and Estate Services
• Trust administration and tax filing
• Guardianships, special needs trusts
New opportunities as well as risks emerge as
retirement looms. Trust and estate considerations, income planning, tax exposure,
and insurance options change in this phase
of life. Our Financial Advisors know this and
help guide you through the many options
available to develop solutions to best meet
your financial needs.
• Envision®
• Investment, retirement, insurance plans
• 529 college savings plans
• Investment selection and allocation
• Risk management
• Account reviews
•
•
•
•
Whole, universal, term life
Disability income
Annuities
Long-term care
Trust and Estate Services
• Estate settlement
• Trust administration and tax filing
• Guardianships, special needs trusts
In retirement, your investing needs change
significantly. Our Advisors are there to help
you navigate this challenging terrain while
helping you to maintain the lifestyle you
planned for in all market conditions. And with
the ever growing list of wealth transfer
strategies available, we can help you preserve
and protect your financial legacy.
• Retirement income distribution
• Investment, insurance plans
• Wealth transfer strategies
• Investment selection and allocation
• Risk management
• Account reviews
• Whole, universal, term life
• Annuities
• Long-term care
Trust and Estate Services
•
•
•
•
Estate settlement
Trust administration and tax filing
Donor-advised trusts
Bill pay
wintrustwealth.com
Our Commitment
T RU S T E D
Wintrust Wealth Management has proudly been helping clients like you define and achieve
their financial goals since 1931. Remaining true to the core tenets upon which our firm
was founded, our professionals are committed to providing unparalleled client service
and objective financial guidance. We understand that our clients deserve the confidence
that only comes with truly independent, objective, and unbiased advice. Your dedicated
Financial Advisor stands ready to help you navigate the increasingly complex marketplace
and the innumerable vehicles available today with the experience, resources, and personal
attention that you can expect from all of us at Wintrust Wealth Management.
Come see what generations of clients have come to know as financial peace of mind...
...come see what sets us apart.
PROUD TO BE A WINTRUST COMPANY. We are nearly 3,500 community and commercial bankers, home loan officers, wealth managers, and specialty lenders
focused solely on our customers and the communities where they live. We all have the same mission: to provide best-in-class financial services to all of our
wintrustwealth.com
customers, be the local alternative to the big banks, and to improve the communities which we call home.
wintrustwealth.com
INVESTMENTS • TRUST • ASSET MANAGEMENT • WEALTH SERVICES
Envision® is a registered service mark of Wells Fargo & Company and used under license.
Banking and lending services offered through Wintrust Community Banks.
Securities and insurance offered through Wayne Hummer Investments, LLC (Member FINRA/SIPC), founded in 1931. Trust and Asset Management services offered by The Chicago Trust Company,
N.A. and Great Lakes Advisors, LLC, respectively. Investment products such as stocks, bonds, and mutual funds are not insured by the FDIC or any federal government agency, not bank guaranteed
or a bank deposit, and may lose value.