Gear Up to Save Big* Banking on the Go With NEFCUmobile!

May 2010
Gear Up to Save Big*
when you purchase or refinance
a New or Pre-Owned Vehicle
Why pay more for your next car than you have
to? Enjoy rates that are among the lowest in
the market place for both new and pre-owned
vehicles and take advantage of our special
discount offers, which can save you an
additional ¼ APR discount for:
■ Borrowing $25,000 or more
■ Purchasing a vehicle with a fuel economy
rating of 25 highway MPG or more
■ Refinancing 90% or less of the
vehicles values
■ Being a 2010 graduating college
student-member
Plus, now through July 31, 2010, receive a
FREE GIFT upon approval of a NEFCU Vehicle
Loan of $15,000 or more.
Reverse the High Rate onYour Existing
Auto Loan – You may be paying more with
another institution than you have to!
Refinance with NEFCU and enjoy the
savings, too!
Plus, Park Your Loan at NEFCU and
Benefit From:
■ No down payment required
■ Fast online approvals at
www.nassaued.org
■ Extended terms up to 8 years to help
lower payments
■ Hassle-free car buying through the
FREE GrooveCar auto buying service
Don’t Get Stuck in Neutral, Act Now!
Apply online, stop by a branch or give us
a call at 516-561-0030.
*APR = Annual Percentage Rate. Stated rate of 2.99% APR is the lowest rates offered for a 12-36 month term for the advertised product before special discount is
applied. Rate is current as of 4/6/10 and is subject to change without notice. All loan types, rates and terms are based on applicant’s credit history and approved credit.
Applicants who are not offered the lowest rate or term may be offered credit at a higher rate or term; not all applicants may be approved. Existing NEFCU Auto Loans,
BuyRites and Leases are not eligible. Special discount offers cannot be combined. Promotion runs May 1, 2010 – July 31, 2010. To qualify for free gift, Vehicle Loan
must disburse by August 31, 2010. Free gift is limited to one per member while supplies last and must be picked up at a branch no later than one month from
conclusion of promotion.
Banking on the Go With NEFCUmobile!
Our cell phone is our
lifeline to the world;
we use it to connect
with friends, play
games, even check the
weather. Now when
you use NEFCUmobile,
you can use your cell
phone to do your
banking too! And you can use it from
virtually any phone. With our unique to
market multi-mode service, you can bank
any way you like - from texting to web
browsing or using a downloadable
application or iPhone, the choice is yours.
What you can do:
■ View your account balance
■ Pay bills
■ Process transfers
■ Check transaction history
■ Find a branch or ATM near you
Plus the service is free to our Home
Banking users. All you need is a phone
and data plan to do your banking on the
go. Not a Home Banking user? It’s quick
and easy to sign up and take the first step.
Visit our website www.nassaued.org,
to find out more about NEFCUmobile
or Home Banking and take
advantage these great services.
■
COMMUNITY CORNER
Celebrating Education in
Our Local Schools
NEFCU was pleased to partner with
Tomorrow’s Hope to serve as Principal of
the Day at the Notre Dame School in New
Hyde Park. To celebrate the occasion,
members of NEFCU visited the school and
participated in the day’s activities with
the children.
■
Important
Date
(CUANY) Young Professionals Commission
(YPC). Participants will explore ideas and
strategies for expanding credit union
awareness among young adults, with the
prospect of building a bright and successful
future. Congratulations Jo-Anne!
Holiday Closing
■ MONDAY, MAY 31ST
Memorial Day
Annual Meeting Results
Our 71st Annual Meeting was held on March
27, 2010 at the Crest Hollow Country Club in
Woodbury, NY. During which, George
Plevretes, William Russo, and Lou Fiore were
re-elected to serve on the Board of Directors
for three-year terms. Our 2009 Annual Report
is available in our branches, by phone
request, or on our web site.
Member
Seminars
Defensive Driving is Back!
Tuesday, June 8th & Thursday
June 10th • 6:00 PM – 9:00 PM
Join us for this two-day seminar and save
on your auto insurance. The seminar will
be held in ourWestbury facility and is for
members only. Seating is limited so
reserve your place today! RSVP to
Trish Graffigino - (516) 714-2922
left to right: NEFCU President/CEO Edward Paternostro;
NEFCU Senior Vice President, Marketing
and Community Relations, Eileen Nolan;
Notre Dame School Principal, Margaret Moss; and
NEFCU Executive Vice President/COO, Mike Egan
Fulfilling Birthday Wishes
NEFCU’s own Eileen Nolan, Senior Vice
President of Marketing and Community
Relations was featured in Newsday’s
FutureCorps Section on March 4th in
support of the Birthday Wishes Project at
Cross Street School in Williston Park,
which provides homeless children with
supplies to ensure they don’t miss out on
having a birthday party.
Supporting Credit Union Awareness
NEFCU’s own Financial Analyst Jo-Anne
Harvey has been selected as a member of
the Credit Union Association of New York’s
NEFCU is pleased to announce that our
“Funding Your Ideas”FYI Teacher Grants are
back. We will be awarding grants to several
Nassau County member-educators to help
them implement innovative classroom
projects that will enhance the student’s
educational experience and promote
learning. Member-educators who teach
grades K-12 may request up to $250.00
to help bring their project ideas
to life. Application deadline is
Saturday, October 30, 2010.
Visit www.nassaued.org/scholarships
for details, or contact
Stephanie Delgrosso at
516-714-2923
Last Chance to Save
There’s still time to transfer high-rate
balances from other credit cards to our
Low-rateVISA® Platinum Credit Card,
featuring an incredible 4.99%APR*for one
year on all balance transfers. Enjoy the
benefits of rates as low as 9.99% APR**
on all purchases or cash advances, too.
OfferexpiresMay31st,sostopintooneof
ourconvenientlylocatedbranches,callusor
visitourwebsitetogetinonthisgreatdeal.
8.99%APR* onPersonal Loans!
Need to finance a major purchase or that long awaited vacation?
Forget about bank or specialty financing that can cost you a
small fortune in interest. Check out NEFCU. Our rates are among
the lowest around, which means you save big compared to our
competitors. Plus you can borrow up to $20,000** with flexible repayment terms of up to
5 years. To apply, call, click or visit for details, today!
*APR = Annual Percentage Rate. All loan types, rates and terms are based on applicant’s credit history. Applicants who are not offered
the lowest rate or term may be offered credit at a higher rate or term; not all applicants may be approved. Rates subject to change
without notice.
**Personal Unsecured Loans cannot be used to pay existing NEFCU debt. Maximum loan amount is $20,000 or 40%
of gross annual income, whichever is less.
w w w. n a s s a u e d . o r g
•
*APR=Annual Percentage Rate. Promotion runs March 15, 2010 –
May31,2010. StatedpromotionalAPRappliestoNEFCUVISA®Credit
Cardsonly.OfferdoesnotapplytoSecuredCards. Offerdoesnotapply
to purchases or cash advances using your card. Use of your card for
balancetransfersandconveniencechecktransactionsconstitutesyour
agreementtothestatedterms,aswellasyouraccounttermsasaVISA®
cardholder.
**StatedAnnualPercentageRateisthelowestrateofferedfortheproductandisbasedonindividualcreditworthiness. Ratesarecurrentasof
thedateofprintingandaresubjecttochangewithoutnotice.
Equal Opportunity Lender
Wemakeloanswithoutregardtorace,
color, religion, sex or national origin.
(516) 561-0030
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