âPeople Helping Peopleâ - Beloit Municipal Credit Union
Transcription
âPeople Helping Peopleâ - Beloit Municipal Credit Union
Financial f o c u s Newsletter Winter 2015 Please watch your mailboxes; the necessary tax reporting forms will be sent separately from your December statement in an envelope marked “Important Tax Information.” MCU Annual Meeting Help us celebrate 81 years serving our Members! WATCH ==================== BOXES! WHEN: April 26, 2015 Social Hour: Noon YOUR MAIL 1099 INT– You will receive this form if you were paid dividends of $10 or more on any saving account by the credit union. 1098-You will receive this form if you paid interest of $600 or more on any loan that is secured by real estate. 1099R-This form reports distribution of any IRA funds that were made during the year. Carefully examine your statements for accuracy and to verify your Social Security Number is correct. Contact MCU immediately if there is any discrepancy. Buffet Luncheon at 1 p.m. Business Meeting at 2 p.m. WHERE Domenico’s Banquet Hall ==================== COST: $12 Per attendee HOLIDAY LOAN SPECIAL 6.99% UP TO $5,000 FOR 12 MONTHS Through 2/28/2015 APR=Annual Percentage Rate. Payments on a $5,000 loan for 12 months =$432.66 $4,000 @ $346.13, $3000 @ $259.60, $2,000 @ $173.06 and 1,000 @ $86.53. Stop in or call for more details “People Helping People” Financial Focus is published for the members of Municipal Credit Union 1154 Cranston Road, Beloit, WI 53511~ Phone 608-362-6172~Fax 608-362-8106~ E-mail address: [email protected] E-Statements Secure. Convenient. Free. A paper statement is simply a waste of paper and your valuable time. E-Statements are so much more convenient and are more secure than the statement you receive by mail. For record keeping, just save the e-statement to your computer. Make your busy life a little easier. Enroll in e-statements today! DO YOU HAVE QUESTIONS ABOUT OUR MASTERCARD REWARDS PROGRAM? THE ANSWERS TO YOUR QUESTIONS ARE BELOW! Q. What is the Want Rewards™ Rewards Program? A. The Want Rewards™ Program is an incentive promotion that offers registered participants the opportunity to earn points for qualifying activities. Participants may redeem points for a wide variety of consumer goods, as well as, individual travel from our online catalog of awards. Q. How does the Want Rewards™ Rewards Program Work? A. Qualified Participants will be awarded points for eligible activities (please see the “Rules” page). Points may be redeemed for items in our online catalog. Q. Who is eligible for the promotion? A. A credit union member who’s activities earn points (please see the “Rules” page). Q. Why do you request my personal information when I enroll? A. When enrolling, you will provide us with personal information that will be used in relation to awarding you points in the program and fulfilling your redeemed points for merchandise. Your credit union may use your email address to communicate credit union offers with you. It is your responsibility to maintain the accuracy of your contact information through the "Profile" page of this website. Updating your information in the Want Rewards™ Program will not update your information at your credit union. Q. How do I earn points? A. Please see the “Rules” page for a list of activities that earn points. Q. How do I redeem my points? A. After earning points, login to your personal account on this website with the email address you used when enrolling and the password you selected then. Once you’ve successfully logged in, click the “Shopping” tab in the top menu to browse or search the online catalog or click “History” to view available points, awarded points, points spent, and item details on your redeemed points. When you have located the item you wish to redeem points for, you can checkout then or add more items to your online award shopping cart. Then, update or confirm the shipping address and your awards will soon be on their way! VEHICLE YEAR TERM 2012 TO 2009 TO 2014 2011 2008 & OLDER 24 MONTHS 1.99% 2.49% 2.99% 36 MONTHS 1.99% 2.49% 2.99% 48 MONTHS 1.99% 2.49% 2.99% 60 MONTHS 2.24% 2.74% 54 @3.24% 72 MONTHS (OVER 18,000) 2.49% 2.99% N/A Benefits of Credit Union Membership We have brochures on Health, Life, Auto, Home, Accidental Death and Disability Insurance in the lobby at Municipal Credit Union. TruStage is insurance the credit union way. Our products and programs are made available through TruStage Insurance Agency and offered only to credit union members. Today, more than 15 million members rely on us for our products, programs, services, expertise and experience. With a commitment to dependability and a members-first philosophy, we help you protect what matters most. TruStage is part of CUNA Muntual Group, which has been serving credit union member for nearly 80 years. Do you have questions about Student Loans, Fraud or Scams? Stop in our Lobby and pick up one or more of the Free Brochures and booklets in the lobby regarding these items. Learn how to protect yourself from fraud! Are you Managing someone else’s money or do you need information on Financial Exploitation? We are offering free booklets to our members on information and tips to help prevent common frauds, scams and other types of financial exploitation to our members. If you are a court appointed guardian and are managing someone else money you may want to pick up the booklet “Managing Someone Else’s Money” . You will find brief tips to help you avoid problems and resources for finding more information. Financial Focus is published for the members of Municipal Credit Union