money matters april 16 - Greenville Heritage Federal Credit Union
Transcription
money matters april 16 - Greenville Heritage Federal Credit Union
MONEY MATTERS A Quarterly Publication of Greenville Heritage Federal Credit Union Inside this issue: • Letter from the President/CEO Call 370.5670 to Apply for a Loan! Be Automatically Entered to Win $750 After it Closes! We Make it Easy to Apply for a Loan! • Celebrate National Credit Union Youth Week • New Look for Kid's Room & Squirrel Naming Contest Call 370.5670 from your Home or Cell Phone to Apply for Your Next Loan! • Tiered Rates for Certificates • Love My Credit Union Rewards • Join Us for Greenville Heritage Main Street Fridays! Be Automatically Entered for a Chance to Win $750 When Your Loan Closes! • Million Dollar Loan Producers • 75th Annual Membership Meeting Update • Children’s Miracle Network • Go Green with eStatements! • Superior Rating from Bauer Financial, Inc.! Holiday Closings Greenville Heritage FCU is pleased to announce that our new “Loans by Phone” Call Center is now open. We have created a dedicated phone number just for loan applications — 864.370.5670. Members no longer need to come into a GHFCU branch to apply for any type of loan. In fact, loan officers are only available by phone now, so you can apply for your next loan from the comfort of your home or from your cell phone, where ever you are. All Offices To encourage members to use this new service, Greenville Heritage is offering a special incentive. Those who begin a new loan application by calling 370.5670 in March and April will be entered into a drawing for $750 when their loan closes. Calls from inside a GHFCU branch and online loan applications from the Greenville Heritage website will not be eligible to win the $750 Giveaway. Memorial Day Monday, May 30 In the crowded Greenville financial services market County Square Only Good Friday Friday, March 25 April 2016 Need 24-hour account access? where our loan rates are already very aggressive, Greenville Heritage officials felt a competitive edge could be gained with one simple word: Convenience! “I’m truly excited about this wonderful loan opportunity,” said Lisa Brodnax, Executive Vice President. “It’s very gratifying to see the realization of this long-term goal of having a dedicated team of loan officers whose sole responsibility is servicing members’ loan requests. This will enable Greenville Heritage to better serve our members, by providing a faster turnaround on all loan applications and offering the option of remote loan closing.” The Grand Prize Drawing will be held on May 6, 2016. For more information on the Loans by Phone $750 Giveaway, please call 370.5670 or visit www. greenvilleheritage.com for full promotion details. *Promotion Dates: March 1 to April 30, 2016. Calls from a GHFCU branch and online applications are not eligible for the $750 Giveaway. Normal credit guidelines apply. Check balances, monitor account history, transfer funds, make loan payments and more – all for free! Call toll-free 800.399.4797 to access Instant Teller, or visit www.greenvilleheritage.com to log into Home Banking. Page 2 Letter from the President/CEO 2016 promises to be an incredibly exciting year for Greenville Heritage FCU. We are excited to be celebrating our 75th Anniversary this year and will be offering loan and deposit specials all year long! We are now able to offer convenience services that you’ve come to expect such as instant issue debit cards and custom cards. And our Call Center gives you access to account information and home banking assistance by simply calling 864.467.4160. Our April promotion features our new Loans by Phone Hotline. Call us at 864.370.5670 to experience the easiest loan process ever. In many cases, you can even close your loan remotely and never have to enter a branch. When you get a loan through our new Call Center, you’ll be entered for a $750 drawing next month. We’ve heard great comments from members who say they have never had an easier time getting a loan. We are excited to announce that Greenville Heritage FCU is once again the title sponsor for Main Street Fridays this year. The Greenville Heritage Main Street Fridays concert series runs from March 18 through September 30 from 5:30 to 9:30 PM. We hope you will take advantage of one of the best events that our city has to offer during the Spring and Summer months. As always, the greatest compliment you can give us is to tell your friends and neighbors about Greenville Heritage, so they can enjoy the benefits of ownership too! Sincerely, Alan Berry President/CEO Make a deposit to your Greenville Heritage FCU Savings Account (or open a new one!) during April to participate in the National Youth Saving Challenge™ 25 young savers will be selected nationwide to each win $100! (Must be under age 18 to participate.) New Look for Kid's Room! Name the GHFCU Squirrel Mascot Contest The kid’s play area at our Main branch has a brand new look! If you haven’t seen it already, we invite you to stop in with your children and let them explore, play, color or read in their very own space. The walls and floor to ceiling windows have been beautifully decorated with a fun new squirrel mascot and the oak tree from our logo, but there’s only one problem — our new mascot needs a name! Children ages 17 and under are invited to submit their name ideas, with the help of a parent or guardian, by April 30th. Submissions can be made several ways: by emailing [email protected], by completing a coloring sheet available in our new kid’s room or at the teller line in each of our branches, through Facebook, or by filling out a National Youth Savings Challenge slip during the month of April. The winner will receive $25, so be sure to submit your ideas before April 30 and help us name the newest member of the Greenville Heritage family! Page 3 Certificate Improvements Tiered Deposit Rates Reward Members The Greenville Heritage FCU Board of Directors recently approved a proposal to improve our Term Share Certificate program. The minimum deposit amount for Certificates has been raised from $500 to $1,000, and we are now offering higher dividends for higher deposit amounts. See chart below for the new rate/deposit tiers. NEW! Tiered Rates for Term Share Certificates INVESTMENT $1,000 to $50,000 $50,001 to $100,000 $100,000+ TERM RATE/APY RATE/APY RATE/APY 90 Days (3 Months) 0.15%/0.15% 0.20%/0.20% 0.25%/0.25% 183 Days (6 Months) 0.25%/0.25% 0.30%/0.30% 0.35%/0.35% 365 Days (12 Months) 0.60%/0.60% 0.65%/0.65% 0.70%/0.70% 548 Days (18 Months) 0.65%/0.65% 0.70%/0.70% 0.75%/0.75% 730 Days (24 Months) 0.75%/0.75% 0.80%/0.80% 0.85%/0.85% 913 Days (30 Months) 0.85%/0.85% 0.90%/0.90% 0.95%/0.95% 1095 Days (36 Months) 0.95%/0.95% 1.00%/1.00% 1.05%/1.05% 1460 Days (48 Months) 1.15%/1.15% 1.20%/1.20% 1.25%/1.25% 1825 Days (60 Months) 1.25%/1.25% 1.30%/1.30% 1.35%/1.35% Congratulations are in order for Alex and Brooke! Wide Variety of Discounts Available Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about. Greenville Heritage FCU is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1.4 billion with Love My Credit Union Rewards Love your savings. discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more. have saved over $1 billion with Love My Credit Union Members discounts! • Rewards Receive a 10% discount (business members a 15% discount) on select regularly •priced Receive a 10% discount (business a 15% discount)fee onon select Sprint monthly data service.members Plus, waived activation new lines and regularly priced Sprint monthly data service. Valid in conjunction with other upgrade fees ($36 savings each) credit union and most Sprint National handset offers and promotions • •Get safety and security roadside assistance andAllied, moreand formore less than $1 per Save on services for yourof home from ADT, DIRECTV, week with CU Road Pal. (Based on individual roadside assistance plan.) • Save up to $15 on TurboTax federal tax products • •Save up to $15 on TurboTax Federal tax products Get the safety and security of roadside assistance and more, for less than * • Save on week services forCU your home with Road Pal from ADT, DIRECTV, Allied, and more $1 per • •Earn you shop at over 1,500 online retailers with Love to Shop Earncash cashback backwhen with Love to Shop at over 1,500 online retailers The more offers you take advantage of, the more you save. The more take advantage of, the more you save. Start saving today at Start offers saving you today at LoveMyCreditUnion.org. *Based on individual roadside assistance plan LoveMyCreditUnion.org. 136226_All_Bundle_Poster_F1.indd 1 Greenville Heritage FCU is proud to be the title sponsor of the City’s premier concert series, Main Street Fridays, again this year! Join us in beautiful Downtown Greenville at NOMA Square each Friday evening through September 30 from 5:30 to 9:30 p.m. for great music and family fun. And be sure to register to win an Apple Watch from Greenville Heritage FCU while you’re there. April concerts feature: April 1 — NuSound April 8 — Funnylove April 15 — Professors of Soul April 22 — Zataban April 29 — Hot as a Pepper Million Dollar Loan Producers! Love My CU Rewards 2016 #AL800 Join us for Main Street Fridays! ©2016 CU Solutions Group 02/2016 136226 3/1/16 4:24 PM Alex Williams and Brooke Varner both eclipsed one million dollars in consumer loan production in February, the first full month of our Loans by Phone Hotline. Williams finished the month with 78 loans totaling $1,045,646 in loan volume, and Varner finished the month with 73 loans totaling $1,012,781 in loan volume. "This incredible loan production is a testament to how much we needed dedicated loan officers in a Call Center environment to better serve our members," said Lisa Brodnax, EVP of Greenville Heritage FCU. "Congratulations, Alex and Brooke! I’m so proud of you both!" Page 4 75th Annual Membership Meeting Update Go Green for Earth Day! Sign up for eStatements Today! In honor of Earth Day, which will be celebrated April 22, Greenville Heritage FCU is encouraging members to convert to eStatements. Go paperless and save trees! Plus, you’ll enjoy added security, eliminate storage hassles associated with paper statements, and save money on postage. The 75th Annual Membership Meeting of Greenville Heritage FCU was held at the TD Convention Center on March 29, 2016. Those in attendance heard financial and operational updates from credit union officials, and an overview of plans for 2016. Each member in attendance received a special gift from the credit union and had an opportunity to win some fabulous door prizes, gift cards, and everybody’s favorite — cash! The Nominating Committee received no nominations for directors, and the incumbents were re-elected by acclamation. The following will serve as your 2016-2017 Board of Directors: Chief Tom McDowell, Jr. — Chairman Derrick Brown — Vice Chairman Nadine Chasteen — Secretary Dan Shirley — Treasurer Myron Alderman — Director Jeannie Grady — Director John Owings — Director Hunter West — Director Queen Wooden — Director Following are the most Frequently Asked Questions about eStatements: What is an eStatement? An eStatement is an electronic version of your paper statement that you access via our secure website. The statement looks just like the one you currently receive in the mail, but it is stored electronically inside Home Banking for you to access, review and print at your convenience. Plus, you’ll receive your statement faster – no more waiting for the mail to arrive! Are eStatements safe? Absolutely! In fact, your eStatement may even be safer than a paper copy because there is less chance of it being stolen or lost in the mail! eStatements will never be e-mailed to you. Instead, they require your secure Home Banking login. How do I sign up? Log in to Home Banking. Click on the Self Service tab. Click on eStatements and follow the directions. For more information, contact your local branch. GHFCU Maintains Five-Star Superior Rating! Greenville Heritage FCU received the five-star Superior rating from Bauer Financial Inc. in Coral Gables, Florida, for the first quarter of 2016. We have consistently earned this rating since Bauer began rating credit unions. What does this mean to you? It means your credit union is well capitalized and financially sound. We will be selling Children’s Miracle Network balloons for a $1 donation in May. All proceeds will go to Children’s Hospital of Greenville Hospital System, our local Children’s Miracle Network Hospital. www.greenvilleheritage.com • 864.467.4160 • 800.943.6928 Home Office 520 W. Washington Street Greenville, SC 29601 County Square Office 301 University Ridge, Suite 2100 Greenville, SC 29601 SCTAC Office 240 Terminal Road Greenville, SC 29605 Simpsonville Office 350 Harrison Bridge Road Simpsonville, SC 29680 Monday - Wednesday: 8:30 a.m. to 5:00 p.m. Thursday & Friday: 8:30 a.m. to 5:30 p.m. Monday - Friday: 8:30 a.m. to 5:00 p.m. Monday - Friday: 8:30 a.m. to 5:00 p.m. Closed daily: 1:00 p.m. to 2:00 p.m. Closed daily: 1:00 p.m. to 2:00 p.m. Monday - Wednesday: 8:30 a.m. to 5:00 p.m. Thursday & Friday: 8:30 a.m. to 5:30 p.m. After Hours Assistance — Debit Card: 800.472.3272 Credit Card: 800.991.4964 24-Hour Instant Teller 800.399.4797 45025-NEWS-0416
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