With An AECU MasterCard Credit Card

worth
News .
noting
Serving The Academic Community Since 1936
013
April 2
With An AECU MasterCard® Credit Card
Get 1%
Cash
Back! *
When big balances and high interest rates make your budget fall flat,
Academic Employees Credit Union can help you put the spring back
into your savings!
Transfer your high-interest balances to an AECU
MasterCard Credit Card, and you’ll receive 1% cash back!*
You’ll bounce back from budget clutter and high costs with just one monthly statement,
no service charges and no balance transfer fees! Check out these card features:
• Enjoy fixed interest rates as low as 7.9% APR**
• Pay no annual fees or balance transfer charges
• Receive convenient service in our branch, over the phone or online
Plus, you can use your AECU Platinum MasterCard Credit Card on future purchases to earn reward
points redeemable for travel or merchandise!
Transferring your balance is easy. Collect your statements from other credit cards or lenders, and stop by AECU.
Our staff will help you pay off your old accounts, consolidate your debt and enjoy cash-back savings!
Contact us at (573) 445-1845 or visit AECU to apply, and put some spring in your savings today!
*Promotional balance transfer offer applies to new and existing AECU MasterCard Credit Cards. Member eligibility and creditworthiness apply. Balance transfer
offer runs through 6/28/13. Balance transfer transactions do not earn reward points. See credit union for complete details.
**APR=Annual Percentage Rate. Rate is determined by member eligibility and creditworthiness, as well as other factors. See credit union for complete details.
Get The Red Carpet Treatment
At AECU’s Annual Meeting!
You don’t have to be a Hollywood star to enjoy VIP status at AECU. In fact, we celebrate all of our
members and their contributions at our 77th Annual Meeting!
Join AECU members, guests, staff and volunteers for a red carpet event at Community United
Methodist Church on Friday, May 10. You’ll enjoy refreshments, socializing, prize giveaways and fun
as we toast the credit union’s successes in 2012 and preview the things to come in 2013.*
Friday, May 10, 2013
Community United Methodist Church
3301 W. Broadway
Columbia, MO 65203
5:30 p.m. Registration
6:00 p.m. Dinner
7:00 p.m. Business meeting & prizes
Tickets to the AECU Annual Meeting cost $3, and advance reservations are required. Complete and
return the reservation form with your payment by Friday, May 3. We look forward seeing you there!
*Door prize tickets will be given to the primary account owners only. Joint owners
or other guests in attendance are welcome, but are not eligible for prize drawings.
Please complete this reservation form, and return it to
the credit union office with your payment preference
by Friday, May 3. Please note that reservations are nonrefundable.
Annual Meeting Reservation
(Please print)
I will attend the Academic Employees Credit Union
77th Annual Meeting.
■ Enclosed is my check for $_________________
for ______ reservation(s).
■ Please deduct $___________________ for ______
reservation(s) from my share (savings) account.
■ Please deduct $___________________ for ______
reservation(s) from my share draft (checking) account.
Signature
Your Name
Your Member Number
List joint owner(s) or other guest(s) you have in your
reservation total above:
Please deliver or mail to the credit union:
Academic Employees Credit Union
Attn: Annual Meeting
2804 W. Ash St.
Columbia, MO 65203
Become A
Savings Sleuth
During National Credit Union Youth Month
What kid wouldn’t want to throw on a
trench coat, dust off an old magnifying glass
and slap on a play mustache to become a
detective for a day? If the young people in
your life are intrigued by the thrill of
mysteries and the detectives who solve
them, then AECU invites them to celebrate
National Credit Union Youth Month this
April and become a savings sleuth!
Your child or grandchild can tap into
detective mode and investigate ways to
save with a Scottie Savers Club account
from your credit union. It’s a great way to
uncover the path to smart savings.
Whatever young sleuths are
saving for, we can help them
find the financial answers
they seek. Get in on the
action, and open a
Scottie Savers Club
account for the young
people in your life today!
Good Times,
Great Rates
Don’t hold back on the fun you have planned for
this season just because of financing. At AECU,
good times can come with great rates!
Whether you have your eye on a new vehicle, want
to install that spa, or have a sensational spring trip
in mind, we can help. Our loan rates start at just
3.90% APR, plus, you can put off your first
payment for up to 45 days!*
Fun in the sun is easy – and affordable – when you
have a loan from AECU!
• Low interest rates on vehicle loans, credit cards
and home equity loans
• No application fees or hidden costs
• Generous credit limits and loan amounts
• Flexible terms and affordable payments
You can even transfer your current loan from
another lender to AECU and save with this great
offer! Contact the credit union today to get started
with good times and great rates!
*The Annual Percentage Rate, (APR), you receive is based on your credit worthiness. Your rate will be determined by your credit background, specific loan terms
and collateral. Rate given is for new vehicles with a 60-month term. No payment for 45 days offer is subject to member eligibility and creditworthiness.
Approved members may defer loan payments for up to 45 days after loan signing. Interest will accrue during deferral period. Current AECU loans ineligible for
refinance. Contact the credit union for complete details.
Get The Best Returns On Your Refund
If you completed your taxes and discovered you’ll receive a refund, you’re not alone. The IRS reports that
the average tax refund for 2011 was $2,913. So, what do you do with those funds? Consider how you
could put yourself on better financial ground:
Notes and
Info
APR*
APY**
Primary Shares
$100 - $4,999.99
$5,000 and up
0.05%
0.05%
0.05%
0.05%
• Pay off debt. Why pay interest on loans or credit that cost you money every month? Pay off or reduce
your balance, and save more money this year.
• Save for a rainy day. Experts recommend keeping three to six months’ worth of income in an
emergency fund. If you don’t have money set aside for a rainy day, consider doing so now.
• Get efficient. Investing in high-efficiency home improvements can pay off in reduced energy bills,
saving you money over several years!
• Make the savings grade. Starting or contributing to a college savings plan can be a smart move if you
have children bound for higher education.
Specialty Shares
Christmas Club
0.05%
0.05%
0.05%
0.05%
For more information on money-saving options or investment opportunities, contact AECU. We can help
you get the best return on your tax refund!
Rates Effective April 1, 2013:
Be sure to check our website or call our
office for most current rates.
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield. Rates are subject to change.
Contact the credit union, or visit www.academicecu.com for
rates on other term share certificates.
Holiday Schedule
Our office will close in observance of the
following holidays:
Memorial Day
Monday, May 27
Independence Day
Thursday, July 4
Remember, even when our office is
closed, you can still access your account
24/7 with your ATM or Debit Card, the
convenience of our Voice Response Unit
and online with Internet Member
Account Services!
Protect Your
Vehicle &
Your Wallet
With Mercury Breakdown
Protection Plans
How many times have you heard stories about
vehicles breaking down right after the warranty
expires? With our new Mercury Breakdown
Protection Plans, you can rest easy knowing you’re
covered!
We’re Getting A New Look!
Academic Employees Credit Union is thrilled to announce
that our website is getting a fresh new look! With a crisp
appearance, convenient login, easy navigation and
informational pages, our updated site will be built to serve
members as a relevant and timely financial resource. With
just a few clicks, you’ll be able to check the latest news,
events, promotions and announcements from your credit
union. Look for the new site this spring, and see how
AECU can help you!
Available on new and pre-owned vehicles, Mercury
Breakdown Protection Plans extend coverage to virtually all
mechanical and electrical components of your vehicle.
Benefits include 24-hour roadside assistance, rental vehicle
assistance, tire protection and even trip interruption. Plus,
your warranty is transferrable if you sell your vehicle
before your agreement expires, providing added resale
value!
Theme Park Sav
ings
Remember, AE
CU sells discou
nted tickets
to your favorite
theme parks all
season long.
Stop by the cred
it union to pick
up your
passes to Six Fl
ags, Schlitterba
hn
Waterpark,
Worlds of Fun
and Oceans of
Fun today!
Contact AECU to learn more about this valuable protection.
www.academicecu.com • 2804 W. Ash St., Columbia, MO 65203
Phone (573) 445-1845
Toll-free (888) 470-7770
Fax (573) 445-2068
24 Hour VRU (Voice Response Unit)
1-888-BCTCU24 (1-888-228-2824)
Lobby Hours
Monday, Tuesday, Wednesday, Friday: 9 a.m. – 5 p.m.
Thursday: 10 a.m. – 5 p.m.
Drive Up Hours
Monday & Tuesday: 8 a.m. – 5:15 p.m., Wednesday: 8 a.m. – 6 p.m.
Thursday: 10 a.m. – 5:15 p.m., Friday: 8 a.m. – 6 p.m.
Serving The Academic Community Since 1936
Federally
Insured
By NCUA
MAR13-1930PX