Keighley, West Yorkshire

BENTLEY
COURT
Keighley, West Yorkshire
UK
CONTENTS
KEY FEATURES
What makes Prosperity different?
3. Product key features
4. Welcome to Prosperity
5. We make property affordable
6. Bentley Court, Keighley
8.Location
9. Let our figures do the talking
10.Amenities
12. Choose your affordable payment plan
15. Rental Assurance Plan
16. Floor plans & plot options
28. The Bigger Picture
30. Kitchen & bathroom specifications
32. Recent Prosperity developments
34. Why invest through Prosperity
Discounted Property
– Guaranteed.
Unique Payment
Plans
Direct Property
Investment
The discounts we show are real; they
are proven by what is selling locally
so we are confident, passionate even,
that our prices cannot be beaten – we
guarantee you will not find the same
value for money and specification
level elsewhere.
Our payment plans are designed
to suit all of our clients’ current
circumstances. Deposits can be paid
across the build period, eliminating
lump sum requirements.
Owning the underlying property yet
enjoying the convenience of paying
in a way suited to you, offers valued
reassurance that your money is safely
tied into an income producing asset of
which you have full control.
Rental
Assurance
Truly Hands Off
Investing
Personal Client
Experience
Our product comes with a rental
assurance, so you never need to worry
about rental voids.
We take care of every aspect of
your purchase, from property
selection, management and updates
throughout the build period,
mortgage arrangement and full rental
management.
With offices in the UK, Dubai, Hong
Kong and Malaysia, our team have
raised the bar in offering clients the
very highest standards of service –
reliable, efficient and hassle-free. We’re
proud to work with people who
buy-in to our passion for property,
recognising its unrivalled position as a
prime investment source.
35.Testimonials
36. Purchasing a property through
pension drawdowns
2
Bentley Court
Keighley, West Yorkshire
Bentley Court
Keighley, West Yorkshire
3
WE MAKE PROPERTY
AFFORDABLE
Our product allows the opportunity to purchase prime UK stock at
discounted property fund prices, utilising a range of specially devised
payment plans. Each plan is designed to suit both our clients’ current
financial circumstances and future long term income requirements,
making it ideal for
• Investors with limited lump sum allowance due
to capital tied up in other investments
WELCOME TO PROSPERITY
As income through property specialists, we are passionate about providing
affordable UK property as a long-term investment tool. Offering the only
monthly property payment plan on the market, we’re able to welcome a
far wider reaching investor audience, who buy-in to our belief that this
tangible, bricks and mortar asset should form part of every investors
spread of investments.
• First time buyers who’d otherwise stand little chance of
acquiring the level of deposit that today’s property market
requires
• Investors wishing to acquire second properties
• Over 55s wishing to keep tax payments low as part of
the revised UK pension rules
All Prosperity properties come with protection in the form of a
rental assurance plan, offering a safeguard against any unforeseen
rental issues. Owning the underlying property yet enjoying
the convenience of paying in a way suited to you, offers valued
reassurance that your money is safely tied into an income producing
asset of which you have full control.
Ours is not a collective investment, yet still offers the benefits
of a totally hands-off approach. Right from the word go; from
reservation, through the build period and on to rental managementthe whole process is overseen by our team of specialists. Just one of
the reasons why on average, 56% of our clients go on to purchase a
second property with us within 2 years.
As well as introducing our product and presenting some of our
recent developments, this brochure also sets out to demonstrate
the benefits of UK property by offering detailed explanations and
clear comparisons against alternative asset classes. Our goal is to
prove the unrivalled benefits of UK property as a long-term income
stream. As it continues to prove itself as a safe, profitable asset class,
the message is clear; smart, long term investors continue to reap the
rewards of property.
4
Bentley Court
Keighley, West Yorkshire
Bentley Court
Keighley, West Yorkshire
5
BENTLEY COURT WEST YORKSHIRE
Located only 12 miles from Bradford and under 20 miles from the cosmopolitan city of Leeds, Keighley
is earning itself a growing reputation as an ideal location for young families and professionals.
Keighley sits within the Aire Valley in West
Yorkshire, North England. ’Keith-ley’, as it’s
pronounced, possesses all of the charm and
character expected from a region seeped in
history. So much so, Otley, just 11 miles away made
the Sunday Times Best Places to Live in Britain list!
Its 70,000 strong population work largely within
the service based sector – very different to the 18th
and 19th centuries when the town prospered from
the woollen and cotton industries. Today the region
enjoys a far more diverse economy, creating a
wealth of jobs for Keighley and surrounding towns
and cities.
Complete with an excellent shopping centre, The
Airedale Centre as well as a busy and vibrant local
market the town has a wide range of amenities
to suit all local residents. The popular Cavendish
Court and Cavendish Street contain a further
range of shops, along with two retail parks on the
outskirts of the town.
Keighley is easily accessible by train or bus from
Leeds, Bradford and Halifax with a new bus
station adjacent to the Airedale Centre. Keighley
and District Travel recently invested £1.5 million
in a fleet of new look buses, making transport
in and out of the town quick and convenient.
Best known for its rugby league team the Keighley
Cougars, this sporting town has a wide range
of facilities for football, cricket and most other
popular sports. The region also captured the world’s
attention in 2014 by hosting the Tour de France.
The famous Keighley and Worth Valley Light
Railway, made so by the film “The Railway
Children” has featured in many adverts and films
and attracts many tourists to the area each year.
Bentley Court’s high grade conversion will see the development transformed into a stylish, excellently located rental hot spot.
Tour De France, West Yorkshire 2014
Keighley’s Busy Town Centre
Keighley & Worth Valley Railway
11 Bed Apartment
6
Bentley Court
Keighley, West Yorkshire
2 Bed Apartment
Bentley Court
Keighley, West Yorkshire
7
LOCATION YORKSHIRE
With a population of over 2.2 million,
West Yorkshire sits between the counties
of Derbyshire to the south and Greater
Manchester to the south-west. With Bentley
Court located less than 20 miles from Leeds,
the third biggest city in the UK, it’s clear this
development and the region as a whole, has
everything to offer its eager rental market.
And proof of this is plentiful. Leeds’ council
recently pledged it to “become the best city in
the UK by 2030” With the significant levels
of investment the region is continually
receiving, it’s surely on track to ensure its
position as one of the UK’s most prosperous
business zones.
LET OUR FIGURES
DO THE TALKING
Local market sales and rental values
HS2 will connect cities in minutes
The Phase Two route, highlighted
in red, consists of two lines to
Manchester and Leeds
Local market sales and rental values for new build properties in
the area are currently achieving an average of over £121.00 per
sq. ft. This figure is generated based on evidence from certified
valuations of at least four comparable properties within a one
mile radius of Bentley Court. Our development is available to
Prosperity clients, after discount, at values averaging £96.00
per sq. ft. – a minimum saving of over 17%.
Whichever local property you choose to compare against the
values presented for our Bentley Court homes, we guarantee
you will not find the same value for money.
The discounts we show are real; they are proven by what is
selling locally so we are confident, passionate even, that our
prices cannot be beaten.
University of Leeds
OPTION 1
The Monthly Mortgage Plan
Purchase price:
Two bedroom apartment - £70,000
Reserve your property with £3000,
plus £500 legal fees
ASDA Wallmart HQ
Key industry sectors for the region include education, print and publishing, transport, agriculture
and retail. The city of Leeds featured in the Telegraph’s recent list of Britain’s 1,000 Brightest
Businesses, with companies like Troy Foods, Construction Marine, Oxford Catalysts Group,
Gratterpalm and IT Infrastructure specialists SICL all receiving a mention. Employing 3,000
people alone, Asda Walmart’s head quarters is based in the region as well as Yorkshire Bank HQ
and Rockstar Games (the world-famous studio behind Grand Theft Auto).
This creates a 30% deposit with a
70% mortgage arranged on completion
Home to two of the UK’s leading universities – Leeds Beckett University (formerly Leeds Met
University) and the University of Leeds , West Yorkshire remains an extremely popular destination
for students, both nationals and overseas.
The mortgage is then covered by
rental income from completion
With plans for a new £21 million cycling superhighway connecting Leeds to Bradford in full flow,
accessibility to each of the region’s key areas is about to get even better.Additionally, commuting to
Leeds and the region as a whole will become even easier as the High Speed 2 (HS2) Phase 2 arrives.
Linking cities in minutes, the railway is to be delivered in two phases - the first phase linking
London and Birmingham, the second linking Birmingham with Manchester and Leeds.
8
Bentley Court
Keighley, West Yorkshire
H2 phase 2” by Cnbrb - Own work. Licensed under CC BY-SA 3.0 via Commons
There are now only 24 payments
of £875 to be paid
You own an income producing asset for life.
Bentley Court
RESEARCH THE
VALUE IN OUR PRICES
FOR YOURSELF AT THE
UK’s LARGEST PROPERTY
FOR SALE WEBSITE:
www.rightmove.co.uk
Keighley, West Yorkshire
9
AMENITIES
SCHOOLS
UNIVERSITIES
& COLLEGES
University of Leeds
Oakbank School
Oakworth Rd, Keighley
BD22 7DU
Oakbank Secondary School
Oakworth Road, Keighley
BD22 7DU
Holy Family Catholic
School
Spring Gardens Ln, Keighley,
West Yorkshire BD20 6LH
Bingley Grammar School
Keighley Road, Bingley
West Yorkshire BD16 2RS
Parkwood Primary School
Parkwood St, Keighley
BD21 4QH
University Academy
Keighley
Green Head Rd, Keighley, West
Yorkshire BD20 6EB
Keighley Health Centre
Lord Rodney
Leeds Beckett
University of Leeds
Leeds, LS2 9JT
Airedale Shopping Centre
Dick Hudsons
PUBS & RESTAURANTS
Park Lane College
Bradford Rd, Keighley, West
Yorkshire BD21 4HQ
Leeds Beckett University
Leeds LS1 3HE
The Brown Cow
Bingley Grammar School
Keighley Library
LOCAL AMENITIES
Lord Rodney
Church St, Keighley, West
Yorkshire BD21 5HT
Amici Restaurant & Pizzeria
105-107 East Parade, Keighley,
West Yorkshire BD21 5HU
The Brown Cow
Ireland Terrace, Bingley,
Yorkshire BD16 2QX
The Golden Fleece Inn
38 Long Ln, Bingley, West
Yorkshire BD16 1HP
Shimla Spice
14 South St, Keighley, United
Kingdom BD21 1NR
Dick Hudsons
Otley Rd, Bingley, West Riding
of Yorkshire BD16 3BA
Keighley Picture House
East Riddlesden Hall
St. Ives Estate
THE ARTS
Oasis Dental Care
32-34 Devonshire St, Keighley
BD21 2AU
Keighley Health Centre
Oakworth Rd, Keighley
BD21 1SA
Streets Ahead Hair Design
17-21 Henry St, Keighley
BD21 3DR
Keighley Picture House
132 North St, Keighley
BD21 2BN
East Riddlesden Hall
Bradford Road, Keighley BD20 5EL,
Cliffe Castle Museum
Spring Gardens Ln, Keighley,
West Yorkshire BD20 6LH
Workouts Health Club
224-226 Oakworth Rd, Keighley
BD21 1QX
Airedale Shopping Centre,
Keighley, West Yorkshire
BD21 3QQ
Keighley Library
North Street, Keighley
BD21 3SX
Keighley & Worth Valley
Railway
Haworth, Keighley BD22 8NJ
Keighley Play House
1 Devonshire St, Keighley
BD21 2BH
St. Ives Estate
Harden Bingley, West Yorkshire
BD16 1BA
10
Bentley Court
Keighley, West Yorkshire
Bentley Court
Keighley, West Yorkshire
11
CHOOSE YOUR
AFFORDABLE
PAYMENT PLAN
Let’s look at how a two bedroom
property at our Bentley Court
development can be purchased
using our payment plans...
Our payment structures are unique to the market, each
plan designed to ensure clients own the underlying
property, yet have the convenience of paying for their
investment in a way that suits them. Particularly suited
to investors wishing to acquire second properties for
personal income or for children or family members – one
of the reasons why 56% of our clients go on to purchase a
second property within 2 years.
See how an apartment within our Bentley Court
development can be purchased across the following
examples.
OPTION 1
The Monthly
Mortgage Plan
Pay a 3% reservation fee (minimum of
£3000) plus £500 legal fees. Your 30%
deposit is then divided by the number
of build term months and paid on
a monthly basis.
This option is perfectly suited to clients without
large lump sums accessible or those who’d prefer
to keep existing investments where they are.
Payments are made across an average build term
of 24 months.
SUMMARYGBP
Purchase Price £70,000
Reservation and Exchange
‘The Monthly Mortage Plan’
Prosperity transaction fee 3% (minimum £3000)
£3,000.00
Legal Fees (50% of + disbursements)
£500.00
Reservation / Exchange stage total due
£3,500.00
30% monthly payment stage
£21,000.00
30% deposit divided by 24 months build schedule
£875.00
Completion Stage
70% of purchase price by way of mortgage
£49,000.00
Mortgage arrangement fee (estimated)
£700.00
Legal Fees (50% balance of + disbursements) estimated
£500.00
Amount Due at Completion Stage
£1,200.00
Income
Estimated Gross Rental Income
Per month £585.00 / Per annum £7,000
Estimated Gross Rental Yield based on above
10.00%
Expenses
12
Bentley Court
Keighley, West Yorkshire
Service Charge (estimated)
£900.00
Ground Rent (estimated)
£150.00
Tenant Management Fees @ 8% + vat
£672.00
Total Expenses
Per month £143.50 / Per annum £1,722.00
Income net of expenses subject to mortgage
Per month £439.83 / Per annum £5,278.00
Bentley Court
Keighley, West Yorkshire
13
OPTION 2
The Lump Sum
Purchase Plan
Pay 8 payments of 12.5% across a scheduled two year period. An innovative, ‘fully asset backed savings
plan’ that presents an appealing alternative to a traditional savings plan. Across 8 scheduled lump sum
payments, clients acquire the property where at the 24th month, they have the choice between keeping
hold of the property and receiving the rental income, or selling the property on. Both options are handled
by Prosperity, where still the client benefited from the discipline of the saving plan model. As a savings
plan for the sale option it’s a great way to access UK property directly over the next two years and sell
on completion - gaining the discounted purchase equity plus capital appreciation combined with funds
invested. Or the client can take income in the usual way. For property investors keen to trade property yet
remain at arm’s length from the process, this option presents a great alternative. Similarly, those wishing
to receive the rental income can enjoy a full letting and management service as part of this plan.
SUMMARYGBP
Purchase Price £70,000
Reservation and Exchange ‘The Lump Sum Plan’
Prosperity transaction fee 3% (minimum £3000)
£3,000.00
Legal Fees (50% of + disbursements)
£500.00
Reservation / Exchange stage total due
£3,500.00
Payment Stages
1 Stage Q1
£8,750.00
2 Stage Q2
£8,750.00
3 Stage Q3
£8,750.00
4 Stage Q4
£8,750.00
5 Stage Q5
£8,750.00
6 Stage Q6
£8,750.00
7 Stage Q7
£8,750.00
8 Stage Q8
£8,750.00
Legal Fees (50% + disbursements) estimated
- payable at completion
£500.00
Income
Estimated Gross Rental Income
Per month £585.00 / Per annum £7,000
Estimated Gross Rental Yield based on above
10.00%
Expenses
Service Charge (estimated)
£900.00
Ground Rent (estimated)
£150.00
Tenant Management Fees @ 8% + vat
£672.00
Total Expenses
Per month £143.50 / Per annum £1,722.00
Income net of expenses subject to mortgage
Per month £439.83 / Per annum £5,278.00
14
Bentley Court
Keighley, West Yorkshire
RENTAL ASSURANCE
Who is offering my rental assurance?
Prosperity is excited to be working
with leading financial firm, The
Richmond Group (TRG) on a deal
we believe is set to revolutionise the
lettings industry. All Prosperity
clients now have the option to receive
an agreed 12 month rental fee in
advance, across a 5 year renewable
period.
LetMe, property arm of TRG’s £180
million business will pay 12 months
rent to you on the day LetMe receive
the keys - with no fees and a written
guarantee on the property’s return
condition. Further strengthening
Prosperity’s existing benefits this fast,
efficient rental guarantee is ideally
suited to those would-be-landlords
who’ve previously been deterred by
the threat of loss of income through
rental voids or disputes.
Rental levels have been agreed
across all of Prosperity’s current
developments with the agreed rental
amount paid upfront.
Key benefits :
No tenant sourcing fees
No management fees
No rental voids
No maintenance fees
. .and a written guarantee on the
return condition of the property.
All monies are underwritten by the
Richmond Group . With net assets of
over £180 million, this offers clients
excellent covenant strength.
5 year
pre-paid
rental
guarantee
Using an
example,
typical two
bedroom
Prosperity
development,
this table
has been
created to
show the cost
differences
between
LetMe and
a traditional
lettings agent:
Traditional
Letting Agent
LetMe
Agreed rental
rate based on
local market
Agreed rental
rate based on
local market
With a stronger financial
backing than traditional
letting agents, LetMe can
pass savings onto our clients
by paying more overall for
each property and paying it in
advance.
Empty (void) periods
-£480
£0
Agency letting commission
-£400
£0
Agency management fees
-£960
£0
VAT
- £272
£0
Arrears
- £160
£0
£7,328
£7,680
OVER 12 MONTHS
FULL CASH
PAYMENT UPFRONT
TOTAL CASH
TO YOU
“Having successfully let my property with Richmond Group I would
definitely recommend their service to other landlords. The transaction
was straightforward, communications excellent and payment was
prompt. I will certainly consider them again in the future.”
- Hugh Lambourne
Bentley Court
Keighley, West Yorkshire
15
Stairwell
14 m²
Level 0
Flat 02
76 m²
Flat 03
Flat 04
47 m²
47 m²
Flat 05
81 m²
1 : 200
FLOOR PLANS
Circulation
Circulation
20 m²
18 m²
Stairwell
Flat 02
Flat
01
76 m²
14 m²
Lobby
Concierge
8 m²
81 m²
Flat 03
Flat 05
Flat
06
81 m²
Flat 04
Flat 07
47 m²
33 m²
47 m²
47 m²
77 m²
Stairwell
15 m²
Circulation
Circulation
20 m²
18 m²
Level 1
1 : 200
Flat 01
Lobby
8 m²
Concierge
Flat 07
33 m²
47 m²
81 m²
Flat 06
77 m²
Stairwell
15 m²
By Area Usage
Stairwell
19 m²
Flat 34
76 m² Flat 10
Level 1
Circulation
Stairwell
Stairwell
14 m²
14 m²
Flat 35
47 m² Flat 11
76 m²
Flat 37
81 m² Flat 13
Flat 36
47 m² Flat 12
47 m²
81 m²
47 m²
1 : 200
Plant
Circulation
Circulation
Battery Room
By Area Usage
Stairwell
19 m²
Stairwell
Circulation
Flat 10
Flat 34
33 76 m²
Flat
81 m²
m²
76
Flat 09
Switch Gear Room
77 m²
81 m²
22 m²
18 m²
Circulation
20 m²
Circulation
1 : 200
Switch Gear Room
1 : 200
1 : 200
Flat 33Flat 09
81 m²
Flat 16
Flat 40
81 m²
Le
Flat 15
Flat 39
47 m²
47 m²
Flat 14
47 m²
Stairwell
Stairwell 14 m²
47 m²
77 m²
Stairwell
14 m²
Level 0
76 m²
Flat 03
Flat 04
47 m²
47 m²
Flat 05
81 m²
Flat 38
77 m²
77 m²
Flat 42
Level
2
Flat 18
Level
5
1 : 200
Stairwell
14 m² Stairwell
14 m²
76 m²
Flat 43
Flat 44
47 m²
47 m²
Flat 19
Flat 45
81 m²
Flat 21
Flat 20
47 m²
81 m²
47 m²
Circulation
20 m²
18 m²
Circulation
Circulation
20 m²
Circulation
Circulation
18 m²
20 m²
Flat 01
Flat
02
81 m²
Stairwell
Lobby
14 m²
8 m²
Concierge
33 m²
Flat 03
76 m²
Flat 07
47 m²
47 m²
Flat 04
47 m²Stairwell
Flat 06
Flat
05
77 m²
81 m²
Flat 42
41 Flat 18
Flat
81 m²
m² Flat
17
76
76 m²
81 m²
15 m²
Le
1
1 : 200
Circulation
1
14 m²
76 m²
1 : 200
77 m²
18 m²
22 m²
Flat 02
77 m²
m²
81
Circulation
Circulation 18 m²
20 m²
Level
Level
5 2
Level 0
Flat 13
Flat 37
38Flat
Flat
81 m²
14
14 m²
Battery Room
6 m²
18 m²
Stairwell
Stairwell 14 m²
Flat 11
12
14 m² Flat 40
39Flat 15Flat 36 Flat
Flat 16Flat 35 47 m² Flat
47 m²
47 m²
47 m²
47 m²
47 m² 47 m²Stairwell
47 m²
14 m² Stairwell
Plant
Stairwell
Circulation
Circulation
20 m²
20 m²
6 m²
18 m²
Stairwell
Stairwell 14 m²
14 m² Flat 48
Flat 43Flat 19
47 m² Flat 24
47 m²
47 m²
47 m²
Flat 47
Flat 44Flat 20
47 m² Flat 23
47 m²Stairwell
47 m²
47 m²
14 m² Stairwell
Flat 45
46
Flat
Flat 21
77 m²
m²Flat
22
81
81 m²
77 m²
14 m²
Circulation
Circulation
20 m²
18 m²
Level 1
1 : 200
Flat 01
Lobby
8 m²
Concierge
Flat 07
33 m²
47 m²
81 m²
Circulation
Circulation20 m²
Level
6 3
Level
1 : 200
Flat 06
Stairwell
77 m²
Circulation
Circulation18 m²
20 m²
Flat 17
1 : 200
Flat 41 81 m²
Flat 48
81 m²
18 m²
Flat 24
Flat 23
Flat 47 47 m²
47 m²
47 m²
Stairwell
Stairwell
14 m²
47 m²
15 m²
76 m²
Level 1
Flat 11
Flat 12
47 m²
47 m²
Flat 13
81 m²
14 m²
Flat 50
76 m²
Level
Level
6 Flat326
81 m²
Stairwell
Flat 51
Flat 52
47 m²
47 m²
14 m²
76 m²
14 m²
77 m²
Circulation
Circulation
20 m²
18 m²
Flat 16
47 m²
Flat 11
Flat 15
47 m²
47 m²
Flat 12
47 m² Stairwell
14 m²
Flat 13
14
Flat
77 m²
81 m²
Flat 53
81 m²
Flat 27
Flat 28
47 m²
47 m²
1 : 200
1 : 200
Flat 29
81 m²
Flat 50
49
Flat
81 m²
m² Flat 26
76
76 m²
Flat
25
81 m²
Circulation
Circulation
20 m²
18 m²
Circulation
Circulation
20 m²
18 m²
Stairwell
14 m² Stairwell
Flat
56
14 m²
Flat 51
47 m²
Flat 32
47 m²
47 m²
Flat 55
Flat 27
47 m²
47 m²
Flat 52
Flat 28
47 m²Stairwell
47m²
m²
Flat 31
14
47 m²
Stairwell
Flat 53
54
Flat
77 m²
m² Flat 29
81
81 m²
Flat
30
77 m²
14 m²
16
Bentley Court
Level 2
Circulation
Keighley,
West Yorkshire
20 m²
Circulation
18 m²
Le
1
Stairwell
Flat 10
Flat
09
76 m²
1
Stairwell
14 m²
1 : 200
Flat 22
Flat 46 77 m²
14 m²
Stairwell
Flat 10
Le
Circulation
20 m²Circulation
20 m²
Bentley CourtCirculation
Keighley, West Yorkshire
18 m²Circulation
18 m²
17
Flat 18
76 m²
Circulation
Flat 19
Flat 20
47 m²
47 m²
14 m²
Flat 58Flat 34
Flat 21
76 m²
81 m²
14 m²
Flat 59Flat 35
47 m²
76 m²
Flat 61Flat 37
Flat 60Flat 36
47 m²
47 m²
81 m²
47 m²
81 m²
Level
Level
Level
Level
Level
Level
Plant
Circulation
Circulation
20 m²
18 m²
Circulation
Circulation
20 m²
Battery Room
Circulation
Circulation
18 m²
20 m²
6 m²
18 m²
Level 3
Level 4
Stairwell
By Area Usage
FLOOR PLANS
19 m²
Flat 17
81 m²
Circulation
Flat 24
Flat 23
47 m²
47 m²
Stairwell
Stairwell
14 m²
Stairwell
14 m²
Flat 64Flat 40
Flat 34
Flat 57Flat
33
76 m²
Flat 22
77 m²
Switch
Gear Room
81 m²
47 m²
81 m²
Flat 35 Flat 63Flat 39
47 m²
47 m²
47 m²
47 m²
77 m²
14 m²
Battery Room
Level
3 0
Level
1 : 200
Switch Gear Room
Stairwell
Circulation
20 m²
18 m²
77 m²
1 : 200
1 : 200
Flat 33
Flat 40
Flat 39
81 m²
47 m²
47 m²
Flat 38
Stairwell
Stairwell
14 m²
14 m²
Flat 02
Flat 27
Level 0
47 m²
76 m²
Flat 28
Flat 03
47 m²
14 m²
47 m²
Flat 29
81 m² Flat 05
Flat 04
Flat 66Flat 42
Stairwell
Stairwell
14 m²
Level 5
76 m²
81 m²
47 m²
1 : 200
14 m²
Flat 67Flat 43
76 m²
47 m²
Flat 69Flat 45
Flat 68Flat 44
47 m²
47 m²
81 m²
47 m²
Circulation
Circulation
20
20m²
m²
Stairwell
14 m²
Lobby
Flat
8 m² 32
Flat 25 Flat
Flat01
02
81 m²
33 m²
47 m²
47 m²
Circulation
Circulation
20 m²
18 m²
Concierge Flat 03 Flat 31 Flat 07
47 m²
76m²
m²
81
18 m²
47 m²
77 m²
81 m²
81m²
m²
77
18 m²
47 m²
81 m²
Circulation
Circulation
20 m²
18 m²
Flat 43 Flat 71Flat 47
47 m²
47 m²
47 m²
Lobby
Flat 01
8 m²
Concierge
Flat 07
33 m²
47 m²
81 m²
Level 6
Level
9
1 : 200
Flat 06
1 : 200
77 m²
Stairwell
47 m²
Circulation
Circulation
20 m²
18 m²
Flat 41
Flat 48
Flat 47
81 m²
47 m²
47 m²
Flat 10
Type
Unit Schedule
Area
Flat 46
Level
Level 1
Name
Unit Schedule
0
0
Stairwell
Switch Gear
Room
Type
Flat 11
76 m²
0 : 200
Battery Room
1
0
Stairwell
Area
47 m²
Level 0: 4
Flat 34Flat 10
76 m²
76 m²
Flat
09
6 m²
22 m²
19 m²
77 m²
Level 1
Level 1
Circulation
Level 1
20 m²
Level
1
Level 1
Level 1
123 m²
StairwellLevel 1
Stairwell
14 m²
14 m²
Circulation
Circulation
Concierge
Flat 01
Flat 02
Flat 03
Flat 04
Circulation
Circulation
Other
2 Bed
2 Bed
1 Bed
1 Bed
Flat 16 Flat 35 Flat 11
47 m²
47 m²
Level
Flat 12
Name
Type
Flat 13
Unit Schedule
Level
Level
Level
CirculationLevel
Level
18 m²
Level
20 m²
18 m²
33 m²
81 m²
76 m²
47 m²
47 m²
1
1
1
1
1
1
81 m²
Flat 05
Flat 06
Flat 07
Lobby
Stairwell
Stairwell
2 Bed
2 Bed
1 Bed
Circulation
Circulation
Circulation
Level 1: 13
Flat 15Flat 36 Flat 12
47 m²
47 m² 47 m²
Stairwell
47 m²
Unit Schedule
Level
81 m²
81m²
m²
77
Flat 50 Type
Level 6
14 m²
Level
81 m²
77 m²
47 m²
8 m²
14 m²
15 m²
Name
Flat 51
Level
Level
Level
Level
Level
Level
2
2
2
2
2
2
1 :Circulation
200
Circulation
Flat
Flat
Flat
Flat
09
10
11
12
Circulation
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
Flat 50
Flat Flat
74
49
76 m²
76 m² 81
m²
Type
Area
47 m²
Level 2
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
Level 2
Flat 13
Level 2
Flat 14
Level 2
Flat 15
Level 2
Flat 16
Circulation
Level 2
Stairwell
20 m²
Level 2
Stairwell
1 : 200
Flat 33
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
570
Flat 39 Flat 15
47 m²
47 m²
81 m²
47 m²
Stairwell
Stairwell
77 m²
77 m²
Level Flat
7 49
Flat 73
1 : 200
81 m² 81 m²
Flat 19
Flat 20
47 m²
47 m²
Flat 21
81 m²
1 : 200
Flat 58
Level
107
Level
1 : 200
Flat 56
Flat 80
Flat 55
Flat 79
47 m² 47 m²
47 m² 47 m²
14 m²
76 m²
Flat 59
Flat 60
47 m²
47 m²
Circulation
Circulation
Circulation
20 m²
18 m²
20 m²
18 m²
14 m²
Flat 43
Flat 24 47 m² Flat 19
47 m²
47 m²
Flat 44
Flat 23 47 m² Flat 20
47 m²
47 m²Stairwell
Circulation
Circulation
20 m²
20 m²
Flat 45
81 m²Flat
Flat22
21
77
81m²
m²
Flat 82
Flat 58
76 m²
Flat
57
76 m²
81 m²
77 m² 77 m²
Flat 61
81 m²
Stairwell
Stairwell
14 m² 14 m²
Flat 64
47 m²
Flat 83
Flat 59
47 m² 47 m²
Flat 63
47 m²
Flat 84
Flat 60
47 m² 47 m²
Flat 85
Flat 61
81 m²
Flat
62
81 m²
Stairwell
77 m²
14 m²
Circulation
Circulation
Circulation
Circulation
18 m²
5
5
5
5
5
5
5
5
5
5
5
5
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
6
6
6
6
6
6
6
6
6
6
6
6
Level 6
Level 7
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
7
7
7
7
7
7
7
7
7
7
7
7
By
Level 7
81 m²
81 m² 77
m²
Flat 54
Flat 78
14 m²
Level 3
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
1 : 200
14 m²
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Flat 53
Flat Flat
77
54
Stairwell
DN
Stairwell
Circulation
Stairwell
Stairwell
Bentley Court
Circulation
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
Stairwell
14 m²
76 m²
18
Circulation
Circulation
Flat 17
Flat 18
Flat 19
Flat 20
14 m² 14 m²
Stairwell
Level
2 18
Flat
Level
5
1 : 200
3
3
3
3
3
3
18 m² 18 m²
14 m²
14 m²
Level 4
Level 5
Circulation
Circulation
20 m² 20 m²
Flat 38Flat 14
47 m²
TypeFlat 53 Area
81 m²
Name
Level 3
Level
Level
Level
Circulation
18 m² Level
Level
m²
Level
Flat 52
Flat 55 Flat 76
47 m² 47 m²
47 m²
Stairwell
Circulation
Circulation
18 m²
Flat 40 Flat 16
Flat 09
Level
Flat 52
47 m²
Level 2: 12
Stairwell
Stairwell
14 m² 14 m²
Flat 51
Flat 75
Flat 56
47 m²
47 m²
4
4
4
4
4
4
4
4
4
4
4
4
14 m²
Level 2
81
76m²
m²
Area
76 m²
564 m²
Flat 37Flat
Flat14
13
Name
Circulation
Circulation 18 m²
20 m²
Flat 42
76 m² Flat
Flat17
18
Unit Schedule
14 m²
Circulation
Circulation
20 m²
81 m²
Area
81 m²
47 m²
Level 1
Plant
Circulation
Circulation
Plant
77 m²
Stairwell
Stairwell
14 m²
Level 0
77 m²
14 m²
Stairwell
Name
77 m²
14 m²
15 m²
Unit Schedule
Flat 45
Flat 70Flat
46
81 m²
Flat 44
47 m²
Stairwell
Stairwell
14 m²
Level
4 1
Level
1 : 200
1 : 200
18 m²
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level 5
Level 6
Stairwell
14 m²
Flat 72Flat 48
Flat 42
Flat 65Flat
41
76 m²
Flat 30Flat
Flat06
05
Flat 04
47 m²
Stairwell
Stairwell
14 m²
Circulation
Circulation
20 m²
15 m²
Level
Level
Level
Level
81 m²
1 : 200
Circulation
Circulation
Level
77 m²
Stairwell
22 m²
76 m²
77 m²
Level
Level
8 5
1 : 200
Flat 26
77 m²
14 m²
Circulation
6 m²
Flat 37
Flat 62Flat
38
81 m²
Flat 36
47 m²
Stairwell
Stairwell
22 m²
Plant
3
3
3
3
3
3
20 m² 20 m²
18 m²
Keighley, West Yorkshire
Level 8
Circulation
Circulation
Bentley Court
18 m² 18 m²
Keighley, West Yorkshire
19
47
1b
48
2b
a
m²
Stairwell
Level Flat
6 50
14 m²
76 m²
Flat 51
Flat 52
47 m²
47 m²
1 : 200
FLOOR PLANS
Stairwell
Level Flat
1190
Flat 53
14 m²
76 m²
81 m²
1 : 200
Flat 92
47 m²
47 m²
Flat 93
81 m²
Circulation
Circulation
Circulation
Circulation
20 m²
18 m²
20 m²
18 m²
14 m²
76 m²
NOTE
Drawin
are ap
exact
Stairwell
Stairwell
Flat 50
Flat 91
Flat 51
Flat 52
47 m²
47 m²
Flat 53
Flat 90
81 m²
76 m²
14 m²
Flat 91
Flat 92
47 m²
47 m²
Flat 93
81 m²
Flat 49
Flat 56
Flat 55
Flat 54
Flat 89
Flat 96
Flat 95
Flat 94
81 m²
47 m²
47 m²
77 m²
81 m²
47 m²
47 m²
77 m²
LevelFlat749
81 m²
Stairwell
Stairwell
14 m²
14 m²
Circulation
Circulation
Circulation
Circulation
20 m²
18 m²
20 m²
18 m²
Flat 56
Flat 55
47 m²
47 m²
89
LevelFlat12
Flat 54
81 m²
77 m²
Stairwell
1 : 200
Revision
Revision
NOTE:
Drawin
are ap
exact m
Flat 96
Flat 95
47 m²
47 m²
Flat 94
1 : 200
14 m²
77 m²
Stairwell
14 m²
h
c
d
Revisionu
u
Revision
1
c
d
2
o
h
a
co
t
d
3
u
f
u
14
5
ch
p
d
2im
h
o
a
th
A
3c
frp
4c
5T
pp
im
h
B
Unit Schedule
Stairwell
Stairwell
14 m²
Level Flat
7Flat5834
Flat
Flat
59 35
47 m²
14 m²
76 m²
76 m²
1 : 200
34
Flat Flat
58
76 m²
76 m²
Flat
Flat
57 33
81 m²
47 m²
Flat
Flat
64 40
47 m²
81 m²
Level
Level
Level
Level
Level
Level
18 m²
35
Flat Flat
59
47 m²
14 m²
47 m²
Flat
Flat
62 38
77 m²
Stairwell
Stairwell
14 m²
47 m²
77 m²
14 m²
Circulation
Circulation
20 m²
Circulation
Circulation
18 m²
20 m²
Level
5
Flat Flat
57 33
Level
8
1 : 200
81 m²
18 m²
40
Flat Flat
64
47 m²
81 m²
39
Flat Flat
63
47 m²
47 m²
Stairwell
Stairwell
14 m²
Flat
43
Flat
67m²
47
14 m²
76 m²
76 m²
1 : 200
Circulation
Circulation
20 m²
Circulation
Circulation
18 m²
20 m²
Stairwell
Stairwell
14 m²
Flat 42
Flat 66
76 m²
76 m²
Flat
41
Flat
65m²
81
Flat
48
Flat
72m²
47
81 m²
18 m²
Flat 43
Flat 67
47 m²
14 m²
47 m²
Circulation
Circulation
18 m²
18 m²
48
Flat Flat
72
47 m²
81 m²
47
Flat Flat
71
47 m²
47 m²
Unit Schedule
Level
Name
76 m²
14 m²
Type
2
Circulation
1Level
: 200
Circulation
Circulation
Circulation
Flat 09
2 Bed
Flat 10
2 Bed
Unit Schedule
Flat 11
1 Bed
Flat
50
Flat 12
1 Bed
Name76 m²
Type
Area
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
Area
Flat 49
2
2
2
2
2
Circulation
Circulation
Flat 09
Flat 10
Flat 11
20
Level
Flat
51
Name
Circulation
Circulation
2 Bed
2 Bed
1 Bed
20 m²
18 m²
81 m²
76 m²
47 m²
Level 2
Flat 13
2 Bed
Level 2
Flat 14
2 Bed
Level 2
Flat 15
1 Bed
Circulation
Level 2
Flat 16
1 Bed
20
m²
Level 2
Stairwell
Circulation
Unit Schedule
Stairwell
Circulation
StairwellLevel 2
14 m²
Level 2: 12 Flat 51
Level
Name
Type
47 m²
Bentley Court
Level
Flat 13
47
m² 2
Level 2
Flat 14
Level 2
Flat 15
Circulation
Level 2
Flat 16
20 m²
Level 2
Stairwell
Level 2
Stairwell
AreaFlat 52
Type
47 m²
Flat 56
81 m²
Level 2
Unit Schedule
Stairwell
47 m²
81 m²
77 m²
47 m²
Circulation
47 m²
14 m² 18 m²
14 m²
570 m² Flat 52
Area
47 m²
Level
Unit Schedule
Flat 53
Name
Keighley, West Yorkshire
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
Area
Level 3
Level 3
Level 3
Level 3
Level 3
Level 3
Level 3
Level
Circulation
Circulation
Flat 17
Flat 18
Unit
Flat 19
Flat 20
Name
Circulation
Circulation
2 Bed
2 Bed
Schedule
1 Bed
1 BedFlat 53
Type
81 m²
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
Area
Flat 54
77 m²
Level 3
Stairwell
14 Level
m²
Circulation Level
Level
18 m²
Level
Level
3
3
3
3
3
Circulation
Circulation
Flat 17
Flat 18
Flat 19
Circulation
Circulation
2 Bed
2 Bed
1 Bed
20 m²
18 m²
81 m²
76 m²
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
Name
Flat 75
570 m²
Area
20 m²
81 m²
18 m²
77 m²
81 m²
47 m²
76 m²
47 m²
47 m²
14 m²
47 m²
14 m²
81 m²
570
77 m²m²
47 m²
47m²
m²
20
14m²
m²
18
14m²
m²
81
76
m² m²
570
47 m²
47 m²
20 m²
81 m²
18 m²
77 m²
81 m²
47 m²
76 m²
47 m²
47 m²
14 m²
47 m²
14 m²
81 m²
570
77 m²m²
47 m²
47m²
m²
20
14m²
m²
18
14m²
m²
81
Level
6 6: 12
Flat 42
Level
Level 6
Level 7 Flat 43
Level 6
Flat 44
Level 7
Circulation
Level 6
Flat 45
Level 7
Circulation
Level 6
Flat 46
Level 7
Flat 49
Level 6
Flat 47
Level 7
Flat 50
Level 6
Flat 48
Level 7
Flat 51
Level 6
Stairwell
Level 7
Flat 52
Level 6
Stairwell
Level 7
Flat 53
Level
6:
12
Level 7
Flat 54
Level 7 7
Flat 55
Level
Level
7
Flat 56
Level 7
Circulation
Level
7
Stairwell
Level 7
Circulation
Level77
Stairwell
Level
Flat
49
2 Bed
1 Bed
1 Bed
Circulation
2 Bed
Circulation
2 Bed
2 Bed
1 Bed
Flat2 90
Bed
Bed
761m²
1 Bed
Circulation
1 Bed
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Circulation
2Circulation
Bed
76
m² m²
570
47 m²
47 m²
20 m²
81 m²
18 m²
77 m²
81 m²
47 m²
76 m²
47 m²
47 m²
14 m²
47 m²
14 m²
81 m²
570
77 m²m²
47 m²
47m²
m²
20
14
m²
18 m²
14m²
m²
81
Level
7
Level
Level 7
Level 7
Level 7
Level 7
Level 7
Level 7
Level 7
Level 7
76 m²
1 Bed
Flat1 Bed
89
812m²
Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
76
m²
570
47 m²
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
2 Bed
Flat
82
1 Bed
Level 11
Flat 50
7: 12
Flat 51
Flat 52
Flat 53
Flat 54
Flat 55
Flat 56
Stairwell
Stairwell
Flat
90
2 Bed
Type
Area
m²
Level
Flat 76
Name
TypeFlat 77 Area
81 m²
Circulation
Circulation
Flat 89
Flat 90
Unit
Flat 91
Flat 92
Name
Flat 93
Flat 94
Flat 95
Flat 96
Circulation
Stairwell
Circulation
Stairwell
Flat
89
Circulation
20 m²
Circulation
18 m²
2 Bed
81 m²
2 Bed
76 m²
Schedule
1 Bed
47 m²
1 Bed
47 m²
Type Flat 77Area
2 Bed
81 m²
81 m²
2 Bed
77 m²
Flat 78
1 Bed
47 m²
77 m²
1 Bed
47m²
m²
Circulation
20
Circulation
14m²
m²
Circulation
18
14m²
m²
2Circulation
Bed
81
47 m²
Level 8
76
m² m²
570
47 m²
47 m²
20 m²
81 m²
18 m²
77 m²
81 m²
47 m²
76 m²
47 m²
47 m²
14 m²
47 m²
14 m²
81 m²
570
77 m²m²
47 m²
47m²
m²
20
14m²
m²
18
14m²
m²
81
1 : 200
Flat 55
2 Bed
47 m²
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Type
81
m²
Level
Unit Schedule
47 m²
76 m²
1 Bed
Bed
Flat2Circulation
81
812Circulation
m²
Bed
2 Bed
1 Bed
2 Bed
1 Bed
1 Bed
Circulation
1 Bed
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Flat
81
Circulation
Circulation
81
m²
2Circulation
Bed
1 : 200
77 m²
14 m²
LevelFlat650
1 : 2009
Level
Level 2
Level
Level
Level
Level
Level
46
Flat Flat
70
77 m²
Stairwell
Stairwell
14 m²
47 m²
Area
Level
5 5: 12
Flat 34
Level
Level 5
Level 6 Flat 35
Level 5
Flat 36
Level 6
Circulation
Level 5
Flat 37
Level 6
Circulation
Level 5
Flat 38
Level 6
Flat 41
Level 5
Flat 39
Level 6
Flat 42
Level 5
Flat 40
Level 6
Flat 43
Level 5
Stairwell
Level 6
Flat 44
Level 5
Stairwell
Level 6
Flat 45
Level
Level 6 5: 12Flat 46
Level
6
Flat 47
Level 6
Level66
Flat 48
Level
Circulation
Level66
Stairwell
Level
Circulation
Level66
Stairwell
Level
Flat
41
Level 11
1 : 200
Level 2
Level 2
Level 2
Level 2
Level 2
Level
77 m²
14 m²
20 m²
81 m²
Flat
46
Flat
70m²
77
Stairwell
Stairwell
14 m²
47 m²
Circulation
Circulation
20 m²
Level 6
65 41
1 : 200Flat
Level
9Flat
81 m²
47 m²
Flat
47
Flat
71m²
47
47 m²
Flat 45
Flat 69
81 m²
Flat 44
Flat 68
47 m²
Type
Flat 74
1 : 200
81 m²
47 m²
Name
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Schedule
Circulation
Level 10
Flat
45
Flat
69m²
81
Flat
44
Flat
68m²
47
47 m²
Flat 22
Flat 23
Flat 24
Stairwell
Unit
Stairwell
1 : 200
77 m²
14 m²
Flat
Level
542
Flat
66
Level
8
1 : 200
3
3
3
3
3
Level 10
38
Flat Flat
62
77 m²
Stairwell
Stairwell
14 m²
47 m²
1 : 200
Type
76 m²
Level 4
Circulation
Flat2Circulation
73
Level 3
Flat 21
Bed
Level 4
Circulation
812Circulation
m²
Level 3
Flat 22
Bed
Level 4
Flat 25
2 Bed
Level 3
Flat 23
1 Bed
Level 4
Flat 26
2 Bed
Level 3
Flat 24
1 Bed
Level 4
Flat 27
1 Bed
Level 3
Stairwell
Circulation
Level 4
Flat 28
1 Bed
Level 3
Stairwell
Circulation
Level 4
Flat 29
2 Bed
Level
Level 4 3: 12Flat 30
2 Bed
Level 4 4
Flat 31
1 Bed
Level
Level44
Flat 32
1 Bed
Level
Circulation
Circulation
Flat
73
Level44
Stairwell
Circulation
Level
Circulation
Circulation
81
m²
Level44
Stairwell
Level
Flat
25
2Circulation
Bed
Level
4 4: 12
Flat 26
2 Bed
Level
Level 4
1 Bed
Level 5 Flat 27
Level 4
Flat 28
1 Bed
Level 5
Circulation
Circulation
Level 4
Flat 29
2 Bed
Level 5
Circulation
Circulation
Level 4
Flat 30
2 Bed
Level 5
Flat 33
2 Bed
Level 4
Flat 31
1 Bed
Level 5
Flat 34
2 Bed
Level 4
Flat 32
1 Bed
Flat
Level 5
Flat 35
1 82
Bed
Level 4
Stairwell
76Circulation
m²
Level 5
Flat 36
1 Bed
Level 4
Stairwell
Circulation
Level 5
Flat 37
2 Bed
Level
Level 5 4: 12Flat 38
2 Bed
Level 5 5
Flat 39
1 Bed
Level
Level55
Flat 40
1 Bed
Level
Circulation
Circulation
Level55
Stairwell
Circulation
Level
Circulation
Circulation
Level55
Stairwell
Level
Flat
33
2Circulation
Bed
81 m²
47 m²
Flat
Flat
63 39
47 m²
3 : 200
Flat 21
1
Level 3: 12
Level
Level 4
37
Flat Flat
61
81 m²
36
Flat Flat
60
47 m²
Name
14 m²
76 m²
Circulation
Circulation
18 m²
20 m²
Stairwell
Stairwell
14 m²
Level
81 m²
47 m²
Circulation
Circulation
20 m²
Flat 74
Level 12
Flat
Flat
61 37
81 m²
Flat
Flat
60 36
47 m²
47 m²
Unit Schedule
Stairwell
Level 12
Level 8
Circulation
Circulation
Level 8
Circulation
Circulation
LevelCirculation
8
Flat 57
2 Bed
Level 8 20 m²Flat 58
2 Bed
Unit Schedule
Level 8
Flat 59
1 Bed
Stairwell
Level
8
Flat
60
1 Bed
14 m²Level
Name
Type
Flat 75
Level 8
Flat 61
2 Bed
47 m²
Level 8
Flat 62
2 Bed
Flat
80 Flat 63
Level
88
1 Bed
Level
47 m²
Level88
Flat 64
1 Bed
Level
Circulation
Circulation
Level88
Stairwell
Circulation
Level
Circulation
Circulation
Level88Circulation
Stairwell
Level
Flat
57
2Circulation
Bed
m² 58
Level
8 8: 20
Flat
Level
12
Level 8
Level 9 Flat 59
Level 8
Flat 60
Level 9
Circulation
Level 8
Flat 61
Level 9
Circulation
Level 8
Flat 62
Level 9 80 Flat 65
LevelFlat
8
Flat 63
47 m² Flat 66
Level 9
Level 8
Flat 64
Level 9
Flat 67
Level 8
Stairwell
Level 9
Flat 68
Level 8
Stairwell
Level 9
Flat 69
Level
Level 9 8: 12Flat 70
Level 9 9
Flat 71
Level
Level99
Flat 72
Level
Circulation
Level99
Stairwell
Stairwell
Level
Circulation
14 m²
Level99
Stairwell
Level
Flat
65
2 Bed
1 Bed
1 Bed
Circulation
2 Bed
Circulation
2 Bed
2 Bed
1 Bed
2 Bed
1 Bed
1 Bed
Circulation
1 Bed
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Circulation
2Circulation
Bed
Flat 83
Level
9 9: 12
Flat 66
Level
47 m²2 Bed
Level 9
1 Bed
Level 10 Flat 67
Level 9
Flat 68
1 Bed
Level 10
Circulation
Circulation
Level 9
Flat 69
2 Bed
Level 10
Circulation
Circulation
Level 9
Flat 70
2 Bed
Level 10
Flat 73
2 Bed
Level Circulation
9
Flat 71
1 Bed
Level 10 20 m²Flat 74
2 Bed
Level 9
Flat 72
1 Bed
Level 10
Flat 75
1 Bed
Level 9
Stairwell
Circulation
Stairwell
Level
Flat 76
1 Bed
14Level
m² 910
Stairwell
Circulation
Flat
83
Level 10
Flat 77
2 Bed
47 m²
Level
Level 109: 12Flat 78
2 Bed
Flat
88
Level
10
Flat
79
1 Bed
Level 10
Level47
10m²
Flat 80
1 Bed
Level
10
Circulation
Circulation
Level10
10
Stairwell
Circulation
Level
Circulation
Circulation
Level10
10
Stairwell
Level
Flat
73
2Circulation
Bed
Circulation
Level
10 10:
Flat
2 Bed
2012
m² 74
Level
Level 10
1 Bed
Level 11 Flat 75
Level 10
Flat 76
1 Bed
Level 11
Circulation
Circulation
Level 10
Flat 77
2 Bed
Level 11
Circulation
Circulation
Level 10
Flat 78
2 Bed
Level 11 88 Flat 81
2 Bed
LevelFlat
10
Flat 79
1 Bed
Level 11
Flat 82
2 Bed
47 m² Flat
Level 10
80
1 Bed
Level 11
Flat 83
1 Bed
Level 10
Stairwell
Circulation
Level 11
Flat 84
1 Bed
Level 10
Stairwell
Circulation
Level 11
Flat 85
2 Bed
Level
10:
12
Level 11
Flat 86
2 Bed
Level
11
Flat
87
1 Bed
Level 11
Level
11
Flat
88
1 Bed
Stairwell
Level 11
Circulation
Circulation
14 m²
Level11
11
Stairwell
Circulation
Level
Circulation
Circulation
Flat
91
Level11
11
Stairwell
Level
Flat
81
Bed
47 m²2Circulation
Level
11 11: 12
Flat 82
Level
Level 11
Flat 83
Level 11
Flat 84
Level 11
Flat 85
Level Circulation
11
Flat 86
20 m²
Level 11
Flat 87
Level 11
Flat 88
Stairwell
14Level
m² 11
Stairwell
Level 11
Stairwell
Level
Flat 11:
96 12
47 m²
2 Bed
1 Bed
1 Bed
2 Bed
2 Bed
1 Bed
1 Bed
Flat Circulation
91
Circulation
47 m²
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
Area
81 m²
77 m²
Flat
47 79
m²
47 m²
47m²
m²
20
14m²
m²
18
14m²
m²
81
76
m² m²
570
47 m²
47 m²
20 m²
81 m²
18 m²
77 m²
81 m²
Flat
47 m²79
47m²
m²
76
47 m²
47 m²
14 m²
47 m²
14 m²
81 m²
570
77 m²m²
47 m²
47m²
m²
20
14m²
m²
18
14m²
m²
81
Level 12
Level 12
Level 12
Circulation
18 m² Level 12
Level 12
Level 12
Flat Level
76Level
12
47 m²
Level 12
Level 1212
Level
DN
Level
12
Stairwell
Level
12
14 12
m²
Level
12
Level
Level12
12
Level
Circulation
18 m²Level
12 12: 12
Flat 90
Level
Level 12
Flat 91
Grand total:
149
Level 12
Flat 92
Level 12
Flat 93
Level 12
Flat 94
Level 12
Flat 95
DN
Level
12
Flat 96
Stairwell
Level14
12m²
Stairwell
Level 12
Stairwell
2 Bed
1 Bed
1 Bed
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Level 12: 12
Grand total: 149
Flat 85
81 m²
Flat 86
Stairwell
77 m²
14 m²
76
m² m²
570
47 m²
47 m²
20 m²
81 m²
18 m²
77 m²
81 m²
Flat
47 m²87
76
m²
47m²
m²
47
47 m²
14 m²
47 m²
14 m²
81 m²
570
77 m²m²
47 m²
47m²
m²
20
14m²
m²
18
14m²
m²
81
Pro
Circulation
De
18 m²
Pro
Flat 86
Stairwell
77 m²
14 m²
Pro
Pro
Flat 93
Flat 92
81 m²
47 m²
m²
Circulation
18 m²
Flat 92
47 m²
Flat 93
81 m²
Flat 94
Stairwell
77 m²
14 m²
Circulation
20 m²
Bentley Court
Pa
Ke
BD
Dra
De
De
Pro
570
Flat
95m²
47 m²
I
h
81 m²
Flat
47 87
m²
76
m²
570
47 m²
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
570 m²
6953 m²
A
c
p
c
T
p
Flat 85
Flat 84
76
m² m²
570
47 m²
47 m²
47 m²
20 m²
81 m²
18 m²
77 m²
81 m²
Circulation
47 m²
76 m²
18 m²
47 m²
47 m²
14 m²
47 m²
14 m²
Flat 84
81 m²
47 m²
570
77 m²m²
47
47m²
m²
20
m²
14m²
m²
18
14m²
m²
81
76
m² m²
570
47 m²
6953 m²
47 m²
81 m²
77 m²
Flat4778
m²
77 m²
47 m²
14 m²
14 m²
4
1
4
24
1
4
2
Circulation
Keighley,
West Yorkshire
18 m²
21
Da
Pa
22
Ke
NO
BD
Sca
Dra
1
are
Dra
exa
Dra
De
DL
Dat
Revis
22
Revis
Revi
Sca
NO
Dr
1
ar
ex
Dra
DL
48 no.
2 bed apartments
14 m²
Level 10
1 : 200
FLOOR PLANS
Stairwell
14 m²
Flat 82
76 m²
Flat 83
Flat 84
47 m²
47 m²
Circulation
Circulation
20 m²
18 m²
Flat 81
Flat 88
Flat 87
81 m²
47 m²
47 m²
Flat 85
81 m²
Flat 86
77 m²
Stairwell
14 m²
Level 11
1 : 200
Stairwell
14 m²
Flat 90
76 m²
Flat 91
Flat 92
47 m²
47 m²
Circulation
Circulation
20 m²
18 m²
Internal Plans: 1 Bed Apartment
Flat 93
81 m²
NOTE:
Drawing issued for pricing purpose only. All dimensions
are approximate. Full site survey required to establish
exact measurements.
Flat 89
Flat 96
Flat 95
Flat 94
81 m²
47 m²
47 m²
77 m²
Stairwell
Revision / Date / Description
Revision / Issue
14 m²
Level 12
1 : 200
Unit Schedule
Level
Level
Level
Level
Level
Level
Level
3
3
3
3
3
3
Name
Flat 21
Flat 22
Flat 23
Flat 24
Stairwell
Stairwell
Type
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Level 3: 12
Level 4
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
4
4
4
4
4
4
4
4
4
4
4
4
Circulation
Circulation
Flat 25
Flat 26
Flat 27
Flat 28
Flat 29
Flat 30
Flat 31
Flat 32
Stairwell
Stairwell
5
5
5
5
5
5
5
5
5
5
5
Circulation
Circulation
Flat 33
Flat 34
Flat 35
Flat 36
Flat 37
Flat 38
Flat 39
Flat 40
Stairwell
22
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
570 m²
Circulation
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Level 4: 12
Level 5
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Unit Schedule
Area
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
570 m²
Circulation
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
Bentley Court
Level
Name
Type
Circulation
Circulation
Flat 57
Flat 58
Flat 59
Flat 60
Flat 61
Flat 62
Flat 63
Flat 64
Stairwell
Stairwell
Circulation
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Unit Schedule
Area
Level 8
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
8
8
8
8
8
8
8
8
8
8
8
8
9
9
9
9
9
9
9
9
9
9
9
9
Circulation
Circulation
Flat 65
Flat 66
Flat 67
Flat 68
Flat 69
Flat 70
Flat 71
Flat 72
Stairwell
Stairwell
Circulation
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Level 9: 12
Level 10
Type
Circulation
Circulation
Flat 89
Flat 90
Flat 91
Flat 92
Flat 93
Flat 94
Flat 95
Flat 96
Stairwell
Stairwell
Circulation
Circulation
2 Bed
2 Bed
1 Bed
1 Bed
2 Bed
2 Bed
1 Bed
1 Bed
Circulation
Circulation
Area
Circulation
Flat 73
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
570 m²
Level 12: 12
Grand total: 149
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
12
12
12
12
12
12
12
12
12
12
12
12
20 m²
18 m²
81 m²
76 m²
47 m²
47 m²
81 m²
77 m²
47 m²
47 m²
14 m²
14 m²
570 m²
6953 m²
All the measurements are approximate and have to be
checked on site. These diagrams are for references
purposes only. This is not a document valid for
construction.
The drawing is pending on structural calculations and
product specifications.
Information contained on this drawing is the sole copyright of
headoffice3 Ltd and is not to be reproduced without their permission.
Internal Plans: 2 Bed Apartment
570 m²
Keighley,
Yorkshire
Level 10 West
Circulation
Circulation
Level 10
Level 10
Name
Level 12
Level 8: 12
Level 9
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
Level
headoffice3 Ltd accepts no responsibility for any
costs, losses or claims whatsoever arising from these
drawings, specifications and related documents
unless there is full compliance with the Client or any
unauthorised user of the following:
1. All boundaries, dimensions and levels are to be
checked on site before construction and any
discrepancies reported to the Project Manager.
2. Partial Service: Any discrepancies with site or
other information is to be advised to the Designer
and direction and/or approval is to be sought before
the implementation of the detail.
3. Block and site plans are reproduced under license
from the Ordnance Survey.
4. Do not scale this drawing.
5. For the purpose of coordination, all relevant
parties must check this information prior to
implementation and report any discrepancies to
headoffice3
Circulation
2 Bed
20 m²
18 m²
81 m²
Bentley Court
Cartelli House. Arthur Street
Keighley, West Yorkshire
23
THE BIGGER PICTURE
Increasing life expectancies, faltering
annuities and a huge deficit have forced the
UK Government into revolutionising the UK
pension system, introducing the radical free
spending we’re about to witness. Studies
already underway have revealed that almost
20% of those pensioners cashing in their
pensions will use the money to fund a property
purchase. (Ipsos Mori research)Since the birth
of the buy-to-let mortgage 18 years ago, the
average returns produced from a buy-to-let
investments have significantly outstripped
those of other major asset classes.
Additionally, UK landlords are benefiting
from falling mortgage charges and longer
fixed rate deals, as competition between
mortgage lenders hots up. Our product is
perfectly positioned to capitalise on this,
delivering secure long term investment,
eliminating risk with the reassurance of a
tangible asset. By comparing property to the
other most popular investment and savings
plans, it’s clear to see the added value and
security it brings to a traditional savings plan.
Take a look for yourself..
INCOME PRODUCED IN RETIREMENT
BASED ON £25,000 INVESTMENT
This graph compares the level of income generated
by the five main pension investment classes.
In this example, UK property is represented by
a one bedroom unit at our recently allocated
Orton Plaza development. Based on a capital
investment of £25,000, it clearly produces
24
Bentley Court
Keighley, West Yorkshire
the highest level of income compared to all
of the other investment classes. Based on
exactly the same level of investment by the
client,with an annual income of £7,150, Orton
Plaza produces £5,893 per year more income
than the next best alternative, the UK pension.
INVESTMENT CAPITAL REQUIRED TO
PRODUCE £25,000 OF INCOME
This graph compares the typical amount of
investment required in order to generate
£25,000 of income per year, across the 5 main
pension investment classes. With UK property
represented by a standard one bedroom unit
at our Orton Plaza development, this example
clearly highlights the staggering difference in
investment required by all of the other classes
in comparison, only to produce exactly the
same amount of income per year.
*returns exclude fees and charges, information provided by Bloomberg
Bentley Court
Keighley, West Yorkshire
25
KITCHEN SPECIFICATIONS
BATHROOM SPECIFICATIONS
Fixtures and Fittings Schedule
Fixtures and Fittings Schedule
Image indicative of a one bedroom apartment
OVEN
CUPBOARDS
FRIDGE / FREEZER
RANGE HOOD
Image indicative of bathroom in 2 bed apartment
SPLASHBACK
ONE & HALF SINK
COOKER TOP
SINK MIXER
WORKTOP
BASIN
VANITY UNIT
TOILET
SHOWER ROSE
BASIN MIXER
LIGHTING
SHOWER SHELF
TOWEL RAIL
*In some cases alternative equivalent grade and specification items will be used.
26
Bentley Court
Keighley, West Yorkshire
Bentley Court
Keighley, West Yorkshire
27
Victoria Mill Draycott, Derbyshire, England
RECENT DEVELOPMENTS
A stylish conversion development just 12 miles from Nottingham
- Fully Sold Out & Completed
DELIVERED AHEAD OF SCHEDULE Q3 2016
TYPE: Residential conversion
LOCATION: Derbyshire, England
NO OF UNITS: 53
GUIDE PRICES AT POINT OF SALE: £102,596 - £123,145
PREDICTED YIELD AT POINT OF SALE: 7.09%
PREDICTED MORTGAGE TERMS BASED
ON RENTAL INCOME: 15-16 years
JQ1 Newhall Street Birmingham, England
Beckett House Derby, England
Fully Sold and Completed - a mixed use scheme within walking distance to the city’s business district
and central shopping areas.
13 one and two bedroomed city centre apartments - Fully Sold Out, Construction Underway
TYPE: Mixed use residential and commercial office scheme
LOCATION: Birmingham City Centre
NO OF UNITS: 52 APARTMENTS - mix of one, two and three
bedroom
GUIDE PRICES AT POINT OF SALE:
£112,000 - £217,000
PREDICTED YIELD AT POINT OF SALE: 6.8%
FULLY OCCUPIED:
Residential - 100% tenanted
Commercial - full occupation
Turn90 (data supply company)
Claremont Capital (wealth management company)
Maguire Jackson (property management)
CG storage (archive storage and management)
RESALE VALUATIONS ACTUAL: £125,000
YIELD ACHIEVED ACTUAL: 7.2%
DELIVERIES FROM SPRING 2016
TYPE: Residential conversion
LOCATION: Derby City Centre
NO OF UNITS: 13
GUIDE PRICES AT POINT OF SALE: £79,995 - £89,995
PREDICTED YIELD AT POINT OF SALE: 7.18%
PREDICTED MORTGAGE TERMS BASED
ON RENTAL INCOME: 14-16 years
THE NUMBERS: New build apartments within the city
centre of Derby are achieving an average figure of £183.00
per sq. ft. based on evidence from certified valuations
of at least four comparable properties within a one mile
radius of Beckett House. Beckett House, Derby is available
to Prosperity clients, after discount, at purchase prices
averaging £154.00 per sq. ft. - a minimum saving of circa
15%
St. Pauls Place Birmingham, England
St Georges Birmingham, England
A fine example of city living in the heart of Birmingham’s Jewellery Qtr - Ideally located to attract the
rapidly rising number or professionals, young couples and students choosing Birmingham to live and
work
Fully Sold Out, Construction Underway - a mixed use development
including commercial and residential space.
TYPE: Three phase residential scheme
FULLY COMPLETED
LOCATION: Birmingham City Centre
NO OF UNITS: 148 APARTMENTS
- mix of one, two and three bedroom
FULLY OCCUPIED:
All rental units within the scheme 100% fully
tenented, the balance being developer’s
units for open market sales
GUIDE PRICES AT POINT OF SALE: £109,000 - £319,000
RESALE VALUATIONS ACTUAL: £125,000
PREDICTED YIELD AT POINT OF SALE: 6.6%
YIELD ACHIEVED ACTUAL: 7.4%
Orton Plaza Peterborough, England
Fully Sold Out, build complete June 2015 - a mixed use development including leisure, retail,
commercial and residential space.
TYPE: Mixed use residential, retail, leisure and commercial
designed over three storeys around a central courtyard
PREDICTED MORTGAGE TERMS BASED
ON RENTAL INCOME: 12-14 years
LOCATION: Peterborough, England
DELIVERIES FROM SUMMER 2015
NO OF UNITS: 61
THE NUMBERS: Local new build apartments within a mile
radius of Orton Plaza are achieving on average £206.00 per
sq. ft. (based on comparable evidence with Orton Plaza).
Investor purchase prices sat firmly below this figure as after
discount, our £ per sq. ft. prices equal an average of £115.00
- a saving of over £90.00 per sq. ft.
SALE PRICES: £61,995 - £84,995
PREDICTED YIELD AT POINT OF SALE: 9.35%
TYPE: Self-contained, modern development comprising a mix
of one and two-bedroom apartments, set across three storeys,
surrounding a spacious courtyard.
LOCATION: Birmingham, England
NO OF UNITS: 24
SALE PRICES: £107,200 - £198,950
PREDICTED YIELD AT POINT OF SALE: 8%
PREDICTED MORTGAGE TERMS BASED
ON RENTAL INCOME: 12-14 years
DELIVERIES FROM LATE 2015
THE NUMBERS: New build apartments within the city centre of
Birmingham are achieving an average figure of £254.00 per sq.
ft. based on evidence from certified valuations of at least four
comparable properties within a one mile radius of St Georges.
St Georges, Birmingham is available to Prosperity clients, after
discount, at purchase prices averaging £200.00 per sq. ft. - a
minimum saving of circa 20%
New Priestgate House Peterborough, England
Fully Sold Out, Construction Underway - a mixed use development
including commercial and residential space.
TYPE: 5 storey residential conversion
PREDICTED MORTGAGE TERMS BASED
ON RENTAL INCOME: 14-16 years
LOCATION: Peterborough, England
DELIVERIES FROM SUMMER 2016
NO OF UNITS: 36
SALE PRICES: £132,995 – £189,995
PREDICTED YIELD AT POINT OF SALE: 7.43%
THE NUMBERS: New build apartments in Peterborough are
achieving an average of £255.00 per sq. ft.
Priestgate House, was available to Prosperity clients, after
discount, at values averaging £224.00 per sq. ft. – a minimum
saving of over 10%.
Town Gate Market Deeping, England
The Pinnacle Southend, England
Residential apartments within the charming market town of Market Deeping - The area also has a
wide range of amenities, making it an ideal base for local professionals, commuters and families.
Fully Sold Out, Construction Underway - a mixed use development
including commercial and residential space.
TYPE: Residential; build-work sympathetic to local area
LOCATION: Lincolnshire, England
NO OF UNITS: 33
GUIDE PRICES AT POINT OF SALE: £88,155 - £129,145
PREDICTED YIELD AT POINT OF SALE: 7.09%
PREDICTED MORTGAGE TERMS BASED
ON RENTAL INCOME: 15-16 years
28
THE NUMBERS: New build apartments within the area
are achieving an average figure of £217 per sq. ft., based
on certified valuations of comparables within a one mile
radius. Victoria Mill is available after discount, at a purchase
price averaging £187 per sq. ft. - a minimum saving of circa
13%.
Bentley Court
Keighley, West Yorkshire
DELIVERIES FROM SUMMER 2016
TYPE: Mixed use residential
THE NUMBERS: New build apts in the local area achieving
an average of GBP £214 per sq. ft. - based on certified
valuations of at least four comparible properties within
a two mile radius of the development. Town Gate is
available at purchase prices averaging GBP £179 per sq.
ft. - minimum saving of GBP £35.00 per sq. ft. against open
market values, offering Prosperity clients a discount of over
16%.
LOCATION: Southend, England
PREDICTED MORTGAGE TERMS BASED
ON RENTAL INCOME: 16 years
DELIVERIES FROM LATE 2016
NO OF UNITS: 60
SALE PRICES: £147,995 - £167,995
PREDICTED YIELD AT POINT OF SALE: 7.35%
Bentley Court
THE NUMBERS: New build apartments in Southend are
achieving an average of £259.00 per sq. ft. The Pinnacle,
was available to Prosperity clients, after discount, at values
averaging £220.00 per sq. ft. – a minimum saving of over 15%.
Keighley, West Yorkshire
29
WHY INVEST THROUGH PROSPERITY
WHAT’S IN IT FOR ME?
PROSPERITY ‘DO’ SUPPLY
3
3
Totally standard UK properties in desirable owner
occupier locations, fully managed and providing the best
yields with capital appreciation over the long term.
UK property at institutional prices i.e. accessing
individual discounted property at fund manager prices.
3
Deposits payable monthly over two years with no lump
sum required - the only property pension plan of this
type on the market today.
3
Able to introduce 100% recommended FCA regulated
advisors for non-biased pension and draw down advice in
relation to property – or if preferred, we’re happy to work
with your current financial advisor.
3
A complete hands-off property investment, as we are
geared up to manage the whole process from start to
finish and post completion.
3
3
3
Mortgages, 100% covered by rental ssurance plans from
completion.
High yields of 8% +
Properties starting from just 24 payments of £1,458
Followed by rental income to pay off property fully within
five years.
PROSPERITY ‘DO NOT’ SUPPLY
7
30
Student accommodation
Hotel apartments
Any kind of collective investment or fund.
Bentley Court
Keighley, West Yorkshire
TESTIMONIALS
In the period leading up to my purchase, Prosperity provided me with a whole host
“of information
about the UK property market. This enabled me to make a more informed
decision as to whether it would meet my financial objectives. I’m pleased to say it has,
and I would certainly recommend Prosperity to other people looking to incorporate
UK property into their financial portfolios.
”
Mike Burnage - Chairman Academy of Chief Executives
required lots of detailed information in order to make my decision - all of which I
“ Ireceived
in a concise and accurate manner. Completion went very smoothly as did
letting management. I have recommended Prosperity’s services to other sporting
professionals within my organisation.
”
Cyrille Regis - MBE
enjoy working with Prosperity. From a time management point of view,
“the Ifactalways
that all cost and letting management issues are organised as part of the package
is a major bonus for me. I’ve bought numerous properties from Prosperity, and shall
continue to do so.
”
Simon Browne - Logistics Director, GSK
a person who has lived and worked abroad extensively, I have contributed to several pension
“ Asschemes.
I was recommended to Joe Billingham for his knowledge in the industry, to gain his
advice in consolidating my various pensions into property. Joe lives up to his reputation in the
UK property industry and following a series of property acquisitions, both commercial and
residential, I feel confident and assured that this income producing asset was the right decision
for my pension. I have no hesitation in recommending Joe as a knowledgeable, passionate
advisor who gives his clients an individual service.
”
Meino Meines - Head of Dutch Stream Panaga school, Brunei
Bentley Court
Keighley, West Yorkshire
31
PURCHASING A PROPERTY
THROUGH PENSION DRAWDOWNS
ARE YOU
AGED 55
OR OVER?
YES
Do you have a
UK Pension?
NO
Are you within a couple of years
of being able to take benefits?
NO
YES
Have you taken your
tax free cash?
YES
Buy to let
investment
for over 55’s
Since April 2015, the new measures now in
place allow over-55s unencumbered access to
their pension pots. These new provisions will
allow individuals to access their savings and
pay only the marginal tax rate that saw the
majority of retirees previously purchasing
an uncompetitive annuity. This change is one
of the most radical reforms to the pensions
sector in living memory, freeing up the
Are you drawing
any income?
billions tucked away, currently earning very
little return. One option for higher returns is
to invest in buy-to-let property. As property
for pension specialists, we only supply rental
investment property, and only in the UK. We
are geared up to manage the whole process
from start to finish and have many years
experience in providing ‘hands off’ buy to let
options for our clients.
YES
YES
Talk to us about the ability to use
your pension to pay for your
investment property
at completion
NO
Are you aware of the
new pension rules
giving greater flexibility
on how you draw money
from your pension pot?
YES
32
Bentley Court
Keighley, West Yorkshire
Would you like to have
a conversation with an
appropriately qualified
advisor in order to
explore this
option further?
Have you considered using
these rules to pay for
your new property?
YES
How much - do you
want to look at drawing
more in order to fund
the purchase of your
property?
Are you drawing
any income?
YES
Raising Age Limits
At present, over 80% of the lenders on our
mortgage panel accept applications from
borrowers who will be 75 or younger when
their mortgage is due to end. 40% will
take applications up to the age of 80yrs,
and just over 25% up to the age of 85yrs.
With the lower end of a typical buy-to- let
mortgage term being around 5 years , and
with a handful of lenders going even lower,
you could theoretically be well into your
retirement and still be able to take out a buyto-let mortgage instead of using your pension
to buy a property.
NO
Do you want to
look at drawing more
in order to fund the
purchase of your
property?
YES
YES
Are you aware of the
new pension rules giving
greater flexibility on
how you draw
money from your
pension pot?
Would you like to have a conversation with an
appropriately qualified advisor in order
to explore this option further?
Bentley Court
Keighley, West Yorkshire
33
For further information please contact Prosperity
UK +44 (0) 845 676 9799
Malaysia + (60) 10 549 4602
Hong Kong + 852 51137134
Dubai + (971) 4311 6928
UK OFFICE:
Vienna House,
International Square,
Solihull, B37 7GN
E: [email protected]
www.prosperityfund.co.uk