Untitled - Health Net of West Michigan
Transcription
Untitled - Health Net of West Michigan
1 Welcome to WellNet! Inside this handbook, you will find the tools you need to understand your WellNet coverage. At Health Net of West Michigan, our goal is for you to feel empowered, supported and respected while being a part of this program. If you ever have any questions, please contact our office (616-726-8204); we would love to help. 2 Table of Contents Summary Notice of Privacy Practices Grievances & Appeals 4 5 Member Rights Member Responsibilities Member Requirements 7 Medical Co-payments and Covered Services 8 WellNet ID Card 9 Referrals and Prior Authorizations 9 Clinics Accepting WellNet 10 Urgent Care Centers Near You 11 Emergency Room 11 Pharmaceutical Products 11 Participating Pharmacies 12 If You Receive a Bill 14 Annual Review 14 Case Management 15 Health Education Classes 15 Health Management 15 Transportation 16 Communication with our Office 16 Important Information 17 3 HEALTH NET OF WEST MICHIGAN SUMMARY NOTICE OF PRIVACY PRACTICES THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY. Health Net of West Michigan (HNWM) is required by law to provide a Notice of Privacy Practices that tells how health information that we have about you may be used or disclosed by us. It also tells you about your rights. The full Notice, which you have also received, gives more details about these things. You may ask for another copy of the full Notice at any time. We may change our Notice of Privacy Practices and will make the revised Notice available via our website or will provide you with a paper copy upon request. Uses and Disclosures: HNWM may use and disclose your health info for a number of reasons without asking or telling you. These include: • paying providers for your health care services • running our health plan • preventing a serious threat to the health or safety of yourself or another person We may sometimes be required by law to disclose certain health info about you. Other uses and sharing of your health info not stated in the full Notice can only be done with your written consent. Your Rights: You have rights when it comes to your health info. These include: • • • • asking for limits on how we use and disclose your health info to others asking for limits how we share info with you asking us to correct mistakes in your health info filing a complaint if you feel your rights have been violated Questions or Complaints: If you have questions about the Notice or if you feel your rights may have been violated and want to file a complaint, contact: Privacy Officer Health Net of West Michigan 620 Century Ave. Suite 210 Grand Rapids, MI 49503 (616)726-8204 You may also file a complaint with the Office of Civil Rights, Department of Health and Human Services, 233 N. Michigan Ave. Suite 240, Chicago, IL 60601 (1-800-368-1019). We respect your right to protect the privacy of your health information and we will not take action against you if you file a complaint in good faith with us or with the U.S. Department of Health and Human Services. 4 Grievances and Appeals Definitions A Grievance is a complaint. For example, you may want to file a Grievance if you are unhappy with the way a Health Net staff person or one of our participating doctors treated you. An Appeal is a request for review of a denial of coverage. For example, you may file an Appeal if Health Net refuses to cover a service or medication. Filing a Grievance or Appeal You can request the paperwork to file a Grievance or Appeal with Health Net of West Michigan in-person or by calling 616-726-8204 and asking to speak with the Compliance Officer. You may also request the paperwork by sending a fax to the Compliance Officer at 616-726-8205 or by writing to: Compliance Officer Health Net of West Michigan 620 Century Ave. Suite 210 Grand Rapids, MI 49503 A Grievance form or Appeal form will need to be filled out and turned in to Health Net in order for the process to begin. The Compliance Officer or other staff person can help you with filling out the paperwork. You (or your authorized representative) may file a Grievance or Appeal with Health Net of West Michigan. You may allow any adult (including a doctor, friend or family member) to act on your behalf as an authorized representative as long as you provide Health Net with a written authorization. We will provide you with the authorization form and we can help you fill it out. Grievances If you have an issue or complaint that Health Net staff are unable to resolve, you may file a Grievance. A Grievance must be submitted in writing to Health Net within 90 days of when the problem or issue occurred. The Grievance will be reviewed by the Health Net Management Council and a decision will be made within 35 days. One or more members of the Council may attempt to contact you to get more info or to try to resolve the issue. If we are not able to reach you, a decision will be made based on the info the Council has. You will be sent written notice of the determination or resolution. A member of the Council may also contact you by phone to discuss the outcome. Any decision or course of action, as determined by the Management Council, is final. Standard Appeals An Appeal must be submitted to Health Net within 90 days of the notice of a change in or denial of coverage for services. The decision on a non-expedited Appeal will be made by Health Net’s Medical Director within 35 days after Health Net receives the Appeal in writing. This may be extended by up to 10 business days if more info is needed. You will be sent written notice of the decision. 5 Expedited Appeals An Appeal will be expedited if a doctor supports (verbally or in writing) that the standard timeframe for an Appeal decision would pose a serious threat to your life or health. A request for an Expedited Appeal can be made verbally or in writing by you or your doctor. It must be made within 10 days of the notice of the change in or denial of coverage for a service. A decision on an Expedited Appeal will be made by Health Net’s Medical Director within 72 hours of when it is received. Health Net will make a reasonable effort to notify you about whether your request for an Expedited Appeal was accepted. The standard 35-day timeframe will go into effect if you request more time or if Health Net denies the Expedited request. Appealing an Appeals Decision If your initial Appeal is denied, you may file another Appeal. A decision will be made by Health Net’s Clinical Committee within 35 days after Health Net receives the second Appeal in writing. The decision of Health Net of West Michigan’s Clinical Committee is final. 6 Member Rights: You have the right to: • be treated with respect and not be discriminated against by Health Net staff or participating providers on the basis of race, color, creed, national origin, language, height, weight, disability, religion, political affiliation or beliefs, sex , marital status, sexual orientation, gender identity or expression, age, criminal history, or socioeconomic status. • receive information about your health coverage, such as covered and non-covered services, program requirements, and any medical costs that you may have to pay. • have access to a current list of in-network doctors and pharmacies, along with other places you can receive care. • select and change your primary care doctor • be informed about your healthcare, receive information about proposed treatments, and participate in decisions about your care with your doctor and other healthcare professionals. • have the privacy of your personal information protected, as required by law. • voice complaints or file a Grievance about Health Net of West Michigan, the WellNet program, or a participating provider without fear of retaliation and to receive a timely response to your concerns. • file an appeal regarding a non-covered or denied service and receive a timely determination Member Responsibilities: • Act in a considerate and respectful manner to other Health Net members, Health Net staff, and healthcare providers. • Notify Health Net of: • • • • • • • • • • o Change in income or family size o Change in address, phone number, or name o Getting other health coverage (from employment, Medicare, Medicaid, Healthy Michigan Plan, etc.) o Pregnancy Ask questions if you do not understand something. Keep appointments and be on time. Contact the place where you have an appointment right away if you are going to be late. If you need to cancel an appointment, do so at least 24 hours in advance. Provide honest, complete info to your healthcare providers and Health Net staff. Know what medicine you take, why, and how to take it. Learn about your health problems, how to manage them, and how to avoid health problems. Take part in healthy behaviors. Use emergency room services only for injury and illness that, in the judgment of a reasonable person, require immediate treatment to avoid serious danger to life or health. Tell your doctor any concerns or problems you have about your health or treatments. Obtain medical care and prescriptions from your designated provider and pharmacy. Let Health Net know if you need to receive information in a different language or format. Member Requirements: • • • • Have an annual physical exam. Take responsibility for, and actively participate in, improving and maintaining your health. Attend health related classes as required by the WellNet program. Do not misuse your health coverage or the services provided. I understand that violation of member responsibilities and/or requirements could result in the termination of my WellNet health coverage as provided by Health Net of West Michigan. ______________________________________ Sign _________________________ Date 7 Medical Co-payments and Covered Services: Below is a chart that shows all of the services that WellNet covers as well as the costs. If you have any questions about whether or not a service is covered, contact our office at 616-726-8204. If a service is not listed, please contact our office BEFORE your appointment to make sure the service will be covered. Copay Comments/Requirements Visits to Medical Home Specialist Office Visits Physical Therapy Wound Care Service $5 $5 $5/visit $5/visit Glucose Meters No cost Annual physical exam required Referral from PCP for prior approval (4 visits/year) Referral from PCP for prior approval (up to 6 visits/year) Covered in certain settings – Prior Authorization required Free for members diagnosed with Diabetes (limit on # of strips covered) Must contact Medical Home prior to going/ does not cover facility fee* Must contact Medical Home prior to going Must be medically necessary Prior authorization required/does not cover facility fee* No prior authorization required No prior authorization required Prior authorization required unless life-threatening condition Prior authorization required unless life-threatening condition Prior authorization required Prior authorization required Prior authorization required Prior authorization required Refer to Women’s Health Network Prior Authorization required Prior authorization required/does not cover facility fee* Urgent Care Emergency Room Ambulance Outpatient Procedures/Surgery Outpatient Labs X-Rays $5 $40 $40 $60 No cost No cost CT $25 MRI $25 Nuclear Stress Testing No cost Angiography No cost Pulmonary Function Test No cost EGD No cost Mammography (Over age 40) Not covered Mammography (Under age 40) No cost Colonoscopy (Diagnostic) No cost Colonoscopy (Screening - ages No cost Prior authorization required/does not cover facility fee* 50+) * A facility fee is an extra charge not covered by WellNet. You will be responsible for this charge. Additional services covered: • • • • • • • • Annual physical exams Flu shots Treatments for minor burns or skin irritations Removal of warts or small moles Blood pressure screening Simple hearing tests (at Primary Care Physician’s (PCP) office only) Simple laboratory tests Routine care for minor medical problems such as colds, flu and back pain 8 WellNet ID Card: Each member will receive an ID Card. Keep this card and use it when you go to the doctors or pharmacy. This card is used for: • • • • • • • • Doctor Visits Specialist Services Outpatient lab tests Outpatient imaging Outpatient procedures Prescriptions Walk-in/ Urgent Care Emergency room visits You will need a new card if: • • Your doctor changes Your pharmacy changes To receive a new card, contact our office at 616-726-8204 If you go to the doctor or the pharmacy and they tell you that you do not have coverage, please call our office as soon as possible. Referrals and Prior Authorizations: Some medical services require a referral. A doctor’s office uses a form to send patients to other doctors or to have tests done. The request can be made to WellNet by the physician or the hospital. Health Net staff will handle all the referrals that come from the doctor. Some medical services need “prior authorization” from WellNet. A “prior authorization” is approval from WellNet for you to receive the service. To see a list of the things that need prior-approval, refer to page 7. If you have a service done that requires a prior authorization and there is NOT one on file, you will receive a bill. If this happens, call our office IMMEDIATELY so we can help you. 9 Clinics Accepting WellNet Below is a chart that shows where you can go to the doctor. If you change your doctor, please call our office so we can send you a new card. CLINICS ACCEPTING WELLNET METRO HEALTH (charges facility fee) ST. MARY'S CHERRY HEALTH SERVICES Clinic Phone Address City State Zip Languages spoken Belknap Commons Health Center 616-742-9945 751 Lafayette NE Grand Rapids MI 49503 Spn, Eng Cherry Street Health Center 616-235-7272 550 Cherry St SE Grand Rapids MI 49503 Spn, Eng Heart of the City 616-965-8200 100 Cherry Street Grand Rapids MI 49503 Spn, Eng Durham Clinic(Requires Site Approval) 616-965-8283 100 Cherry St. SE Grand Rapids MI 49503 Eng Montcalm Area Health Center 616-225-9650 1003 N. Lafayette Greenville MI 48838 Spn, Eng 669 Stocking NW Grand Rapids MI 49504 Spn, Eng 2929 Burlingame Ave SW Grand Rapids MI 49509 Eng Westside Health Center 616-235-1480 Wyoming Community Health Center 616-965-8333 Burton Health Center 616-247-3638 2135 Buchanan SW Grand Rapids MI 49507 Spn, Eng Clinica Santa Maria 616-685-8400 730 Grandville SW Grand Rapids MI 49503 Spn, Eng Heartside Health Center 616-685-3800 359 S. Division Grand Rapids MI 49503 Spn, Eng Sparta Health Center 616-685-1300 475 S State St Sparta MI 49345 Spn, Eng Browning Claytor Health center 616-685-8300 1246 Madison SE Grand Rapids MI 49507 Spn, Eng Metro Health Community Clinic 616 252-4100 781 36th SE Wyoming MI 49548 Spn, Eng Spectrum Internal Medicine Residency Practice (charges facility fee) 616-391-3777 25 Michigan NE #2100 Grand Rapids MI 49503 Eng Catherine's Care Center 616-336-8800 1211 Lafayette Ave NE Grand Rapids MI 49505 Eng Health Interventions Services (HIS) 616-475-8446 15 Andre SE Grand Rapids MI 49507 Spn, Eng OTHER SPECTRUM HEALTH SPECTRUM HEALTH 10 Urgent Care Centers near You WellNet covers visits to Urgent Care for a co-pay of only $5. If need to see a doctor and your doctor’s office is not open, you can go to Urgent Care. Mercy Health Urgent Care at East Beltline 1741 East Beltline NE Grand Rapids, MI 49525 616-685-3414 Spectrum Health Urgent Care Alpine 2332 Alpine Ave NW Grand Rapids, MI 49544 616-391-6220 Emergency Room Mercy Health Urgent Care Rockford 6050 Northland Drive Rockford, MI 49341 616-685-7961 Spectrum Health Urgent Care Broadmoor 3350 Broadmoor Ave SE Grand Rapids, MI 49512 616-391-8020 Spectrum Health West Pavilion Urgent Care 6105 Wilson Ave SW Wyoming, MI 49418 616-486-5100 WellNet covers visits to the Emergency Room ONLY IF it is a TRUE medical emergency. A medial emergency: • • puts your health or life in serious danger could cause permanent or long term damage to your body If you go to the emergency room and it is NOT a medical emergency, YOU will receive a bill. If you are not sure if you should go to the Emergency Room, remember: • • call your doctor you can go to any of the Urgent Care centers listed above Pharmaceutical Products WellNet covers most generic medications under $30. WellNet will only cover a 30-day medication supply. Because medication prices change often, we have changed how you will pay for your medications. The chart below shows how much you will have to pay for each medication based on the cost. Medication Cost $0-$30 $30.01 - $50 $50.01 and above Formulary Glucose Strips (max of 100 per month) Co-Pay $4 $10 Member must pay 100% of the network rate cost $10 11 If you go to the pharmacy and are told you do not have WellNet coverage, call our office IMMEDIATELY to see why you cannot get your medications. The following pharmacy benefits are not covered: • • • The administration or injection of any prescription Any refill of a prescription if it is more than the number of refills stated on the medicine bottle Any prescription given to a member if they are in an inpatient facility Participating Pharmacies *This pharmacy delivers medications right to your door. Ask the pharmacy for more details Ada Hillside Pharmacy 6745 E. Fulton St., Ada, MI 49301 (616) 682-9100 Allegan Community Pharmacy 115 Locust St., Allegan, MI 49010 (269) 673-4188 Chemist Shoppe* 1900 Wealthy St. SE, Grand Rapids, MI 49506 (616) 774-7799 D & W Fresh Market Pharmacy – Knapp’s Crossing 2022 Apple Orchard Ave., Grand Rapids, MI 49525 (616) 361-3676 Family Fare Pharmacy – Kentwood 6127 Kalamazoo Ave. SE, Kentwood, MI 49508 (616) 698-8234 Family Fare Pharmacy – Lake Michigan Dr. 2755 Lake Michigan Dr. NW, Grand Rapids, MI 49504 (616) 791-4777 Family Fare Pharmacy – Leonard and Fuller 1225 Leonard St. NE, Grand Rapids, MI 49505 (616) 459-6203 Family Fare Pharmacy – Metro Health Village 2275 Health Dr. SW, Wyoming, MI 49519 (616) 249-9161 Family Fare Pharmacy – Breton Meadows 4325 Breton Rd. SE, Grand Rapids, MI 49512 (616) 281-5442 Family Fare Pharmacy – Northland Dr. 5241 Northland Dr., Grand Rapids, MI 49525 (616) 447-2788 Family Fare Pharmacy – Byron Center 2245 84th St. SW, Byron Center, MI 49315 (616) 878-6047 Family Fare Pharmacy – Rockford 201 Marcell Dr. NE, Rockford, MI 49341 (616) 863-9376 Family Fare Pharmacy – Fulton Heights 1415 E Fulton St., Grand Rapids, MI 49503 (616) 774-9422 Family Fare Pharmacy – Roger’s Plaza 1148 28th St. SW, Wyoming, MI 49509 (616) 724-1944 Family Fare Pharmacy – Grandville 3960 44th St. SW, Grandville, MI 49418 (616) 530-4590 Family Fare Pharmacy – Sparta 565 S. State St., Sparta, MI 49345 (616) 887-8861 12 Family Fare Pharmacy – Wyoming 2900 Burlingame Ave. SW, Wyoming, MI 49509 (616) 538-1490 Grice’s Pharmacy* 6 N. Main St., Kent City, MI 49330 (616) 678-5380 Heart of the City Pharmacy 100 Cherry St. SE, Grand Rapids, MI 49503 (616) 965-8278 Kay Pharmacy* 2178 Plainfield Ave. NE, Grand Rapids MI 49505 (616) 361-7319 Meijer Pharmacy – Standale 315 Wilson Ave. NW, Standale, MI 49544 (616) 735-2110 Momber Pharmacy* 11 S. State St. NW, Sparta, MI 49345 (616) 887-7323 Parkwood Pharmacy* 1106 Burton St. SW, Wyoming, MI 49509 (616) 245-2463 Professional Pharmacy 9175 Cherry Valley Ave. SE #6, Caledonia, MI 49316 (616) 891-1116 Keystone Pharmacy* 4021 Cascade Rd. SE, Grand Rapids, MI 49546 (616) 974-9792 Leppink’s Pharmacy - Belding 115 Pearl St., Belding, MI 48809 (616) 794-4053 Leppink’s Pharmacy – Howard City 730 Shaw Ln, Howard City, MI 49329 (231) 937-4334 Meijer Pharmacy – 28th and Kalamazoo 1540 28th St. SE, Grand Rapids, MI 49508 (616) 452-9651 Meijer Pharmacy – Alpine 2425 Alpine NW, Grand Rapids, MI 49544 (616) 364-6281 Meijer Pharmacy - Greenville 606 S. Greenville W. Dr., Greenville, MI 48838 (616) 225-7710 Meijer Pharmacy - Lowell 11901 Fulton St., Lowell, MI 49331 (616) 897-4700 Saint Mary’s Cathedral Square Pharmacy 360 S. Division Ave. Ste. 1A, Grand Rapids, MI 49503 (616) 685-1147 Saint Mary’s Family Pharmacy 300 Lafayette Ave. SE, Grand Rapids, MI 49503 (616) 685-6105 Saint Mary’s Southwest Family Pharmacy 2373 64th St., Ste. 1100, Byron Center, MI 49315 (616) 685-3950 Village Pharmacy* 4252 Kalamazoo Ave. SE, Grand Rapids, MI 49508 (616) 281-1323 Walker Street Pharmacy* 1181 Walker Ave. NW, Grand Rapids, MI 49504 (616) 458-9640 Westside Pharmacy 669 Stocking Ave. NW, Grand Rapids, MI 49504 (616) 235-1480 Woodpointe Pharmacy* 2500 East Beltline Ave. SE, Grand Rapids, MI 49546 (616) 949-4499 13 If You Receive a Bill: If you receive a bill for a service that you believe should be paid for by WellNet, call the number on the bill and explain that you have WellNet. The name of your coverage was once called Plan B. Please let the billing location know that the name has changed to WellNet. While on the call, make sure the company has the proper billing information found on the WellNet card. If you are still having problems, call our office and we will try our best to assist you. Do NOT ignore the bill. Do NOT assume WellNet has paid the bill. Do NOT throw it in the trash. Contact our office. We are here to help. Annual Reviews: Each year during your birthday month, you will need to come to our office to reapply for the program. To make sure you never miss the date you need to reapply, your review date is on the back of your WellNet card. On the 1st of your birthday month, WellNet will send you a letter telling you to call our office to schedule a 15-minute appointment to reapply for the program. When you come to this appointment you must bring: • • Proof of your household income from the last 30 days Piece of mail sent to you that shows your name and address that was postmarked within the last 30 days o For example, if your meeting with us is on May 25, the piece of mail you bring must have a date on it between April 25 and May 25. If you do not call our office by the 15th of the month to schedule an appointment with us, your plan will be terminated If you lose your WellNet coverage, it can be very hard to get it back. This is why it is very important that we always have your updated contact information. If it is the first of the month and you did not get your letter to reapply to WellNet, call us IMMEDIATELY 14 Case Management: As a WellNet member, you have access to FREE Case Management. Call our office and ask to speak with a Case Manager if you need connection to: • • • • Transportation Resources Behavioral Health Services Health coaching and resources Other resources that are not health related Health Net is here to assist you in any way we can. Health Education Classes Offered by Health Net of West Michigan Health Net of West Michigan offers free health education classes taught by our health education team and partner organizations. To make it easier to take part in classes, some classes are offered on-site at Health Net and others are at community locations throughout West Michigan. Some health education classes are offered in Spanish. Health Net is always looking to expand the education offerings. Check back often to see if we have added a class. Patient Empowerment • Offers tools on how to talk to your doctors about your health and how to keep track of changes in your health. The class tells what a medical home is and how it helps make care for you and your doctors easier. Stress Management • Provides info on what stress is, knowing how stress affects daily life and healthy ways to handle stress in your life. Eat Right, Be Active! • Follows the MyPlate program, which talks about what our body needs from food to be healthy, how to read food labels and shopping for healthy foods on a budget. Health Management You must have a physical 90 days after attending orientation. If you have had a physical within the last 90 days, you do not need to go again. If you need help scheduling this appointment, contact our office at 616-726-8204. If you need transportation to this appointment, contact our office at 616-632-1015. 15 Transportation: If you need transportation to your medical appointments, Health Net of West Michigan can help! Setting up transportation is easy. If you need transportation, call the Transportation Line at Health Net of West Michigan at 616-632-1015. Our staff will walk you through the process. It’s simple, just call the transportation line at least 2 hours before your appointment and we can arrange qualifying transportation. Communication with our Office: It is very important that you contact our office whenever you have life changes that could affect your WellNet coverage. Most of our communication with you happens through the mail or by telephone. You need to contact WellNet if you: • • • • • • • • • • • • have changes in your income change your contact information (i.e address, phone number, etc.) receive a bill are told by your doctor’s office or pharmacy that your coverage is terminated receive a letter from Health Net that you do not understand get married become pregnant are leaving Kent county for 60 days or more are no longer a resident of Kent county are approved for Disability coverage have a medical lawsuit are eligible for other health coverage, including Medicare, Medicaid, Healthy Michigan Plan (HMP) or private insurance 16 Important Information: Health Net of West Michigan Transportation Line General WellNet Questions WellNet Clinical/Medical Questions 616-726-8204 616-632-1015 616-421-4829 616-421-4816 Your Medical Home Your Pharmacy Home You will receive your annual review letter 17