Wealth Management Brochure - Plante Moran Financial Advisors

flourish with us
fully invested in your success
1
st
11
th
of over 200 CPA firms ranked
by assets under management–
Accounting Today, July 2015
among 562 registered
investment advisors ranked by
Financial Advisor magazine–
Financial Advisor, July 2015
Life is complicated, but managing wealth
doesn’t need to be. With an integrated
approach, we simplify the complex
and deliver the resources that mean the
most to you. With Plante Moran Wealth
Management, you’ll find all you need
in one firm—strategy, investments, tax,
insurance, trust services, and more.
All from a team that’s fully invested in
your success.
all for one
fully invested approach
Fully invested in
your success—today
and always—with a
holistic, coordinated,
and collaborative
approach.
estate planning &
business transition
Create a legacy plan to
benefit your family,
charitable interest,
or business.
investment
strategy
insurance
Determine if current policies
contribute to financial goals.
Maximize this asset as it pertains
to taxes, your estate plan, and
portfolio returns.
Develop an investment
strategy based on your personal
balance sheet. Monitor results
and adherence to the strategy
based on our proven process.
personal income tax
trust services
Construct a strategy to maximize
after-tax dollars while
working on family goals.
Comply with filing
requirements.
Serve as trustee or trustee’s
agent to ensure your wishes
are carried out.
investment
research
Conduct independent
economic and market research
to identify opportunities, risks,
and solutions.
8
th
on the list of the nation’s top
100 wealth managers ranked by
Forbes, April 2015
200+
dedicated wealth
management professionals
across all service areas
high touch attention
When we use the term personal wealth
management, the key word is always
personal. Partner with us and benefit
from high touch attention to process,
planning, detail, reporting and, yes,
to the goals that drive you. Client care
and individual attention are Plante
Moran hallmarks. Expect us to be fully
invested in delivering that nourishing
care with flourishing results.
fully invested client care
A nurturing process
to realize growth
and expand financial
security at each step
of your life cycle.
{1}
analyze
current
position
{2}
design
optimal
portfolio
• Propose asset allocation strategies.
{3}
formalize
investment
policy
• Prepare a written, customized Investment Policy Statement.
{4}
implement
policy
• Analyze alternative money manager structures.
{5}
monitor
and
supervise
Rebalance/Reconfirm
• Analyze current investment activities, strategy, and policy.
• Assess performance objectives, risk tolerance, cash flow
needs, liabilities, and taxes.
• Continually address strategic (long-term) and tactical
(short-term) investment strategies against the backdrop
of capital markets.
• This step is one of the most important functions performed
in the development and supervision of an investment
program; it is the blueprint for success.
• Negotiate favorable account minimums and fees.
• Coordinate custody and brokerage services.
• Provide ongoing supervision of investment program,
including ongoing procedures and review of
performance.
Plante Moran’s Wealth Management
team has roots within one of the most
respected audit, tax, and advisory firms
in the country, making us different from
other wealth advisors. Our holistic and
client-centered approach is like having
a personal CFO at your side to help
you manage the complex task of your
personal financial strategy.
personal CFO
fully invested advisors
18
consecutive years on FORTUNE
magazine’s “100 Best Companies
to Work For” list–March 2016
$12.4b
assets under management–
Form ADV dated Dec. 31, 2015
A powerful,
personal CFO
model that
puts your goals
first and builds
financial fitness.
• Disciplined,
strategic asset
allocation-driven
investment
process
• To identify
opportunities
that may
provide relative
value in excess
of historical
norms
holistic team
approach
investment strategy
• Independent,
client-focused
• Committed to
full disclosure
• Seasoned
professionals
your interests
and success
objectivity first
• Coordinated
collaboration
between
disciplines,
including income
and estate tax,
trust, insurance,
and investments
• Experienced
research team
and industry
expert insights
• Integration of
perspectives to
optimize wealth
management and
meet family goals
• Extensive
databases, peer
group universes,
and proprietary
research
global market research
Independence is a two-sided coin.
There’s the financial independence or
other goals that you look to achieve.
Then there’s Plante Moran Wealth
Management, offering freedom of
choice with the independence to
recommend only what’s best for you—
free from the products and tools other
firms sell. We advise on smart choices.
And that makes us, well, different.
freedom of choice
fully invested difference
140+
quotes from our Investment Research
team have been featured in leading
business and financial media outlets since
2013, including The Wall Street Journal,
The New York Times, Associated Press
Newswire, and Reuters Newswire
No proprietary products, no pitches, no high-pressure sales, just the freedom
to go where smart money should and advice to guide wise decisions.
Registered Representatives
Other
Registered Investment Advisors
PROFESSIONAL:
Stockbrokers
Banks
Money
Managers
Investment
Advisors
PRIMARY RESPONSIBILITY:
Brokerage
transactions
like stocks,
bonds,
options, etc.
Mutual funds,
partnerships,
annuities,
insurance,
etc.
Fiduciary
services, asset
management,
and asset
custody
services
Asset
management
disciplines;
Generalists vs.
Specialists
Portfolio planning
disciplines, money
manager selection,
and performance
monitoring and
reporting
Fees
Fees
COMPENSATION:
Commissions
and markups on
transactions
Commissions
built into
products
Fees
PLANTE MORAN FINANCIAL ADVISORS
Financial
Planners
50+
stories in The Wall Street Journal
included economic commentary
from our Investment Research
team in 2012–2015
The personal balance sheet we create at
the beginning of our relationship helps
you—and us—see both the big picture
and the fine details. Your balance sheet
also serves as an ongoing benchmark
that keeps your team focused and
accountable. A world of possibilities are
measured with dollars and good sense.
big picture views
fully invested accountability
1st
of 200 CPA firms ranked by assets
under management by Accounting
Today–Accounting Today, July 2014
200+
dedicated wealth management
professionals across all service areas
$12.4b
assets under management–
Form ADV dated Dec. 31, 2015
wealth.plantemoran.com