Boursorama Banque launches the 100% online “Prêt Personnel” A
Transcription
Boursorama Banque launches the 100% online “Prêt Personnel” A
PRESS RELEASE Boursorama Banque launches the 100% online “Prêt Personnel”1 A new consumer credit offering at the very attractive rate of 3.4%2 Boulogne-Billancourt, 16 April, 2013 – Boursorama Banque, the France leading online bank with more than 425,000 clients, expands its range of banking products with the launch of a consumer credit offering towards its clients. “With the “Prêt Personnel”, we now provide the most complete range of 100% online products and meet the needs of our clients in a simple, competitive and innovative way. Boursorama Banque is now, more than ever, the reference in online bank”, stated Marie Cheval, CEO of Boursorama. The “Prêt Personnel”: an attractive and simple offering to respond to the financing needs of clients - 2 A promotional introductory rate of 3.4% APR until 31 May 2013, regardless of the amount borrowed and for a maximum duration of 36 months. After 36 months, the APR rate rises to 4.75%; No administration fees; A very flexible loan solution which can be adjusted to any personal project: completion of real estate work, buying a new or second-hand car, or for any other financing need; Available from €1,500 to €75,000, over 1 to 10 years. A quick and innovative application process - - This new offering is among the most competitive on the market: its extremely attractive rate and simple application process give it major competitive assets. Indeed, after an immediate provisional 3 response the entire application process, including the client’s signature, is carried out online; The main functions of loan management are also accessible online, as well as the optional adherence 4 to a dedicated insurance . This new product illustrates the innovative dynamics of Boursorama and adds to its range of banking products; its extensive variety of savings products is now supplemented by a wide choice of credit solutions: housing loan, loan against securities and now the “Prêt Personnel”. 1 The 100% online signature is only available to people in employment borrowing up to €20,000. Offer valid for all Boursorama “Prêt Personnel” requests, on an individual or joint basis, submitted and signed between 10/04/2013 and 31/05/2013 (as evidenced by the postmark or the date of electronic signature for the loan offered; for a joint “Prêt Personnel” - evidenced by the date of the last electronic signature for the loan offered); all applicants must have been clients of Boursorama for at least 3 months and must hold a Boursorama bank card. 3 Immediate provisional response, followed by a final agreement after review of the request. 4 Insurance provided by Boursorama in association with Sogecap in benefit to its clients. Boursorama is registered with ORIAS, No. 07 022 916. This insurance policy covers any individual borrower or co-borrower against the risk of death, total and irreversible loss of autonomy, complete permanent disability, temporary or total incapacity resulting from illness or accident, and loss of employment. 2 1 PRESS RELEASE Example of a Boursorama Banque “Prêt Personnel”: With a Boursorama “Prêt Personnel” of €15,000 taken out over 36 months at a fixed APR of 3.4% (fixed borrowing rate of 3.35%), the borrower makes 36 monthly payments of €438.54 (excluding optional insurance). Total amount repayable (excluding optional insurance): €15,787.44. Total interest (excluding optional insurance): €787.44. Cost of optional insurance to be added to the monthly repayment: €5.88 per month*. Covers death, total and irreversible loss of autonomy, and total temporary incapacity: €5.88 per month with Sogecap, for a borrower under 40 years of age and 100% covered. About Boursorama Founded in 1995, Boursorama is a major player in online banking in Europe with approximately 5.1 million orders executed in 2012, 1,040,801 direct accounts and total assets under administration of €16.4bn at end of 2012. Boursorama Group is part of the Société Générale Group and is present in four countries. In France, it is market leader in online financial information with the www.boursorama.com portal and the France leading online bank under the Boursorama Banque brand. It is a key online broker in the United Kingdom and Spain under the respective brands of Self Trade and Self Bank. In Germany, Boursorama holds 92.9% of the shares of OnVista AG, and operates under the OnVista Bank brand. Boursorama is listed on NYSE Euronext Paris - compartment B - ISIN: FR0000075228 (BRS) – Reuters: FMTX.LN – Bloomberg BRS FP. For all the latest financial news on Boursorama, go to: http://groupe.boursorama.fr Press Contacts: Boursorama Press and Investor Relations Tel: +33 1 46 09 58 10 [email protected] Publicis Consultants StéphanieTabouis Press Relations Tel: +33 6 03 84 05 03 [email protected] 2