Boursorama Banque launches the 100% online “Prêt Personnel” A

PRESS RELEASE
Boursorama Banque launches the 100% online “Prêt Personnel”1
A new consumer credit offering
at the very attractive rate of 3.4%2
Boulogne-Billancourt, 16 April, 2013 – Boursorama Banque, the France leading online bank with more than
425,000 clients, expands its range of banking products with the launch of a consumer credit offering towards
its clients.
“With the “Prêt Personnel”, we now provide the most complete range of 100% online products and meet the
needs of our clients in a simple, competitive and innovative way. Boursorama Banque is now, more than ever,
the reference in online bank”, stated Marie Cheval, CEO of Boursorama.
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The “Prêt Personnel”: an attractive and simple offering to respond to the financing needs of clients
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A promotional introductory rate of 3.4% APR until 31 May 2013, regardless of the amount borrowed
and for a maximum duration of 36 months. After 36 months, the APR rate rises to 4.75%;
No administration fees;
A very flexible loan solution which can be adjusted to any personal project: completion of real estate
work, buying a new or second-hand car, or for any other financing need;
Available from €1,500 to €75,000, over 1 to 10 years.
A quick and innovative application process
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This new offering is among the most competitive on the market: its extremely attractive rate and
simple application process give it major competitive assets. Indeed, after an immediate provisional
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response the entire application process, including the client’s signature, is carried out online;
The main functions of loan management are also accessible online, as well as the optional adherence
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to a dedicated insurance .
This new product illustrates the innovative dynamics of Boursorama and adds to its range of banking products;
its extensive variety of savings products is now supplemented by a wide choice of credit solutions: housing
loan, loan against securities and now the “Prêt Personnel”.
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The 100% online signature is only available to people in employment borrowing up to €20,000.
Offer valid for all Boursorama “Prêt Personnel” requests, on an individual or joint basis, submitted and signed between 10/04/2013 and
31/05/2013 (as evidenced by the postmark or the date of electronic signature for the loan offered; for a joint “Prêt Personnel” - evidenced
by the date of the last electronic signature for the loan offered); all applicants must have been clients of Boursorama for at least 3 months
and must hold a Boursorama bank card.
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Immediate provisional response, followed by a final agreement after review of the request.
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Insurance provided by Boursorama in association with Sogecap in benefit to its clients. Boursorama is registered with ORIAS, No. 07 022
916. This insurance policy covers any individual borrower or co-borrower against the risk of death, total and irreversible loss of autonomy,
complete permanent disability, temporary or total incapacity resulting from illness or accident, and loss of employment.
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PRESS RELEASE
Example of a Boursorama Banque “Prêt Personnel”:
With a Boursorama “Prêt Personnel” of €15,000 taken out over 36 months at a fixed APR of 3.4% (fixed
borrowing rate of 3.35%), the borrower makes 36 monthly payments of €438.54 (excluding optional
insurance).
Total amount repayable (excluding optional insurance): €15,787.44.
Total interest (excluding optional insurance): €787.44.
Cost of optional insurance to be added to the monthly repayment: €5.88 per month*.
Covers death, total and irreversible loss of autonomy, and total temporary incapacity: €5.88 per month with Sogecap, for a borrower
under 40 years of age and 100% covered.
About Boursorama
Founded in 1995, Boursorama is a major player in online banking in Europe with approximately 5.1 million orders executed
in 2012, 1,040,801 direct accounts and total assets under administration of €16.4bn at end of 2012. Boursorama Group is
part of the Société Générale Group and is present in four countries. In France, it is market leader in online financial
information with the www.boursorama.com portal and the France leading online bank under the Boursorama Banque
brand. It is a key online broker in the United Kingdom and Spain under the respective brands of Self Trade and Self Bank. In
Germany, Boursorama holds 92.9% of the shares of OnVista AG, and operates under the OnVista Bank brand. Boursorama is
listed on NYSE Euronext Paris - compartment B - ISIN: FR0000075228 (BRS) – Reuters: FMTX.LN – Bloomberg BRS FP. For all
the latest financial news on Boursorama, go to: http://groupe.boursorama.fr
Press Contacts:
Boursorama
Press and Investor Relations
Tel: +33 1 46 09 58 10
[email protected]
Publicis Consultants
StéphanieTabouis
Press Relations
Tel: +33 6 03 84 05 03
[email protected]
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