TOLEDO TEAMSTERS FEDERAL CREDIT UNION TOLEDO

Transcription

TOLEDO TEAMSTERS FEDERAL CREDIT UNION TOLEDO
TEAM WHEEL
AND
435 South Hawley Street • Toledo, OH 43609 • 419-243-8800
Vol. 70, No. 1
Toledo, Ohio
January - February - March 2015
PRESIDENT’S REPORT
CONGRATULATIONS ROY WELDON
Teamsters Local 20 • 1972-2015
By BILL LICHTENWALD
As we head into spring, the Government
has reported that the unemployment rate
is at 5.5%. This sounds good but what
does this really mean? This does not
reflect the millions of people working
part time jobs who cannot find full time
opportunities, or the millions of people
who have just given up looking for jobs.
Part of the story is that over 91,000 jobs have been lost
in the oil industry. Why? Because of the lower cost in oil
prices. As I reported in the last addition, I was concerned
over the OPEC countries holding oil prices down. This is
done, in my opinion, to put the U.S. oil producing efforts
out of business, and then come back later and raise prices.
I hope I’m wrong but time will tell.
Once again all of organized labor is fighting the current
administration in Washington, D.C. over their fast track
initiative. After promising in 2008 that N.A.F.T.A. was
wrong, those same Politicians on both sides of the aisle are
saying that moving our American jobs overseas is good for
America.
Another interesting note is that fast food giant, McDonalds,
is bragging that they have raised their employees pay to
$10.00 per hour. According to USA Today, this only applies
to company owned stores and not the franchise owned
stores. This will only apply to 5% of their employees, since
the overwhelming majority of their stores are franchised. I
guess 95% of their employees don’t “deserve a break today”.
I recently attended a couple of organizing meetings with a
company that our local is working on in Archbold, Ohio.
After listening to some of the tall tales that the company
was spreading about unions, I challenged the boss at this
company to a debate. I offered for him to meet with me and
allow his employees to ask all the questions they wanted
us to address in front of the group. The boss responded by
sending a letter saying it was illegal for him to debate me.
One of the curious employees took it upon himself to call the
National Labor Relations Board to see if the boss’s statement
was true. Guess what? It was NOT true. This employee
took it upon himself to handbill his co-workers to tell them
“the boss” had told them another lie. Why couldn’t he just
tell the truth? Because he doesn’t want to bargain with his
employees or listen to their complaints. It’s easier to lie to
his employees and tell them that he knows what is good for
them, than to have a formal debate in front of the group and
let them make their own informed decision. Such is the life
of a corporate dictator!
Vice President Roy Weldon had a long and fulfilling
career. It all started back when he joined the army and
showed such leadership promise, that he was recruited
to NCO training (Non Commissioned Officers) where he
completed some of the most rigorous training imaginable.
After proudly serving our Country in the Vietnam War,
earning several service medals, including the Purple
Heart, he came back to Northwest Ohio and began school
at BGSU. In 1970, while attending college, he found a
job at a small shipping company, UPS, where less than
100 people were working. Within months of starting his
job he was elected Chief Steward of the shop, where he
remained for the next 30 years.
In 2001, President Bill Lichenwald asked him to come work for
Local 20 as the Business Representative for UPS. To date, UPS
has grown with Roy to a membership of 2000 plus strong! After
working for Local 20 for 14 years, he has moved through the ranks
and with his great leadership, honesty, and hard work he retired as
our Vice President.
You have touched and taught everyone you have ever met and your
knowledge and leadership will be missed, we wish you the best of
luck in retirement.
TOLEDO TEAMSTERS
FEDERAL CREDIT UNION
• 24/7 online banking
• Home Improvement Loans
• Vehicle Loans
• ART - Audio Response Teller 419-244-6175
• Discount Mud Hens Tickets on our website
• Friendly and knowledgeable staff
Do you TTFCU?

24/7 online banking

Home Improvement Loans

Vehicle Loans

ART- Audio Response Teller 419-244-6175
We have Discount Tickets
interest rates on balance transfers!
** Must
be a Teamster
Member toLow
Purchase**

Discount Mud
Hens Tickets
on our website
must
be purchased
in advance from the Credit Union**
** Tickets
Friendly and
knowledgeable
staff
Check out our
Vacation Loans
2015 Cedar Point Prices
Our Price
Gate Price
Good Any Day
$47.00
$62.00
Ride & Refresh
$49.99
not sold at gate
Jr/Sr
$39.99
$39.99
2 Day Ride & Slide
$81.99
$89.99
HAVE YOU MOVED?
UPDATE YOUR INFORMATION!
Soak City
$29.00
$34.99
Name :_______________________________________________

24/7 online banking

Home Improvement Loans
 be
ARTAudio Response
Teller 419-244-6175
**Tickets must
purchased
in advance
from the Credit Union**
Discount Mud Hens Tickets on our website
2015 Cedar Point
Prices

Friendly and knowledgeable staff
Our Price Gate Price
Good Any Day
$47.00 $62.00
City, State, Zip_______________________________________
2015 Cedar Point Prices
Ride & Refresh
$49.99 not sold at gate
Our
Price
Gate
Price
Phone:_______________________________________________
Jr/Sr
$39.99$39.99
Good Any Day
$47.00
$62.00
2 Day Ride & Slide $81.99 $89.99
Ride & Refresh
$49.99
not sold at gate
Employed At:___________________________
Soak City
$29.00 $34.99
Jr/Sr
$39.99
$39.99
Address:______________________________________________
Only $8.00 for ANY show time!
**Must be a
member to purchase discount tickets**
 Teamster
Vehicle Loans
2 Day Ride & Slide
$81.99
$89.99
Soak City
$29.00
$34.99
Low interest rates on balance transfers!
Only $8.00 for ANY show time!
**Must be a Teamster member to purchase discount tickets**
**Tickets must be purchased in advance from the Credit Union**
Page 2
LOCAL 20
Monthly
Financial Report
Submitted by:
Richard “Chuck” Collinson,
Secretary-Treasurer
January 2015
RECEIPTS - REGULAR OPERATIONS
Dues..............................................................................................353,882.49
Initiation Fees................................................................................. 25,403.28
Withdrawls & Transfers........................................................................ 17.50
Assessments & Fines...................................................................... 10,243.03
Non-Member Fees................................................................................ 81.28
funds for transmittal............................................................................ 134.00
Other receipts ....................................................................................... 40.68
Receipts from Affiliates.................................................................... 1,690.00
Total Receipts..................................................................... $391,492.26
TEAM and WHEEL
January - February - March 2015
Local 20’s
Shop of the Quarter
Riker Products is a major industrial manufacturer and supplier of custom tubing and exhausts for heavy duty
equipment and machinery including on and off road trucks, construction, agricultural, mining and firefighting
equipment, military vehicles, transit and school buses, and the RV industry.
Riker Products was founded in 1946 and has been represented by Teamsters Local 20 since 1969. After a brief shut
down in 1990, Riker was bought by the Brenlin Group and then restructured through a partner of that group into
the Cypress Companies, of
Akron, in 1995.
Volvo/Mack, Navistar, Caterpillar, and CNH are some of the larger companies that Riker supplies. To date Riker
operates out of a 250,000 square foot building located on Stickney Ave. in North Toledo and has about $27million
in sales annually, which is a direct contribution of about 90 hardworking Teamster Local 20 members.
EXPENSES PAID TO CREDITORS
PER CAPITA TAX.............................................................................. 88,062.48
BENEFITS PAID................................................................................ 50,188.16
PAYMENT SALARIES & LOST TIME.......................................... 92,585.30
EXPENSE ALLOWANCES................................................................. 1,625.00
PAYMENT FOR OPERATING EXPENSES.................................. 23,476.55
EDUCATION & PUBLICITY ............................................................ 7,535.75
LEGAL DEFENSE FUND.................................................................. 7,138.60
LEGAL FEES........................................................................................ 7,805.00
OTHER PROFESSIONAL FEES..................................................... 10,000.00
ARBITRATION FEES......................................................................... 3,971.56
TAXES ................................................................................................ 11,737.46
MEETING & COMMITTEE EXPENSE......................................... 4,425.58
AUTOMOBILE EXPENSE................................................................. 2,514.62
OUT-OF-TOWN TRAVEL EXPENSE............................................. 3,413.35
FUNDS FOR TRANSMITTAL FOR MEMBERS & REFUNDS.. 1,462.25
OTHER ACTIVITIES
STEWARD EXPENSE...................................................................... 50.00
BUILDING SUPPLIES................................................................ 1,471.25
LORAIN BUILDING........................................................................ 72.14
LAWN & SNOW........................................................................... 1,071.22
BLDG SERVICE, MAINT, REPAIR........................................... 2,322.61
INTEREST........................................................................................ 126.08
NEW HIRE REBATE
SPORTS/EVENTS/OTHER..................................................... -44,227.12
TOTAL OTHER ACTIVITIES AND
TRANSFERS
Total Disbursements............................................................$276,827.84 NET INCREASE in MONTH...........................................$114,664.42
February 2015
RECEIPTS - REGULAR OPERATIONS
Dues.............................................................................................. 203,704.93
Initiation Fees.................................................................................. 11,487.23
Withdrawls & Transfers.........................................................................16.00
Assessments & Fines.........................................................................5,574.84
Non-Member Fees...............................................................................136.03
funds for transmittal...............................................................................91.50
Other receipts ...................................................................................1,034.71
Receipts from Affiliates......................................................................1690.00
Total Receipts..................................................................... $223,735.24
EXPENSES PAID TO CREDITORS
PER CAPITA TAX............................................................................. 106,440.19
BENEFITS PAID.................................................................................48,360.36
PAYMENT SALARIES & LOST TIME......................................... 113,724.73
EXPENSE ALLOWANCES.....................................................................975.00
PAYMENT FOR OPERATING EXPENSES.....................................9,820.27
EDUCATION & PUBLICITY .............................................................2,016.00
LEGAL DEFENSE FUND...................................................................8,155.20
LEGAL FEES.......................................................................................13,630.10
TAXES ...................................................................................................8,938.80
MEETING & COMMITTEE EXPENSE.............................................412.76
NEWSPAPER EXPENSE.....................................................................5,578.95
AUTOMOBILE EXPENSE.......................................................................66.76
OUT-OF-TOWN TRAVEL EXPENSE..............................................1,995.44
FUNDS FOR TRANSMITTAL FOR MEMBERS &
REFUNDS..................................................................................................466.42
OTHER ACTIVITIES
STEWARD EXPENSE.......................................................................50.00
BUILDING SUPPLIES....................................................................512.38
LORAIN BUILDING.......................................................................525.10
LAWN & SNOW...............................................................................980.00
BLDG SERVICE, MAINT, REPAIR............................................2,465.74
NEW HIRE REBATE....................................................................3,000.00
SPORTS/EVENTS/OTHER..................................................... -42,075.76
TOTAL OTHER ACTIVITIES AND
TRANSFERS
Total Disbursements........................................................... $286,038.44 NET DECREASE in MONTH........................................ [ $62,303.20]
February 2015
New Member
Orientation
Neil Reddington - Kuhlman Corp.
Michael Bacon - Kokosing
Joseph Debbe - Johns Manville
Garrett Crum - UPS
Amanda Frasier - Johns Manville
Anton Alexeev - USF Holland
Daniel Cruz - Johns Manville
Kevin Jenkins - UPS
Samantha Young - UPS
Erik Raymond - Johns Manville
Chris Thompson - UPS
Charles Walls - UPS
Kyle Kirwen - UPS
Jillian Teager - UPS
Louis Zmudzinski - Discover Books
Tom O'Leary - UPS
Karann Osley - UPS
Michael Robarge - UPS
Travis Ortiz - UPS
Reginal Reese - UPS
Emiliano Greenwade - UPS
Kyle Leach - UPS
Jamie Bruseau - Johns Manville #7
Ronald Hall Jr. - Johns Manville #7
John Sears Sr. - USF Holland
Chad Arnold - OmniSource
Timothy Bell - UPS
James Briggs - UPS
Michael Manner - UPS
Timothy Negulic - UPS
Alexander Papadakis - Exel
Terrence Sisson - UPS
Jeff Haas - Riker Products
James Ridner - Sylvania Township
Reed Calmes - UPS
Yolanda Butts - Lucas Co. Treasurer's Office
Kody Marrowiak - UPS
Tiffany King - UPS
Rufus Simmons II - UPS
Christophe Cassell Sr. - UPS
Dewight Daniel - OmniSource
James Flowers - OmniSource
Kyle Isaacson - OmniSource
Justin Kerr - OmniSource
Dustin Bish - UPS
Randy Rooks - Cassens Transport
William Stover - Exel
Audrey Jackson - Buckeye Cablevision
Adriana Aldrich - UPS
Brandon Deselms - UPS
Devon Palm - UPS
Nathan Santillo - UPS
Scott Brittenham - UPS
Robert Garcia - Al Peake & Sons
David Willey - UPS
Dennis Milligna - UPS
Justin Sutherland - UPS
Samuel Harrington - UPS
Kyle Schindler - UPS
Benjamin Hinsey - UPS
Photo 1 • Mike Larimer welding a part.
Photo 2 • Mike Oikle, bending a part.
Photo 3 • Jim Cousino working on a bender.
Published by and for members of Local 20,
International Brotherhood of Teamsters
OFFICERS
WILLIAM LICHTENWALD
President
NORM LEWALLEN
Vice President
DIANE HELF
Trustee
MARTIN J. JAY
Trustee
CHUCK COLLINSON
Secretary-Treasurer
DIANA “CORKY” HYMORE
Recording Secretary
KYLE WELDON
Trustee
BUSINESS REPRESENTATIVES
MARK SCHMIEHAUSEN MARK WILSON
OFFICES OF THE GENERAL COUNSEL
GALLON, TAKACS, BOISSONEAULT & SCHAFFER AND LEGAL DEFENSE FUND
Attorneys
Dawn Christen, Mike Dansack, Lou Kovacs and John Roca
TOLEDO TEAMSTERS
FEDERAL CREDIT UNION
Scott Bechtel, Manager
OHIO CONFERENCE OF TEAMSTERS
HEALTH & WELFARE FUND
Ken Lochtefeld, Director
PENSION AND TEAMCARE ASSISTANCE
Rachael Lee and Corky Hymore
RETIREES TO ACTION CLUB
Mike “Chico” Veres, President
Norm Lewallen
ORGANIZING
Kyle Weldon
Mark Wilson
EDITORS
Corky Hymore
Rachael Lee
EDITORIAL BOARD
Bill Lichtenwald, Chuck Collinson, Norm Lewallen, Diane Helf,
Martin J. Jay, Mark Schmiehausen, Kyle Weldon and Mark Wilson
LOCAL 20 COMMITTEES
Arrangements: Roberta Dell, Chairman Donna Kasper, Co-Chair
Budget: Randall Baumker, Chairman William Jones, Co-Chair
Bylaws: Vicki Shadle, Chairman
John Hafner, Co-Chair
Credentials: Russell Tirone, Chairman
Democratic Rights: Jeff Gralak, Chairman Daniel Zawodni, Co-Chair
Education: William Cody, Co-Chair
Joseph Erard, Co-Chair
Freight & Industrial Safety: Mike Childs, Co-Chair
Craig Keller, Co-Chair
Human Rights: Keith Armstrong, Chair
Organizing: Ron Hipp, Co-Chair Robert Westfall Jr., Co-Chair
Political Action: Ron Hipp, Chairman
Recreation: Kelly Chorba, Co-Chair Sheryl Kline, Co-Chair
Resolutions: Tim McQuillin, Co-Chair John Oliver, Co-Chair
Rules: Tyrone Cleveland, Co-Chair Ronald Knox, Co-Chair
Sergeant at Arms: Mike Wenzel, Honor Chairman Robert Fountain, Chairman
Ronald Gatton Jr., Co-Chair
January - February - March 2015
TEAMSTERS
GOLF TOURNAMENT
WHEN:
CHECK IN:
SHOTGUN START:
WHERE:
SUNDAY, JUNE 14, 2015
6:30 a.m.
7:30 a.m. SHARP
Spuyten Duyval Golf Course
9501 West Central Ave.
(3 miles west of I-475)
Tel 419.829.2891
ONLY THE FIRST 160 ENTRIES WILL BE ACCEPTED
ALL ENTRIES MUST BE RECEIVED BY June 5th
Due to the limited number of tee times, you must be an active
Local 20 member, or Local 20 Retiree to participate.
Each Golfer Must Submit an Individual Entry Blank along
with their $60.00 Entry Fee. Each blank must be completely filled
out. If you have a Two-Some or Four-Some, please submit entries
together. Entry fee includes riding cart.
NEW YORK STRIP STEAKS - BEER - SOFT DRINKS AND
HOT DOGS AT NUMBER 10 TEE
GRAND PRIZE: Full Set of clubs and bag
Additional prizes for 1st, 2nd & 3rd place scrambles teams.
EVERYONE RECEIVES A GIFT
AND AGAIN THIS YEAR
If you score a HOLE IN ONE on any of 4 designated Par 3’s, you receive one of
the following:
*$10,000
*Round Trip Airline Tickets for two
* Premium Electronics Package *Callaway Irons
There will only be scrambles this year. No State Qualifiers
CLIP AND MAIL TO: TEAMSTERS GOLF COMMITTEE
435 S. HAWLEY STREET, TOLEDO, OHIO 43609
CHECKS MAY BE MADE PAYABLE TO TEAMSTERS GOLF
Name_______________________________Phone___________________
Address_____________________________________________________
City______________________State____________Zip_______________
Shop___________________________Local________________________
My Four-Some (Or Two-Some) will consist of myself and the following.
Please include name and address of all players in your group.
1.__________________________________________________________
(Name)
(Address)
(Shop)
(Phone)
2.__________________________________________________________
(Name)
(Address)
(Shop)
(Phone)
3.__________________________________________________________
(Name)
(Address)
(Shop)
(Phone)
MLK Food Drive
TEAM and WHEEL
Stewards Council
January 28, 2015
Rebecca Anaya.............................. Discover Books
Wendy Bard...........................................................YRC
Dale Beaudry.......................................Toledo Blade
Jim Beecham........................................Veolia Water
Elijah Bijarro..........................................OmniSource
Wilfre Birtwhistle............................................... ESOI
Tim Blosser.............................................................UPS
Brian Boyce.........................................................Pepsi
Ron Boyce Sr...................................Johns Manville
Tom Brogan.....................................Johns Manville
Tony Carrillo..........................................OmniSource
Mike Childs..............................................Airgas USA
Kelly Chorba..........................................................UPS
Dean Clark.........................................Cousins Waste
Curtis Cope................................Toledo Shredding
Jim Cousino......................................Riker Products
Roberta Dell..................................Spangler Candy
Vincent Dominguez..........................Toledo Blade
John Ensley........................................ Brown Honda
Bob Fountain.........................................................YRC
Mark Frontine..................................Kuhlman Corp
Rick Fry........................... Modern Builders Supply
Jeff Gralak........................................... City of Toledo
Keith Green........................................ Brown Honda
Gary Hahn..............................................................UPS
Sheri Hartford................................ Discover Books
Chris Henneman.............................. City of Toledo
Ron Hipp........................................ Heidelberg Dist.
Bruce Hosley..........................................................Exel
Vincent Johnson........................... Discover Books
William Jones.............................Republic Services
Don Kaiser.............................................OmniSource
Donna Kasper......................................USF Holland
Bill Keck...........................................Spangler Candy
Heath Koepplinger..................Republic Services
Paul Konwinski...............................Johns Manville
Fred Kornrumpf...............................Kuhlman Corp
Jesse LaFlam..........................................................Exel
Richard Lantagne............................ City of Toledo
Mike Larimer....................................Riker Products
Douglas Lee................................ Jim White Honda
George Lemble...................................Toledo Blade
Travis Lewallen.........................Toledo Shredding
Harry Long.......................................................Praxair
Scott Mabus.............................. Haas Garage Door
Ken Materni..................American Steel Products
Keith McCarver................................................... ESOI
Rod McCracken............................. Wayne Lumber
Tom McCullough................................OmniSource
Mike McGeorge................... Waste Management
Scott Mowery.......................................OmniSource
Jack Nichols................................ Jim White Honda
Mike Nijakowski.............................Johns Manville
Mike Oikle.........................................Riker Products
Jim Orange........................................Cousins Waste
Todd Osborn.........................Monclova Township
Eldon Payne...........................................................UPS
Dan Poirier....................................... Buckeye Cable
Rod Schmidt.........................................OmniSource
Sabrina Shular............................... Discover Books
William Silas....................................... City of Toledo
Gary Sniegowski.............................Brown Pontiac
Tom Steinmetz..........................Republic Services
Katherine Stewart........................ Discover Books
Ben Swartz.................................. Jim White Honda
Ray Sykes........................................ Sunbelt Rentals
William Tarr Sr....................................... Metro Fiber
Will Tezak............................................ Brown Honda
Bert Westfall.............................................. Stericycle
Andrew Wilson.........................................Coca Cola
Jerry Wimbush..........................Toledo Shredding
Tom Winkelman..................................OmniSource
Stewards Council
February 25, 2015
Rebecca Anaya.............................. Discover Books
Wendy Bard...........................................................YRC
Dale Beaudry.......................................Toledo Blade
Jim Beecham........................................Veolia Water
Elijah Bijarro..........................................OmniSource
Wilfred Birtwhistle............................................. ESOI
Tim Blosser.............................................................UPS
Brian Boyce.........................................................Pepsi
Tony Carrillo..........................................OmniSource
Mark Chapman.....................................................UPS
Mike Childs..............................................Airgas USA
Kelly Chorba..........................................................UPS
Jeff Coleman.................................................Cassens
Jim Cousino......................................Riker Products
Roberta Dell..................................Spangler Candy
Vincent Dominguez..........................Toledo Blade
Chris Engle.............................................................UPS
Tom Fisher..........................City of Toledo-Landfill
Mark Frontine..................................Kuhlman Corp
Rick Fry........................... Modern Builders Supply
Adam Gill............................................. UPS Fremont
Jeff Gralak........................................... City of Toledo
Keith Green........................................ Brown Honda
Kevin Gressman................................ UPS Fremont
John Hafner.................................. Heidelberg Dist.
Gary Hahn..............................................................UPS
Sheri Hartford................................ Discover Books
Chris Henneman.............................. City of Toledo
Bruce Hosley..........................................................Exel
Becky Huston.......................Marysville Releasing
Vincent Johnson........................... Discover Books
Don Kaiser.............................................OmniSource
Donna Kasper......................................USF Holland
Bill Keck...........................................Spangler Candy
Bobby Keegan......................................................UPS
Sheryl Kline............................................................UPS
Heath Koepplinger..................Republic Services
Paul Konwinski...............................Johns Manville
Fred Kornrumpf...............................Kuhlman Corp
Jesse LaFlam..........................................................Exel
Mike Larimer....................................Riker Products
Douglas Lee................................ Jim White Honda
Travis Lewallen.........................Toledo Shredding
Scott Mabus.............................. Haas Garage Door
Ken Materni...................American Steel Treating
Keith McCarver................................................... ESOI
Mike McGeorge................... Waste Management
Paul Mercado........................................................UPS
Scott Mowery.......................................OmniSource
Jack Nichols................................ Jim White Honda
Page 3
NEWS FROM YOUR
LEGAL BEAGLES
Discharge of Your Water and Sewer Bills
By Michael Dansack
Gallon, Takacs, Boissoneault & Schaffer Co., L.P.A.
Every so often I receive a call from a former client that I represented
in a Bankruptcy case complaining about a creditor attempting to collect a debt discharged in the client’s case. I understand that mistakes
happen. Information does not get to the proper party. Computers
malfunction. However, it is frustrating when the actions of a creditor
could be remedied by better training and/or instruction.
The facts for my most recent former client to contact me are familiar.
The client files a Chapter 7 petition and receives his discharge. The
debtor owned real property in the City of Toledo that he does not intend to retain. An outstanding water bill to the Department of Public
Utilities is listed on the petition. A foreclosure complaint is filed and
the real property sells at a foreclosure sale. There are insufficient
proceeds to pay all of the liens against the property, so the bill to the
City for water is unpaid.
Water and sewer bills are different from most creditors. The unpaid
balance due to the Department of Public Utilities will become a lien
against the real property and can be enforced against the real property. If a sale occurs, the unpaid balance may be paid from the sale
proceeds.
In an all too common fact pattern, the City DPU contacts the debtor
after the Bankruptcy Discharge has been entered and after the foreclosure is final. A new owner is in place, but the proceeds of the
foreclosure sale did not satisfy the water/sewer bill. The City DPU
seeks to collect the unpaid balance from the debtor, the prior owner, claiming that the Bankruptcy Discharge does not affect the lien.
Their argument is that a lien cannot be discharged. They are correct
that a bankruptcy discharge does not eliminate the lien. However, the
bankruptcy discharge eliminates the personal liability of the debtor
to pay the City for the unpaid water bill. The creditor cannot seek
payment from the debtor for the unpaid prepetition debt. The City
DPU’s only remedy is to enforce the lien against the real property.
Since there were insufficient proceeds of sale, the bill remains unpaid and the lien is now extinguished via the foreclosure action.
The City DPU is in violation of the Discharge injunction when it
contacts a debtor to demand payment in a scenario as outlined above.
The injunction prevents any action to collect, recover or offset any
discharged debt as a personal liability of a debtor. A debtor may
bring a civil contempt proceeding if a creditor persists in collecting
a prepetition debt that has been discharged. If successful, the debtor
may be awarded compensatory damages and attorney fees.
As always, if you have any questions on Bankruptcy or any issues
involving debt resolution, please contact us.
Mike Oikle.........................................Riker Products
Todd Osborn.........................Monclova Township
Eldon Payne...........................................................UPS
Dan Poirier....................................... Buckeye Cable
Bill Rachel..........................................................Univar
Autumn Rogers....................................................YRC
Rod Schmidt.........................................OmniSource
Sabrina Shular............................... Discover Books
George Smith...................................................Univar
Gary Sniegowski.............................Brown Pontiac
Tom Steinmetz..........................Republic Services
Katherine Stewart........................ Discover Books
Ben Swartz.................................. Jim White Honda
Ray Sykes........................................ Sunbelt Rentals
John Szypka.............................................. Stericycle
William Tarr............................................ Metro Fiber
Will Tezak............................................ Brown Honda
Russ Tirone......................................... City of Toledo
Bert Westfall.............................................. Stericycle
Andrew Wilson........................................ Coca-Cola
Jerry Wimbush..........................Toledo Shredding
Thomas Winkelman...........................OmniSource
Stewards Council
March 25, 2015
Rebecca Anaya.............................. Discover Books
Wendy Bard...........................................................YRC
Jim Beecham........................................Veolia Water
Wilfred Birtwhistle............................................. ESOI
Tim Blosser.............................................................UPS
Rick Brown......................................... City of Toledo
Mike Childs..............................................Airgas USA
Kelly Chorba..........................................................UPS
Dean Clark.........................................Cousins Waste
Jim Cousino......................................Riker Products
Roberta Dell..................................Spangler Candy
Ron Dyal............................................Johns Manville
Mark Frontine..................................Kuhlman Corp
Rick Fry........................... Modern Builders Supply
Jeff Gralak........................................... City of Toledo
Kevin Gressman................................ UPS Fremont
Ron Grimmer.........................................................UPS
Gary Hahn..............................................................UPS
Sheri Hartford................................ Discover Books
Ron Hipp......................... Heidelberg Distributing
Becky Huston.......................Marysville Releasing
Vincent Johnson........................... Discover Books
William Jones.............................Republic Services
Don Kaiser.............................................OmniSource
Donna Kasper......................................USF Holland
Bill Keck...........................................Spangler Candy
Bobby Keegan......................................................UPS
Donald Kinner..................................Kuhlman Corp
Heath Koepplinger..................Republic Services
Paul Konwinski...............................Johns Manville
Fred Kornrumpf...............................Kuhlman Corp
Richard Lantagne............................ City of Toledo
Vern Lapinski.............................................Coca Cola
Mike Larimer....................................Riker Products
Douglas Lee................................ Jim White Honda
Travis Lewallen.........................Toledo Shredding
Scott Mabus.............................. Haas Garage Door
Chad Martin...............................................Coca Cola
Keith McCarver................................................... ESOI
Rod McCracken............................. Wayne Lumber
Mike McGeorge................... Waste Management
William Neill................................. Martin Transport
Jack Nichols................................ Jim White Honda
Gary Noel....................................................Coca Cola
Michael Oikle...................................Riker Products
Eldon Payne...........................................................UPS
Jesse Reichel.............................................Coca Cola
Autumn Rogers....................................................YRC
Rod Schmidt.........................................OmniSource
Gary Sniegowski.............................Brown Pontiac
Tom Steinmetz..........................Republic Services
Katherine Stewart....................... Discover Books
Ben Swartz.................................. Jim White Honda
Ray Sykes........................................ Sunbelt Rentals
John Szypka.............................................. Stericycle
William Tarr............................................ Metro Fiber
Will Tezak............................................ Brown Honda
Bert Westfall.............................................. Stericycle
Andrew Wilson.........................................Coca Cola
Jerry Wimbush..........................Toledo Shredding
Thomas Winkelman...........................OmniSource
Tamara Wolf...........................................................UPS
TEAM and WHEEL
Page 4
January - February - March 2015
RETIREE CORNER
SEE OLD FRIENDS
FUN PROJECTS
HEAR GOOD SPEAKERS
Team and Wheel
435 S. Hawley St.
Toledo, Ohio 43609
PRSRT FCM
US Postage PAID
Permit #283
Toledo, OH
Linda Seslar retired on
November 26, 2014. She had
worked at Spangler Candy
since May 3, 1976 giving her 38
1/2 years of service. Way to go
Linda!
RETURN SERVICE REQUESTED
Cliff Wineland joined the ranks
Rodney Bauer is taking
of retirees on October 24, 2014
a break after working 46
after working at Spangler Candy
1/2 years. He retired on
for 42 1/2 years. Congrats Cliff! November 24, 2014. Enjoy your
retirement!
President
Bill Lichtenwald
presents a Local
20 watch to Harold
Long who retired
from Praxair on
December 31, 2014
These 4 employees represent 169 years of
seniority and experience for Spangler Candy Co.
We wish you all the best and a long and happy
retirement!!!
HAPPY SPRING
Retirees to Action is Looking for New Members!
If you are interested in becoming involved in the
Retiree Club, please contact
Mike Veres at 734-652-4215
Jim Dell also retired last year
on September 29, 2014. He
worked for 41 1/2 years.
Congrats to you!
Happy Retirement Dorothy after
29 years of service at Toledo
Teamsters Federal Credit Union.
Insurance News
REMINDER OF AVAILABILITY OF HIPAA NOTICE OF
PRIVACY PRACTICES
The Health Insurance Portability and Accountability Act (HIPAA)
requires, within the Standards for Privacy of Individually Identifiable
Health Information (known as the “HIPAA Privacy Rule”), a notice
which informs you of the availability of the Notice of Privacy
Practices for the Ohio Conference of Teamsters & Industry Health
and Welfare Fund.
The Notice of Privacy Practices describes how protected health
information may be used or disclosed by your Group Health Plan
to carry out payment, health care operations, and for other purposes
that are permitted or required by law. The notice also describes our
legal obligations concerning your protected health information, and
describes your rights to access and control your protected health
information.
A copy of the Notice of Privacy Practices is available to all participants
of the Ohio Conference of Teamsters & Industry Health and Welfare
Fund at any time. You can obtain a copy of the Notice of Privacy
Practices by calling the Fund Office at 1-800-523-8467
My name is Ron Hipp and I’m the Chief Steward at Heidelberg Distributing Co. I have been employed at
Heidelberg for 12 years. Heidelberg Distributing Co. sells and distributes beer, wine and low proof
liquors to every county in the state of Ohio. My position with Heidelberg is a driver. I have been on my
current delivery route now for 9 years. My route is a 4 day route, Tuesday through Friday. My day starts
shortly after 5 a.m. when I arrive to the warehouse. I’ll start the day by collecting my invoices, check
in sheet and my pre trip report form. As drivers we are responsible to check our cases and kegs of beer
on our truck in the morning before we leave to verify that we have what we need for the day. We have
a 3rd shift crew that starts at 7pm and they are responsible for
loading our trucks. After I finish my pre trip and my supervisor
tells me I’m clear to go, I head to my first account.
While we are delivering we are responsible for the product, the
money we collect and rotating the product. In certain situations
we are also responsible for double stacking and rotating kegs.
We are also responsible to make sure we are making the proper
deductions on our invoices for any returns, this includes the
deposits for the empty kegs. This profession is extremely
physical and we have to work in all types of climate conditions.
On top of having to be in good physical condition to perform
the job, we also have to be skilled drivers. We have to be fully
aware while driving. We also have to be accountants with all
the money and paperwork we handle. It helps to be a people
person, because we deal with all kinds of different personalities.
As Chief Steward I have been very fortunate to work alongside
the best 45 co-workers anyone could ask for. My job is
extremely difficult sometimes, but we are Teamsters and we get it done.
Scan this QR Code to connect to
www.teamsterslocal20.com
and get the most up to date information
about Local 20 Happenings

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