MECU Home Mortgages... - Mobile

www.yourmecu.com
HOLIDAY CLOSINGS
Memorial Day : Mon, May 25th
Independence Day: Fri, July 3rd
& Saturday, July 4th
A Publication By Mobile Educators Credit Union • Spring 2015
MECU Home Mortgages...
Expert Advice to guide you through the home loan process.
Vacation Club
Members
Pack Your Bags!
It’s time for members of Mobile
Educators’ Vacation Club to
start packing their bags for a
fun-filled vacation. We will be
transferring money from your
Vacation Club account to your
share (savings) account on May 31,
2015. The money will be available
to you on June 1, 2015. Vacation
Club members save each month
throughout the year so they will
have the money needed to take
the vacation they want. By saving
this way, you have the security of
knowing the money will be there
when you are ready for vacation.
It eliminates the stress of finding
extra cash for a vacation.
When you are ready to buy a home, refinance or make a home
improvement, you need to find a competitive rate. The lower your interest
rate, the lower your monthly payments and the easier it will be to pay off
your loan over time. Visit Mobile Educators Credit Union and speak to a
mortgage loan specialist to receive a personalized quote and start the
next step towards your dream home!
Current Vacation Club members
will be automatically enrolled for
2016. Contact us to make changes
to your club account.
Mobile Educators Credit Union offers:
Fixed Rate up to 15 Years / Variable Rate up to 30 Years
We also offer Home Equity Loans
Call us for current rates
If you are interested in opening a
new Vacation Club for 2016, please
come in after June 1, 2015.
Call us today at 1-800-611-6589 to schedule a meeting with our loan
specialists and take the next step towards your dream home!
gn Up For Free
-statements Today
th E-statements you can get your
dit union
account statements
www.yourmecu.com
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______________________________
nvenience.
Receive, view and
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3150 Airport Blvd
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Mobile, AL 36606
251.473.4712 • 1.800.611.6589
curity.
Protect
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Mon,
Tue, Thurs:
9 a.m.
- 5 p.m.
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Fri: 9 a.m. - 6 p.m.
Sat: 9 a.m. - 1 p.m.
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tualMon,
Branch.
Wed: 12 p.m. - 5 p.m.
9 a.m. - 6
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Saraland
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12 U.S. Hwy. 43
Saraland, AL 36571
n up for E-statements now using
251.675.3301 • 1.800.974.8301
tual Branch. You will love the conMon, Tue, Thurs: 9 a.m. - 5 p.m.
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Wed:
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Fri: 9 a.m. - 6 p.m.
u must be a Virtual Branch user
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251.633.4474 • 1.800.974.8212
Mon, Tue, Thurs: 9 a.m. - 5 p.m.
Wed: 12 p.m. - 5 p.m.
Fri: 9 a.m. - 6 p.m.
Mobile Educators Credit Union
MOBILE EDUCATORS PRIVACY STATEMENT
MobileStatement
Educators Credit U
Privacy
FACTS
WHAT DOES THE MOBILE EDUCATORS CREDIT UNION DO WITH YOUR
PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all of the sharing. Federal law also requires us to tell
you how we collect, share, and protect your personal information. Please read this notice
carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:



Social Security number and income
account balances and payment history
credit history and credit scores
When you are no longer our member, we continue to share your information as described in
this notice.
How?
All financial companies need to share members’ information to run their everyday business. In
the section below, we list reasons financial companies can share their members’ personal
information; the reasons Mobile Educators Credit Union chooses to share; and whether you
can limit this sharing.
Reasons we can share your information
Does Mobile
Educators Credit
Union share?
Can you limit this sharing?
For our everyday business purposes –
Such as to process transactions, maintain your account(s),
respond to court orders and legal investigations, or report to
credit bureaus
YES
NO
For our marketing purposes –
To offer our product and services to you
YES
NO
For joint marketing with other financial companies
YES
NO
NO
For our affiliates’ everyday business purposes –
information about your transactions and experiences
NO
For nonaffiliates to market to you
ucators Credit Union
Privacy Statement
Questions?
Audio Response
1.800.259.0298
______________________________
VISA/MasterCard - Inquiries & to
Report lost or stolen cards
800-808-7230
VISA Debit Cards - to report lost
or stolen cards or to report fraud
800-472-3272
Shared Branch Locations
1-888-SITE-CO-OP
www.co-opsharedbranch.org
Page 2
Call 251-473-4712
Who we are
Who is providing this notice?
Mobile Educators Credit Union
Make Your Credit
Union A Family Affair!
To protect your personal information from unauthorized access and
What we do
How does Mobile Educators Credit Union
protect my personal information?
use, we use security measures that comply with federal law. These
Relatives of Mobile Educators
Eligible
members
measures include
computerfamily
safeguards
and securedinclude:
files and
Credit Union members are buildings
your spouse, children, grandchilHow does Mobile Educators Credit
We collect your personal information, for example, when you
eligible
forpersonal
membership
in the
dren, mother and father and
Union
collect my
information?
open an account
or deposit

credit union.
brothers
andmoney
sisters.


pay your bills or apply for a loan
use your credit or debit card

Sharing for affiliates everyday business purposes – information
about your creditworthiness
Affiliates from using your information to market you
Sharing for nonaffiliates to market you
You can share all of the moneyEncourage your family members to
We also collect your personal information from other companies.
saving
benefits
of
your
credit
join.
save
Why can’t I limit sharing?
Federal law gives
you They
the rightcan
to limit
only money with our
union with your family members.
products and services.


State laws and individual companies may give you additional rights
limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be
financial and nonfinancial companies.

Nonaffiliates
Companies not related by common ownership control. They can be
financial and nonfinancial companies.

Joint Marketing
Federally Insured
by NCUA
Mobile Educators Credit Union does not share with nonaffiliates
so they can market to you.
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.

1168-NEWS-0115
Mobile Educators Credit Union does not share with affiliates so
they can market to you.
Our joint marketing partners include categories of companies
such as insurance companies.
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