Celebrating 65 Years Of Giving Back

Source
the
❱〉〉 Summer 2014
Inside: Need A New Car? 〉 Get A $25 Bonus! 〉 On The Go Loans 〉 Shared Branching 〉 And More
❱〉〉 Celebrating 65 Years Of Giving Back
CELEBRATING
For 65 years, Tri County has helped make our community a better place to live, work and raise a family. While many things have
changed over the decades, our mission of providing affordable financial services for our members and giving back to our community
has remained the same.
History Of Tri County Area FCU
It started on July 21, 1949, when Firestone #336 Federal Credit Union was chartered with 8 members and $40 in assets. After
Firestone closed in 1980 the Credit Union became one of the first community charters. To reflect the new charter, the name was
changed to Pottsgroves Community FCU on July 8, 1981. Beth-Pottstown FCU was also a community charter serving the borough
of Pottstown, but marketing challenges brought about a merger of these Credit Unions and the name became
Tri County Area FCU on July 12, 1984.
of giving
1949 – Inception as Firestone #336 Federal Credit Union
888 High Street, Pottstown
1980 – Moved to 1555 Medical Drive, Pottstown
1981 – Name Changed to Pottsgroves Community
Federal Credit Union
1984 – Name Changed to Tri County Area FCU
1990 – Introduction of MAC Card
1991 – Installed our 800 number for members
living outside of our local calling area
2006 – Added Saturday Hours;
joined the Shared
Branching Network
2007 – Grand Opening of
our Pennsburg Branch
2007 – Joined the Star sf and Allpoint Networks, providing
our members access to thousands of surcharge-free
ATM machines
2009 – Opened 1st Student Branch at Pottsgrove HS
1995 – Moved our Main Office to 1550 Medical Drive,
Pottstown and unveiled our new logo
2012 – Mobile Banking made available; Members Financial
Services Investment Program rebranded to Tri
County Area Investment and Retirement Services
1996 – Debut of our Internet home page (www.tcafcu.org);
introduction of debit card
2012 – Joined Facebook and Twitter
1997 – Began offering Home Banking and Phone Banking
2000 – Expanded our charter to extend our services
to individuals who live, work, worship or go to
school in 41 townships and boroughs located in
the Tri County Area; began offering financial
management solutions and investment planning
through Members Financial Services
2004 – Introduced eStatements
2005 – New TCAFCU Logo unveiled; major lobby
renovations at our Main Office
2013 – Opened our 2nd Student Branch at Pottstown HS
2013 – Recipient of the statewide Dora Maxwell Award
as presented by the PA CU Association for social
responsibility and charitable projects that support
the community. The award came from our work
with Designing 4 Hope
2014 – 65th Anniversary
Coming Soon – Remote Deposit Capture and Mobile App
In celebration of our 65th
Anniversary our Auto Loan
rates are being offered as low as
%
1.99
APR*
*APR is Annual Percentage Rate. The rate disclosed is as low as 1.99% APR for
vehicle loans up to a 48-month term, secured by a 2010 or newer vehicle model.
Rate is subject to change. Not all members will qualify for the lowest rate. Rate can
vary based on creditworthiness, age of vehicle, loan-to-value and terms of the loan.
An auto loan with a balance of $10,000 at a rate of 1.99% APR and a term of 48
months will have a payment of $216.92.
❱〉〉 Need A New Car? Your Membership
Gives You Three Great Ways To Save
Tri County Area FCU has three ways for our members to save on a new vehicle.
General Motors is offering all current and eligible members preferred pricing on most
new GM vehicles. This is in addition to the most current incentives and special offers!
Depending on the vehicle, you could save hundreds, even thousands of dollars on
your next new Chevrolet, Buick or GMC auto purchase just for being a Credit Union
member. Visit LoveMyCreditUnion.org to see how much you can save and
request your GM Authorization Number.
Also, save big with great low rates when you finance your new vehicle through
Tri County Area FCU. Contact us to find out more about your vehicle financing options.
You’ll also save on fuel costs with GM’s high-fuel efficiency vehicles,
from the Chevy Cruze Eco to the GMC Terrain. Start saving today.
❱〉〉 Get A Checking Account
Claim Your
25 s!
Bonu
$
†
And A $25 Bonus
Don’t have a TCAFCU Checking Account yet? Not a problem. Open a
New Checking Account, enroll in PCXpress and eStatements, and pay
3 bills using TCAFCU Bill Pay, and you’ll receive a $25 Bonus!†
Bonus Coupon
Name______________________________________________
Member Number_ ______________________________________
Yes, I have opened a checking account, enrolled in PCXpress and
eStatements, and paid three bills using TCAFCU Bill Pay.†
† $25 bonus to be deposited to qualified member’s savings account on or before 10/31/14. To qualify, member must open a NEW checking account between
7/1/14 & 8/31/14, enroll in PCXpress & eStatements between 7/1/14 & 8/31/14, and pay 3 bills using TCAFCU Bill Pay between 7/1/14 and 9/30/14.
Attached bonus coupon must be presented to the Credit Union on or before 9/30/14 to receive the $25 bonus offer. One $25 bonus per member.
Home
Equity Loans
No appraisal fees on
Home Equity Loans and
Lines of Credit**
Put the equity in your home to
work for you. Get started on that
summer home project you’ve been
dreaming of completing!
**Appraisal fees will be waived for all new
home equity loans and home equity lines
of credit (Value up to $430) when the loan
application is received between 7/1/14
and 8/31/14.
Bill Zane, CRPC® | Financial Advisor
Located at: Tri County Area Federal Credit Union
Office: 610-326-1570 Toll-Free 800-324-9008
[email protected]
tricountyareainvestment.com
❱〉〉 Retirement Is The
Rest Of Your Life
Will Your Money Last?
Living to a ripe old age, or longevity, is becoming
a real retirement risk. So how do you make sure
your savings last all your retirement years? We
can help you build a strategy with the objective
of providing an income stream throughout your
retirement years and keep you comfortable with
lifelong income, giving you peace of mind so you
can relax and enjoy your retirement years.
Call Bill Zane at
610-326-1570 to schedule
a personal, no-cost, no
obligation appointment.
❱〉〉 Is Your Place Of Employment
Closing Or Moving?
With the unfortunate business closings or relocations of facilities in our area, you may
be wondering what effect it will have on your retirement plan investments. With
everything else you have weighing on your mind right now, you don’t need
to be worrying about what is to become of your retirement plan, too.
If you participate in a retirement plan, you do have certain options available that you
need to understand in order to make the best possible decisions for your particular
financial situation.
Bill Zane, Financial Advisor, located at Tri County Area Investment & Retirement Services,
is ready to assist you. Bill has the knowledge and experience necessary to explain the
different options available and welcomes the opportunity to go over them with you.
Please contact Bill Zane at 610-326-1570 for a personal, no-cost, no obligation
meeting.
Your Investments May
Need Another Look
This ad entitles you to:
A Cup Of Coffee And A
FREE Second Opinion
Bill can help you with:
• Retirement Planning
• 401(k) and Pension Rollovers
• Tax-advantaged Investing
• Mutual Funds • IRAs • Annuities
Whatever your goals, we can help you get there.
Call today 610-326-1570 to schedule your no-cost,
no obligation review.
❱〉〉 Looking For
CD Alternatives?
If you have a certificate of deposit that is due to mature
soon and you are trying to decide whether to renew,
you may want to consider other alternatives. There are
many product options* offered through Tri County Area
Investment & Retirement Services that might meet your
specific needs for savings and providing necessary income.
Bill is available to explain the different options available
and help you to determine which will work best. Please
call Bill at 610-326-1570 to schedule a no-cost, no
obligation appointment.
*Unlike CDs, investment securities will fluctuate in market value, do
not offer a fixed rate of return and do not offer insured principal.
Associated Person of INVEST Financial Corporation, member FINRA/SIPC. INVEST and its affiliated insurance agencies offer securities, advisory services, and insurance products and are not affiliated with
Tri County Area Investment & Retirement Services. Products offered are: Not NCUA insured, not deposit or other obligation or guaranteed by any Credit Union, subject to risks including
the possible loss of principal amount invested. 06-14/117779
Before You Go
On Vacation,
Give Us A Call
Depending where you are traveling there may be
blocks on your debit or credit cards. If you notify
us, we can unblock your
card while you travel to
prevent potential problems and
let you relax and enjoy your travels.
Bulletin Board
Youth Week Highlights
We had a great Youth Week back in April and we
got some very talented entries in our coloring
contest. Our winners were: Laura,
Ryan and Liana! They each
received a $25 VISA® gift card.
Useful Youth &
Teen Websites
Tri County Area FCU has
added new interactive web pages
with fun games to help teach our
younger members about the value of financial
responsibility.
Elementary age kids can earn virtual money and
spend it decorating a private online clubhouse on
5-Spot, while middle school students can play
games, work with calculators, build superhero
identities and more on A-J’s. High school students
can learn about money management through
interactive stories, games and videos on C-Note.
Access all the sites from the Youth Accounts page
at www.tcafcu.org.
Free Hot Dog
Fridays In July!
Join us on Fridays in
July for free hot dogs. Stop in at
either branch and have a bite with us July
11, 18 & 25 from 11 a.m.-1 p.m. (Closed July 4)
Thanks To All Who Gave Blood
Tri County thanks everyone who gave at our
annual blood drive on May 22 at our Pottstown
Office. Your generous donation will help people in
need in our community.
Holiday Closings
Independence Day – Friday, July 4
Labor Day – Monday, September 1
Columbus Day – Monday, October 13
Message From The CEO
Tri County Area Federal Credit Union cares about members like you. That’s why Tri County has provided
its members with affordable financial services since 1949. We’re celebrating 65 Years of Giving with
more ways than ever to help you save, and that includes your time! We are adding more online and
mobile banking services so you can have more time to spend with your family. Our New Bill Pay is up and
running and a Brand New Mobile App and Remote Deposit Capture are on the way!
We’ve been a part of this community for 65 years and we want to continue helping our members and
giving back to our community for 65 more! Thank you to all of our members for making Tri County Area
Federal Credit Union your Credit Union of choice.
Andy Pistoria, CEO/President
❱〉〉 Coming Soon To A Branch Near
You With Shared Branching
Personalized service is a major benefit of banking at Tri County Area
Federal Credit Union, and you don’t have to sacrifice convenience to get
it. Take advantage of TCAFCU’s shared branching services through CO-OP
Shared BranchSM and you can access your account at any of 5,100 Credit
Union branches nationwide, just as if you were visiting one of our own.
The national CO-OP Shared Branch network links participating
electronically, allowing Credit Union members to do “branch banking”
even when the branch near you doesn’t belong to Tri County Area FCU.
This is a huge benefit to our members who travel, whose workplaces don’t
coincide with our branch locations, or who simply enjoy the convenience
of expanded access.
Visit www.co-opsharedbranch.org or download the Shared Branch Locator
app for iPhone or Android to find branches nearest you. You can also look
for the “CO-OP Shared Branch” logo on the door of any Credit Union branch.
Look for the CO-OP
Shared Branch logo to
find shared branches
near you.
At A CO-OP Shared Branch Location You Can:
• Make deposits and withdrawals
• Make loan payments
• Receive loan advances
• Access VISA® or MasterCard® funds
❱〉〉 On The Go Loans
Our Merchant Lending Program not only helps local businesses, but also
helps our members and community with their financial needs. These
“On The Go Loans” are available for any need, any time!
Merchant Benefits:
• Minimal cost to participate in the program
• Quick loan decisions for customers
• Increased sales with on-the-spot financing
If you own a business and would like to learn more about this great
product, contact Craig Prutzman at 610-326-3705 or [email protected].
1550 Medical Drive, Pottstown, PA 19464
110 Pottstown Ave., Pennsburg, PA 18073
www.tcafcu.org | 610-326-3705