Section 2: EX-99.1 (EX-99.1)

EXHIBIT INDEX
Exhibit
No.
99.1
Description
Copy of presentation materials that CU Bancorp Chief Executive Officer, David I. Rainer and Chief Financial Officer, Karen Schoenbaum will make available to certain
investors and potential investors at the Raymond James U.S. Bank Conference, September 9, 2015 in Chicago, Illinois. (Furnished pursuant to Regulation FD).
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Section 2: EX-99.1 (EX-99.1)
Exhibit 99.1
CUof
Investor
as
…
aBancorp
better
June
Presentation
30,
banking
2015 experience
Forward-Looking
This
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Statements
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orthey
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recent Southern
merger
top markets
California market
Seasoned
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Southern
Name
David
K.
Anne
Karen
Anita
*Includes
Brian
Williams
Wolman
Rainer
Schoenbaum
Title
Horton
California
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time
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Executive
Chairman
EVP
asPresident
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franchise
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Chief
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at
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two
SBA)
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unemployment
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the
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ahead of the Netherlands, Indonesia and Turkey
Premier
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California:
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?Former
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most
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FENB
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COSB
Bay
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(2012)
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locations
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–Beach
(2010)
(2014)
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–markets
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Bank
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(2006)
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(2005)
has
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(2012)
––Former
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with
Acquired
in
a footprint
Southern
from
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to
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PCB
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California
from
spans
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2010
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of
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9Result:
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“inception
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in
approach
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inand
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2005
mergers
since
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tremendous
successful
through
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2010
service
2014
acquisitions
opportunities
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Strong
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2Q15—annualized
grown to $1.7 billion
growth rate of 11.5%
Superior
CUB
?Total
NPAs
Net
Peer
11
One
charge-offs
recoveries
group
credit
nonaccrual
to
REO
Credit
total
includes
quality
in assets
in
2Q15
(Year
Quality
2Q15
loans
at
California
of
of
toJune
of
0.24%
date)
$850
$5.0
(0.05%)
30,thousand
banks
million
2015: ororbank
0.29%
holding
of total
companies
loans with total assets between $1.0-3.0 billion; source: SNL.
Premier
Southern
Cost
Non-interest
53%
Increased
Total
Deposit
12
ofDeposit
deposits
deposits
total
Core
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California
$54bearing
$24
deposits
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million
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2Q15
deposits
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Franchise
Since
billion
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0.11%,
of
at of
$1.1
June
quarter
for
billion
30,the
2015
fifth
at June
consecutive
30, 2015 quarter
Growing
At
39%
16.8
$374
Added
Analyst
Over
has
Industrials,
(NASDAQ),
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13
$2.5
outperformed
million
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the
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to
Bank
billion
coverage
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Russell
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market
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assets;
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issued
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cap
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S&P
theWall
CUB
atInvestment
in
at
(RUT)
500,
period,
7/30/15
per
June
6/30/15
Street
is
Index
Dow
1Q15
one
2013
and
CUNB
investment
of
Jones
Community
ABA
13-f
seven
filings
commercial
banking firms
banks headquartered in Southern California and traded on NASDAQ or NYSE with total assets of $2.0 to $10.0 billion
2Q15interest
Income
EPS—fully
Core
Peformance
Net
ROAA
ROATCE
Efficiency
Core
Comparability
Enterprise
14
Income
efficiency
ROAA
net
EPS
Earnings
1Q15
0.82%
Statement
income
Bank,
Ratio
$0.30
10.0%
Ratios
margin
4Q14
diluted
5,267
0.85%
of
0.69%
–ratio
61%
effective
$0.25
financial
5,097
Second
8.2%
Improvement?
4,199
3.87%
$0.73%
60%
64%
0.29
0.27%
$0.20
4,201
3.1%
1,307
Complete
62%
Nov.
information
79%
3.95%
$0.61%
0.23
??2,696
66%
?30,
? 3.78%
$?2014.
Quarter
?0.09
? for ?Operating
theoffirst
Combined
two
results
quarters
Operations
for the
of 2015
first two
to thequarters
fourth quarter
of 2015ofinclude
2014 isthree
affected
months
by the
of combined
Company’s
operations
acquisition
each,
of compared
1st Enterprise
to one
Bank,
month
which
of combined
was accomplished
operationsbyinathe
merger
fourthofquarter
California
of 2014.
United Bank with 1st
Double-Digit
at
CUNB
%
Income
Non-interest
Net
Balance
Total
Tangible
15
double-digits
revenues
interest
Loans
Deposits
Assets
CUNB
Statement
Sheet
book
Book
income
$1,713,004
income
$2,470,813
Growth
24,368
Items
value,
Annualized
$2,137,518
Value
onItems
an
21,273
3,095
23,250
revenues,
annualized
$11.97
2Q15
$1,665,277
$2,406,960
2,608
$2,083,591
20,642
19.2%
$11.65
1Q15
assets,
basis
11.5%
Change
10.6%
10.9%
loans
10.4%
and deposits all grew
Improving Operating
*Operating
16
expenses excludes
Leverage non-core, merger-related expenses in of $2.5 million in 3Q12, $497 thousand in 2Q14; $631 thousand in 3Q14; $2.4 million in 4Q14, $464 thousand in 1Q15, and $246 thousand in 2Q15.
17
Appendix
Reconciliation
The
merger
Bancorp’s
(Dollars
Add
Provision
ROAA
Average
ROAE
Diluted
Income
Company
back:
Net
ROAA*
ROAE**
6.90%
expenses
0.82%
Core
Earnings
Average
in
Equity
Assets
Income
for
Net
Severance
Merger
thousands,
Available
Earnings
Loan
0.85%
5.63%
of
utilizes
0.69%
Income
7.10%
$Annualized
and
Shares
Non-GAAP
Per
Available
2,416,500
287,930
expenses,
Losses
and
0.73%
Share
6.63%
0.69%
except
6.02%
the
to
to
Per
Outstanding
Common
Core
retention,
term
$282,902
Share***
$to
0.83%
net
683
2,321,816
share
8.01%
Measures
an
Common
Net
Core
65
alternative
$1,783
$data)
1,443
Shareholders
Income,
144
net
144,427
0.23
16,924,000
0.30
77
497
Shareholders
Income,
$$–130
408
as
view
0.21
$ 0.25
–income/diluted
$a16,848,000
of
a4,955
$as
non-GAAP
the
0.26
related
$ Company’s
5,097
$ of
11,159,000
ratios
$average
financial
4,201
$ 2,386
is
performance
$shares
measure.
2,883
inplus
over
CU
thenon-interest
time
Bancorp’s
tables
and
below
in
management
comparison
for the excluding
periods
to
believes
theindicated:
Company’s
Core
competitors.
Income
is useful
net income
it is ashould
measure
notutilized
be viewed
by management
as a substitute
and
formarket
net income.
analysts
A to
reconciliation
understand the
of CU
effects of
18
**
***
Three
June
2015
Net
Non-Interest
Subtract:
Efficiency
Core
securities,
Core
Interest
Diluted
30,
efficiency
Efficiency
Non-Interest
2015
Months
ROAE:
March
Merger
Severance
ratio
net
Ratio*
2014
Income
Core
Income
Expense
Ended
ratio
represents
Ratio**
31,
expenses
61%
Earnings
Expense
June
and
represents
$provides
3,095
14,912
21,273
64%
60%
retention
30,
non-interest
112
Per
2,608
$68%
core
62%
14,666
14,913
$0.29
core
240
Share:
20,642
net
134
64%
non-interest
497
income/average
$Net
9,698
expense
224
Core
14,449
$1,390,257
12,578
net
as
$well
expense
9,201
percent
equity
as
a3,927
percent
net
interest
ofpresented
net
income
interest
outstanding
income
plus
non-interest
income,
income,
excluding
gain
onNet
sale
gain
ofon
securities,
sale
of Core
netbecause
Loans by Industry – C&I and Owner-Occupied CRE
19
Shareholders
1st
[Graphic
California
CUNB
7/31/15
Enterprise
CUNB
7/31/15
Appears
Oaks
of
Bank
CUB
State
Here]
Merger
Bank
(COSB)
–and
Merger
Acquisition
– to
Acquisition
announced
Partners
June
announced
Have
3,1.345
2014
Been
Aug.
Well
25,
2010;
Bancorp (PCBP) – Acquisition announced Dec. 9, 2011
COSB
8/24/10
PCBP
12/8/11
*FENB
share
price
of(FENB)
$21.75,
adjusted
reflect
effect
of
shares
ofRewarded
CUNBPremier
receivedCommercial
in merger 20
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