How to Pay for College the Smart Way File Your FAFSA Today! 9
Transcription
How to Pay for College the Smart Way File Your FAFSA Today! 9
File Your FAFSA Today! 1.866.514.5950 www.FAFSA.com How to Pay for College the Smart Way Read this FREE guide on how to access over $236 billion of student aid, including: 9 federal aid programs 17 military aid programs 605 state aid programs 6,800+ college-specific aid programs Like filing your taxes, the FAFSA can be filed for free, via paper or electronic forms, without professional assistance, at www.fafsa.ed.gov. However, in the same way that many people use a tax preparer to ensure that their taxes are filed easily and accurately, many people also choose to use a FAFSA preparer to ensure that they get all the aid they are eligible to receive. Compliments of: © 2012 Student Aid Services, Inc. All rights reserved. P.O. Box 278990, Sacramento, CA 95827. Student Financial Aid Services is a fee-based student aid preparation and advisory service. It is not affiliated with the U.S. Department of Education, its website (www.fafsa.ed.gov), or any other state or federal agency. SFAS DM 11-12 Get the Student Financial Aid Services advantage. Use this guide to: Be informed about the student financial aid process “ My Advisor was very helpful, professional, nice and wonderful. She alleviated my anxieties about the whole process and completed the application Understand your options Access accurate information and FAFSA assistance quickly. The service was well worth it and I would ” totally recommend it to anyone. David W. Mooresville, NC We hope these tips will assist you in being prepared for the challenge of paying for college and help you realize your educational goals! Have confidence that your application will be submitted accurately. For a low service fee, you benefit from the following: Personal Consultation — A Student Aid Advisor who specializes in the FAFSA can complete your entire application for you or answer any questions that come up year-round. Double Application Accuracy Review — A Student Aid Advisor will personally review your FAFSA for errors. PLUS, our 450-point FAFSACheck™ system will review your application Contents: 1. The “out-of-pocket” cost of college 2. How much student aid is available 3. Types of student aid to ensure that it is accepted by the federal processor. 4. How to apply for student aid Status Updates — Your application will be tracked daily until it 5. FAFSA filing options is considered “fully processed.” You will be notified by e-mail of its status along the way. 6. Tips to maximize your student aid eligibility Deadline and Renewal Reminders — We will make sure you 7. The SFAS advantage are aware of critical financial aid deadlines and let you know when your renewal application should be filed. 8. College planning tools The published cost or “sticker price” listed by colleges is not necessarily the cost you will pay. Follow these tips to maximize your student aid eligibility. Because each student’s unique financial and academic situation is considered when qualifying for student aid, the “out-of-pocket” cost of a specific college is different for each student. File Early — Many student aid programs disburse funds on a first-come, first-served basis. With some student aid “Out-of-Pocket” Cost Published Cost of Attendance programs being underfunded and others having been Total Grant Aid • Tuition & Fees • Federal Aid • Room & Board • State Aid • Books & Supplies • Military Aid • Travel & Personal Expenses • College Aid discontinued, it’s more important than ever to file early. March 15 Beat All Deadlines — Most states and colleges have very specific financial aid deadlines. It’s important that you file prior to these deadlines. Your Student Aid Advisor can Never rule out a college based on “sticker price.” assist you with understanding and meeting these deadlines Some colleges may seem financially out of reach before financial aid is deadline chart at www.FAFSA.com/deadlines. for the coming student aid filing season. See our state factored in. The net cost after student aid may surprise you. Search for the net price calculator on each college’s website to get an early estimate of your net cost. Be Accurate — Just one wrong answer can affect your Speak to a Student Aid Advisor about a personal College Cost & Planning Report® eligibility and potentially reduce your aid award. Benefit to compare the “out-of-pocket” costs of up to 10 colleges side by side. Advisor, who will personally prepare your FAFSA correctly 1.866.514.5950 from the knowledge and experience of a Student Aid and review it for any errors or omissions. File your FAFSA with professional assistance and support by calling 1.866.514.5950. All students, regardless of family income, are eligible to receive some type of student aid... Use a student aid advisory service to prepare your FAFSA entirely ...provided that they have not previously been in default on student on your behalf. This way, your FAFSA can be error-free, and the loans, are studying at least half-time, and attend a college that process will be completed quickly and easily in as little as 20 minutes. participates in the Federal Student Aid Program. An advisor can help you maximize your eligibility for aid by filing accurately, on time and with full knowledge of all your aid options. A small service fee applies but is worthwhile given the amount of How much student aid is available? student aid available. Many families choose this option, much like Private and Employer Grants $11B using a tax preparer. File on your own. Institutional Grants $42.1B The Department of Education provides a website for filing the FAFSA (www.fafsa.ed.gov). This site is free and does not include any access to advice or an individual accuracy review. There is also a downloadable application that can be completed by hand and mailed. State Grants $9.9B Education Tax Benefits $18.2B Federal Student and Parent Loans $105.3B Other Federal Grant Programs $14.8B To learn more about your FAFSA filing options, speak to a professional Student Aid Advisor. 1.866.514.5950 Federal Aid $155.5B Pell Grants $34.5B Federal Work-Study $972M There is over $236 billion in student aid available to students each year, and undergraduate students receiving aid get an average of $13,218 per year from various aid sources. There are many types of student aid with varying eligibility requirements and options to consider. To qualify for state and federal aid, all students must file a FAFSA. Federal Student Aid — There are 9 different programs To qualify for state and federal aid programs, students must file funded by the federal government the application for federal student aid (FAFSA) each year they State-Based Aid — There are 605 different programs funded by individual states, with various eligibility requirements. To find all programs in your state, visit www.FAFSA.com/stateaid Military Aid — There are 17 programs funded primarily by the federal government for active-duty servicemen and veterans attend college. The FAFSA application is complex. It has over 130 questions relating to both the student’s and parents’ financial situation. The process is similar to filing your tax forms. Making mistakes on the FAFSA application can be costly. Errors College-Specific Aid — Most of the 6,800+ individual colleges can affect the amount of aid you are awarded or cause delays in have aid programs that award both need and merit aid getting aid. Grants — Money that does not have to be repaid Your FAFSA application is subject to “verification” by the college Loans — Money that has to be repaid after graduation. Many financial aid office. Each college is obligated to verify a certain loan programs have interest subsidized by the government percentage of FAFSA applications (some do 100%). Scholarships — Money, usually awarded based on merit, that doesn’t have to be repaid Work-Study — On-campus jobs that pay the student a wage Most students are eligible for some type of aid. Tax Benefits — Credits and refunds provided via the tax Household Income system for qualifying education expenses Federal Grants $40,000 $60,000 $100,000+ State Aid Get personalized help from a Student Aid Advisor to understand your student aid options. Work-Study 1.866.514.5950 Private Scholarships Parent/Student Loans Tax Benefits *For demonstrative purposes only. Individual and institution-specific eligibility requirements apply. There are many types of student aid with varying eligibility requirements and options to consider. To qualify for state and federal aid, all students must file a FAFSA. Federal Student Aid — There are 9 different programs To qualify for state and federal aid programs, students must file funded by the federal government the application for federal student aid (FAFSA) each year they State-Based Aid — There are 605 different programs funded by individual states, with various eligibility requirements. To find all programs in your state, visit www.FAFSA.com/stateaid Military Aid — There are 17 programs funded primarily by the federal government for active-duty servicemen and veterans attend college. The FAFSA application is complex. It has over 130 questions relating to both the student’s and parents’ financial situation. The process is similar to filing your tax forms. Making mistakes on the FAFSA application can be costly. Errors College-Specific Aid — Most of the 6,800+ individual colleges can affect the amount of aid you are awarded or cause delays in have aid programs that award both need and merit aid getting aid. Grants — Money that does not have to be repaid Your FAFSA application is subject to “verification” by the college Loans — Money that has to be repaid after graduation. Many financial aid office. Each college is obligated to verify a certain loan programs have interest subsidized by the government percentage of FAFSA applications (some do 100%). Scholarships — Money, usually awarded based on merit, that doesn’t have to be repaid Work-Study — On-campus jobs that pay the student a wage Most students are eligible for some type of aid. Tax Benefits — Credits and refunds provided via the tax Household Income system for qualifying education expenses Federal Grants $40,000 $60,000 $100,000+ State Aid Get personalized help from a Student Aid Advisor to understand your student aid options. Work-Study 1.866.514.5950 Private Scholarships Parent/Student Loans Tax Benefits *For demonstrative purposes only. Individual and institution-specific eligibility requirements apply. File your FAFSA with professional assistance and support by calling 1.866.514.5950. All students, regardless of family income, are eligible to receive some type of student aid... Use a student aid advisory service to prepare your FAFSA entirely ...provided that they have not previously been in default on student on your behalf. This way, your FAFSA can be error-free, and the loans, are studying at least half-time, and attend a college that process will be completed quickly and easily in as little as 20 minutes. participates in the Federal Student Aid Program. An advisor can help you maximize your eligibility for aid by filing accurately, on time and with full knowledge of all your aid options. A small service fee applies but is worthwhile given the amount of How much student aid is available? student aid available. Many families choose this option, much like Private and Employer Grants $11B using a tax preparer. File on your own. Institutional Grants $42.1B The Department of Education provides a website for filing the FAFSA (www.fafsa.ed.gov). This site is free and does not include any access to advice or an individual accuracy review. There is also a downloadable application that can be completed by hand and mailed. State Grants $9.9B Education Tax Benefits $18.2B Federal Student and Parent Loans $105.3B Other Federal Grant Programs $14.8B To learn more about your FAFSA filing options, speak to a professional Student Aid Advisor. 1.866.514.5950 Federal Aid $155.5B Pell Grants $34.5B Federal Work-Study $972M There is over $236 billion in student aid available to students each year, and undergraduate students receiving aid get an average of $13,218 per year from various aid sources. The published cost or “sticker price” listed by colleges is not necessarily the cost you will pay. Follow these tips to maximize your student aid eligibility. Because each student’s unique financial and academic situation is considered when qualifying for student aid, the “out-of-pocket” cost of a specific college is different for each student. File Early — Many student aid programs disburse funds on a first-come, first-served basis. With some student aid “Out-of-Pocket” Cost Published Cost of Attendance programs being underfunded and others having been Total Grant Aid • Tuition & Fees • Federal Aid • Room & Board • State Aid • Books & Supplies • Military Aid • Travel & Personal Expenses • College Aid discontinued, it’s more important than ever to file early. March 15 Beat All Deadlines — Most states and colleges have very specific financial aid deadlines. It’s important that you file prior to these deadlines. Your Student Aid Advisor can Never rule out a college based on “sticker price.” assist you with understanding and meeting these deadlines Some colleges may seem financially out of reach before financial aid is deadline chart at www.FAFSA.com/deadlines. for the coming student aid filing season. See our state factored in. The net cost after student aid may surprise you. Search for the net price calculator on each college’s website to get an early estimate of your net cost. Be Accurate — Just one wrong answer can affect your Speak to a Student Aid Advisor about a personal College Cost & Planning Report® eligibility and potentially reduce your aid award. Benefit to compare the “out-of-pocket” costs of up to 10 colleges side by side. Advisor, who will personally prepare your FAFSA correctly 1.866.514.5950 from the knowledge and experience of a Student Aid and review it for any errors or omissions. Get the Student Financial Aid Services advantage. Use this guide to: Be informed about the student financial aid process “ My Advisor was very helpful, professional, nice and wonderful. She alleviated my anxieties about the whole process and completed the application Understand your options Access accurate information and FAFSA assistance quickly. The service was well worth it and I would ” totally recommend it to anyone. David W. Mooresville, NC We hope these tips will assist you in being prepared for the challenge of paying for college and help you realize your educational goals! Have confidence that your application will be submitted accurately. For a low service fee, you benefit from the following: Personal Consultation — A Student Aid Advisor who specializes in the FAFSA can complete your entire application for you or answer any questions that come up year-round. Double Application Accuracy Review — A Student Aid Advisor will personally review your FAFSA for errors. PLUS, our 450-point FAFSACheck™ system will review your application Contents: 1. The “out-of-pocket” cost of college 2. How much student aid is available 3. Types of student aid to ensure that it is accepted by the federal processor. 4. How to apply for student aid Status Updates — Your application will be tracked daily until it 5. FAFSA filing options is considered “fully processed.” You will be notified by e-mail of its status along the way. 6. Tips to maximize your student aid eligibility Deadline and Renewal Reminders — We will make sure you 7. The SFAS advantage are aware of critical financial aid deadlines and let you know when your renewal application should be filed. 8. College planning tools Take advantage of our exclusive college planning tools. The College Cost & Planning Report® A custom-prepared workbook provides you and your family with an estimate of what student aid to expect and the net cost of the colleges that interest you. The report provides a side-by-side comparison of: ost ege C • Published costs of attendance for each college Coll ely for clusiv red ex • Individual student aid eligibility amounts • Estimated net costs (”out-of-pocket” expenses) and much more! Prepa June e Affo hoices Your Estimated Awards Pell Grant ndez na ra Her nd Aleja ® rt Repo lege C Col rdable ts Mak uden ng St Helpi nning & Pla Your estimated award • You are eligible to receive per school year 11 29, 20 Direct Loan Your College Choices $5,600 College 2 $54,424 Your AWARDS $47,428 - $49,924 Mo. Loan Pmt. Your estimated award • Maximum available to you College 1 Sticker Price Perkins Loan $500 Your Out of Pocket Cost $4,500 - $6,996 Sticker Price $4,600 Your estimated award • Maximum available to you $3,835 $28,708 Your AWARDS $10,765 - $19,040 Mo. Loan Pmt. $1,444 Your Out of Pocket Cost $9,668 - $17,943 The CollegePlan™ Pay one fee and get unlimited FAFSA preparation assistance and consultation for your entire undergraduate career. A complimentary, personalized College Cost & Planning Report is included for all first-year CollegePlan clients. Call today to speak to a Student Aid Advisor. Have your FAFSA prepared entirely over the phone in approximately 20 minutes. 1.866.514.5950 Visit us online at www.FAFSA.com File Your FAFSA Today! 1.866.514.5950 www.FAFSA.com How to Pay for College the Smart Way Read this FREE guide on how to access over $236 billion of student aid, including: 9 federal aid programs 17 military aid programs 605 state aid programs 6,800+ college-specific aid programs Like filing your taxes, the FAFSA can be filed for free, via paper or electronic forms, without professional assistance, at www.fafsa.ed.gov. However, in the same way that many people use a tax preparer to ensure that their taxes are filed easily and accurately, many people also choose to use a FAFSA preparer to ensure that they get all the aid they are eligible to receive. Compliments of: © 2012 Student Aid Services, Inc. All rights reserved. P.O. Box 278990, Sacramento, CA 95827. Student Financial Aid Services is a fee-based student aid preparation and advisory service. It is not affiliated with the U.S. Department of Education, its website (www.fafsa.ed.gov), or any other state or federal agency. SFAS DM 11-12