MAQ Brochures 15-07-2005

h21,15 July 2005
ln this issue...
Excitingnewproduct
initiatives
MacquarieMortgagcsarepleasedto announce
someexcitingnew productenhancements.
llllbctive Monday l8 July 2005.thc followingproductsand leatureswill be available:
1007ooffsetfeature now availableon MacouarieMortgaseSaver
MortgageSavernow oll'ersan offsetsub-accounton bothstandard
andExpressoptions.With an
oflbetsub-account
customers
canuseA'l'M, IIFTPOS,BPAY@andchequebook
to accesstheir
lunds.
Onc olliet sub-account
is availableandmustbe linkedto a variableaccount.Wherethebalance
in theollbct sub-account
excecdstheamountoutstanding
in the linkedhomeloanaccount,the
customerwill not receiveany interestreductionon theexcessamount.
IntroducinqMacouarieExecutivePlus
l'lxccutivel'lus is our ncwestpro pack homeloan thatcombinesthe benetitsof a standardloan
andlineol'crcditaccount(t.OC)all in thconehomeloan.With interest
capitalisation.
a global
lacility limit andcompetitivcrates,l']xecutivePlusgivescustomers
totalcontrolof theirhome
Ioan.
'l'heloanrequires2 sub-accounts.
one l.OC andone
standard
account(a 3rd is availableatler
settlement).
A nervlixpress(low doc)optionis alsoavailable
on theMacquarie
Executive
I)lus.
'l hc intercst
rateslbr MacquariellxccutiveI)lusarethesameas for Maccluarie
l.,xecutivc
C]hoice
helorv.
Changes to Macquarie Executive Choice
l'lxccutivcchoicc has n.rv bcencustonrisedto a line ol'credit (LOC) loan.
Changcsto I..xccutiveChoicc include
o
r
Ncrv minimum loan amounto{'$250.000
Ner.vloan anrount and intercst ratc tiers
Loan amount
> $250,000< $500,000
> $500,000< $1 mitlion
> $1 million
Intereat iate U61g
6.80%p.a.
p.a.
6.706/o
p.a.
6.650/o
tt6o
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Introducing'Easy
Increa3e
Conlirmauon
of ourcredit
parameter9
mortgagenetls Macquarie
Mortgag€s'reftrrier
infolmatbncite,providing
you Withconvenlenl
accessto toolsand
inlormetionto helpyou
manageyourrelattonshlp
wilh MacquadeMortgage3.
To obtalna password
contac,tyour Bu$inesf
DevelopmenlManager.
Visitlhe Macquarie
Bank
web$iteror additbnal
Informationofl produds
and the olhercervlcesthal
Macquariaofers.
Macquarie
Mortgagesan intelligent
choice...
@
Mrqcl+.rtLqlf
MacquarieMortgageSaver
- $2.000.000
$100,000
Other amountsconsideredon case by case basis
Owner
Up to 95%
purchaseor refinance
or investment;
Can fix all or
of the loan for periods from 1 to 5
Can be split into 2 sub-accountsplus 1 offset account for tax effectiveplanningat
settlement
3 sub-accountsplus 1 olfset account availableafter settlement
.
Principaland interest
RepaymentOptions
AdditionalPayments
Access to Funds
Salarycrediting- borrowerscan have all or part of their pay directlydeposited to their
loan account monthly or more frequently(by providingemployer*ith nsa 032 g54 and
loan number)
Directdebit - borrowerscan have their repaymentdrawn from a nominated bank
account with the choice of fortnightly(Fridays)or monthly repayments(lirst business
duy)
and directdebit availablefor sub-accounts
Additionalpayments(principalreductions)can also be made throuqh:
.
Depositcard - cash or cheques can be depositedat any Australiapost outlet
o BPAY* from another bank, buildingsociety or credit union
o Break cost fees may apply to fixed rate accounts
Availablebalancecan be accessed through;
r
Fundstransferto 5 nominatedaccountsusinginternetor phone banking(no minimum)
r
Directdebits by third partiessuch as gas, rates, electricityand credit card sweeps
(usinsBSB 032 873)
Free redraw (no minimum)through internetanO ptrone Oant<ing
Up to 3 sub-accounts(plus 1 offset)
100% offset account - see "OffsetAccount - FeatureGuide"
MortgageInsurancecapitalisation
mymortg@geinternetaccess includingfunds transfer
MacquariePhonelink phone access includingfunds transfer
BPAY out - offset account only
ATM and EFTPOSusingthe Cash Card - offseraccountonly
Depositcard
Optionalchequebook - offset account only
6 monthlystatementfor each account
Only payableby borrowersif:
Pleasereferto fee schedulefor full details
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