THE PERMANENT PRESS - Acclaim Federal Credit Union

A Q UA R T E R LY N E W S L E T T E R F O R A C C L A I M F E D E R A L C R E D I T U N I O N M E M B E R S
THE
PERMANENT
PRESS
T H I R D Q UA RT E R • SU M M E R 2 0 1 6
Act like you own the place. You do.
COME CHECK OUT THE IMPROVED ACCLAIM FEDERAL CREDIT UNION
v
ed!
o
r
p
Im
We have been working hard since the beginning of the year to improve our member and
employee experience. We have accomplished a lot and are nearing the completion.
Our most impressive change is the addition of our new elevator. We have also
replaced the roof, repainted the exterior, and refinished the parking lot.
Our drive through system has undergone significant changes, as well.
Interaction has become more high-tech with the addition of our new
monitors. The first lane of the drive through has become the location of
our new ATM, which now accepts cash and check deposits! Our night
depository box remains in the first drive through lane.
We hope that everyone takes the time to check out our improvements!
Thank you for bearing with us throughout the construction!
Introducing: Apple Pay for Acclaim MasterCard Credit Cards
Paying in stores or within apps has never been easier Using your Acclaim
or safer! No more wasted time searching for the MasterCard Credit
right card in your wallet. You can now pay with Card with Apple Pay
your Acclaim MasterCard Credit Card with just a or Apple Watch is:
tap. Your credit card details are never shared when
you use Apple Pay because they aren’t even stored on
your device at all! You can safely use your card when,
how and where you want.
Paying in a timely fashion: PRICELESS
Holiday Closings:
July 4 - Independence Day | September 5 - Labor Day
-EASY
-SECURE
-PRIVATE
Third Quarter-Summer 2016
Three Reasons to Pull Your Credit
and scam you in any way they can. Pulling your own credit
can stop their joyride, and may even stop them before they
can even try!
It’s a good idea to pull your credit at least once per year, and
why wouldn’t you? Especially when it’s free! But there are
other good reasons to pull your credit, and if you’re in the
market for loans, then this is definitely for you!
1. Detecting Fraud. There’s no better way for
someone to see if they are caught up in some nasty business
than by pulling their own credit report. By getting your own
report, you may be able to catch any fraudulent activity a
lot quicker instead of waiting for the inevitable phone call
where a company says you owe them money. Not only that,
but if you detect fraud on your account, you can request for
your credit to be frozen so that no one else tries to defraud
you, and you can have the time to recuperate and fix what
had happened. It’s highly suggested that you don’t wait
for something bad to happen to have a reason for pulling
your own credit. If you don’t think fraud and identity theft
can happen to you, think again. Just as scammers and con
artists are continuously trying to pull debit and credit card
numbers and PINs, they will try to get to your information
2. Get the upper hand. If you know your credit
score and the accounts you have, then you can shop smart!
By pulling your credit report and learning about what your
score means, you’ll have the upper hand when it comes to
bargaining on loan interest rates and what you deserve.
You wouldn’t believe the underhanded tricks that some pay
day companies will pull to get you to sign with them, and
if it isn’t payday companies, it’s other “big name” financial
institutions that will try to convince you that their policy
is the standard. But that’s not true. The market for loans
and interest rates is overwhelmingly competitive, and
by knowing your score, you can make a case for yourself
on what you believe would be a good rate for you. You’ll
never settle for less than what you believe you deserve, and
companies will have a tougher time trying to exploit you!
3. Develop a plan. If you’re struggling with debt,
pull your credit. Sometimes an overview of any and all
debts that you have can give you a better perspective on
where you stand, financially. By pulling your credit, you’ll
be able to balance your budget better once you see all that
you’re involved in. It can be overwhelming, of course, to
see all of your debt any late payments you have made, and
to see where you stand when it comes to debt-to-income
ratio. It can be discouraging, but knowledge is a precursor
to power, and gaining control of your debt can lead you to
saving more! So don’t get scared; pull your credit and start
planning!
Looking for a new home? Or maybe you are looking to
refinance your existing mortgage? Let Acclaim FCU help
you achieve your dreams!
Contact Angela Slaughter at 336-332-3317 or
[email protected]
Visit AcclaimFCU.org or call us at 888-794-1001
Address:
Telephone:
Toll-Free:
Email:
P.O. Box 29527
Greensboro, NC 27429
336.332.5302
888.794.1001
[email protected]
Lost/Stolen Credit Card: 800.808.7230
Lost/Stolen Debit Card: 888.241.2510
Admin Fax: 336.332.4103
Loan Fax: 336.332.5965
Mbr Service Fax: 336.332.4573
Federally
insured by
Routing Number:
253184692