February 7-10, 2016 Los Angeles, CA

Transcription

February 7-10, 2016
Los Angeles, CA
Sponsored by
Federal Reserve Bank of San Francisco
Federal Deposit Insurance Corporation
Office of the Comptroller of the Currency
Community Development Financial Institutions Fund
JW Marriott at L.A. Live
900 West Olympic Boulevard
Los Angeles, CA 90015
213-765-8600
ond
Diamroom
Ball
Conference Registration
Plaza
To Conference Ballrooms Ź
Studio 3
num
Platiroom
Ball
Atrium
Olympic
Studios 1, 2
Gold
oom
Ballr
2
W
elcome to the 2016 National Interagency Community Reinvestment Conference and
[V3VZ(UNLSLZHJP[`[OH[L_LTWSPÄLZIV[O[OLJOHSSLUNLZHUKVWWVY[\UP[PLZMHJPUN[OL
community development sector.
Economic opportunity does not happen in a vacuum: it takes a coordinated approach to housing,
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[OLSLHYUPUNHUKUL[^VYRPUNVWWVY[\UP[PLZ[OPZJVUMLYLUJLVMMLYZ;OLCRA Compliance track features
an interagency team of top examiners from around the country. Sessions in this track cover virtually
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;OLZLZZPVUZPU[OLCommunity Development Policy and Practice trackOPNOSPNO[PUUV]H[P]LÄUHUJPUN
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-PUHSS`^L»YLWSLHZLK[VVMMLYMV\YCommunity Tours[OH[^PSSL_WSVYLKL]LSVWTLU[\UKLY^H`PU[OPZ
fast-changing city.
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Enjoy the conference!
Sincerely,
Scott ;\YULY
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Annie Donovan
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Beth Castro
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3
TABLE OF CONTENTS
:JOLK\SLH[H.SHUJL........................................................................................................................................................ 5
Concurrent Sessions .......................................................................................................................................................... 8
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CRA Compliance ................................................................................................................................................ 10
Community Development Policy & Practice.................................................................................. 12
*VTT\UP[`;V\YZ ................................................................................................................................................ 19
Keynote Speakers................................................................................................................................................................. 20
Speaker Bios ............................................................................................................................................................................ 24
4
SCHEDULE AT A GLANCE
Sunday, February 7
3:00 – 6:00
All general sessions will be held
in the Platinum Ballroom
Registration
Monday, February 8
7:30 – 8:30
8:30 – 10:00
Registration and Breakfast
Opening General Session
Welcome to Los Angeles
Scott Turner, Vice President
Sunrise on the 110: Building a New Los Angeles
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development.
The Honorable Eric Garcetti, Mayor
City of Los Angeles
Manuel Pastor, Director of the Program for Environmental and Regional Equity
University of Southern California
Introduction
Emerson Hall, Regional Manager, Community Affairs
Keynote Address
The Honorable Martin J. Gruenberg, Chairman
Practitioner Spotlight
Roberto E. Barragan, President and CEO
Valley Economic Development Centers
10:00 – 10:30
Break
10:30 – 12:00
Concurrent Sessions
12:00 – 1:30
Lunch and General Session
Panel Presentation: Affirmatively Furthering Fair Housing and
Community Development Practice
(moderator)
1:30
3:00
3:30
6:00
–
–
–
–
3:00
3:30
5:00
8:00
Kalima Rose, PolicyLink
Bryan Greene, U.S. Department of Housing and Urban Development
David Black6MÄJLVM[OL*VTW[YVSSLYVM[OL*urrency
Concurrent Sessions
Break
Concurrent Sessions
Networking Reception at the Museum of Contemporary Art
Transportation will be provided between the hotel and venue located at
250 South Grand Ave., Los Angeles, California 90012
(Schedule at a Glance continued on next page)
5
Tuesday, February 9
7:30
8:30
10:00
10:30
12:00
–
–
–
–
–
8:30
10:00
10:30
12:00
1:30
Breakfast
Concurrent Sessions
Break
Concurrent Sessions
Lunch and General Session
All general sessions will be held in
the Platinum Ballroom
Lunch generously sponsored by the
Federal Home Loan Bank of San Francisco
Introduction
Barry Wides, Deputy Comptroller, Community Affairs
Keynote Address
The Honorable Thomas J. Curry, Comptroller of the Currency
Remarks
Jim Yacenda=PJL7YLZPKLU[HUK*VTT\UP[`0U]LZ[TLU[6MÄJLY
1:30 – 3:00
3:00 – 3:30
3:30 – 5:00
Concurrent Sessions
Break
General Session
Practitioner Spotlight
Carol Naughton, President
Purpose Built Communities
Introduction
Eric Belsky, Director, Division of Consumer and Community Affairs
Board of Governors of the Federal Reserve System
Keynote Address
Amias M. Gerety, Acting Assistant Secretary for Financial Institutions
U.S. Department of the Treasury
Panel Presentation: CDFI Innovations in Financial Inclusion
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(moderator)
Robert Annibale, Citi Community Development and Citi Inclusive Finance
Janie Barrera, LiftFund
Charles Hammerman, Disability Opportunity Fund
Cathie Mahon, National Federation of Community Development Credit Unions
Joe Duran, Self-Help Federal Credit Union
Annie Donovan, U.S. Treasury Community Development Financial Institutions Fund
6
All general sessions will be held in
the Platinum Ballroom
Wednesday, February 10
7:30
8:30
10:00
10:30
–
–
–
–
8:30
10:00
10:30
12:15
Breakfast
Concurrent Sessions
Break
General Session
Introduction
Scott Turner, Vice President, Federal Reserve Bank of San Francisco
Keynote Address
John C. Williams, President and CEO, Federal Reserve Bank of San Francisco
Keynote Address
Risa Lavizzo-Mourey, CEO, Robert Wood Johnson Foundation
Panel Presentation: Financing New Pathways to Opportunity
*YLH[PUNLJVUVTPJVWWVY[\UP[`ÔLYLP[KVLZUV[L_PZ[YLX\PYLZTHU`JVVYKPUH[LK
investments and interventions to ensure that people have the things they need
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(moderator)
12:15
Audrey Choi, Morgan Stanley
Terri Ludwig, Enterprise Community Partners
Mark Pinsky, Opportunity Finance Network
Michael Rubinger, Local Initiatives Support Corporation
Arjan Schütte, Core Innovation Capital
David Erickson, Federal Reserve Bank of San Francisco
Adjourn
7
CONCURRENT SESSIONS
Community Tours: All tours will be held Monday, February 8, from 1:30 to 5:00 PM. Pre-registration is
required for tours, and space is limited. Please see page 18 for more information.
= CRA Compliance sessions
= Community Development Policy & Practice sessions
Monday, February 8
10:30 – 12:00
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<UKLYZ[HUKPUN[OL5VU7YVÄ[6YNHUPaH[PVU
1:30 – 3:00
Managing a Successful CRA Program
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*VUULJ[PUN[V<UIHURLK*VUZ\TLYZ!6WLUPUN[OL+VVYZ^P[O0U[LNYH[LK:LY]PJLZ
(MMVYKHISL4\S[PMHTPS`9LU[HS/V\ZPUN<UKLY^YP[PUN
3:30 – 5:00
*9(MVY=LY`3HYNL-PUHUJPHS0UZ[P[\[PVUZ
Small/Intermediate Small Institution CRA Examinations
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Ensuring Workforce Development Investments Work for CRA
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Understanding the Mechanics of Pay for Success and Social Impact Bonds
Community Investing 101
(Concurrent Sessions continued on next page)
8
(Concurrent Sessions continued)
Tuesday, February 9
8:30 – 10:00
Large Institution CRA Examinations
Limited Purpose/Wholesale CRA Examinations and Strategic Plans
Connecting to the Banking System: Accounts and Access
Investing in Small Business Investment Companies
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Crisis in Rural Housing: USDA Section 515 Rural Rental Housing
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10:30 – 12:00
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Art as a Resource for Community Development
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Commercial Lending in Indian Country
Practices and Partners for Strong Small Business Customer Relationships
1:30 – 3:00
Understanding Community Development Needs through the Performance Context
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8:30 – 10:00
*9(,_HTPUH[PVU7VSPJ`;YLUKZHUK(UHS`ZLZ
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(JOPL]PUN*VTTLYJPHS:\JJLZZHUK:\Z[HPUHISL:VJPHS)LULÄ[Z
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+L]LSVWPUN-PUHUJPUNHUK4HUHNPUN:JH[[LYZP[L:PUNSL-HTPS`/V\ZPUN
Using Credit Enhancement Programs to Expand Small Business Lending
9
CRA COMPLIANCE
The CRA Compliance track features an interagency team of top examiners from around the country.
Sessions in this track cover virtually every aspect of the CRA examination process for all institution sizes
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Monday, February 8
10:30 – 12:00
The ABCs of your CRA Examination
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HZTVV[OHUKLMÄJPLU[V\[JVTL7YLZLU[LYZ^PSSZOHYLILZ[WYHJ[PJLZVUWYLL_HTPUH[PVUKH[HVUZP[LTH[LYPHSZLMMLJ[P]L
JVTT\UPJH[PVU[LJOUPX\LZJYP[PJHS[PTLMYHTLZNL[[PUN`V\YZLUPVYTHUHNLTLU[PU]VS]LKHUKLMMLJ[P]LMVSSV^\WZVUJL
[OLL_HTPULYZOH]LSLM[`V\YVMÄJL (Diamond Ballroom)
Cassandra Remmenga6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`"Lisa Shepard-LKLYHS9LZLY]L)HURVM)VZ[VU"
Diana Vaquera-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU" Jason Keller-LKLYHS9LZLY]L)HURVM*OPJHNV(moderator)
1:30 – 3:00
Managing a Successful CRA Program
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/LHYOV^V[OLY*9(VMÄJLYZKL]LSVW[OLPYZ[YH[LNPLZYLWVY[[V\WWLYTHUHNLTLU[LUNHNLIYHUJOZ[HMMHUKWHY[ULY^P[O
outside organizations. (Diamond Ballroom)
Ariel Cisneros-LKLYHS9LZLY]L)HURVM2HUZHZ*P[`Corrine McLaurin*HSPMVYUPH<UP[LK)HUR"
Laurel Sykes4VU[LJP[V)HURHUK;Y\Z["Craig Nolte-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
3:30 – 5:00
CRA for Very Large Financial Institutions
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processes that can support an effective CRA program including the type and scale of activities that can address community
credit needs. (Diamond Ballroom)
Melissa Borino<:)HUR"Tina Brison-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU"James Matthews*HWP[HS6UL)HUR"
Craig Nolte-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
OR
Small/Intermediate Small Institution CRA Examinations
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Å`PUNJVSVYZ(Gold Ballroom, Salon 3)
James Enright-LKLYHS9LZLY]L)HURVM2HUZHZ*P[`"3PZH4PMÅPU6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`"
Steve Murphy-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU" Jessica Farr-LKLYHS9LZLY]L)HURVM([SHU[H(moderator)
The 2016 National Interagency Community Reinvestment Conference has been approved for
12.75 CRCM credits. This statement should not be viewed as an endorsement of this program or its
sponsor. ICB Members must report these credits at ^^^PJITLTILYZVYN.
The conference organizers would like to acknowledge the contributions of the staff of the Federal
Reserve Bank of Chicago in putting the CRA Compliance track together.
10
Tuesday, February 9
8:30 – 10:00
Large Institution CRA Examinations
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MHJ[VYZHYL\ZLK[VL]HS\H[L`V\YIHUR»Z*9(HJ[P]P[PLZ(Diamond Ballroom)
Denise Roth-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU" J. Danny Santivasci-LKLYHS9LZLY]L)HURVM([SHU[H"
Daphne Whistler6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`" Jessica Farr-LKLYHS9LZLY]L)HURVM([SHU[H(moderator)
OR
Limited Purpose/Wholesale CRA Examinations and Strategic Plans
1VPUMLSSV^*9(VMÄJLYZMYVT3PTP[LK7\YWVZL>OVSLZHSLIHURZ[VZOHYLPKLHZVUOV^[VLUOHUJL`V\Y*9(WYVNYHTZ
including demonstrating leadership and innovation. (Gold Ballroom, Salon 4)
Lisa DeClark-LKLYHS9LZLY]L)HURVM4PUULHWVSPZ" Pamela Freeman-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU"
Amy Olson6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`" Jason Keller-LKLYHS9LZLY]L)HURVM*OPJHNV(moderator)
10:30 – 12:00
What’s the Future for Brick-and-Mortar Offices and How Will the CRA Play Out as the Digital World Unfolds?
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(Diamond Ballroom)
Ozgur Emre Ergungor-LKLYHS9LZLY]L)HURVM*SL]LSHUK"Steven Reider)HUJVNYHWO`"Surge Sen-LKLYHS+LWVZP[0UZ\YHUJL
*VYWVYH[PVU"Joe Valenti*LU[LYMVY(TLYPJHU7YVNYLZZ"Steve Kuehl-LKLYHS9LZLY]L)HURVM*OPJHNV(moderator)
1:30 – 3:00
1:30 – 3:00
Understanding Community Development Needs through the Performance Context
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KH[HVU340JVTT\UP[PLZ[VIL[[LY\UKLYZ[HUKPUN[OLJVTT\UP[`KL]LSVWTLU[ULLKZHUKVWWVY[\UP[PLZVM340HYLHZ;OL
ZLZZPVU^PSSJVUJS\KL^P[OHZ[LWI`Z[LW[\[VYPHSVUOV^[VKL]LSVW`V\YVÛWLYMVYTHUJLJVU[L_[(Diamond Ballroom)
Vonda Eanes6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`"Jessica Farr-LKLYHS9LZLY]L)HURVM([SHU[H"
Theresa Stark)VHYKVM.V]LYUVYZVM[OL-LKLYHS9LZLY]L:`Z[LT"Elizabeth Trotter0),90()(52"
William Dowling-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
OR
It’s Cold on the Dark Side of the Moon! Beware of Illegal Credit Practices that Will Deep Freeze your CRA Rating
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LUMVYJLTLU[VM[OL-HPY/V\ZPUN(J[HUKMHPYSLUKPUNSH^ZZHSPLU[YLJLU[JHZLZHUKZL[[SLTLU[Z[OLYLHJ[PVUVM[OLPUK\Z[Y`
[VHJ[\HSHUKWLYJLP]LKMHPYSLUKPUNSLNHSYPZRHUK[OLPTWHJ[VM[OLZL[VWPJZVU*9(L_HTZ7HULSPZ[Z^PSSZOHYLJVUJYL[L
Z[LWZ[OH[OLSW`V\YIHURH]VPKPSSLNHSJYLKP[]PVSH[PVUZ[OH[^PSSJYH[LY`V\Y*9(YH[PUN+VU»[ILJH\NO[PU[OLKHYR
ZOHKV^ZVMHRUV^SLKNL]HJ\\T(Gold Ballroom, Salon 1)
Edwin Chow*VUZ\TLY-PUHUJPHS7YV[LJ[PVU)\YLH\"Rob Ryan-LKLYHS9LZLY]L)HURVM:[3V\PZ"Jon Seward, Department of
1\Z[PJL"Maureen Yap)VHYKVM.V]LYUVYZVM[OL-LKLYHS9LZLY]L:`Z[LT"Steve Kuehl-LKLYHS9LZLY]L)HURVM*OPJHNV(moderator)
8:30 – 10:00
CRA Examination Policy, Trends & Analyses
1VPU[OPZIYVHKWVSPJ`KPZJ\ZZPVUVM*9(8(ZZ\WLY]PZVY`WVSPJ`L_HTPUH[PVU[YLUKZHUKHUHS`ZLZHUKZ\WLY]PZVY`
policy issues and procedures. (Diamond Ballroom)
Cathy Gates)VHYKVM.V]LYUVYZVM[OL-LKLYHS9LZLY]L:`Z[LT"Surge Sen-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU"
Bobbie Kennedy6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`" Craig Nolte-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
11
COMMUNITY DEVELOPMENT POLICY & PRACTICE
;OLZLZZPVUZPU[OPZ[YHJROPNOSPNO[PUUV]H[P]LÄUHUJPUNZ[Y\J[\YLZZ[YH[LNPLZHUKWHY[ULYZOPWTVKLSZHPTLK
at building pathways to economic opportunity in lower-income communities.
Sessions marked with a
are workshops designed to be skill-building opportunities for participants.
Monday, February 8
10:30 – 12:00
Brownfields to Healthfields
;YHUZMVYTPUNYLTLKPH[LKIYVÛÄLSKZHUK]HJHU[WYVWLY[PLZPU[VOLHS[O`LUK\ZLZPZHMYLZOHUKPU]LU[P]LLJVUVTPJ
KL]LSVWTLU[Z[YH[LN`[OH[ZLY]LZSV^LYPUJVTLMHTPSPLZSP]PUNPULU]PYVUTLU[HSS`V]LYI\YKLULKULPNOIVYOVVKZHJYVZZ[OL
JV\U[Y`-LKLYHSZ[H[LHUKSVJHSYLZV\YJLZHYLILPUNSL]LYHNLKMVYHMMVYKHISLOV\ZPUNNYVJLYPLZOLHS[OJHYLJSPUPJZ2
ZJOVVSZHUKWHYRZ[YHPSZHUKVWLUZWHJLZ;OPZZLNTLU[^PSSL_WSVYLPU]LZ[HISLVWWVY[\UP[PLZMVYÄUHUJPHSPUZ[P[\[PVUZHUK
[OLPYJVTT\UP[`WHY[ULYZ3LHYUOV^[OPZWYVNYLZZP]LL]PKLUJLIHZLKWYVNYHTJHUHK]HUJL`V\Y*9(VIQLJ[P]LZPU[OL
markets you serve. (Plaza 2)
Lynda Arakelian9LKOVYZL*VYWVYH[PVUHUKJVU[YHJ[VYMVY[OL<:,U]PYVUTLU[HS7YV[LJ[PVU(NLUJ`"Edward Johnson*P[`VM;HTWH
-SVYPKH"Mark Lopez,HZ[@HYK*VTT\UP[PLZMVY,U]PYVUTLU[HS1\Z[PJL"Suzi Ruhl, U.S. Environmental Protection Agency (moderator)
Serving Those who Served: Financial Stability and Empowerment for Veterans
(M[LYYL[\YUPUNMYVTTPSP[HY`ZLY]PJL]L[LYHUZVM[LUZ[Y\NNSL^P[OÄUHUJPHSJOHSSLUNLZH[OVTL(SHJRVMZH]PUNZMVY
LTLYNLUJPLZKLWLUKLUJLVUHS[LYUH[P]LÄUHUJPHSZLY]PJLZHUKKPMÄJ\S[`THUHNPUNHOV\ZLOVSKI\KNL[HTVUNV[OLY
PZZ\LZJHUZPNUPÄJHU[SÒPUKLY]L[LYHUZ»HIPSP[`[VZ\JJLZZM\SS`[YHUZP[PVUIHJR[VJP]PSPHUSPML;VVVM[LU]L[LYHUZHYLQ\Z[
VULTPZZLKWH`TLU[H^H`MYVTKLI[HUKL]LUOVTLSLZZULZZ3LHYUOV^ÄUHUJPHSPUZ[P[\[PVUZHUKJVTT\UP[`WHY[ULYZJHU
^VYR^P[O]L[LYHUZ[VJVUULJ[[OLT[V[OLZRPSSZHUK[VVSZ[OLÙLLK[VYLNHPU[OLPYÄUHUJPHSZ[HIPSP[`(Plaza 1)
Gian Brosco5L]HKH*VTT\UP[`-V\UKH[PVU"Eric Elbogen<UP]LYZP[`VM5VY[O*HYVSPUH*OHWLS/PSSHUK+\YOHT=(4LKPJHS
*LU[LY"Cyndy Ortiz Gustafson:[YH[LNPJ7YVNYLZZ" Juan Valles>VYRPUN>HYKYVILZ=L[5L[HUK<:4HYPUL*VYWZYL[PYLK"
Joselyn Cousins-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Racial Equity: A Bridge between People and Place
=HZ[SPMLL_WLJ[HUJ`KPMMLYLUJLZMYVTVULULPNOIVYPUNWSHJL[VHUV[OLYYLÅLJ[Z[OLWYVMV\UKPTWHJ[VMHWSHJLVUP[Z
YLZPKLU[Z([[OLJLU[LYVM[OPZHUKV[OLYNHWZZ[LTPZZ\LZHYV\UKOV^WYVNYHTZWVSPJPLZVYZ`Z[LTZOH]LKPZWHYH[LYLZ\S[Z
I`YHJL/V^KVLZ[OLJVTT\UP[`KL]LSVWTLU[ÄLSKÔPJOPZOPNOS`WYVÄJPLU[PUYLHSLZ[H[LKL]LSVWTLU[HKHW[[VH
TVYLWLVWSLIHZLKHWWYVHJO[OH[ZLLRZ[VYLK\JLYHJPHSHUKLJVUVTPJKPZWHYP[PLZ&(Gold Ballroom, Salon 3)
Orson Aguilar.YLLUSPUPUN0UZ[P[\[L"Mary Lee7VSPJ`3PUR"Malcolm Yeung*OPUH[VÛ*+*"
John Moon-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Mortgage Credit: Prudent, Responsive, Inclusive, and Affordable
/PNOLYPU[LYLZ[YH[LZHUKHYHWPKS`L]VS]PUNYLN\SH[VY`LU]PYVUTLU[THRLOVTLVÛLYZOPWHJOHSSLUNLMVYTHU`WLVWSLVM
SV^HUKTVKLYH[LPUJVTL:[H[LHUK-LKLYHSHNLUJPLZWYV]PKLH]HYPL[`VMWYVNYHTZHPTLKH[L_WHUKPUNOVTLVÛLYZOPW
VWWVY[\UP[PLZWY\KLU[S`HUKYLZWVUZPIS`ÔPSLZ[PSSYLTHPUPUNHMMVYKHISLMVY[OLOVTLVÛLY;OPZZLZZPVU^PSSL_WSVYL
PU[LNYH[P]LZ[YH[LNPLZHUKJVSSHIVYH[PVUZ\ZPUNNV]LYUTLU[WYVNYHTZ[OH[YL[OPURÄUHUJPUNMVYZ\Z[HPUHISLHMMVYKHISL
OVTLVÛLYZOPW(Gold Ballroom, Salon 2)
Mark J. Connors<:+LWHY[TLU[VM=L[LYHUZ(MMHPYZ"Cathy Glover<:+LWHY[TLU[VM(NYPJ\S[\YL"
Garth B. Rieman5H[PVUHS*V\UJPSVM:[H[L/V\ZPUN(\[OVYP[PLZ"Tom Rose<:+LWHY[TLU[VM/V\ZPUNHUK<YIHU
+L]LSVWTLU["Valerie J. Williams-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU(moderator)
Historic Tax Credits: A Critical Tool in Revitalization Efforts
/PZ[VYPJ[H_JYLKP[ZHYLH]HS\HISL[VVS[VWYLZLY]LPTWVY[HU[J\S[\YHSHZZL[ZHUK[VYLWVZP[PVUWYVWLY[PLZHUKJVTT\UP[PLZ
[V^HYKZ\Z[HPUHISLLJVUVTPJ]HS\L;OPZ^VYRZOVW^PSSKPZJ\ZZÔLUHUKOVÔPZ[VYPJ[H_JYLKP[ZHYL\ZLKPUÄUHUJPUNWYVWerty renovations, examples of successful property and community revitalization efforts, the performance of historic tax credits
HZHUPU]LZ[TLU[HUK[OLYVSL[OH[IHURZOH]LWSH`LKPUÄUHUJPUNOPZ[VYPJ[H_JYLKP[YLUV]H[PVUZ(Gold Ballroom, Salon 4)
John Leith-Tetrault5H[PVUHS;Y\Z[*VTT\UP[`0U]LZ[TLU[*VYWVYH[PVU"Leigh Ann Smith)HURVM(TLYPJH"
Michael Novogradac5V]VNYHKHJHUK*VTWHU`"Barry Wides6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`(moderator)
12
Understanding the Non-Profit Organization
+LZPNULKMVY[OVZLUL^[VJVTT\UP[`KL]LSVWTLU[^VYR[OPZ^VYRZOVWWYV]PKLZM\UKHTLU[HSWYPUJPWSLZMVYL]HS\H[PUNH
UVUWYVÄ[MYVTZL]LYHSKPMMLYLU[HUNSLZ)LMVYLKLJPKPUN[VPU]LZ[PUHJVTT\UP[ÌHZLKVYNHUPaH[PVUP[PZLZZLU[PHS[OH[`V\
RUVÔV^[VL]HS\H[LP[ZZ[YLUN[OZHUK^LHRULZZLZ0UHUPUMVYTHS^VYRZOVWZL[[PUNHUL_WLY[PU[OLÄLSKVMJVTT\UP[`
KL]LSVWTLU[^PSSSLHK`V\PUHKPZJ\ZZPVUVUZV\YJPUNHUKZLSLJ[PUNUVUWYVÄ[VYNHUPaH[PVUZHZWHY[ULYZPUJS\KPUNH
ZLNTLU[VU[OLYLZWVUZPIPSP[PLZVMZLY]PUNHZHKPYLJ[VYVUHUVUWYVÄ[IVHYK;OPZZLZZPVUPZHWWYVWYPH[LMVYILNPUULYZHUK
PZYLJVTTLUKLKMVY[OVZLPU[LYLZ[LKPU[HRPUN[OL*VTT\UP[`-HJPSP[PLZ<UKLY^YP[PUNVY[OL(MMVYKHISL4\S[PMHTPS`9LU[HS
/V\ZPUN<UKLY^YP[PUNJV\YZLZ(Plaza 3)
Cathy Niederberger75*-PUHUJPHS:LY]PJLZ.YV\W
1:30 – 3:00
The Next Community Development Frontier: Outcomes-Based Financing
*VTT\UP[`KL]LSVWTLU[OHZHSVUN[YHJRYLJVYKVMZ\JJLZZYLI\PSKPUNULPNOIVYOVVKZVMWV]LY[`;OH[^VYR^V\SK
ILLUOHUJLKI`V\[JVTLZIHZLKÄUHUJPUN[VVSZ[OH[ZWLJPÄJHSS`[HYNL[O\THUJHWP[HSKL]LSVWTLU[<UMVY[\UH[LS`
UVUWYVÄ[Z[OH[WYV]PKLLHYS`JOPSKOVVKLK\JH[PVUVYHKKYLZZ[OLZVJPHSKL[LYTPUHU[ZVMOLHS[OMVYL_HTWSLOH]LILLU
KPMÄJ\S[[VÄUHUJLILJH\ZL[OL`YHYLS`NLULYH[LJHZOÅV^;OH[PZILNPUUPUN[VJOHUNLHZTVYLM\UKLYZWHY[PJ\SHYS`
NV]LYUTLU[HNLUJPLZHYLWH`PUNMVYPTWYV]LKV\[JVTLZHZVWWVZLK[VQ\Z[WYVTPZPUNWYVNYHTZ;OLZLV\[JVTLZIHZLK
WH`TLU[ZJYLH[L[OLYL]LU\LULLKLK[VÄUHUJLUVUYLHSLZ[H[LWYVQLJ[ZHUKTH`SLHK[VUL^VWWVY[\UP[PLZMVYJVTT\UP[`
development organizations to expand their impact. (Gold Ballroom, Salon 2)
Antony Bugg-Levine5VUWYVÄ[-PUHUJL-\UK"Gary Glickman(JJLU[\YL"Deborah Kasemeyer5VY[OLYU;Y\Z[" Jeremy Keele,
7VSPJ`0UUV]H[PVU3HI"Andrea Phillips.VSKTHU:HJOZ" Ian Galloway-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Capitalization for CDFIs
*+-0ZOH]LHJJLZZ[VJHWP[HSMYVT[OL-LKLYHSHUKWYP]H[LZLJ[VYZ;OLYLJLU[:[HUKHYK7VVY»Z:7YH[PUNZVM*+-0Z^PSS
HSZVH[[YHJ[TVYLPUZ[P[\[PVUHSPU]LZ[VYZ[V*+-0Z;OPZZLZZPVU^PSSMVJ\ZVU[OLJHWP[HSZV\YJLZMYVT[OL-LKLYHS/VTL3VHU
)HURZ[OL*+-0)VUK.\HYHU[LL7YVNYHTMV\UKH[PVUZHUKYLN\SH[LKÄUHUJPHSPUZ[P[\[PVUZ(Gold Ballroom, Salon 1)
Douglas J. Bystry*SLHYPUNOV\ZL*+-0"Merilyn Rovira;OL*VTT\UP[`+L]LSVWTLU[;Y\Z["
Lisa M. Jones*+-0)VUK.\HYHU[LL7YVNYHT(moderator)
Supporting the Reintegration of Formerly Incarcerated People
<WVUYLSLHZLMYVTWYPZVUVYQHPSÔLYLKVPUKP]PK\HSZNV[VZ[HY[[OLWYVJLZZVMYLPU[LNYH[PVUIHJRPU[VZVJPL[`&,]LY``LHY
[OPZWYVJLZZILNPUZMVY[OV\ZHUKZVMTLUHUK^VTLUHJYVZZ[OL<UP[LK:[H[LZÔVULLKOV\ZPUNLTWSV`TLU[OLHS[O
ZLY]PJLZHUKV[OLYYLZV\YJLZ[VZ\WWVY[[OLPYZ\JJLZZ6YNHUPaH[PVUZJVTTP[[LK[VPTWYV]PUNVWWVY[\UP[PLZMVYSV^PUJVTL
WLVWSLHYLUV^Z[YL[JOPUN[VL_[LUK[OLPYZLY]PJLZ[V[OLMVYTLYS`PUJHYJLYH[LK;OPZZLZZPVU^PSS\UKLYZJVYL[OLPTWVY[HU[YVSL
[OH[*9(LSPNPISLHJ[P]P[PLZHUKPU]LZ[TLU[ZWSH`PUZ\WWVY[PUN[OLYLPU[LNYH[PVUVMMVYTLYS`PUJHYJLYH[LKWLVWSL(Plaza 2)
Doug Bond(TP[`-V\UKH[PVU"Vivienne Lee9,+-"Dr. Shira Shavit;YHUZP[PVUZ*SPUPJ5L[^VYR"
Carol F. Burton1,>,3+3LNHJ`.YV\W(moderator)
Innovations in Public Welfare Investment Opportunities: Moving the Dial on Community Development Finance
0UJYLHZPUNHJJLZZ[VJYLKP[HUKJHWP[HSPU\UKLYZLY]LK\YIHUHUKY\YHSHYLHZPZHJOHSSLUNLMHJPUNTHUÌHURZ;VPUJYLHZL
THYRL[WLUL[YH[PVUHUKOLSWTV]LI\ZPULZZLZVYNHUPaH[PVUZHUKPUKP]PK\HSZPU[VTVYL[YHKP[PVUHSIHURPUNYLSH[PVUZOPWZ
THUÌHURZTHRLKPYLJ[HUKPUKPYLJ[JVTT\UP[`KL]LSVWTLU[LX\P[`PU]LZ[TLU[ZHUKLUNHNLPUV[OLYHJ[P]P[PLZ[OH[
Z\WWSLTLU[[OLPYYLN\SHYSVHUZHUKZLY]PJLZ5H[PVUHSIHURZZ[H[LTLTILYIHURZUVUTLTILYIHURZHUKMLKLYHSZH]PUNZ
HZZVJPH[PVUZOH]L[OLSLNHSH\[OVYP[`[VTHRLW\ISPJ^LSMHYLPU]LZ[TLU[Z[OH[YLZ\S[PUSVUN[LYTPTWHJ[PU[OLJVTT\UP[PLZ
[OL`ZLY]L;OPZZLZZPVU^PSSWYV]PKLPUMVYTH[PVUHIV\[LHJOVM[OLHNLUJPLZ»SLNHSH\[OVYP[PLZHUKWYVJLZZLZMVYIHURZ
THRPUNW\ISPJ^LSMHYLPU]LZ[TLU[Z7HULSPZ[Z^PSSHSZVKPZJ\ZZ[OLZPTPSHYP[PLZHUKKPMMLYLUJLZIL[^LLUPU]LZ[TLU[Z
THKL[OYV\NOW\ISPJ^LSMHYLPU]LZ[TLU[ZHUKX\HSPÄLKPU]LZ[TLU[ZTHKL\UKLY[OL*VTT\UP[`9LPU]LZ[TLU[(J["
KLZJYPIL\UPX\LWHY[ULYZOPWZIL[^LLUIHURZHUKJVTT\UP[ÌHZLKVYNHUPaH[PVUZNV]LYUTLU[HNLUJPLZHUKJVTT\UP[`
KL]LSVWTLU[PU[LYTLKPHYPLZ"HUKZOV^JHZLHU\TILYVMUL^PU]LZ[TLU[VWWVY[\UP[PLZ0UHKKP[PVUHIHURLY^PSSZOHYLOV^
W\ISPJ^LSMHYLPU]LZ[TLU[ZLUOHUJLHIHUR»ZZ[YH[LN`MVYHKKYLZZPUNSVJHSJHWP[HSHUKJYLKP[ULLKZ(Gold Ballroom, Salon 4)
Carl Jenkins)46/HYYPZ)HUR"Marysol McGee)VHYKVM.V]LYUVYZVM[OL-LKLYHS9LZLY]L:`Z[LT"
Teresa Perez-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU"Karen Bellesi6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`(moderator)
(Monday, 1:30 – 3:00 continued)
13
Connecting to Unbanked Consumers: Opening the Doors with Integrated Services
(Z[OL<:LJVUVT`PTWYV]LZTHU`WLVWSLHUKJVTT\UP[PLZYLTHPUJOHSSLUNLKI`ÄUHUJPHS\UJLY[HPU[`:L]LYHS
YLZV\YJLM\SHWWYVHJOLZOV^L]LYHYLPTWYV]PUNHJJLZZ[VTHPUZ[YLHTÄUHUJPHSPUZ[P[\[PVUZ;OPZWHULS^PSSPU[YVK\JL
PU[LNYH[LKZLY]PJLKLSP]LY`TVKLSZHUKPUUV]H[PVUZ[OH[L_WHUKÄUHUJPHSJHWHIPSP[`PTWYV]LÄUHUJPHSZ[HIPSP[`HUK
YLZPSPLUJLHUKPUJYLHZLHJJLZZ[VHMMVYKHISLKLWVZP[HUKJYLKP[ZVS\[PVUZMYVTPUZ\YLKKLWVZP[VY`PUZ[P[\[PVUZ
(Gold Ballroom, Salon 3)
Sarai Garza*LU[YHS:[H[LZ:,9"Seung Kim3VJHS0UP[PH[P]LZ:\WWVY[*VYWVYH[PVU"Maureen Wilkinson/HYIVY6UL)HUR"
Janet R. Gordon-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU(moderator)
Affordable Multifamily Rental Housing Underwriting
<UKLY^YP[PUNT\S[PMHTPS`SVHUZPU]VS]LZ[OLWYVJLZZVML]HS\H[PUNJYLKP[X\HSP[`JHZOÅV^HUKJHWHJP[`0U[OPZZLTPUHY
H[LHTVM[^VOPNOS`X\HSPÄLKJVTT\UP[`KL]LSVWTLU[SLUKPUNL_WLY[Z^PSSKPZJ\ZZJ\YYLU[T\S[PMHTPS`SLUKPUN
WYPUJPWSLZHUK[YLUKZ\ZPUNL_HTWSLZMYVTWYVWLYS`Z[Y\J[\YLKSVHUYLX\LZ[Z[VPSS\Z[YH[L[OLPTWVY[HUJLVM^LPNOPUNRL`
MHJ[VYZZ\JOHZZ\IZPKPLZ[H_JYLKP[ZWYVÄ[SVZZLZYPZRJVTT\UP[`PTWHJ[HUKK\LKPSPNLUJL;OPZZLZZPVUPZKLZPNULK
MVYTPKYHUNLYLZPKLU[PHSSVHU\UKLY^YP[LYZHUKSVHUVMÄJLYZÔV^HU[[VKLS]LTVYLKLLWS`PU[V[OLTLJOHUPJZVM
T\S[PMHTPS`\UKLY^YP[PUN3LZZL_WLYPLUJLKWHY[PJPWHU[ZZOV\SKH[[LUK[OL<UKLYZ[HUKPUN[OL5VUWYVÄ[^VYRZOVWPU
HK]HUJLVM[OPZ^VYRZOVW(Plaza 3)
Claudia Lima7HJPÄJ*OHY[LY:JOVVS+L]LSVWTLU["Ramon Mendez, Enterprise Community Partners
3:30 – 5:00
Making Communities Investable: Attracting and Leveraging Private Investment for Public Good
>OL[OLY[OLNVHSPZLJVUVTPJKL]LSVWTLU[HMMVYKHISLOV\ZPUNLU]PYVUTLU[HSZ\Z[HPUHIPSP[`VYOLHS[OPLYJVTT\UP[PLZ
HJOPL]PUNJOHUNLH[ZJHSLYLX\PYLZTVYLPU]LZ[TLU[[OHUW\ISPJZ\IZPKPLZVYWOPSHU[OYVWPJNYHU[KVSSHYZJHUZ\WWS`
4VIPSPaPUNWYP]H[LJHWP[HS[OH[ZLLRZÄUHUJPHSHZ^LSSHZZVJPHSHUKLU]PYVUTLU[HSYL[\YUZZVTL[PTLZJHSSLK¸PTWHJ[
PU]LZ[TLU[¹JHUOLSWYL]P[HSPaLJVTT\UP[PLZHUKHJOPL]LPTWVY[HU[W\ISPJNVHSZI\[ÔH[KVLZP[[HRL[VH[[YHJ[HUK
KLWSV`JHWP[HSMVYW\ISPJNVVK&;OPZZLZZPVU^PSSPU[YVK\JL[OLMYHTL^VYRVM¸JHWP[HSHIZVYW[PVU¹[VKPZJ\ZZOV^SLHKLYZ
can assess and improve their community’s investment system to achieve social and environmental goals. Participants
^PSSSLHYUOV^[VHY[PJ\SH[LZ[YH[LNPJWYPVYP[PLZMVYPU]LZ[TLU[I\PSKHTVYLYVI\Z[ZL[VMPU]LZ[HISLVWWVY[\UP[PLZ^P[O
JVTT\UP[ÌLULÄ[ZHUKLUOHUJL[OLLUHISPUNLU]PYVUTLU[PUÔPJOKLHSZHUKWYVQLJ[ZJHUTV]LMVY^HYK
Robin Hacke2YLZNL-V\UKH[PVU" Mercedes Márquez4HYX\La*VTT\UP[`:[YH[LN`"Dace West4PSL/PNO*VUULJ[Z"
Thomas Tsun-Hung Yee3(;/90=,:"Leilani Pinho Barnett-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Ensuring Workforce Development Investments Work for CRA
+VJ\TLU[PUN[OL*9(LSPNPISP[`VMPU]LZ[TLU[ZPU^VYRMVYJLKL]LSVWTLU[MVY340PUKP]PK\HSZJHUIL[YPJR`+VLZLSPNPIPSP[`
KLWLUKVU[OLZ[HY[PUN^HNLI\ZPULZZSVJH[PVUVYHKKYLZZVM[OLWLYZVUILPUN[YHPULK&7HULSPZ[Z^PSSKPZJ\ZZWLUKPUN
8(Z[OH[HYLPU[LUKLK[VJSHYPM`[OLLSPNPIPSP[`VM^VYRMVYJLKL]LSVWTLU[WYVNYHTZHUKOPNOSPNO[PUUV]H[P]LWHY[ULYZOPWZ
[OH[OLSWIHURZÄUKX\HSPÄLK[HSLU[MVYLU[Y`SL]LSWVZP[PVUZ(Gold Ballroom, Salon 1)
Colleen Anderson)HUR>VYRZ"Ann Carpenter-LKLYHS9LZLY]L)HURVM([SHU[H"Alissa Friedman6WWVY[\UP[`1\UJ[PVU"
Lena Robinson-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Yes, Cross-sector Approaches are Necessary, but Where’s the Manual?
:VJPHSJOHUNLWYHJ[P[PVULYZHYL[HRPUNTVYLT\S[PZLJ[VYHSHWWYVHJOLZ[VHKKYLZZJVTWSL_ZVJPHSWYVISLTZZ\JOHZWV]LY[`
LK\JH[PVUHUKOLHS[O(KKYLZZPUN[OLZLKLLWYVV[LKWYVISLTZVM[LUYLX\PYLZPUUV]H[P]LHUKWPVULLYPUNHWWYVHJOLZ(
UL^YLWVY[WYV]PKLZKLLWPUZPNO[PU[VÔH[»Z^VYRPUNHUKÔH[»ZUV[HUKPU[OPZZLZZPVUYLZLHYJOLYZHUKWYHJ[P[PVULYZ^PSS
KPZJ\ZZ[OLÄUKPUNZ(Plaza 3)
Tynesia Boyea-Robinson3P]PUN*P[PLZ"Luis Granados4PZZPVU,JVUVTPJ+L]LSVWTLU[(NLUJ`"Melinda Pollack, Enterprise
*VTT\UP[`7HY[ULYZ"Devon Winey4[(\I\YU(ZZVJPH[LZ"John Moon-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
14
Understanding the Mechanics of Pay for Success and Social Impact Bonds
;OPZ^VYRZOVW^PSSSVVR\UKLY[OLOVVKVMZL]LYHS7H`MVY:\JJLZZWYVQLJ[ZPU[OL<UP[LK:[H[LZ7H`MVY:\JJLZZM\UKPUN
HSZVRUVÛHZH:VJPHS0TWHJ[)VUKJVUULJ[ZUVUWYVÄ[Z[VNV]LYUTLU[HNLUJPLZ[OYV\NOHWLYMVYTHUJLIHZLKJVU[YHJ[
[OH[YLSPLZVUWYP]H[LPU]LZ[VYZ[VM\UK\WMYVU[WYVNYHTJVZ[ZPUL_JOHUNLMVYM\[\YLZ\JJLZZWH`TLU[Z[PLK[VTLHZ\YHISL
ZVJPHSPTWHJ[;OLZLHYYHUNLTLU[ZHYLJVTWSL_HUK[OPZ^VYRZOVW^PSSL_WSVYL[OLKL[HPSZVMOV^[OLZLWYVQLJ[ZJVTL
[VNL[OLYOV^PU]LZ[VYZ\UKLY^YP[L[OLTHUKPTWVY[HU[X\LZ[PVUZ[VJVUZPKLYÔLUULNV[PH[PUNWYVQLJ[[LYTZ(Plaza 1)
Steve Goldberg*HMMLPUH[LK*HWP[HS"Ian Galloway-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV
Community Investing 101
;OPZZLZZPVU^PSSPU[YVK\JLZVTLVM[OLTVZ[JVTTVUPU]LZ[TLU[]LOPJSLZ\ZLKPUJVTT\UP[`KL]LSVWTLU[ÄUHUJL
PUJS\KPUN3V^0UJVTL/V\ZPUN;H_*YLKP[Z5L^4HYRL[Z;H_*YLKP[ZHUK*9(LSPNPISLÄ_LKPUJVTLZLJ\YP[PLZ
Daniel Alger.VSKTHU:HJOZ"Rachel Firschein9H`TVUK1HTLZ-PUHUJPHS0UJ"Jonathan Kivell:HUKSLY6»5LPSS7HY[ULYZ37"
William Dowling,-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Tuesday, February 9
8:30 – 10:00
Connecting to the Banking System: Accounts and Access
(JJLZZ[VHZHMLHUKHMMVYKHISLHJJV\U[PZM\UKHTLU[HS[VILNPUUPUNHTLHUPUNM\SIHURPUNYLSH[PVUZOPW7HULSPZ[Z^PSS
OPNOSPNO[LSLTLU[ZTVZ[PTWHJ[M\S[V[OL\UIHURLKHUK^PSSMLH[\YL[OLTVZ[Z\JJLZZM\STVKLSZMVYLZ[HISPZOPUNHUK
expanding account access. (Gold Ballroom, Salon 1)
Rani Boukerrou2L`)HUR"David Ehrich*P[PLZMVY-PUHUJPHS,TWV^LYTLU[-\UK"Jonathan Miller-LKLYHS+LWVZP[0UZ\YHUJL
*VYWVYH[PVU"Eloy Villafranca-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU(moderator)
Investing in Small Business Investment Companies
:THSS)\ZPULZZ0U]LZ[TLU[*VTWHUPLZ:)0*ZHYLWYP]H[LS`VÛLKHUKTHUHNLKPU]LZ[TLU[M\UKZ[OH[[OL<::THSS
)\ZPULZZ(KTPUPZ[YH[PVU:)(SPJLUZLZHUKYLN\SH[LZ;OL:)0*SPJLUZLHSSV^Z:)0*Z[VLTWSV`WYP]H[LJHWP[HSHUK:)(
SL]LYHNL[VTHRLPU]LZ[TLU[ZPUX\HSPM`PUNZTHSSI\ZPULZZLZHUKZTHSSLYLU[LYWYPZLZHZKLÄULKI`:)(YLN\SH[PVUZ0U
HKKP[PVU[V[OLWV[LU[PHSMVYTHRPUNJVTWL[P[P]LYL[\YUZIHURPU]LZ[TLU[ZPU:)0*ZHYLJVUZPKLYLKX\HSPÄLKJVTT\UP[`
KL]LSVWTLU[PU]LZ[TLU[ZHYLL_LTW[MYVT[OL=VSRLY9\SLHUKTHÌLLSPNPISLMVY*9(JVUZPKLYH[PVU1VPU[OPZZLZZPVU[V
SLHYUTVYLHIV\[[OPZPU]LZ[TLU[]LOPJSL(Gold Ballroom, Salon 2)
Samuel J. Boyd, Jr<::THSS)\ZPULZZ(KTPUPZ[YH[PVU"Chris Hayes,ZX:THSS)\ZPULZZ0U]LZ[VY(SSPHUJL"Tim Rafalovich, Wells
-HYNV*VTT\UP[`3LUKPUNHUK0U]LZ[TLU["Ammar Askari6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`(moderator)
Financial Innovation: Improving Credit Access for Small Businesses
:THSSI\ZPULZZLZHYLKLUPLKJYLKP[[PTLZHKH`PU[OL<UP[LK:[H[LZYLWYLZLU[PUNHIPSSPVUNHWPUJYLKP[ULLKZ
;OPZNHWJHUUV[ILLHZPS`ÄSSLK^P[OV\[PUUV]H[P]LI\ZPULZZTVKLSZ[OH[PUJS\KL\UPX\LYLZV\YJLZHUKJHWHIPSP[PLZMYVT
[LJOUVSVN`JVTWHUPLZ*+-0ZHUKTHPUZ[YLHTÄUHUJPHSPUZ[P[\[PVUZ;OPZWHULS^PSSKPZJ\ZZHUL^TL[OVKKLZPNULK
[VHZZLZZZJYLLUHUKZVY[JYLKP[HWWSPJH[PVUZMYVTZTHSSTPUVYP[`HUK^VTLUVÛLKI\ZPULZZLZPU\UKLYZLY]LK
JVTT\UP[PLZ[VPUJYLHZL[OLÅV^VMPU]LZ[TLU[Z[OH[M\SÄSS[OVZLL_WHUKPUNJYLKP[ULLKZ(Gold Ballroom, Salon 3)
Grace Fricks(JJLZZ[V*HWP[HSMVY,U[YLWYLUL\YZ"Tammy Halevy(ZZVJPH[PVUMVY,U[LYWYPZL6WWVY[\UP[`"
+HUPLS.VYÄUL6U+LJR"Connie E. Evans, Association for Enterprise Opportunity (moderator)
Crisis in Rural Housing: USDA Section 515 Rural Rental Housing
>OH[PZ[OLTVZ[LUKHUNLYLKHUKSHYNLZ[JVUJLU[YH[PVUVMZ\IZPKPaLKHMMVYKHISLOV\ZPUNPU[OLJV\U[Y`HIV\[ÔPJO
`V\WYVIHIS`RUV^SP[[SLVYUV[OPUN&5LHYS`(TLYPJHUZ LHYUPUNSLZZ[OHUH`LHYSP]LPU<:+(
:LJ[PVU9\YHS9LU[HS/V\ZPUNWYVWLY[PLZ;OLJV]LUHU[ZWYLZLY]PUN[OLHMMVYKHIPSP[`VM[OLZLWYPTHYPS`WYP]H[LS`VÛLK
WYVWLY[PLZHYLL_WPYPUN^P[OV\[HU`JSLHYWSHUMVY[OLPYWYLZLY]H[PVU([[LUK[OPZZLZZPVU[VSLHYUTVYLHIV\[[OLJH\ZLZHUK
PTWHJ[VM[OPZJYPZPZHZ^LSSHZZVTLJYLH[P]LZVS\[PVUZ(Plaza 1)
Gideon Anders5H[PVUHS/V\ZPUN3H^7YVQLJ["Larry Anderson9\YHS/V\ZPUN7YLZLY]H[PVU(ZZVJPH[LZ"
Robyn Bipes.YLH[LY4PUULZV[H/V\ZPUN-\UK"E. Carlton Jarratt<:+LWHY[TLU[VM(NYPJ\S[\YL9\YHS+L]LSVWTLU["
Tim Herwig6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`(moderator)
(Tuesday, 8:30 – 10:00 continued)
15
Community Facilities Underwriting
Community facilities such as early childhood education centers, charter schools, health clinics and community centers
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[OPZ^VYRZOVWHZLHZVULKJVTT\UP[`KL]LSVWTLU[SLUKPUNL_WLY[^PSSL_WSHPU[OLU\HUJLZVMJVTT\UP[`MHJPSP[PLZ
ÄUHUJPUNYLX\LZ[Z\ZPUNYLHSSVHUL_HTWSLZ;OPZZLZZPVU^PSSPUJS\KLHKPZJ\ZZPVUVU[OLJHWHJP[`VM[OLWYV]PKLY[OL
ZV\YJLZVMYL]LU\LJHWP[HSÄUHUJPUNZ[Y\J[\YLZHUKYPZRTP[PNH[PVU;OLJVU[LU[PZKLZPNULKMVYJVTT\UP[`KL]LSVWTLU[
SVHU\UKLY^YP[LYZ3LZZL_WLYPLUJLKWHY[PJPWHU[ZZOV\SKH[[LUK[OL<UKLYZ[HUKPUN[OL5VUWYVÄ[^VYRZOVWPUHK]HUJLVM
[OPZ^VYRZOVW(Plaza 3)
Claudia Lima7HJPÄJ*OHY[LY:JOVVS+L]LSVWTLU[
10:30 – 12:00
Reinvesting in Neighborhood Commercial Districts
0U[OLSHUKVMZ\I\YIHUTHSSZ\YIHUI\ZPULZZKPZ[YPJ[ZHUKZTHSS[VÛTHPUZ[YLL[ZJHUZ[PSSWSH`HUPTWVY[HU[YVSLHZ
JVTT\UP[`LJVUVTPJHUJOVYZ(KKPUNULÎ\ZPULZZLZZ[YLUN[OLUPUNL_PZ[PUNTLYJOHU[ZHUKLUNHNPUNYLZPKLU[ZHYL
LZZLU[PHSHJ[P]P[PLZMVYZ\Z[HPUPUNH]PIYHU[JVYYPKVY;OLYL]P[HSPaH[PVUHUKZ\Z[HPUHIPSP[`VMJVTTLYJPHSJVYYPKVYZHSZV
WYLZLU[PU]LZ[HISLVWWVY[\UP[PLZMVYIHURZ7HULSPZ[Z^PSSKLZJYPIL[OLPYZ[YH[LNPLZMVYYL]P[HSPaPUNKPZPU]LZ[LKJVTTLYJPHS
ULPNOIVYOVVKZHUKOV^[OL`HYLYLZWVUKPUN[V[OLJOHSSLUNLVMNLU[YPÄJH[PVU(Gold Ballroom, Salon 1)
Amanda Elliott9PJOTVUK4HPU:[YLL["Chet Jackson>LZ[/\TIVSK[7HYR+L]LSVWTLU[*V\UJPS"Va-Megn Thoj, Asian Economic
+L]LSVWTLU[(ZZVJPH[PVU"Lena Robinson-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Art as a Resource for Community Development
(Y[PZ[ZIYPUNJYLH[P]LPKLHZ[VSPMLHUKSPRLHSSWYVMLZZPVUHSZ[OL`HWWYVHJO[OLPY^VYRI`KYH^PUNMYVTH\UPX\LISLUKVM
LK\JH[PVUHUKL_WLYPLUJL*YLH[P]LWSHJLTHRPUNVJJ\YZÔLUHY[PZ[ZHYLPU]P[LK[V^VYR^P[OJVTT\UP[`KL]LSVWTLU[
WYVMLZZPVUHSZ[VPTHNPULKL]LSVWTLU[HSZ[YH[LNPLZHUKJVU[YPI\[L[VHWYVQLJ[»ZZJVWLZJHSLHUKPTWHJ[;OPZWHULS^PSS
KPZJ\ZZ[OLPTWHJ[HY[PZ[ZJHUOH]LVUJVTT\UP[`KL]LSVWTLU[HZ^LSSHZOV^[OLHY[ZJHUILIV[OH]LOPJSLHUKHU
occasion for community development. (Gold Ballroom, Salon 4)
Jamie Bennett(Y[7SHJL(TLYPJH"Kim Dempsey2YLZNL-V\UKH[PVU"Rick Goodemann:V\[O^LZ[4PUULZV[H/V\ZPUN
7HY[ULYZOPW"Samuel Hoi4HY`SHUK0UZ[P[\[L*VSSLNLVM(Y["Letty Shapiro6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`(moderator)
What It’s Worth: Strengthening the Financial Future of Families, Communities, and the Nation
1VPU[OLJVU]LYZH[PVUHZSLHKLYZPU[OLÄLSKVMÄUHUJPHSJHWHIPSP[`KPZJ\ZZ[OPZULÎVVRW\ISPZOLKI`[OL-LKLYHS9LZLY]L
)HURVM:HU-YHUJPZJVHUK*-,+3LHYUHIV\[UL^PUZPNO[ZPU[V[OLYLHSÄUHUJPHSSP]LZVMSV^PUJVTL(TLYPJHUZ[OL
PTWHJ[VMKLTVNYHWOPJKYP]LYZVU^LHS[OHUK[OL^H`Z[OH[OV\ZLOVSKÄUHUJPHSZ[HIPSP[`PUÅ\LUJLZ[OLV\[JVTLZVM
T\S[PWSLZ`Z[LTZZ\JOHZOV\ZPUNLTWSV`TLU[LK\JH[PVUJYPTPUHSQ\Z[PJLHUKOLHS[O7HULSPZ[Z^PSSL_WSVYL[OL[OLTLZ
VMÄUHUJPHSOLHS[OHUK^LSSILPUNMYVTT\S[PWSLHUNSLZHUKKPZJ\ZZ[OLULLKMVYPU[LNYH[LKJYVZZZLJ[VYZVS\[PVUZ
Ray Boshara-LKLYHS9LZLY]L)HURVM:[3V\PZ"Andrea Levere*-,+"Ellen Seidman"
Jennifer Tescher*LU[LYMVY-PUHUJPHS:LY]PJLZ0UUV]H[PVU"Laura Choi-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
New Investment Opportunities for LIHTC: Evolving the Foundational Financing Source for Affordable Housing
(MMVYKHISLOV\ZPUNPZH[[OLMV\UKH[PVUVMJVTT\UP[`KL]LSVWTLU[1\Z[HZ[OLJVTT\UP[`KL]LSVWTLU[ÄLSKOHZL]VS]LK
[VIL[[LYHKKYLZZJVYLJOHSSLUNLZHYV\UKWV]LY[`^P[OHT\S[PZLJ[VYHWWYVHJOHMMVYKHISLOV\ZPUNWYHJ[P[PVULYZHYLTV]PUN
[V^HYKH¸OV\ZPUNWS\Z¹Z[YH[LN`^VYRPUN^P[OWHY[ULYZPUV[OLYZLJ[VYZ[VSPUROV\ZPUN^P[OZ\JOHYLHZHZOLHS[OJHYLHUK
[YHUZWVY[H[PVU1VPU[OPZZLZZPVU[VSLHYUHIV\[PUUV]H[P]LJYVZZZLJ[VYHWWYVHJOLZ[VOV\ZPUNKL]LSVWTLU[HUKOV^[OLSV^
PUJVTLOV\ZPUN[H_JYLKP[30/;*PZHKHW[PUN[V[OPZUL^LU]PYVUTLU[(Gold Ballroom, Salon 3)
Douglas A. Garver6OPV/V\ZPUN-PUHUJL(NLUJ`"Michael Spotts,U[LYWYPZL*VTT\UP[`7HY[ULYZ"Mark Stivers*HSPMVYUPH;H_
*YLKP[(SSVJH[PVU*VTTP[[LL"Gabriella Chiarenza-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Commercial Lending in Indian Country
;OPZWHULS^PSSKPZJ\ZZOVÎHURZHYLSLUKPUN[VI\ZPULZZLZPU0UKPHU*V\U[Y`HUKÔH[Z[LWZPU[LYLZ[LKIHURZZOV\SK[HRL
[VZOHYLPU[OPZVWWVY[\UP[`9LWYLZLU[H[P]LZMYVTIHURZ[OH[OH]LILLUZ\JJLZZM\SPUSLUKPUNPU0UKPHU*V\U[Y`^PSSZOHYL
[OLPYILZ[WYHJ[PJLZ(Plaza 1)
Larry Briggs-PYZ[5H[PVUHS)HURHUK;Y\Z[*V"Jay Page-PYZ[5H[PVUHS)HUR(SHZRH"Ross Swimmer5H[P]L(TLYPJHU-\UK
(K]PZVYZ33*HUKMVYTLY7YPUJPWHS*OPLM*OLYVRLL5H[PVU"Ammar Askari6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`(moderator)
16
Practices and Partners for Strong Small Business Customer Relationships
;OLPUÅ\LUJLVMÄUHUJPHSPUZ[P[\[PVUZ[LJOUPJHSHZZPZ[HU[WYV]PKLYZNV]LYUTLU[HNLUJPLZHUKHS[LYUH[P]LSLUKLYZVUZTHSS
I\ZPULZZKL]LSVWTLU[PZILJVTPUNPUJYLHZPUNS`PUKPZWLUZHISL;OPZ^VYRZOVWVMMLYZLZZLU[PHSZ[YH[LNPLZ[VJYLH[LHUKMVZ[LY
Z[YVUNLYZTHSSI\ZPULZZJ\Z[VTLYYLSH[PVUZOPWZHUK[VZLY]LZTHSSI\ZPULZZJYLKP[ULLKZ7HY[PJPWHU[Z^PSSSLHYUHIV\[PUUV]H[P]LHUKWYVÄ[HISLWYVNYHTZVMMLYPUNYLZ\S[ZKYP]LUV\[JVTLZ[OH[JHUILHWWSPLKPUKP]LYZLTHYRL[Z[OYV\NOV\[[OLJV\U[Y`
(Plaza 2)
Constance D. Anderson7HJPÄJ*VHZ[9LNPVUHS:THSS)\ZPULZZ+L]LSVWTLU[*LU[LY"Dan Skaff)LULÄJPHS:[H[L)HUR"
Emerson B. Hall-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU(moderator)
1:30 – 3:00
Crisis in Multifamily Rental Housing: How Can We Address the Shortage?
;OLWYLZLU[LJVUVTPJHUKKLTVNYHWOPJJPYJ\TZ[HUJLZHYLJYLH[PUNHUPU[LUZLKLTHUKMVYHUK\UKLYZ\WWS`VMYLU[HS
\UP[Z;OLTPZTH[JOPZTVZ[HJ\[LMVYHMMVYKHISLHUK^VYRMVYJLYLU[HSOV\ZPUNILJH\ZLTVZ[UL^T\S[PMHTPSÒV\ZPUN
KL]LSVWTLU[ZHYLOPNOLUKWYVQLJ[ZHUKVUJLHMMVYKHISLULPNOIVYOVVKZHYLNLU[YPM`PUN;OLZ[YVUNKLTHUKPZM\LSLKI`
[OLZSV^QVINYV^[OHM[LYLMMLJ[ZVM[OL.YLH[9LJLZZPVUHUKT\S[PWSLKLJHKLZVMZ[HNUHU[^HNLZLZWLJPHSS`H[[OLSV^LUK
VM[OLLJVUVT`(KK[V[OLÄYL[OLPUJYLHZPUNYLU[HSKLTHUKI`[OLHNPUNIHIÌVVTNLULYH[PVUHZ[OLJVOVY[TV]LZPU[V
[OL¸KVÛZPaPUN¹Z[HNLHUK[OLL]LYPUJYLHZPUNJVZ[VMJVUZ[Y\J[PVU1VPU[OPZZLZZPVU[VSLHYUHIV\[[OL¸WLYMLJ[Z[VYT¹VM
PZZ\LZHMMLJ[PUNWYLZLY]H[PVUHUKUL^JVUZ[Y\J[PVUHUKOV^[OLZLPZZ\LZJHUILHKKYLZZLK(Gold Ballroom, Salon 2)
Michael Bodaken5H[PVUHS/V\ZPUN;Y\Z["Pamela Daniels-Halisi)46/HYYPZ)HUR"Ethan Handelman, National Housing
*VUMLYLUJL"Denise Kirk-Murray6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`(moderator)
Investor Partnerships for Community Development Financial Institutions
)HURZHUKV[OLYPU]LZ[VYZWHY[ULY^P[O*VTT\UP[`+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVUZ*+-0Z[VLU[LYUPJOLTHYRL[Z
J\S[P]H[LM\[\YLJ\Z[VTLYZHUKKLSP]LYTHPUZ[YLHTHUKHS[LYUH[P]LÄUHUJPHSWYVK\J[ZHUKZLY]PJLZ[V\UKLYZLY]LK
JVTT\UP[PLZ;OL`HSZVKLWLUKVU*+-0Z[V\UKLYZ[HUK[OLPYSVJHSTHYRL[ZHUKTHUHNLYPZRZ;OPZZLZZPVU^PSSKPZJ\ZZ[OL
]HYPV\Z^H`ZPUÔPJO*+-0ZJHUWHY[ULY^P[OIHURZMV\UKH[PVUZHUKV[OLYPU]LZ[VYZ[VHZZPZ[[OLTPUI\PSKPUNJHWHJP[`
0[^PSSHSZVOLSW*+-0Z\UKLYZ[HUKHUKHWWSÌLZ[WYHJ[PJLZ[VPKLU[PM`J\S[P]H[LHUKTHPU[HPUUL^HUKL_PZ[PUNPU]LZ[VY
YLSH[PVUZOPWZPUHUL]LYJOHUNPUNNSVIHSLJVUVT`(Gold Ballroom, Salon 3)
Bob Annibale*P[P"Kimberlee Cornett2YLZNL-V\UKH[PVU"J. Reymundo Ocañas))=(*VTWHZZ"
Tricia Kerney-Willis*+-0-\UK(moderator)
Climate-wise Community Development
>OH[KVLZP[TLHUMVYJVTT\UP[`KL]LSVWTLU[[VILJSPTH[L^PZL&>OH[^PSSP[[HRLMVY[OLPUK\Z[Y`[VNL[[OLYL&
+\YPUN[OPZZLZZPVUWHULSPZ[Z^PSSKPZJ\ZZOV^[OLJVTT\UP[`KL]LSVWTLU[PUK\Z[Y`JHUHK]HUJLLMMVY[Z[VPUJVYWVYH[L
LU]PYVUTLU[HSZLUZP[P]P[`PUWYVNYHTZHUKPU]LZ[TLU[ZPUSV^HUKTVKLYH[LPUJVTLJVTT\UP[PLZJVUZPKLYPUN[VWPJZSPRL
NYLLUPUMYHZ[Y\J[\YLHUKLX\P[HISL[YHUZP[VYPLU[LKKL]LSVWTLU[(Plaza 1)
Laurel Blatchford,U[LYWYPZL*VTT\UP[`7HY[ULYZ"Lindy Hahn4VYNHU:[HUSL`"Shelly Poticha, Natural Resources Defense
*V\UJPS"Naomi Cytron-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Advocates and Bankers: How Collaboration Can Produce Better Results for All
+L]LSVWPUNZ[YVUNLYT\[\HSHSPNUTLU[IL[^LLUIHURZHUKHK]VJH[LZJHUWYVK\JLTVYLK\YHISLYLZ\S[ZMVYJVTT\UP[PLZ
0U[OPZZLZZPVUWHULSPZ[Z^PSSZOHYLTVKLSZVMOV^HK]VJH[LZHUKIHURZOH]LKL]LSVWLKZ[YVUNLYPTWHJ[PUSV^PUJVTL
JVTT\UP[PLZ[OYV\NOPTWYV]LK*9(WLYMVYTHUJL[OH[TLL[ZI\ZPULZZHUKJVTT\UP[`NVHSZ(Gold Ballroom, Salon 4)
Paulina Gonzalez*HSPMVYUPH9LPU]LZ[TLU[*VHSP[PVU"Alexis Iwanisziw5L^,JVUVT`7YVQLJ["Peter Skillern, Reinvestment
7HY[ULYZ"Dory Rand>VVKZ[VJR0UZ[P[\[L"John Moon-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV(moderator)
Promising Approaches to Build Financial Capability for Youth
*OHUJLZHYL`V\YIHURZ\WWVY[ZVYWYV]PKLZÄUHUJPHSLK\JH[PVU[V`V\UNWLVWSLI\[PZ`V\YWYVNYHTKLZPNULK[VZ\WWVY[
SVUN[LYTÄUHUJPHSJHWHIPSP[`&;OPZ^VYRZOVW^PSSL_WSVYLOV^L_WLYPLU[PHSSLHYUPUNVYSLHYUPUNÔPSLKVPUNVULVM[OL
ILZ[^H`Z[VYLPUMVYJLSLHYUPUNVUHSTVZ[L]LY`Z\IQLJ[¶PZILPUN\ZLKI`ÄUHUJPHSPUZ[P[\[PVUZ[VPU[YVK\JL`V\UNWLVWSL
[VM\UKHTLU[HSÄUHUJPHSWYPUJPWHSZ;OPZ^VYRZOVW^PSSOPNOSPNO[`V\[OZH]PUNZWYVNYHTZHUKLU[YLWYLUL\YZOPWLK\JH[PVU
WYVNYHTZHSVUN^P[OOV^PU]VS]PUNWHYLU[ZPU[OLSLHYUPUNWYVJLZZJHUYLPUMVYJLRL`SLZZVUZ(Plaza 3)
Dora Brown and Jennifer Nava0U[LYUH[PVUHS)HURVM*VTTLYJL"Mary Ehrsam6WLYH[PVU/VWL"Scott Fujii)HURVM/H^HPP"
Ron Jauregui-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU"Alana Parker-PYZ[4L[YV)HUR"Angelisa Harris-LKLYHS+LWVZP[0UZ\YHUJL
Corporation (moderator)
17
Improving Diversity in Financial Services
+P]LYZP[`PUOPYPUNHUK]LUKVYZLSLJ[PVUPZYLJVNUPaLKHZHILZ[WYHJ[PJL[VLUZ\YL[OH[HJVTWHU`»Z^VYRMVYJLHUKZ\WWSPLYZ
YLÅLJ[[OLYHWPKS`JOHUNPUNT\S[PJ\S[\YHSTHYRL[WSHJL0TWYV]PUNKP]LYZP[`PZHSZVLZZLU[PHS[VL_WHUKLJVUVTPJWYVZWLYP[`
[VOPZ[VYPJHSS`\UKLYZLY]LKWVW\SH[PVUZ4HU`ÄUHUJPHSPUZ[P[\[PVUZOH]LSVUNLTIYHJLK[OPZUV[PVU;OLYLJLU[+VKK
-YHURTHUKH[L[OH[YLN\SH[VY`HNLUJPLZJYLH[LHUVMÄJLKLKPJH[LK[VTPUVYP[`HUK^VTLUPUJS\ZPVU64>0L_WHUKZ[OL
VWWVY[\UP[`MVYUL^WHY[ULYZOPWZHUKZ[YH[LNPLZ;OPZZLZZPVU^PSSL_WSVYLOV^YLN\SH[VY`HNLUJPLZHUKÄUHUJPHSPUZ[P[\[PVUZ
HYLJ\S[P]H[PUNLTWSV`LL[HSLU[HUKUL^Z\WWSPLYZ[VWYVTV[LKP]LYZP[`PUÄUHUJPHSZLY]PJLZHUKHUHSàLZVTLVM[OLO\YKSLZ
[OH[OH]LILLUV]LYJVTL(Plaza 2)
Richard Chacon<UPVU)HUR"1V`JL*VÄLSK6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`"Monika Mantilla, Altura Capital, Small
)\ZPULZZ*VTT\UP[`*HWP[HS37"Sasha Werblin.YLLUSPUPUN (moderator)
8:30 – 10:00
Investing in Health: How Banks Can Invest in Improving the Social Determinants of Health
*VTT\UP[`KL]LSVWTLU[PU]LZ[ZTVYL[OHUHIPSSPVUKVSSHYZHUU\HSS`[VHKKYLZZ[OL\WZ[YLHTZVJPHSKL[LYTPUHU[ZVMOLHS[O
;OPZZLZZPVU^PSSOPNOSPNO[[OLKLI[HUKLX\P[`]LOPJSLZ[OH[HYLH]HPSHISL[VKH`HUK[YLUKZPU[OPZNYV^PUNZLNTLU[VMV\Y^VYR
Audrey Choi4VYNHU:[HUSL`"Maggie Super Church*VUZ\S[HU["Kimberlee Cornett2YLZNL-V\UKH[PVU"
Dr. Douglas Jutte)\PSK/LHS[O`7SHJLZ5L[^VYR(moderator)
Achieving Commercial Success and Sustainable Social Benefits
;OPZZLZZPVU^PSSOPNOSPNO[[OL\UPX\LMLH[\YLZVMTPZZPVUVYPLU[LKIHURZ>VYRZOVWWHY[PJPWHU[Z^PSSL_WSVYL[OLHWWSPJHIPSP[`
VM[OLZLMLH[\YLZ[V[YHKP[PVUHSIHURPUNVWLYH[PVUZHUK[VUL^ZVJPHS]LU[\YLZ(Plaza 2)
Jane Henderson=PYNPUPH*VTT\UP[`*HWP[HS*VTT\UP[`*HWP[HS)HURVM=PYNPUPH"Salvador Menjivar)LULÄJPHS:[H[L-V\UKH[PVU"
David Reiling:\UYPZL)HURZ"Vince Siciliano5L^9LZV\YJL)HUR"
David Black6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`(moderator)
It Takes a Village: Ending Chronic Homelessness and the Vital Role of Financial Institutions
,UKPUNJOYVUPJOVTLSLZZULZZPZHUV]LYÔLSTPUNJOHSSLUNL[OH[JHU»[ILZVS]LKI`HU`VULLU[P[`(SSZLJ[VYZT\Z[JVU]LYNL
HYV\UKHOVSPZ[PJZ[YH[LN`HUKÄUHUJPHSPUZ[P[\[PVUZJHUILRL`WHY[ULYZPUWYV]PKPUNHJJLZZ[VJHWP[HS[LJOUPJHSHZZPZ[HUJL
HUKSLHKLYZOPW;OPZZLZZPVU^PSSWYV]PKLHUV]LY]PL^VMUH[PVUHSHUKYLNPVUHSILZ[WYHJ[PJLZ[VLUKOVTLSLZZULZZHSVUN
^P[OL_HTWSLZVMWHY[ULYZOPWZIL[^LLUÄUHUJPHSPUZ[P[\[PVUZHUKJVTT\UP[`KL]LSVWLYZ(Gold Ballroom, Salon 2)
Elaine Gimmel,TLYHSK+L]LSVWTLU[HUK,JVUVTPJ5L[^VYR0UJ"Chris Ko/VTLMVY.VVK"Peter Lynn, Los Angeles Homeless
:LY]PJLZ(\[OVYP[`"Kevin J. Nowak2L`)HUR"Amy Sawyer, U.S. Interagency Council on Homelessness (moderator)
Developing, Financing, and Managing Scatter-site Single Family Housing
;OLJVTT\UP[`KL]LSVWTLU[PUK\Z[Y`^HZUV[HISL[VTV]LX\PJRS`K\YPUN[OL.YLH[9LJLZZPVU[VW\YJOHZLZPUNSLMHTPS`
OV\ZPUNZ[VJRPUKPZ[YLZZLKULPNOIVYOVVKZ[VWYV]PKLULPNOIVYOVVKZ[HIPSPaH[PVUVYI\PSK[OLHMMVYKHISLOV\ZPUNPU]LU[VY`
;OPZ^VYRZOVW^PSSL_WSVYLSLZZVUZSLHYULKWYVTPZPUNUL^WYHJ[PJLZHUK[OLYVSLMVYIHURZ(Plaza 1)
Sean Closkey and Ira Goldstein;OL9LPU]LZ[TLU[-\UK"Calvin Keene, Memorial Baptist Church
Using Credit Enhancement Programs to Expand Small Business Lending
3LUKPUN[VZTHSSI\ZPULZZLZPZHUPTWVY[HU[HZWLJ[VMTLL[PUN[OLJYLKP[ULLKZVM`V\YJVTT\UP[PLZHUKMVYZVTL
PUZ[P[\[PVUZP[PZJYP[PJHS[VHJOPL]PUNHZH[PZMHJ[VY`*9(YH[PUN4HUÌ\ZPULZZLZOV^L]LYHYLUV[YLHK`MVYIHURSVHUZ
6M[LUV]LYSVVRLKVW[PVUZMVYJYLKP[LUOHUJLTLU[HYLSVHUN\HYHU[LLHUKPUZ\YHUJLWYVNYHTZ[OH[HYLVMMLYLKI`L]LY`Z[H[L
/LHYMYVTHIHURLYHIV\[Ô`HUKOVÔPZPUZ[P[\[PVUOHZJOVZLU[VPTWSLTLU[[OL:[H[L:THSS)\ZPULZZ*YLKP[0UP[PH[P]L
::)*0HJYVZZ[OLPYT\S[PZ[H[LMVV[WYPU[HUKMYVTH;YLHZ\Y`VMÄJPHSHIV\[[OLU\TLYV\Z[VVSZH]HPSHISL[OYV\NO::)*0
David Jackson-PM[O;OPYK)HUR"Jeffrey Stout<:+LWHY[TLU[VM[OL;YLHZ\Y`
18
COMMUNITY TOURS
All tours will be held Monday, February 8, from 1:30 to 5:00 PM.
Pre-registration is required for tours. If you’re not sure if you pre-registered,
please check with staff at the registration desk.
Urban Solutions in Action
1VPU\ZMYVTKVÛ[VÛ4L[YV3([V,HZ[3(HZ^LL_WSVYLWSHJLIHZLKJVTT\UP[`PUP[PH[P]LZHUKHYLUVÛLKZVJPHS
LU[LYWYPZL7HY[PJPWHU[Z^PSS]PZP[[OL3P[[SL;VR`V:LY]PJL*LU[LY[VKPZJ\ZZP[ZMVJ\ZVMWYLZLY]PUNOPZ[VYPJHSJ\S[\YLHUK
HMMVYKHISLOV\ZPUN"[OL,HZ[3(*VTT\UP[`*VYWVYH[PVU[VSLHYUHIV\[P[ZHU[PNLU[YPÄJH[PVUZ[YH[LNPLZ"HUK/VTLIV`
0UK\Z[YPLZ[VL_WSVYLH]HYPL[`VMZVJPHSLU[LYWYPZLZ[OH[JYLH[LQVIZMVYMVYTLYNHUNPU]VS]LKHUKWYL]PV\ZS`PUJHYJLYH[LK
TLUHUK^VTLU;OLYV\[L^PSSHSZVWHZZ;OL)YVHKJVU[LTWVYHY`HY[T\ZL\T[OL+PZUL`*VUJLY[/HSS.YHUK7HYR
HUK:LSM/LSW.YHWOPJZ
Betty Avila,:LSM/LSW.YHWOPJZ"Isela Gracian,HZ[3(*VTT\UP[`*VYWVYH[PVU"Andrew Gross;OVTHZ:HMYHU(ZZVJPH[LZ"
Dean Matsubayashi3P[[SL;VR`V:LY]PJL*LU[LY"Jan Perry, City of Los Angeles Economic and Workforce Development
+LWHY[TLU["Nick Saponara3VZ(UNLSLZ*V\U[`4L[YVWVSP[HU;YHUZWVY[H[PVU(\[OVYP[`"Thomas Vozzo/VTLIV`0UK\Z[YPLZ
A River Runs Through It: Urban Waters Revitalization meets Community Development
(ZLYPLZVMKL]HZ[H[PUNÅVVKZPU SLK[V[OLJVUJYL[LJOHUULSPaH[PVUVM[OL3(9P]LYI\[HUL^PUP[PH[P]LHPTZ
to restore the natural river and revitalize communities through civic and recreational development, environmental
YLZ[VYH[PVUHUKLJVUVTPJKL]LSVWTLU[;OLTHZ[LYWSHUMVY[OL3(9P]LYPZWHY[VMHUH[PVUHSLMMVY[[VPTWYV]L\YIHU
^H[LY^H`ZYLJVNUPaPUN[OLPYJLU[YHSP[`[V[OLOLHS[OHUKM\[\YLVMJP[PLZL]LY`ÔLYL*VTLSLHYUMYVTSVJHSL_WLY[Z
[HRLH^HSRHSVUN[OLYP]LYWH[OHUKZLL[OLKL]LSVWTLU[PUWYVNYLZZ^P[OHWHY[PJ\SHYMVJ\ZVU[OLPTWHJ[VM[OPZ
WYVQLJ[VUSV^PUJVTLULPNOIVYOVVKZ
Carol Armstrong3(9P]LY>VYRZ6MÄJLVM4H`VY,YPJ.HYJL[[P"Antonio Bermudez4J*VYTHJR)HYVU:HSHaHY"
Rick Cortez9(*+LZPNU)\PSK"Kea Duggan3VZ(UNLSLZ*VUZLY]H[PVU*VYWZ"Pauline Louie<YIHU>H[LYZ-LKLYHS7HY[ULYZOPW"
Kevin Mulcahy9(*+LZPNU)\PSK"Ed Reyes*P]PJ3LHKLYHUKMVYTLY*P[`*V\UJPSTHU"2H[:\WLYÄZR`.YVÛPU3(
South Los Angeles: A Changing Landscape of Placemaking
6U[OPZ[V\YWHY[PJPWHU[Z^PSSSLHYUHIV\[[OLOPZ[VY`VM:V\[O3VZ(UNLSLZP[ZJ\YYLU[ZVJPVLJVUVTPJPUKPJH[VYZHUK
[OLTHU`Z\Z[HPUHISLJVTT\UP[`LJVUVTPJKL]LSVWTLU[HJJVTWSPZOTLU[ZPU[OPZ]PIYHU[OPZ[VYPJHSYLNPVUVM3VZ
(UNLSLZ*V\U[`;OL[V\Y^PSSZ[VWH[ZVTLVM[OLVYNHUPaH[PVUZHUKSVJH[PVUZ[OH[LTIVK`LJVUVTPJKL]LSVWTLU[HUK
ULPNOIVYOVVKYL]P[HSPaH[PVUHUK[OH[KLÄULWSHJLTHRPUNPU:V\[O3(PUJS\KPUN[OL4HNUVSPH7SHJL-HTPS`*LU[LY[OL
>LZ[(UNLSLZ*VTT\UP[`+L]LSVWTLU[*VYWVYH[PVU[OL=LYTVU[:SH\ZVU,JVUVTPJ+L]LSVWTLU[*VYWVYH[PVUHUK
[OL+\UIHY/V[LS
*V\UJPSTLTILYMarqueece Harris-Dawson*P[`VM3VZ(UNLSLZ"Manuel Pastor, USC Program for Environmental
HUK9LNPVUHS,X\P[`"Lila Guirguis4HNUVSPH*VTT\UP[`0UP[PH[P]L*OPSKYLU»Z)\YLH\"
Beatriz Solis;OL*HSPMVYUPH,UKV^TLU["Mark Wilson*VHSP[PVUMVY9LZWVUZPISL*VTT\UP[`
Hurrah for Hollywood! Community and Economic Development from Tinseltown and West Hollywood
to the Promise Zone
2UVÛHZ[OLTV]PLJHWP[HSVM[OL^VYSK/VSS`^VVKPZZÙVU`TV\Z^P[ONSP[aNSHTV\YHUKL_JP[LTLU[I\[P[PZHSZV
HJVTWSL_T\S[PJ\S[\YHSULPNOIVYOVVKVM]LYÒPNO[V]LY`SV^^LHS[OHUKPUJVTL0[PZHSZVVULVMTHU`3VZ(UNLSLZ
ULPNOIVYOVVKZZ[Y\NNSPUN[VHKKYLZZPUJYLHZPUNSÒPNOJOYVUPJOVTLSLZZULZZHJYVZZ[OLZWLJ[Y\TVMHNLHUKYHJL6U
[OPZ^HSRPUNHUK[YHUZP[[V\YWHY[PJPWHU[Z^PSSZLLOV^JVVWLYH[PVUHUKPUUV]H[PVUOH]LYLZ\S[LKPUTVYL[OHU)PU
W\ISPJHUKWYP]H[LPU]LZ[TLU[ZPUJVTT\UP[`HUKLJVUVTPJKL]LSVWTLU[MVY[OLTVZ[]\SULYHISL;OLYV\[L^PSSVMMLY
VWWVY[\UP[PLZ[VL_WSVYL[OL[YHUZP[VYPLU[LK[YHUZMVYTH[PVUVMOPZ[VYPJ/VSS`^VVK)S]KSVJHSJVTTLYJPHSJVYYPKVYZHUK
Z\YYV\UKPUNULPNOIVYOVVKZHUK[OL3VZ(UNLSLZ7YVTPZLAVUL
Amy Anderson7(;/=LU[\YLZ"Alison Becker6MÄJLVM4H`VY,YPJ.HYJL[[P"Robin Conerly>LZ[/VSS`^VVK*VTT\UP[`
/V\ZPUN*VYWVYH[PVU"Sarah Dusseault6MÄJLVM*V\UJPSTLTILY+H]PK,9`\"Leron Gubler/VSS`^VVK*OHTILYVM*VTTLYJL"
Maura Johnson/VSS`^VVK*VTT\UP[`/V\ZPUN*VYWVYH[PVU"Maria Joyce Maynard)HURVM(TLYPJH"Jacqueline Waggoner,
,U[LYWYPZL*VTT\UP[`7HY[ULYZ0UJ"Erich Yost4HUHNLTLU[(UHS`Z[*VTT\UP[`0UP[PH[P]LZ
19
KEYNOTE SPEAKERS
Roberto Barragán
Thomas J. Curry
President and CEO
VEDC
Comptroller of the Currency
9VILY[V)HYYHNmUPZ7YLZPKLU[HUK
*,6VM=,+*VULVM[OLJV\U[Y`»Z
SLHKPUNZTHSSI\ZPULZZSLUKPUNHUK
development organizations. He
leads, strategizes and manages an
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VWLYH[PUNI\KNL[TPSSPVUPU
HZZL[Z^P[OHZTHSSI\ZPULZZSVHU
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ZTHSSI\ZPULZZSLUKLYSLUKPUNTPSSPVUPUKPYLJ[
HUKN\HYHU[LLKSVHUZ[VTVYL[OHUZTHSSI\ZPULZZLZHUKJYLH[PUNTVYL[OHUQVIZV]LY[OLSHZ[
`LHYZ)HYYHNHUTHUHNLZ=,+*»ZL_WHUKPUNWVY[MVSPV
JVTWVZLKVMJVTT\UP[ÌHZLKSVHUM\UKZPU3VZ(UNLSLZ*OPJHNV:HU-YHUJPZJV3HZ=LNHZ4PHTP:HS[3HRL
*P[`HUK[OL5L^@VYR;YP:[H[LHYLH
4Y)HYYHNmUPZHSZV[OLMV\UKLYVM[OL.VSKLU:[H[L
*LY[PÄLK+L]LSVWTLU[*VTWHU`H:)(SLUKLY
0UOLMV\UKLK[OL7HJVPTH+L]LSVWTLU[-LKLYHS*YLKP[<UPVUI`YHPZPUNTPSSPVUPUKLWVZP[Z
PUJHWP[HSHUKZLJ\YPUNHJOHY[LYMYVT[OL
National Credit Union Association. After 9 years, the
*YLKP[<UPVUOHZV]LY TLTILYZTPSSPVU
PUHZZL[ZHUKPZHSPJLUZLK:)(HSLUKLY6]LY[OL
SHZ[[LU`LHYZ4Y)HYYHNHUOHZYHPZLKTVYL[OHU
TPSSPVUPUMLKLYHSZ[H[LHUKSVJHSHZ^LSSHZWYP]H[L
YLZV\YJLZMVYZTHSSHUKTLKP\TZPaLKI\ZPULZZKL]LSVWment. He is a nationally recognized expert and speaker
VUZTHSSI\ZPULZZSLUKPUN
)HYYHNmUQVPULK=,+*PU1HU\HY` HZ]PJLWYLZPKLU[
VMI\ZPULZZSLUKPUNHUKILJHTLWYLZPKLU[PU
7YPVY
[VQVPUPUN=,+*OLOLSKL_LJ\[P]LKPYLJ[VYWVZP[PVUZH[
[OYLLV[OLYUVUWYVÄ[VYNHUPaH[PVUZTVZ[YLJLU[S`^P[O
[OL*VTT\UP[`-PUHUJPHS9LZV\YJL*LU[LYPU3VZ(UNLSLZ)HYYHNmULHYULKHIHJOLSVY»ZKLNYLLMYVT7YPUJL[VU
University and attended the University of California at
Berkeley, Haas School of Business Administration.
;OVTHZ1*\YY`^HZZ^VYUPUHZ
the 30th Comptroller of the
Currency on April 9, 2012.
;OL*VTW[YVSSLYVM[OL*\YYLUJ`
is the administrator of the federal
IHURPUNZ`Z[LTHUKJOPLMVMÄJLYVM
[OL6MÄJLVM[OL*VTW[YVSSLYVM[OL
*\YYLUJ`6**;OL6**Z\WLYvises more than 1,600 national
IHURZHUKMLKLYHSZH]PUNZHZZVJPH[PVUZHUKHIV\[
MLKLYHSIYHUJOLZHUKHNLUJPLZVMMVYLPNUIHURZPU[OL
<UP[LK:[H[LZ;OLZLPUZ[P[\[PVUZJVTWYPZLULHYS`[^V
[OPYKZVM[OLHZZL[ZVM[OLJVTTLYJPHSIHURPUNZ`Z[LT
;OL*VTW[YVSSLYHSZVPZHKPYLJ[VYVM[OL-LKLYHS+LWVZP[
0UZ\YHUJL*VYWVYH[PVU-+0*HUK5LPNOIVY>VYRZ
America.
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0UZ[P[\[PVUZ,_HTPUH[PVU*V\UJPS--0,*MVYH[^V`LHY
term from April 2013 until April 2015. Comptroller
*\YY`^HZ[OLZ[--0,**OHPYTHUTHYRPUN[OLÄM[O
time the OCC has led the Council.
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ZLY]LKHZHKPYLJ[VYVM[OL-LKLYHS+LWVZP[0UZ\YHUJL
*VYWVYH[PVU-+0*ILNPUUPUNPU1HU\HY`HUKHZ
[OL*OHPYTHUVM[OL5LPNOIVY>VYRZ(TLYPJH)VHYKVM
Directors.
7YPVY[VQVPUPUN[OL-+0*»Z)VHYKVM+PYLJ[VYZ4Y*\YY`
ZLY]LKÄ]L4HZZHJO\ZL[[Z.V]LYUVYZHZ[OL*VTTVU^LHS[O»Z*VTTPZZPVULYVM)HURZMYVT [V HUK
from 1995 to 2003. He served as Acting Commissioner
MYVT-LIY\HY` [V1\UL /LWYL]PV\ZS`ZLY]LK
HZ-PYZ[+LW\[`*VTTPZZPVULYHUK(ZZPZ[HU[.LULYHS
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LU[LYLKZ[H[LNV]LYUTLU[PU HZHUH[[VYUL`^P[O
[OL4HZZHJO\ZL[[Z»:LJYL[HY`VM:[H[L»Z6MÄJL
Mr. Curry served as the Chairman of the Conference of
State Bank Supervisors from 2000 to 2001, and served
[^V[LYTZVU[OL:[H[L3PHPZVU*VTTP[[LLVM[OL--0,*
including a term as Committee chairman.
/LPZHNYHK\H[LVM4HUOH[[HU*VSSLNLZ\TTHJ\T
SH\KLÔLYLOL^HZLSLJ[LK[V7OP)L[H2HWWH/L
YLJLP]LKOPZSH^KLNYLLMYVT[OL5L^,UNSHUK:JOVVS
VM3H^
20
The Honorable Eric Garcetti
Amias Gerety
Mayor
City of Los Angeles
Acting Assistant Secretary for Financial Institutions
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3VZ(UNLSLZ/PZ¸IHJR[VIHZPJZ¹
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L.A. residents.
.HYJL[[P^HZLSLJ[LKMV\Y[PTLZI`
his peers to serve as President of
the Los Angeles City Council from
[V-YVT\U[PS
[HRPUNVMÄJLHZ4H`VYOLZLY]LKHZ[OL*V\UJPSTLTILY
YLWYLZLU[PUN[OL[O+PZ[YPJ[ÔPJOPUJS\KLZ/VSS`^VVK,JOV7HYR:PS]LY3HRLHUK([^H[LY=PSSHNLHSS
VMÔPJO^LYLKYHTH[PJHSS`YL]P[HSPaLK\UKLY.HYJL[[P»Z
leadership.
.HYJL[[P^HZYHPZLKPU[OL:HU-LYUHUKV=HSSL`HUK
LHYULKOPZ)(HUK4(MYVT*VS\TIPH<UP]LYZP[`/L
studied as a Rhodes Scholar at Oxford and the London
School of Economics and taught at Occidental College
and USC. A fourth generation Angeleno, he and his
^PML(T`,SHPUL>HRLSHUKOH]LH`V\UNKH\NO[LY/L
is a Lieutenant in the U.S. Navy reserve and is an avid
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21
(TPHZ.LYL[`ZLY]LZHZ[OL<:
+LWHY[TLU[VM[OL;YLHZ\Y`»Z
Acting Assistant Secretary for
-PUHUJPHS0UZ[P[\[PVUZ0U[OPZYVSL
4Y.LYL[`PZYLZWVUZPISLMVY
developing and coordinating
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VMPZZ\LZHMMLJ[PUNÄUHUJPHSPUZ[P[\[PVUZMYVTJÌLYZLJ\YP[`MVY[OL
ÄUHUJPHSZ`Z[LT[VJVUZ\TLYWVSPJ`HUKMYVTSHYNL
JVTWSL_ÄUHUJPHSPUZ[P[\[PVUZ[VJVTT\UP[ÌHURZ4Y
.LYL[`PZHSZVYLZWVUZPISLMVYV]LYZLLPUNZL]LYHS;YLHsury Department programs including the Community
+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVUZ*+-0-\UK[OL
:[H[L:THSS)\ZPULZZ*YLKP[0UP[PH[P]L::)*0HUK[OL
:THSS)\ZPULZZ3LUKPUN-\UK:)3-
He previously served as Deputy Assistant Secretary
MVY[OL-PUHUJPHS:[HIPSP[`6]LYZPNO[*V\UJPSHUKHZ
:LUPVY(K]PZVY[V[OL(ZZPZ[HU[:LJYL[HY`MVY-PUHUJPHS
0UZ[P[\[PVUZ/LQVPULK;YLHZ\Y`PU1HU\HY` HUK
^HZUVTPUH[LKI`7YLZPKLU[6IHTH[VZLY]LHZ(ZZPZ[HU[
:LJYL[HY`PU-LIY\HY`7YPVY[VQVPUPUN;YLHZ\Y`4Y
.LYL[`^HZHTHUHNLTLU[JVUZ\S[HU[H[6SP]LY>`THU
/LHSZV^VYRLKMVY[OLKVTLZ[PJWVSPJ`Z[HMMK\YPUN1VOU
Kerry’s Presidential campaign and for the Center for
American Progress.
4Y.LYL[`YLJLP]LKOPZ)(MYVT/HY]HYK*VSSLNL
Martin J. Gruenberg
Risa Lavizzo-Mourey, MD, MBA
Chairman
President and CEO
Robert Wood Johnson Foundation
4HY[PU1.Y\LUILYNPZ[OL[O
*OHPYTHUVM[OL-+0*YLJLP]PUN
SenH[LJVUÄYTH[PVUVU5V]LTILY
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HUK4LTILYVM[OL-+0*)VHYKVM
Directors from August 22, 2005
\U[PSOPZJVUÄYTH[PVUHZ*OHPYTHU
He served as Acting Chairman from
1\S` [V5V]LTILYHUKHSZVMYVT
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regulatory areas. He served as Senior Counsel to Senator
7H\S::HYIHULZ+4+VU[OLZ[HMMVM[OL:LUH[L*VTTP[[LLVU)HURPUN/V\ZPUNHUK<YIHU(MMHPYZMYVT
[V4Y.Y\LUILYNHK]PZLK[OL:LUH[VYVU
PZZ\LZVMKVTLZ[PJHUKPU[LYUH[PVUHSÄUHUJPHSYLN\SHtion, monetary policy and trade. He also served as Staff
+PYLJ[VYVM[OL)HURPUN*VTTP[[LL»Z:\IJVTTP[[LLVU
0U[LYUH[PVUHS-PUHUJLHUK4VUL[HY`7VSPJ`MYVT [V
4HQVYSLNPZSH[PVUPUÔPJO4Y.Y\LUILYNWSH`LK
an active role during his service on the Committee inJS\KLZ[OL-PUHUJPHS0UZ[P[\[PVUZ9LMVYT9LJV]LY`HUK
,UMVYJLTLU[(J[VM -099,("[OL-LKLYHS+LWVZP[
0UZ\YHUJL*VYWVYH[PVU0TWYV]LTLU[(J[VM -+0*0("[OL.YHTT3LHJO)SPSL`(J["HUK[OL:HYIHULZ
Oxley Act of 2002.
4Y.Y\LUILYNZLY]LKHZ*OHPYTHUVM[OL,_LJ\[P]L
Council and President of the International Association of
+LWVZP[0UZ\YLYZ0(+0MYVT5V]LTILY[V5V]LTILY
4Y.Y\LUILYNOVSKZH1+MYVT*HZL>LZ[LYU9LZLY]L
3H^:JOVVSHUKHU()MYVT7YPUJL[VU<UP]LYZP[`>VVKYV^>PSZVU:JOVVSVM7\ISPJHUK0U[LYUH[PVUHS(MMHPYZ
22
Risa Lavizzo-Mourey, MD, MBA, is
WYLZPKLU[HUK*,6VM[OL9VILY[
>VVK1VOUZVU-V\UKH[PVUH
position she has held since 2003.
<UKLYOLYSLHKLYZOPW[OL9>1-
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comprehensive Culture of Health
MVYHSSL_[LUKPUN[OL-V\UKH[PVU»Z
40-year history of addressing key
W\ISPJOLHS[OPZZ\LZ
A specialist in geriatrics, Lavizzo-Mourey came to the
-V\UKH[PVUMYVT[OL<UP]LYZP[`VM7LUUZ`S]HUPHÔLYL
she served as the Sylvan Eisman Professor of Medicine
and Health Care Systems. She also directed Penn’s
0UZ[P[\[LVU(NPUNHUK^HZJOPLMVMNLYPH[YPJTLKPJPULH[
the University of Pennsylvania’s School of Medicine. In
WYL]PV\Z`LHYZZOL^VYRLKVU[OL>OP[L/V\ZL/LHS[O
*HYL9LMVYT;HZR-VYJLHUKZLY]LKVUU\TLYV\ZMLKLYHS
advisory committees, including the National Commit[LLMVY=P[HSHUK/LHS[O:[H[PZ[PJZ:OLHSZVJVJOHPYLKH
JVUNYLZZPVUHSS`YLX\LZ[LK0UZ[P[\[LVM4LKPJPULZ[\K`VU
racial and ethnic disparities on health care.
Lavizzo-Mourey earned her medical degree from Harvard Medical School, and also holds an MBA from the
Wharton School at the University of Pennsylvania. She
PZHTLTILYVM[OL0UZ[P[\[LVM4LKPJPULVM[OL5H[PVUHS
Academies, the American Academy of Arts and SciLUJLZHUK[OL7YLZPKLU[»Z*V\UJPSMVY-P[ULZZ:WVY[Z
and Nutrition. She currently serves on the Smithsonian
0UZ[P[\[PVU)VHYKVM9LNLU[ZHUKZL]LYHSV[OLYIVHYKZ
VMKPYLJ[VYZ:OLHUKOLYO\ZIHUKVM`LHYZ9VILY[
3H]PaaV4V\YL`7O+OH]L[^VHK\S[JOPSKYLUHUKVUL
grandchild.
Carol Naughton
John C. Williams
President
Purpose Built Communities
7YLZPKLU[HUK*OPLM,_LJ\[P]L6MÄJLY
*HYVS5H\NO[VUOHZILLUHSLHKLY
in comprehensive community
revitalization for more than 20
`LHYZHUK^HZHMV\UKPUNZ[HMM
TLTILYVM7\YWVZL)\PS[*VTT\nities. In her role as President, she
PZYLZWVUZPISLMVYSLHKPUN[OL
consulting teams that support
YL]P[HSPaH[PVUZPUJP[PLZHZ^LSS
as the teams currently vetting opportunities in 35
additional cities, including several in metro Atlanta. She
ensures that clients are focusing their time and resources
on the highest impact activities in their respective
ULPNOIVYOVVKZHUKZLY]LZHZ[OLWYPTHY`W\ISPJZWVRLZperson for Purpose Built Communities at conferences
HUKL]LU[ZHYV\UK[OLJV\U[Y`;OL^VYRZOLOHZSLKOHZ
ILLUYLJVNUPaLKHZ\UPX\LS`Z\JJLZZM\SI`THU`
including Warren Buffett, Ben Bernanke, the White
/V\ZL6MÄJLVM5LPNOIVYOVVK9L]P[HSPaH[PVU[OL<YIHU
3HUK0UZ[P[\[L4\[\HSVM(TLYPJH>LSSZ-HYNV)HURVM
(TLYPJH[OL,K\JH[PVU;Y\Z[[OL3V^0UJVTL0U]LZ[TLU[-\UK[OL:HU-YHUJPZJV-LKLYHS9LZLY]L)HURHUK
the Secretaries of the U.S. Departments of Housing and
<YIHU+L]LSVWTLU[/<+HUK,K\JH[PVU
Previously, Ms. Naughton served as the Executive
+PYLJ[VYVM[OL,HZ[3HRL-V\UKH[PVU[OLJVTT\UP[`
X\HY[LYIHJRVYNHUPaH[PVU[OH[KL]LSVWLKHUKJVU[PU\LZ
to implement the model of community revitalization
[OH[7\YWVZL)\PS[*VTT\UP[PLZPZJOHYNLK^P[OYLWSPJH[ing around the country. In this role she helped develop
HUKU\Y[\YLJYVZZZLJ[VYYLSH[PVUZOPWZPU^LSSULZZHUK
LK\JH[PVUPUJS\KPUN[OLÄYZ[W\ISPJJOHY[LYZJOVVSPU
([SHU[H<UKLYOLYSLHKLYZOPW[OL,HZ[3HRL-V\UKH[PVU
^HZYLJVNUPaLKI`[OL<YIHU3HUK0UZ[P[\[LHZH.SVIHS
(^HYKVM,_JLSSLUJL>PUULYPU
7YPVY[VQVPUPUN[OL,HZ[3HRL-V\UKH[PVUZOL^HZ.LUeral Counsel and Deputy Executive Director for Legal
HUK5VUWYVÄ[(MMHPYZMVY[OL([SHU[H/V\ZPUN(\[OVYP[`
ÔLYLZOLZLY]LKHZHRL`TLTILYVM[OLSLHKLYZOPW
[LHT[OH[IYV\NO[(/(MYVT[OLIYPURVMYLJLP]LYZOPW
to national recognition as a sophisticated, progressive
ZWVUZVYVMHMMVYKHISLOV\ZPUNWYVNYHTZHUKJVTT\UP[`
KL]LSVWTLU[>OPSLH[(/(*HYVSWSH`LKHZPNUPÄJHU[
YVSLPUKL]LSVWPUN[OLSLNHSHUKÄUHUJPHSTVKLSMVY
mixed income housing.
)LMVYLQVPUPUN(/(*HYVS^HZHUH[[VYUL`^P[O:\[OLYSHUK(ZIPSS)YLUUHU»ZYLHSLZ[H[LNYV\WÔLYLZOL
primarily represented developers, lenders and asset
THUHNLYZ:OLPZHTLTILYVM[OLJSHZZVM3LHKLYship Atlanta and is on the national steering committee
of LOCUS. She is a graduate of the Emory University
:JOVVSVM3H^HUK^HZ,_LJ\[P]L,KP[VYVM[OL,TVY`
3H^1V\YUHSHUKNYHK\H[LKJ\TSH\KH^P[OHU()PU
Political Science from Colgate University.
23
1VOU*>PSSPHTZ[VVRVMÄJLHZ
President and Chief Executive
6MÄJLYVM[OL-LKLYHS9LZLY]L)HUR
VM:HU-YHUJPZJVVU4HYJO
2011. In this role, he serves on the
-LKLYHS6WLU4HYRL[*VTTP[[LL
IYPUNPUN[OL-LK»Z;^LSM[O+PZ[YPJ[»Z
perspective to monetary policy
discussions in Washington.
+Y>PSSPHTZ^HZWYL]PV\ZS`[OLL_LJ\[P]L]PJLWYLZPKLU[HUKKPYLJ[VYVMYLZLHYJOMVY[OL:HU-YHUJPZJV
IHURÔPJOOLQVPULKPU/LILNHUOPZJHYLLYPU
HZHULJVUVTPZ[H[[OL)VHYKVM.V]LYUVYZVM[OL
-LKLYHS9LZLY]L:`Z[LTMVSSV^PUN[OLJVTWSL[PVUVM
his Ph.D. in Economics at Stanford University. Prior to
that, he earned a Master’s of Science from the London
School of Economics, and an A.B. from the University of
California at Berkeley.
Dr. Williams’ research focuses on topics including:
TVUL[HY`WVSPJ`\UKLY\UJLY[HPU[`"PUUV]H[PVU"WYVK\J[P]P[`HUKI\ZPULZZJ`JSLZ/LOHZW\ISPZOLKU\TLYV\Z
HY[PJSLZPUSLHKPUNYLZLHYJOQV\YUHSZ/LJ\YYLU[S`ZLY]LZ
HZ[OLTHUHNPUNLKP[VYVM[OL0U[LYUH[PVUHS1V\YUHSVM
Central Banking. Previously, he served as associate edi[VYVM[OL(TLYPJHU,JVUVTPJ9L]PL^(KKP[PVUHSSÒL
served as senior economist at the White House Council
of Economic Advisers and as a lecturer at Stanford Uni]LYZP[`»Z.YHK\H[L:JOVVSVM)\ZPULZZ
Dr. Williams, 53, is a native of Sacramento, California.
/LPZTHYYPLK^P[O[^VZVUZHUKYLZPKLZPU[OL:HU-YHUcisco Bay Area.
SPEAKERS
Orson Aguilar
President
The Greenlining Institute
6YZVU(N\PSHYPZ[OL7YLZPKLU[VM[OL.YLLUSPUPUN
Institute, one of the nation’s largest and most successful
multi-ethnic, advocacy and leadership development
UVUWYVÄ[Z.YLLUSPUPUNLU]PZPVUZHUH[PVUÔLYL
YHJLPZUL]LYHIHYYPLY[VLJVUVTPJVWWVY[\UP[`HUK
communities of color thrive. Because people of color
^PSSIL[OLTHQVYP[`VMV\YUH[PVU»ZWVW\SH[PVUI`
.YLLUSPUPUNILSPL]LZ[OH[(TLYPJH^PSSWYVZWLY
only if communities of color prosper. Under Orson’s
SLHKLYZOPW.YLLUSPUPUNOHZILJVTLHSLHKPUN]VPJL
PU[OLTV]LTLU[[VÄNO[YLKSPUPUNI`HK]VJH[PUN
for greenlining policies, particularly in the areas of
the economy, the environment, health, energy and
[LSLJVTT\UPJH[PVUZ6YZVU»ZSLHKLYZOPWOHZILLU
MLH[\YLKPUTHQVYTLKPHZ\JOHZ;OL5L^@VYR;PTLZ
;OL>HSS:[YLL[1V\YUHS<UP]PZPVU3H6WPUPVU579
7VSP[PJV;OL/\MÄUN[VU7VZ[HUKTHU`V[OLYZUL^Z
V\[SL[Z/LTLL[ZYLN\SHYS`^P[OTHQVY-VY[\UL
*,6ZHUK^P[OTHU`VMV\YUH[PVU»ZLJVUVTPJSLHKLYZ
His op-eds on diverse topics economic topics impacting
communities are regularly featured in small and large
UL^ZWHWLYZ[OYV\NOV\[[OLJV\U[Y`6YZVU»Z^VYROHZ
ILLUYLJVNUPaLKI`[OL5L^3LHKLYZ*V\UJPS3H[PUV
3LHKLYZ4HNHaPUL3H6WPUPVU;OL*VUNYLZZPVUHS
Hispanic Caucus Institute, and several other prominent
VYNHUPaH[PVUZ/LZP[ZVU[OLIVHYKH[[OL>VTLU»Z
-V\UKH[PVUVM*HSPMVYUPHHUKHSZVZP[ZVU)HURVM
America’s Community Advisory Committee.
Daniel Alger
Vice President
Goldman Sachs
+HU(SNLYPZH=PJL7YLZPKLU[PU[OL<YIHU0U]LZ[TLU[
.YV\W<0.H[.VSKTHU:HJOZ+HUOHZPU]LZ[LK
HUKTHUHNLKV]LY TPSSPVUVMPU]LZ[TLU[Z^P[OH
WHY[PJ\SHYMVJ\ZVUW\ISPJWYP]H[LWYVQLJ[ZHUKTP_LK
use developments including mixed-income housing,
retail, light industrial space, charter schools and other
JVTT\UP[`MHJPSP[PLZ+HUOHZ^VYRLKVUHIYVHKYHUNL
VM[YHUZHJ[PVU[`WLZPUJS\KPUNWYP]H[LLX\P[`[H_JYLKP[Z
JVUZ[Y\J[PVUKLI[HUK[LYTSVHUZ5V[HISL[YHUZHJ[PVUZ
PUJS\KL[OLÄUHUJPUNVM5L^@VYR*P[`)PRL:OHYL[OL
SHYNLZ[WYP]H[LS`ÄUHUJLKIPRLZOHYLZ`Z[LTPU[OL^VYSK
HUK[OL:L^HYK7HYR,ZZL_*YVZZPUNKL]LSVWTLU[H
T\S[PWOHZL TPSSPVUZX\HYLMVV[TP_LK\ZLTP_LK
PUJVTLKL]LSVWTLU[HJYVZZ ZP[LZVM[OL:L^HYK7HYR
<YIHU9LUL^HSPU[OLOLHY[VM[OL3V^LY,HZ[:PKL
of Manhattan. Dan currently serves on the Board of
+PYLJ[VYZMVY[OL.V]LYUVYZ0ZSHUK(SSPHUJL[OL)VHYK
24
VM+PYLJ[VYZMVY[OL5@:[H[L(ZZVJPH[PVUMVY(MMVYKHISL
/V\ZPUN5@:(-(/[OL0U]LZ[VY(K]PZVY`)VHYKMVY
[OL5L^4HYRL[;H_*YLKP[*VHSP[PVUHUK[OL(K]PZVY`
)VHYKVM[OL5@<-\YTHU*LU[LY»Z4VLSPZ0UZ[P[\[LMVY
(MMVYKHISL/V\ZPUN7VSPJ`7YPVY[V.VSKTHU:HJOZ
+HUZLY]LKHZHU6MÄJLYPU<UP[LK:[H[LZ5H]`:WLJPHS
Operations. He holds a B.B.A. from the University of
Notre Dame and an M.B.A. from the Wharton School at
the University of Pennsylvania.
Gideon Anders
Senior Attorney
National Housing Law Project
.PKLVU(UKLYZPZH:LUPVY([[VYUL`H[[OL5H[PVUHS
/V\ZPUN3H^7YVQLJ[5/37HUH[PVUHSHUKZ[H[L
SLNHSHUKOV\ZPUNHK]VJHJ`JLU[LYIHZLKPU*HSPMVYUPH
NHLP seeks to preserve and expand the supply of
HMMVYKHISLOV\ZPUNHUK[VWYVTV[L[OLOV\ZPUNYPNO[Z
VMSV^PUJVTLWLYZVUZHUKOV\ZLOVSKZ4Y(UKLYZ
OHZHUL_[LUZP]LOPZ[VY`VM^VYRPUN[VWYLZLY]L[OL
9\YHS+L]LSVWTLU[9+YLU[HSOV\ZPUNZ[VJRHUK[V
protect the rights of residents living in that housing.
He promoted the imposition of use restrictions on the
RD rental housing stock in 1979. He also promoted
the adoption of prepayment restrictions on RD
YLU[HSOV\ZPUNPU /LOHZWHY[PJPWH[LKPUTHQVY
SP[PNH[PVUHNHPUZ[9+HUKVÛLYZVM9+YLU[HSOV\ZPUN
developments to ensure that the prepayment restrictions
intended to protect residents of Section 515 housing
HYLLUMVYJLKWYVWLYS`4Y(UKLYZ^HZ[OL,_LJ\[P]L
+PYLJ[VYVM5/37MYVT [V/LOHZHSH^
KLNYLLMYVT[OL*VS\TI\Z:JOVVSVM3H^*H[OVSPJ
University of America, Washington, DC, and is a
TLTILYVM[OL*HSPMVYUPH)HY/LYLJLP]LKOPZ)(
^P[OHTHQVYPU(YJOP[LJ[\YLMYVT[OL<UP]LYZP[`VM
California, Berkeley.
Constance Anderson
Director
7HJPÄJ*VHZ[9LNPVUHS:THSS)\ZPULZZ
Development Center
*VUZ[HUJL(UKLYZVUPZ7HJPÄJ*VHZ[9LNPVUHS»Z7*9
Director of the Small Business Development Center
:)+*4Z(UKLYZVUPZHUL_WLYPLUJLKJVTT\UP[`
LJVUVTPJKL]LSVWTLU[HUKIHURPUNL_LJ\[P]LÔV
OHZ^VYRLKZ\JJLZZM\SS`PU[OL:V\[OLYU*HSPMVYUPH
market for most of her career. PCR’s Small Business
+L]LSVWTLU[*LU[LYWYV]PKLZ^VYRZOVWZL_[LUZP]L
one-on-one consulting engagements to the small
I\ZPULZZJVTT\UP[`4Z(UKLYZVUOHZ^VYRLKH[7*9
ZPUJLHUKOHZILLUPUZ[Y\TLU[HSPUKL]LSVWPUN
[OL,U[YLWYLUL\YPHS;YHPUPUN0UZ[P[\[LLK\JH[PVUHS
WYVNYHTZHZ^LSSHZTHUHNPUNKL]LSVWTLU[HUK
JVTT\UPJH[PVUZHJ[P]P[PLZMVY[OLJVTWHU`:OLILJHTL
[OL+PYLJ[VYVM[OL:)+*PUÔLU7*9^HZ
designated as a Small Business Development Center
I`[OL<::THSS)\ZPULZZ(KTPUPZ[YH[PVU7YPVY[V
QVPUPUN7*9ZOLOHKHZ\JJLZZM\SJHYLLYHZHIHURLY
L]LU[\HSS`H[[HPUPUN[OLWVZP[PVUVM=PJL7YLZPKLU[
*VTT\UP[`0U]LZ[TLU[6MÄJLYHUK^HZYLZWVUZPISLMVY
HSS*VTT\UP[`9LPU]LZ[TLU[(J[*9(HJ[P]P[PLZMVY[OL
)HUR:OLHSZVZLY]LKHZ=PJL7YLZPKLU[9LN\SH[VY`9PZR
4HUHNLYH[*HSPMVYUPH-LKLYHS)HURHUKHZ*VTWSPHUJL
4HUHNLY)HUR:LJYLJ`(J[6MÄJLYHUK*VTT\UP[`
9LPU]LZ[TLU[(J[6MÄJLYH[-PYZ[3VZ(UNLSLZ)HUR4Z
(UKLYZVUPZHTLTILYVM[OL4H`VY»Z6MÄJL4PUVYP[`
Business Development, the National Association of
-LTHSL,_LJ\[P]LZHUK[OL5H[PVUHS(ZZVJPH[PVUVM
>VTLU)\ZPULZZ6ÛLYZ5(>)63(
Laurence Anderson
Vice President
Rural Housing Preservation Associates
3H\YLUJL9¸3HYY`¹(UKLYZVUPZ[OL=PJL7YLZPKLU[
VM9\YHS/V\ZPUN7YLZLY]H[PVU(ZZVJPH[LZ9/7([OL
Rural Rental Housing development arm of Leon N.
>LPULY(ZZVJPH[LZ35>(HSHYNLPU[LNYH[LKHMMVYKHISL
OV\ZPUNWYV]PKLYOLHKX\HY[LYLKPU>PSTPUN[VU
+LSH^HYL4Y(UKLYZVUHSZVWYV]PKLZHK]PJLZ\WWVY[
HUKJVUZ\S[PUNZLY]PJLZMVY[OLHMMVYKHISLYLU[HSOV\ZPUN
PUK\Z[Y`LUNHNLKPU^VYRPUN^P[O[OL4\S[P-HTPS`
/V\ZPUN4-/WYVNYHTZVM[OL9\YHS/V\ZPUN:LY]PJL
9/::PUJLYL[PYPUNMYVT<:+(PU+LJLTILYVM
HM[LY`LHYZVM-LKLYHS:LY]PJLHZ[OL+PYLJ[VYVM[OL
4-/7YLZLY]H[PVUHUK+PYLJ[3VHU+P]PZPVU47+3
3HYY`JHUILKLZJYPILKHZHKL]LSVWLYWHY[[PTL
JVUZ\S[HU[HUKM\SS[PTLHK]VJH[LMVY4-/WYVNYHTZ
Highlights of Mr. Anderson’s career included leading
LMMVY[Z[VJYLH[LHSVUN[LYT4-/YL]P[HSPaH[PVUWYVNYHT
[VOLSWWYLZLY]L[OLHNPUNI\[PYYLWSHJLHISLIPSSPVU
direct loan portfolio and serving as the lead USDA
JVU[HJ[VU[OL9LU[HS7VSPJ`>VYRPUN.YV\WMVYTLK
I`[OL>OP[L/V\ZLK\YPUN[VPTWYV]LHUKHSPNU
-LKLYHSYLU[HSOV\ZPUNWVSPJ`4Y(UKLYZVULU[LYLK
-LKLYHSZLY]PJLHZH7YLZPKLU[PHS4HUHNLTLU[0U[LYUPU
HM[LYYLJLP]PUNH4HZ[LYZPU7\ISPJ(KTPUPZ[YH[PVU
from Rutgers and an undergraduate degree in Political
Science from Michigan State.
Colleen Anderson
Executive Director
BankWork$
*VSSLLU(UKLYZVUPZHOPNOS`ZLHZVULKL_LJ\[P]L^P[O
a proven track record of driving large scale change
HUKHJOPL]PUNZ\Z[HPUHISLNYV^[OPUJVTWHUPLZ^P[O
varying size and complexity. Ms. Anderson spent the
THQVYP[`VMOLYJHYLLYH[>LSSZ-HYNV:OLILNHUOLY
years there as an Assistant Branch Manager. A series of
25
WYVTV[PVUZMVSSV^LKPUJS\KPUN:LUPVY=PJL7YLZPKLU[
+PZ[YPJ[4HUHNLYMVY9L[HPS)HURPUN",_LJ\[P]L=PJL
7YLZPKLU[)\ZPULZZ:HSLZ+P]PZPVU",_LJ\[P]L=PJL
7YLZPKLU[¶9LNPVUHS7YLZPKLU[:V\[OLYU*HSPMVYUPH
*VTT\UP[`)HUR"HUK,_LJ\[P]L=PJL7YLZPKLU[/LHK
VM)\ZPULZZ)HURPUN4Z(UKLYZVU^HZZ\IZLX\LU[S`
YLJY\P[LKI`.VSKTHU:HJOZ[VZLY]LHZH*VUZ\S[HU[
and industry expert during a formal due diligence
WYVJLZZVUHWV[LU[PHSPU]LZ[TLU[[HYNL[-VSSV^PUNOLY
[PTLH[.VSKTHU:HJOZZOLZLY]LKHZ[OL,_LJ\[P]L
=PJL7YLZPKLU[HUK/LHKVM*VTT\UP[`)HURPUNMVY
[^VTPKZPaLJVTT\UP[ÌHURZPU*HSPMVYUPH:PUJL
[OLU4Z(UKLYZVUOHZYL[PYLKMYVTIHURPUNHUKPZ
UV^[OL,_LJ\[P]L+PYLJ[VYVM)HUR>VYRHUVUWYVÄ[
organization.
Amy Anderson
Executive Director
PATH Ventures
(T`KPYLJ[Z[OL^VYRVM7(;/=LU[\YLZ[OLYLHSLZ[H[L
KL]LSVWTLU[HMÄSPH[LVM7(;/HSLHKPUNOVTLSLZZ
ZLY]PJLZVYNHUPaH[PVU>P[OV]LY[^LU[`Ä]L`LHYZ
L_WLYPLUJL(T`PZH^LSSYLZWLJ[LKSLHKLYPU[OL
KL]LSVWTLU[VMOPNOX\HSP[`HMMVYKHISLOV\ZPUN
JVTT\UP[PLZ7YPVY[VQVPUPUN7(;/=LU[\YLZ(T`
^VYRLK^P[O[OL*HSPMVYUPH/V\ZPUN7HY[ULYZOPW
*VYWVYH[PVUÔLYLZOLWYV]PKLKÄUHUJPHSJVUZ\S[PUN
[LJOUPJHSHZZPZ[HUJLHUK[YHPUPUN[VUVUWYVÄ[HMMVYKHISL
housing developers and government clients throughout
*HSPMVYUPH-VY[LU`LHYWYPVY[VOLY^VYR^P[O*/7*
(T`^VYRLK^P[O(IVKL*VTT\UP[PLZTVZ[YLJLU[S`
HZ/V\ZPUN+PYLJ[VYÔLYLZOL^HZYLZWVUZPISLMVY
V]LYZLLPUNHSSHZWLJ[ZVMHMMVYKHISLOV\ZPUNWYVK\J[PVU
:OLWYLZLU[S`ZLY]LZHZ;YLHZ\YLYMVY[OL)VHYKVM
/V\ZPUN*HSPMVYUPHÔLYLZOLOHZZLY]LKZPUJL
She previously served as President of the Southern
*HSPMVYUPH(ZZVJPH[PVUVM5VU7YVÄ[/V\ZPUN:*(57/
ÔLYLZOL^HZH)VHYKTLTILYMYVT >P[OPUOLYVÛJVTT\UP[`VM:HU[H4VUPJH(T`
serves as a Planning Commissioner and previously
served as a Housing Commissioner from 2009 - 2011.
(TÒHZH4HZ[LY»Z+LNYLLPU<YIHU7SHUUPUNMYVT
UCLA and a B.A. from Cornell University.
Bob Annibale
Global Director, Citi Community Development
and Citi Inclusive Finance
Citi
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national and local organizations to support community
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microenterprise development. He also directs Citi
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JVTTLYJPHSYLSH[PVUZOPWZ^P[OTPJYVÄUHUJLPUZ[P[\[PVUZ
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has served on the Board of Advisors for the United
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London and the Policy Committee of the Centre for the
Study of African Economies at the University of Oxford.
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0UMVYTH[PVU,_JOHUNL*V\UJPSVM4PJYVÄUHUJL,X\P[`
-\UKZ:THSS,U[LYWYPZL,K\JH[PVUHUK7YVTV[PVU
:,,75L[^VYR4PJYVÄUHUJL5L[^VYRHUK,_LJ\[P]L
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)(KLNYLLZPUOPZ[VY`HUKWVSP[PJHSZJPLUJLH[=HZZHY
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Oriental and African Studies.
Lynda Arakelian
Environmental & Sustainability Manager
Redhorse Corporation
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THUHNLY^P[OL_WLY[PZLPUKLZPNUPUNHUKPTWSLTLU[PUN
KH[HKYP]LUWYVQLJ[Z[OH[HKKYLZZLU]PYVUTLU[HSQ\Z[PJL
HUKZ\Z[HPUHIPSP[`VIQLJ[P]LZ:OLPZJ\YYLU[S`HU
,U]PYVUTLU[HS:\Z[HPUHIPSP[`4HUHNLY^P[O9LKOVYZL
*VYWVYH[PVUÔLYLZOLWYV]PKLZZ\WWVY[VUH]HYPL[`
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1\Z[PJLHUKV[OLYMLKLYHSHNLUJPLZ[VPUJYLHZL[OL
capacity of community groups in accessing funding
HUKÄUHUJPUNMVYYLKL]LSVWPUNIYVÛÄLSKZWYVWLY[PLZ
into health clinics, grocery stores, community
gardens, and recreation areas. Lynda previously
served as Communications & Monitoring Specialist
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[OL,U]PYVUTLU[HS>VYRPUN.YV\WPU>HZOPUN[VU
D.C. She holds a B.A. in Ecological Studies from
Seattle University, M.A. in International Affairs from
American University, and M.A. in Natural Resources
:\Z[HPUHISL+L]LSVWTLU[MYVT[OL<UP[LK5H[PVUZ
University for Peace.
Ammar Askari
Community Development Expert
(ZRHYPPZHTLTILYVM[OL7VSPJ`.YV\WVM[OL6**»Z
Community Affairs department. In this role, he conducts
JVTT\UP[`KL]LSVWTLU[YLZLHYJO^P[OHMVJ\ZVUZTHSS
I\ZPULZZÄUHUJLYL[HPSIHURPUNWH`TLU[Z`Z[LTZ
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^P[O]PJLWYLZPKLU[VMYL[HPSIHURPUNHKTPUPZ[YH[PVU
/LHSZVZLY]LKHZHTLTILYVM[OLIHUR»ZJVTT\UP[`
26
KL]LSVWTLU[[LHTHUK^HZPUZ[Y\TLU[HSPUMVYT\SH[PUN
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HMHJ\S[`TLTILYPU[OLLJVUVTPJZKLWHY[TLU[HUK
a director of the Center for Economic Education at
0UKPHUH<UP]LYZP[`*VS\TI\Z(ZRHYPLHYULKH7O+PU
economics from Indiana University in 1995. He also
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degrees in economics.
Betty Avila
Associate Director
Self-Help Graphics and Art, Inc.
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/LSW.YHWOPJZ[LHTPU:LW[LTILYVMHZ(ZZVJPH[L
Director. She is also Board Chair of Multicultural
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HK]VJH[LZMVYSV^PUJVTLJVTT\UP[PLZJVSVYÔV
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7YPVY[V[OPZZOLOHKILLUPU7YVNYHTTPUNH[;OL4\ZPJ
*LU[LY^P[OHZ[YVUNMVJ\ZVUMYLLW\ISPJWYVNYHTZ
and participatory programming. Avila’s arts career
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*LU[LYMVY[OL(Y[ZPU7HZHKLUHÔLYLZOL^VYRLK
primarily on community outreach efforts to expand and
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the community relations manager at Levitt Pavilion
4HJ(Y[O\Y7HYRÔLYLZOL^VYRLK[VZ[YLUN[OLU[OL
organization’s connection to the local community. Avila
has a Bachelor of Arts in English and Spanish Literature
from Pitzer College and a Master of Arts in Arts
4HUHNLTLU[MYVT*SHYLTVU[.YHK\H[L<UP]LYZP[`0U
ZOL^HZH^HYKLKH-\SIYPNO[-LSSV^ZOPW[V2VYLH
Janie Barrera
President and CEO
LiftFund
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ILJVTL[OLSHYNLZ[TPJYVHUKZTHSSI\ZPULZZSLUKLYPU
[OL<UP[LK:[H[LZ;OLUVUWYVÄ[VYNHUPaH[PVUWYV]PKLZ
loans and management training to enterprises of all
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.LVYNPH2LU[\JR`3V\PZPHUH4PZZPZZPWWP4PZZV\YP
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¶^P[OHUPTWYLZZP]L WLYJLU[YLWH`TLU[YH[L4Z
Barrera has served on many national, state and local
IVHYKZPUJS\KPUN[OL-LKLYHS9LZLY]L)VHYK»Z5H[PVUHS
Consumer Advisory Council. She currently serves
VU[OLIVHYKZVM[OL5H[PVUHS(ZZVJPH[PVUMVY3H[PUV
Community Asset Builders, Corporation for Enterprise
Development, Association for Enterprise Opportunity,
and Our Lady of the Lake University. President Barack
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(K]PZVY`*V\UJPSVU-PUHUJPHS*HWHIPSP[`HUKZOLPZ
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Dallas, San Antonio Branch. She also serves on the
))=(*VTWHZZ5H[PVUHS(K]PZVY`)VHYK*HWP[HS
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Committee on Economic Inclusion.
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OV\ZPUNHUKÄUHUJPHSZLY]PJLZ4Z)LSSLZPOVSKZH)(
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Washington University.
Eric Belsky
Alison Becker, AICP
Director, LA Promise Zone
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+L]LSVWTLU[ÔLYLZOLSLHKZ[OL3VZ(UNLSLZ7YVTPZL
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the areas of community and economic development,
current planning, advanced planning and land
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HUKWSHUUPUNHK]PZVYMVY[OYLLLSLJ[LKVMÄJLZPU3VZ
(UNLSLZ:OLILJHTLHJLY[PÄLK*P[`7SHUULYPU
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BA in History from Clark University. Well versed in the
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Karen Bellesi
Community Development Manager
Karen Bellesi is the Community Development Manager,
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Reinvestment Act and economic inclusion. Ms.
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services, including the Comptroller’s participation on
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of OCC’s community reinvestment and development
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:[YH[LNPLZMVY*VTT\UP[`+L]LSVWTLU[-PUHUJL7YPVY
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and economic development issues. Ms. Bellesi serves
27
Director, Division of Consumer and Community Affairs
Dr. Eric S. Belsky, Ph.D., assumed the position of
Director of the Division of Consumer and Community
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Community Affairs ensures that consumer and
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it, the Division sets policies for and oversees the
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YLPU]LZ[TLU[SH^Z>P[OV[OLYHNLUJPLZP[HSZV^YP[LZ
or consults on consumer and community reinvestment
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VUHUKLUNHNLZZ[HRLOVSKLYZ[VHK]HUJLÔH[^VYRZPU
community development and consumer compliance.
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+Y)LSZRÌYPUNZ`LHYZVML_WLYPLUJL[V[OL+P]PZPVU
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the aim of promoting a fair and transparent consumer
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Reserve Board, he served as managing director of the
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Dr. Belsky also held the positions of director of Housing
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at the National Association of Home Builders, and
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4HZZHJO\ZL[[ZH[(TOLYZ[;OYV\NOV\[OPZJHYLLY+Y
Belsky has lent his expertise to numerous organizations,
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/V\ZPUN(K]PZVY`*V\UJPSVM-HUUPL4HLHUK[OL
National Community Advisory Council of Bank of
America. In addition, in 2001 and 2002, Belsky served
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/V\ZPUN*VTTPZZPVULZ[HISPZOLKI`[OL*VUNYLZZVM[OL
<UP[LK:[H[LZ+Y)LSZRÒHZJVLKP[LKZP_IVVRZHUK
H\[OVYLKU\TLYV\ZHY[PJSLZHUKIVVRJOHW[LYZHUKOHZ
ZLY]LKVU[OLLKP[VYPHSIVHYKZVM[OL1V\YUHSVM/V\ZPUN
9LZLHYJOHUK/V\ZPUN7VSPJ`+LIH[L
Jamie Bennett
Executive Director
ArtPlace America
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America, a partnership among 15 foundations, 8
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position art and culture as a core sector of community
WSHUUPUNHUKKL]LSVWTLU[I`PU]LZ[PUNPUYLZLHYJOPUN
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TPSSPVUPUWYVQLJ[ZPUJVTT\UP[PLZVMHSS
ZPaLZHJYVZZ[OL<UP[LK:[H[LZPUÔPJOHY[PZ[ZHUK
HY[ZVYNHUPaH[PVUZHYL^VYRPUN^P[O[OLPYULPNOIVYZ
to help shape communities’ social, physical, and
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*OPLMVM:[HMMHUK+PYLJ[VYVM7\ISPJ(MMHPYZH[[OL
5H[PVUHS,UKV^TLU[MVY[OL(Y[ZÔLYLOLV]LYZH^[OL
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WHY[ULYZOPWZ^P[O[OL<:+LWHY[TLU[ZVM(NYPJ\S[\YL
Defense, Health and Human Services, and Housing
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VM:[HMMH[[OL5L^@VYR*P[`+LWHY[TLU[VM*\S[\YHS
(MMHPYZÔLYLOLV]LYZH^[OLHNLUJ`»ZWHY[ULYZOPWZ
^P[O[OL5@*+LWHY[TLU[ZMVY[OL(NPUNVM,K\JH[PVU
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HSZVWYV]PKLKZ[YH[LNPJJV\UZLSH[[OL(NULZ.\UK
-V\UKH[PVUZLY]LKHZJOPLMVMZ[HMM[V[OL7YLZPKLU[VM
*VS\TIPH<UP]LYZP[`HUK^VYRLKPUM\UKYHPZPUNH[;OL
4\ZL\TVM4VKLYU(Y[[OL5L^@VYR7OPSOHYTVUPJ
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Antonio Bermúdez
Vice President
McCormack Baron Salazar
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multi-family housing and transit-oriented developments
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planning though design, construction, lease-up and
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ÄUHUJLZ[YH[LN`THUHNPUNKLZPNUHUKSHUK\ZL
JVUZ\S[HU[ZHUKJVUZ\S[PUN^P[OSLNHSJV\UZLSMVY
JVTWSPHUJL^P[OM\UKPUNYLN\SH[PVUZ4Y)LYTKLa
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KL]LSVWTLU[ZHYLJVUZPZ[LU[^P[OJVTT\UP[`WYPVYP[PLZ
and their vision for positive redevelopment. Currently,
Mr. Bermúdez is managing the development and
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phase community in the City of Los Angeles consisting
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the construction of the Santa Cecilia Apartments,
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28
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predevelopment include the Brooklyn Heights Market
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Robyn Bipes
Director of Lending and Programs
Greater Minnesota Housing Fund
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.YLH[LY4PUULZV[H/V\ZPUN-\UK.4/-PZ4PUULZV[H»Z
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+L]LSVWTLU[-PUHUJL0UZ[P[\[PVU*+-0HUKPZH*+-0
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.4/-OHZÄUHUJLK[OLJYLH[PVUHUKWYLZLY]H[PVUVM
HMMVYKHISLOVTLZPU4PUULZV[HZPUJL 4Z)PWLZTHUHNLZ.4/-»ZTPSSPVUYL]VS]PUN
SVHUM\UKHUKTPSSPVUSVHUWVY[MVSPVHUKSLHKZ
.4/-»ZWYVNYHTZHUKWVSPJ`PUP[PH[P]LZ0U[OLWHZ[
`LHYZ4Z)PWLZOHZSLKHUPU[LYHNLUJ`Z[H[L^PKL
PUP[PH[P]L[VWYLZLY]L4PUULZV[H»ZMLKLYHSS`Z\IZPKPaLK
HMMVYKHISLOV\ZPUN[OYV\NOWVSPJ`HK]VJHJ`[LJOUPJHS
HZZPZ[HUJLHUKKPYLJ[ÄUHUJPUN;OPZJVSSHIVYH[P]LLMMVY[
has preserved more than 10,000 units of multifamily
housing across Minnesota, including more than 20
<:+(WYVWLY[PLZ)LMVYLQVPUPUN[OL-\UK4Z)PWLZ
^HZPUNV]LYUTLU[ULNV[PH[PVUZH[<UP[LK/LHS[O.YV\W
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UVUWYVÄ[ZUH[PVUHSS`HUKPU[LYUH[PVUHSS`4Z)PWLZ
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Policy from the University of Minnesota’s Humphrey
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+L]LSVWTLU[-PUHUJL7YVMLZZPVUHSMYVT[OL5H[PVUHS
+L]LSVWTLU[*V\UJPSHUKPU^HZZLSLJ[LKHZ
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3LHKLYZOPW7YVNYHTMVY6WWVY[\UP[`-PUHUJL
David Black
David Black is a Community Development Expert in
[OL*VTT\UP[`(MMHPYZ+LWHY[TLU[VM[OL6MÄJLVM
the Comptroller of Currency. In that role, he conducts
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WVSPJ`HYLHZPUJS\KPUNZTHSSI\ZPULZZÄUHUJPUN
TPZZPVUKYP]LUHUKZVJPHSW\YWVZLÄUHUJPHSPUZ[P[\[PVUZ
and community development tax credits. Prior to
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entrepreneurship and community development
ÄUHUJLH[;OL(ZWLU0UZ[P[\[L/LOHZHSZV^VYRLKHZ
a community development practitioner. His education
includes a B.A. in Studio Arts and a Masters Degree in
<YIHUHUK9LNPVUHS7SHUUPUNMYVT[OL<UP]LYZP[`VM
7P[[ZI\YNO
Laurel Blatchford
Senior Vice President, Solutions
Enterprise Community Partners, Inc.
Laurel is senior vice president for Solutions at Enterprise
Community Partners, Inc., one of the nation’s leading
social enterprises. Laurel leads the organization’s
UH[PVUHSWYVNYHTTH[PJ^VYRPUJS\KPUN[OL[LHTZ
^VYRPUNPU,U[LYWYPZL»ZSVJHSTHYRL[ZHJYVZZ[OL<UP[LK
:[H[LZ:OLHSZVV]LYZLLZ,U[LYWYPZL»ZNYV\UKIYLHRPUN
initiatives focused on connecting people and
communities to opportunity. In addition, Laurel directs
Enterprise Advisors, the organization’s consulting
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,U[LYWYPZL3H\YLSOLSKHU\TILYVMZLUPVYWVZP[PVUZ
in government and the private sector, including
leadership roles at the U.S. Department of Housing and
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VM5L^@VYR*P[`4H`VY4PJOHLS)SVVTILYN-YVT
2009 to 2013, Laurel served as chief of staff to HUD
Secretary Shaun Donovan. In this capacity, she served
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[LHTHUK^VYRLKJSVZLS`^P[O[OLZLJYL[HY`HUK[OL
>OP[L/V\ZL[VKL]LSVWHUKL_LJ\[LH^PKLYHUNLVM
WVSPJ`HUKTHUHNLTLU[WYPVYP[PLZ7YPVY[VQVPUPUN[OL
6IHTH(KTPUPZ[YH[PVU3H\YLS^HZ]PJLWYLZPKLU[VM
KL]LSVWTLU[HUKWYVQLJ[KPYLJ[VYMVY[OL:V\[O:[YLL[
:LHWVY[9LKL]LSVWTLU[H[.LULYHS.YV^[O7YVWLY[PLZ
..7H*OPJHNVIHZLKYLHSLZ[H[LPU]LZ[TLU[[Y\Z[
)LMVYLOLY[LU\YLH[..73H\YLSZWLU[ZP_`LHYZ^VYRPUN
MVY5L^@VYR*P[`4H`VY)SVVTILYN
Michael Bodaken
President
National Housing Trust
Michael Bodaken serves as President of the National
/V\ZPUN;Y\Z[HUK[OL5H[PVUHS/V\ZPUN;Y\Z[
*VTT\UP[`+L]LSVWTLU[-\UK5/;*+-;OL;Y\Z[
LUNHNLZPUWYLZLY]H[PVUWVSPJ`HMMVYKHISLOV\ZPUN
KL]LSVWTLU[HUKSLUKPUN;OL;Y\Z[PZJVTTP[[LK
[VHºIHSHUJLKHWWYVHJO»[VMHPYOV\ZPUNÔPJO
WYVTV[LZHJJLZZ[V^LHS[OPLYJVTT\UP[PLZ[OYV\NO
TVIPSP[`HUKLUZ\YLZ[OH[YLZPKLU[ZÔVYLTHPUPU
ULPNOIVYOVVKZL_WLYPLUJPUNKPZ[YLZZOH]LHJJLZZ[V
resources and investments that improve their housing
HUKULPNOIVYOVVKZ/LOHZILLUSHYNLS`YLZWVUZPISL
MVYNYV^PUN[OLVYNHUPaH[PVUPUILJVTPUNHSLHKLY
PU[OLÄLSKVMHMMVYKHISLOV\ZPUNHUKHK]VJH[PUNMVY
¸.YLLU7YLZLY]H[PVU¹\YNPUN[OL[HYNL[PUNVMYLZV\YJLZ
MVYLULYN`YL[YVÄ[[PUNVML_PZ[PUNHMMVYKHISLOV\ZPUN;OL
;Y\Z[OHZÄUHUJLKHUKWYLZLY]LKV]LYHMMVYKHISL
OVTLZ[OYV\NOV\[[OLUH[PVUPU]VS]PUNV]LYIPSSPVU
PUÄUHUJPUN5/;*+-WYV]PKLZSV^PU[LYLZ[SVHUZ[V
preservation developers across the U.S. Separately,
5/;,U[LYWYPZLVÛZHUKVWLYH[LZHMMVYKHISL
apartments in 8 states and Washington,DC. Mr. Bodaken
is the convener of the National Preservation Working
29
.YV\WHTLTILYVM[OL,_LJ\[P]L*VTTP[[LLVM[OL
5H[PVUHS/V\ZPUN*VUMLYLUJLHUKHMVYTLYTLTILY
of the Advisory Board of the Housing Development
9LWVY[LY/LZLY]LZVU[OLIVHYKVMKPYLJ[VYZVM/VTLZ
MVY(TLYPJH/V\ZPUN1\Z[PJL*LU[LYHUK:[L^HYKZVM
(MMVYKHISL/V\ZPUNMVY[OL-\[\YL/LPZHMYLX\LU[
N\LZ[SLJ[\YLYH[HMMVYKHISLOV\ZPUNPUK\Z[Y`L]LU[Z
Doug Bond
Director of California Services and Operations
Amity Foundation
Doug Bond, Director of California Services and
6WLYH[PVUZ!4Y)VUKQVPULK(TP[`HZHULTWSV`LLPU
/LJ\YYLU[S`V]LYZLLZÄ]L0U7YPZVU:\IZ[HUJL
(I\ZL:LY]PJLZWYVQLJ[ZH[]HYPV\Z*HSPMVYUPH
+LWHY[TLU[VM*VYYLJ[PVUZHUK9LOHIPSP[H[PVUWYPZVUZ
PUJS\KPUN![OL*HSPMVYUPH9LOHIPSP[H[PVU*LU[LY*9*
*HSPMVYUPH0UZ[P[\[PVUMVY>VTLU*0>*LU[YHS
*HSPMVYUPH>VTLU»Z-HJPSP[`**>-*HSPMVYUPH:[H[L
7YPZVU3VZ(UNLSLZ3(*HUK[OL9PJOHYK1+VUV]HU
*VYYLJ[PVUHS-HJPSP[`91+/LHSZVV]LYZLLZ[^V
;LHJOPUNHUK;OLYHWL\[PJ*VTT\UP[PLZPUJS\KPUN
(TPZ[HKKL3VZ(UNLSLZÔPJOPZHILKJVTT\UP[`
SVJH[LKPU3VZ(UNLSLZ*(HUK=PZ[H9HUJOÔPJOPZ
HILKMHJPSP[`PU:HU+PLNV*V\U[`4Y)VUKOHZ
ILLUPUZ[Y\TLU[HSPUL_WHUKPUN[OL*HSPMVYUPHZLY]PJLZ
for Amity to include employment services through
[OL+LWHY[TLU[VM9LOHIPSP[H[PVU/LOHZHSZVILLU
WHY[VM[OLKLZPNUHUKTHUHNLTLU[[LHTMVY[OL1\Z[
0U9LHJO109QHPSWYVQLJ[M\UKLK[OYV\NO[OL/PS[VU
-V\UKH[PVUÔPJO^VYRZ[VZLY]LZVTLVM[OLTVZ[
at risk for recidivism and homelessness. Mr. Bond
chairs the California Department of Correction and
9LOHIPSP[H[PVU+PYLJ[VY»Z:LY]PJLZ(K]PZVY`NYV\WZ
/V\ZPUN*VTTP[[LLHUKPZHTLTILYVM[OL*HSPMVYUPH
+LWHY[TLU[VM*VYYLJ[PVUZHUK9LOHIPSP[H[PVU0U[LNYH[LK
Care Committee, the Los Angeles Regional Reentry
7HY[ULYZOPW3(997[OL<UP[LK/VTLSLZZ/LHS[OJHYL
7HY[ULYZ<//7HUK[OLHK]PZVYÌVHYKMVY[OL*LU[LY
for Social Entrepreneurship.
Melissa Borino
Senior Vice President and Managing Director,
Community Development and CRA
US Bank
4LSPZZH)VYPUVPZ:LUPVY=PJL7YLZPKLU[HUK4HUHNPUN+Prector Community Development and CRA for U.S. Bank,
YLZWVUZPISLMVYHSSJVTT\UP[`KL]LSVWTLU[LUNHNLTLU[
HUK*9(HJ[P]P[PLZ^P[OPU[OLIHUR»ZZ[H[LYL[HPSMVV[print. Melissa manages a national team comprised of
Community Development Managers and CRA Program
;LHTTLTILYZÔV^VYR[VWYVTV[LNVVKJVYWVYH[L
JP[PaLUZOPWPU[OLJVTT\UP[PLZÔLYL<:)HURKVLZ
I\ZPULZZHUKOLSW[OLIHURZ[YP]LMVYHU6\[Z[HUKPUN*9(
rating. She received her Bachelor of Arts in Economics
and Spanish from the University of Wisconsin - Madison.
Her professional career spans more than 24 years in the
IHURPUNHUKUVUWYVÄ[ZLJ[VYTHUHNPUNOVTLI\`LY
counseling programs and community development programs. She currently serves on several local and national
IVHYKZHUKJVTTP[[LLZ[OH[MVJ\ZVUHMMVYKHISLOV\ZPUN
HUKJVTT\UP[`KL]LSVWTLU[HUK^HZPUZ[Y\TLU[HSPU[OL
PUJLW[PVUVM;HRL9VV[4PS^H\RLL
Ray Boshara
Senior Advisor and Director of Center for Household
Financial Stability
Federal Reserve Bank of St. Louis
Ray Boshara is Senior Advisor and Director of the
*LU[LYMVY/V\ZLOVSK-PUHUJPHS:[HIPSP[`H[[OL-LKLYHS
9LZLY]L)HURVM:[3V\PZ)LMVYLQVPUPUN[OL-LKPU
(WYPS)VZOHYH^HZ=PJL7YLZPKLU[VM[OL5L^
(TLYPJH-V\UKH[PVUH+*IHZLK[OPUR[HURHUK
7VSPJ`+PYLJ[VYH[*-,+/LOHZHK]PZLKWYLZPKLU[PHS
JHUKPKH[LZHUKSLHKPUNWVSPJ`THRLYZ^VYSK^PKLHUK
[LZ[PÄLKILMVYL[OL<:*VUNYLZZZL]LYHS[PTLZ/LOHZ
^YP[[LUMVY[OL>HZOPUN[VU7VZ[;OL5L^@VYR;PTLZ
and Atlantic Monthly, among others, and is the coH\[OVY^P[O7OPSSPW3VUNTHUVM[OL IVVR;OL
Next Progressive Era. Boshara is a graduate of Ohio
:[H[L<UP]LYZP[`@HSL+P]PUP[`:JOVVSHUK[OL1VOU-
2LUULK`:JOVVSVM.V]LYUTLU[H[/HY]HYK
Rani Boukerrou
Senior Vice President, Consumer Checking Group
KeyBank
Rani leads product development and management
initiatives for consumer checking, Health Savings
(JJV\U[Z/:(ZMLLPUJVTLHUK^VYRWSHJLIHURPUN
^P[OHMVJ\ZVUWYVK\J[Z[YH[LN`HUKPUUV]H[PVUHUK
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7YPVY[V1VPUPUN2L`)HUR9HUP)V\RLYYV\^HZ[OLOLHK
of fee income consumer products at U.S. Bank. He led
the product management, development and pricing of
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SPX\PKP[`M\UKPUNKLWVZP[HK]HUJLV]LYKYHM[JV]LYHNL
V]LYKYHM[WYV[LJ[PVUHUK]HYPV\ZV[OLYWYVK\J[Z[OH[
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deposit products and designing client strategies and
programs for Underserved, Mass Market, and Mass
(MÅ\LU[ZLNTLU[Z9HUPHSZVKYV]L[OLZ[YH[LN`[V^HYKZ
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VM-PM[O;OPYK,_WYLZZ)HURPUN7YPVY[V[OLZLYVSLZ9HUP
held various product development and management
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)\ZPULZZ(KTPUPZ[YH[PVU-PUHUJLMYVT[OL<UP]LYZP[`VM
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and B..A English from the University of Constantine,
(SNLYPH/PZPZÅ\LU[PU-YLUJOHUK(YHIPJSHUN\HNLZ
30
Samuel J. Boyd, Jr.
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Program Development
U.S. Small Business Adminstration
:HT\LS1)V`K1YQVPUed the U.S. Small Business
(KTPUPZ[YH[PVU0U]LZ[TLU[+P]PZPVUVU1\ULHZ
[OL*OPLM0U]LZ[TLU[6MÄJLYHUK+PYLJ[VYVM7YVNYHT
Development. In this role, Mr. Boyd is in charge of
managing the initial assessment of SBIC applicants
and preparing the applications for presentation to the
:)0*0U]LZ[TLU[*VTTP[[LL;OPZJYP[PJHSWOHZLVM[OL
:)0*HWWSPJHU[YL]PL^WYVJLZZLU[HPSZHUHSàPUNHSS
4HUHNLTLU[(ZZLZZTLU[8\LZ[PVUUHPYLZ4(8[V
KL[LYTPUL:)0*WYVNYHTÄ[YLNHYKPUN[LHTZ[YH[LN`
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for creating and executing SBIC’s outreach strategy,
particularly as it pertains to engaging institutional
investors and under represented investment funds. Mr.
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HUK3PJLUZPUN*VTTP[[LLZ0TTLKPH[LS`WYPVY[VQVPUPUN
the SBIC program, Mr. Boyd served as the president
& CEO of the National Association of Investment
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MVYÄYTZ[OH[YLWYLZLU[VYPU]LZ[PU[OL\UKLYZLY]LK
market. Mr. Boyd has an MBA from the Darden
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HUKH):PU*P]PS,UNPULLYPUNMYVT5VY[O*HYVSPUH(;
State University.
Tynesia Boyea-Robinson
Director of Collective Impact
Living Cities
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and externally to provide clarity and guidance on
effective methodologies for applying the principles of
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committees, including Duke University’s Sanford School
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Cities as the Director of Collective Impact in 2014. In
[OPZYVSLZOL^VYRZIV[OPU[LYUHSS`HUKL_[LYUHSS`[V
provide clarity and guidance on effective methodologies
for applying the principles of Collective Impact.
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*,6VM9LSPHUJL4L[OVKZWVZP[PVULKOLY^LSSMVY
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I`WYV]PKPUNO\THUJHWP[HSZ[YH[LN`HUKWSHJLTLU[
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Marriott, and the federal government. Prior to launching
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potential through careers and continued education.
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NYL^MYVTZLY]PUNZ[\KLnts and 8 corporate partners
in 2006 to close to 700 students and over 40 internship
partners, including the White House, in 2011. She also
created a performance assessment tool for Year Up that
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Larry Briggs
President and CEO
First National Bank and Trust Company
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attending Oklahoma State University, Larry stayed
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>OLUOLÄYZ[ILJHTLHIHURWYLZPKLU[3HYY`^HZVUL
of youngest in the state of Oklahoma. He is an active
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has served as president of the Oklahoma Bankers
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Bankers Association. He is still actively involved
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(YT`9LZLY]LZ/LYLZPKLZPU:OHÛLL^P[OOPZ^PML
Michelle.
Tina Brison
Review Examiner
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the Assistant Examiner School I at the training center,
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specialized in the compliance area, and participated on
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1992, Ms. Brison transferred to the Division of
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)YPZVU^HZUHTLKHZHYL]PL^L_HTPULYMVY[OL([SHU[H
9LNPVUHUKJ\YYLU[S`ZLY]LZHZ[OLYL]PL^L_HTPULY
MVY>LZ[=PYNPUPH=PYNPUPHHUK5VY[O*HYVSPUH:OLPZ
HUH[P]LVM>LZ[=PYNPUPHHUKYLJLP]LKOLY))(PU
Accounting from Marshall University, Huntington, West
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nursing student at Marshall University.
31
Gian F. Brosco
President
Nevada Community Foundation
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.YV\W>OPSLH[<:;Y\Z[OLJV\UZLSLKPUKP]PK\HSZ
families and private foundations on their philanthropy
and advised institutional clients around governance
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philanthropy, planned giving, investment policy, and
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HWYHJ[PJPUNH[[VYUL`.PHUOHZHK]PZLKTVYL[OHU
W\ISPJJOHYP[PLZWYP]H[LMV\UKH[PVUZPUKP]PK\HSZ
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WOPSHU[OYVW`HUKPZVULVMML^LY[OHUJVUZ\S[HU[Z
UH[PVU^PKL[VOVSK[OLWYLZ[PNPV\Z*.;*LY[PÄLK)VHYK
.V]LYUHUJL;YHPULYKLZPNUH[PVU+\YPUNOPZ[LU\YL
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of near unprecedented economic upheaval, increasing
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-V\UKH[PVUOHZYLHJOLK\UWYLJLKLU[LKPUÅ\LUJL
as a thought leader and catalyst for change in the
community.
Dora Brown
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International Bank of Commerce
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over 25 years of marketing and community relations,
Dora strategizes and directs the community relations,
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and marketing initiatives of IBC in her local region’s
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and committees of over 30 organizations in the various
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UVUWYVÄ[ZHUKTVYL*\YYLU[S`ZOLZP[ZVUIVHYKZ
^P[O9PV.YHUKL9LNPVUHS/VZWP[HS*P[`VM4J(SSLU
7HYRZHUK9LJYLH[PVUHUK[OL;L_HZ:[H[L<UP]LYZP[`
Latin American Advisory Council. She has received
U\TLYV\ZH^HYKZMVYOLYHJJVTWSPZOTLU[ZPUJS\KPUN
[OL;L_HZ)HURLYZ(ZZVJPH[PVU»Z3P-,(^HYKMVY3LHKLYZ
PU-PUHUJPHS,K\JH[PVUHUK;OL5H[PVUHS4PJYVZVJPL[`
¸.LVYNL(^HYKMVY6\[Z[HUKPUN*VTT\UP[`7HY[ULY¹
PTWSLTLU[LK[OLJV\U[Y`»ZÄYZ[JVTWYLOLUZP]LWYVNYHT
and longitudinal study on children of incarcerated
WHYLU[Z7YVQLJ[:,,2PU-SPU[40)\Y[VUPZ[OL*V
Chair and Coordinator of Alameda County’s Children
of Incarcerated Parents Partnership and an advisor for
[OL5H[PVUHS9LZV\YJL*LU[LYVU*OPSKYLUHUK-HTPSPLZ
VM[OL0UJHYJLYH[LK59**-0H[9\[NLYZ<UP]LYZP[`H[
Camden. Burton served as an advisor on Sesame Street’s
UL^S`YLSLHZLK¸3P[[SL*OPSKYLU)PN*OHSSLUNL¹
Antony Bugg-Levine
*OPLM,_LJ\[P]L6MÄJLY
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-PUHUJL-\UKHUH[PVUHSUVUWYVÄ[HUKÄUHUJPHS
intermediary that unlocks the potential of missiondriven organizations through tailored investment,
strategic advice, and transformational ideas. In this
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capital and a national consulting practice, and
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and government partners to develop and implement
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PZ[OLJVH\[OVYVM[OLUL^S`YLSLHZLK0TWHJ[0U]LZ[PUN!
;YHUZMVYTPUN/V^>L4HRL4VUL`>OPSL4HRPUNH
+PMMLYLUJL>PSL`4VZ[YLJLU[S`H4HUHNPUN
+PYLJ[VYH[[OL9VJRLMLSSLY-V\UKH[PVU4Y)\NN3L]PUL
KLZPNULKHUKSLK[OL9VJRLMLSSLY-V\UKH[PVU»Z0TWHJ[
0U]LZ[PUNPUP[PH[P]L/LPZ[OLMV\UKPUNIVHYKJOHPYVM
[OL.SVIHS0TWHJ[0U]LZ[PUN5L[^VYRHUKJVU]LULK[OL
TLL[PUN[OH[JVPULK[OLWOYHZL¸PTWHJ[PU]LZ[PUN¹
(MVYTLYJVUZ\S[HU[^P[O4J2PUZL`*VOLHSZV
[LHJOLZH[*VS\TIPH)\ZPULZZ:JOVVS
Carol F. Burton
Director
JEWELD Legacy Group
*HYVS-)\Y[VU34:>PZ[OLMV\UKLYVM1,>,3+
3LNHJ`.YV\WHJVUZ\S[PUNÄYT[OH[MVJ\ZLZVU
I\PSKPUNIYPKNLZJYLH[PUNPUUV]H[P]LHUKZ\Z[HPUHISL
WYVNYHTZ^P[OPUHUKHTVUNJVYYLJ[PVUHSPUZ[P[\[PVUZ
MLKLYHSWYVNYHTZUVUWYVÄ[HUKMHP[OIHZLKYLSH[LK
organizations and coalitions. She is the former
Executive Director of Centerforce, a California
organization created to support, educate, and advocate
for individuals, families, and communities impacted
I`PUJHYJLYH[PVU/LYYLZWVUZPIPSP[PLZH[*LU[LYMVYJL
included the operation of the nationally recognized
464:WYVNYHTHWHY[ULYZOPW^P[O6HRSHUK/V\ZPUN
(\[OVYP[`[VWYV]PKLZ[HISLOV\ZPUNHUK^YHWHYV\UK
services for formerly incarcerated pregnant and
WHYLU[PUNTV[OLYZHUK[OLPYJOPSKYLU)LMVYLQVPUPUN
Centerforce, Burton served for six years as Associate
,_LJ\[P]L+PYLJ[VYVM[OL6ZIVYUL(ZZVJPH[PVUPU5L^
@VYR*P[`ÔLYLZOLKL]LSVWLKZ[YLUN[OLULKHUK
V]LYZH^HSSVM6ZIVYUL»ZPUWYPZVUHUKJVTT\UP[`
IHZLKMHTPS`HUKYLLU[Y`ZLY]PJLZWYVNYHTZ:OL
32
Douglas Bystry
President and CEO
Clearinghouse CDFI
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SV^PUJVTLJVTT\UP[PLZMVYV]LY`LHYZ4Y)`Z[Y`
in his professional career, has successfully raised and
KLWSV`LKV]LYIPSSPVUMVYSV^PUJVTLJVTT\UP[PLZ
4\JOVM[OPZJHWP[HS^HZYHPZLKI`*SLHYPUNOV\ZL*+-0
ÔPJOOLMV\UKLKPU HUKPZUV^VULVM[OLSHYNLZ[*+-0»ZPU[OLUH[PVU*SLHYPUNOV\ZL*+-0LTIYHJLZ
[OLJVUJLW[[OH[¸JVTT\UP[`SLUKPUNJHUHUKZOV\SKIL
WYVÄ[HISL¹;OPZWOPSVZVWOÒHZOLSWLKH[[YHJ[V]LY
IHURHUKJVYWVYH[LPU]LZ[VYZWYV]PKPUNIV[OKLI[HUK
LX\P[`*SLHYPUNOV\ZL*+-0^HZ[OLÄYZ[UVUKLWVZP[VY`
*+-0PU[OLUH[PVU[VIVYYV^MYVTHU`-LKLYHS/VTL
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ZLSLJ[LKMVY[OLPUH\N\YHSYV\UKVM[OL*+-0-\UK)VUK
.\HYHU[`7YVNYHTH[TPSSPVU4Y)`Z[Y`^HZH
Housing Commissioner for the County of Orange and a
*P[`*V\UJPSTLTILYMVY[OL*P[`VM3H/HIYH*HSPMVYUPH/LZLY]LZVU[OL*605*HSPMVYUPH6YNHUPaLK0U]LZ[TLU[5L[^VYR(K]PZVY`)VHYKÔVZLNVHSPZ[VPUJYLHZL
insurance industry community investments throughout
*HSPMVYUPH4Y)`Z[Y`ZLY]LZVUZL]LYHSV[OLYUVUWYVÄ[
IVHYKZWYPTHYPSÌLULÄ[[PUNHMMVYKHISLOV\ZPUNHUK[OL
KPZHISLKJVTT\UP[`/LPZH<*3(NYHK\H[L
Ann Carpenter
Community and Economic Development Advisor
Federal Reserve Bank of Atlanta
Ann Carpenter is a community and economic
KL]LSVWTLU[HK]PZVYH[[OL-LKLYHS9LZLY]L)HURVM
([SHU[HZWLJPHSPaPUNPUOV\ZPUNHUKULPNOIVYOVVK
YL]P[HSPaH[PVU7YPVY[VQVPUPUN[OL([SHU[H-LK
*HYWLU[LY^HZHZLUPVYYLZLHYJOHZZVJPH[LH[[OL
.LVYNPH;LJO9LZLHYJO0UZ[P[\[L»Z.;900UMVYTH[PVU
HUK*VTT\UPJH[PVUZ3HIVYH[VY`:VJPV;LJOUPJHS
:`Z[LTZ+P]PZPVU;OLYLZOLZWLJPHSPaLKPU[OLHYLHZVM
Z\Z[HPUHIPSP[`JVTT\UP[`YLZPSPLUJLHUKLTLYNLUJ`
management planning for state and local entities in
.LVYNPH*HYWLU[LYLHYULKHIHJOLSVY»ZKLNYLLPU
architecture from the University of Michigan and
master’s and doctorate degrees in city and regional
WSHUUPUNMYVT.LVYNPH;LJO:OLPZHTLTILYVM[OL
(TLYPJHU0UZ[P[\[LVM*LY[PÄLK7SHUULYZ(0*7
community development, among other timely topics.
Ms. Chiarenza’s current research centers on communityIHZLKLTWSV`TLU[Z[YH[LNPLZ>P[OHWYVMLZZPVUHS
IHJRNYV\UKPUOV\ZPUNWVSPJ`HUKWYVNYHTL]HS\H[PVU
she holds a Master of City Planning degree from the
University of California, Berkeley, and a B.A. from
)YVÛ<UP]LYZP[`
Richard Chacon
Director, Supplier Diversity and Development
Union Bank
Richard Chacon is the Director of Supplier Diversity
HUK+L]LSVWTLU[MVY4<-.<UPVU)HUR5(/LPZ
YLZWVUZPISLMVYWYV]PKPUNKP]LYZLI\ZPULZZLU[LYWYPZLZ
^P[O[OLVWWVY[\UP[`[VWHY[PJPWH[LPU[OL)HUR»Z
procurement of products and services throughout its
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PU HUKOHZILLU[OLKYP]PUNMVYJLILOPUKHU
PUJYLHZLPUKP]LYZLI\ZPULZZZ\WWSPLYZWLUKMYVT
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current position, Mr. Chacon served 10 years in various
WLYZVUULSYLSH[LKWVZP[PVUZPU[OL<:(YT`HUK^P[O
7HJPÄJ)LSSMVY`LHYZPU[OLWLYZVUULSHUKZ\WWSPLZ
KPZ[YPI\[PVUKLWHY[TLU[Z;OLYLOLLZ[HISPZOLK[OL
Z\WWSPLYKP]LYZP[`WYVNYHTMVY7HJPÄJ)LSS»Z:V\[OLYU
*HSPMVYUPH9LNPVU"OL[OLUTHUHNLK[OL7HJPÄJ)LSS
:LY]PJLZMVY[OL+PZHISLKWYVNYHT/LOHZHSZVOLSK
]HYPV\ZTHUHNLTLU[WVZP[PVUZ^P[O3L]P:[YH\ZZ
*V3)*YLKP[*VYWVYH[PVUHUK>LSSZ-HYNV)HUR
0UWHY[ULYZOPW^P[OZLUPVYSH^LUMVYJLTLU[VMÄJPHSZ
YLWYLZLU[PUN[OL<::LJYL[:LY]PJL[OL-)0*HSPMVYUPH
HUKSVJHSSH^LUMVYJLTLU[VMÄJPHSZ9PJOHYKOHZILLU
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throughout the Union Bank footprint. Mr. Chacon
PZHUHJ[P]LTLTILY^P[OPUOPZJVTT\UP[`HUK
^P[OU\TLYV\ZI\ZPULZZKL]LSVWTLU[VYNHUPaH[PVUZ
throughout the nation.
Laura Choi
Senior Research Associate
Laura Choi is a Senior Research Associate in Community
+L]LSVWTLU[H[[OL-LKLYHS9LZLY]L)HURVM:HU
-YHUJPZJVÔLYLZOLL_HTPULZWVSPJ`HUKWYHJ[PJL
related to the expansion of economic opportunity for
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MVJ\ZLZVUPZZ\LZVMOV\ZLOVSKÄUHUJPHSZ[HIPSP[`JYVZZ
sector community development, and regional trends
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[OL-LK3H\YH^HZHWYVQLJ[THUHNLYH[9P]LYZPKL
Housing Development Corporation. She received a BA
PULJVUVTPJZHUKH4HZ[LYVM7\ISPJ7VSPJ`KLNYLLIV[O
from the University of California, Berkeley.
Audrey Choi
Gabriella Chiarenza
Research Associate
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)HURVM:HU-YHUJPZJV/LYYLZLHYJOHUKV\[YLHJO^VYR
SL]LYHNLZ[OLPU[LYZLJ[PVUVMX\HSP[H[P]LHUKX\HU[P[H[P]L
data to address local challenges comprehensively and
IL[[LYYLWYLZLU[HUKSLHYUMYVT[OL]PL^ZVMJVTT\UP[`
TLTILYZHUKWYHJ[P[PVULYZPUJVTT\UP[`PU]LZ[TLU[
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to and understanding of data and policy information
[OYV\NOOLY^VYR4Z*OPHYLUaHY\UZ[OL-9):-
=HU[HNL7VPU[JVTT\UP[`PUKPJH[VYZZ\Y]L`WYVQLJ[
ÔPJOIYPUNZ[VNL[OLY[OVYV\NOX\HU[P[H[P]LKH[H
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YLZWVUZLZ[VWPUWVPU[ZWLJPÄJJVTT\UP[`JVUJLYUZ
HUKVWWVY[\UP[PLZPUJP[PLZHUK[VÛZHJYVZZ[OL-LKLYHS
Reserve’s 12th District. She also manages and edits the
*VTT\UP[`0U]LZ[TLU[ZW\ISPJH[PVUÔPJOMLH[\YLZ
H]HYPL[`VMWYHJ[P[PVULY]PL^WVPU[ZHUKILZ[WYHJ[PJLZ
around a given community development topic. Recent
issues of Community Investments have examined
community opportunities for veterans, household
ÄUHUJPHSZ[HIPSP[`HUKJVSSLJ[P]LPTWHJ[HWWYVHJOLZ[V
33
*OPLM,_LJ\[P]L6MÄJLY0UZ[P[\[LMVY:\Z[HPUHISL
Investing
Morgan Stanley
Audrey Choi is CEO of Morgan Stanley’s Institute for
:\Z[HPUHISL0U]LZ[PUN:OLPZHSZV4HUHNPUN+PYLJ[VY
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-PUHUJL.YV\W0U[OLZLYVSLZZOLV]LYZLLZ[OLÄYT»Z
efforts to support resilient communities and promote
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[OLJHWP[HSTHYRL[Z0UHJHYLLYZWHUUPUN[OLW\ISPJ
WYP]H[LHUKUVUWYVÄ[ZLJ[VYZ(\KYLÒHZILJVTL
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[VHKKYLZZW\ISPJWVSPJ`JOHSSLUNLZ7YPVY[VQVPUPUN
Morgan Stanley, Audrey held senior policy positions in
the Clinton Administration, the Commerce Department
HUK[OL-LKLYHS*VTT\UPJH[PVUZ*VTTPZZPVU>OPSL
at the White House, she served as Chief of Staff of the
Council of Economic Advisers and Domestic Policy
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HMVYLPNUJVYYLZWVUKLU[HUKI\YLH\JOPLMH[;OL>HSS
:[YLL[1V\YUHS:OLPZJ\YYLU[S`HTLTILYVM7YLZPKLU[
6IHTH»Z<:*VTT\UP[`+L]LSVWTLU[(K]PZVY`
)VHYKHUKVU[OLIVHYKZVMZL]LYHSUH[PVUHSUVUWYVÄ[Z
focused on education, conservation and impact
investing. Audrey is a graduate of Harvard College and
Harvard Business School.
Edwin Chow
Sean Closkey
Regional Director, West Region
Consumer Finance Protection Bureau
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[OL;YLHZ\Y`,K^PU*OVÔLSWLKWSHUHUKI\PSK[OL
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*-7):PUJL[OLZ[HY[\WVM[OL*-7)PU1\S`
,K^PUOHZZLY]LKHZ[OL9LNPVUHS+PYLJ[VYVM[OL*-7)»Z
>LZ[9LNPVU,K^PUOHZYLZWVUZPIPSP[`MVYKPYLJ[PUN
the agency’s consumer protection examination and
Z\WLY]PZPVUHJ[P]P[PLZ^P[OYLZWLJ[[VYLN\SH[LKKLWVZP[VY`
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[OLPYHMÄSPH[LZHZ^LSSHZUVUKLWVZP[VY`ÄUHUJPHS
ZLY]PJLZJVTWHUPLZPU[OL^LZ[LYU<UP[LK:[H[LZ
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*-7),K^PUZLY]LKPUH]HYPL[`VMZLUPVYTHUHNLTLU[
WVZP[PVUZH[[OL+LWHY[TLU[VM[OL;YLHZ\Y`»Z6MÄJL
VM;OYPM[:\WLY]PZPVU6;:^P[OYLZWVUZPIPSP[`MVY
overseeing the supervision, examination, and regulation
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OLHKX\HY[LYLKPU[OL6;:»>LZ[9LNPVU0U[OPZYLNHYK
,K^PUV]LYZH^HSSVM[OLJVUZ\TLYJVTWSPHUJLMHPY
lending, CRA, BSA, and trust examinations conducted
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soundness examinations of caseloads of institutions in
[OLYLNPVU,K^PUOVSKZH):KLNYLLPU:THSS)\ZPULZZ
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-YHUJPZJV:[H[L<UP]LYZP[`/LPZHSZVHNYHK\H[LVM[OL
7HJPÄJ*VHZ[)HURPUN:JOVVS
President
Development Partners
4Y*SVZRL`QVPULK9LPU]LZ[TLU[-\UKPUHUKPZ
YLZWVUZPISLMVYHZZPZ[PUNWYP]H[LKL]LSVWLYZHUKW\ISPJ
ZLJ[VYJSPLU[ZPU[OLPYLMMVY[Z[VYL]P[HSPaLULPNOIVYOVVK
real estate markets. Mr. Closkey previously served
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HUK4VY[NHNL-PUHUJL(NLUJ`/PZHJJVTWSPZOTLU[Z
PUJS\KLJYLH[PUNHUKPTWSLTLU[PUN5L^1LYZL`»Z
IPSSPVU:THY[.YV^[O/V\ZPUN7VSPJ`7YPVY[VSLHKPUN
[OL51/4-(4Y*SVZRL`^HZ,_LJ\[P]L+PYLJ[VYVM
:[1VZLWO»Z*HYWLU[LYZ:VJPL[`PU*HTKLU/LOVSKZ
H):PUÄUHUJLMYVT=PSSHUV]H<UP]LYZP[`HUKH4(PU
LJVUVTPJZMYVT[OL<UP]LYZP[`VM;L_HZH[(\Z[PU
Ariel Cisneros
Senior Advisor
Federal Reserve Bank of Kansas City
(YPLS*PZULYVZZLUPVYHK]PZVY-LKLYHS9LZLY]L
)HURVM2HUZHZ*P[`·+LU]LY)YHUJO*PZULYVZPZ
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and economic development informational needs of
IHURLYZJVTT\UP[`VYNHUPaH[PVUYLWYLZLU[H[P]LZHUK
NV]LYUTLU[VMÄJPHSZPU[OLZL]LUZ[H[LZVM[OL;LU[O
District. He has completed research and organized
conferences and seminars that provide information on
community and economic development investments,
HZZL[I\PSKPUNZ[YH[LNPLZ5H[P]L*VTT\UP[PLZ[OL
*9(HUKYLSH[LKJVTWSPHUJLPZZ\LZKPZHZ[LYÄUHUJPHS
preparedness, and makes presentations on these
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dedicated to community and economic development.
7YPVY[VQVPUPUN[OL2HUZHZ*P[`-LK*PZULYVZ^VYRLK
H[[OL-LKLYHS9LZLY]L)HURVM+HSSHZHUKOHZHSZV
^VYRLKV]LYZLHZZLY]PUNHZHUI\ZPULZZL_[LUZPVU
VMÄJLYPU)V[Z^HUH(MYPJH/LLHYULKHIHJOLSVY»Z
KLNYLLPUWVSP[PJHSZJPLUJL^P[OHMVJ\ZVUPU[LYUH[PVUHS
KL]LSVWTLU[MYVT[OL<UP]LYZP[`VM;L_HZH[(\Z[PU
*PZULYVZPZHNYHK\H[LVM[OL.YHK\H[L:JOVVSVM
Banking at the University of Colorado.
34
Joyce Cofield
Executive Director, OMWI
1V`JL*VÄLSKPZ[OL,_LJ\[P]L+PYLJ[VYMVY[OL6MÄJL
VM4PUVYP[`HUK>VTLU0UJS\ZPVUH[[OL6MÄJLVM[OL
*VTW[YVSSLYVM*\YYLUJ`6**0U[OPZYVSL4Z*VÄLSK
provides executive direction, sets policies, and oversees
all agency matters relating to diversity in management,
LTWSV`TLU[HUKI\ZPULZZHJ[P]P[PLZ:OLYLWVY[ZKPYLJ[S`
[V[OL*VTW[YVSSLYVM[OL*\YYLUJ`;OL6**LZ[HISPZOLK
[OPZWVZP[PVU[VJVTWS`^P[O:LJ[PVUVM[OL+VKK
-YHUR>HSS:[YLL[9LMVYTHUK*VUZ\TLY7YV[LJ[PVU
(J[:OLHZZ\TLK[OPZWVZP[PVUPU+LJLTILY
:PUJLQVPUPUN[OL6**PU4Z*VÄLSKOHZZLY]LK
PUH]HYPL[`VMSLHKLYZOPWYVSLZ^P[OPUO\THUJHWP[HS
recruitment, and diversity management at the OCC. Prior
[VQVPUPUN[OLHNLUJ`4Z*VÄLSKZLY]LKPUL_LJ\[P]L
roles at the Polaroid Corporation as Senior Human
Resources Administrator, Director of Diversity, and later
HZ:[HMM(ZZPZ[HU[[V[OLJOPLML_LJ\[P]LVMÄJLYZLY]PUN
as that senior executive’s chief of staff. In addition
[VJVTWSL[PUNHU\TILYVML_LJ\[P]LKL]LSVWTLU[
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4HZZHJO\ZL[[Z0UZ[P[\[LVM;LJOUVSVN`4Z*VÄLSK
LHYULKHIHJOLSVYVMZJPLUJLMYVT=PYNPUPH<UPVU
University and a master’s degree from Boston University.
Robin Conerly
Executive Director
West Hollywood Community Housing Corporation
9VIPUQVPULK>/*/*PULHYS`[VL_WHUK[OL
JHWHJP[`[VKL]LSVWUVUWYVÄ[OV\ZPUNHUK[VLSL]H[L
HUKLUOHUJL>/*/*»ZWYVÄSL^P[OPU[OL*P[PLZVM>LZ[
/VSS`^VVK.SLUKHSLHUK3VZ(UNLSLZHZ^LSSHZ[OL
communities surrounding these cities. As a graduate
VM[OL<UP]LYZP[`VM:V\[OLYU*HSPMVYUPH^P[OH4HZ[LY
VM7SHUUPUNHUKH4HZ[LYVM:JPLUJLPU.LYVU[VSVN`
9VIPU»ZZWLJPHS[`HUKMVJ\ZOHZILLU[OLKL]LSVWTLU[
VMHMMVYKHISLOV\ZPUNMVYZLUPVYZHUKWLVWSL^P[O
KPZHIPSP[PLZ)LNPUUPUNOLYJHYLLYPU[OLKL]LSVWTLU[
of market rate continuing care retirement communities,
9VIPUKL]LSVWLKHZ[YVUNPU[LYLZ[PUZLY]PJLLUYPJOLK
OV\ZPUNÔPJO^HZHMMVYKHISL[VWLVWSL^P[OSPTP[LK
incomes. In the early-1990’s as the City of Los Angeles
^HZKL]LSVWPUNP[ZÄYZ[/V\ZPUN+LWHY[TLU[9VIPUOHK
[OLVWWVY[\UP[`[VHIZVYI[OLPU[YPJHJPLZVMHMMVYKHISL
OV\ZPUNÄUHUJLZLY]PUNHZHÄUHUJLVMÄJLYMVYTHU`VM
[OLÄYZ[HMMVYKHISLOV\ZPUNWYVQLJ[ZI\PS[PU3VZ(UNLSLZ
MVYWLVWSLÔV^LYLOVTLSLZZVYSP]PUNVUÄ_LKHUK
VYSPTP[LKPUJVTLZ)LMVYLJVTPUN[V>/*/*9VIPU
served for ten years as the Deputy Director for the Los
(UNLSLZ/VTLSLZZ:LY]PJLZ(\[OVYP[`;OPZL_WLYPLUJL
^HZPUZ[Y\TLU[HSPU[OLKL]LSVWTLU[VMOLYWOPSVZVWO`
[OH[OH]PUNHZLJ\YLWSHJL[VSP]LPZJY\JPHSMVY^LSS
ILPUNVMPUKP]PK\HSZHUKMHTPSPLZ
Mark Connors
Lender Liaison
Department of Veterans Affairs
6YPNPUHSS`MYVT:HU[H)HYIHYH*(4HYRZL[[SLKPU
/V\Z[VU;?MVSSV^PUNOPZYL[PYLTLU[MYVT[OL<:
(PY-VYJL7YPVY[VOPZ[LU\YL^P[O[OL=(4HYR^VYRLK
^P[O[OL:THSS)\ZPULZZ(KTPUPZ[YH[PVUTHRPUN+PZHZ[LY
/VTLHUK)\ZPULZZ3VHUZPU[OL^HRLVM;YVWPJHS
:[VYT(SSPZVUPU/V\Z[VU;?HUK5L^@VYRMVSSV^PUN
the 9/11 terrorist attacks. Mark returned to Houston
HUKLHYULKOPZ*,9;0-0,+-05(5*0(373(55,9
KLZPNUH[PVU/L^VYRLKPU[OLÄUHUJPHSWSHUUPUN
PUK\Z[Y`\U[PSHJHYLLYJOHUNLIYV\NO[OPT[V[OL=(
as a Loan Specialist at the Houston Regional Loan
*LU[LYPU0U4HYRQVPULK[OL3VHU7VSPJ`
Z[HMM=(3VHU.\HYHU[`:LY]PJL3.@*LU[YHS6MÄJL
>HZOPUN[VU+*HUKJ\YYLU[S`ZLY]LZHZ3.@»Z3LUKLY
Liaison. Mark holds a Bachelor of Science Degree in
4L[LVYVSVN`MYVT;L_HZ(4<UP]LYZP[`HUKHU4)(
from West Coast University in Los Angeles, CA.
Kimberlee Cornett
Managing Director, Social Investments
Kresge Foundation
2PTILYSLL*VYUL[[PZ+PYLJ[VYVM[OL:VJPHS0U]LZ[TLU[
7YHJ[PJLH[[OL2YLZNL-V\UKH[PVUHUH[PVUHS
MV\UKH[PVUIHZLKPU;YV`4PJOPNHU([[OL-V\UKH[PVU
ZOLPZYLZWVUZPISLMVY2YLZNL»ZTPSSPVUM\UKMVY
impact investing makes program related and market
rate investments in the areas of health, human services
HUKJVTT\UP[`KL]LSVWTLU[2PTILYSLL»Z^VYR
encompasses all aspects of social investing, including
KL]LSVWTLU[VMPU]LZ[TLU[Z[YH[LNPLZ\UKLY^YP[PUN
risk and portfolio management. She has led the
KL]LSVWTLU[VM[OL/LHS[O`-\[\YLZ-\UK[OH[WYV]PKLZ
ÄUHUJPUN[VJVTT\UP[ÒLHS[OJLU[LYZ"[OL>VVK^HYK
*VYYPKVY0U]LZ[TLU[-\UK[OH[PU]LZ[ZPUTHYRL[YH[L
housing in Detroit and Partnering for Impact an early
Z[HNL]LU[\YLM\UK^P[O[OL*HSPMVYUPH/LHS[O*HYL
35
-V\UKH[PVUPU]LZ[PUNPULU[YLWYLUL\YZKL]LSVWPUN
OLHS[OJHYLZVS\[PVUZMVY]\SULYHISLWVW\SH[PVUZ0U
[OL-V\UKH[PVUJSVZLK[OL:[YVUN-HTPSPLZ-\UK
ÔPJOPZ[OLSHYNLZ[WH`MVYWLYMVYTHUJL[YHUZHJ[PVU
to date focused on improving resident outcomes
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*YLKP[Z)LMVYLQVPUPUN[OL-V\UKH[PVUPU
2PTILYSLLZWLU[TVYL[OHUHKLJHKLPUIV[OUVUWYVÄ[
and private-sector organizations to improve housing
HUKLJVUVTPJJVUKP[PVUZPUSV^PUJVTLJVTT\UP[PLZ
2PTILYSLL^HZ=PJL7YLZPKLU[VM5H[PVUHS,X\P[`
0UP[PH[P]LZH[,U[LYWYPZL*VTT\UP[`0U]LZ[TLU[ÔLYL
ZOLSLKI\ZPULZZKL]LSVWTLU[LMMVY[ZMVY[OLJVTWHU`»Z
KLI[HUKLX\P[`WYVK\J[Z
Rick Cortez
Principal
RAC Design Build
9PJR*VY[LaLZ[HISPZOLK9(*PU (UL_WLY[KLZPNULY
JYHM[ZTHU9PJROHZILLUKYH^PUNKLZPNUPUNHUK
I\PSKPUNJ\Z[VTKVVYZ^PUKV^ZÄ_[\YLZM\YUP[\YLHUK
ZWHJLZMVYV]LY`LHYZ9PJRPZPUZWPYLKLX\HSSÌ`H
I\PSKPUN»ZPUOLYLU[JOHYHJ[LYHUKM\[\YLPUUV]H[PVU/L
HS^H`Z\WJ`JSLZTH[LYPHSZIHSHUJPUN[OLHLZ[OL[PJZVMH
ZWHJL^P[OÄUHUJPHSNVHSZ(ZKLZPNUSLHKLYVUHSSWYVQLJ[ZH[9(*9PJRPZYLJVNUPaLKMVYIYPUNPUNHO\THUPZ[PJZLUZPIPSP[`[VHSSKLZPNUJVUZ[Y\J[PVUMHIYPJH[PVU
WYVQLJ[ZHUKVMMLYPUNZTHY[ZVS\[PVUZ[VJVTWSL_KLZPNU
challenges. Rick holds a B.Arch. from the Southern CaliMVYUPH:JOVVSVM(YJOP[LJ[\YL:JP(YJ9PJRTHPU[HPUZ
OPZNLULYHSJVU[YHJ[VYSPJLUZLHZ^LSSHZTLTILYZOPW
^P[O[OL3VZ(UNLSLZIYHUJOLZVM[OL(0(<YIHU3HUK
Institute and an LA River Advisory Committee.
Joselyn Cousins
Regional Manager for Arizona, Nevada and Utah,
Community Development
1VZLSÙ*V\ZPUZQVPULK[OL-LKLYHS9LZLY]L)HURVM:HU
-YHUJPZJVPU(WYPSHZHYLNPVUHSTHUHNLYPU[OL
Community Development Department covering Arizona,
5L]HKHHUK<[HO0U[OPZYVSLZOLWHY[ULYZ^P[OÄUHUJPHSPUZ[P[\[PVUZJVTT\UP[ÌHZLKVYNHUPaH[PVUZHUK
government agencies to address pressing community de]LSVWTLU[ULLKZPTWHJ[PUNSV^PUJVTLULPNOIVYOVVKZ
HUKOV\ZLOVSKZ1VZLSÙOHZHUL_[LUZP]LIHJRNYV\UK
PUJVTT\UP[`KL]LSVWTLU[PU[OLWYP]H[LHUKW\ISPJ
ZLJ[VYZ7YPVY[VQVPUPUN[OL-LKLYHS9LZLY]L)HURVM:HU
-YHUJPZJV1VZLSÙ^HZ[OL]PJLWYLZPKLU[VMJVTT\UP[`
KL]LSVWTLU[MVY<UP[LK>H`VM:V\[OLYU5L]HKHÔLYL
she directed and managed the community impact team
in developing strategies to address local issues in the
HYLHZVMLK\JH[PVUÄUHUJPHSZ[HIPSP[`HUKOLHS[O:OLOHZ
THU``LHYZVMIHURPUNL_WLYPLUJL^VYRPUNHZH*VTT\UP[`9LPU]LZ[TLU[6MÄJLYMVYIV[OZTHSSHUKSHYNL
ÄUHUJPHSPUZ[P[\[PVUZPU5L]HKH
Naomi Cytron
Kim Dempsey
Senior Research Associate
Naomi Cytron is a Senior Research Associate in the
*VTT\UP[`+L]LSVWTLU[KLWHY[TLU[H[[OL-LKLYHS
9LZLY]L)HURVM:HU-YHUJPZJV4\JOVMOLYYLZLHYJO
OHZMVJ\ZLKVUULPNOIVYOVVKJOHUNLHUKYLNPVUHS
LX\P[`HUKZOLOHZH\[OVYLKU\TLYV\ZYLWVY[ZHUK
articles on topics ranging from concentrated poverty
[V[YHUZP[VYPLU[LKKL]LSVWTLU[:OL^HZHZLUPVY
editor of What Counts: Harnessing Data for America’s
*VTT\UP[PLZH]VS\TLVMLZZH`ZW\ISPZOLKPUI`
[OL:HU-YHUJPZJV-LKHUK[OL<YIHU0UZ[P[\[L^^^
ÔH[JV\U[ZMVYHTLYPJHVYN7YPVY[VQVPUPUN[OL-LK
5HVTP^VYRLKHZHJVUZ\S[HU[VUHMMVYKHISLOV\ZPUN
ÄUHUJLHUKTHUHNLKHMHPYOV\ZPUN[LZ[PUNWYVNYHT
Naomi has a master’s degree in city and regional
planning from the University of North Carolina at
*OHWLS/PSSHUKHIHJOLSVY»ZKLNYLLPUIPVSVN`MYVT
Macalester College.
Deputy Director, Social Investment Practice
The Kresge Foundation
Kim Dempsey is deputy director of the Social
0U]LZ[TLU[7YHJ[PJLH[;OL2YLZNL-V\UKH[PVU0U
[OH[YVSL2PT^VYRZ^P[O2YLZNLWYVNYHT[LHTZHUK
L_[LYUHSIVYYV^LYZÄUHUJPHSPU[LYTLKPHYPLZIHURZHUK
WVSPJ`THRLYZ[VPKLU[PM`HYLHZÔLYLSHJRVMJHWP[HSPZ
HIHYYPLY[VOLSWPUN]\SULYHISLWLVWSLPTWYV]L[OLPYSPML
circumstances. She structures social investments using
KLI[LX\P[`HUKN\HYHU[LLZHUKOLSWZTVUP[VY[OVZL
JVTTP[TLU[Z2PTWSH`LKHJLU[YHSYVSLPU2YLZNL»ZÄYZ[
ZVJPHS]LU[\YLJHWP[HSPUP[PH[P]LHWHY[ULYZOPW^P[O[OL
*HSPMVYUPH/LHS[O*HYL-V\UKH[PVU[VÄUHUJLJVTWHUPLZ
[OH[OH]L[LJOUVSVN`VYZLY]PJLIHZLKZVS\[PVUZ[VOLSW
OLHS[OJLU[LYZIL[[LYZLY]LWH[PLU[Z*\YYLU[S`2PTPZ
focused on identifying social investment opportunities
HSPNULK^P[O[OL-V\UKH[PVU»ZWYVNYHTZ[YH[LNPLZPU
Environment, Education, and Arts & Culture. Prior to
QVPUPUN2YLZNLPU2PT^VYRLKH[*HWP[HS0TWHJ[
7HY[ULYZMVYTLYS`5*)*HWP[HS0TWHJ[HUH[PVUHSUVU
WYVÄ[JVTT\UP[`KL]LSVWTLU[ÄUHUJPHSPUZ[P[\[PVU:OL
OLSKHU\TILYVMWVZP[PVUZPU[OLVYNHUPaH[PVUPUJS\KPUN
director of strategy and innovation. Most recently,
2PT^HZZLUPVYKPYLJ[VYVMSLUKPUNHUKTHUHNLK[OL
team originating loans to organizations in underserved
JVTT\UP[PLZ2PTNYHK\H[LK7OP)L[H2HWWH^P[O
IHJOLSVYVMHY[ZKLNYLLZPUJVTT\UP[`Z[\KPLZHUK
sociology from the University of California, Santa Cruz.
:OLYLJLP]LKHTHZ[LY»ZKLNYLLPUW\ISPJWVSPJ`MYVT
Harvard Kennedy School.
Pamela Daniels-Halisi
Managing Director
BMO Harris Bank N.A.
Pamela Daniels-Halisi is a Managing Director of
Community Development Lending at Harris BMO Harris
)HUR:OLPZWHZZPVUH[LHIV\[LUJV\YHNPUNPU]LZ[TLU[
PUVSKLY\YIHUULPNOIVYOVVKZHUKPUJYLHZPUNHMMVYKHISL
housing opportunities throughout the community. Prior
to her current position, she held leadership positions in
*VTT\UP[`+L]LSVWTLU[H[;OL7YP]H[L)HUR)HURVM
America and LaSalle Bank, N.A. Raised in Nashville,
;LUULZZLL+HUPLSZ/HSPZPH[[LUKLK<UP]LYZP[`VM
;LUULZZLLHUK0UKPHUH<UP]LYZP[`ÔLYLZOLYLJLP]LK
a B.S in Business Administration and a M.B.A,
YLZWLJ[P]LS`:OLZLY]LZVU[OLIVHYKVMKPYLJ[VYZVM-\SS
Circle Communities, Leap Learning Systems and BPI.
Lisa DeClark
Senior Examiner
Federal Reserve Bank of Minneapolis
Lisa DeClark is a senior examiner in the Consumer
(MMHPYZZLJ[PVUH[[OL-LKLYHS9LZLY]L)HURVM
4PUULHWVSPZ4Z+L*SHYROHZILLU^P[O[OL9LZLY]L
)HURMVYTVYL[OHU`LHYZ0UHKKP[PVU[V^VYRPUN
H[[OL9LZLY]L)HUR3PZH[LHJOLZ[^VJVUZ\TLY
IHURPUNYLN\SH[PVUJSHZZLZH[HSH^ZJOVVSPU:[7H\S
4PUULZV[H:OLOHZHSH^KLNYLLMYVT[OL<UP]LYZP[`
VM4PUULZV[H4PUULHWVSPZ4PUULZV[HHUKHIHJOLSVY
VMZJPLUJLKLNYLLPUI\ZPULZZMYVT0UKPHUH<UP]LYZP[`
Bloomington, Indiana.
36
Annie Donovan
Director
CDFI Fund
Ms. Donovan has deep roots in community
KL]LSVWTLU[HUKÄUHUJL:OLOHZZLY]LKHZ*,6
of CoMetrics, a social enterprise that provides high
X\HSP[`HMMVYKHISLI\ZPULZZPU[LSSPNLUJL[VVSZ[V
ZTHSSI\ZPULZZLZHUKUVUWYVÄ[ZZLLRPUN[VPTWYV]L
ÄUHUJPHSTHUHNLTLU[IL[[LYTLHZ\YLZVJPHSPTWHJ[
and increase their capacity for innovation. Prior to
*V4L[YPJZ+VUV]HU^HZ:LUPVY7VSPJ`(K]PZVY[V[OL
>OP[L/V\ZL^VYRPUNJVSSHIVYH[P]LS`^P[O[OL6MÄJL
of Social Innovation and the Council on Environmental
8\HSP[`+VUV]HUOHZILLU*OPLM6WLYH[PUN6MÄJLY
VM*HWP[HS0TWHJ[7HY[ULYZHJLY[PÄLK*VTT\UP[`
+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVU*+-0ÔLYLZOL
^HZPUZ[Y\TLU[HSPUJYLH[PUN[OLOPNOWLYMVYTPUN[LHTZ
and strategic plans that positioned Capital Impact as a
market leader in the areas of education, health care,
SVUN[LYTZJHYLHUKHMMVYKHISLOVTLVÛLYZOPWÄUHUJL
:OLOHZHSZVILLUH[OV\NO[SLHKLYHUKHIVHYKTLTILY
of many of the highest performing organizations in
the community development sector, including serving
HZ7YLZPKLU[VM[OL5L^4HYRL[Z;H_*YLKP[*VHSP[PVU
:OLOHZW\ISPZOLKWHWLYZHUKHY[PJSLZMVY[OL5H[PVUHS
(JHKLT`MVY7\ISPJ(KTPUPZ[YH[PVU[OL-LKLYHS9LZLY]L
)HURVM:HU-YHUJPZJV[OL-LKLYHS9LZLY]L)HURVM
)VZ[VU-VYILZHUK[OL:RVSS>VYSK-VY\TVU:VJPHS
Entrepreneurship. She has an undergraduate degree in
,JVUVTPJZHUKHU4)(PU-PUHUJL
William Dowling
Research Associate
>PSSPHT+V^SPUNQVPULK[OL*VTT\UP[`+L]LSVWTLU[
[LHTVM[OL:HU-YHUJPZJV-LKPUHZWHY[VMH
UL^WHY[ULYZOPWWYVNYHT^P[O[OL-PUHUJPHS0UZ[P[\[PVU
Supervision and Credit unit. In this role, he analyzes
a variety of national economic indicators and
YLNPVUHS[YLUKZ[VPUMVYTIHURZHUKIHURL_HTPULYZ
VU[OLJYLKP[ULLKZVMSV^HUKTVKLYH[LPUJVTL
JVTT\UP[PLZ[OYV\NOV\[[OLUPUL^LZ[LYUZ[H[LZ/L
provides consultation services to a variety of private
HUKW\ISPJZLJ[VYVYNHUPaH[PVUZHUKOHZW\ISPZOLKHU
HYYH`VMKH[HWYVK\J[Z[OH[HPKIHURZPUHSPNUPUNSVHUZ
and investments to community needs. William holds
HIHJOLSVY»ZKLNYLLMYVT[OL<UP]LYZP[`VM4HY`SHUK
College Park.
PU[V:LSM/LSW-LKLYHS*YLKP[<UPVU/LPZUH[PVUHSS`
recognized as an innovative leader in providing
ÄUHUJPHSZLY]PJLZ[OH[TLL[[OLULLKZVM[OLLTLYNPUN
/PZWHUPJTHYRL[HUKOHZYLJLP]LKU\TLYV\ZH^HYKZ
PUJS\KPUN[OL*\S[\YHS+P]LYZP[`(^HYKMVY0UKP]PK\HS
>VYRI`[OL*HSPMVYUPH*YLKP[<UPVU3LHN\LHUK[OL
+VYH4H_^LSS(^HYKMVY:VJPHS9LZWVUZPIPSP[Ì`[OL
+VYH4H_^LSS-V\UKH[PVU
Sarah Dusseault
Kea Duggan
Marketing and Special Projects Director
Los Angeles Conservation Corps
2LH4L`LYZ+\NNHUQVPULK[OL3VZ(UNLSLZ
*VUZLY]H[PVU*VYWZPU6J[VILYHZ[OL4HYRL[PUN
:WLJPHS7YVQLJ[Z+PYLJ[VY7YPVY[VQVPUPUN[OL*VYWZ
ZOL^VYRLKH[:VU`7PJ[\YLZ0U[LYHJ[P]LSLHKPUN[OL
development of digital marketing campaigns for
domestic and international theatrical releases. Kea
PZHZLHZVULKJVUZ\TLYTHYRL[PUNWYVMLZZPVUHS^P[O
more than 15 years of experience in creating and
PTWSLTLU[PUNTHYRL[PUNPUP[PH[P]LZMVYNSVIHSJVTWHUPLZ
such as Intel, Unilever and Mars, Inc. Kea holds a
Bachelor of Science in Advertising from the University
VM0SSPUVPZH[<YIHUH*OHTWHPNU
Chief of Staff
Councilmember David Ryu
+\ZZLH\S[KL]LSVWLK4H`VY.HYJL[[P»ZJHTWHPNUWVSPJ`
agenda for his 2013 mayoral race. Prior, Dusseault
managed and guided the legislative agenda for then
*P[`*V\UJPS7YLZPKLU[.HYJL[[PMYVT<UKLY
.HYJL[[P+\ZZLH\S[PTWSLTLU[LKZL]LYHSULPNOIVYOVVK
initiatives, including helping craft a stop to tenant
evictions in foreclosed properties. Most recently,
Dusseault served as the campaign manager and senior
HK]PZVYMVY)VII`:OYP]LYMVY:\WLY]PZVY+\ZZLH\S[
ILNHUOLYJHYLLYPUW\ISPJZLY]PJL^P[OMVYTLY4H`VY
1PT/HOUPUHZOPZJHTWHPNUWVSPJ`KPYLJ[VY7VZ[
campaign, she continued in this role for Hahn at the
6MÄJLVM[OL4H`VY+\ZZLH\S[HK]HUJLK[V(ZZPZ[HU[
Deputy Mayor for Economic Development and then
moved on to serve as the Deputy Mayor for Housing
and Homelessness. Under these roles, Dusseault led the
4H`VY»ZLMMVY[Z[VYL]P[HSPaLKVÛ[VÛ3VZ(UNLSLZHUK
V]LYZH^[OLJYLH[PVUVM3(»ZHMMVYKHISLOV\ZPUN[Y\Z[
M\UK·[OLSHYNLZ[VMP[ZRPUKPU(TLYPJH+\ZZLH\S[LHYULK
H)(MYVT@HSL*VSSLNLHUKH1+MYVT[OL<UP]LYZP[`VM
*HSPMVYUPH3VZ(UNLSLZ:JOVVSVM3H^<WVUNYHK\H[PVU
MYVTSH^ZJOVVS+\ZZLH\S[JSLYRLKMVY;OL/VUVYHISL
2PT4J3HUL>HYKSH^<UP[LK:[H[LZ*V\Y[VM(WWLHSZMVY
the Ninth Circuit. Dusseault is married to Chris Dusseault,
HRL`TLTILYVM[OLSLNHS[LHTPU/VSSPUNZ^VY[O]7LYY`
the case that successfully challenged and overturned
*HSPMVYUPH»Z7YVWVZP[PVUILMVYL[OL<UP[LK:[H[LZ
:\WYLTL*V\Y[;OLÒH]L[^VZVUZ
Vonda Eanes
Joe Duran
Executive Vice President
Self-Help Federal Credit Union
1VL+\YHUPZ,_LJ\[P]L=PJL7YLZPKLU[VM:LSM/LSW
-LKLYHS*YLKP[<UPVU1VLOHZWSH`LKU\TLYV\Z
SLHKLYZOPWYVSLZZPUJLQVPUPUN:LSM/LSW-LKLYHS[OYV\NO
TLYNLYPU HUKJ\YYLU[S`SLHKPUNZ[YH[LNPJNYV^[O
external relations and activities tailored to serving
PTTPNYHU[JVTT\UP[PLZ/L^HZKPYLJ[S`YLZWVUZPISL
MVYI\PSKPUNWHY[ULYZOPWZHUKVYNHUPaPUNV\YIYHUJO
SH\UJOPU-YLZUV/LOHZV]LY`LHYZVMJYLKP[\UPVU
executive management experience, including serving as
*,6VM*VTT\UP[`;Y\Z[*YLKP[<UPVUMVYV]LY`LHYZ
ILMVYLYLJVTTLUKPUN[VOPZIVHYK[OH[[OL`TLYNL
37
+PZ[YPJ[*VTT\UP[`(MMHPYZ6MÄJLY
=VUKH,HULZQVPULK6**»Z*VTT\UP[`(MMHPYZ
+LWHY[TLU[PU:LW[LTILY[VHZZPZ[^P[O
ULPNOIVYOVVKZ[HIPSPaH[PVUPUP[PH[P]LZ:OLZLY]LZHZ
[OL+PZ[YPJ[*VTT\UP[`(MMHPYZ6MÄJLYMVY5VY[OHUK
:V\[O*HYVSPUHHUK[OLZ\IQLJ[TH[[LYL_WLY[VU*9(
MVY*VTT\UP[`(MMHPYZZ[HMM7YPVY[VQVPUPUN*VTT\UP[`
(MMHPYZ4Z,HULZZLY]LKHZHUH[PVUHSIHURL_HTPULY
HUKJVTWSPHUJLZWLJPHSPZ[ZPUJLQVPUPUN[OL6**PU
4Z,HULZ^VYRZMYVT[OL*OHYSV[[L5VY[O
*HYVSPUHVMÄJLPU[OL6**»Z5VY[OLHZ[LYU+PZ[YPJ[HUK
ZLY]LZVU[OL0U[LYHNLUJ`*9(^VYRPUNNYV\W:OL
also serves as an instructor for the Community Bank
Directors’ Compliance Workshop, and formerly served
as an instructor for the OCC’s Consumer Compliance
Basic School. Ms. Eanes came to the OCC from
:\U;Y\Z[)HURMVYTLYS`*YLZ[HY)HURÔLYLZOL^HZH
regional Community Reinvestment Act & Compliance
Manager for nine years. Ms. Eanes spent four years as a
JVTTLYJPHSIHURLYHUKÄ]L`LHYZPUYL[HPSIHURPUN^P[O
*VSVUPHS(TLYPJHU5H[PVUHS)HUR*(5)ÔPJO^HZ
HJX\PYLKI`*YLZ[HYPU 4Z,HULZ^HZNYHK\H[LK
MYVT1HTLZ4HKPZVU<UP]LYZP[`PU=PYNPUPHHUK[OL
(TLYPJHU)HURLYZ(ZZVJPH[PVU.YHK\H[L:JOVVSVM
*VTWSPHUJL4HUHNLTLU[HUKPZH*LY[PÄLK9LN\SH[VY`
Compliance Manager.
VMSH^HUKTLU[HSOLHS[OZLY]PJLZ^P[OHZWLJPÄJ
MVJ\ZVUTPSP[HY`]L[LYHUZ+Y,SIVNLUPZ7YPUJPWHS
Investigator of NIH, DOD, and DoE funded research
L_HTPUPUN[OLLMMLJ[ZVM7VZ[;YH\TH[PJ:[YLZZ+PZVYKLY
7;:+HUK;YH\TH[PJ)YHPU0UQ\Y`;)0VUWVZ[
KLWSV`TLU[HKQ\Z[TLU[HTVUN0YHX(MNOHUPZ[HU
=L[LYHUZZWLJPÄJHSS`]PVSLUJLHNNYLZZPVUJYPTPUHS
Q\Z[PJLPU]VS]LTLU[HUKHSJVOVSHI\ZL+Y,SIVNLU
currently provides forensic and neuropsychological
assessments at Central Regional Hospital in Butner,
NC, and forensic, neuropsychological, and personality
[LZ[PUN[OYV\NO[OL<5*-VYLUZPJ7Z`JOPH[Y`7YVNYHT
and Clinic.
David Ehrich
Amanda Elliott
Principal, National Lead for Bank On
Cities for Financial Empowerment Fund
+H]PK,OYPJOPZH7YPUJPWHSH[[OL*P[PLZMVY-PUHUJPHS
,TWV^LYTLU[-\UK*-,-\UKHUH[PVUHSUVUWYVÄ[
organization that supports municipal efforts to help
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ÄUHUJPHSZ[HIPSP[`+H]PKSLHKZ[OL*-,-\UK»ZUH[PVUHS
)HUR6UPUP[PH[P]LÔPJOWHY[ULYZ^P[OÄUHUJPHS
institutions, local government leaders, consumer
advocates, regulators, and other national organizations
to support local coalition efforts to connect their
\UIHURLKHUK\UKLYIHURLKYLZPKLU[Z[VZHMLHUK
HWWYVWYPH[L[YHUZHJ[PVUHJJV\U[Z;OL*-,-\UKLMMVY[
provides funding, technical assistance, research, and
learning community opportunities to assist in these
SVJHSLMMVY[ZHUKHZ^LSSHZYLSLHZPUNIPLUUPHS)HUR
6U5H[PVUHS(JJV\U[:[HUKHYKZÔPJOV\[SPULV]LY
25 features for safe and appropriate consumer access
transactional products, including no overdraft fees and
IPSSWH`M\UJ[PVUHSP[`7YPVY[VQVPUPUN[OL*-,-\UK
+H]PK»Z`LHYJHYLLYPUÄUHUJPHSZLY]PJLZPUJS\KLK
leading credit card strategy and product development
MVY)PN+H[HH[174VYNHU*OHZLZLY]PUNHZHNLULYHS
manager in the prepaid division of American Express,
HUK^VYRPUNHZHTHUHNLTLU[JVUZ\S[HU[MVY4J2PUZL`
HUK*VTWHU`+H]PKOVSKZH):^P[OKPZ[PUJ[PVUMYVT
*VYULSS<UP]LYZP[`HUKHU4)(MYVT[OL;\JR:JOVVSVM
Business at Dartmouth College.
Executive Director
Richmond Main Street Initiative
Amanda Elliott is the executive director of the Richmond
Main Street Initiative. She holds a Master Degree in
Leadership from St. Mary’s College. As the executive
director of Richmond Main Street for the past 8 years,
ZOLOHZILLUPUZ[Y\TLU[HSPUKL]LSVWPUNL_JP[PUN
HJ[P]P[PLZHUKL]LU[Z[OH[JLSLIYH[L[OLYPJOOPZ[VY`HUK
KP]LYZP[`VM[OLJP[`:OLPZYLZWVUZPISLMVYTHUHNPUN
and supervising the activities, operations and services
VM[OLVYNHUPaH[PVU"KL]LSVWPUNZ[YH[LNPLZMVYLUOHUJPUN
[OLKVÛ[VÛLJVUVT`"LZ[HISPZOPUNYLSH[PVUZOPWZ
^P[OWYVWLY[`HUKI\ZPULZZVÛLYZSVJHSNV]LYUTLU[
HUK[OLJVTT\UP[`H[SHYNL:OL^HZPUZ[Y\TLU[HSPU
developing an outreach strategy to engage property
HUKI\ZPULZZVÛLYZ[VJYLH[LÄYZ[HUKVUS`7YVWLY[`
)\ZPULZZ0TWYV]LTLU[+PZ[YPJ[7)0+PU*P[`VM
Richmond and West Contra Costa County. Amanda
OHZHSZVKL]LSVWLKV[OLYUV[LKWYVNYHTZHUKWYVQLJ[Z
including the Summer Youth Entrepreneur Program, Art
0U>PUKV^ZHUK[OL7PSV[5LPNOIVYOVVK(TIHZZHKVY
7YVNYHTÔPJOLHYULK[OLVYNHUPaH[PVUH4L[3PML
-V\UKH[PVU*VTT\UP[`7VSPJL7HY[ULYZOPW(^HYK:OL
ZLY]LZVU[OLIVHYKVMKPYLJ[VYZMVY[OL*VTT\UP[`
Housing Development Corporation, the California Main
Street Alliance and is currently the chair of the AdOVJZ\IJVTTP[[LLMVY[OL)LYRLSL`.SVIHS*HTW\ZH[
Richmond Bay.
Eric Elbogen
Jim Enright
Associate Professor
University of North Carolina-Chapel Hill
+Y,SIVNLUYLJLP]LKH)(MYVT*VYULSS<UP]LYZP[`
HUKHU4,KMYVT/HY]HYK<UP]LYZP[ÌLMVYL
LHYUPUNH7O+PU*SPUPJHS-VYLUZPJ7Z`JOVSVN`H[
[OL<UP]LYZP[`VM5LIYHZRH/LJVTWSL[LKH*SPUPJHS
Psychology Internship at Harvard Medical School
and the Massachusetts Mental Health Center and a
/LHS[O:LY]PJLZ9LZLHYJO-LSSV^ZOPWH[+\RL/LPZ
IVHYKJLY[PÄLKPUMVYLUZPJWZ`JOVSVN`JVUK\J[PUN
JSPUPJHS^VYRHUKLTWPYPJHSYLZLHYJOH[[OLPU[LYZLJ[PVU
Senior Consumer Compliance and CRA Examiner
Federal Reserve Bank of Kansas City
1PT,UYPNO[PZH:LUPVY*VUZ\TLY*VTWSPHUJL*9(
,_HTPULY^P[O[OL*VUZ\TLY(MMHPYZ+LWHY[TLU[VM
[OL-LKLYHS9LZLY]L)HURVM2HUZHZ*P[`/PZWYPTHY`
K\[PLZPUJS\KLSLHKYVSLZVUZ[H[LTLTILYIHUR»Z
consumer compliance and Community Reinvestment
(J[L_HTPUH[PVUZ1PTPZHSZVH*LY[PÄLK9LN\SH[VY`
*VTWSPHUJL4HUHNLYHUKPZHZ\IQLJ[TH[[LYL_WLY[
on the Community Reinvestment Act. He serves on
[OL)VHYKVM.V]LYUVYZ+P]PZPVUVM*VTT\UP[`HUK
38
*VUZ\TLY(MMHPY»Z*9(ZVM[^HYLHWWSPJH[PVUI\ZPULZZ
development group and is also a CRA instructor for the
-LKLYHS9LZLY]L»Z,_HTPULY*VTTPZZPVUPUN;YHPUPUN
7YVNYHT1PTPZHNYHK\H[LVM*VSVYHKV:[H[L<UP]LYZP[`
-VY[*VSSPUZ*VSVYHKVÔLYLOLYLJLP]LKH):PU
I\ZPULZZHKTPUPZ[YH[PVUHUKHJJV\U[PUN/LHSZVOVSKZ
HTHZ[LY»ZKLNYLLPUÄUHUJLMYVT[OL<UP]LYZP[`VM
Colorado at Denver.
O. Emre Ergrungor
Assistant Vice President, Research Department
Federal Reserve Bank of Cleveland
O. Emre Ergungor is an assistant vice president in the
9LZLHYJO+LWHY[TLU[H[[OL-LKLYHS9LZLY]L)HUR
VM*SL]LSHUK/LPZYLZWVUZPISLMVY[OLOV\ZLOVSK
ÄUHUJLZLJ[PVUVM[OL)HURPUN7VSPJ`HUK(UHS`ZPZ
.YV\WÔPJOJVUK\J[ZYLZLHYJOVUYLN\SH[VY`WVSPJ`
HUKIHURPUNPZZ\LZHUKWYV]PKLZHK]PJLVUÄUHUJPHS
WVSPJ`MVYT\SH[PVU/LHSZVV]LYZLLZ[OL-LKLYHS
9LZLY]L:`Z[LT»Z7\ISPJ7LUZPVU-\UKHUK:[H[LHUK
3VJHS-PUHUJL-PUHUJPHS4VUP[VYPUN;LHT4\UP
-4;ÔPJOTVUP[VYZT\UPJPWHSIVUKTHYRL[ZZ[H[L
HUKSVJHSM\UKPUNHUKW\ISPJWLUZPVUM\UKZ+Y
,YN\UNVYZWLJPHSPaLZPUYLZLHYJOYLSH[LK[VÄUHUJPHS
intermediation, information economics, housing
WVSPJ`HUKJYLKP[HJJLZZPUSV^[VTVKLYH[LPUJVTL
OV\ZLOVSKZ+Y,YN\UNVYQVPULK[OL)HURPUHZ
HULJVUVTPZ[/L^HZWYVTV[LK[VZLUPVYYLZLHYJO
economist in 2009, and served as an advisor to the
)HURPUN7VSPJ`HUK(UHS`ZPZ.YV\W/L^HZUHTLK
to his current position in April 2014. He also serves
HZHUHKQ\UJ[WYVMLZZVYVMÄUHUJLH[[OL>LH[OLYOLHK
School of Management at Case Western Reserve
<UP]LYZP[`)VYUPU0Z[HUI\S;\YRL`+Y,YN\UNVYLHYULK
OPZIHJOLSVY»ZKLNYLLPUTLJOHUPJHSLUNPULLYPUNMYVT
Bogazici University and his MBA from Koc University,
IV[OPU0Z[HUI\S/LLHYULKOPZ7O+PUÄUHUJLMYVT[OL
University of Michigan.
*VSSLNL/LOHZHSZVILLUHSLHKLYPU[OLJVSSHIVYH[PVU
IL[^LLU[OL-LKLYHS9LZLY]LHUK[OL9VILY[>VVK
1VOUZVU-V\UKH[PVUVUIYPUNPUNOLHS[O[VNL[OLY^P[O
JVTT\UP[`KL]LSVWTLU[;VKH[L[OPZJVSSHIVYH[PVU
has resulted in over a dozen conferences around
[OLJV\U[Y`HUKU\TLYV\ZW\ISPJH[PVUZPUJS\KPUNH
JS\Z[LYVMHY[PJSLZPU/LHS[O(MMHPYZPU5V]LTILY
/PZIVVRVU[OLOPZ[VY`VMJVTT\UP[`KL]LSVWTLU[
;OL/V\ZPUN7VSPJ`9L]VS\[PVU!5L[^VYRZHUK
5LPNOIVYOVVKZ^HZW\ISPZOLKPU I`[OL<YIHU
Institute Press. He also co-edited Investing in What
Works for America’s Communities: Essays on People,
7SHJLHUK7\YWVZL
Connie Evans
President and CEO
Association for Enterprise Opportunity
Connie Evans is the President and CEO of the Associa[PVUMVY,U[LYWYPZL6WWVY[\UP[`(,6[OLUH[PVUHSUVUWYVÄ[VYNHUPaH[PVUHUKI\ZPULZZ[YHKLHZZVJPH[PVUYLWYLsenting the U.S. microenterprise development industry.
(,6OHZULHYS`TLTILYVYNHUPaH[PVUZ[OH[WYV]PKL
training, technical assistance and resources to entrepreUL\YZHJYVZZ[OL<UP[LK:[H[LZ7YPVY[V(,6,]HUZ^HZ
the founding president of the Women’s Self-Employment
7YVQLJ[>:,7PU*OPJHNV[OLÄYZ[HUKSHYNLZ[\YIHU
microenterprise development organization in the U. S.
HUK[OLÄYZ[HKHW[H[PVUVM[OL.YHTLLU)HURTVKLS[VH
<:\YIHUZL[[PUN:OLMV\UKLK>:,7=LU[\YLZHZVJPHS
LU[LYWYPZLUVUWYVÄ[[OH[JH[HSàLKUL^]LU[\YLZIÙVUWYVÄ[JVTT\UP[ÌHZLKSLHKLYZZLY]PUNKPZLUMYHUJOPZLK
JVTT\UP[PLZ"HUKZOLMV\UKLK*:VS\[PVUZHJVUZ\S[PUN
IV\[PX\LMVJ\ZLKVUZVS\[PVUZMVYZVJPHSJOHUNLPU[OL
U.S and internationally. Evans has served on numerous
HUKKP]LYZLIVHYKZPUJS\KPUN[OL-LKLYHS9LZLY]L)HUR
VM*OPJHNV:VJPHS=LU[\YL5L[^VYR4Z-V\UKH[PVUMVY
>VTLU.SVIHS-\UKMVY>VTLUHUK[OL*+-0(K]PZVY`)VHYKH[[OL<:+LWHY[TLU[VM[OL;YLHZ\Y`
David J. Erickson
Jessica Farr
Director, Center for Community Development
Investments
+H]PK1,YPJRZVUPZKPYLJ[VYVM[OL*LU[LYMVY
*VTT\UP[`+L]LSVWTLU[0U]LZ[TLU[ZH[[OL-LKLYHS
9LZLY]L)HURVM:HU-YHUJPZJVHUKLKP[Z[OL-LKLYHS
9LZLY]LQV\YUHS*VTT\UP[`+L]LSVWTLU[0U]LZ[TLU[
9L]PL^/PZYLZLHYJOHYLHZPU[OL*VTT\UP[`
+L]LSVWTLU[KLWHY[TLU[VM[OL-LKLYHS9LZLY]LPUJS\KL
JVTT\UP[`KL]LSVWTLU[ÄUHUJLHMMVYKHISLOV\ZPUN
economic development, and institutional changes that
ILULÄ[SV^PUJVTLJVTT\UP[PLZ,YPJRZVUOHZH7O+
in history from the University of California, Berkeley,
^P[OHMVJ\ZVULJVUVTPJOPZ[VY`HUKW\ISPJWVSPJ`
/LHSZVOVSKZHTHZ[LY»ZKLNYLLPUW\ISPJWVSPJ`MYVT
Berkeley and an undergraduate degree from Dartmouth
Manager of Examinations
1LZZPJH3L=LLU-HYYPZHTHUHNLYVML_HTPUH[PVUZ^P[O
[OL-LKLYHS9LZLY]L)HURVM([SHU[H[LHTYLZWVUZPISL
MVYL_HTPUPUNIHURJVTWSPHUJL^P[O[OL*VTT\UP[`
9LPU]LZ[TLU[(J[*9(1LZZPJH^VYRZVU*9(L_HTZ
MVYSHYNLHUKPU[LYTLKPH[LPUZ[P[\[PVUZYL]PL^PUN
community development activities and conducting
analysis of market conditions and community
KL]LSVWTLU[VWWVY[\UP[PLZ[VIL[[LYPUMVYT[OL*9(
L_HTPUH[PVUWYVJLZZ1LZZPJHQVPULK[OL*9(L_HT[LHT
PU1\UL-YVT[V1LZZPJHZLY]LKHZ[OL
Senior Regional Community Development Manager
MVY;LUULZZLLMVY[OL-LKLYHS9LZLY]L)HURVM([SHU[H
5HZO]PSSL)YHUJO:OL^VYRLK^P[OIHURZUVUWYVÄ[
organizations and government agencies to address
39
different community development initiatives including
HZZL[I\PSKPUNHMMVYKHISLOV\ZPUNZTHSSI\ZPULZZ
QVIJYLH[PVUHUKULPNOIVYOVVKZ[HIPSPaH[PVU1LZZPJH
received her Masters in City Planning from UNC*OHWLS/PSS^P[OHULTWOHZPZVUJVTT\UP[`LJVUVTPJ
development. She also graduated from University of
*HSPMVYUPH:HU+PLNV^P[OH)(PU\YIHUZ[\KPLZ
Rachel Firschein
Senior Vice President
Raymond James & Associates
9HJOLS-PYZJOLPUPZH:LUPVY=PJL7YLZPKLU[VM-P_LK
0UJVTL*HWP[HS4HYRL[ZH[9H`TVUK1HTLZ(ZZVJPH[LZ
in Washington, DC. In this capacity, she manages
Community Reinvestment Act investments and singleMHTPSÒV\ZPUNSVHUZHUKZLJ\YP[PLZ7YPVY[VQVPUPUN
9H`TVUK1HTLZ(ZZVJPH[LZZOL^HZH4HUHNPUN
+PYLJ[VYVM;H_HISL-P_LK0UJVTL:HSLZHUK;YHKPUNH[
Oppenheimer & Co. Inc. and previously held similar
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9HTZL`HUK-YLKKPL4HJ:OLOHZHU4)(MYVT.LVYNL
Washington University and a BA from Rutgers University.
9HJOLSPZHJ[P]LS`PU]VS]LKHZH]VS\U[LLY^P[OHU\TILY
VMJOHYP[HISLHUKLK\JH[PVUHSVYNHUPaH[PVUZPU[OL
>HZOPUN[VU+*HYLH:OLZLY]LZVU[OLIVHYKVM[OL
-YPLUKZVM)HYRLYH>HZOPUN[VU+*HKVW[PVUHNLUJ`
HUK[OL.SHKUL`*LU[LYMVY(KVW[PVU¶5H[PVUHS*HWP[HS
(YLH-HTPS`(ZZVJPH[PVU:OLPZHSZVH]VS\U[LLYHS\TUP
TLU[VY^P[O.LVYNL>HZOPUN[VU<UP]LYZP[`
Pamela Freeman
Senior Examination Specialist
7HTLSH-YLLTHUPZH:LUPVY,_HTPUH[PVU:WLJPHSPZ[
for the Compliance & CRA Examinations Branch in
-+0*»Z+P]PZPVUVM+LWVZP[VYHUK*VUZ\TLY7YV[LJ[PVU
PU>HZOPUN[VU+*4Z-YLLTHUOHZILLU^P[O[OL
-+0*MVYHWWYV_PTH[LS``LHYZILNHUOLYJHYLLYPU
HZHIHURL_HTPULYPU3V\PZPHUHHUK(YRHUZHZ
and also served as a Compliance Examiner in the
9HSLPNO5VY[O*HYVSPUHVMÄJL:OLOHZHSZVZLY]LKHZ
an Acting Regional Director in Chicago and an Acting
*OPLMVM0U[LYUHS*VU[YVSHUK9L]PL^4Z-YLLTHU
^VYRZVUL_HTPUH[PVUHUKLUMVYJLTLU[PZZ\LZPU]VS]PUN
]HYPV\ZJVUZ\TLYWYV[LJ[PVUZSH^ZZWLJPHSPaPUNPU
[OL*VTT\UP[`9LPU]LZ[TLU[(J[*9(/4+(HUK
-HPY3LUKPUN0UHKKP[PVUZOLZLY]LZHZHUPUZ[Y\J[VY
MVY]HYPV\ZL_HTPULY[YHPUPUNJV\YZLZ^P[OPU[OL-+0*
HZ^LSSHZZWLHRPUNH[THU`YLN\SH[VY`HUKPUK\Z[Y`
JVUMLYLUJLZ4Z-YLLTHUPZJVTTPZZPVULKHZHU
L_HTPULYPUIV[OYPZRTHUHNLTLU[HUKJVTWSPHUJLHUK
PZH*LY[PÄLK9LN\SH[VY`*VTWSPHUJL4HUHNLY*9*4
She is a graduate of the University of Arkansas and
[OL:[VUPLY.YHK\H[L:JOVVSVM)HURPUNH[<UP]LYZP[`
VM7LUUZ`S]HUPHÔLYLZOLHSZVYLJLP]LKH>OHY[VU
3LHKLYZOPW*LY[PÄJH[L4Z-YLLTHUPZHUH[P]LVM
3V\PZPHUHI\[UV^JVUZPKLYZ=PYNPUPHOLYOVTL
40
Grace Fricks
President and CEO
Access to Capital for Entrepreneurs, Inc.
.YHJL-YPJRZMV\UKLK(JJLZZ[V*HWP[HSMVY
,U[YLWYLUL\YZ0UJPU HUKILNHU[OLSLUKPUN
service in 1999. She currently serves on the National
4PJYVJYLKP[;HZR-VYJLHUKJVJOHPYZ[OL;HZR-VYJL
>VYRPUN.YV\WVU,UZ\YPUN0UJS\ZPVUVM3V^>LHS[O
Communities. She serves on the Board of Directors of
(WWHSHJOPHU*VTT\UP[`*HWP[HS"[OL(K]PZVY`)VHYK
MVY,U[LYWYPZL[V,TWV^LY,U,TH.LVYNPH0UZ[P[\[L
VM;LJOUVSVN`Z[\KLU[SLKVYNHUPaH[PVU"<UP]LYZP[`
VM5VY[O.LVYNPH»Z));*LU[LYMVY,[OPJHS)\ZPULZZ
3LHKLYZOPW"HUK[OL0U]LZ[([SHU[H»Z5L^4HYRL[
;H_*YLKP[*VTTP[[LL:OLPZHWHZ[TLTILYVM[OL
IVHYKVMKPYLJ[VYZVM[OL(ZZVJPH[PVUMVY,U[LYWYPZL
6WWVY[\UP[`(,6HUKPZWHZ[[YLHZ\YLYVM.LVYNPH
4PJYVLU[LYWYPZL5L[^VYR.4,5HZ^LSSHZ[OL
YLJPWPLU[VM[OL-V\UKLYZ(^HYKMVY.4,54Z-YPJRZ
HZTHSSI\ZPULZZVÛLYMVYTVYL[OHU`LHYZPZH
MVYTLYIVHYKTLTILYVM[OL5H[PVUHS(ZZVJPH[PVUVM
>VTLU)\ZPULZZ6ÛLYZ([SHU[HJOHW[LY0U
CNN Money recognized ACE as one of the country’s
[VWTPJYVÄUHUJLVYNHUPaH[PVUZ0U(*,^HZ
UHTLKI`[OL.LVYNPHVMÄJLVM[OL<::THSS)\ZPULZZ
(KTPUPZ[YH[PVUHZ[OL-PUHUJPHS:LY]PJLZ*OHTWPVUVM
[OL@LHYHUK4Z-YPJRZ^HZUHTLKHZVULVM[OL
4VZ[0UÅ\LU[PHS.LVYNPHUZI`.LVYNPH;YLUK4HNHaPUL
:OLYLJLP]LKOLY\UKLYNYHK\H[LKLNYLLPUZVJPHS^VYR
MYVT[OL<UP]LYZP[`VM;LUULZZLLH[4HY[PUHUKOLY4)(
from the University of Memphis.
Alissa Friedman
Executive Director
Opportunity Junction
(SPZZH-YPLKTHUPZ,_LJ\[P]L+PYLJ[VYVM6WWVY[\UP[`
1\UJ[PVUHUKOHZV]LYZLLUP[ZNYV^[OMYVTHWPSV[
^VYRMVYJLKL]LSVWTLU[WYVNYHTPU[VHSVJHSO\IMVY
[YHPUPUNLK\JH[PVUHUKQVIWSHJLTLU[(SPZZHQVPULK
6WWVY[\UP[`1\UJ[PVUPUHZ7YVQLJ[4HUHNLY
and took over as Executive Director in 2003. Before
QVPUPUN[OLVYNHUPaH[PVUZOL^VYRLKPUZVM[^HYL
development for eight years, as an attorney at Morrison
-VLYZ[LYHUK-YPLUK-YPLKTHU0U(SPZZH
JVTWSL[LKHMLSSV^ZOPW^P[O[OL>VTLU»Z7VSPJ`
Institute and helped draft and successfully advocate
MVY:) [OL,K\JH[PVU>VYRZIPSS:OLOHZHSZV
served as a Commissioner on the Contra Costa County
*VTTPZZPVUMVY>VTLUÔPJOHK]PZLZ[OL)VHYKVM
:\WLY]PZVYZVUPZZ\LZHMMLJ[PUN^VTLUHUKNPYSZPU[OL
county. She is a former Editor-in-Chief of the Berkeley
>VTLU»Z3H^1V\YUHS0U(SPZZH^HZZLSLJ[LKI`
(ZZLTIS`^VTHU:\ZHU)VUPSSHHZ+PZ[YPJ[»Z>VTHU
VM[OL@LHYPUYLJVNUP[PVUVMOLYZPNUPÄJHU[JVU[YPI\[PVUZ
[V[OLJVTT\UP[`HZ[OLSLHKLYVM6WWVY[\UP[`1\UJ[PVU
6YPNPUHSS`MYVT,]HUZ[VU0SSPUVPZZOLOVSKZHIHJOLSVY»Z
KLNYLLPUWO`ZPJZMYVT/HY]HYK<UP]LYZP[`HUKH1+
MYVT<*)LYRLSL`»Z)VHS[/HSS:JOVVSVM3H^
Scott Fujii
Douglas Garver
=PJL7YLZPKLU[HUK*9(6MÄJLY
Bank of Hawaii
:JV[[-\QPPPZ=PJL7YLZPKLU[HUK*VTT\UP[`
9LPU]LZ[TLU[(J[6MÄJLY)HURVM/H^HPP/PZHYLH
ILZPKLZ[OL:[H[LVM/H^HPPPUJS\KLZ[OL;LYYP[VYPLZ
VM.\HT:HPWHUHUK(TLYPJHU:HTVH4Y-\QPPOHZ
ILLU^P[O)HURVM/H^HPPMVY`LHYZHUKHZ*9(
6MÄJLYZPUJL 7YPVYHZZPNUTLU[ZPUJS\KLIYHUJO
HUKI\ZPULZZIHURPUNTHUHNLTLU[HZ^LSSHZ+P]PZPVU
:HSLZ4HUHNLTLU[4Y-\QPPOVSKZH):KLNYLLPU
Business Administration from Oregon State University
HUKHSZVNYHK\H[LKMYVT7HJPÄJ*VHZ[)HURPUN:JOVVS
H[[OL<UP]LYZP[`VM>HZOPUN[VU;^VWYVNYHTZ
receiving recent recognition include the 2014 American
)HURLYZ(ZZVJPH[PVU*VTT\UP[`*VTTP[TLU[(^HYK
MVY,JVUVTPJ+L]LSVWTLU[MVY[OL/H^HPP@V\[O
6WWVY[\UP[PLZ0UP[PH[P]LHJVSSHIVYH[PVUZPUJL
^P[O1PT*HZL`HUK[OL(UUPL,*HZL`-V\UKH[PVU
ÔPJOYLZ\S[LKPUVWLUPUNULHYS` ZH]PUNZHUK0+(
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^P[OKYH^HSZMVYMVYTLYMVZ[LY`V\[OHUK[OL7YV
)VUV(^HYKMYVT3LNHS(PK:VJPL[`VM/H^HPPMVY
WYV]PKPUNZPUJL09:JLY[PÄLKIHURLYZ[VZ[HMMP[Z
=VS\U[LLY0UJVTL;H_(ZZPZ[HUJL7YVNYHTMVYP[ZSV^
income program participants.
Executive Director
Ohio Housing Finance Agency
+V\NSHZ(.HY]LY,_LJ\[P]L+PYLJ[VYVM[OL6OPV
/V\ZPUN-PUHUJL(NLUJ`V]LYZLLZ[OLSLHK(NLUJ`MVY
HMMVYKHISLOV\ZPUNPU6OPV;OL(NLUJ`HKTPUPZ[LYZH
^PKLYHUNLVMWYVNYHTZ[OH[VMMLYHZZPZ[HUJL[VÄYZ[[PTL
OVTLI\`LYZOVTLVÛLYZYLU[LYZZLUPVYJP[PaLUZHUK
V[OLYWVW\SH[PVUZÔVTPNO[UV[V[OLY^PZLILHISL[V
HMMVYKHUKZ\Z[HPUX\HSP[ÒV\ZPUN.HY]LYJ\YYLU[S`
serves on the Boards of the National Council of State
/V\ZPUN(NLUJPLZHUK[OL6OPV:[H[L^PKL+L]LSVWTLU[
*VYWVYH[PVU/LPZHTLTILYVM[OL([[VYUL`.LULYHS»Z
;HZRMVYJLVU*YPTPUHS1\Z[PJLHUK4LU[HS0SSULZZ
HUKZLY]LZHZ*VJOHPYVM[OL;HZRMVYJL»Z/V\ZPUN
:\IJVTTP[[LL.HY]LYPZHSZVHZP[[PUNTLTILYVM6OPV»Z
/V\ZPUNHUK/VTLSLZZULZZ*VSSHIVYH[P]LHUKPZH
TLTILYVM[OL-LKLYHS/VTL3VHU)HURVM*PUJPUUH[P
Advisory Council and the Stepping Up Ohio Steering
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-LIY\HY`VM.HY]LYZLY]LKÄ]L`LHYZHZ(ZZPZ[HU[
to the Director and Assistant Director of the Ohio
Department of Development. He received a Bachelor
VM(Y[Z+LNYLLMYVT4V\U[<UPVU*VSSLNL^P[OHK\HS
THQVYPULJVUVTPJZHUKI\ZPULZZHKTPUPZ[YH[PVUHUK
Z\IZLX\LU[S`H[[HPULKH4HZ[LY»Z+LNYLLPU*P[`HUK
9LNPVUHS7SHUUPUNMYVT;OL6OPV:[H[L<UP]LYZP[`
.HY]LYPZHSZVJLY[PÄLKHZHU,JVUVTPJ+L]LSVWTLU[
7YVMLZZPVUHSI`[OL5H[PVUHS+L]LSVWTLU[*V\UJPS
Ian Galloway
Senior Research Associate and Oregon Field Manager
0HU.HSSV^H`PZHZLUPVYYLZLHYJOHZZVJPH[LHUK6YLNVU
Z[H[LJVTT\UP[`KL]LSVWTLU[ÄLSKTHUHNLYH[[OL
-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV0HUYLZLHYJOLZ
and presents regularly on a variety of community
KL]LSVWTLU[[VWPJZPUJS\KPUNJYV^KM\UKPUNPU]LZ[TLU[
tax credits, the social determinants of health, impact
PU]LZ[PUNHUK7H`MVY:\JJLZZÄUHUJPUN:VJPHS0TWHJ[
)VUKZ/LYLJLU[S`JVLKP[LK0U]LZ[PUNPU>OH[>VYRZ
MVY(TLYPJH»Z*VTT\UP[PLZHJVSSLJ[PVUVMLZZH`ZQVPU[S`
W\ISPZOLK^P[O[OL3V^0UJVTL0U]LZ[TLU[-\UKVU
[OLM\[\YLVMHU[PWV]LY[`WVSPJ`/LHSZVW\ISPZOLK[OL
HY[PJSL¸<ZPUN7H`MVY:\JJLZZ[V0UJYLHZL0U]LZ[TLU[
PU[OL5VUTLKPJHS+L[LYTPUHU[ZVM/LHS[O¹PU[OL
5V]LTILYPZZ\LVM[OLOLHS[OWVSPJ`QV\YUHS
Health Affairs. Previously, Ian developed a social
LU[LYWYPZL]PYNPUPH^VVMVYNMVY[OL7VY[SHUK6YLNVU
homeless youth agency Outside In. He holds a master’s
KLNYLLPUW\ISPJWVSPJ`MYVT[OL<UP]LYZP[`VM*OPJHNV
HUKHIHJOLSVY»ZKLNYLLPUWVSP[PJHSZJPLUJLHUK
philosophy from Colgate University.
41
Sarai Garza
Financial Opportunity Center Coordinator
Central States SER
:HYHP.HYaHPZ[OL-PUHUJPHS6WWVY[\UP[`*LU[LY
*VVYKPUH[VY-6*H[*LU[YHS:[H[LZ:,97YPVY[V
THUHNPUN[OLWYVNYHT:HYHPZLY]LKHZ[OL-PUHUJPHS
Coach for 7 years. Sarai has a particular interest in
program integration and has successfully integrated
ÄUHUJPHSZLY]PJLZPU[VZL]LYHSWYVNYHTZH[OLYHNLUJ`
)LMVYLLU[LYPUN[OLÄLSKVMUVUWYVÄ[:HYHP^HZH/<+
JLY[PÄLK/V\ZPUN*V\UZLSVYHUK^VYRLKHZH4VY[NHNL
3LUKLYH[;*-)HURHUK*V\U[Y`^PKL/VTL3VHUZ
:HYHP.HYaHNYHK\H[LKMYVT5VY[O7HYR<UP]LYZP[`^P[OH
IHJOLSVY»ZKLNYLLPU/\THU+L]LSVWTLU[
Cathy Gates
Senior Project Manager, Supervisory Policy and
Outreach Section, Division of Consumer and
Community Affairs
*H[O`.H[LZPZH:LUPVY7YVQLJ[4HUHNLYPU[OL
Supervisory Policy and Outreach Section of the Division
VM*VUZ\TLYHUK*VTT\UP[`(MMHPYZH[[OL-LKLYHS
9LZLY]L)VHYKVM.V]LYUVYZ:OLKL]LSVWZWVSPJPLZ
procedures, and directives that provide guidance
regarding consumer compliance supervision and
*VTT\UP[`9LPU]LZ[TLU[(J[*9(PZZ\LZHUKZLY]LZ
VU[OLPU[LYHNLUJ`*9(WVSPJ`^VYRPUNNYV\W+\YPUN
her tenure in the Division of Consumer and Community
(MMHPYZOLYYLZWVUZPIPSP[PLZOH]LHSZVPUJS\KLKYL]PL^PUN
and evaluating the Reserve Banks’ implementation of
JVTWSPHUJLWVSPJPLZ*H[OÒHZ^VYRLKH[[OL-LKLYHS
9LZLY]L)VHYKMVYV]LY[^LU[`Ä]L`LHYZHUKWYL]PV\ZS`
^VYRLKH[HJVTTLYJPHSIHUR*H[O`YLJLP]LKHU
4)(MYVT;OL.LVYNL>HZOPUN[VU<UP]LYZP[`HUKHU
undergraduate degree in Economics from the University
VM-SVYPKH
Elaine Gimmel
*OPLM6WLYH[PUN6MÄJLY
Emerald Development & Economic Network Inc.
,SHPULPZ[OL*OPLM6WLYH[PUN6MÄJLYMVY,TLYHSK
+L]LSVWTLU[,JVUVTPJ5L[^VYR,+,50UJÔPJO
PZHUVUWYVÄ[OV\ZPUNKL]LSVWTLU[HNLUJ`MVYWLYZVUZ
^P[OHYLSV^PUJVTLOH]LHKPZHIPSP[`HUKTHÌL
JVTPUNMYVTOVTLSLZZULZZ:OLOHZILLULTWSV`LK
H[,+,5MVY`LHYZ,SHPULV]LYZLLZ;OL7YVNYHTZ
+LWHY[TLU[ÔPJOHKTPUPZ[LYZLPNO[YLU[HSZ\IZPK`
WYVNYHTZ[V[HSPUNV]LY\UP[ZVMOV\ZPUNHUK[OL
,TLYNLUJ`:VS\[PVUZ.YHU[(SZV\UKLYOLYKPYLJ[PVUHYL
[OL0UZWLJ[PVUZHUK-\UK+L]LSVWTLU[KLWHY[TLU[Z
Lastly Elaine oversees the Property Management
+LWHY[TLU[ÔPJOPZYLZWVUZPISLMVY,+,5VÛLK
scattered site properties, 9 Permanent Supportive
/V\ZPUNI\PSKPUNZHUK/<+T\S[PMHTPS`WYVWLY[PLZ
totaling almost 800 units of housing.Before coming
[V,+,5ZOL^HZH*HZL4HUHNLYMVYH*VTT\UP[`
Mental Health Center. She has a Specialist in Housing
*YLKP[4HUHNLTLU[:/*4JLY[PÄJH[PVUHZ^LSSHZH
KLZPNUH[PVUVM5H[PVUHS(MMVYKHISL/V\ZPUN7YVMLZZPVUHS
,_LJ\[P]L5(/7LI`[OL5H[PVUHS(MMVYKHISL/V\ZPUN
4HUHNLTLU[(ZZVJPH[PVU,SHPUL^HZLSLJ[LK[V[OL
6OPV/V\ZPUN;Y\Z[-\UK(K]PZVY`*VTTP[[LLPU
She has a master’s degree in Social Administration from
CWRU’s Mandel School of Applied Social Sciences
^P[OHJVUJLU[YH[PVUPU*VTT\UP[`+L]LSVWTLU[HUK
HIHJOLSVY»ZKLNYLLMYVT1VOU*HYYVSS<UP]LYZP[`:OLPZ
H3PJLUZLK:VJPHS>VYRLYHUKOHZ^VYRLKPU[OLUVU
WYVÄ[ZLJ[VYMVYV]LY`LHYZ
Gary Glickman
Strategy Consultant
Accenture
.HY`.SPJRTHUMVYTLYS`HUVMÄJPHSH[[OL<:;YLHZ\Y`
HUK6MÄJLVM4HUHNLTLU[HUK)\KNL[OHZQVPULK
(JJLU[\YL5@:,!(*5PUHZ[YH[LN`JVUZ\S[PUNYVSL
HUK^PSS^VYR^P[O[OLÄYT»ZZ[H[LHUKSVJHSNV]LYUTLU[
J\Z[VTLYZ(JJLU[\YLZHPK;\LZKH`[OH[.SPJRTHUZWLU[
[OL`LHYZWYPVY[V[OL;YLHZ\Y`HUK64)PUV[OLY
HK]PZVY`YVSLZ[V^VYR^P[OW\ISPJZLJ[VYHUKI\ZPULZZLZ
in areas such as human services delivery, technology,
42
ÄUHUJPHSZLY]PJLZPU[LYUH[PVUHSTHYRL[KL]LSVWTLU[
and risk management.During his last four years in
NV]LYUTLU[.SPJRTHUMVJ\ZLKVU^VYR[VKL]LSVWUL^
WYHJ[PJLZMVYÄUHUJPUNW\ISPJWYVNYHTZPUJS\KPUNZVJPHS
PTWHJ[IVUKZHUK¸WH`MVYZ\JJLZZ¹PUP[PH[P]LZ[OLÄYT
said. At OMB, he sought to further that agency’s use
VMKH[HHUKL]PKLUJLPUÄLSKZZ\JOHZO\THUZLY]PJLZ
and environmental response.He also led the Partnership
-\UKMVY7YVNYHT0U[LNYP[`0UUV]H[PVUHUPUP[PH[P]L
[OH[PZPU[LUKLK[VOLSWW\ISPJZLJ[VYSLHKLYZHUKV[OLY
Z[HRLOVSKLYZÄUKUL^^H`Z[VHKKYLZZWYVNYHTULLKZ
.SPJRTHUH\[OVYLKHJOHW[LYPU[OLIVVR¸4HUHNPUN
9PZRHUK7LYMVYTHUJL!(.\PKLMVY.V]LYUTLU[
+LJPZPVU4HRLYZ¹HUKOHZ^YP[[LUV[OLYHY[PJSLZHUK
reports on change management.
Cathy Glover
Assistant Deputy Administration, Single Family
Housing Programs
U.S. Department of Agriculture - Rural Development
*H[O`.SV]LYPZ[OL(ZZPZ[HU[+LW\[`(KTPUPZ[YH[VY
VM:PUNSL-HTPS`/V\ZPUNWYVNYHTZH[<:+(9\YHS
Development and has served in this capacity since
1\S`(Z(ZZPZ[HU[+LW\[`(KTPUPZ[YH[VY*H[O`
WYV]PKLUH[PVUHSV]LYZPNO[VMHSS:PUNSL-HTPS`/V\ZPUN
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3VHU7YVNYHTZ"+PYLJ[3VHUHUK.YHU[7YVNYHTZ"
and Section 523 Mutual Self Help Housing Program.
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*H[O`^HZ[OL+PYLJ[VYVM[OL:PUNSL-HTPS`/V\ZPUN
+PYLJ[3VHU7YVNYHTZ*H[O`ZWLU[`LHYZ^P[O/<+HZ
H:LUPVY*YLKP[7VSPJ`:WLJPHSPZ[PU-/(/VTL4VY[NHNL
Insurance Division. Prior to HUD, Cathy held several
WVZP[PVUZ^P[O9\YHS+L]LSVWTLU[MYVT PU
IV[O0SSPUVPZHUK[OL5H[PVUHS6MÄJL0U0SSPUVPZZOL^HZ
HU(ZZPZ[HU[*V\U[`:\WLY]PZVYH:PUNSL-HTPS`/V\ZPUN
Specialist, and a Community and Business Programs
:WLJPHSPZ[0U[OL5H[PVUHS6MÄJL*H[O`^HZH:LUPVY
3VHU:WLJPHSPZ[PUIV[O[OL+PYLJ[HUK.\HYHU[LLK3VHU
+P]PZPVU*H[O`^HZHSZV(J[PUN+LW\[`+PYLJ[VYPU[OL
.\HYHU[LLK3VHU+P]PZPVUMVYHUL_[LUKLKWLYPVK
Steve Goldberg
MR
Caffeinated Capital LLC
:[L]L.VSKILYNPZHUPUKLWLUKLU[ZVJPHSPU]LZ[TLU[
HK]PZVY[VMV\UKH[PVUZUVUWYVÄ[ZZVJPHSLU[LYWYPZLZ
and government agencies at Caffeinated Capital, LLC,
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social innovation, enhancing investment-readiness, and
KL]LSVWPUNOPNOX\HSP[`ZVJPHSPU]LZ[TLU[[YHUZHJ[PVUZ
MVYW\ISPJWYP]H[LHUKJOHYP[HISLVYNHUPaH[PVUZ
7YL]PV\ZS`:[L]L^HZ4HUHNPUN+PYLJ[VYHUK.LULYHS
*V\UZLSH[:VJPHS-PUHUJL<:ÔLYLOLOLSWLKPTWVY[
:VJPHS0TWHJ[)VUKZ:0)ZMYVT[OL<2:[L]LPZ[OL
author of Billions of Drops in Millions of Buckets: Why
7OPSHU[OYVW`+VLZU»[(K]HUJL:VJPHS7YVNYLZZ>PSL`
ÔPJOTHRLZ[OLJHZLMVYZJHSPUNNYV^[OYLHK`
TPKJHWUVUWYVÄ[Z[OYV\NOWLYMVYTHUJLIHZLKM\UKPUN
/L^HZZLSLJ[LKI`[OL*VYWVYH[PVUMVY5H[PVUHSHUK
*VTT\UP[`:LY]PJL[VILVULVMUH[PVUHSL_WLY[
YL]PL^LYZMVY[OLÄYZ[:VJPHS0UUV]H[PVU-\UK7YPVY[V
^VYRPUN^P[OUVUWYVÄ[Z:[L]LZWLU[[OYLLKLJHKLZ
PUNV]LYUTLU[SH^HUKI\ZPULZZ/LYLJLP]LKH1+
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and a B.A., magna cum laude, in economics from the
University of Massachusetts, Amherst.
Ira Goldstein
President of Policy Solutions
Reinvestment Fund
0YH.VSKZ[LPU7O+PZ[OL7YLZPKLU[VM7VSPJ`:VS\[PVUZ
H[9LPU]LZ[TLU[-\UKHYLZ\S[ZVYPLU[LKZVJPHSS`
YLZWVUZPISLJVTT\UP[`PU]LZ[TLU[NYV\W+Y.VSKZ[LPU
has conducted detailed spatial and statistical analyses
PUTHU`JP[PLZHUKYLNPVUZHJYVZZ[OL<:;OVZLZ[\KPLZ
HYL\ZLKI`SVJHSNV]LYUTLU[[VJYHM[WVSPJ`YLZWVUZLZ
HUKHSSVJH[LZJHYJLYLZV\YJLZIHZLKVUSVJHSJVUKP[PVUZ
He also has conducted studies of mortgage foreclosures
HUKHI\ZP]LSLUKPUNWYHJ[PJLZ;OH[^VYRZ\WWVY[LK
JP]PSYPNO[ZHUKJVUZ\TLYWYV[LJ[PVUJHZLZIYV\NO[I`
federal, state and local governments. Recently, he led
ZL]LYHSYLZLHYJOLMMVY[ZMVJ\ZLKVU[OLLX\P[`VMHJJLZZ
to fresh food retail, child care and health care. Dr.
.VSKZ[LPU^HZHSZVHJVWYPUJPWHSPUHU5,(M\UKLK
endeavor that lead to the creation of the CultureBlocks.
com tool and several reports linking arts and community
KL]LSVWTLU[-VYTVYL[OHU`LHYZ+Y.VSKZ[LPU
OHZILLUH3LJ[\YLYMVY[OL<UP]LYZP[`VM7LUUZ`S]HUPH»Z
<YIHU:[\KPLZWYVNYHT/LPUZ[Y\J[Z\UKLYNYHK\H[LZ
and graduate students in research methods, statistics,
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+Y.VSKZ[LPU^HZ[OLTPK([SHU[PJ+PYLJ[VYVM-HPY
/V\ZPUNHUK,X\HS6WWVY[\UP[`MVY[OL<:+LWHY[TLU[
VM/V\ZPUNHUK<YIHU+L]LSVWTLU[/LPZHMVYTLY
TLTILYVM[OL-LKLYHS9LZLY]L)VHYK»Z*VUZ\TLY
(K]PZVY`*V\UJPSHUKHJ\YYLU[TLTILYVM[OL9LZLHYJO
(K]PZVY`)VHYKVM[OL*LU[LYMVY9LZWVUZPISL3LUKPUN
Paulina Gonzalez
Executive Director
California Reinvestment Coalition
7H\SPUH.VUaHSLaPZ[OLL_LJ\[P]LKPYLJ[VYVM[OL
*HSPMVYUPH9LPU]LZ[TLU[*VHSP[PVU*9*[OLSHYNLZ[
Z[H[LYLPU]LZ[TLU[JVHSP[PVUPU[OL<:*9*^VYRZ[V
I\PSKHMHPYHUKPUJS\ZP]LLJVUVTÌ`LUZ\YPUN[OH[
IHURZHUKV[OLYJVYWVYH[PVUZPU]LZ[HUKJVUK\J[
I\ZPULZZPUV\YJVTT\UP[PLZPUHQ\Z[HUKLX\P[HISL
manner. Under her leadership, the coalition’s advocacy
PUYLJLU[IHURTLYNLYZOHZYLZ\S[LKPUZL]LYHS
Community Reinvestment Agreements committing
43
IPSSPVUZVMKVSSHYZPUHMMVYKHISLOV\ZPUNÄUHUJPUN
ZTHSSI\ZPULZZSLUKPUNZTHSSI\ZPULZZ[LJOUPJHS
HZZPZ[HUJLNYHU[ZLX\P[`PU]LZ[TLU[ZHUKNYLH[LY
HJJLZZ[VHMMVYKHISLIHURPUNWYVK\J[ZMVYSV^PUJVTL
communities and communities of color in California.
7YPVY[VOLY[LU\YLH[*9*4Z.VUaHSLaSLKLJVUVTPJ
Q\Z[PJLJHTWHPNUZMVYV]LY`LHYZPUJS\KPUNHZ
[OLL_LJ\[P]LKPYLJ[VYVM:[YH[LNPJ(J[PVUZMVYH1\Z[
,JVUVT`:(1,PU:V\[O3VZ(UNLSLZ([:(1,OLY
HK]VJHJ`YLZ\S[LKPUNYV\UKIYLHRPUNJVTT\UP[`
ILULÄ[HNYLLTLU[ZPUJS\KPUN^P[O[OL<UP]LYZP[`
VM:V\[OLYU*HSPMVYUPH<:*HUK./7HSTLYHUK
(ZZVJPH[LZ<:*»ZOPZ[VYPJJVTT\UP[ÌLULÄ[HNYLLTLU[
PUJS\KLKTPSSPVUMVYHMMVYKHISLOV\ZPUNZ\WWVY[MVY
SVJHSZTHSSI\ZPULZZLZHUKH[LUHU[SLNHSJSPUPJHZWHY[
VM[OL\UP]LYZP[`»ZIPSSPVUL_WHUZPVU;OL*VTT\UP[`
)LULÄ[(NYLLTLU[^P[O./7HSTLYYLZ\S[LKPUH
JVTT\UP[ÒLHS[OJSPUPJHMMVYKHISLOV\ZPUNHUK
Z\IZPKPaLKYLU[ZMVYZTHSSI\ZPULZZLZHSSVMÔPJO^LYL
located on the development site.
Rick Goodemann
Southwest Minnesota Housing Partnership
9PJR.VVKLTHUUPZ[OLMV\UKPUN,_LJ\[P]L6MÄJLY
VM[OL:V\[O^LZ[4PUULZV[H/V\ZPUN7HY[ULYZOPW
that provides community development services and
technical assistance services in thirty rural counties
of southern Minnesota. Accomplishments include the
KL]LSVWTLU[WYLZLY]H[PVUÄUHUJPUNVYYLOHIPSP[H[PUN
OV\ZPUN\UP[Z^P[OV]LYPUKPYLJ[
OV\ZPUNKL]LSVWTLU[HUKÄUHUJPUN.VVKLTHUUOHZ
V]LY[^LU[`Ä]L`LHYZ»L_WLYPLUJLPU[OLKL]LSVWTLU[
HUKKLSP]LY`VMY\YHSKL]LSVWTLU[HUKOV\ZPUNÄUHUJL
WYVK\J[ZHUKWYVNYHTZPUHW\ISPJHUKWYP]H[LZL[[PUN
/LPZHUHJ[P]LTLTILYVMOPZJVTT\UP[ÒH]PUNZLY]LK
VUZL]LYHSUH[PVUHSHUKSVJHSIVHYKZHUKHK]PZVY`
NYV\WZHUKOVSKZHSPILYHSHY[ZKLNYLLMYVT:V\[O^LZ[
State University.
Janet Gordon
Associate Director, Community Affairs
1HUL[9.VYKVUPZ(ZZVJPH[L+PYLJ[VYMVY*VTT\UP[`
(MMHPYZMVY[OL-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU
in the Division of Depositor and Consumer Protection
+*7H[[OL/LHKX\HY[LYZ6MÄJL:OLWYV]PKLZ
oversight for the regional Community Affairs program
HUK^VYRZ^P[OV[OLYYLN\SH[VYZMLKLYHSWHY[ULYZ:[H[L
local and national organizations to encourage economic
inclusion and community development partnerships
IL[^LLUIHURZHUKNV]LYUTLU[UVUWYVÄ[HUKV[OLY
WYP]H[LVYNHUPaH[PVUZ;OL-+0*ZWVUZVYZVYJVZWVUZVYZ
many partnership and CRA-related events in each
YLNPVUHUKWYVTV[LZSVJHSJVSSHIVYH[PVUZ[OYV\NOP[Z
support of 14 Alliances for Economic Inclusion in large
metro and multi-county rural areas. Community Affairs
HSZVTHUHNLZ[OLKL]LSVWTLU[HUKKPZ[YPI\[PVUVM[OL
Money Smart educational curricula for young people,
HK\S[ZVSKLYHK\S[ZHUKZTHSSI\ZPULZZVÛLYZ1HUL[
also has served as a Senior Policy Analyst in DCP’s
:\WLY]PZVY`7VSPJ`:LJ[PVUHUKWYL]PV\ZS`^VYRLKHZ[OL
JVTWSPHUJLTHUHNLYMVY[^VSHYNLIHURPUNJVTWHUPLZ
HZHTHUNLYMVYHTHQVYJVUZ\S[PUNÄYTHUKHZ(ZZVJPH[L
Director of the Community Development Corporation
HUK0U]LZ[TLU[7YVNYHTH[[OL6MÄJLVM[OL*VTW[YVSSLY
VM[OL*\YYLUJ`:OLNYHK\H[LKMYVT;OL<UP]LYZP[`VM
4PJOPNHUHUKOVSKZHU4)(PUÄUHUJLMYVT.LVYNL
Washington University.
Daniel Gorfine
Vice President, External Affairs and Associate
General Counsel
OnDeck
+HUPLSPZ=PJL7YLZPKLU[,_[LYUHS(MMHPYZ(ZZVJPH[L
.LULYHS*V\UZLSH[6U+LJR7YPVY[VQVPUPUN6U+LJR
.VYÄULZLY]LKHZKPYLJ[VYVMÄUHUJPHSTHYRL[ZWVSPJ`
HUKSLNHSJV\UZLSVM[OL4PSRLU0UZ[P[\[LÔLYLOL
MVJ\ZLKVUÄUHUJPHSPUUV]H[PVUJHWP[HSHJJLZZHUK
ÄUHUJPHSTHYRL[PZZ\LZ/LZWLHYOLHKLK[OL0UZ[P[\[L»Z
^VYRVUPUUV]H[P]LJHWP[HSHJJLZZ[VVSZHUKUL^
ÄUHUJPHS[LJOUVSVNPLZ.VYÄULOHZWYV]PKLKL_WLY[
[LZ[PTVUÌLMVYL*VUNYLZZMYLX\LU[S`LUNHNLZ^P[O
policymakers and market participants, and is a national
TLKPHJVU[YPI\[VYVU[OLZL[VWPJZ)LMVYLQVPUPUN[OL
0UZ[P[\[L.VYÄUL^VYRLKH[[OLPU[LYUH[PVUHSSH^ÄYT
*V]PUN[VU)\YSPUN337/LZLY]LKHJSLYRZOPW^P[O
<:+PZ[YPJ[*V\Y[1\KNL*H[OLYPUL*)SHRLPU[OL
+PZ[YPJ[VM4HY`SHUK(NYHK\H[LVM)YVÛ<UP]LYZP[`
OLOVSKZH1+MYVT.LVYNL>HZOPUN[VU<UP]LYZP[`3H^
School and an M.A. from the Paul H. Nitze School for
(K]HUJLK0U[LYUH[PVUHS:[\KPLZ:(0:H[1VOUZ/VWRPUZ
University.
Isela Gracian
President
East LA Community Corporation
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,HZ[3(*VTT\UP[`*VYWVYH[PVU,3(**(NYHK\H[LVM
<*+H]PZ0ZLSHQVPULK,3(**PUHZHJVVYKPUH[VY
MVYHQVI[YHPUPUNHUKWSHJLTLU[WYVNYHTHUKPUOLY
11 years of service she has held various management
WVZP[PVUZPUJS\KPUNILPUN+PYLJ[VYVM*VTT\UP[`
Organizing. Isela has led the organization’s strategic
and operational planning efforts since 2010. She
has overseen the organization’s media outreach and
W\ISPJYLSH[PVUZLMMVY[ZHUKPZOPNOS`HKLW[HUKÅ\LU[
PUZ[YH[LNPJTLZZHNPUN[YHKP[PVUHSHUKUL^TLKPH
THUHNLTLU[PUIV[O,UNSPZOHUK:WHUPZO;OL*HSPMVYUPH
>VTLU»Z-V\UKH[PVUYLJVNUPaLK0ZLSHMVYOLY[OV\NO[
SLHKPUN^VYRMVYT\SH[PUNZVS\[PVUZ[VJVTT\UP[`PZZ\LZ
I`HWWVPU[PUNOLYH*HSPMVYUPH>VTLU»Z7VSPJ`0UZ[P[\[L
44
-LSSV^PU:OLZLY]LZVU]HYPV\ZIVHYKZ
including Strategic Concepts in Organizing and Political
,K\JH[PVU:*67,HUK*HSPMVYUPH9LPU]LZ[TLU[
Coalition.
Luis Granados
Executive Director
Mission Economic Development Agency
3\PZ.YHUHKVZOHZWYV\KS`ZLY]LKHZ[OL,_LJ\[P]L
Director for the Mission Economic Development
(NLUJ`4,+(ZPUJL
+\YPUNOPZ[LU\YL3\PZ
OHZ^VYRLK[VJYLH[LHZZL[KL]LSVWTLU[VWWVY[\UP[PLZ
MVY:HU-YHUJPZJV)H`(YLHSV^[VTVKLYH[LPUJVTL
Latino families. Luis serves on the Board of Directors
for the National Association of Latino Community
(ZZL[)\PSKLYZ5(3*()[OL*HSPMVYUPH9LPU]LZ[TLU[
*VHSP[PVU*9*HUK[OL*OHZL*VTT\UP[`(K]PZVY`
)VHYK*()3\PZOHZH4HZ[LYZVM*P[`HUK9LNPVUHS
Planning from the University of California at Berkeley
and a Bachelors of Science from the University of
California at Davis.
Bryan Greene
.LULYHS+LW\[`(ZZPZ[HU[:LJYL[HY`6MÄJLVM-HPY
Housing and Equal Opportunity
U.S. Department of Housing and Urban Development
)Y`HUOHZKL]V[LKOPZWYVMLZZPVUHSJHYLLY[VÄNO[PUN
OV\ZPUNKPZJYPTPUH[PVU-YVTOPZZ[HY[HZHMHPYOV\ZPUN
PU]LZ[PNH[VYPU/<+»Z)VZ[VU9LNPVUHS6MÄJL[VOPZ
J\YYLU[WVZP[PVUÔLYLOLZLY]LZHZ[OLOPNOLZ[YHURPUN
JHYLLYL_LJ\[P]LPU/<+»Z6MÄJLVM-HPY/V\ZPUNHUK
,X\HS6WWVY[\UP[`-/,6)Y`HUOHZHS^H`Z^VYRLK
to promote diverse, inclusive communities. In his
current position, Bryan oversees the policy direction
HUKVWLYH[PVUHSTHUHNLTLU[VM-/,6)Y`HUV]LYZLLZ
HUD’s investigation of nearly 1,800 complaints
HUU\HSS`HUK[OLHKTPUPZ[YH[PVUVM[OL-HPY/V\ZPUN
(ZZPZ[HUJL7YVNYHT-/(7ÔPJOWYV]PKLZM\UKPUN[V
state and local agencies for 7,000+ investigations each
year. Bryan also oversees the administration of HUD’s
-HPY/V\ZPUN0UP[PH[P]LZ7YVNYHT-/07ÔPJOWYV]PKLZ
TVYL[OHUTPSSPVU[VUVUWYVÄ[VYNHUPaH[PVUZMVY
private enforcement and fair housing outreach. During
his tenure at HUD, Bryan has also served as a DAS
MVY,UMVYJLTLU[HUK7YVNYHTZHUKHZ+PYLJ[VYVM-HPY
/V\ZPUN7VSPJ`HUK3LNPZSH[P]L0UP[PH[P]LZ)Y`HU^HZ
[OLYLJPWPLU[VM[OL7YLZPKLU[PHS9HUR(^HYK[OL
OPNOLZ[MLKLYHSOVUVYILZ[V^LK\WVUMLKLYHSZLUPVY
executives for outstanding service. Bryan earned his
KLNYLLPU.V]LYUTLU[MYVT/HY]HYK<UP]LYZP[`>OPSL
HZ[\KLU[OL^VYRLKWHY[[PTLH[[OL4HZZHJO\ZL[[Z
Commission against Discrimination, investigating
complaints of discrimination in housing, employment,
HUKW\ISPJHJJVTTVKH[PVUZ
Andrew Gross
President
Thomas Safran & Associates
4Y.YVZZPZ7YLZPKLU[VM;OVTHZ:HMYHU(ZZVJPH[LZ
+L]LSVWTLU[0UJ7YPVY[VQVPUPUN;OVTHZ:HMYHU
(ZZVJPH[LZOL^VYRLKHZHU(ZZVJPH[LH[/V\SPOHU
3VRL`/V^HYKHUKA\RPUH3VZ(UNLSLZIHZLK
PU]LZ[TLU[IHUR/LPZHTLTILYVM[OL*HSPMVYUPH
)HYHUKOHZH1+4)(MYVT,TVY`<UP]LYZP[`/LHSZV
NYHK\H[LK^P[OOPNOLZ[KPZ[PUJ[PVUOVUVYZ*\T3H\KL
in economics from the University of California, San
Diego.
Leron Gubler
President and CEO
Hollywood Chamber of Commerce
3LYVU.\ISLYPZ[OL7YLZPKLU[*,6VM[OL/VSS`^VVK
*OHTILYVM*VTTLYJLHWVZP[PVUOLOHZOLSKZPUJL
;OL/VSS`^VVK*OHTILYPZ[OLZLJVUKSHYNLZ[
PU3VZ(UNLSLZ*V\U[`^P[OHI\KNL[VMHWWYV_PTH[LS`
TPSSPVU9L]P[HSPaPUN/VSS`^VVKOHZILLU[OL
THQVY[OY\Z[VM[OL*OHTILYK\YPUN.\ISLY»Z[LU\YL
+\YPUN[OH[[PTL[OL*OHTILYOHZ^VYRLK[VZLL[OH[
[OLZ\I^H`^HZZ\JJLZZM\SS`L_[LUKLK[V/VSS`^VVK
SLK[OLLMMVY[[VJYLH[LULÎ\ZPULZZPTWYV]LTLU[
KPZ[YPJ[ZHUKHZZPZ[LKKL]LSVWLYZPUNL[[PUN[OLPYWYVQLJ[Z
HWWYV]LKHUKI\PS[4VYL[OHUIPSSPVUOHZILLU
PU]LZ[LKPU/VSS`^VVKHUKHUV[OLYIPSSPVUPZPU
[OLWPWLSPUL;OL*OHTILYOHZWSH`LKHTHQVYYVSL
PULJVUVTPJKL]LSVWTLU[PZZ\LZ(TVUN[OLUL^
WYVNYHTZPTWSLTLU[LKI`[OL*OHTILYPZH¸:[H[LVM
[OL,U[LY[HPUTLU[0UK\Z[Y`¹JVUMLYLUJLMVJ\ZPUNVU[OL
ULLKZVM/VSS`^VVK»ZZPNUH[\YLPUK\Z[Y`6ULVM[OL[VW
*OHTILYWYPVYP[PLZOHZILLU[VÄNO[Y\UH^H`WYVK\J[PVU
HUK[VIYPUNLU[LY[HPUTLU[QVIZIHJR.\ISLYPZHSZV[OL
LTJLLVM[OL^VYSKMHTV\Z/VSS`^VVK>HSRVM-HTL
JLYLTVUPLZ,HJO`LHY[OL*OHTILYPUK\J[ZHIV\[[^V
KVaLUJLSLIYP[PLZPU[V[OLMHTV\Z^HSR^H`
Lila Guirguis
Director
Magnolia Community Initiative
-VYTVYL[OHUHKLJHKL3PSH.\PYN\PZOHZOHKL_[LUZP]L
WYVMLZZPVUHSL_WLYPLUJL^VYRPUN^P[O3VZ(UNLSLZ
IHZLKVYNHUPaH[PVUZJVTT\UP[ÌHZLKPUP[PH[P]LZHUK
JVTT\UP[`NYV\WZ4Z.\PYN\PZOLSWZVYNHUPaH[PVUZ
develop cross-sector relationships to effectively and
LMÄJPLU[S`^VYR^P[OLHJOV[OLY[VHJOPL]LJVTTVU
goals. As the Director of Magnolia Community Initiative
4*0ZOLZ\WWVY[Z[OLTVIPSPaH[PVUVMJVTT\UP[`
organizations and residents to take effective actions that
improve health and developmental outcomes, using
UL[^VYR[OLVY`HUKJOHUNLTHUHNLTLU[Z[YH[LNPLZ
KLZPNULK[V[YHUZMVYT^VYRPUNYLSH[PVUZOPWZJHYL
WH[O^H`ZHUKWVW\SH[PVUV\[JVTLZ0U[OLJHWHJP[`
45
as Director she serves as the lead individual and point
person for the Magnolia Community Initiative and
5L[^VYR7HY[ULYZ3PSHSLHK»Z[OLWYVJLZZULJLZZHY`
to communicate and achieve the agreed upon goals
of the Initiative, overseeing the coordination and
implementation of the Magnolia Community Initiative
HUK[OL5L[^VYR7HY[ULYZ[VTLL[P[ZTPZZPVU]PZPVU
philosophy and strategies. Magnolia Community
Initiative is recognized as a promising national and
PU[LYUH[PVUHS*VSSLJ[P]L0TWHJ[Z[YH[LN`7YPVY[VILPUN
[OL+PYLJ[VYVM4*03PSH.\PYN\PZ^HZH7YVNYHT
6MÄJLY^P[O[OL:JOVVS9LHKPULZZ0UP[PH[P]LH[-PYZ[
3(3PSHOVSKZH4HZ[LYZPU7\ISPJ(KTPUPZ[YH[PVUMYVT
<:*ÔPJOPUJS\KLKHZWLJPHSMVJ\ZVU5VU7YVÄ[
Management and Bachelors in Arts in Psychology from
the University of California, Santa Cruz.
Robin Hacke
Senior Fellow
The Kresge Foundation
9VIPU/HJRLPZH:LUPVY-LSSV^H[;OL2YLZNL
-V\UKH[PVUHIPSSPVUWYP]H[LUH[PVUHSMV\UKH[PVU
[OH[^VYRZ[VL_WHUKVWWVY[\UP[PLZPU(TLYPJH»ZJP[PLZ
:OLPZSLHKPUNHWYVQLJ[KLZPNULK[VPTWYV]L[OLHIPSP[`
of cities to organize capital systems for investment
PUW\ISPJW\YWVZLPUJS\KPUN\YIHUYL]P[HSPaH[PVU"
OLHS[O`JVTT\UP[PLZ"NYLLUPUMYHZ[Y\J[\YLHUK
inclusive economic development. With the Initiative
MVY9LZWVUZPISL0U]LZ[TLU[H[[OL/H\ZLY0UZ[P[\[LMVY
*P]PS:VJPL[`H[[OL/HY]HYK2LUULK`:JOVVS9VIPUPZ
YLZLHYJOPUNOV^WSHJLZI\PSK[OLJHWHJP[`[VHIZVYI
JHWP[HS"^VYRPUN^P[OJP[PLZMV\UKH[PVUZHUKW\ISPJ
ZLJ[VYSLHKLYZPU[LYLZ[LKPU\ZPUN[OLJHWP[HSHIZVYW[PVU
MYHTL^VYR[VOLSWHK]HUJL[OLPYWYVNYHTTH[PJ
VIQLJ[P]LZ"HUKW\ISPZOPUNWHWLYZHUK[VVSZ[VZOHYL
SLZZVUZSLHYULK;OLWYVQLJ[I\PSKZVU^VYRILN\UH[
3P]PUN*P[PLZÔLYL4Z/HJRLZLY]LKHZ+PYLJ[VYVM
*HWP[HS0UUV]H[PVUMVYZL]LU`LHYZ:OLPZHTLTILYVM
[OLZ[LLYPUNJVTTP[[LLMVY[OL-LKLYHS9LZLY]L)HUR
VM)VZ[VU»Z>VYRPUN*P[PLZ*OHSSLUNL:OLOHZ^VYRLK
^P[O[OL9VILY[>VVK1VOUZVU-V\UKH[PVUVULMMVY[Z
[VI\PSKOLHS[O`WSHJLZHUKOHZZLY]LKHZH]PZP[PUN
ZJOVSHYH[[OL-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV
4Z/HJRLWYL]PV\ZS`^HZH]LU[\YLJHWP[HSPZ[HUKHU
PU]LZ[TLU[IHURLY:OLLHYULKH)(THNUHJ\TSH\KL
PU.V]LYUTLU[MYVT/HY]HYK9HKJSPMML*VSSLNLHUKHU
MBA from Harvard Business School.
Mary Hagerty Ehrsam
President, Global Youth Empowerment Group and
Market President of the Northeast Region
Operation HOPE, Inc.
4HY`/HNLY[`,OYZHTPZ[OL7YLZPKLU[VM[OL.SVIHS
@V\[O,TWV^LYTLU[.YV\WHUK4HYRL[7YLZPKLU[VM
[OL5VY[OLHZ[9LNPVUMVY6WLYH[PVU/67,0UJ/67,
ÔLYLZOLOHZZLY]LKMVY`LHYZ7YPVY[VQVPUPUN
/67,4HYÌLNHUOLYJHYLLYPUZ[YH[LNPJLJVUVTPJ
KL]LSVWTLU[HUKWV]LY[`HSSL]PH[PVU^P[O[OL3VZ
(UNLSLZHMÄSPH[LVM/HIP[H[MVY/\THUP[`HUKNYL^[OL
VYNHUPaH[PVUMYVTHHUU\HSI\KNL[[V
million and constructed sixty-four homes in partnership
^P[OYLJPWPLU[OVTLVÛLYZHUKHNSVIHSUL[^VYR
of volunteers. In her current role as President of the
.SVIHS@V\[O,TWV^LYTLU[.YV\W4HY`PZYLZWVUZPISL
MVYHSSNSVIHSHUKKVTLZ[PJ`V\[OLTWV^LYTLU[
PUP[PH[P]LZZ[YH[LNPJUH[PVUHSHUKNSVIHSWHY[ULYZOPWZ
HUKHWVY[MVSPVJVUZPZ[PUNVM)HURPUNVU6\Y-\[\YL
Classroom and College Edition, HOPE Business in a Box
(JHKLTPLZ))\ZPULZZ*VTWHJ[[OL.HSS\W/67,
0UKL_/67,:V\[O(MYPJHHUK/67,.SVIHS0UP[PH[P]LZ
PUJS\KPUNV\YWHY[ULYZOPWVMÄJLZPU:H\KP(YHIPH
4VYVJJVHUK[OL<UP[LK(YHI,TPYH[LZ(Z4HYRL[
7YLZPKLU[VM[OL5L^@VYR4HYRL[4HY`V]LYZLLZ[OL
/67,0UZPKLSVJH[PVUZ`V\[OWYVNYHTTPUNHUK7YVQLJ[
Restore HOPE assisting victims of Hurricane Sandy.
4HY`YLJLP]LKHKLNYLLPULJVUVTPJZMYVT.L[[`ZI\YN
College. She currently serves on the Board of Directors
VM*OPSK@V\[O-PUHUJLPU[OL5L[OLYSHUKZHUKPZH
TLTILYVM6+,5H[PVUHS,JVUVTPJZ:VJPL[`
Lindy Hahn
Executive Director, Global Sustainable Finance
Morgan Stanley
3PUK`/HOUOHZILLU^VYRPUNMVY4VYNHU:[HUSL`
ZPUJL1HU\HY`PU[OLPY.SVIHS:\Z[HPUHISL-PUHUJL
KP]PZPVUHUKOLYYLZWVUZPIPSP[PLZPUJS\KLMHJPSP[H[PUN
credit approvals of and funding for Community
+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVUZHUKZWLJPHSW\YWVZL
SVHUMHJPSP[PLZ7YPVY[VQVPUPUN[OLÄYTPU3PUK`
^HZHJVUZ\S[HU[PU[OLJVTT\UP[`KL]LSVWTLU[ÄLSK
^VYRPUN^P[OOV\ZPUNKL]LSVWLYZHZ^LSSHZVULVM[OL
SHYNLZ[*+-0ZPU[OLPUK\Z[Y`3PUKÒHZILLU^VYRPUN
PU[OLJVTTLYJPHSYLHSLZ[H[LÄUHUJLPUK\Z[Y`MVYOLY
LU[PYLJHYLLYPU]HYPV\ZWVZP[PVUZ^P[OYLZWVUZPIPSP[PLZ
YHUNPUNMYVTYLNPVUHS[VUH[PVUHSZJVWL\UKLY^YP[PUN
OLYVÛIVVRVMI\ZPULZZ[VTHUHNPUN[LHTZVMSLUKLYZ
>OPSL3PUKÌLNHUOLYJHYLLYPU[OLJVU]LU[PVUHS
JVTTLYJPHSYLHSLZ[H[LZLJ[VYZOLZ^P[JOLK[V
community development activities in the late 90s. What
ZOLLUQV`ZTVZ[HIV\[[OPZZLJ[VYHYL[OLJOHSSLUNLZ
[OLJYLH[P]P[`HUK[OLJVSSHIVYH[P]LUH[\YLVM[OVZLÔV
have a common vision for our communities.
Tammy Halevy
Senior Vice President, New Initiatives
Association for Enterprise Opportunity
;HTT`/HSL]`QVPULK[OL(ZZVJPH[PVUMVY,U[LYWYPZL
6WWVY[\UP[`(,6PU(WYPSHZ:LUPVY=PJL
7YLZPKLU[5L^0UP[PH[P]LZ>P[OV]LY`LHYZVM
L_WLYPLUJLPU[OLWYP]H[LW\ISPJHUKUVUWYVÄ[ZLJ[VYZ
;HTTÌYPUNZSLHKLYZOPWL_WLYPLUJLHUKRUV^SLKNL
[V(,6P[ZTLTILYZHUKWHY[ULYZ([(,6;HTT`PZ
46
SLHKPUN[OLKLZPNUPUJ\IH[PVUHUKSH\UJOVMWYVNYHTZ
HUKWHY[ULYZOPWZ[VIL[[LYZLY]LTLTILYZHUKWPSV[
PUUV]H[PVUZMVY[OLÄLSK7YPVY[VQVPUPUN(,6;HTT`
^HZHJVUZ\S[HU[H[4J2PUZL`*VTWHU`ÔLYLHZ
WHY[VM[OLJVYWVYH[LÄUHUJLHUKZ[YH[LN`WYHJ[PJLZ
ZOLSLKJSPLU[HUKYLZLHYJOWYVQLJ[ZWYPTHYPS`MVJ\ZLK
VUYLHJOPUNUL^THYRL[ZHUKZ[Y\J[\YPUNJVTWSL_
partnerships. She has also held positions in the US
/V\ZLVM9LWYLZLU[H[P]LZ;OL6]LYZLHZ+L]LSVWTLU[
*V\UJPSHUK2YVSS(ZZVJPH[LZ;HTT`YLJLP]LKH4HZ[LYZ
+LNYLLPU3H^HUK+PWSVTHJ`MYVT;OL-SL[JOLY:JOVVS
H[;\M[Z<UP]LYZP[`HUKH)(MYVT;OL1VOUZ/VWRPUZ
University.
Emerson Hall
Regional Manager, Community Affairs
,TLYZVU/HSSOHZ[^LU[`ZP_`LHYZVMIHURPUN
credentials and is a Regional Manager, Community
(MMHPYZMVY[OL-+0*:HU-YHUJPZJV9LNPVU/LOHZ
ILLUH:LUPVY=PJL7YLZPKLU[HUK9LNPVUHS+P]PZPVU
4HUHNLYMVYZL]LYHSWYVTPULU[T\S[PZ[H[LÄUHUJPHS
institutions promoting community and economic
development. Mr. Hall has conducted outreach,
WYV]PKLK[LJOUPJHSHZZPZ[HUJLHUKÄUHUJPHSLK\JH[PVU
[V[OL\UIHURLKHUK340JVTT\UP[PLZ[OYV\NOV\[
[OL<UP[LK:[H[LZMVY174VYNHU*OHZL)HUR.,
*HWP[HSHUK<:)HUR/LPZ^LSS]LYZLKPUHSSSLUKPUN
disciplines, having completed formal credit training
^P[OZWLJPHSLTWOHZPZPUJVTTLYJPHSSLUKPUN4Y/HSS
PZHUHJJVTWSPZOLKMHJPSP[H[VYHUKJVHSP[PVUI\PSKLY
/LJ\YYLU[S`^VYRZ^P[OPU[OL+P]PZPVUVM+LWVZP[VY
HUK*VUZ\TLY7YV[LJ[PVU"THUHNPUNHZ[HMM[OH[HZZPZ[
ÄUHUJPHSPUZ[P[\[PVUZKL]LSVWYLZWVUZP]LZ[YH[LNPLZ
to meet the credit, service and investment needs of
JVTT\UP[PLZ»[OYV\NOV\[LSL]LU^LZ[LYUZ[H[LZHUK
[OL[LYYP[VY`VM.\HT4Y/HSSOVSKZH))(PU-PUHUJL
MYVT;L_HZ:V\[OLYU<UP]LYZP[`HUKPZHNYHK\H[LVM[OL
:HT/V\Z[VU:[H[L<UP]LYZP[`)HURPUNHUK-PUHUJPHS
Institutions MBA program. He served 6 years in the
<:*VHZ[.\HYKHUKOVSKZHKPZ[PUN\PZOLKOVUVYHISL
discharge.
Charles Hammerman
President and CEO
Disability Opportunity Fund
*OHYSLZ+/HTTLYTHUPZ[OL7YLZPKLU[HUK*,6VM;OL
+PZHIPSP[`6WWVY[\UP[`-\UKHUH[PVUHS*LY[PÄLK*+-0
ZVSLS`KLKPJH[LK[VHK]HUJPUN[OLULLKZVMWLVWSL^P[O
KPZHIPSP[PLZ;OL+PZHIPSP[`6WWVY[\UP[`-\UKWYV]PKLZ
[LJOUPJHSHUKÄUHUJPHSZLY]PJLZ[VPUKP]PK\HSZHUK
VYNHUPaH[PVUZZLY]PUN[OLKPZHIPSP[`THYRL[[OYV\NOV\[
[OL<UP[LK:[H[LZ^P[OHMVJ\ZVUHMMVYKHISLOV\ZPUN
ZJOVVSZHUK]VJH[PVUHS[YHPUPUNJLU[LYZ*OHYSPLIYPUNZ
THU``LHYZVMPU]VS]LTLU[^P[OPUP[PH[P]LZMVYWLVWSL
^P[OKPZHIPSP[PLZHUKZPNUPÄJHU[L_WLYPLUJLPU[OL
ÄUHUJPHSTHYRL[Z7YPVY[V[OLJYLH[PVUVM;OL+6-
Hammerman founded the Burton Blatt Institute at
:`YHJ\ZL<UP]LYZP[`/LZWLU[[^LS]L`LHYZH[4LYYPSS
3ÙJOPUP[Z.SVIHS7YP]H[L*SPLU[.YV\W,X\P[`*HWP[HS
4HYRL[ZKP]PZPVUHUKPU[OL6MÄJLVM.LULYHS*V\UZLS
)LMVYL4LYYPSS3ÙJOOL^HZHU(ZZPZ[HU[<:([[VYUL`PU
[OL,HZ[LYU+PZ[YPJ[VM5L^@VYRHUKILNHUOPZJHYLLYHZ
HUHZZVJPH[LH[4VYNHU3L^PZ)VJRP\Z/LNYL^\WVU
Long Island, received his BA from Washington University
PU:[3V\PZPU HUKOPZ1+MYVT-VYKOHT<UP]LYZP[`
:JOVVSVM3H^PU *OHYSPLHUKOPZ^PML5HUJP
YLZPKLPU/L^SL[[/HYIVY5@HUKOH]LZL]LUJOPSKYLU
PUJS\KPUNH`LHYVSKKH\NO[LY^P[OJLYLIYHSWHSZ`
products and services in historically underserved
THYRL[Z/LYJHYLLYOHZPUJS\KLKTHQVYJVU[YPI\[PVUZVU
[OLKL]LSVWTLU[VM-+0*»ZH^HYK^PUUPUN4VUL`:THY[
ÄUHUJPHSLK\JH[PVUWYVNYHTNYV\UKIYLHRPUN5H[PVUHS
<UIHURLKHUK<UKLYIHURLK:\Y]L`ZOV\ZPUNYLJV]LY`
PUP[PH[P]LMVYOVTLVÛLYZHMMLJ[LKI`.\SM*VHZ[
hurricanes and other initiatives related to community
development, economic inclusion, consumer protection
and preservation of minority depository institutions. She
has over 30 years of experience on the state and federal
SL]LSZVMNV]LYUTLU[^P[O[OL-+0*9LZVS\[PVU;Y\Z[
*VYWVYH[PVU9;*3V\PZPHUH+LWHY[TLU[VM,JVUVTPJ
Development and U.S. House of Representatives.
Ethan Handelman
Marqueece Harris-Dawson
Vice President for Policy and Advocacy
National Housing Conference
Ethan directs NHC’s policy and advocacy agenda
focused on advancing federal housing policy to assist
SV^HUKTVKLYH[LPUJVTLWLVWSLZ[YLUN[OLUPUN
[OLUH[PVU»ZOV\ZPUNÄUHUJLZ`Z[LTYLZ[VYPUN
ULPNOIVYOVVKZKHTHNLKI`MVYLJSVZ\YLZHUK
disinvestment, advocating for housing policy during
[H_HUKI\KNL[HY`YLMVYTZHUKI\PSKPUNZ[YVUNLY
communities that coordinate, housing, transportation,
OLHS[OLK\JH[PVUHUKLULYN`WVSPJ`/LOHZ[LZ[PÄLK
ILMVYL*VUNYLZZHUKZWLHRZHUK^YP[LZYLN\SHYS`VU
OV\ZPUNPZZ\LZ,[OHUQVPULK5/*PU4HYJO
after leading the advisory practice at Recap Real
,Z[H[L(K]PZVYZHZZPZ[PUNW\ISPJHUKWYP]H[LZLJ[VY
JSPLU[Z[V\UKLYZ[HUKHUKZOHWL[OLHMMVYKHISLOV\ZPUN
ÄUHUJPHSHUKWVSPJ`LU]PYVUTLU[,[OHUYLJLP]LKOPZ
MA in International Relations from Harvard University
and holds a BA in Political Science from University
VM4PJOPNHU/LZLY]LZVU[OLIVHYKVM/V\ZPUN
<USPTP[LKHUVUWYVÄ[OV\ZPUNWYV]PKLYPU4VU[NVTLY`
County, Maryland.
Councilmember of Council District 8
Los Angeles City Council
*V\UJPSTLTILY4HYX\LLJL/HYYPZ+H^ZVU^HZZ^VYU
PU[VVMÄJLVU1\S`(SVUN[PTLJVTT\UP[`
VYNHUPaLYPU:V\[O3(4HYX\LLJLOHZKLLWYVV[ZPU[OL
community as he recently served as President and CEO
of Community Coalition, one of the most progressive
UVUWYVÄ[ZPU[OLJP[`5L]LYMVYNL[[PUNOPZJHSSPUNOL
YL[\YULK[V:V\[O3VZ(UNLSLZQ\Z[HM[LY4VYLOV\ZL
*VSSLNL[V^VYRPU[OLMHTPS`9LHS,Z[H[LI\ZPULZZ/LYL
OLHJX\PYLKH^VYRPUNRUV^SLKNLVMULPNOIVYOVVKZ
HUK[OLJOHSSLUNLZWYLZLU[LKI`^PKLZWYLHKQVISLZZULZZ
WV]LY[`WVVYW\ISPJZLY]PJLZHUKHKLJH`PUNOV\ZPUN
Z[VJR0U OLQVPULK*VTT\UP[`*VHSP[PVU\UKLY
[OLUMV\UKLYHUKJ\YYLU[*VUNYLZZ^VTHU2HYLU
)HZZ/PZÄYZ[JHTWHPNUW\ISPJPaLK[OLOVYYLUKV\Z
JVUKP[PVUZVMPUULYJP[ÒPNOZJOVVSZHUK[OLPULX\P[PLZ
PU[OLKPZ[YPI\[PVUVMW\ISPJM\UKPUN0[YLZ\S[LKPUHU
\UWYLJLKLU[LKTPSSPVUMVYZJOVVSYLWHPYHUK
modernization in South LA schools. Serving as the
President and CEO of Community Coalition since 2004,
OPZSLHKLYZOPWNYL^[OLVYNHUPaH[PVU»ZPUÅ\LUJLZPaL
HUKÄUHUJPHSZ[HUKPUN>OPSLKV\ISPUN[OLI\KNL[
HUKZ[HMMOLHSZVSLKHJHWP[HSJHTWHPNU[VHJX\PYL
*VTT\UP[`*VHSP[PVU»ZOLHKX\HY[LYZVU=LYTVU[
(]LU\L4HYX\LLJLHUKOPZ^PML2HYYPLHYLWYV\K
OVTLVÛLYZPU:V\[O3VZ(UNLSLZ;OL`Z[YVUNSÌLSPL]L
PU[OLJVTT\UP[`»ZWV^LY[VJYLH[LHIL[[LY[VTVYYV^
ÔLU^LW\SS[VNL[OLYHUK^VYROHYK
Angelisa Harris
Regional Manager
Angelisa Harris is the Regional Manager for Community
(MMHPYZ7YVNYHTPU[OL-LKLYHS+LWVZP[0UZ\YHUJL
*VYWVYH[PVU-+0**OPJHNV9LNPVUHS6MÄJL:OL^VYRZ
^P[OÄUHUJPHSPUZ[P[\[PVUZJVTT\UP[PLZUVUWYVÄ[Z
consumers and other stakeholders throughout Illinois,
Indiana, Kentucky, Michigan, Ohio and Wisconsin.
She leads a team dedicated to promoting initiatives
HUKJVSSHIVYH[PVUZ^P[OÄUHUJPHSPUZ[P[\[PVUZYLSH[LK[V
increasing access to capital, community reinvestment,
LJVUVTPJKL]LSVWTLU[ÄUHUJPHSLK\JH[PVUHMMVYKHISL
OV\ZPUNHZZL[I\PSKPUNHUKLJVUVTPJPUJS\ZPVU/LY
^VYR^P[OPU[OL-+0*OHZMVJ\ZLKVU^H`Z[VOLSW
ÄUHUJPHSPUZ[P[\[PVUZHUKJVTT\UP[`VYNHUPaH[PVUZIYPUN
\UIHURLKJVUZ\TLYZPU[V[OLÄUHUJPHSTHPUZ[YLHT
WYVTV[LHZZL[I\PSKPUNHUKPUJYLHZLKHJJLZZ[VIHUR
47
Christopher Hayes
General Counsel
Small Business Investor Alliance
*OYPZ[VWOLY/H`LZZLY]LZHZ.LULYHS*V\UZLSVM
[OL:THSS)\ZPULZZ0U]LZ[VY(SSPHUJL:)0(H[YHKL
association representing middle market funds and
PU]LZ[VYZIHZLKPU>HZOPUN[VU+*4Y/H`LZZLY]LZ
HZ[OLJOPLMSLNHSVMÄJLYVM[OLHZZVJPH[PVUHUKHZHSLNHS
and policy expert on issues impacting middle market
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JVTWHUPLZ:)0*ZI\ZPULZZKL]LSVWTLU[JVTWHUPLZ
)+*ZHUK[YHKP[PVUHSWYP]H[LLX\P[`M\UKZ/LPZHSZV
VULVM:)0(»ZWYPUJPWHSSPHPZVUZ^P[O*VUNYLZZHUK^P[O
Executive Branch agencies, including the Small Business
Administration, Securities & Exchange Commission,
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as a securities regulatory counsel at a national trade
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HK]PZLYZ^VYRLKHZHÄUHUJPHSYLN\SH[VYH[[OL-PUHUJPHS
0UK\Z[Y`9LN\SH[VY`(\[OVYP[`-059(HUKWYHJ[PJLK
JP]PSSP[PNH[PVUH[HSH^ÄYTPU3VZ(UNLSLZ+\YPUNSH^
ZJOVVS*OYPZ^VYRLKPU[OL,UMVYJLTLU[+P]PZPVUVM[OL
SEC and also on staff of the Banking Committee in the
<UP[LK:[H[LZ:LUH[LK\YPUN[OL^YP[PUNVM[OL+VKK
-YHURÄUHUJPHSYLMVYTSLNPZSH[PVU*OYPZYLJLP]LKOPZSH^
KLNYLLMYVT[OL:JOVVSVM3H^H[[OL<UP]LYZP[`VM:HU
Diego and his undergraduate degree from the University
of Massachusetts, Amherst. He is admitted to practice
SH^PU*HSPMVYUPHHUK[OL+PZ[YPJ[VM*VS\TIPH
Jane Henderson
President and CEO
Virginia Community Capital
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*VTT\UP[`*HWP[HS=**HUKP[ZZ\IZPKPHY`JVTT\UP[`
KL]LSVWTLU[IHUR*VTT\UP[`*HWP[HS)HURVM=PYNPUPH
(`LHYIHURPUN]L[LYHU4Z/LUKLYZVUQVPULK
=**PU[VKPYLJ[P[ZL_WHUZPVUHUKLU[Y`PU[V[OL
YLN\SH[LKÄUHUJPHS^VYSK4Z/LUKLYZVUPZ[OLMVYTLY
Community Development Executive for Wachovia
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of Community Development Operations, Lending
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MVY[OLIPSSPVUJVYWVYH[PVU4Z/LUKLYZVU
^HZ*OHPYTHUVM[OL)VHYKMVY[OL*VTT\UP[`
Development Bankers Association., the national trade
association of the Community Development Banking
sector, from 2013 through 2015. She is also a Board
TLTILYVM[OL*LU[LYMVY9\YHS,U[YLWYLUL\YZOPWÔPJO
helps provide communities throughout the US and
*HUHKH^P[OHZZL[MVJ\ZLKJVTWYLOLUZP]LLJVUVTPJ
development strategies, emphasizing entrepreneurship.
:OL^HZYLJLU[S`HWWVPU[LK[V.V]LYUVY4J(\SPMML»Z
*VTTVU^LHS[O*V\UJPSVU)YPKNPUN[OL5\[YP[PVUHS
+P]PKL:OL»ZHSZVHTLTILYVM=*<»Z9LHS,Z[H[L
Circle of Excellence and the Appalachian Regional
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ZLY]LKHZIVHYKJOHPYTHUMVY*VTT\UP[`/V\ZPUN
7HY[ULYZ*VYWVYH[PVUHYLNPVUHSHMMVYKHISLOV\ZPUNUVU
WYVÄ[JVYWVYH[PVU:OL^HZHTLTILYVM[OL*VUZ\TLY
)HURLYZ(ZZVJPH[PVUZ*9(*VTTP[[LLHUKHIVHYK
TLTILYVM*VTT\UP[`+L]LSVWTLU[;Y\Z[HUH[PVUHS
JVTT\UP[`KL]LSVWTLU[9,0;
48
Timothy Herwig
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[OL*LU[YHS+PZ[YPJ[VM[OL6MÄJLVM[OL*VTW[YVSSLY
of the Currency, located in Chicago, Illinois. In this
capacity he provides community development outreach,
[YHPUPUNHUKWHY[ULYZOPWKL]LSVWTLU[[VUH[PVUHSIHURZ
and federal thrifts, training and technical support to
examiners, and other outreach services to organizations
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PUKP]PK\HSZHUKJVTT\UP[PLZ;PTOHZMVJ\ZLKOPZ
^VYR[V[OLL_[LU[WVZZPISLVUY\YHSJVTT\UP[`HUK
economic development in the states of Minnesota,
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6**;PT^HZ[OL*LU[YHS9LNPVU*VTT\UP[`(MMHPYZ
3PHPZVU^P[O[OL6MÄJLVM;OYPM[:\WLY]PZPVU/LHSZV
ZLY]LK[LU`LHYZHZH=PJL7YLZPKLU[VM*VTT\UP[`
(MMHPYZHUK*9(6MÄJLYMVY;*-5H[PVUHS)HURPU
*OPJHNV/LOHZZLY]LKVUH]HYPL[`VMIVHYKZPU
*OPJHNVPUJS\KPUN5LPNOIVYOVVK/V\ZPUN:LY]PJLZ
VM*OPJHNV[OL.YLH[LY:V\[O^LZ[+L]LSVWTLU[
*VYWVYH[PVUHUK[OL+VUVYZ-VY\T;PTOVSKZH)(
MYVT:[1VOU»Z<UP]LYZP[`PU*VSSLNL]PSSL4PUULZV[HHUK
HU4(MYVT[OL<UP]LYZP[`VM=PYNPUPHIV[OPU,UNSPZO
Literature.
Samuel Hoi
President
Maryland Institute College of Art
Samuel Hoi is president of Maryland Institute College
of Art in Baltimore, Maryland. He is an advocate for
art and design education and creative professionals in
ZVJPHSLJVUVTPJHUKJ\S[\YHSHK]HUJLTLU[-VYTLYS`
OL^HZWYLZPKLU[VM6[PZ*VSSLNLVM(Y[HUK+LZPNUPU
3VZ(UNLSLZÔLYLOLSH\UJOLK[OLHUU\HS6[PZ9LWVY[
on the Creative Economy of the Los Angeles Region
and California. As dean of the Corcoran College of
Art + Design in Washington, D.C., he created a visual
arts program serving inner-city youth that received a
5H[PVUHS4\S[PJ\S[\YHS0UZ[P[\[L(^HYKHUKH*VTPUN<W
;HSSLY(^HYKMYVT[OL7YLZPKLU[»Z*VTTP[[LLVU(Y[ZHUK
/\THUP[PLZ/LZLY]LZVUHUKJOHPYLK[OLIVHYKZVM[OL
Association of Independent Colleges of Art and Design
(0*(+HUK<UP[LK:[H[LZ(Y[PZ[Z<:(/LHSZVZLY]LZ
VU[OLIVHYKVM5H[PVUHS(Y[Z:[YH[LNPLZ5(:HUK[OL
National Advisory Board of the Strategic National Arts
(S\TUP7YVQLJ[:5((7/VPOVSKZOVUVYHY`KVJ[VYH[L
degrees from the Corcoran College of Art and Design
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PUI`[OL-YLUJONV]LYUTLU[HZHU6MÄJLYVM[OL
6YKYLKLZ7HSTLZ(JHKtTPX\LZ
Alexis Iwanisziw
Deputy Director
New Economy Project
(SL_PZV]LYZLLZ5L^,JVUVT`7YVQLJ[»ZYLZLHYJO
and shareholder activism. She is co-author of several
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+YLHT¹ZLYPLZVMUH[PVUHSMHPYSLUKPUNYLWVY[ZHUK
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PUZ\YHUJLYLKSPUPUN:OLJVVYKPUH[LZ[OL5L^,JVUVT`
3VHU-\UKHUKWYL]PV\ZS`Z[HMMLK[OL5L^,JVUVT`
7YVQLJ[»Z-VYLJSVZ\YL7YL]LU[PVU.HW3VHU7YVNYHT
Alexis completed a master’s degree in Community
Organization and Planning at Hunter College School
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9LZLHYJOHUK:[H[PZ[PJZ.YV\WH[[OL-LKLYHS9LZLY]L
)HURVM5L^@VYR
ity Building, Commercial Development, Construction
4L[OVKVSVN`7YVQLJ[4HUHNLTLU[HUK9LHS,Z[H[L(Wpraisal. Chet has a Master’s in Business Administration
^P[OHJVUJLU[YH[PVUPU0UUV]H[PVUHUK,U[YLWYLUL\YZOPW
MYVT/LUY`>)SVJR:JOVVSVM7\ISPJ(KTPUPZ[YH[PVU
HUK)\ZPULZZH[[OL<UP]LYZP[`VM4PZZV\YP¶2HUZHZ*P[`
E. Carlton Jarratt Jr.
National SBA Director
Fifth Third Bank
+H]L»ZJHYLLYH[-PM[O;OPYK)HURL_[LUKZTVYL[OHU
`LHYZ/LPZJ\YYLU[S`5H[PVUHS:)(+PYLJ[VYIHZLKV\[
VM*PUJPUUH[P6OPV+H]LPZYLZWVUZPISLMVYSLHKPUNHSS
activities in the government guarantee loan program
areas: SBA, USDA, and State Small Business Credit
Initiative. Previous Leadership roles include Special
(ZZL[Z,X\PWTLU[-PUHUJL(\[V3LUKPUN:[\KLU[
3LUKPUNHUK*VUZ\TLY*YLKP[<UKLY^YP[PUN
Senor Financial Analyst and Underwriting Team Leader
U.S. Department of Agriculture - Rural Housing Service
,*HYS[VU1HYYH[[1YPZ[OL:LUPVY-PUHUJPHS(UHS`Z[
<UKLY^YP[PUN;LHT3LHKLYPU[OL4\S[PMHTPS`-HTPS`
Housing Preservation and Direct Loan Division for
<:+(9\YHS+L]LSVWTLU[.YHK\H[LKMYVT,SVU
<UP]LYZP[`PU ^P[O/VUVYZ(M[LYNYHK\H[PUNMYVT
JVSSLNL^VYRLKPU[OLIHURPUNPUK\Z[Y`MYVT [V
0U OL^LU[[V^VYRMVY[OL<UP[LK:[H[LZ
+LWHY[TLU[VM/V\ZPUNHUK<YIHU+L]LSVWTLU[HZH
Multifamily Housing Representative. He left HUD in
[VILJVTL[OL+PYLJ[VYVM4\S[PMHTPS`/V\ZPUN
PU[OL:[H[LVM=PYNPUPHMVY<:+(0UOLQVPULK[OL
5H[PVUHS6MÄJLZ[HMMVM<:(+9\YHS/V\ZPUN:LY]PJL
in Washington, DC. Over the years he has received
U\TLYV\ZH^HYKZMVYL_JLSSLUJLPUZLY]PJL[V[OL
rural housing industry. In 2008 he received the Harry
3;VTSPUZVU(^HYKMYVT[OL*V\UJPSMVY(MMVYKHISL
and Rural Housing in appreciation for outstanding
leadership, service and commitment in the Multifamily
Housing Rural Housing Industry.
Chet Jackson
Ron Jauregui
David Jackson
Executive Director
West Humboldt Park Family & Community
Development Council
4Y1HJRZVUPZHKLKPJH[LKJVTT\UP[`KL]LSVWTLU[
WYVMLZZPVUHS^P[OHWHZZPVUMVYZLY]PUN[OLULLKZVMSV^
HUKTVKLYH[LPUJVTLJVTT\UP[PLZ/H]PUN^VYRLKPU
[OLJVTT\UP[`KL]LSVWTLU[ÄLSKMVYV]LY[OPY[``LHYZ
Chet continues to develop himself through innovative
HUKJVSSHIVYH[P]LWYVQLJ[Z[OH[OH]LWVZP[P]LPTWHJ[VU
underserved communities. As a community development professional he has served in variety of roles ranging from Organizational Consultant to Executive Direc[VY^P[OL_WLY[PZLPUVYNHUPaH[PVUHSHUKWYVNYHTTH[PJ
KL]LSVWTLU[IVHYKKL]LSVWTLU[HMMVYKHISLOV\ZPUN
HUKJVTTLYJPHSYL[HPSKL]LSVWTLU[Z[YH[LNPJI\ZPULZZ
WSHUUPUNOH]PUN^VYRLK^P[OUVUWYVÄ[VYNHUPaH[PVUZ
HZ^LSSHZÄUHUJPHSPUZ[P[\[PVUZ*OL[OHZ^VYRLKVUHMMVYKHISLOV\ZPUNHUKJVTT\UP[ÌHZLKYL[HPSWYVQLJ[Z
JVUK\J[LKULPNOIVYOVVKHZZLZZTLU[ZHUKKL]LSVWLK
revitalization strategies for under invested communities.
/LOHZZLY]LKVUKP]LYZLJVTT\UP[ÌVHYKZYHUNPUN
MYVT1\UPVY(JOPL]LTLU[VM(TLYPJH[V5VY[O)YHUJO
Works a local economic and employment organization
PU[OL*OPJHNVHYLH*OL[OVSKZJLY[PÄJH[LZPU9LHS,Z[H[L+L]LSVWTLU[HUK-PUHUJL6YNHUPaH[PVUHS*HWHJ-
49
Community Affairs Specialist
9VU1H\YLN\PJ\YYLU[S`ZLY]LZ*VTT\UP[`(MMHPYZ
Specialist in the Outreach and Program Development
Section in Washington. Ron has a diverse range of
experience in outreach and community development.
/LOHZH\[OVYLKYLZLHYJOVUOVTLVÛLYZOPWZ[YH[LNPLZ
for the underserved, managed the development of
housing-related educational resources, and facilitated
HWYVQLJ[MVYH[[VYUL`Z[VWYV]PKLWYVIVUVHZZPZ[HUJL
[VOVTLVÛLYZH[YPZRVMMVYLJSVZ\YL9VUOHZZLY]LK
as Director of the Congressional Hispanic Caucus
0UZ[P[\[L»Z/6.(9OVTLVÛLYZOPWPUP[PH[P]L:LUPVY
=PJL7YLZPKLU[MVY*VTT\UP[`(SSPHUJLZ^P[O[OL
Hispanic National Mortgage Association, Community
)\PSKLY-LSSV^^P[O[OL:HU[H(UH*HSPMVYUPH/<+ÄLSK
VMÄJL7HY[ULYZOPW+L]LSVWLY^P[O[OL-HPYMH_*V\U[`
=(NV]LYUTLU[HUKHTVY[NHNLSLUKLY^P[O)HURVM
(TLYPJH9VUHSZVZLY]LKHZHTLTILYVM.V]LYUVY
2HPUL»Z-VYLJSVZ\YL7YL]LU[PVU;HZR-VYJLHUKVU[OL
=PYNPUPH/V\ZPUN+L]LSVWTLU[(\[OVYP[`»Z:PUNSL-HTPS`
/V\ZPUN(K]PZVY`)VHYK/LOVSKZH1+KLNYLLMYVT
the University of California at Los Angeles, a BA from
*SHYLTVU[4J2LUUH*VSSLNLHUK^HZHNYHK\H[LMLSSV^
H[[OL<UP]LYZPKHKKL.\HKHSHQHYH([[OL-+0*OLPZ
[OL7YVQLJ[4HUHNLYMVYP[Z@V\[O:H]PUNZ7PSV[
Carl Jenkins
Managing Director
BMO Harris Bank N.A.
*HYS(1LURPUZPZ4HUHNPUN+PYLJ[VYHUK.YV\W/LHK
of Community Investments for BMO Harris Bank
5([OL<:IHURPUNZ\IZPKPHY`VM)46-PUHUJPHS
.YV\W/LV]LYZLLZ*VTT\UP[`9LPU]LZ[TLU[(J[
PU]LZ[TLU[Z[HYNL[PUNSV^LYTPKKSLTHYRL[JVTWHUPLZ
HUKJVTT\UP[ÌHZLKYLHSLZ[H[LKL]LSVWTLU[PUHSS
BMO Harris markets. Presently, Carl manages a team
HUKPU]LZ[TLU[WVY[MVSPV^P[OJVTTP[TLU[ZL_JLLKPUN
TPSSPVUHUKJV]LYPUN[OLZ[H[LZVM(YPaVUH-SVYPKH
Illinois, Indiana, Minnesota, Missouri, Washington
and Wisconsin. Prior to his current position, he served
as a commercial real estate lender for BMO Capital
Markets and the BMO Harris Community Development
3LUKPUN[LHT7YPVY[VQVPUPUN[OLIHUR*HYS^VYRLK
MVY[OL3VJHS0UP[PH[P]LZ:\WWVY[*VYWVYH[PVU30:*H
UH[PVUHSJVTT\UP[`KL]LSVWTLU[ÄUHUJPHSPUZ[P[\[PVU
/LLHYULKOPZIHJOLSVY»ZKLNYLLPUHYJOP[LJ[\YLMYVT
Washington University in St. Louis and holds an MBA
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<UP]LYZP[`VM5VY[O*HYVSPUH/LZLY]LZVU[OLIVHYKVM
KPYLJ[VYZMVYZL]LYHSVYNHUPaH[PVUZPUJS\KPUN"5H[PVUHS
(ZZVJPH[PVUVM(MMVYKHISL/V\ZPUN3LUKLYZ*VVR
*V\U[`3HUK)HUR(\[OVYP[`+PZHIPSP[`6WWVY[\UP[`
-\UK:THSS)\ZPULZZ0U]LZ[VY(SSPHUJLHUK.VVKTHU
;OLH[YL*HYSHSZVZLY]LZVU[OLHK]PZVY`JVTTP[[LLVM
ZL]LYHSSV^LYTPKKSLTHYRL[WYP]H[LLX\P[`M\UKZ
Edward (Ed) Johnson
Manager, East Tampa CRA
City of Tampa, Florida
,K^HYK(1VOUZVUILNHUOPZÄM[``LHYW\ISPJWYP]H[L
JHYLLYPU I`QVPUPUN[OL<:(PY-VYJL/PZ
[^LU[``LHY(PY-VYJLJHYLLYPUJS\KLK[V\YZVMK\[`PU
;L_HZ4PZZPZZPWWP0ZSHUKVM.\HT5L^@VYR-SVYPKH
/H^HPPHUK;OHPSHUKWYPVY[VOPZYL[PYLTLU[HZH
Master Sergeant in 1983. His military career included
U\TLYV\ZH^HYKZHUKTLKHSZMVYTLYP[VYPV\ZZLY]PJL
ÔPJOPUJS\KL[OL=PL[5HT*HTWHPNU-VSSV^PUNOPZ
YL[PYLTLU[4Y1VOUZVUILNHUH[[LUKPUNL]LUPUNJSHZZLZ
H[[OL<UP]LYZP[`VM;HTWHÔPSL^VYRPUNHZHZHSLZTHU
HUKZ[VYLTHUHNLYH[[OL.VVK`LHY;PYLHUK9\IILY
*VTWHU`NYHK\H[PUN^P[OH)HJOLSVYVM:JPLUJLKLNYLL
in Business Management in 1987. In 1990, he accepted
HWVZP[PVU^P[O5*5)5H[PVUHS)HURVM-SVYPKH5(
ÔLYLOPZOHYK^VYRHUKJVTTP[TLU[[VJVTT\UP[`
ZLY]PJL^LYLYL^HYKLK^P[O[OL 5H[PVUZ)HUR
*VYWVYH[L3LHKLYZOPW,_JLSSLUJL0U5LPNOIVYOVVK
+L]LSVWTLU[3,5+(^HYKMVYOPZLMMVY[ZPU,HZ[
;HTWH/L^HZLTWSV`LKI`:V\[O;Y\Z[)HURMVYZL]LU
`LHYZHZ=PJL7YLZPKLU[-SVYPKH>LZ[*VHZ[9LNPVUHS
Manager for Community and Business Development.
4Y1VOUZVUOHZILLULTWSV`LKHZ[OL*P[`VM;HTWH
4HUHNLYMVY,HZ[;HTWH+L]LSVWTLU[HUKJVVYKPUH[PUN
50
THUHNLYMVY[OL,7()YVÛÄLSKZ.YHU[7YVNYHTZ
MVY[OLWHZ[[^LS]L`LHYZ/LPZHIVHYKTLTILYVM
5LPNOIVYOVVK3LUKPUN7HY[ULYZ0UJHZ[H[L^PKL
*VTT\UP[`+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVU*+-0
HUKHWHZ[IVHYKTLTILYVM[OL-SVYPKH)YVÛÄLSKZ
Association.
Lisa Jones
Manager, Bond Guarantee Program
CDFI Fund
3PZH41VULZPZ[OL4HUHNLYVM[OL)VUK.\HYHU[LL
7YVNYHTH[[OL*VTT\UP[`+L]LSVWTLU[-PUHUJPHS
0UZ[P[\[PVUZ*+-0-\UK0U[OPZJHWHJP[`ZOLPZ
YLZWVUZPISLMVY[OLV]LYZPNO[THUHNLTLU[HUK
PTWSLTLU[H[PVUVMN\HYHU[LLZMVYIVUKZPZZ\LKI`
8\HSPÄLK0ZZ\LYZ)VUKZN\HYHU[LLK[OYV\NO[OL
WYVNYHTZ\WWVY[JVTT\UP[`KL]LSVWTLU[SLUKPUNI`
WYV]PKPUNHZV\YJLVMSVUN[LYTKLI[[VJLY[PÄLK*+-0Z
7YPVY[VQVPUPUN[OL*+-0-\UK4Z1VULZ»ZWYVMLZZPVUHS
experiences comprised pension fund management,
ZTHSSI\ZPULZZHUK]LU[\YLJHWP[HSPUP[PH[P]LZ
JVTT\UP[`HUKLJVUVTPJKL]LSVWTLU[NSVIHS
economic policy and investment research, corporate
HUKYLHSLZ[H[LÄUHUJLHUKJVTTLYJPHSSLUKPUN4Z
1VULZYLJLP]LKH4HZ[LYVM)\ZPULZZ(KTPUPZ[YH[PVUPU
,U[YLWYLUL\YPHS4HUHNLTLU[HUK-PUHUJLMYVT[OL
Wharton School of the University of Pennsylvania and
H)HJOLSVYVM(Y[ZPU-PUHUJLHUK4HYRL[PUNMYVT[OL
University of California at Berkeley. She is a Chartered
-PUHUJPHS(UHS`Z[HUKHTLTILYVM[OL*-(:VJPL[`
>HZOPUN[VU+*:OL^HZHTLTILYVM[OL>VTLU
(UNLSZUL[[OLÄYZ[Z[Y\J[\YLK^VTLU»Z¸HUNLS¹]LU[\YL
JHWP[HSPU]LZ[TLU[JS\IPU[OL<:KLZPNULK[VPU]LZ[PU
LTLYNPUNNYV^[OJVTWHUPLZPU[OL4PK([SHU[PJYLNPVU
Maria Joyce Maynard
Community Development Banking Group,
Bank of America
4HYPH1V`JLQVPULK)HURVM(TLYPJHPUÔLYLZOL
PZYLZWVUZPISLMVYTHUHNPUN[OL)HUR»ZYLSH[PVUZOPWZ^P[O
:V\[OLYU*HSPMVYUPHHMMVYKHISLOV\ZPUNKL]LSVWLYZHUK
WHY[ULYZ7YPVY[VQVPUPUN)HURVM(TLYPJH4HYPHOHZ
OLSKH]HYPL[`VMWVZP[PVUZPUHMMVYKHISLOV\ZPUNSLUKPUN
30/;*PU]LZ[TLU[HUKTHYRL[PUNH[-HUUPL4HL2)
/VTL+LSH^HYL*VTT\UP[`0U]LZ[TLU[*VYWVYH[PVU
and Enterprise Community Investment. Maria serves as
HIVHYKTLTILYMVY/VSS`^VVK*VTT\UP[`/V\ZPUN
*VYWVYH[PVUHUHNLUJ`[OH[KL]LSVWZHMMVYKHISL
OV\ZPUNHUKWYV]PKLZZ\WWVY[P]LZLY]PJLZ[VSV^
income residents in Los Angeles. She also serves on
HK]PZVYÌVHYKZMVY30:*3(HUK[OL*HSPMVYUPH/V\ZPUN
Consortium. Maria has an MBA from the Anderson
School at UCLA and a BA in Economics from the
University of Notre Dame.
Douglas Jutte
Executive Director
Build Healthy Places Network
+V\NSHZ1\[[L4+47/PZ[OL,_LJ\[P]L+PYLJ[VY
VM[OL)\PSK/LHS[O`7SHJLZ5L[^VYRHUH[PVUHS
VYNHUPaH[PVU[OH[JH[HSàLZHUKZ\WWVY[ZJVSSHIVYH[PVU
across the sectors of community development,
PU]LZ[TLU[HUKOLHS[O/LOHZILLUHSLHKLYPU
[OL-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJVHUK9>1
-V\UKH[PVU»Z/LHS[O`*VTT\UP[PLZ0UP[PH[P]LÔPJO
OHZJVU]LULKV]LY[^VKVaLUJVUMLYLUJLZHJYVZZ[OL
JV\U[YÌYPUNPUN[VNL[OLYSLHKLYZMYVT[OLZLZLJ[VYZ
A pediatrician, associate professor and population
OLHS[OYLZLHYJOLYH[<*)LYRLSL`»Z:JOVVSVM7\ISPJ
/LHS[O+Y1\[[L»ZYLZLHYJOMVJ\ZLZVUPTWVY[HU[ZVJPHS
KL[LYTPUHU[ZVMOLHS[OPUJOPSKOVVKHUK[OLÄUHUJPHS
[VVSZHUKWVSPJ`SL]LYZH]HPSHISL[VWYV[LJ[H[YPZR
MHTPSPLZHUKJVTT\UP[PLZ/LOHZW\ISPZOLKPUH
U\TILYVMWYVTPULU[QV\YUHSZPUJS\KPUN,WPKLTPVSVN`
7LKPH[YPJZ[OL(TLYPJHU1V\YUHSVM7\ISPJ/LHS[OHUK
Health Affairs. A graduate of Cornell University, Harvard
4LKPJHS:JOVVSHUK[OL<*)LYRLSL`:JOVVSVM7\ISPJ
/LHS[O+Y1\[[L»ZJSPUPJHS^VYROHZILLUPUSV^PUJVTL
community clinics and as a hospitalist caring for
ULÎVYUPUMHU[Z
Deborah Kasemeyer
Northern Trust
+LIVYHO2HZLTL`LYPZH:LUPVY=PJL7YLZPKLU[H[
5VY[OLYU;Y\Z[HIPSSPVUÄUHUJPHSPUZ[P[\[PVUÔPJO
ZWLJPHSPaLZPU;Y\Z[(ZZL[HUK>LHS[O4HUHNLTLU[
OLHKX\HY[LYLKPU*OPJHNV0SSPUVPZ(Z[OL)HUR»Z
Director of Community Development and Investments,
she oversees community development activities in
18 states and a community development investment
WVY[MVSPVVMJSVZL[VTPSSPVU<UKLYOLY[LU\YL
5VY[OLYU;Y\Z[OHZTHPU[HPULKHU¸6\[Z[HUKPUN¹*9(
rating for the last 19 consecutive years. It has also
ILLUHUPUUV]H[VYPUWYV]PKPUNJHWP[HS[V\UKLYZLY]LK
JVTT\UP[PLZJSVZPUNVU[OLÄM[O:VJPHS0UUV]H[PVU
Bond in the U.S. in late 2014 targeted at increased
HJJLZZ[VX\HSP[`7YL2MVYSV^PUJVTLMHTPSPLZPU
*OPJHNV(TLTILYVM[OL)VHYKVM+PYLJ[VYZVM
5H[PVUHS(ZZVJPH[PVUVM(MMVYKHISL/V\ZPUN3LUKLYZHUK
0--ZOLNYHK\H[LKMYVT+L7H\^<UP]LYZP[`^P[OH)(
in Economics.
Jeremy Keele
Managing Director, Sorenson Impact Center
University of Utah
1LYLT`2LLSLPZ4HUHNPUN+PYLJ[VYVM[OL:VYLUZVU
Impact Center at the University of Utah’s David Eccles
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dedicated to developing innovative and data-driven
51
HWWYVHJOLZ[VZVS]PUNKPMÄJ\S[ZVJPHSWYVISLTZ7YPVY
[VQVPUPUN[OL<UP]LYZP[`VM<[HO1LYLT`^HZZLUPVY
advisor to Salt Lake County Mayor Ben McAdams from
2013 to 2015. During his time at Salt Lake County,
1LYLT`HK]PZLK[OL4H`VYVUOPZRL`WVSPJ`PUP[PH[P]LZ
PUJS\KPUNÄUHUJPUN[YHUZWVY[H[PVUOVTLSLZZULZZ
JYPTPUHSQ\Z[PJLOLHS[OJ\S[\YLHUK[OLHY[ZHUK
LJVUVTPJKL]LSVWTLU[7YPVY[VQVPUPUN:HS[3HRL
*V\U[`1LYLT`WYHJ[PJLKJVYWVYH[L[YHUZHJ[PVUHSSH^PU
5L^@VYR3VUKVUHUK3VZ(UNLSLZ^P[O[OLSH^ÄYTZ
VM*SLHY`.V[[SPLIHUK3H[OHT>H[RPUZMYVT[V
1LYLT`YLJLP]LKOPZ1+MYVT5L^@VYR<UP]LYZP[`
PUH4HZ[LYZPU7\ISPJ(KTPUPZ[YH[PVUMYVT
/HY]HYK»Z2LUULK`:JOVVSVM.V]LYUTLU[PUHUK
IHJOLSVYZKLNYLLZPU)PVSVN`HUK-YLUJOMYVT)YPNOHT
Young University in 2001.
Calvin Keene
Pastor
Memorial Baptist Church
Pastor Calvin Keene leads the Memorial Baptist Church
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[OLULPNOIVYOVVKH[[LUKPUN4LTVYPHS)HW[PZ[*O\YJO
(ZHUHK\S[OLYLTHPULKPU]VS]LK^P[O[OLJO\YJOILJVTPUNP[ZM\SS[PTLWHZ[VYPU (ZWHY[VMOPZ^VYR
to restore family structure and the lives of local residents,
4LTVYPHS)HW[PZ[*O\YJOQVPULK)HS[PTVYLHUZ<UP[LK0U
3LHKLYZOPW+L]LSVWTLU[)<03+HUVUWYVÄ[JVTT\UP[`VYNHUPaH[PVUYVV[LKPU)HS[PTVYL»ZULPNOIVYOVVKZHUK
JO\YJOLZYLWYLZLU[PUNTLTILYZ(ZH)<03+
SLHKLY7HZ[VY2LLUIYV\NO[OPZWHZZPVUHUK\UKLYZ[HUKPUNVM[OLULLKZVMOPZJVTT\UP[`[VOPZ^VYR^P[O;9-
0U)<03+HUK;9-JYLH[LK;9-+L]LSVWTLU[7HY[ULYZ;9-+7[VPTWSLTLU[HUHTIP[PV\ZWSHU[VYL]P[HSize the Oliver community. Pastor Keene is a founding
TLTILYVM;9-+7
Jason Keller
Economic Development Director for Illinois,
Community Development and Policy Studies Division
Federal Reserve Bank of Chicago
1HZVU32LSSLYPZ[OL,JVUVTPJ+L]LSVWTLU[+PYLJ[VY
for Illinois in the Community Development and Policy
:[\KPLZ+P]PZPVUH[[OL-LKLYHS9LZLY]L)HURVM*OPJHNV
As Director, he oversees and evaluates economic
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[OL-LKLYHS9LZLY]L»Z:L]LU[O+PZ[YPJ[I`JVUK\J[PUN
ZLTPUHYZ^VYRZOVWZHUKWYLWHYPUN^YP[[LUTH[LYPHSZ
KLHSPUN^P[O[OL,X\HS*YLKP[6WWVY[\UP[`(J[,*6(
[OL*VTT\UP[`9LPU]LZ[TLU[(J[*9(HUKV[OLY
JVUZ\TLYWYV[LJ[PVUSH^ZHUKYLN\SH[PVUZ7YPVY[V[OPZ
role, Mr. Keller spent thirteen years as an examiner in
charge and in a managing role assessing compliance
^P[O]HYPV\ZYLN\SH[PVUZPUJVTT\UP[`YLNPVUHSHUK
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[OYV\NOV\[[OL-LKLYHS9LZLY]L»Z:L]LU[O+PZ[YPJ[/L
currently sits on the Board of Directors of the Leadership
*PYJSLVM[OL,_LJ\[P]LZ*S\IVM*OPJHNVHUKOHZILLU
HUHJ[P]LTLTILYZPUJLWHY[PJPWH[PUNPU]HYPV\Z
SLHKLYZOPWKL]LSVWTLU[WYVNYHTZHUK[OL*S\I»Z
individual and group Mentorship Programs since their
inception. He also serves as a Lead Instructor for the
-LKLYHS9LZLY]L»Z-HPY3LUKPUN,_HTPUH[PVU;LJOUPX\LZ
:JOVVSHYVSLOLSKI`ML^V[OLYZHJYVZZ[OL:`Z[LT
Mr. Keller holds a Sociology Degree from Illinois State
<UP]LYZP[`HUKH4HZ[LY»Z+LNYLLPU7\ISPJ7VSPJ`HUK
(KTPUPZ[YH[PVUMYVT5VY[O^LZ[LYU<UP]LYZP[`
Bobbie Kennedy
Bank Examiner and Compliance Specialist
)VIIPL2LUULK`PZH)HUR,_HTPULYHUK*VTWSPHUJL
Specialist in the Compliance Policy Department at the
6MÄJLVM[OL*VTW[YVSSLYVM[OL*\YYLUJ`:OLV]LYZLLZ
[OL*9(7VSPJ`;LHT^VYRPUNVU[OLKL]LSVWTLU[VM
CRA examination policies and procedures, oversees
the CRA training program, represents the OCC on
[OL0U[LYHNLUJ`*9(>VYRPUN.YV\WHUKWYV]PKLZ
policy interpretations and guidance to examiners
and the industry. Ms. Kennedy serves as the HMDA
Z\IQLJ[TH[[LYL_WLY[HUKYLWYLZLU[Z[OLHNLUJ`VU
[OL0U[LYHNLUJ`/4+(:\IJVTTP[[LL:OLPZHSZVH
TLTILYVM[OL+LWVZP[Z7VSPJ`;LHTWYV]PKPUNWVSPJ`
interpretations and guidance to examiners and the
industry on deposit related regulations. In 2014, Ms.
2LUULK`^HZHWWVPU[LK-\UJ[PVUHS,_HTPULYPU*OHYNL
for Compliance at Santander Bank, NA, managing BSA,
CRA and Compliance Examinations and monitoring onNVPUNHJ[P]P[PLZH[[OLIHUR:OLQVPULK[OL6**HM[LY
`LHYZ^P[O[OL6MÄJLVM;OYPM[:\WLY]PZPVUHZH-LKLYHS
*VTWSPHUJL9LN\SH[VYHUK:LUPVY*VTWSPHUJL7YVQLJ[
4HUHNLY)LMVYLQVPUPUN6;:ZOL^VYRLKMVY4LYYPSS
Lynch & Co. Ms. Kennedy holds a BA in Economics and
International Business from Lehigh University, and an
MBA in Strategic Planning and Operations Management
from Boston College. Her oil paintings and pottery have
ZOVÛPU(UUHWVSPZHUK[OL)VZ[VUHYLH
Tricia Kerney-Willis
Senior Advisor
CDFI Fund
;YPJPH2LYUL`>PSSPZZLY]LZHZ:LUPVY(K]PZVY[V[OL
Director overseeing management of intergovernmental
relationships to include city, state and federal, as
^LSSHZ[OLWYP]H[LHUKWOPSHU[OYVWPJZLJ[VYZ:OLPZ
HSZVYLZWVUZPISLMVYZ[YH[LNPJPUP[PH[P]LZHUKW\ISPJ
LUNHNLTLU[Z[OH[PTWHJ[[OL*+-0JVTT\UP[`7YPVY[V
OLYYL[\YU[V[OL*+-0-\UK4Z2LYUL`>PSSPZZLY]LK
as Deputy Director for the White House Council on
:[YVUN*P[PLZ:[YVUN*VTT\UP[PLZ:*¶HMLKLYHS
interagency pilot initiative designed to strengthen and
LUOHUJLJP[PLZHUKYLNPVUZI`LUOHUJPUN[OLJHWHJP[`
52
of local governments to develop and execute economic
KL]LSVWTLU[WSHUZ0UOLYWYPVYYVSLH[[OL*+-0
-\UKZOLZLY]LKHZTHUHNLYVM[OL6MÄJLVM;YHPUPUN
HUK6\[YLHJO:OL^HZYLZWVUZPISLMVYV]LYZPNO[VM
national outreach and training initiatives for Community
+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVUZ*+-0Z*VTT\UP[`
+L]LSVWTLU[,U[P[PLZ*+,ZHUKPUJYLHZPUNH^HYLULZZ
VM*+-0-\UKWYVNYHTZ^P[OW\ISPJHUKWYP]H[LZLJ[VY
Z[HRLOVSKLYZ7YPVY[VQVPUPUN[OL-\UKPU ;YPJPH
^HZH=7PU[OL*VUZ\TLY9LHS,Z[H[LKP]PZPVUH[)HUR
VM(TLYPJH(=7PU[OL*VTT\UP[`+L]LSVWTLU[
Banking division. She is a graduate of the State
<UP]LYZP[`VM5L^@VYRH[)\MMHSVÔLYLZOLLHYULKH
Bachelor of Arts in Political Science, a Master of Science
PU7\ISPJ(MMHPYZHUKH4HZ[LYVM<YIHU7SHUUPUNMYVT
the university’s School of Architecture and Planning.
Seung Kim
Program Director, Family Income and Wealth Building
LISC
(Z[OLWYVNYHTKPYLJ[VYVMUH[PVUHS30:*»Z-HTPS`
Income and Wealth Building unit, Seung Kim helps
30:*VMÄJLZ[OYV\NOV\[[OLJV\U[Y`KLZPNUHUKLZ[HISPZO
-PUHUJPHS6WWVY[\UP[`*LU[LYZ:OLHSZVSLHKZOLY[LHT
to implement and test innovative initiatives such as
)YPKNLZ[V*HYLLY6WWVY[\UP[PLZ^P[OHZ[YVUNMVJ\ZVU
V\[JVTLZTLHZ\YLTLU[7YPVY[VQVPUPUN[OLUH[PVUHS
30:*Z[HMMPUZOL^VYRLKHZHJVUZ\S[HU[^P[O
30:**OPJHNVVUP[Z*LU[LYZMVY>VYRPUN-HTPSPLZ
ZOL^HZH*>-ÄUHUJPHSJVHJOVU[OL5LHY>LZ[
:PKLLHYSPLYPUHUK^P[O[OLUH[PVUHSVMÄJLVU
-PUHUJPHS6WWVY[\UP[`*LU[LYZ,HYSPLY2PT^HZH=PJL
WYLZPKLU[Ä_LKPUJVTLHUHS`[PJZMVY(5)-PUHUJPHS
.YV\WPU*OPJHNVHUK^HZHU(ZZVJPH[L[YHKPUNHUK
HUHS`[PJZMVY7LYMVYTHUJL;Y\Z[*VTWHUPLZ:OLOHZ
HIHJOLSVY»ZKLNYLLPULJVUVTPJZMYVT5VY[O^LZ[LYU
<UP]LYZP[`HUKHTHZ[LY»ZVMI\ZPULZZHKTPUPZ[YH[PVU
MYVT5VY[O^LZ[LYU»Z2LSSVNN:JOVVSVM4HUHNLTLU[
Denise Kirk-Murray
+LUPZL2PYR4\YYH`QVPULK[OL6MÄJLVM[OL*VTW[YVSSLY
VM[OL*\YYLUJ`6**PU HZH+PZ[YPJ[*VTT\UP[`
(MMHPYZ6MÄJLYMVY[OL6**»Z5VY[OLHZ[LYU+PZ[YPJ[
ÔPJOZWHUZMYVT4HPUL[V:V\[O*HYVSPUH0U[OPZ
JHWHJP[`ZOLZ\WWVY[ZUH[PVUHSIHURZHUK[OYPM[Z6**
examiners and community organizations on Community
9LPU]LZ[TLU[(J[*9(HUKJVTT\UP[`KL]LSVWTLU[
ÄUHUJLHUKPU]LZ[TLU[PZZ\LZ:OLOHZYLZWVUZPIPSP[`
MVYSHYNLTPKZPaLHUKJVTT\UP[ÌHURZ[OYV\NOV\[
the district and provides consultative services and
[YHPUPUN[VUH[PVUHSIHURZHUK[OYPM[Z:OLHZZPZ[Z
ÄUHUJPHSPUZ[P[\[PVUZI`PKLU[PM`PUNVWWVY[\UP[PLZHUK
YLZV\YJLZ[VZ\WWVY[JVTT\UP[`KL]LSVWTLU[ÄUHUJL
and creating effective strategies for forming partnerships
^P[OJVTT\UP[`KL]LSVWTLU[VYNHUPaH[PVUZHUK
governmental agencies. Ms. Kirk-Murray routinely
conducts training on CRA and community development
and is often a speaker on community and economic
development related topics for industry groups. Prior
[VQVPUPUN[OL6**4Z2PYR4\YYH`^HZ[OL+PYLJ[VY
VM-PUHUJLMVYHULJVUVTPJKL]LSVWTLU[JVYWVYH[PVU
ÔLYLZOLTHUHNLK]HYPV\ZZTHSSI\ZPULZZSVHUM\UKZ
HUK[OLLU[YLWYLUL\Y[YHPUPUNWYVNYHT-VYZP_`LHYZZOL
^HZHIHURSPX\PKH[VYMVY[OL-LKLYHS+LWVZP[0UZ\YHUJL
*VYWHUKZWLU[ZL]LYHS`LHYZHZHZTHSSI\ZPULZZVÛLY
4Z2PYR4\YYH`LHYULKIV[OH):HUKH4)(PUÄUHUJL
MYVT:[1VOU»Z<UP]LYZP[`
WVSPJPLZMVY3(4H`VY(U[VUPV=PSSHYHPNVZH;OL*VYV
-V\UKH[PVUHSZVUHTLKOPTH7\ISPJ(MMHPYZ3LHKLYZOPW
MLSSV^[OYV\NOÔPJOOL^VYRLKVUWYVQLJ[ZMVY[OL
+(:,0<3(»ZSVJHS579HMÄSPH[LHUK3(<UPÄLK
:JOVVS+PZ[YPJ[»Z)VHYK=75HTLKVULVM5L_[
*P[`»Z\UKLY=HUN\HYKZOLWYLZLU[S`ZLY]LZ
VU[OLIVHYKVM[OL:\WWS`,K\JH[PVU.YV\WHUK
^HZHSZV:[HY[PUN)SVJMLSSV^SH[LYIYPUNPUNP[Z:VJPHS
Entrepreneurship Institute to Los Angeles. He graduated
Phi Beta Kappa at University of Pennsylvania, studied at
[OL<UP]LYZP[`VM.OHUHHUKZ[PSSTPZZLZ[OL[YLLZHUK
YP]LYZVM9PJOTVUK=PYNPUPHÔLYLOLNYL^\W
Steven Kuehl
Jonathan Kivell
Vice President, Mortgage Finance Group
Sandler O’Neill + Partners, LP
1VUH[OHU2P]LSSPZH=PJL7YLZPKLU[PU[OL4VY[NHNL
-PUHUJLNYV\WVM:HUKSLY6»5LPSS7HY[ULYZ37ÔLYL
OLHZZPZ[ZÄUHUJPHSPUZ[P[\[PVUZ^P[OZHSLZVMWVY[MVSPVZ
of performing and non-performing consumer and
JVTTLYJPHSSVHUZ(KKP[PVUHSS`1VUH[OHU^VYRZ^P[O
IHURZ[VPKLU[PM`HUKHUHSàLSVHUZHUKPU]LZ[TLU[Z
LSPNPISLMVYJVUZPKLYH[PVU\UKLY[OL*VTT\UP[`
9LPU]LZ[TLU[(J[7YPVY[VQVPUPUN:HUKSLY6»5LPSS
1VUH[OHUTHUHNLK[OL*VTT\UP[`+L]LSVWTLU[
(K]PZVY`.YV\WVM*VTTLYJL:[YLL[*HWP[HSHIYVRLY
KLHSLYIHZLKPU+HSSHZ;?HUK^VYRLKPU[OLJYLKP[
YPZRKLWHY[TLU[VM*P[P*VTT\UP[`*HWP[HS1VUH[OHU
serves as the Board Chair of Praxis Housing Initiatives,
HUVUWYVÄ[VÛLYHUKTHUHNLYVMZ\WWVY[P]LOV\ZPUN
PU5L^@VYR*P[`/LOHZ[H\NO[NYHK\H[LSL]LSJSHZZLZ
VUJVTT\UP[`KL]LSVWTLU[ÄUHUJLH[=PYNPUPH;LJO
<UP]LYZP[`HUK.LVYNL[VÛ<UP]LYZP[`1VUH[OHU
graduated cum laude from Cornell University and
YLJLP]LKH4HZ[LY»ZPU7\ISPJ7VSPJ`MYVT.LVYNL[VÛ
<UP]LYZP[`/LOVSKZ-PUYH:LYPLZHUKSPJLUZLZ
Chris Ko
Director, Systems & Innovation
United Way of Greater Los Angeles
Chris Ko serves as the Director of Systems and
0UUV]H[PVUZMVY[OL<UP[LK>H`VM.YLH[LY3VZ(UNLSLZ
0U[OPZYVSLOLL_LJ\[LZ[OLJVSSLJ[P]LPTWHJ[^VYRVM
/VTL-VY.VVK3(»ZJV\U[`^PKLWSHU[VLUKJOYVUPJ
and veteran homelessness. Most recently, he managed
the development of the Coordinated Entry System an effort to stitch together all existing adult homeless
WYVNYHTZPU[VHZLHTSLZZUV^YVUNKVVYZ`Z[LT[OH[
^LU[VU[VILJVTLHTVKLSMVYV[OLYTHQVYJP[PLZ
(WHY[MYVTOV\ZPUNOLOHZLUQV`LKZLLPUNKPMMLYLU[
HWWYVHJOLZ[VZVJPHSPTWHJ[PUZLY]PUNHZHUVMÄJLY
at an after-school mentoring and tutoring program in
>LZ[7OPSHKLSWOPHTHUHNPUN0;H[H3PILYPHU9LM\NLL
Camp Self-Help Initiative, and serving as an economic
KL]LSVWTLU[HPKLIHURPUNHUKPTWHJ[PU]LZ[TLU[
53
Economic Development and Wisconsin State Director,
Community Development and Policy Studies Division
Federal Reserve Bank of Chicago
Steven W. Kuehl is the Economic Development
and Wisconsin State Director for the Community
+L]LSVWTLU[HUK7VSPJ`:[\KPLZKP]PZPVUVM[OL-LKLYHS
Reserve Bank of Chicago. Mr. Kuehl conducts seminars
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TH[LYPHSZKLHSPUN^P[OLJVUVTPJKL]LSVWTLU[[OL
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senior examiner on consumer compliance and CRA
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Complaints, HMDA Processing, and the Advisory
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[OL<:(YT`9LZLY]L1\KNL(K]VJH[L.LULYHS»Z
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3LNHS:\WWVY[6YNHUPaH[PVUH[-VY[:OLYPKHU0SSPUVPZ
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OVUVYHIS`KPZJOHYNLKPU4Y2\LOSOVSKZH):
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H1\YPZ+VJ[VYMYVT*OPJHNV2LU[*VSSLNLVM3H^/L
is admitted to practice in Illinois and the United States
District Court for the Northern District of Illinois. He is
HTLTILYVM[OL*OPJHNV)HY(ZZVJPH[PVUHUKPZWHZ[
Chairman of the Chicago Bar Association’s Consumer
Credit Practice Committee. He currently serves on
[OL(TLYPJHU)HY(ZZVJPH[PVU»Z-VY\T*VTTP[[LLVU
(MMVYKHISL/V\ZPUN
Mary Lee
Deputy Director
PolicyLink
Mary Lee, Deputy Director, helps guide the PolicyLink
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[LJOUPJHSHZZPZ[HUJLHUK[YHPUPUN[VW\ISPJHUKWYP]H[L
HNLUJPLZJVSSHIVYH[PUN[VI\PSKOLHS[O`JVTT\UP[PLZ
(NYHK\H[LVM)VHS[/HSS:JOVVSVM3H^<UP]LYZP[`VM
*HSPMVYUPH)LYRLSL`4HY`PZHWYHJ[PJPUNH[[VYUL`^P[O
more than 25 years of experience using civil rights, land
use, and economic development strategies to revitalize
ULPNOIVYOVVKZHUKLUOHUJLW\ISPJWHY[PJPWH[PVUPU[OL
policy arena. At PolicyLink she has co-authored reports
VUHJJLZZ[VOLHS[O`MVVK[OLI\PS[LU]PYVUTLU[HUK
the impact of place and race on health. She also teaches
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remaining active in local politics in Los Angeles.
Vivienne Lee
Director, Strategic Partnerships
REDF
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+PYLJ[VYVM9,+-»Z:[YH[LNPJ7HY[ULYZOPWZSLHKPUN
9,+-»ZÄLSKI\PSKPUNL_WHUZPVUZ[YH[LNÌÌ\PSKPUN
partnerships, and creating pilot programs that can serve
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ecosystems nationally. Working at the intersection of
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9,+-JHUZLY]LHZHUPU[LYTLKPHY`[VKL]LSVW[OLJYP[PJHS
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7YPVY[VQVPUPUN9,+-=P]PLUULSLK*P[PIHUR»ZJVTT\UP[`
development efforts. She earned a Master’s Degree
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*VSSLNL0UHKKP[PVU=P]PLUULZLY]LZVU[OL)VHYKVM
+PYLJ[VYZVM[OL3P[[SL;VR`V:LY]PJL*LU[LY*VTT\UP[`
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John Leith-Tetrault
Immediate Past President
National Trust Community Investment Corporation
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experience includes employment in various community
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5H[PVUHS;Y\Z[MVY/PZ[VYPJ7YLZLY]H[PVU
54
Andrea Levere
President
CFED
Andrea Levere is the President of the Corporation for
,U[LYWYPZL+L]LSVWTLU[*-,+ÔLYLZOLOHZ^VYRLK
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LJVUVTPJKL]LSVWTLU[ÄUHUJLHM[LYNL[[PUNHU4)(
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[OLZLZRPSSZHSVUN^P[OHJVTTP[TLU[[VWVSPJ`
change and community practice, to expand economic
opportunity for all Americans.
Claudia Lima
Vice President, Project Finance
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ZOL^HZYLZWVUZPISLMVYV]LYZLLPUN[OLSLUKPUNHUK
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PUP[PH[P]LZHZ^LSSHZM\UKYHPZPUNMVYVWLYH[PVUZHUK
programs. Under her leadership LA LISC created a
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TPSSPVUYL]VS]PUN^VYRPUNJHWP[HSM\UKMVYJOHY[LY
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housing, charter schools, child care centers, grocery
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Business Administration from the USC Marshall School
of Business, her M.S. degree in CED from Southern
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Mark Lopez
Executive Director
East Yard Communities For Environmental Justic
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.\[PLYYLa;OPZZL[OPZ[YHQLJ[VY`HZHJVTT\UP[`
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B.A. in Environmental Studies, and taught university
courses at UC Santa Cruz, Cal State Northridge, and
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,HZ[3(ÔLYLOL^HZ[OL@V\[O7YVNYHT*VVYKPUH[VY
Mark earned his M.A. from the Chicano Studies
Department at Cal State Northridge. After serving as
Lead Organizer for East Yard Communities and Co+PYLJ[VY^P[O,@*,1*V-V\UKLY(UNLSV3VNHU4HYR
PZUV^[OL,_LJ\[P]L+PYLJ[VY/LVYNHUPaLZPU[OLHYLH
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:OLILNHUOLY[LU\YLHZWYLZPKLU[HUK*,6PU1HU\HY`
-YVT[V ;LYYPZLY]LKHZWYLZPKLU[VM
the Merrill Lynch Community Development Company,
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LMMVY[ZJVTTP[[LKTVYL[OHUIPSSPVUPUSVHUZHUK
investments, launched a successful social investment
platform for Merrill Lynch’s private clients and served
as a senior advisor on diversity issues. Prior to Merrill
3ÙJO;LYYP^HZ[OLWYLZPKLU[HUK*,6VM(**065
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<UP]LYZP[`VM0SSPUVPZH[<YIHUH*OHTWHPNUHUKH
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Harvard University.
Pauline Louie
Peter Lynn
Urban Waters Los Angeles River Watershed
Ambassador
U.S. Environmental Protection Agency
7H\SPUL3V\PLPZ[OL<YIHU>H[LYZ3VZ(UNLSLZ9P]LY
>H[LYZOLK(TIHZZHKVYMVJ\ZPUNH[[LU[PVUVU\YIHU
^H[LY^H`YL]P[HSPaH[PVUHUKYLZ[VYH[PVUWYVQLJ[Z[OYV\NO
[OL<YIHU>H[LYZ-LKLYHS7HY[ULYZOPW;OL*V\UJPSMVY
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contracts and grant administration. Pauline has a BA
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:[\KPLZHUKOLY4(PU<YIHU7SHUUPUN¶HSSMYVT
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-2LUULK`:JOVVSVM.V]LYUTLU[H[/HY]HYK<UP]LYZP[`
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HU\TILYVMWYVQLJ[ZZLLRPUN[VYLNLULYH[LLJVZ`Z[LT
M\UJ[PVUÔPSLWYVTV[PUNZ\Z[HPUHISLYLJYLH[PVUHSHUK
LJVUVTPJILULÄ[Z[OYV\NOHYLPTHNPULK9P]LY
Executive Director
Los Angeles Homeless Services Authority
Peter Lynn is the executive director of the Los Angeles
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Advisory Committee and the National Alliance to
End Homelessness Leadership Council. An advocate
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[OLJVSSHIVYH[PVUIL[^LLUQ\YPZKPJ[PVUZKLWHY[TLU[Z
agencies and organizations assisting the homeless
throughout the Los Angeles Continuum of Care.
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College.
Terri Ludwig
President and CEO
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across the United States. Working to end housing
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of the Enterprise Community Investment Board of
Directors, chair of the Board of Directors of Enterprise
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Cathie Mahon
President and CEO
National Federation of Community Development
Credit Unions
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identifying and connecting credit unions to unserved
and untapped markets and communities. Most
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Commissioner at the NYC Department of Consumer
55
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programming into municipal service delivery systems.
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a private consultant, launched and directed the Asset
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the Aspen Institute Economic Opportunities Program.
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Director of Policy and Program Development at the
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Duke University in Durham, NC and a Master’s of City
7SHUUPUNMYVT[OL4HZZHJO\ZL[[Z0UZ[P[\[LVM;LJOUVSVN`
Monika Mantilla
Managing Partner and CEO
Altura Capital, Small Business Community Capital LP
Monika has dedicated the last 20 years of her life to her
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LU[YLWYLUL\YZHSSÔPJOJHUIYPUNZPNUPÄJHU[YL[\YUZ
to investors and economic development impact. Altura
Capital provides institutional investors the opportunity
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access data of 2,000+ emerging money managers.
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SBCC is playing a pivotal role in developing an
ecosystem of entrepreneurs, investors, corporations
etc. coming together to harness opportunities in the
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capacity in minority communities. In multiple years
Latino Leaders Magazine has recognized her as one of
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on the Capital Advisory Board of the Billion Dollar
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56
Mercedes Márquez
President
Márquez Community Strategy
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SLHKLYZOPWHUKW\ISPJZLY]PJLPUOV\ZPUNHUKLJVUVTPJ
development, community advocacy, city management,
HUKL_LJ\[P]LJVHJOPUN:OLPZHKLW[H[IV[OJYHM[PUNH
vision and executing it to create effective social change,
and has served from multiple perspectives throughout
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in Los Angeles and federal government as an Assistant
Secretary at HUD, as a civil rights advocate, and in
real estate development. At times, she has overseen
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IPSSPVUPUM\UKZ
Dean Matsubayashi
Executive Director
Little Tokyo Service Center
+LHU4H[Z\IH`HZOPPZ[OL,_LJ\[P]L+PYLJ[VYVM[OL
3P[[SL;VR`V:LY]PJL*LU[LY*VTT\UP[`+L]LSVWTLU[
*VYWVYH[PVU3;:*H`LHYVSKULPNOIVYOVVK
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organization. With a staff of over 150 employees,
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programs to tens of thousands of clients per year.
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OV\ZPUNHUKV]LYZX\HYLMLL[VMJVTTLYJPHS
and community facility space. Dean currently serves on
[OL)VHYKVM+PYLJ[VYZMVY[OL*VHSP[PVUMVY9LZWVUZPISL
*VTT\UP[`+L]LSVWTLU[3P[[SL;VR`V*VTT\UP[`
*V\UJPS5H[PVUHS*VHSP[PVUMVY(ZPHU7HJPÄJ(TLYPJHU
Community Development, and the Western Center on
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(MMVYKHISL/V\ZPUN(K]PZVY`*V\UJPS174VYNHU*OHZL
Community Advisory Board, Local Initiatives Support
Corporation Los Angeles Local Advisory Committee, the
3V^0UJVTL0U]LZ[TLU[-\UK>LZ[LYU9LNPVU(K]PZVY`
Committee, and the Southern California Leadership
Council for Enterprise Community Partners. A native
(UNLSPUV+LHUNYL^\WPU[OL=LUPJL*\S]LY*P[`
ULPNOIVYOVVK/LYLJLP]LKOPZ)(MYVT[OL<UP]LYZP[`
VM*HSPMVYUPHH[0Y]PULHUKOPZ4HZ[LYZPU7\ISPJ7VSPJ`
^P[OHJVUJLU[YH[PVUPU<YIHU7SHUUPUNHUK*VTT\UP[`
+L]LSVWTLU[MYVT[OL1VOU-2LUULK`:JOVVSVM
.V]LYUTLU[H[/HY]HYK<UP]LYZP[`
James Matthews
Senior Vice President, CRA Compliance,
Corporate Affairs
Capital One Bank
1PT4H[[OL^ZQVPULK*HWP[HS6ULPUHZ:LUPVY
=PJL7YLZPKLU[HUKOHZ^VYRLKPUIHURPUNMVYV]LY
`LHYZ/LPZOLHKVM*9(*VTWSPHUJLHUKHTLTILYVM
[OL*VYWVYH[L(MMHPYZ3LHKLYZOPW;LHT0U[OPZJHWHJP[`
OLPZYLZWVUZPISLMVYKPYLJ[PUNHSSHZWLJ[ZVM[OL*9(
Compliance function including: designing strategy and
I\PSKPUNPUMYHZ[Y\J[\YL[V[OLSL]LSVMH[VW[LUIHUR"
THUHNPUNNVHSZL[[PUNTVUP[VYPUNHUKYLWVY[PUN"
JVUK\J[PUNZLSMHZZLZZTLU[Z"THUHNPUN*9(YLN\SH[VY`
YLSH[PVUZHUKTHPU[HPUPUNL_HTPUH[PVUYLHKPULZZ"HUK
LUZ\YPUNKH[HPU[LNYP[`MVY[OLHUU\HSZTHSSI\ZPULZZ
SLUKPUNHUKW\ISPJJVTTP[TLU[ÄSPUNZ7YPVY[VQVPUPUN
*HWP[HS6ULOL^VYRLKH[<:)HUJVYWÔLYLOL^HZ
YLZWVUZPISLMVY*9(HUK-HPY3LUKPUN*VTWSPHUJLHUK
5H[PVUHS*P[`HUKWYLKLJLZZVYVYNHUPaH[PVUZÔLYLOL
ZWLU[TVZ[VMOPZJHYLLYHUKOHKZPTPSHYYLZWVUZPIPSP[PLZ
4Y4H[[OL^ZOHZZLY]LKVUHSHYNLU\TILYVMSVJHS
IVHYKZHUKJVTTPZZPVUZ,_HTWSLZPUJS\KL1\UPVY
(JOPL]LTLU[HJVTT\UP[`HJ[PVUHNLUJ`HW\ISPJ
IVHYKVMLK\JH[PVUHYLNPVUHSMVVKIHURHUKHUHU[P
predatory lending initiative as an industry representative.
He is the immediate past Chair of the National
(ZZVJPH[PVUVM(MMVYKHISL/V\ZPUN3LUKLYZHUKJ\YYLU[S`
serves as Chair of the Community Reinvestment
Committee of the Consumer Bankers Association. Mr.
4H[[OL^ZLHYULKH):PU4H[OLTH[PJZ,JVUVTPJZHUK
.LVNYHWO`MYVT[OL<UP]LYZP[`VM7P[[ZI\YNO
Maura McAniff Johnson
Housing Director
Hollywood Community Housing Corporation
4H\YH41VOUZVUPZ[OLOV\ZPUNKPYLJ[VYVM/VSS`^VVK
*VTT\UP[`/V\ZPUN*VYWVYH[PVU/*/*H
JVTT\UP[ÌHZLKUVUWYVÄ[JVYWVYH[PVUKLKPJH[LK
[V[OLKL]LSVWTLU[VMHMMVYKHISLOV\ZPUN^P[OZVJPHS
ZLY]PJLZMVYSV^PUJVTL\UKLYZLY]LKOV\ZLOVSKZ
/*/*^HZMV\UKLK[VWYLZLY]L[OLOPZ[VYPJ+\UUPUN
House in 1989. One of the Agency’s goals is to preserve
/VSS`^VVK»ZOPZ[VY`[OYV\NO[OLYLOHIPSP[H[PVUVM
deteriorated properties of cultural, architectural or
OPZ[VYPJZPNUPÄJHUJL0UZ\IZLX\LU[`LHYZ/*/*
OHZWSHJLKHUHKKP[PVUHSI\PSKPUNZJVTWYPZPUNH
[V[HSVM\UP[ZPUZLY]PJLVMÔPJO^LYLOPZ[VYPJ
YLZ[VYH[PVUZ/*/*I\PS[[OLÄYZ[TP_LK\ZLHMMVYKHISL
OV\ZPUNKL]LSVWTLU[PU3VZ(UNLSLZV]LYHIPNIV_
retailer. HCHC currently has another 324 units under
KL]LSVWTLU[4Z1VOUZVULHYULKH4HZ[LYZKLNYLLPU
)\ZPULZZ(KTPUPZ[YH[PVUMYVT=HUKLYIPS[<UP]LYZP[`HUK
a Bachelors degree from Holy Cross College. She is a
resident of Pasadena.
Marysol McGee
Senior Community Development Analyst
4HY`ZVS4J.LLPZHZLUPVYHUHS`Z[PU[OL*VTT\UP[`
Development section of the Division of Consumer
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[OL-LKLYHS9LZLY]L:`Z[LT0U[OPZYVSLOLYLMMVY[ZHYL
57
aimed at supporting her Division’s goals to enhance the
H]HPSHIPSP[`VMJHWP[HSMVYZTHSSI\ZPULZZLZI`LK\JH[PUN
ÄUHUJPHSPUZ[P[\[PVUZVUVWWVY[\UP[PLZHUKWYVK\J[Z
MVYÄUHUJPUNZTHSSI\ZPULZZLZPUJS\KPUN*9(LSPNPISL
PUP[PH[P]LZ"HUK[VKL]LSVWHU\UKLYZ[HUKPUNVMPZZ\LZ
PTWHJ[PUNZTHSSI\ZPULZZLZ[OYV\NOHYHUNLVMWVSSPUN
YLZLHYJOHUKV\[YLHJOPUP[PH[P]LZ7YPVY[VQVPUPUN[OL
)VHYK4HY`ZVS^VYRLKMVY7HUNLH*HWP[HS4HUHNLTLU[
3PTP[LKÔLYLZOL^HZYLZWVUZPISLMVYHJX\PZP[PVU
management, structuring and oversight of a variety
VMWYP]H[LLX\P[`PU]LZ[TLU[Z4HY`ZVSOVSKZ4HZ[LYZ
KLNYLLZPULJVUVTPJZMYVT[OL1VOUZ/VWRPUZ<UP]LYZP[`
HUKW\ISPJWVSPJ`MYVT[OL<UP]LYZP[`VM;L_HZ
Corrine McLaurin
First Vice President and Community Reinvestment Act
6MÄJLY
California United Bank
*VYYPUL4J3H\YPUPZ-PYZ[=PJL7YLZPKLU[HUKOLHKZ[OL
Community Reinvestment Department of California
<UP[LK)HURHIPSSPVUKVSSHY¸6\[Z[HUKPUN¹
*9(YH[LKIHUROLHKX\HY[LYLKPU3VZ(UNLSLZ:OLPZ
YLZWVUZPISLMVYKPYLJ[PUNHUKJHW[\YPUN[OL)HUR»Z*9(
WLYMVYTHUJL^P[OPU[OLÄ]LJV\U[`.YLH[LY:V\[OSHUK
Area, including community development lending,
PU]LZ[TLU[HUKZLY]PJL7YPVY[VQVPUPUN*HSPMVYUPH<UP[LK
)HUR4J3H\YPULUQV`LKH`LHYJHYLLYPUJVTTLYJPHS
SLUKPUNPUJS\KPUNJYLKP[HKTPUPZ[YH[PVU\UKLY^YP[PUN
and relationship management. She attended University
of California Riverside for an undergraduate degree in
Administrative Studies. McLaurin is past Chair of the
-+0*»Z3VZ(UNLSLZ(SSPHUJLMVY,JVUVTPJ0UJS\ZPVU
:THSS)\ZPULZZ>VYRPUN.YV\WHUKHMV\UKPUNTLTILY
of the CRA Resource Exchange.
Ramon Mendez
Director of Solutions and Strategic Priorities
9HTVU4LUKLa1YPZ+PYLJ[VYVM:VS\[PVUZMVY,U[LYWYPZL
Community Partners. With over 20 years of experience
PUÄUHUJPUNHUKKL]LSVWPUNHMMVYKHISLOV\ZPUNPU
*HSPMVYUPHOLPZYLZWVUZPISLMVYWYV]PKPUNZ[YH[LNPJ
vision and leadership and locally implementing
Enterprise’s national initiatives, including Building
:\Z[HPUHISL6YNHUPaH[PVUZ.YLLU*VTT\UP[PLZ
and Housing, Health, Homelessness, and Services.
He successfully creates and secures private and
W\ISPJM\UKPUNZV\YJLZMVY[OLPTWSLTLU[H[PVUVM
JHWHJP[Ì\PSKPUNWYVNYHTZHKKYLZZPUNVWWVY[\UP[PLZ
HUKJOHSSLUNLZ\S[PTH[LS`PTWYV]PUN[OLHMMVYKHISL
housing industry in Southern California. Mendez
QVPULK,U[LYWYPZLPUHM[LYZLY]PUNHZKPYLJ[VYVM
[YHPUPUNHUKZLUPVYWYVQLJ[THUHNLYMVY[OL*HSPMVYUPH
Housing Partnership Corporation. He managed housing
development training programs to all sectors, and
WYV]PKLKÄUHUJPHSJVUZ\S[PUN[VUVUWYVÄ[VYNHUPaH[PVUZ
[VZ[Y\J[\YL[OLKLI[HUKLX\P[`MVYHMMVYKHISLT\S[P
MHTPS`HUKTP_LK\ZLWYVQLJ[Z[V[HSPUNTVYL[OHU
OVTLZYLWYLZLU[PUNTPSSPVUPU[H_JYLKP[LX\P[`
HUKTPSSPVUPUWYP]H[LHJ[P]P[ÌVUKÄUHUJPUN
4LUKLaLHYULKHK\HSTHZ[LY»ZKLNYLLPU\YIHU
WSHUUPUNHUK3H[PU(TLYPJHUZ[\KPLZHUKHIHJOLSVY»Z
degree in psychology from the University of California,
3VZ(UNLSLZ/LPZHSZVH`LHY[LYTTLTILYVM[OL
)VHYKVM+PYLJ[VYZMVY[OL>LZ[/VSS`^VVK*VTT\UP[`
/V\ZPUN*VYWVYH[PVUHUK^HZLSLJ[LK)VHYK*OHPYMYVT
2010 - 2015.
compliance-related topics for industry groups and is an
instructor for the OCC’s Consumer Compliance School
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HK]PZVYÌVHYKMVY[OL/PSSZIVYV\NO*V\U[`:JOVVSZ
(JHKLT`VM-PUHUJLHWYVNYHT[OH[WYV]PKLZÄUHUJPHS
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[VOPNOZJOVVSZ[\KLU[Z3PZHOVSKZH4HZ[LYVM7\ISPJ
(KTPUPZ[YH[PVUH)HJOLSVYVM:JPLUJLPU-PUHUJLHUK
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:V\[O-SVYPKH3PZHPZH*LY[PÄLK9LN\SH[VY`*VTWSPHUJL
4HUHNLY*9*4
Salvador Menjivar
Jonathan Miller
Executive Director
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:HS]HKVY4LUQP]HYPZ[OL,_LJ\[P]L+PYLJ[VYVM)LULÄJPHS
:[H[L)HUR-V\UKH[PVUHIHUROVSKPUNJVTWHU`^P[O
OLHKX\HY[LYZPU6HRSHUK*(:HS]HKVYOHZILLUPU
WVZP[PVUZVMSLHKLYZOPWPU[OLWYP]H[LHUKUVUWYVÄ[
ZLJ[VYZMVYV]LY[^LU[``LHYZ>OPSLH[[LUKPUNZJOVVSPU
5L^@VYROLOLSWLKSH\UJOHUPTWVY[L_WVY[JVTWHU`
IYVRLYPUNHUKZLSSPUNVYNHUPJMVVKZMYVT3H[PU(TLYPJH
/LOHZHSZVKPYLJ[LKWVSP[PJHSJHTWHPNUZVUILOHSMVM
the California Democratic Party. Previously, he served
HZ,_LJ\[P]L+PYLJ[VYVM/HTPS[VU-HTPS`*LU[LYPU:HU
-YHUJPZJV:HS]HKVYOHZHSZVZLY]LKVUNV]LYUTLU[HS
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Berkeley. He has volunteered his time on many Boards
of Directors in the Bay Area -including the Mission
(YLH-LKLYHS*YLKP[<UPVUHZ7YLZPKLU[HUK;YLHZ\YLY
Currently, Salvador serves on the Board of Directors
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-LKLYHS*YLKP[<UPVU/LOVSKZHKLNYLLPU,JVUVTPJZ
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4)(MYVT[OL<UP]LYZP[`VM:HU-YHUJPZJV:HS]HKVY
OHZYLJLU[S`YLJLP]LKZL]LYHSH^HYKZPUJS\KPUNH
SVJHSH^HYKMYVT[OL-\SS*PYJSL-\UKMVYPUUV]H[PVU
PU[OLHYLHZVMHMMVYKHISLOV\ZPUNHUKH5H[PVUHS
(JOPL]LTLU[(^HYKMYVT[OL5H[PVUHS(SSPHUJL[V,UK
/VTLSLZZULZZMVYOPZ^VYRVULUKPUNOVTLSLZZULZZMVY
families and children. Salvador lives in Berkeley, CA
^P[OOPZZVU(SLQHUKYV[OYLLJOPJRLUZHUKVULJH[
Deputy Director for Policy and Research
+LW\[`+PYLJ[VY1VUH[OHU4PSSLYSLHKZ[OL-+0*»Z
Division of Depositor and Consumer Protection
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JVUZ\TLYYLZLHYJO"WYV]PKLZHUHS`[PJZ\WWVY[MVY
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JVUZ\TLYSH^ZHUKYLN\SH[PVUZ"KL]LSVWZZ\WLY]PZVY`
WVSPJ`"HUKRLLWZHIYLHZ[VMPUK\Z[Y`[YLUKZHMMLJ[PUN
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PU-LIY\HY`+LW\[`+PYLJ[VY4PSSLY^VYRLKMVY
the U. S. Congress for more than 23 years including
MVY[OL:LUH[L)HURPUN*VTTP[[LLÔLYLOLOLSWLK
draft the consumer protections and mortgage provisions
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*VTTP[[LL^VYRPUNWYPTHYPS`VUPZZ\LZYLSH[LK[V
OV\ZPUN"HUKHU\TILYVMPUKP]PK\HS4LTILYZVM
*VUNYLZZ4Y4PSSLYPZHNYHK\H[LVM.LVYNL[VÛ
<UP]LYZP[`HUKOHZH4HZ[LY»ZKLNYLLPU7\ISPJ7VSPJ`
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.V]LYUTLU[
Lisa Anne Mifflin
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the Comptroller of the Currency in 1992 as a safety and
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consumer compliance and CRA, Lisa has conducted
L_HTPUH[PVUZPUJVTT\UP[`HUKSHYNLIHURZ[OYV\NOV\[
the country. She has also served in various capacities
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assignments in the OCC’s Compliance Policy Division
HUK7YVISLT)HUR+P]PZPVU3PZHOHZILLUHZWLHRLYVU
58
John Moon
District Manager, Community Development
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-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV»ZJVTT\UP[`
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-LKLYHS9LZLY]L)VHYKVM.V]LYUVYZ<:;YLHZ\Y`»Z
*+-0-\UK[OL*P[`VM:LH[[SL-LKLYHS/VTL3VHU)HUR
VM:LH[[SL-SLL[IHURHUK[OL3VZ(UNLSLZ7OPSOHYTVUPJ
1VOUOHZHSZVHK]HUJLKUH[PVUHSJVTT\UP[`
development programs and policies, including those
involving social investments, healthy communities,
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OHZHSZVW\ISPZOLKHY[PJSLZHUKWHWLYZHUKZWVRLU
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degree Magna Cum Laude from UCLA and a Master’s in
7\ISPJ7VSPJ`MYVT[OL2LUULK`:JOVVSVM.V]LYUTLU[
at Harvard University.
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PZHNYHK\H[LVM5VY[OLYU0SSPUVPZ<UP]LYZP[`+L2HSI
0SSPUVPZ[OL.YHK\H[L:JOVVSVM)HURPUN¶<UP]LYZP[`
VM>PZJVUZPU4HKPZVU>PZJVUZPUHUK[OL<UP[LK
States Department of Agriculture’s Executive Leadership
Program.
Kevin Mulcahy
Managing Partner
RAC Design Build
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leading architecture, planning, construction and
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L_WLYPLUJLPUTHUHNPUNJVTWSL_WYVQLJ[YLX\PYLTLU[Z
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meaningfully to their sense of place. As Managing
7HY[ULYH[9(*2L]PUSLHKZ[OLÄYT»Z[LHTVMKP]LYZL
[HSLU[Z^P[OHYPNVYV\ZTHUHNLTLU[WYVJLZZKPYLJ[PUN
9(*»ZJVTTLYJPHSWYVQLJ[ZMYVTKLZPNUPUJLW[PVU
[OYV\NOJVUZ[Y\J[PVUJVTWSL[PVU/PZ^VYRH[9(*
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Z[\KPVZMVY[OL40330NUP[PVU*YLH[P]LHUK-YHTLZ[VYL
Kevin earned a Bachelor of Architecture from the
<UP]LYZP[`VM=PYNPUPHHUKPUP[PH[LKOPZWYVMLZZPVUHS
WYHJ[PJLPU=PLUUH(\Z[YPH\WVUYLJLPW[VMHWYLZ[PNPV\Z
PU]P[H[PVUMYVT([LSPLY/HUZ/VSSLPU2L]PU^LU[VU[V
receive a Master of Architecture degree at the Southern
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QVPUPUN9(*2L]PUVÛLKZ[\KPV;)+*6F3()F
VYH[P]LHUHYJOP[LJ[\YHSÄYTHUKJVUZ[Y\J[PVUJVTWHU`
[OH[ZWLJPHSPaLKPUHKHW[P]LYL\ZLWYVQLJ[ZWYV[V[`WL
multi-family housing, and hillside construction.
Steven Murphy
Review Examiner
:[L]LU94\YWO`*9*4PZH9L]PL^,_HTPULYMVY
[OL*OPJHNV9LNPVUVM[OL-LKLYHS+LWVZP[0UZ\YHUJL
*VYWVYH[PVU-+0*7YPVY[VHZZ\TPUNOPZJ\YYLU[
WVZP[PVUOLSLKV]LYL_HTPUH[PVUZVMÄUHUJPHS
PUZ[P[\[PVUZYHUNPUNPUZPaLMYVTTPSSPVU[V
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as served in a variety of acting assignments at the
YLNPVUHSHUKOLHKX\HY[LYSL]LSZ^P[OPU[OLHNLUJ`
PUJS\KPUN(ZZPZ[HU[9LNPVUHS+PYLJ[VY-PLSK:\WLY]PZVY
HUK-HPY3LUKPUN:WLJPHSPZ[:[L]LPZH]L[LYHU
speaker on compliance topics at various industry
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-LKLYHS-PUHUJPHS0UZ[P[\[PVU,_HTPUH[PVU*V\UJPS
(TLYPJHU)HURLYZ(ZZVJPH[PVU-LKLYHS9LZLY]L)HURZ
*VTT\UP[`)HURLYZ(ZZVJPH[PVU>VS[LYZ2S\^LY
-PUHUJPHS:LY]PJLZ0SSPUVPZ)HURLYZ(ZZVJPH[PVUHUK
Chicagoland Compliance Association. As a teacher
H[[OL-+0*»ZL_HTPUH[PVUZJOVVSZMVYTVYL[OHU
years, he co-developed and currently serves as a lead
PUZ[Y\J[VYMVY[OLHNLUJ`»Z*9(:JOVVSÔPJOPZOLSK
Jennifer Nava
Marketing Manager
International Bank of Commerce
1LUUPMLY5H]HILNHUOLYIHURPUNJHYLLYMV\Y`LHYZHNV
^P[O0U[LYUH[PVUHS)HURVM*VTTLYJL0)*)HURHUK
currently holds the position of Marketing Manager. IBC
Bank-McAllen is a division of International Bancshares
*VYWVYH[PVU5(:+(8!0)6*HIPSSPVUT\S[P
IHURÄUHUJPHSOVSKPUNJVTWHUÒLHKX\HY[LYLKPU
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assists in the implementation of marketing, community
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;L_HZYLNPVUÔLYL0)*IVHZ[Z IYHUJOSVJH[PVUZ
0UOLYIYPLMIHURPUNJHYLLY1LUUPMLYOHZ[HRLUSLHKVM
[OLÄUHUJPHSSP[LYHJ`PUP[PH[P]LZOH]PUNVYNHUPaLK[OL
program to impact over 17,000 people in the region
in only the past three years. Education and community
LUNHNLTLU[OH]LHS^H`ZILLUHUPU[LNYHSWHY[VM
1LUUPMLY»ZSPML[OYV\NOILPUNHUHJ[P]L]VS\U[LLYZPUJL
H`V\UNHNLWYL]PV\ZLTWSV`TLU[H[UVUWYVÄ[
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community agencies including Big Brothers Big Sisters
VM:V\[O;L_HZ4HYJOVM+PTLZ9LNPVU6UL,K\JH[PVU
:LY]PJL*LU[LY»Z:V\[O;L_HZ-PUHUJPHS3P[LYHJ`(SSPHUJL
4J(SSLU*OHTILYVM*VTTLYJL4J(SSLU,TLYNPUN
3LHKLYZ*H[OVSPJ*OHYP[PLZVM[OL9PV.YHUKL=HSSL`HUK
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heart for 11 years.
Cathy Niederberger
Managing Director, Community Development Banking
PNC Bank, NA
*H[O`5PLKLYILYNLYPZ4HUHNPUN+PYLJ[VYVM*VTT\UP[`
Development Banking for PNC Bank. In this role, she
oversees PNC’s community development strategies in 19
Z[H[LZHUK[OL+PZ[YPJ[VM*VS\TIPHKPYLJ[PUN[OL[LHT»Z
lending, investment and service results for the PNC
MVV[WYPU[;OPZPZHJJVTWSPZOLKI`HZZLZZPUNJVTT\UP[`
HUKJ\Z[VTLYULLKZPUSV^HUKTVKLYH[LPUJVTL
JVTT\UP[PLZHUKKLSP]LYPUNÄUHUJPHSHUKPU[LSSLJ[\HS
resources to meet those needs through company^PKLNVHSZHUKZ[YH[LNPLZ;OYV\NOV\[OLYJVTT\UP[`
development career, Cathy has provided expertise to
ZL]LYHSJVTT\UP[`VYNHUPaH[PVUZHUKOHZILLU[OL
recipient of distinguished Community Development
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Association’s Community Reinvestment Committee, the
National Community Reinvestment Coalition’s Bankers
59
*VTT\UP[`*VSSHIVYH[P]L*V\UJPSHUKZLY]LZHZH
)VHYKTLTILYVM[OL5H[PVUHS(ZZVJPH[PVUVM(MMVYKHISL
Housing Lenders and the Pennsylvania Housing
(K]PZVY`*V\UJPS*H[O`THQVYLKPUHJJV\U[PUNH[
+\X\LZUL<UP]LYZP[`HUKYLJLP]LKOLY4)(PU-PUHUJL
MYVT[OL<UP]LYZP[`VM7P[[ZI\YNO*H[O`PZHSPMLSVUN
YLZPKLU[VM7P[[ZI\YNO7(ÔLYLZOLSP]LZ^P[OOLY
O\ZIHUKZVUHUK[^VKVNZ
/V\ZPUN;H_*YLKP[*VHSP[PVU[OL5H[PVUHS/V\ZPUN
*VUMLYLUJL[OL54;**VHSP[PVUHUK/PZ[VYPJ;H_
Credit Coalition. Mr. Novogradac graduated from the
<UP]LYZP[`VM*HSPMVYUPH3VZ(UNLSLZ^P[OHIHJOLSVY»Z
degree in economics. He received an MBA from the
University of California, Berkeley. He is licensed in
*HSPMVYUPH6YLNVU4HY`SHUKHUK;L_HZHZHJLY[PÄLK
W\ISPJHJJV\U[HU[
Craig Nolte
Kevin Nowak
Regional Manager
Federal Reserve Bank of San Francsico
Craig Nolte is a Regional Manager for Community
+L]LSVWTLU[^P[O[OL-LKLYHS9LZLY]L)HURVM:HU
-YHUJPZJV*YHPN»Z[LYYP[VY`PUJS\KLZ[OL:[H[LZVM
>HZOPUN[VU0KHOV(SHZRH/H^HPPHUK7HJPÄJ0ZSHUKZ
*YHPN^VYRZ^P[OH^PKLYHUNLVMVYNHUPaH[PVUZ
[VJYLH[LLJVUVTPJVWWVY[\UP[`LZWLJPHSS`PUSV^
PUJVTLHYLHZHUKMVYSV^PUJVTLWLVWSLHUKHYLHZ
ULLKPUNYL]P[HSPaH[PVUI`KL]LSVWPUNHUKJVUULJ[PUN
ILZ[WYHJ[PJLZHUKLTLYNPUNPKLHZ^P[OVYNHUPaH[PVUZ
ILZ[WVZP[PVULK[VTHRLTLHUPUNM\SJOHUNLPUV\Y
communities. Craig also promotes fair and informed
HJJLZZ[VÄUHUJPHSTHYRL[ZMVYJVTT\UP[PLZHUK
individuals, recognizing the particular needs of
underserved populations. Craig’s partners include
foundations, government agencies, universities,
ÄUHUJPHSPUZ[P[\[PVUZHUKUVUWYVÄ[VYNHUPaH[PVUZ
*YHPN»ZYLJLU[WYVQLJ[ZPUJS\KLJVSLHKPUNZL]LYHSOLHS[O
JVSSHIVYH[P]LZHSPNUPUNNV]LYUTLU[HNLUJ`HJ[P]P[PLZ
enhancing access to credit on Indian reservations and
other indigenous communities, and analyzing systemic
challenges in areas of high unemployment.
National Equity Investment Manager
KeyBank
2L]PU15V^HRPZ[OL5H[PVUHS,X\P[`0U]LZ[TLU[4HUager of Key Community Development Corporation, a
ÔVSS`VÛLKZ\IZPKPHY`VM2L`)HUR0UOPZWVZP[PVU
2L]PUPZYLZWVUZPISLMVYIV[O[OLUL^HJX\PZP[PVUVM
community development investments and the asset
THUHNLTLU[VM2*+*»Z)PU]LZ[TLU[WVY[MVSPV2L]in’s experience in community and economic development includes the full spectrum of deal structuring and
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UL^THYRL[Z[H_JYLKP[ZOPZ[VYPJ[H_JYLKP[ZHUKLULYN`
[H_JYLKP[ZPU]LZ[TLU[ZPUZTHSSI\ZPULZZPU]LZ[TLU[
JVTWHUPLZ*+-0ZHUKJP]PJSVHUM\UKZHUKLX\P[`
LX\P]HSLU[ÄUHUJL7YPVY[VQVPUPUN2L`2L]PU^HZ
an associate in the commercial real estate practice of
;OVTWZVU/PUL337HUH[PVUHSSH^ÄYTIHZLKPU*SL]LSHUK+\YPUNOPZ[PTLH[;OVTWZVU/PUL2L]PUYLWYLZLU[LKH^PKL]HYPL[`VMJSPLU[ZMYVTZTHSSKL]LSVWLYZ
[VUH[PVUHS9,0;Z[VWYP]H[LS`HUKW\ISPJSÒLSKJVYWVYH[PVUZPU[OLHJX\PZP[PVUKPZWVZP[PVUKL]LSVWTLU[
JVUZ[Y\J[PVUHZZL[THUHNLTLU[HUKÄUHUJPUNVM[OLPY
real estate assets. Kevin is actively involved in many afMVYKHISLOV\ZPUNPUK\Z[Y`HUKHK]VJHJ`NYV\WZHUKPZ
[OL;YLHZ\YLYVM[OL*SL]LSHUK/V\ZPUN5L[^VYR2L]PU
earned his B.A., Phi Beta Kappa, in Political Science and
/PZ[VY`MYVT[OL<UP]LYZP[`VM4PJOPNHU»HUK1+
MYVT[OL<UP]LYZP[`VM4PJOPNHU3H^:JOVVS»
Michael Novogradac
Managing Partner
Novogradac & Company LLP
Michael Novogradac is the managing partner in the San
-YHUJPZJVVMÄJLVM5V]VNYHKHJ*VTWHU`337/L
has more than 25 years of experience specializing in
OPZ[VYPJWYLZLY]H[PVUHMMVYKHISLOV\ZPUNJVTT\UP[`
KL]LSVWTLU[HUKYLUL^HISLLULYN`/LPZ[OLH\[OVYVM
numerous real estate-related tax and accounting articles
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/HUKIVVRHUK[OL3V^0UJVTL/V\ZPUN;H_*YLKP[
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and forums throughout the country, Mr. Novogradac is
]LY`HJ[P]LPUHK]VJH[PUNMVY[OLPUJS\ZPVUVMHMMVYKHISL
OV\ZPUNOPZ[VYPJUL^THYRL[ZHUKYLUL^HISLLULYN`
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H^LLRS`WVKJHZ[[OH[MVJ\ZLZVU[H_JYLKP[PZZ\LZ
In addition, he serves as advisor on industry and
NV]LYUTLU[HSHMMHPYZMVY[OL54;*>VYRPUN.YV\WHUK
[OL30/;*>VYRPUN.YV\W4Y5V]VNYHKHJHSZVZLY]LZ
on the executive committee of the Housing Advisory
.YV\WHUK[OLIVHYKZVMKPYLJ[VYZVM[OL(MMVYKHISL
60
J. Reymundo Ocañas
Director of Corporate Responsibility and Reputation
BBVA Compass
19L`T\UKV6JH|HZPZKPYLJ[VYVM*VYWVYH[L
9LZWVUZPIPSP[`HUK9LW\[H[PVUHUK*VTT\UP[`
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ZLY]LZHZWYLZPKLU[VM[OL))=(*VTWHZZ-V\UKH[PVU
[OLIHUR»ZJOHYP[HISLHYTHZ^LSSHZWYLZPKLU[VM
))=(*VTWHZZ*OHYP[`[OLIHUR»ZLTWSV`LLNP]PUN
WYVNYHT6JH|HZV]LYZLLZ[OLIHUR»Z*VTT\UP[`
Reinvestment Act program, community development
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YLW\[H[PVUTHUHNLTLU[HUKKP]LYZP[`HUKZ\Z[HPUHIPSP[`
reporting. He reports to Chairman and CEO Manolo
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WVZP[PVUZ^P[O>LSSZ-HYNV174VYNHU*OHZL*V
)HURVM(TLYPJH[OL;L_HZ(ZZVJPH[PVUVM*VTT\UP[`
+L]LSVWTLU[*VYWVYH[PVUZHUK[OL.YLH[LY(\Z[PU
/PZWHUPJ*OHTILYVM*VTTLYJL6JH|HZPZHMV\UKPUN
TLTILYVM[OL9LW\[H[PVU3LHKLYZOPW5L[^VYRHUK
IVHYKTLTILYVM[OL;L_HZ4LaaHUPUL-\UK3PM[-\UK
MVYTLYS`(**065;L_HZHUK1\UPVY(JOPL]LTLU[VM
:V\[OLHZ[;L_HZ/LHSZVZLY]LZHZHYV\UK[HISLTLTILY
VM[OL;L_HZ(ZZVJPH[PVUVM*VTT\UP[`+L]LSVWTLU[
*VYWVYH[PVUZ/LLHYULKHIHJOLSVY»ZKLNYLLMYVT
9PJL<UP]LYZP[`HUKHTHZ[LY»ZKLNYLLPUI\ZPULZZ
HKTPUPZ[YH[PVUMYVT[OL<UP]LYZP[`VM;L_HZ6JH|HZHSZV
YLJLP]LK(MMVYKHISL/V\ZPUN-PUHUJL*LY[PÄJH[PVUHUK
,JVUVTPJ+L]LSVWTLU[-PUHUJL*LY[PÄJH[PVUMYVT[OL
National Development Council, Corporate Citizenship
4HUHNLTLU[*LY[PÄJH[PVUMYVT)VZ[VU*VSSLNLHUK
3LHKLYZOPWPU9LW\[H[PVU4HUHNLTLU[*LY[PÄJH[PVU
from the Reputation Institute.
Amy Olson
National Bank Examiner, Midsize Bank Supervision
(T`Z[HY[LK^P[O[OL6**PU(\N\Z[ HZHU
L_WLYPLUJLKOPYLPU[OL0YVU4V\U[HPU40ÄLSKVMÄJL
7YPVY[V[OL6**ZOLOHZOLSKWVZP[PVUZPUHW\ISPJ
HJJV\U[PUNÄYT"HSHYNLJH[HSVNJVTWHU`"HUK[^VZ[H[L
JOHY[LYLKÄUHUJPHSPUZ[P[\[PVUZ(T`^HZJVTTPZZPVULK
HZHNLULYHSPZ[L_HTPULYPUÔPSL^VYRPUNPU
[OL4PS^H\RLL>0ÄLSKVMÄJL>OPSLPU[OLZLÄLSK
VMÄJLZZOL^HZYLZWVUZPISLMVYJVTWSL[PUNTHU`*9(
L]HS\H[PVUZVMZTHSSIHURZ0U(T`TV]LK[V
5L^@VYR[VQVPU[OL3HYNL)HUR,HZ[;LHTHUK^HZ
WHY[VM[OLYLZPKLU[JVTWSPHUJLZ[HMMH[174VYNHU*OHZL
)HUR5(>OPSLPU[OPZYVSL(TÌLJHTL[OL*9(
point person for the team, and led the CRA evaluations
MVY*OHZL<:(5(HUK174VYNHU*OHZL5(:OL
also assisted on other CRA evaluations at very large
PUZ[P[\[PVUZ(SZVK\YPUNOLY[PTLPU5L^@VYR(T`
helped to develop the OCC’s Small Bank/Intermediate
:THSS)HUR*9(:JOVVSHUK^HZHMHJPSP[H[VYMVYMV\Y
`LHYZ0U(T`QVPULK[OLAPVUZ-PYZ[5H[PVUHS)HUR
HUPUZ[P[\[PVUPU[OLTPKZPaLIHURSPULVMI\ZPULZZ
JVYLL_HTPUH[PVUZ[HMMHZ[OLJVTWSPHUJL-\UJ[PVUHS
,_HTPULYPU*OHYNL0U[OPZYVSLZOL^HZYLZWVUZPISL
MVYHSSJVTWSPHUJLL_HTPUH[PVUHJ[P]P[PLZH[[OLAPVUZ
UH[PVUHSHMÄSPH[LZPUJS\KPUN[OL*9(L]HS\H[PVUZ0U
(T`^HZZLSLJ[LK[VKL]LSVWHUKPTWSLTLU[[OL
*9(7LYMVYTHUJL,]HS\H[PVUX\HSP[`JVU[YVSYL]PL^
WYVJLZZ^P[OPU[OLTPKZPaLSPULVMI\ZPULZZ
-V\UKLYHUK+PYLJ[VYVM[OL=L[LYHUZ7VSPJ`3LHKLYZOPW
0UZ[P[\[LPU9LUV5L]HKH;OL=730PZHYLZLHYJOHUK
WVSPJ`PUZ[P[\[L^VYRPUN[VHK]HUJL]L[LYHUV\[JVTLZ
through a focus on state and local systems change, data
KYP]LUW\ISPJWVSPJ`PU]LZ[TLU[ZHUK[OLSL]LYHNPUN
VMW\ISPJHUKWYP]H[LHZZL[Z[VHKKYLZZ[OLJVTWSL_
OLHS[OLTWSV`TLU[HUK^LSSULZZJOHSSLUNLZMHJPUNV\Y
]L[LYHUZ;OL=730W\ISPZOLZYLZLHYJOVUPZZ\LZZ\JOHZ
ÄUHUJPHSZ[HIPSP[`KH[HZOHYPUNHUKTL[YPJKL]LSVWTLU[
TVKLSZMVYZ`Z[LTZJOHUNLHUKL]HS\H[PVUVMW\ISPJ
WVSPJ`PUP[PH[P]LZ4Z6Y[Pa.\Z[HMZVUOHZH4HZ[LY
in Political Science from Washington State University
HUKOHZILLUSLHKPUNZ`Z[LTZJOHUNLJOHUNLWYVQLJ[Z
PUIV[O[OLW\ISPJHUKWYP]H[LZLJ[VYZMVY[OLSHZ[
`LHYZ(KKP[PVUHSS`ZOLOHZYHPZLKTVYL[OHU
million in grant funding for the State of Nevada, local
NV]LYUTLU[HUKUVUWYVÄ[JVTT\UP[`WHY[ULYZ[V
improve outcomes for a variety of at-risk populations
and undeserved communities.
Jay Page
Vice President, Corporate Lending
First National Bank Alaska
1H`7HNL»Z-PYZ[5H[PVUHS)HUR(SHZRHJHYLLYOHZZWHUULK
more than 30 years. During that time, he’s made sure
[VMVZ[LYHOLHS[O`^VYRPUNYLSH[PVUZOPW^P[OI\ZPULZZLZ
SVJH[LKPUY\YHS(SHZRHI`NL[[PUN[VRUV^[OLWLVWSL
PU]VS]LKPU[OLT¸(SHZRHPZZ\JOHSHYNLWSHJLP[»ZUV[
LHZ`[V]PZP[JLY[HPUJVTT\UP[PLZ¹7HNLZHPK¸@V\JHU»[
Q\Z[KYP]L[V(UPHRVY2HSZRHNHUK[HSRI\ZPULZZ>OL[OLY
it’s conferences, meetings or other venues, I’ve gotten
[VRUV^^LSSHSV[VM(SHZRHUZMYVTY\YHS]PSSHNLZ;OL`
TH`SP]LPUYLTV[LSVJH[PVUZI\[[OLPYIHURPUNULLKZ
are all the same. It’s an honor to help companies from
HSSHYV\UK[OLZ[H[LTLL[[OLPYNVHSZ0[»ZHSZV^VY[OUV[PUN[OH[[OL6MÄJLVM0UKPHU,ULYN`,JVUVTPJ+L]LSVWTLU[60,,+SVHUN\HYHU[`WYVNYHTOHZWYV]LU[VILH
^VUKLYM\SHZZL[MVY(SHZRH¹-YVTZLJ\YPUNH[YLLJ\[[PUN
THJOPULMVYH[PTILYWYVQLJ[PU5HWHPT\[L[VOLSWPUN
5VTLNL[HUHWHY[TLU[I\PSKPUNI\PS[7HNLÄUKZIHURPUNZVS\[PVUZMVYOPZJ\Z[VTLYZIÌ\PSKPUNTLHUPUNM\S
YLSH[PVUZOPWZ^P[O[OLT¸0[HRLHNLU\PULPU[LYLZ[PULHJO
VULVMT`J\Z[VTLYZ¹7HNLZHPK¸:VTL[PTLZP[THRLZ
ZLUZL[VI\`LX\PWTLU[:VTL[PTLZSLHZPUNPZ[OLILZ[
VW[PVU>LÄN\YLV\[[OLILZ[JV\YZLVMHJ[PVUI`NL[[PUN
[VRUV^VULHUV[OLY¹7HNLYLN\SHYS`H[[LUKZTLL[PUNZVM
[OL:V\[O^LZ[(SHZRH4\UPJPWHS*VUMLYLUJLHUKV[OLY
regional economic development organizations.
Cyndy Ortiz Gustafson
Alana Parker
Director
Veterans Policy Leadership Institute
*ÙK`6Y[Pa.\Z[HMZVUPZ[OL*,6VM:[YH[LNPJ7YVNYLZZ
33*HJVUZ\S[PUNÄYT[OH[ZWLJPHSPaLZPUYLZLHYJO
data analysis and the design and implementation of
SHYNLZJHSLW\ISPJWVSPJ`PUP[PH[P]LZ:OLPZHSZV[OL
,K\JH[PVUHUK;YHPUPUN+PYLJ[VYHUK*9(6MÄJLY
First Metro Bank
(SHUH7HYRLYZLY]LZHZ[OL,K\JH[PVUHUK;YHPUPUN
+PYLJ[VYHZ^LSSHZ[OL*VTT\UP[`9LPU]LZ[TLU[(J[
6MÄJLYH[-PYZ[4L[YV)HURHJVTT\UP[ÌHURSVJH[LK
PU4\ZJSL:OVHSZ(SHIHTH:OLPZHNYHK\H[LVM
61
[OL<UP]LYZP[`VM5VY[O(SHIHTH:PUJLQVPUPUN-PYZ[
Metro Bank in 2008, Alana implemented a formal
training program for all employees, serves on various
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JYLH[LKHÄUHUJPHSSP[LYHJ`V\[YLHJOWYVNYHTKLKPJH[LK
[VIV[OLSLTLU[HY`HUKOPNOZJOVVSZ[\KLU[Z^P[OPU
[OLIHUR»Z[OYLLJV\U[`HZZLZZTLU[HYLH>P[OHZTHSS
team of employees, Alana speaks to over 5,000 students
WLY`LHYYLNHYKPUN[VWPJZZ\JOHZJYLKP[H^HYLULZZ
I\KNL[PUN[OLPTWVY[HUJLVMZH]PUNTVUL`HUKV[OLY
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JSHZZYVVTZ-PYZ[4L[YV)HURVWLULK[^VZ[\KLU[
VWLYH[LKIYHUJOLZ^P[OPUSVJHSOPNOZJOVVSZPU
(SHUH^VYRLK^P[O[OL-+0*:[H[L)HURPUN+LWHY[TLU[
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IYHUJOLZ;OLZLZ[\KLU[IYHUJOLZHYLZ[HMMLKIÒPNO
school students and are open to students, faculty, staff
and administrators each school day. Alana oversees the
VWLYH[PVUVM[OLZ[\KLU[IYHUJOLZHUKHPKLZ[OL[LHJOLYZ
HUKZ[\KLU[ZPU[OLPYKHPS`VWLYH[PVUZ:OLOHZ^VYRLK
^P[OIHURZPU(SHIHTH;LUULZZLLHUK4PZZPZZPWWP[V
OLSWPTWSLTLU[ZPTPSHYZ[\KLU[VWLYH[LKIHURZ
Manuel Pastor
Professor
University of Southern California
Dr. Manuel Pastor is Professor of Sociology and
American Studies & Ethnicity at the University of
:V\[OLYU*HSPMVYUPH<:*-V\UKPUNKPYLJ[VYVM[OL
*LU[LYMVY1\Z[PJL;VSLYHUJLHUK*VTT\UP[`H[[OL
University of California, Santa Cruz, Pastor currently
directs the Program for Environmental and Regional
,X\P[`7,9,H[<:*HUK<:*»Z*LU[LYMVY[OL:[\K`VM
0TTPNYHU[0U[LNYH[PVU*:00/LOVSKZHULJVUVTPJZ
Ph.D. from the University of Massachusetts, Amherst,
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Civil Society and Social Change at USC. Dr. Pastor
^YP[LZHUKZWLHRZMYLX\LU[S`VUPZZ\LZVMKLTVNYHWOPJ
JOHUNLLJVUVTPJPULX\HSP[`HUKJVTT\UP[`
LTWV^LYTLU[/PZTVZ[YLJLU[IVVR¸,X\P[`.YV^[O
and Community: What the Nation Can Learn from
(TLYPJH»Z4L[YV(YLHZ¹JVH\[OVYLK^P[O*OYPZ)LUULY
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NYV^[OHUKOVÎYPUNPUN[VNL[OLYLX\P[`HUKNYV^[O
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*HSPMVYUPH»Z:WLHRLYVM[OL:[H[L(ZZLTIS`0UOL
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organizations.
62
Teresa Perez
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Deposit Insurance Corporation’s Kansas City Region
Community Affairs Branch. Her area includes the states
VM2HUZHZ4PZZV\YP5LIYHZRH0V^H:V\[O+HRV[H
North Dakota, and Minnesota. Ms. Perez serves as a
SPHPZVUMVYÄUHUJPHSPUZ[P[\[PVUZL_HTPULYZJVTT\UP[`
organizations, and other stakeholders in the areas of
economic inclusion, the Community Reinvestment
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^P[O[OL-+0*»Z*VTT\UP[`(MMHPYZ)YHUJOPU+HSSHZ
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^HZWYVTV[LK[V[OLWVZP[PVUVM-HPY3LUKPUN:WLJPHSPZ[
from 1993 - 1999. Ms. Perez served as a Community
Affairs Specialist for the Dallas Region from 1999 until
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Manager. As Regional Manager, Ms. Perez provides
oversight for the Alliance for Economic Inclusion
(,0HUKV[OLYLJVUVTPJPUJS\ZPVUHUKJVTT\UP[`
development initiatives of the Community Affairs Branch
in the seven-state Kansas City Region. In 2007, Ms.
7LYLa^HZH^HYKLKHMLSSV^ZOPW\UKLY[OL)YVVRPUNZ
0UZ[P[\[PVU,_LJ\[P]L,K\JH[PVU7YVNYHTHUK^VYRLK
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WYL]PV\ZS`^VYRLKMVY[OL-+0*»ZMVYTLY+P]PZPVUVM
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ZLSSPUN[OLHZZL[ZVMMHPSLKPUZ[P[\[PVUZ^HZ[OLWYPTHY`
M\UJ[PVU)LMVYL^VYRPUNMVY[OL-+0*ZOLZWLU[
`LHYZPUIHURPUNPUJLU[YHS;L_HZ
Jan Perry
General Manager
Economic and Workforce Development Department,
City of Los Angeles
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Economic and Workforce Development Department
,>++4H`VY.HYJL[[PHWWVPU[LKOLY[V[OLWVZP[PVU
in 2013. Both Perry and the Mayor share a passion for
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YLZ\S[ZPUPTWYV]PUN[OLX\HSP[`VMSPMLMVYHSS(UNLSLUVZ
(Z.LULYHS4HUHNLYVM[OL,JVUVTPJHUK>VYRMVYJL
Development Department, Ms. Perry leads a staff of
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IYVRLYPUNJP[`SVHUZHUKIVUKZ6U[OL^VYRMVYJL
side, the department oversees 17 WorkSource centers
for adults that offer specialized training, and career
development services. In addition, the department
administers 16 YouthSource centers that focus on
career exploration, tutoring and computer skills,
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JYLH[LKPU^P[OHNVHS[VZW\YI\ZPULZZHJ[P]P[`
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RUV^Z[OH[LJVUVTPJKL]LSVWTLU[HUKLTWSV`TLU[
Z[PT\SH[LZNYV^[OPUHJP[`HUKIYPUNZHIV\[TVYL
housing, increased demand for goods and services
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3VZ(UNLSLZ*P[`*V\UJPSTLTILYMVY[OL [O+PZ[YPJ[
ÔPJOPUJS\KLK)\URLY/PSS3P[[SL;VR`VHUK:V\[O
3VZ(UNLSLZ+\YPUNOLY`LHYZPUVMÄJLZOLV]LYZH^
THQVYJOHUNLZPU[OLKPZ[YPJ[»ZPUMYHZ[Y\J[\YL;OPZ
YLZ\S[LKPUX\HSP[`QVIKL]LSVWTLU[HUK[YHPUPUNHUK[OL
expansion of housing in all income levels.
Andrea Phillips
Vice President
Goldman Sachs
(UKYLH7OPSSPWZPZH=PJL7YLZPKLU[PU[OL<YIHU
0U]LZ[TLU[.YV\WVM.VSKTHU:HJOZ:OLSLHKZ[OL
.::VJPHS0TWHJ[-\UKHUKKLHS[LHTZ^P[OHMVJ\Z
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program as part of the 10,000 Small Businesses
Initiative. Ms. Phillips led the investment in the Rikers
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L]LYL_LJ\[LKI`HÄUHUJPHSPUZ[P[\[PVUHUKPU[OL<:
market. More recently, she led the application of the
HWWYVHJO[VÄUHUJPUNLHYS`JOPSKOVVKLK\JH[PVUPU
<[HOHUKYLJPKP]PZTYLK\J[PVUHUKQVIJYLH[PVUPU
Massachusetts. She has over 20 years of experience in
KL]LSVWPUNZTHSSI\ZPULZZ^VYRMVYJLHUKJVTT\UP[`
KL]LSVWTLU[WYVNYHTZ7YL]PV\ZS`4Z7OPSSPWZ^HZ
7YLZPKLU[VM:LLKJV-PUHUJPHSHTPSSPVU*VTT\UP[`
+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVU*+-0ÔPJOWYV]PKLZ
HMMVYKHISLJHWP[HS[VZTHSSI\ZPULZZLZHUKUVUWYVÄ[Z
PUKPZHK]HU[HNLKJVTT\UP[PLZ7YPVY[V[OH[ZOL^HZ
,_LJ\[P]L=PJL7YLZPKLU[MVY7YVNYHTZH[:LLKJVÔLYL
ZOL^HZYLZWVUZPISLMVYKL]LSVWPUNZ[YH[LNPLZMVYHUK
overseeing the implementation of all Seedco programs,
[V[HSPUNULHYS`TPSSPVUPUM\UKPUNHUU\HSS`HUK
including several pay for success contracts.Ms. Phillips
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7VSPJ`MYVT[OL2LUULK`:JOVVSVM.V]LYUTLU[H[
Harvard University.
Leilani Pinho Barnett
Regional Manager, Community Development
3LPSHUPSLHKZT\S[PZLJ[VYJVSSHIVYH[PVUZ[VV]LYJVTL
JVTT\UP[`KL]LSVWTLU[JOHSSLUNLZIÌ\PSKPUNVU
local assets in the inland areas of California, including
[OL*LU[YHS=HSSL`HUK:HJYHTLU[VHUK:HU+PLNV
HUK=LU[\YH*V\U[PLZ/LY^VYRPUJS\KLZJYVZZ
sector strategies to maximize employment, healthy
communities initiatives, and innovative investment
HWWYVHJOLZ;OYV\NOW\ISPJWYP]H[LJVTT\UP[ÌHZLK
WHY[ULYZOPWZ3LPSHUPOLSWZSV^HUKTVKLYH[LPUJVTL
JVTT\UP[PLZHUKMHTPSPLZ^P[O^VYRMVYJLKL]LSVWTLU[
HMMVYKHISLOV\ZPUNOLHS[OLK\JH[PVULJVUVTPJ
KL]LSVWTLU[ÄUHUJPHSZLY]PJLZHUKZTHSSI\ZPULZZ
and rural development. Leilani’s past experience
63
includes having managed the Sacramento Housing and
9LKL]LSVWTLU[(NLUJ`»Z:LJ[PVU/*=WYVNYHT
ILULÄ[PUNSV^PUJVTLMHTPSPLZ3LPSHUPOHZ
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throughout California, and she has an extensive
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PUJS\KPUN[YHUZP[VYPLU[LKPUÄSSTP_LK\ZL
KL]LSVWTLU[HMMVYKHISLOV\ZPUNHUKTHZ[LYWSHUULK
communities. Leilani has served on a City Planning
Commission, local housing advisory commission,
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County Children’s Coalition. Leilani has held a
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)(MYVT)YVÛ<UP]LYZP[`HUKH4HZ[LY»ZKLNYLLPU
City and Regional Planning from U.C. Berkeley. She is
originally from Brazil.
Mark Pinsky
President and CEO
Opportunity Finance Network
Mark Pinsky is President and CEO of Opportunity
-PUHUJL5L[^VYR6-5[OLUH[PVUHSUL[^VYRVM
OPNOWLYMVYTPUNJVTT\UP[`KL]LSVWTLU[ÄUHUJPHS
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[OL*+-0PUK\Z[Y`[OYV\NOHZLYPLZVM[YHUZMVYTH[PVUZ
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HUKÄUHUJPUNHZ^LSSHZ[OLKYHTH[PJHSS`PUJYLHZLK
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geographic coverage to more disadvantaged people and
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[VYLHMÄYTP[ZJVYLW\YWVZL·HSPNUPUNJHWP[HS^P[O
ZVJPHSLJVUVTPJHUKWVSP[PJHSQ\Z[PJL(MVYTLY*OHPY
VM[OL*VUZ\TLY(K]PZVY`*V\UJPSVM[OL-LKLYHS
9LZLY]L)VHYKVM.V]LYUVYZ4HYRZLY]LZVUHUHYYH`VM
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Pennsylvania.
Melinda Pollack
Vice President, Transit-Oriented Development
Melinda Pollack is vice president, transit-oriented
development, at Enterprise Community Partners, Inc.
She oversees Enterprise’s national initiatives dedicated
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in 2007 to focus on transit-oriented development
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+LU]LYYLNPVU;OYV\NO[OPZLMMVY[ZOLN\PKLK[OL
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housing. She presently co-chairs Mile High Connects,
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UVUWYVÄ[ZKLKPJH[LK[VLUZ\YPUN[OH[HSSWLVWSLILULÄ[
from the Denver region’s transportation expansion,
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[LJOUPJHSHZZPZ[HUJL[LHTZ\WWVY[PUNMLKLYHS:\Z[HPUHISL
Communities Initiative grantees and supports colleagues
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4LSPUKH^HZ]PJLWYLZPKLU[MVYZ[YH[LNPJPUP[PH[P]LZH[
Mercy Housing, providing consulting services related to
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JVTT\UP[PLZHUKSLHKPUN4LYJ`»ZHMMVYKHISLOV\ZPUN
WYLZLY]H[PVUHJ[P]P[PLZ4LSPUKHOVSKZHIHJOLSVY»Z
degree in communications and human services from
;OL.LVYNL>HZOPUN[VU<UP]LYZP[`HUKHTHZ[LY»ZPU
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Shelley Poticha
Director, Urban Solutions
Natural Resources Defense Council
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:VS\[PVUZWYVNYHTI\PSKPUN59+*»Z^VYRMVYIL[[LY
JP[PLZ[OH[Z\WWVY[[OYP]PUNWLVWSL<YIHU:VS\[PVUZ
IYPUNZ[OLWSHJLIHZLK^VYRVM59+*[VNL[OLY
into a coordinated strategy and includes promoting
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ZJHSPUN\WI\PSKPUNLULYN`LMÄJPLUJ`TVKLSNYLLUHUK
LX\P[HISLULPNOIVYOVVKZZ\Z[HPUHISLMVVKZ`Z[LTZ
NYLLUPUMYHZ[Y\J[\YLHUKJSPTH[LWYLWHYLKULZZ<YIHU
Solutions is the culmination of NRDC’s thinking and
^VYRMVYZ\Z[HPUHISLJVTT\UP[PLZZPUJL[OLVYNHUPaH[PVU
adopted the area as an institutional priority. Shelley
is a longtime partner of NRDC in multiple initiatives
including transportation policy reform, LEED-ND, and
[OLJYLH[PVUVM:THY[.YV^[O(TLYPJH7YPVY[VQVPUPUN
59+*:OLSSL`^HZHZLUPVYHK]PZVYHUKKPYLJ[VYVM
[OL6MÄJLVM:\Z[HPUHISL/V\ZPUNHUK*VTT\UP[PLZH[
[OL+LWHY[TLU[VM/V\ZPUNHUK<YIHU+L]LSVWTLU[
)LMVYLQVPUPUN/<+ZOLZLY]LKHZ7YLZPKLU[HUK*,6
VM9LJVUULJ[PUN(TLYPJHÔLYLZOLILJHTLHUH[PVUHS
leader for the reform of land use and transportation
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Z\Z[HPUHISLHUKLX\P[HISLKL]LSVWTLU[WHY[PJ\SHYS`
around transit stations. And prior to that, she served
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<YIHUPZT
Tim Rafalovich
Wells Fargo
;PTPZHUHJ[P]L37PU]LZ[VYPU:THSS)\ZPULZZ0U]LZ[TLU[
*VTWHUPLZ:)0*Z/LHSZVPU]LZ[Z>LSSZ-HYNV)HUR
IHSHUJLZOLL[JHWP[HSPU[V*9(X\HSPÄLKPU]LZ[TLU[Z
PUJS\KPUNWVZ[30/;*7YLZLY]H[PVUM\UKZ340=LU[\YL
*HWP[HSM\UKZ*VTT\UP[`+L]LSVWTLU[,X\P[`*9(
:LJ\YP[PLZHUKW\ISPJ^LSMHYL9LHS,Z[H[LM\UKZ;PT
SLHKZ[OL(S[LYUH[P]L,X\P[`.YV\WHUKPZYLZWVUZPISL
for his group’s initiatives to identify, diligence, and
TVUP[VYPU]LZ[TLU[Z/PZWVY[MVSPVPZYV\NOSÌPSSPVU
64
PUJVTTP[TLU[Z/LJ\YYLU[S`ZLY]LZHZH:LUPVY=PJL
7YLZPKLU[MVY>LSSZ-HYNVHUKOHZ`LHYL_WLYPLUJLHZ
HUPUZ[P[\[PVUHS3PTP[LK7HY[ULYTLYNLYHUKHJX\PZP[PVUZ
,=7HUKI\ZPULZZVÛLY;PTWYL]PV\ZS`ZLY]LKHZH
>LHS[O:WLJPHSPZ[MVY>LSSZ-HYNV»Z;OL7YP]H[L)HURHUK
=PJL7YLZPKLU[H[*P[P.YV\W^P[OYLZWVUZPIPSP[`MVYV]LY
LTWSV`LLZHUKHIPSSPVU73(KKP[PVUHSS`
OL^HZ,=7MVY*YVZZÄLSKHZTHSS4(ÄYT;PT
PZHUHJ[P]LTLTILYPU[OL:THSS)\ZPULZZ0U]LZ[VY
(SSPHUJL:)0(HUHK]VJHJ`NYV\WMVYSV^LYTPKKSL
THYRL[WYP]H[LLX\P[`M\UKZHUKHZ\WWVY[LYVM[OL:)0*
program. He is the current Limited Partner chair for the
SBIA, former Western Regional President and a founding
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)LHJO*(HUKZP[ZVUSHYNLJVYWVYH[LHUKUVUWYVÄ[
)VHYKZHUKULHYS`WYP]H[LLX\P[`HK]PZVYÌVHYKZ
Dory Rand
President
Woodstock Institute
Dory Rand has over 30 years’ experience as a civil
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has served as President of Woodstock Institute since
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HUKPU]LZ[TLU[^LHS[OJYLH[PVUHUKWYLZLY]H[PVUHUK
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at the local, state, national, and international levels.
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PUÔPJOSV^LY^LHS[OWLYZVUZHUKJVTT\UP[PLZ
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ZH]LHUKI\PSK^LHS[O[VHJOPL]LLJVUVTPJZLJ\YP[`
and community prosperity. Dory has served on the
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(K]PZVY`)VHYKHUK[OL-LKLYHS9LZLY]L)VHYK»Z
Consumer Advisory Council, and currently serves on
the State Banking Board of Illinois and the National
Community Reinvestment Coalition’s Board of
+PYLJ[VYZ7YPVY[VOLY^VYRH[>VVKZ[VJR+VY`ZLY]LK
as Supervising Attorney of the Community Investment
Unit at the Sargent Shriver National Center on Poverty
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I\PSKPUNHZZL[SPTP[YLMVYTJVUZ\TLYWYV[LJ[PVUHUK
children’s savings accounts. She also served as Senior
([[VYUL`H[[OL3LNHS(ZZPZ[HUJL-V\UKH[PVUVM*OPJHNV
HZHUHZZVJPH[L^P[OH*OPJHNVSH^ÄYTHUKHZHZ[HMM
H[[VYUL`H[[OL(*3<VM0SSPUVPZ+VY`YLJLP]LK1+HUK
)(KLNYLLZMYVT;OL6OPV:[H[L<UP]LYZP[`
Steven Reider
President
Bancography
:[L]LU9LPKLYPZ[OLMV\UKLYVM)HUJVNYHWO`ÔPJO
WYV]PKLZIYHUJOWSHUUPUNWYVK\J[THUHNLTLU[HUK
THYRL[PUNYLZLHYJOZLY]PJLZ[VÄUHUJPHSPUZ[P[\[PVUZ
:[L]LTHUHNLZIYHUJOZ[YH[LN`WYVQLJ[ZPUTHYRL[Z
across the United States and Canada and also authored
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VW[PTPaH[PVUZVM[^HYLWYVK\J[/LJVU[YPI\[LZYLN\SHYS`
[V[OLÄUHUJPHSPUK\Z[Y`HZHZWLHRLYHUKH\[OVY
and serves on the faculty of the American Bankers
(ZZVJPH[PVU»Z:[VUPLY.YHK\H[L:JOVVSVM)HURPUN
Prior to launching Bancography, Steve served as vice
president in corporate marketing at AmSouth Bank.
David Reiling
Sunrise Banks
David Reiling, Sunrise Banks CEO, is a social
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JVTT\UP[`KL]LSVWTLU[ÄUHUJL+H]PKOHZZLY]LK
on the Board of Directors of the Minnesota Bankers
Association and University of Wisconsin-Madison’s
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numerous civic and professional associations including
the Community Development Bankers Association,
Entrepreneurs’ Organization, Young Presidents’
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MVY)HURPUNVU=HS\LZ+H]PKJ\YYLU[S`ZLY]LZHZ=PJL
*OHPYVU[OL*VUZ\TLY-PUHUJPHS7YV[LJ[PVU)\YLH\»Z
*-7)*VTT\UP[`)HUR(K]PZVY`*V\UJPS^P[OV[OLY
UH[PVUHSSLHKLYZPUIHURPUN
Cassandra Remmenga
Acting Western District Compliance Lead Expert
Cassandra Remmenga is a graduate of the University
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4HZ[LYZVM7YVMLZZPVUHS(JJV\U[PUN:OLOHZILLU^P[O
[OL6**ZPUJL -YVT ZOL^VYRLKPU
[OL2HUZHZ*P[`ÄLSKVMÄJL:OLWHZZLK[OL<UPMVYT
Commissioning Examination in 2013. In 2014, she
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for the Western District. She is currently the Acting
Compliance Lead Expert for the Western District
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HUD, the National Association of Realtors, and the U.S.
6MÄJLVM4HUHNLTLU[HUK)\KNL[.HY[ONYHK\H[LK
from Pomona College and received a Masters Degree
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.V]LYUTLU[H[/HY]HYK<UP]LYZP[`
Lena Robinson
Regional Manager, Community Development
3LUH9VIPUZVUPZHYLNPVUHSTHUHNLYPUJVTT\UP[`
KL]LSVWTLU[H[[OL-LKLYHS9LZLY]L)HURVM:HU
-YHUJPZJVJV]LYPUN[OLHYLHVMUVY[OLYU*HSPMVYUPH
0U[OPZJHWHJP[`ZOL^VYRZ[VPUJYLHZLPU]LZ[TLU[Z
HUKPTWYV]LHJJLZZ[VJHWP[HSJYLKP[HUKIHURPUN
ZLY]PJLZMVYSV^PUJVTLJVTT\UP[PLZHUKOV\ZLOVSKZ
PUJVTWSPHUJL^P[O[OL*VTT\UP[`9LPU]LZ[TLU[
(J[;OPZVIQLJ[P]LPZHJOPL]LKPUWHY[I`WYV]PKPUN
technical assistance and training on successful
initiatives and programs, convening key stakeholders
to identify community development needs, and
MHJPSP[H[PUNWHY[ULYZOPWZIL[^LLUÄUHUJPHSPUZ[P[\[PVUZ
HUKJVTT\UP[ÌHZLKVYNHUPaH[PVUZ6\[JVTLZMYVT
Z\JOWHY[ULYZOPWZTH`YLZ\S[PUPUJYLHZLKHMMVYKHISL
OV\ZPUNHUKULPNOIVYOVVKYL]P[HSPaH[PVU"LU]PYVUTLU[Z
[OH[WYVTV[LIL[[LYOLHS[OSVHUZHUK[YHPUPUNMVY
ZTHSSI\ZPULZZLZ"HUKL_WHUKLKZLY]PJLZHUKMHJPSP[PLZ
[OH[ILULÄ[SV^PUJVTLPUKP]PK\HSZ3LUHZLY]LZHZH
IVHYKTLTILYMVY5LPNOIVYOVVK/V\ZPUN:LY]PJL,HZ[
)H`,HZ[)H`/V\ZPUN6YNHUPaH[PVUZ,)/6VU[OL
steering committee of the Alameda County Community
(ZZL[5L[^VYR(**(5HUKVU[OLHK]PZVYÌVHYK
MVY[OL:\Z[HPUHISL)\ZPULZZ(SSPHUJL¶HUHMÄSPH[LVM
)(33,7YPVY[VQVPUPUN[OL-LKLYHS9LZLY]L)HURVM
:HU-YHUJPZJV3LUHTHUHNLK[OLOV\ZPUNWYVNYHTMVY
international students at UC Davis Extension. She holds
a Master’s in international studies from Ohio University
HUKH)HJOLSVY»ZPU1HWHULZLZ[\KPLZMYVT[OL4VU[LYL`
Institute of International Studies.
Kalima Rose
Garth Rieman
Director, Housing Advocacy and Strategic Initiatives
National Council of State Housing Agencies
.HY[O9PLTHUPZ[OL+PYLJ[VYVM/V\ZPUN(K]VJHJ`HUK
Strategic Initiatives for the National Council of State
/V\ZPUN(NLUJPLZ5*:/(ÔLYLOLOHZ^VYRLKZPUJL
1993. He manages the development and execution of
NCSHA’s legislative and regulatory agenda on a variety
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4VY[NHNL9L]LU\L)VUKZ:LJ[PVU/64,-/(
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HUK[OL9LW\ISPJHUZ[HMMKPYLJ[VYMVY[OL<UP[LK:[H[LZ
:LUH[L/V\ZPUN:\IJVTTP[[LL/LHSZV^VYRLKH[
65
Senior Director
PolicyLink
Kalima Rose, Senior Director of the PolicyLink Center
MVY0UMYHZ[Y\J[\YL,X\P[`^VYRZ^P[OKP]LYZLSLHKLYZOPW
to steer resources for transportation, housing, and
cultural amenities to communities of opportunity.
2HSPTHOLSWZNYV\WZ^PUHUKPTWSLTLU[MLKLYHSZ[H[L
HUKSVJHSYLZV\YJLZMVYNYLH[LY^VYRMVYJLWHY[PJPWH[PVU
HJJLZZPIPSP[`HUKUL^PU]LZ[TLU[Z[OH[ZLY]LSV^
income communities and communities of color. She
SLHKZ[OLVYNHUPaH[PVU»ZZ\Z[HPUHISLJVTT\UP[PLZ
^VYROLSWPUNPTWSLTLU[YLNPVUHSLX\P[`MHPYOV\ZPUN
HUKUL^PUMYHZ[Y\J[\YLPU]LZ[TLU[Z[OH[Z[YLUN[OLU
LJVUVTPJYLZPSPLUJL-YVT\U[PS2HSPTHSLK
[OLVYNHUPaH[PVU»Z.\SM*VHZ[YLJV]LY`^VYR[VZOHWLH
TVYLLX\P[HISLWVZ[2H[YPUHYLI\PSKPUNVM5L^6YSLHUZ
and Louisiana. With three decades of economic,
housing, and land-use policy expertise, she created the
7VSPJ`3PUR,X\P[HISL+L]LSVWTLU[;VVSRP[HUVUSPUL
YLZV\YJL[OH[OPNOSPNO[ZILZ[ZVJPHSLX\P[`WYHJ[PJLZ
Kalima has a degree in narratives and culture from the
University of California, Berkeley, and loves to support
[OYP]PUNL_WYLZZPVUZVMHY[ZHUKJ\S[\YL·MYVT5L^
6YSLHUZQHaa[V-PYZ[7LVWSLZHY[PZ[Z[V[OLZ[VY`[LSSLYZVM
ULPNOIVYOVVKZHJYVZZ(TLYPJH
Thomas Rose
Director, Santa Ana Homeownership Center
U.S. Department of Housing and Urban Development
;VT9VZLZLY]LZHZ[OL+PYLJ[VYVM[OL:HU[H(UH/VTLVÛLYZOPW*LU[LY:(/6*;OL:(/6*Q\YPZKPJ[PVU
LUJVTWHZZLZ[OLLPNO[^LZ[LYU<UP[LK:[H[LZPUJS\KPUN.\HTHUK[OL4HYPHUUH0ZSHUKZ;VTV]LYZLLZ[OL
:(/6*KH`[VKH`VWLYH[PVUÔPJOPUJS\KLZPUZ\YPUN
V]LYIPSSPVUKVSSHYZPU-/(SVHUZHUU\HSS`WLYMVYTPUNPU[LYUHSHUKL_[LYUHSSVHUX\HSP[`YL]PL^ZHUK
X\HSP[`HZZ\YHUJLYL]PL^Z[OLHKTPUPZ[YH[PVUVM/<+»Z
REO program, the administration and approval of local
UVUWYVÄ[WYVNYHTZHUKTHUHNLTLU[VMO\THUJHWP[HS7YPVY[VILJVTPUN[OL:HU[H(UH/VTLVÛLYZOPW
*LU[LY+PYLJ[VY;VTZLY]LKHZ[OL+PYLJ[VYMVY[OL9LHS
,Z[H[L6ÛLK+P]PZPVU"YLZWVUZPISLMVY[OLTHUHNPUN
HUKZLSSPUNVM/<+»ZHZZL[Z^P[OPU[OL:(/6*Q\YPZKPJ[PVU^P[OZHSLZVM[VWYVWLY[PLZWLY`LHY
;VT»ZJHYLLYPUW\ISPJZLY]PJLL_WHUKZV]LY`LHYZ
^P[OHMVJ\ZPUYLZPKLU[PHSYLHSLZ[H[L7YPVY[VQVPUPUN
/<+;VTZLY]LKPU[OL<UP[LK:[H[L(PY-VYJL
Denise Roth
Senior Compliance Examiner
4Z9V[OQVPULK[OL-+0*PU1\UL :OLPZH
commissioned Senior Compliance Examiner in the
*LKHY9HWPKZ0V^HÄLSKVMÄJL4Z9V[OOHZL_HTPULK
U\TLYV\ZPUZ[P[\[PVUZ^P[OZPaLZYHUNPUNMYVT
TPSSPVU[VV]LYIPSSPVUYL]PL^PUNMVY*9(HUK
*VTWSPHUJLYLN\SH[VY`YLX\PYLTLU[ZWYPTHYPS`PU0V^H
OV^L]LYOHZL_WLYPLUJLJVUK\J[PUNL_HTPUH[PVUZPU
multiple locations in the United States. Ms. Roth is a
SLHKPUZ[Y\J[VYMVY[OL-+0*»Z*9(:JOVVSPU(YSPUN[VU
=(:OLOHZZWVRLUH[U\TLYV\ZV\[YLHJOL]LU[ZVU
various CRA and compliance topics. Ms. Roth has a B.S.
in Management and Organizations from the University
VM0V^H0V^H*P[`0V^H
Merilyn Rovira
The Community Development Trust
4LYPSÙ9V]PYH:LUPVY=PJL7YLZPKLU[*HWP[HSHUK
:[YH[LNPJ0UP[PH[P]LZMVY;OL*VTT\UP[`+L]LSVWTLU[
;Y\Z[*+;4Z9V]PYH^HZHMV\UKPUNVMÄJLYVM
66
*+;(\N\Z[ :OLSLM[PU[V[HRLILJVTLH
Director in the Housing and Community Development
.YV\WH[-HUUPL4HLSLHKPUNJVTT\UP[`KL]LSVWTLU[
PUP[PH[P]LZPU[OL4PK([SHU[PJHZ^LSSHZUH[PVUHS
account management of multifamily lenders. Prior
[V*+;4Z9V]PYH^HZH:LUPVY=PJL7YLZPKLU[H[
the Local Initiatives Managed Assets Corporation, a
WYLKLJLZZVYVYNHUPaH[PVU[V*+;HUKH:LUPVY4VY[NHNL
6MÄJLYH[5@*»Z+LWHY[TLU[VM/V\ZPUN7YLZLY]H[PVU
and Development. Ms. Rovira has more than 25 years
experience in real estate including lending, secondary
THYRL[ZJVTT\UP[`KL]LSVWTLU[^VYRV\[ZHUKHZZL[
management. Ms. Rovira has a BA in Economics from
[OL<UP]LYZP[`VM*VSVYHKVHUKH4:PU<YIHUHUK
Regional Planning from the University of California,
Berkeley.
Michael Rubinger
President and CEO
LISC
4PJOHLS9\IPUNLYOHZILLU[OL7YLZPKLU[HUK
*OPLM,_LJ\[P]L6MÄJLYVM3VJHS0UP[PH[P]LZ:\WWVY[
*VYWVYH[PVU30:*ZPUJL
7YPVY[VQVPUPUN30:*
OL^HZ[OL,_LJ\[P]L=PJL7YLZPKLU[VM[OL7L^
*OHYP[HISL;Y\Z[ZVULVM[OLSHYNLZ[WYP]H[LMV\UKH[PVUZ
PU[OLJV\U[Y`4Y9\IPUNLYOHZTVYL[OHUMVY[`
years experience in the housing and economic
KL]LSVWTLU[ÄLSKZ/L^VYRLKMVY[OL*P[`VM5L^
York as Assistant Commissioner of Employment and
;YHPUPUNHUK^HZHSZVYLZWVUZPISLMVYWSHUUPUNHUK
implementing various housing and employment-related
UH[PVUHSKLTVUZ[YH[PVUWYVQLJ[ZMVY[OL4HUWV^LY
+LTVUZ[YH[PVU9LZLHYJO*VYWVYH[PVUHUVUWYVÄ[
policy research corporation. Earlier in his career, he
OLSWLK[VHKTPUPZ[LY[OL-VYK-V\UKH[PVU»ZJVTT\UP[`
HUKLJVUVTPJKL]LSVWTLU[PUP[PH[P]LZ4Y9\IPUNLYPZH
NYHK\H[LVM)YVÛ<UP]LYZP[`HUK[OL-SL[JOLY:JOVVSVM
3H^+PWSVTHJ`H[;\M[Z
Suzi Ruhl
:LUPVY([[VYUL`(K]PZVY6MÄJLVM
Environmental Justice
U.S. Environmental Protection Agency
:\aP9\OS1+47/PZ:LUPVY([[VYUL`(K]PZVYMVY[OL
<:,7(6MÄJLVM,U]PYVUTLU[HS1\Z[PJL0U[OPZJHWHJP[`
ZOLPU[LNYH[LZLU]PYVUTLU[HSQ\Z[PJLPUHNLUJ`KLJPZPVU
THRPUNZ\WWVY[ZJVTT\UP[ÌHZLKHJ[PVUHUKMVZ[LYZ
HKTPUPZ[YH[PVU^PKLHJ[PVU[OH[WYVTV[LZOLHS[O`
LX\P[HISLYLZPSPLU[HUKZ\Z[HPUHISLJVTT\UP[PLZMVY
V]LYI\YKLULKWVW\SH[PVUZ:OLZLY]LZHZ*V*OHPYVM
the National Environmental Policy Act Committee of the
-LKLYHS0U[LYHNLUJ`>VYRPUN.YV\WVU,U]PYVUTLU[HS
1\Z[PJL0>.HUK[OL9\YHS*VTTP[[LLVM[OL0>.
:OLZLY]LKHZ*V*OHPYVM;LHT,1VM[OL/<++6;
,7(7HY[ULYZOPWMVY:\Z[HPUHISL*VTT\UP[PLZ:PUJL
OLYHYYP]HS[V,7(PU 4Z9\OSOHZ^VUMV\Y
5H[PVUHS/VUVY(^HYKZ!.VSK4LKHSMVY/<+
+6;,7(7HY[ULYZOPWMVY:\Z[HPUHISL*VTT\UP[PLZ"
.VSK4LKHSMVY4V\U[HPU;VW4PUPUN.\PKHUJL
;LHT":PS]LY4LKHSMVY2L`Z[VUL7PWLSPUL5,7(
9L]PL^"HUK:PS]LY4LKHSMVY)PSSPVU)H`VUUL
)YPKNL5,7(9L]PL^0UZOLYLJLP]LK[OL
,_JLSSLUJLPU-YVU[SPUL7\ISPJ/LHS[O:LY]PJL(^HYKMVY
,_LTWSHY`7HY[ULYZOPWHUK:\WWVY[VM(;:+9»Z5H[PVUHS
)YVÛÄLSKZ3HUK9L\ZL/LHS[O0UP[PH[P]L:OL^HZ
+PYLJ[VYVM7\ISPJ/LHS[OHUK3H^MVY[OL,U]PYVUTLU[HS
3H^0UZ[P[\[LMV\UKLY7YLZPKLU[VM3LNHS,U]PYVUTLU[HS
(ZZPZ[HUJL-V\UKH[PVU(ZZPZ[HU[*SPUPJHS7YVMLZZVYVM
,WPKLTPVSVN`HUK7\ISPJ/LHS[OH[5L^@VYR:[H[L
University School of Optometry and received a Courtesy
-HJ\S[`(WWVPU[TLU[[V0UZ[P[\[LVM7\ISPJ/LHS[OH[
-SVYPKH(4<UP]LYZP[`
Rob Ryan
Senior Examiner
Federal Reserve Bank of St. Louis
(ZH:LUPVY,_HTPULYH[[OL-LKLYHS9LZLY]L)HURVM
:[3V\PZ9VI9`HU^VYRZVUJVTWSL_MHPYSLUKPUN
HUK*9(PZZ\LZPU[OL[O-LKLYHS9LZLY]L+PZ[YPJ[
)LMVYLQVPUPUN[OL:[3V\PZ-LK9VI[H\NO[JV\YZLZPU
.LVNYHWOPJ0UMVYTH[PVU:`Z[LTZHUKHZZPZ[LK\YIHU
policy-related research in Saint Louis University’s
+LWHY[TLU[VM7\ISPJ7VSPJ`:[\KPLZ7YPVY[V[OH[
9VIYLJLP]LKH4(PU<YIHU(MMHPYZMYVT[OLZHTL
department and an undergraduate degree from the
University of Missouri.
Nick Saponara
Director, Countywide Planning & Development
Los Angeles County Metropolitan Transportation
Authority
5PJR:HWVUHYHPZH+PYLJ[VYVM*V\U[`^PKL7SHUUPUN
Development at the Los Angeles County Metropolitan
;YHUZWVY[H[PVU(\[OVYP[`4L[YVPU[OL1VPU[
+L]LSVWTLU[\UP[ÔLYLOLPZYLZWVUZPISLMVYH^PKL
YHUNLVMYLHSLZ[H[LKL]LSVWTLU[HUKWSHUUPUNWYVQLJ[Z
that foster transit oriented communities around Metro’s
NYV^PUN[YHUZP[Z`Z[LT7YPVY[VQVPUPUN4L[YVPU
4Y:HWVUHYH^HZHWYVQLJ[THUHNLYH[[OL*VTT\UP[`
9LKL]LSVWTLU[(NLUJ`VM[OL*P[`VM3VZ(UNLSLZÔLYL
he led various geographically targeted community
revitalization efforts. Mr. Saponara holds Master of
<YIHU7SHUUPUNHUK4HZ[LYVM9LHS,Z[H[L+L]LSVWTLU[
degrees from the University of Southern California
and a Bachelor of Architecture degree from Syracuse
University.
Amy Sawyer
Danny Santivasci
Senior Examiner
+HUU`:HU[P]HZJPQVPULK[OL-LKLYHS9LZLY]L)HURVM
Atlanta as a Consumer Compliance Bank Examiner in
/L^HZWYVTV[LK[V:LUPVY,_HTPULYPU(WYPS
2013 and currently specializes in CRA examinations for
SHYNLJVTWSL_PUZ[P[\[PVUZ7YPVY[VQVPUPUN[OL-LKLYHS
Reserve, Danny managed various areas of consumer
JVTWSPHUJLHZ=PJL7YLZPKLU[VM*VTT\UP[`+L]LSVWTLU[H[HSHYNLIHURPU4PHTP-3+HUU`HSZVOHZZL]eral years of experience overseeing community developTLU[WYVQLJ[ZH[[OLT\UPJPWHSSL]LS/LPZH*LY[PÄLK
9LN\SH[VY`*VTWSPHUJL4HUHNLY*9*4HUKOVSKZHU
4)(PU-PUHUJLMYVT5V]H:V\[OLHZ[LYU<UP]LYZP[`HUK
a Master of Science in Community Development and
Political Science from Illinois State University. Danny’s
^VYRPUJVTT\UP[`KL]LSVWTLU[ILNHUHZH7LHJL
*VYWZ=VS\U[LLYPU.\PULH>LZ[(MYPJH
67
Regional Coordinator
U.S. Interagency Council on Homelessness
(T`W\[Z[OLWV^LYVMYLSH[PVUZOPWZHUKZ[YH[LNPJ
[OPURPUN[V\ZLKYP]PUNJOHUNLPUJVTT\UP[PLZI`
JVUULJ[PUN-LKLYHSWHY[ULYZ^P[OJVTT\UP[`SLHKLYZ
ÔVJHUNL[[OPUNZKVUL(T`KLTVUZ[YH[LZH
WLVWSLÄYZ[WLYZWLJ[P]LKL]LSVWPUN[OLZ[YLUN[OZVM
L]LY`VULHYV\UKOLY:OLIYPUNZHZ[YVUNJVTTP[TLU[
[VL]PKLUJLIHZLKWYHJ[PJLZHUKLMMLJ[P]LZ`Z[LTZ
THUHNLTLU[[VOLY^VYRHUKOHZTV[P]H[LKO\UKYLKZ
VM[LHTZ[VLTIYHJLL]PKLUJLIHZLKZVS\[PVUZHUK
SPMLJOHUNPUNJVSSHIVYH[PVUZ[OH[OLSWLKJOPSKYLUÄUK
ZHML[`MHTPSPLZYL\UP[LWLVWSL^P[OKPZHIPSP[PLZJVUULJ[
to the housing they choose, and people experiencing
homelessness move to permanent housing. Amy is part
VMHÄ]LTLTILY[LHTVM9LNPVUHS*VVYKPUH[VYZÔV
ZLY]LHZSPHZVUIL[L^LU[OL<UP[LK:[H[LZ0U[LYHNLUJ`
*V\UJPSVU/VTLSLZZULZZTLTILYHNLUJPLZHUK
local communities, states, and regions in order to end
homelessness and meet the goals of Opening Doors, the
ÄYZ[L]LYMLKLYHSZ[YH[LNPJWSHU
Arjan Schütte
Founder and Managing Partner
Core Innovation Capital
(YQHU:JO[[LPZ[OLMV\UKLYHUKHTHUHNPUNWHY[ULYVM
Core Innovation Capital, a leading venture capital fund
PU]LZ[PUNPUÄUHUJPHSZLY]PJLZJVTWHUPLZ[OH[LTWV^LY
everyday Americans. He is also a Senior Advisor to the
*LU[LYMVY-PUHUJPHS:LY]PJLZ0UUV]H[PVU[OLUH[PVU»Z
SLHKPUNH\[OVYP[`VU[OL\UKLYIHURLKTHYRL[/L^HZ
WYL]PV\ZS`HZLUPVYTHUHNLYH[*-:0MYVTP[ZPUJLW[PVU
\U[PS*VYL^HZSH\UJOLKPU(YQHUPZHWHZZPVUH[L
PUK\Z[Y`L_WLY[;OYV\NO*-:0HUK*VYLOLOHZPU]LZ[LK
in some of the most innovative companies serving
L]LY`KH`HUK\UKLYIHURLKJVUZ\TLYZPUJS\KPUN
(JJV\U[5V^HJX\PYLKI`.YLLU+V[*PYJSL3LUKPUN
HJX\PYLKI`=PYNPU.YV\WP:LUK3*HJX\PYLKI`
;YHUZ<UPVUHUK)HURPUN<W(YQHUZLY]LZVU[OL
IVHYKVMWVY[MVSPVJVTWHUPLZ9PWWSL3HIZHZVIZLY]LY
:H]]`4VUL`;065L[^VYRZHUK=V\JOHUKPZHU
HK]PZVYÌVHYKTLTILYMVYZL]LYHSJVTWHUPLZPUJS\KPUN
6WVY[\UMVYTLYS`7YVNYLZV-PUHUJPLYV(YQHUMVYTLYS`
ZLY]LKHZHIVHYKTLTILYMVY9LU[)\YLH\HJX\PYLK
I`,_WLYPHU/LPZJP[LKIYVHKSÌSVNZMVY-VYILZHUK
YLN\SHYS`ZWLHRZH[PUK\Z[Y`JVUMLYLUJLZ(YQHULHYULK
HU4:MYVT[OL4LKPH3HIVYH[VY`H[[OL4HZZHJO\ZL[[Z
0UZ[P[\[LVM;LJOUVSVN`HZHU0U[LY]HS9LZLHYJO-LSSV^
and earned his BA in Philosophy and Communication at
3L^PZ*SHYR*VSSLNL/LSP]LZPU3VZ(UNLSLZ^P[OOPZ
^PMLHUK[^V`V\UNJOPSKYLU
Ellen Seidman
,SSLU:LPKTHU^VYRZVUOV\ZPUNHUKJVTT\UP[`
KL]LSVWTLU[PZZ\LZ0UZOL^HZHWWVPU[LK[V[OL
*VUZ\TLY(K]PZVY`)VHYKVM[OL*VUZ\TLY-PUHUJPHS
7YV[LJ[PVU)\YLH\:OL^HZH]PZP[PUNZJOVSHYH[[OL
-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJVMYVT
[OYV\NOÔLYLZOL^HZHJVLKP[VYVM>OH[>VYRZ
HUK>OH[*V\U[Z-YVT [OYV\NOZOL^HZ
[OL+PYLJ[VYVM[OL6MÄJLVM;OYPM[:\WLY]PZPVUHUK
MYVT [V ZOL^HZ:WLJPHS(ZZPZ[HU[[V[OL
7YLZPKLU[MVY,JVUVTPJ7VSPJ`:OLZLY]LZVU[OLIVHYKZ
VMZL]LYHSJVTT\UP[`KL]LSVWTLU[ÄUHUJPHSPUZ[P[\[PVUZ
HUKPZHMV\UKLYVM[OL*LU[LYMVY-PUHUJPHS:LY]PJLZ
0UUV]H[PVU:LPKTHUYLJLP]LKOLY4)(PU-PUHUJL
HUK0U]LZ[TLU[ZMYVT.LVYNL>HZOPUN[VU<UP]LYZP[`
OLY1+MYVT.LVYNL[VÛ<UP]LYZP[`3H^*LU[LYHUK
her A.B. from Radcliffe College.
Surge Sen
Chief, Supervisory Policy Branch, Division of Depositor
and Consumer Protection
:\Y`H¸:\YNL¹:LUPZH:LJ[PVU*OPLM^P[OPU[OL
Supervisory Policy Branch of the Division of Depositor
HUK*VUZ\TLY7YV[LJ[PVUVM[OL-LKLYHS+LWVZP[
0UZ\YHUJL*VYWVYH[PVU/PZIYHUJOPZ[OLWYPTHY`NYV\W
that focuses on consumer protection-related regulatory
WVSPJ`MVY[OL-+0*:\YNLOHZ^VYRLKMVYV]LY
years in various positions in government service. He
SLHKZH[LHTVMOPNOS`ZRPSSLKZ[HMM^P[OL_WLYPLUJLPU
JVUZ\TLYHK]VJHJ`PUK\Z[Y`WYHJ[PJLZHUKIHURPUN
supervision to develop consumer compliance &
*VTT\UP[`9LPU]LZ[TLU[(J[*9(WVSPJ`HUK
regulations, examination procedures, and monitor
LTLYNPUNPZZ\LZMVY[OL-+0*7YL]PV\ZS`:\YNLZLY]LK
HZH:LUPVY:\WLY]PZVY`(UHS`Z[PU[OL-HPY3LUKPUN
,UMVYJLTLU[:LJ[PVU^P[OPU[OL+P]PZPVUVM*VUZ\TLY
HUK*VTT\UP[`(MMHPYZVM[OL)VHYKVM.V]LYUVYZVM
68
[OL-LKLYHS9LZLY]L:`Z[LT/LHSZVZLY]LKPU]HYPV\Z
SLHKLYZOPWYVSLZPU*9(6WLYH[PVUZ-PUHUJPHS:LY]PJLZ
HUK9PZR*VVYKPUH[PVUH[[OL-LKLYHS9LZLY]L)HURVM
Chicago. Surge received a M.P.P degree from the Harris
School at the University of Chicago and his Bachelor of
Science degree in Economics from Purdue University.
/LHSZVJVTWSL[LKJV\YZL^VYRPULJVUVTPJZH[/HY]HYK
<UP]LYZP[`»Z.YHK\H[L:JOVVSVM(Y[ZHUK:JPLUJLZ
He received his Examiner’s Commission from the
-LKLYHS9LZLY]LHUKPZHTLTILYVM[OL*SHZZVM
VM[OL.YHK\H[L:JOVVSVM)HURPUNH[[OL<UP]LYZP[`VM
Wisconsin-Madison.
Jon M. Seward
Deputy Chief, Housing and CIvil Enforcement Section,
Civil Rights Division
Department of Justice
1VU:L^HYKPZJ\YYLU[S`HKLW\[`JOPLMPU[OL/V\ZPUN
and Civil Enforcement Section of the Civil Rights
+P]PZPVUVM[OL+LWHY[TLU[VM1\Z[PJLÔLYLOL
supervises fair lending cases involving a pattern or
WYHJ[PJLVMKPZJYPTPUH[PVU-YVT[V1VU^HZ
-HUUPL4HL»Z]PJLWYLZPKLU[HUKKLW\[`NLULYHSJV\UZLS
MVYMHPYSLUKPUNÔLYLOPZK\[PLZPUJS\KLKTHUHNPUN
-HUUPL4HL»ZHU[PWYLKH[VY`SLUKPUNN\PKLSPULZHJYVZZ
HSSI\ZPULZZJOHUULSZHUKLUZ\YPUNJVTWSPHUJL^P[O
MHPYSLUKPUNHUKYLSH[LKSH^Z-YVT [V
1VUZLY]LKHZH[YPHSH[[VYUL`HUKKLW\[`JOPLMPU[OL
/V\ZPUN:LJ[PVUÔLYLOPZYLZWVUZPIPSP[PLZPUJS\KLK
KL]LSVWPUNMHPYSLUKPUNJHZLZ^P[OHMVJ\ZVUWYLKH[VY`
SLUKPUNYL]LYZLYLKSPUPUNHUKYLKSPUPUN1VUKL]LSVWLK
OPZWHZZPVUMVYÄNO[PUNOV\ZPUNKPZJYPTPUH[PVUHZH[YPHS
H[[VYUL`PU/<+»Z-HPY/V\ZPUN+P]PZPVU1VUYLJLP]LK
OPZQ\YPZKVJ[VYH[LKLNYLLMYVT9\[NLYZ3H^:JOVVS
ÔLYLOL^HZ[OLTHUHNPUNI\ZPULZZLKP[VYMVY9\[NLYZ»
*P]PS9PNO[Z1V\YUHS
Letty Shapiro
+Y:OHWPYVOHZILLU^P[O*VTT\UP[PLZ(MMHPYZH[[OL
OCC for over 20 years. She manages the Community
+L]LSVWTLU[0U]LZ[TLU[ZUL^ZSL[[LYW\ISPJH[PVUZ
MVY[OL6**»Z*VTT\UP[`(MMHPYZKLWHY[TLU[;OL
LSLJ[YVUPJUL^ZSL[[LYPZW\ISPZOLKWLYPVKPJHSS`VU]HYPLK
community development topics. Recent topics include:
ÄUHUJPUNMVYZTHSST\S[PMHTPS`YLU[HSWYVWLY[PLZ
OLHS[O`MVVKÄUHUJPUNY\YHSLJVUVTPJKL]LSVWTLU[
JOHY[LYZJOVVSÄUHUJPUNPU]LZ[PUNPU^PUKLULYN`
HUKÄUHUJPUNVMWLYTHULU[Z\WWVY[P]LOV\ZPUNMVY
[OLOVTLSLZZ7YPVY[VQVPUPUN[OL6**+Y:OHWPYV
KL]LSVWLKSV^PUJVTLJVVWLYH[P]LS`VÛLKOV\ZPUN
in Washington, DC. Prior to housing development,
ZOL^HZ[OLWYVNYHTHUHS`Z[HUKHJ[PUNKPYLJ[VYVM[OL
Housing Production Commission in DC. Letty holds a
BS from University of Illinois, an MA from Michigan
State University, and a PhD from Indiana University.
:OL^HZHSZVVU[OL)VHYKVM+PYLJ[VYZMVY*VTT\UP[`
-VYRSPM[HI\PSKPUNTH[LYPHSZYL\ZLYL[HPSLZ[HISPZOTLU[
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and participate in the diverse communities that thrive in
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Shira Shavit. MD
Executive Director
Transitions Clinic Network
Shira Shavit, MD, is an Associate Clinical Professor of
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;*5[YHPUZHUKLTWSV`ZWLVWSL^P[OHOPZ[VY`VMPUJHYJLYH[PVUHZJVTT\UP[ÒLHS[O^VYRLYZJYLH[PUNVWWVYtunities for former prisoners to leverage their experience
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2012 and it has implemented programs in 15 community clinics in 7 states and Puerto Rico. Dr. Shavit locally
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has also provided technical assistance to over 25 communities nationally to improve health outcomes, cut
health care costs, and support healthy integration of individuals returning home from prison. She received the
9VILY[>VVK1VOUZVU*VTT\UP[`/LHS[O3LHKLY(^HYK
in 2010. Dr. Shavit received her BA from Washington
University in St. Louis, completed her MD at Rush Uni]LYZP[`PU*OPJHNVHUKKPKYLZPKLUJ`[YHPUPUNH[<*:-
Lisa Shepard
Examiner
Federal Reserve Bank of Boston
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Community Outreach Department and support
their efforts in promoting community and economic
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69
Vince Siciliano
President and CEO
New Resource Bank
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Resource Bank in serving values-driven companies and
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the loans it makes to its commitment to using deposits
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MVY)HURPUNVU=HS\LZ5L^9LZV\YJL)HURJOHTWPVUZ
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:[HUKHYKZ)VHYKHUK[OL9LNLULYH[PVU7YVQLJ[
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International Division and has previously served as
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institutions. Siciliano is a graduate of Stanford University
and earned a master’s degree in environmental planning
from the University of California at Berkeley.
Daniel Skaff
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Daniel L. Skaff is President and co-Chief Executive
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Dan is also co-founder and Managing Partner of Eagle
Cliff Partners, an early stage venture fund investing in
good food, good money and good energy. In addition
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*SPMM+HUZLY]LZHZH;Y\Z[LLVM[OL3H[PUV*VTT\UP[`
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Advisory Council. He is past Chairman of the Investment
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:LUPVY(K]PZVY[V-HPY]PL^*HWP[HS»Z+HYSPUN[VU7HY[ULYZ
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ÄYTPU]LZ[PUNPULTLYNPUNJVUZ\TLYYL[HPSTVIPSL
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University, and an MBA from the Wharton School at the
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-LSSV^HUKZLY]LZHZHN\LZ[ZWLHRLYPU>OHY[VU»Z
Leadership in the Business World Program.
Peter Skillern
Executive Director
Reinvestment Partners
Reinvestment Partners mission is to advocate for
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WLVWSLWSHJLZHUKWVSPJ`;OLVYNHUPaH[PVULTWSV`Z
a variety of strategies including direct client services,
residential and commercial redevelopment, and
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Director since 1999. He previously served as Executive
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Skillern graduated from the University of California at
:HU[H*Y\a^P[OOPNOLZ[OVUVYZPU*VTT\UP[`:[\KPLZ
and earned his Masters of City and Regional Planning
from the University of North Carolina at Chapel Hill.
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contractor. He has appeared in more than 250 media
V\[SL[ZPUJS\KPUN[OL5@;PTLZ3(;PTLZHUK579/L
OHZ[LZ[PÄLKILMVYL*VUNYLZZVUÄUHUJPHSYLMVYTPZZ\LZ
on four occasions. Under his leadership Reinvestment
7HY[ULYZOHZ^VUH^HYKZMYVT[OL5H[PVUHS-HPY/V\ZPUN
Alliance, the National Community Reinvestment
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as state and local honors. Skillern is a North Carolina
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,PZLUOV^LY-LSSV^MVY0U[LYUH[PVUHS9LSH[PVUZ
Leigh Ann Smith
Bank of America Merrill Lynch
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THUHNLZ[OLIHUR»ZUH[PVUHSPU]LZ[TLU[VYPNPUH[PVU
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;H_*YLKP[0U]LZ[TLU[Z[OYV\NOZÙKPJH[VYWHY[ULYZ0U
[OPZYVSL3LPNO(UUSLHKZH[LHTVMLX\P[`VYPNPUH[VYZ
YLZWVUZPISLMVYZ[Y\J[\YPUNHUKJSVZPUN[H_JYLKP[LX\P[`
PU]LZ[TLU[ZPUWYVQLJ[ZHJYVZZ[OLJV\U[Y`7YPVY[V
TV]PUN[V[OLLX\P[`ZPKLVM[OLI\ZPULZZZOL^VYRLK
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Development and Commercial Real Estate Lending
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Emory University and an MBA from Duke University’s
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Crisis Assistance Ministries.
Beatriz Solís
Director of Building Healthy Communities South
The California Endowment
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Building Healthy Communities initiative to ensure
that California’s health policy is inclusive of residents
regardless of race, gender and immigration status. As the
director of Healthy Communities, South Region, Solís is
70
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of policies that affect them. Recognizing that health
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her career on energizing youth, including immigrants
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,UKV^TLU[»ZZ[*LU[\Y`7H[O^H`Z[V/LHS[O*HYLLYZ
initiative, aiming to diversify California’s health care
^VYRMVYJL[OYV\NOWYVNYHTZ[OH[JYLH[LJHYLLYWH[O^H`Z
for youth in grades 7-16. She has also spearhead the
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WV^LYPULX\P[PLZVM^VTLUHUKNPYSZPUSLHKLYZOPW0U
HKKP[PVU:VSxZJVSLHKZ[OL,UKV^TLU[»Z
/LHS[O(SS
campaign to expand access to health coverage and
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Z[H[\Z/LY^VYROHZOLSWLK\UKVJ\TLU[LKJOPSKYLU
throughout the state gain access to the care they need.
:VSxZOHZH\[OVYLKU\TLYV\ZHY[PJSLZIVVRZ[LJOUPJHS
YLWVY[ZHUKWVSPJÌYPLMZVUH]HYPL[ÒLHS[OHUKOLHS[O
related issues. Solís received her master’s and doctorate
PU7\ISPJ/LHS[OMYVT<*3(»Z:JOVVSVM7\ISPJ/LHS[O
Michael Spotts
Senior Analyst, Project Manager
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MVY,U[LYWYPZL*VTT\UP[`7HY[ULYZ/LQVPULK[OL7\ISPJ
Policy team in 2009. In his position at Enterprise, he
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and community development policies, and manages
Enterprise’s federal transit-oriented development policy
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KPYLJ[VYZMVY[OL(YSPUN[VU=H7HY[ULYZOPWMVY(MMVYKHISL
/V\ZPUNHUKHTLTILYVM[OL(YSPUN[VU*V\U[`
Community Development Citizen’s Advisory Committee.
-YVT¶4PJOHLSZLY]LKHZ]PJLJOHPYVM[OL
(YSPUN[VU»Z(MMVYKHISL/V\ZPUN:[\K`^VYRPUNNYV\W
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:\Z[HPUHISL7P[[ZI\YNO(SSLNOLU`*V\U[`7H,JVUVTPJ
Development, and the Rural Local Initiatives Support
Corporation. Michael received a Master of Science in
7\ISPJ7VSPJ`HUK4HUHNLTLU[MYVT[OL/LPUa*VSSLNL
at Carnegie Mellon University. He graduated Summa
Cum Laude from Dickinson College in 2006, and
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and Economic Development from the Pennsylvania State
University in 2008.
Theresa Stark
Senior Project Manager
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Division of Consumer and Community Affairs at
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regulations and policies implementing the Community
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^V\SKIL[[LYHSPNU*9(^P[OJ\YYLU[IHURPUNWYHJ[PJLZ
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:\WLY]PZPVU^HZWHY[VM[OLPU[LYHNLUJ`[LHT[OH[
developed the current CRA regulations in 1995. Prior
[VOLYJ\YYLU[HZZPNUTLU[;OLYLZHTHUHNLK[OL)VHYK»Z
Community Development staff.
Mark Stivers
Executive Director
California Tax Credit Allocation Committee
Mark Stivers is the Executive Director of the California
;H_*YLKP[(SSVJH[PVU*VTTP[[LL;*(*ÔPJO
facilitates the investment of private capital into the
KL]LSVWTLU[VMHMMVYKHISLYLU[HSOV\ZPUN[OYV\NO[OL
3V^0UJVTL/V\ZPUN;H_*YLKP[7YVNYHT7YPVY[V
QVPUPUN;*(*PU1HU\HY`VM4Y:[P]LYZZLY]LK[OL
California Legislature for 18 years, including 16 years as
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OPZJHYLLYHZHMHPYOV\ZPUNJV\UZLSVY^P[O[^VUVU
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Jeff Stout
Director, State Small Business Credit Initiative
1LMM:[V\[PZ[OL+PYLJ[VYVM[OL:[H[L:THSS)\ZPULZZ
*YLKP[0UP[PH[P]L::)*0H[[OL<:+LWHY[TLU[VM[OL
;YLHZ\Y`HWYVNYHT[OH[M\UKZZ[H[LLMMVY[Z[VZ\WWVY[
WYP]H[LZLJ[VYÄUHUJPUNVMZTHSSI\ZPULZZLZ7YPVY
[VQVPUPUN;YLHZ\Y`PU1LMM^HZ[OL:LUPVY=PJL
President and Director of Business Development for
*P[`-PYZ[)HURVM+*H*+-0IHUR1LMMZWLU[OPZLHYS`
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undergraduate degrees in Economics and Philosophy
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7VSPJ`MYVT.LVYNL[VÛ<UP]LYZP[`
and Massachusetts Housing Investment Corporation
on metrics, structuring and capitalization for the
/LHS[O`5LPNOIVYOVVKZ,X\P[`-\UKHTPSSPVU
WYP]H[LLX\P[`YLHSLZ[H[LM\UK(Z[OLWHZ[,_LJ\[P]L
+PYLJ[VYVM.YV\UK^VYR3H^YLUJLZOLOLSWLKSLHK[OL
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Z[H[L^PKLHUKUH[PVUHSTVKLSMVYW\ISPJWYP]H[L
partnership. Maggie earned her master’s degree in City
7SHUUPUNH[[OL4HZZHJO\ZL[[Z0UZ[P[\[LVM;LJOUVSVN`
ÔLYLZOL^HZ[OLYLJPWPLU[VM[OL>HSSHJL-SV`K(^HYK
MVY*P[`+LZPNUHUK+L]LSVWTLU[HUK[OL40;+<:7
,_JLSSLUJLPU7\ISPJ:LY]PJL(^HYK:OLPZH;Y\THU
:JOVSHYHUKYLJLP]LKOLY4HZ[LY»ZKLNYLLPU<YIHU
+LZPNUMYVT[OL,KPUI\YNO*VSSLNLVM(Y[HUKOLY)(
PU(YJOP[LJ[\YLMYVT@HSL<UP]LYZP[`4HNNPLPZH-LSSV^
H[[OL4HZZ0UJ.H[L^H`*P[PLZ0UUV]H[PVU0UZ[P[\[L
HTLTILYVM[OL9VILY[>VVK1VOUZVU-V\UKH[PVU»Z
*V\U[`/LHS[O9HURPUNZ:JPLU[PÄJ(K]PZVY`.YV\WHUK
HWHZ[)VHYK*OHPYVM.YV\UK^VYR<:(
Kat Superfisky
Project Coordinator
Grown in LA
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[YHUZMVYTPUN\YIHUHYLHZPU[VTVYLPUOHIP[HISLWSHJLZ
(M[LYVI[HPUPUNH4HZ[LYVM3HUKZJHWL(YJOP[LJ[\YL
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*LY[PÄJH[LMYVT[OL<UP]LYZP[`VM4PJOPNHUPU
Kat moved 2,300 miles across the country for the Los
(UNLSLZ9P]LY2H[ZLLZ3(·HUKP[ZYP]LY·HZ[OL
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PU[VTVYLZ`TIPV[PJJP[PLZ2H[J\YYLU[S`^VYRZH[4PH
3LOYLY(ZZVJPH[LZHSHUKZJHWLHYJOP[LJ[\YLHUK\YIHU
KLZPNUÄYT[LHJOLZH[<*3(HUKPZZWLHYOLHKPUN
[OLYLNPVUHSPUP[PH[P]L.YVÛPU3(2H[»ZWYL]PV\Z
WYVMLZZPVUHSIHJRNYV\UKPUJS\KLZ!WSHUUPUNHUK
implementing ecosystem management for 24,000 acres
VMW\ISPJWHYRSHUKPUTL[YVWVSP[HU+L[YVP["KL]LSVWPUN
\YIHULU]PYVUTLU[HSLK\JH[PVUHSWYVNYHTZ"HUK
teaching undergraduate environmental courses. Kat is a
TLTILYVM[OL,JVSVNPJHS:VJPL[`VM(TLYPJHHMVYTLY
+VYPZ+\RL*VUZLY]H[PVU-LSSV^HUKOHZILLUH^HYKLK
U\TLYV\ZH^HYKZMVY[LHJOPUNHUKSLHKLYZOPW
Ross Swimmer
Maggie Super Church
Partner
Native American Fund Advisors, LLC
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SH^ZL]LYHS`LHYZPU6RSHOVTH*P[`HUKSH[LY^HZ
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6RSHOVTH/LSH[LY^LU[VU[VILLSLJ[LKHZ7YPUJPWHS
Chief of the Cherokee Nation for three terms. During
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7YLZPKLU[9LHNHU[VIL[OL(ZZPZ[HU[:LJYL[HY`0UKPHU
Consultant
Healthy Neighborhoods Equity Fund
Maggie Super Church is an independent consultant
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planning and design, community development, real
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71
Affairs at the Department of the Interior and served
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9LZLHYJO-V\UKH[PVU[OL5H[PVUHS(YJOP]LZ-V\UKH[PVU
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)HUK7V[[H^H[VTP5H[PVU/LHUKOPZ^PML4HYNHYL[
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Ross is a registered investment advisor and currently is
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Laurel Sykes
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Montecito Bank & Trust
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:OLH[[HPULK[OLKLZPNUH[PVUVM*LY[PÄLK9LN\SH[VY`
Compliance Manager in 2004. In 2009, Ms. Sykes
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)HUR;Y\Z[HSVJHSS`VÛLKJVTT\UP[ÌHURMV\UKLK
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*HSPMVYUPH0UOLYWVZP[PVU^P[O4VU[LJP[V)HUR;Y\Z[
ZOLPZYLZWVUZPISLMVYJVUZ\TLYJVTWSPHUJLWVSPJ`
HKTPUPZ[YH[PVU):(6-(*(43JVTWSPHUJLHUK
enterprise risk management. She is also the Bank’s CRA
6MÄJLY-HPY3LUKPUN6MÄJLYHUK=LUKVY4HUHNLTLU[
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72
Jennifer Tescher
President and CEO
Center for Financial Services Innovation
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As an entrepreneur, innovator and forceful voice for
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consumers, communities and the economy.
Va-Megn Thoj
Executive Director
Asian Economic Development Association
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the Asian Economic Development Association in Saint
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=H4LNUPZHSLHKPUN]VPJLMVYLX\P[HISLKL]LSVWTLU[
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an array of mutually-reinforcing, cross-sector strategies
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creative placemaking, physical revitalization, advocacy,
and civic engagement.
Beth Trotter
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IBERIABANK
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IHUR»ZJVTT\UP[`YLPU]LZ[TLU[Z[YH[LN`ÔPJOPUJS\KLZ
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WYL]PV\ZS`V]LYZH^[OL/4+(HUK*9(+H[H0U[LNYP[`
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.LULYHS*V\UZLSPU[OLPUOV\ZL3LNHS+LWHY[TLU[
;YV[[LYQVPULK0),90()(52PU HZH:[HMM([[VYUL`
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;\SHUL<UP]LYZP[`PU HUKNYHK\H[LKJ\TSH\KL
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career in private practice at Montgomery, Barnett in
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United States District Court for the Western District of
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and Lafayette Bar Associations and currently sits on the
Community Reinvestment Committee of the Consumer
Bankers Association, the Community Development
(K]PZVY`*V\UJPSVM[OL-LKLYHS9LZLY]L)HURVM:[
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Scott Turner
Vice President, Community Engagement
:JV[[;\YULYPZ=PJL7YLZPKLU[HUKV]LYZLLZ[OL
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Development, Economic Education and Outreach, and
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)HURPU^P[OKP]LYZLL_WLYPLUJLPUHYLHZZ\JOHZ
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and research, and sovereign risk assessment. A Seattle
UH[P]L:JV[[ZWLU[TVZ[VMOPZWYVMLZZPVUHSSPMLPU5L^
@VYR*P[`KP]PKLKLX\HSSÌL[^LLU[OLW\ISPJHUK
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WVZP[PVUZHZ+PYLJ[VYVM9LZLHYJOPU5L^@VYR*P[`»Z
-PUHUJL+LWHY[TLU[HUK+LW\[`*VTTPZZPVULYMVY
Policy in the City’s Department of Housing Preservation
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:LUPVY(UHS`Z[PU[OL0U[LYUH[PVUHS-PUHUJL+LWHY[TLU[
at Standard & Poor’s and Executive Director of the
:V]LYLPNU9PZR.YV\WH[4VYNHU:[HUSL`:JV[[OHZH
4HZ[LYVM7\ISPJ7VSPJ`KLNYLLMYVT<*)LYRLSL`
Juan Valles
Donation Center Manager
Working Wardrobes and U.S. Marine Corps (retired)
1\HU=HSSLZOVSKZ[OLWVZP[PVUVM+VUH[PVU*LU[LY
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KPNUP[`VM^VYR[V^VTLUTLU`V\UNHK\S[ZHUK
]L[LYHUZV]LYJVTPUNKPMÄJ\S[JOHSSLUNLZ0U[OPZYVSL
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KVUH[PVUJLU[LYÔPJOZ\WWVY[Z[OLZLY]PJLZWYV]PKLK
to over 5,000 individuals every year and plays integral
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>VYRPUN>HYKYVILZ0UHKKP[PVU[VOPZYLZWVUZPIPSP[PLZ
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^P[OTH[[LYZYLSH[LK[VTPSP[HY`ZLY]PJLTLTILYZ1\HU
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logistician in the Marine Corps.
Diana Vaquera
Joe Valenti
Director, Consumer Finance
Center for American Progress
1VL=HSLU[PPZ[OL+PYLJ[VYVM*VUZ\TLY-PUHUJLH[[OL
*LU[LYMVY(TLYPJHU7YVNYLZZ/PZ^VYRMVJ\ZLZVUPTWYV]PUN[OLHIPSP[`VMSV^HUKTVKLYH[LPUJVTLJVUZ\TLYZ[VWHY[PJPWH[LPU[OLÄUHUJPHSZLJ[VYHUK[VTHRL
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+LWHY[TLU[ZLY]PUNHZHYLZLHYJOHUHS`Z[^VYRPUN^P[O
[OL*VTT\UP[`+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVUZHUK
5L^4HYRL[Z;H_*YLKP[WYVNYHTZ/LWYL]PV\ZS`ZLY]LK
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interned for the U.S. Senate Committee on Banking,
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1+VKK+*;1VLOVSKZHTHZ[LY»ZKLNYLLPUW\ISPJ
WVSPJ`MYVT.LVYNL[VÛ<UP]LYZP[`HUKHIHJOLSVY»Z
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ÔLYLOL^HZH1VOU1H`:JOVSHY/LHSZVH[[LUKLK[OL
Institute of Political Studies, Paris.
73
Senior Compliance Examiner
+PHUH=HX\LYHPZH:LUPVY*VTWSPHUJL,_HTPULYMVY[OL
-+0*»Z+P]PZPVUVM+LWVZP[VYHUK*VUZ\TLY7YV[LJ[PVU
:OLPZIHZLKV\[VM[OL(\Z[PU;L_HZ-PLSK6MÄJLHUK
conducts Compliance and Community Reinvestment
(J[L_HTPUH[PVUZVMZ[H[LJOHY[LYLKUVUTLTILYIHURZ
SVJH[LKPU*LU[YHSHUK:V\[O;L_HZ4Z=HX\LYHILNHU
OLYJHYLLY^P[O[OL-+0*PU HZHU(ZZPZ[HU[)HUR
Examiner for the Division of Supervision. As a Senior
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has served in various capacities throughout her career
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,_HTPULYHUK(J[PUN-HPY3LUKPUN:WLJPHSPZ[4Z
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(\Z[PU/V\Z[VU;LYYP[VY`+PHUHOVSKZJVTTPZZPVUZ
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<UP]LYZP[`:HU(U[VUPV;?
Eloy Villafranca
Regional Manager, Community Affairs Branch
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NYLH[LY\UKLYZ[HUKPUNHUKJVTWSPHUJL^P[O*9(LJVUVTPJPUJS\ZPVU[OLMHPYSLUKPUNSH^ZJVTT\UP[`
KL]LSVWTLU[HUKÄUHUJPHSSP[LYHJ`-YVT1\UL
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Director of the Bank on California Program, loaned to
.V]LYUVY(YUVSK:JO^HYaLULNNLY7YPVY[VOPZYLN\SH[VY`^VYROL^HZHIHURLYPU;L_HZ/LPZH5H[PVUHS
*VTT\UP[`(J[PVU(^HYK^PUULYHUKH[LHTYLJPWPLU[
VM[OL5H[PVUHS:LY]PJL[V(TLYPJH4LKHS4Y=PSSHM-
YHUJHPZHZP_[LLU[PTLYLJPWPLU[VM[OL-LKLYHS,_LJ\[P]L
)VHYK»Z7\ISPJ:LY]PJL,_JLSSLUJL(^HYKH[^V[PTLYLJPWPLU[VM[OL09:»(YLH+PYLJ[VY»Z(^HYKHUKH[^V[PTL
YLJPWPLU[VM[OL-+0**OHPYTHU»Z(^HYKMVY,_JLSSLUJL
4Y=PSSHMYHUJHOVSKZH))(PU-PUHUJLMYVT;L_HZ;LJO
University, an MBA in Management from the University
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Thomas Vozzo
Homeboy Industries
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/VTLIV`0UK\Z[YPLZ[OLSHYNLZ[ZVJPHSLU[LYWYPZLKLKPJH[LK[VOLSWPUNMVYTLYS`NHUNPU]VS]LKTLUHUK^VTLU[YHUZMVYT[OLPYSP]LZ[OYV\NOQVI[YHPUPUNHUKO\THU
ZLY]PJLZ=VaaV»ZNSVIHSI\ZPULZZL_WLY[PZLHUKWYV]LU
[YHJRYLJVYKVMSLHKPUNOPNOS`Z\JJLZZM\SI\ZPULZZLZPU
[OLZLY]PJLYL[HPSHUKKPZ[YPI\[PVUPUK\Z[YPLZWYVTW[LK
/VTLIV`0UK\Z[YPLZ»MV\UKLY-H[OLY.YLN)V`SL[VHZR
OPT[V[HRL[OLOLST(Z*,6VM/VTLIV`=VaaVHWWSPLZOPZI\ZPULZZHJ\TLU[VPUJYLHZPUNYL]LU\LZMVY
[OLUVUWYVÄ[VYNHUPaH[PVU»ZZVJPHSLU[LYWYPZLZ¶PUJS\KPUN/VTLIV`-VVKZJVT/VTLNPYS*HMt*H[LYPUN
HUK:PSRZJYLLU,TIYVPKLY`<UKLY=VaaV»ZSLHKLYZOPW/VTLIVÒHZP[ZÄYZ[L]LYÄUHUJPHSYLZLY]LOHZ
NYVÛP[ZI\ZPULZZLZI`HUKOHZOHK[^VYLJVYK
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PTWYV]PUNJSPLU[YL[LU[PVUWYVTV[PUNTVYL/VTLIV`Z
and Homegirls to management positions, and creating a
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[OL,_LJ\[P]L=PJL7YLZPKLU[VM(9(4(92HIPSSPVU
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IVHYKMVY;OL:HS]H[PVU(YT`:V\[OLYU*HSPMVYUPH+P]Psion and has served on executive committees of a numILYVMPUK\Z[Y`YLSH[LKIVHYKZ/LOVSKZHIHJOLSVY»Z
KLNYLLPUTH[OLTH[PJZMYVT[OL<UP]LYZP[`VM+LSH^HYL
and a master’s degree in mathematical science/engineerPUNMYVT1VOUZ/VWRPUZ<UP]LYZP[`
Jacqueline Waggoner
Deputy Director, Southern California
As Southern California Deputy Director for Enterprise
*VTT\UP[`7HY[ULYZ1HJX\LSPUL>HNNVULYTHUHNLZ
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directs investments from the state’s Central Coast to San
Diego. In commercial real estate lending for more than
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0UP[PH[P]LZ:\WWVY[*VYWVYH[PVU\UKLY^YP[LYMVY(9*:
Commercial Mortgage and vice president for ComT\UP[`3LUKPUN^P[O>LSSZ-HYNV)HURPU3VZ(UNLSLZ
ILMVYLQVPUPUN,U[LYWYPZLPU1HJX\LSPULLHYULKOLY
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\YIHUWSHUUPUNMYVT<*3(:OLJ\YYLU[S`ZLY]LZVU[OL
IVHYKVMKPYLJ[VYZVM[OL:V\[OLYU*HSPMVYUPH(ZZVJPH[PVU
VM5VUWYVÄ[/V\ZPUN:*(57/
74
Sasha Werblin
Economic Equity Director
The Greenlining Institute
:HZOH>LYISPUPZHU6HRSHUKUH[P]LÔVIYPUNZ
L_[LUZP]LUVUWYVÄ[W\ISPJZLJ[VYHUKJHTWHPNU
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,X\P[`+PYLJ[VYZOL^VYRZ[VI\PSK^LHS[OHZZL[ZHUK
ÄUHUJPHSZ\Z[HPUHIPSP[`PUJVTT\UP[PLZVMJVSVY:HZOH
PZHUHS\TVM.YLLUSPUPUN»ZSLHKLYZOPWHJHKLT`7YPVY
[VYL[\YUPUN[V.YLLUSPUPUNZOLYHUH*VUNYLZZPVUHS
YLLSLJ[PVUJHTWHPNU^VYRLKPU4VTIHZH2LU`HVU
HULJVUVTPJKL]LSVWTLU[PUP[PH[P]LHUKI\PS[JHWHJP[`
MVYSVJHSUVUWYVÄ[ZHUKKPYLJ[LKVU[OLNYV\UK
M\UKYHPZPUNHUKTVIPSPaH[PVUJHTWHPNUZMVYHUH[PVUHS
JVUZ\S[PUNÄYT:HZOHNYHK\H[LKMYVT:TP[O*VSSLNL
^P[OH)(PU:VJPVSVN`HUK7Z`JOVSVN`
Dace West
Executive Director
Mile High Connects
Dace West is the Executive Director of Mile High
*VUULJ[ZHIYVHKIHZLKJVSSHIVYH[P]L^VYRPUN
to ensure that the Metro Denver regional transit
system fosters communities that offer all residents
[OLVWWVY[\UP[`MVYHOPNOX\HSP[`VMSPML+HJL
provides leadership and partner support around the
organization’s research, policy advocacy, organizing,
NYHU[THRPUNHUKPU[LNYH[PVULMMVY[Z7YPVY[VOLY^VYR
at Mile High Connects, Dace served as the Director of
[OL+LU]LY6MÄJLVM:[YH[LNPJ7HY[ULYZOPWZHUVMÄJL
JYLH[LKI`+LU]LY»Z4H`VYPU[VZLY]LHZHSPHPZVU
IL[^LLU[OL*P[`HUKP[ZUVUWYVÄ[ZLJ[VY>OPSLH[
+6:7+HJL^HZPUZ[Y\TLU[HSPUJYLH[PUN[OL+LU]LY
;YHUZP[6YPLU[LK+L]LSVWTLU[-\UKHUHJX\PZP[PVUM\UK
[VWYLZLY]LHMMVYKHISLOV\ZPUNULHY[YHUZP["JVVYKPUH[LK
V]LYTPSSPVUVMKPYLJ[PU]LZ[TLU[ZÔPSLSL]LYHNPUN
HUHKKP[PVUHSTPSSPVUMVYLULYN`LMÄJPLUJ`\WNYHKLZ
MVYHMMVYKHISLOV\ZPUNHUKJVTTLYJPHSMHJPSP[PLZ
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LMMVY[Z;OYV\NOV\[OLYJHYLLY+HJLOHZIYV\NO[OPNO
level expertise in pulling together diverse partners
HJYVZZH]HYPL[`VMPZZ\LZ[V^VYR[V^HYKJVTTVU
comprehensive goals and create real change for stronger
communities.
Daphne Whistler
Compliance Lead Expert
Daphne Whistler has served as the Compliance Lead
Expert for Midsize Bank Supervision since 2004. In this
YVSLZOLWYV]PKLZHK]PJLHUKZ\WWVY[[VTPKZPaLIHUR
supervision management and examiners on complex
and emerging issues in compliance risk and monitors
HYLHZVMOPNOLZ[YPZR^P[OPU[OLTPKZPaLIHURWVY[MVSPV
Daphne is a commissioned National Bank Examiner
and has led and participated in a variety of compliance
L_HTPUH[PVUZVMJVTT\UP[`TPKZPaLHUKSHYNLIHURZ
7YPVY[VQVPUPUN[OL6**PU
+HWOULZLY]LKV]LY
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VMÄJLYVMHTPKZPaLIHUROVSKPUNJVTWHU`+HWOUL
holds a BS in accounting, an MBA, and professional
KLZPNUH[PVUZVM*LY[PÄLK9LN\SH[VY`*VTWSPHUJL
4HUHNLY*LY[PÄLK(U[P4VUL`3H\UKLYPUN:WLJPHSPZ[
HUK*LY[PÄLK)HUR(\KP[VY
<UP]LYZP[`4HY`SHUKHZ^LSSHZH)HJOLSVY»ZKLNYLLPU
-PUHUJL^P[OHTPUVYPU,UNSPZO3P[LYH[\YLMYVT(UUH
Maria College, Paxton, Massachusetts. A resident of
7SHPU]PSSLÔLYLZOLSP]LZ^P[OOLYO\ZIHUKHUK[OYLL
children, Ms. Wilkinson is a volunteer director for the
/VJRVTVJR(YLH@4*(HUKH;Y\Z[LLH[(UUH4HYPH
*VSSLNLZLY]PUNHZ[OL:LJYL[HY`VM[OL)VHYKMVYIV[O
organizations.
Valerie J. Williams
Barry Wides
Deputy Comptroller for Community Affairs
)HYY`>PKLZPZ[OL6MÄJLVM[OL*VTW[YVSSLYVM[OL
*\YYLUJ`»Z6**+LW\[`*VTW[YVSSLYMVY*VTT\UP[`
(MMHPYZÔLYLOLSLHKZHKLWHY[TLU[VMJVTT\UP[`
development professionals located in Washington, D.C.,
HUK[OL6**KPZ[YPJ[Z;OL*VTT\UP[`(MMHPYZZ[HMMPZ
YLZWVUZPISLMVYV\[YLHJO[VIHURZHUK[OLPYJVTT\UP[`
partners, the development of policy, and the creation
HUKKPZ[YPI\[PVUVMLK\JH[PVUHSTH[LYPHSZVUJVTT\UP[`
KL]LSVWTLU[PZZ\LZ7YPVY[VQVPUPUN[OL6**PU
4Y>PKLZ^HZ+PYLJ[VYVM(MMVYKHISL/V\ZPUN
:HSLZH[-YLKKPL4HJÔLYLOLSLKHUH[PVU^PKL
ZHSLZ[LHTYLZWVUZPISLMVYKL]LSVWPUNWYVK\J[ZHUK
strategies to achieve the company’s congressionally
THUKH[LKHMMVYKHISLOV\ZPUNNVHSZ/LWYL]PV\ZS`
ZLY]LKHZ+LW\[`+PYLJ[VYVM[OL9LZVS\[PVU;Y\Z[
*VYWVYH[PVU»Z(MMVYKHISL/V\ZPUN7YVNYHT4Y>PKLZ
ILNHUOPZJHYLLYPU>HZOPUN[VU+*HZH7YLZPKLU[PHS
4HUHNLTLU[0U[LYUHUK)\KNL[,_HTPULYH[[OL6MÄJL
VM4HUHNLTLU[HUK)\KNL[4Y>PKLZPZH*LY[PÄLK
7\ISPJ(JJV\U[HU[HUKOVSKZHIHJOLSVYVMZJPLUJLPU
accounting and an MBA from Indiana University.
Maureen “Mo” Wilkinson
=7*VTT\UP[`,K\JH[PVUHUK*9(6MÄJLY
Harbor One
4H\YLLU>PSRPUZVURUVÛ[VTVZ[HZ¸4V¹IYPUNZ
THU``LHYZVM]HS\HISLL_WLYPLUJL[VSLHK/HYIVY6UL
<[OL)HUR»Z\UPX\LLK\JH[PVUWYVNYHTÔPJO
helps foster community and economic development
throughout Southeastern Massachusetts. Prior to
QVPUPUN/HYIVY6ULPU [OYV\NOHTLYNLY^P[O
5H[PVUZ/LYP[HNL-LKLYHS*YLKP[<UPVU4H\YLLUOLSK
[OLWVZP[PVUVM7YLZPKLU[*,6VM[OL([[SLIVYV4(
IHZLKPUZ[P[\[PVU6YPNPUHSS`MYVT7VY[ZTV\[O5L^
/HTWZOPYL4Z>PSRPUZVUOHZ^VYRLKPUÄUHUJPHS
institution industry for 31 years in a variety of capacities
PUJS\KPUN7YLZPKLU[*,6VM>HYYLU-LKLYHS*YLKP[
<UPVUPU*OL`LUUL>`VTPUNHUK/L^SL[[7HJRHYK
9VJR`4V\U[HPU-LKLYHS*YLKP[<UPVUPU3V]LSHUK
*VSVYHKV7YL]PV\ZS`4Z>PSRPUZVU^HZHSZV[OL
*OPLM-PUHUJPHS6MÄJLYVM1\Z[PJL-LKLYHS*YLKP[<UPVU
in Washington, DC. Ms. Wilkinson’s educational
IHJRNYV\UKPUJS\KLZHU,_LJ\[P]L4)(MYVT3V`VSH
75
4Z=HSLYPL1>PSSPHTZ9LNPVUHS4HUHNLYMVY
*VTT\UP[`(MMHPYZPZH`LHY]L[LYHUVM[OL-+0*
¶PUP[PHSS`QVPUPUN[OL*VYWVYH[PVUPU HZ[OLÄYZ[
-HPY3LUKPUN:WLJPHSPZ[MVY[OL5L^@VYR9LNPVU4Z
Williams has led the Community Affairs Program in
[OL5L^@VYR9LNPVUZPUJL 7YPVY[VQVPUPUN
[OL-+0*4Z>PSSPHTZZLY]LKHZ[OLL_LJ\[P]L
KPYLJ[VYVMHUH[PVUHSS`YLJVNUPaLKUV[MVYWYVÄ[
VYNHUPaH[PVU[OH[WYVTV[LZHMMVYKHISLOV\ZPUNHUK
JVTT\UP[`KL]LSVWTLU[PU\UKLYZLY]LK5L^@VYR*P[`
ULPNOIVYOVVKZ4Z>PSSPHTZOHZHSZV^VYRLK^P[O
[OL5L^@VYR*P[`6MÄJLVM4HUHNLTLU[HUK)\KNL[
64)6MÄJLVM*VTT\UP[`)VHYK9LSH[PVUZ"[OL
5L^@VYR*P[`+LWHY[TLU[VM-PUHUJL¶9LHS7YVWLY[`
;H_(ZZLZZTLU[<UP["HUKOHZZLY]LKHZZ[HMMHZZPZ[HU[[V
[OL/VUVYHISL*OHYSLZ,:JO\TLYK\YPUNOPZ[LU\YLPU
the U.S. House of Representatives. Ms. Williams holds
a Master of Science degree in Community Economic
+L]LSVWTLU[MYVT5L^/HTWZOPYL*VSSLNLHUKH
)HJOLSVYVM:JPLUJLKLNYLLMYVT4HUZÄLSK<UP]LYZP[`
Mark Wilson
Executive Director
Coalition for Responsible Community
(UH[P]LVM:V\[O3VZ(UNLSLZ4Y>PSZVU^HZH
*V-V\UKLYVM*9*+HUKOHZZLY]LKHZ,_LJ\[P]L
Director since CRCD’s inception in 2005. He serves
as a liaison to the Board of Directors and Advisory
Board, and oversees day-to-day operations, including
WLYZVUULSÄUHUJLWYVNYHTZM\UKKL]LSVWTLU[HUK
community relations. He supervises a management
[LHTVMWLVWSL^P[OHJVTIPULK[V[HSVM`LHYZ
VML_WLYPLUJLPU[OLÄLSKZVMOV\ZPUN`V\[OHUK
community development. Mr. Wilson has 15 years of
experience in youth programs and community and
economic development. He has served as coordinator
of a federally-funded Weed & Seed program and a
locally-funded L.A. Bridges gang prevention program.
7YPVY[VQVPUPUN*9*+4Y>PSZVU^VYRLKHZ[OL
+PYLJ[VYVM*VTT\UP[`+L]LSVWTLU[^P[O+\UIHY
Economic Development Corporation for 4 years. Mr.
Wilson also served for 6 years as Director of the Youth
,TWV^LYTLU[7YVQLJ[HWYVNYHTVM[OL4HY[PU3\[OLY
King Legacy Association/Southern Christian Leadership
*VUMLYLUJL4Y>PSZVUZ[\KPLKI\ZPULZZHKTPUPZ[YH[PVU
HUKUVUWYVÄ[THUHNLTLU[H[*HSPMVYUPH:[H[L<UP]LYZP[`
Los Angeles and the University of Phoenix. He
completed the Local Initiative Support Corporation’s
/V\ZPUN+L]LSVWTLU[;YHPUPUNPU
Devon Winey
Principal
Mt Auburn Associates
+L]VUPZHZLUPVYSLHKLYH[4[(\I\YUHUKOHZZ[YVUN
L_WLY[PZLPULJVUVTPJJVTT\UP[`HUK^VYRMVYJL
KL]LSVWTLU[^P[OHWYPTHY`MVJ\ZVUL]HS\H[PVUHUKH
secondary focus on strategic planning for organizations
and regions. Her experience includes evaluation,
sector analysis, strategic planning, and organizational
KLZPNU4Z>PUL`J\YYLU[S`ZLY]LZHZ[OLWYVQLJ[SLHK
VU[OLL]HS\H[PVUVM-LKLYHS9LZLY]L)HURVM)VZ[VU»Z
Working Cities Challenge and the evaluation of the
)YVVRPUNZ0UZ[P[\[PVU»Z7YVQLJ[VU:[H[LHUK4\UPJPWHS
0UUV]H[PVU:OLWYL]PV\ZS`SLKL]HS\H[PVUZVMIV[O
Boston’s SkillWorks Phase II and Workforce Solutions
*VSSHIVYH[P]LVM4L[YV/HY[MVYK+L]VUWSH`LKH
leadership role on the national evaluation of Living
*P[PLZ»0U[LNYH[PVU0UP[PH[P]LÔLYLZOLJVUK\J[LK
RL`PUMVYTHU[PU[LY]PL^ZK\YPUNHUU\HSZP[L]PZP[ZHZ
input to evaluative reports focusing on system change
YLZ\S[PUNMYVT[OLPUP[PH[P]L:OLYLJLU[S`JVU[YPI\[LK
[VHZPNUPÄJHU[SP[LYH[\YLYL]PL^HUKYLZLHYJOLMMVY[
VUILOHSMVM[OL9VILY[>VVK1VOUZVU-V\UKH[PVU
+L]VUWYL]PV\ZS`^VYRLKH[4VUP[VY*VTWHU`H
NSVIHSZ[YH[LNPJTHUHNLTLU[JVUZ\S[PUNÄYTÔLYL
she consulted on operational and marketing strategies.
Devon holds an M.B.A. from Harvard Business School
and a B.A., magna cum laude, in Economics and
Political Science from Wellesley College.
IVHYKZPUJS\KPUN[OL7HJPÄJ0UZ[P[\[LMVY*VTT\UP[`
Organizations, the Chinese Community Housing
Corp. and the Los Angeles Community Design Center.
/L^HZPU]VS]LKPU[OLMV\UKPUNVM6YHUNL*V\U[`
*VTT\UP[`/V\ZPUN*VYW:HU[H(UH5LPNOIVYOVVK
6YNHUPaH[PVUZHUK1HTIVYLL/V\ZPUN/L^HZVU
[OLVYPNPUHSIVHYKVM[OL3V^0UJVTL/V\ZPUN-\UK
UV^300-HUK^HZPU]VS]LKPU[OLMVYTH[PVUVM[OL
(MMVYKHISL/V\ZPUN*SLHYPUNOV\ZL1PTOHZILLU
UHTLKHU,HY[OX\HRL/LYVI`/<+:LJYL[HY`/LUY`
*PZULYVZHUKH[O(UUP]LYZHY`/V\ZPUN/LYVI`
*HIYPSSV,+*0UOL^HZ[OLYLJPWPLU[VM[OL
9HSWO2LUULK`(^HYKMVY3PML[PTL:LY]PJLHUK**,+(»Z
3PML[PTL(JOPL]LTLU[(^HYK
Maureen Yap
Jim Yacenda
=PJL7YLZPKLU[HUK*VTT\UP[`0U]LZ[TLU[6MÄJLY
1PT@HJLUKHOHZILLU[OL*06VM[OL-LKLYHS/VTL
3VHU)HURVM:HU-YHUJPZJVZPUJL OH]PUNQVPULK
[OL)HURPU /LOHZKPYLJ[LKTVYL[OHUIPSSPVU
PUZWLJPHSJYLKP[HUKOV\ZPUNZ\IZPKPLZPUJS\KPUN
ULHYSÌPSSPVUPU(MMVYKHISL/V\ZPUN7YVNYHT
(/7NYHU[Z[VPUP[PH[P]LZUH[PVU^PKL[VHZZPZ[[OL
ÄUHUJPUNVMJVTT\UP[`KL]LSVWTLU[HUKHMMVYKHISL
SV^PUJVTLHUKZWLJPHSULLKZOV\ZPUN^VYRPUNPU
WHY[ULYZOPW^P[O[OL)HUR»ZTVYL[OHUÄUHUJPHS
institution shareholders. He is the longest serving CIO
PU[OL-LKLYHS/VTL3VHU)HURZHUKOLHKLK\WH
[HZRMVYJL[OH[OLSWLKLZ[HISPZO[OL(/7PU 7YPVY
[VQVPUPUN[OL)HUR1PT^HZ[OLMV\UKPUNL_LJ\[P]L
KPYLJ[VYVM3H/HIYH5LPNOIVYOVVK/V\ZPUN:LY]PJLZ
ÔPJOOHZNYVÛ[VILJVTL5LPNOIVY>VYRZ6YHUNL
*V\U[`1PTOHZZLY]LKVU[OLHU\TILYVMUVUWYVÄ[
76
Managing Counsel, Fair Lending Enforcement Section,
Division of Consumer and Community Affairs
4H\YLLU@HWPZ[OL4HUHNPUN*V\UZLSMVY[OL-HPY
Lending Enforcement Section in the Division of
*VUZ\TLYHUK*VTT\UP[`(MMHPYZH[[OL-LKLYHS
9LZLY]L)VHYKPU>HZOPUN[VU+*;OL-LKLYHS
9LZLY]LZ\WLY]PZLZV]LYZ[H[LTLTILYIHURZMVY
JVTWSPHUJL^P[OJVUZ\TLYWYV[LJ[PVUSH^Z;OL-HPY
Lending Enforcement Section develops and implements
[OL-LKLYHS9LZLY]L»ZZ\WLY]PZPVUHUKLUMVYJLTLU[
WVSPJPLZ^P[OYLZWLJ[[VMHPYSLUKPUNSH^ZHUKHSZV
provides legal and statistical expertise to ensure that fair
SLUKPUNSH^ZHYLLUMVYJLKJVUZPZ[LU[S`[OYV\NOV\[[OL
-LKLYHS9LZLY]L:`Z[LT7YL]PV\ZS`4H\YLLU^VYRLK
PU[OLWYP]H[LZLJ[VYJV\UZLSPUNÄUHUJPHSPUZ[P[\[PVUZ
VUJVTWSPHUJL^P[OH]HYPL[`VMMLKLYHSHUKZ[H[L
JVUZ\TLYÄUHUJPHSWYV[LJ[PVUSH^ZHUKYLWYLZLU[PUN
ÄUHUJPHSPUZ[P[\[PVUZPUMHPYSLUKPUNL_HTPUH[PVUZ
HUKPU]LZ[PNH[PVUZJVUK\J[LKI`MLKLYHSHUKZ[H[L
YLN\SH[VYZ4H\YLLUYLJLP]LKOLYSH^KLNYLLMYVT[OL
.LVYNL[VÛ<UP]LYZP[`3H^*LU[LYJ\TSH\KLHUKOLY
undergraduate degree from the University of Michigan,
magna cum laude.
Thomas Tsun-Hung Yee
0UP[PH[P]L6MÄJLY3(;/90=,:
Low Income Investment Fund
;OVTHZ@LLPZJ\YYLU[S`[OL0UP[PH[P]L6MÄJLYMVY[OL
3(;/90=,:JVSSHIVYH[P]LMVJ\ZLKVUZ\WWVY[PUN
LX\P[HISL[YHUZP[VYPLU[LKKL]LSVWTLU[HUKYLSH[LK
cross-sector strategic efforts in Los Angeles County.
(Z0UP[PH[P]L6MÄJLY;OVTHZJVVYKPUH[LZ[OLHJ[P]P[PLZ
VM[OLJVSSHIVYH[P]L[VHJOPL]LP[ZZ[YH[LNPJNVHSZ
for reducing the cost of housing+transportation,
reducing greenhouse gas emissions, and expanding
[OLJVTT\UP[`PU]LZ[TLU[Z`Z[LT;OLUL[^VYRIYPUNZ
[VNL[OLY[OLYLNPVU»ZHMMVYKHISLOV\ZPUNÄUHUJL
HUKKL]LSVWTLU[[YHUZWVY[H[PVUHUKTVIPSP[`
LU]PYVUTLU[HSHUKW\ISPJOLHS[OZLJ[VYZHZ^LSSHZ
SVJHSHUKYLNPVUHSW\ISPJHNLUJPLZ/LOHZV]LYH
decade of experience in community development in Los
(UNLSLZ/L^HZWYL]PV\ZS`[OL+PYLJ[VYVM7SHUUPUNH[
[OL3;:**VTT\UP[`+L]LSVWTLU[*VYWVYH[PVUÔLYL
OLOLSWLK[VSH\UJO[OL:\Z[HPUHISL3P[[SL;VR`V*\S[\YHS
,JV+PZ[YPJ[[OLÄYZ[ULPNOIVYOVVKZJHSLK,JV+PZ[YPJ[
proposed in the City of Los Angeles. He has developed
V]LY\UP[ZVMHMMVYKHISLOV\ZPUNMVYSV^PUJVTL
HUKZWLJPHSULLKZOV\ZLOVSKZ\[PSPaPUNV]LYTPSSPVU
PUW\ISPJHUKWYP]H[LÄUHUJPUN;OVTHZJVTWSL[LK
H4HZ[LYZPU<YIHU7SHUUPUNMYVT[OL<UP]LYZP[`VM
:V\[OLYU*HSPMVYUPHHUKPZHU(0*7JLY[PÄLKWSHUULY
Malcolm Yeung
Deputy Director
Chinatown Community Development Center
4HSJVST@L\UNÄYZ[QVPULK*OPUH[VÛ*VTT\UP[`
+L]LSVWTLU[*LU[LYPU-LIY\HY`VM HZ7\ISPJ
7VSPJ`4HUHNLYÔLYLOLJVVYKPUH[LKKL]LSVWLKHUK
OLSWLKSLHK*OPUH[VÛ*+*»ZHK]VJHJ`PUP[PH[P]LZ
0TTLKPH[LS`WYPVY[VYLQVPUPUN[OLVYNHUPaH[PVUHZ
+LW\[`+PYLJ[VYVM7YVNYHTZPU1\S`4HSJVST
ZLY]LKVUL`LHYHZ:HU-YHUJPZJV4H`VY,K^PU4
Lee’s Senior Advisor on Housing and Land Use policy.
During that time, Malcolm led the City in developing a
WYVWVZHSMVYH:HU-YHUJPZJV/V\ZPUN;Y\Z[-\UK[VM\UK
OV\ZPUNVWWVY[\UP[PLZMVYSV^HUKTVKLYH[LPUJVTL:HU
-YHUJPZJHUZ4HSJVSTPZHNYHK\H[LVM[OL)LYRLSL`
:JOVVSVM3H^HUKZWLU[Ä]L`LHYZWYHJ[PJPUN[LUHU[
HUKOV\ZPUNSH^H[[OL(ZPHU3H^*H\J\ZWSH`PUNH
SLHKYVSLPUMVYTPUN*OPUH[VÛ»ZÄYZ[HMMVYKHISLOV\ZPUN
cooperative.
77
Erich Yost
Management Analyst (Community Initiatives),
Community Liaison, Los Angeles Promise Zone
U.S. Department of Housing and Urban Development,
6MÄJLVM-PLSK7VSPJ`HUK4HUHNLTLU[
4Y@VZ[PZH4HUHNLTLU[(UHS`Z[*VTT\UP[`
0UP[PH[P]LZPU[OL6MÄJLVM-PLSK7VSPJ`HUK4HUHNLTLU[
H[[OL<:+LWHY[TLU[VM/V\ZPUNHUK<YIHU
Development. He currently serves as the Los Angeles
7YVTPZLAVUL*VTT\UP[`3PHPZVUMVY[OL>OP[L/V\ZL
5LPNOIVYOVVK9L]P[HSPaH[PVU0UP[PH[P]L7YPVY[VOPZ
J\YYLU[WVZP[PVUOL^HZH:\WLY]PZVY`7YVQLJ[4HUHNLY
PU/<+»Z3VZ(UNLSLZ4\S[PMHTPS`VMÄJLYLZWVUZPISLMVY
[OL-/(TVY[NHNLPUZ\YHUJL/LHSZVWHY[PJPWH[LKPU[OL
30/;*7PSV[MVYTH[PVUMVY/<+HUKZLY]LKVUIV[O[OL
5H[PVUHS3VHU*VTTP[[LLHUK[OL;H_*YLKP[7PSV[3VHU
*VTTP[[LL4Y@VZ[WYL]PV\ZS`^VYRLKHZH+PYLJ[VY
of Investment Management at Edison Capital and held
]HYPV\ZWVZP[PVUZH[>LSSZ-HYNV)HUR-PYZ[0U[LYZ[H[L
)HURHUK*\ZOTHU>HRLÄLSK4Y@VZ[YLJLP]LK
his undergraduate degree in Economics/Business from
UCLA and his MBA from the Paul Merage School of
Management from UCI.
:WVUZVYLKI`
-LKLYHS9LZLY]L)HURVM:HU-YHUJPZJV
-LKLYHS+LWVZP[0UZ\YHUJL*VYWVYH[PVU
*VTT\UP[`+L]LSVWTLU[-PUHUJPHS0UZ[P[\[PVUZ-\UK
2IÀFHRIWKH
&RPSWUROOHURIWKH&XUUHQF\

February 7-10, 2016 Los Angeles, CA

Transcription

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