October

Transcription

October

MONTHLY ISSUE - OCTOBER - 2015
Vanik’s
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MAGAZINE FOR THE MONTH OF OCTOBER - 2015
VANIK’S
MAGAZINE FOR THE MONTH OF
OCTOBER - 2015
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CONTENTS
Topics
Events of the Month
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International news
National news
Bilateral
Economy and Banking
Award and Honour
Book and Author
Person in news
Places in news
Sports
Science and Technology
Environment and Ecology
Defence
Recent Summit in News
Committee and its Function
International and National institution
Recent visit and visitor
Date and Observation
State news
Recent government devlopement and scheme
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200 MCQ current affairs
40 MCQ of Computer
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Abbreviation
Descriptive English
Word of the Month
Banking Terminology
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Miscellaneous G.K. for SSC and Railway
Practice Set : IBPS-PO-Preliminary -1
IBPS-PO-Preliminary -2
IBPS-PO-Main
Who’s Who?
One Liner
OPSC CSE-2015 Special Volume-1 (Analysis of Syllabus)
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EVENTS OF THE MONTH
PAYMENTS BANKS : NEW ERA IN
INCLUSIVE BANKING
Reserve Bank of India, has granted ‘in-principle’ approval to
11 out of the 41 applicants to set up payments banks – first
such differentiated banks in the country.The ‘in-principle’
approval granted will be valid for a period of 18 months,
during which time the applicants have to comply with the
requirements under the guidelines and fulfil the other
conditions as may be stipulated by the Reserve Bank.
Draft guidelines for payments banks were issued last
November. The idea is to encourage small savings, meet credit
and remittance needs of migrant work force, small
businesses, unorganized sector, low income households and
farmers in underbanked locations. Payments banks are
expected to make financial transactions like utility bills –
currently possible via internet or at physical centres – and
banking services like cash deposits or ATM transactions –
now done at brick-and-mortar branches.
Meanwhile, RBI said, on fulfilling the requisite ‘in-principle’
conditions, it will consider granting them licences to
commence banking business. Until a regular licence is issued,
the applicants can not undertake any banking business.
Differentiated banking entails going beyond the current
universal banking framework to serve specific purposes. The
move to allow them came after RBI found just two entitiesIDFC and Bandhan from over 24 applicants – eligible for
setting up commercial banks. The central bank issued inprinciple approval to the following for Payment Bank :
1. Reliance Industries
2. Aditya Birla Nuvo
3. Vodafone
4. Airtel
5. Department of Posts
6. Cholamandalam Distribution Services
7. Tech Mahindra
8. National Securities Depository Ltd.
9. Fino PayTech
10. Sun Pharma’s Dilip Shantilal Shanghvi
11. Paytm’s Vijay Shekhar Sharma
What They Can Do

Accept demand deposits, remittance services,
internet banking

Hold a maximum balance of Rs. 1 lakh per customer

Issue ATM/debit cards, prepaid payment
instruments
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
Distribute non-risk sharing simple financial products
like mutual funds and insurance products
What They Cannot Do

Issue credit cards

Undertake lending services

Open accounts for NRIs
This approval is another step towards launching inclusive
banking in India.
INDIA & BANGLADESH - LAND
BOUNDARY AGREEMENT
On Midnight of 31 st July 2015 the long awaited India,
Bangladesh Land Boundary Agreement came in to force
benefiting thousands of people living on statelessness for
many decades.

A Parliamentary Standing Committee on External
Affairs presented Constitution (119th Amendment)
Bill, 2013 to give effect to the India-Bangladesh Land
Boundary Agreement (LBA).

This Standing Committee was headed by Congress
MP Shashi Tharoor.

The committee in its report has mentioned Passage
of this Bill is a national interest and will pave way
for broader ties with the neighboring country.

The Constitution (119th Amendment) Bill, 2013 aimed
to ratify the LBA between India and Bangladesh
under the Indira-Mujib pact of 1974 to exchange
areas and people on either side of the border.

On 16th May 1974, soon after the independence of
Bangladesh the LBA was signed between India and
Bangladesh in order to find a solution to the complex
nature of border demarcation. This pact was ratified
by Bangladesh government in 1974.

In 1974, in India Cabinet had granted approval to
this pact but was not ratified as it involved cession
of territory.

As per the provision of pact, India will exchange
111 enclaves measuring 17,160 acres with
Bangladesh and receive 51 enclaves covering 7,110
acres.

The territories involved in the exchange are in
Assam, West Bengal, Meghalaya and Tripura in
the Indian side.
Relations with Bangladesh have seen phases of ups and
downs, despite widespread acknowledgement of and
appreciation for the role India played during the Bangladesh
War of Liberation in 1971. From time to time, the irritants in
our relations with Bangladesh have arisen out of the antiIndia activities by the Indian insurgents from the Bangladesh
soil, illegal migration from Bangladesh to India, causing social
tensions in North East, smuggling across the unsettled
borders, sharing of water from common rivers, particularly
Teesta etc. During the past few years, Sheikh Hasina’s
Government has adequately addressed India’s security
related concerns; there has been a perception in Bangladesh
that Bangladesh has not been compensated adequately in
return. It is against this brief backdrop Modi undertook an
official visit to Bangladesh (June 6-7, 2015) just after
completion of his first year as Prime Minister. The spotlight
during the visit was justifiably on the Land Boundary
Agreement, which was signed as early as 1974 but the
successive Governments in India could not push its
ratification in Parliament for a variety of reasons, including
the reservations from the State Governments, particularly
West Bengal and Assam. The manner in which Modi
mobilized the opinion at the Centre and in the States
facilitating unanimous passage of the 119 th Constitution
Amendment Bill paving the way for the ratification of the
Agreement of 1974 and its Protocol of 2011 in the two Houses
of Parliament is commendable. The LBA not only settles the
4096km of boundary between the two countries and gives a
new identity to over 50000 persons, living in Indian/
Bangladesh Enclaves, it has several other positive fall outs
as well, the most important being the effective border
management to check activities of insurgents, human
trafficking, illegal migration, smuggling etc.
P ROJECT
INDRADHANUSH :
STRENGTHENING
BANKING SECTOR
INDIAN
The Union government has announced a seven point action
plan, Indradhanush to infuse professionalism and fresh
capital in to public sector banks.
As part of the plan, the government announced the setting
up of Bank Board Bureau (BBB) that will give way to holding
company to which the Centre will transfer it ownership of all
these banks.
The BBB will be headed by a Chairman and will comprise six
other members – three government officials and three experts,
two of which will be from the private sector. It will make
recommendations for senior appointments and also advise
banks on strategies for consolidation among them including
mergers and acquisitions.
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The government also announced that it had hired two
professionals from the private sector – P.S. Jayakumar from
VBHC Value Homes as the MD and CEO for Bank of Baroda
and Rakesh Sharma from Laxmi Vilas Bank as MD & CEO of
Canara Bank.
In addition, former independent director of Infosys Ravi
Venkatesan is among the newly appointed non-executive
Chairman. He has been appointed to the Bank of Baroda.
For some years, as the banks have been facing a challenging
situation but there is no cause for panic or alarm addressing
the stress in banks also requires addressing the problems of
the sectors causing this stress such as power, steel,
highways, discoms and to some extent sugar.
Financial Services Secretary Hasmukh Adhia said, “The
Government has issued a circular that there will be no
interference from it and banks are encouraged to take their
decisions independently keeping commercial interests in
mind a clear distinction between interference and intervention
has been made.
Banks have also been asked to build robust grievance
redressal mechanisms for customers and staff. ESOPs are
also being considered for the top management of PSU banks.
The govt. said that as per the latest figures the gross NPAs
arising out of the infrastructures sector have reached Rs.
32,000 crore and the GNPAs of the iron & steel sector are at
Rs. 31,000 cr. To de-stress the banks, the government stressed
the need to develop a vibrant corporate debt market and
strengthen existing asset reconstruction companies.
The banks, will need a total of Rs. 1,80,000 crore over the
next four years to meet their capitalization needs and the
revamp plans announced will make raising the balance Rs.
1,10,000 crore from the markets easier.
Significantly for banks, the government announced a new
100-point framework of Key Performance Indicators to
measure the performance of PSU banks. Twenty five points
each will be allocated to ‘Efficiency of capital use’ and ‘Growth
processes’, while 15 points each will be allocated to ‘NPA
management’ and ‘Financial Inclusion’. The remaining 20
points will be for qualitative parameters such as improvement
of external credit rating.
MONETARY POLICY
COMMITTEE
The UPA regime had set up the FSLRC under Justice B.N.
Srikrishna to review and simplify over 60 laws governing the
financial sector. As pointed out by Bibek Debroy, the
preamble to the act governing the RBI confers on India’s
central bank a temporary status that continues even now.
The FSLRC has been assigned the following tasks –
consumer protection, micro prudential regulation, resolution,
capital controls, systemic risk, development and
redistribution, monetary policy, public debt management,
contracts, trading and market abuse.
The FSLRC report is exhaustive and the commission thinks
it is better to have non-sector laws that are prudent compared
to the present sectoral laws and advocates principle-based
laws. Having a strong independent regulatory system is key
and FSLRC has developed a framework for regulators
involving a single framework for governance across all
regulators rather than developing specific ones. This brings
consistency and regulator accountability.
It is in this framework that the current headlines on Governor’s
power dilution need to be examined. The FSLRC has
recommended setting up a Monetary Policy Committee
(MPC), comprising chairperson (Governor), one executive
member of the board, plus five persons nominated by the
government, two in consultation with the chairperson. The
government can also nominate an observer. The governor
can overrule the committee’s recommendations, which
otherwise should be based on consensus or majority and
the voting details must be made public. In case of a tie, the
Governor has the casting vote.
This is in line with international practices where the policy
rate is set by a committee rather than one person, is
independent and the votes and suggestions are disclosed.
In the US, a 12-member group takes decisions by consensus.
In the UK, the 9 member committee decides based on a
majority with each member carrying one vote.
What can be done to make this effective?

As a democratic country, it is better to have a
collective decision than an individual no matter how
brilliant or competent.

A committee is better placed to withstand political
pressure particularly prior to an election.

None of the members should be government
employees or be involved in political activity and
should have no conflict of interest with their
position. The worries are that these positions would
be taken by retired bureaucrats and hence subject
to traditional pulls and pressures. A suggestion
could be to exclude retired bureaucrats.

Government nominee as an observer which adds to
the pressure could be dispensed with.

The recommendation of providing for judicial review
needs to be reconsidered. Having judicial review
means decisions can be questioned and makes for
risk averseness than decision-making. The only area
that judicial review may be appropriate is if there is
conflict of interest and even here safeguards to
avoid needless dragging of MPC members to court
must exist.

The term of the MPC is 4 years which needs to be
considered and probably needs to be much longer.
The ‘apparent’ dilution of powers are clearly there
but this is a robust structure which builds in an
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institutional framework, reduces government’s
ability to influence one individual, dilutes ability of
one person on key decisions, forces debate and
increases accountability.
YUAN DEVALUATION : BEGNING
OF CHINESE FALL OR STRATERGY
TO INTERNATIONALIZE YUAN
In a surprising move, the People’s Bank of China devalued
the Chinese renminbi (Yuan) by nearly 3 percent between
August 11 and 13. Its value depreciated from 6.209 per dollar
to 6.398 per dollar.
With the devaluation, China’s manufactured products are
going to get cheaper. In other words, with one U.S. dollar
whose value relative to renminbi increased from 6.2 to 6.4
following devaluation – one can now purchase more Chinese
goods than before.
The devaluation announcement came within days of China’s
export figures for July recording a negative growth, owing
mainly to the slow pickup in demand from developed-country
markets. Naturally enough, one interpretation was that the
devaluation was an attempt by the Chinese authorities to
boost export demand for its manufactured goods. Some
commentators argued that the Chinese action might trigger a
new global currency war where other countries to devalue
their currencies to compete with China – as had happened
during the Great Depression of the 1930s.
Reason to devalue
The People’s Bank of China (PBOC), China’s central bank,
soon stepped in to clarify. It said that the devaluation marked
the transition to a flexible, more market-based system of
determining China’s exchange rates. In contrast, the system
that existed until now was one in which the value of the
Chinese currency (especially in relation to the U.S. dollar)
had largely been fixed by the government.
If PBOC’s claims are true, it is likely to be a component of a
larger, national strategy to internationalise the renminbi.
China wants to see the renminbi emerge as a currency for
international trade and finance, like the USA dollar. It also
plans to build Shanghai into a global financial centre, rivaling
Washington. As a preliminary step, China is trying to get the
renminbi included in the basket of currencies in International
Monetary Fund (IMF)’s Special Drawing Rights (SDRs). The
IMF has set a precondition that China should remove
restrictions on foreign capital flows and shift to a flexible
exchange rate system. Expectedly, the IMF welcomed PBOC’s
announcement.
It is to be noted that China has had strict controls on foreign
capital movements across its borders. Such controls have
been effective in filtering out volatile, short-term capital flows,
which are often harmful to the economy, while at the same
time encouraging Foreign Direct Investment (FDI).
China’s remarkably fast export-led economic growth during
the 2000s occurred in an enabling environment provided by
a stable exchange rate and tight capital controls. In fact, the
stability in China’s currency rate has been a factor that helped
other East Asian economies to achieve steady and fast
growth.
All this, however, has come at a cost. To maintain a stable
exchange rate, China has been investing a significant part of
its foreign exchange earnings in U.S. treasury bonds, despite
their very low returns. Beijing has thus been effectively
transferring a share of its hard-earned savings to the U.S.
This, in turn, has fuelled consumption demand in the U.S.,
helping it overcome the problems caused by trade and
government-budget deficits.
China’s strategy to break free of its mutually dependent
relationship with the U.S. has multiple prongs. One, China
aims to derive its future growth more from domestic markets
and services rather than from exports of cheap manufactured
goods. Two, Beijing is trying to strategically deploy its large
foreign exchange assets into initiatives such as Asian
Infrastructure Investment Bank (AIIB) and the ambitious ‘One
Belt One Road’ project. It would also like to replace the ‘dollarzone’ in East Asia with a viable ‘renminbi zone’.
By opening the doors to global finance as part of its plan to
internationalise its currency, China, however, may be
forsaking the very stability that has been the hallmark of its
economic ascent. The boom in its stock markets and the
subsequent crash after devaluation is clearly a sign of things
to come. Many Chinese firms are highly indebted. According
to one estimate, China’s debt to GDP (Gross Domestic
Product) ratio is as high as 282 percent. China has also
witnessed substantially large outflows of foreign capital this
year.
China’s economic and investment growth has slowed down
in recent months. The country has poured billions of dollars
into investments in infrastructure and other basic industries,
especially after the 2008 global economic downturn. But this
has not been matched by rising demand for these industries,
either domestic or foreign, leading to the creation of excess
capacities. For instance, the rising numbers of unsold flats
have resulted in a slowdown in construction activities and a
reduction in the demand for its steel and cement industries.
Wholesale prices in the country have been on a downward
spiral. The slowdown in China is threatening economic
prospects in many other parts of the world too, particularly
in countries that are suppliers of commodities to China.
Is devaluation the same as depreciation?
No, While many people use the two terms interchangeably,
this is not correct. Devaluation of a currency is a conscious
decision by the government of that country to lower the
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value of its currency in relation to other global currencies.
This is obviously possible only where the government either
completely or partially determines exchange rate movements.
Depreciation, on the other hand, is a lowering in the value of
a currency vis-avis others as a result of market forces.
Why would a country devalue its own currency?
The reasons lie in the anticipated effects of devaluation.
When a country devalues its currency, it effectively makes
its exports cheaper for foreign buyers. For instance, if a dollar
is worth Rs. 50, then something that is priced at Rs. 50 would
be worth a dollar. Now, if the exchange rate was changed to
Rs. 100 to the dollar, the same item could now be sold for 50
cents. This makes the country’s exports globally more
competitive, which should lead to an increase in demand
and hence to more exports. Similarly, the devaluation makes
imports costlier, hence reducing it. In cases where imported
goods compete with domestic ones, domestic producers get
an edge as demands for their products rise. The combined
effect should be to boost domestic production through an
export-led strategy.
Does it always work like this?
No, Several factors could upset these theoretical equations.
For instance, if the demand for the country’s exports is price
inelastic, that is it does not change due to changes in prices,
the devaluation won’t boost exports. The same is true of
imports. In India’s case, say, a depreciating rupee does not
lower our demand for oil, so all it does is to boost the oil
import bill. Apart from price elasticity, the devaluation could
fail to work as intended also due to say a global recession,
which offsets the effects of the weaker currency by lowering
global demand. It is also possible that a devaluation by one
country triggers a ‘currency war’ with its main competitors
also devaluating their currencies or letting it depreciate.
Hence, the competitive edge gained is lost and the only ones
celebrating are consumers in countries who import from these
countries, as their imports get cheaper.
What effect does a devaluation have on portfolio investors?
It sharply reduced their earnings measured in their own
currency. Consider the case of a portfolio investor who put,
say, a million dollars into the Indian market when the exchange
rate was Rs. 60 to the dollar. This translates into Rs. 6 crore.
Let’s assume it earns a 10% return on this money over a year.
So the total value of its holdings are now Rs. 6.6 crore. If the
exchange rate in the meantime has moved to Rs. 66 to the
dollar, this is still worth only a million dollars. In short, the
exchange rate change has wiped out all its earnings.
How does the devaluation of the yuan effect India?
India could lose on both counts. As a country that competes
for exports with China on sectors like textiles, it could be hit.
Equally, it could be hit if China’s imports come down
significantly.

INTERNATIONAL NEWS
Ranil Wickremesinghe sworn in as Sri Lanka PM
Ranil Wickremesinghe was sworn in as Sri Lanka’s Prime Minister
for the fourth time following his party’s victory in the
parliamentary polls, as the country’s two major political parties
signed a power- sharing deal to form a national unity
government. He was administered the oath of office by President
Maithripala Sirisena at the oath taking ceremony held at Presidential
Secretariat in Colombo. Immediately after oath taking ceremony,
two main parties in the country Sri Lanka Freedom Party (SLFP)
and the United National Party (UNP) inked a Memorandum of
Understanding (MoU) to form national unity government and work
together in the parliament. Ranil Wickremesighe has held the
position of Prime Minister of the country on three earlier occasions
i.e. in 1993-94, 2002-2004 and from January 2015 to August 2015.
Greek prime minister has announced his resignation
Pakistan and Russia signed defence agreement that includes
the sale of four Mi-35 helicopters
Pakistan and Russia signed a landmark defence agreement that
includes the sale of four Mi-35 Hind E attack helicopters to
Pakistan. The agreement was signed by top defence officials from
Pakistan and Russia in Rawalpindi. Both countries were negotiating
for this deal since 2014. It is after the visit of the Chief of Pakistan
Army Staff General Raheel Sharif to Russia in June 2015, that
Russia sent a draft contract for the delivery of four Mi-35M Hind
E combat helicopters to Pakistan. The Mi-35 helicopter is an
exceedingly modernised version of the Mi-24 (Hind) combat
helicopter with new onboard equipment and avionics. It also has a
more powerful engine and a different tail rotor.
China, Pakistan signed deals worth 1.6 billion US dollars
to implement CPEC
Greek Prime Minister Alexis Tsipras has announced his resignation
in a televised address to the debt ridden nation which is centre of
Eurozone crisis. Mr. Tsipras resigned in order to defend the
country’s massive new 86 billion euro bailout programme which
had triggered a rebellion within his own left-wing Syriza party. He
was elected as Prime Minister after his left-wing party had emerged
victorious in general election held in January 2015. Mr. Tsipras’s
this decision leaves Greece in the hands of a caretaker government
until the election to elect new government takes place which is
expected to be held on September 2015.
Firming up their cooperation to build the USD 46 billion economic
corridor through PoK, China and Pakistan signed 20 more
agreements worth USD 1.6 billion to implement the ambitious
CPEC project. The two countries signed 20 cooperation agreements,
worth 10.35 billion yuan (USD 1.6 billion) and issued the “Karamay
Manifesto” on the China-Pakistan Economic Corridor (CPEC), a
major project under China’s Belt and Road Initiative. The
agreements were signed at the CPEC Forum held at Karamay city
in Xinjiang province bordering Pakistan-occupied Kashmir (PoK).
Lahore High Court banned film ‘Phantom’ from release in
Pakistan
Egypt unveiled a major expansion of the new Suez Canal. Egyptian
President Abdel Fattah al-Sisi inaugurated it in a ceremony.
The traffic that passes through the canal will be uplifted by this
new waterway. With an estimated cost of 8 billion US dollars, the
project got completed in one year span. In August 2014, the project
was initiated for the expansion of the Ballah Bypass.
After a plea urged by Jamaatud Dawa (JuD) chief and Mumbai
attack mastermind Hafiz Saeed Pakistan’s Lahore High Court
banned the release of Bollywood movie ‘Phantom’ in Pakistan. It
also banned its airing on the cable networks and its sale in the form
of CDs. The petitioner in his plea argued that the film set on post26/11 attacks contains filthy propaganda against him and his outfit.
The film could be a direct threat to his life as the dialogues of the
film could poison the minds of the public.
Bangladesh became first country to receive funds from UN
for Solar Home Systems
The UN Framework Convention for Climate Change (UNFCCC)
issued 395286 carbon credits worth 3.56 million US Dollar to two
Bangladeshi organizations. Infrastructure Development
Company Ltd (IDCOL) and Grameen Shakti are the two
organisations that won the carbon credits. The UNFCCC has issued
212482 carbon credits to the IDCOL and 182804 credits to Grameen
Shakti.With this Bangladesh became the first country to receive
funds from the United Nations (UN) for its fast growing solar
home systems.
8
Egypt unveiled New Suez Canal expansion
70th Hiroshima Day observed to commemorate dropping of
Atomic bomb on Hiroshima
On 6th August 2015, 70th Hiroshima Day was observed. Addition
of names of survivors on the cenotaph of the Peace Memorial Park
of the explosion called the hibakusha, who died in previous 12
months made this day remarkable. The count of deaths listed on
the cenotaph reached 292325 with this addition.
The day is observed to honour 6th August 1945, the day when an
American Boeing B-29 Superfortress bomber, named the Enola
Gay, dropped an atomic bomb on Hiroshima, a Japanese city.
More than 2/3 of Hiroshima’s buildings were destroyed across five
sq miles. On 9 August 1945, the explosion was followed by another
drop on the city of Nagasaki.The name of the plane Enola Gay that
dropped the bomb was after the mother of the plane’s pilot, Colonel
Paul Tibbets.It was the first atom bomb to be dropped any where
across the world. The bomb that was dropped during the final
stages of World War II was nicknamed as Little Boy and had a
weight of 16 kiloton.
NASA signed 490 million US dollars contract with Russia
for International Space Station travel
A contract worth 490 million US dollars was signed with Russia’s
space agency Roscosmos for carrying the US astronauts to the
International Space Station (ISS).
The US space agency in a statement said that the US will continue
to rely exclusively on Russia to take astronauts to the orbiting
outpost under the new contract, which runs until 2019.
NASA further said a lack of funding for development of private
vessels by US companies Boeing and Space-X over the last five
years has left NASA with no other option. As a result, the US will
pay for use of space vessels belonging to the Roscosmos.
193 UN members reached agreement on sustainable
development agenda
A new Sustainable Development Agenda for the next 15 years was
reached by the 193 member states of the United Nations. It seeks
to improving living standards, taking urgent action to combat climate
change, suppress poverty and hunger and achieving gender
equality.UN Secretary General Ban Ki-moon said that the plan
seeks to ensure peace and prosperity, and forge partnerships with
people and planet at the core.”Transforming our World: The 2030
Agenda for Sustainable Development” will also be adopted with
this agreement, at a UN summit before the annual meeting of world
leaders at the General Assembly in September 2015.
India to produce at least dozen billionaires among start-ups
by 2020: ASSOCHAM
ASSOCHAM (Associated Chamber of Commerce and Industries)
Study on Start-Ups released on 2 August 2015 pointed out that
India is expected to produce at least a score of billionaires and
many times millionaires among the start-ups in the next five years.
Rosneft of Russia will acquire 49% stake in Essar Oil
Oil Company of Russia named Rosneft signed agreement with
Essar oil to acquire its 49 per cent share. Both companies will also
be doing exploration and production of hydrocarbon in
concurrence. Rosneft will get a stake in 1,600 retail chain stations
of Essar Oil which it has planned to increase to 5000 within next
two years. Also it will be delivering 100 million tonnes of crude oil
over next ten years to Essar Oil.
Tiju Thomas initiative emerged as UAE’s first and biggest
blood donor registry
Tiju Thomas, an Indian diplomat with the Indian consulate in
Dubai, headed an initiative to make blood from rare groups
accessible to those in need through a website www.blooddonors.ae
9
The initiative was launched on 21st June 2015 i.e International
Yoga Day and came up as the fisrt and the biggest donor directory
in United Arab Emirates (UAEs).
Sri Lankan government decided to renovate temples
destroyed in Nepal quake
Sri Lanka government announced its decision to repair and renovate
one Hindu and one Buddhist temple in Nepal that was destroyed
in the recent earthquake. According to government spokesman, Sri
Lankan cabinet has decided to undertake the repair of Buddhist
temple in Swayambhunath and Hindu temple of Rato
Machindranath in Lalitpur at a cost of 34 crore Sri Lankan rupees.
Beijing chosen to host 2022 Winter Olympics and
Paralympics
Beijing which is capital of China was chosen to host both events at
128th IOC session in Kuala Lumpur, Malaysia.Important to
mention here that Beijing became first city to host both the Summer
Olympics and Winter Olympics as it has already hosted Summer
Olympics in 2008.In 2018 Winter Olympics will be held in
Pyeongchang, South Korea and in 2014 it was held in Sochi,
Russia.Thomas Bach is President of International Olympic
Committee.
SALt, a lamp that runs eight hours on water and salt,
developed
A start-up in Philippines in July 2015 developed a lamp namedSALt
(Sustainable Alternative Lighting) that runs on a glass of water and
two tablespoons of salt. The lamp is named after the company
SALt that was founded by Aisa Mijeno and Raphael Mijeno.
Helena Ndume, Jorge Sampaio awarded with first-ever
Nelson Rolihlahla Mandela Prize
Helena Ndume of Namibia and Jorge Sampaio of Portugal were
awarded with the first-ever Nelson Rolihlahla Mandela Prize by
the United Nations (UN) at the UN Headquarters in New York.
Ndume, a female ophthalmologist, was awarded for treating
blindness and eye-related illnesses in Namibia and throughout the
developing world. The award ceremony was a part of the annual
commemoration of Nelson Mandela International Day, which is
observed on 18 July every year.
NEWS IN BRIEF


Prime Minister of Libya Abdullah al-Thani on 12 August
2015 announced his resignation during a live telecast. He
announced his resignation hours after fraught peace talks
between the country’s rival factions restarted.
Delhi government on 4 August 2015 decided to run trams
in several walled city areas including Lal Quila, Jama
Masjid and Old Delhi Railway Station. The decision

was taken to augment transport infrastructure of the
city.
Nepal’s political parties agreed to remove the word
“secularism” from the yet-to-be framed Constitution.
They agreed to this during a discussion on peoples’ view
vis-à-vis the new constitution in the Constituent
Assembly.
INDEX
India ranked 12th in terms of power generation from nuclear
source
With the total power generation from nuclear reactors at 5308
MWe, India is ranked 12th in the world in terms of power generation
from nuclear sources. Further, in terms of number of nuclear reactors
in operation, India was ranked at 7th position with 21 reactors.
The released data further said that there are 31 countries including
India in the world that generate electricity from nuclear source.
Top five countries in terms of nuclear reactors and their capacity
of production are United States of America, France, Japan, Russia,
China.
Jackie Chan stood at the second place with an yearly income 50
million US dollars followed by Vin Diesel with earnings of 47
million US dollars stood at the third place.
Top ten


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





Robert Downey Jr.(80 Million US dollars)
Jackie Chan (50 Million US dollars)
Vin Diesel (47 Million US dollars)
Bradley Cooper (41.5 Million US dollars)
Adam Sandler (41 Million US dollars)
Tom Cruise (40 Million US dollars)
Amitabh Bachchan and Salman Khan (33.5 Million US
dollar)
Akshay Kumar(32.5 Million US dollars)
Mark Wahlberg(32 Million US dollars)
Indian Actors
Out of the 12 newcomers in the list of Forbes five are from India
only. With combined earnings of 140.5 million US dollar, the Indian
stars listed at the second position, just after the US.
Shah Rukh Khan and Ranbir Kapoor are the other two Bollywood
actors who are able to make their place in the list.
61st edition of Fortune 500 list released; 7 Indian companies
in the list
India to become most populous nation by 2022: UN World
Population Prospects
61st edition of the Fortune 500 list for the year 2015 was released
on 22 July 2015.The list has been topped by retail giant Walmart
and is followed by petroleum refining giants Exxon Mobil and
Chevron at 2nd and 3rd place. Indian companies in the Fortune
500 list- The list is topped by Indian Oil at 119th rank with
revenues of 74 billion US dollars and is followed by Reliance
Industries, Tata Motors, State Bank of India, Bharat Petroleum,
Hindustan Petroleum, and Oil and Natural Gas Corporation
(ONGC).
United Nations (UN) released the report title World Population
Prospects: The 2015 Revision at the UN Headquarters in New
York.According to the report, India will surpass China to become
the most populous nation in the world by 2022. In the forecast
issued by UN in 2013 India was expected to surpass China’s
population by 2028.
Forbes released list of 100 Richest People In Technology
Forbes released the first-ever list of 100 Richest People In
Technology. The top five are -1.Microsoft co-founder Bill Gates
ranked number one among tech tycoons with a net worth of 79.6
billion US dollars 2. Oracle CEO Ellison cededthe,3. Amazon.com
founder Jeff Bezos, 4. Facebook co-founder Mark Zuckerberg, 5.
Google co-founder Larry Page . Two Indian technology tycoons
Azim Premji, Chairman of Wipro and Shiv Nadar, Founder of
HCL, bagged place in Top 20 on the Forbes list. As per the list,
Azim Premji with net worth of 17.4 billion US dollars ranked at
13th position followed by Shiv Nadar on the 14th spot with net
worth 14.4 billion US dollars.
Forbes released the World’s Highest-Paid Actors 2015 list
Forbes released the list of 2015 World’s Highest-Paid Actors. Robert
Downey Jr., with earnings of 80 million US dollars, for the third
year in a row topped the list, that includes names of 34 global
actors.
Forbes Asia’s Fabulous 50 List of the year 2015 released
The Forbes Asia’s Fabulous 50 list of the year 2015 was released
on 22 July 2015. The Fab 50 list is an annual honor roll highlighting
some of the brightest stars in the Asia Pacific. The list was dominated
by 25 Chinese firms, while India claimed the second-highest number
of companies in the list with a total of 10 firms. The most valuable
company on the list is Tencent, with worth of 176.5 billion US
dollar and the biggest is Lenovo, which generated 46.3 billion US
dollar in revenue in 2014.
The Indian companies on the list are:










Aurobindo Pharma
HCL Technologies
HDFC Bank
Lupin
Motherson Sumi Systems
Sun Pharmaceutical Industries
Tata Consultancy Services
Tata Motors
Tech Mahindra
Titan

10
NATIONAL NEWS
PM Narendra Modi launched a new campaign Start-up India,
Stand up India
To promote bank financing for start-ups and offer incentives to
boost entrepreneurship and job creation prime Minister Narendra
Modi on 15 August 2015 launched a new campaign Start-up India,
Stand up India. The campaign was launched during the celebrations
of 69th Independence Day at Red Fort, Delhi. The initiative is
aimed at encouraging entrepreneurship among the youth of India. As
per the initiative, each of the 1.25 lakh bank branches should
encourage at least one Dalit or tribal entrepreneur and at least one
woman entrepreneur.
e-Tourist Visa scheme extended to China, Hong Kong and
Macau
e-Tourist Visa scheme was extended to China, Hong Kong and
Macau with effect from 30 July 2015. The facility was extended as
per the decision of the 29 July 2015 of Union Government. With
the inclusion of these countries/territories, the total number of
countries/territories covered under the e-Tourist Visa scheme will
go up from 74 to 77.
Union Cabinet approved Rajya Sabha panel’s amendments
on GST Bill, 2014
The Union Cabinet on 29 July 2015 approved amendments
proposed by Rajya Sabha Select Committee on Goods and Services
Tax (GST) Constitution Amendment Bill, 2014. The Rajya Sabha
Select Committee chaired by Bhupender Yadav in its report
submitted on 22 July 2015 suggested that compensation to the
states should be made for 5 years instead of up to 5 years for any
revenue loss due to introduction of GST.The Bill also called
Constitution (122nd Amendment) Bill, 2014 was passed in Lok
Sabha on 5 May 2015.
Delhi government announced City Taxi Scheme
Delhi government announced a new City Taxi Scheme 2015 under
which permits will be issued to 600 CC vehicles. Small size taxis
between 600 cc and 749 cc operational under the scheme will have
minimum flag down rate of 25 rupees for first two kilometres,
which is same in the auto rickshaws. After two kilometres
passengers will have to pay 10 rupees per kilometer, which is
higher than the present 8.5 rupees per kilometre fare that auto
rickshaws charge.
Pahal Scheme acknowledged by Guinness Book of World
Records as largest cash transfer programmee
The “Pahal” scheme has been acknowledged by the Guinness Book
of World Records for being the largest cash transfer program
(households). India launched the `PAHAL’ Scheme in 54 districts
of the country on 15 Novemeber, 2014 and in remaining districts
of the country on 1st January, 2015. As on 13 August, 2015, 13.9
crore LPG consumers have joined the PAHAL scheme.LPG
consumers who join the PAHAL scheme will get the LPG cylinders
at market price and receive LPG subsidy (as per their entitlement)
directly into their bank accounts.
11
Assam Assembly passes Bill to end witch-hunting
The Assam Assembly unanimously passed the Assam Witch
Hunting (Prohibition, Prevention and Protection) Bill, 2015 making
any offence under the Act as non-bailable, cognizable and noncompoundable to eliminate the superstition from society. The Bill
has provision of imposing up to seven years of jail and fine up to
5 lakh rupees if anybody violates it. The bill said that sentence of
3 years imprisonment will be given if anybody blames a person for
natural disasters in a particular locality such as droughts, floods,
illness or any death.
Union Government approved 300 crore package to save
standing kharif crops from weak monsoon
A package of 300-crore rupees to save standing kharif agriculture
and horticulture crops from weak monsoon was approved by the
Cabinet Committee on Economic Affairs (CCEA) chaired by Prime
Minister Narendra Modi.
The package will assist farmers to be ready to deal with challenges
caused by delayed monsoon. Apart from this, CCEA also gave its
approval to a soft loan scheme to the extent of 6000 crore rupees
for the current sugar season.The Government has provided a
prohibition period of one-year on this loan, and will sustain the
interest benefaction cost to the extent of 600 crore rupees.
Delhi government constituted panel to probe CNG fitness
scam
Delhi Government led by Chief Minister Arvind Kejriwal on 11
August 2015 decided to constitute an independent Commission of
Inquiry to probe the multi-crore CNG fitness scam of Delhi. A
retired High Court judge, Justice SN Agarwal will head this
Commission of Inquiry.The Delhi cabinet has made it mandatory
for the commission to complete their investigation within three
months from the date of its first sitting. In 2012, Anti Corruption
Bureau found that the Delhi government had lost over 100 crore
rupees by awarding the contract to operate and maintain
certification of CNG vehicles at the transport authority in Burari
to ESP India instead of ESP USA.
Uttar Pradesh Government approved new guidelines for
Begum Akhtar Award
Uttar Pradesh Government on 11 August 2015 approved the
amended guidelines for Begum Akhtar Award. The award will be
presented every year to the singers of ghazal, dadra, and thumri
who have attained a milestone in these forms of music and should
not be less than 40 years of age and a local resident of the state.The
award will comprise of an ‘angvastram’, a citation and a cash award
of 5 lakh rupees. Begum Akhtar Award is named after Akhtari Bai
Faizabadi, also known as Begum Akhtar who was a well known
Indian singer of Ghazal, and Dadra, and Thumri genres of Hindustani
classical music.
Kochi became first Indian city to join World Tourism Cities
Federation Council
Kochi became the first Indian city to be a member of Beijing
headquartered World Tourism Cities Federation (WTCF) Council
and join its league of leading tourism cities across the world. The
invitation to Kochi to be the member of the council was sent to
Kerala Tourism Department by WTCF, which was formally
accepted by the department. The membership acceptance document
was handed over to Chinese Ambassador to India Le Yucheng by
the Kochi Mayor Tony Chammany.
to facilitate one year payment of premium for Pradhan Mantri
Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana
by the recipient will support the drive.
The recipient of the gift cheque would deposit the instrument in
his or her bank account for a realizable value of 342 rupees, out of
which 12 rupees will be for one year subscription of PMSBY and
330 rupees for PMJJBY. The balance of 9 rupees will be retained
by the issuing Bank as a service charge.
Tamil Nadu government instituted youth award in name of
Dr APJ Abdul Kalam
Foxconn decided to invest 5 billion US dollar in Maharashtra
over next five years
The state government of Tamil Nadu initiated a youth award in the
name of former President Dr APJ Abdul Kalam.
Chief Minister J Jayalalithaa said in a statement issued in Chennai
that “the annual Dr APJ Abdul Kalam Award consisting 8 gram
gold, 5 laks rupees in cash and a citation”.On every Independence
Day from 2015 onwards, the award would be given to a person
from the state who works with exceptional merit in students welfare,
humanities and science.Besides this she also declared that the Youth
Revival Day will be celebrated in the memory of Dr Kalam’s birthday
on 15th October.
Global electronic manufacturing giant Foxconn and Maharashtra
Government signed an agreement in Mumbai to invest 5 billion US
dollar in the state over the next five year. The MoU was inked in
Mumbai, Maharashtra in presence of Foxconn Chairman Terry
Gou and Chief Minister Devendra Fadnavis.
Main Highlights of MoU

5 billion US dollars will be invested by Foxconn in
Maharashtra over the next five years.

For setting up plant in the state, Maharashtra Govt. will
provide 1500 acres of land to the company .

The main focus will be on research and development
(R&D) as well as manufacturing by the Foxconn’s facility.

Employment of 50,000 people will be created in the
state.
Railway Minister Suresh Prabhu launched new train
services in Northeast
Railway Minister Suresh Prabhu launched new train services in
the Northeast after the completion of North LakhimpurMurkongselek and Balipara- Bhalukpong sections into broad-gauge.
He launched the service through video-conferencing from New
Delhi.Prabhu described the occasion as a Golden Day in the history
of Arunachal Pradesh and flagged off few train on the occasion.
Param Tyag Chakra Initiative launched to honour families
of martyrs
The Param Tyag Chakra initiative was launched by the Alumni
Association of Rajagiri School of Engineering and Technology to
honour family members of brave military men, who sacrificed their
lives for the nation.A web platform has been launched by the
Alumni Association of Rajagiri School of Engineering and
Technology in association with the management to gather the info
of their family members.
Anyone can join this initiative in various ways such as by channeling
the support and identifying and referring such families.
Union Government launched Suraksha Bandhan scheme
Union Government launched Suraksha Bandhan drive in a Mission
Mode through participating banks and insurance companies to
facilitate enrolment under social security schemes.
The schemes included are
Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana
(PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana
(PMJJBY).
The drive was launched in the atmosphere of Raksha Bandhan
with an objective of taking forward the Government’s objective of
creating a universal social security system in the country. During
the drive, participating Banks supported by the participating
Insurance Companies will work towards local outreach, awareness
building and enrolment facilitation.
Jeevan Suraksha Gift Cheques, which will be available for purchase
for 351 rupees in Bank branches by persons wishing to gift them
12
Lok Sabha passed the Negotiable Instruments
(Amendment) Bill, 2015.
Lok Sabha passed the Negotiable Instruments (Amendment) Bill,
2015. The Bill yields for filing of cheque bounce cases at the place
where a cheque is presented for clearance and not the place of
issue. The Bill push towards the amendement of the Negotiable
Instruments Act, 1881. It will have insinuation for over 18 lakh
cheque bounce cases pending in courts.The Act creates penalties
for issues such as bouncing of cheques and defines promissory
notes, bills of exchange, cheques. The Bill modifies the Act to state
that cases of bouncing of cheques can be filed only in a court in
whose jurisdiction the bank branch of the payee comes under.
PM Narendra Modi inaugurated first National Handloom
Day
Prime Minister Narendra Modi on 7 August 2015 inaugurated first
National Handloom Day at the Centenary Hall of Madras
University in Chennai, Tamil Nadu, where he also unveiled ‘India
Handloom’ brand. National Awards and Sant Kabir Awards for the
years 2012, 2013 and 2014 were also presented to prominent
handloom personalities by him.
Tamrapatra, One mounted gold coin, one shawl and a citation and
a financial assistance of up to 6 lakh rupees was included in every
Sant Kabir award.
Lok Sabha passed Delhi High Court (Amendment) Bill,
2015
On 5th August 2015, Delhi High Court Amendment Bill, 2015 was
passed. It was passed in Lok Sabha by a voice vote on 5th June
2015 and in May 2015 it was passed in Rajya Sabha.In order to
minimize the workload of the Delhi High Court, the Bill seeks to
modify the Delhi High Court Act, 1966.
Highlights of Bill




Increment of pecuniary jurisdiction of the Delhi high
court over suits above the value of 2 crore rupees from
present 20 lakh rupees.
Thus, it will reduce work load of Delhi High Court in
case of civil suits by transferring them to 9 district courts
in the National Capital Territory of Delhi.
Empowers the Chief Justice (CJ) of the Delhi High Court
to transfer any pending suit to a relevant subordinate
court.
It should be noted that, pecuniary jurisdiction refers to
the jurisdiction of a court over a suit based on the amount
or value of its subject matter.
Uttar Pradesh government decided to rename UPTU as APJ
Abdul Kalam Technical University
The Uttar Pradesh (UP) Cabinet on 4 August 2015 approved UP
Technical University (Amendment) Bill, 2015. The amendment
was approved during a state cabinet meet chaired by chief minister
Akhilesh Yadav.The Bill amends the UP Technical University Act,
2000 to rename the Uttar Pradesh Technical University (UPTU)
as Dr. APJ Abdul Kalam Technical University (APJAKTU), Uttar
Pradesh in the honour of 11th President of India. Former President
Dr. APJ Abdul Kalam, 83, passed away in Shillong on 27 July
2015 after suffering a massive cardiac arrest while delivering a
lecture to students at the Indian Institute of Management (IIM).
operation aims at nabbing offender and teach lesson of manner to
them. Under operation shishtachar, women police officers dressed
in civil will be posted at busy places like markets, metro stations,
cinema halls and buses to keep a tab on young men. If someone
indulged in eve teasing activities will be found, he will be nabbed
and taken to police station from where his family members will be
called.
MCA lifted 3-year old Wankhede Stadium entry ban on Shah
Rukh Khan
Mumbai Cricket Association (MCA) on 2 August 2015 lifted the
5-year ban on Bollywood superstar Shah Rukh Khan on entering
the Wankhede Stadium. The decision on removal of ban imposed
on Khan was taken during the Association’s meet in Mumbai. Khan
was banned from entering MCA premises, including the Wankhede
Stadium, for five years for engaging in a scuffle with the officials of
the cricketing body and the security staff on 16 May 2012 following
Kolkata Knight Rider’s (KKR’s) victory over Mumbai Indians.
NEWS IN BRIEF


Operation Muskaan helped Gurgaon Police to trace over
1000 kids
In August 2015, an initiative launched by railway police named as
Operation Muskaan traced missing and destitute children and
reconvened them with their gaurdians. During the month-long
operation, a total of 1094 children were traced in Haryana by
Gurgaon Police.Among the 1094 children traced during the
operation, 831 children were tracked from multiple places whereas
263 were living in various shelter homes. Chidren reunited with
their parents were 809 in number while others were taken care in
shelter homes.The objective of this operation was to intercept
child trafficking and rescue children from persons who tried to
engage them in various antisocial activities.
Union Government signed historic peace accord with NSCN
(I-M)
A peace agreement was signed with the National Socialist Council
of Nagaland Isak-Muivah (NSCN (I-M)) by Union Government,
which has put an end to almost two decades long pending peace
talks.
The accord was signed in presence of Prime Minister Narendra
Modi, National Security Advisor Ajit Doval, Union Home Minister
Rajnath Singh, government’s interlocutor for Naga peace talks RN
Ravi and the NSCN (IM) leader Th. Muivah at the Prime Minister’s
official residence.NSCN (IM) chairman Isak Chishi Swu and general
secretary Thuingaleng Muivah signed on behalf of the Naga
organisation and RN Ravi inked the document on behalf of the
Union government.


Jharkhand Government on 4 August 2015 empowered
Anti Corruption Bureau (ACB) to arrest Minister, MLA
and senior civil servants without taking permission from
the concerned authorities in cases of being caught on
taking bribes.
Two trains, Kamayani Express and Mumbai-Jabalpur
Janata Express, derailed while crossing a swollen Machak
river in Harda District of Madhya Pradesh (MP) on 4
August 2015. The twin-train derailment claimed lives of
at least 20 people and injured over 60.
Talvar, an upcoming Bollywood mystery thriller film
directed by Meghna Gulzar, will have its international
premier at Toronto International Film Festival
(TIFF). Talvar written by Vishal Bhardwaj revolves
around the sensational murder of 14-year-old Aarushi
Talvar and 45-year-old Hemraj Banjade, a domestic help
in Noida, India.
Haryana Chief Minister Manohar Lal Khattar announced
that Haryanavi film ‘Pagdi: The Honour’ will be free from
tax. The Chief Minister also announced a discretionary
grant of 10 lakh for the film.

W ithin
M onths
Delhi Police launched Operation Shishtachar to teach
lesson to eve-teasers
Delhi’s central district police in first week of August 2015 launched
‘Operation Shishtachar’ to teach lesson to eve-teasers. The
13
BILATERAL
India & World Bank signed agreement of US$ 308.40
Million for NCRMP-II
India, Slovak Republic signed MoU for technical cooperation
in Railway Sector
To support the second phase of the National Cyclone Risk
Mitigation Program (NCRMP-II) an agreement of 308.40 million
US dollar was signed between World Bank and Union Government.
State Governments of Goa, Gujarat, Karnataka, Kerala,
Maharashtra, and West Bengal also signed the agreement.On behalf
of the World Bank, John Blomquist, Program Leader and Acting
Country Director in India and Raj Kumar, Joint Secretary,
Department of Economic Affairs on behalf of the Union Government
signed the agreement.
Aim of NCRMP-II

To decrease the accountability to cyclone and other hydrometeorological hazards of coastal communities in the
states of West Bengal, Karnataka, Kerala, Maharashtra,
Goa and Gujarat.

The capacity of the State entities to effectively plan for
and respond to disasters will be increased.

Financing of technical assistance for strengthening of
multi-hazard risk management at the national level.

Maharashtra Government constituted Cabinet sub-panel
to tackle impending drought crisis
India and Slovak Republic has signed a Memorandum of
Understanding (MoU) on technical cooperation in railway
sector. The MoU will be valid for a period of two years and after
completion of valid term, it will be automatically renewed for
further successive period of two years at a time.
Key feature of the mou

Infrastructure building and management– station
development and workshop modernisation

Information & communication technologies especially
for passenger amenities

Modernisation of rolling stock

Modernisation of Signaling & Telecom

Any other area mutually agreed between the Parties,
falling within the scope of this MoU
India, Bangladesh signed MoU to tackle the menace of fake
Indian currency notes
India and Bangladesh on 13 August 2015 signed a Memorandum of
Understanding (MoU) to tackle the menace of fake Indian currency
notes (FICN) smuggling. The MoU was signed by Additional
Inspector-General of Bangladesh Mohammed Mokhlesur Rahman
and Head of National Investigation Agency of India IG Sanjeev
Kumar Singh during a maiden meeting of the Joint Task Force on
Fake Currency Notes (JTFFC) in Dhaka. Both countries will
share intelligence inputs on operatives engaged in circulating FICN
on real time basis.
According to the MOU

India will provide Advance note sorting machines to
Bangladesh to detect FICN circulation at international
airports, immigration points, integrated crossing points,
banks and financial institutions in Bangladesh.

India will help Bangladesh to set up Forensic Science
laboratory for examination of fake notes and maintaining
a digital depository of forensic reports.

Both the countries in future will organise capacity building
training programmes.
US-India Cyber Dialogue held in Washington, DC
With an aim to increase global cyber security and promote the
digital economy,2015 US - India Cyber Dialogue was held on 11
and 12 August 2015 at the US Department of State in Washington,
DC. The whole-of-government Cyber Dialogue, fourth in the series,
was led by the US Cyber security Coordinator and Special Assistant
to the President Michael Daniel and by India’s Deputy National
Security Advisor Arvind Gupta.
Union Cabinet approved MoU between India, Nepal for
construction of petroleum pipeline
A Memorandum of Understanding (MoU) between the India and
Nepal for the construction of a petroleum products pipeline from
Raxaul (India) to Amlekhgunj (Nepal) was approved by the Union
Cabinet chaired by the Prime Minister Narendra Modi.
Highlights of the Project

The Indian Oil Corporation (IOC), on behalf of the Union
Government has been charged with the job of
construction of the pipeline and re-engineering of the
Amlekhgunj Depot.

The first phase of the project is to construct a petroleum
products pipeline from Raxaul in India to Amlekhgunj in
Nepal.

The Indian Oil Corporation and the Nepal Oil Corporation
will have a contract for 15 long years.
India and Myanmar inked agreement to set up CESDT in
Myanmar
India and Myanmar inked an agreement to set up Centre of
Excellence in Software Development and Training (CESDT) in
14
Myanmar. A state of the art Information and Communication
Technology Centre, proclaiming intensive teachers training,
extending support for ICT curriculum development is anticipated
by the project. It will be recognized as an authorized Centre of CDAC.
NEWS IN BRIEF
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Prime Minister of India Narendra Modi visited United
Arab Emirates (UAE) between 16 August and 17 August
2015. He is the first Prime Minister of India to visit
UAE after 34 years. The last Indian Prime Minister to
visit the UAE was Indira Gandhi in 1981.He visited the
country on invitation of His Highness General Sheikh
Mohamed bin Zayed Al Nahyan, Crown Prince of Abu
Dhabi and Deputy Supreme Commander of the UAE
Armed Forces.
The Second Round of India-Paraguay Foreign Office
Consultations (IPFOC) was held in New Delhi. The meet
aimed to strengthen the cooperation between the two
countries. The Indian delegation was led by R
Swaminathan, Secretary (AMS, CPV &SA), MEA and
Oscar Cabellow Sarubbi, Deputy Foreign Minister of
Paraguay led the Paraguayan delegation.
India and Mozambique on 5 August 2015 signed
Memorandum of Understanding (MoU) to deepen
cooperation in New and Renewable Energy Sector. The
agreement was signed during the official visit of Filipe
Nyusi, President of Mozambique to India.
The Union Cabinet chaired by the Prime Minister
Narendra Modi gave its approval for the signing of the
revised Air Services Agreement (ASA) and exchange of
information with respect to taxes between India and
Seychelles.
MOU
Haryana, Maryland agreed to cooperate in biotechnology,
life sciences
Haryana and the US state of Maryland have agreed to explore the
possibility of cooperation in the fields of biotechnology, life
sciences, agriculture, cyber security and engineering. Haryana Chief
Minister Manohar Lal Khattar and Maryland Lt. Governor Boyd
K. Rutherford agreed to do so at a meeting in state capital Annapolis.
Maryland is a Mid-Atlantic state that’s defined by its abundant
waterways and coastlines on the Chesapeake Bay and Atlantic. Its
largest city, Baltimore, US has a long history as a major seaport.
Kerala Government signed MoU with Adani Group for
development of Vizhinjam Port
Kerala government signed a MoU with Adani Group led Adani
Vizhinjam Port Private Ltd for developing 7525 crore
rupeesVizhinjam International Deepwater Multipurpose
Seaport near Kovalam beach. The MoU was signed by Kerala
Principal Secretary (Ports) James Varghese and Santosh Kumar
Mahopatra, CEO of Adani Vizhinjam Port Private Ltd.
FICCI, ILO signed MoU to establish National Coordination
Centre for SCORE Training Services
The International Labour Organisation (ILO) and Federation of
Indian Chambers of Commerce and Industry (FICCI) on 5 August
2015 signed the Phase II of the Memorandum of Understanding
(MoU) for cooperation for establishing a National Coordination
Centre for Sustaining Competitive and Responsible Enterprises
(SCORE)Training Services in India.The MoU will contribute to
holistic development of the SMEs in India from the perspective of
skill development, employees’ relation and better business
efficiency.
NEWS IN BRIEF

India, Australia signed MoU on education
The Union Cabinet, chaired by the Prime Minister Narendra Modi,
has approved the signing of a MoU between India and Australia on
cooperation in the fields of education, training and research. The
MoU will help intensify existing partnerships between India and
Australia in higher education & research, including technical and
professional education, schools, vocational education and training
and will open up new and innovative areas of cooperation.

The Indian Railways signed four Memorandum of
Understandings (MOUs) with Union Ministry of Power
and Union Ministry of New & Renewable Energy for
Cooperation in areas of electricity transmission, energy
conservation and promotion of renewable Energy in a
time bound manner.
The water treatment engineering company Polutech
Limited of Murugappa Group on 4 August 2015 signed
an agreement with Japan-based Organo Corp to form a
Joint venture (JV) of an industrial water treatment
requirement company.
Prasar Bharti, Digital Television Russia inked MoU
Prasar Bharti and Digital Television Russia signed a memorandum
of understanding for cooperation which will set the stage for a new
media era in both the countries. The MoU is aimed at co-producing
TV programmes, repackaging and dubbing popular programmes
from the both countries.
15

ECONOMY & BANKING
RBI decided to issue 10 rupees coins to commemorate
International Day of Yoga
The Reserve Bank of India on 30 July 2015 decided to put into
circulation 10 rupees coins to commemorate the International Day
of Yoga. The coins have been minted by the Government of India.
The design details of these coins are:
Obverse
The obverse of the coin bears the Lion Capitol of Ashoka Pillar in
the center with the legend “Satyameba Jayate” inscribed below,
flanked on the left periphery with the word “Bharat“ in Devnagri
script and on the right periphery flanked with the word “INDIA”
in English.
It also bears the Rupee ` symbol and denominational value “10”
in the international numerals below the Lion Capitol.
Reverse

The reverse of the coin bears the logo of “International
Day of Yoga”, with inscription “Samanjashya yebam
shanty ke liye yoga“ in Devnagri Script and “YOGA
FOR HARMONY AND PEACE” around the logo and
design. The date “21 JUNE” is written at the bottom of
the logo.

The inscription “ International Yoja Divas“ in Devnagri
script on left periphery and “INTERNATIONAL DAY
OF YOGA” in English on the right periphery is written
on this side of the coin.

The year “2015” is written on the lower periphery in
international numerals exactly below the logo.
SBI launches mobile wallet app ‘Buddy’
Union Finance minister Arun Jaitley launched State Bank of India’s
mobile wallet- State Bank ‘Buddy’ in collaboration with Accenture
and MasterCard. The services of the application will be available
to both the existing as well as non-SBI customers.
Features of Buddy

The application is available in 13 languages

It carries several features like cash transfer, bill payment,
all types of ticket bookings payment and booking for
movies, hotels as well as for shopping.

It also has features like reminders to settle dues, recharge
and pay bills instantly.
At present, the app is available to all android mobile phone users,
but soon will be launched for other mobile operating software. The
app can be downloaded from the Google Play Store.
ICICI Bank launches automated locker facility with highend robotic technology
16
ICICI Bank launched a new digital initiative — Smart Vault which
is India’s first automated locker facility with high-end robotic
technology. The facility was launched by Chanda Kochhar, MD &
CEO of ICICI Bank at the Defence Colony branch of Delhi. Smart
Vault locker is equipped with multi-layer security system, including
biometric and PIN authentication and debit cards, among others.
Customers can access it without any intervention by the branch
staff.
Union Government appointed two private sector
professionals to head BoB, Canara Bank
Union Government appointed private sector professionals, namely
PS Jayakumar and Rakesh Sharma, as Managing Director (MD)
and Chief Executive Officer (CEO) of Bank of Baroda (BoB) and
Canara Bank, respectively. This is the first time that private sector
professionals were appointed to head the Public Sector Banks
(PSBs). Earlier, the heads of PSBs were selected from among the
state-run banks or government officers.
RBI notified Interest Subvention Scheme 2015-16 of Union
Government for banks
Reserve Bank of India notified the Union Budget-2015-16 Interest
Subvention Scheme (ISS) and asked all banks to provide interest
concession of 2 percent on short term crop loans of up to 3 lakh
rupees.The central bank in its notification said that interest
subvention of 2 percent per annum will be made available to public
and private sector banks provided they lend short term credit at
the ground level at 7 percent per annum to farmers. The bank said
that additional interest subvention of 3 percent will be available to
farmers for repaying the loan promptly from the date of
disbursement of the crop loan. This implies that farmers paying
promptly would get short term crop loans at 4 percent during the
year 2015-16.
RBI relaxed Branch Authorisation Policy to allow banks to
merge or close branches in urban areas
Reserve Bank of India (RBI) notified Section 23 of the Banking
Regulation Act, 1949 -Relaxations in Branch Authorisation
Policy. The notification allows banks to shift, merge or close
branches, in urban areas, at their own discretion.The decision will
provide more operational freedom to banks. The central bank said
that customers of the branch should be informed well in time before
actual shifting, merger or closure of the office.
Guidelines to be followed for Merger/Closure/ Shifting of
branches :



Approval of the DCC/DLRC will be required for shifting,
merger, or closure of a sole semi urban branch or any
rural branch.
The banking requirements of the centre should be met
through either Business CorrespondentsFurther or
satellite offices/mobile vans, while shifting/merging/
closing sole rural or semi urban branches.
Customers should be informed well in time before actual
shifting/merger/closure of the branch so as to avoid
inconvenience.
SBI Life Insurance launched Smart Humsafar Plan
Private insurer SBI Life Insurance launched Smart Humsafar, a
unique plan which offers multiple benefits of savings and insurance
cover for husband and wife under a single policy. According to this
policy, idan case of death of one of the spouses, a payment of sum
assured is made to the surviving spouse, in addition to waiver of
future premiums. And, in the case of death of surviving spouse
during the term of the policy, the nominee of the policy gets the
sum assured along with all the spring bonuses.
About Smart Humsafar Plan :

It is a Joint life insurance cum savings plan where you
are allowed to take insurance cover for yourself and your
spouse under a single policy.

A minimum bonus for first 3 years @ 2.50% is assured
(Conditions apply#) on the Basic Sum insured.

A financial protection will be provided in case of death
of any or both the lives insured.

The policy will pay a maturity amount on survival of
one or both the lives insured at the end of the policy
period.

A benefit of premium waiver is also included in case of
death of any one of the lives insured for in force policies.
Kotak launched mobile banking app named Kotak Bharat
Kotak Mahindra Bank (KMB) launched a mobile banking app
named ’Kotak Bharat’. The application will require no internet
connectivity. Using this app customers of the bank will able to
manage their bank accounts on andriod. This app requires no
internet connection as all request are being processed by SMS.
CCI has imposed a fine on Hyundai for anti-competitive
practices
A fine of 420 crore rupees was enforced on the local unit of Hyundai
by the Competition Commission of India (CCI).Similarly other
car producers like Premier Ltd and Mahindra Reva Electric Car
Company were also found in violation of competitive practices
but CCI havn’t charged fine on them.A notification of 60 days has
been sent to Hyundai by CCI to deposit the penalty and other
three car makers are warned to take corrective measures.
17
India signed Loan Agreement of $300 Million with ADB for
National Urban Health Mission
India on 28 July 2015 signed a loan agreement of 300 million US
dollars with Asian Development Bank (ADB) for its flagship
programme National Urban Health Mission (NUHM). The
objective of the NUHM is to enhance the health status of urban
population of the country.On behalf of ADB, M. Teresa Kho,
Country Director of ADB’s India Resident Mission and Raj Kumar,
Joint Secretary, Department of Economic Affairs, Ministry of
Finance on behalf of India signed the agreement.The title of the
loan agreement is Supporting National Urban Health Mission. Apart
from this it will concentrate on nourishing primary health care and
also assist better coordination between health and urban sectors
and opportunities for public-private partnerships.
RBS’ bullion financing business is acquired by - IndusInd
Bank
The jewellery and diamond financing business and related deposit
portfolio of Royal Bank of Scotland (RBS) was acquired by
Indusland Bank for 4,100 crore rupees.ABN AMRO Bank which
is the oldest bullion financing was acquired by RBS in 2008 and
started in bullion financing in India through RBS Mumbai
branch.The motive of RBS is to exit banking operations from India
and to stabilize its business in Western Europe and UK.
Union Government sanctioned 1000 crore rupees for IndoBangla Rail Link
The Indian government has sanctioned around Rs 1,000 crore for a
15-km India-Bangladesh railway project The Indo-Bangla Rail link
would be completed by 2017 and the entire route will be constructed
by IRCON.Out of 15.06 km length connecting Agartala with
Akhaura railway junction in Bangladesh, 3.7 km would comprise
of elevated corridor. The completion of the project would reduce
the distance from Agartala to Kolkata from 1650 km to 515 km and
difficult hilly terrain could be avoided.
NEWS IN BRIEF
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
The Securities and Exchange Board of India (SEBI) on 28
July 2015 cancelled the Certificate of Registration of
Sahara Mutual Fund. Its licence would stand cancelled
after 60 days from the date of the order.
World Trade Organization (WTO) members on 24 July
2015 struck a deal to add more than 200 products to the
list of goods covered by zero-tariff and duty-free trade.In
value terms, the deal cuts tariffs on 1 trillion US dollar
worth of information technology (IT) products, which
is equal to global trade in iron, steel, textiles and clothing
combined. The deal was agreed as part of need to update
the 18-year old Information Technology Agreement
(ITA) as it has become redundant.
MERGERANDACQUISTION




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
Birla Corporation on 17 August 2015 signed an agreement
with French-based Lafarge Group to acquire its Jojobera
unit in Jharhkand and Sonadih in Chattisgarh for a sum
of 5000 crore rupees.
China-based Smartphone maker Xiaomi Corp tied up
with Taiwan-based Foxconn to set up first Assembly
line in Andhra Pradesh under Union Government’s Make
in India initiative.
Leading e-commerce player Snapdeal on 6 August 2015
tied-up with retailer Shoppers Stop Ltd to launch a digital
marketplace through a flagship Shoppers Stop store on
Snapdeal. The partnership will leverage Shoppers Stop’s
product range, brands and Snapdeal’s reach.
India’s largest telecom operator Bharti Airtel on 4 August
2015 acquired financial solutions firm YTS Solutions for
an undisclosed amount. With this acquisition, YTS
Solutions will be integrated with the operations of Airtel
Money Services Ltd, a subsidiary of Airtel.
Bharti Realty, a Bharti Enterprises’ real estate firm, on
27 July 2015 tied up with Eros Group to develop a
housing project at Surajkund. As per the tie-up, Bharti
Land, the new development arm of Bharti Realty, will
develop a smart residential project in Surajkund, south
of South Delhi.
The Computer Science Corporation (CSC) and Hindustan
Computer Limited (HCL) on 23 July 2015 signed an
agreement to form a Joint Venture company to provide
technology services and solutions to the banking industry.
VANIK’S KNOWLEDGE GARDEN
Important Committees
1.
Suma Verma Committee - to update, and revise
the Banking Ombudsman Scheme, 2006.
2.
Damodran
Committee: on
improvement
of
customer services in banks .
3.
Shri M. Narasimham Committee: on Banking
Sector Reforms.
4.
Shri Raghuram Rajan Committee: on Financial
Sector Reforms.
5.
Shri B. Mahapatra Committee: to review the
existing prudential guidelines on restructuring
of advances by banks/financial institutions.
6.
Shri Aditya Puri Committee: Dissemination of
Credit Information.
7.
Shri K.U.B. Rao Committee: recommended
aligning gold import regulations.
8.
K
M
Chandrasekhar committee
: for
rationalization of foreign investment norms.
9.
Shri Pulak Kumar Sinha Committee: to study
the feasibility of Aadhaar as an additional
factor.
for
authentication of card present
transactions
10. Mukul Mudgal Committee: looking into US
giant Walmart's lobbying activities to enter
India.

11. MBN Rao Committee: to prepare the blueprint
of India’s first women’s bank.
12. Arvind Mayaram Committee –for giving clear
definitions
to Foreign
(FDI) and Foreign
Direct
Investment
Institutional
Investment
(FII).
18
AWARD & HONOUR
Ramon Magsaysay Awardees for the year 2015
The Ramon Magsaysay awardees for the year 2015 were declared
by the Board of Trustees of the Ramon Magsaysay Award
Foundation (RMAF).Sanjiv Chaturvedi and Anshu Gupta are the
two Indians among the five awardees who will be conferred with
the so-called Asia’s Nobel Prize.
Sanjiv Chaturvedi : Chaturvedi is being recognised for “his
exemplary integrity, courage and tenacity in uncompromisingly
exposing and painstakingly investigating corruption in public office,
and his resolute crafting of program and system improvements to
ensure that government honourably serves the people of India.” as
said by the Foundation.
Anshu Gupta : The Foundation said that, Gupta is recognized for
“his creative vision in transforming the culture of giving in India,
his enterprising leadership in treating cloth as a sustainable
development resource for the poor, and in reminding the world
that true giving always respects and preserves human dignity”
Kommaly Chanthavong (Laos), Ligaya Fernando-Amilbangsa
(Philippines), Kyaw Thu (Myanmar) are alo betowed with this
award.
President Pranab Mukherjee presented Saraswati
Sammaan to Dr. M Veerappa Moily
24th Saraswati Sammaan for the year 2014 was presented to Dr.
M Veerappa Moily by President of India, Pranab Mukherjee for
his vast Sri Ramayana Mahanveshanam written in Kannada.
Saraswati Samman is awarded in remembrance of outstanding prose
or poetry literary works in Indian languages.KK Birla Foundation
initiated this award in 1991 and carries a citation, a plaque and a
prize amount of 10 lakh rupees.Three awards are established by
the KK Birla Foundation in the field of literature which are Bihari
Puraskar (for Hindi and Rajasthani writers of Rajasthan), Vyas
Samman (for Hindi) and Saraswati Samman.
Rajiv Gandhi Khel Ratna award
The Union Government announced the awardees for the Rajiv
Gandhi Khel Ratna award and Arjuna Award for the year 2015.
The selection of awardees was based on the recommendations of
the Selection Committee headed by Justice VK Bali, former Chief
Justice of Kerala High Court and consisting of eminent
sportspersons and sports administrators.
Rajiv Gandhi Khel Ranta 2015
Ms. Sania Mirza
19
Tennis
Arjuna Awards 2015
Name of the sportsperson
Naib Subedar Sandeep Kumar
MR Poovamma
Kidambi Srikanth Nammalwar
Mandeep Jangra
Rohit Sharma
Dipa Karmakar
Sreejesh PR
Manjeet Chhillar
Abhilasha Shashikant
Mhatre
Sawarn Singh
Anup Kumar Yama
Jitu Rai
S Sathish Kumar
Bajrang
Babita Kumari
Yumnam Sanathoi Devi
Sharath M Gayakwad
Discipline
Archery
Athletics
Badminton
Boxing
Cricket
Gymnastic
Hockey
Kabaddi
Kabaddi
Rowing
Roller Skating
Shooting
Weightlifting
Wrestling
Wrestling
Wushu
Para- Swimming
Mustansir Barma won 2015 Gujar Mal Modi award for
innovative science and technology
Prof. Mustansir Barma won the prestigious Gujar Mal Modi Award
for Innovative Science and Technology for the year 2015. He was
awarded for his commendable contribution in the field of Science
and Technology. He received the award from Vice President of
India Hamid Ansari at a ceremony in New Delhi.
Raghavendra Gadagkar awarded with Germany’s Cross of
Order of the Merit
Indian sociobiologist Raghavendra Gadagkar was awarded with
the Germany’s highest civilian honour Cross of Order of the Merit
at the German Consulate in Bengaluru. He was given the honour
for his remarkable contribution for strengthening research
corporation between India and Germany and in the field of
behavioural ecology and sociobiology.
Mathematician Amalendu Krishna won 2015 Ramanujan
Prize
Ramanujan Prize for year 2015 was won by Mathematician Dr.
Amalendu Krishna.
He has been accorded with this award for his remarkable
contributions in the area of the theory of motives, algebraic Ktheory and algebraic cycles. At present, Dr. Krishna is mathematician
professor at the Tata Institute of Fundamental Research (TIFR),
Mumbai. Ramanujan Prize was established in 2005 and is named
after the noted Indian mathematician Srinivasa Ramanujan.It is
presented to a researcher from a developing country who has carried
out an outstanding research in a developing country and is less
than 45 years of age.
Ajeet Kumar Saroj, Varanasi jail inmate awarded with
IGNOU gold medal
Ajeet Kumar Saroj, a 23-year-old culpable homicide convict lodged
in Varanasi central jail was on 8 August 2015 awarded with gold
medal by the Indira Gandhi National Open University (IGNOU)
at Banaras Hindu University (BHU). He was awarded for topping
in Diploma in Tourism Studies. Covering 20 districts, he is the one
and only gold medalist from Varanasi region of IGNOU. In
February 2012, Ajeet was lodged in jail and is serving an
imprisonment of 10 years.Before pursuing the Diploma in Tourism
Studies, he has pursued four certificate courses from IGNOU which
includes certificate course in NGO management, certificate course
in human rights, certificate course in food and nutrition and
certificate course in disaster management.



novel In the Light of What We Know. He received this
prize during the 2015 Edinburgh international book
festival.
Historian Ramachandra Guha was on 24 July 2015
chosen for the Fukuoka Asian Culture Prize 2015 in the
Academic Category.
Nobel Prize winner Professor Peter Higgs on 20 July
2015 won the world’s oldest scientific prize, the Royal
Society’s Copley Medal.
The President and Supreme Commander of the Armed
Forces has approved 67 Gallantry Awards to Armed
Forces Personnel and members of Paramilitary Forces
which include two Kirti Chakras, 10 ShauryaChakras,
one Bar to Sena Medal (Gallantry), 49 Sena Medals
(Gallantry), two NaoSena Medals (Gallantry) and three
Vayu Sena Medals (Gallantry).
KIRTI CHAKRA
Lieutenant colonel nectar Sanjenbam (Army), Sub. Rajesh Kumar
(Army, Posthumous)
Goa Tourism Minister Parulekar conferred with PATWA
2015 award
Goa Tourism Minister Dilip Parulekar on 7 August 2015 received
the Pacific Area Travel Writers Association (PATWA) - Safari
India South Asia Travel Award 2015. PATWA was established in
1998 at the Pacific Area Travel Association (PATA) Conference in
Colombo, Sri Lank. It is a professional organization of travel writers.
Parulekar is the first tourism minister of Goa to receive this
prestigious award.

BOOK & AUTHOR

Zhanna Nemtsova awarded with Poland’s Solidarity Prize
2015

Poland’s Solidarity Prize 2015 was awarded to Zhanna Nemtsova
for championing human rights and democracy.
As a recognition to this, she received 1.1 million US dollars human
rights prize. Currently, Nemtsova works for German broadcaster
Deutsche Welle in Berlin.

Hindi litterateur Kashinath Singh chosen for Bharat Bharti
literary award 2014

Hindi litterateur Kashinath Singh was shortlisted for the Uttar
Pradesh’s highest literary award Bharat Bharti. UP Hindi Sansthan
with cash prize of 5 lakh rupees present the award every year. His
most famous novel is Kashi ka Assi. Besides this he had written
many novels and short stories.
NEWS IN BRIEF

20
Bangladesh novelist Zia Haider Rahman on 19 August
2015 won the James Tait Black award 2015 for his debut

The book titled Making India Awesome authored by
Chetan Bhagat was released by Rupa Publications.
The book titled Mrs Funnybones: She’s Just Like You
and a Lot Like Me authored by former Bollywood actress
Twinkle Khanna was released. Mrs. Funnybones is about
how a modern woman looks at India and how India looks
back at her.
Book titled The Kumbh Mela: Mapping the Ephemeral
Megacity authored by Tarun Khanna was released by
Uttar Pradesh Chief Minister Akhilesh Yadav.
Book titled R.D. Burman: The Prince of
Music authored by Khagesh Dev Burman was released
on 27 June 2015, the day when the music world celebrated
the 76th birth anniversary of Rahul Dev Burman.
Book titled Ghosts of Calcutta authored by Sebastian
Ortiz was released. Sebastian Ortiz is the pen name of
French Consul-General of India Fabrice Etienne.

PERSON IN NEWS
Ashwani Lohani Ashwani Lohani was appointed as the Chairman
the state to promote eco tourism, especially tiger tourism in
and Managing Director (CMD) of state owned national carrier Air
Maharashtra
India Limited. He succeeded senior IAS officer Rohit Nandan whose
tenure ended on 21 August 2015.
Karnal Singh assigned additional charge of Director of
Enforcement Directorate
Jayant Patel Justice Jayant Patel was appointed as acting Chief
Justice of the Gujarat High Court. Justice Patel has replaced Justice
VM Sahai who retired as acting chief justice on superannuation.
Ram Nath Kovind Senior Bhartiya Janata Party (BJP) leader Ram
Sebastian Coe The former Olympic champion Sebastian Coe
Nath Kovind was on 8 August 2015 appointed as Governor of
was elected as the sixth President of the International Association
Bihar. He succeeds West Bengal Governor Keshri Nath Tripathi,
of Athletics Federations (IAAF). The British Olympian was elected
who was holding additional charge of Bihar.
as the President at the 50th IAAF Congress in Beijing, China.
Rekha M Menon was appointed as the chairperson of Accenture
Kishor Piraji Kharat was on 18 August 2015 appointed as the
India. Rekha replaced Avinash Vashista who was both Chairman
Managing Director (MD) and Chief Executive Officer (CEO) of
and Managing Director of Accenture India, since 2011.
Industrial Development Bank of India (IDBI).
Atul Keshap Indian-American Atul Keshap was appointed as the
Ajit Kumar Seth Former Cabinet secretary Ajit Kumar Seth was
United States (US) Ambassador to Sri Lanka and Maldives. Earlier,
on 14 August 2015 appointed as the Chairman of the Public
Keshap had been an official at the US Embassy in India.
Enterprises Selection Board (PESB). He was appointed for a period
of three years or till he attains 65 years of age.
Amitava Ghosh was appointed as Vice President-engineering of
Domestic e-commerce portal Snapdeal. As a Vice President-
Om Prakash Rawat, a 1977 batch Indian Administrative Services
engineering, Ghosh will head company’s technology innovation
(IAS) officer of Madhya Pradesh cadre was appointed as the
centre in Bengaluru and lead the company’s future development of
Election Commissioner of India.
intuitive technology solutions.
Sanjay Jalona Former Infosys executive Sanjay Jalona was
Roland S Folger was appointed as the Managing Director (MD)
appointed as the Managing Director (MD) and Chief Executive
and Chief Executive Officer (CEO) of Mercedes-Benz India with
Officer (CEO) of L&T Infotech, subsidiary of Larsen and Toubro
effect from 1 October 2015. He will succeed Eberhard Kern, who
(L&T).
will now head company’s operations in Europe.
Acharya Dev Vrat was sworn-in as the Governor of the Himachal
Iqbal Ahmed Ansari Justice Iqbal Ahmed Ansari was appointed
Pradesh on 12 August 2015 at the Raj Bhawan in Shimla. He is
as Acting Chief Justice of Patna High Court. Ansari is a senior-
27th Governor of this hill state.
most Judge of Patna High Court.
Sudhakar Shetty of Maharashtra was elected as the president of
Swati Maliwal took charge as the Chairperson of Delhi
the Gymnastics Federation of India (GFI) . He succeeds Jaspal
Commission for Women (DCW), along with three other members.
Singh Kandhari.
Her appointment was approved by Lt Governor Najeeb Jung.
Amitabh Bachchan Bollywood megastar Amitabh Bachchan
Ashish Bahuguna appointed as the Chairman of food safety
accepted the proposal of Sudhir Mungantiwar Maharashtra
regulator Food Safety and Standards Authority of India (FSSAI).
Forest Minister Sudhir Mungantiwar to be the tiger ambassador of
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Ram Sevak Sharma was appointed as the Chairman of telecom
regulator Telecom Regulatory Authority of India (TRAI). He
Om Prakash Munjal The founder of Hero Cycle Om Prakash
Munjal passed away on 13 August 2015 following a brief illness at
succeeded Rahul Khullar who had retired in May 2015.
the DMC Hero Heart Centre, Ludhiana. He was 87.
Ajay Mathur was on 24 July 2015 appointed as the Director-
Bhalchandra Pendharkar Veteran Marathi stage actor, singer
General (DG) of The Energy and Resources Institute (TERI). His
appointment was made by TERI’s Governing Council.
and drama producer Bhalchandra Pendharkar died at a private
hospital in Mumbai on 11 August 2015
Babasaheb Purandare Historian and writer Babasaheb Purandare
was awarded with Maharashtra Bhushan Award 2015. He was
Kayyara Kinhanna Rai Eminent Kannada poet and freedom
fighter Kayyara Kinhanna Rai passed away on 9 August 2015 at
bestowed this award in literature category by Maharashtra Governor
C Vidyasagar Rao at a function held at Raj Bhavan, Mumbai.
Badiyadkka in Kasaragod district of Kerala. He was 101. He was
an author, poet, journalist and Indian independence activist.
0BITUTARY
George Cole The actor George Cole, best known for playing the
role of Arthur Daley in the TV series Minder, died on 5 August
India’s First Lady Suvra Mukherjee passed away
India’s First Lady Suvra Mukherjee, wife of President Pranab
Mukherjee, passed away on 18 August 2015 following a cardiac
2015 following a brief illness. He was 90.
Arnold Scaasi, the Canadian Fashion Designer, died on 4 August
arrest in New Delhi. Suvra Mukherjee was born on 17 September
1940 in Jessore, Bangladesh. She was the founder of the Geetanjali
2015 following cardiac arrest in New York. He was 85. Scaasi was
known for his exuberant creations that were worn by socialites and
Troupe to propagate Rabindranath Tagore’s philosophy as
expressed through his songs and dance-dramas. For many years,
Hollywood stars.
she performed in the poetic dance-dramas in different parts of
India and across Europe, Asia and Africa. She had also written two
books Chokher Aloey (personal account of her close interaction
with former Prime Minister Indira Gandhi) and Chena Achenai
Chin (a travelogue recounting her visit to China).
Dr. Suniti Solomon The pioneering Indian HIV/AIDS researcher
Dr. Suniti Solomon died at her residence in Chennai on 28 July
2015. She died due to cancer and was 76.She was the first person
in India who documented the nation’s first HIV/AIDS case in 1986
and later set up Y R Gaitonde Centre for AIDS Research and
Education (YRG CARE) – the first voluntary testing and counseling
center for the disease.
Cilla Black Legendary British singer Cilla Black, who had a 50year music and television career, passed away on 1 August 2015 in
Estepona, southern Spain. She was 72.
Jagannath Singh Former Madhya Pradesh (MP) Minister and
senior Bhartiya Janta Party (BJP) leader Jagannath Singh passed
away on 3 August 2015 in Bhopal after prolonged illness.
Clive Rice, former South African cricketer passed away in
Johannerburg, South Africa at the age of 66
Yakub Memon 1993 Mumbai serial blasts lone death row convict,
Yakub Memon was executed on 30 July 2015 at the Nagpur Central
Jail.
Harwant Singh World War-II hero, Colonel Harwant Singh (retd)
passed away at the age of 95. On the first Independence Day of
India in 1947, he was officer-in-charge of the flag hosting ceremony.
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Les Munro The last surviving Dambusters pilot, Les Munro, died
on 4 August 2015 in New Zealand following heart problems. He
was 96.Les Munro was among the pilots who took part in the
legendary Dambusters operation of World War II in 1943.
Paravoor Bharathan Malayalam actor Paravoor Bharathan died
on 18 August 2015 in Kerala after suffering from age-related
ailments.
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PLACE IN NEWS
Masdar City of Abu Dhabi
Prime Minister Narendra Modi 5 visited the Masdar City of Abu
Dhabi during his official visit to the UAE. Masdar City, a zero
carbon planned city, relies on solar energy and other renewable
energy sources. It is situated 17 km from Abu Dhabi.
Vindhyachal STPS
Bharat Heavy Electricals Limited (BHEL) commissioned a 500
MW coal-based power plant unit at Vindhyachal Super Thermal
Power Station (STPS) in Vindhyanagar, Singrauli district of Madhya
Pradesh. With the commissioning of this unit, BHEL has now
commissioned seven sets of 500 MW each aggregating to 3500
MW, the highest by BHEL in a power project.
Guizhou, China
The World’s Largest Radio Telescope, with a dish size equal to 30
football fields is being constructed in Guizhou province of south
west China named as Five-hundred-meter Aperture Spherical
Telescope (FAST).
It is an Aricibo-type telescope. National Astronomical observatories
(NAOC) of Chinese Academy of Sciences (CAS) is managing the
telescope and funded by the National Development and Reform
Commission (NDRC).The ground dispenses support for the gigantic
telescope and the natural landscape provides perfect size and shape
for the construction of telescope whereas the porous soil forms an
underground drainage system to protect the telescope.
Saser Kangri-III peak in Ladakh
Union Home Secretary LC Goyal and Krishna Chaudhary, Director
General, Indo-Tibetan Border Police (ITBP) flagged off the Saser
Kangri-III (7495 mtr) climbing and ski-down expedition at a function
at the ITBP Head-Quarters in New Delhi. The 36-member Saser
Kangri-III mountaineering and ski down expedition team led by
Rattan Singh Sonal, 2nd In Command, has been put through rigorous
physical training and has been extensively trained on all technical
aspects required to tackle difficulties, while ascending through
glacial fields, knife edge icy ridges, rocky spires on its way to
higher altitude camps and summit.
Harike Patan
Punjab Government announced that it is trying to make Beas Belt,
near Harike Patan as a habitat of Gharials (Gavialis gangeticus).
For this purpose, in initial phase 15 Gharials will be released in the
Beas belt in February-March 2016. The Gharials will be released
in the area by World Wide Fund for Nature (WWFN), an NGO
near Karmowal village which has ample water bodies with sand
23
banks. Thus, the area will be suitable for being developed as habitat
for the species.
Nagpur-Mumbai expressway
Maharashtra Chief Minister Devendra Fadnavis announced
construction of 800 kilometers of Nagpur-Mumbai expressway.
The Nagpur-Amravati-Aurangabad-Ghoti-Mumbai expressway,
also called Communication Super-expressway, would be build
at the cost of 30000 crore rupees. Besides, the state government
also plans to develop IT parks, smart cities, and education hubs
along the road.
Jindai Botanical Gardens in Tokyo
World’s largest flowerAmorphophallus Titanum bloomed for the
first time in 5 years in the fourth week of July 2015 at the Jindai
botanical gardens in Tokyo, Japan. The flower Titan arum measuring
2-meter (6.5 feet) in height rarely flowers and is notoriously difficult
to propagate.It is commonly called the corpse flower because it
smells like rotting meat that helps attract pollinators such as beetles
and flies. Moreover, it only last for few days.
NEWS IN BRIEF
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Tendong Lho Rum Faat (Prayer of the Tendong
Mountain), an ancient and natural festival of the ethnic
Lepcha tribe of Sikkim was celebrated with traditional
devotion and fanfare. It is an annual festival celebrated in
the month of July-August.
Aadi Perukku festival was celebrated in Tamil Nadu with
traditional gaiety. On this day, thousands of people
including newlywed couples performed pooja in Cauvery
River in Erode Tiruchirapalli and Salem.
Gadhimai Temple Trust of Nepal banned animal sacrifice
that occurs during Gadhimai festival, the world’s biggest
animal sacrifice event held once in every five years.
Dinanagar town in Gurdaspur district of Punjab was in
news in July 2015 as it witnessed a terrorist attack that
killed seven people including 4 policemen.
Conakry, the capital of the Republic of Guinea, was
named as the World Book Capital for 2017 by United
Nations Organization for Education, Science and Culture
(UNESCO). The decision was made by an international
committee of experts on 30 June 2015 during a meeting.
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SPORTS
CRICKET
Michael Clarke announced his decision to retire
Australian cricket captain Michael Clarke announced his decision
to retire from International Cricket after playing the ongoing Ashes
”Pup” is an Australian Test
cricketer and current Australian cricket team Test captain. He was
also the Australian ODI cricket captain until his retirement from
ODI cricket after the 2015 Cricket World Cup.
Details of his cricket career
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Test: Batted in 197 innings of 114 matches and scored
8628 runs of which 329 not out was his highest score.
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ODI: Batted in 223 of 245 matches and scored 7981
runs of which 130 was his highest score.
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T20Is: Batted in 28 of 34 matches and scored 488 runs
of which 67 was his highest score.
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West Ham United in the opening game of the season against
Coventry City.
NEWS IN BRIEF
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BCCI announced Ad-Hoc Committee for Cricket
Administration in Bihar and Uttarakhand
The Board of Control for Cricket in India (BCCI) on 7 August
2015 announced the formation of Ad-Hoc Committee for cricket
administration of Bihar and Uttarakhand.The panel for Bihar will
be headed by its chairman Niranjan Shah. The panel for Uttarakhand
will be headed by MP Pandove.
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TENNIS
Andy Murray won Rogers Cup Masters tournament
Briton Andy Murray won the Rogers Cup Masters tournament in
Montreal, Canada. In the title clash, Murray defeated world number
one Novak Djokovic. It was Murray’s 11th Masters Title.
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OTHER SPORTS
South Sudan became 206th member of Olympic movement
South Sudan became the 206th member of the Olympic family.
International Olympic Committee approved its inclusion of this
African country.
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August Edition of FIFA World Rankings released
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The August edition of the FIFA/Coca-Cola World Rankings was
released on 6 August 2015. Being at the first position Argentina is
followed by Belgium at second rank (moved up 1) and Germany at
third rank (moved down 1).The important thing to notice in the
August edition of the FIFA rankings is that for the first time Chile
entered top ten being at the tenth rank whereas the Netherlands
moved out of top ten being at the 12th position.
India is at 156th position with 161 points in FIFA World rankings.
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Bangladesh lifted South Asian Football Federation U-16 title
Bangladesh Under-16 team on 18 August 2015 won their first-ever
South Asian Football Federation (SAFF) under-16 title after
defeated defending champions India 4-2 in penalties. Besides India
and Bangladesh, the tournament was participated by Nepal, Sri
Lanka, Afghanistan and the Maldives.
Aditi Chauhan became India’s first woman to play in English
league football
Aditi Chauhan, India’s international football goalkeeper, on 16
August 2015 became the country’s first woman to play English
league football. She made her debut for the women’s team of the
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India’s Abhishek Verma on 15 August 2015 won the gold
medal in the compound men’s individual section in the
Archery World Cup Stage 3 competition at Wroclaw,
Poland.
India’s ace shuttler Saina Nehwal became the first Indian
to win silver in the World Badminton Championship.
Indian Men’s Hockey Team won three match series of
their European Tour 2-1 after defeating Spain 4-2 at
Teresa in Spain.
Senior India hockey player Gurbaj Singh was suspended
for 9 months for indulging in groupism and creating
disharmony within the team. He will be debarred from
palying 2016 Rio Olympics. The decision was taken in a
meeting of Hockey India’s disciplinary committee headed
by midfielder and former India coach Jude Felix and
Harbinder Singh.
Ace Indian gymnast Dipa Karmakar clinched the
women’s vault bronze medal at the 6th Senior ART
Gymnastics Asian Championships at Hiroshima, Japan.
Indian women’s recurve team of Deepika Kumari,
Laxmirani Majhi and Rimil Buriuly won a silver medal at
the World Archery Championships in Copenhagen,
Denmark.
Indian champion Joshna Chinappa won the women’s
squash title in the 15000 US Dollar Victorian Open WSA
Event in Melbourne, Australia. In the final clash,
Chinappa defeated second seed Line Hansen of Denmark
11-5, 11-4, 11-9.
Fourteen year old Master Prabhroop Sekhon won two
gold medals in 300 metre and 500 metre Roller Skating at
the Special Olympics World Summer Games. The event
is being held at Los Angeles, USA.
Hockey India appointed Roelant Oltmans of the
Netherlands as coach of men’s national team. The official
announcement was made by the Hockey India President
Narinder Batra after meeting with the Director of the
Sports Authority of India (SAI).
Court of Arbitration for Sports (CAS) allowed Indian
women athlete Dutee Chand to compete in women’s
event with immediate effect.
Chris Froome, a cyclist from Team Sky of Britain, won
102nd Tour de France in a three-week slog of furious
race around the Champs Elysees, Paris. With this,
Froome became the first Briton to win the Tour de France
for the second time.
The Union Government constituted All India Council of
Sports as an advisory body for the Union Ministry of
Youth Affairs and Sports.
10-year old Shubham Jaglan won the IJGA World Stars
of Junior Golf event in Las Vegas. Jaglan is the son of a
milkman from rural Haryana, India.
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SCIENCE & TECHNOLOGY
Earth-like exoplanet Kepler 452b discovered
Earth-like exoplanet Kepler 452b was discovered by Kepler
Mission. The discovery of it was made public during the NASA
press conference. It resides in a year-long orbit in the habitable
zone of a Sun-like star in the constellation of Cygnus some 1400
light-years away.The planet is a near-twin of Earth orbiting Sunlike
Star and is estimated to 1.6 times (60 percent) larger than Earth.
Multi Application Solar Telescope (MAST)
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Its dome is made up of tensile fabric and is a collapsible
dome.
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It will be used to calculate the vector magnetic fields of
active regions at different heights of the solar atmosphere.
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It will also be used to examine seismic effects of solar
flares.
New “secret” planetary system discovered with - 3 superEarths
NASA enhanced collision-avoidance system to avoid traffic
jams between satellites orbiting Mars
A new secret planetary system which has 3 super-Earths and one
outer giant planet was discovered by Astronomers.This secret
planetary has the constellation named Cassiopeia, located at a
distance of just 21 light years from Earth and was named as
HD219134. HARPS-N spectrograph, a high-precision radialvelocity instrument specially designed by an international
consortium discovered this new secret planetary system.
Bharti Airtel launched 4G services in 296 towns across
India
4G high-speed data services were launched in 296 tows in panIndia by Bharti Airtel. The service will be made available to
customers through Wi-Fi routers, internet dongles and 4G-enabled
mobile phones.With this, Bharti Airtel, the largest telecom company
of India, became the first company to offer pan-India 4G
network.4G service will be available to the customers at 3G prices
with packs starting at 25 rupees. To provide the 4G services,
Airtel has collaborated with mobile manufacturer major Samsung.In
April 2012, Bharti Airtel launched the first 4G services in Kolkata
and after that it is now available in 15 other cities of India.
Global satellite named ‘GlobalSat for DRR’ proposed to be
named after Abdul Kalam
Global satellite called GlobalSat for DRRwas in news in the first
week of August 2015 as it was proposed to be named after former
Indian President Dr. APJ Abdul Kalam who died on 27 July 2015.
This satellite is used for earth observation and disaster risk reduction
and will be named as UN Kalam GlobalSat.
Milind Pimprikar who is Chairman of CANEUS (CANada-EuropeUS-Asia) headquartered in Montreal, Canada made this proposal
in the honour and tribute to Dr. APJ Abdul Kalam.
The proposed GlobalSat will be formally adopted by more than
150 world leaders at the UN Session in New York in September
2015.
Google launched its parent company Alphabet Inc
A new parent company called Alphabet Inc that separates highly
profitable search and advertising business of google was launched
by Search engine giant Google. With this, Alphabet Inc will replace
Google as the publicly-traded entity and all the shares will be
converted automatically into the shares of new parent entity with
same rights.
Multi Application Solar Telescope operationalised at
Udaipur Solar Observatory
A telescope for the detailed study of the solar activity including its
magnetic field, named as Multi Application Solar Telescope (MAST)
was made operational at the Udaipur Solar Observatory (USO) of
Physical Research Laboratory (PRL).
It has a 50 cm aperture and a off-axis Gregorian-Coude telescope.
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NASA in July 2015 beefed up its enhanced collision-avoidance
system with an aim to ensure that Mars orbiters do not approach
each other too closely. The system involves process of traffic
monitoring, communication and maneuver planning.The step was
taken after addition of two new spacecraft, namely NASA’s Mars
Atmosphere and Volatile Evolution (MAVEN) and India’s Mars
Orbiter Mission (Mangalyaan), to orbit the Mars has gone up to
five.
NEWS IN BRIEF
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eCommerce firm Snapdeal on 4 August 2015 launched
its new service named Snapdeal Instant to enable
delivery of packages to customers as early as within an
hour of placing the order.
A new version of Windows named Windows 10 was
rolled out by microsoft in 190 countries. There will also
be a free trail of 90 days for this new OS.
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HEALTH
EU banned marketing of around 700 generic medicines of
GVK Biosciences
The European Union (EU) banned the marketing of around 700
generic medicines manufactured by India’s pharmaceutical research
company GVK Biosciences. These medicines will be banned in 28
member countries of European Union. This is the largest suspension
imposed on the sales and distribution of generic drugs and it will
come into effect from 21 August 2015.
With this ban, 700 generic medicines will lose their validity for use
in the EU and now they will not be distributed or sold by
pharmaceutical companies, drugs stores, wholesale dealers and other
outlets.
Mosquirix, world’s first malaria vaccine, approved by European
Medicines Agency
The world’s first malaria vaccine called RTS,S or Mosquirix got
approval from European Medicines Agency (EMA).The vaccine
was licensed for use on babies aged between 6 weeks and 17 months
in Africa, which is at the highest risk of the mosquito-borne disease.
The vaccine developed by British drugmaker GlaxoSmithKline in
partnership with the PATH Malaria Vaccine Initiative, would be
the first licensed human vaccine against a parasitic disease and
could help prevent millions of cases of malaria.
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ENVIRONMENT & ECOLOGY
Researchers discovered evidence of an ancient lake on Mars
An evidence of presence of an ancient lake on Mars has been
discovered by a team of researchers from University of Coloradow.
On 5th August 2015, the findings of the research titled Late-stage
formation of Martian chloride salts through ponding and
evaporation were published in journal Geology.According to the
research, through the use of multispectral orbital data small deposits
of chloride salts have been documented at hundreds of locations on
Mars. Given the small spatial extent of these deposits, their
formation mechanisms, timing and relation to other aqueous
processes in Mars’ history are presently not clearly known.
carried out under Strengthening Regional Cooperation for Wildlife
Protection in Asia Project with funding from the World Bank.
NEWS IN BRIEF
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Centre notifies eco-sensitive zone around Okhla bird
sanctuary in Delhi
The Government has issued the final notification declaring ecosensitive zone (ESZ) around Okhla bird sanctuary. The move is
expected to bring relief to people who have booked flats around
the area. Okhla Bird Sanctuary is at the Okhla barrage over Yamuna
River and is situated in Noida Gautam Buddh Nagar district on
Delhi-Uttar Pradesh state border. It is known as a haven for over
300 bird species, especially water birds.
India lost 41 tigers in 7 months: NTCA & Traffic India data
Fresh data from National Tiger Conservation Authority (NTCA)
and TRAFFIC-India, the wildlife trade monitoring network released
in August 2015 revealed that between January and August 2015,
India lost about 41 tigers. The count is similar to the count in the
same period in 2014.
Southern states to set up Inter-State Coordination Council
to resolve forest-related issues
Forest Ministers of southern states of India on 6 August 2015
decided to set up a Southern Forest Ministers’ Inter-state
Coordination Council. Kerala Forest Minister Thiruvanchoor
Radhakrishnan will be the President of the council for the first
year. The President of the council ffor the first year will be Kerala’s
Forest Minister Thiruvanchoor Radhakrishnan.
The Council will be build in an attempt to handle forest-related
problems in the region and to improve concerted efforts for ensuring
livelihood security, ecological and socio-economic condition of the
region.The Southern Forest Ministers’ Conference held in
Thiruvananthapuram attended by the forest ministers of Tamil
Nadu, Andhra Pradesh, Karnataka and Pudducherry, took the
decision to form the council.
SHEFROL: An Eco-friendly way of treating water
SHEFROL (SHEet Flow ROot Level), a scientific technology based
on waste water treatment plant built at Chinna Kalapet fishing
hamlet in Puducherry, was found to be successful.PhD student
Ashraf Bhat as part of his thesis work with the guidance of
Assistant Professor Tasneem Bhat set this waste water treatment
plant in November 2014.
Bangladesh part of Sundarbans witnessed rapid decline in
tiger population between 2004 and 2015
Bangladesh part of Sundarbans forest witnessed a rapid decline in
the tiger population between 2004 and 2015. This was revealed by
theTiger Census 2015 in the fourth week of July 2015.As per the
Tiger Census 2015, the number of tigers in Bangladesh part of the
Sundarbans declined sharply from 440 in 2004 to 106 in 2015.
Sunderbans in Bangladesh are spread over 6097 sq.km and are the
only natural habitat of the country. The Tiger Census 2015 was
conducted by Bangladesh-India Joint Tiger Census Project and was
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NASA’s Lunar Atmosphere and Dust Environment
Explorer (LADEE) has confirmed for the first time, the
existence of glowing neon gas on the moon’s atmosphere.
Neon gas is commonly used in electric signs on Earth
because of its intense glow.
Typhoon Soudelor made its landfall on the east coast of
the Taiwanese city of Hualien on 8 August 2015. After
the landfall, the typhoon battered Taiwan with fierce
winds ranging 230km/h (142mph) and rain leaving four
people dead and a trail of devastation Cyclone Komen
made land fall on Bay of Bengal.
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DEFENCE
Indo-UK Bilateral Air Exercise Indradhanush concluded
Indo-UK bilateral Air Exercise Indradhanush between Indian Air
Force (IAF) and British Royal Air Forces (RAF) concluded. During
the 10-day exercise different elements of the IAF contingent
operated from separate RAF bases. The Sukhois operated from
Corningsby, combat support elements from Brize Norton and the
Garud special forces from Hunnington.The two air forces also
operate common combat support platforms, namely the
Globemaster and the Super Hercules.
India’s first Harbour Defence System commissioned at
Kochi
India’s first Integrated Underwater Harbour Defence and
Surveillance System (IUHDSS) was commissioned in Kochi,
Kerala.It is a part of measure taken to nourish and beef up coastal
security in the western coastline.
About Integrated Underwater Harbour Defence and
Surveillance System (IUHDSS)
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It is Designed by Israel Aerospace Industries (IAI).
It consists of sound navigation and ranging systems
(SONAR), coastal surveillance radars and advance
sensors.
It has the ability of Capable of tracking, identifying,
detecting and generate warning for all types of underwater
and surface threats to harbour security
16th Anniversary of Kargil Vijay Diwas observed across
the country
The 16th anniversary of Kargil Vijay Diwas observed across the
nation on 26 July 2015. On this day in 1999 Indian Army defeated
Pakistan Army in the Kargil War.The observance of the day in
2015 was marked with paying tribute to Kargil War heroes by
laying a wreath at Amar Jawan Jyoti in Delhi by Defence Minister
Manohar Parrikar and three service chiefs - Army chief General
Dalbir Singh Suhag, Air Chief Marshal Arup Raha and Navy chief
Admiral RK Dhowan.The 73-day Kargil War fought during May –
July 1999 between India and Pakistan saw Indian forces come out
victorious against the intruders and taking back all the occupied
strategic positions in Kargil and Dras sector. The war was also
called Operation Vijay, which was the name of the Indian
operation that cleared the Kargil sector.
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RECENT SUMMIT IN NEWS
Kazakhstan became 162th member of WTO
Kazakhstan has been declared as the 162th member of World Trade
Organization. In the year of 1996, talks were initiated for
Kazakhstan to become a member of WTO as its accession and
finally ended after its long wait of 20 years. Kazakhstan president
Nursultan Nazarbayev and WTO Director General Robert Azevedo
at Geneva signed the agreement of elevation.
India decided to boycott 61st Commonwealth Parliamentary
Conference to be held in Islamabad
India decided to boycott the 61st Commonwealth Parliamentary
Conference which is slated to be held in Islamabad, Pakistan from
30 September to 8 October 2015. This decision was taken after the
meeting of the Speakers of all State Legislative Assemblies in New
Delhi, as this meeting was called to discuss the Pakistan’s decision
to not invite the Speaker of Jammu and Kashmir (J&K) Kavinder
Gupta. As India insisted that Pakistan saying that by not inviting
J&K speaker, it is violating the Commonwealth Parliamentary
Association (CPA) constitution and was against the guiding
principles of the Commonwealth of promotion of international
understanding, world peace and democratic governance.
48th ASEAN Foreign Ministers’ meet held in Kuala Lumpur,
Malaysia
The 48th ASEAN (Association of Southeast Asian Nations) Foreign
Ministers’ meet was held in Kuala Lumpur, Malaysia between 4
August and 6 August 2015. The meet was chaired by Anifah Aman,
Minister of Foreign Affairs of Malaysia. The meet was held under
the theme ”Our People, Our Community, Our Vision”, to create an
ASEAN Community which is truly people-oriented, people-centred
comprising all areas of cooperation. ASEAN is a political and
economic organisation of ten Southeast Asian countries. It was
formed on 8 August 1967 by Indonesia, Malaysia, the Philippines,
Singapore, and Thailand. Since then, membership has expanded to
include Brunei, Cambodia, Laos, Myanmar (Burma), and Vietnam.
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COMMITTEE & ITS FUNCTION
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27
The Reserve Bank of India’s (RBI’s) High Powered
Committee on Urban Cooperative Banks (UCBs) headed
by RBI Deputy Governor R Gandhi in its report has
recommended conversion of UCBs with business size of
20000 crore rupees or more into regular banks. This will
allow them to grow and proliferate further for financial
inclusion.
The Union Government constituted a three member team
to assess the situation over the student protest in Film
and Television Institute of India (FTII) in Pune. The
three-member team will be headed by the Registrar of
Newspapers in India (RNI) SM Khan and comprise two
more I&B Ministry officials.
Maharashtra government constituted a cabinet subcommittee to assemble an action plan to tackle the
forthcoming drought crisis by Maharashtra government.
State Agriculture Minister Eknath Khadse will head this
committee. The government has planned to transport
drinking water from the Ujani dam to Latur in the
Marathwada region through railway wagons to overcome
the situation of drought.

Union Ministry of Youth Affairs and Sports constituted
a Working Group on re-drafting National Sports
Development Code of India (NSDCI). The aim of
constituting the working group is to make the NSDCI
more relevant from both sports governance and legal
angles.The nine-member Working Group will be headed
by Justice CK Mahajan (retd.), Former Judge of Delhi
High Court.

INTERNATIONAL & NATIONAL INSTITUTION
Name of the organisation
UN Security Council
Headquarter
New York
UN General Assembly
New York
UN Secretariat
International Court of justice
International Criminal Court
Economic and Social Council
Food and Agriculture organisation
International civil Aviation organisation
International Labour organisation
International Monetary Fund
New York
The Hague, Netherlands
Lyons, France
New york
Rome
Montreal, Canada
Geneva
Washington DC
International Atomic Energy Agency
International Maritime Organisation
United nations Educational Cultural and
Social organisation
Vienna, Austria
London, U.K.
Paris
Internatioonal labour organization
International fund for Agriculture
Development
World Bank
World health Organisation
World intellectual property organisation
World trade Organisation
United nations International Children and
Women Fund
Association of South East Nations
Geneva
Rome
Juan Somavia
Kanayo F. Nwanze
New York
Geneva
Geneva
Geneva
New York
Jim Yong kim
Dr. Margaret chan
Francis Gurry
Pascal Lamy
Anthony lake
Seat of Secretariat- Jakarta,
indonesia
Brussels
Founded – Vancouver, Canada:
headquarter – Amsterdam
Lyons
Surin Pitsuwan
North Atlantic Treaty organisation
Greenpeace
International criminal police organization or
Interpol
European organization for nuclear Research
European Union
European parliament
The Commonwealth
Non-Aligned Movement
South Asean corporation for regional cooperation
Amnesty international
28
Head
The presidentship is held for one
month by member countries in
alphabetical order.
Huke Jeremic; 2013-John
William Ashe
Ban Ki Moon
Peter Tomka
Song Sang-Hyun
Milos koterek
Jose Graziano da Silva
Raymond Benjamin
Juan Somavia
Christian Lagarde (former head
Dominique Strauss Kahn was
involved in a sex scandal)
Yukiyo Amano
Koji Sekimizu
Irina Bokova (1st woman to have
become director-general)
Belgrade
Kathmandu
Anders Fogh Rasmussen
Ana Toni, Indian lalita ramdas
was also its former head
Mireilli Ballastrazi, secy gen –
Ronald noble
Rolf Dieter Heuer
Herman von Rompuy
Martin Schulz
Head – Queen Elizabeth II: secy
gen – Kamlesh Sharma
(India):chaipperson in office –
kamla parsad bissessar
Mahmoud Ahmadinejad
Mohammed Hasad Ahmes Manik
London
Sahil Shetty
Geneva
Belgium
Belgium
London
RECENT VISIT & VISITORS

Prime Minister of India Narendra Modi visited United Arab Emirates (UAE) between 16 August and 17 August 2015.

Filipe Nyusi, President of Mozambique came to india for signed an Memorandum of understanding (MoU) to strengthen the
cooperation in New and Renewable Energy Sector.

Mr. Zigmund Bertok, Ambassador of Slovak Republic came to New Delhi

DATE & OBSERVATION
19 August: World Humanitarian Day
Theme - Inspiring the World’s Humanity.
15 August: Independence Day (India )
10 August: International Youth Day
10 August: World Bio-Fuel Day
9 August: International Day of the World’s Indigenous People
Theme - Post 2015 Agenda: Ensuring indigenous
peoples’ health and well-being. 6 August: Hiroshima Day
3 August: Independence day of niger
7th August: first National Handloom
30 July: World Day Against Trafficking in Persons/
International Day of Friendship
29 July: International Tiger Day
28 July 2015: World Hepatitis Day
Theme - Prevent hepatitis. Act now.
26 July: Kargil Vijay Diwas
23 July: National Broadcasting Day
18 July: Nelson Mandela International Day

29
STATE NEWS
Telangana Government launched Grama Jyothi Scheme.
Telangana Chief Minister K. Chandrasekhar Rao launched a flagship
programme Grama Jyothi across the state at Gangadevipally, a
village in Warangal district. The state government plans to spend
Rs.25,000 crore for the development of villages over the next four
years under this ambitious project. The scheme will focus on
improving the Human Development Index (HDI) by addressing
core issues such as drinking water and sanitation, health and
nutrition, education, infrastructure, natural resources management,
agriculture, social security and poverty reduction.
Himachal Pradesh Government launched RISHTA project
Rajiv Gandhi Illuminating Scheme for Hill Town
Advancement (RISHTA) project was launched by Himachal
Pradesh Government on 20 August 2015. It is an efficient smart
LED based street lighting project. With this, Himachal Pradesh
became the first state in North India to do so. The scheme is also
known as Centralized Control and Monitoring System (CCMS)
Smart Street Lighting Scheme for Urban Local bodies which
implements LED based street lighting project. This project is being
implemented by collaboration of state Urban Development
Department and EESL(Energy Efficient Services Limited)
Kerala Government inaugurated a 12 MW solar power
project at Cochin International Airport
Kerala Chief Minister Oommen Chandy inaugurated a 12 MW
solar power project at the Cochin International Airport. Spread
over 50 acres, the project is reportedly the single largest solar
project which has been constructed in an airport in India. With this
project, Cochin airport became the first airport in India to run on
solar power.
Himachal government made Sanskrit mandatory in
government schools
Himachal Pradesh Chief minister Virbhadra Singh on Monday
announced that Sanskrit will be introduced as a mandatory subject
in all government schools in the state. He also directed the academy
to complete the formalities to take overTungesh Sanskrit College at
Cheog, so that it could be run in a better way. Cheog is a village in
Theog Tehsil in Shimla District of the state.
Allahabad HC directed government servants, politicians to
send children to government schools
The Allahabad High Court has directed the Uttar Pradesh Chief
Secretary to work out the modalities, within six months, to ensure
that all government servants send their children to primary schools
run by the state basic education board. The list includes members
of the judiciary, government officials, semi-government employees,
employees of local bodies and representatives of people. Passing
the judgement, Justice Sudhir Agarwal also ruled that penal
provisions be laid down for those who violated the order.
30
Maharashtra’s Dahi Handi granted with the Adventure Sport
status
Maharashtra government accorded the status of ‘adventure sport’
to the human pyramids of ‘Govindas’ which are formed during the
Dahi Handi festival but said those below 12 years won’t be able to
participate in it. Permission letters from parents for students
between 12 to 15 years of age is mandatory for participation in the
sport.
Rajasthan High Court banned Santhara ritual in Jain
Community
Rajasthan High Court on 10 August 2015 banned the Santhara
ritual prevailing in the Jain Community. Pronouncing its judgment,
the court considered the act as a criminal act amounting to suicide
and directed to register cases under section 306 of Indian Penal
Code (IPC). Santhara, an ancient ritual also called Sallekhana or
Samadhi-marana or Sanyasana-marana, is the voluntary starvation
to embrace death. The ritual was banned by the court on a Public
Interest Litigation filed by human rights activist Nikhil Soni a decade
ago, claiming that the ritual is a social evil and should be considered
as a suicide.
Tripura Legislative Assembly passed a resolution against
death penalty
Tripura legislative assembly passed a resolution against the death
penalty. This resolution moved by Congress MLA Jitendra Sarkar
requested the Union government to amend the Section 302 of the
Indian Penal Code (IPC) and replace it with life sentence unto
death.As per procedure this resolution will now be sent to Union
government and the Law Commission for consideration.
Delhi Government reconstituted Urdu Academy
Urdu Academy which will comprise of eminent poets,academicians
and performers was reconstituted by Delhi Government. Dr. Majid
Deobandi was appointed as the Vice-Chairperson of the Academy.
He is a remarkable and famous personality in the Urdu
Circle.Artistes will be paid 15000 rupees from the previous amount
of 5000 rupees for their recitals and poetry by the Urdu Academy.
Bihar legislative Assembly passed the Bihar Public
Grievance Redressal Bill, 2015
On 5th August 2015, Bihar Public Grievance Redressal Bill, 2015
passed by a voice vote by Bihar Assembly.The bill pursue to
provide legal rights to the people of the state for redressal of their
complaints within a time-frame.
Characterstics of Bill

To dismiss grievances of the people in a time-bound
manner, Duty-bound binding rules on government
servants were applied.

Officials will be dismissed from service if found guilty
to do so in time.

Powers in this regard is vested on the Public Grievance
Redressal Officer and the first and second Appellate
Authorities to deal with delayed grievances cases.

A penalty will be charged ranging from 500 to 5,000
rupees on the government servants if they fail to hear
and redress grievances.
Maharashtra government increased the retirement age of
medical officers from 58 to 60
Maharashtra government increased the retirement age for group
‘A’ category medical officers from 58 to 60 years. The relaxation
will be provided for all those who retired on 31 May 2015. Special
increments will also be awarded by the state government to officers
holding post graduate diplomas and degrees to fortify the availability
of sufficient human resources to provide health services.
The Cabinet also accepted a proposal to modify the lacunae in the
Transplantation of Human Organs Act 1994, and increase quantum
of punishment for crimes pertaining to human organ transplants.
Haryana Government to honour victims of Emergency 1975
with Tamra Patra
The Haryana government has decided to honour those who were
oppressed or went to jail during the Emergency between 15 June
1975 and 21 March 1977. Those who struggled for restoration of
democratic values during the 18-month-long Emergency will be
given ‘Tamra Patra’on the Independence Day function, that is, 15
August 2015.
Chengalikodan Banana from Kerala accorded GI status
Chengalikodan banana variety from Thrissur district of Kerala has
been accorded Geographical Indication (GI) status by the Chennai
based Central GI registry. GI status is an indication that identifies
goods as produced from a particular area, which has special quality
or reputation attributable to its geographical origin. Chengalikodan
banana is known for its unique shape, size, colour and taste. It was
cultivated in erstwhile Chengazhikode from where it got its name
as Chengazhikodan banana which was later changed as
Chengalikodan banana.
NEWS IN BRIEF


Uttar Pradesh Government has announced that two films
namelyMasaan and Jaanisaarwill be free from the
entertainment tax in the state. They were made tax free
as they were entirely shot in Uttar Pradesh.
Competition Commission of India (CCI) on 29 July 2015
imposed penalty upon Karnataka Film Chamber of
Commerce (KFCC), Karnataka Television Association
(KTVA) and Kannada Film Producers Association
(KFPA). The penalty was imposed for contravening
the Section 3 of the Competition Act, 2002.

31
Terms Associated With Different Sports
Badminton
Angled Drive Serve, Backhand Low Serve, Bird, Deuce, Double Droup,
Fault, Flick Serve, Forehand Smash, Let, Lob, Love All, net Shots, Rush,
Smash.
Baseball
Base, Battery, Bunting, Catcher, Diamond, Hitter, Home Infield, Outfield,
Pinch,
Pitcher
Plate,
Pullout,
Short
Stop,
Strike.
Basketball
Ball, Basket, Blocking, Dribbling, Free Throw, Held Ball, Holding, Jump
Ball, Multiple Throws, Pivot.
Billiards
Baulk Line, Break, Bolting, Cannon, Cue, Hazard, In-off, Jigger, Long
jenney, Pot, Scratch, Screw Back, short Stop, Strike.
Boxing
Ausiliary, Babit Punch, Break, Cut, Defence, Down, Hook, Jab, Lying On,
Knock, Seconds out, Slam, Upper Cut, Weight In, Win by Knock-out.
Chess
Bishop, Capture, Castling, Checkmate, En Passant, Gambit, Grand Master,
King, Knight, Pawn, Queen, Rook, Stalemate, Under Promoting.
Cricket
Ashes, Banana, Boundary, Bowling, Caught, Chinaman, Cover Drive,
Crease, Doosra, Duck, Duckworth-Lewis Rule, Fine Leg, Follow On, Full
Toss, Gardening, Googly, Gully, Hat-trick, Hit Wicket, Inswinger, l.b.w.,
Leg-break, Leg-bye, Leg Glance, late Cut, maiden Over, No Ball, Off Break,
On Drive, Out, Outswinger, Over, Mandatory Over, over Pitch, Popping
Crease, Rubber, Run Down, Run Out, Short Pitch, Silly Point, Slip, Square
Leg, Stone Walling, Straight Drive, Stumped, Short leg, Spin, Swing,
Thirdman, Yorker.
Football
Advantage Clause, Blind Side, Centre Forward, Corner Kick, Dead Ball,
Direct Free Kick, Dribble, Goal kick, Golden Goal, Hat-trick, Marking,
OffSide, Penalty Kick, Penalty Shootout, Red Card, Striker, Throw In,
Tripping
Golf
Best-ball Foursome, Bogey, Bunker, Caddie, Dormy, Fairway, Fourball,
Foursome, Greed Holes, Links, Niblic, Par, Put, Rough, Stymied, Tee,
Threesome.
Hockey
Advantage, Back-stick, Bully, Cary, Centre Forward, Corner, Dribble, Flick,
Free-hit, Goal Line, Green Card, Halfway Line, Hat-trick, Off-side, Roll -in,
Scoop, Short Corner, Sixteen-yard hit, Square Pass, Stick, Striking Cirele,
Tackle, Tie-breaker, Zonal Marking.
Horse Racing
Jockey, Punt, Steeplechase, Thorough Bred.
Judo
Ashi-waza, chui, Dan, Dojo, Gyaku, Hajime, Ippon, Jigotai, Kaeshiwaza,
Koka, Makikomi, Nage-waza, O-goshi, Randori, Scarf, Tani-Otoshi, Uchikomvi, Waki-gatame, Yoshi, Yuko.
Karate
Age Zuki, Ai-uchi, Aka, Chakugan, Dachi, Encho Sen, Fudotachi, Gedan,
Geri, Hajime, Ibuki, Jion, Kakato, Koka, Makiwara, Nidan, Obi, Rei,
Sanbon, Shiro, Tobigeri, Ude, Waza-ari, Yoko-geri, Zanshin, Zen-no.
Polo
Bunker, Chukker, Mallet.
Rowing
Bow, Bucket, Cow, Ergometer, Feather, Paddle, Regatta.
Rugby Football
A Trackle, Lines, Scrum, Touch, Try.
RECENT GOVERNMENT DEVELOPMENT & SCHEME
Union Government launched web portal Vidya Lakshmi
for Students Seeking Educational Loans
The Union Government launched a web portal named Vidya
Lakshmi (www.vidyalakshmi.co.in) for the benefit of students
seeking Educational Loans.It is the first portal of its kind that
provides single window for students to access information and
make application for educational loans provided by banks as well
as for government scholarships. It has facility to apply to multiple
banks for educational loans. So far, 13 Banks have registered 22
Educational Loan Schemes on the Vidya Lakshmi Portal and 5
Banks including SBI, IDBI Bank, Bank of India, Canara Bank and
Union Bank of India have integrated their system with the Portal
for providing loan processing status to students.
Union Ministry for Minority Affairs launched Nai Manzil
Scheme in Patna
The Union Minister for Minority Affairs Najma Heptulla
launched a new Central Sector Scheme Nai Manzil in Patna.
Key features of the scheme

It provides a new direction and a new goal for the dropped
out students and those studying in Madrasas as they
dont get the formal Class XII and Class X Certificates
resulting them largely unemployed in organised sector.

It focuses at providing educational involvement by giving
the bridge courses to the trainees and getting them
Certificates for Class XII and X from distance medium
educational system.

A trade basis skill training in 4 courses including
Manufacturing, Engineering, Services and Soft skills will
also be provided to them.

It will provide them the direction for continuing higher
education.
Telecom Ministry launched mobile app named Disha to
promote digital literacy in Bihar
Telecom Minister Ravi Shankar Prasad launched a new mobile app
named Disha to promote digital literacy in Bihar. The app will help
people to learn about computers and Internet through self learning
modules in Bihar. The app forsees offering the digital literacy to
tribal and Dalit women in the State.”Disha handbook” was also
launched by telecom ministry which contains pictographic lessons
on computers operations. “Digital Saksharta Abhiyan” was also
initiated to promote digital literacy.
Union Government launched School Nursery Yojana to bring
students closer to nature
32
Union Government launched the School Nursery Yojana, an
initiative to bring students closer to nature. The Yojana seeks to
engage class VI to IX in raising of saplings in nurseries created in
schools. Union Environment Minister Prakash Javadekar in New
Delhi launched this Yojna with the theme to plant a tree for
sustainable future and to make the nation clean and green.
About School Nursery Yojana

1000 schools will be covered in this yojna in its first
phase and will extend to 5000 schools in 2016 and many
more in the upcoming years.

As part of practical exercise for biology classes and extracurriculum activities, students will grow saplings.

The nursery will be maintained by the school principals
for at least five years.

An amount of 25000 will be granted to each school for
creation of the nursery with essential facilities.
Haryana’s CM Manohar Lal launched ‘Thari Pension Thare
Pass’ scheme
Haryana Chief Minister, Manohar Lal Khattar on 4 August 2015
launched scheme named Thari Pension Thare Pass in
Chandigarh. This project has been launched in the view of bringing
more transparency in payment of social security pensions for
Widows, Handicapped and Old age. The programme also gives the
facility of tracing account online to know the balance in pensioner’s
account.State government’s Social Justice and Empowerment
Department has implemented this and Team Kalyankarini of the
department has been undertaken it.
Union Cabinet approved direct release of wages into bank
accounts of MNREGA workers
The Union Cabinet approved release of wages directly to the
accounts of the workers engaged under the Mahatma Gandhi
National Rural Employment Guarantee Act (MGNREGA). The
objecive of this Direct release of wages system under the MNREGA
is for the efficient flow of funds and to allow state governments to
deliver entitlements as per the objectives of the Act.
Henceforth, the wage component of MGNREGA will be directly
released to the worker’s accounts based on a fund transfer order to
be generated by states’ implementing agencies of government.
The fund transfer order in case of wages of workers from
implementing agencies will be based in accordance with procedures
prescribed by Union Rural Development Ministry and the wage
component will be given to the State Employment Guarantee Fund
window for further transferring it to beneficiaries.
In the implementation of this scheme, the gram panchayats will be
empowered to take up work according to the agreed labour budget
and without struggling for release of funds.
The benefits of proposed system will be :

Overall efficiency of implementation will be improved
and stakeholders wil be benefitted.

By bringing greater transparency in movement of funds
the level of corruption will be reduced in MGNREGA.

State governments can spend more time in planning and
improving the process efficiency rather than bothering
to manage funds.
Rural Development Minister launched ‘SAMANVAY’ for
Gram Panchayats
Rural Development Minister Chaudhary Birender Singh launched
SAMANVAY, a compilation of all schemes of both Union and
State governments for Gram Panchayats. The objective of
SAMANVAY is to help MPs in employing relevant schemes in
the planning and implementation of Saansad Adarsh Gram Yojana
(SAGY). It will work as a database for mapped and compiled
information on various gram panchayat activities through schemes
undertaken by the Centre and State Governments.
Schemes documented in SAMANVAY are more than 1800 from
across all states.
A magazine named ‘Panchayat Darpan’ has also been launched to
monitor the progress of the SAGY which will behave as a mirror of
all the development activities.
Guidelines Governing Adoption of Children 2015 came into
effect
On 1st August 2015, “Guidelines Governing Adoption of Children
2015” came into effect after it was notified by Union Government.
Effective regulation for adoption of orphan, abandoned and
surrendered children and to bring more transparency and efficiency
in the adoption system is the main motive of the newly introduced
guidelines.
Prospective Adoptive Parents (PAPs) will be able to track the
status of their application with the effect of these new guidelines.
CARINGS (Child Adoption Resource Information & Guidance
System) which is the fully reconditioned IT application for the
purpose of adoption of children has also become operational.
Following features will be facilitated by CARINGS :

From nowonwards, parents can register themselves online
and upload the relevant documents to determine their
eligibility.

Adoption agencies will conduct and upload the home
study reports online.

CARINGS will accept all the applications online and
requisite documents need to be uploaded in the system
in cases of inter-country adoption.

Both in domestic and in international adoption, Postadoption follow-up shall be posted online in CARINGS.

For in-country and inter-country adoption, all Specialised
Adoption Agencies are connected to CARA online.
33


Information will be provided online in the real-time about
the availability of children in adoption agencies across
the nation.
For monitoring adoption programme at the district level,
District Child Protection Units (DCPUs) are connected
in CARINGS.
PM Narendra Modi launched Deendayal Upadhyaya Gram
Jyoti Yojana in Patna
The Prime Minister (PM) Narendra Modi launched Deendayal
Upadhyay Gram Jyoti Yojana (DDUGJY) along with various other
development projects in Patna.
About DeenDayal Upadhyaya Gram Jyoti Yojana (DDUGJY)

The DeenDayal Upadhyaya Gram Jyoti Yojana for rural
areas was launched to fulfil the following objectives:

To provide electrification to all villages

Feeder separation to ensure sufficient power to farmers
and regular supply to other consumers

Improvement of Sub-transmission and distribution
network to improve the quality and reliability of the
supply

Metering to reduce the losses
The Scheme has an outlay of 76000 crore rupees for implementation
of the projects under which Union Government shall provide Grant
of 63000 crore rupees.

Organisation headed by Prime Minister
1.
Planning Commission
2.
National Integration Council
3.
National Ganga River Basin Authority
(NGRBA)
4.
National Development Council (NDC)
5.
National Commission for Population Co
ntrol
6.
Department of Space (DoS)
7.
Department if Atomic Energy
8.
Nuclear Command Authority
9.
Indian Board of Wild Life
10. National
Disaster Management Authority
(NDMA)
11. Council of Scientific and
Industrial Research (CSIR)
200 MCQ ON CURRENT AFFAIRS
1.
2.
3.
4.
5.
6.
7.
As per 2011 census report what
percentage of Indian population are
graduates?
(a) 8.15%
(b) 12.15%
(c) 18.15% (d) 22.15%
(e) 25.15%
Indian Air Force has established its 2 nd
base for the C-130J Super Hercules
Aircraft at Burdwan in
(a) Bihar
(b) West Bengal
(c) Goa
(d) Uttar Pradesh
(e) Haryana
The 18th IIT of India started function
recently at Palakkad in
(a) Tamil Nadu
(b) Maharashtra
(c) Gujarat
(d) Kerala
(e) Karnataka
The Union Rural Development
Ministry has launched which web
portal to monitor progress and
implementation of Sansad Adarsh
Gram Yojana
(a) SAMANVAY
(b) SAMANATA
(c) SADVABANA
(d) SAMAJDHARI
(e) None of these
Recently govt. of India has signed MOU
to deepen cooperation in new and
renewable energy maritime security
and ocean economy with which
country
(a) Nigeria
(b)Mozambique
(c) Tanzania (d) Somalia
(e) South Africa
The USA Food and Drug Administration
has approved the first drug made with
3-D printer pills for treating which
disease
(a) Cancer
(b) Epilipsy
(c) Ebola
(d) AIDS
(e) Plague
“Transforming our World : The 2030
Agenda for Sustainable Development”
is the agreed document signed at
(a) WTO
(b) UNO
(c) IMF
(d) World Bank
34
(e) ASEAN
8. The Union govt. is examining a proposal
to raise what amount through long
term bonds from LIC in order to meet
funds requirements for food subsidy
bill
(a) Rs. 30,000 cr.
(b) Rs. 20,000 cr.
(c) Rs. 40,000 cr.
(d) Rs. 50,000 cr.
(e) Rs. 60000 cr.
9. As per the recently published RBI
bimonthly credit policy, GDP growth
has been projected at what percentage
for 2015-16
(a) Rs. 5.6% (b) Rs. 6.6%
(c) Rs. 7.6% (d) Rs. 8.6%
(e) Rs. 9.6%
10. Which committee has recommended for
creation of Small Finance Bank in India
(a)DeepakMohanty Committee
(b) Nachiket More Committee
(c) Y.K. Alag Committee
(d) Bimal Jalan Committee
(e) None of these
11. Ramanujan Prize for 2015 in
Mathematical Science has been
conferred to
(a) Prof. Amartya Sen
(b) Prof. Amalendu Mishra
(c) Prof. Jagdish Bhagwati
(d) Dr. S. Prahalad
(e) None of these
12. The union govt. has handed the
Udhampur terror attack in Punjab to
(a) CBI
(b) CID
(c) NIA
(d) ED
(e) None of these
13. Which state assembly has passed a
resolution to abolish death penalty
(a) Assam
(b) Bihar
(c) Tamil Nadu (d) Tripura
(e) Mizoram
14. The 1st dedicated freight corridor of India
will be operational in which state by
2016
(a) Bihar
(b) Assam
(c) West Bengal
(d) Gujarat
(e) Maharashtra
15. Airtel has rolled out high speed 4-G
services in how many towns in India
(a) 236
(b) 196
(c) 246
(d) 286
(e) 296
16. The 48th ASEAN Foreign Minister’s
meeting was held recently in
(a) Indonesia (b) Malaysia
(c) Japan
(d) Laos
(e) Singapore
17. Which country has launched the
Suez canal expansion work
(a) Egypt
(b) Iraq
(c) Syria
(d) Iran
(e) None of these
18. India has imposed anti-dumping duty
on some products from which country
(a) Pakistan (b) Iran
(c) China
(d) Nepal
(e) Bangladesh
19. Recently Union govt. has imposed 10%
import duty on which of the following
(a) Sugar
(b) Wheat
(c) Rice
(d) Pulses
(e) None of these
20. Which mobile service provider has
launched Pan-Indian 4-G services
recently
(a) BSNL
(b) Reliance
(c) Aircel
(d) Airtel
(e) None of these
21. The 61st Commonwealth Parliamentary
Conference will be held in September
2015 in
(a) India
(b) Iran
(c) Pakistan (d) Sri Lanka
(e) Myanmar
22. RBI has recently notified which section
of Banking Regulation Act 1949 –
relating to relaxation in Branch
Authorisation Policy
(a) Section 21 (b) Section 22
(c) Section 23 (d) Section 24
(e) Section 27
23. Indian-American Atul Kishap has been
appointed as USA ambassador to
(a) Maldives
(b) Sri Lanka
(c) Bangladesh
(d) Both (a) & (b)
(e) Both (a) & (c)
24. As per Forbes 2015 World’s highest
paid actors who top the list
(a) Robert Downey
(b) Jackie Chan
(c) Vin Diesel
(d) Bradley Cooper
(e) Adam Snadler
25. Name the Indian actors in the Forbes
list of highest paid actors 2015
(a) Amitabh Bachchan
(b) Salman Khan
(c) Akshay Kumar
(d) All of these
(e) None of these
26. Which city top the list of 100 city in
Swatch Bharat ranking
(a) Bangaluru
(b) Mysore
(c) Allahabad
(d) Jaipur
(e) None of these
27. The central and Delhi govt. has formed
a SPV to clean and rejuvenate which
river
(a) Ganga
(b) Yamuna
(c) Some
(d) Both (b) & (c)
(e) None of these
28. Which country has turned its clock back
30 minutes to create a new time zone
(a) Iran
(b) South Korea
(c) North Korea
(d) Myanmar
(e) Japan
29. Abdulla Yameen is the President of
(a)Afghanistan (b) Bangladesh
(c) Pakistan
(d) Iran
(e) Maldives
30. Which of the following has banned the
cultivation of GM crops
(a) Ireland
(b) Netherland
(c) Scotland (d) Germany
(e) Italy
31. Govt will set up which institution to
recommend appointment of directors
in Public Sector Banks
(a) Banking Service Board
(b) Banking Appointment Board
(c) Banking Board Bureau
35
32.
33.
34.
35.
36.
37.
38.
39.
(d) Banking Section Bureau
(e) None of these
In the 3rd phase of auction how many
coal blocks will be accutions
(a) 5
(b) 6
(c) 7
(d) 8
(e) 9
Coal India will invest what amount in
the next 5 years to increase annual
production
(a) Rs. 60,500 cr.
(b) Rs. 61,500 cr.
(c) Rs. 62,500 cr.
(d) Rs. 68,500 cr.
(e) Rs. 69,500 cr.
NALCO will set up a $ 2.6 billion
aluminium complex in which country
(a) Iraq
(b) Iran
(c) Bangladesh
(d) Afghanistan
(e) Myanmar
Major political parties in Nepal agreed
to divide the country into how many
provinces
(a) 4
(b) 5
(c) 6
(d) 7
(e) 9
South Korean steel company POSCO
signed MOU to form a joint venture
for 3 million tonnes plant in
(a) Jharkhand
(b) Karnataka
(c) Maharashtra
(d) Chhatisgarh
(e) Odisha
Which Indian city become the 1st Indian
city to be member of Beijing based
World Tourism Cities Federation
(a) Mysore
(b) Kochi
(c) Jaipur
(d) Patna
(e) Bangaluru
ISRO has commissioned first indigenous
titanium space plant at Chavara in
(a) Bihar
(b) Odisha
(c) Jharkhand
(d) Kerala
(e) West Bengal
World Bio-fuel day is observed on
40.
41.
42.
43.
44.
45.
46.
(a) 10th July
(b) 10th June
(c) 10th August
(d) 10th September
(e) 10th May
Michael Clarke who announced his
decision to retire from International
Cricket belong to which country
(a) England
(b) New Zealand
(c) Australia
(d) South Africa
(e) Zimbabwe
Recently PM Modi was on official
visit to which West Asian nation
(a) Israel
(b) Palestine
(c) Lebanon (d) UAE
(e) Saudi Arab
Who is Pakistan High Commissioner to
India
(a) Nawav Sharif
(b) Rahul Sharif
(c) Imran Khan
(d) Abdul Basit
(e) Shahariyar Khan
Suicide bomb attack killed the Home
Minister of which Pakistani Province
recently
(a) Sindh
(b) Karachi
(c) Baluchistan
(d) Punjab
(e) Lahore
Terrorist attacked Loard Brahma
Temple killing many in which country
recently
(a) Indonesia (b) Malaysia
(c) Thailand (d) Iran
(e) UAE
As per recent report what percentage
of the accounts opened under PMJDY
remain zero balance account
(a) 20%
(b) 30%
(c) 40%
(d) 50%
(e) 70%
India & UAE agreed to set up a fund
worth what amount to support
investment in infrastructure in India
(a) $ 50 billion(b) $ 60 billion
(c) $ 75 billion(d) $ 80 billion
(e) $ 90 billion
47. Which neighbouring country of India
went to Parliamentary election recently
(a) Pakistan
(b) Bangladesh
(c) Afghanistan
(d) Sri Lanka
(e) Nepal
48. The Cabinet Committee on Economic
Affairs chaired by PM Modi has
declared a package of what amount for
the standing kharif crop loss due to
the weak monsoon
(a) Rs. 200 cr.
(b) Rs. 300 cr.
(c) Rs. 400 cr.
(d) Rs. 500 cr.
(e) Rs. 800 cr.
49. USA India cyber dialogue to increase
global cyber security was held in
August 2015 at
(a) New Delhi
(b) New York
(c) Washington
(d) Mumbai
(e) Bengaluru
50. Recently India has signed MOU for
construction of a petroleum products
pipeline from Raxaul (India) to
Amlekhgung in which country
(a) Bangladesh
(b) Myanmar
(c) Nepal
(d) Bhutan
(e) Afghanistan
51. The Union Solidarity and
Development Party is the ruling
party in which neighbouring
country of India
(a) Afghanistan
(b) Sri Lanka
(c) Nepal
(d) Myanmar
(e) Pakistan
52. Recently China & Pakistan has signed
20 agreements to implement the
ambitious China Pakistan Economic
corridor project worth
(a) $ 1.2 billion
(b) $ 1.6 billion
(c) $ 2.3 billion
(d) $ 2.8 billion
(e) $ 3.6 billion
36
53. Which Indian Paramilitary force has
created record by planting 4 lakh
sapling in a single day
(a) ITBP
(b) CRPF
(c) BSF
(d) CISF
(e) RDF
54. Who is the newly appointed Election
Commissioner of India
(a) Naseem Zaidi
(b) H.S. Brahma
(c) Aahal Kumar Joti
(d) O.P. Rawat
(e) None of these
55. What is the revenue earning for the govt.
by the FM phase-III auction held
recently
(a) Rs. 500 cr.
(b) Rs. 800 cr.
(c) Rs. 1000 cr.
(d) Rs. 1200 cr.
(e) Rs. 1500 cr.
56. Central govt. has decided to sale what
percentage share in coal India through
public offer
(a) 5%
(b) 7%
(c) 8%
(d) 10%
(e) 12%
57. “Indradhanush” project has been
launched by the Union govt. for
which sector
(a) FDI
(b) FII
(c) Banking
(d) Insurance
(e) Micro Finance
58. Govt. has recently appointed private
sector professional as head of which
public sector banks recently
(a) SBI & UCO
(b) BOB & BOI
(c) BOB & Canara Bank
(d) Canara Bank & SBI
(e) Canara Bank & BOI
59. RBI has notified the interest subvention
scheme and asked banks to provide
interest concession of what percent to
farm loans upto Rs. 3 lakh
(a) 2%
(b) 3%
(c) 4%
(d) 5%
(e) 6%
60. RBI has transferred the profit of what
amount to the central govt. recently
(a) Rs. 62839 cr.
(b) Rs. 63498 cr.
(c) Rs. 65896 cr.
(d) Rs. 67389 cr.
(e) Rs. 69389 cr.
61. Which sports person has been selected
for this year Rajiv Gandhi Khel Ratna
Award
(a) V. Anand
(b) Sania Newhal
(c) Sania Mirza
(d) Marry Kom
(e) None of these
62. Which programme of the Indian govt.
has been recognised as the world’s
largest cash transfer programme by
Guiness Book of World Record
(a) PAHAL (b) MGNREGS
(c) AMRUT (d) FSA
(e) All of these
63. Stampede in the Baidyanathdham
temple in which state killed many
person recently
(a) Madhya Pradesh
(b) Uttar Pradesh
(c) Jharkhand
(d) Chhatisgarh
(e) Rajasthan
64. Megastar Amitabh Bachchan has agreed
to become the Brand Ambassador for
the Tiger Conservation programme of
which state
(a) Rajasthan
(b) Gujarat
(c) Maharashtra
(d) West Bengal
(e) Uttar Pradesh
65. Youth Innovative Fund scheme has
been recently launched by which
state govt.
(a) Bihar
(b) Uttar Pradesh
(c) Gujarat
(d) Odisha
(e) Maharashtra
66. The Nai Manzil scheme launched by
the central govt. is related to which
section
(a) SC
(b) ST
(c) OBC
(d) Minorities
(e) All of these
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.
:
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67. National Green Tribunal issued direction
to stop unauthorised construction in
the eco-sensitive zone around
(a) Taj Mahal
(b) Red Fort
(c) Qutab Minar
(d) Charminar
(e) All of these
68. The World Bank aided National Cyclone
Risk Mitigation project Phase-II will
cover how many states
(a) 4
(b) 5
(c) 6
(d) 8
(e) 10
69. POSCO has signed a MOU to establish
a 3 million tonnes Per annum steel plant
in JV with Uttam steel & power in
which state
(a) Gujarat
(b) Maharashtra
(c) Bihar
(d) Jharkhand
(e) Karnataka
70. Name the Chinese currency which was
devalued recently
(a) Yen
(b) Yangrit
(c) Yuan
(d) Rengget
(e) None of these
71. The multi crore CNG fitness scam has
been reported in which state recently
(a) Delhi
(b) Haryana
(c) Uttar Pradesh
(d) Gujarat
(e) Maharashtra
72. Indian social security pact with which
country came into force recently
(a) USA
(b) UAE
(c) Canada
(d) France
(e) UK
73. Typhoon Soudeler strike which country
recently
(a) Philippines
(b) Myanmar
(c) Sri Lanka
(d) China
(e) Bangladesh
74. Which country celebrated its Golden
Jubilee year recently in 2015
(a) Japan
(b) Singapore
(c) Indonesia (d) Canada
(e) Nepal
37
75. Australia has declared to reduce its
carbon emission by 26% from its 2005
level by which year
(a) 2020
(b) 2017
(c) 2025
(d) 2030
(e) 2050
76. Recently which state govt. has
announced its new industrial policy
(a) Rajasthan
(b) Gujarat
(c) Haryana
(d) Uttar Pradesh
(e) Maharashtra
77. Which Indian Financial Institution has
been accredited by the Green Climate
Fund as national implementing entity
for undertaking climate change related
projects in India?
(a) SBI
(b) IDBI
(c) ICICI
(d) NABARD
(e) BMB
78. Rajasthan govt. has banned the Santhara
ritual in the state practised by which
community
(a) Hindu
(b) Muslim
(c) Parsee
(d) Jain
(e) Budhist
79. Govt. has recently increased DA for
Freedom Fighter by what percentage
(a) 108%
(b) 128%
(c) 198%
(d) 208%
(e) 218%
80. Which country has recently ended its
nuclear energy moratorium
(a) France
(b) China
(c) Japan
(d) UK
(e) USA
81. Who will head the Gol appointed expert
group to classify the caste names
reported in the socio-economic caste
census?
(a) Bibek Debroy
(b) Arvind Panagaria
(c) Suresh Prabhu
(d) Menka Gandhi
(e) Smruti J. Irani
82. The central govt. has approved the
Transit Oriented Development policy
for which metro city
(a) Delhi
(b) Mumbai
(c) Kolkata (d) Chennai
(e) All of these
83. The TADA court has issued death
warrant against Yakub Menon involved
in
(a) Hyderabad blast
(b) Parliament attack
(c) J & K Assembly attack
(d) 1993 Mumbai blast
(e) 2008 Mumbai attack
84. To increase the efficiency of the
Tribunal & to implement Less govt &
more governance principle the central
govt. has decided to reduce the number
of Tribunals from 35 to
(a) 15
(b) 17
(c) 13
(d) 9
(e) 7
85. The new portal named Participatory
Guarantee System has been launched
recently by which union ministry
(a) IT
(b) Telecom
(c) Commerce (d) Agriculture
(e) Finance
86. The central govt. has decided the raise
how many new police battalion to be
deployed in J & K and Naxal affected
districts
(a) 17
(b) 18
(c) 14
(d) 13
(e) 9
87. For power sector improvement the
cabinet committee on Economic Affairs
has approved the creation of Intrastate
Transmission System (ISTS) in how
many states
(a) 5
(b) 7
(c) 9
(e) 11
(e) 13
88. White-Fi technology or TV White
Space Technology will be introduced
in India by
(a) Google
(b) Microsoft
(c) Facebook (d) Apple
(e) None of these
89. The Net Neutrality Committee which
was appointed by govt. which
submitted its report recently is headed
by
(a) A.K. Ganguly
(b) Kiran Karnek
(c) Sam Pitroda
(d) A.K. Bhargava
(e) None of these
90. India and Myanmar held their Joint
Consultative Committee meeting on
defence cooperation recently at
(a) Hyderabad (b) New Delhi
(c) Beijing
(d) Sanghai
(e) Chengdu
91. Recently India has signed a customs
& liberalised business visa
agreement to boost trade with
(a) USA
(b) France
(c) EU
(d) Russia
(e) Japan
92. The New Horizon Space Craft of NASA
was sent to which planet
(a) Mars
(b) Jupiter
(c) Venus
(d) Pluto
(e) None of these
93. The 28 member EU has approved an
instant bail out of what amount for
Greece
(a) 7 billion Euro
(b) 9 billion Euro
(c) 4 billion Euro
(d) 12 billion Euro
(e) 19 billion Euro
94. India has started negotiation with the
Millennium Challenge Corporation
(MCC) of which country to encourage
private investment
(a) Russia
(b) USA
(c) Japan
(d) UK
(e) France
95. Who heads the newly constituted RBI
Committee on banking inclusion
(a) C. Rangarajan
(b) R. Gandhi
(c) H.R. Khan
(d) Deepak Mohanty
(e) None of these
96. Tata Advanced System Ltd (TASL) has
signed an agreement with Boeing
company of which country for
collaboration in aerospace and defence
manufacturing
(a) France
(b) Russia
(c) USA
(d) Israel
(e) Germany
97. Central govt has agreed for an
additional capital infusion of what
amount to PSU banks apart from
Rs. 7940 cr. declared in the Budget
this year
38
(a) Rs. 10000 cr.
(b) Rs. 11000 cr.
(c) Rs. 12000 cr.
(d) Rs. 14000 cr.
(e) Rs. 15000 cr.
98. The Central govt. has brought how
many drugs under the price control
mechanism recently
(a) 49
(b) 39
(c) 29
(d) 19
(e) 59
99. SBI has plan to offer what percentage
of its annual profit to employees as
part of talent retention and motivation
initiative
(a) 2%
(b) 3%
(c) 4%
(d) 5%
(e) 7%
100. Recently RBI has signed a currency
swap agreement with the central bank
of which country up to 1.1 billion
dollar
(a) Pakistan (b) Nepal
(c) Bhutan
(d) Sri Lanka
(e) Bangladesh
101. The central govt. has signed a $ 250
million finance agreement with which
international lender for Andhra Pradesh
Disaster Recovery project
(a) IMF
(b) World Bank
(c) IDA
(d) IFC
(e) ADB
102. Prof. Kamal Bawa who has been elected
to the Royal Society of London in July
2015 is a famous
(a) Economist (b) Scientist
(c) Artist
(d) Journalist
(e) Writer
103. Which of the following won the 2015
Pacific Asian Travel Association Award
in the Heritage and Culture category
(a) Odisha Tourism
(b) Rajasthan Tourism
(c) North-East Tourism
(d) Kerala Tourism
(e) None of these
104. Which is the new helicopter launched
anti- tank missile tested by India
recently
(a) Saurya
(b) Nishant
(c) Lakhya
(d) Helinla
(e) Akash
105. Sunitha William an Indian-American
has been conferred with the champion
of change award by USA for their work
in the field of
(a) Defence
(b) IT
(c) Biotechnology
(d) Environment
(e) Finance
106. One of the world’s largest religious
congregation Sinthastha Kumbh Mela
is being held in
(a) Andhra Pradesh
(b) Maharashtra
(c) Uttar Pradesh
(d) Bihar
(e) Uttarakhand
107. The HRIDAY Yojana has been launched
by the Union govt. in the 1 st phase in
how many cities
(a) 12
(b) 14
(c) 24
(d) 26
(e) 50
108. Which commission probed into the
IPL spot fixing scandal recently
(a) Shah Commission
(b) Lodha Commission
(c) Venkatswamy Commission
(d) Naidu Commission
(e) Mishra Commission
109. India’s first river interlinking project
will be on which the river
(a) Ganga-Yamuna
(b) Jheum-Chenab
(c) Ken-Betwa
(d) Mahanadi-Kathjodi
(e) None of these
110. As per the Socio-Economic caste census
what percentage of rural household in
India live at less than Rs. 5000 per
month
(a) 47%
(b) 55%
(c) 57%
(d) 65%
(e) 75%
111. Which is called as the UNO’s nuclear
watch dog of the world
(a) NSG
(b) Security Council
(c) NPT
(d) IAEA
(e) CTBT
112. Amnestry International the human right
watch- dog of the world is
Headquartered at
(a) Washington
(b) Geneva
(c) London
(d) New York
(e) Hague
113. The central govt. has decided to
operationalise how many coastal police
stations to enhance maritime security
(a) 45
(b) 74
(c) 34
(d) 54
(e) 65
114. The P5+1 which clinched a nuclear
deal with Iran recently included the
5 permanent members of the UN
Security Council and
(a) Japan
(b) India
(c) France
(d) USA
(e) Germany
115. The WPI based inflation continued to
fall for the 8th consecutive month and
reported at
(a) –1.4%
(b) –1.8%
(c) –2.3%
(d) –2.4%
(e) –2.6%
116. The central govt. has decided to keep
Kerosene subsidy per litre at
(a) Rs. 22
(b) Rs. 18
(c) Rs. 16
(d) Rs. 14
(e) Rs. 12
117. Krishnapatnam port which get the
Golden Peacock Environmental
Management Award recently is in
(a) Gujarat
(b) Tamil Nadu
(c) Andhra Pradesh
(d) Kerala
(e) Maharashtra
118. A new subatomic particle pentaquark
was discovered by the Scientist at
(a) IAEA
(b) NASA
(c) DRDO
(d) CERN
(e) CEC
119. India won the ODI against Zimbabwe
by
(a) 3-0
(b) 2-1
(c) 0-2
(d) 3-2
(e) 3-1
120. M.S. Viswanathan who passed away
recently is a famous
39
(a) Director (b) Musician
(c) USA
(d) Japan
(c) Actor
(d) Writer
(e) Italy
(e) Painter
129. Noted Author Naomi Klein who won
121. Which neighbouring country of India
the 36th American Book Award 2015
will participate for the first time in the
belong to
Indian International Fleet Review 2016
(a) Canada
(b) Hungary
at Visakhapatnam?
(c) Italy
(d) England
(a) Pakistan (b) China
(e) USA
(c) Sri Lanka (d) Bangladesh
130. Which country will help India in
(e) Afghanistan
production of Aircraft carrier for Navy?
122. Recently ISRO has successfully tested
(a) Russia
(b) France
which launch vehicle
(c) Italy
(d) USA
(a) PSLV Mark-III
(e) Israel
(b) GSLV Mark-III
131. Which Union Ministry has declared
(c) ASLV Mark-III
the Rastriya Avishkar Abhiyan in
(d) PSLV Mark-II
memory of Late APJ Abdul Kalam?
(e) GSLV Mark-II
(a) SC & Tech (b) HRD
123. The Pipavav Defence and Offshore
(c) Health
(d) Defence
Engineering company which has signed
(e) Agriculture
an agreement with Russian Ship
132. Competition Commission of India
building company belong to
(CCI) has imposed a fine of Rs. 470 cr.
(a) Tatas
(b) Reliance
on which auto manufacturer for unfair
(c) Jindal
(d) Mahindra
trade practice
(e) None of these
(a) Tata
(b) Suzuki
124. The Parliament of which country has
(c) Hyundai (d) Maruti
passed acts for participation of its
(e) None of these
army in other country
133. On a fresh crackdown which regulating
(a) China
(b) Japan
agency has cancelled the registration of
(c) Israel
(d) France
Sahara Mutual Funds
(e) UK
(a) RBI
(b) IRDA
125. The proposed stake sale in 10 PSU
(c) SEBI
(d) PFRA
world potentially fetch what amount
(e) None of these
to the national exchequer
134. Which PSU Oil company has decided
(a) Rs. 10,000 cr.
to invest $ 8.8 billion in the K-G Oil
(b) Rs. 15,000 cr.
and Gas Basin
(c) Rs. 20,000 cr.
(a) IOC
(b) BPCL
(d) Rs. 25,000 cr.
(c) HPCL
(d) ONGC
(e) Rs. 30,000 cr.
(e) GAIL
126. The New Development Bank by
135. PM Modi has launched the Deendayal
BRICS started functioning from
Upadhyaya Gram Jyoti Yojana for
(a) Beijing
(b) New Delhi
uninterrupted power supply in rural
(c) Brasilia
(d) Sanghai
areas from
(e) Pretoria
(a) Gandhinagar(b) Surat
127. Tennis legend Amelie Maurismo who
(c) Patna
(d) Shillong
has been inducted into the International
(e) Gwahati
Tennis Hall of Fame by ATP belong to
136. Indian MCX has signed agreement with
which country
USA based CME group to set up a
(a) Spain
(b) Greece
multi commodity exchange in the GIFT
(c) France
(d) Italy
city in
(e) Sweeden
(a) Maharashtra
128. Maurice Obstfeld who has been
(b) Andhra Pradesh
appointed as Chief Economist of IMF
(c) Gujarat
belong to
(a) UK
(b) France
(d) Rajasthan
(e) Odisha
137. Which regional organisation has banned
the marketing of around 700 Indian
generic medicines among its member
countries
(a) African Union
(b) ASEAN
(c) BRICS
(d) EU
(e) SCO
138. 49 WTO members singed an agreement
on Information Technology trade deal
in order to add how many more
products to its list of zero-tariff and
duty free trade
(a) 100
(b) 200
(c) 300
(d) 400
(e) 500
139. IRDA has recently constituted how
many committes to review the
regulations in life, non-life and
reinsurance sector
(a) 2
(b) 3
(c) 4
(d) 5
(e) 7
140. Name the Indian selected for the
Fukuoka Asian Culture Prize 2015
(a) Suchitra Sen
(b) Ramachandra Guha
(c) Ramila Thappar
(d) Amartya Sen
(e) None of these
141. Indian govt. has sanctioned how
much financial allocation for the
Indo-Bangladesh railway project
recently
(a) Rs. 1000 cr.
(b) Rs. 1500 cr.
(c) Rs. 2000 cr.
(d) Rs. 3000 cr.
(e) Rs. 5000 cr.
142. Recently terrorist attack in public
places in which state
(a) Delhi
(b) Punjab
(c) Haryana (d) Gujarat
(e) Maharashtra
143. IDFC Ltd. has been granted full
fledged licence to start banking
operation by RBI from 1 st
(a) August 2015
(b) September 2015
40
(c) October 2015
(d) November 2015
(e) December 2015
144. SIT on Black Money has warned the
govt on which investment options in
Indian economy
(a) FDI
(b) FII
(c) ECB
(d) P Notes
(e) All of these
145. USA President visit which African
country recently to which his father
originally belong
(a) Ethiopia (b) Kenya
(c) Somalia (d) Zimbabwe
(e) Mozambique
146. The Constitutional 122 nd Amendment
is related to
(a) Land Acquisition
(b) MAT
(c) GST
(d) Citizenship
(e) None of these
147. Which state govt has launched the
Shyamaprasad Mukherjee Jan Van
Vikas Scheme for village
development around tiger
resources
(a) Maharashtra
(b) Gujarat
(c) Rajasthan
(d)Uttarakhand
(e) Odisha
148. The Surakshit Khadya Abhiyan has
been launched by which govt. recently
(a) India
(b) Bihar
(c) Rajasthan (d)UttarPradesh
(e) Maharashtra
149. As per Union govt. report how many
states have achieved or exceeded the
literally rate of 80%
(a) 10
(b) 12
(c) 14
(d) 16
(e) 18
150. The Cabinet Committee on Economic
Affairs has extended the deadline for
CCTNS implementation till
(a) March 2016
(b) March 2017
(c) March 2018
(d) March 2019
(e) March 2022
151. Which city has emerges as the first
nomination to be received by the Union
Urban Development Ministry for a
Smart City Mission
(a) Ranchi
(b) Patna
(c) BBSR
(d) Puduchhery
(e) Lucknow
152. How many Indian companies have
found their name in the fortune 500
global company list 2015
(a) 4
(b) 5
(c) 7
(d) 9
(e) 14
153. USA and Cuba established diplomatic
relation after a gap of how many years
(a) 43
(b) 46
(c) 49
(d) 54
(e) 56
154. BRICS promoted New Development
Bank started its operation recently
from
(a) Beijing
(b) Pretoria
(c) Sanghai
(d) New Delhi
(e) Brasilia
155. India has expressed its concern over
American military sale to
(a) Afghanistan (b) China
(c) Sri Lanka
(d) Pakistan
(e) Nepal
156. The Kepler Space Telescape has been
developed by which country
(a) France
(b) USA
(c) Russia
(d) Japan
(e) China
157. China will sale 8 submarines to which
country as per recent agreement
(a) USA
(b) France
(c) India
(d) Pakistan
(e) Afghanistan
158. UNESCO has declare “Conakry” in
which country as the World Book
Capital 2017
(a) Guinea
(b) Turkey
(c) Somalia (d) Nigeria
(e) None of these
159. What is Indian position in the world
among countries generating power from
nuclear source
(a) 6th
(b) 7th
(c) 12th
(d) 16th
(e) 20th
160. What is present Indian nuclear power
generation capacity
(a) 16078 mw (b) 9073 mw
(c) 6732 mw (d) 5780 mw
(e) 52343 mw
161. Bank of India plans to raise what
amount through the bond sale
(a) Rs. 5000 cr.
(b) Rs. 6000 cr.
(c) Rs. 7000 cr.
(d) Rs. 8000 cr.
(e) Rs. 10,000 cr.
162. As per PFRDA who among the
following can invest in National
Pension Scheme in India
(a) NRI
(b) PIO
(c) OCI
(d) Both a & b
(e) None of these
163. The Union govt. proposed to constitute
a Monetary Policy Committee with
how many members
(a) 5
(b) 4
(c) 7
(d) 6
(e) 9
164. In the proposed Monetary Policy
Committee RBI will have how
many members
(a) 4
(b) 3
(c) 2
(d) 1
(e) 5
165. What is the disinvestment target for
this financial year
(a) Rs. 55500 cr.
(b) Rs. 69500 cr.
(c) Rs. 64500 cr.
(d) Rs. 36500 cr.
(e) Rs. 47500 cr.
166. President Pranab Mukherjee has
recently appointed how many member
from the Anglo-Indian Community to
the Lok Sabha
(a) 3
(b) 2
(c) 4
(d) 5
(e) 7
167. Ajay Mathur has bene appointed as
the Director General of
(a) NTPC
(b) BARC
(c) DRDO
(d) TERI
(e) ISRO
168. T.K. Chand has been appointed as the
new Chairman cum MD of which of
the following
(a) NTPC
(b) NALCO
(c) SAIL
(d) BHEL
(e) GAIL
169. National Broadcasting Day is celebrated
on
41
(a) 21st July (b) 22nd July
(c) 23rd July (d) 24th July
(e) 25th July
170. India ISRO has earned $ 100 million
by successfully launching 45
commercial satellites from how many
countries
(a) 15
(b) 12
(c) 19
(d) 13
(e) 22
171. Union govt. has recently signed a peace
accord with which north-eastern
insurgent group
(a) NDDB
(b) NSCN-IM
(c) NSCN-K (d) KLO
(e) ABSU
172. India will host the FIPIC summit which
is an association of
(a) Asian nations
(b) African nations
(c) European nations
(d) Island nations
(e) South American nations
173. USA govt. and its power plant owners
agreed to slash their carbon emission
by what percent by 2030
(a) 22%
(b) 32%
(c) 42%
(d) 52%
(e) 62%
174. Muttahida Qaumi Movement is a
political group in
(a) Bangladesh
(b) Pakistan
(c) Iran
(d) Iraq
(e) Syria
175. The union govt. is planning to launch a
spectacular psychological operation to
prevent recruitment by naxal named
(a) Psyops
(b) Psynax
(c) Grayhound
(d) Octpus
(e) STU
176. The Union Environment Ministry has
given clearance to how many
infrastructure projects recently located
in protected areas & tiger reserves
(a) 28
(b) 18
(c) 38
(d) 13
(e) 25
177. The biennial defence trade exhibition
Defexpo India 2016 will be held in
February 2016 in
(a) Maharashtra
(b) Rajasthan
(c) Goa
(d) New Delhi
(e) Bihar
178. As per UNO report titled world
population projection 2015 India will
surpass China to be the most
populous nation by
(a) 2020
(b) 2022
(c) 2025
(d) 2030
(e) 2050
179. WHO has declared 100% successful
trial of VSV-ZEBOV vaccine against
which diseases recently
(a) Plague
(b) AIDS
(c) Cholera (d) Ebola
(e) None of these
180. India will test the Barak-8 long range
surface-to-air missile developed in
collaboration with
(a) USA
(b) Russia
(c) Israel
(d) France
(e) China
181. To control the Malaria menace
which country has established
world’s largest mosquito factory to
sterilise mosquito
(a) USA
(b) Russia
(c) China
(d) Myanmar
(e) Japan
182. Due to heavy flood and rain national
emergency has been declared in which
country
(a) Bangladesh
(b) Myanmar
(c) Sri Lanka
(d) Pakistan
(e) Nepal
183. The central govt. has declared to
infuse what amount in the next 4
years to the PSU banks
(a) Rs. 50000 cr.
(b) Rs. 60000 cr.
(c) Rs. 40000 cr.
(d) Rs. 70000 cr.
(e) Rs. 80000 cr.
184. The Hong Kong central bank has
imposed a fine of 7.5 million Hong
Kong dollar on which Indian Bank for
violating anti money laundering rules
(a) SBI
(b) UCO
(c) PNB
(d) IOB
(e) BOB
185. Which Mutual Fund crossed the Rs. 1
lakh cr. mark recently
(a) SBI Mutual Fund
(b) Reliance Mutual Fund
(c) Tata Mutual Fund
(d) UTI Mutual Fund
(e) Birla Mutual Fund
186. The “Dhanchayat” educational film
on creating awareness on the dangers
of borrowing money from the
unorganised sector has been launched
by which bank
(a) ICICI
(b) SBI
(c) NABARD (d) HDFC
(e) Kotak Mahindra
187. Forbes Asia Fabulous 50 list
released on the eve of its 10 th
anniversary has listed how many
Indian companies
(a) 8
(b) 10
(c) 12
(d) 15
(e) 20
188. Which state become the 1 st to pass
mandatory voting rule
(a) Rajasthan
(b) Gujarat
(c) Maharashtra
(d) Tamil Nadu
(e) West Bengal
189. How many Bangladeshi enclaves inside
India have been exchanged by the IndoBangladesh Land Boundary agreement?
(a) 111
(b) 81
(c) 91
(d) 51
(e) 41
190. Indian Kalyani Group has partnered
with the Rafel company from which
country to produce the Spike Anti Tank
guided missile in India
(a) USA
(b) Russia
(c) Japan
(d) France
(e) Israel
191. The RBI has decided to put into
circulation what denomination coin to
commemorate International Day of
Yoga
(a) 5
(b) 10
(c) 50
(d) 100
(e) 500
192. Which Foreign Bank has decided to
stop its private banking business in
India
(a) CITI
(b) HSBC
(c) RBS
(d) American Express
(e) None of these
193. Indian govt. has signed a $ 300 million
loan agreement with which bank for
NRHM
(a) IMF
(b) ADB
(c) World Bank
42
(d) IFC
(e) IDA
194. Sanjeev Chaturvedi & Ansuhu Gupta
of India have been selected for the
Ramon Magsaysay Award given by
which country
(a) USA
(b) Switzerland
(c) France
(d) Philippines
(e) None of these
195. Union sports ministry has
constituted a working group to
prepare a revised draft of the
National Sports Development code
with how many numbers
(a) 3
(b) 5
(c) 7
(d) 9
(e) 12
196. Recently which country has been
formally conforred associate
membership status by CERN.
(a) India
(b) Nepal
(c) Myanmar (d) Pakistan
(e) Afghanistan
197. International Olympic Committee has
officially recognised which event as on
Olympic sport
(a) Hockey
(b) Baseball
(c) Basketball
(d) Fresbee
(e) None of these
198. World Archery Championship 2015
was held recently in
(a) Beijing
(b) Tokyo
(c) Herosima (d) New York
(e) Kyoto
199. HD219134 in news recently is
(a) Galaxy
(b) Planetary System
(c) Vaccine against Ebola
(d) New Satellite launched by NASA
(e) None of these
200. Indian Joshna Chinappa who won
USD15000 Victorian Open is
associated with which sports
(a) Chess
(b) Kabbadi
(c) Football (d) Squash
(e) Golf
ANSWER KEYS
1.(a)
5.(b)
9.(c)
13.(d)
17.(a)
21.(c)
25.(d)
29.(d)
33.(c)
37.(b)
41.(d)
45.(b)
49.(a)
53.(c)
57.(c)
61.(c)
65.(d)
69.(b)
73.(d)
77.(d)
81.(b)
85.(d)
89.(c)
93.(a)
97.(c)
101.(b)
105.(d)
109.(c)
113.(c)
117.(c)
121.(b)
125.(c)
129.(a)
133.(c)
137.(d)
141.(a)
145.(b)
149.(c)
153.(d)
157.(d)
161.(b)
165.(b)
169.(b)
173.(b)
177.(c)
181.(c)
185.(d)
189.(d)
193.(b)
197.(d)
2.(b)
6.(b)
10.(b)
14.(a)
18.(c)
22.(c)
26.(b)
30.(c)
34.(b)
38.(d)
42.(d)
46.(c)
50.(c)
54.(d)
58.(c)
62.(a)
66.(d)
70.(c)
74.(b)
78.(d)
82.(a)
86.(a)
90.(b)
94.(b)
98.(b)
102.(b)
106.(b)
110.(e)
114.(e)
118.(d)
122.(b)
126.(d)
130.(d)
134.(d)
138.(b)
142.(b)
146.(c)
150.(b)
154.(c)
158.(a)
162.(a)
166.(b)
160.(c)
174.(b)
178.(b)
182.(b)
186.(d)
190.(e)
194.(d)
198.(b)
3.(d)
7.(b)
11.(b)
15.(e)
19.(b)
23.(d)
27.(b)
31.(c)
35.(c)
39.(c)
43.(d)
47.(d)
51.(d)
55.(c)
59.(a)
63.(c)
67.(a)
71.(a)
75.(d)
79.(e)
83.(d)
87.(b)
91.(d)
95.(d)
99.(b)
103.(d)
107.(a)
111.(c)
115.(d)
119.(c)
123.(b)
127.(c)
131.(b)
135.(c)
139.(b)
143.(c)
147.(a)
151.(d)
155.(d)
159.(c)
163.(c)
167.(d)
171.(b)
175.(a)
179.(d)
183.(d)
187.(b)
191.(b)
195.(d)
199.(b)
4.(a)
8.(c)
12.(c)
16.(b)
20.(d)
24.(a)
28.(c)
32.(a)
36.(c)
40.(c)
44.(c)
48.(b)
52.(b)
56.(d)
50.(c)
64.(c)
68.(c)
72.(c)
76.(c)
80.(c)
84.(d)
88.(b)
92.(d)
96.(c)
100.(c)
104.(d)
108.(b)
112.(c)
116.(e)
120.(b)
124.(b)
128.(c)
132.(c)
136.(c)
140.(b)
144.(d)
148.(a)
152.(c)
156.(b)
160.(d)
164.(b)
168.(b)
172.(d)
176.(b)
180.(c)
184.(a)
188.(b)
192.(c)
196.(d)
200.(d)

40 MCQ ON COMPUTER
1. Which of the following is not true about
the fact of computer memory?
1) Secondary memory is external
and permanent in nature.
2) Floppy disk is the example of
Magnetic Disk.
3) Cache memories are accessed
much faster than conventional
RAM.
4) EPROM memory, overcome the
problem of PROM & ROM
5) None of these
2. Software piracy is
1) The unauthorized copying of
software.
2) Application software that are
used instead of available upgraded
versions.
3) Where a single software work
together to a common purpose.
4) Both 1 & 2
5) None of these
3. Which among the following is not an
example of Internet Browser?
1) Opera
2) Safari
3) Deepnet Explorer
4) Mozilla firefox
5) None of these
4. 1 PB = ?
1) 1024 GB
2) 1024 EB
3) 1024 TB
4) 1024 MB
5) None of these
5.
is the initialization of a
computerized system or restarting a
computer or its operating system
software.
1) Formatting
2) Booting
3) Plug and play
4) Readying
5) None of these
6. PDA stands for1) A personal digital assistant
2) Particular data application
3) Permanent digital android
4) Planning for development assistance
5) None of these
7. Which is not an input peripheral device?
1) Touch screen
2) MIC
43
3) Webcam
4) Image scanner
5) None of these
8. Which shortcut keys is used to insert
new worksheet in Microsoft excel?
1) Alt + Shift
2) Shift + Alt + F10
3) Alt + Shift + F1
4) Ctrl + Shift + F1
5) None of these
9. VPN stands for1) Visual personal Network
2) Video Protocol Network
3) Voice Protocol Network
4) Virtual Private Network
5) None of these
10. Shift key is a –
1) Dead key
2) sticky key
3) Navigation key
4) Editing key
5) None of these
11. .db stands for1) Data file
2) Database file
3) Dynamic link library
4) None
5) None of these
12. Which domain n ame is used for
international organizations ?
1) .net
2) .nil
3) .int
4) .com
5) .co.in
13. Backup software is the example of1) System software
2) Utility software
3) Applications software
4) Office software
5) None of these
14.
an e-mail deleted message
storage1) Phishing 2) SPAM
3) JUNK
4) TRASH
5) None of these
15. Which of the followings is the example
of Flash memory?
1) pendrive 2) DRAM
3) SRAM
4) Both 1 and 3
5) None of these
16. The speed at which the CPU can
perform the basic operation is called
1) MIPS
2) Kbps
3) Clock-Rate 4) Wordlength
5) None of these
17. The
provides the flow of data
between comp on en ts with in th e
motherboard.
1) path
2) circuit
3) Bus
4) port
5) Application way
18. Which option is used to display all open
files in the window?
1) New window
2) Split word count
3) Arrange all
4) Auto summarize
5) None of these
19. ‘Esc’ key usually –
1) Cancels a dialog box
2) Closes a sheet
3) A navigation key
4) Both 1 and 2
5) None of these
20. Computer savvy means1) with advanced skills in the use of
computers
2) Good at hardware and software.
3) Must have expertise in dealing
with all types of softwares
4) Good at internet chating
5) All of the above
21. Which device is used to access you
computer by other computer or for
talk over phone?
1) RAM
2) CD ROM drive
3) Modem
4) Hard drive
5) None of these
22. The network which can be established
within a room , building as well as in a
compus only?
1) LAN
2) MAN
3) WAN
4) INTERNET
5) None of these
23. The first network that initiated the
internet was1) Inet
2) Vnet
3) NSFnet
4) Arpanet
5) None of these
24. Messenger mailbox is present in which
of the given1) Internet Explorer
2) Netscape communicator
3) Both 1 & 2
4) Neither 1) nor 2)
5) None of these
25. Website is a collection of-
26.
27.
28.
29.
30.
31.
32.
33.
34.
1) HTML doc.
2) Graphic Files
3) Audio & Video Files
4) All of these
5) None of these
GOOGLE PLUS is1) Browser
2) Search Ingine
3) Social Networking site
4) All of these
5) None of the above
(1011100) 2 what is the octal
representation?
1) 143
2) 134
3) 74
4) 96
5) None of these
What is the file extension of M.S. Paint
1) .jpg
2) .gif
3) .png
4) .bmp
5) None of these
MIME is1) A transport agent for E-mail
2) An interface between the mail
client and the web sever
3) A compressor that p ackages
different formats into SMTP
compatible type
4) All of the above
5) None of these
Set of rules used for data transfer1) syntax
2) protocol
3) logic
4) algorithm
5) None of these
Which of the memory is fastest?
1) CACHE
2) RAM
3) Hard disk 4) Rgister
5) None of these
Micro instructions are kept in which
are under given?
1) cache
2) ROM
3) Virtual Memory
4) RAM
5) None of these
8-Bytes can be represented by how
many nibbles
1) 16
2) 12
3) 18
4) 8
5) 24
In DOS, .com stands for?
1) command file
2) communicational file
3) common file
4) character file
5) none
44
35. Which one the following is a valid IP
address?
1) 30.101.22.113
2) 401.192.168.1
3) 501.167.90.12
4) 192.168.1.256
5) None of these
36. How can you increase the font size of
selected text by one point every time?
1) By pressing Ctrl + [
2) By pressing Ctrl + ]
3) By pressing Ctrl + }
4) By pressing Ctrl + {
5) None of these
37. RFC stands for
1) Request for comment
2) Request for compliment
3) Request for calculation
4) All of these
5) None of these
38. The primary key must be a (n)1) Numeric 2) object
3) related
4) unique
5) None of these
39. What is a Virus?
1) firmware 2) freeware
3) shareware 4) malware
5) none of these
40. We use the function key F4 for which
purpose in M.S.word1) To delete the last action
2) To open the find dialogbox
3) To change the last action
4) All of these
5) None of these
ABBREVIATION
ALGOL: Algorithmic Language
ALU: Arithmetic Logic Unit
ANSI: American National Standards
Institute
API: Application Program Interface
APIPA: Automatic Private Internet Protocol
Addressing
BASIC: Beginner‘s All Purpose Symbolic
Instruction Code
BCD: Binary Coded Decimal
BDPS:: Business Data Processing Systems
BHTML: Broadcast Hyper Text Markup
Language
BIOS: Basic Input Output System
BIU: Bus Interface Unit
BMP: Bitmap
C-DAC: Centre For Development Of
Advanced Computing
CAD: Computer Aided Design
CADD: Computer Added Drafting And
Design
DBMS: Data Base Management System
DCA: Defence Communication Agency
DCL: Data Control Language
DHTML: Dynamics Hyper Text Markup
Language
ENIAC: Electronics Numerical Integrator
And Calculator
EPROM: Erasable Programmable Read
ANSWER KEYS
1. (5)
5. (2)
9. (4)
13. (3)
17. (3)
21. (3)
25. (4)
29. (3)
33. (1)
37. (1)
2. (1)
6. (1)
10. (2)
14. (4)
18. (3)
22. (1)
26. (3)
30. (2)
34. (1)
38. (4)
3. (5)
7. (5)
11. (2)
15. (1)
19. (4)
23. (4)
27. (2)
31. (4)
35. (1)
39. (4)
4. (3)
8. (3)
12. (3)
16. (3)
20. (1)
24. (1)
28. (4)
32. (2)
36. (2)
40. (2)
Only Memory
FORTRAN: Formula Translation
FPS: Frames Per Second
FRAM: Ferro Electric Random Access
Memory
HSR: Horizontal Scan Rate
HTML: Hyper Text Markup Language
HTTP: Hyper Text Transfer Protocol
IL: Intermediate Language

IOP: InputOutput Processor
IP: Internet Protocol
ISO: International Standard Organization
ISP: Internet Service Provider
LCD: Liquid Crystal Display
LDAP: Light Weight Directory Access
Control
LIFO: Last In First Out
MG: Mega Bytes
MICR: MagneticInk Characters Reader
MIDI: Musical Instrument Digital Interface
MG: Mega Bytes
MICR: MagneticInk Characters Reader
MIDI: Musical Instrument Digital Interface
OS: Operating System
OSI: Open System Interconnection
PC: Personal Computer
PCI: Peripheral Component Interconnect
PCMCIA: Personal Computer Memory
Card International Association
PDA: Personal Digital Assistant
PDF: Portable Document Format
PDL: Page Description Language
RTC: Real Time Clock
RTF: Rich Text Format
RTOS: Real Time Operating System
SACK: Selective Acknowledgements
SAM: Security Access Manager
SAP: Service Access Point, Systems
Applications Products
SCMP: Software
Configuration
Management Plan
VDL: View Definition Language
VGA: Video Graphics Array
VHS: Video Home System
VLIW: Very Long Instruction Words
VLSI: Very Large Scale Integrated Circuits
VPN: Virtual Private Network

DESCRIPTIVE ENGLISH
Directions (Q.1-10):Read the following passage carefully and answer the given questions.
Certain words/phrases are given in bold to help you to locate them while answering some of
the questions.
IT was an achievement A.P.J. Abdul Kalam was always proud of—the successful launch of
the Indian Space Research Organisation’s (ISRO) three-stage Satellite Launch Vehicle (SLV)3 on July 18, 1980, from Sriharikota, Andhra Pradesh. In fact, that event brought him recognition
and became the launching pad of his spectacular career as a rocket engineer and missile
technologist who put India on the world map as a space-faring nation and a missile power.
Kalam received the Bharat Ratna, India’s highest civilian award, in November 1997, played a
key role in India’s nuclear tests at Pokhran, Rajasthan, in May 1998, and became the President
of India in 2002. He had a natural affinity for aeroplanes, rockets and missiles. “It was a joy
to study the structure of an aircraft,” he once told the alumni of the Madras Institute of
Technology (MIT), Chromepet, Chennai, from where he graduated after a three-year diploma
in aeronautical engineering.
Kalam’s life was a journey from a simple house on the island of Rameswaram in Tamil Nadu
to the Rashtrapati Bhavan, the presidential palace, in New Delhi. He was the most popular
President, establishing an extraordinary connect with the common people, youth and children.
He ceaselessly exhorted them to dream and build a developed India and thus came to symbolise
their aspirations.
He said: “Dream is not something that you see in your sleep, it is something that does not let
you sleep.” When he asked a child in Hyderabad what her dream was, she replied, “Sir, I want
to live in a developed country.” The child’s reply haunted him for several days. He always
held that technology was the key to India becoming a developed country.
He died in Shillong, Meghalaya, on July 27, 2015 while addressing the students of the Indian
Institute of Management. In the flurry of tributes that followed, it was relevant that he was
most often described as a scientist first and politician second. Though he rose from humble
beginnings to become India’s head of state, Abdul Kalam’s initial calling was elsewhere.
For 40 years before he entered public life, Abdul Kalam was a scientist, working first in
defence research before moving on to India’s space programme. He was popularly known as
the father of the country’s missile programme, but Abdul Kalam also made breakthroughs in
other areas – notably using what he learnt from rocket technology to create a low-cost
coronary stent.
Abdul Kalam liked to boast that he was “made in India”, because he received all his scientific
training in the country. And he was an inspiration in many ways: what Abdul Kalam represented
was the best of what India is and can be.
For starters, he was a scientist fascinated by classical poetry and traditional Indian music. He
was a Muslim in a country that too often today celebrates only one of its many religious
traditions, and he was a fierce patriot who contributed to India’s security.
He was a self-made, ascetic politician at a time when too many Indians believe their political
class is corrupt and hereditary. Most of all, he was a patrician from humble beginnings who
never forgot his own past, nor the grand history of his country.
Abdul Kalam’s life, then, gave the lie to many myths that have been allowed to grow up about
India, not least by a political class to whom he was an outsider. The idea that India belongs to
only one religious tradition, that politics is the domain only of an elite or career politicians
that those who reach high status strive only for themselves. These are pernicious myths
about a great country, and Abdul Kalam embodied their rejection. He died giving a lecture, still
tirelessly talking at 83. He will be missed by many Indians because of who he was; he will be
missed by many more because of what he represented.
1. Which event became the launching pad of Late Dr. APJ Abdul Kalam’s career?
a) Successful launch of the Indian Space Research Organisation’s SLV-3
b) When he received Bharat Ratna, India’s highest civilian award
c) When he became the President of India in 2002
d) All of the above
e) None of the above
45
2.
3.
4.
5.
6.
7.
8.
9.
Where the India’s nuclear tests were conducted in May 1988?
a) Shillong, Meghalaya
b) Sriharikota, Andhra Pradesh
c) Pokhran, Rajasthan
d) Chromepet, Chennai
Which of the following is/are true about Late Dr. APJ Abdul
Kalam according to the above passage?
(1) He considered himself as ‘made in India’ as he received
his scientific training in India itself.
(2) He is mostly recognised as more a scientist than a
politician.
(3) He had a natural liking for rockets and missiles.
a) Only 1 and 2
b) Only 2 and 3
c) Only 1 and 3
d) All 1, 2 and 3
What were his breakthrough achievements in other areas than
missile programming?
a) He developed a low- cost coronary stent
b) He made India a technologically advanced nuclear nation
c) He played a key role in the success of Mars Orbitor
Mission
d) All of the above
e)
None of the above
What are the other likings of Late Dr. APJ Abdul Kalam apart
from aeroplanes, rockets and missiles?
a) Classical Poetry
b) Traditional Indian Music
c) Folk Dances of Southern India
d) Only A and B
e) Only B and C
What common beliefs were proven to be myths by the life that
Late Dr. APJ Abdul Kalam lived?
a) India belongs to only one religious tradition and not more
than one religion can exist in harmony in a single country
b) Politics is only a career for the people belonging to high
and elite society and those who make it to the position
are often very self-oriented
c) A person not belonging to a political class is an outsider
and cannot make a stance in this field
d) Only A and B
e) All of the above
Choose the word which is most OPPOSITE in meaning of the
word Spectacular, as used in the passage.
a) Glorious
b) Amazing
c) Breath-taking
d) Magnificent
e) Unimpressive
Choose the word which is most SAME in meaning of the
word Exhorted, as used in the passage.
a) Deter
b) Sympathetic
c) Encourage
d) Discourage
e) Comfortable
Choose the word which is most OPPOSITE in meaning of the
word Aspirations, as used in the passage.
a) Desirer
b) Yearning
c) Hankering
d) Apathy
e) Aim
46
10.
Choose the word which is most SAME in meaning of the
word Pernicious, as used in the passage.
a) Revolutionary
b) Detrimental
c) Positive
d) Benign
e) Favourable
ANSWERS
1.c
6.c
2.a
7.a
3.e
8.d
4.d
9.b
5.b
10.e

WORD OF THE MONTH
Directions (1-5): Out of the four alternatives choose the one
which best expresses the meaning of the given word.
1.
2.
3.
4.
5.
Lethargy
(a) Excitement
(c) Haziness
Placid
(a) Calm
(c) Worried
Humility
(a) Pride
(c) Boldness
Elate
(a) Please
(c) Disgust
Relevant
(a) Trivial
(c) Appropriate
(b) Vigor
(d) Vivaciousness
(b) Agitated
(d) Passionate
(b) Modestly
(d) Arrogance
(b) Disgrace
(d) inspire
(b) Urgent
(d) Weak
Directions (6-10): Choose the word opposite in meaning to
the given word.
6.
Minor
(a) Big
(c) Tall
7. Revealed
(a) Denied
(c) Ignored
8. Hypocritical
(a) Gentle
(c) Amiable
9. Fickle
(a) Courageous
(c) Steadfast
10. Abound
(a) Shine
(c) Suffice
(b) Major
(d) Heavy
(b) Concealed
(d) Overlooked
(b) Sincere
(d) Dependable
(b) Sincere
(d) Humble
(b) Lack
(d) Fail
ANSWERS
1.c
6.b
2.a
7.b
3.b
8.b

4.a
9.c
5.c
10.b
BANKING TERMINOLOGY
Annual Percentage Yield (APY): A percentage rate reflecting
the total amount of interest paid on a deposit account based on the
interest rate and the frequency of compounding for a 365-day year.
Asset-Backed Securities (ABS): A type of security that is backed
by a pool of bank loans, leases, and other assets. Most ABS are
backed by auto loans and credit cards – these issues are very
similar to mortgage-backed securities.
Automatic Bill Payment: A checkless system for paying recurring
bills with one authorization statement to a financial institution.
For example, the customer would only have to provide one
authorization form/letter/document to pay the cable bill each month.
The necessary debits and credits are made through an Automated
Clearing House (ACH).
Basel-II: The Committee on Banking Regulations and Supervisory
Practices, popularity known as Basel Committee, submitted its
revised version of norms in June, 2004. Under the revised accord
the capital requirement is to be calculated for credit, market and
operational risks. The minimum requirement continues to be 8%
of capital fund (Tier I & II Capital) Tier II shall continue to be not
more than 100% of Tier I Capital.
Basis Point: One hundredth of 1%. A measure normally used in
the statement of interest rate e.g., a change from 5.75% to 5.81% is
a change of 6 basis points. Bear Markets: Unfavorable markets
associated with falling prices and investor pessimism.
Certificate of Deposit:. Certificate of Deposits are negotiable
receipts in bearer form which can be freely traded among investors.
This is also a money market instrument,issued for a period ranging
from 7 days to f one year .The minimum deposit amount is Rs. 1
lakh and they are transferable by endorsement and delivery.
Controlling Shareholder: Any person who is, or group of
persons who together are, entitled to exercise or control the exercise
of a certain amount of shares in a company at a level (which differs
by jurisdiction) that triggers a mandatory general offer, or more of
the voting power at general meetings of the issuer, or who is or are
in a position to control the composition of a majority of the board
of directors of the issuer.
Convertible Bond: A bond with an option, allowing the
bondholder to exchange the bond for a specified number of shares
of common stock in the firm. A conversion price is the specified
value of the shares for which the bond may be exchanged. The
conversion premium is the excess of the bond’s value over the
conversion price.
Foreign Banks: Banks incorporated outside India but operating
in India and regulated by the Reserve Bank of India (RBI),. e..g.,
Barclays Bank, HSBC, Citibank, Standard Chartered Bank, etc.
Future Value of an Annuity: The amount to which a stream of
equal cash flows that occur in equal intervals will grow over a
47
period of time when it is placed in an account paying compound
interest.
Hypothecation: Charge against property for an amount of debt
where neither ownership nor possession is passed to the creditor.
In pledge, possession of property is passed on to the lender but in
hypothecation, the property remains with the borrower in trust
for the lender.
Insolvent: Insolvent is a person who is unable to pay his debts as
they mature, as his liabilities are more than the assets . Civil Courts
declare such persons insolvent. Banks do not open accounts of
insolvent persons as they cannot enter into contract as per law.
Interest Warrant: When cheque is given by a company or an
organization in payment of interest on deposit , it is called interest
warrant. Interest warrant has all the characteristics of a cheque.
IPO price: The price of share set before being traded on the stock
exchange. Once the company has gone Initial Public Offering, the
stock price is determined by supply and demand.
JHF Account : Joint Hindu Family Account is account of a firm
whose business is carried out by Karta of the Joint family, acting
for all the family members.. The family members have common
ancestor and generally maintain a common residence and are subject
to common social, economic and religious regulations.
Limited Companies Accounts: Accounts of companies
incorporated under the Companies Act, 1956 . A company may be
private or public. Liability of the shareholders of a company is
generally limited to the face value of shares held by them.
Leverage Ratio: Financial ratios that measure the amount of debt
being used to support operations and the ability of the firm to
service its debt.
Libor: The London Interbank Offered Rate (or LIBOR) is a daily
reference rate based on the interest rates at which banks offer to
lend unsecured funds to other banks in the London wholesale money
market (or interbank market). The LIBOR rate is published daily
by the British Banker’s Association and will be slightly higher than
the London Interbank Bid Rate (LIBID), the rate at which banks
are prepared to accept deposits.

100 G.K. QUESTION FOR SSC/RAILWAY
1.
2.
3.
4.
5.
6.
7.
8.
9.
Reasons for the growth of Regional
Political Parties in India is?
(a) Lack of effective opposition
(b)Economic disparities among the
States
(c) Failure of the national parties
(d) All of the above
The first state in India to be formed on
linguistic basis is
(a) Andhra Pradesh
(b) Odisha
(c) Karnataka
(d) Maharashtra
The only Union Territory which has
High Court of its own is
(a) Chandigarh
(b) Daman and Diu
(c) Delhi
(d) Lakshadweep
One of the following subjects is not in
the State List:
(a) Market and fairs
(b) Bankruptcy and insolvency
(c) Police and Prisons
(d) Public health and sanitation
Who was the founder of Slave Dynasty
in India?
(a) Balban
(b) Qutub-ud-din Aibak
(c) Muhammad Ghori
(d) Iltutmish
Chandragupta Maurya was the
(a) Great-grandfather of Ashoka
(b) Brother of Ashoka
(c) Father of Ashoka
(d) Grandfather of Ashoka
Who was known as ‘Lakh Baksh’?
(a) Iltutmish
(b) Raziya
(c) Qutub-ud-din Aibak
(d) Babar
Who was among the pioneer among the
social reforms?
(a) Ramkrishna Paramhans
(b) Swami Vivekananda
(c) Raja Rammohun Roy
(d) Dayanand Saraswati
Which of the following classes did not
participate in the Revolt of 1857?
1. Agriculture labourers
2. Money lenders
3. Peasants
4. Zamidars
(a) 2 only
(b) 2 and 4
(c) 1 only
(d) 1 and 2
48
10. Pradhanmantri Bharat Jodo Pariyojna
is related to
(a) Linking of rivers
(b) Development of Roads
(c) Communication
(d) Social Integration
11. CD-ROM is a
(a) Magnetic Memory
(b) Secondary Memory
(c) Semiconductor Memory
(d) Memory Register
12. pH value of blood is
(a) In between 8 and 10
(b) Greater than 10
(c) Less than 6
(d) In between 7 and 8
13. Great Barrier Reef is situated in
(a) Australia
(b) Nova Scotia
(c) North Sea
(d) Southern China
14. In India, the longest day occurs on
(a) April 13
(b) October 13
(c) June 21
(d) March 21
15. Which one of the following is not found
in new alluvial soil?
(a) Humus
(b) Gas
(c) Minerals (d) Water
16. Palghat Gap connects Tamil Nadu with
(a) Kerala
(b) Karnataka
(c) Andhra Pradesh
(d) Both (a) and (b)
17. Jodhpur receives less rainfall than Delhi
because
(a) Arabian Sea runs parallel to Aravali
(b) It is on leeward side of the winds
(c) Condensation does not place there
(d) All of above factors
18. Bamboo is a
(a) Tree
(b) Climber
(c) Shrub
(d) Herb
19. Which vitamins are those which if taken
in excess can be dangerous as they are
stored in the body?
(a) B Complex
(b) E and C
(c) B and C
(d) A and D
20. Which one of the following constitutes
two best reasons for distinguishing the
living from the non-living?
(a) Respiration and excretion
(b) Reproduction and locomotion
(c) Irritability and locomotion
(d) Growth and locomotion
21. The expansion of (D)(D)T. is
(a) Dichloro
Diphenyl
Trichloroethane
(b) Dichloro
Diamine
Trichloroethane
(c) Dichloro
Diphenyl
Tetrachloroethane
(d) None of the above
22. Which of the following animals is a
parasite?
(a) Amoeba
(b) Sponge
(c) Plasmodium
(d) Earthworm
23. Which of the following respires by gills?
(a) Cray-fish (b) Star-fish
(c) Silver-fish (d) Jelly-fish
24. The book ‘Friends and Foes’ was
written by
(a) Rajmohan Gandhi
(b) Sheikh Majibur Rahman
(c) Lord Tennyson
(d) Dr. S. Radhakrishnan
25. On the lines of ‘Place on wheels’, a new
train ‘Deccan Odyssey’ is operated
between
(a) Karnataka and Kerala
(b) Kerala and Tamil Nadu
(c) Tamil Nadu and Karnataka
(d) Maharashtra and Goa
26. Name of the famous paper which
Gandhiji edited to propagate his ideas?
(a) Harijan
(b) Satyagrah
(c) Khadi
(d) Swadeshi
27. The aeroplane that dropped an atomic
bomb on Hiroshima was?
(a) White Storm
(b) Thunder Power
(c) Enola Gay
(d) Black Light
28. Which Indian Commercial Bank became
the first in provide mobile ATM
service?
(a) HDFC Bank
(b) SBI
(c) ICICI Bank
(d) IDBI Bank
29. Sivakasi, which recently witnessed
major explosions in the cracker
manufacturing units, is situated in
the State of
(a) Kerala
(b) Chhattisgarh
(c) Tamil Nadu
(d) Andhra Pradesh
30. Ajanta-Ellora Caves are situated near
(a) Ajmer
(b) Aurangabad
(c) Patna
(d) Jaipur
31. Who is the author of the book
‘Apprenticeship of a Mahatma’ is
based
(a) Arundhati Roy
(b) Shyam Benegal
(c) Shobha De
(d) Fatima Meer
32. The ‘break-even point’ is where
(a) Marginal revenue equals marginal
cost
(b) Average revenue equals average cost
(c) Total revenue equals total cost
(d) None of the above
33. South-south dialogue is associated with
(a) Co-operation among developing
nations
(b) Arms conference
(c) Summit meeting between the
developed and the developing
countries
34. Among the following, which one is not a
football club?
(a) Arsenal
(b) Aston Villa
(c) Chelsea (d) Monte Carlo
35. Rate of interest is determined by
(a) The rate of return on the capital
invested
(b) Central Government
(c) Liquidity preference
(d) Commercial Banks
36. Which of the following has not been a
component of the agricultural strategy
that brought about the Green
Revolution?
(a) Greater intensity of cropping
(b) Guaranteed maximum prices
(c) New agricultural technology
(d) Package of inputs
37. Which of the following makes the skin
layer impervious to water?
(a) Collagen (b) Melanin
(c) Keratin
(d) Chitin
38. Generally, the soil of the northern plains
of India id formed by
(a) Degradation
(b) Aggradation
(c) Weathering in situ
(d) Erosion
39. Two richest source of edible protein are
(a) Meat and eggs
(b) Milk and vegetable
(c) Soyabean and groundnut
49
(d) Some type of algae and other
micro-organism
40. Which of the following weeds has been
found useful to check water pollution
caused by industrial effluents?
(a) Parthenium
(b) Elephant grass
(c) Water hyacinth
(d) Both (a) and (b) above
41. Mughal presence in the Red Fort ceased
with the fall of
(a) Aurangzeb
(b) Muhammad Shah
(c) Shah Alam
(d) Bahadur Shah ‘Zafar’
42. Who was the first known Gupta ruler?
(a) Sri Gupta
(b) Chandragupta I
(c) Ghatotkacha
(d) Kumaragupta I
43. Which of the following international
prizes/awards is given for outstanding
contribution on the field of the
journalism?
(a) Booker Prize
(b) Pulitzer Prize
(c) Sakharov Prize
(d) Sullivan Prize
44. Who is recognised as the Father of
Geometry?
(a) Pythagoras
(b) Euclid
(c) Johann Kepler
(d) Rene Descartes
45. With which of the following fields is
Ben Kingsley associated?
(a) Sports
(b) Medical Science
(c) Motion Picture
(d) Social Service
46. Who among the following leaders was
not assassinated?
(a) Mahatma Gandhi
(b) Liaqat Ali Khan
(c) Muhammed Ali Jinnah
(d) Lord Louis Mountbatten
47. When was colour TV transmission
introduced in India?
(a) 1980
(b) 1981
(c) 1982
(d) 1984
48. Who was the founder Director of TIFR?
(a) S. S. Bhatnagar
(b) H. J. Bhabha
(c) M. N. Saha
(d) Vikaram Sarabhai
49. When was ISRO set up?
(a) 1965
(b) 1969
(c) 1971
(d) 1976
50. How many countries have exploded the
atom bomb before India?
(a) 5
(b) 6
(c) 4
(d) 3
51. Manikaran Power Plant is in ?
(a) Arunachal Pradesh
(b) Himachal Pradesh
(c) Madhya Pradesh
(d) Uttar Pradesh
52. First Internal Affairs Minister of
independent India ?
(a) Sardar Vallabhai Patel
(b) Lal Bahadur Shastri
(c) Jawaharlal Nehru
(d) V. Krishna Menon
53. The Andolan Express runs between
Singur and __
(a) Kolkata (b) Siliguri
(c) Howrah (d) Dhaka
54. Who introduced English education in
India ?
(a) Cornwalis (b) Rippon
(c) Delhousie (d) William Bentinck
55 The only medal winner for India in
Sydney Olympics 2000 ?
(a) Leander Paes
(b) Karnam Malleswari
(c) P.T.Usha
(d) Mahesh Bhupathi
56. According to census 2011, the number
of males and females in India are (a) 62.37 and 58.65 crores
(b) 61.67 and 59.35 crores
(c) 60.39 and 60.63 crores
(d) 63.28 and 57.74 crores
57. Who was the first Hindi writer to receive
Jnanpith Award?
(a) Dr. Randhari Singh Dinkar
(b) S. H. Vatsyayan
(c) Mahadevi Verma
(d) Sumitranandan Pant
58. Which of the following is not correct?
(a) MSP - Minimum Support Price
(b) NGT - National Green Tribunal
(c) BSF - Border Security Force
(d) PIL - Public Introduced Litigation
59. Which of the following is not a
national holiday?
(a) 2nd October
(b) 15th Aughtst
(c) 26th January
(d) 25th December
60. Which is not a component of to qualify
the ‘Green Embassy’?
(a) Rain water harvesting system
(b) Installation of solar panels on the
roof
(c) Installation of air treatment filter
in the office ventilation system
(d) Daily disposal of garbage
generated in the embassy
61. ‘CEPI’ stands for
(a) Comprehensive Environmental
Pollution Index
(b) Council
of Environmental
Pollution of India
(c) Centre
of Environmental
Pollution Indiana
(d) Centre
of Environmental
Pollution and Industries
62. The author of ‘Philosophic Zoologique’
is (a) Lamarck (b) Darwin
(c) Aristotle (d) Morgan
63. Border roads are built solely with the
purpose of maintaining
(a) trade ties with neighbouring
countries
(b) tourism
(c) security of the country
(d) religious ties with other countries
64. The principle of ‘Kinship’ is the basis
for one of the following theories of
origin of the state (a) Social contract theory
(b) Evolutionary theory
(c) Force theory
(d) Divine origin theory
65. In Uttar Pradesh IT City is being
established in (a) Allahabad (b) Kanpur
(c) Lucknow (d) Varanasi
66. The President of India can be removed
from his office by the
(a) Parliament
(b) Chief Justice of India
(c) Prime Minister
(d) Lok Sabha
67. If the President returns a Bill sent to
him for his assent and the Parliament
once again passes the Bill in its original
form, then the President
(a) Can seek the opinion of the
Supreme Court on the bill
(b) Gives assent to the bill
(c) Can once again return the bill for
further reconsideration
(d) Can ask for a referendum on the
bill
68. If a Minister loses a no- confidence
motion, then
(a) Lok Sabha is dissolved
(b) Only Prime Minister and that
Minister resigns.
50
69.
70.
71.
72.
73.
74.
75.
(c) The whole Council of Ministers
resigns
(d) The Minister resigns
The only instance when the President
of India exercised his power of veto
related to the
(a) Indian Post Office (Amendment
Bill)
(c) Dowry Prohibition Bill
(c) Hindu Code Bill
(d) PEPSU Appropriation Bill
The control of the preparation of
electoral rolls for parliament and
legislature vests with the
(a) President
(b) Election Commission
(c) Cabinet
(d) Prime Minister
What is contained in the tenth schedule
of the constitution?
(a) Languages recognised by
constitution
(b) Forms of oath or affirmation
(c) Laws that cannot be challenged in
any court of law
(d) Provision
regarding
disqualification on grounds of
defection
For Election to the Lok Sabha, a
nomination paper can be field by
(a) Any citizen of India
(b) Any citizen of India whose name
appears in the electoral roll of a
Constituency
(c) Anyone residing in India
(d) A resident of the Constituency
from which the election to be
contested
In India, political parties are given
recognition by
(a) Election Commission
(b) Speaker of Lok Sabha
(c) President
(d) Law Commission
The Vice President is elected by an
Electoral College consisting of members
of
(a) Both Houses of Parliament and
state legislative
(b) Both Houses of Parliament
(c) Lok Sabha
(d) Rajya Sabha
The election Commission does not
conduct the elections to the
(a) Lok Sabha
(b) President’s election
(c) Rajya Sabha
(d) Local Bodies
76.
Which of the following gland is
responsible for the secretion of insulin?
(a) Pituitary (b) Pineal
(c) Thymus (d) Pancrease
77.
Insulin is discovered by
(a) Linak
(b) Batting & Best
(c) Jenner
(d) Waksman
78.
Islets of langerhans is situated in
(a) Spleen
(b) Brain
(c) Pancreas (d) Liver
79. Corpus luteum is a mass of cells found
is
(a) Brain
(b) Ovary
(c) Pancreas (d) Spleen
80.
Hormone insulin is a
(a) Glycolipid
(b) Fatty acid
(c) Peptide
(d) Sterol
81.
Number of muscles found in human
body(a) 600
(b) 630
(c) 639
(d) 653
82.
Strongest muscle of man found in
(a) Wrist
(b) Finger
(c) Jaw
(d) Leg
83.
Which of the following organ have its
own wave of autonomic excitation?
(a) Heart
(b) Kidney
(c) Liver
(d) Intestine
84. A person feel fatigued due to deposit in
of a acid in their muscles is
(a) Lactic Acid
(b) Ureic acid
(c) Citric acid
(d) Pyruvic acid
85. Cornea is an important part of
(a) Ear
(b) Nose
(c) Kidney
(d) Eye
86. ‘Shantivan” is related to whom?
(a) Smt. Indira Ghandhi
(b) Rajiv Gandhi
(c) Mahatma Gandhi
(d) Pt Jawahar Lal Nehru
87.
Which one of the following Prime
Minister never faced the Parliament
during the tenure?
(a) Chaudhary Charan Singh
(b) V.P Singh
(c) Chandra Sekhar
(d) Atal Behari Vajpayee
88. The office of the Deputy Prime
Minister
(a) was created under the original
Constitution
(b) is an extra – constitutional growth
89.
90.
91.
92.
93.
94.
95.
96.
97.
(c) was created by 44th Amendment
(d) was created by 85th Amendment
Who excercises the actual executive
power under the Parliamentary form
of Government?
(a) Parliament
(b) Prime Minister
(c) President
(d) Bureaucracy
Who was the first Deputy Prime
Minister of India?
(a) Sardar Ballabhbhai Patel
(b) Moraraji Desai
(c) L.K. Advani
(d) Charan Singh
The Council of Ministers does NOT
include
(a) Cabinet Ministers
(b) Cabinet Secretary
(c) Ministers of State
(d) Ministers without Portfolio
Who was the first Foreign Minister of
free India?
(a) Gulzari Lal Nanda
(b) Jawahar Lal Nehru
(c) Lal Bahadur Shastri
(d) John Mathai
The Council of Ministers of Indian
Union is collectively responsible to the
(a) Lok Sabha
(b) President
(c) Rajya Sabha
(d) Prime Minister
Who was the Defence Minister of India
during the Indo China War of 1962?
(a) R.N. Thapar
(b) V.K. Krishna Menon
(c) Govind Ballabh Pant
(d) Jagjivan Ram
The first Law Minister of Independent
India was
(a) M.C. Sitalwar
(b) B.R. Ambedkar
(c) Kailashnath Katju
(d) Rafi Ahmad Kidwai
The inert gas which is substituted for
nitrogen in the air used by deep sea
divers for breathing, is
(a) Argon
(b) Xenon
(c) Helium
(d) Krypton
The gases used in different types of
welding would include
(a) oxygen and hydrogen
(b) oxygen, hydrogen, acetylene and
nitrogen
(c) oxygen, acetylene and argon
(d) oxygen and acetylene
51
98. The property of a substance to absorb moisture from the air on exposure is called
(a) osmosis
(b) deliquescence
(c) efflorescence
(d) desiccation
99. In which of the following activities silicon carbide is used?
(a) Making cement and glass
(b) Disinfecting water of ponds
(c) Cutting very hard substances
(d) Making casts for statues
100. The average salinity of sea water is
(a) 3%
(b) 3.5%
(c) 2.5%
(d) 2%

ANSWER KEYS
1. a
2. a
3. c
4. c
5. b
6. a
7. c
8. c
9. c
10. b
11. b
12. d
13. a
14. c
15. a
16. a
17. d
18. c
19. d
20. a
21. a
22. c
23. a
24. b
25. d
26. a
27. c
28. c
29. c
30. b
31. d
32. c
33. a
34. d
35. c
36. b
37. d
38. b
39. c
40. b
41. d
42. b
43. b
44. b
45. c
46. c
47. c
48. b
49. b
50. b
51. (b)
52. (a)
53. (c)
54. (d)
55. (b)
56. (a) 57. (d)
58. (d)
59. (d)
60. (c)
61. (a)
62. (a)
63. (c)
64. (b)
65. (c) 66. (a)
67. (b)
68. (c)
69. (a)
70. (b)
71. (d)
72. (b)
73. (a)
74. (b) 75. (d)
76. (d)
77. (b)
78. (c)
79. (b)
80. (c)
81. (c)
82. (c)
83. (a) 84. (a)
85. (d)
86. (d)
87. (a)
88. (b)
89. (b)
90. (a)
91. (b)
92. (b) 93. (a)
94. (b)
95. (b)
96. (c)
97. (d)
98. (b)
99. (c)
100. (b)

Important Nuclear Power Plant in India
Plant
Narora Atomic Power
Station
Rajasthan Atomic
Power Station
Tarapur Atomic Power
Station
Kakrapar Atomic
Power Station
Kudankulam Nuclear
Power Plant
Madras Atomic Power
Station
Kaiga Nuclear Power
Plant
Madras Atomic Power
Station
Location
State
Capacity
Narora
Uttar Pradesh
440 MW
Rawatbhata Rajasthan
1180 MW
Tarapur
Maharashtra
1400 MW
Kakrapar
Gujarat
440 MW
Kudankulam Tamilnadu
- MW
Kalpakkam
Tamilnadu
- MW
Kaiga
Karnataka
660 MW
Kalpakkam
Tamil Nadu
440 MW
PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (PRELIMINARY-1)]
ENGLISH LANGUAGE
Directions (1-5): Rearrange the following
six sentences (A),(B),(C),(D),(E) and (F)
in the proper sequence to form a
meaningful paragraph; then answer the
questions given below them.
(A) Basic human needs also include a
sense of belongingness, a feeling
of control over one’s life.
(B) Motivation and inspiration
energize people into action.
(C) Ability to live up to one’s ideals
besides all these is also a
fundamental need.
(D) This is done not by pushing them
in the right direction as control
mechanisms.
(E) Such feeling touch us deeply and
elicit powerful response.
(F) But it is done by satisfying basic
human needs for achievement.
1. Which of the following should be the
FIRST statement after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
SECOND
statement
after
rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
FOURTH
statement
after
rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
FIFTH statement after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
SIXTH (LAST) statement after
rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
52
Directions(6-10) : In the following
passage there are blanks each of which
has been numbered. These numbers are
printed below the passage and against
each five words/ phrases are suggested
one of which fits the blank appropriately.
Find out the appropriate word in each
case.
I used to look _(6)_ to the holidays. I
usually _(7)_ to my uncle’s house where
I _(8)_ his children. I did not get paid a
salary for _(9)_ What I received in return
however, was far more _(10)_ My uncle
was an avid reader. During the time I spent
with his family I had an opportunity to read
the vast amount of books and magazines
that he possessed.
6.
7.
8.
9.
10.
(A) forward (B) towards
(C) backward (D) up
(E) around
(A) went
(B) sent
(C) visited
(D) travelled
(E) gone
(A) cared
(B) occupy
(C) guarded (D) taught
(E) played
(A) them (B) whom
(C) this
(D) now
(E) which
(A) expensive
(B) deserving
(C) helping
(D) demanding
(E) valuable
Directions (11-20): Read the following
passage carefully and answers the
questions given below it. Certain words
are given in bold to help you locate them
while answering some of the questions.
By talking about action and reaction we
adroitly dodge the issue of political
responsibility. But recourse to schoolboy
science, including social science more often
than not, misses the main points of a riot
completely. The killings and the carnage have
proved, if proof indeed was necessary, that
riots do not happen because social
sentiments overflow normal bounds and
move otherwise reasonable people to indulge
in mayhem. Instead of social science
analysis we rather need an autopsy of a riot.
If such an autopsy were to be conducted it
would become abundantly clear those riots
are created by interested organizations that
have the tacit or active support of the
government in power.
A social science analysis of a riot can go off
an tangent.It might suggest that there are
certain classes that are situation ally more
predisposed towards violence. It might also
make the claim that there is an inherent and
irreconcilable animosity between cow
worshippers and beef eaters. To be anti is
one thing, but to actually seek the hated
other with blunt and sharp objects or bombs
is quite another. There is a qualitative
difference between the two. Riots do not
occur because of structural imperatives or
social compulsions. Nor do they happen
because mass sentiments just cannot take
humiliations any more. Riots need, as a
necessary condition, organizations that plot
mass killings.
The job of social forensic is to uncover such
conspiracies and to expose the accused. Only
a determined and a dogged social forensic
investigation can tell us about the most
pertinent facts of a riot. The analysis of
class structure, or occupational profile, or
even historical memory can hardly enlighten
us as to who were the actual perpetrators of
a riot. We have no option but to rely on
social forensics if we want to know who
paid money to whom for doing what, and
which officials and representatives protected
the rioters. Instance after instance can be
cited in this regard to demonstrate the
relevance of social forensics. This is the all
important fact behind a riot and it is only
forensics that can help us to grasp it.
11. What can substitute the idiom go off on
a tangent as used in the passage?
(a) Be on the periphery
(b) Be incomprehensive
(c) Change suddenly from one
thought to another
(d) Be irrelevant
(e) None of these
12. What factors comprise social forensics?
(a) The reaction perpetrated by the
action
(b) Analyzing
the
role
of
organizations with vested
interests naming administrative
(c) To study social and political
compulsions
(d) An analysis free from social
prejudices
(e) None of these
13. Which of the following statement/
statements is/are NOT TRUE in
context of the passage?
(A) To be anti-something draws a
parallel with seeking revenge
(B) Social science cannot analyze the
riot
(C) Politically ulterior motives help
graduate riots.
(a) Only A
(b) Only B
(c) Only A and C
(d) Only B and C
(e) All are not true
14. What can be said of the author in context
of the passage?
(a) He seems to be a victim of riots
(b) He has a bias against government
(c) He is a protagonist of the use of
science and social sciences.
(d) He is a forensic expert
(e) None of these
15. Which of the following has not been
mentioned in the passage?
(a) Sentiments of the masses
(b) Class sentiments
(c) Differences that can be harmonized
(d) Pertinence of social forensics
(e) Only 3 & 4
16. Why do we need to analyze a riot?
(a) So the finger should point in the
right direction at the right party.
(b) To bring the governments to the
book.
(c) To purge our minds of mindsets
(d) To break the nexus between the
administration and politics
(e) All of these
Directions (Q.17-18) : Which of these
following is most nearly the SAME in
53
meaning as word printed in bold letters
as used in context of the passage.
17. Mayhem
(a) Disturbance
(b) Volatile situation
(c) Massacre
(d) Genocide
(e) Carnage
18. Autopsy
(a) Study of the cause
(b) Case study
(c) Dissection
(d) Biopsy
(e) Root cause
Directions (Q.19-20) : Which of the
following is the Opposite in meaning as
word printed in bold letters as used in
context of the passage.
19. Adroitly
(a) Tacitly
(b) Unskillfully
(c) Biased
(d) Misappropriately
(e) Discreetly
20. Imperatives
(a) Trifles
(b) Squabbles
(c) Moods
(d) Servility
(e) Commands
Directions(Q.21-25)Pick out the one
which can substitute bold group of words
correctly, without changing the meaning
of the sentence
21.Though his actions were severe criticized,
he didn’t lose his temper.
(a) were severe criticism
(b) were being of severe criticism
(c) had severe criticisem
(d) were severely criticised
(e)None of these
22.It was he, not me, who decided to
postpone the program
(a) he, not I
(b) him, not me
(c) he, not mine
(d) him, not I
(e)None of these
23.This candidate has none of the
characteristics possess by the deserving
ones.
(a) from the characteristics possessed
by
(b) with the characteristics possess
by
(c) of the characteristics possess with
(d) of the characteristics possessed
by
(e) None of these
24. Those who are indecisive can be readily
persuading to change their mind again.
(a) can be ready persuading
(b) can be readily persuaded
(c) could be ready to persuade
(d) can be readily persuasive
(e)None of these
25. We should realize that the chance of
accident may be as great or greater in
our homes than in a train or on the road.
(a) may be at least as great in our
homes as
(b) was at least as great as in homes
(c) can be as great or greater in our
homes than
(d) may be at least as great or greater
in our homes than
(e) None of these
Directions (Q.26-30): Read each
sentence to find out if there is any error
in it. The error, if any, will be in one part
of the sentence. The number of that part
is the answer. If there is no error the
answer is 5). (Ignore errors in
punctuation, if any)
26. They are scheduled (a)/ a meeting today
to (b)/ accept the resignation (c) / of
the Director.(d)/ No error(e)
27. The launch of (a) / the new products
was (b) / delayed which resulted (c) /
in heavily losses(d)/ No error(e)
28. The Chairman has promised (a) / to
sanction (b) / the necessary funds to
(c)/ modernize the factory(d) / No
error(e)
29. The company has decided (a) / to invest
in (b) / one crore rupees(c)/ in new
technology.(d) / No error(e)
30. The success of the (a) / merger of the
two(b) / banks is dependence (c) / on
various factors.(d) / No error(e)
REASONGINGABILITY
Directions (Q.31-35) : In the following
questions, the symbols #, *, @, $ and =
are used with the following meaning as
illustrated below:
A # B means A is neither greater than
nor equal to B.
A * B means A is not greater than B.
A @ B means A is equal to B.
A $ B means A is neither less than nor
equal to B.
A = B means A is not less than B.
Now in each of the following questions
assuming the given statements to be
true, find which of the two conclusions
I and II given below them is/are
definitely true and give your answer
accordingly.
(A) If only conclusion I is true.
(B) If only conclusion II is true.
(C) If either conclusion I or II is true.
(D) If neither conclusion I nor II is true.
(E) If both conclusions I and II are true.
31. Statements: P @ Q, Q $ R, R = S, S*T
Conclusions: I. Q # T II. Q @ T
32. Statements: A @ B $ C * T $ O = W @
Y
Conclusions: I. C @ Y II. C @ A
33. Statements: Y$X, X $ Q, Q = P, P#J
Conclusions: I. X = P II. Q # J
34. Statements: W@Y, Y #P = Q, Q*X
Conclusions: I. W = Q II. W # Q
35. Statements: Y # Q, Y@P, P$Q, Q$R
Conclusions I. Y$R II. R$Y
Directions (Q.36-40): Study the following
information and answer the questions
given below.
In a conference 8 people A, B, C, D, E, F, G
and H from different cities Delhi, Pune,
Kochi, Mumbai, Chennai, Lucknow,
Bhatinda and Amritsar not necessarily in
same order are sitting around a rectangular
table. 3 persons are sitting on the each longer
side and 2 on the smaller side.
D is sitting second to the right of the person
who is from Amritsar. E is sitting third to
the left of the person who is from Lucknow.
54
F and G are sitting opposite to each other. C
is sitting diagonally opposite to the person
from Bhatinda. B is sitting opposite to the
person who is from Delhi. The person from
Mumbai is sitting second to the right of the
person from Chennai and second to the left
of A, who is not sitting near to the person
who is from Bhatinda. G is sitting on the
smaller side and to the right of the person
who is from Bhatinda. Persons from
Chennai and Mumbai are not on the same
side of the table. Person from Mumbai is
sitting third to the right of the person from
Amritsar, who is not sitting diagonally
opposite to the person from Pune.
36. Who is sitting third to the right of the
person from Lucknow.
(a) E
(b) Person from Chennai
(c) A
(d) Person from Bhatinda
(e) None of these
37. Who is definitely sitting diagonally
opposite to D?
(a) A
(b) C
(c) Person from Delhi
(d) Person from Kochi
(e) Can’t be determined
38. According to the sitting arrangement
what will come in place of question
mark? D : Mumbai :: C : ?
(a) Lucknow
(b) Chennai
(c) Kochi
(d) Amritsar
(e) None of these
39. From which city does A belong?
(a) Pune
(b) Delhi
(c) Chennai
(d) Amritsar
(d) Can’t be determined
40. Which of the following combinations is
definitely correct?
(a) H– Amritsar
(b) D– Chennai
(c) A–Pune
(d) G–Mumbai
(e) None of these
Directions (Q.41-45). In each question
given below Four statements are
followed by Three conclusions numbered
I,II & III. You have to take the four given
statements to be true even if they seem
to be at variance from the commonly
known facts. Read the conclusions and
decide which logically follows from the
four given statements disregarding
commonly known facts :
41. Statements:Some guava are fruits.
Some guava are green.
Some green are ball.
All grass are guava.
Conclusions:(I) Some fruits are grass
(II) All grass are green
(III) Some ball being fruits is a
possibility
(a) Only (I) follows
(b) Only (III) follows
(c) Only (II) follows
(d) Only (I) and (II) follow
(e) None of these
42. Statements:All books are Novel.
All Chetan Bhagat are writer.
Some Chetan Bhagat are Novel.
All paper are Novel.
Conclusions:(I) Some writer are novel.
(II) Some paper are novel.
(III) All paper are novel.
(a) All follow
(b) Only (I) follows
(c) Only (II) follows
(d) Only (III) follows
(e) None of these
Directions (Q.43-44) : Statements:Some pen are blue.
No black are hair.
No blue is ink. All pen are black.
43. Conclusions:(I) Some black are blue.
(II) Some black are ink.
(III) Some hair are pen.
(a) Only (I) follows
(b) Only (II) follows
(c) Only (III) follows
(d) None follows
(e) None of these
44. Conclusions:(I) Some black being hair is a
possibility.
(II) No hair is ink.
(III) Some hair are ink.
(a) Only (I) and either (II) or (III)
follow
(b) Only (I) follows
(c) Either (II) or (III) follows
(d) None follows
(e) None of these
45. Statements:Some tea are coffee.
No tata gold is Assam.
All cup are tea.
All coffee are Assam.
Conclusions:(I) Some tata gold being tea is a
possibility.
(II) Some tea are not tata gold
(III) Some coffee are tea.
(a) All follow
(b) Only (I) and (II) follow
(c) Only (I) and (III) follow
(d) Only (II) follows
(e) None of these
Directions (Q.46- 50): Study the
information carefully and answer the
following questions:
A building has eight floors from 1 to 8 in
such a way that ground floor is numbered 1,
the above floor is numbered 2 and so on.
The top most floor is numbered 8. Eight
persons G, P, M, R, Q, A, D and C are staying
each on one of these floors. A is staying on
floor 6. There is a gap of three persons
between G and R. C is staying on the
topmost floor. Neither P nor M is staying
on the floor 5. Q is staying middle of P and
M. R is staying on the floor 1. M is not an
immediate neighbor of G.
46. Who is staying on the floor no. 7?
(a) A
(b) P
(c) D
(d) R
(e) M
47. How many persons are staying between
D and P?
(a) Three
(b) Four
(c) Two
(d) One
(e) None of these
55
48. Who is staying on the second floor?
(a) Q
(b) M
(c) P
(d) A
(e) Q or M
49. If all persons are arranged in alphabetical
order such as A occupies floor 1 then
who will occupy floor 5?
(a) G
(b) Q
(c) R
(d) M
(e) P
50. Immediate neighbors of the person who
is staying in floor 3?
(a) R and P (b) A and P
(c) G and M (d) P and M
(e) D and G
Directions (Q.51-55) : Study the
following questions:
Eight friends – Romil, Ramesh, Rakesh,
Rohit, Rahul, Abhijit, Abhishek and Anil –
are sitting around a circular table, not
necessarily in the same order. Four of them
are facing inside others are facing outside.
They are belong to eight different cities –
Bhopal, Patna, Kolkata, Delhi, Gwalior,
Bengaluru, Chennai and Rajkot, but not
necessarily in the same order.
Abhijit faces the Centre and sits third to the
right of Rakesh. Rohit belongs to Kolkata
and faces the person who belongs to
Bengaluru. Abhishesk sits third to the right
of Ramesh, who stays in Bhopal. The
persons who belong to Delhi and Gwalior
are facing to the same direction (inside or
outside). Rahul is sitting between the person
who belongs to Kolkata and the one from
Rajkot respectively. Romil belongs to
Gwalior and Rakesh belongs to Patna. The
person who belongs to Chennai is facing
outward and immediate neighbor of Rajkot.
Anil is immediate neighbor of the persons
who belong to Gwalior and Chennai. Rahul
is immediate left of Rohit.
51. Who belongs to Bengaluru?
(a) Romil
(b) Rohit
(c) Anil
(d) Abhishek
(e) Rahul
52. Immediate neighbors of Romil?
(a) Romesh and Rakesh
(b) Rahul and Rohit
(c) Anil and Ramesh
(d) Abhishek and Rahul
(e) Rohit and Abhijeet
53. Which of the following pair is true?
(a) Romil – Bhopal
(b) Anil – Bengaluru
(c) Rohit – Delhi
(d) Abhijeet – Delhi
(e) Abhishek – Patna
54. Position of Ramesh with respect to
Rahul?
(a) Third to the right
(b) Fourth to the left
(c) Fifth to the right
(d) Second to the right
(e) Third to the left
55. If Rohit and Anil interchange their
positions and similarly Abhijit and
Rakesh interchange their positions then
what is the position of Romil with
respect to Rakesh?
(a) Third to the left
(b) Third to the right
(c) Second to the left
(d) Immediate left
(e) None of these
following information to answer the
given question :
In a certain code, ‘ze lo ka gi’ is a code for
‘must save some money’, fe ka so ni’ is a
code for ‘he made good money’, ‘ni lo da so’
is a code for ‘he must be good’ and ‘we so ze
da’ is a code for ‘be good save grace’.
56.
Which of the following is the code of
‘must’ ?
(a) so
(b) da
(c) lo
(d) ni
(e) Cannot be determined
57. What does the code ‘ze’ stand for ?
(a) some
(b) must
(c) be
(d) grace
(e) save
58. Which of the following is the code of
‘good’ ?
(a) so
(b) we
(c) ze
(d) lo
(e) fe
59. ‘grace be money’, may be coded as ____
(a) ka da fe
(b) we ka so
(c) ja da we
(d) ka we da
(e) ja ka ze
Directions (Q.60-64): Read the following
questions given below.
A+B means A is the father of B
A*B means A is the sister of B
A$B means A is the wife of B
A%B means A is the mother of B
A/B means A is the son of B
60. Which of the following expression is
true if Y is the son of X is definitely
false?
(a) W%L*T*Y/X
(b) W+L*T*Y/X
(c) X+L*T*Y/W
(d) W$X+L+Y+T
(e) W%X+T*Y/L
61. If expression ‘I+T%J*L/K’ is definitely
true, then which of the following
option is true?
(a) L is the daughter of T
(b) K is the son-in-law of I
(c) I is the grandmother of L
(d) T is the father of J
(e) J is the brother of L
62. Which of the given expressions indicate
that M is the daughter of D?
(a) L%R$D+T*M
(b) L+R$D+M*T
(c) L%R%D+T/M
(d) D+L$R+M*T
(e) L$D/R%M/T
63. What should come in place of the
uestion mark, to establish that T is the
sister-in-law of Qin the expression
R%T*P ? Q+V
(a) /
(b) %
(c) *
(d) $
(e) Either $ or *
64. What should come in place of the
question mark, to establish that J is
the brother of T in the expression J/
P%H ? T%L
(a) *
(b) /
(c) $
(d) Either / or *
(e) Either + or /
65. A man is facing south. He turns 135p in
the anti clockwise direction and then
56
180p in the clockwise direction. Which
direction is he facing now?
(a) North-east
(b) North-west
(c) South-east
(d) South
(e) None of these
QUANTITATIVEAPTITUDE
Directions (Q.66-70) : Find the missing
number in the given series.
66. 2, 7, 10, 22, 18, 37, 26,?
A. 42
B. 52
C. 46
D. 62
E.None of these
67. 279936, 46656, 7776, 1296, 216, ?
A. 60
B. 46
C. 36
D. 66
E.None of these
68. 12, 38, 116, 350, 1052, ?
A. 1800
B. 2200
C. 2800
D. 3158
E.None of these
69. 46080, 3840, 384, 48, 8, 2, ?
A. 1
B. 1/64
C. 1/8
D.2
E. None of these
70. 5,28,57,88,125
A.156
B.147
C.166
D.186
E. None of these
71. 67.39 - 11.78 + 19.63 = ? + 22.41
(A) 52.73
(B) 52.83
(C) 65.78
(D) 64.78
(E) None of these
72. 44% of 125 + 75% of 840 = ?
(A) 600
(B) 666
(C) 685
(D) 765
(E) None of these
73. 1.2 * 0.9 ÷ 0.25 * 24 = ?
(A) 204.92
(B) 125.92
(C) 118.46
(D) 103.68
(E) None of these
74. 22% of 250 + 35% of 460 = ?
(A) 216
(B) 226
(C) 232
(D) 242
(E) None of these
75. 0.6 * 1.8 ÷ 0.5 * 12 = ?
(A) 24.92
(B) 25.92
(C) 18.46
(D) 17.46
(E) None of these
76. The average age of 40 boys in a class is
15. The average age of a group of 18
boys in the class is 16 and the average
age of another12 boys in the class is
14. What is the average age of the
remaining boys in the class?
(A) 15•25 years
(B) 14.4 years
(C) 14•75 years
(D) None of these
(E) cannot be determined
77. Ruby invested an amount of Rs. 5,800
for 2 years. At what rate of compound
interest will she get an amount of Rs.
6394•5 at the end of two years ?
(A) 5 p.c.p.a.
(B) 4 p.c.p.a.
(C) 6 p.c.p.a.
(D) 8 p.c.p.a.
(E) None of these
78. A boat covers a distance of 30 km
downstream in 2 hours while it takes 6
hours to cover the same distance
upstream. How much time the boat will
take to cover 90 km in still water?
(A) 6 hrs
(B) 9 hrs
(C) 15 hrs
(D) None of these
(E) Data inadequate
79. A lent Rs 5000 to B for 2 years and Rs
3000 to C for 4 years on s of interest
and received Rs 2200 in all from both
of them as interest. The rate of interest
is
(A) 5%
(B) 7%
(C) 8%
(D) 9%
(E) None of these
80. Train A and B travel to a place at a speed
of 35 and 55 km/h respectively. If car
B takes hours less time than A for the
journey, the distance of the place is_
(A) 300.25 km
(B) 400 km
(C) 350.565 km
(D) 336.875 km
(E) None of these
81. Two numbers are such that if the first is
subtracted from six times the second,
their difference becomes 71, and if the
second be added to 7 times the first ,
their sum becomes 62. The two numbers are
(A) 19, 7
(B) 13, 7
(C) 7, 13
(D)17, 3
(E) None of these
82. How much will be the compound interest to be paid on a
principal amount of Rs 85,000/- after 3 years at the rate of 6
p.c.p.a?
(A) Rs 16623.36/(B) Rs 16236.36/(C) Rs 16326.36/(D) Rs 16632.36/(E) None of these
83. Yesterday Mansi typed an essay of 5000 words at the speed of
60 words per minute. Today she typed the same essay faster
and her speed was 15% more than yesterday. What is the
approximate difference in the time she took to type yesterday
and the time she took to type today?
(A) 20 minutes
(B) 30 minutes
(C) 10 minutes
(D) 40 minutes
(E) 1 hour
84. To Finish a work, B will take three times as long as A and C
together and C will take twice as long as A and B together. If
the three persons A, B and C together can finish the work in
20 days , then how long will A take to finish the work alone?
(A) 30 days (B) 45 days
(C) 48 days (D) 60 days
(E) None of these
85. A square park is surrounded from outside by a path of 5 meters
width. If the area of the path is 1700sq meters, then what is
the area of the park?
(A) 3600sq m
(B) 4900sq m
(C) 5625sq m
(D) 6400sq m
(E) None of these
Directions (Q.86-90) : Study the following information
carefully and answer the given questions.
Total 225 people are asked about what type of movies they like.
30 people said they liked only Action movies, 50 said they liked
only Fictions and 1/3rd of total number of people liked only Horror
movies. People who like Fiction and Horror movies but not Action
movies are 1/3rd the number of people who like only Horror.
People who like Action and Fiction movies but not Horror movies
are 1/4th of the sum of people who like only Action movies and
people who like only Fiction movies. Number of people who like
Action and Horror movies but not like Fiction moviesare 1/15th of
total number of people. Every person like at least one type of
movie.
86. How many people like Action movies?
(a) 30
(b) 75
(c) 65
(d) 40
(e) None of these
57
87. What is the ratio between number of people who like Horror
movies and total number of people surveyed?
(a) 5 : 9
(b) 1 : 3
(c) 4 : 9
(d) 2 : 9
(e) None of these
88. What is the difference between number of people who like
Fiction movies and number of people like only Fiction movies?
(a) 0
(b) 45
(c) 55
(d) 5
(e) None of these
89. What is the number of people who like all three type of movies?
(a) 70
(b) 25
(c) 15
(d) 20
(e) None of these
90. What is the number of people who like exactly two types of
movies?
(a) 60
(b) 70
(c) 155
(d) 75
(e) None of these
Directions (Q.91-95) - Based on the following figure and data,
answer the questions. Take approximations w herever
necessary.
Total votes polled –
(i) in parliamentary – 84,75,400
(ii) in assembly election – 82,36,250
91. What is the difference between the shift of the votes from BJP
to AAP from Assembly election 2013 to the parliamentary
election 2014?
(a) 779522
(b) 779632
(c) 784632
(d) 779631
(e) 779742
92. Vote share movements of congress to BJP in both the elections
in what % of Congress to AAP in both the elections?
Option
(a) 58.25%
(b) 60%
(c) 62%
(d) 65%
(e) 55%
93. How many new votes voted for BJP in
the 2014 parliamentary elections?
(a) 415290
(b) 411295
(c) 415795
(d) 415295
(e) 415280
94. Percentage of votes secured by AAP in
2014 parliamentary elections in what
% of the votes secured by BJP in 2013
assembly elections as per study.
(a) 85%
(b) 90%
(c) 95%
(d) 80%
(e) 97%
95. What is the total change in 14
parliamentary elections?
(a) 54555
(b) 54540
(c) 44545
(d) 52545
(e) 54545
22. (d) Explanation: When a pronoun
follows a verb of incomplete
predication (here was), it is in the
nominative case.
23. (d) Explanation: Possess should take its
past participle form.
24. (b) Explanation: ”The indecisive” are
the object of persuasion. Hence use the
passive form.
25. (a)Explanation: Than does not go alone
with as great. So we need a structure
where both as great as and greater than
are present. But none of the choices
contain
such
a
structure.
Mathematically, we are looking for e”
situation. The is conveyed by (1)
26. a
27. d
28. e
29. b
30. c
31. d
32. d
33. d
34. c
35. a
(36-40)
Directions (Q.96-100) : Give answer
(a)
If x>y
(b)
If x>=y
(c) If x<y
(d) If x<=y
(e) x=y or relationship cannot be
established
96.
(a) 3X^2+8X+4 = 0
(b) 4Y^2-19Y+12= 0.
97. (a) X^2 + X-20= 0
(b) Y^2-Y-30= 0.
98. (a) X^2- 365 = 364
(b) y- (324) ^(1/2) = (81)^(1/2).
99.
(a) 225X^2-4 = 0
(b) (225y)^(1/2) +2 = 0
100. (a) x^2 = 729
(b) Y= (729)^(1/2)

EXPLANATION
1. b
2. d
3. a
4. e
5. c
6. a
7. a
8. d
9. c
10. e
11. c
12. d
13. b
14. c
15. a
16. c
17. a
18. a
19. b
20. d
21. (d) Explanation: Since severe here
modifies the verb criticised, adverbial
form severely should be used
58
City of A, C & E is not confirm
B or H is either form Amritsar or
Chennai
36. d
37. b
38. a
39. e
40. d
41. b
42. a
43. a
44. c
45. a
(46-50) :
Floor No.
8
7
6
5
4
3
2
1
Persons
C
D
A
G
P
Q
M
R
46. c
47. c
50. d
(51-55) :
48. b
49. d
51. c
52. c
55. a
(56-58):
53. b
54. e
word
money
must
save
some
good
he
made
be
grace
Code
ka
lo
ze
gi
so
ni
fe
da
we
56. c
57. e
58. a
59. d
60. d
61. b
62.b
63.d
64.a
65.d
(66-70) :
66. b
There are two series here
2, 10, 18, 26, ... (Increase by 8)
7, 22, 37, ... (Increase by 15)
Hence, next term is 37+15 = 52
67. c
Go on dividing by 6 to the next number
68. d
12
12 × 3 + 2 = 38
38 × 3 + 2 = 116
116 × 3 + 2 = 350
350 × 3 + 2 = 1052
1052 × 3 + 2 = 3158
69. a
46080 /12 = 3840
3840 /10 = 384
384 /8 = 48
48 /6 = 8
8/4 = 2
2 /2 = 1
Difference of time = 5000/60 “ 5000/
(60 * 1.15)
= 5000/60 “ 5000/69
= 83.33 – 72.46
= 10 min (Approx.)
70. c
28=23+5
57=29+28
88=31+57
125=37+88
166=41+125
71. b
72. c
73. d
74. a
75. b
76. b
Total students are 40 × 15 = 600
So, 18 x 16 + (12 + 14) = 456
Left student is 10 and their average
is =600-456= 144÷ 10=14.4
77. a
The interest in 2 years is 594.5
which is 10.25% of 5800. Hence the
rate of interest is 5% p.a.
78. b
Upstream speed = 5 km/hr
Downstream speed = 15 km/hr
Speed of boat in still water = (5 +
15)/2 = 10 km/hr
Required time = 90/10 = 9 hrs
79. e
Let the rate of interest is=x
(X * 5000 * 2)/100 + (3000 * 4 * x)/
100 = 2200
x = 10%
80. d
Let Car A takes t hrs to reach the
place
Distance is same,
35 t = 55(t – 7/2)
T = 77/8
Distance = 35 * 77/8 = 336.87 km
81. c
Let the number be X and Y
Then 6y – x = 71 and 7x + y = 62
Solving the equation
X = 7, y = 13
82. b
C.I. = 85000 × (19.1016/100)
= Rs 16236.36 Approx.
59
x = 10
83. c
86. b
87. a
Ratio = 125/225 = 5 : 9
88. c
89. e
Answer-10
84. c
3*B’s daily work= (A+C)’s daily
work
4*B’s daily work = (A+B+C)’s
daily work = 1/20
B’s daily work = 1/80
2*C’s daily work = (A+B)’s daily
work
3*C’s daily work = (A+B+C)’s
daily work = 1/20
C’s daily work= 1/60
A’s daily work= 1/20 - (1/80 + 1/60)
= 1/48
A can finish the work in 48 days.
90. a
91. b
Assembly election =3.5 % of
8236250 = 2,88,268
Parliamentary election = 12.6% of
8475400 = 10,67,900
Difference = 779632
92. a
(1.4% of 8475400+2.4% of
8436250)/(3.2% of 8475400+3.3%
of 8236250)
58.25%316325.6/543009×100
93. d
(1.4%+2.1%+0.1%+1.3%)
84,75,400
= 4.9% of 84,75,400
= 415295 (approx)
85. d
Let the side of park be=’x’
Area of path= 2{(x + 10)5 + 5x}
of
94. b
(40.7% of 8475400)/(46.7% of
82,36,250)×100
= 3449487.8/3846328.75×100
= 90% (approx
95. e
1700=2(10x+50)
x = (850 - 50)/10 = 80m
Area =(80)^2=6400 sq.m
(86-90) :
1.3% of 84,75,400 – 2% of 82,36,250
= 110180.20/100=16472500/100
= 164725 – 110180
= 54545 (approx)
96. c
97. e
No relationship can be established
between x and y
98. d
99. e
No relationship can be established
100. d
Information given in the question we
assume people like all 3 types movies
is x.
30 + 20 + 50 + 15 + x + 25 + 75 =
225
x + 215 = 225

PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (PRELIMINARY-2)]
ENGLISH LANGUAGE
Directions (1-5): Rearrange the
following six sentences (A), (B), (C),
(D), (E) and (F) in the proper sequence
to form a meaningful paragraph; then
answer the questions given below
them(A) He then hid nearby to watch and see
who would remove it.
(B) He saw a purse full of gold lying in
the middle of the road. It was the king’s
reward to the person who did something
about the problem.
(C)The king was tired of his subjects only
complaining but doing nothing to solve
their problems.
(D) A youth on his way to market saw
the stone, put down his produce and
rolled the stone to the side of the road.
(E) Many people passed by but dodged
their duty of moving the stone instead
blaming the king for not keeping the
highways clear.
(F) One day he placed a heavy stone in
the middle of the road.
1.
2.
3.
4.
5.
Which of the following is the
SECOND
sentence
after
rearrangement?
(a) B
(b) C
(c) D
(d) E
(e) F
Which of the following is the SIXTH
(LAST)
sentence
after
rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
Which of the following is the FIRST
sentence after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) F
Which of the following is the THIRD
(a) A
(b) B
(c) C
(d) D
(e) E
Which of the following is the FIFTH
(a) B
(b) C
(c) D
(d) E
(e) F
Directions (6-10): In each of the
following sentences there are two
60
blank spaces. Below each sentence
there are five pairs of words denoted
by numbers (a), (b), (c), (d) and (e).
Find out which pair of words can be
filled up in the blanks in the sentence
in the same sequence to make the
sentence grammatically correct and
meaningfully complete.
6. To avoid………, there is a need for
………. planning of the project.
(a) Cancellation, broad
(b) problem, deliberate
(c) pitfalls, systematic
(d) inconvenience, convenient
(e) losses, temporary
7. A good management will decide not
only the ……… for equipment but
also its ………for deciding priorities.
(a) need, urgency
(b) usefulness, utility
(c) cost, value
(d) requirement, necessities
(e) technology, methodology
8. ………appears to be a small error in
the beginning may turn out to be a
……… in the long run.
(a) It, disaster
(b) What, blunder
(c) That, debacle
(d) It, slip
(e) what, incident
9.
Being very……… in nature, he
always uses his ………skills.
(a) adamant, soft
(b) polite, basic
(c) humble, experimental
(d) pushy, persuasive
(e) mild, aggressive
10. Demand and supply do not……..
the same relationship as the one that
……….between height and weight.
(a) possess, has
(b) incur, is
(c) defend, volunteers
(d) bear, borne
(e) have, exists
Directions (11-15): in the following
passage there are blanks each of which
has been numbered these numbers
are printed below the passage and
against each five words have been
suggested, one of which fits the blanks
appropriately. Find out the
appropriate word in each case.
The Reserve Bank of India, the nation’s
central bank 11 operations 12 April 01,
1935. It was 13 with the objective of
ensuring monetary stability and operating
the currency and credit system of the
country to its 14. Its functions comprise
monetary management, foreign exchange
and reserves management, government
debt management, financial regulation and
15 from currency
management and acting as banker to the
banks and to the Government.
s
u
p
11.
12.
13.
14.
15.
e
r
v
i
s
i
o
n
(a) Started (b) Incepted
(c) Began (d) Launched
(e) Initiated
(a) In
(b) On
(c) At
(d) From
(e) Since
(a) Started (b) Initiated
(c) Launched (d) Constructed
(e) Envisaged
(a) Benefit
(b) Advantage
(c) Completion
(d) Culmination
(e) Yield
(a) Apart
(b) Part
(c) Range
(d) Vary
(e) Tilt
Directions (16-20): Read each
sentence to find out whether there is
any grammatical error in it, The error
if any, will be in one part of the
sentence. The number of that part is
the answer. If there is no error, mark
e). (Ignore errors of punctuation, if
any.)
16. Villagers want to build(a) /a bridge
crossed the river(b) /to connect their
village(c) /to the highway.(d) / No
error(e)
17. He has invited one(a) /of his biggest
business rivals(b) /to his office(c) /
to discuss the merger.(d) /No error(e)
18. To avoid any interruption (a) /during
the presentation (b) /he checked all
the system(c) /the previous day.(d)
/No error(e)
19. It is the government(a) /responsibility
to provide(b) /athletes with the
necessary facilities (c) /for their
training.(d) /No error(e)
20. The management is(a) /not willing to(b)
/make no concession(c) /to the
employee’s demands.(d) /No error(e)
Direction (21-30) : Read the following
passage carefully and answer the
questions given below it certain words
are given in bold to help you locate them
while answering some of the questions.
“See how smooth that was,” said Dipti, as
she helped her younger brother Atul cycle
down the road. Atul had been trying to learn
to ride a bicycle the last few days and his
older sister had offered to help.
“Hi Dipti,” said uncle Ravi, adding, “Why
are you helping him? Let him do it on his
own.” Dipti was quick to come to her
brother’s defence, “He tried once but fell
off the cycle and hurt himself. If I help him,
then there is no fear of falling down.”
Dipti was hard-working and good at her
studies. She had only one problem. She was
afraid of making mistakes and confronting
defeat and this discouraged her from taking
on something new. Ravi uncle, her father’s
cousin, and a Professor of Mathematics was
clever. He saw Dipti preparing for her maths
exam that evening.
“So, you are ready for the exam?” he said.
“Of course I am, uncle. I have practised all
the problems. So there are almost no chances
of me making a mistake,” replied a confident
Dipti. Ravi uncle noticed that Dipti had
confidence but lacked the courage to learn
from mistakes. The attitude wasn’t healthy,
he realised.
A couple of days later, the results were
announced. Dipti was thrilled that she had
scored 98 per cent in Maths. When she
proudly announced the result to her family,
Ravi uncle immediately started off with his
plan. He had all the children living in the
neighbourhood gather around. He announced
a surprise test for everyone, including Dipti,
who was confident that she would excel in
the test.
As soon as the test began, Dipti began
solving the problems. Soon, she realised that
many of the questions were tricky. She
instantly panicked and failed to solve even
the easy ones.
When Ravi uncle announced the result,
everyone was stunned that Dipti had ended
up scoring very low marks. Dipti was
embarrassed and left abruptly. Much later,
Ravi uncle saw Dipti referring to her older
sister’s books for solutions. It was evident
that she was not used to taking defeat in her
stride.
61
That moment, Dipti noticed Atul calling out
to her for help through her window. He was
still learning to ride his cycle but this time,
Dipti did not respond. Poor Atul fell once
again. Dipti spent the next few days
desperately trying to find the answers to
the tricky problems, while Atul was learning
to ride his cycle on his own. Dipti noticed
Atul had almost learnt to ride his cycle. Of
course, he had hurt himself more than once
in the process.
A couple of days later, uncle Ravi decided
to intervene. He walked into the room and
confronted Dipti about her anxiety but she
was unable to open up to him. Just then
they both noticed that Atul was about to
fall again. Dipti wanted to go and help but
Ravi uncle stopped her. “No dear, let him
do it on his own. He is on the verge of
becoming good at cycling.” Soon, Dipti was
startled to see that Atul balanced himself
perfectly and was off cycling.
It suddenly dawned on Dipti that all these
days, Ravi uncle had intended to make her
realise that making a mistake was an
inevitable part of learning. Practice and
learning gradually lead to perfection. Ravi
uncle said, “Dipti, you practised the
problems that were solved in the class. But
when you had to try something new, you
couldn’t face it because you were afraid of
making mistakes,” he said, adding,
“Remember, the more mistakes you make,
the more you learn.”
21. Why did Ravi uncle stop Dipti when
she wanted to prevent Atul from
falling?
a. He wanted Atul to manage
balancing, on his own.
b. In that attempt, she could have
hurt herself.
c. Ravi uncle was envious of Atul.
d. Ravi uncle wanted Dipti to do
other important things.
e. Not mentioned in the passage
22. Which of the following is/are TRUE, as
mentioned in the passage?
A. The surprise test was announced
for everyone.
B. Ravi uncle was a Professor of
chemistry.
C. Dipti had scored 98 percent in
science, in the exam.
D. Atulwas calling out to Diptifor
help through her door.
a. Only A b. Only C
c. Only A and C
d. Only B and D
e. All of the above
23. Which of the following factors remain
(s) responsible for making someone
perfect?
a. Transformation
b. Learning
c. Fear
d. Practice
e. Only b and d
24. Why was Dipti helping her brother learn
to ride a bicycle?
a. That way, she wanted to learn
how to ride a bicycle.
b. She wanted her brother to take
part in cycling competition.
c. She felt if she would be with him
he would have no fear of falling
down.
d. She wanted her brother to learn
something new, in his life.
e. Dipti was not helpful to her
brother.
25. What happened when uncle Ravi
confronted Diptiabout her anxiety?
a. She fell asleep soon after telling
him her problem.
b. She blamed her brother, for her
anxiety.
c. She straightaway refused to share
her problems with him.
d. She could not reveal the reason of
her anxiety.
26. Why, according to Ravi uncle, Dipti
could not do well in the surprise test.?
a. She had not studied well,
throughout the year.
b. She was dependent on cheating for
scoring well in the test.
c. She had the fear because of which
she lost control over her mind.
d. She had to try something new and
she had the fear of making
mistakes.
Directions (27-28) : Choose the word
which is most nearly the SAME in
meaning as the word printed in bold as
used in the passage
27.Tricky
a. Popular
b. Researched
c. Old
d. Difficult
e. Heinous
28.Inevitable
a. Problematic
b. Essential
c. Quantitative
d. Suspended
e. Inspiring
Directions (29-30) : Choose the word
which is most nearly the OPPOSITE
in meaning as the word printed in bold
as used in the passage
29. Abruptly
a. Openly
b. Chiefly
c. Gradually
d. Carefully
e. Mournfully
30. Startled
a. Disappointed
b. Confused
c. Hasty
d. Reliant
e. Studious
REASONINGABILITY
Directions (31-35): Read the following
questions given below it—
Six exams Maths, science, History,
Economics, English and Hindi are to be
scheduled starting from 2 nd March and
ending on 8th march wit Sunday being an
off day, not necessarily in the same order.
Each of the exam has different time
duration: 40 mins, 50 mins, 60 mins, 75
mins, 90 mins and 100 mins, again not
8th march is not sunday and an exam of
40 mins is scheduled on that day. Maths
exam is for less than 60 mins and is
scheduled immediately before English
exam. There are two exams scheduled
between Hindi exam which is for 100 mins
and History exam which is for 60 mins.
English exam is before Sunday and there
are two days between sunday and maths
exam. Economics exam which is for 75
mins is not scheduled on 2 nd march. The
exam schedules on saturday is of 100
mins.
31. How many exams are scheduled
before sunday?
(a) Two
(b) One
(c) Five
(d) Three
(e) None of these
32. Which of the following combinations
of exam - Day - Time Duration is
correct ?
62
(a) English - Wednesday - 75 mins
(b) Maths - Thursday - 50 mins
(c) History - Thursday – 60 mins
(d) Hindi - Tuesday - 100 mins
(e) None is correct
33. What is the time duration of science
exam?
(a) 90 mins (b) 75 mins
(c) 50 mins (d) 40 mins
(e) None of these
34.
On which day is Economics exam
scheduled?
(a) Monday
(b) Saturday
(c) Tuesday
(d) Friday
35. Which day is sunday?
(a) 3rd march
(b) 2nd march
(c) 5th march
(d) 6th march
Directions (36-42): Each of these
questions are based on the
information given below:
P, Q, R, S, W, X, Y, Z are sitting around a
circle facing centre but not necessarily in
the same order. The husband of Z is sitting
second to the right of Q who is sitting
between two males. X sits second to the
left of the daughter of S. X is the sister of
Y. X is not an immediate neighbour of Z’s
husband. Only one person sits between
P and X. P is the father of Y. S who is
brother of Z sits to the immediate left of
his mother. Only one person sits between
Z’s mother and W. Only one person sits
between Z and Y. Y is mother of R. Y is
not an immediate neighbour of W.
36.
Which of following is true with
respect to the given seating
arrangement?
(a) R is the cousin of W
(b) Z and Z’s husband are
immediate neighbour of each
other.
(c) No female is an immediate
neighbour of R.
(d) Z sits third to the left of her
daughter.
(e) Q is the mother of Z.
37. What is the position of P with respect
to his grandchild?
(a) immediate right
(b) third to the right
(c) third to the left
(d) Second to the right
(e) fourth to the right
38.
Four of the following five are alike
in a certain way. Which one does
not belong to that group?
(a) X
(b) R
(c) W
(d) Z
(e) Y
39. What isposition of P with respect
to his mother-in-law?
(a) Immediate right
(b) third to the right
(c) third to the left
(d) second to the right
(e) None of these
40. How many people sits between Y
and her uncle?
(a)One
(b) Two
(c) Three
(d) Four
(e) Five
41. Who amongst the following is S’s
daughter?
(a) Q
(b) R
(c) W
(d) Y
(e) Z
42. Who sits to the immediate left of R?
(a) X’s grandmother
(b) Y’s son
(c) S’s mother-in-law
(d) P
(e) Y
Directions (43-47): Study the
following information and answer the
questions given below:
Shukla, Mishra, Singh, Kulkarni, Rao,
Joshi and Nair are to conduct interviews
simultaneously either alone or in pairs at
four different locations—Surat,
Chandigarh, Delhi and Lucknow. Only one
wants to travel by rail, two prefer
travelling by car and the rest travel by air.

Shukla is going to Lucknow but
neither by car nor by air.

Mishra prefers to travel by car.

Neither Joshi nor Nair is going
to Delhi.

Only those going to Surat travel
by road.

Kulkarni will assist his friend
Mishra.

The two managers who go to
Delhi travel by air.
43. Where will Kulkarni conduct the
interviews?
(a) Surat
(b) Lucknow
(c) Chandigarh
(d) Cannot be determined
(e) None of these
44. Who goes to Delhi?
(a) Mishra-Kulkarni
(b) Rao-Singh
(c) Kulkarni-Joshi
(d) Data inadequate
(e) None of these
45. Which of the following is true?
(a) Kulkarni travels by air
(b) Nair will assist Rao
(c) Shukla conducts interviews alone
(d) Joshi goes to Chandigarh
(e) None of these
46. Who will conduct interviews at
Chandigarh?
(a) Nair
(b) Singh
(c) Rao
(d) Data inadequate
(e) None of these
47. In which of the following pair, both
of the managers have same mode of
travel?
(a) Shukla-Mishra
(b) Rao-Mishra
(c) Nair-Rao
(d) Kulkarni-Joshi
(e) Shukla-Singh
Direction(48-52)in a certain code
language ‘Flower gives good
fragrance’ is written as ‘ nu ru la ku’,
‘ this bouquet contains eleven flowers’
is written as ‘ tic la su ra da’, ‘
everybody like fragrance of bouquet’
is written as ‘yi ku ra ro va’, and
‘everybody gives eleven roses’ is
written as ‘ nu da pa ro’.
48. What is the code for ‘roses’ ?
a) ro
b) da
c) nu
d) pa
e) None of these
49. Which of the following may be the
code for ‘good fragrance from rose
flowers’ ?
a) ru ju pa nu la
b) ru ku ju pa la
c) ro da ku la ju
d) Can’t be determined e) None of these
50. What is the code for ‘likes’ ?
a) ro
b) yi
c) va
d) Can’t be determined e) None of these
63
51. What does ‘ku’ stands for ?
a) fragrance
b) everybody
c) good
d) flower
e) None of these
52. Which of the following is the code for
‘everybody likes flower of roses’ ?
a) ro yi pa va la
b) yi ku ra nu la
c) la ku yi da pa
d) yi va pa ru ku
e) None of these
53. In which of the following expression
‘X  D’ would hold definitely true?
 B= M  P X = O
 D>M=J  A<K
c) O > D  M = I  X < K
d) I < X = M  O < D > P
a) D
b) O
e) None of these
54. Which of the following symbols
should be placed in the blank spaces
respectively (in the same order from
left to r e given expression in such a
manner that makes to e definitely
false ?
Z_K_C_M_I
a) =,  , = , 
 ,  , =, 
c) =, =, <, 
d) =, >,  , >
b)
e) None of these
55. If the expression P > Z =A  Y
< K is definitely true, which of the
expression would be definitely true?
a) A < K
b) P > Y c) P  A
d) P > K
e) Z < K
56. In which of the following
expression the expression ‘ G >
K  J’ would definitely false ?
 P<K=S  J
b) V < J  I  K = R > G
c) N > J = I  K > A = G
d) Q = G  I < K = R < J
a) M > G
e) None of these
57.Which of the following symbol
should replace the question mark (?)
in the given expression in order to
make ‘ E  T’ definitely true ?
L=E ?A

W?T
,>

e) =, 
a)
b)
c) >,
d)
,<
, >
Directions (58-63): In each of the
following questions two statements
are given and these statements are
followed by two conclusions numbered
(1) and (2). You have to take the given
two statements to be true even if they
seem to be at variance from commonly
known facts. Read the conclusions and
then decide which of the given
conclusions logically follows from the
two given statements, disregarding
commonly known facts. Give answer:
(a) If only (1) follows
(b) If only (2) follows
(c) If either (1) or (2) follows
(d) If neither (1) nor (2) follows
(e) If both (1) and (2) follow
Directions (58-59) : Statements:
All nut are shell.
No shell is bonus.
All bonus are dent.
58. Conclusions:
1. All nut being dent is a possibility.
2. No nut is bonus.
59. Conclusions:
1. At least some dent are shell.
2. No dent is shell.
60-61: Statements:
Some Indian are Gujrati.
All Indian are Good.
All Good are Corrupt.
60. Conclusions:
1. Some Corrupt are Indian.
2. Some Gujrati can never be
Corrupt.
61. Conclusions:
1. At least some Gujrati are Good.
2. At least some Corrupt are Gujrati.
Directions (62-63) : Statements:
Some banks are shops.
Some shops are markets.
All markets are junk.
62. Conclusions:
1. No junk is a bank.
2. At least some junk are banks.
63. Conclusions:
1. Some markets are banks
2. No junk being banks is a
possibility.
Directions (64-65) :
P = Q means Q is the father of P.
P * Q means P is the sister of Q.
P ? Q means Q is the mother P.
P $ Q means P is the brother of Q.
P @ Q means Q is son of P.
P # Q means P is the daughter of Q.
64.
Which of the following means F is
paternal uncle of G?
(a) G # L $ F $ N
(b) N $ F $ L # G
(c) G # M * F $ L
(d) L = F $ Q @ G
(e) None of these
65. S # M * B @ L = F ? Qreveals which
of the following relations?
(a) F and B are brother and sister
(b) B is paternal uncle of S
(c) L is grandmother of Q
(d) M is maternal aunt of L
(e) None of the above relations gets
revealed
remaining boys are enrolled in only Painting classes.
66.Total number of girls enrolled in Singing is approximately what per cent of the total
number of students in the school ?
(a) 22
(b) 38
(c) 64
(d) 28
(e) 26
67. What is the respective ratio of the number of girls enrolled in only Painting classes to the
number of boys enrolled in the same ?
(a) 77 : 26
(b) 21 : 73
(c) 26 : 77 (d) 73 : 21
(e) None of these
68. Number of girls enrolled in only Dancing classes is what per cent of the boys enrolled in
the same? (Rounded off to two digits after decimal)
(a) 38•67 (b) 35•71
(c) 41•83 (d) 28•62 (e) None of these
69. What is the total number of boys who are enrolled in Dancing?
(a) 636
(b) 728
(c) 584 (d) 868
(e) None of these
70. What is the total number of students enrolled in all the three classes together ?
(a) 150
(b) 125
(c) 140 (d) 160
(e) None of these
Directions (71–75) : Study the following table carefully to answer these questions:
Percentage of Marks obtained by six students in six subjects
QUANTITATIVEAPTITUDE
Directions (66-70) : Study the
information carefully to answer the
questions that follow—
A school consisting of a total of 3120
students has boys and girls in the ratio of
7 : 5 respectively. All the students are
enrolled in different types of hobby
classes, viz. Singing, Dancing and Painting.
One-fifth of the boys are enrolled in only
Dancing classes. Twenty per cent of the
girls are enrolled in only Painting classes.
Ten per cent of the boys are enrolled in
only Singing classes. Twenty four per cent
of the girls are enrolled in only Singing
and Dancing classes together. The number
of girls enrolled in only Singing classes is
two hundred per cent of the boys enrolled
in the same. One-thirteenth of the boys
are enrolled in all the three classes
together. The respective ratio of boys
enrolled in only Dancing and Painting
classes together to the girls enrolled in
the same is 2 : 1 respectively. Ten per
cent of the girls are enrolled in only
Dancing classes whereas eight per cent
ofthe girls are enrolled in only Dancing
and Painting classes together. The
remaining girls are enrolled in all the three
classes together. The number of boys
enrolled in only Singing and Dancing
classes together is fifty per cent of the
number of girls enrolled in the same. The
64
71. What are the average marks obtained by all the students in Maths ?
(a) 75
(b) 112.50
(c) 108.50
(d) 78
(e) None of these
72. What are the average marks obtained by all students in Chemistry?
(a) 54.25
(b) 54.75
(c) 73
(d) 71
(e) None of these
73. What is the ratio between total marks obtained by D in Biology, Maths and English
together and the total marks obtained by F in these subjects together respectively?
(a) 209 : 215 (b) 215 : 209
(c) 206 : 223 (d) 223 : 206 (e) None of these
74. Marks obtained by C in Maths are approximately what per cent of his total marks
obtained in all the six subjects together ?
(a) 22
(b) 16
(c) 20
(d) 18
(e) 28
75. What are the total marks obtained by ‘B’ in all the subjects together ?
(a) 336
(b) 223
(c) 446
(d) 273 (e) None of these
Directions (76-80): What should come in place of the question mark (?) in the following
number series ?
76. 18935, 3780, 750, 145, 25, ?
(a) 5
(b) 2
(c) 4
(d) 3
(e) None of these
77. 3, 10, 32, 111, ?, 2315, 13902
(a) 512
(b) 460
(c) 424 (d) 412 (e) None of these
78. 16, 24, ?, 210, 945, 5197.5, 33783.75
(a) 36
(b) 40
(c) 60
(d) 58
(e) None of these
79. 16, 15, 21, ?, 77, 195.5, 588.5
(a) 36.5
(b) 39
(c) 37.5 (d) 36
(e) None of these
80. 142, 871, 1383, 1726, 1942, 2067, ?
(a) 2283
(b) 2131
(c) 2134 (d) 2192 (e) None of these
81. If the compound interest on an amount of Rs. 29000 in two years is Rs. 9352.5, what is
the rate of interest?
(a) 11
(b) 9
(c) 15
(d) 18
(e) None of these
82. Three friends A, B and C start running around a circular stadium and complete a single
round in 8, 18 and 15 seconds respectively. After how many minutes will they meet
again at the starting point for the first time?
(a) 12
(b) 6
(c) 8 (d) 15
(e) 18
83. The perimeter of a square is equal to
the radius of a circle having area
39424 sq cm, what is the area of
square?
(a) 1225 sq cm
(b) 441 sq cm
(c) 784 sq cm
(d) Can’t say
(e) None of these
Directions (84-85) : Study the
following information carefully to
answer the questions that follow—
A committee of five members is to be
formed out of 5 Males, 6 Females and 3
Children. In how many different ways
can it be done if—?
84. The committee should consist of 2
Males, 2 Females and 1 Child?
(a) 450
(b) 225
(c) 55
(d) 90
(e) None of these
85. The committee should include all the
3 Childs?
(a) 90
(b) 180
(c) 21
(d) 55
(e) None of these
86. Thirty men can complete a work in
36 days. In how many days can 18
men complete the same piece of
work?
(a) 48
(b) 36
(c) 60
(d) 72
(e) None of these
87. Ram spends 50% of his monthly
income on household items, 20% of
his monthly income on buying
clothes, 5% of his monthly income
on medicines and saves remaining
Rs. 11,250 . What is Ram’s monthly
income?
(a) Rs. 38,200
(b) Rs. 34,000
(c) Rs. 41,600
(d) Rs. 45,000
(e) None of these
88. The number obtained by
interchanging the two digits of a two
digit number is lesser than the
original number by 54. If the sum of
the two digits of the number is 12,
then what is the original number?
(a) 28
(b) 39
(c) 82
(d) Can’t say
(e) None of these
65
89. At present Geeta is eight times her
daughter’s age. Eight years from now,
the ratio of the ages of Geeta and
her daughter will be 10 : 3
respectively. What is Geeta’s
present age ?
(a) 32 years (b) 40 years
(c) 36 years (d) Can’t say
(e) None of these
90. In how many different ways can 4
boys and 3 girls be arranged in a row
such that all the boys stand together
and all the girls stand together ?
(a) 75
(b) 576
(c) 288
(d) 24
(e) None of these
Directions (91-95) : What approximate
value w ill come in place of the
question-mark (?) in the following
questions 91. (2960 + 1378 + 3530) ÷ 278 = ?
(a) 38
(b) 28
(c) 12
(d) 19
(e) 22
92. 54.7 + 23.07 x 5.46 = ?
(a) 189
(b) 153
(c) 165
(d) 180
(e) 164
93. 93.54 x 573 ÷ 16= ?
(a) 3350
(b) 3500
(c) 5700
(d) 1250
(e) 3900
94. 23.95% of 6544= ?
(a) 1635
(b) 1852
(c) 1570
(d) 6810
(e) 1660
95. 4999.91 ÷ 49.97 x 0.149= ?
(a) 13
(b) 15
(c) 17
(d) 21
(e) 25
Directions (96-100) : In the following
questions two equations numbered I
and II are given. You have to solve both
the equations and
Give answer (a) if x > y
Give answer (b) if x ? y
Give answer (c) if x < y
Give answer (d) if x ? y
Give answer (e) if x = y and the
relationship
cannot
be
established.
96. I. 3x2 + 8x + 4 = 0
II. 4y2 – 19y + 12 = 0
97. I. x2 + x – 20 = 0
II. y2 – y – 30 = 0
98. I. X2 + 9X + 20 = 0
II. Y2 + 5Y + 6 = 0
99. I. X2 + 29X = -210
II. Y2 + 28Y = -195
100. I. 5X 2 – 18X + 9 = 0
II. 20Y2 – 13Y + 2 = 0

EXPLANATION
1.(e)
2.(b)
3.(c)
5. (a)
6.(c)
7.(b)
9.(d)
10.(e)
11. (d)
13. (a) 14. (a) 15. (a)
17. (e) 18. (c) 19. (a)
21. (a)
22. (a) 23. (e)
25. (d)
26. (d) 27. (d)
29. (c) 30. (a)
Solutions (31-35):
Date
Day
Exam
2nd March
3rd March
4th March
5th March
6th March
7th March
8th March
Wednesday
Thursday
Friday
Saturday
Sunday
Monday
Tuesday
History
Maths
English
Hindi
Off
Economics
Science
31. (e)
32. (b)
33. (d)
35. (d)
(36-42) :
36. (e) 37. (a) 38. (b)
40. (c) 41. (c) 42. (a)
44. (b) 45. (e) 46. (d)
(48-52) :
flower – la
fragrance – ku
eleven – da
everybody – ro
gives – nu
roses – pa
good – ru
bouquet – ra
contain – su, tic
of – yi, va
48. (d) 49. (b) 50. (d)
52. (a) 53. (c) 54. (d)
56. (d) 57. (e)
(58-63) :
58-59
4. (a)
8.(b)
12. (b)
16. (b)
20. (c)
24. (c)
28. (b)
Time
Duration
60 mins
50 mins
90 mins
100 mins
Off
75 mins
40 mins
34. (a)
39. (d)
43. (a)
47. (c)
51. (a)
55. (b)
58. (e)
(60-61)
59. (c)
60. (a)
(62-63)
61. (e)
62. (e)
(66-70)
63. (b)
66
64. (a)
65. (d)
66. (e)
Required percentage = (364 + 312 +
130)/3120 * 100 = 26
67. (c)
Required ratio = 260 : 770 = 26 : 77
68. (b)
Required percentage = 130/364 * 100
= 35.71
69. (d)
Total number of boys who are enrolled
in Dancing = 364 + 156 + 140 + 208 =
868
70. (e)
Total number of students enrolled in
all the three classes together = 130 +
140 = 270
Solutions (71-75)
71. (b)
Required Average = (76 + 84 + 66 + 72
+ 88 + 64)/6 * 150/100 = 112.5
72. (b)
Required Average = (66 + 72 + 78 + 80
+ 68 + 74)/6 * 75/100 = 54.75
73. (a)
Total marks obtained by D in Biology,
Maths and English together = 68% of
100 + 72% of 150 + 66% of 50 = 209
Total marks obtained by F in Biology,
Maths and English together = 79% of
100 + 64% of 150 + 80% of 50 = 215
Required ratio = 209 : 215
74. (e)
Required % = 66% of 150/(56%of75 +
78%of75 + 71%of100 + 66%of150 +
86%of50 + 70%of50) * 100 = 28%
(approx)
75. (e)
Total marks obtained by ‘B’ in all the
subjects together
= 76% of 75 + 72% of 75 + 65% of 100
+ 84% of 150 + 74% of 50 + 75% of 50
= 376.5
76. (b) 2*5=10+15
25*5=125+20
145*5=725+25
750*5=3750+30
77. (b)(3+7)*1=10, (10+6)*2=32
(32+5)*3=111
(111+4)*4=460
(460+3)*5=2315
(2315+2)*6=13902
78. (c)16 * 1.5 = 24, 24 * 2.5 = 60
60 * 3.5 = 210
210 * 4.5 = 945
945 * 5.5 = 51975
51975 * 6.5 = 3378.75
79. (a)16*0.5+7 = 1515*1+6 = 21
21*1.5+5 = 36.5
36.5*2+4 = 77
77*2.5+3 = 195.5
195.5+3+2=588.5
80. (b)142+729 = 871
871+512 = 1383
1383+343 = 1726
1726+216 = 1942
1942+125 = 2067
2067+64 = 2131
81. (c)
P = 29000 CI = 9352.5 N = 2 years A
= P + I = 38,352.5
Substituting the values in
A = P(1 + R/100)^n
Solving we get R = 15%.
82. (b)
The required time will be the LCM of
8, 18 and 15 which is 360 sec or 6
minutes.
83. (c)
? R^2 = 39424
R = 112
Perimeter of square = 4a = 112
Side of square = 112/4 = 28
Area of square = 28^2 = 784 cm2.
84. (a)
Number of ways = 5C2 * 6C2 * 3C1 =
450
85. (d)
Number of ways = 11C2 * 3C3 = 55
86. (c)
Required number of days = (30 * 36)/
18 = 60
87. (d)
Let total income of Ram be x. Then
(100 – 50 – 20 – 5)% of x = 11250
x = 45000.
88. (e)
Let the number be xy
(10x + y) – (10y + x) = 54
x – y = 6 And x + y = 12
Solving the equations we get x = 9 and
y=3
So the number is 93.
89. (a)
Let the age of Geeta’s daughter be x.
Then Geeta’s age is 8x.
(8x + 8)/ (x + 8) = 10/3
x=4
Geeta’s present age = 8x = 32 years.
90. (c)
Required number of ways = 4! * 3! *
2! = 288.
91. (b) 92.(d)
93. (a) 94. (c)
95. (b) 96. (e) 97. (c) 98. (c)
99.(e)
100.(a)

67
BOSS – Bharat Operating System
Solutions
Bharat Operating System Solutions (BOSS)
is a free and open source Linux distribution
for usage in Indian government departments
developed by the National Resource Centre
for Free/Open Source Software
(NRCFOSS) of India. BOSS GNU/Linux is
also known by the acronym BOSS. The
Union Govt. during January 2015 asked
states to deploy the open source Linuxbased operating system BOSS meant to run
official computers. BOSS is being proposed
as a ‘homegrown’ alternative to the
Microsoft Windows operating system,
which is the predominant OS in use across
Central and state government computer
systems, alongside other Linux variants such
as Redhat and Ubuntu, as well as Android
and Unix systems.
NMET – National Mineral Exploration
Trust
NMET is the name given to a new seed trust
floated by the Union Govt. during January
2015, which has primarily been established
to promote more exploration of non-coal
minerals and meet the growing needs of the
domestic steel, aluminium, copper and other
utilities. This seed trust has been established
with an initial corpus of Rs. 500 crore. The
Mines and Minerals (Development and
Regulation) (Amendment) Ordinance, 2015
was promulgated to establish NMET. As
per the ordinance, holders of mining
leases or prospecting-cum-mining leases
would pay to the NMET a sum equivalent
to 2% of the royalty they pay to the
government. The trust would utilise the
money for fresh exploration. In effect, it
would function similarly to the state-run
Geological Survey of India (GSI) or its junior
counterpart
Mineral
Exploration
Corporation Limited (MECL). The mines
ministry’s efforts to strengthen its
exploration firms gathered momentum
following the steel ministry’s December
2014 presentation to the PMO wherein it
had said that the total thermal coal
requirement for steel, cement and aluminium
sectors is approximately 200 million tonne,
of which 40 million tonne is imported at a
revenue outgo of Rs. 500 crore each year.
UPI – Unified Payment Interface
UPI is the name given to a unified platform
launched by National Payments
Corporation of India (NPCI) on 18 February
2015 for providing a single payment interface
across all systems. Under UPI, anyone who
has an account, should be able to send and
receive money from their mobile phone with
just an identifier without having any other
bank/account details. It is designed to enable
all account holders to send and receive
money from their smartphones with a single
identifier – Aadhaar number, mobile number,
virtual payments address – without entering
any bank account information. UPI will
make payments possible only by providing
an address with others without having ever
provided account details or credentials on
3rd party applications or websites.
POTUS – President of the United States
POTUS stands for President of The United
States. This term has been used for decades
now to denote the U.S. President. The use
of the term POTUS was probably started
by the security team of the President to call
him in short. The term was, however, used
by the Indian media in a wide-spread manner
for the first time on the occasion of President
Barack Obama’s historic visit to India from
25 to 27 January 2015. One reason POTUS
was used so extensively this time was that
in the times of prevalence of social media
and Internet use of slang words and
acronyms have gained huge popularity.
TLCs – Tech Learning Centres
Tech Learning Centres (TLCs) is a new
massive initiative launched by State Bank
of India (SBI) recently to empower its
customers through technology and
awareness. Under this initiative special SBI
centers across the length and breadth of the
country have started holding interactive
learning sessions and demos of the bank’s
tech-channels. This initiative has been on
since December 2014. Under this 385 State
Bank TLCs across the length and breadth of
the country have started holding interactive
learning sessions and demos of the bank’s
tech-channels for over ten thousand
customers every month. A large number of
customers are having an initial fear and
hesitation to use technology for their banking
needs. But through this initiative SBI seeks
to remove such hesitation among them.
After launching in December, 2014, more
than 30,000 customers were trained in these
TLCs. TLCs will spread awareness of the
Bank’s various tech channels including Cash
Deposit Machines, Mobile Banking apps.

PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (MAIN)]
ENGLISH LANGUAGE
Directions (Q.1-10) : Read the following
passage carefully and answer the
questions given below it. Certain words
have been printed in bold to help you
locate them while answering some of the
questions.
Indeed the western recession is really the
beginning of good news for India! But to
understand that we will have to move away
for a while from the topic of western
recession ....... to the Japanese recession! For
years the Japanese style of management has
been admired. However, over the last decade
or so, one key question has sprung up ‘if
Japanese management style is as wonderful
as described then why has Japan been in a
recession for more than a decade?
The answer to this question is very simple.
Culture plays a very important part in
shaping up economies. What succeeds in one
culture fails in another. Japanese are basically
non materialistic. And however rich they
become, unlike others, they cannot just keep
throwing and buying endlessly. And once
they have everything they need; there is a
saturation point. It was only when companies
like Toyota realized that they cannot keep
selling cars endlessly to their home market
that they went really aggressive in the
western markets-and the rest is history.
Japanese companies grew bigger by catering
to the world markets when their home
markets shrunk.
And the markets have to shrink finally after
attaining a level of affluence! And that’s great
for the world because earth needs sustainable
development. It does not need monstrous
consumers who keep consuming at the cost
of the environment and the earth. There
should be limits to growth so that consumers
are not converted into material dustbins for
the profit of a handful of corporations.
Owing to the materialistic culture elsewhere,
it was possible to keep selling newer
products to the consumers despite having
existing ones which served equally well.
They were lured through advertising and
marketing techniques of ‘dustbinisation’ of
the customer; and then finally, once they
became ready customers, they were given
loans and credits to help them buy more and
more. When all the credit worthy people
were given loans to a logical limit, they
ceased to be a part of the market. Even this
would have been understandable if it could
68
work as an eye opener. Instead of taking the
‘Right Step’ as Toyota did, they preferred
to take a ‘shortcut’. Now banks went to the
non creditworthy people and gave them
loans. The people expectedly defaulted and
the entire system collapsed.
Now like Toyota western companies will
learn to find new markets. They will now
lean towards India because of its common
man! The billion plus population in the next
25 years will become, a consuming middleclass. Finally, the world’s attention will shift
to the developing world. Finally, there will
be a real surge in income of these people
and in the next fifty odd years, one can really
hope to see an equal world in terms of
material plenty, with poverty being almost
nonexistent! And this will happen not by
selling more cars to Americans and
Europeans. It will happen by creating
markets in India, China, Latin America and
Africa, by giving their people purchasing
power and by making products for them.
The recession has made us realize that it is
not because of worse management
techniques, but because of limits to growth.
And they will realize that it is great for
planet earth. After all, how many cars and
houses must the rich own before calling it
enough? It’s time for them to look at others
as well. Many years back, to increase his
own profits, Henry Ford had started paying
his workers more, so that they could buy
his cars. In similar fashion, now the
developed world will pay the developing
world people so that they can buy their
cars and washing machines.
The recession will kick-start the process of
making the entire world more prosperous,
and lay the foundation of limits to growth
in the west and the foundation of real
globalization in the world - of the
globalization of prosperity. And one of its
first beneficiaries will be India.
1. Although admired since years, why did
the scepticism over the Japanese
management style start since the last
decade?
(a) Japanese companies have been
moving out of their home markets
since the last decade.
(b) Japanese banks have provided
loans indiscriminately to the
creditworthy as well as non
creditworthy people.
(c) Because Japanese markets have
been going through a period of
continuous recession since the last
decade.
(d) The unlimited growth of the
Japanese markets has come at the
cost of the western market.
(e) None of these
2. According to the author, what is the
main cause of Japanese recession?
(a) Only a handful of corporations
earned profits and not the people
in general.
(b) Non creditworthy people
defaulted which led to a collapse
of the entire system.
(c) Consumers were sold newer
products which were similar in
quality to the existing ones.
(d) Japanese do not purchase
endlessly and thus when products
had been sold to every customer,
the markets slowed down.
(e) None of these
3. How does the author foresee the future
globalization as an analogy to Henry
Ford’s example?
(A) Car companies would start selling
cars in developing countries as
well.
(B) By paying the developing world
the developed world would
increase its own profit, in turn
bringing affluence to developing
world as well.
(C) To earn profit, the companies in
developing countries would move
to foreign land.
(a) Only A
(b) Only B
(c) Only C
(d) Only A and C
(e) None of these
4. According to the passage, which of the
following was NOT an effect of
providing loans and credits to the
customers?
(A) The non creditworthy people
defaulted.
(B) People bought new products
which were not needed.
(C) Poverty became non-existent.
(a) Only A
(b) Only B
(c) Only A and B
(d) Only B and C
(e) Only C
5. Why is recession the beginning of good
news for India in the author’s view?
(A) India can provide an attractive
market to the western companies.
(B) India has remained largely
unaffected by recession owing to
its huge population.
(C) Indians keep purchasing products
despite owning equally good
products.
(a) Only C
(b) Only B
(c) Only A
(d) Only B and C
(e) None of these
6. Why according to the author is the current
recession great for ‘Planet Earth’?
(A) It will make people nonmaterialistic like the Japanese.
(B) The unlimited market growth
which caused hazards to the
environment would be checked to
a certain extent.
(C) Banks will now provide loans only
to the creditworthy people.
(D) Developing countries will also be
benefited by shifted markets.
(a) Only A
(b) Only B and D
(c) Only A and B
(d) Only B
(e) None of these
10. SURGE
(a) Decrease
(b) Deteriorating
(c) Weakening (d) Atrophy
(e) Crumble
Directions (Q.7-18) : Choose the word
which is most similar in meaning to the
word printed in bold as used in the
passage.
Directions (Q.16-20) : Rearrange the
following sentences (A), (B), (C), (D), (E)
and (F) to make a meaningful paragraph
and answer the questions which follow:
(A) However while reading they
would not know when to pause
and what to emphasize.
(B) Since then their use has been
regularized and the punctuation
rules have been followed by all.
(C) In earlier days, people learnt by
reading out loud.
(D) But not everybody used the same
punctuations for the same thing.
(E) To address this problem, various
signs
depicting
various
punctuations were introduced.
(F) Thus firmer guidelines regarding
punctuations were framed so that
everyone used them in similar
way.
7. CATERING
(a) Considering
(b) Lending
(c) Supplying
(d) Working
(e) Indulging
8. AGGRESSIVE
(a) Violent
(b) Determined
(c) Demanding
(d) Offensive
(e) Brutish
Directions (Q.9-10) : Choose the word/
phrase w hich is most opposite in
meaning to the word printed in bold as
used in the passage.
9.
PROSPEROUS
(a) Distressed
(b) Helpless
(c) Worse
(d) Worthless
(e) Underprivileged
69
Directions (Q.11-15) : Read each
sentence to find out whether there is any
grammatical error in it. The error if any
will be in one part of the sentence, the
number of that part will be the answer.
If there is no error, mark (e) as the
answer. (Ignore errors of punctuation, if
any.)
11. To be a king and (a)/wear a crown are
(b)/ more glamorous to (c)/ see than to
bear. (d)/No error (e)
12. None of the student (a)/ in the class (b)/
scored below the (c)/ given cut-off
marks.(d)/ No error (e)
13. Ashok is among the (a)/few people in
the world (b)/ which did not blindly
follow (c)/ the path of others. (d)/ No
error (e)
14. Most people like to (a)/ rest after a
day’s hard work (b)/ but he seemed to
have (c)/an inexhaustive supply of
energy. (d)/No error (e)
15. Ancient artifacts are (a)/ a part of global
heritage (b)/ and should not be (c)/ sold
to the highest bidder. (d)/ No error (e)
16. Which of the following sentences should
be the SECOND after rearrangement?
(a) A
(b) B
(c) D
(d) E
(e) F
be the THIRD after rearrangement?
(a) A
(b) E
(c) D
(d) F
(e) C
be the FIFTH after rearrangement?
(a) B
(b) C
(c) A
(d) E
(e) F
be the SIXTH (LAST) after
rearrangement?
(a) C
(b) E
(c) D
(d) B
(e) F
be the FIRST after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
Directions (Q.21-25) : Each question
below has two blanks, each blank
indicating that something has been
omitted. Choose the set of words for each
blank that best fits the meaning of the
sentence as a whole.
21. Many teachers ___ the lack of
professional freedom as the ___ for
leaving the job.
(a) cited, reason
(b) explained, force
(c) claimed, understanding
(d) argued, culprit
(e) believe, ground
22. Skeptics would not ____that the earth
actually moves, let alone that it ____
around the sun.
(a) permit, orbits
(b) accept, revolves
(c) experience, circles
(d) assume, went
(e) challenge, spins
23. Unpredictable ____ of the child could
not lead the consultants to any _____.
(a) performance, setting
(b) belief, judgement
(c) operation, purpose
(d) behaviour, conclusion
(e) react, decision .
24. A public servant who is guilty will not
____ punishment and no ______
person will be punished.
(a) be, sincere
(b) flee, guilty
(c) defend, common
(d) avoid, uninformed
(e) escape, innocent
25. Few professions can ___ the sheer
variety and constant ____ of being a
doctor.
(a) like, struggle
(b) share, enthusiast
(c) match, challenge
(d) draw, work-load
(e) justify, exception
Directions (Q.26-30) : In each of the
following questions four words are given
of which two words are most nearly the
same or opposite in meaning. Find the
two words which are most nearly the
same or opposite in meaning and
indicate the number of the correct letter
combination as answer.
26. (A) unite
(C) separate
(a) A-C
(c) B-C
(e) A-D
27. (A) explicit
(C) introvert
(a) A-B
(c) A- C
(e) C-D
28. (A) fearful
(C) hostile
(a) B-D
(c) A-B
(e) A-D
29. (A) fraud
(C) guilty
(a) A-C
(c) B-D
(e) C-D
30. (A) loud
(C) salient
(a) A-C
(c) C-D
(e) B-C
(B) association
(D) distant
(b) A-B
(d) B-D
(B) cautious
(D) clear
(b) B-D
(d) A-D
(B) beautiful
(D) amicable
(b) C-D
(d) B-C
(B) barbarous
(D) civilized
(b) A-B
(d) A-D
(B) prominent
(D) legible
(b) B-D
(d) A-D
Directions (Q.31-40) : In the following
passage there are blanks, each of which
has been numbered. These numbers are
printed below the passage and against
each, five words are suggested, one of
which best fits the blank appropriately.
Find out the appropriate word in each
case.
Twenty years (31) now, nearly 60% of the
world’s population will live in urban areas.
The impact of urbanization might not all be
positive on India as urban expansion is
happening at a much (32) rate than
Infrastructure expansion.
70
Sustainability issues need to be (33) so that
economic development is not at the (34) of
public health. Some urban services that ought
to be in (35) in a city like water, electricity,
transport etc. need special consideration.
TERI has put together a detailed report that
(36) sustainability in the provision of basic
urban services in Indian cities.
(37) public transport is a major reason for
the proliferation of private vehicles on the
road. Respiratory illness in children living
in urban areas is on the (38) with more cases
of Asthma being (39) because of pollution.
The future of cities of Indian dreams depends
on (40) we can build better cities today.
31. (a) till
(b) since
(c) from
(d) after
(e) on
32. (a) faster
(b) slower
(c) changed (d) speed
(e) quick
33. (a) speculated (b) believed
(c) imagined (d) considered
(e) understand
34. (a) payment (b) rate
(c) costs
(d) charge
(e)expense
35. (a) abundance (b) large
(c) functional (d) vicinity
(e) location
36. (a) bring
(b) emphasizes
(c) speculates (d) postulates
(e) requests
37. (a) Good
(b) Competent
(c) Absence (d) Inadequate
(e) Sufficient
38. (a) multiplication (b) expansion
(c) rise
(d) inflation
(e) grow
39. (a) produced (b) develop
(c) composed (d) resulted
(e) reported
40. (a) if
(b) whether
(c) unless
(d) provided
(e) weather
QUANTITATIVE APTITUDE
41. Asha purchases 20 kg of pickle at Rs
12.50 per kg and 30 kg of pickle at Rs
12 per kg. At what price per kg should
she sell the mixture in order to gain
30%?
1) 16.23
2) 16.32
3) 15.68
4) 15.86
5) 14.86
42. The salary of an employee increases
consistently by 20% every year. If his
present salary is Rs 12,800, then what
will be his salary after three years?
1) 18423
2) 18432
3) 18234
4) 18342
5) 18324
43. A bag contains 4 blue, 5 black and 7
yellow balls. Three balls are drawn
randomly. What is the probability that
all three drawn balls are of different
colours?
1)
3
4
2)
15
17
3)
1
4
4)
2
17
5)
3
16
44. If the rate of the stream is 5kmph, then
a man can swim a certain distance
downstream in 2 hours and return
upstream in 7 hours. If the rate of the
stream will be 3 kmph, how many
distance the man will cover in 3 hours
in upstream?
1) 24 km
2) 12 km
3) 21 km
4) 15 km
5) 18 km
45. A rectangular field, 65 m long and 43
meter broad, is surrounded by a 3meter wide path. What is the area of
the path?
1) 684 m2
2) 333 m2
2
3) 258 m
4) 612 m2
5) 484 m2
Directions (Q.46-50): In each of these
questions, two equations (I) and (II) are
given. You have to solve both the
equations and give answer.
1) if p > q
2) if p  q
3) if p< q
4) if p  q
5) if p = q, or relation cannot be
established between ‘p’ and ‘q’.
46. I. p2+3p – 40=0
II. q2 – 14q+48= 0
47. I. p2 = 49
II. q2 – 16q+63 =0
48. I. 2p2 +13p +21=0
II. 2q2+27q+88=0
49. I. p2 +8p – 65=0
II. q=
841
50. I. 5p2 – 17p +14 =0
II. 8q2+3q – 5=0
51. The simple interest on a certain sum of
money will be Rs 882 after 9 years. If
the principal is increased 5 times after
3 year, then what will be the total
interest at the end of 6 year.
1) 2940
2) 1764
3) 1470
4) 1564
5) 1672
52. What is the number of diagonals of a
polygon of 9 sides?
1) 27
2) 36
3) 54
4) 45
5) 72
53. Two trains of length 140 m and 120 m
respectively are running on parallel
tracks. When running in the same
direction the faster train passes the
slower train in 13 seconds, but when
running in opposite directions they take
5 seconds to cross each other. What is
the speed of the faster train?
1) 126.9 kmph
2) 126.6 kmph
3) 129.6 kmph
4) 132.6 kmph
5) 136.6 kmph
54. The cost of painting the walls of a room
12 meters long and 6 meters wide at Rs
21 per sq meters is Rs 4536. What is
the height of the room?
1) 5 m
2) 6 m
3) 7 m
4) 8 m
5) 9 m
55. A can do a piece of work in 20 days. A
with the help of B does the same piece
of work in 15 days. If they are paid Rs
8584 for that work, then what is the
share of A?
1) 2146
2) 6438
3) 6483
4) 6348
5) 6384
Directions (Q. 56-60): What should come
in place of question mark (?) in the
following number series?
56. 1716 990
1) 24
3) 18
5) 16
57. 1 54 375
1) 7896
3) 4152
5) 7086
58. 1
30 91
1) 516
3) 392
5) 584
71
504 210 60
2)6
4) 12
?
1372
3645
2) 7986
4) 5152
?
184
2) 478
4) 466
?
309
59. 8
15 46 183
16
?
1) 4579
2) 5497
3) 4581
4) 5229
5) 5495
60. 12 14 17 27
42
?
1) 72
2) 70
3) 68
4) 66
5) 64
61. A man plants 15876 apple trees in his
garden and arranges them in such a way
that there are as many rows as there
are apples trees in each row. Find the
number of rows.
1) 126
2) 136
3) 124
4) 134
5) 116
62. A student’s mark was wrongly entered
as 67 instead of 45. Due to that the
average marks of the class got increased
by half. Find the number of students
in the class.
1) 42
2) 21
3) 22
4) 44
5) 46
63. A boy rides his bicycle for 10 km at an
average speed of 8 kmph and again he
travels 8 km at an average speed of 10
kmph. What is his average speed for
the entire journey? (Calculate approx.
value)
1) 9.2
2) 7.4
3) 7.8
4) 8.4
5) 8.8
64. In a regular week, there are 6 working
days and for each working day there
are 8 working hours. A man gets Rs 24
per hour for regular work and Rs 32
per hour for overtime. If he earns Rs
5184 in 4 weeks, then how many hours
does he work for?
1) 192 hour 2) 216 hour
3) 210 hour 4) 184 hour
5) 212 hour
65. A and B together can complete a piece
of work in 18 days. A alone can
complete it in 30 days. If B does the
work only for half a day daily, then in
how many days will A and B together
complete the work?
1) 20 days
2) 27 days
3) 25 days
4) 22
1
days
2
5) 24 days
Directions (Q. 66-70): Each of the questions
below consists of a question and two
statements numbered I and II are given
below it. You have to decide whether the
data provided in the statements are
sufficient to answer the question. Read both
the statements and Give answer
1) if the data in statement I alone are
sufficient to answer the question,
while the data in statement II
alone are not sufficient to answer
the question.
2) if the data in statement II alone
are sufficient to answer the
question, while the data in
statement I alone are not sufficient
to answer the question.
3) if the data either in statement I
alone or in statement II alone are
sufficient to answer the
question.
4) if the data in both the statements
I and II together are not sufficient
to answer the question.
5) if the data in both statements I
and II together are necessary to
answer the question.
66. What is Jagadish’s share in the profit of
Rs 50,000 earned in the business run
by him in partnership with Jay?
I. Jagadish invested an amount 150%
of the amount invested by Jay.
II. The amount invested by Jay is
two-thirds of the amount invested
by Jagadish.
67. In how many days can Y alone complete
the work?
I. Y and Z together can complete the
work in 8 days.
II. X and Y together can complete
the work in 12 days.
68. What is the rate of interest p.c.p.a?
I. The amount doubles itself in 10
years.
II. The simple interest accrued in 5
years is Rs 5000.
69. What is the mother’s present age?
I. The present ages of mother and
child are in the ratio of 5 : 1
respectively.
II. Four years hence the ratio of the
ages of mother and child will be
17 : 5 respectively.
70. What is a two-digit number?
I. The sum of the digits is 6.
II. The digit in the ten’s place is double
the digit in the unit’s place.
Directions (Q. 71-75): Study the bar
graph and pie-chart carefully and
answer the following questions.
The bar graph shows the number of people of different
religions in six different countries.
Directions (Q.76-80): The follow ing table show s the
percentage of marks obtained by five students in six different
subjects. Answer the following questions based on this table.
Student English (full Chemistry (fullBiology (full Hindi (full Physics (full Maths (full
marks 100) marks 50) marks 75) marks 75) marks 75) marks 200)
Nilu
89%
74%
78%
56%
62%
63%
Ajay
92%
56%
60%
46%
72%
72%
Anil
72%
32%
42%
49%
84%
67%
Nitish
63%
44%
54%
68%
54%
66%
Raju
79%
66%
84%
77%
68%
58%
The pie-chart shows the percentage of the total land in
different countries
71. The population of Muslims in India is what percent of the
population of Christians in Egypt?
1) 125%
2) 12.5%
3) 225%
4) 325%
5) 25%
72. The annual rate of decrease in the population of Muslims,
Christians and Hindus is 20% 50% and 50% respectively.
What was the population of Brazil two years ago?
1) 121.25 lakh
2) 171.25 lakh
3) 79.23 lakh
4) 271.25 lakh
5) 242.2 lakh
73. In the given countries the population of which religion is the
maximum?
1) Muslim
2) Christian
3) Hindu
4) either Muslim or Christian
5) None of these
74. Which country has the maximum population?
1) India
2) Brazil
3) USA
4) Egypt
5) India and Brazil
75. Which country has the minimum population density?
1) Japan
2) China
3) Egypt
4) USA
5) Brazil
72
76. What is the overall percentage of marks scored by Ajay?
1) 53.16%
2) 48.16%
3) 68.16%
4) 58%
5) 78.16%
77. The marks scored by Raju in Physics is approximately what
percent of the marks scored by him in Hindi?
1) 56%
2) 86%
3) 66%
4) 36%
5) 76%
78. What is the average marks scored by all students in
Biology?
1) 53.7
2) 47.7
3) 49.7
4) 42.7
5) 57
79. What is the difference between the total marks obtained by
Nitish in Chemistry, Hindi and Maths and that obtained by
Anil in the same subjects?
1) 23
2) 12
3) 22
4) 42
5) 43
80. What is the total marks scored by Nilu in all subjects together?
1) 413.5
2) 313.5
3) 414.5
4) 413
5) None of these
Directions (Q.81-85): Study the following graphs carefully to
answer the questions that follow:
The line graph shows the number of students in various
departments in different cities. The pie-cart shows the
percentage of faculty members in different cities.
number of TVs produced by both the
companies together is 340. 20% of the total
products produced by company P are CDs.
Company P produces equal number of
webcams and mobiles.
Total number of faculty members
=10000
81. What is the ratio of the total number of
students in all departments together to
the number of faculty members in
Delhi?
1) 20 :1
2) 17:3
3) 18:5
4) 16:7
5) 19:2
82. The number of students studying CSE
in Pune is what percent less than the
number of students studying ECE in
Chennai?
1) 44.28%
2) 64.28%
3) 74.28%
4) 34.28%
5) 54.28%
83. In which department is the number of
students the minimum?
1) IT
2) CSE
3) Either IT or EEE
4) ECE
5) EEE
84. The number of faculty members in
BBSR is what percent of the number
of students in ECE in Goa?
1) 17.77%
2) 19.99%
3) 13.33%
4) 18.88%
5) 16.66%
85. In which city is the number of students
per faculty member the maximum?
1) Chennai
2) BBSR
3) Delhi
4) Mumbai
5) Pune
Directions (Q.86-90): Study the
following information carefully to
answer the questions that follow:
There are two companies P and Q. Both
companies produce all the four different
products, viz TVs, Mobile, Web cams and
CDs. Company P produces a total of 800
products. The ratio of the total products
produced by company P to that by
company Q is 4 : 5. 20% of the total
products produced by company Q are
webcams and 40% of them are CDs. Twofifths of the remaining products produced
by company Q are mobiles. The total
73
86. What is the ratio of the number of
webcams produced by company P to
the number of TVs produced by
company Q?
1) 7:9
2) 4:9
3) 8:9
4) 9:7
5) None of these
87. What is the total number of Mobiles
produced by both the companies
together?
1) 390
2) 430
3) 530
4) 420
5) None of these
88. The number of Mobiles produced by
company P is what percentage of the
total number of products produced by
company Q?
1) 37
2) 33
3) 29
4) 25
5) None of these
89. What is the average of the number of
web cams, CDs and TVs produced by
company Q?
1) 280
2) 860
3) 270
4) 840
5) None of these
90. What is the difference between the
number of CDs produced by company
Q and the number of TVs produced by
company P?
1) 250
2) 300
3) 200
4) 350
5) None of these
REASONING ABILITY
Directions (Q.91-95): Study the following
information to answer the given questions.
A word and number arrangement machine,
when given an input line of words and numbers
rearranges them following a particular rule. The
following is an illustration of input and
rearrangement.
Input: English 18 following 50 xerox 89 goat
33 central 81 23 good.
Step I: goat English 18 following 50 xerox 33
central 81 23 good 89
Step II: goat good English 18 following 50
xerox 33 central 23 81 89.
Step III: goat good Xerox English 18 following
33 central 23 50 81 89.
Step IV: goat good Xerox central English 18
following 23 33 50 81 89.
Step V: goat good Xerox central English
following 18 23 33 50 81 89.\
Step V is the last step of the above arrangement
as the intended arrangement is obtained. As
per the rules followed in the above steps, find
out in each of the following questions the
appropriate steps for the given input.
Input : 19 Analytical 48 person 88 xenon 25
magical 79 59 objective pattern.
91. Which step number would be the following
output?
“xenon person magical pattern 19
analytical 25 objective 48 59 79 88.”
a) Step III
b) Step IV
c) Step V
d) There will be no such step
e) None of these
92. Which of the following would be the last
step of the rearrangement?
a) IV
b) V
c)VI
d) VII
e) None of these
93. If in the last step all the words get
rearranged in alphabetical orders, which
of the following words would retain its
original position?
a) Objective b) xenon
c) Magical
d) person
e) None of these
94. Which of the following would be at the 7th
position from the left in step III?
a) 25
b) objective
c) 48
d) magical
e) None of these
95. In step IV, if ‘xenon’ is related to ‘88’ and
‘person’ is related to ‘79’ then ‘19’ is
related to which of the following, if the
same pattern is followed?
a) 48
b) 59
c) objective
d) 25
e) None of these
Directions (Q.96-100) : In each of the
questions below are given three
statements followed by four conclusions
numbered I, II and III. You have to take
the given statements to be true even if
they seem to be at variance from
commonly known facts. Read all the
conclusions and then decide which of the
given conclusions logically follows from
the given statements disregarding
commonly known facts.
96. Statements:
Some books are trees.
All trees are roads.
All roads are wheels.
Conclusions:
I. Some wheels are books.
II. Some roads are books.
III. Some wheels are trees.
(a) Only I and II follow
(b) Only II and III follow
(c) Only I and III follow
(d) All follow
(e) None of these
97. Statements:
All stones are rivers.
All rivers are cars.
Some cars are trains.
Conclusions:
I. Some trains are stones.
II. Some cars are stones.
III. Some trains are rivers.
(a) None follows
(b) Only I follows
(c) Only II follows
(d) Only III follows
(e) Only II and III follows
98. Statements:
All desks are rooms.
Some rooms are halls.
All halls are leaves.
Conclusions:
I. Some leaves are desks.
II. Some halls are desks.
III. Some leaves are rooms.
(a) None follows
(b) Only I follows
(c) Only II follows
(e) Only II and III follow
99. Statements:
Some bags are plates.
Some plates are chairs.
All chairs are tables.
Conclusions:
I. Some tables are plates.
II. Some chairs are bags.
III. No chair is bag
(a) Only I follows
(b) Only either II or III follow
(c) Only I and either II or III follow
(e) None of these
100. Statements:
All buildings are mirrors.
Some mirrors are pens.
No pen is paper.
Conclusions:
I. Some papers are buildings.
II. Some pens are buildings.
III. Some papers are mirrors.
(a) None follows
74
(b) Only I follows
(c) Only II follows
(e) Only II and III follows
following information carefully and
answer the given questions.
A, B, C, D, E, F, G and H are eight family
members sitting around a circular table, facing
the centre, but not necessarily in the same
order. Each member has a different hobby,
viz cooking, singing, swimming, watching
TV, reading, dancing, walking and listening
to music, but not necessarily in the same
order.
D sits on the immediate left of her brother,
who sits in front of his father. G sits between
the person who likes swimming and the
person who likes singing, her hobby is
reading. A is the head of his family and sits
third to the left of wife B. E has two sisters
and sits second to the right of his
grandfather, whose hobby is watching TV.
B has two sons and one of the son’s hobby
is singing. F sits in front of her mother-inlaw, whose hobby is music. H’s son’s hobby
is walking. C and his sister-in-law like singing
and cooking respectively.
101. What is the hobby of D?
a) Cooking
b) Reading
c) Dancing
d) Singing
e) None of these
102. Who among the following sits third to
the left of H ?
a) B
b) C
b) D
d) E
e) None of these
103. Which of the following statements is
true ?
a) A is grandfather of G and sits third
to the right of G.
b) H is husband of F and sits on the
immediate right of C
c) E is sister of G
d) All are true
e) None of these
104. How is H related to A ?
a) Brother
b) Father
c) Daughter
d) Son
e) None of these
105. Who among the following sits in front
of C and what is the relationship
between them ?
a) B, who is brother of C
b) A, who is daughter of C
c) B, who is mother of C
d) A, who is father of C
e) None of these
Directions (Q.106-110) : Each of the
questions below consists of a question
and two statements numbered I and II
given below it. You have to decide
whether the data given in the statements
are sufficient to answer the questions.
Read both the statements and–
Give answer (a) if the data in statement
I alone are sufficient to answer the
question, while the data in statement
II alone are not sufficient to answer
the question.
Give answer (b) if the data in statement
II alone are sufficient to answer the
question, while the data in statement I
alone are not sufficient to answer the
question.
Give answer (c) if the data either in
statement I alone or statement II alone
are sufficient to answer the question.
Give answer (d) if the data even in
both statements I and II together are
not sufficient to answer the questions.
Give answer (e) if the data in both
statements I and II together are
necessary to answer the question.
106. What is the position of Yogesh from
the left in the group of 21 students all
of them facing north?
I. Praveen is exactly in the middle
of the row. There are five persons
between Praveen and Yogesh.
Yogesh is fifth from the right end.
II. There are two persons between
Seema and Praveen and another
two persons between Seema and
Yogesh.
107. In which year did Ranjana complete
her graduation?
I. According to Ranjana’s father she
graduated after March 1989 but
before March 1993.
II. The brother of Ranjana
remembers correctly that she did
her graduation after March 1991
but before March 1994 and the
year of her graduation was an even
number.
108. Are M, S and N in a straight line?
I. N is 6 metres East of M. O is 4
metres North of N. T is 3 metres
West of O and S is 4 metres South
of T.
II. P is 6 metres North of M. Q is
exactly in the middle of P and M.
R is 3 metres East of Q. S is 3
metres South of R. N is 3 metres
East of S.
109. Whether it was 4 O’s clock two hours
ago?
I. At present, both the hands of the
clock face the opposite direction
along a straight line.
II. Two hours ago, both the hands of
the clock together formed an angle
of 120 degree.
110. Among I, A, G, K, J and V who is the
tallest?
I. V is taller than J and G. K is taller
than I and G. K is not the tallest.
II. V is taller than K and I. J is taller
than G. V is not the tallest.
following Information carefully and
answer the questions given below :
Following are the conditions for
selecting Marketing Manager in an
organisation :
The candidate must:
(i) be at least 30 years old as on
01.03.2011
(ii) have secured at least 55 percent
marks in graduation
(iii) have secured at least 60 percent
marks in Post graduate Degree/Diploma
in Marketing
(iv) have post qualification work
experience of at least five years in the
Marketing Division of an organization
(v) have secured at least 45 per cent
marks in the selection process.
In the case of a candidate who satisfies
all other conditions except–
(A) at (Iv) above, but has post
qualification work experience of at least
two years as Deputy Marketing
Manager, the case is to be referred to
GM-Marketing.
(B) at (ii) above, but has secured at
least 65 per cent marks in Post graduate
Degree/Diploma in Marketing
Management, the case is to be referred
to Vice President Marketing.
In each question below is given details
of one candidate. You have to take one
of the following courses of actions
based on the information provided and
the conditions and sub-conditions
given above and mark your answer
accordingly. You are not to assume
anything other than the Information
provided in each question. All these
75
cases are given to you as on
01.03.2011.
Mark answer (a) if the candidate is
not to be selected.
Mark answer (b) if the candidate is to
be selected.
Mark answer (c) if the data are
inadequate to take a decision.
Mark answer (d) if the case to be
referred is to Vice President Marketing.
Mark answer (e) if the case is to be
referred to GM-Marketing.
111. Suresh Mehta has secured 58 percent
marks in graduation. He was born on
19th May, 1977. He has secured 50
per cent marks in the selection process.
He has been working for the past seven
years in the Marketing division of an
organisation after completing his Post
Graduation with 62 percent marks.
112. Sudha Gopalan has secured 50 percent
marks in both selection process and
graduation. She has been working for
the past six years in the Marketing
division of an organisation after
completing her Post Graduate Diploma
in Marketing with 70 percent marks.
She was born on 14th October, 1980.
113. Divya Kohli has been working for the
past five years in Marketing division
of an organisation after completing her
Post Graduate Diploma in Marketing
with 65 percent marks. She has secured
55 percent marks in graduation and 50
per cent marks in the selection process.
She was born on 2nd April, 1981.
114. Navin Marathe was born on 8 th April,
1977. He has secured 60 percent marks
in both graduation and Post-Graduate
Degree in Marketing. He has been
working for the past six years in the
Marketing division of an organisation
after completing his PG Degree in
Marketing. He has secured 50 per cent
marks in the selection process.
115. Varun Malhotra was born on 3 rd July,
1978. He has been working as Deputy
Marketing Manager in an organisation
for the past three years after completing
his Post Graduate Degree in Marketing
with 65 percent marks. He secured 55
per cent marks in both graduation and
selection process.
Directions (Q. 116-120): Study the following
given questions.
P, Q, R, S, T, U and V are seven teachers
A, B, C, D are four coaching institutes.
These coaching institutes are operated
by the group of seven teachers mentioned
above – The institutes open only on
Sunday. At least one teacher visits the
coaching institutes on each Sunday but
no institute is visited by more than two
teachers. Each teacher teaches different
subjects. Subjects are : Hindi, English,
Maths, History, Biology, Physics and
Chemistry. The name of the subjects are
not necessarily in the same order as the
names of the teacher.

U, who teaches chemistry, visits
alone the institute B.

The one who teaches maths does
not visit the institute A. Also, he
never visits with T or V.

S visits the institute D with the
person who teaches physics.

Q visits the institute C, he does not
teach maths.

R visits the institute C. V does not
teach physics.

The one who teaches maths visits
the institute with the preson who
teaches Hindi.

The one who teaches History visits
the institute D.

P teaches neither English nor
physics, All the persons follow the
same routine on every Sunday.
116. P visits which of the following institutes?
a) Can’t say b) A
c) B
d) C
e) D
117. Who among the following teaches
History?
a) S
b) Q
c) T
d) Can’t say
e) None of these
118. Which of the following statements is/are
not true?
I. S teaches physics in the institute D.
II. R teaches maths in the institute A.
a) Both I and II
b) Neither I nor II
c) Either I or II
d) Only II
e) None of these
correct?
a) R teaches maths
b) Q teaches Hindi
c) T teaches physics
d) P teaches Biology
e) None of these
incorrect?
a) V and P visits the institute A.
b) The person who teaches maths or
Hindi visit the institute C.
c) Teachers of history and physics
visits the institute D.
d) Only one person visits the institute
B.
e) None of these
Directions (Q.121-125) : In each question
below is given a statement followed by
two assumptions numbered I and II. An
assumption is something supposed or
taken for granted. You have to consider
the statement and the following
assumptions and decide which of the
assumptions is implicit in the statement.
Give answer (a) if only Assumption I
is implicit.
Give answer (b) if only Assumption
II is implicit.
Give answer (c) if either Assumption
I or II is implicit.
Give answer (d) if neither Assumption
I nor II is implicit.
Give answer (e) if both Assumptions
I and II are implicit.
121. Statement : The city transport
corporation has introduced airconditioned buses on various routes to
attract people travelling to their work
places by car and hence reduce
congestion on the roads.
Assumptions :
I. Majority of the people may still
prefer to travel to their work
places in their own cars.
II. Many people may now opt for
these buses for travelling to their
work places.
122. Statement : The state government has
announced an amnesty scheme for all
the housing societies defaulting on
payment of municipal taxes asking
these societies to pay up front six
percent of the dues and regularize their
status without any penalty.
Assumptions :
I. Most of the defaulting housing
societies may now opt for the
amnesty scheme and pay up their
dues.
II. Other housing societies which
have been paying their taxes
regularly may file case against the
76
government for discriminatory
practices.
123. Statement : Mr. X started at 9.00 am
from his residence to attend a meeting
scheduled to be held at 11.00 am and
instructed his assistant to meet him at
the venue of the meeting and hand over
the relevant documents.
Assumptions :
I. Mr. X may arrive at the meeting
place before 11.00 am.
II. Mr. X’s assistant may be able to
arrive at the venue before
commencement of the meeting.
124. Statement : “If you are a first class
graduate with good communication skill
and also have work experience of at
least two years in the sales related
activities, you are welcome in our
organisation” An employment
advertisement.
Assumptions :
I. Many with good communication
skills may not respond to the
advertisement.
II. All the first class graduates may
possess good communication
skills.
125. Statement : The railway authority has
announced suspension of movements
of train on the main track within the
city limit for carrying out major repair
works during Saturday and Sunday and
advised the commuters to plan their
journey accordingly.
Assumptions :
I. The commuters may protest
against the decision of the railway
authority and may disrupt other
transport services.
II. The municipal authority may be
able to deploy additional buses
during Saturday and Sunday to
help the commuters.
Directions (Q.126-130): In making
decisions about important questions, it is
desirable to be able to distinguish between
“ strong” arguments and “weak”
arguments insofar as they relate to the
question. “ Strong” arguments are those
which are both important and directly
related to the question. “Weak” arguments
are those which are of minor importance
and also may not be directly related to the
question or may be related to a trivial
aspect of the question.
Each question below is followed by two
arguments numbered I and II. You have to
decide which of the arguments is a
“strong” argument and which is a ‘weak”
argument. Give answer
1) If only argument I is “strong”.
2) if only argument II is “strong”.
3) if either I or II is “strong”.
4) if neither I nor II is “strong”.
5) if both I and II are “strong”.
126. Should the Government restrict use of
electricity for each household
depending on the requirement ?
Arguments :
I. Yes, this will help government tide
over the problem of inadequate
generation of electricity.
II. No, every citizen has right to
consume electricity as per their
requirement as they pay for using
electricity.
III. No, the government does not have
the machinery to put such a
restriction on use of electricity.
a) Only I is strong
b) Only II is strong
c) Only I and II are strong
d) Only II and III are strong
e) All I, II and III are strong.
127. Should the Government order closure
of all educational Institutions for a
month to avoid fast spreading of the
contagious viral infection ?
Arguments :
I. No, closure of educational institution
alone is not the solution for
curbing spread of viral infection.
II. No, students will visit crowded
places like malls, markets,
playgrounds etc. in more numbers
and spread the disease, as they
will have lot of spare time at their
disposal.
III. Yes, young persons are more prone
to get affected by the viral
infection and hence they should
remain indoors.
a) None is strong
b) Only I is strong\
c) Only III is strong
d) Only I and II are strong
e) All I, II and III are strong.
128. Should the Government ban export of
all types of food grains for the next
one year to tide over the unprotected
draught situation in the country ?
Arguments :
I. Yes, there is no other way to provide
food to its citizen during the year.
II. No, the Government does not have
its Jurisdiction over private
exporters for banning exporters.
III. Yes, the Government should not
allow the exporters to exports
food grains and procure all the
food grains held by such exporters
and make it available for home
consumption.
a) Only I and II are strong
b) Only II and III are strong
c) Only I and III are strong
d) All I, II and III are strong
e) None of these
129. Should there be a common syllabus for
all subjects in graduate courses in all
the universities across the country ?
Arguments :
I. Yes, this is the only way to spring in
uniformity in the education
system in the country.
II. Yes, it will help standardize the
quality of graduation certificates
being given by different
universities in the country.
III. No, each university should have
the autonomy to decide its
syllabus based on the specific
requirement of the university.
a) None is strong
b) Only I is strong
c) Only II is strong
d) Only I and II are strong
e) Only II and III are strong
130. Should all those students who failed in
one or two subjects in HSC be allowed
to take admission in degree courses and
continue their study subject to their
successfully passing in the
supplementary examination ?
Arguments :
I. Yes, this will help the students to
complete their education without
a break of one year.
II. Yes, this is a forward looking
strategy to help the students and
motivate them for higher studies.
III. No, such students do not choose
to continue their studies without
having passed in all the subjects
in HSC.
a) Only I is strong
b) Only II is strong
c) Only III is strong
d) Only either II and III and I are strong
e) None of these
77
131. In a certain code GLAMOUR is written
as BMHLQTN. How is SERVING
written in that code?
(a) TFSUFMH
(b) QDRTFMH
(c) QDRTHOJ
(d) SFTUFMH
(e) None of these
132. In a certain code GEAR is written as
‘5%9$’ and FIRM is written as
‘3@$7’. How is FAME written in that
code?
(a) 397%
(b) 3%97
(c) 597%
(d) 5397
(e) None of these
133. Four of the following five are alike in a
certain way and so form a group. Which
is the one that does not belong to that
group?
(a) 35
(b) 80
(c) 45
(d) 60
(e) 75
134. M is sister of K, D is brother of K, F is
mother of M. How is K related to F?
(a) Son
(b) Daughter
(c) Son or Daughter
(d) Data inadequate
(e) None of these
135. How many such pairs of letters are
there in the word JUMPING each of
which has as many letters between
them in the word as in the English
alphabet?
(a) None
(b) One
(c) Two
(d) Three
(e) More than three
following information carefully and
answer the questions given below :
P, Q, R, S, T, V and W are seven students of
a college. Each of them has a favourite
subject from Physics, Chemistry, English.
Biology, History, Geography and
Philosophy, not necessarily in the same
order. Each of them also has a favourite sport
from Football, Cricket, Hockey, Volleyball,
Badminton, Table Tennis and Basketball not
R likes Philosophy and his favourite sport
is Hockey. The one who likes Football likes
English. T’s favourite sport is not
Badminton or Table Tennis. V does not like
either History or Biology. The one whose
favourite sport is Basketball does not like
Physics. W likes Chemistry and his favourite
sport is Volleyball, S likes Geography. Q’s
favourite sport is Badminton. V does not
like English and his favourite sport is not
Basketball. P’s favourite sport is Cricket.
The one whose favourite sport is
Badminton does not like Biology.
136. Who likes History?
(a) P
(b) R
(c) Q
(d) V
(e) Data inadequate
137. Whose favourite sport is Basketball?
(a) S
(b) W
(c) Q
(d) Data inadequate
(e) None of these
138. Which subject does T like?
(a) Biology
(b) Physics
(c) Chemistry
(d) Data inadequate
(e) None of these
139. What is Q’s favourite sport?
(a) Cricket
(b) Table Tennis
(c) Football
(d) Badminton
(e) None of these
140. Which subject does P like?
(a) History
(b) Biology
(c) Chemistry
(d) Data inadequate
(e) None of these
GENERAL AWARENESS
141. Recently Adonis has been chosen for
2015 Kumaran Asan World Prize for
poetry. He is an _______ poet
a. Indian
b. Arabic
c. American d. Spanish
e. None of these
142. At which of the following places the
Steel Research and Technology
Mission of India (SRTMI) will be set
up as per the recent agreement between
major Steel companies and Union
Ministry of Steel?
a. Mumbai
b. Bangalore
c. Pune
d. New Delhi
e. None of these
143. Who has been appointed as the new
Chief Election Commissioner of India?
a. Harishankar Brahma
b. Y.V. Reddy
c. Dr. Nasim Zaidi
d. H.L. Dattu
e.none of these
144. Recently Liu Xiang announced his
retirement. He was China’s first
Olympic _______ medalist in an
athletic event.
a. gold
b.silver
c.bronze
d.copper
e.none of these
145. Which of the following Indian actresses
won the 2014-15 Young Women
Achievers Award?
a. Katrina Kaif
b. Jacqueline Fernandez
c. Shraddha Kapoor
d. Deepika Padukone
e.none of these
146. Which of the following is the
disadvantage of going for public issue?
a) Liquidity to existing shares
b) Increase in visibility and reputation
to the company
c) Better pricing and placement with
new investors
d) Need to make continuous disclosures
e)none of these
147. Which of the following is not a criterion
to select the Investment Bankers?
a) No professional memberships or
incorporations are required
b) General reputation in the market
c) Good rapport with market
intermediaries
d) Distribution net work of the
organization
e) None of these
148. Which of the following is not an asset
of a bank?
a) Notes and small coins
b) Overdue recurring deposits
c) Short term loans
d) Staff advances
e) none of these
149. The banking company has restriction
to sanction loan to?
a) Directors of the bank
b) Staff working in the bank
c) Students going abroad
d) Professionals
e)none of these
150. Which of the following is a nondepository institution?
a) Credit unions
b) Commercial banks
c) Mutual funds
d) Regional rural banks
e)none of these
151. The disadvantage associated with
leasing company is?
a) Low costs
b) Flexibility in payments
c) Eliminates the risk of obsolescence
78
d) High competitions because of entry
to all financial institutions
e)none of these
152. Which of the following theory is
associated with the financial system in
the economic growth?
a) Retributive theory
b) Reformative theory
c) Financial repression theory
d) Jurisdictional theory
e)none of these
153. Which of the following is not a financial
intermediary in the financial markets?
a) Pension funds
b) Credit unions
c) Life insurance companies
d) Small scale service institute
e)none of these
154. Which of the following is not a function
of a commercial bank?
a) Registration of charges and mortgages
b) Transactions services
c) Asset transaction
d) Real-time Gross Settlement
e)none of these
155. Which of the following is one of the
three pillars of new Basel Capital
Award?
a) Market competitions
b) Market rapport
c) Market discipline
d) International market relations
e)none of these
156. Earlier the interest in savings bank
accounts of a bank is calculated on?
a) Minimum amount of balance that is
maintained in the account in between
10th and the last day of month
b) Maximum amount of balance that is
10th and the last of month
c) Minimum amount of balance that is
1st and the last day of month
d) Maximum amount of balance that is
1st and the last of month
e)none of these
157. The credit policy of a bank does not
deal with?
a) Credit risk management
b) Documentation standards
c) Review and renewal of advances
d) Outstanding balances in deposit
accounts
e)none of these
158. Issuing credit cards is a component of?
a) Corporate banking
b) Rural banking
c) Retail banking
d) Micro finance
e)none of these
159. The origin of bank instruments can be
traced to?
a) The priests and worship places of
public deposits
b) Goldsmith receipts
c) Bonds issued by the British
Government in India
d) Bank notes issued by Bank of Venice
e)none of these
160. Which of the following is not the
function of commercial banks?
a) Providing transaction services
b) Intermediation in financial services
c) Providing transformation services
d) Regulating the issue of bank notes.
e)none of these
161. There are various instruments in the
financial terms, in which assets is an
also important term in finance. Which
one under given is an example of the
financial assets?
a) Cash
b) Cash equivalent
c) Bank deposits
d) Bonds
e) All of the above
162.Capital market is a market which
deals in which one of the following –
a) Short term funds
b) Long term funds
c) Gift-edged securities
d) All of the above
e) None of these
1 6 3 . The 1 st indigenously developed
rotavirus vaccine is against
a) Swine Flu (b) Bird Flu
(c) Diarrhoea (d) Malaria
(e) Dengue
164. Sending of promotional item to the
client is known as –
a) Indirect Marketing
b) Mixed Marketing
c) Promotional Marketing
d) Direct Marketing
e) None of these
165. Main fin ancial in struments of
corporate sectors are ______?
A) Share
B) Debenture
C) Public deposits
D) Loan from institutions
a) Both A and B
b) Both B and C
c) Both C and D
d) All A, B, and D
e) All A, B, and C
166. Which of the following section of
people in not financially excluded ?
a) Marginal Farmers
b) Salaried persons
c) Landless labours
d) Self employment and unorganized
sector enterprises
e) Urban slum dwellers
167. BHEL has commissioned a 600 mw
Super Critical Thermal Power Plant in
a) UP
b) Jharkhand
c) Bihar
d) Odisha
e) Rajasthan
168. Incentive to encourage the purchase or
sale of a product is known as –
a) Sales
b) Product promotion
c) Sales promotion
d) Company promotion
e) None of these
169. The need of Human wants that are
backed by Human Power, is known as
a) Human Demand
b) Consumer Demand
c) Demand
d) Derived Demand
e) None of these
170. Which one of the following is not a
mechanism that contributes to the
success of micro credits?
a) Collaterals
b) Regular repayment
c) Schedules Peer monitoring
d) Dynamic incentives
e) All of the above
171. In which country, the bust of Gurudev
Rabindranath Thakur has been unveiled
on 13th July’15?
a) Tajikistan
b) Kazakhstan
c) Turkmenistan
d) Kyrgyzsta
e) None of these
172. On 13th July’15 the Supreme Court
dismissed businessman Vijay Mallya’s
plea seeking quashing of criminal
proceedings against him in a case
pertaining to violation of __________.
a) Money Laundering Act
b) Foreign Exchange Rules
c) Illegal Land Acquisition Rules
d)All of above
e) None of these
79
173. On which of the following National
Highways India’s longest road tunnel will
be opened in next year?
a)Mumbai-Pune National Highway
b) Delhi-Chandigarh National Highway
c) Jammu-Srinagar National Highway
d) Lucknow-Delhi National Highway
e) None of these
174. What is the reason for the demolition of
facade of Bhopal’s historical
ShaukatMahal by the Municipal
Corporation Employees on 12th
July’15?
a) It acquired more space in the populous
city.
b) It is not considered as a National
Heritage.
c) Land is acquired for Govt. Office
d) It developed wide cracks.
e) None of these
175. Name the campaign that will be launched
by India on the occasion of the first ever
UN World Youth Skills Day?
a)NamaiGange Campaign
b) Skill India Campaign
c) YuvaKalyanKosh
d) Sab HaathRozgaar Campaign
e) None of these
176. Name the person known for developing
SMS through mobile communication
who passed away in June’15?
a)Martin Cooper
b) Joel S Engel
c)VA Shiva Ayyadurai
d) MattiMakkonen
e) None of these
177. Name the online registration system
launched by India for foreign employers
(FEs) who want to recruit Indian
workers?
a) eRecruit System
b) eWorker System
c) eMigrate System
d)eForeign System
e) None of these
178. Which country becomes first developed
nation to default on International
Monetary Fund debt?
a) Denver
b) Greece
c) United States
d) Cuba
e) None of these
179. Which cricketer became only the second
player in the history of One Day
International (ODI) cricket to claim a hattrick on ODI debut?
a) Mohammad Sami
b) Taijul Islam
c) Bhuvanesh Kumar
d) KagisoRabada
e) None of these
180. Name the women nominated as first
female judge of Afghanistan Supreme
Court on 30th June’15?
a) AnisaRasouli
b) ShabnamRaza
c) SaminaKhatoon
d) Malala Khan
e) None of these
COMPUTER KNOWLEDGE
181. Outlook Express is a____
(a) E-Mail client
(b) Scheduler
(c) Address Book
(e) None of these
182. Which key should be pressed to start a
new page in MS-Word?
(a) Down Cursor Key
(b) Enter Key
(c) Shift + Enter
(d) Ctrl + New
(e) Shift + Ctrl + Enter
183. Which type of software is similar to an
accountant’s worksheet?
(a) Word processing
(b) Database
(c) Spreadsheets
(d) Graphics
(e) File Manager
184. The network connecting several
computers all over the world is
(a) Intranet (b) Internet
(c) ARPnet (d) Network
(e) LAN
185. In windows, by default the files when
deleted are sent to___
(a) Dust Bin
(b) Recycle Bin
(c) Waste Bin
(d) Recycle Waste Bin
(e) None of these
186. Which of the following is an Operating
System?
(a) MS Windows
(b) Mac
(c) MS DOS
(d) Windows NT
(e) All of the above
187. A terminal that cannot process any
information is called___
(a) Direct access terminal
(b) Intelligent terminal
(c) Smart terminal
(d) Blind terminal
(e) Dumb terminal
188. The keys labelled 0-9 on the keyboard
are called ___
(a) Function keys
(b) Numeric keys
(c) Typewriter keys
(d) Special keys
(e) Alpha keys
189. The most popular Internet activity
is___
(a) downloading music
(b) watching movie trailers
(c) shopping for books
(d) e-mailing
(e) None of these
190. In a spreadsheet, a cell is defined as the
(a) intersection of a table and a tuplet
(b) intersection of a file and a database
(c) intersection of a row and column
(d) intersection of a field and a record
(e) None of these
191. “GUI” stands for___
(a) Gnutella Universal Interface
(b) Graphical User Interface
(c) Graphic Uninstall/Install
(d) General Utility Interface
(e) None of these
192. A____is a design tool that graphically
shows the logic in a solution algorithm.
(a) flowchart
(b) hierarchy chart
(c) structure chart
(d) context diagram
(e) None of these
193. A file that contains definitions of the
paragraph and character styles for your
document and all things you
customised like tool bars and menus is
called a___
(a) guide
(b) pattern
(c) base document
(d) template
(e) None of these
194. Programs designed specifically to
address general-purpose applications
and special-purpose applications are
called___.
(a) operating system
(b) system software
(c) application software
(d) management information systems
(e) None of these
195. A____contains buttons and menus that
provide quick access to commonly used
commands.
80
(a) toolbar
(b) menu bar
(c) window (d) find
(e) None of these
196. A CPU contains _____
(a) a card reader and a printing device
(b) an analytical engine and a control
unit
(c) a control unit and an arithmetic logic
unit
(d) an arithmetic logic unit and a card
reader
(e) None of these
197. A computer cannot “boot” if it does
not have the____
(a) Compiler
(b) Loader
(c) Operating System
(d) Assembler
(e) None of these
198. When you want to move some text
from one page to a different page, the
best method is___
(a) drag and drop
(b) cut and paste
(c) delete and retype
(d) find and replace
(e) None of these
199. The ability of an OS to run more than
one application at a time is called
(a) multitasking
(b) object-oriented programming
(c) multi-user computing
(d) time-sharing
(e) None of these
200. Example of non-numeric data is
(a) Employee address
(b) Examination score
(c) Bank balance
(e) None of these
41. (4) Price of 20 kg of pickle = 12.5×20
= 250
Price of 30 kg of pickle = 12×30 =
360
In order to get 30% profit, SP must
be
 250  360 
130 1
  15.86
100 50
42. (2)
12800 
120 120

 18432
100 100
43. (3) Probability
4c1  5c1  7 c1
=
16c3

1
4
44. (5) Let man’s speed is x kmph
S (U) = x
5
S (D) = x  5
2(x  5)  7(x  5)
x=9
If stream rate is 3 kmph, man can cover
in 3 hour, up stream is
3(9  3) = 18
km
45. (1) Area of rectangular field
= 65  43 
2795 sqm
Area
of
outer
= 71  49
 3479 sqm
field
Area of path = 684 m2
P2  3P  40  0
Or, P(P  8)  5(P  8)  0
46. (3) I.

(P  8)(P  5)  0
EXPLANATION
1. (c)
5. (c)
9. (e)
13. (c)
17. (b)
21. (a)
25. (c)
29. (c)
33. (d)
37. (d)
2. (d)
6. (b)
10. (a)
14. (c)
18. (e)
22. (b)
26. (a)
30. (e)
34. (e)
38. (c)
3. (b)
7. (c)
11. (b)
15. (e)
19. (d)
23. (d)
27. (d)
31. (c)
35. (a)
39. (e)
4. (e)
8. (b)
12. (a)
16. (a)
20. (c)
24. (e)
28. (b)
32. (a)
36. (b)
40. (b)
Or,P = 5,
II.
8
q  14q  48  0
2
Or, q(q  6)  8(q  6)  0
(q  6)(q  8)  0
q = 6, 8
Hence p < q
47. (4) I.
p 2  49
Or, p  7
II.
q 2  16q  13  0
q(q  7)  9(q  7)  0
Or, (q  7)(q  9)  0
Or,q = 7, 9
q
2p 2  13p  21  0
Hence p
48. (1) I.
Or
Or
, 2p(p  3)  7(p  3)  0
, (2p  7)(p  3)  0
Or, P =
II.
7
, 3
2
2q 2  16q  11q  88  0
(2q  11)(q  8)  0
11
Or,q = 8, 
2
Hence p > q
49. (3) I.
p 2  8p  65  0
Or, 8q 2
Or,
 8q  5q  5  0
so B does 1 unit
8q(q  1)  5(q  1)  0
Or, (8q  5)(q  1)  0
 A’s share 
56. (2) The series is
5
 y  1,
8
57.
51. (2) SI after 9 year = 882
882
 294
3
3
year
for
6
years
(5)
The
Or, (p  5)(p  13)  0
52. (1) No of diagonals of a polygon having
II.
3
q  841
 q  29
Hence p < q
50. (1) I.
5p 2  17p  14  0
Or, 5p(p  2)  7(p  2)  0
Or, (p  2)(5p  7)  0
Or,p = 2,
II.
81
7
5
8q 2  3q  5  0
is
2 1,
3  1, 4 1, 5  1,  6  1
60.
(3)
The
series
is
12  1,
n
61. (1)
15876  126
62. (4) Due to 22 mark excess, the average
get increased by half.
for a polygon having 9 sides= 27
in same direction =
140  120
 20 m/
13
 No of students
s
when running in opposite direction,
Or,p = 5,
2 2  3, 6 2  6,
series
53. (3) relative speed of trains when running
Or, p(p  13)  5(p  13)  0
is
3
2 2  1,32  1,4 2  1,52  1,
 1470  294  1764
n sides = n c2
3
10 2  9, 14 2  12, 182  15
becomes
= 294  5  1470
 SI
series
3
58. (4) The series is
59.
last
The
1  1 , 2  3 ,3  5 ,4  7 ,5  93
times
for
(2)
3
after 3 year, as principal becomes 5
SI
123  12,
103  10, 83  8, 63  6, 43  4
Hence p > q
for 3 year =
8584
 3  6438 Rs
4
relative speed 
140  120
 52 m/s
5
speed
faster
of
trainkmps
52  20 18

  129.6 k m p s
2
5
54. (2) Area of 4 walls of the roomm2
Area of 4 walls

4536
 216 m2
21
55. (2)
A  20days 
L.C.M.  60unit
A  B  15days 
A does 3 unit
while A+B does 4 unit

22
 44
1
 
2
63. (5) Total distance travelled = (10+8) =
18 km
Total
time
taken
 10 8  164 41
  

hours
 8 10  80 20
 18 
20
 8.78  8.8 kmph
41
64. (3) in 4 weeks, regular working
hour 
6  8  4  192 hour
 income
for
192
regular
hour  192  24
 4608
time
hourhour
 over
5184  4608

 18 hour
32
65.
 Total
working
 192  18 
210 hour
hour
(4)
A  B  18days
L.C.M.  90unit
A  30days
A  B  5 unit
A  3 unit
B  2 unit in one day
in half a day B will do 1 unit
the work
From II.
1 1 1
 
x y 8
X  2Y  Z
in 1 day =
5
work
24
There are three variable but two
equations,
Hence we can’t find individual
time
68-1 : From I : As amount doubles in 10
year, that means of principal is
100%
SI also 100%
100
in 1 year , SI = 10  10%
From II : Principal in unknown,
show we can’t find rate%.
69-5 : From I and II we get
5 x  4 17

x6
x4
5
70-5 :
x y 6
and
x  2y
71-4 : Population of Muslims in India =
32.5 lakh
82
=
Population of Christians 2 years
ago
100 100

 110
50 50
lakh
Population of Hindu’s 2 years ago
 32.5 
100 100

 130 lakh
50 50
Total Population of Brazil 2 years
ago
lakh
73-3 : Population of Muslims = 20 + 27.5
+ 32.5 + 20 + 15 + 20 = 135 lakh
Population of Christrians = 30 + 25
+ 20 + 25 + 10 + 27.5 = 137.5 lakh
Population of Hindus = 25 + 20 +
27.5 + 10 + 27.5 + 32.5 = 142.5lakh
Hence, Population of Hindu
religion is the maximum.
74-5 : Population in Japan = 75 lakh
Population in China = 72.5 lakh
Population in India = 80 lakh
Population in USA = 55 lakh
Population in Egypt = 52.5 lakh
Population in Brazil = 80 lakh
Hence, India and Brazil have
maximum population.
75-4 : Density

Population
Land (in km) 2
Using this formula, we will find ;
in USA, the population density is
the maximum.
76-3 : Total marks obtained by Ajay =
200 × 0.72 + 75 × 0.60 + 100 × 0.46 +
0.92 × 100 + 75 × 0.72 + 50 × 0.56 =
144 + 45 + 46 + 92 + 54 + 28 = 409
100  0.77  77

100 100

 31.25 lakh
80 80
 31.25  110  130  271.25
1 1 1
 
y z 12
Physics = 75  0.68  51
The marks scored by Raju in Hindi
72-4 : Muslim Population of Brazil 2
years ago
 27.5 
66-3 : From I. We get :
Ratio of Jagadish’s share to Jay’s =
3:2
From II. We get :
Ratio of Jagadish’s share to Jay’s =
3:2
409
 Reqd% = 600 100  68.16%
77-3 : The marks scrored by Raju in
32.5 100
%  325%
10
 20 
 They will complete
90
1
 22 day
in 
3 1
2
67-4 : From I.
Population of Christians in Egypt =
10 lakh
Reqd
%
=

=
Reqd%
51
100  66.22  66%
77
78-2 : Average marks of all students in
Biology
1
 750.420.840.780.600.54
5

1
238.5
 47.7
75  3.18 
5
5
79-1 : Total marks obtained by Anil in
Chemistry, Hindi and Maths
= 50 × 0.32 + 100 × 0.49 + 200 × 0.67 =
16 + 49 + 134 = 199
Total marks obtained by
Nitish in Chemistry, Hindi and
Maths
= 50 × 0.44 + 100 × 0.68 + 200 × 0.66 =
22 + 68 + 132 = 222
Difference  222  199  23
80-4 : Total marks of scored by Nilu in
all subjects together
= 200 × 0.63 + 75 × 0.78 + 100 × 0.56 +
100 × 0.89 + 75 × 0.62 + 50 × 0.74
= 126 + 58.8 + 56 + 89 + 46.5 + 37 =
413
81-1
:
Reqd
Ratio
 44000 : 2200  20 :1
82-2 : Number of CSE students in Pune
= 5000
Number of ECE students in
Chennai = 14000
=
Reqd%
14000  5000
100  64.28%
14000
83-5 : Number of students in CSE = 58000
Number of students in IT = 53000
Number of students in ECE = 62000
Number of students in EEE = 37000
In EEE the number of students is
the minimum.
84-3 : Number of faculty members in
BBSR  10000 
8
 800
100
Number of ECE students in Goa =
6000
Reqd%
800 100
 13.33%
6000
=
85-2 : By calculating, will find out the
number of students per faculty
member is maximum in BBSR
(86-90) :
Company P, produces total 800
items.
Company
Q,
produces
Step-III : xenon person magical 19 analytical
48 25 objective pattern 59 79 88
Step-IV : xenon person magical pattern 19
analytical 25 objective 48 59 79 88
Step-V : xenon person magical pattern
objective 19 analytical 25 48 59 79 88
Step-VI : xenon person magical pattern
objective analytical 19 25 48 59 79 88
91-b
92-c
93-d
94-a
95-c
96. (d) 97. (c) 98. (d)
99. (c) 100. (a)
Argument III does not seem strong as
it is erroneous to assume that the
Government does not have the
machinery to put such a restriction on
the use of electricity.
127. (b) Only argument III is strong. In order
to avoid fast spreading of the
contagious viral infection only this
measure is not adequate.
128. (e) Only argument III is strong. It is
advisable to ban the exports of food
(101-105) :
grains to face the unprecedented
draught situation in the country. The
term “no other way” in argument I
makes it invalid.
5
 800  1000 items
4
129. (e) The term ‘only’ in the argument I
makes it invalid. Arguments II and III
P
likely to be strong.
TV
100
Mobiles
270
Web cams
270
130. (a) Only argument I looks like strong.
CDs
160
It will save one year of student.
131. (d) 132. (a) 133. (e) 134. (c)
Q
135. (c) 136. (c) 137. (a) 138. (e)
TV
240
Mobiles Web CDs
cams
160
200 400
86-5 : Required ratio = 270 : 240 = 9 : 8
87-2
270
100  27%
88-5 : Required % =
1000
89-1
90-2
(91-95) : The words are rearranged in
increasing order of their length and in case
of a tie, they are arranged according to the
dictionary, from left to right. Numbers are
rearranged in descending order from right to
left. Each step arranges a word and a number.
Input: 19 analytical 48 person 88 xenon 25
magical 79 59 objective pattern.
Step-I : xenon 19 analytical 48 person 25
magical 79 59 objective pattern 88
Step-II : xenon person 19 analytical 48 25
magical 59 objective pattern 79 88
83
(+) A
139. (d) 140. (b) 141. (b) 142. (d)
 B(-)
 (+)H
F(-)
E(+) 101.(c)
105.(d)
109. (e)
113. (a)
143. (c) 144. (a) 145. (c) 146. (d)
C(+)
D(-)
- G(-)
102.(a) 103.(a) 104.(d)
106. (a) 107. (b) 108. (c)
110. (e) 111. (b) 112. (d)
114. (b) 115. (e)
147. (a) 148. (b) 149. (a) 150. (c)
151. (d) 152. (c) 153. (d) 154. (a)
155. (c) 156. (a) 157. (d) 158. (c)
159. (b) 160. (d) 161. (e) 162. (b)
163. (c) 164. (d) 165. (e) 166. (b)
167. (c) 168. (c) 169. (c) 170. (a)
116-120) :
171. (a) 172. (b) 173. (c) 174. (d)
Institute
A
B
C
D
Teachers
V(English), P (Biology)
U (Chemistry)
Q (Hindi), R (Maths)
S (History), T (Physics)
175. (b) 176. (d) 177. (c) 178. (b)
179. (d) 180. (a) 181. (d) 182. (e)
183. (c) 184. (b) 185. (b) 186. (e)
187. (e) 188. (b) 189. (d) 190. (c)
191. (b) 192. (a) 193. (d) 194. (c)
116-b
117-a
118-a
119-e
120-e
121. (b) 122. (a) 123. (e)
195. (a) 196. (c) 197. (c) 198. (b)
199. (a) 200. (a)
124. (d) 125. (b)
126. (c) Saving electricity is required to cope
up with the inadequate generation of

electricity. So, the argument I is strong.
Argument II also seems to be strong as
every citizen pays for every unit of
electricity he/she consumes.
WHO’S WHO
Heads of Important Offices in India
1.
Mr. Narendra Modi : Chairman, National Institution for
Transforming India (Niti Aayog)
2. Mrs. Sumitra Mahajan : Speaker, Lok Sabha
3. Mohammad Hamid Ansari : Chairman, Rajya Sabha
4. Mr. P. J. Kurien : Deputy Chairman, Rajya Sabha
5. Mr. Arun Jaitley : Leader of House (Rajya Sabha)
6. Mr. Ghulam Nabi Azad : Leader of Opposition (Rajya Sabha)
7. Mr. Arvind Panagariya : Vice-Chairman, National Institution
for Transforming India (Niti Aayog)
8. Syed Nasim Zaidi : Chief Election Commissioner
9. Achal Kumar Gyoti : Election Commissioner
10. Mr. Shashi Kant Sharma : Comptroller and Auditor-General
of India
11. Mr. Justice K. G. Balakrishnan : Chairperson, National
Human Right Commission (NHRC)
12. Mr. Ajit Kumar Seth : Cabinet Secretary
13. Mr. Nripendra Misra : Principal Secretary to Prime Minister
14. Justice V. Eshwaraiah : Chairman, National Commission for
Backward Classes
15. Ms. Shanta Sinha : Chairperson, National Commission for
Protection of Child Rights (NCPCR)
16. Dr. P. L. Punia : Chairman, National Commission for Scheduled
Castes
17. Dr.Rameshwar Oraon : Chairman, National Commission for
Scheduled Tribes (NCST)
18. Mr. Deepak Gupta : Chairman, Union Public Service
Commission (UPSC)
19. Dr. M. S. Swaminathan : Chairman, National Commission on
Farmers (NCF)
20. Mr. Ajit Kumar Doval : National Security Adviser and Special
Adviser to PM (Internal Security)
21. Mr. Sharad Kumar : Director-General, National Investigation
Agency (NIA)
22. Mr. A. K. Mital : Chairman, Railway Board
23. Mr. Shumsher K. Sheriff : Secretary-General, Rajya Sabha
24. Mr. T. K. Viswanathan : Secretary-General, Lok Sabha
25. Mr. Dineshwar Sharma: Director, Intelligence Bureau (IB)
26. Mr. Anil Kumar Sinha : Director, Central Bureau of
Investigation (CBI)
27. Mr. Rajinder Khanna: Director, Research and Analysis Wing
(RAW)
28. Mr. Jayanto Narayan Choudhury : Director-General,
National Security Guard (NSG)
29. Mr. R.C. Tayal : Director-General, CRPF
30. Mr. Devendra Kumar Pathak : Director-General, Border
Security Force (BSF)
31. Mr. Arvind Ranjan : Director-General, Central Industrial
Security Force (CISF)
32. Mr. Rajiv Ranjan Verma : Director-General, Railway
Protection Force. (RPF)
33. Mr. Krishna Choudhury : Director-General, Indo-Tibetan
Border Police (ITBP)
34. Mr. B. D. Sharma : Director-General, Sashastra Seema Bal
84
35. Vice-Admiral Anurag G. Thapliyal : Director-General, Indian
Coast Guard
36. Lt. Gen. Avtar Singh : Director-General, Defence Intelligence
Agency
37. Prof. Ved Prakash : Chairman, UGC
38. Dr. Avinash Chander : Scientific Adviser to Defence Minister
and Secretary, Defence Research and Development
Organisation. (DRDO)
39. Dr. R. Chidambaram : Principal Scientific Adviser to the
Government
40. Mr. A. S. Kiran Kumar : Chairman, Space Commission and
ISRO
41. Mr. Ratan Kumar Sinha : Chairman, Atomic Energy
Commission and Secretary, Dept. of Atomic Energy
42. Mr. Naseem Ahmad : Chairperson, National Commission for
Minorities
43. Mr. Amitava Bhattacharya : Chairman, Staff Selection
Commission (SSC)
44. Dr. Vishwa Mohan Katoch : Director-General, Indian Council
of Medical Research
45. Mr. C. Chandramouli : Registrar-General of India and Census
Commissioner
46. Justice Ajit Prakash Shah : Chairman, Law Commission
47. Dr. B. N. Suresh : President, Indian National Academy of
Engineering (INAE)
48. Mr. Justice (Retd.) B. N. Kirpal : Chairman, National Forest
Commission
49. Mr. T. Nanda Kumar : Chairperson, National Dairy
Development Board (NDDB)
50. Lt. General AT Parnaik : Director-General, Border Roads
Organisation
51. Dr. Raghuram Rajan : Governor, RBI
52. Justice Mr. Chandramauli Kumar Prasad : Chairman, Press
Council of India
53. Mr. Amit Mathew : Chairman, Audit Bureau of Circulations
(ABC)
54. Mr. Anita Kapur : Chairman, Central Board of Direct Taxes
(CBDT)
55. Shri Najib Shah : Chairman, Central Board of Excise and
Customs
56. Mr. Ashok Chawla : Competition Commission of India
57. Justice Syed Rafat Alam : Chairman, Central Administrative
Tribunal
58. Mr. K.M. Singh : CMD, National Hydroelectric Power
Corporation (NHPC)
59. Mr. Dinesh Kumar Sharma : CMD, Oil and Natural Gas
Corporation (ONGC)
60. Mr. B. C. Tripathi : CMD, GAIL
61. Mr. B. Ashok : Chairman, IOC
62. Mr. U.P. Singh : CMD, Oil India Ltd
63. Mr. Vineet Joshi : Chairperson, Central Board of Secondary
Education (CBSE)
64. Mr. U. K. Sinha : Chairman, Securities and Exchange Board
of India (SEBI)
65. Dr. Harsh Kumar Bhanwala : Chairman, National Bank for
Agriculture and Rural Development (NABARD)
66. Smt. Arundhati Bhattacharya : Chairman, SBI
67. Mr. M. S. Raghavan : Chairman, IDBI
68. Justice Dilip Raosaheb Deshmukh : Chairman, Company
Law Board
69. Mr. Ashok Kumar Mukherjee : India’s Permanent
Representative to UN
70. Mr. S. K. Roy : Chairman, Life Insurance Corporation of India
(LIC)
71. Mr. Ashwin Pandya : Chairman, Central Water Commission
72. Ms. Lalitha Kumarmangalam : Chairperson, National
Commission for Women
73. Dr. Y. V. Reddy: Chairman, 14th Finance Commission
74. Dr. Pronob Sen : Chairman, National Statistical Commission
75. Mr. Pahlaj Nihalani : Chairperson, Central Board of Film
Certification (CBFC)
76. Dr. Rakesh Tewari : Director-General, Archaeological Survey
of India (ASI)
77. Dr. Jyotsna Suri : President, Federation of Indian Chambers
of Commerce and Industry (FICCI)
78. Mr. R.S. Sharma : Chairman, Telecom Regulatory Authority
of India (TRAI)
79. Dr. Rajan Katoch : Director, Enforcement Directorate
80. Mr. R. V. Verma : Chairman, Pension Fund Regulatory and
Development Authority (PFRDA)
81. Dr. Sekhar Basu : Director, Bhabha Atomic Research Centre
82. Mr. N. Ramachandran : President, Indian Olympic Association
83. Prof. B.K.Tripathi : Acting Director, National Council of
Educational Research and Training (NCERT)
84. Mr. Sumit Majumdar : President, Confederation of Indian
Industry (CII)
85. Dr. A. Surya Prakash : Chairman, Prasar Bharti Board
86. Mr. Ratan Tata : Chairman, Investment Commission
87. Mr. Jagmohan Dalmiya : President, Board of Control for
Cricket in India (BCCI)
88. Mr. B.V.R. Mohan : Chairman, NASSCOM
89. Mr. Ramesh Sippy : Chairman, National Film Development
Corporation (NFDC)
90. Mr. Ravindra Kumar: Chairman, United News of India
91. Mr. Mahendra Mohan Gupta : Chairman, PTI
92. Mr. Kiran B. Vadodaria : President, Indian Newspaper Society
(INS)
93. Mr. Rana Kapoor : President, The Associated Chambers of
Commerce and Industry of India (ASSOCHAM)
Cabinet Ministers
1. Rajnath Singh: Home Affairs
2. Sushma Swaraj: External Affairs, Overseas Indian Affairs
3. Arun Jaitley: Finance, Corporate Affairs, Information and
Broadcasting
4. M Venkaiah Naidu; Urban Development, Housing and Urban
Poverty Alleviation, Parliamentary Affairs
5. Nitin Jairam Gadkari: Road Transport and Highways, Shipping
6. Manohar Parrikar: Defence
7. Suresh Prabhu: Railways
8. DV Sadananda Gowda: Law and Justice
9. Sushri Uma Bharati: Water Resources, River Development and
Ganga Rejuvenation
10. Dr Najma A Heptulla: Minority Affairs
85
11. Ramvilas Paswan: Consumer Affairs, Food and Public
Distribution
12. Kalraj Mishra: Micro, Small and Medium Enterprises
13. Maneka Sanjay Gandhi: Women and Child Development
14. Ananthkumar: Chemicals and Fertilizers
15. Ravi Shankar Prasad: Communications and Information
Technology
16. Jagat Prakash Nadda: Health and Family Welfare
17. Ashok Gajapathi Raju Pusapati: Civil Aviation
18. Anant Geete: Heavy Industries and Public Enterprises
19. Harsimrat Kaur Badal: Food Processing Industries
20. Narendra Singh Tomar: Mines, Steel
21. Chaudhary Birender Singh: Rural Development, Panchayati Raj,
Drinking Water and Sanitation
22. Jual Oram: Tribal Affairs
23. Radha Mohan Singh: Agriculture
24. Thaawar Chand Gehlot: Social Justice and Empowerment
25. Smriti Zubin Irani: Human Resource Development
26. Harsh Vardhan: Science and Technology Earth Sciences
Ministers of State
27. General VK Singh: Statistics and Programme Implementation
(Independent Charge), External Affairs, Overseas Indian
Affairs
28. Rao Inderjit Singh: Planning (Independent Charge), Defence
29. Santosh Kumar Gangwar: Textiles (Independent Charge)
30. Bandaru Dattatreya: Labour and Employment (Independent
Charge)
31. Rajiv Pratap Rudy: Skill Development and Entrepreneurship
(Independent Charge), Parliamentary Affairs
32. Shripad Yesso Naik: AAYUSH (Independent Charge)
Health and Family Welfare
33. Dharmendra Pradhan: Petroleum and Natural Gas (Independent
Charge)
34. Sarbananda Sonowal: Youth Affairs and Sports (Independent
Charge)
35. Prakash Javadekar: Environment, Forest and Climate Change
(Independent Charge)
36. Piyush Goyal: Power (Independent Charge), Coal (Independent
Charge), New and Renewable Energy (Independent Charge)
37. Dr. Jitendra Singh: Development of North Eastern Region
(Independent Charge), Prime Minister’s Office Personnel,
Public Grievances and Pensions Department of Atomic Energy
Department of Space
38. Nirmala Sitharaman: Commerce and Industry (Independent
Charge)
39. Dr. Mahesh Sharma: Culture (Independent Charge), Tourism
(Independent Charge), Civil Aviation
40. Mukhtar Abbas Naqvi: Minority Affairs, Parliamentary Affairs
41. Ram Kripal Yadav: Drinking Water and Sanitation
42. Haribhai Parthibhai Chaudhary: Home Affairs
43.Sanwar Lal Jat: Water Resources, River Development and Ganga
Rejuvenation
44. Mohanbhai Kalyanjibhai Kundariya: Agriculture
45. Giriraj Singh: Micro, Small and Medium Enterprises
46. Hansraj Gangaram Ahir: Chemicals and Fertilizers
47. GM Siddeshwara: Heavy Industries and Public Enterprises
48. Manoj Sinha: Railways

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Indian Prime Minister Narendra Modi on 17 August 2015 visited which city of UAE which is world’s first zero-carbon and car-free
smart city? – Masdar
Which South-East Asian capital on 17 August 2015 witnessed a huge explosion resulting in the death of over 20 people and over 100
injured? – Bangkok
Which entity has been mandated as the lead promoter of National Agriculture Market (NAM), the national e-market for agriculture
commodities, as announced by the Department of Agriculture and Cooperation (DAC) recently? – Small Farmers’ Agri Business
Consortium (SFAC)
Which Indian airline during August 2015 signed a huge $26.55 billion order for purchasing 250 aircrafts from Europe’s Airbus
company, which is the largest ever order (by volume) for Airbus? – IndiGo
Which Indian golfer created history on 16 August 2015 by becoming the first from the country to finish inside the top-five of a Major
golf tournament? – Anirban Lahiri
Which State led in employment generation in manufacturing sector in the country in 2012-13, according to an analysis done by the
Associated Chambers of Commerce and Industry of India (ASSOCHAM)? – Tamil Nadu
Prime Minister Narendra Modi announced a new campaign “Start-up India, Stand up India” during his Independence Day Address
on the occasion of India’s 69 th Independence Day on 15 August 2015. “Start-up India, Stand up India” is associated with which
issue? – Promoting banks to finance start-ups and offer incentives to boost entrepreneurship and job creation
What will be the new name of the Agriculture Ministry as proposed by the Prime Minister Narendra Modi in his Independence Day
address to the nation on 15 August 2015? – ‘Agriculture and Farmers’ Welfare Ministry’
What is the name of the 7-pronged strategy announced by the Union Finance Ministry on 14 August 2015 that aims for comprehensive
revamp of public sector banks of the country? – “Indradhanush”
The Reserve Bank of India (RBI) on 13 August 2015 paid a dividend of nearly Rs. 66,000 crore to the government. This was the
highest ever dividend paid by the RBI in its 80-year history. What are the main sources of RBI’s income? – Interest from Repo
operations, coupon payments for holding govt. securities and interest incomes on its holdings of sovereign bonds
The Insurance Regulatory and Development Authority of India (IRDA) on 13 August 2015 announced what important policy
change for Indian banks? – It allowed banks to tie up with up to 9 insurance companies under the policy of open architecture
Bancassurance policy
O.P. Munjal, who passed away on 13 August 2015, was the founder and Chairman of which noted business house? – Hero Cycles
The appointment of Arun P Sathe, elder brother of Lok Sabha Speaker Sumitra Mahajan, recently came into controversy after his
appointment as the member of which entity? – SEBI
China’s currency Yuan’s value was devalued to its lowest rate against the US dollar in almost three years by China’s central bank on
11 August 2015. A day later China further lowered its “daily fix” of the Yuan. What is the primary objective of this depreciation? –
To make Yuan’s exchange rate more market-oriented and make Chinese exports cheaper
What step was taken by the Reserve Bank of India (RBI) after Rupee’s value slid to almost 23-month low on 12 August 2015? – It
intervened by selling US dollars through PSU banks
The Indian Space Research Organisation (ISRO) fully commissioned and started commercial production of its indigenous titanium
sponge plant on 10 August 2015. With the commissioning of this plant, India has become the seventh country in the world producing
titanium sponge commercially. This titanium sponge is situated at which place? – Chavara (Kerala)
According to the information disclosed in a South Korean media report, North Korea’s vice premier was executed by firing squad this
year. He was apparently executed for showing discontent with the policies of the country’s leader Kim Jong Un. What was the name
of this North Korean vice premier? – Choe Yong Gon
State Bank of India’s net profits for the first quarter of 2015-16 was announced on 11 August 2015. How much was it? – Rs. 3,692
crore
On 11 August 2015, Indian Govt. signed a $ 308.40 million finance agreement with the World Bank for National Cyclone Risk
Mitigation Project-II (NCRMP-II). NCRMP-II is associated with reducing vulnerability to cyclone and other hydro-meteorological
hazards of coastal communities in which six states of the country? – Goa, Gujarat, Karnataka, Kerala, Maharashtra and West
Bengal
Technology behemoth Google announced a huge reorganization of the company on 10 August 2015 under which the company will
be brought under a new holding company. This holding company will act as an umbrella organization for all businesses of Google also
include Google as its fully owned subsidiary. What will be the name of the newly formed holding company? – Alphabet
Who will head Google as its CEO after Google will be brought under a holding company with other numerous companies, as
announced on 10 August 2015? – Sundar Pichai
What is the name of the mobile app launched by Union Telecom minister Ravi Shankar Prasad in Bodh Gaya (Bihar) on 9 August
2015 which facilitates easy learning of computers and Internet? – “Disha”
In an important development in Nepal, country’s four major parties reached a landmark agreement on the contentious issues of
federalism under the new constitution. According to the reached agreement, the country will be divided into how many provinces?
– Six
What is the name of the new initiative launched by the Union Environment Ministry on 10 August 2015 to bring students closer to
nature, by involving them in raising of saplings in nurseries created in schools? – “School Nursery Yojana”
25. According to the latest report of the Right to Education (RTE) Forum, approximately how many primary schools across the country
are managed by single teachers for all the classes? – Over 98,000
26. Chinese smartphone company Xiaomi on 10 August 2015 announced its first manufacturing unit in India at Andhra Pradesh.
Xiaomi’s first-ever “Made in India” smartphone “Redmi 2 Prime” was also launched on this occasion that included Andhra Chief
Minister N. Chandrababu Naidu. This plant is established at which place in AP? – Sri City
27. What important trend pertaining to Indian industrial scenario was reflected in a latest survey by the Confederation of Indian
Industry’s Associations’ Council (CII ASCON) that was released on 8 August 2015? – Indian economy is witnessing some early
signs of survival
28. Singapore observed which anniversary of its independence on 9 August 2015 with holding of numerous events across the country to
mark the special occasion? – 50th anniversary
29. Year-long birth centenary of which famous Hindi writer, playwright and actor was initiated on 8 August 2015? – Bhisham Sahni
30. In view of the forthcoming festival of Raksha Bandhan, a special enrolment drive is being launched by participating banks and
insurance companies in the months of August-September for enrolling bank account holders in Pradhan Mantri Suraksha Bima
Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). What is the name given to this special drive? –
“Suraksha Bandhan”
31. Global electronic manufacturing giant Foxconn, known for manufacturing iPhones for Apple Inc., on 8 August 2015 signed agreement
with which state government for investing over US$ 5 billion over the next five years? – Maharashtra
32. Thomas Cook (India) Limited on 8 August 2015 announced acquiring Kuoni Group’s travel businesses in India and Hong Kong for
Rs. 535 crore. The deal includes outbound travel brand SOTC and destination management brand SITA. Which India-born entrepreneur
backs Thomas Cook (India) Ltd.? – Prem Watsa
33. Which mutual fund house acquired the asset management business of Deutsche Bank in India as announced on 7 August 2015? –
Pramerica
34. Which Indian-American diplomat was recently confirmed as the U.S. Ambassador to Sri Lanka and Maldives and thus became the
second Indian-origin diplomat to be posted to the South Asian region after Richard Rahul Verma? – Atul Keshap
35. What watershed event in the 64-year old history of India’s biggest pension fund – the Employees Provident Fund Organisation
(EPFO) took place during August 2015? – For the first time, EPFO started investing in equities as an asset class
36. Through which mutual fund the newly initiated investment of EPFO has been done initially in equities? – SBI Mutual Fund
37. The NITI Aayog has started an initiative to engage the states of the Indian Union on six important issues pertaining to governance
and finance. This includes the initiative to prune their administrative structure to improve their efficiency and governance. What is
the name given to this ambitious initiative? – NIYATAM
38. Which city topped in the Swachh Bharat Rankings of 476 cities in India, in a survey conducted during 2014-15 by the Ministry of
Urban Development, results of which were disclosed on 8 August 2015? – Mysuru (Mysore)
39. Who were appointed as the new Governors of Bihar and Himachal Pradesh as announced on 8 August 2015? – Ram Nath Kovind
(Bihar) and Acharya Dev Vrat (Himachal Pradesh)
40. What is the name of the name of the cyclonic typhoon that hit Taiwan and entered Mainland China on 8 August 2015? – Typhoon
Soudelor
41. What is the total forest cover in India as per the recently released India State of Forest Report-2013? – 21.23%
42. In its note pertaining to Prime Minister Narendra Modi’s forthcoming Independence Day address to the nation, the Ministry of
Information and Broadcasting (MIB) has sent a note about the proposed emergency response system (ERS) being established on the
lines of the ‘911’ system of the United States. Announcement of this system is expected to find prominent place in PM’s state
address. What is the number of this proposed ERS? – “112”
43. North Korean government on 7 August 2015 announced that it will establish its own time zone from 15 August by pulling back its
current standard time by 30 minutes. Currently, local time in both Koreas and Japan are same and was set when the then single Korea
was under Japanese colonial rule from 1910 to 1945. What was the reason given by the government for this change? – To root out
the legacy of the Japanese colonial occupation period
44. A research group at which Indian Institute of Technology (IIT) of the country recently established country’s first pilot test-bed to
use unused TV spectrum to provide broadband Internet connectivity? – IIT Bombay (IITB)
45. What major decision was taken by the Union Cabinet to improve the financial position of state-run Bharat Sanchar Nigam Limited
(BSNL) on 5 August 2015? – It gave its ‘in-principle’ approval for hiving off BSNL’s tower assets into a separate company
46. The discovery that dopamine, which is known as a happy hormone, can also kill cancer tumours, has put two Kolkata-born scientists
on the verge of one of the most significant medical discoveries ever. What are the names of these scientists, whose pertaining research
on mice have been successful? – Partha Dasgupta and Sujit Basu
47. Which anniversary of the dropping of first atomic bomb on the Japanese city of Hiroshima is being observed on 6 August 2015? –
70th
48. In a bizarre accident involving two trains of the Indian Railway, at least 29 passengers were killed and over 300 injured when two
trains were derailed over a railway bridge in Harda district of Madhya Pradesh in the night of 4 August 2015. These trains derailed
on the bridge over the swollen Machal River. Which trains were involved in this accident? – Kamayani Express (Between Mumbai
and Varanasi) and Janata Express (between Rajendra Nagar and Mumbai)
49. India’s biggest telescope – Multi-Application Solar Telescope (MAST) was inaugurated on 4 August 2015. MAST would help in the
study of movements of stars and sun even in day time. It has been installed at which place? – Udaipur (Rajasthan)
87
50. Which renowned temple of the country came to news recently for opening up a Demat account to accept donations from devotees
in the form of shares and securities? – Tirumala Venkateshwara Temple or Tirupati Balaji Temple (Andhra Pradesh)
51. What is the name of the science and innovation museum opened in the Rashtrapati Bhavan campus, which was inaugurated by
President Pranab Mukherjee on 4 August 2015? – “Navachara Kaksh”
52. What is the name of the new crossover vehicle launched by Maruti Suzuki on 5 August 2015? – “S-Cross”
53. Which Indian police force is slated to be the first in the country to introduce Taser guns and other non-lethal arms that will allow them
to work without endangering lives? – Delhi Police
54. What is the name of the 13-day culture & cuisine festival that was inaugurated on 3 August 2015 in New Delhi, being organized as
a part of Independence Day celebrations? – “Bharat Parv”
55. The sports of “Flying Disc” (“Frisbee”) recently came to news. Why? – Sports based on flying disc have been given official
recognition by the International Olympic Committee (IOC)
56. According to film trade data disclosed on 3 August 2015, S.S. Rajamouli’s magnum opus movie “Baahubali”, that hit thousands of
screens on 10 July 2015 in three languages, has raced past the Rs. 500-crore mark. It thus became the first south Indian movie to
achieve this feat. Which two Hindi movies have grossed over Rs. 500 crore, as disclosed in film trade data? – “Dhoom 3” (2013) and
“PK” (2014)
57. Union Govt. on 3 August 2015 stepped back from the controversy surrounding the draft Indian Financial Code (IFC) as it disowned
the draft. It was disowned as the government felt that do not reflect the government’s views. What is the main controversy associated
with this draft? – It seeks to dilute the RBI’s powers to regulate the foreign exchange and government bond markets and set
monetary policy
58. India’s oldest mutual fund house – UTI Mutual Fund recently achieved what major milestone pertaining to its mutual fund assets?
– Its asset base crossed the one lakh crore rupees mark recently
59. In what is seen as a first step towards greater engagement with the region, India will host the heads of 14 island nations at the Forum
for India-Pacific Islands Cooperation (FIPIC) on 21 August 2015. This important event will be hosted at which city as reported on
3 August 2015? – Jaipur (Rajasthan)
60. The newest and the 18 th Indian Institute of Technology (IIT) of the country was opened on 3 August 2015 with a total of 117
students. This IIT is in which city? – Palakkad (Kerala)
61. Which country on 1 August 2015 became the first-ever non-European member of the European Organisation for Nuclear Research,
better known as CERN? – Pakistan
62. Which country became the latest and the 206 th member of the Olympic family after the International Olympic Committee (IOC)
approved its inclusion? – South Sudan
63. What is the name of the cyclone that resulted in heavy rains in West Bengal, Manipur, Odisha and other Eastern states of the country
on 1-2 August 2015? – Cyclone “Komen”
64. The new simplified “Guidelines Governing Adoption of Children 2015” notified by the Central Government on 17 th July 2015 came
into effect from 1 August 2015. What is the name of the fully revamped IT application for the purpose of adoption of children, that
was also pressed into operation from the same day? – CARINGS (Child Adoption Resource Information & Guidance System)
65. Which naval harbour on 1 August 2015 became the first in the country to get the Integrated Underwater Harbour Defence and
Surveillance System (IUHDSS), an automated system capable of detecting, identifying, tracking and generating warning for surface
and underwater threats? – Kochi (Kerala)
66. Data from the 68th round of the National Sample Survey (NSS) on fuel used for cooking and lighting was released recently. According
to this data, what percentage of rural population in the country still used firewood for cooking in 2011-12? – 67.3%
67. Which state had the highest use of LPG among rural households during 2011-12, as disclosed in the recently released data from the
68th round of the National Sample Survey (NSS) on fuel used for cooking and lighting? – Tamil Nadu
68. In a landmark development, India and Bangladesh at one minute after midnight of 1 August 2015 started the process of swapping
border enclaves to settle the stateless people. These people were stranded for over six decades along the poorly defined border
between the two countries. In this historic event, the two countries transferred exactly how many such enclaves? – 162
69. Union Govt. has earmarked how much fund for country’s public sector banks (PSBs) over a period of four years as announced by
the Finance Ministry on 1 August 2015? – Rs. 70,000 crore
70. By notifying the policy on 31 July 2015, which state became the first in India to adopt a unique “Witness Protection Programme”
so as to ensure protection of an eyewitness in crucial cases? – Delhi
71. Two Arab countries recently proposed to work together to create a joint Arab military force with the objective of ensuring stability
in the region. Which countries are these? – Egypt and Saudi Arabia
72. Who was elected as the new Chairman of the Life Insurance Council, the apex industry body of insurers in India, on 1 August 2015?
– S K Roy, Chairman LIC
73. Which city became the first city in Olympic history to be awarded both summer and winter Games after it was awarded the hosting
of the 2022 Winter Olympics on 31 July 2015? – Beijing
74. Which multi-national bank is to acquire Indian retail brokerage firm Sharekhan Limited as announced on 30 July 2015? – BNP
Paribas SA
75. Which entity on 30 July 2015 acquired the title sponsorship rights for India’s domestic and international cricket matches at home
from the BCCI for a period of four years? – Paytm
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76. General Motors (GM) recently announced plans to invest $1 billion in India by 2020. These investments will be made in company’s
Talegaon plant in Maharashtra, where it will expand the production capacity from 1,30,000 to 2,20,000 units per year by 2025. On
the other hand GM will close it’s first-ever plant in India which has been going through losses. This first plant is located at which
place? – Halol (Gujarat)
77. What is the name of the mobile banking app of Kotak Mahindra Bank (KMB), which was launched during July 2015 primarily for
“un-banked” regions? – “Kotak Bharat”
78. Which automobile group replaced Japanese auto giant Toyota to emerge as the world’s largest-selling vehicle maker in the first half
of 2015? – Volkswagen (Germany)
79. Afghan Taliban on 30 July 2015 confirmed the death of their leader Mullah Mohammad Omar. Who was announced as the new leader
of the Taliban? – Mullah Akhtar Mansoor
80. Sir Peter O’Sullevan who passed away during July 2015 at the age of 97, was an iconic British commentator associated with which
sport? – Horse Racing
81. Who are the two Indians who were among the five winners of Asia’s coveted Ramon Magsaysay Award that were announced on 29
July 2015? – Sanjeev Chaturvedi and Anshu Gupta
82. What is the name of the latest edition of Microsoft’s Windows operating system that was launched worldwide on 29 July 2015? –
Windows 10
83. India’s capital market regulator SEBI cancelled the registration of which mutual fund operator on 28 July 2015 saying it was no longer
‘fit and proper’ to carry out this business? – Sahara Mutual Fund
84. Former South Africa cricket captain Clive Rice passed away on 28 July 2015 at the age of 66. He was known for which historic
moment in South African cricket history? – South Africa made its historic comeback to international cricket in 1991 under his
captaincy
85. What is the name of the Indian woman sprinter who came to news after she was cleared by the Lausanne (Switzerland)-based Court
of Arbitration for Sport (CAS) to compete in national and international events following a landmark gender case? – Dutee Chand
86. A temple trust in Nepal associated with the world’s biggest animal sacrifice event held every five years made a historic announcement
on 28 July 2015 to ban the practice of animal sacrifice in this festival. This announcement has gone down well with animal lovers
worldwide with lives of millions of animals expected to be saved. What is the name of this festival? – “Gadhimai Festival”
87. What is the name of former Libyan dictator Muammar Gaddafi’s son who was sentenced to death with 8 other associates by a Libyan
court on 28 July 2015? – Saif al-Islam
88. In a major development in Nepal, country’s political parties during July 2015 agreed to remove the word “secularism” from the new
constitution. The political parties were forced to take a U-turn after millions of people, in their suggestions and feedback on the new
constitution, called for the removal of the word “secularism”. When this word was added to country’s constitution? – 2007
89. Maharashtra’s first Indian Institute of Management (IIM) was inaugurated during July 2015. This IIM is situated at which place?
– Nagpur
90. Who was appointed as the new Chairman of Telecom Regulatory Authority of India (TRAI) by the Union Govt. on 27 July 2015?
– R. S. Sharma
91. The name “Amorphophallus Titanum” came to news recently. Why? – It is the name of one of the world’s largest flowers that
bloomed for the first time in five years in Japan recently
92. Which Indian gold jewellery entity came to news recently for acquiring world’s largest precious metals refining company – Valcambi?
– Rajesh Exports Limited
93. Which city is poised to become the first in India to start online police verification for passport as announced during July 2015? –
Bengaluru
94. A.P.J. Abdul Kalam, the 11th President of India and a pioneer of the country’s space and missile programmes, passed away on 27 July
2015. He passed away after collapsing during a lecture at the Indian Institute of Management (IIM) in Shillong (Meghalaya). In
which year was he conferred with the Bharat Ratna, India’s highest civilian honour? – 1997
95. Which town of Punjab’s Gurdaspur district came to news on 27 July 2015 with the incident of a huge terrorist attack taking place
here resulting in the death of seven persons? – Dinanagar
96. Which district of Telangana state recently came to news for discovery of numerous burial sites belonging to the Megalithic period
from a village of the district? – Medak
97. What will be the new name of Rajahmundry, the historic and cultural city of Andhra Pradesh, as announced by state Chief Minister
N. Chandrababu Naidu on 25 July 2015? – Rajamahendravaram
98. Who won the Tour de France 2015 on 26 July 2015 to become the first Briton to won this most prestigious cycling championship
twice? – Chris Froome
99. According to recently disclosed information for a right to information (RTI) application, which highway in India has emerged as the
deadliest in the country in last few years? – Yamuna Expressway
100. The much-anticipated report of the committee on levy of Minimum Alternate Tax (MAT) on foreign institutional investors (FIIs)
was submitted to Union Finance Ministry on 24 July 2015. Who headed this committee? – Justice AP Shah
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OPSC CSE-2015 SPECIAL VOLUME-2 (NEW SCHEME LAUNCHED BY GOVT OF INDIA)
COMMANDING OVER ODISHA CIVIL SERVICE EXAM
Pramod Padhi
A number of new socio-economic developmental schemes have been launched by the NDA govt. at the centre under PM Narendra Modi. The
important schemes and their provisions have great importance for the comming OCS exam. Here in this section the details regarding some of
these schemes have been discussed which I hope will be beneficial for the candidates.
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Smart Cities
Union government under PM narendra modi has declared that, Rs 48,000 crore would be spent on creating 98 smart cities in the first phase
on the 27th August 2015 across India. Based on the population and area, a fix number has been allocated for each state. Hence, Uttar Pradesh,
the most populated state will get 13 smart cities, meanwhile Tamil Nadu will receive 12 smart cities. Maharashtra will get 10 cities, while
Karnataka and Gujarat will get 6 each.
West Bengal and Rajasthan has been allocated 4 smart cities; Bihar, Andhra Pradesh and Punjab there each and Odisha, Haryana, Telangana and
Chhattisgarh will get 2 smart cities each.
Jammu and Kashmir, Kerala, Jharkhand, Assam, Himachal, Goa, Arunachal and Chandigarh, along with National Capital New Delhi will get one
smart city each.
A ‘City Challenge Competition’ was held among all nominated cities, to determine the most eligible of them for conversion into smart cities.
It has been reported that only 44% buildings in Delhi, 36% in Mumbai and 57% in Bangalore are smart; and our national average of security
in buildings is only 21. Govt.’s smart city project will need to rectify these issues if they want to develop truly world-class smart cities in the
country.
Five Odisha cities have been recommended for inclusion in the list of 100 cities approved by the Union Cabinet. These include – Bhubaneswar,
Cuttack, Rourkela, Sambalpur and Baleswar.But only Bhubaneswar and Rourkela has been included in the first stage where union govt. will
provide RS100cr per year for development of world class infrastructure.
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Make In India
Prime Minister Narendra Modi on 25 September 2014 launched Make In India Campaign at Vigyan Bhawan in New Delhi to make India
a manufacturing hub. The campaign is aimed to attract foreign companies to set up their manufacturing units in India and to seek greater
foreign investment.The launch ceremony was attended by Top CEOs from India Inc, international industry leaders, ambassadors, ministers
and government officials. Further, Special arrangements were made to publicise the event globally in different world capitals.At the same
time, programmes were held in state capitals and also Indian missions abroad, where officials engaged with investors and consultants. P.M.
Narendra Modi on his Independence Day speech had announced about the Make in India campaign.
Vision
Manufacturing currently contributes just over 15% to the national GDP. The aim of this campaign is to grow this to a 25% contribution as seen
with other developing nations of Asia. In the process, the government expects to generate jobs, attract much foreign direct investment, and
transform India into a manufacturing hub preferred around the globe. The logo for the Make In India campaign is a an elegant lion, inspired by
the Ashoka Chakra and designed to represent India’s success in all spheres.The campaign was dedicated by the Prime Minister to the eminent
patriot, philosopher and political personality, Pandit Deen Dayal Upadhyaya who had been born on the same date in 1916.
Sectors in focus
For the Make in India campaign, the government of India has identified 25 priority sectors that shall be promoted adequately. These are the
sectors where likelihood of FDI (foreign direct investment) is the highest and investment shall be promoted by the government of India.On the
campaign launch, the Prime Minister Narendra Modi said that the development of these sectors would ensure that the world shall readily come
to Asia, particularly to India where the availability of both democratic conditions and manufacturing superiority made it the best destinations,
especially when combined with the effective governance intended by his administration.
25 priority sectors
1. Automobiles
2. Automobile Components
3. Aviation
4. Biotechnology
5. Chemicals
6. Construction
7. Defence manufacturing
8. Electrical Machinery
9. Electronic Systems
10. Food Processing
11. IT and BPM
12. Leather
13. Media and Entertainment 14. Mining
15. Oil and Gas
16. Pharmaceuticals
17. Ports
18. Railways
19. Renewable Energy
20. Roads and highways
21. Space
22. Textiles and garments
23. Thermal Power
24. Tourism and Hospitality
25. Wellness
The Make in India Website
Apart from the launch of a colourful brochure, which should find its way into the hands of anyone intending to invest into India, the
government of India also launched a website to supplement the campaign. The Make In India website highlights each of the 25 target sectors
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with statistics, reasons to invest, growth drivers, all policies relevant to investors and the individual sectors, government support, and
opportunities for investors apart from showcasing the live projects that have been undertaken and FAQs. The website also links to the
campaigns Social Media feeds on Twitter, Facebook, Google Plus, and YouTube.
Features of the campaign

The government will look into all regulatory processes to ease the burden of investors.

A dedicated cell has been created to answer queries from business entities through a newly created web portal.

While an exhaustive set of FAQs on this portal will help investors find instant answers to their general queries, the back-end
support team of the cell would answer specific queries within 72 hours.

The DIPP and industry lobby FICCI have jointly set up an eight-member expert panel to address queries and concerns of
investors. They will clarify Indian policies to the investors and suggest reforms to the Central and states governments.

All central government services are being integrated with an e-Biz single window online portal.

States have been advised to introduce self-certification.

The Union Ministry of Home Affairs has been asked to give all security clearances to investment proposals within 3 months.

An advisory has been sent to all departments/state governments to simplify and rationalise regulatory environment which
includes online filing of all returns in a unified form.
Benefits and disadvantages of Make in India
India is a country rich in natural resources. Labour is aplenty and skilled labour is easily available given the high rates of unemployment among
the educated class of the country. With Asia developing as the outsourcing hub of the world, India is soon becoming the preferred manufacturing
destination of most investors across the globe. Mae in India is the Indian government’s effort to harness this demand and boost the Indian
economy.
India ranks low on the “ease of doing business index”. Labour laws in the country are still not conducive to the Make in India campaign. This
is one of the universally noted disadvantages of manufacturing and investing in India
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Atal Mission for Rejuvenation and Urban Transformation (AMRUT)
Union cabinet in April 2015 approved the Atal Mission for Rejuvenation and Urban Transformation (AMRUT) for five hundred cities with
an outlay of 50000 crore rupees over the next 5 years (2015-16 to 2019-20).
Besides, the cabinet conjointly approved the Smart Cities Mission with an outlay of 48000 crore rupees.
The two missions have twin objectives of meeting the challenges of growing urbanization within the country in a sustainable manner as well
as ensuring the advantages of urban development to the poor through increased access to urban spaces and enhanced employment opportunities.
Main features of Atal Mission for Rejuvenation and Urban Transformation (AMRUT)
Purpose
To develop civic infrastructure in five hundred cities and towns having population of 1 lakh and above. The mission conjointly includes some
cities situated on stems of main rivers, a few capital cities, important cities located in hilly areas, islands and tourist areas.
Implementation
Implementation is linked to promotion of urban reforms such as e-governance, constitution of professional municipal cadre, credit rating of
urban local bodies, energy and water audit and citizen-centric urban planning among others.
In this regard, a reform matrix with timelines would be circulated by the Union Government to States in the guidelines of the mission.
Approach
The mission adopts a project based approach to make sure basic infrastructure services concerning water supply, sewerage, transport and
development of green spaces among others.
States given additional freedom
Under this Mission, States get the flexibility of designing schemes based on the wants of identified cities and in their execution and
monitoring.Further in a important departure from Jawaharlal Nehru National Urban Renewal Mission (JNNURM), currently the states will
only submit State Annual Action Plans (SAAPs) to the Union for broad concurrence based on which funds will be released. under JNNURM,
Union Government used to appraise even individual projects.
Funding
50000 crore rupees will be spent under the mission over next 5 years. Central help will be to the extent of fifty p.c of project cost for cities and
towns with a population of up to ten lakh and one-third of the project cost for those with a population of above ten lakh.
Central help will be released in 3 instalments in the ratio of 20:40:40 based on achievement of milestones indicated in SAAPs.
10 p.c of budget allocation will be given to States/Union Territories (UTs) as an incentive based on achievement of reforms during the previous
year.
Uncompleted projects under JNNURM
Central help will be extended under AMRUT to the projects sanctioned under JNNURM but not completed. JNNURM projects relating to
urban development sanctioned during 2007 -2012 and achieved physical progress of 50 p.c availing 50 p.c of central help released and those
sanctioned during 2012-2014 will be supported till March 2017. Accordingly, 102 and 296 projects respectively will get Central support for
balance funding to complete these projects.
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Difference between AMRUT and Smart Cities Mission
Though the 2 missions are interrelated in the sense that AMRUT seeks to lay a foundation to enable smaller cities and towns to eventually
grow into smart cities, they differ in the following ways:
While smart Cities Mission focuses on a select larger urban areas, the AMRUT mission is intended to improve infrastructure in small cities
having population of 1 lakh and above and cities of special importance only.
While smart Cities Mission adopts area based approach that specialize in improving amenities in a specific area of a larger town, the AMRUT
mission adopts functional based approach focusing on improving the delivery of services in the selected cities and smaller cities.
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Pradhan Mantri Awas Yojana: Housing for All by 2022
Under the project ‘Housing for All by 2022’ scheme, more than 2 crore homes would be build across all the urban locations in the next 7 years.
Central Govt. will provide a grant of Rs 1 lakh to Rs 2.5 lakh for every home.This is central govt. launched programme.
The vision is to provide a home to everyone living in a urban city.
Women, SC/STs and people from Economically Weaker Sections (EWS) would be the main beneficiaries of this urban housing project.
Indian real estate market, which has been experiencing a sluggish growth rate since last couple of years, will be certainly delighted with the
launch of these Govt. sponsored urbanization projects as more than Rs 4 lakh crore is expected to be invested directly or indirectly into the real
estate market, on a national level.
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Namami Gange Project
Namami Gange Project or Namami Ganga Yojana is an ambitious Union Government Project which integrates the efforts to clean and protect
the Ganga river in a comprehensive manner. It its maiden budget, the governnment announced Rs. 2037 Crore towards this mission. The project
is officially known as Integrated Ganga Conservation Mission project or ‘Namami Ganga Yojana’. This project aims at Ganga Rejuvenation by
combining the existing ongoing efforts and planning under it to create a concrete action plan for future.Ganga Basin is the largest river basin in
India in terms of catchment area which is spread over 11 states that constitutes 26% of the country’s land mass and supports about 43% of
its population.
Salient Project features

Over Rs. 20,000 crore has been sanctioned in 2014-2015 budget for the next 5 years.

Will cover 8 states, 47 towns & 12 rivers under the project.

Over 1,632 gram panchayats on the banks of Ganga to be made open defecation-free by 2022.

Several ministries are working with nodal Water Resources Ministry for this project includes – Environment, Urban Development
, Shipping, Tourism & Rural Development Ministries.

Prime focus will be on involving people living on the river’s banks in this project.

Under the aegis of National Mission for Clean Ganga (NMCG) & State Programme Management Groups (SPMGs) States and Urban
Local Bodies and Panchayati Raj institutions will be involved in this project.

Setting river centric urban planning process to facilitate better citizen connects, through interventions at Ghats and River fronts.

Expansion of coverage of sewerage infrastructure in 118 urban habitations on banks of Ganga. Enforcement of Ganga specific River
Regulatory Zones.

Development of rational agricultural practices & efficient irrigation methods.

Setting Ganga Knowledge Centre.
Pollution will be checked through

Treatment of waste water in drains by applying bio-remediation method.

Treatment of waste water through in-situ treatment.

Treatment of waste water by the use of innovative technologies.

Treatment of waste water through municipal sewage & effluent treatment plants.

Introducing immediate measures to arrest inflow of sewage.

Introducing PPP approach for pollution control.

Introduction of 4-battalion of Territorial Army Ganga Eco-Task Force.
Previous approaches for Ganga cleaning
Ganga Action Plan

Ganga Action plan was launched in two phase manner by then PM Mr. Rajiv Gandhi:

Phase I 1985: Covered 25 Ganga towns in three states over Rs 862.59 crore were spent.

Phase II : Covered 59 towns in five states over Rs 505.31 cr were spent.

Separate action plans for rivers- Yamuna, Damodar, Gomti & Mahananda. This Action plan was failure.
National Ganga River Basin Authority (NGRBA) was launched by UPA government over 43 towns were covered in five states and over Rs
1,027 crore were spent until March 31, 2015.
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PRASAD Scheme of Ministry of Tourism
Twelve cities namely Amaravati (Andhra Pradesh), Gaya(Bihar), Dwaraka(Gujarat), Amritsar(Punjab), Ajmer(Rajasthan), Kanchipuram(Tamil
Nadu), Vellankani(Tamil Nadu), Puri(Odisha), Varanasi(Uttar Prasesh), Mathura(Uttar Pradesh), Kedarnath (Uttarakhand) and Kamakhya
(Assam) have been identified for development under Pilgrimage Rejuvenation and Spirituality Augmentation Drive (PRASAD) by the
Ministry of Tourism.
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HRIDAY
The Heritage City Development and Augmentation Yojana (HRIDAY) scheme aimed at preserving and revitalizing the soul and unique
character of the heritage cities in India, has been approved by the Ministry of Urban Development for the Twelve cities under the scheme in
the first phase, namely; Amaravati(Andhra Pradesh); Gaya (Bihar); Dwarka (Gujarat), Badami(Karnataka); Puri (Odisha), Amritsar (Punjab);
Ajmer(Rajasthan); Kanchipuram (Tamil Nadu); Vellankani(Tamil Nadu); Warangal (Telangana); Varanasi (Uttar Pradesh); and Mathura (Uttar
Pradesh).
The criterion for selection of these cities is their rich heritage and cultural history.
To implement the PRASAD scheme a Mission Directorate has been set up in the Ministry of Tourism. The programme was launched from
Puri(Odisha) on the eve of famous Nabakalebara 2015
For the HRIDAY scheme under the Ministry of Urban Development, an amount of Rs.453.90 crores has been allocated to the HRIDAY
scheme for implementation and development works.
Aiming at preserving and rejuvenating the rich cultural heritage, governmen launched the ambitious Rs 500 crore project for 12
cities including Varanasi, Mathura, Gaya, Dwarka and Puri across the country.
“No nation can move forward ignoring its cultural heritage and legacy. India is a diverse land of languages and religions and we need to
preserve the legacy of all kinds. HRIDAY is a step towards reviving the soul of cities hosting such rich heritage,” Urban Development
Minister Venkaiah Naidu said at the launch of the Heritage Development and Augmentation Yojana (HRIDAY).
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Suraksha Bandhan
Union Government launched Suraksha Bandhan drive in a Mission Mode through participating banks and insurance companies to facilitate
enrolment under social security schemes.
The schemes are Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Atal Pension
Yojana (APY).
The drive launched in the back drop of Raksha Bandhan aims at taking forward the Government’s objective of creating a universal social
security system in the country, targeted especially at the poor and the under-privileged. Participating Banks supported by the participating
Insurance Companies will work towards local outreach, awareness building and enrolment facilitation during this drive.
The last date for enrolment under the PMSBY and PMJJBY schemes has been extended till 30 September 2015. Persons enrolling within this
period would not be required to submit a certificate of good health for Pradhan Mantri Jeevan Jyoti Bima Yojana. Pradhan Mantri Suraksha
Bima Yojana enrolment does not in any event require any such certification.
The drive will be supported through the Jeevan Suraksha Gift Cheques, which will be available for purchase for 351 rupees in Bank branches
by persons wishing to gift them to facilitate one year payment of premium for Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri
Suraksha Bima Yojana by the recipient.
The recipient of the gift cheque would deposit the instrument in his or her bank account for a realizable value of 342 rupees, out of which 12
rupees will be for one year subscription of PMSBY and 330 rupees for PMJJBY. The balance of 9 rupees will be retained by the issuing Bank
as a service charge.
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Atal Pension Yojana (APY)
Prime Minister Narendra Modi on 9 May 2015 launched Atal Pension Yojana (APY) in Kolkata, West Bengal.
The scheme is intended to enhance old age income security of the working poor and is focused on encouraging and enabling them to join the
National Pension System (NPS). It will be operational from 1 June 2015.
Key Features of Atal Pension Yojana (APY)
Operational Framework: It is a Government of India Scheme and is administered by the Pension Fund Regulatory and Development
Authority (PFRDA). The institutional architecture of NPS would be utilised to enroll subscribers under scheme.
Eligibility: All citizens in the unorganised sector, who join the NPS administered by the PFRDA and who are not members of any statutory
social security scheme are eligible to benefit under the scheme.
The minimum age of joining is 18 years and maximum age is 40 years. All the existing subscribers of Swavalamban Scheme would be
automatically migrated to APY, unless they opt out.
It is expected that around two crore subscribers would be enrolled during the financial year 2015-16 under the scheme.
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Benefits: The subscribers would receive the fixed pension, as guaranteed by the Union Government, of 1000 rupees per month, 2000 rupees
per month, 3000 rupees per month, 4000 rupees per month, 5000 rupees per month, at the age of 60 years, depending on their contributions,
which itself would vary on the age of joining the scheme.
The pension would also be available to the spouse on the death of the subscriber and thereafter, the pension corpus would be returned to the
nominee.
Funding: The Government would co-contribute 50 percent of the subscriber contribution or 1000 rupees per annum, whichever is lower, for
a period of 5 years starting from 2015-16, who join the NPS before 31 December 2015 and who are not Income Tax payers. The government
would also reimburse the promotional and development activities including incentive to the contribution collection agencies to encourage
people to join the scheme.
The Government expenditure is expected to range between 2520 crore and 10000 crore rupees on account of co-contribution to subscribers of
the APY over a period of five years. Further, an expenditure of 2000 crore rupees for promotional and developmental activities for enrolment
and contribution collection is allocated for period of five years.
Enrolment agencies: All Points of Presence (Service Providers) and Aggregators under Swavalamban Scheme would enroll subscribers
through architecture of NPS.
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Pradhan Mantri Mudra Yojana
Pradhan Mantri MUDRA Yojana has come as a boon for MSME (Micro, small and medium Enterprises) sector and is widely hailed as a
robust measure to achieve inclusive growth.
Objective of the Pradhan Mantri MUDRA Yojana
There are a lots of Scheduled castes, scheduled tribes and other backward classes entrepreneurs in the MSME sector. NSSO Survey 2013
suggests that there are 5.77 crore small businesses like manufacturing, trading or services. It is very difficult for these units to get finance from
the scheduled banks as they have to go through a tight scrutiny, thereby defeating the purpose of refinancing them under funds released from
SIDBI. Thus, only 4% of these units are able to get loans for their business needs and others are forced to land with money-lenders. The
objective of this scheme to launch a Micro Units Development and Refinance Agency (MUDRA) Bank to support the entrepreneurs of the
above mentioned classes.
Status of Micro-finance in India
Micro-finance is an important tool in an economy like India where a million new workers are added to workforce every month especially in
small businesses. These businesses comprise about 5% of the economy. The performance of India’s microfinance institutions is quite dismal.
These institutions do not give loans beyond Rs.50,000 to a single person and the average amount given per account by Non-banking Financial
Institution-Micro-finance institutions is Rs. 16,194. This figure is far below the funding requirements of first generation small entrepreneurs
who are looking for amounts upto a few lakhs. India already has agencies which are involved in providing microfinance. These are:
National Housing Bank: It was set up in 1988 to refinance home loans and regulate housing finance companies
National Bank for Agriculture and Rural Development: It was set-up in 1982 by a law to regulate credit support, institutional development and
encourage innovative initiatives in rural sector. It also promotes sustainable agricultural practices.
Small Industries Development Bank of India: It was set-up in 1990 to promote, finance and develop small and medium enterprises and provide
them easy finance upto a limit of Rs. 1 Crore.
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Sukanya Samriddhi Account: New Scheme for a Girl Child in India
Save every girl child in India. Reinforcing this idea, Prime Minister Narendra Modi launched ‘Sukanya Samriddhi Account Scheme’, a small
savings scheme as a part of the ‘Beti Bachao Beti Padhao’ campaign. It is also considered a part of the government’s initiative to increase the
percentage of domestic savings, which has reduced from 38% of the GDP in 2008 to 30% in 2013. This scheme will encourage parents to save
for the education and future of their girl child.
How to Open the Sukanya Samriddhi Account?
Guardian to open the account: The account can be opened only by parents or legal guardians for upto two girl children. In case of twins or
triplets, an exemption will be made on production of a certificate from authorised medical institutions.
Age Eligibility: A Sukanya Samriddhi account can be opened for a girl child till she attains the age of 10. The scheme started from 2 December,
2014. An initial grace period of one year has been announced for convenience. A girl child, who is born between 2 December, 2003 and 1
December, 2004, can open account by 1 December, 2015.
Account in the name of the beneficiary: Sukanya Samriddhi Scheme can only be opened in the name of the girl child. The depositor
(guardian) will be an individual, who deposits amount in the account on behalf of the minor girl child.
One Girl One Account: Only one account can be opened per girl child.
Where to open Account: Sukanya Samriddhi account can be opened in Post Offices or authorised Banks (State Bank of India, Bank of Baroda,
Punjab National Bank, Bank of India, Canara Bank, Andhra Bank, UCO Bank, and Allahabad Bank, to name the few).
More Information on Sukanya Samriddhi Account
Account Transferability: The account can be opened with an amount of Rs. 1000. It can be transferred from the original location to anywhere
in India as the girl child relocates.
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Minimum Contribution: A minimum contribution of Rs. 1000 per account has to be deposited per year. A maximum of Rs.1, 50,000 per
account can be deposited. There is no limit in the number of deposits in a financial year. The money can be deposited through cash, cheque or
draft.
Penalty: A penalty of Rs.50 will be imposed if the account is not credited with the minimum amount.
Rate of Interest: The scheme is offering an interest rate of 9.2% per year. However, it will be revised in April every year and the change will
be communicated subsequently. The interest will be compounded yearly and directly credited to the account.
Term Period: The guardian is expected to deposit amount in the account only till the completion of 14 years. No deposits after that is required
till the maturity of the account.
Withdrawal: A premature withdrawal (at the end of the previous financial year) of 50% of the accumulated amount is allowed after the girl
child turns 18.
Closure of Account: The account can be closed only after the child turns 21. If the money is not withdrawn even after that, it will continue
to earn the interest.
Taxation: As per Section 80C of Income Tax Act, the investment (up to Rs.1.5 lakhs) under the scheme, all the payments including the interest
payment and the total maturity amount will be fully exempted from taxation.
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Pradhan Mantri Suraksha Bima Yojana
Eligibility: Available to people in age group 18 to 70 years with bank account.
Premium: Rs.12 per annum.
Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
Risk Coverage: For accidental death and full disability - Rs.2 Lakh and for partial disability – Rs.1 Lakh.
Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year
before 1st of June in order to join the scheme. Name of nominee to be given in the form.
Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which
case his account will be auto-debited every year by the bank.
Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who
are willing to join the scheme and tie-up with banks for this purpose.
Government Contribution:
(i)
Various Ministries can co-contribute premium for various categories of their beneficiaries from their budget or from Public Welfare
Fund created in this budget from unclaimed money. This will be decided separately during the year.
(ii) Common Publicity Expenditure will be borne by the Government.
SCHEME-13
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
The Union cabinet approved the Pradhan Mantri Kaushal Vikas Yojana (PMKVY) on nineteen March 2015 with an outlay of 1500 crore
rupees. The programme aims to impart skill development training to youth with focus on 1st time entrants to the labour market and class
ten and class twelve drop outs.
Main provisions of the Pradhan Mantri Kaushal Vikas Yojana (PMKY)

The programme aims to impart skill development training to youth with focus on 1st time entrants to the labour market and
class ten and class twelve drop outs.

The scheme will cover twenty four lakh persons and skill training would be based on the National skill Qualification Framework
(NSQF) and industry led standards.

The programme will be enforced by the Union Ministry of skill Development and Entrepreneurship through the National skill
Development Corporation (NSDC) coaching partners.

Additionally, Central and state government affiliated training providers would also be used for training purposes.

Skill training would be on the basis of skill gap studies conducted by the NSDC for the period 2013-17.

Focus of the training would be on improved curricula, better pedagogy and better trained instructors.

Training would come with soft skills, personal grooming, behavioral change for cleanliness, good work ethics.

A financial reward will be given to trainees on assessment and certification by third party assessment bodies. The average
monetary reward would be around 8000 rupees per trainee.
Funds Allocation

Out of the entire outlay of 1120 crore rupees to be spent on skill training of fourteen lakh youths, 220 crore rupees has been
allotted for recognition of prior learning.

Sixty seven crore rupees has been allotted for awareness building and mobilization efforts. Mobilization would be done through
skill melas organized at the local level with participation of the State Governments, Municipal Bodies, Pachayati raj institutions
(PRIs) and community based organizations.

Sixty seven crore rupees has been allocated for mentorship support and placement facilitation for trainees.

A hundred and fifty crore rupees has been allotted for training of youth from the North-East region.
95
Monitoring of the programme

Sector skill Councils and the State Governments would closely monitor skill training that will happen under the PMKVY.

Skill Development Management System (SDMS) would be put in place to verify and record details of all training centres an exact
quality of training locations and courses.

Biometric system and video recording of the training method would be put in place where feasible.

All persons undergoing training would be needed to give feed back at the time of assessment and this would become the key
element of the evaluation framework to assess the effectiveness of the PMKVY scheme.

A robust grievance redressal system would be put in place to address grievances relating to implementation of the scheme.
SCHEME-14
National Skill Development Corporation NSDC
On October 20, 2009, India’s Finance Minister Pranab Mukherjee has launched National Skill Development Corporation.
Features:

The NSDC is a unique Public-Private Partnership (PPP) Enterprise.

As against 40 million people currently who have received any kind of formal or non-formal training, the new vision envisages creation
of a pool of 500 million skilled people by 2022 NSDC has been incorporated as a not-for-profit organization under Section 25 of the
Companies Act, 1956 by the Ministry of Finance.

It has been formed as 51:49 shareholding of private and government.

The company as a public-private initiative will help to hone the talent of India’s workforce in 21 high-growth industries.

Besides Ministry of Finance, all prominent industry bodies have contributed to the initial capital of this venture.

It will primarily focus on tackling 30 percent of the total skill gap of India’s workforce over the next decade.

Two areas which can be taken up for immediate consideration are adoption of a few ITI’s by the corporation on a management
contract, so that models for better management of the existing infrastructure can be evolved.
The Vision:

The vision outlined by the Prime Minister’s Council calls for serious up-scaling of the skill development targets.

Hence, as against 40 million people currently, who have received any kind of formal or non-formal training, the vision envisages
creation of a pool of 500 million skilled people by 2022.

This translates into a rapid escalation of the training and skill development capacity, and, a quantum leap in the number of trades,
wherein training is currently being imparted through existing institutes.

The vision also emphasis, a high degree of inclusivity, which shall effectively deal with the current, divides prevailing in our society,
such as gender, rural and urban, organized and un-organized employment, and, traditional and contemporary work places.

In order to achieve the mission outlined in the vision, it has become imperative for Government to engage with the private sector,
through long term partnerships to achieve synergy in delivery and implementation.

The NSDC, therefore, is the important component of the overall roadmap for radically transforming India’s skill landscape.

Typical ‘market failure’ segments, comprising backward areas, under-privileged sections of the society and non-organized sectors
occupy primacy in NSDC agenda.
SCHEME-15
Pradhan Mantri Jan Dhan Yojana (PMJDY)
Pradhan Mantri Jan Dhan Yojana is the flagship financial inclusion plan of the NDA Government. The Finance Ministry rolled out this
scheme to enable each household in the country to have access to at least one bank account. All Indian citizens can now avail of a bank
account despite the lack of KYC documentation. These bank accounts are valid for a year within which account holders must furnish proof
of having applied for valid documents required to comply with KYC norms. The idea of this scheme was first announced by Prime
Minister Narendra Modi in his Independence Day speech and it was later launched on August 28, 2014. The bank accounts opened under
the scheme come with a RuPay debit card and accident insurance cover. Holders of accounts opened before January 26, 2015 are also
provided with a premium-free life insurance cover.
Under the Jan Dhan Yojna anyone who is India citizen above age of 10 years and does not have a bank account, can open the account with zero
balance. Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet, specially designed for the purpose of
opening the accounts under this scheme. The scheme also provides facility of accidental insurance cover up to rupees one lac without any
charge for the account holder.
The account holders under the jan dhan yojana will be given a RuPay debit card which can be used at all ATMs for cash withdrawal and at most
of the retail outlets for making transaction for purchases.
Benefits of Pradhan Mantri Jan Dhan Yojana
The Pradhan Mantri Jan Dhan Yojana or more popularly known as PMJDY scheme is planning on revolutionizing the traditional banking
system in India by providing the banking opportunity and insurance coverage to all including the poor. It is an initiative taken by the Prime
Minister Narendra Modi who started this ambitious project to help the poor become more financially confident through this venture and
96
allowing every citizen the right to have their own bank account and insurance coverage which was previously impossible for most of the
population under poverty.
The purpose of this scheme will definitely benefit the overall economy of the country and the scheme provides some lucrative benefits which
should certainly be availed and considered. Here is listed some important benefits of the Pradhan Mantri Jan Dhan Yojna (PMJDY) scheme
which would certainly inspire the country to a more prosperous future for all.
Life insurance under Pradhan Mantri Jan Dhan Yojana
Under the PMJDY scheme the account holders will be given worth Rs.30000 insurance coverage if they comply with certain specification of
the scheme which includes opening an account by January 26, 2015 and having an accidental insurance coverage of over Rs. 200000.
Loan benefits under Pradhan Mantri Jan Dhan Yojana
The account holder can take loan benefit of up to Rs.5000 from the bank after six months from opening the account. Though the amount might
seem insignificant for many but we have to realize the scheme is directed mostly towards people below the poverty line and who are struggling
desperately to sustain their everyday living. The loan benefit can be a scintilla of hope for those people who could utilize the loan amount and
invest it in a more profitable outcome, particularly in farming or other agricultural prospect.
Mobile banking facilities under Pradhan Mantri Jan Dhan Yojana
Though the technology of using smart phones to conduct our bank transactions is not novel anymore but the PMJDY scheme will allow its
account holders to avail the same facilities of checking balance and transferring funds through a normal cell phone which is more affordable to
the general economy.
Hence PM Jan Dhan Yojana is indeed a prosperous venture and we certainly hope the Prime Minister and the mass economy are both benefited
through this new venture.
Unprecedented success
Pradhan Mantri jan Dhan Yojna(PMJDY) on twenty January 2015 made it to Guinness Book of World Records. Indian Banks opened 11.50
crore accounts under the Pradhan Mantri Jan-Dhan Yojana during a short span of 5 months. The feat was commended by the Guinness Book
of World Records.
Out of the entire account opened, 5.68 crore accounts belonged to male and 5.82 crore account belonged to females. In percentage terms, 49.37
the worries accounts belonged to male while 50.63% accounts belonged to females.
6.84 crore accounts were opened in rural areas which is 59.49% of the overall accounts opened while in urban area 4.66 crore accounts were
opened which is 40.51%.
In August 2014, Indian Government set a target of opening up ten crore accounts to pass on benefits of various
social security schemes to the account holders.
Now, Government will transfer annual grant of around 51029 crore rupees directly to bank accounts of 17.45 crore beneficiaries, plugging
system leakages.
SCHEME-16
Swachh Bharat Abhiyan: Making India Clean
The Narendra Modi Government launched the “Swachh Bharat” movement to solve the sanitation problem and waste management in India by
ensuring hygiene across the country. Emphasising on “Clean India” in his 2014 Independence day speech, PM Modi said that this movement
is associated with the economic activity of the country. The prime objective of the mission is to create sanitation facilities for all. It aims to
provide every rural family with a toilet by 2019.
Objectives of Swachh Bharat Abhiyan
The objectives of the Swachh Bharat Abhiyan include the following

Construct individual, cluster and community toilets.

Eliminate or reduce open defecation. Open defecation is one of the main causes of deaths of thousands of children each year.

Construct latrines and work towards establishing an accountable mechanism of monitoring latrine use.

Create Public awareness about the drawbacks of open defecation and promotion of latrine use.

Recruit dedicated ground staff to bring about behavioural change and promotion of latrine use.

Change people’s mindset towards proper sanitation use.

Keep villages clean.

Ensure solid and liquid waste management through gram panchayats.\

Lay water pipelines in all villages, ensuring water supply to all households by 2019.
History:
With effect from April 1, 1999, the Government of India restructured the Comprehensive Rural Sanitation Programme and launched the Total
Sanitation Campaign (TSC).
To give a fillip to the TSC, effective June 2003, the government launched an incentive scheme in the form of an award for total sanitation
coverage, maintenance of a clean environment and open defecation-free panchayat villages, blocks and districts, called Nirmal Gram Puraskar.
Effective April 1, 2012, the TSC was renamed to Nirmal Bharat Abhiyan (SBA). On October 2, 2014 the campaign was relaunched as Swachh
Bharat Abhiyan
97
Funds Allocation
This project is expected to cost over Rs. 2 lakhs crore. Fund sharing between the Central and State Governments and Urban Local Bodies is
allocated in the ratio of 75:25. It has been officially stated that for North Eastern and special category states, the allocation of funds is in the
ratio of 90:10. To give a boost to the project, the government has sought financial and technical support from the World Bank. Also, all big
corporates and private organisations are asked to join the movement as part of their Corporate Social Responsibility (CSR) initiative.
Measures Proposed in 2015-16 Union Budget
Describing Clean India campaign as a “programme for preventive healthcare, and building awareness”, the Finance Minister Arun Jaitley
proposed that the donations made to the Swachh Bharat Mission and the Clean Ganga Fund will be eligible for tax deductions under the Income
Tax Act. The budget also proposed Swachh Bharat cess on select services at the rate of up to 2 per cent. The resources generated from this cess
will be leveraged for funding initiatives towards the campaign.
Construction of 31.83 lakhs Toilets till January 2015
According to government data, in January 2015, 7.1 lakh individual household toilets have been built under this dream project. This number is
considered the highest for any month since its launch in October 2014. 31.83 lakhs individual toilets have been built until January 2015. So far,
Karnataka is the best performer by achieving 61% of the target while Punjab is the worst performer by achieving 5% of the target.
Modi’s Nominees for Promoting the Swachh Bharat Abhiyan
On 2 October, 2014, Modi nominated nine celebrities from various fields to propagate the mission, considering the new age marketing via social
media. The nominated personalities included, Anil Ambani, Mridula Sinha, Baba Ramdev, Kamal Hassan, Priyanka Chopra, Sachin Tendulkar,
Salman Khan, Shashi Tharoor and the team of the TV series Taarak Mehta Ka Ooltah Chashmah.
On 25 December, Modi nominated nine more people including the comedian Kapil Sharma, Sourav Ganguly, Kiran Bedi, Padmanabha Acharya,
Nagaland Governor, Sonal Mansingh, Ramoji Rao of Eenadu group and Aroon Purie to take forward his “Swachh Bharat Abhiyaan”. Some
organisations such as the Institute of Chartered Accountants of India, India Today, Eenadu and the popular “dabbewale” of Mumbai were also
nominated to be the torchbearers.
SCHEME-17
‘Beti Bachao, Beti Padhao’
After the successful implementation of innovative schemes like the ‘Jan Dhan Yojana,’ Make in India’ and Swachh Bharat Abhiyan, Prime
Minister Narendra Modi now launched one more scheme, ‘Beti Bachao, Beti Padhao’ (save the girl child, educate the girl child), on January
22 in Panipat in Haryana.
With an initial corpus of Rs 100 crore, the scheme has been launched in a hundred districts across the country. In Haryana where the child sex
ratio (CSR) has been dismally low, 12 districts have been chosen: Rewari, Mahendergarh, Bhiwani, Jhajjar, Ambala, Kurukshetra, Sonepat,
Rohtak, Karnal, Kaithal, Panipat and Yamuna Nagar.
The scheme aims at making girls independent both socially as also financially through education. This approach of the Government can
facilitate in generating awareness and improving the efficiency of delivery of welfare services meant for the women.
Digital Gender Atlas launched in India to promote Girl’s Education
In order to advance girl’s education in India the ministry of Human Resource Development (HRD), Department of School Education and
Literacy has launched the Digital Gender Atlas in front of the media on 09 March in New Delhi. UNICEF would help in establishing the tool
that would help in identifying the low performing geographic pockets for girls specially girls from the marginalized sections such as scheduled
castes, schedule tribes and Muslim minorities.
The Atlas would be placed on the website of Ministry of Human Resource and Development (MHRD) and would make it available and ready
to use for the various states/districts/block education administrators or any of the groups that are interested in using the facility. The focus of
the Gender Atlas is to help in identifying the girls with vulnerabilities and girls with disabilities so that ensuring equitable education could turn
out to be a reality.
With the help of the Atlas comparative analysis of the individual gender related indicators would get used over the period of three years. This
would enable the concerned department to get a visual assessment of the change and thus they could understand whether there has been any
considerable change felt after the intervention or not. The atlas is built on an open source platform and thus allows the authorized persons to
retain its dynamic character by constantly updating the same.
According to statistics, enrolment rates of girls at primary and upper primary level has shown growth in the last few years but the enrolment
in the secondary level has remained considerably low. The main components of the newly launched Gender Atlas are: Composite gender
ranking, Trend Analysis of Gender Indicators, Vulnerabilities based on educational indicators in districts with substantial tribal, schedule caste,
minority population in educationally backward blocks and in left wing extremist districts, and low sex ratio districts that were selected under
‘Beti Bachao Beti Padhao’ programme.
98
SCHEME-18
One Rank, One Pension (OROP)
The One Rank, One Pension is a scheme that lays down that the retired soldiers of the same rank and length of service will receive the same
pension, regardless of when they retire. The scheme was laid out in 2014, but has not been implemented yet due to some technical
calculations and interpretations.
Under OROP, a soldier who retired in 1995 would get the same amount of pension as the one who retired in 1996. The scheme will benefit
ex-servicemen drawing pensions from the OROP scheme, especially those who retired before 2006 as at present, pensioners who retired
before 2006 draw less pension than their counterparts and even their juniors.
The scheme will benefit all three services- Air Force, Navy and Army. The NDA Government in its 2015 Budget announcement allotted
1000 crore rupees for the scheme.
OROP Recent Developments
On 15 June 2015, a group of about 55 ex-servicemen who belong to Jalandhar district began their relay-hunger strike at Jantar Mantar in New
Delhi, demanding the government to announce a date to introduce the OROP policy.
On 10 June 2015, a group of ex-servicemen met Finance Minister Arun Jaitley and expressed their concerns regarding the delay in the OROP
scheme which is likely to benefit as many as 22 lakh retired defence personnel.
On 3 June 2015, a group of ex-servicemen led by Maj Gen Satbir Singh (retd) met Dalbir Singh Suhag and discussed about the early
implementation of ‘one rank one pension’ scheme.
SCHEME-19
Saansad Adarsh Gram Yojana
The Saansad Adarsh Gram Yojana was launched by the , central government in 2014 for the development of model villages. Under the Yojana,
Members of Parliament (MPs) will be responsible for developing the socio-economic and physical infrastructure of three villages each by
2019, and a total of eight villages each by 2024.
The first Adarsh Gram must be developed by 2016, and two more by 2019. From 2019 to 2024, five more Adarsh Grams must be developed
by each MP, one each year. This implies that a total of 6,433 Adarsh Grams, of the 2,65,000 gram panchayats, will be created by 2024. Key
features of the Yojana are

The development of model villages, called Adarsh Grams, through the implementation of existing schemes, and certain new initiatives
to be designed for the local context, which may vary from village to village.

Creating models of local development which can be replicated in other villages.
Identification of villages
MPs can select any gram panchayat, other than their own village or that of their spouse, to be developed as an Adarsh Gram. The village must
have a population of 3000-5000 people if it is located in the plains, or 1000-3000 people if located in hilly areas.
Lok Sabha MPs can choose a village from their constituency, and Rajya Sabha MPs from the state from which they are elected. Nominated
members can choose a village from any district of the country. MPs which represent urban constituencies can identify a village from a
neighbouring rural constituency.
Funding
No new funds have been allocated for the Yojana. Resources may be raised through:
1. Funds from existing schemes, such as the Indira Awas Yojana, Pradhan Mantri Gram Sadak Yojana, Mahatma Gandhi National Rural
Employment Guarantee Scheme, and Backward Regions Grant Fund, etc.,
2. The Member of Parliament Local Area Development Scheme (MPLADS),
3. The gram panchayat’s own revenue,
4. Central and State Finance Commission Grants, and
5. Corporate Social Responsibility funds.
Implementation
A Village Development Plan must be created for each Adarsh Gram. While each village will develop a list of activities to be carried out, based
on its own resources and requirements, possible activities have been listed in the guidelines for the scheme. For example, Adarsh Grams can
work towards providing universal access to basic healthcare facilities, promoting diversified livelihoods through agriculture related livelihoods
and skill development, providing pension for all eligible families, housing for all, and promoting social forestry.
As many as 661 MPs have so far adopted a village under the Saansad Aadarsh Gram Yojana, launched by Prime Minister Narendra Modi on
October 11 last year with an aim of overall development of rural areas.Of them, 485 are from Lok Sabha and 176 are from Rajya Sabha.
99
Some of the MPs and the villages adopted by them are :

Prime Minister Narendra Modi: Jayapur village in Varanasi, Uttar Pradesh


Hema Malini: Raval village, Uttar Pradesh
Sachin Tendulkar: Puttamraju Kandrika village, Andhra Pradesh


Kaushalendra Kumar: Nanand village in Nalanda, Bihar
Narendra Sawaikar: Cola village, Andhra Pradesh


Avinash Rai Khanna: Adamwal village in Hoshiarpur, Punjab
Rajendra Agrawal: Bhagwanpur Chatawan village in Rajpura, Punjab

Former Prime Minister Manmohan Singh - Pachim Bekeli Gaon Kamrup district of Assam.
SCHEME-20
Digital India Programme
PM Modi launched the Digital India programme to make India adjust with the changing global technology in Digitisation.
What comes under Digital India?
Communication Infrastructure and Services
BharatNet: This is the backbone of the Digital India programme. It will provide internet and telecommunication services to every part of
the country, including connecting the villages spread all over India through broadband. This is the world’s largest rural broadband
connectivity project.
BSNL Next Generation Network (Voice, data and multi-media on one landline): BSNL has prepared a massive plan to use the
advanced technology of Next Generation Network (NGN) to provide telecommunication services using various modes such as voice, data
networks (internet), wireless network and multimedia video conferencing and fixed mobile convergence (FMC). In the first phase, BSNL
aim is to cover four million customers.
BSNL Wi-Fi Services (Wi-Fi hotspots, affordable connectivity on the go): BSNL has also chalked out a plan to roll out Wi-Fi in 2500
cities and towns, including major tourist places across India. The aim is to provide affordable seamless connectivity through 2G/3G mobile
connectivity.
Products
DiGiLocker: This system provides an online storage space to Indian citizens having Aadhar cards to store all important personal
documents, including other official documents issued by various Government departments and agencies. The system also helps in secured
sharing of data through a uniform resource identity (URI) link.
National scholarships portal (All Government scholarships under a single website):This is a one-stop solution for implementing the
entire scholarship process. Here, in a single website, you can apply and register for different scholarships provided by different central and
state ministries, governments and other agencies. You can receive application forms and process online. This helps in effective and faster
processing of scholarships and delivery of funds to the beneficiaries’ accounts.
e-Hospital/ORS: This system facilitates in making an on-line appointment with doctors at specialised government hospitals. The aim is to
relieve the common man from waiting for long hours or running around in hospitals searching for doctors. The patient can also check his reports
on-line. Presently, e-Hospital service is available in AIIMS, Ram Manohar Lohia Hospital, Sports Injury Centre, Delhi and National Institute
of Mental Health and Neuro Sciences, Bengaluru. The plan is to extend service to different hospitals spread across the country.
e-Sign: This is another product introduced in Digital India. The e-sign or electronic signature facilitates an Aadhar card holder to digitally sign
a document, which can be integrated with service delivery applications.
Digitise India Platform (DIP): This is to digitise physical records and reduce piles of papers in record rooms and offices.
Portals
Digital India Portal and Mobile App: Digital India Portal is the dedicated portal for Digital India and it also has its mobile based application
as Digital India Mobile App. (http://www.digitalindia.gov.in/)
MyGov Mobile App: MyGov is a mobile version of the citizen engaging platform, where citizens can share opinions and offer suggestions
related to various issues and problems pertaining to the society and the country as a whole.
Swachch Bharat Mission App: This App has been developed to generate more awareness about the cleanliness campaign among the people
and connect them with various programmes related to the Swachch Bharat Mission.
100
Institutions and Policies

National Centre for Flexible Electronics (Getting the cutting-edge through research)


Centre for Excellence for Internet of Things (IoT)
e-Governance Policy Initiatives Under Digital India

Electronics Development Fund (EDF) Policy
Nine Pillars of Digital India
1. Broadband Highways
3. Public Internet Access Programme
2. Universal Access to Mobile Connectivity
4. e-Governance: Reforming Government through Technology
5. e-Kranti: Electronic Delivery of Services
7. Electronics Manufacturing
6. Information for All
8. IT for Jobs
9. Early Harvest Programmes
SCHEME-21
MUDRA Bank
MUDRA stands for Micro Units Development and Refinance Agency. The MUDRA Bank has been set up through as statutory enactment.
The lending priority will be given to SC/ST enterprises. The bank has been allotted a Refinance Fund of Rs. 20,000 Crores from the shortfalls
of Priority Sector Lending. It will regulate and refinance all MFI who lend to MSME engaged in small manufacturing, trade or services. It will
partner all state/regional level coordinators to provide easy finance to even the remote investors. The primary functions of MUDRA Bank are:

Frame policy guidelines for micro/small enterprise MFIs


Registration of MFIs
Regulation of MFIs

Promoting and regulating responsible finance in favour of client welfare, remove indebtedness and provide proper protection
principles and recovery methods

Accreditation and rating of MFIs


Promoting right technology solutions for problems faced by MFIs and borrowers.
Framing a robust architecture for Last Mile Credit Delivery to MSMEs under the umbrella of Pradhan Mantri Mudra Yojana.
The MUDRA Bank will be a powerful step to provide Refinance to Last Mile financers and borrowers. However, it may promote shadow
banking and channelize MFIs away from the mainstream banking system. This may stand juxtaposed to the global trend which discourages
shadow banking and let the main-line banking system address financing needs of all segments of society.
Best of Luck
Pramod Padhi.

HIGHLIGHTS
OPSC OCS Special Volume – 3
(November-2015)
Major Programmes & Schemes launched by Govt. of Odisha & CSAT Model Set
101
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11. Daily current affair handouts before the class
institute at bhubaneswar
12. Weekly current affair class with weekly C/A question discussion class.
23. 24 hrs study room for self study
13. Best material with work book for practice more question at home
24. Modern computer lab with wi- fi campus
14. Highest no of material. Total -25+ VOLUMES FOR BANKING AND 30+
25. HIGHEST LEVEL OF SUCCESS RATE
VOLUMES FOR SSC
STUDY MATERIAL KIT (Total 25 Volumes)
MONTHLY ISSUE - SEPTEMBER - 2015
Assignment - I
(Class Room Practice)
Assignment - II
(Home Work Practice)
Topicwise Theory with Solved Examples
Assignment - I
Assignment - II
Dr. Avul Pakir Jainulabdeen Abdul Kalam
th
th
(15 October 1931 - 27 July 2015)
R.I.P Missile Men to People’s President
World Longest Service Foreign Minister passed away
New
15
OCS-20
OPSC ial
Volume-1
Vanik’s Page
200 Updated MCQs
40 MCQs on Computers
100 One Liners
Spec
Analysis
of the Syllabus
Two Practice Set for IBPS-PO (Preliminary)
100 GK for SSC & Railway
Vanik’s Knowledge Garden
One Practice Set for IBPS-PO (Main)
SSC-CGL (Previous Year Paper)
COMPUTER
Bank PO & Clerical
Assignment - I
Assignment - II
Assignment - I
Assignment - II
MARKETING for Bank PO, Clerical & All Other Competitive Examinations
If you Fail, never give up because F.A.I.L
means “FIRST ATTEMPT IN LEARNING”
End is not the end, if fact E.N.D.
means “EFFORT NEVER DIES”
If you get No as an answer, remember N.O.
means “NEXT OPPORTUNITY”
V A N I K COMPUTER for Bank PO, Clerical & All Other Competitive Examinations
Bank PO & Clerical
General Awareness
Assignment - II
SSC
VANIK
Assignment - I
Railway &
Current Affairs
Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU
Current Affairs for All Other Competitive Examinations
Clerical
VANIK
Assignment - II
Bank PO &
BANKING
Awareness
Banking Awareness
Assignment - I
Bank PO & Clerical | SSC & Railway
H
ENGLIS
VANIK
Vanik’s
REASONING
ENGLISH for Bank PO, Clerical & All Other Competitive Examinations
Bank PO & Clerical
Railway & SSC
Reasoning for Bank PO, Clerical & All Other Competitive Examinations
APTITUDE for Bank PO, Clerical & All Other Competitive Examinations
APTITUDE
MARKETING
Bank PO & Clerical
Monthly Updated Current Affairs
Events of the month
Economy & Banking
Famous Personality
Famous Places
Bank PO Clerical
Railway
VA N I K C R P F C E N T R E
COURSES OFFERED:
Classroom Study Course
Postal Study Course
SSC/Railway Tech. Course
Online Test & Discussion
Subjectwise Improvement
Free GD/ Interview Guidance
CONGRATULATIONS
to VANIK Team
Now more than
students are in Vanik
1000
Thanks to all the students for their appreciation
its Functions
New Committees &
Games & Sports
Important Index
y
Science & Technolog
Awards & Honours
s
Date and Observation
Recent MOUs
Books & Authors
SSC
VA N I K S A H E E D N A G A R C E N T R E
ONLINE TEST @ HOME
COURSE FEATURES:
Subjectwise Weekly Test
Study room for self study
Daily Current Affair Handouts
Topicwise Daily Test
Separate Vocabulary Class
Experienced Faculties
Free Magazine for Students
Wi-Fi Campus Lab
Daily Doubt Clearing Class
Rs. 150/- Rs. 250/- Rs. 350/- Rs. 500/1 Month
1. 12 Ongoing Test in Alternative Days
2. 100 Practice Test & All Previous Year Test
3. Current Affairs Classes free at Institute
Features
Regular Classroom Course Features & Facilities
India’s best faculty
Best study material (25nos.)
Online test and discussion
Class room workbook
Daily test and discussion
Weekly test and discussion
Unique concept of schedule
3 Months 6 Months 12 Months
Hard Copy of Test & Explanation
Weekly 3 Test & 3 Discussion
Test Discussion by 5 Faculties
Weekly C/A Test & Discussion
Centralized A/C Lab with Wi-Fi
Scholarship for Toppers
Doubt clear after the class
A/C Classroom
Highest no. of class (550hr.)
Daily current affair hardcopy
Subject-wise Class Available
Current Affairs Class
Hostel Facility (Boys & Girls)
Library Facility
Facility
CENTRES
Library - 7am to 9pm
CRP & Saheed Nagar
Current Affairs Handout
Current Affairs Class
Attend 1 Free
Monthly Magazine
Demo Test
Individual Doubt Clear
VANIK STUDENTS SELECTION
DILLIP SAMAL
CO.OP.BANK
RAHUL KAPOOR
UCO BANK
RAJENDRA SAHOO
PNB & SBI-PO
SANTOSH K. DAS
BANK OF INDIA
RASHMI BISWAL
SBI-PO
SUSANGITA DASH
LIC
ADITYA P. MOHAPATRA
SYNDICATE BANK
SWARNALATA BEHERA
UCO BANK
BISWANATH SINGH
SSC
SUSHREE PRIYADARSHINI
SYNDICATE BANK
ABINASH JENA
POSTAL
INDRAJIT UPADHAYA
SYNDICATE BANK-PO
KAR. BANK-PO & CLERK
SREELEKHA SWAIN
SBI MYSORE
MANOJ K. BISWAL
BOI-PO
DEEPAK KU. NAYAK DEBI PRASAD PADHY
SBI-HYDERABAD
SBI MYSORE
SUMEET SHARMA
VIJAYA BANK-PO
ASIS PANDA
SYNDICATE BANK
Corporate Office : Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph : 0674-6556677, 8093-556677
Web : www.vanik.org, E-mail : [email protected]
Price : `40
ALINA SHARMA
SBI-HYDERABAD
SANKAR MISHRA
KARNATAKA BANK

October

Transcription

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