Welcome To The California Community Credit Union Family!

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Welcome To The California Community Credit Union Family!
Winter 2015
WELCOME WESTERN VALLEY FCU MEMBERS!
CONVERSION WEEKEND: JANUARY 30 - FEBRUARY 2, 2015
The finalization of the merger of Western Valley Federal Credit Union into California Community Credit Union is nearing
completion. We are looking forward to providing you with a wide array of loan products, deposit products, and technology
solutions in addition to providing you access to all five (5) full-service branches!
Beginning at 3:00 PM on January 30, 2015 and continuing throughout the weekend, all Western Valley FCU account information
will be merged into the California Community data processing system.
We recently sent you correspondence with important detailed information about what to expect once the conversion of data has
been completed, along with our Important Account Information brochure, our Rates and Fee Schedule, and our Privacy Policy. If
you have not received your mailing, please telephone any branch office to request a copy.
HERE ARE SOME OF THE HIGHLIGHTS OF WHAT TO EXPECT:

Account Numbers: Your account number (and MICR number for those members with checking accounts) will remain the
same. The Routing & Transit Number for California Community Credit Union is 321175643. While the Federal Reserve will
allow us to use the Western Valley FCU Routing & Transit number for a short period of time following the February 2, 2015
data conversion date (not to exceed six (6) months), you will want to contact your employer to provide the new Routing &
Transit Number for your direct deposit or payroll deduction, and provide it to those creditors you pay via electronic means,
as soon as possible after the February 2 completion date.

VISA® Debit Card: Those members with a Western Valley FCU MasterCard® Debit Card will be issued a California Community
Credit Union VISA® Debit Card in advance of the February 2, 2015, date. Please note that you will activate and begin to use
your NEW VISA® Debit Card on February 2, 2015. With your new VISA® Debit Card, you will have surcharge-free access to
over 30,000 CO-OP Network ATM machines located throughout the nation.

Online Banking / Bill Payer: Beginning February 2, 2015, you will able to access your account online through California
Community’s website – www.caccu.org. Since the previous online banking and bill pay information WILL NOT be converted,
please ensure that you download and save or print any needed statements or account histories prior to January 30, 2015.
For those members using the WVFCU Bill Payer, you will be contacted directly by an administrator of California Community
CU’s Bill Pay Program to assist you in setting up your information in the California Community CU Bill Payer program.
SUMMARY:
 Friday, January 30, 2015, 3:00 PM: LAST date/time to use your WVFCU MasterCard® Debit Card or ATM Card.
LAST date/time you will be able to access your account online through the WVFCU Website. NO access to account until
Monday, February 2, 2015.
 February 2, 2015, 9:30 AM: FIRST date/time you will begin to use your NEW California Community Credit Union VISA® Debit
Card or ATM Card, have access to our five branches, and access your account online or through the Telephone Teller (PET).
PLEASE PLAN IN ADVANCE:
Beginning at 3:00 PM Friday, January 30, 2015 until 9:30 AM Monday, February 2, 2015, you WILL NOT have access to your
account. PLEASE ENSURE THAT YOU HAVE SUFFICIENT CASH OR PERSONAL CHECKS TO COVER YOUR PURCHASE NEEDS
THROUGHOUT THIS CONVERSION WEEKEND. Your WVFCU VISA® Credit Card will not be affected by the conversion .
Welcome To The California Community Credit Union Family!
Winter 2015
ELECTION OF OFFICERS
Nominations for positions on the Board of Directors and Supervisory Committee
are now being accepted. Nomination packets are available by calling (916) 3861418. All nomination packets must be completed and submitted to the Main
Office by mail or in person no later than March 1, 2015.
The Election of Officers will be held at the Annual Meeting at a date and time in
April or May of 2015 as determined by the Board of Directors. We will publish
the scheduled date and time in our Spring Newsletter.
BRANCH OFFICES
MAIN – AS OF FEBRUARY 2, 2015
8815 Folsom Boulevard
Sacramento, CA 95826
(916) 386-1418
(916) 386-2768 (fax)
Mon – Thurs:
9:30 AM – 5:00 PM
Friday:
9:30 AM – 6:00 PM
ELK GROVE – AS OF FEBRUARY 2, 2015
TAX INFORMATION - 2014 RETURNS
The last statement you receive from us this year will show the interest paid and
dividends earned for 2014. Please ensure that you retain a copy of this statement
because you’ll need this information when filing your 2014 Tax Return.
Tax Reporting Forms included as part of your year-end statement are:
 1099-INT for dividends paid over $10.00
 1098 for mortgage interest paid over $600.00
FYI - The last day for a 2014 IRA Contribution is April 15, 2015.
IMPORTANT NOTICE – IRA WITHHOLDING
If you are currently taking withdrawals from your IRA account, we are required by
federal law to notify you of your right to change your tax withholding election for
your IRA distributions.
You have the right to change your election at any time. The withholding election
you previously made will continue to apply to future IRA distributions until you
notify us in writing of a change.
If you want to make a change to your tax withholding election, please give us a call
at (916) 786-2451.
You are advised to seek advice from your own tax professional.
Our Very Best Wishes to You and Yours for a Happy and
Prosperous New Year!
HOLIDAYS
Our Branches Will Be CLOSED in Observance of the Following Holidays:
MONDAY, JANUARY 19TH
Dr. Martin Luther King Jr. Day
MONDAY, FEBRUARY 16TH
President’s Day
*This credit union newsletter is as current as possible and provides up-to-date information to you with
the understanding it is not financial, legal, accounting, tax or otherwise professional advice. We reserve
the right to add, change, or delete services, and all rates and fees are subject to change without notice.
Loan rates are shown as Annual Percentage Rate. Member share savings are protected up to $500,000
per signer. NCUA (National Credit Union Administration) federally insures up to $250,000; ASI (American
Share Insurance) insures an additional $250,000. Contact a CACCU representative for further details.
4801 Laguna Boulevard, Suite 101
Elk Grove, CA 95758
(916) 394-6388
(916) 394-6393 (fax)
Mon – Friday:
9:30 AM – 5:00 PM
SUNRISE/ROSEVILLE
130 Sunrise Avenue
Roseville, CA 95661
(916) 786-2451
(916) 783-2196 (fax)
Mon – Friday: 10:00 AM – 4:00 PM
Effective 2/2/15: 9:30 AM – 5:00 PM
ROSEVILLE – AS OF FEBRUARY 2, 2015
2200 Professional Drive, Suite 290
Roseville, CA 95661
(916) 789-1989
(916) 789-7070 (fax)
Mondays, Thursdays, Fridays ONLY:
9:30 AM – 1:00 PM
2:00 PM – 5:00 PM
CLOSED on Tuesdays & Wednesdays
MODESTO – AS OF FEBRUARY 2, 2015
3600 Sisk Road, Suite 4-L
Modesto, CA 95356
(209) 544-3971
(209) 544-2488 (fax)
Mon – Friday:
9:30 AM – 5:00 PM
TELEPHONE TELLER
(916) 381-3900
WEBSITE
www.caccu.org
When you change your home or email
address, or your home, work, or cell
phone numbers, please let us know so
that we may continue to provide you
with extraordinary service, anytime,
anywhere.
