Certified Financial Planner - College of Charleston School of

Certified Financial Planner
Certification Education Program
College of Charleston does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP (with flame logo)® certification marks. Certified
Financial Planner Board of Standards, Inc. owns the certification marks CFP (R), CERTIFIED FINANCIAL PLANNER (tm) and federally registered CFP (with flame
logo) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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The College of Charleston Certified Financial Planner (CFP®) Certification Education Program is
designed to broaden the financial skills and career options of professionals practicing in the financial
services industry. This academically rigorous and challenging program is offered over a 12-month
period. The next program is scheduled to begin Monday, March 3, 2014. Courses will meet on Monday
and Thursday evenings from 6:00 to 9:00 p.m. at the College of Charleston North Campus located at
5300 International Boulevard, Building B, Suite 100 in North Charleston.
ADVANTAGES OF THE PROGRAM AT
THE COLLEGE OF CHARLESTON
The College of Charleston CFP® Certification Education
Program is an educational program registered with Certified
Financial Planner Board of Standards, Inc. (CFP Board). Students
who successfully complete the program will be eligible to apply for
the CFP® Certification Examination. Other advantages include:
DISTINCTION
With so many people calling themselves financial planners,
your certificate from the College of Charleston and your CFP®
certification will be an indication that you are a true professional
and among the elite in your field. It will provide you with the
credibility which today’s sophisticated client demands.
K N OW L E D G E
The more you know the more services you can provide to your
clients. Expanded knowledge of financial planning is the key to
attracting new clients and opening new career options.
N E T WO R K I N G
Typical students are accountants, bankers, stockbrokers,
investment advisors, insurance professionals, financial planners
and other associated professionals from the Charleston area.
WHO SHOULD APPLY?
The course is designed for individuals in the financial services
industry. Applicants are expected to have earned a bachelor’s
degree from an accredited college or university. In addition,
successful financial planning students usually have three or more
years of experience in the financial services industry.
Applicants without the credentials described above may be
admitted if, after an interview, it is determined that success in the
program is highly likely.
Successful students in the past have included several individuals
making a career change with no professional financial background.
Also, some have gone through the program for their own personal
growth. Students without a strong financial background should
expect to put in additional study time to keep pace, but can have a
very rewarding experience.
The Program Curriculum
The program curriculum reflects the professional knowledge requirements needed by financial planners
as determined by the CFP Board. The program includes seven modules, plus an optional review session.
F U N DA M E N TA L S O F F I N A N C I A L P L A N N I N G
A foundation providing a comprehensive overview of the financial
planning process. Topics covered include goal and priority setting,
data gathering, and implementation of a financial plan as well as
time value of money, the legal and economic environment, and
ethical and professional considerations.
INSURANCE PLANNING
A course designed to acquaint the student with the basic principles
and various types of insurance devices. It prepares students to
work with clients by teaching methods of gathering client data,
identifying the client’s risk exposure and helping the client select
products to protect them against loss.
I N D I V I D UA L A N D P RO P E RT Y TA X AT I O N
A course emphasizing the concepts and methods of determining
tax liability for individuals and the taxation of property
transactions. It provides the students with information critical for
efficient tax planning.
INVESTMENTS
This course prepares students to work with clients to achieve
their financial objectives. It provides them with the skills required
for the effective analysis of investment alternatives in a riskreturn framework. Emphasis is placed on selection, timing, and
diversification techniques.
RETIREMENT PLANNING
This course offers students an understanding of the planning,
implementation, and monitoring of retirement needs, including
an examination of employer benefits.
E S TAT E P L A N N I N G
This course provides students with an overview of estate
planning and the tools and techniques which minimize the
impact of state and federal taxes on estates, trusts, charitable
transfers, gifts and bequests.
CAPSTONE COURSE
This course builds upon the materials in the first six courses of the
educational program. Emphasis is on the application of financial
planning concepts in an integrated planning environment. This
“capstone-like” course utilizes case studies and mini-cases to tie
together the various discipline studied in the individual prior
courses into a comprehensive financial planning process.
C F P ® C E RT I F I C AT I O N E X A M I N AT I O N R E V I E W
Students have many options for examination review including the
fast paced four-day review offered through Kenneth Zahn, Inc.
These review courses are separate from the College of Charleston
Financial Planning Program and are not included in the tuition.
THE CFP® CREDENTIAL
Please note that the College of Charleston does not award the CFP® or CERTIFIED FINANCIAL PLANNER™ designation. The
certification marks, owned by Certified Financial Planner Board of Standards, Inc., are awarded to individuals who successfully complete
the CFP Board’s initial and ongoing certification requirements.
CFP®, , and CERTIFIED FINANCIAL PLANNER™ are federally registered service marks of the Certified Financial Planner
Board of Standards, Inc. (CFP Board).
EXPENSES, DISCOUNTS
and OPTIONS
FEES
Tuition for the program is $4900. There is a $100 application fee.
This does not include the costs for books and materials.
Application Fee
$ 100
Tuition 4,900
Total Cost for CofC Program
$ 5,000
Most students choose to take a Review course and the CFP®
Certification Examination. Many students also choose a deferred
payment plan. Thus, a student might incur these additional costs:
Books and Materials (estimated)
College of Charleston Deferred Payment Plan Fee
Zahn Live Review (including materials)
Dalton Live Review (estimated)
Dalton Review Materials (estimated)
CFP® Board Examination Fee
CFP® Board Licensure Fee
$1000
150**
925
975
335
595
100
**Those choosing the deferred payment plan for tuition, pay $550
at the program start (in addition to the application fee), then
$409.08 a month for 11 months. Tuition payments are due the
second Monday of each month beginning April 2014.
DISCOUNTS AND VETERANS BENEFITS
A $245 discount will be provided for individuals who submit their
application by Friday, January 24, 2014. A group discount will also
be available for companies with three or more applicants.
The College of Charleston CFP® Certification Education Program
has been approved for VA Educational Benefits for individuals
eligible for the GI Bill.
A D D I T I O N A L I N F O R M AT I O N
The College of Charleston administers the CFP®
Certification Education Program through the College of
Charleston North Campus.
For more information, contact:
Patricia L. Simpson
Student Services Coordinator
[email protected]
College of Charleston North Campus
5300 International Boulevard
Building B, Suite 100
North Charleston, SC 29418
(843) 953-6684
Fax: (843) 953-7454
Phone: (843) 953-6684
Fax: (843) 953-7454
[email protected]
CFP® Certification Education Program
Application for Admission
Legal Name: Social Security No. (Optional): Have you ever enrolled in the College of Charleston for credit or non-credit in the past? D.O.B(Month/ Day/ Year) Sex M F
Are you Hispanic/ Latino? Please mark one. Yes No
Regardless of your answer above, please mark one or more races to indicate what you consider yourself to be:
Alaska NativeWhiteAmerican Indian
AsianNative HawaiianPacific Islander
Black or African American
For non-US Citizens:
Passport type, if not a US citizen
Nationality/ Citizenship Country of Birth
City of Birth
Permanent Address: City:State: Zip Code: Business Telephone: Home Telephone: E-mail Address: Fax Number
EDUCATION (list chronologically all post-secondary education):
College/University
Dates Attended
Major/Field
Degree/Diploma
Date Granted
GPA
Professional Designations, Licenses, or Registrations: EMPLOYMENT INFORMATION
Employer: Employment Dates: Address: Job Title and Job Description: Do you plan to register for the Certification Examination?
Yes
No
Do you have any convictions, guilty pleas or judicial findings or charges pending of guilt for any criminal offenses (including juvenile
offenses) other than minor traffic violations? Yes No
If yes, please provide the approximate date of the incident(s) and explain the circumstances. All students are required to report any
sanction that occurs subsequent to applying. Please attach the following information to your application:
1.
2.
A list of your objectives in taking the Financial Planning Education Program.
A brief description of your experience and educational background in financial planning, financial services, investments,
accounting, economics, insurance, law, retirement planning, benefits, psychology, or individual counseling.
Return completed application along with a non-refundable $100 application fee to the College of Charleston North Campus, 5300
International Boulevard, Building B, Suite 100, North Charleston, SC 29418. The application deadline is February 7, 2014 for the
program beginning March 3, 2014.
Signature Date Declaration of Citizenship or Legal Presence in the United States: Section 17 of the South Carolina Illegal Immigration Reform Act
(H.4400, Act 280 of 2008), enacted June 4, 2008, requires South Carolina public colleges and universities to verify the lawful presence
in the United States of their students. To attend a public college or university in the state, a student must be a citizen or national of the
Unites States or an alien lawfully present in the United States. Students are required to provide proof of lawful presence in the United
States before being allowed to enroll or continue enrollment at the College. The Board of Trustees of the College of Charleston has
approved a verification process to comply with the law.
The College of Charleston does not award the CFP® and Certified Financial Planner® designation.
CFP®,
, and Certified Financial Planner™ are federally registered service marks of the Certified Financial Planner Board of
Standards, Inc. (CFP Board). The certification marks, owned by the Certified Financial Planner Board of Standards, Inc., are awarded to
individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.
Certified Financial Planner Certification Education Program
2014-2015 Tentative Course Schedule
Classes meet on Monday and Thursday from 6:00 – 9:00 pm
Fundamentals of Financial Planning (36 hours)
March 3, 6, 10, 13, 17, 20, 24, 27, 31
April 3, 7, 10
Investments (36 hours)
April 28
May 1, 5, 8, 12, 15, 19, 22, 29
June 2, 5, 9
Rachel Bunch, CFP®
Individual and Property Taxation (36 hours)
June 23, 26, 30
July 3, 7, 10, 14, 17, 21, 24, 28, 31
Insurance Planning (39 hours)
August 14, 18, 21, 25, 28
September 4, 8, 11, 15, 18, 22, 25, 29
Retirement Planning (39 hours)
October 2, 6, 9, 13, 16, 20, 23, 27, 30
November 3, 6, 10, 13
Estate Planning (39 hours)
November 24
December 1, 4, 8, 11, 15, 18
January 5, 8, 12, 15, 22, 26
Rachel Bunch, CFP®
Carrie Lanning, CPA
Kevin Alford, MBA, CFP®
Rachel Bunch, CFP®
Kyra Morris.CFP®, EA
Financial Plan Development Course/Capstone
Ken Zahn’s Instructor
February & March 2015 - Dates TBA
Holidays
January 20, 2014
Martin Luther King Day (Monday)
May 26, 2014
Memorial Day (Monday)
July 4, 2014
Independence Day (Friday)
September 1, 2014
Labor Day (Monday)
November 27, 2014
Thanksgiving (Thursday)
December 19 – January 5, 2015
Holiday Break
January 19, 2015
Martin Luther King Day (Monday)
(45 hours)