January 2016 - Spicer Wealth Management

News from the Office
™
Volume VIII, Issue 1
Spicer Wealth Management
2655 Commons Blvd., Suite 110
Beavercreek, OH 45431
Phone: 937-426-3836
www.spicerwealth.com
Bryon K. Spicer
Wealth Advisor
Your success and happiness lies in you.
Resolve to keep happy, and your joy
and you shall form an invincible host
against difficulties. ~ Helen Keller
Which could be a sign of
BRYON winter in Ohio—cutting
down a Christmas tree
or mowing your lawn? How about BOTH!
That’s right, who would have believed
Bryon was mowing his lawn and chopping
down Christmas trees! Is global warming
to blame? Who knows, but it sure has been a strange early winter. Strangeness aside, the Spicer Family took a day and went to
Young’s Christmas Tree Farm and cut down their holiday tree.
It’s this tradition Brent looks forward to each year and is fun
for all. Kay had more fun as she cranked up two ovens, grabbed
sister Karen and pumped up the cookie baking
festivities. I could tell Karen missed Bryon’s protective oversight as he was in California vetting a
new company to provide back office support for
the firm. Having had his flight cancelled due to
fog and ice, I spotted the weary traveler bunking
in the airport hotel until the following day. Poor
Bryon!
The holiday spirit stirred in Brent recently
when he shopped for him mom only to discover she had already bought the same gift
for herself!! Using her Kohl’s cash during her
after Thanksgiving shopping extravaganza,
she thought nothing of buying her favorite
things. Well, all were dismayed when she popped her car trunk
to reveal the duplicate gift…good going Kay; the boys are sure
having a hard time shopping for ya! Oh well, all appreciated
Bryon’s longstanding prime rib gift recently as he hosted Christmas dinner for 18 family members. What a blessing it is for
Bryon and Kay to host these traditional family dinners. Dinner
was served with heaping scoops of laughs and kidding, just the
way they like it!
Spicer family events seem to multiply
like rabbits! Several more gatherings
have taken place the past several weeks
which keeps them busier than ever. The
most fun was at Kathy’s surprise 60th birthday dinner at Fleming’s. Although they didn’t jump out of a cake, Kathy’s cousins
from Florida were still the highlight of the evening. Jean and
Cindy travelled many miles to share their love and they’d have
it no other way! Speaking of love, Bryon’s landscaper is sharing
his love as he sets the pavers and assembles the fire pit and grilling stations! Way to go Mr. Landscaper, we can’t wait to see it!!
It’s been told that Dick and Kathy sleep in
KATHY their party attire due to the celebration sched-
ule they keep! That’s right, this duo seems to
hop from party to party with no let-up. It’s birthday month in
the Shaw household and Dick and Kathy didn’t disappoint. It
started with Dick’s mother’s 93rd birthday which was a small
gathering at the Oakwood Rehabilitation Center where Dherlys
is recuperating from a weeklong stay in the hospital. Dick and
Kathy decorated her room with a beautiful poinsettia and a family friend supplied a decorated Norfolk pine which added to the
festivities. It was a small celebration with just Dick and Kathy
as Bob, Dick’s father, was in the hospital and Michael was busy
cooking pizza. Bob was discharged to the Rehabilitation Center
the very next day, so at least he and Dherlys
will be able to spend some time together
during the holidays.
Then it was on to Kathy’s 60th birthday.
Dick, not to be outdone by Miss Kathy’s
party planning abilities, cooked up several
surprises for her milestone birthday. He was
Bryon K. Spicer, Wealth Advisor • (937) 426-3836 • www.spicerwealth.com
right on point when, the day before her birthday, the doorbell
range and Kathy answered the door only to find her Florida
Cousins Jean and Cindy! The surprise was a delight while
Kathy was just a little relieved that it wasn’t a jolly old man in
a red suit trimmed with white fur knockin’ on the door! She
wasn’t quite ready to come face-to-face with good old St. Nick.
A special family dinner at Fleming’s included her mother and
sisters Karen and her husband Duane, Kay and Bryon, Kit and
Steve, her Florida Cousins (and honorary sisters) Becky and
Jeannine. Then the next weekend,
which is Dick’s birthday, Dick certainly out did himself. Kathy’s awesome husband and amazing family
hosted the most FAB surprise 60th
birthday bash in history. Over 80
wonderful friends and loving family members gathered at the
Shrine Club in Springfield to kick off her next decade. They
dined on brisket, pulled pork, a baked potato bar, green beans
and mac n cheese from Rudy’s Smokehouse with white and
chocolate cake from Dorothy Lane Market. Michael was very
gracious and provided pizza from Mikey’s for all the family and
friends to sample. The evening was topped off with live entertainment by Matt Scholp who performs all the great hits of the
50s, 60s and 70s.
I must say it was a great 60th birthday celebration! Congrats,
Miss Kathy!!
Forget about CIA surveillance, we have Elf
surveillance in Anna’s house and I don’t
know if it’s legal! You see, Anna’s family has
a visitor every Christmas season and he’s tiny,
stuffed with fiber filling, and invites himself to sit
quietly on a shelf in his tidy little elf outfit. This
little elf watches over the kids and reports back
to Santa, talk about low-tech surveillance! Ironically though, each night he’s the one who seems
to get into mischief. Reports are coming in that
one night he strung toilet paper over Collin in
his bed, got into a box of cookies and then he opened a box of
candy canes that were to be tree decorations. Young enough to
still think Mr. Elf reports to Santa, Collin has been on his BEST
behavior. I must say this little visitor has been working wonders
for Anna and she’s taking full advantage!
Small and rural, Wilmington College was the first stop on
Sid’s college tour and she’s even been
accepted and offered some scholarship
dough. I think she liked it but there are
move visits to make. Basketball season
is bouncing along with Jackson getting
some playing time since he’s leg’s on the
mend. Sid’s team made the newspaper
and Collin’s haven’t started yet. Rah,
Rah, Ree…go teams!
Christmas was magical and Anna’s
home was filled to the brim with family, food, and fun. Presents
galore and time with family….just perfect I’d say! Happy New
Year to you all!
ANNA
Miss Megan gave
MEGAN her college exams
the knockout punch
and feels real good about
it! I’m sure she dazzled
and I can tell she is very
happy to be done with classes for a few weeks!
While on holiday break she is looking forward
to spending time ‘round the Christmas
tree and dinner table! Opening presents
Christmas morning with her family then
going to Aunt Kay and Uncle Bryon’s
house for Christmas dinner, is all she
really has planned…and that’s plenty for
this gal!
Totally surprised is how Megan described her Aunt Kathy’s reaction to the
60th birthday surprise party Uncle Dick hosted. Fun and laughs
filled the air and it was a great night for all.
We’ll check-in again on Miss Megan soon. Stay tuned!
Originally from Middletown Amy Gephart is
the latest addition to the Spicer Wealth family
filling the seat as our Medicare Supplement
Specialist. She shares her life with her Husband Spencer, a
daughter and son, one soon to be son-in-law, Spencer’s two
sons and their wives, a granddaughter and grandson along with
her cat and dog. Whew, what a houseful this time of year.
Currently Amy and Spencer reside in Centerville and spend as
many weekends as possible at their home on Indian Lake.
Amy his worked in the insurance field specializing in Medicare,
health, life and property and casual. Prior to this she worked
in the healthcare field as a social worker obtaining a BA in
Psychology and later her MBA. Never one to sit still, Amy is
a very active member of her community currently President of
the Centerville Lions, President elect of the President’s Club
of Dayton and a very active member of the Riverdale Optimist
club. I’m not sure when she has free time, but when she does,
she and Spencer enjoy fishing or kayaking on Indian lake,
participate in 5k runs or you might find her during the winter
curled up with a good book.
She is very excited about her future at Spicer Wealth and is
looking forward to meeting you. Welcome aboard, Amy!
AMY
Bryon K. Spicer, Wealth Advisor • (937) 426-3836 • www.spicerwealth.com
,
MISS HULA-KATHY
CRUSING UPDATES
Musicals,
Baseball,
Dances,
Games &
Cruises!!
FEBRUARY 2017 Cruise
A
hoy to all interested Castaways, the
cruise which had the most interest
at the Holiday Ball was the 7 day Royal
Caribbean cruise upon the Adventure of
the Seas leaving San Juan on February
25, 2017. The islands we will be visiting will
include Bonaire, Curacao, Aruba and St.
Martin.
On this cruise there will once again be
two price options, $885.03 for the smaller
balcony cabin and $919.03 for a balcony
cabin with 20 square feet more space.
These prices are in effect until 12-22-15
and think they will be enforced through
the holidays and only require a $50 per
room deposit to hold that price. If you’re
not sure about your schedule in 2016
placing the $50 will hold this price until
10-12-16 when a $500 per room payment
is required and then on 11-24-16 the final
payment will be due. So you don’t have to
make a final decision until the final payment date of 11-24-16 up until that date
all payments are refundable except the
original $50 per room.
If you would like to place a reservation
you may call 1-800-475-5735 Ext. 36121
and speak Cheryl, she will be glad to help
you. Simple tell her you would like to join
the Spicer Wealth excursion. If you have
friends or neighbors who may wish to join
us they are more than welcome to take
advantage of the same pricing. The more
the merrier!
Our 2016 Calendar of Events
should be arriving in your mail any
day now and we hope you’ll make
plans to join us at all of our events
this year. As you can
tell, Bryon, Kay and the gang really
enjoy hosting these occasions and
feel it a privilege to give back to the
Spicer Wealth family for all their support throughout the year. Take a peek
at the 2016 events then give Anna
or Kathy a call at 937-426-3836
and put your name on the reservation list. Some
events fill-up quickly,
so hurry! Musicals, Baseball, Cruises,
Games and Chili…it’ all sounds like
fun don’t ya think?!
Are you up for a challenge this tax season? If you are, here’s one for you—put
Bryon to the test! If you have at least
$250,000 in investible assets, he could
possibly save you to $5,000 in taxes
and other routine expenses that you
may be overpaying! So, put him to the test today!
You may just be glad you did. Call the office at 937426-3836 to reserve a time for your tax visit!
SAVE
UP TO
$5,000
THE Official Chili Cook-off & Game Night - JANUARY 23, 2016
The first event of the year will be a Chili Cook-off and Game Night at the Michael Solomon
Pavilion in Kettering on January 23rd. So, if you think you have the best Chili recipe this side of
Texas whip up a pot and enter the contest. You might just be crowned with the official title of “Best Chili in Dayton”. Or,
you could be crowned the best checker player or euchre player in the Spicer Wealth Family. Don’t like chili? Don’t worry;
there will be lots of other food to enjoy and games galore! Come on, don’t stay blue all winter, come on out and enjoy all
the food, prizes and fun! Watch the mail for your personal invitation with all the details
or call us at 937-426-3836 to have your name added to our list of cooks. This event has
unlimited seating capacity so invite all your friends and neighbors. Call today!
Bryon K. Spicer, Wealth Advisor • (937) 426-3836 • www.spicerwealth.com
The Music Man
Mark Your Calendar for March
T
his dazzling production is one of the most produced American musicals and features the songs
“Trouble,” “Seventy-Six Trombones,” “Goodnight, My
Someone,” “Lida Rose” and “Till There Was You.” Enter
fast talking traveling salesman Professor Harold Hill who
convinces the parents of River City to buy instruments
and uniforms for their youngsters in order to save them
from trouble. But chaos ensues as Hill’s credentials are
questioned and he is called upon to prove himself to the
citizens of River City. While avoiding the mayor’s request
for his credentials he falls in love with Marian the local
librarian. Join us as we enjoy the transformation of the
shabby, awkward and unskilled all boy band into a spectacular, precise and magnificent marking band! Call Anna
or Kathy today at 937-426-3836 to save
your seats for this entertaining evening.
Due to limited seating, please invite
only one guest couple per client.
DAYTON –
It’s Our Home!
FUN BRYON
Kia ora...or greetings depending where
you are. Steam and mud bubbles gently
escaping from the earth,
a geyser and aboriginal Maori people...
Fun Bryon recently found himself in
Rotorua, New Zealand on
a magical mystical 30 day journey in the
land down under! He was quick to learn that Rotorua’s geothermal system and volcanic activity dominate central New
Zealand. Fun Bryon wanted to visit a place with a very long
name, so be sure to check out the background name behind
his picture. That’s one long name! After seeing thousands of
sheep and visiting the House of Parliament in Wellington, New
Zealand, Fun Bryon headed for the continent of Australia.
While there is no proof, I heard that he rode a camel, visited
Uluru, had an outdoor dinner in the desert in Alice Springs,
and fed kangaroos. He also toured the Sydney Opera House
and was able to pet a koala bear at the Taronga Zoo in Sydney,
Australia. In his spare time, he snorkeled on the Great Barrier Reef then went by boat through a glowworm cave and
rode on the historic steamer, the TSS Earnslaw. No one knows
where Fun Bryon may turn up next, but I heard he is not taking any 15 hour plane rides in the near future!
Travelling soon? Don’t forget to take Fun Bryon and bring
back photos of his adventures. We can’t wait to see what he’s
up to next, can you?! Call Kathy at 937-426-3836 for all the
details and the Fun Bryon posters and let the sharing begin!
W
hat do mechanical ice cube
trays and Dayton RiverScape MetroPark have in common? Nothing you say! Well,
not so fast. As you stroll along
the Dayton Inventors River Walk,
you can enjoy the river scenery
of downtown Dayton and learn
about famous local inventors,
including ice cube tray inventor
Arthur Frie! Begin at the brick
medallion located on the corner
of Main Street and Monument Avenue and set off on your
inventors’ journey. Multiple monuments and sculptures line
the walking path while the seven invention stations offer
a glimpse into our unique thinkers. You’ll be surprised to
learn that Dayton has been home to more inventions than
most cities and include the Pop-Top Can, Ice Cube Trays
and, of course, the Wright Brothers Flyer! Check it out,
take a walk and let me know…was the Automobile Self
Starter invented here too? Have fun! Dayton, It’s Our
Home!
(Go to www.metroparks.org for more info)
Investment Advisory Services offered through Spicer Wealth Management, an Ohio Registered Investment Adviser. Securities offered through GF Investment Services, LLC, Member FINRA/SIPC. Insurance
services offered through Seniors Financial Services. Spicer Wealth Management and Seniors Financial
Services are not affiliated with GF Investment Services.
This publication is provided as a courtesy/gift subscription to the clients and friends of:
Bryon K. Spicer • Spicer Wealth Management
2655 Commons Blvd., Suite 110 • Beavercreek, OH 45431
Phone: 937-426-3826 • www.spicerwealth.com
Questions and comments on the material in this publication should be directed to our consumer affairs hotline via fax: 1-503-218-0557.
The goal of News from the Office™ is to provide information to the general reader on living
a more rewarding life through better physical, mental and financial health. This publication is
not intended to provide individualized advice, which should be sought from licensed professionals such as dentists, physicians, attorneys, and/or accountants.
© 2016 ALL RIGHTS RESERVED.
News From The Office™ • ISSN 2154-4182
Bryon K. Spicer, Wealth Advisor • (937) 426-3836 • www.spicerwealth.com