Daytrippers Dinnner Theater Last Train to Nibroc Alaska Yukon

Spring 2013
If you are like me, you are anxious for warm
weather and green grass. It’s been a long winter
but it’s probably pay back for the unseasonably
warm winter weather we enjoyed last year.
- July 31st -
Daytrippers Dinnner
Theater
Last Train to Nibroc
Includes lunch, show and
transportation
- August 1-12 -
Alaska Yukon
Discovery Tour
- August 28th -
Plymouth Playhouse
The Church Basement Ladies are
back in the Last Potluck Supper.
Citizens State Bank had another good year in 2012
and we are excited about the early signs that the
economy is showing signs of recovery in 2013. It
seems like the real estate market has finally found
its bottom and that prices have begun to slowly
improve over the past 6 months. Hopefully the
politicians will continue to be so busy arguing and not accomplishing
anything that they won’t have time to mess up the recovery this year!
We have a number of great trips planned in 2013 and I hope that you will
take advantage of as many as possible. In March, we had a trip to the
Plymouth Playhouse for the Ring of Fire show. It was about Johnny Cash. In
July, there is a day trip to the Daytrippers Dinner Theatre at the Bloomington
Eagles Club. This play is about a soldier, school teacher and a train. Oldfashioned love story that will take you on a journey of the heart. In August,
there is a terrific trip planned for travel to Alaska. Also the end of August,
going back to the Plymouth Playhouse for the Church Ladies Last Potluck
Supper. Plans are in the works for trips in the fall and late in the year for
a Christmas show. Stay tuned for more details on those trips later this
year. Please contact one of our Citizens Elite coordinators to find out more
information about all of these trips.
- October 15th -
LaCrosse Queen
Cruise
One day trip
Includes lunch and transportation
Stop in or call your local branch for
more information and sign up to
come for a great time!
On behalf of the employees of Citizens State Bank, I want to thank you for
banking with us and we look forward to continuing to meet your banking
needs in 2013.
Best wishes for a great year in 2013.
Tom Van Pelt
ELITE RECIPE EXCHANGE
Barbecues
Ingredients:
2lbs. Hamburger
½ tsp. salt
1 Green Pepper, diced
6 Tbs. Brown Sugar
2 cans tomato sauce or (Tomato Soup)
¼ tsp. pepper
1 onion, diced
Julie Sanders,
Roberts Office
FROM THE KITCHEN OF :
Directions:
Fry hamburger and season. Add tomatoes, green pepper, onion and brown
sugar. Mix and simmer. Serve on Buns.
You can make a day before and I use the Crock Pot to simmer.
(I use 1 can tomato sauce and rest ketchup)
I add worcestershire and garlic to hamburger when frying.
Ham & Swiss Casserole
Ingredients:
Cheryl Tiffany,
Elmwood Office
FROM THE KITCHEN OF :
1 package( 8 ounces) egg noodles,
cooked and drained
2 cups cubed fully cooked ham
2 cups (8 ounces) shredded Swiss cheese
1 can (10 ¾ ounces) condensed cream of celery soup, undiluted
1 cup (8 ounces) sour cream
½ cup chopped green pepper
½ cup chopped onion
Directions:
In a greased 13-inx 9-in baking dish place half of the noodles, ham and
cheese. In a large bowl, combine the soup, sour cream, green pepper and
onion; spread half over the top. Repeat layers. Bake, uncovered, at 350
for 40-45 minutes or until heated through.
ATTENTION ALL CE MEMBERS:
PLEASE BRING IN YOUR FAVORITE
RECIPES FOR APPETIZERS, MAIN
DISHES AND DESSERTS TO YOUR
NEAREST CSB LOCATION.
We will collect the recipes until August.
We will draw for the winners. The winning recipes will be published in the Fall
Newsletter for Citizens Elite.
FINANCIAL
SPRING CLEANING
It’s spring! This means that spring cleaning is underway – time
to wash the windows, dust away those cobwebs, and shake
out the rugs. Since you are taking care of fine tuning the
house, why not devote some time to clean up your finances as
well? When it comes to investments, here are a few things to
consider.
Rebalance your portfolio. When’s the last time you looked
at your portfolio allocation? Many folks like to practice asset
allocation, and keep certain percentages of their portfolio in
specific types of investments. This is not a bad approach, but it
is important that you are monitoring your allocation to assure
that your portfolio risk matches your financial goals and needs.
Spread the Word!
Invite your friends and neighbors to become Citizens Elite
members, and you’ll both enjoy great rewards! Not only will
you get the wonderful package of benefits for all Citizens
Elite members but a cash reward, too! That’s right! When you refer a friend, we’ll give you and your
friend $10 each as a thank
you when he/she becomes
a new member. Enjoy trips
and enjoy social activities
together! Spread the
word!
Only three doors
Revisit your life insurance coverage. With insurance,
we tend to run on autopilot – thinking I have insurance and
therefore am covered. It may be a good time to review your
current life insurance costs and reevaluate your coverage needs.
An airline captain was breaking in a new blonde stewardess.
The route they were flying had a layover in another city. Upon
their arrival, the captain showed the stewardess the best place
for airline personnel to eat, shop and stay overnight.
Create a retirement plan. If you have not taken this
step, add it as #1 on your spring cleaning to-do list. Start by
defining your vision for retirement. By establishing clear goals
for your future, you give yourself the base for how you need to
build your financial plan and then can determine appropriate
strategies for how to obtain your goals.
The next morning, as the pilot was preparing the crew for the
day’s route, he noticed the new stewardess was missing. He
knew which room she was in at the hotel and called her up
wondering what happened. She answered the phone, crying,
and said she couldn’t get out of her room. “You can’t get out of
your room?” the captain asked, “Why not?”
Need help getting a start on these financial spring
cleaning ideas? Give CSB Investment Services a call at 715386-1335 to schedule a free investment consultation.
The stewardess replied: “There are only three doors in here,”
she sobbed, “one is the bedroom, one is the closet, and one
has a sign on it that says ‘Do Not Disturb’!”
Investment Centers of America, Inc. (ICA) member FINRA, SIPC and a Registered
Investment Advisor, is not affiliated with Citizens State Bank or CSB Investment Services.
Securities, advisory services and insurance products offered through ICA and affiliated
insurance agencies are • not insured by the FDIC or any other federal government
agency • not a deposit or other obligation of, or guaranteed by any bank
or their affiliates • subject to risks including the possible loss of principal
amount invested. CSB Investment Services & ICA do not offer tax or legal
advice.
Save Money All
Around Town
Don’t forget to show your Citizens Elite Community Rewards
Card at participating businesses and enjoy your discounts
and bonuses! See the insert in this newsletter for a complete
list of participating businesses. If there’s a business
you would like to see added
to our list, let us know... and
tell the business, too! We’ll
be happy to contact them
and invite them to join our
program. Enjoy the savings!
Meet the employees from
East Menomonie Branch
Pictured from Left: Megan Holcomb, Bonnie
Carter, Shara Peterson, and Tiffany Rockwood
Missing from the photo is Dave Paulson
Stop in to East Menomonie for all your Spring and Summer needs!