MAGAZINE - NOVEMBER FRONT PAGEf

Transcription

MONTHLY ISSUE - NOVEMBER - 2015
Vanik’s
Current Affairs
Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU
ARCHITECH OF THE
RISE OF CRICKET
IN INDIA
ONE RANK
ONE PENSION
“BRAIN DRAIN”
can become
“BRAIN GAIN”
EU REFUGEE CRISES
HAJJ STAMPEDE
New
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OPSC O
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m vt. of Odisha
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Spe aunched by Go
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MAGAZINE FOR THE MONTH OF NOVEMBER - 2015
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Mr. Pramod Padhi
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question.
Hope it will be useful for you like the earlier issues.
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CONTENTS
Topics
Events of the Month
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International news
National news
Bilateral
Economy and Banking
Award and Honour
Book and Author
Person in news
Places in news
Sports
Science and Technology
Environment and Ecology
Defence
Recent Summit in News
Committee and its Function
International and National institution
Recent visit and visitor
Date and Observation
State news
Recent government devlopement and scheme
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200 MCQ current affairs
40 MCQ of Computer
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Abbreviation
Descriptive English
Word of the Month
Banking Terminology
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Miscellaneous G.K. for SSC and Railway
Practice Set : IBPS-PO-Preliminary -1
IBPS-PO-Preliminary -2
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63
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Who’s Who?
One Liner
OPSC CSE-2015 Special Volume-3
(Analysis of programme launched by Odisha govt)
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EVENTS OF THE MONTH
PM MODI AT SILICON VALLEY
: ‘BRAIN DRAIN’ CAN BECOME
‘BRAIN GAIN’ FOR INDIA
Prime Minister Narendra Modi visited the tech capital of the world
- Silicon Valley - to further his dream of ‘Digital India.’ This rare
visit by an Indian Prime Minister to the region that houses the
who’s who of the technology world has captivated his extensive
fan club in the area and commanded the attention of major US
technology companies eager to extend their reach into a promising
overseas market. Modi’s arrival marks the first time an Indian head
of state has been in California in 33 years.
The PM has met representatives of the Sikh and Gujarati
communities. Modi visited the Tesla Motors factory and was taken
around the factory by Tesla CEO Elon Musk. He also met Apple
CEO Tim Cook.Prime Minister Narendra Modi met the world’s
top tech chiefs, including Adobe’s Shantanu Narayen, Qualcomm’s
Paul Jacobs, Cisco’s John Chambers, Microsoft’s Satya Nadella
and Google’s Sundar Pichai on the occasion of the “Digital India”
dinner held at San Jose, California on 26 September. The large
concentration of high-technology engineering, computer, and
microprocessor companies around San Jose has led the area to be
known as “Silicon Valley”. Prime Minister’s pitch to the gathering
of tech elites was his promise to take India up to the next stage of
its development, a vision that he intended to achieve through policy
campaigns such as Digital India and Make in India. Placing the
entire digital campaign in context he said it was possible to rapidly
transform the lives of people on margins and touch the lives of the
weakest, farthest and the poorest citizen of India as also change
the way our nation will live and work.
Prime Minister Narendra Modi addressed more than 350
business leaders on Saturday during his tour to the Silicon
Valley. Who’s who from the tech world gave a ringing
endorsement to PM’s ambitious ‘Digital India’ programme.
Here are five key announcements made during PM Modi’s
visit.
1. Google to help India set up base for free Wi-Fi at 500 railway
stations
Internet search engine giant Google has announced its tie-up with
Indian Railways that will provide free Wi-Fi facilities to 400
stations. The Wi-Fi facilities will be provided under Project
Nilgiri .
The plan will initially start with 100 busiest railway stations.
Later, the facility will be extended to the remaining stations.
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The project will make Internet hot-spots available to more than 10
million people just with the first 100 stations online. This will
make it the largest Wi-Fi project in the country.
The Access & Energy team of Google together with Indian Railways
and RailTel, which provides Internet services as RailWire via its
extensive fiber network, will bring the first station online in the
coming months.
As per the initial plan, Indian Railways will introduce Wi-Fi services
at 400 A1 and A category stations throughout the country and in
select trains in a phase-wise manner. Indian Railways will introduce
Wi-Fi services at 75 A1 category station by the end of 2015.
Google on 28 September 2015 has released a map of the first 100
stations online that will get high-speed Wi-Fi hot spots in India.
2. Microsoft to take low-cost broadband tech to 5 lakh villages
3. Microsoft to set up cloud computing systems
4. Qualcomm to invest $150 million in India
In an effort to push Digital India initiative, chipmaker Qualcomm
said it will invest $150 million for Indian start-ups in the mobile
and internet-of-everything (IoE) ecosystem. It has committed to
providing local innovative start-ups with the support needed to
help India’s IOE (Internet of Everything) ecosystem grow,
increasing consumer choice and availability.
5. Qualcomm innovation lab to be set up in Bengaluru
An innovation lab will be set up in Bengaluru to provide technical
and engineering support to Indian companies, and we will support
multiple Indian mobile device design companies. Through a design
challenge, innovative product and hardware companies will be
identified who will receive technical and engineering support in the
Qualcomm innovation lab.
Modi -Barack Obama bilateral discussion
Prime Minister Narendra Modi met US President Barack Obama
and discussed a host of issues, including stepping up economic
engagement and climate change, during their third meeting in about
a year. A joint editorial released by India and US highlighted the
following developments in the bilateral relationship of the two
countries:Indo- US Investment Initiative
Establishment of an Indo- US Investment Initiative led by the
Ministry of Finance on the Indian side and the Department of
Treasury on the American side, with special focus on capital market
development and financing of infrastructure. This Initiative will
focus on increasing investment by institutional investors and
corporate entities
Infrastructure Collaboration Platform
Establishment of an Infrastructure Collaboration Platform convened
by the Ministry of Finance on the Indian side and the Department
of Commerce on the American side to facilitate the participation of
American companies in Indian infrastructure projects
Trade Policy Forum
The two countries committed to work through the Trade Policy
Forum to promote a business environment that was conducive for
companies to invest and manufacture in both in India and US.
Also, an annual high-level Intellectual Property Working Group as
a part of the Trade Policy Forum will be formed to look into issues
related to innovation.
Others

The two leaders also committed to hold public-private
discussions in the early part of 2015 under the already
existing Commercial Dialogue on new areas of
cooperation, including innovation in advanced
manufacturing

After reiterating their commitment to working together
towards the creation of a new global agreement on climate
change, they agreed to hold an urgent meeting of their
bilateral task force on HFCs (hydrofluorocarbons) prior
to the next meeting of the Montreal Protocol

The two leaders launched a new US – India Climate
Fellowship Program to build each other’s long term
capacity to address climate change related issues

A MoU between the Export-Import Bank and the Indian
Renewable Energy Development Agency was signed.
This MoU would make up to $1 bn in financing available
to India to help its transition to a low carbon and climate
resilient energy economy, at the same time boosting
American renewable energy exports to India

The countries also agreed to a 10 year extension of the
2005 Framework for the US – India Defense Relationship

The two leaders decided to intensify cooperation in
maritime security, mainly by enhancing technology
partnerships for India’s Navy and also upgrading the
existing military exercise Malabar.

USA pledged to help India counter the threat of IEDs
(improvised explosive devices) through I&T (information
and technology)

The two leaders appreciated the establishment and
planned first meeting of the NASA-ISRO Mars Joint
Working Group under the U.S.-India Civil Space Joint
Working Group and hoped for further co-operation in
the area of space technology

The two countries agreed to launch a new phase of the
India-U.S. Vaccine Action Program and emphasis on
developing affordable vaccines for dengue, malaria, and
TB
The two countries pledged to work together towards the export of
nuclear technology from US to India to make India more selfreliant. In furtherance of this, the countries decided to continue
working towards India’s phased entry into the Nuclear Suppliers
Group (NSG), the Missile Technology Control Regime (MTCR),
the Wassenaar Arrangement and the Australia Group. The American
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President expressed his support for India’s early application and
eventual membership in all four regimes.
India & UNO
While addressing the UNGA Modi demanded for the UNSC reform
and action against terrorism. He also met the other G-4 leaders to
solicit their support for the UNSC reform. So also on climate
change convention.
ABOUT GROUP OF TWENTY (G20)
OR (GROUP-20)
G20 is the premier forum for global economic and financial
cooperation. Established in 1999 as a meeting of Finance Ministers
and Central Bank Governors of member countries in the aftermath
of the 1997 Asian financial crisis, it brings together 19 nations that
represent world’s major advanced and emerging economies,
representing around 85 per cent of global GDP. Presidency of the
G20 rotates annually among its members. Members includes Brazil,
China, Russia, India, South Africa, Australia, Argentina, Canada,
France, Indonesia, Germany, Italy, Mexico, Japan, Saudi Arabia,
Turkey, South Korea, United Kingdom (UK), United States (US)
and European Union (EU).
G20 Finance Ministers and Central Bank Governors Meeting was
held from 4 to 5 September 2015 at Ankara in Turkey. The meeting
was attended by Union Finance Minister Arun Jaitley and RBI
Governor Raghram Rajan. The meeting was held primarily to review
ongoing economic developments, the respective growth prospects
and recent volatility in financial markets and its underlying economic
conditions.
Group of Twenty (G-20), a forum of world’s 20 largest economies,
including India launched Women-20 (W20), an engagement grouping
of women leaders in order to push for gender inclusive global
economic growth. It was launched at the G-20 Summit of Finance
Ministers and Central Bank Governors in Ankara under the Turkish
Presidency. The W20 group will include 20 women leaders from
G20 nations. It will work as an outreach group to promote gender
inclusiveness in economic growth process by empowering women.
It would host its first summit in October 2015 in Istanbul after all
member countries appoint their respective nominees.
The mandate of W20 is to advance and realize recent G20
commitments on

Achieving women’s full economic and social participation
(Los Cabos Leaders’ Declaration, 2012).

Enhancing women’s financial inclusion and education (St
Petersburg Leaders’ Declaration, 2013).

Reducing the participation gap between women and men
in G20 countries by 25 per cent by 2025, taking into
account national circumstances (Brisbane Leaders’
Declaration, 2014).
It is in addition to the existing official engagement groups of the
G20-B20 (Business20), C20 (Civil society20), L20 (Labour20),
T20 (Think20) and Y20 (Youth20).
Gulden Turktan was appointed as the first president of the group.
She is one of the founders and President of the Women
Entrepreneurs’ Association in Turkey (KAGIDER), and is
currently a member of its Executive Board.
China will play host to the Group of Twenty (G20) Summit of the
emerging economies in 2016.
ONE RANK, ONE PENSION
One Rank One Pension (OROP) implies that uniform pension be
paid to the armed forces personnel retiring in the same rank with
the same length of service, regardless of their date of retirement.
At present, ex-servicemen receive differential pensions as it is
calculated on the basis of their salary at the time of their retirement.
Differential payments occur as the salaries of personnel are
frequently revised on the basis of pay commission’s
recommendations.
For example, personnel who retired in 1990 receive fewer pensions
compared to their juniors who retired in 2006 though they retired
at the same rank with same length of service.
This is a long pending demand by the defence personnels since 40
years. The Khosiyari Committee appointed by the govt. has also
recommended for its implementation. The former UPA govt. has
also promised to implement it and the present NDA govt. of Modi
also promised this during the last general election but delayed its
implementation. This led the Ex-Servicemen Association to start
the demonstration and hunger strike. Ultimately the central govt.
declared to implement the OROP in September 2015. With the
following provisions :
Features of OROP scheme

Pension will be re-fixed for all pensioners retiring in the
same rank and with the same length of service as the
average of minimum and maximum pension in 2013.

The benefit will be given with effect from 1 July 2014 to
the ex-service men of all the three forces.

Those drawing pensions above the average will be
protected

In future, the pension would be re-fixed every 5 years.

Arrears will be paid in four half-yearly installments.

All widows, including war widows, will be paid arrears
in one installment.

Personnel who voluntarily retire will also be covered
under the scheme.

The estimated cost to the exchequer would be 8000 to
10000 crore rupees at present, and will increase further
in future.
6
To resolve further issues related to the implementation of the
scheme especially those of inter-service issues of three forces, the
government also announced to form a one member judicial committee
that will give its report in six months.
Reason behind delay in implementing OROP
Some of the officials within the Union Ministry of Defence (MoD)
have been against the implementation of OROP citing financial,
administrative and legal impediments.
In 2011, the Department of Ex-Servicemen Welfare of the MoD
pointed out to a parliamentary committee that OROP was not
feasible to be implemented since documents of military personnel
are removed after 25 years, which is not true.
In reality, the Pension Payment Orders of pensioners, which contain
all relevant details such as the rank last held and the length of
service are retained during the lifetime of each pensioner. All these
details are available in a document called Long Roll which is
maintained in perpetuity in terms of Regulation 592 of the
Regulations for the Army.
GOLD BOND & GOLD
MONETIZATION SCHEME
The government approved the Sovereign Gold Bonds Scheme, which
was announced in the Budget 2015-16. As investors will get returns
that are linked to gold price, the scheme is expected to reduce the
demand for physical gold.
The bonds will offer same benefits as physical gold. They can be
used as collateral for loans and can be sold or traded on stock
exchanges as they are available in demat form. At the same time
investors need not worry about holding physical gold.
Modalities of the scheme




The gold bonds will be issued by the Reserve Bank of
India. Since these are Government of India bonds, they
are sovereign. The bonds will be denominated in grams
of gold. Investors can pay money and buy these bonds
from intermediaries.
The bonds can be purchased only by resident individuals
or entities. There will be a cap on bonds that can be
purchased. It could be 500 gms per person per year.
The government will decide the rate of interest. The rate
will be calculated on the value of the gold at the time of
investment. It could be floating or fixed rate. The principal
amount of investment, which is denominated in grams of
gold, will be redeemed at the price of gold at that time. If
the price of gold has fallen from the time that the
investment was made, the depositor will be given an
option to roll over the bond for three or more years.
The bonds will be available both in demat and paper
form. They will be issued in denominations of 5, 10, 50,
100 gms of gold or other denominations.

The bonds will be issued and redeemed by banks, nonbanking finance companies, National Saving Certificate
(NSC) agents for a fee. Which will be decided later.

The price of gold may be taken from the reference rate,
as decided and the rupee equivalent amount may be
converted at the RBI reference rate on issue and
redemption. This rate will be used for issuance,
redemption and Loan to Value purpose and disbursement
of loans.

The tenor of the bond could be for a minimum of five to
seven years.

These bonds can be used as collateral for loans. The LTV
will be equal to that of ordinary gold loans. As per RBI
regulations, the maximum LTV allowed for gold loans is
75 per cent.

It will be possible to sell and trade the bonds on
exchanges, in case investors want to redeem them before
maturity. The KYC for the bonds is same as that for
gold. Currently, if you purchase gold worth more than
Rs 50,000 you have to show proof of KYC, such as
PAN card, etc.

Capital gains tax will be the same as for physical gold for
individual investors. This means that short-term capital
gains tax will apply if you sell within three years. The
profits will be added to your income and taxed at income
slab. Long term capital gains tax is 20 per cent with
indexation.
The Union Cabinet approved introduction of Gold Monetization
Schemes (GMS) in a bid to lure away Indians from buying physical
gold. The approved schemes are Gold Deposit Scheme (GDS) and
the Gold Metal Loan (GML) Scheme which were announced by
Government in 2015-16 budget.
Gold scheme or a new deposit tool meant to help people earn
returns on the precious metal lying idle in bank lockers or at home.
The gold deposited through this scheme will be re-circulated in the
economy, helping cut imports. Both the proposals were announced
in the last Budget.
Gold monetization would allow the depositors to get the interest
on their deposited metal and Jewellers to obtain loan on the basis
of their metal account. Bank and other dealers would also be able to
monetize their gold. Sovereign gold bond would be developed to
provide an alternative to physical gold buying. It offers a fixed
interest rate and can also be redeemable in cash. Indian gold coined
to be issued with Ashok chakra inscribed on it. It would reduce the
demand of gold coins minted outside India and also helps to recycle
the gold available in the country.
Objectives of schemes
To make the existing GMSs more effective and to put the gold into
productive use held by households and institutions in the country
rather than only mobilising it. The long-term objective is to reduce
the country’s reliance on the import of gold to meet domestic
demand.
7
An estimated 22,000 tonnes of gold is currently held in Indian
households, worth more than $1 trillion.Which in turn is more than
50% of the country’s GDP. If a small percentage of this gold is
monetized, the economic and fiscal impact would be considerable.
It can reduce India’s dependence on gold imports, Increase liquidity
in market and boost economy. that is what government is trying to
do.
Objective of the gold monetization scheme is to:

Mobilize the gold held by households and institutions in
the country.

Make it available to banks and Jewelers.

Reduce gold imports.

Improve liquidity in market.

Make customers gold secure and a performing Asset.
The system will follow the following procedure

House hold or institution has to open gold saving account
with bank.

Gold that customer wants to deposit will be cleaned and
checked for purity at Assaying centers.Assaying center
will provide receipt to customer.

Assaying center informs bank of value to be credited to
customer.

Gold is than sent to refineries for melting or storage.

banks tells refineries to send gold to jewelers.

Refineries send gold to jewelers on banks information.
How Deposited Gold will be utilized to benefits the economy?
It is proposed that Banks may be permitted to deposit the mobilized
gold as part of their CRR/SLR requirements with RBI. that will
increase money flow in market.
Foreign Currency:
Banks may sell the gold to generate foreign currency. The foreign
currency thus generated can then be used for onward lending to
exporters / importers.
Coins:
Bank may convert mobilized gold into coins for onward sale to
their customers
Exchanges:
Banks may buy and sell on domestic commodity exchanges, where
mobilized gold can be delivered.
Lending to jewelers:
Bank may Lend the Gold to the Jewelers as domestic availability
of gold will increase.India’s import bill will come down which will
reduce CAD. It will also boost jewelery industry.
GMS would benefit the Indian gems and jewellery sector which is
a major contributor to country’s exports by accounting 12 per cent
of total exports. It would enable depositors to earn interest on
their gold accounts.
THE GREAT REFUGEE CRISES IN
EUROPE
Migrants and refugees flooding into Europe from Africa, the Middle
East, and South Asia have presented European leaders and
policymakers with their greatest challenge since the second World
War. The International Organization for Migration calls Europe the
most dangerous destination for irregular migration in the world,
and the Mediterranean the world’s most dangerous border crossing.
Political upheaval in the Middle East, Africa, and South Asia is
reshaping migration trends in Europe. The number of illegal bordercrossing detections in the EU started to surge in 2011, as thousands
of Tunisians started to arrive at the Italian island of Lampedusa
following the onset of the Arab Spring. Sub-Saharan Africans who
had previously migrated to Libya followed in 2011–2012, fleeing
unrest in the post-Qaddafi era. The most recent surge in detections
along the EU’s maritime borders has been attributed to the growing
numbers of Syrian, Afghan, and Eritrean migrants and refugees.
The IOM estimates that more than 464,000 migrants have crossed
into Europe by sea for the first nine months of 2015. Syrians
fleeing their country’s four-and-a-half-year-old civil war, made up
the largest group (39 percent). Afghans looking to escape the ongoing
war with Taliban rebels (11 percent), and Eritreans fleeing forced
labor (7 percent) made up the second and third largest groups of
migrants, respectively. Deteriorating security and grinding poverty
in Iraq, Nigeria, Pakistan, Somalia, and Sudan have also contributed
to the migrant influx.
Distinguishing migrants from asylum seekers and refugees is not
always a clear-cut process, yet it is a crucial designation because
these groups are entitled to different levels of assistance and
protection under international law.
An asylum seeker is defined as a person fleeing persecution or
conflict, and therefore seeking international protection under
the 1951 Refugee Convention on the Status of Refugees; a refugee
is an asylum seeker whose claim has been approved. However, the
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UN considers migrants fleeing war or persecution to be refugees,
even before they officially receive asylum. (Syrian and Eritrean
nationals, for example, enjoy prima facie refugee status.) An
economic migrant, by contrast, is person whose primary motivation
for leaving his or her home country is economic gain. The term
“migrant” is seen as an umbrella term for all three groups. Said
another way: all refugees are migrants, but not all migrants are
refugees.
Europe is currently witnessing a mixed-migration influx, in which
economic migrants and asylum seekers travel together.
Which EU member states are on the frontlines?
EU member states hardest hit by the economic crisis, like Greece
and Italy, have also served as the main points of entry for migrants
and refugees due to their proximity to the Mediterranean Basin.
Shifting migratory patterns over the past year have also exposed
countries like Hungary, situated on the EU’s eastern border, to a
sharp uptick in irregular migration.
As per EU’s Dublin Regulation
Entry-point states bear unilateral responsibility for migrants.
Revised in 2013, this EU law stipulates that asylum seekers must
remain in the first European country they enter and that country is
solely responsible for examining migrants’ asylum applications.
Migrants who travel to other EU states face deportation back to
the EU country they originally entered.
What conditions do these migrants face in Europe?
Migrant detention centers across the continent, including
in France, Greece, and Italy have all invited charges of abuse and
neglect over the years. Many rights groups contend that a number
of these detention centers violate Article III (PDF) of the European
Convention on Human Rights, which prohibits inhuman or
degrading treatment.
The “secondary movements” of migrants who evade their first
country of entry, in clear violation of the Dublin Regulation, have
put enormous strain on the EU’s visa-free Schengen zone, which
eliminated border controls among twenty-nine European countries.
Considered one of the signature achievements of European
integration, it has come under heightened scrutiny in light of the
current migrant influx and attendant security concerns.
What are the main proposals for managing the crisis?
In September 2015, the European Commission President JeanClaude Juncker announced plans to revisit a migrant quota
system for the bloc’s twenty-two participating members. Greece,
Italy, and Hungary would not be required to resettle more migrants,
and Denmark, Ireland, and the UK are exempt from EU asylum
policy under provisions laid out in the 2009 Lisbon Treaty.
Juncker’s second attempt to institute a quota added 120,000
migrants to the original forty thousand number floated in April,
and added Hungary to the list of entry-point states in need of relief
alongside Greece and Italy. Some critics of this quota plan argued
that it would create a new “pull factor” for migrants, which, they
argued, was unsustainable. At an emergency summit in September
2015, EU interior ministers initially failed to reach an agreement
on the resettlement of the additional 120,000 migrants amid several
member states’ moves to reinstate border controls.
In addition to taking in larger numbers of asylum seekers, many
experts say the EU and global powers must also provide more aid
to Middle Eastern countries like Turkey, Lebanon, and Jordan,
which have borne the primary responsibility for Syrian refugees.
According to the UNHCR, 1.9 million Syrians have taken refuge
in Turkey, 1.1 million in Lebanon, and 630,000 in Jordan since the
start of the conflict in 2011. This influx has altered the demographics
and economies of these host countries, which are now struggling to
provide basic food and shelter due to funding shortages.
21ST LAW COMMISSION
The Union Cabinet chaired by the Prime Minister Shri Narendra
Modi, has given its approval on the Constitution of the 21st Law
Commission of India, for a period of three years w.e.f. 1st
September. 2015 to 31st August, 2018.
The 21st Law Commission will consist of:(i) a full-time Chairperson;
(ii) four full-time Members (including a Member-Secretary);
(iii) Secretary, Department of Legal Affairs as ex off do Member;
(iv) Secretary, Legislative Department as ex officio Member; and
(v) not more than five part-time Members.
Background
The Law Commission of India is a non-statutory body constituted
by the Government of lndia from time to time. The Commission
was originally constituted in 1955 and is re-constituted every three
years. The tenure of the 20th Law Commission was upto 31st
August, 2015.
So far, various Law Commissions have submitted 262 reports in
which they were able to make important contribution towards
codification and progressive development of laws of the country.
The 20th LCI was headed by Justice A P Shah, Former Chief
Justice (CJ) of Delhi High Court and its tenure ended on 31 August,
2015.
Its major functions includes :

Undertake research in existing laws by reviewing them
for making reforms therein and enacting new legislations.
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Undertake studies and research to bring reforms in the
justice delivery systems in the country in order to
eliminate the delays in procedures, speedy disposal of
cases and cost reduction of litigations etc.

Suggest enactment of new legislations to implement the
Directive Principles and attain the various objectives
enshrined in the Preamble of the Constitution.

Prepare and submit reports to the Union Government
on all matters, issues, studies and research undertaken
by it.

These reports should recommend effective measures to
be undertaken by the Union or any State government.
The Law Commission shall, on a reference made to it by the Central
Government or suo-motu, undertake research in law and review of
9
existing laws in India for making reforms therein and enacting new
legislations. It shall also undertake studies and research for bringing
reforms in the justice delivery systems for elimination of delay in
procedures, speedy disposal of cases, reduction in cost of litigation
etc.
The other functions of the Law Commission shall, inter-alia,
include:(a) identification of laws which are no longer relevant and
recommending for the repeal of obsolete and unnecessary
enactments;
(b) suggesting enactment of new legislations as may be
necessary to implement the Directive Principles and to
attain the objectives set out in the Preamble of the
Constitution;
(c) considering and conveying to the Government its views
on any subject relating to law and judicial administration
that may be specifically referred to it by the Government
through Ministry of Law and Justice.
(d) considering the requests for providing research to any
foreign countries as may be referred to it by the
Government through Ministry of Law & Justice.
(e) preparing and submitting to the Central Government,
from time to time, reports on all issues, matters, studies
and research undertaken by it and recommending in such
reports for effective measures to be taken by the Union
or any State; and
(f) performing such other functions as may be assigned to it
by the Central Government from time to time.
Before concretizing its recommendations, the Commission will
consult the nodal Ministry/Departments and such, other
stakeholders as the Commission may deem necessary for the
purpose.
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W ithin
M onths
INTERNATIONAL NEWS
Sherif Ismail sworn-in as Prime Minister of Egypt
Sherif Ismail has been sworn-in as the new Prime Minister of
Egypt. He was administered oath to the office by President AbdelFattah El-Sisi. He will succeed Ibrahim Mehleb who had resigned
from office following a corruption scandal involving his cabinet
minister.
Nepal adopts first democratic Constitution
Nepal adopted its first democratic Constitution, a historic step for
a nation that has seen war, a palace massacre and devastating
earthquakes since a campaign to create a modern state began more
than 65 years ago. The new Constitution was unveiled by Nepalese
President Ram Baran Yadav at a special ceremony held in Parliament
at Kathmandu. It should be noted that this is fifth constitution
enacted by Nepal. The previous four constitutions were enacted in
1959, 1962, 1990 and 1999. The new Constitution has been drafted
by second Constituent Assembly (CA) which was elected in 2013.
Chairman of CA was Subash Nemwang. The first CA established
2008 after the abolishment of the Himalayan country’s 240-yearold Hindu monarchy was not able to finish its task despite four
extensions.
Constituent Assembly rejects proposal to declare Nepal as
a Hindu state
The Constituent Assembly of Nepal on 14 September 2015
overwhelmingly rejected the proposal to declare Nepal a Hindu
state and reaffirmed to remain secular. Pro-Hindu National
Democratic Party Nepal made the proposal to amend the
Constitution to make the country a Hindu state. The proposal to
amend the constitution received the support of only 21 lawmakers
in the 601-seat Constituent Assembly, which means that the
proposal was rejected by more than two-thirds of the members.
China, Pakistan launch joint ‘Shaheen (Eagle) – 4’Air Drill
China and its strategic partner Pakistan have launched fourth edition
of air exercise called Shaheen (Eagle)-4 in China. Chinese air force
by this joint air exercise is willing to expand the scope of cooperation
with various countries in the region. The first edition of such joint
air drill between both countries took place in Pakistan in March
2011. Late in September 2013 the second drill took place in China’s
western Xinjiang Uygur region and third drill again took in
Pakistan’s Punjab province in May 2014.
Hungary declares state of emergency over refugee crisis
Hungary’s government declared a state of emergency in its two
regions of Csongrad and Bacs-Kiskun , saying it would bring a halt
to refugees attempting to pass through its territory and into Western
Europe. This move could pave the way to bringing in Hungary’s
military to patrol the frontier bordering Serbia to stop illegal influx.
This declaration comes after more than 10,000 people claiming to
be Syrian and Afghan refugees were detained by Hungarian police
for illegally crossing the border from Serbia. Being a central
European nation, Hungary had emerged as epicenter of a refugee
crisis which had erupted after an unprecedented number of people
10
from North African (Libya, Eritrea, Sudan etc) and Middle Eastern
(Syria, Iraq, Afghanistan etc) countries started relocating to
European Countries for seeking refuge and better life conditions.
6.6 magnitude earthquake hits off east Indonesia
A powerful earthquake with a magnitude of 6.6 on Richter scale
has hit Indonesia’s eastern region of Papua. As per US Geological
Survey (USGS), the epicentre of earthquake was centred 28
kilometers north of Sorong and it had occurred at a depth of 24
kilometers. Indonesia which is the world’s largest archipelago falls
in so called region of Pacific Ring of Fire, an arc of volcanoes and
fault lines in the Pacific Basin prone to earthquakes.
Alexis Tsipras sworn in as prime minister of Greece
Left-wing leader Alexis Tsipras has been sworn in as prime minister
of Greece after his Syriza party beat its conservative rivals in
Sunday’s parliamentary elections.It’s a second chance for Tsipras
to see through reforms and implement a third bailout with lenders.
Earlier in January 2015, he had sworn in for first becoming youngest
PM of Greece since 1865 at the age of 40.
Japan’s Parliament passes 2 Security laws to amend its
pacifist constitution
Japan’s upper chamber of Parliament approved controversial bills
allowing the country’s military to engage in overseas combat in
limited circumstances — a major shift after seven decades of
pacifism. These laws are considered as major defence policy shift
of Japan that could let troops fight overseas for the first time since
1945. They also in turn loosen the limits of the pacifist constitution
on the military and allow Japan to get involved in collective selfdefence. The major defence policy shift of Japan comes in the light
of China’s increasing military strength and assertiveness in the
Asia-Pacific region. Earlier Article 9 of Japan’s Pacifist Constitution
renounced of war and clearly mentioned Japanese people forever
renounce war as a sovereign right and will not use military force as
means for settling international disputes. However, new security
laws allow Japanese troops to fight abroad in case of collective
self-defence or Japan’s survival is threatened. It will also give fillip
to defence expenditure and industry of Japan which is presently
9th largest country in terms of defence expenditure.
Afghan refugee teacher Aqeela Asifi named for 2015
UNHCR Nansen Refugee Award
Afghan refugee teacher Aqeela Asifi has won the 2015 United
Nations High Commissioner for Refugees (UNHCR) Nansen
Refugee Award. As a teacher, she has been recognised for her tireless
and brave dedication to educate Afghan refugee girls in the Kot
Chandana refugee village in Mianwali, Pakistan by overcoming the
struggles of life in exile.
North Korea’s Yongbyon nuclear facility resumes operation
North Korea has resumed normal operations at the Yongbyon
complex, the country’s main nuclear facility. North Korea appears
to be intensifying nuclear and ballistic missile development efforts
that could lead to further international sanctions against the Kim
Jong Un regime. North Korea’s state controlled media KCNA said
that the country’s main nuclear complex in Yongbyon was in full
operation. The reactor was shut down in 2007. North Korea
mothballed the Yongbyon reactor in 2007 under a six-nation aidfor-disarmament accord, but began renovating it after its last nuclear
test in 2013. When fully operational, the reactor is capable of
producing around six kilos of plutonium a year – enough for one
nuclear bomb.
Malcolm Turnbull was sworn in as Australia’s new Prime
Minister
Malcolm Turnbull was sworn in as Australia’s new Prime Minister,
becoming the country’s fifth premier in eight years after an internal
revolt in the ruling Liberal Party forced Tony Abbott to quit.Mr.
Turnbull was sworn in by Governor-General Peter Cosgrove here,
replacing Abbott who was ousted during a surprise ballot of his
colleagues last night.
Singapore election: People’s Action Party returned in
sweeping victory
The governing People’s Action Party (PAP) led by Prime Minister
Lee Hsien Loong won a decisive victory in Singapore’s general
election, retaining its more than 50-year grip on power, according
to results reported online by Singapore’s Election Department.
The PAP won 83 of 89 seats on offer, while the opposition Worker’s
Party (WP) secured six seats. As per Constitution of Singapore,
the Parliament has maximum term of five years after that it must be
dissolved by the President and elections must be held within three
months.
Queen Elizabeth II becomes Britain’s longest-reigning
Monarch
Queen Elizabeth II on 9th September 2015 became the longestreigning Monarch of Britain and the longest-reigning female monarch
in history. She surpassed the previous record held by her greatgreat-grandmother, Queen Victoria who had reigned thousand-yearold dynastical institution of Britain for more than 63 years and 7
months. It should be noted that, presently Queen Elizabeth II (88
years old) is world’s oldest living monarch.
Qatar sent 1,000 ground troops to fight Yemen’s rebels
Gulf nation of Qatar has deployed a thousand ground troops to
Yemen to counter the Shia Houthi rebels who have taken over the
country. Earlier in March 2015, Qatar along with other Gulf
Cooperation Council (GCC) members (expect Oman) had signed a
joint statement with Saudi Arabia to form coalition in order to take
military action against the rebels in order to bring regional stability
in the Gulf region.
Canada’s economy falls into a recession
Canada’s economy has fallen into a recession for first time after
global financial crisis of 2009. Statistics Canada, nodal national
statistical agency of Canada has reported that its economy i.e.
Gross Domestic Product (GDP) has retreated at an annual pace of
0.5 per cent from April through June 2015. In earlier quarter first
three months of the year 2015, the economic slowdown had
appeared which had felled to 0.8 per cent. Technically, two
consecutive negative quarters leads to recession.
In recent situation, Canada was dragged into the economic to slow
down due to external pressure of falling oil prices and economic
troubles in China. In an effort to revive the economy, Bank of
Canada had cut interest rates twice in year 2015. Canada is the
world’s 11th-biggest economy and the United States’ (US) biggest
trading partner.
NEWS IN BRIEF
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6th Indo-Maldives Joint Military Exercise, KUVERIN 2015
begins in Thiruvananthapuram
With an Aim to acquaint forces of both countries with each other’s
operating procedure and increase understanding and
interoperability, the sixth Indo-Maldives joint Training
Exercise, KUVERIN 2015 has commenced at Pangode Military
Station in Thiruvananthapuram district of Kerala. In this edition of
joint exercise, total of 45 soldiers each from Indian Army (BIHAR
Regiment) and the Maldivian National Defence Force will take
part.
11

Cow was declared as the National Animal of Nepal as
per the new secular constitution of Nepal unveiled by
Nepalese President Ram Baran Yadav at a special
ceremony held in Parliament at Kathmandu.
Russian astronaut Gennady Padalka has returned to Earth
with the record for having spent the most time in
space. The 57-year-old’s latest mission lasted 168 days,
bringing his total to 879 days in space over five trips. This
is two months longer than the previous record set in
2005 by Russian Sergei Krikalev over six missions.
Jeremy Corbyn has been elected leader of the British
Labour party.
The United Nations General Assembly on 10 September
2015 gave its approval to Palestine country’s resolution
under which this country’s flag will fly at the United
Nations (UN) despite this country not being a member
of the UN.
According to the information disclosed by Lebanese
sources and confirmed by the U.S. officials, Russia has
recently joined the ongoing war in Syria by backing
President Bashar al-Assad’s forces.
China on 3 September 2015 held a special military parade
to commemorate the 70th anniversary of its victory over
Japan during the World War II (WW-II) in 1945. In the
parade, China’s military might was showcased including
the anti-ship carrier killer missile Dongfeng-21D. During
the occasion, Chinese President Xi Jinping announced to
reduce the strength of the People’s Liberation Army
(PLA) by 3 lakh by 2017.
President of Greece’s Supreme Court Vassiliki
Thanou has been appointed as the first female Prime
Minister of the heavily indebted country which is center
of Eurozone crisis.
India has lost solar case against United States at the
World Trade Organisation (WTO). Dispute Settlement
Body (DSB) of WTO has ruled that, India’s requirement
of only domestic solar equipment’s for its ambitious
Jawaharlal Nehru National Solar Mission (JNNSM) is
inconsistent with the international trade norms.In 2014,

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US had dragged India in DSB of WTO against its JNNSM
which favoured only to use locally manufactured solar
equipment. US in its appeal had alleged that, the state
sponsored programme of India has discriminated
importation of solar equipment manufactured in US.
Pakistan has banned the Islamic State (IS) militant group
which has undertaken vast stretches of Iraq and Syria in
its control. This decision was taken Pakistan Government
on the recommendation of the Foreign Office, which
regularly updates it about international militant groups
banned by the United Nations (UN).
India has strongly pitched for finalisation of the
Comprehensive Convention on International Terrorism
(CCIT) and UN Security Council (UNSC) reforms. On
behalf of India, these issues were stressed by Union
External Affairs Minister Sushma Swaraj during her
meeting with the President-elect of the UN General
Assembly (UNGA) Mogens Lykketoft who is on official
two-day visit to India.
INDEX
Gujarat tops in ease of doing business in India: World Bank
Report
The World Bank report titled Assessment of State Implementation
of Business Reforms was released in New Delhi under the aegis of
the Confederation of Indian Industry (CII). Gujarat has been placed
to top position in World Bank’s first ever ranking of States on the
ease of doing business in India. Top 5 States: Gujarat (71.14%),
Andhra Pradesh (70.12%), Jharkhand (63.09%), Chhattisgarh
(62.45%) and Madhya Pradesh (62.00%). Bottom 5 states:
Mizoram (6.37%), Jammu and Kashmir (5.93%), Meghalaya
(4.38%), Nagaland (3.41%) and Arunachal Pradesh (1.23%).
Mukesh Ambani India’s richest person for 9th consecutive
year: Forbes
Industrialist Mukesh Ambani was named India’s richest for ninth
year in a row with a net worth of $18.9 billion even as his wealth
dipped by $4.7 billion in a year, while ecommerce giant Flipkart’s
founders made their debut on the country’s top 100 rich list. As
per Forbes magazine’s latest India rich list released tonight, Ambani
was followed by Sun Pharma’s Dilip Shanghvi as second richest
with a net worth of $18 billion, while Wipro’s Azim Premji retained
his third place with $15.9 billion.Flipkart’s co-founders Sachin
and Binni Bansal made their debut at 86th position with a net
worth of $1.3 billion each. Top 10: Mukesh Ambani (18.9 billion
dollars), Dilip Shanghvi (18 billion) of Sun Pharma, Azim Premji
(15.9 billion) of Wipro , Hinduja brothers (15.9 billion), Pallonji
Mistry (14.7 billion), Shiv Nadar (12.9 billion), Godrej family
(11.4 billion), Lakshmi Mittal (11.2 billion), Cyrus Poonawala
(7.9 billion) and Kumar Mangalam Birla (7.8 billion).
IIT- Delhi, IISc figured in the top 200 World University
Rankings
Indian Institute of Science (IISc), Bangalore and Indian Institute of
Technology (IIT) Delhi are two India institutes to figure in the top
200 in QS World University Rankings of 2015-16. In this edition
of annual global university ranking list, IISc Bangalore ranked 147th
12
and IIT- Delhi ranked 179th respectively. Top five: Harvard
University (second), University of Cambridge (third), Stanford
University (fourth), California Institute of Technology-Caltech
(fifth).
Indra Nooyi, 2nd powerful women in 2015 Fortune’s
business list
India-born Nooyi was placed at second position in 2015 edition of
Fortune’s list of 50 Most Powerful Women in Business.This edition
of the list was topped by General Motors CEO Mary Barra. She
heads United States largest auto-maker and it is her second year as
head. Third position: Ginni Rometty, CEO of IBM. Fourth
position: Marillyn Hewson, CEO, Chairman and President of
Lockheed Martin. Fifth position: Ellen Kullman, CEO and
Chairman of DuPont.
Seven Indian figure in Forbes Asia’s new list of
Philanthropists
Seven Indians have featured in the new group of philanthropists in
the latest 9th edition of Forbes Asia magazine in the Asia-Pacific
region. Infosys co-founders Nandan Nilekani, Senapathy
Gopalakrishnan and SD Shibulal have been featured in the list.
Rohan Murthy, represented his father, Infosys co-founder NR
Narayana Murthy as a philanthropist in the list. He had donated
US 5.2 million dollars to Harvard University Press for promoting
ancient Indian literary classics.
Sunny Varkey who has pledge to donate half his fortune worth US
2.25 billion dollars as charity as a follow-up to the Giving Pledge
Initiative, led by Bill Gates and Warren Buffet.
Varkey is the founder of GEMS Education which is based in Dubai.
It has a chain of 70 private schools in 14 countries.
London-based India-born brother entrepreneurs Suresh
Ramakrishnan and Mahesh Ramakrishnan also have featured in
the list. They are founders of Whitcomb & Shaftesbury Tailors on
London’s Saville Row.
NEWS IN BRIEF
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The 8th edition Global Innovation Index (GII) 2015 was
released on 17 September 2015 jointly by Cornell
University, INSEAD and the World Intellectual Property
Organization (WIPO).The index is topped by
Switzerland for being the most innovative
nation.Although India’s ranking has slipped further to
81 in the list, compared to 76 in 2014, but it remained at
the top of the regional ranking of Central and Southern
Asia.The index shows the new ways through which
emerging-economy policymakers can boost innovation
and spur growth by building on local strengths and
ensuring the development of a sound national innovation
environment.
Llyod’s City Risk Index 2015-2025 was released on 3
September 2015. The Index is the first of its kind as it
quantified the expected loss to cities’ Gross Domestic
Product (GDP) from various natural and manmade
threats.While Taipei topped the Index with 181 billion
US dollars, Mumbai is expected to face maximum risk
in India with 47 billion US dollars potential loss.
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NATIONAL NEWS
Centre announces Rs 1,000-cr special assistance for AP
The Central Government has announced a ‘Special Assistance’ of
Rs 1,000 crore to Andhra Pradesh during the current financial year
(2015-16).This includes Rs 350 crore at Rs 50 crore per district for
the development of seven backward districts covering Rayalaseema
and North Coastal Region and Rs 350 crore for the new capital of
the State and Rs 300 crore for Polavaram irrigation project.
Union Cabinet approves Shyama Prasad Mukherjee Rurban
mission for rural development
The Union Cabinet has approved Shyama Prasad Mukherjee Rurban
mission (SPMRM) for its ambitious bid to spur social, economic
and infrastructure development in rural areas. In this regard, Union
Government has earmarked over 5,000 crore rupees for the mission
to develop 300 clusters over next three years across the country.
Marathi film ‘Court’ selected as India’s official entry to
Oscars
Union Government notifies 20% provisional safeguard duty
on certain categories of steel products
Marathi film ‘Court’ has been selected as India’s official entry to
the Best Foreign Language category of the 88th Academy Awards
2016 (popularly known as Oscars). The film is directorial debut of
Chaitanya Tamhane who also has written story of the film. It has
been produced by Vivek Gomber and cast includes Vira Sathidar,
Vivek Gomber and Geetanjali Kulkarni etc. It should be noted that
Court is third Marathi film to be shortlisted for India’s official
entry to Oscars. Other two films are Shwaas (2004) and
Harishchandrachi Factory (2008).
In a bid to protect the domestic steel sector that is grappling with
problems of low demand, the finance ministry notified a 20 per
cent provisional safeguard duty on certain categories of the metal.
The notification on provisional safeguard duty was issued by Union
Finance Ministry and it will continue for 200 days. This decision
was taken based on earlier recommendation of the Directorate
General of Safeguards (DGS) to impose the duty to protect interests
of the domestic industry. DGS has recommended that the market
share of domestic steel producers has been declining since 2014
and is likely to fall from 45 per cent to 37 per cent in 2015-16.
Indian Railways develops Hybrid Vacuum Toilets
Indian Railways has developed a Hybrid Vacuum Toilet design
which combines the advantages of Vacuum toilets and those of
Biotoilets. This newly developed toilet facility has been fitted on
trial basis in Dibrugarh Rajdhani. These toilets evacuate its discharge
into a biodigester tank of the biotoilets which is fitted underneath
the train coach of Indian Railways which does not need large space.
The biodigester tank contains anaerobic bacteria that convert human
faecal matter into water and small amount of gases (including
methane) by the process of hydrolysis, acetogenesis, acidogenesis
and methanogenesis.
PM Modi launched National Integrated Power Development
Scheme (IPDS) in Varanasi
To strengthen the transmission and distribution (T&D) networks,
100 per cent metering urban areas and smarten it with information
technology, Prime Minister Narendra Modi launched National
Integrated Power Development Scheme (IPDS) in Varanasi, Uttar
Pradesh. It was announced in Union Budget 2014-15 and is one of
the flagship schemes of the Union Ministry of Power core attempt
to ensure 24×7 power for all. To start the scheme in Varanasi, PM
laid foundation stone of two power substations and Union
Government will provide 572 crore rupees to implement it.
Government bans Naga rebel group NSCN(K) for 5 years
The govt. of India has banned Naga rebel group National Socialist
Council of Nagaland (Khaplang) for five years. The organisation
has been banned under the Unlawful Activities (Prevention) Act,
1967. The NSCN was formed 1980 with an objective of establishing
a sovereign state of Nagalim by unifying all the areas inhabited by
the Naga people in Northeast India and Myanmar.
13
14 September observed as National Hindi Divas
National Hindi Divas is an annual literary-day celebrated on 14
September in Hindi speaking regions of India and other countries
with Hindi speaking population.On the occasion of Hindi Divas,
the President of India, Pranab Mukherjee presented Rajbhasa
awards in various categories at a function held at Rashtrapati
Bhavan. These awards were instituted by the Rajbhasha Vibhag,
Ministry of Home Affairs to recognize the excellent contribution
of Ministries, Departments and Nationalized Banks and others in
the field of Hindi. National Hindi Divas is observed annually in
India. Hindi Day is observed because on 14 September 1949, the
Constituent Assembly of India adopted Hindi written in Devanagari
script as the Official Language of the Union.
Union Government extends e-Tourist Visa Scheme to 37
more countries
Union Tourism Ministry has announced to extend e-Tourist Visa
Scheme to 37 more countries in order to attract maximum foreign
tourists in the country. With this extension, the total 150 countries
will come under the ambit of e-Tourist Visa Scheme from present
113 countries. By August 2015, more than 22,000 tourists have
used this scheme to visit India, compared to 2700 tourists in August,
2014. Union Government had launched e-Tourist Visa Scheme (as
Tourist Visa on Arrival scheme) in November 2014. The scheme
seeks to tap the vast tourism potential of India which still remains
untapped and explored.
Union Government cancels registration of Greenpeace India
Union Government has cancelled licence of Greenpeace India, a
non-profit Non-Governmental Organisation (NGO) to receive
foreign donations. The license was cancelled by Union Ministry of
Home Affairs as per under Section 13 of Foreign Contribution
Regulations Act (FCRA), 2011.
Greenpeace India is the subsidiary of the global environmental
group Greenpeace, a non-profit NGO. Greenpeace has its presence
in 40 countries across the world including in Europe, America, Asia
and Pacific. Earlier in April 2015, MHA had suspended the license
of Greenpeace India for six months for mixing foreign and domestic
funds and not disclosing the movement of its funds.
Greenpeace India had filed a petition challenging this suspension
in the Delhi High Court. The court had allowed the NGO to use
two of its accounts for the purpose of receiving and utilising fresh
domestic donations for its day-to-day functioning.
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Union Government frames Smart National Common
Mobility Card Model to enable metro travel, shopping
Union Ministry of Urban Development has come out with a Smart
National Common Mobility Card (NCMC) model to enable
seamless metro travel, shopping. NCMC card meets basic travel
needs based on concept of stored value of money. It can be used for
traveling by any means of transport and also enables account based
retail shopping applications. The card does away with the need for
carrying separate cards for banking and transit requirements.
National Payments Corporation of India (NPCI) will be nodal
agency in indigenously developing and managing of settlement and
clearing of payments, simulating terminals and network, cards,
provide certified tools to vendors for and other services. Centre
for Development of Advanced Computing (C-DAC) will develop
the specified standards and hardware for Metro gates and validators
along with related ecosystems for making NCMC card model
operational.
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NEWS IN BRIEF
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14
The Union Cabinet chaired by the Prime Minister
Narendra Modi has approved the setting up of Indian
Sign Language Research and Training Centre (ISLRTC).
ISLRTC will be set up as a Society under the Societies
Registration Act, 1860 and initially will be located at the
Institute for Physically Handicapped, New Delhi.
The Election Commission (EC) has introduced a symbol
for “None of the Above (NOTA)” option to facilitate
voters in exercising their NOTA option in elections.The
symbol for NOTA option was designed by the National
Institute of Design, Ahmedabad.
All India Banjara Sangh(AIBS), an independent
organization has formed to fight for the pending issues
of the Banjara community. Maharashtra MLC Haribhau
Rathod was as elected as the first national president of
the AIBS and the organization will have representations
from all states of the country. The organization demanded
that the community would be removed from the Other
Backward Classes (OBC) list and a separate category be
created for them with a grant of 7% reservation.
1965 Indo-Pak War Exhibition named Shauryanjali was
inaugurated in New Delhi by Defence Minister Manohar
Parrikar on 15 September 2015. The exhibition celebrates
the victory of India over Pakistan and remembers the
supreme sacrifice of Indian soldiers.Remembering the
unmatched valor and bravery of Indian Armed forces,
Finance Minister Arun Jaitley unveiled a commemorative
coin on the occasion.

Indian Prime Minister Narendra Modi has become the
first political leader to have a mobile app, developed for
him to digitally connect with the citizens of the country.
The PM himself launched the ‘Narendra Modi Mobile
App’. The app not only connects the citizens of India
with their Prime Minister, it also provides a platform to
look into “comprehensive information on initiatives and
achievements of the Union Government, including an
‘infographics’ section,”
India’s largest power generator National Thermal Power
Corporation (NTPC) Limited has achieved a record of
highest single-day electricity generation of over 733
million units.
Union Government has given its nod to rename Delhi’s
famous Aurangzeb Road after former President of India
APJ Abdul Kalam. It was decided by New Delhi
Municipal Corporation (NDMC) to rename road as APJ
Abdul Kalam Road, as the jurisdiction of the road comes
under it. It should be noted that, the road was earlier
named after the Mughal emperor Abul Muzaffar Muhiud-Din Muhammad Aurangzeb.
National Institution for Transforming India (NITI) Aayog
has launched the second version of an open source web
based tool India Energy Security Scenarios 2047
calculator (IESS 2047). The tool was launched by the
NITI Aayog Vice Chairman Arvind Panagariya at a
function held at the Federation House in New Delhi.
IESS 2047 tool aims to explore wide range of potential
future energy scenarios for India including for its diverse
energy supply and demand sectors leading up to 2047.
Union Government has approved six new proposals for
Special Economic Zones (SEZs) proposals including four
from Information Technology and IT enabled Service
(ITeS) sector.

The approved SEZ proposals are HCL IT City Lucknowset up IT/ITeS zones in Lucknow,
Uttar Pradesh. Loma IT Park Developer- set up IT/ITeS
zones in Mumbai, Maharashtra. North Mumbai
International Commodity Township- It is proposed free
trade warehousing zone in Thane, Maharashtra.
Union Cabinet gave its nod to amend the Central List of
Other Backward Classes (OBCs) for Gujarat and
Uttarakhand for inclusion of Sipai and Patni Jamat or
Turk Jamat (all Muslims) from Gujarat and Kahar, Tanwar
Singhariya from Uttarakhand in the list.
Union Cabinet chaired by Prime Minister Narendra Modi
gave 4 months extension (up to 31 December 2015) to
the 7th Central Pay Commission. Justice Ashok Kumar
Mathur is the Chairman of the Commission.

BILATERAL
Union Cabinet approves MoU with Cambodia for cooperation
in tourism
between the two countries.
The Union Cabinet chaired by the Prime Minister Shri Narendra
MoU on quick impact projects of MCG: It includes three
Modi, has given its ex-post facto approval for signing a
projects in the agriculture sector.
Memorandum of Understanding (MoU) between India and
Cambodia for cooperation in the field of tourism with an aim to
promoting bilateral tourism between the two countries. The MoU
was signed during the visit of the Vice President of India to Cambodia
on 16th September, 2015.
MoU on Air services: Allows airlines to start a direct flight
India and Pakistan agreed to maintain peace along border
after DG talk
India and Pakistan have started a three-day Director General (DG)level border dialogue in New Delhi. Director General (DG) Border
Security Force (BSF) D K Pathak is leading 23 member Indian
Union Cabinet gives nod to amend MoU on Indo-German
Partnerships in Higher Education
delegation and his counterpart Major General Umar Farooq Burki,
The Union Cabinet gave its approval for minor amendments in
delegation.
earlier MoU signed to facilitate implementation of Indo-German
In this dialogue both sides have decided to devise new strategies
Strategic Partnerships in Higher Education Programme. Decision
along the International Border in Jammu and Kashmir (J&K) to
in this regard was taken by Union Cabinet meeting chaired by the
put an end to incidents of ceasefire violations. They also agreed for
Prime Minister Narendra Modi in New Delhi. In order to make
maintenance of peace and tranquility on the border is the most
changes, a Joint Declaration of Intent (JDI) between India and
important issue and this needs to be implemented on the ground.
Germany will be signed for implementation of Indo-German
Strategic Partnerships in Higher Education programme.
DG of Pakistan Rangers (Punjab) is leading a 16 members Pakistani
India, UAE agree to increase bilateral trade by 60% in next
5 years
India-Pakistan Flag Meeting decides to defuse situation on
LoC
India and United Arab Emirates (UAE) have agreed to enhance
India and Pakistan has agreed to exercise restraint and work for
defence, space, investments, security and combating Crime at the
defusing the situation on the Line of Control (LoC), which has
11th session of the India-UAE Joint Commission meeting held in
been witnessing repeated ceasefire violations as senior Army officers
New Delhi. It was co-chaired by Union External Affairs Minister
of the two countries held a Flag Meeting in Poonch sector of
Sushma Swaraj and her visiting counterpart, Foreign Minister of
Jammu and Kashmir. In this meeting Indian side was represented
UAE Sheikh Abdullah Bin Zayed Al-Nahyan.
by Brigadier H S Sareen while the Pakistani side was led by
Key Point
Brigadier Osman. Both nations also addressed a host of issues
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cooperation in different areas including trade, commerce, energy,
regarding ongoing ceasefire violations, sniping action and targeting
of civilians on the LoC.
India, Laos ink two MoUs to strengthen bilateral ties
India and Laos have inked two key Memoranda of
Understanding (MoUs) on Air services and Quick Impact
Projects under the Mekong-Ganga Cooperation (MGC)
programme to strengthen bilateral ties between the two nations.
These MoU’s were signed in presence of Indian Vice President
Hamid Ansari and his counterpart President of Lao Choummaly
Sayasone in Vientiane.
MoU’s signed are
15
Both sides will increase the bilateral trade by 60 per cent
over the next 5 years.
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India will encourage UAE’s investment institutions to
raise investments in India.
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Both countries agreed to work for early establishment of
the planned India-UAE Joint Fund for investments in
the infrastructure sector in India.
Two sides also signed MoUs on cooperation in the areas
of Higher Education and Scientific Research,
Telecommunication and Tourism. MoU between the
Federation of Indian Chambers of Commerce (FICC)
and Federation of UAE Chambers of Commerce and
Industry was also signed.
NEWS IN BRIEF
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India and Australia have agreed to deepen their bilateral
defence partnership based on their shared strategic
interests by setting up of a joint working group on
defence research and material cooperation. This decision
was taken after the delegation-level talks between Union
Defence Minister Manohar Parrikar and his visiting
Australian counterpart Kevin Andrews in New Delhi.

The three million strong Indian Diaspora in the United
States (US) launched Mission 2022. It was launched in
partnership with the Confederation of Indian Industries
(CII) to make US-India partnership a defining partnership
of the 21st century. The Mission 2022 will have a series
of dialogues with the Diaspora over the next seven years

Reliance Defence Ltd inks MoU wit Abu Dhabi Ship Building
Anil Ambani-led Reliance Defence Ltd (RDL) has signed an MoU
with Abu Dhabi Ship Building to set up a strategic partnership for
construction of naval ships, including frigates and destroyers to
address the demands of Gulf Cooperation Council (GCC), over
the next 10 years. Both signatory parties are also going to
incorporate a joint venture (JV) company which will encompass
both construction of new naval vessels as well as repair, maintenance,
overhaul and refit opportunities of existing commercial and naval
vessels in the Gulf region. In this proposed JV Company, RDL
will be the majority partner with 51 per cent stake and ADSB will
have 49 per cent of stake.
NEWS IN BRIEF
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Andhra Pradesh government has inked a Memorandum
as India turns 75. These dialogues will be held every six
of Understanding (MoU) with the Tata Institute of Social
months.
Sciences (TISS) to increase employability of students in
The 4th meeting of the India-Kuwait Joint Working
the state. The MoU was inked on the occasion of
Group on Hydrocarbons was held in New Delhi.The
Teacher’s Day (5 September) in presence of Chief
meeting was jointly headed by Ashutosh Jindal, Joint
Minister N Chandrababu Naidu in Visakhapatnam.
Secretary (International Cooperation), Ministry of
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The City of Toronto and the Federation of Indian
Petroleum & Natural Gas and Dr. Ahmad Al-Qattan,
Chambers of Commerce and Industry (FICCI) has signed
representative of the Kuwaiti Oil Sector.During the
a Memorandum of Understanding (MOU) to engage in
meeting, both sides discussed various issues of bilateral
mutual co-operation and advance their common interests
engagement in the hydrocarbon sector and expressed
in the creative screen industries in Toronto and India.
satisfaction at the progress achieved on the decisions
taken during the 3rd Joint Working Group signed in 2014
in Kuwait.
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The United Kingdom will fund a capacity building
programme for making Kolkata a low carbon city.
MOU
WADA inks MoU with China’s Sports Ministry to crack
down on supply of PEDS
The World Anti-Doping Agency (WADA) has inked a memorandum
of understanding (MoU) with Sports Ministry of China to crack
down on the supply and manufacture of performance-enhancing
W ithin
M onths
drugs (PEDS) in the country. Singing of MoU will help in exchange
information between Interpol and China’s law enforcement agencies
in order to target and dismantle PEDS producers and help other
countries catch drug cheats among their athletes. WADA is global
Non-Governmental Organisation (NGO) that aims at harmonizing
anti-doping regulations in all sports and countries. It is collective
initiative led by the International Olympic Committee (IOC).
Headquarters: Montreal, Canada.
16
ECONOMY & BANKING
RBI approves 10 entities to set up Small Finance Banks
The Reserve Bank of India (RBI) has granted in principle licences
to 10 applicants to set up small finances banks, that are all mainly
microfinance and small finance companies. The selected applicants
are: Au Financiers (Jaipur), Capital Local Area Bank (Jalandhar),
Disha Microfin (Ahmedabad), Equitas Holdings (Chennai), ESAF
Microfinance and Investments (Chennai), Janalakshmi Financial
Services (Bengaluru), RGVN (Northeast) Microfinance (Guwahati),
Suryoday Micro Finance (Navi Mumbai), Ujjivan Financial Services
(Bengaluru) and Utkarsh Micro Finance (Varanasi).
The 10 banks were chosen from the 72 applications received by
the RBI. Dewan Housing, former Union Bank CMD Cherian
Varghese, IIFL Holdings, Lulu Finance, SKS Microfinance and
UAE Exchange were among some of the big names which didn’t get
the licence.
What are small banks
The small finance bank will primarily undertake basic banking
activities of acceptance of deposits and lending to unserved and
underserved sections including small business units, small and
marginal farmers, micro and small industries and unorganised sector
entities.
RBI and Nepal Rastra Bank ink MoU for supervisory
information exchange
The Reserve Bank of India has signed an Memorandum of
Understanding (MoU) on ‘Supervisory Cooperation and Exchange
of Supervisory Information’ with the Nepal Rastra
Bank(NRB). The MoU was signed by Nepal Rastra Bank’s
Executive Director Narayan Prasad Paudel and RBI’s Executive
Director Meena Hemchandra. With this RBI has signed 27 such
MoUs, one Letter for Supervisory Co-operation and one Statement
of Co-operation. By signing the MoU, RBI is seeking to promote
greater co-operation and share supervisory information among the
authorities.
Union Cabinet allows 100 per cent FDI under automatic
route for white label ATMs
The Union Cabinet has allowed 100 per cent foreign direct
investment (FDI) under the automatic route for white label ATM
operations (WLAO). This decision will expedite and ease FDI
inflows in WLAO further giving a fillip to the government’s
ambitious effort to promote financial inclusion in the country,
including the Pradhan Mantri Jan Dhan Yojna (PMJDY).
White labeled ATMs
Private non-bank companies that own and operate their own brand
of ATMs are termed as White labeled ATMs. They were meant to
expand the reach of ATMs in Tier III to VI centres. As per RBI
guidelines, it is mandatory to non-bank companies owning white
labelled ATMs to provide banking services to customers based on
cards (credit/debit/prepaid) issued by banks.
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Union Cabinet gives nod to introduction of Gold Monetization
Schemes
To make the existing GMSs schemes more effective and to put the
gold into productive use held by households and institutions in the
country rather than only mobilising it, the Union Cabinet approved
introduction of Gold Monetization Schemes (GMS). The longterm objective is to reduce the country’s reliance on the import of
gold to meet domestic demand. GMS would benefit the Indian
gems and jewellery sector which is a major contributor to country’s
exports by accounting 12 per cent of total exports. It would enable
depositors to earn interest on their on their gold accounts. These
schemes are in addition to the implementation Sovereign Gold
Bond Scheme (SGBS) which was approved by the Union Cabinet.
Under this scheme, bonds will be issued with an interest rate decided
by Union Government and calculated on value at the time of
investment.
India, Belarus set trade target of 1 billion dollar by 2018
India and Belarus have set a trade targ
et of $1 billion to achieved
by 2018.This target was decided at the Seventh Session of the
India-Belarus Inter-Governmental Commission that was held in
Belarus capital Minsk . Both countries noted the potential to step
up cooperation in pharmaceuticals, machinery, energy, fertilizer,
mining and tourism. They also agreed to facilitate business to
business contacts to promote investment flows in the two countries.
Both sides also expressed satisfaction in successful supply of
equipment by state owned BHEL for the reconstruction of Grodno
Power Plant-2 in Belarus.
RBI has decided to issue 5 rupees coins to commemorate
1965 Indo-Pak War.
The Banker of the Banks, the RBI has decided to issue 5 rupees
coins to commemorate golden jubilee year of 1965 Indo-Pak
War. The coins will be legal tender as provided in The Coinage Act
2011. Existing coins in this denomination will also continue to be
legal tender.
Points to Note

The new coin in the obverse will bear Lion Capital of
Ashoka Pillar in the centre with Satyamev Jayate
inscribed below it
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On the reverse it will bear image of ‘Amar Jawan’
monument along with the design of olive leaves branch
on its left and right sides at the center, with the inscription
“veerata aur balidan” in Devnagri script on the left upper
periphery and “VALOUR AND SACRIFICE” in English
on the right upper periphery.

The year “2015” is written below the image of the
monument.
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Also, “GOLDEN JUBILEE 1965 OPERATIONS” in
English on the lower periphery will also be written on
this face of the coin.
Union Government notifies merger of FMC with SEBI
Union Government has notified the merger of commodities market
regulator Forward Markets Commission (FMC) with Securities
Exchange Board of India (SEBI) with an effect from 28 September
2015. This merger will create a unified regulator for commodities
and capital markets which in turn will help streamline monitoring
of commodity futures trading and curb wild speculations in the
market.In this regard, Union Finance Ministry has issued a
notification mentioning that Regulation of Commodity Derivatives
Market will shift to SEBI under Securities Contracts Regulation
Act (SCRA) 1956.Forward Contracts Regulation Act (FCRA),
1952 gets repealed so does the FMC cease to exist. With this
merger, all three national and six regional commodity exchanges
will come under the ambit of national capital market regulator
SEBI.
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India to join UN’s Better Than Cash Alliance to achieve
financial inclusion
Indian Government partnered with the United Nations’ (UN) Better
Than Cash Alliance to share success stories from the financial
inclusion programme Pradhan Mantri Jan-Dhan
Yojana(PMJDY). The partnership is an extension of Indian
Government’s commitment to reduce cash in its economy. Digital
financial services lower the cost of providing financial services and
make it more convenient for poor people to access their
accounts. The Better Than Cash Alliance is a partnership of
governments, companies, and international organizations that
accelerates the transition from cash to digital payments in order to
reduce poverty and drive inclusive growth.
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IDFC got RBI nod for using Rs 2,500 crore
Infrastructure Development Finance Company (IDFC) gets RBI
nod for using Rs 2,500 crore reserve as provision against bad loans.
RBI has granted the approval to utilize non-distributable Statutory
Reserves of Rs 2,500 crore for the creation of specific provisions
against stressed assets. IDFC’s banking operations will start from
October 1 with 20 branches. 15 out of 20 will be located in three
districts of Madhya Pradesh namely, Khandwa, Harda and
Hosangabad. Current CEO, Rajiv Lall executive will be its vicechairman and MD. Former Comptroller and Auditor General of
India (CAG) Vinod Rai, will be the non-executive chairman and
Former Union home secretary Anil Baijal will be the Chairman
of IDFC bank.
NEWS IN BRIEF
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The Securities and Exchange Board of India (SEBI)
imposed the biggest-ever fine of Rs. 7,269.5 crore on
PACL construction and real entity entity for illegal and
fraudulent mobilisation of funds.
Asian Development Bank (ADB) lowered India’s gross
domestic (GDP) growth projections for the fiscal year
(FY) 2016 to 7.4 percent from 7.8 percent projected in
its March 2015 Outlook.For FY2015, Indian economy
growth is forecasted at 7.8 percent which is lower than
the earlier forecast of 8.2 percent.
A team of researchers have developed an inexpensive,
secure method named SafePay prototype system to
prevent mass credit card fraud using existing magnetic
card readers. The research was led by Yinzhi Cao, assistant
professor of computer science and engineering at Lehigh
University. This novel technique works by transforming
disposable credit card information to electrical current
and driving a magnetic card chip to simulate the behavior
of a physical magnetic card.
Bank of Baroda won the first prize under the Rajbhasha
Kirti Puraskar Scheme of GOI. This PSU bank has
secured the award for its outstanding performance in
official language implementation under the category of
nationalized banks in the linguistic region – B – for the
year 2014-15.
The Employees Provident Fund Organisation (EPFO)
on 16 September 2015 increased the life insurance cover
of its subscribers from 3.6 lakh to 6 lakh rupees. The
central board of trustees (CBT), the highest decisionmaking body of the EPFO, also decided that the subscriber
will not be required to serve continuous employment of
one year in a company before being eligible for insurance
benefit.
Google and Indian Railways have partnered to launch a
new project under the code name Project Nilgiri, that
will deliver free Wi-fi access to around 400
railway stations across India.
Paytm is planning to launch India’s first payments bank
by the end of this financial year and is counting on its
mobile wallet experience to give it a clear advantage over
established business houses that will be its main rivals.
Indian Bank MD and CEO M K Jain launched IndPay
mobile app service to enables its customers to operate
bank accounts anytime from anywhere.It aims at helping
bank’s customers to access their bank accounts from any
corner of the country. It can be operated through
smartphones compatible with Android, iOS and Windows
mobile operating systems. It will help customers to do
transactions like enquiries, transferring funds to any
account and getting mini statements.
MERGERANDAQUISTION
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Healthcare firm Practo has acquired hospital management
software firm Insta Health Solutions for 12 million
dollars. Insta Health Solutions was founded by former
top Wipro executive Ramesh Emani to improve the
efficiency of doctors and hospitals across 15 countries.
JK Tyre has signed a binding agreement with Kesoram
Industries to acquire its Haridwar unit. This agreement
seeks to buy 100% equity in Kesoram Industries tyre
unit in Uttarakhand in a deal value of 2,200 crore rupees.
It should be noted that Kesoram sells its tyre under the
Birla Tyres brand.
State-owned Oil and Natural Gas Corporation (ONGC)
has bought a 15 per cent stake in Russia’s second-largest
oil field Vankor from Rosneft for about 1.35 billion US
dollars. In this regard, ONGC Videsh Ltd (OVL) the
overseas investment arm of ONGC has signed agreements
to buy 15 per cent stake in the Vankor oil field located in
East Siberia.
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AWARD & HONOUR
Jhumpa Lahiri selected for 2014 National Humanities Medal
Indian-American Pulitzer Prize winner Jhumpa Lahiri has been
selected for the prestigious 2014 National Humanities Medal of
White House. She has been selected for this award for enlarging the
human story and will be presented with it by US President Barack
Obama. Her debut short story collection Interpreter of Maladies
(1999) has won the 2000 Pulitzer Prize for Fiction. The Lowland
(2013) it was nominee for the Man Booker Prize.
Gandhi Peace Prize 2014 conferred on ISRO
President Pranab Mukherjee presented the Gandhi Peace Prize for
the year 2014 to Indian Space Research Organization (ISRO).
The President congratulated the Indian Space community on ISRO
being awarded the coveted Gandhi Peace Prize. ISRO Chairman
AS Kiran Kumar received the honour, which includes Rs 1 crore in
cash, a plaque, and a citation. The Award has been given to ISRO in
recognition of its services towards transforming India through the
use of space technology and space-based services. The annual
Gandhi Peace Prize was instituted by the government of India in
1995 on the 125th birth anniversary of Mahatma Gandhi.
DRDO scientist Dr G. Satheesh Reddy conferred with Silver
Medal by Royal Aeronautical Society
Dr. G Satheesh Reddy, an eminent missile scientist of DRDO has
been conferred with prestigious Silver Medal by London based
Royal Aeronautical Society (RAeS). He was bestowed with this
medal in recognition of his pioneering contributions as one of the
leading navigation and avionics experts and for promoting Aerospace
and Aeronautics in India.
Bangladesh PM Sheikh Hasina wins UN Award for
Leadership on Climate Change
Bangladesh Prime Minister Sheikh Hasina has been selected for
the United Nations Champions of the Earth award. UN
Environment Programme (UNEP) has chosen her for this
prestigious award in recognition of her country’s initiatives to
address climate change. Bangladesh is first developing country to
have a Climate Change Strategy and Action Plan which was prepared
in 2009. It is also the first country to set up its own Climate
Change Trust Fund which is supported by nearly 300 million US
dollars from 2009-2012.
Dr Kamal Kishore Goenka conferred with 24th Vyaas
Samman
Eminent Hindi writer Dr Kamal Kishore Goenka has been conferred
with prestigious 24th Vyaas Samman for year 2014. He was
bestowed with this award in recognition of his work ‘Premchand
ki Kahaniyon ka Kaal Kramanusaar Adhyayan’.Vyas Samman was
instituted by the K.K. Birla Foundation in 1991. The award carries
monetary award of 2.5 lakh rupees, a citation and a plaque.
Indra Nooyi, Shobhana Bhartia awarded 2015 Global
Leadership Award
Hindustan Times Group chairperson Shobhana Bharatia and
PepsiCo Chairman Indra Nooyi have been awarded 2015 Global
Leadership Award of the US-India Business Council (USIBC).
They were honoured with this award for their roles as top women
leaders in the Business world and their commitment to driving a
more inclusive global economy. Apart from them, renowned IndianAmerican artist Natvar Bhavsar was awarded the Artistic
Achievement Award.
EPFO gets Skoch Awards for Smart Governance Initiatives
The Employees’ Provident Fund Organisation (EPFO) has received
the SKOCH Award for smart governance for its initiatives on UAN
programme and transformation of social security agenda in India.
It is the 5th Award won by EPFO in the last two years for its
initiatives for the welfare of various stakeholders. EPFO is a
statutory body of Union Government that comes under the aegis
of Ministry of Labour and Employment. Headquarters: New Delhi.
Indian-origin author Sunjeev Sahota shortlisted for 2015
Man Booker Prize for Fiction
Indian-origin author Sunjeev Sahota has been short-listed for the
prestigious 2015 Man Booker Prize for Fiction. Sunjeev Sahota’s
novel “The Year of the Runaways” has been shortlisted which
deals with the life experience of illegal immigrants from the Indian
subcontinent in Britain.
Indian-American Swetha Prabakaran selected for
Champions of Change award in US
A 15-year-old Indian-American girl Swetha Prabakaran has been
selected by the White House for the prestigious Champions of
Change award. She was chosen for the award in recognition of her
efforts for empowering the community by imparting education of
Internet coding through her non-profit Organisation. The award is
given by White House to those who support working families and
help make change in their companies or communities.
Punjab Government wins award for achievement in rooftop
solar power output
Punjab Government has won first award in the category of highest
capacity addition in grid connected solar rooftop power in the
country during the financial year 2014-15. It is one of 5 awards
won by Punjab New and Renewable Energy Department (PNRED)
for outstanding performance in the various fields of Renewable
Energy and Power Generation.
NEWS IN BRIEF

Haryana Government has won the Skoch Order-of-Merit
national award for implementing 6 e-Governance and IT
initiatives in the state.
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19
India has won the UNESCO prize ‘Award of Excellence’
2015 for the conservation efforts of the Sree
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Vadakkunnathan Temple in Kerala. The top award was
given in the Asia Pacific Heritage Award for Cultural
Heritage Conservation.
Critically acclaimed Marathi film ‘Court’ has been selected
as India’s official entry to the Best Foreign Language
category of the 88th Academy Awards 2016 (popularly
known as Oscars).It has been produced by Vivek Gomber
and cast includes Vira Sathidar, Vivek Gomber and
Geetanjali Kulkarni etc.The film also has won the Best
Feature Film award at the 62nd National Film Awards in
2015.
A class 9th student from Koraput district of Odisha,
Lalita Prasida Sripada Srisai, bagged the prestigious
Community Impact Award at the fifth Google Science
Fair held in California on 22 September 2015.Lalita is a
student of DPS Damanjodi in Koraput, Odisha and she
got the award for developing a low-cost bio-absorbent
based water purifier, which aimed at cleaning waste water
by flowing through difference layers of corn cobs.
The Union Minister of Labour and Employment
BandaruDattatreya
presented
the
VishwakarmaRashtriyaPuraskar (VRP) and National
Safety Awards (NSA) for the Performance Year 2013.
Noted Indian agricultural scientist Dr Modadugu Vijay
Gupta has been chosen for the inaugural Sunhak Peace
Prize for his pioneering work in the blue revolution. He
has invested his entire life to developing sustainable
aquaculture as an alternative solution to the future food
crisis.
Kolkata Port was adjudged as the ‘Major Port of the
Year’ amongst 12 major ports in the country for the year
2014-15.
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BOOK & AUTHOR
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The book titled “Two Years Eight Months and Twenty
Eight Nights” authored by the British Indian novelist
Salman Rushdie was released on 8 September 2015.
The Vice President of India Shri M. Hamid Ansari released
a book entitled “Feminist and Orientalist Perspectives –
A Study of Lady Mary Montagu’s Turkish Embassy
Letters” authored by Dr. Farha Hiba Parvez’ at a function
The book titled “To the Brink and Back: India’s 1991
Story” was in news in the first week of September 2015.
It was written by former Union Environment and Forest
Minister (Independent Charge) Jairam Ramesh.The book
deals with fast-paced changes in the economic sector
introduced by the duo P V Narasimha Rao and Manmohan
Singh in 1991.
Book titled “Globalisation, Democratization and
Distributive Justice” was presented to Vice President
Hamid Ansari on 2 September 2015. The book has been
authored by Mool Chand Sharma, Professor of Law at
Delhi University and presently the Member of 20th Law
Commission of India.
The Indian Air Force (IAF) commissioned book, “The
Duels of the Himalayan Eagle: The first Indo-Pak Air
War” was released on 1 September 2015. The book was
released by Vice President Mohd. Hamid Ansari at the
inauguration of the Tri-Services Seminar to commemorate
the Golden Jubilee celebrations of the India-Pakistan War
of 1965 in New Delhi.
“The book 30 Women in Power: Their Voices, Their
Stories” was in news in August 2015. It was written and
edited by Naina Lal Kidwai.
Urdu copy of 105-year-old Shri Ramcharitmanas was
found from a scrap market at Hauz Khas in New Delhi.
The book written by Shiv Brat Lal, a native of Bhadohi
district, in 1904 and was later printed at Lahore’s HalfTone press in 1910 was found in a pile of torn books
three years ago.
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20
PERSON IN NEWS
Sourav Ganguly : Former Indian Cricket team captain Sourav
Ganguly has been appointed as President of Cricket Association
of Bengal (CAB). It was announced by West Bengal Chief Minister
Mamata in Kolkata. Sourav Ganguly will succeed Jagmohan
Dalmiya as the post fallen vacant following his death.
Chandhok and Pooja Chandhok. Tirkey was discriminated against
because of her low caste.
Martin Winterkorn : Volkswagen Chief Executive Martin
Winterkorn has resigned following the revelation that the world’s
largest carmaker (in terms of sales) had manipulated US diesel car
emissions tests. His resignation comes after the German carmaker
admitted that it had deceived US regulator Environmental
Protection Agency (EPA) in exhaust emissions tests by installing a
device to give more positive results.
Matthias Muller was appointed as the Chief Executive Officer of
Volkswagen Group.
Dr. P Sivakumar has been elevated as Distinguished Scientist
with immediate effect by the Union Defence Ministry Ministry.
Ramesh Chand: Renowned Agriculture expert Professor Ramesh
Chand has been appointed as new full time member of National
Institution for Transforming India (NITI) Aayog. With this
appointment he became third full-time member of NITI Aayog,
Union Government’s think tank which had replaced the erstwhile
Planning Commission. Besides Mr Chand, economist Bibek Debroy
and former DRDO chief V K Saraswat are other two full-time
members of NITI Aayog.
Navtej Sarna: Secretary (West) in the Ministry, will be the new
High Commissioner to the United Kingdom with effect from
November 2015. He succeeded Ranjan Mathai.
Gautam Bambawale: India’s Ambassador to Bhutan will take
over as High Commissioner to Pakistan. He succeeded TCA
Raghavan, who will retire on 31 December 2015.
Syed Akbaruddin: Additional Secretary in-charge of Indo-Africa
Summit to be held in October 2015 will be the next Permanent
Representative of India to the United Nations, New York. He will
replace Asoke Mukerji.
Vijay Gokhale: India’s Ambassador to Germany will be the
Ambasador to China. He succeeded Ashok Kantha.
Anil Wadhwa: Secretary (East) will be the new Ambassador to
Rome.
Pankaj Saran: He will replace PS Raghavan as the Ambassador
of Moscow.
Harsh V Shringla: Indian Ambassador to Bangkok will now be
serving as High Commissioner to Bangladesh.
Sanjay Mahindru Rear Admiral Sanjay Mahindru took charge as
Flag Officer Submarines. He succeeded Rear Admiral SV Bokhare.
A K Jha: A K Jha has been given additional charge of interim
Chairman & Managing Director (CMD) of National Thermal Power
Corporation (NTPC) Limited.
StutiNarain Kacker was appointed as the head of National
Commission for Protection of Child Rights (NCPCR).
Rahul Rawail Filmmaker Rahul Rawail resigned from the Oscar
Selection Jury.He resigned following the selection of National
award-winning Marathi film Court as India’s official entry for
Oscars 2016 (88th Academy Awards) by the jury.
KeshariNathTripathi
West
Bengal
Governor
KeshariNathTripathi was appointed as Governor of Tripura by
the President Pranab Mukherjee.
Arvind Panagariya, vice-chairman of Niti Aayog, has been
appointed as the sherpa for G20 negotiations, a key responsibility
at a time when India is asserting its presence on the global stage.
Zayn Khan was unanimously elected as the President of the
Federation of Motor Sports Clubs of India (FMSCI). His
appointment was necessitated by the death of R Bharath Raj, who
passed away while serving as President on August 15.
Elattuvalapil Sreedharan Metro Man Elattuvalapil Sreedharan
has been invited to the United Nations’ High Level Advisory Group
on Sustainable Transport (HLAG-ST). He has been invited by
UN Secretary General Ban Ki-moon to serve on his HLAG-ST for
a period of three years. Mr. E Sreedharan has accepted this offer.
Rakesh Sharma was appointed as Managing Director (MD) and
Chief Executive Officer (CEO) of Bengaluru-headquartered Canara
Bank. Prior to this appointment, Sharma was the MD and CEO of
Lakshmi Vilas Bank since March 2014, where in a short span of 18
months, he helped the private sector lender excel in all parameters.
Shashidhar Sinha The CEO of IPG Mediabrands India,
Shashidhar Sinha, was elected as chairman of ABC during the 67th
Annual General meeting for the year 2015-16.
Sujan Chinoy : Indian Ambassador to Mexico will now be the
Ambassador to Japan and replace Deepa Wadhwa.
Rajiv Mangla Former Adobe executive Rajiv Mangla has been
appointed as Chief Technology Officer (CTO) of eCommerce major
Snapdeal.
Permila Tirkey, a tribal woman from India working as a maid in
the United Kingdom won the country’s first caste discrimination
case. She won the case against her Indian-origin employers Ajay
Novak Djokovic World No. 1 tennis player Novak Djokovic from
Serbia has been appointed as a new goodwill ambassador of the
United Nations Children’s Fund (UNICEF).
21
Girish Sahni assumed charge as the Director General of the Council
of Scientific and Industrial Research (CSIR)
Dilip Vengsarkar Former India captain Dilip Vengsarkar has been
elected unopposed as the president of the Association of Indian
Statisticians and scorers of India at its AGM. Vengsarkar is also
the vice president of the Mumbai Cricket Association.
VANIK’S KNOWLEDGE GARDEN
Important Committees
1.
the Banking Ombudsman Scheme, 2006.
2.
OBITUTARY
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Damodran
Committee: on
improvement
of
customer services in banks .
BCCI President Jagmohan Dalmiya passes away
Board of Control for Cricket in India (BCCI) president Jagmohan
Dalmiya passed away in Kolkata. The former International Cricket
Council (ICC) chief was 75.He had been admitted with chest pain
to a city hospital few days ago and had undergone a surgery. He
passed away within 72 hours of the heart surgery. As a cricket
administrator, he is hailed as the architect for the rise of Cricket in
India and its financial superpower.
About Jagmohan Dalmiya

Suma Verma Committee - to update, and revise
Dalmiya was involved with the BCCI for more than
three decades and had started his journey as its treasurer
in 1983 before becoming its secretary.
For the first time, he became BCCI president in 2001
and continued till 2004.
For second time, he became President of BCCI in March
2015.
Dalmiya also had served as President of the International
Cricket Council (ICC) from 1997 to 2000.
He was first Indian and first Asian to head the ICC.
He was also instrumental in organising cricket World
Cups to the Indian sub-continent in 1987 and 1996.
Yogi Berra: Baseball legend Yogi Berra from United States has
passed away. He was 90.
3.
Shri M. Narasimham Committee: on Banking
Sector Reforms.
4.
Shri Raghuram Rajan Committee: on Financial
Sector Reforms.
5.
Shri B. Mahapatra Committee: to review the
existing prudential guidelines on restructuring
of advances by banks/financial institutions.
6.
Shri Aditya Puri Committee: Dissemination of
Credit Information.
7.
Shri K.U.B. Rao Committee: recommended
aligning gold import regulations.
8.
K
M
Chandrasekhar committee
: for
rationalization of foreign investment norms.
9.
Shri Pulak Kumar Sinha Committee: to study
the feasibility of Aadhaar as an additional
factor.
for
authentication of card present
transactions
10. Mukul Mudgal Committee: looking into US
Jackie Collins: British-American romance novelist Jackie Collins
passed away on 19 September 2015 in California, United States.
giant Walmart's lobbying activities to enter
Bal Pandit Veteran cricket Marathi commentator Bal Pandit passed
away in Pune, Maharashtra.
11. MBN Rao Committee: to prepare the blueprint
D Gilroy Renowned American playwright, screenwriter and film
producer and director Frank D Gilroy passed away in Monroe,
New York. In 1965, he has won prestigious Pulitzer Prize for
Drama for his play The Subject Was Roses.
12. Arvind Mayaram Committee –for giving clear
Kalamandalam Sathyabhama : Kalamandalam Sathyabhama,
doyen of classical dance form Mohiniyattam passed away in
Palakkad district of Kerala. Mohiniyattam is a classical dance form
from Kerala and is considered as a very graceful form of dance
meant to be performed as solo recitals by women.
India.
of India’s first women’s bank.
definitions
to Foreign
(FDI) and Foreign
Direct
Investment
Institutional
Investment
(FII).
Ramaswamy R. Iyer Renowned water policy expert Ramaswamy
R. Iyer passed away in New Delhi following a severe bout of viral
fever. He was instrumental in drafting India’s first National Water
Policy in 1987.
Aadesh Shrivastava :Eminent Bollywood Music composer
Aadesh Shrivastava passed away in Mumbai, Maharashtra. He
was 49 and died due to cancer.
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22
PLACE IN NEWS
Mecca In the worst Hajj tragedies in recent years, more than 700
persons were killed and hundreds other were injured in a
stampede outside the holy city of Mecca during the annual Hajj
pilgrimage in Saudi Arabia on 24 September 2015. This stampede
took place at Mina near Mecca.
Los Angeles, California The 9th Regional Pravasi Bharatiya
Diwas (RPBD) will be held at Los Angeles, California, USA from
14 November to 15 November 2015. The Theme for RPBD Los
Angeles will be – The Indian Diaspora: Defining a New
Paradigm in India-US Relationship, capturing the ethos of
ongoing relationship between India and USA and the important
role being played by Diaspora in this regard.
Badarpur-Faridabad: Prime Minister Narendra Modi inaugurated
Badarpur-Faridabad Metro in Delhi National Capital Region (NCR).
The metro corridor will connect the national capital with the satellite
town and give impetus to economic growth in the region by fast
transportation of people. It’s all stations and depot have been
equipped with solar power plants. It is the 14 kilometre long
corridor and has nine stations from Sarai (Delhi) to Escorts Mujesar.
Rivers Godavari and Krishna Interlink
Andhra Pradesh Chief Minister N. Chandrababu Naidu formally
interlinked the waters of the Rivers Godavari and Krishna at the
Ibrahimpatnam Ferry village, which is located about 20-kilometers
from Vijayawada.The linking of these two major rivers will facilitate
usage of about 80 TMC of the 3,000 TMC of Godavari waters
that goes waste into the sea every year for irrigating the often
drought-hit delta region of River Krishna.The interlinking of the
river waters fulfills a long cherished dream of farmers of the Krishna
and Guntur Districts.
Perumanna Grama Panchayat:To overcome water scarcity and
to carry out remedial measures Perumanna Grama Panchayat
in Kozhikode district of Keralahas become the first Panchayat
in the State, to declare a water policy on the lines of the State
government’ s water policy declared in 2008
Leh, Ladakh : Celebration of the week long annual Ladakh Festival
has begun at Leh town in Ladakh region of Jammu and Kashmir.
The festival has been organized by the Jammu and Kashmir Tourism
department in collaboration with the concerned stakeholders. The
festival is celebrated to extend the short tourism season of Ladakh.
Bodhgaya: Describing Bodh Gaya as the “land of enlightenment”,
Prime Minister Narendra Modi announced to develop Bodhgaya
in Gaya district of Bihar as Spiritual Capital of the country in
order to serve the civilisational bond between India and the Buddhist
world.In his address Prime Minister called Gautam Buddha as
India’s crown jewel and called Bodh Gaya as the land of
enlightenment.
West-Central Railway
The West-Central Railway (WCR) zone headquartered in Jabalpur,
Madhya Pradesh has become the first Railway Zone in Indian
Railways to eliminate all unmanned level crossings. This target
was achieved by constructing 33 Limited Height Sub Ways (LHs)
and manning of 30 level crossings. It is a being considered as a big
success in the safety initiative of Indian Railways as unmanned
railway crossings continue to remain a deathtrap in India as alone
it had killed 126 people in 2014-15.
Durban, South African
South African city of Durban has been selected as the host for the
22nd edition of Commonwealth Games to be held in 2022. 22nd
Commonwealth Games would be held from 18 to 30 July 2022.
The opening ceremony will be held on the birth date of the late
South African President and Anti-apartheid leader Nelson Mandela.
For the first time in the history of Commonwealth Games, African
nation has been chosen as host of the Games. Australian City of
Gold Coast is hosting 21st edition of Commonwealth Games to be
held in 2018.
North America, Mount McKinley US President Barack Obama
ahead of his three-day visit to Alaska to highlight the issue of
climate chang, renamed the name of tallest mountain in North
America Mount McKinley to its original native name Denali. It
was renamed following the lead of the state of Alaska, US
Department of the Interior (USDoI) in conjunction with the US
Board on Geographic Names (USBGN). The summit elevation of
Mount Denali is 6,190 m above sea level. It is located in the Alaska
Range and Denali National Park in the US state of Alaska.
NEWS IN BRIEF
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An Indian monk GyalwangDrukpa, in September 2015
helped restore and renovate a 2000-year-old lost
NangchenStupa with Lord Buddha relics sent by Emperor
Ashoka
Islamic State (IS) militant group has destroyed part of
historical Temple of Bel in the ancient site of Palmyra in
Syria. The ancient temple was dedicated to the Palmyrene
gods and was one of the best preserved parts of the
historical sites of Palmyra.
Prime Minister Narendra Modi on 11 September 2015
inaugurated a new terminal of Chandigarh airport. This
new terminal will handle both domestic as well as
international flights and will be operated and maintained
by Chandigarh International Airport Ltd (CHIAL).
Punjab and Haryana governments have equal stake in
CHIAL.
The largest volcano of Japan Mount Aso Volcano erupted
on 14 September 2015. The eruption blasted a plume of
black smoke 2-kilometer high and the ashes from the
volcano fell up to 4-kilometer away.
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23
SPORTS
CRICKET
Australian Cricketer Shane Watson announces retirement
from Test cricket
Veteran all-rounder cricketer Shane Watson from Australia has
announced his retirement from International Test cricket. He
debuted in international cricket in 2002, playing his first ODI
against South Africa. In 2010 he was awarded Allan Border Medal
and again in 2011. He is only the second player (after Ricky
Ponting) to win back-to back Allan Border Medals.
Cricket career
Test: He had played 59 matches and scored 3,731 runs with an
average of 35.20. His highest test score was 176. He had bowled
5,495 balls and took 75 wickets at an average of 33.68 runs.
ODI: He had played 190 matches and scored 5,718 runs with an
average of 40.55. His highest ODI score was 185 (not out). He had
bowled 6,406 balls and took 168 wickets at an average of 31.79
runs.
T20s: He had played in 48 matches and scored 1,156 runs with an
average of 26.88. His highest T20 score was 81. He had bowled
756 balls and took 39 wickets at an average of 24.56 runs.
NEWS IN BRIEF
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The International Cricket Council (ICC) announced that
former West Indies cricket captain Richie Richardson is
appointment to the Elite Panel of ICC Match Referees.
Mumbai has won the Buchi Babu Memorial Trophy in
the All India invitation cricket tournament. In the final
match played at Chennai, they defeated Tamil Nadu
Cricket Association Districts (TNCA) XI team by six
wickets.
Veteran Test cricketer of West Indies
ShivnarineChanderpaul was on 12 September 2015
honoured with the Icon Award by the Indo-Caribbean
Alliance.
South African skipper AB de Villiers on 26 August 2015
became the fastest batsman to reach 8000 One Day
International (ODI) runs. De Villiers, who went past
8000 runs in just his 182 innings, broke the previous
record held by former Indian captain Sourav Ganguly.
Ganguly achieved the fete in 200 innings.
TENNIS
2015 US Open Titles of Tennis
Men’s Singles title- Novak Djokovic of Serbia has won the US
Open Men’s Singles title. In the summit clash he defeated Roger
Federer of Switzerland
Women’s Singles Title- Italy’s Flavia Pennetta has lifted the
Women’s Singles trophy of the US Open.
Men’s Doubles Title- French pair of Pierre-Hugues Herbert and
Nicolas Mahut won the Men’s Doubles trophy of the US Open.
24
Women’s Doubles Title- Sania Mirza (India) and Martina Hingis
(Switzerland) pair won the Switzerland women’s Doubles trophy
of the US Open. In the final match, they defeated, Casey Dellacqua
(Australia) and Yaroslava Shvedova (Kazakhstan) pair. It was their
fourth title of this season after winning Wimbledon Championship,
BNP Paribas Open and WTA Family Circle Cup doubles title
earlier.
Mixed Doubles Title- Leander Paes (India) and Martina Hingis
(Switzerland) pair won the Mixed Doubles trophy of Final Grand
Slam of the US Open. In the summit clash 4th seeded Indo-Swiss
pair defeated American pair of Bethanie Mattek-Sands and Sam
Querrey. It was their third title of this season after winning
Australian Open and Wimbledon Championship earlier.
OTHER SPORTS
Hangzhou City of China chosen to host 2022 Asian Games
Capital city of Zhejiang Province Hangzhou in East China has
been chosen by the Olympic Council of Asia (OCA) to host the
2022 Asian Games. Hangzhou was the only candidate city for the
2022 Asian Games i.e. XIX edition of games. This decision was
taken by the OCA at its 34th Congress held in Ashkhabad,
Turkmenistan. Asian Games also known as Asiad is a pancontinental
multi-sport event (44 sports events) among athletes from all over
Asia.

Union Ministry of Youth Affairs and Sports has
recognized the Indian Kalarippayattu Federation (IKF)
as Regional Sports Federation (RSF) with an immediate
effect. Kalaripayattu sport is a Martial art played/
performed in Southern state of Kerala and in contiguous
parts of Tamil Nadu.

India’s Ajay Jayaram has won silver medal in 2015 Korea
Open Badminton tournament in the Men’s singles
category.

Ferrari driver Sebastian Vettel from Germany has won
2015 Singapore Grand Prix of Formula One.

Indian Wrestler Narsingh Pancham Yadav has secured
quota for India in the 2016 Olympic Games. He qualified
for Olympic Games after winning a bronze medal in the
Men’s 74 kg Freestyle category at the World Wrestling
Championship held at Las Vegas, United States.

Ace Indian Golfer Anirban Lahiri has become the first
Indian to qualify for the prestigious President’s Cup of
Golf.

Indian weightlifter Deepak Lather won a gold medal in
fifth Commonwealth Youth Games (CYG) held in Apia,
Samoa.

Mercedes driver Lewis Hamilton of Britain won 2015
Italian Grand Prix of Formula One. This was his seventh
victory of the season. 1st position: Lewis Hamilton
(Britain) of Mercedes. 2nd position: Sebastian Vettel
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(Germany) of Ferrari. 3rd position: Felipe Massa (Brazil)
of Williams.
Indian boxer Vikas Krishan has won the silver medal in
the Asian Championships held in Bangkok, Thailand.
Union Ministry of Youth Affairs and Sports has decided
to recognize Yoga as a sports discipline and place it in
the Priority category.
Robert Lewandowski, Bayern Munich footballer created
history by scoring five goals in nine minutes in a
Bundesliga match.
England is hosting the ongoing 8th Rugby World Cup in
which 20 countries are participating.
Jamaican athlete Usain Bolt has won world 200 metre
title in the World Athletics Championships held in Beijing,
China.
Government Chawngfiang Middle School of Mizoram
won the sub-Junior (Under-14) title of the 56th Subroto
Cup International Football Tournament.
Abdul Bari Siddiqui, a senior leader of Rashtriya Janata
Dal (RJD) was elected as President of Bihar Cricket
Association (BCA).
Indian Air Force (IAF) won the 2015 All India Baba
Farid Gold Cup hockey title in Faridkot, Punjab.IAF
defeated the Army XI 2-1 to lift the 24th edition of the
championships.
The Indian Wushu team secured 12 medals comprising
of one gold, four silver and seven bronze medals at the
Fifth International Pars Wushu Cup held in Tehran.
Mariko Kipchumba of Kenya won the annual Beijing
International Marathon. He finished the 42.195-km
course in 2 hours 14 minutes and 25 seconds.
The Asian Football Confederation (AFC) on 6 August
2015 released a new technical ranking system which has
placed India on 22nd spot among the continent’s 46member countries. The position of India is the highest
among the South Asian nations.
Renowned Russian middle and long distance coach Dr
Nikolai Snesarev, whose contract runs till the end of
2016 Rio Olympics, resigned from his position of athletic
coach for India in the third week of September 2015.
After picking up minority stake in the Goa franchise of
the Hero Indian Super League (Hero ISL) last year, Indian
test captain Virat Kohli has now invested in the Dubai
frnachise of Mahesh Bhupati-promoted Coca-Cola
International Premier Tennis League (IPTL).
BOSS – Bharat Operating System Solutions
Bharat Operating System Solutions (BOSS) is a free and open
source Linux distribution for usage in Indian government
departments developed by the National Resource Centre for Free/
Open Source Software (NRCFOSS) of India. BOSS GNU/Linux is
also known by the acronym BOSS. The Union Govt. during January
2015 asked states to deploy the open source Linux-based operating
system BOSS meant to run official computers. BOSS is being
proposed as a ‘homegrown’ alternative to the Microsoft Windows
operating system, which is the predominant OS in use across Central
and state government computer systems, alongside other Linux
variants such as Redhat and Ubuntu, as well as Android and Unix
systems.
NMET – National Mineral Exploration Trust
NMET is the name given to a new seed trust floated by the Union
Govt. during January 2015, which has primarily been established
to promote more exploration of non-coal minerals and meet the
growing needs of the domestic steel, aluminium, copper and other
utilities. This seed trust has been established with an initial corpus
of Rs. 500 crore. The Mines and Minerals (Development and
Regulation) (Amendment) Ordinance, 2015 was promulgated to
establish NMET. As per the ordinance, holders of mining leases or
prospecting-cum-mining leases would pay to the NMET a sum
equivalent to 2% of the royalty they pay to the government. The
trust would utilise the money for fresh exploration. In effect, it
would function similarly to the state-run Geological Survey of
India (GSI) or its junior counterpart Mineral Exploration
Corporation Limited (MECL). The mines ministry’s efforts to
strengthen its exploration firms gathered momentum following the
steel ministry’s December 2014 presentation to the PMO wherein
it had said that the total thermal coal requirement for steel, cement
and aluminium sectors is approximately 200 million tonne, of which
40 million tonne is imported at a revenue outgo of Rs. 500 crore
each year.
UPI – Unified Payment Interface

UPI is the name given to a unified platform launched by National
Payments Corporation of India (NPCI) on 18 February 2015 for
providing a single payment interface across all systems.
Rest of the matter, see on page no. 35
25
SCIENCE & TECHNOLOGY
GSAT-6 Satellite successfully positioned in orbital slot of
83 Degree East
Indian Space Research Organization (ISRO) has successfully
positioned India’s latest communication satellite GSAT-6 into its
orbital slot. It was positioned in its orbital slot 83 Degree east after
carrying out four drift arresting maneuvers. It has been collocated
with other four communication satellites INSAT-4A, IRNSS1C,
GSAT 12 and GSAT 10.
GSAT-6 satellite was carrying S-Band and C-Band transponders
meant for public and strategic purposes. It weighs 2117 kg and has
mission life of nine years. The satellite is having S-Band Unfurlable
Antenna (UFA) of 6 m diameter. This is the largest antenna ever
made by ISRO for a satellite.
entirely by the National Institute of Aeronautics and Space
(LAPAN) of Indonesia in 2012. It will work to monitor land usage,
ship movements, sea resources, fishing explorations, natural
resource and disaster mitigation.
NEWS IN BRIEF
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BSNL to boost minimum broadband speed to 2 Mbps from
October 1
Union Information Technology (IT) Minister Ravi Shankar Prasad
announced that BSNL will offer a minimum broadband speed of 2
mega bit per second (Mbps) from October 1 onwards to its
customers, at no extra cost. The company currently offers a
minimum speed of 512 Kbps and the move is part of its efforts for
revival. BSNL was the first telecom service provider in the country
to provide the Broadband Access to the country.
Google recently allowed Block’ and ‘Unsubscribe’ a
new featuresfeatures in its Gmail service.Using the new
features, users can block specific email addresses in Gmail
on the web and later on Android mobile operating system.
HM Devaraja, PhD student at MCNS from Manipal
Centre of Natural Sciences (MCNS) at Manipal
University in collaboration with GSI-Giessen, Germany
have discovered four new atomic nuclei to be added to
the chart of the nuclides. The results are published in
Physics Letters B*.
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HEALTH
China launched newly-developed smaller version Long
March-6 carrier rocket
Union Ministry of Health and Family Welfare banned sale
of Diclofenac in multidose vial for human use
China launched a new, smaller type of rocket from its “Long March”
family which will be primarily used for carrying satellites aloft,
state media reported, as the country races ahead with an ambitious
space programme. It was launched from the base in the Northern
Province of Shanxi and was carrying 20 micro satellites into the
space. Long March-6 is 29.3 meter in length and is smallest version
of carrier rocket in the Long March family.
Union Ministry of Health and Family Welfare on 18 September
2015 banned the sale of Diclofenac in multidose vial for human
use. From now, it will be sold only in single-dose vial packaging.It
should be noted that the use of Diclofenac for treating cattle has
been in place since 2006.The decision was based on the
recommendation of the Ministry of Environment, Forest and Climate
Change and is aimed at protecting vultures from extinction.
Uninor rebrands itself as Telenor
NEWS IN BRIEF
Telecom services provider Uninor unveiled its new identity
rebranding itself as Telenor. The company also has changed its tag
to ‘Ab life full paisa vasool’ from ‘Sabse Sasta’. For the rebranding
exercise, the company is going to spend around 100 crore rupees.
Norway-based Telenor entered India in 2009.
India to launch Indonesian satellite LAPAN A2/Orari
Indian Space Research Organisation (ISRO) launched Indonesia’s
second multi-spectral remote sensing satellite LAPAN A2/Orari.
from the Satish Dhawan Space Center in Sriharikota, Andhra Pradesh
on September 27, 2015. It is Indonesia’s domestically-made satellite
and is successor to LAPAN A1/Tubsat satellite. It was produced
26
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Pre-exposure prophylaxis (PrEP), a drug designed to help
people at risk of contracting HIV, was recently in news
on 3 September 2015 as the practical tests have shown
that people who took the drug stayed HIV-free.
World Health Oraganistion (WHO) has officially declared
India as Maternal and Neonatal Tetanus free country, i.e.
mothers and newborns are free from tetanus at the time
of birth.
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ENVIRONMENT & ECOLOGY
New species of human relative discovered in South Africa
Scientists have discovered a new ancestral species in the human
family tree dubbed as Homonaledi in South Africa. The new
discovered species were named after the location where it was
found i.e. naledi which means star in Sesotho, a local South African
language. It was made inside the Rising Star Cave in the Cradle of
Humankind World Heritage Site in South Africa by team of
scientists led by Lee Berger, professor at University of the
Witwatersrand. These species are among the first of our kind (genus
Homo) and could have lived in Africa up to 3 million years ago.
Marine population declined since 1970: Study
As per recently released study report prepared by the World Wildlife
Fund (WWF) and the Zoological Society of London (ZSL),
populations of marine mammals, fish, birds and reptiles have
declined by 49% since 1970. In this study more than 1,200 species
of marine creatures were analysed in the past 45 years.
Science and was undertaken by an international research team led
by Nicolas Gruber, a professor at ETH Zurich.
NASA’s SERVIR-Mekong project to help monitor
environment in Southeast Asia
NASA and US Agency for International Development (USAID)
have started the SERVIR-Mekong project, to strengthen the
environmental monitoring in Southeast Asia region. The focus of
this project is to host vital issues in the Mekong river basin region
in the five countries which is often called as rice bowl of Asia.It has
been launched in the Asian Disaster Preparedness Center in
Bangkok, Thailand to serve the 5 countries of the Mekong River
Basin viz. Myanmar, Thailand, Cambodia, Laos and Vietnam.
NEWS IN BRIEF

Antarctic Ocean’s carbon dioxide absorption increased
As per a new study Antarctic Ocean has been absorbing increasing
levels of Carbon Dioxide (CO2) , a potent greenhouse gas (GHG)
over the past decade. The research study was published in journal
Earthquake of 8.3-magnitude on Richter scale has hit off
Chile’s coast in Illapel, the capital of Choapa Province in
central Coquimbo Region of Chile. US Geological Survey
has noted its epicenter at a depth of 12.5 kilometers off
Chile’s coast in Illapel. After the initial earthquake, two
aftershock quakes of magnitudes 6.2 and 6.4 occurred
west of Illapel.
DEFENCE
AUSINDEX15, first Australia and India maritime exercise
begins in Visakhapatnam
Inaugural bilateral maritime exercise between India and Australia
AUSINDEX15, commenced off coast of Visakhapatnam. Three
Royal Australian Navy ships viz HMA Ships Sirius (fleet tanker),
Arunta (Anzac class frigate) and Sheehan (Collins class submarine)
and a Royal Australian Air Force P3C Orion survelliance aircraft
have participated. They will train with Indian Navy Ships Ranvijayi
(Guided missile destroyer), Shivalik (Stelton frigate) and Shakti
(fleet tanker) along with P-8I Maritime Patrol Aircraft.
Union Government gives nod to IAF’s Integrated Air
Command & Control System
Union Government has given its approval for implementation of
Integrated Air Command & Control System (IACCS) project of
Indian Air force (IAF) with allocation of 8,000-crore rupees. IACCS
system is an automated command and control system for Air
Defence (AD) which integrates different air sensors and radars to
protect Indian airspace. Presently, India has 5 IACCS nodes. The
addition of four more nodes will help IAF to cover isolated islands
thereby providing a security umbrella to the entire country. On
completion of this project, the air headquarters will get a composite
air situation picture as it is going to integrate Air Force, Army,
Naval and civilian radars. IACCS will help IAF to connect all of its
air, space and ground assets quickly for total awareness of a region
and facilitate real-time transport of data, images and voice amongst
aircraft, satellites and ground stations.
CCS clears Military helicopters deal with US aviation giant
Boeing
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Ahead of Prime Minister Narendra Modi’s visit to the US, the
Cabinet Committee on Security (CCS) cleared a multi-billion dollar
deal for 22 Apache attack helicopters and 15 Chinook heavy-lift
choppers with American aviation giant Boeing.
Indian Coast Guard has commissioned two new ships
Indian Coast Guard has commissioned two new ships named Fast
Patrol Vessel ICGS Apoorva and Interceptor Boat C-421. The
ships were commissioned by Vice Admiral SPS Cheema, Flag
Officer Commanding in Chief of Western Naval Command
(Mumbai) off the naval dockyard in Mumbai, Maharashtra. ICGS
Apoorva, 14th in the series of 20, is a 50 meter long Fast Patrol
Vessel (FPV) that displaces 317 Tonnes and can achieve a maximum
speed of 33 knots. C-421 is a water jet propelled vessel, 27th in
the series of IBs constructed by L & T Limited and can achieve a
maximum speed of 45 Knots.
NEWS IN BRIEF
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The INS Vajrakosh was commissioned by the Defence
Minister Manohar Parrikar at Karwar, Karnataka. INS
Vajrakosh is the latest establishment of the Indian Navy.
An indigenously developed second generation anti-tank
guided missile, Amogha-I was successfully test fired.
Indigenously developed by state owned Bharat Dynamics
Limited (BDL). It has maximum target range of 2.8 kms.
The Union Government approved the purchase of 10
Heron TP drones from Israel. This 400 million US dollars
proposal for buying armed missile-armed drones from
Israel will enhance India’s cross-border military strike
capability.
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27
RECENT SUMMIT IN NEWS
G-20 launches W-20 grouping for gender inclusive
economic growth
Group of Twenty (G-20), a forum of world’s 20 largest economies,
including India launched Women-20 (W20), an engagement grouping
of women leaders in order to push for gender inclusive global
economic growth. Gulden Turktan from Turkey has been
appointed as the first President W20 forum. Presidency of the
G20 will rotates annually among its members.It would host its
first summit in October 2015 in Istanbul after all member countries
appoint their respective nominees. It will work as an outreach
group to promote gender inclusiveness in economic growth process
by empowering women.
SAARC countries’ conference on disaster mitigation
begins in Delhi
A conference of SAARC countries to chalk out and undertake joint
efforts on various issues related to disaster mapping and mitigation
in the member nations has begun in New Delhi. The conference is
being held by keeping in mind the prevalent geo-climatic conditions
as well as increased frequency of natural disaster and calamities in
the SAARC region.
South Asian Sub-Regional Drug Focal Point meeting begins
in New Delhi
Sub-Regional Drug Focal Point Meeting and Colombo Plan Drug
Advisory Programme (CPDAP), South Asia under the Drug
Demand Reduction (DDR) Expert Group Consultation has begun
in New Delhi. The three-day meeting was inaugurated by Union
Home Minister Rajnath Singh which has been organised by Narcotics
Control Bureau (NCB). The main objective of the meeting was to
review the progress of the Drug Demand and Supply Reduction
activities in the region. This conference will facilitate exchange of
views on technical aspects of the drug cooperation programme and
it aims at achieving effectiveness and efficiency. It will also address
the needs of the member states and help formulate a uniform
strategic plan to address drug use and abuse related problems. This
Colombo Plan Drug Advisory Programme (CPDAP) will be a great
platform to coordinate among different countries fighting for the
cause of drug menace.
Tamil Nadu’s first Global Investors Summit held at Chennai
Tamil Nadu’s Chief Minister J.Jayalalithaa first Global Investors
Summit (TNGIM 2015) has held in Chennai to woo investors to
invest in the state. The first of kind investors summit in southern
state of India is seeking to targeted investment commitment of
one-lakh crore rupees. Nine countries have registered themselves
as partner nations for the mega investment event. State government
is aiming to translate investments from this summit by signing
about 100 MoUs in the two-day summit to generate around
150,000 jobs over the next 3 years.
Tenth World Hindi Conference held at Bhopal
Prime Minister Narendra Modi inaugurates the three-day 10th
Vishwa Hindi Sammelan (World Hindi Conference) in Bhopal the
theme of Hindi Jagat-Vistar and Sambhavnaye. The conference is
being organised by the Ministry of External Affairs in cooperation
with the Madhya Pradesh government. The First World Hindi
Conference was organized in Nagpur by then Prime Minister Indira
Gandhi. It was held from 10 to 12 January 1975. Since then every
year 10th January is being observed as the World Hindi Day.

COMMITTEE & ITS FUNCTION
21st Law Commission of India (LCI).
The Union Cabinet chaired by the Prime Minister Narendra Modi
has given its approval to constitute the 21st Law Commission of
India (LCI). The 21st LCI will have a period of 3 years with effect
from 1 September 2015 to 31 August 2018. 21st Law Commission
of India (LCI) is composed of Chairperson (full-time), Four
Members (full-time). It will include a Member-Secretary, 3
Secretaries: Department of Legal Affairs, Legislative Department
and Legislative Department as ex offcio Members. Up to 5 parttime Members. It will Undertake research in existing laws by
reviewing them for making reforms therein and enacting new
legislations. It will Undertake studies and research to bring reforms
in the justice delivery systems in the country in order to eliminate
the delays in procedures, speedy disposal of cases and cost
reduction of litigations etc.The Law Commission of India (LCI) is
a non-statutory and non-constitutional body constituted by the
Union Government from time to time. The first commission was
constituted in 1955 and since then various commissions were reconstituted every three years. The 20th LCI was headed by Justice
A P Shah, Former Chief Justice (CJ) of Delhi High Court and its
tenure ended on 31 August, 2015.
NEWS IN BRIEF

A committee under the Union Ministry of Environment
and Forests (MoEF) on 24 September 2015 gave
environmental clearance for the proposed 5465 crore
fertiliser plant in Ramagundam, Telangana.

The NITI Aayog’s Committee of Chief Ministers on
Swachh Bharat Mission suggested levying cess on
telecom services, petrol and minerals like coal and iron
ore to fund the cleanliness programme. The committee
also pressed for enhancing the viability gap funding and
tax exemptions to enable faster execution of the
programme besides asking for separate tariff for wasteto-energy projects. N. Chandrababu Naidu, AP Chief
Minister is heading this committee.

The Union Ministry of Water Resources on 11
September 2015 constituted a seven-member committee
to advise it on restructuring the Central Water
Commission (CWC) and the Central Ground Water Board
(CGWB). The expert committee will be headed by former
Planning Commission member Mihir Shah.
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28
INTERNATIONAL & NATIONAL INSTITUTION
Name of the organisation
UN Security Council
Headquarter
New York
UN General Assembly
New York
UN Secretariat
International Court of justice
International Criminal Court
Economic and Social Council
Food and Agriculture organisation
International civil Aviation organisation
International Labour organisation
International Monetary Fund
New York
The Hague, Netherlands
Lyons, France
New york
Rome
Montreal, Canada
Geneva
Washington DC
International Atomic Energy Agency
International Maritime Organisation
United nations Educational Cultural and
Social organisation
Vienna, Austria
London, U.K.
Paris
Internatioonal labour organization
International fund for Agriculture
Development
World Bank
World health Organisation
World intellectual property organisation
World trade Organisation
United nations International Children and
Women Fund
Association of South East Nations
Geneva
Rome
Juan Somavia
Kanayo F. Nwanze
New York
Geneva
Geneva
Geneva
New York
Jim Yong kim
Dr. Margaret chan
Francis Gurry
Pascal Lamy
Anthony lake
Seat of Secretariat- Jakarta,
indonesia
Brussels
Founded – Vancouver, Canada:
headquarter – Amsterdam
Lyons
Surin Pitsuwan
North Atlantic Treaty organisation
Greenpeace
International criminal police organization or
Interpol
European organization for nuclear Research
European Union
European parliament
The Commonwealth
Non-Aligned Movement
South Asean corporation for regional cooperation
Amnesty international
29
Head
The presidentship is held for one
month by member countries in
alphabetical order.
Huke Jeremic; 2013-John
William Ashe
Ban Ki Moon
Peter Tomka
Song Sang-Hyun
Milos koterek
Jose Graziano da Silva
Raymond Benjamin
Juan Somavia
Christian Lagarde (former head
Dominique Strauss Kahn was
involved in a sex scandal)
Yukiyo Amano
Koji Sekimizu
Irina Bokova (1st woman to have
become director-general)
Belgrade
Kathmandu
Anders Fogh Rasmussen
Ana Toni, Indian lalita ramdas
was also its former head
Mireilli Ballastrazi, secy gen –
Ronald noble
Rolf Dieter Heuer
Herman von Rompuy
Martin Schulz
Head – Queen Elizabeth II: secy
gen – Kamlesh Sharma
(India):chaipperson in office –
kamla parsad bissessar
Mahmoud Ahmadinejad
Mohammed Hasad Ahmes Manik
London
Sahil Shetty
Geneva
Belgium
Belgium
London
RECENT VISIT & VISITORS

Prime Minister NarendraModi visited Ireland. He is the first Prime Minister of India to visit Ireland in 59 years. Last Prime
Minister to visit Ireland was JawaharLal Nehru in 1956.During his visit, Modi held discussions with Prime Minister Enda
Kenny of Ireland, who also hosted a Working Lunch in honour of the visiting dignitary.

India and Egypt have signed two Memorandum of Understandings (MoUs) in the field of Tourism, Scientific and
Technical. These MoUS were signed during the visit of Union External Affairs Minister Sushma Swaraj to Egypt in
Egypt.
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DATE & OBSERVATION
September 5 : Teachers’ Day (Dr. Radhakrishnan’s birthday)
September 5 : Forgiveness day
September 8 :World Literacy Day.
Theme -Literacy and Sustainable Societies.
September 10 : World Suicide Prevention Day (WSPD)
theme Preventing Suicide: Reaching Out and Saving Lives.
September 14 : Hindi day, World first aid day
September15: International Day of Democracy
September 16 :World Ozone Day. Engineer’s day in India
The theme and the slogan for the 21st International Day for the
Preservation of the Ozone Layer year 2015 are 30 Years of Healing
the Ozone Togetherand Ozone: All there is between you and
UV respectively.
September 21 :Alzheimer’s Day, International day of peace
Theme for International day of peace Partnerships for PeaceDignity for All.
September 22: World Rhino Day
The day is observed observed on 22 September 2015 to celebrate
all five species of rhino and they are Black, White, Greater onehorned, Sumatran and Javan rhinos. The World Rhino Day was
first announced by WWF-South Africa in 2010. In India, the day
was observed with all-day awareness programmes atKaziranga
National Park (Assam), Manas National Park
(Assam)and Laokhowa Burachapori (Assam). According to the
organisation Save the Rhino, there are around 29000 rhinoceros
left in the world.
September 25 : Social justice day
September 26 : Day of the Deaf.
September 27 : World Tourism Day.
theme One Billion Tourists, One Billion Opportunities
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30
STATE NEWS
Rajasthan Assembly passes two bills on Reservation
Rajasthan Legislative Assembly has passed two bills to provide
reservation in educational institutions and government jobs to
economically backward classes (EBC) and special backward classes
(SBC) including Gujjars.
Rajasthan Special Backward Classes Reservation Bill, 2015:
Provides five per cent reservation to five communities in government
services and educational institution. Five communities are: Banjara/
Labana/Baldiya, Gujar/Gurjar, Gadiya/Gadoliya/Lohar, Gadariya/
Gayari /Gadri and Raika/Rebari/Debasi
Rajasthan Economically Backward Classes Reservation Bill, 2015:
Provides fourteen per cent reservation to unreserved category.
Rajasthan Assembly passed Rajasthan Vexation Litigation
Prevention Bill 2015
Rajasthan became the fifth state in India after Maharashtra, Gujarat,
Goa and Madhya Pradesh to pass the Rajasthan Vexation Litigation
Prevention Bill, 2015 by voice vote. The objective of the bill is to
prevent filing of baseless cases and to check the misuse of law for
personal benefits.
Apart from the above bill Rajasthan Assembly also passed other
two amendment bills:
Prisons (Amendment) Bill, 2015: It is aimed at improving the
efficiency of prisons and checking violence and gang wars. The bill
provides for stricter arrangements when a prisoner is taken to
court.
Rajasthan Police (Amendment) Bill, 2015: The bill provides for
a fine of 500 rupees for anyone who creates a nuisance on the road
and obstructs or injures a person or property. If the person creates
nuisance for the second time, the fine will be 5000 rupees and for
the third time, 10000 rupees fine and eight days jail.
Rajasthan became first state to submit State Annual Action
Plan under AMRUT
Rajasthan has become the first state in the country to submit State
Annual Action Plan under Atal Mission for Rejuvenation and Urban
Transformation (AMRUT). State Government has submitted the
action plan for approval by the Union Urban Development Ministry
for financial year 2015-16. The plan seeks to target two categories
of AMRUT projects in the state viz. universal coverage in respect
of water supply connections, sewerage connections and urban
transport to all urban households. In this regard, state government
has proposed projects under these two categories worth 1,087
crore rupees to be taken up in 13 of the 28 AMRUT cities in
Rajasthan.
Haryana Government sets minimum qualification for
candidates in Panchayati Raj polls
The Supreme Court on Thursday ordered a stay on the law that
makes educational qualification compulsory for contesting
panchayat elections in Haryana. Under the new bill, contesting
candidates are required to have a minimum qualification of Class
10.Scheduled Caste and women candidates are required to be Class
31
8 pass, and women candidates from the Scheduled Caste category
will have to have passed Class 5 for being eligible to contest the
polls. The bill also made it mandatory for contesting candidates to
ensure that they have a functional toilet at home. With this Haryana
became second state in India after Rajasthan to fix educational and
other qualifications for the candidates contesting Panchayat
elections.
Haryana Government bans gutka, pan masala
Haryana health minister Anil Vij announced that manufacturing,
storage, distribution and sale of gutkha, pan masala, flavoured or
scented tobacco and similar products containing tobacco have been
completely banned in the state. The minister said that other products
containing tobacco available in market have also been banned.
Delhi High Court allows permanent commission for women
in Indian Navy
Delhi High Court in its landmark judgment has allowed women to
get permanent commission in Indian Navy and allowed them to
board on warships. The HC also ruled that, henceforth female
naval officers will have full term service in the Indian Navy and
also enjoy retirement benefits same as their male counterparts.
Presently, Indian Army and Air Force allow permanent commission
for female officers. While, Indian Navy has limited the role of
women officers serving in short service commission of 14 years.
Haryana passes bill to abolish Police Recruitment Board
Haryana legislative Assembly has passed Haryana Police
(Amendment) Bill, 2015 to abolish the Police Recruitment Board
in order to end the nepotism in the police recruitments in the state.
This Bill seeks that Gazetted posts in the police service would be
filled through Haryana Public Service Commission (HPSC). Direct
recruitment to various non-gazetted ranks in the police service
would be filled through the Haryana Staff Selection Commission
(HSSC).
SC stays Rajasthan HC’s decision declaring ‘Santhara’
ritual illegal
The Supreme Court (SC) of India has stayed Rajasthan High Court’s
order declaring Santhara, a Jain ritual of voluntary and systematic
fasting to death illegal. The stay order was given by SC Bench
comprising Chief Justice of India H.L. Dattu and Justice Amitava
Roy. Santhara is a religious custom of Jain religion that embraces
voluntary death in order to purge oneself of bad ‘karma’ and attain
‘moksha’. Earlier in August 2015, Rajasthan High Court had banned
the practice of Santhara by declaring it as a criminal offence and
mentioning it as illegal in the eyes of law.
Manipur assembly passes Protection of Manipur People Bill,
2015
Manipur Legislative Assembly has unanimously passed the
Protection of Manipur People Bill, 2015 along with other two
amendment bills to protect indigenous people of state. Other two
bills are Manipur Shops and Establishments (Second Amendment)
Bill, 2015 and Manipur Land Revenue and Land Reforms (Seventh
Amendment) Bill, 2015. Apart from these bills, the assembly also
passed a resolution welcoming the Peace Accord signed between
the Union Government and the National Socialist Council of
Nagalim (NSCN)-IM.
Terms Associated With Different Sports
NEWS IN BRIEF
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Andhra Pradesh Government has unveiled ‘New Tourism
Policy-2015-20‘ to boost tourism sector in the state. It
was unveiled by Chief Minister N Chandrababu Naidu
at a function held in Vijayawada. The policy has been
framed with support from various government
departments, industry experts, inputs from Indian School
of Business and consultancy firm KPMG.
Haryana government declared that it will develop
Gurgaon as a smart city with its own resources. However,
it will follow Union Government’s guidelines on Smart
Cities Mission and technical assistance.It was declared
that the state will arrange 500 crore rupees of its own for
Gurgaon for the first phase which will be spent over a
time span of 5 years.
Telangana Government entered into a power purchase
agreement (PPA) with Chhattisgarh for purchasing 1000
mw of power. The supply pact aims at bridging the
demand-supply gap in Telangana, particularly when the
demand spikes up during the Rabi crop season and the
summer months.
The Jammu and Kashmir Government banned the sale
of Ambuja Cements in the state. There were complaints
of malpractices against the company. The initial enquiry
found that the company sold cement bags at two different
MRP rates in the region.
Maharashtra government has bought the house in London
where social reformer and architect of the Indian
Constitution Dr Bhimrao Ramji Ambedkar had stayed in
the 1920s. State government has acquired this house in
3.1 million pound deal owing to its cultural and national
importance and pride of millions of people of India.
State Cabinet of Tripura decided to implement the
National Food Security Act (NFSA). The NFSA will be
come into effect from 1 September 2015 and will be
continued till 2021.
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32
Badminton
Angled Drive Serve, Backhand Low Serve, Bird, Deuce, Double Droup,
Fault, Flick Serve, Forehand Smash, Let, Lob, Love All, net Shots, Rush,
Smash.
Baseball
Base, Battery, Bunting, Catcher, Diamond, Hitter, Home Infield, Outfield,
Pinch,
Pitcher
Plate,
Pullout,
Short
Stop,
Strike.
Basketball
Ball, Basket, Blocking, Dribbling, Free Throw, Held Ball, Holding, Jump
Ball, Multiple Throws, Pivot.
Billiards
Baulk Line, Break, Bolting, Cannon, Cue, Hazard, In-off, Jigger, Long
jenney, Pot, Scratch, Screw Back, short Stop, Strike.
Boxing
Ausiliary, Babit Punch, Break, Cut, Defence, Down, Hook, Jab, Lying On,
Knock, Seconds out, Slam, Upper Cut, Weight In, Win by Knock-out.
Chess
Bishop, Capture, Castling, Checkmate, En Passant, Gambit, Grand Master,
King, Knight, Pawn, Queen, Rook, Stalemate, Under Promoting.
Cricket
Ashes, Banana, Boundary, Bowling, Caught, Chinaman, Cover Drive,
Crease, Doosra, Duck, Duckworth-Lewis Rule, Fine Leg, Follow On, Full
Toss, Gardening, Googly, Gully, Hat-trick, Hit Wicket, Inswinger, l.b.w.,
Leg-break, Leg-bye, Leg Glance, late Cut, maiden Over, No Ball, Off Break,
On Drive, Out, Outswinger, Over, Mandatory Over, over Pitch, Popping
Crease, Rubber, Run Down, Run Out, Short Pitch, Silly Point, Slip, Square
Leg, Stone Walling, Straight Drive, Stumped, Short leg, Spin, Swing,
Thirdman, Yorker.
Football
Advantage Clause, Blind Side, Centre Forward, Corner Kick, Dead Ball,
Direct Free Kick, Dribble, Goal kick, Golden Goal, Hat-trick, Marking,
OffSide, Penalty Kick, Penalty Shootout, Red Card, Striker, Throw In,
Tripping
Golf
Best-ball Foursome, Bogey, Bunker, Caddie, Dormy, Fairway, Fourball,
Foursome, Greed Holes, Links, Niblic, Par, Put, Rough, Stymied, Tee,
Threesome.
Hockey
Advantage, Back-stick, Bully, Cary, Centre Forward, Corner, Dribble, Flick,
Free-hit, Goal Line, Green Card, Halfway Line, Hat-trick, Off-side, Roll -in,
Scoop, Short Corner, Sixteen-yard hit, Square Pass, Stick, Striking Cirele,
Tackle, Tie-breaker, Zonal Marking.
Horse Racing
Jockey, Punt, Steeplechase, Thorough Bred.
Judo
Ashi-waza, chui, Dan, Dojo, Gyaku, Hajime, Ippon, Jigotai, Kaeshiwaza,
Koka, Makikomi, Nage-waza, O-goshi, Randori, Scarf, Tani-Otoshi, Uchikomvi, Waki-gatame, Yoshi, Yuko.
Karate
Age Zuki, Ai-uchi, Aka, Chakugan, Dachi, Encho Sen, Fudotachi, Gedan,
Geri, Hajime, Ibuki, Jion, Kakato, Koka, Makiwara, Nidan, Obi, Rei,
Sanbon, Shiro, Tobigeri, Ude, Waza-ari, Yoko-geri, Zanshin, Zen-no.
Polo
Bunker, Chukker, Mallet.
Rowing
Bow, Bucket, Cow, Ergometer, Feather, Paddle, Regatta.
Rugby Football
A Trackle, Lines, Scrum, Touch, Try.
RECENT GOVERNMENT DEVELOPMENT & SCHEME
Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY)
launched by Union Government
To transform the lives of people living in the areas which are
affected directly or indirectly by mining, the Union Government
on 17 September 2015 launched the Pradhan Mantri Khanij
Kshetra Kalyan Yojana (PMKKKY). The programme is meant
for the welfare of areas and people affected by mining related
operations, using the funds generated by the District Mineral
Foundations (DMFs). DMFs were created under the Mines and
Minerals (Development & Regulation) Amendment Act,
2015 in all the districts of the country affected by mining related
operations.
Union Cabinet approves 150 days employment under
MGNREGA in the drought hit areas
Union Cabinet has approved 150 days employment per household
under Mahatma Gandhi National Rural Employment Guarantee
Act (MGNREGA) in the drought hit areas of the country. Decision
in this regard was taken by Union Cabinet Meeting chaired by
Prime Minister Narendra Modi in New Delhi. Additional 50 days
of unskilled manual work under the MGNREGA scheme will benefit
people in drought-hit areas which are facing monsoon deficit
affecting kharif crops and rural income.
Andhra Pradesh launches e-Pragati to bring all government
services under one roof
Andhra Pradesh by has e-Pragati, a comprehensive architecture to
leverage the latest advances in e-governance tools. With this launch,
Andhra Pradesh became first state in India to execute and conceive
state-wide enterprise e-governance architecture. e-Pragati has been
designed with an estimated investment of Rs. 2,358 crore of which
the State will share Rs. 1,528 crore over a period of three years.
The project is aimed at bringing together 745 G2B (government to
businesses), G2C (government to citizens), G2E (government to
employees) and G2G (government to governments) services offered
by 33 departments and more than 300 government agencies.
Union Government releases Rs 2,000 crore for Employees’
Pension Scheme
Union Government has released 2,000 crore rupees to Employees’
Pension Scheme (EPS), 1995 as its contribution for the year 201516. This contribution is in addition to the 250 crore rupees
contributed by the government as grant-in-aid in the EPS in order
to provide minimum pension of 1,000 rupees to pensioners under
the scheme. The contribution of Union government has been
calculated at a rate of 1.16 per cent of the monthly wages of the
members contributing to the scheme. Employers contribute nearly
8.33% of the monthly wages of the scheme members.
33
Approximately 28 lakh pensioners including five lakh widows will
get benefit from this scheme. (There are total 44 lakh pensioners).
Punjab Government established Special MGNREGA cell
Punjab Government has established a special MGNREGA cell to
coordinate effective implementation of National Rural Employment
Guarantee Scheme in the state. This cell will monitor
implementation of Union Government’s flagship 100 days
employment guarantee scheme of MGNREGA. It will also monitor
the wage rate under MGNREGA which has been fixed by Union
Government on the basis of consumer Price Index- Agricultural
Labourers (CPI-AL) which is implemented on 1st April every
year and will be applicable for whole financial year.
The Odisha Government decided to implement five subschemes for empowerment of transgenders.
The Odisha Government in the third week of September 2015
decided to implement five sub-schemes introduced by the central
government for empowerment of transgenders.The state
government’s newly created Department of Social Security and
Empowerment of Persons with Disabilities (SSEPD) will
implement the sub-schemes. Parents of every transgender will get
financial assistance of 1000 rupees. Under pre-matric scholarship,
the transgender day scholar will get 150 rupees and the hostelers
will get 350 rupees for 10 months. Similarly, the transgender
students will get monthly post-matric scholarship of 550 rupees,
and the hostelers will get 1200 rupees for 10 months.In addition,
15000 rupees per transgender trainee will be given for 200 hours
for their skill development course. One batch will consist of 30
trainees. The stipend will be 1000 rupees per month for the trainee.
SAHAJ scheme for online release of new LPG connections
Union Petroleum and Natural Gas Minister Dharmendra Pradhan
has launched SAHAJ scheme for online release of new LPG
connections for the consumers as parts of its consumer friendly
initiative. Under the scheme, people can apply online for new
LPG connection and they need not visit to the LPG distributors
for it. SAHAJ facility will enable the customers to post online
request for a new connection by filing Know Your Customer (KYC)
form by uploading bank account details and photographs. After
submitting the details, customer will receive the registration number
to know the new connection status. Later, customer can opt for
offline or online mode of payment for the new connection. Once
payment is done, electronic subscription voucher will be mailed to
the new customer. Later distributor will do physical delivery of
the Gas cylinder, regulator with hose pipe. Initially, the scheme
has been launched in twelve cities across the country. In near future,
this scheme will be extended to other parts of the country. Twelve
cities are Ahmedabad, Bhubaneswar, Bengaluru, Bhopal, Chennai,
Chandigarh, Kolkata, Hyderabad, Lucknow, Patna, Mumbai and
Pune.
Under UPI, anyone who has an account, should be able to send and
receive money from their mobile phone with just an identifier
Union Government has identified 305 cities and towns across
9 states for implementation ‘Housing for All’
without having any other bank/account details. It is designed to
Union Government has identified 305 cities and towns across 9
states for implementation of its flagship ‘Housing for All’ scheme.
Selected cities and towns are in these states: Chhattisgarh (36
cities and towns), Gujarat (30), Jammu and Kashmir (19), Jharkhand
(15), Kerala (15), Madhya Pradesh (74), Odisha (42), Rajasthan
(40) and Telangana (34). In this regard, HUPA Ministry will provide
assistance of over 2 lakh crore rupees over the next six years for
construction of houses to enable two crore urban poor own their
own houses. Union Government had launched this scheme named
as Pradhan Mantri Awas Yojana in June 2015 under the aegis of
Housing for All by 2022 Mission. Under this ambitious scheme
government plans to build two crore houses for the poor in urban
areas by year 2022, which coincides with 75 years of Independence.
smartphones with a single identifier – Aadhaar number, mobile
NEWS IN BRIEF

Human resource development minister Smriti Irani
launched the national web portal for promotion of a
national apprenticeship scheme. The scheme, which
provides opportunities for practical training, is for
graduates, diploma holders and 10+2 pass vocational
certificate holders.

Jan Dhan Yojana completes one year on 15 th September
2015 that is aimed to target the unbanked and to increase
financial inclusion.

Union Government has declared the names of 98 cities
for its ambitious Smart Cities Project. These cities were
selected by the respective States and Union Territories
on the parameters set by the Union Government. Of the
total 98 cities, 13 were selected from Uttar Pradesh, 12
from Tamil Nadu, 10 from Maharashtra, 7 from Madhya
Pradesh, 3 each from Bihar and Andhra Pradesh.

Union Government has launched a telemedicine initiative
dubbed as SEHAT to provide healthcare facilities in rural
areas in collaboration with Apollo Hospitals. This
telemedicine initiative was launched by Union
Communication and IT Minister Ravi Shankar Prasad at
a function held in New Delhi. It will seek to provide
quality and affordable healthcare services as it is one of
the emerging needs of citizens in rural areas.

Prime Minister Narendra Modi gifted Pradhan Mantri
Suraksha Bima Yojana (an accidental insurance scheme)
to 51,000 ‘sisters’ of his Lok Sabha constituency Varanasi
on the occasion of Raksha Bandhan
enable all account holders to send and receive money from their
number, virtual payments address – without entering any bank
account information. UPI will make payments possible only by
providing an address with others without having ever provided
account details or credentials on 3rd party applications or websites.
POTUS – President of the United States
POTUS stands for President of The United States. This term has
been used for decades now to denote the U.S. President. The use of
the term POTUS was probably started by the security team of the
President to call him in short. The term was, however, used by the
Indian media in a wide-spread manner for the first time on the
occasion of President Barack Obama’s historic visit to India from
25 to 27 January 2015. One reason POTUS was used so extensively
this time was that in the times of prevalence of social media and
Internet use of slang words and acronyms have gained huge
popularity.
TLCs – Tech Learning Centres
Tech Learning Centres (TLCs) is a new massive initiative launched
by State Bank of India (SBI) recently to empower its customers
through technology and awareness. Under this initiative special
SBI centers across the length and breadth of the country have
started holding interactive learning sessions and demos of the bank’s
tech-channels. This initiative has been on since December 2014.
Under this 385 State Bank TLCs across the length and breadth of
the country have started holding interactive learning sessions and
demos of the bank’s tech-channels for over ten thousand customers
every month. A large number of customers are having an initial fear
and hesitation to use technology for their banking needs. But through
this initiative SBI seeks to remove such hesitation among them.
After launching in December, 2014, more than 30,000 customers
were trained in these TLCs. TLCs will spread awareness of the
Bank’s various tech channels including Cash Deposit Machines,
Mobile Banking apps.


34
200 MCQ ON CURRENT AFFAIRS
1. The Union Tourism Ministry has ranked
which capital city as the cleanest city
in India
(a) Bhubaneswar
(b) Imphal
(c) Gangtaok
(d) Raipur
(e) Kohima
2. Which state High Court has stayed the
state govt. decision and notification
making voting compulsory in civic polls
(a) Gujarat
(b) Rajasthan
(c) Bihar
(d) Maharashtra
(e) None of these
3. Rani Gaidenliu a famous freedom fighter
in news recently was from which state
(a) Manipur (b) Assam
(c) Tripura (d) Nagaland
(e) West Bengal
4. R-Mitra Mobile Apps has been
launched by which Union Ministry
recently
(a) Finance (b) Commerce
(c) Railway (d) Environment
(e) Home
5. Which IT company has launched Aikido
enhanced service offering in design,
thinking platform and knowledge based
IT
(a) Tech Mahindra
(b) Infosys
(c) TCS
(d) Wipro
(e) None of these
6. Recently India has removed which
country from the list of countries put
under the restricted visa category &
prior referral category
(a) Israel
(b) Iraq
(c) Iran
(d) Japan
(e) Syria
7. India hosted the forum for India-Pacific
Islands Cooperation summit of 14
Island nations recently at
(a) Jaipur
(b) Udaypur
(c) New Delhi
(d) Hyderabad
(e) Bangaluru
8. Which party won majority in the Sri
Lankan Parliamentary election held
recently
(a) UNP
(b) JVP
(c) SLFP
(d) LTTE
35
(e) PLOTE
9. ISIS militants destroyed a 1500 year old
UNESCO world heritage site Saint
Elian Monastery in which country
recently
(a) Iraq
(b) Syria
(c) Iran
(d) Lebanon
(e) Turkey
10. Which Arab country has allowed women
to contest in the municipal election for
the first time recently
(a) Iraq
(b) Iran
(c) Saudi Arab
(d) Kuwait
(e) Lebanon
11. Bandhan Bank started operation as
______ schedule Commercial Bank
of India recently
(a) 139
(b) 149
(c) 159
(d) 169
(e) 179
12. As per recently published report the
Public Sector Banks are saddled with a
gross NPA of what amount by end of
31st March 2015
(a) Rs. 2.67 lakh cr.
(b) Rs. 2.57 lakh cr.
(c) Rs. 2.37 lakh cr.
(d) Rs. 2.47 lakh cr.
(e) Rs. 2.27 lakh cr.
13. Recently central govt. sale 10% share
sale from which PSU
(a) ONGC
(b) IOC
(c) NTPC
(d) GAIL
(e) SAIL
14. Which cricket team won the Ashes Test
Series
(a) England
(b) Australia
(c) New Zealand
(d) South Africa
(e) Zimbabwe
15. Usain Bolt who retained the world
100mt racing title belong to which
country
(a) USA
(b) Jamaica
(c) Spain
(d) South Africa
(e) None of these
16. Total food grain production during 201415 in India has been reported at
(a) 263.58 million tonnes
(b) 252.68 million tonnes
(c) 243.58 million tonnes
(d) 234.68 million tonnes
(e) None of these
17. Recently India has elevated its
relationship to comprehensive
strategic partnership with which
country
(a) Iran
(b) UAE
(c) Soudi Arab (d) Israel
(e) Canada
18. India has asked which country to hand
over the leaders of NSCN(K) including
its chief
(a) Nepal
(b) Bhutan
(c) Bangladesh
(d) Myanmar
(e) Pakistan
19. The High Court in which state has
directed its Chief Secretary that all govt.
officials to send their children to govt.
schools
(a) Uttar Pradesh
(b) Bihar
(c) Andhra Pradesh
(d) Delhi
(e) Rajasthan
20. Which country has cancelled the
Commonwealth Parliamentary Union
meeting scheduled for September 2015
(a) India
(b) Sri Lanka
(c) Pakistan (d) Bangladesh
(e) Myanmar
21. Which country is building a $ 10 billion
worth nuclear power plant in Karachi
city of Pakistan
(a) USA
(b) Russia
(c) China
(d) Israel
(e) France
22. Which country become the 1 st one to
receive fund of UNFCCC for its solar
home system
(a) India
(b) Sri Lanka
(c) Bangladesh (d) Nepal
(e) Bhutan
23. The LADEE spacecraft of which
country confirmed the presence of
Neon gas in Lunar atmosphere
(a) Russia
(b) China
(c) USA
(d) Japan
(e) France
24. Alexis Tsipras recently tendered his
resignation as PM of which country
(a) France
(b) Germany
(c) Greece
(d) Japan
(e) Italy
25. The Lahore High Court of Pakistan
has banned the release of which
Indian movie in the country recently
(a) Phantam
(b) Bajrangi Bhaijan
(c) Saam
(d) All of these
(e) None of these
26. Fitch has lowered India’s growth
forecast for 2015-16 to what level
(a) 7.8%
(b) 7.6%
(c) 7.4%
(d) 7.2%
(e) 7%
27. Endowment plus a new unit linked
insurance plan has been launched by
which company recently
(a) GIL
(b) New India Assurance
(c) Oriental Insurance
(d) LIC
(e) None of these
28. SBI Chairperson Arundhati
Bhattacharya has urged RBI to
reintroduce the teaser loans given in
which sector
(a) Agriculture
(b) Industry
(c) Housing
(d) Education
(e) Consumer
29. Who has been appointed as the
Chairman and MD of Air India
(a) Aswini Kumar
(b) Aswini Lohani
(c) Aswini Mathur
(d) Aswini Ranawat
(e) None of these
30. What percentage of passengers reported
satisfaction with the service of Indian
railway recently
(a) 65%
(b) 55%
(c) 75%
(d) 85%
(e) 95%
31. Union Cabinet has approved the signing
and ratification of Black Money
Information Exchange pact recently
with
(a) Mauritius
(b) Seychelles
(c) Switzerland
(d) Germany
(e) None of these
32. How many Indian companies are among
the world’s 100 most innovative
company by Forbes
(a) 2
(b) 3
(c) 7
(d) 9
(e) 17
36
33. RBI has given in principle approval for
the establishment of how many
payment banks
(a) 17
(b) 15
(c) 13
(d) 11
(e) 16
34. As per the condition set by RBI Payment
Banks will invest what percentage of
their fund in govt. securities
(a) 60
(b) 65
(c) 70
(d) 75
(e) 80
35. What is the minimum capital required to
set up a Payment Bank
(a) Rs. 50 cr. (b) Rs. 100 cr.
(c) Rs. 200 cr. (d) Rs. 500 cr.
(e) Rs. 1000 cr.
36. Payment Bank can collect deposit upto
what maximum limit from a single
customer
(a) Rs. 50000
(b) Rs. 1 lakh
(c) Rs. 1.5 lakh
(d) Rs. 2 lakh
(d) Rs. 2.5 lakh
(e) Maharashtra
37. The Bandhan Bank was opened with a
total branch network of
(a) 501
(b) 401
(c) 301
(d) 201
(e) 101
38. Zia Haider Rahman who won the James
Tact Black Award 2015 at the Edinburgh
International Book Fair 2015 belong to
(a) India
(b) Pakistan
(c) Afghanistan
(d) Bangladesh
(e) Myanmar
39. Kishor Piraji Kharat has been appointed
as the MD and CEO of which Bank
(a) ICICI
(b) IDBI
(c) Axis
(d) HDFC
(e) Bandhan Bank
40. “Making India Awesome” is a recent
book by
(a) Taslima Nasreen
(b) Vikram Seth
(c) Jhumpa Lahiri
(d) Chetan Bhagat
(e) None of these
41. Union Petroleum & Natural Gas
Ministry has launched a scheme for
online release of LPG connection
scheme named
(a) SARAL (b) SAHAJ
(c) SAHAYA (d) SAMADHAN
(e) SANJOG
42. The Union govt. has identified how
many cities and towns across 9 states
for implementation of its flagship
“Housing for All” scheme
(a) 305
(b) 295
(c) 265
(d) 245
(e) 205
43. Which state govt. has decided to
implement the National Food Security
Act from 1st September 2015
(a) Gujarat
(b) Haryana
(c) Karnataka (d) Tripura
(e) Bihar
44. PM Modi gifted Pradhan Mantri
Suraksha Bima Yojana to 51000 sisters
of his constituency in
(a) Mathura (b) Varanashi
(c) Gaya
(d) Vrindaban
(e) Gandhinagar
45. USA has extended the anti-dumping duty
on which Indian product recently
(a) Mango
(b) Milk Powder
(c) Mushroom
(d) Coconut
(e) Apple
46. Which country has banned the ISIS
militant groups active in Iraq and Syria
(a) Iran
(b) Pakistan
(c) Egypt
(d) Syria
(e) Saudi Arab
47. Anoop Singh who get the Dronacharya
Award is associated with which sports
(a) Kabbadi (b) Hockey
(c) Football (d) Wrestling
(e) Tennis
48. Who among the following received
Dhyan Chand Award
(a) Romeo James
(b) Shiv Prakash Mishra
(c) P. Nair
(d) All of these
(e) None of these
49. Indian women hockey team has qualified
for the 2016 Olympic to be held at
(a) Beijing
(b) Madrid
(c) Rio
(d) Tokyo
(e) England
50. Which is the correct descending order of
the top three remittance receiving
country in 2015
(a) USA, China, India
(b) India, China, Brazil
(c) India, China, Philippines
(d) China, India, Brazil
(e) India, China, Malaysia
51. The 900 year old Parrot Lady
sculpture returned to Modi by
Canada during his visit will be
placed at the ASI museum at
(a) Patna
(b) Bodhgaya
(c) Khajuraha (d) Tanzone
(e) Ellora
52. Mogens Lykketoft who visited India is
the President elect of UN
(a) Security Council
(b) General Assembly
(c) UNESCO
(d) UNICEF
(e) ICJ
53. Noted Indian Agricultural Scientist
M. Vijay Gupta has been awarded
the Sunhak Peace Prize by
(a) Japan
(b) South Korea
(c) Philippines
(d) Sri Lanka
(e) Norway
54. Who is USA National Security Advisor
(a) Candaleeza Rice
(b) Susan Rice
(c) Hillary Clinton
(d) John Kerry
(e) None of these
55. Bangladesh Army and Border Guard
Bangladesh has launched joint
operation against
(a) NSCN
(b) JeM
(c) Arakan Army
(d) Bangladesh Fedayen
(e) None of these
56. Foreign Portfolio Investors has pulled
out what amount of investment from
Indian Capital market recently
(a) $ 2.65 billion
(b) $ 2.35 billion
(c) $ 1.25 billion
(d) $ 1.75 billion
(e) $ 2.95 billion
57. Reliance group has decided to
establish aerospace port at
(a) Nagpur
(b) Gandhinagar
(c) Hyderabad
(d) Patna
(e) Mumbai
58. Central govt. has approved for the
establishment of how many new SEZ
recently
(a) 3
(b) 4
(c) 6
(d) 8
(e) 9
59. Name the Cricketer who received Arjun
Award 2015
(a) Rohit Sharma
37
(b) Virat Kohli
(c) M.S. Dhoni
(d) Gautam Gambhir
(e) None of these
60. Which community has been demanding
reservation in Gujarat
(a) Gujjar
(b) Patel
(c) Lodha
(d) All of these
(e) None of these
61. As per census 2011 report Muslim
population growth has increased by
(a) 26.4%
(b) 24.6%
(c) 22.6%
(d) 22.4%
(e) 21.3%
62. Vedanta has declared to close its alumina
refinery at which place in Odisha
(a) Chendipada
(b) Lanjigarh
(c) Kalinganagar
(d) Badbil
(e) None of these
63. Which country has pledged £ 150 million
to modernise infrastructure in Odisha
(a) USA
(b) UK
(c) Japan
(d) France
(e) Russia
64. Which state got the highest number of
Smart City out of the 98 declared by
the Union govt.
(a) Gujarat
(b) Tamil Nadu
(c) UP
(d) MP
(e) Rajasthan
65. PM has identified how many poorest
districts focussed attention in terms
of health care
(a) 134
(b) 144
(c) 164
(d) 174
(e) 184
66. National Sports Day is observed on
(a) 28th August
(b) 29th August
(c) 30th August
(d) 31st August
(e) 26th August
67. An open source web based toll India
Energy Security Scenario 2047 has been
launched by
(a) NSA
(b) NITI Ayog
(c) RBI
(d) NSSO
(e) NIL
68. Union govt. has announced its plans to
implement the Sendai Framework on
(a) Green House Gas Emission
(b) Disaster Risk Reduction
(c) Sustainable Development
(d) Hazardous Waste Management
(e) Pollution Control
69. Union govt. has launched a telemedicine
initiative to provide healthcare facilities
in rural areas named
(a) Sehat
(b) Sahaya
(c) Sahamat (d) e-medicine
(e) None of these
70. India has been developing the Chabar
Port in which country
(a) Pakistan
(b) Iran
(c) Afghanistan
(d) Sri Lanka
(e) Bangladesh
71. The UN climate talk will be held at
(a) Pans
(b) Rio
(c) Tokyo
(d) New Delhi
(e) England
72. The Homeland Security Dialogue will
be conducted between India and
(a) UK
(b) France
(c) USA
(d) Italy
(e) Russia
73. India has lost its Solar lighting panel
case with USA at which International
Institution
(a) UNO
(b) World Bank
(c) IMF
(d) WTO
(e) EU
74. Australia and India agreed to collaborate
in educational research and training
under which programmee
(a) STEP
(b) BRIDGE
(c) INSTEP
(d) SHARE
(e) None of these
75. USA agreed to collaborate with Sri
Lankan govt. at which international
body on Human Right violation during
Eelam war
(a) UNSC
(b) UNHRC
(c) UNESCO
(d) UNICEF
(e) None of these
76. WHO declared which country free from
maternal and neotatal tetanus
(a) Pakistan
(b) India
(c) Sri Lanka
(d) Nepal
(e) Bhutan
77. USA has declared which Islamic terror
group as Specially Designated Global
Terrorist recently
(a) JeM
(b) Al-Quida
(c) Taliban
(d) Haqqani
(e) Mujahideen
78. IAEA has signed an agreement with
which country to create world’s first
internationally controlled bank of low
enriched uranium
(a) Tajikistan (b) Uzbekistan
(c) Mongolia (d) Kazakhstan
(e) Russia
79. SBI will issue equity share on
preferential basis to the tune of
(a) Rs. 5393 cr.
(b) Rs. 4393 cr.
(c) Rs. 3394 cr.
(d) Rs. 5693 cr.
(e) Rs. 6593 cr.
80. Which state will host the Global
Investor’s meet in September 2015
(a) Haryana
(b) Maharashtra
(c) Tamil Nadu
(d) Gujarat
(e) Odisha
81. The Indic thought meeting of a Global
Hindu-Buddhist Initiative on Conflict
Avoidance
and
Environment
Consciousness was held at
(a) Bodhgaya (b) Varanashi
(c) Virndavan (d) Agra
(e) Tirupati
82. L.C. Goyal replaced Rajiv Mehershi as
the Union Secretary of
(a) Commerce
(b) Finance
(c) Foreign
(d) Home Affairs
(e) Defence
83. The Defence Acquisition Council has
given approval for purchase of 36
Rafale multirole fighter jet by Indian
Air Force from
(a) USA
(b) France
(c) Russia
(d) Israel
(e) China
84. The Union govt. has released what
amount of fund to the Employee’s
Pension scheme 1995 as its
contribution for the year 2015-16
(a) Rs. 2000 cr.
(b) Rs. 3000 cr.
(c) Rs. 4000 cr.
(d) Rs. 5000 cr.
(e) Rs. 6000 cr.
85. Which state govt has declared to give
2% reservation in job to the grand
children of freedom fighters
(a) UP
(b) Maharashtra
(c) Bihar
(d) Rajasthan
(e) Punjab
38
86. As per govt. of India declaration MAT
will not be levled on FII on their
investment prior to
(a) 1st April 2014
(b) 1st January 2014
(c) 1st April 2015
(d) 1st January 2015
(e) None of these
87. To strengthen the environmental
monitoring in South-east Aisan Rigion
NASA & USAID has started the
SERVIR-Mekong project covering how
many countries
(a) 3
(b) 4
(c) 5
(d) 6
(e) 7
88. As per CSO estimate what is the kharif
food grain production during 2014-15
(a) 126.31 MT
(b) 176.31 MT
(c) 196.31 MT
(d) 243.31 MT
(e) 253.31 MT
89. Which of the following banks have been
declared by RBI as Domestic
Systematically Important Bank
(a) SBI & HDFC
(b) SBI-ICICI
(c) SBI-AXIS
(d) SBI-SBS
(e) SBI-PNP
90. Violence and killing took place in which
North-eastern state against the passage
of land bills by the state assembly
(a) Mizoram (b) Manipur
(c) Nagaland (d) Tripura
(e) Assam
91. The Union govt. has expressed its
commitment to provide how many
job to the disabled by February
2016
(a) 10000
(b) 50000
(c) 15000
(d) 20000
(e) 25000
92. The Union govt. has approved the
auctioning of how many small and
marginal oil & gas fields
(a) 59
(b) 69
(c) 79
(d) 89
(e) 99
93. The Global Investors meet between
9 th & 10 th September 2015 was
hosted by
(a) Mumbai (b) Chennai
(c) Kolkata (d) New Delhi
(e) Bengaluru
94. Which railway zone has become the 1 st
in India to eliminate all unmanned level
crossings
(a) West-Central
(b) East-Coast
(c) Central
(d) South-Central
(e) South-Coast
95. Which city will host the 2022
Commonwealth Games
(a) Tokyo
(b) Beijing
(c) New Delhi (d) Durban
(e) Seoul
96. India remained the fastest growing major
economy of the world for the 2 nd
consecutive year with GDP growth of
what level during 1st quarter of 2015
(a) 6.5
(b) 6.8
(c) 7
(d) 7.2
(e) 7.5
97. Union govt. has notified the merger
of FMC with
(a) RBI
(b) IRDA
(c) SEBI
(d) TRAI
(e) None of these
98. Which ITES company has launched two
new financial products for the Indian
market namely Finacle Payments Bank
and Finacle Small Finance Bank
(a) TCS
(b) Wipro
(c) Google
(d) Infosys
(e) None of these
99. IMF expects the global economy to grow
at what level during the current financial
year
(a) 4.3
(b) 5.3
(c) 3.3
(d) 2.3
(e) 6.3
100. India has won the UNESCO Award for
Excellence 2015 for conservation work
at the Sree Vadakkunnathan Temple
(a) Tamil Nadu
(b) Gujarat
(c) Rajasthan
(d) Kerala
(e) Bihar
101. A New Industrial Policy has been
declared by which state government
recently
(a) Rajasthan
(b) Madhya Pradesh
(c) Uttar Pradesh
(d) Odisha
(e) Bihar
102. The Wheeler Island renamed after
Missile Man APJ Abdul Kalam is in
which district of Odisha
(a) Balasore
(b) Puri
(c) Khordha
(d) Bhadrak
(e) Ganjam
103. The central govt. plans to facilitate
electricity connection to all village in
India in next
(a) 100 days (b) 500 days
(c) 1000 days (d) 1500 days
(e) 2000 days
104. As per NCRB report which state top
the list in fake currency circulation in
India
(a) Maharashtra
(b) Gujarat
(c) Bihar
(d) Tamil Nadu
(e) West Bengal
105. Which country has signed agreement
with India on Skill Training and
Education Initiative
(a) Canada
(b) USA
(c) Switzerland
(d) Poland
(e) France
106. G-20 Finance Ministers meeting was
held recently at
(a) Tokyo
(b) Toronto
(c) Ankara
(d) Suva
(e) Beijing
107. Which Indian company has been ranked
119th in the Fortune Global 500 list of
2115
(a) ONGC
(b) NTPC
(c) IOC
(d) GAIL
(e) SAIL
108. As per report contingency fund with
RBI used in case of unforeseen shocks
has fallen to
(a) 6.4%
(b) 7.4%
(c) 5.4%
(d) 8.4%
(e) 9.4%
109. Under Make in India programme the
central govt has received investment
proposals worth
(a) $ 2.05 billion
(b) $ 3.05 billion
(c) $ 4.05 billion
(d) $ 5.05 billion
(e) $ 6.05 billion
110. SEBI has notified a time period of how
many days for implementing the SEBI
new Listing Regulation 2015
39
(a) 30 days (b) 45 days
(c) 60 days (d) 75 days
(e) 90 days
111. The OROP scheme declared by the
Union govt. will come into force from
(a) 1st January 2014
(b) 31st March 2014
(c) 1st April 2014
(d) 1st July 2014
(e) 1st April 2015
112. Indian ISRO will launched the LAPAN
A2/Orari satellite in September
belonging to which country
(a) Japan
(b) England
(c) Turkey
(d) Indonesia
(e) Singapore
113. The Disaster Mitigation Conference
of SAARC was held recently at
(a) New Delhi
(b) Islamabad
(c) Thumper
(d) Kathmandu
(e) Dacca
114. ONGC has acquired 15% stake in
Vanker oil field from Rosnft of
(a) USA
(b) France
(c) Russia
(d) Iraq
(e) UAE
115. NASA-ISRO NISAR mission is aim
to study
(a) Mars
(b) Pluto
(c) Natural Hazard
(d) Forest
(e) Monsoon
116. RBI will issue commemorative coins
of what denomination to celebrate the
Indo-Pak war of 1965
(a) Rs. 1
(b) Rs. 2
(c) Rs. 5
(d) Rs. 10
(e) Rs. 20
117. Adesh Srivastava who passed away
recently is a famous
(a) Dancer
(b) Music Composer
(c) Actor
(d) Journalist
(e) Coach
118. Jhumpa Lahiri has been selected for
the 2014 National Humanities Medal
by which country
(a) Bangladesh (b) Japan
(c) France
(d) USA
(e) Russia
119. PrEP is a drug developed against
(a) Malaria (b) HIV AIDS
(c) Dengue
(d) Polio
(e) Ebola
120. Indian Boxer Vikas Krishan has won
the Silver Medal of the Asian
Championship held at
(a) Beijing
(b) Bangkok
(c) New Delhi (d) Seoul
(e) None of these
121. “Mumbai Dialogue Towards a TB Free
India” has been launched with the
cooperation of which foreign country
recently
(a) Japan
(b) France
(c) USA
(d) China
(e) Germany
122. AUSINDEX-15 is the joint naval
exercise between the Indian navy with
that of
(a) USA
(b) China
(c) Australia (d) Russia
(e) France
123. As per SEBI new guidelines on anchor
investor their number has been
increased to what per issue of Rs. 250
cr.
(a) 10
(b) 15
(c) 20
(d) 25
(e) 30
124. Who has been appointed as the new
full time member of the NITI Ayog
recently
(a) V.K. Saraswat
(b) Aravind Panagaria
(c) Bibek Debroy
(d) Ramesh Chand
(e) None of these
125. Who has been selected to receive the
Ekalabya Sports Award given by IMFA
(a) Saina Salonika
(b) Dilip Tirkey
(c) Dutee Chand
(d) Pratima Puhan
(e) Pramila Kirsane
126. Who heads the high power committee
to built strategic partnership between
DRDO and pvt. sector
(a) V.K. Saraswat
(b) V.K. Aatre
(c) V.K. Malhotra
(d) V.K. Ayanger
(e) V.K. Sharma
127. PM Modi will visit the Facebook
headquarter located at Palo Alto in
(a) Mexico
(b) Texas
(c) California (d) Washington
(e) Miami
128. The central govt. has increased the eTourist Visa Scheme to how many
countries in total recently
(a) 160
(b) 150
(c) 140
(d) 130
(e) 120
129. Ibrahim Mahlab resigned on bribery
scandal as PM of which country
recently
(a) Syria
(b) Egypt
(c) Jordan
(d) Pakistan
(e) Afghanistan
130. Russia has sent its forces to which
country to fight the ISIS militants
(a) Syria
(b) Iraq
(c) Libya
(d) Iran
(e) Turkey
131. The sixth “EKUVRIN” 2015 joint
military training was held recently
between the security force of India
and
(a) Japan
(b) Sri Lanka
(c) Maldives (d) China
(e) Australia
132. Which state govt. has approved the
formation of an Anti-Terrorism Squad
in the state recently
(a) Andhra Pradesh
(b) Maharashtra
(c) Bihar
(d) Jharkhand
(e) West Bengal
133. To promote organic farming in the state
which state has recently organised a
three day long organic fair
(a) Himachal Pradesh
(b) Andhra Pradesh
(c) West Bengal
(d) Tamil Nadu
(e) Maharashtra
134. The central govt. set the target of
achieving 100% literacy in the villages
adopted under the Sansad Adarsh Gram
Yojana by which year
(a) 2015
(b) 2016
(c) 2017
(d) 2018
(e) 2019
135. Which state govt. has completely
banned the manufacturing storage
distribution & sale of tobacco recently
(a) Uttar Pradesh (b) Maharashtra
(c) Haryana
(d) Odisha
(e) Bihar
136. USA based renewable energy company
Sun Edison Inc. has signed MOU with
which state to establish 2 gigawatt of
wind and solar power recently
(a) Rajasthan (b) Uttar Pradesh
(c) Gujarat
(d) Tamil Nadu
(e) Maharashtra
137. 1st Telengana Language Day was
observed on
40
(a) 7th September
(b) 8th September
(c) 9th September
(d) 10th September
(e) 11th September
138. The Union govt. has approved 100%
FDI in which of the following recently
(a) Bank ATM
(b) White Label ATM
(c) Brown ATM
(d) Gray ATM
(e) Red ATM
139. Which state govt. has set minimum
educational qualification for candidates
in Panchayat Raj election recently
(a) Uttar Pradesh
(b) Kerala
(c) Odisha
(d) Tamil Nadu
(e) Haryana
140. Union govt. has hiked the DA of central
govt. employees by what percentage
recently
(a) 6%
(b) 8%
(c) 10%
(d) 12%
(e) 15%
141. The Innerline Permit Bill passed by
which state Assembly recently led to
massive violence in the state
(a) Manipur
(b) Nagaland
(c) Assam
(d) Tripura
(e) Arunachal Pradesh
142. Which state govt. has decided to abolish
the state Administrative Tribunal
recently
(a) Bihar
(b) Uttar Pradesh
(c) Andhra Pradesh
(d) Odisha
(e) Rajasthan
143. Which bank in Odisha launched the
Bank on Wheel recently
(a) ICICI
(b) SBI
(c) UCO
(d) OSCB
(e) Andhra Bank
144. INS Vajrakosh the latest Indian Navy
Installation for missile storage has been
commissioned at Karwar naval base in
(a) Gujarat
(b) Karnataka
(c) Andhra Pradesh
(d) Tamil Nadu
(e) Goa
145. Who is the Chairman of TRAI
(a) R.S. Pathak
(b) R.S. Sharma
(c) R.S. Mohant
(d) R.S. Mishra
(e) R.S. Mohanty
146. Who received the Indira Gandhi Peace
Prize from the President recently
(a) DRDO
(b) BARC
(c) ICAR
(d) ISRO
(e) SEBI
147. The 7th session of the India-Belarus
Intergovernmental Commission on
Trade & Economic Cooperation was
held at
(a) Kremlin (b) Minsk
(c) New Delhi (d) Hyderabad
(e) Mumbai
148. Recently India has signed an agreement
with which country for repatriation of
wanted prisoners and criminals
(a) Indonesia (b) Australia
(c) China
(d) Bangladesh
(e) Nepal
149. The parliament of which country has
given conditional approval to the
nuclear deal with India
(a) France
(b) Australia
(c) Mongolia (d) Canada
(e) Japan
150. International Literacy Day is observed
across the world on
(a) 7th September
(b) 8th September
(c) 9th September
(d) 10th September
(e) 12th September
151. Aylan Kurdi the small boy whose death
aroused world public opinion on the
refugee crises is from
(a) Iran
(b) Syria
(c) Libya
(d) Jordan
(e) None of these
152. How many Indians has featured in the
Forbes Asian Hero of Philanthropy list
2015
(a) 3
(b) 4
(c) 5
(d) 6
(e) 7
153. The minimum gold which a person can
deposit in the bank under the gold
monetisation scheme is
(a) 10gm
(b) 30gm
(c) 50gm
(d) 100gm
(e) 200gm
154. The maximum limit to invest in the
gold bond scheme per person in a year
is
(a) 200 gm
(b) 300 gm
(c) 500 gm
(d) 750 gm
(e) 1000 gm
155. NTPC will raise what amount through
tax free secured non-convertible bond
in this fiscal
(a) Rs. 500 cr. (b) Rs. 700 cr.
(c) Rs. 1000 cr. (d) Rs. 2000 cr.
(e) Rs. 5000 cr.
156. Rakesh Sharma assumed charge as MD
& CEO of which bank recently
(a) UCO
(b) Canara Bank
(c) HDFC Bank
(d) IOB
(e) Corporation Bank
157. Which public sector company is going
to join the Maharatna status by the
end of 2016
(a) HPCL
(b) NTPC
(c) SAIL
(d) GAIL
(e) BPCL
158. Which Bollywood actor has been
conferred with the Honoured Guest of
Texas Award for his contribution to
cinema and world of art
(a) Amitabh Bachchan
(b) Anupam Kher
(c) Govinda
(d) Shahrukh Khan
(e) Amol Palikar
159. Joshna Chinnappa in news recently is
associated with which sports
(a) Squash
(b) TT
(c) Chess
(d) Tennis
(e) Archery
160. Brad Harddin who declared his
retirement from Test Cricket belong to
which country
(a) England
(b) Australia
(c) New Zealand (d) South Africa
(e) None of these
161. Which state top the position in case of
doing business in India as per World
Bank report
(a) Odisha
(b) Maharashtra
(c) Gujarat
(d) Tamil Nadu
(e) Andhra Pradesh
162. National Hindu Diwas is celebrated on
(a) 6th September
(b) 11th September
(c) 14th September
(d) 19th September
(e) 23rd September
163. Union govt. has increased the workday
sunder MGNREGA in drought hit
areas to
(a) 100
(b) 150
(c) 200
(d) 250
(e) 300
41
164. After Mahatma Gandhi the Union
govt. decided to involve which leader
with the Swachh Bharat mission
(a) B.G. Tilak
(b) Jay Prakash Narayan
(c) Binoba Bhabe
(d) Sardal B. Patel
(e) None of these
165. Which Indian Institute of Technology
has get 179 rank in the QS World
University Ranking 2015-16?
(a) Khagagpur
(b) Bombay
(c) Delhi
(d) Ahmadabad
(e) Bhubaneswar
166. AUSINDEX-15 is the bilateral naval
exercise between India and
(a) Indonesia (b) Malaysea
(c) Australia (d) USA
(e) France
167. A new constitution has been
promulgated in which neighbouring
country of India recently
(a) Pakistan (b) Afghanistan
(c) Bangladesh(d) Nepal
(e) Bhutan
168. Indian Railway has signed MOU with
Google to launch which Wi-Fi access
programme around 400 railway
station in India
(a) Project Sampark
(b) Project Nilgiri
(c) Project Sambandh
(d) Project Access
(e) None of these
169. RBI has cancelled the registration of
which NBFC recently
(a) Tata Mutual Fund
(b) Birla Mutual Fund
(c) Reliance Money
(d) Sahara Financial Services
(e) Bandhan Financial
170. Central govt. has decided to imported
what percentage of import duty on steel
products recently
(a) 10%
(b) 15%
(c) 20%
(d) 25%
(e) 30%
171. Tonny Abbott who has been ousted
from power recently is the PM of
(a) France
(b) Germany
(c) Australia (d) Greece
(e) Italy
172. Who won the 2015 US Open Tennis
Men’s Title
(a) Novak Djokevic
(b) Roger Federer
(c) Pierre Huges Herbert
(d) Nicolas Mahut
(e) Leander Paes
173. The player from which country will
not participate in the Hockey India
League 2015
(a) Iran
(b) USA
(c) France
(d) Pakistan
(e) Bangladesh
174. Name the newly developed indigenous
second generation anti-tank missile
(a) Astra-I
(b) Agni-I
(c) Nag-1
(d) Amogh-I
(e) Saurya-I
175. The Union govt has approved the
Shyam Prasad Mukherjee Mission for
(a) Urban areas
(b) Rural areas
(c) Metro
(d) Both (a) & (b)
(e) None of these
176. Union HRD Ministry has decided to
roll out which programme for exchange
of internationally renowned expert to
teach in Indian universities
(a) GIAN
(b) SAHAYA
(c) INSTEP (d) FAME
(e) FLAME
177. Indian Railway is seeking what
amount from the Central govt. to
establish a Special Safety Fund
(a) 1 lakh cr. (b) 2 lakh cr.
(c) 3 lakh cr. (d) 4 lakh cr.
(e) 5 lakh cr.
178. The Union govt. has launched the
Pradhan Mantri Khanij Kshetra
Kalyan Yojana for
(a) Mining workers
(b) Mine owners
(c) People affected by mining project
(d) All of these
(e) None of these
179. The Central govt. has imposed ban on
which North East insurgent group
recently
(a) NDFB
(b) NSCN (I-M)
(c) NSCN K.
(d) Bodo Tager Force
(e) ASSU
180. M. Shiksha Mitra Mobile Apps has
been launched by which state govt.
(a) Uttar Pradesh
(b) Madhya Pradesh
(c) West Bengal
(d) Jharkhand
(e) Odisha
181. India has signed MOU on Tourism &
Meking Ganga Cooperation with which
country
(a) Indonesia (b) Malaysia
(c) Thailand (d) Cambodia
(e) Japan
182. Who is not a member of G-4
(a) India
(b) Japan
(c) Germany (d) Brazil
(e) South Africa
183. Simply-CLICK online shopping card
has been launched by which bank
recently
(a) SBI
(b) ICICI
(c) HDFC
(d) AXIS
(e) None of these
184. Which PSU bank plans a capital infusion
of Rs. 3000 cr. by bond sale & shave to
large investor
(a) Canara Bank (b) Syndicate Bank
(c) SBI
(d) UCO Bank
(e) Andhra Bank
185. DGMO level losk was held recently
between India & Pakistan
(a) Pakistan (b) Bangladesh
(c) China
(d) Nepal
(e) Bhutan
186. RBI has granted in principle
approval for how many small banks
recently
(a) 10
(b) 11
(c) 12
(d) 14
(e) 15
187. What is the minimum paid up capital
of the Small Bank
(a) 100 cr.
(b) 200 cr.
(c) 300 cr.
(d) 400 cr.
(e) 500 cr.
188. EPFO has increased the life insurance
over of its subscriber from Rs. 3.6 lakh
to
(a) Rs. 4 lakh (b) Rs. 5 lakh
(c) Rs. 6 lakh (d) Rs. 7 lakh
(e) Rs. 8 lakh
189. Who won the UN Champion of Earth
Award for policy leadership 2015
(a) Narendra Modi
(b) Barak Obama
(c) Sheikh Hassina
(d) Nawaz Sharif
(e) None of these
190. Which country will host the XIX Asian
Games in 2022
(a) India
(b) Japan
(c) India
(d) Indonesia
(e) China
191. The Supreme Court has stay the
decision of which state govt. to fix
42
educational qualification to contest
panchayat election
(a) Uttar Pradesh (b) Bihar
(c) Haryana
(d) Rajasthan
(e) Gujarat
192. PM launched the National Integrated
Power Development Scheme for 24×7
power supply at
(a) Varanashi (b) Ujjaeni
(c) Patna
(d) Jaipur
(e) Surat
193. Janet Yellen is the head of the Central
Bank of which country
(a) UK
(b) USA
(c) France
(d) Germany
(e) Japan
194. What is Indian rank in the Global
Innovation Index?
(a) 76
(b) 78
(c) 81
(d) 84
(e) 86
195. “Two years eight months and twenty
eight days5’’is a book by
(a) Salman Rushidie
(b) Uikram Seth
(c) Taclima Nasreen
(d) Raj Malhotra
(e) None of these
196. Which has been declared as the National
Animal of Nepal
(a) Elephant
(b) Lion
(c) Musk Deer (d) Cow
(e) Bull
197. Govt. is considering increasing FDI in
DTH to
(a) 49%
(b) 51%
(c) 74%
(d) 100%
(e) None of these
198. Sharif Ismail has been sworn in as PM
of which country
(a) Israel
(b) Egypt
(c) Turkey
(d) Pakistan
(e) None of these
199. Jackie Collins who passed away is a
famous
(a) Player
(b) Director
(c) Musician (d) Novelist
(e) Singer
200. International Day of peace is observed
on
(a) 20th September
(b) 21st September
(c) 22nd September
(d) 23rd September
(e) 24th September
ANSWER KEYS
1. (c)
5. (b)
9. (b)
13. (b)
17. (b)
21. (c)
25. (a)
29. (b)
33. (d)
37. (a)
41. (b)
45. (c)
49. (c)
53. (b)
57. (a)
61. (b)
65. (d)
69. (a)
73. (d)
77. (d)
81. (a)
85. (c)
89. (b)
93. (b)
97. (c)
101. (d)
105. (c)
109. (b)
113. (a)
117. (b)
121. (c)
125. (c)
129. (b)
133. (a)
137. (c)
141. (a)
145. (b)
149. (b)
153. (b)
157. (e)
161. (c)
165. (c)
169. (d)
173. (d)
177. (a)
181. (d)
185. (a)
189. (c)
193. (b)
197. (d)
2. (a)
6. (c)
10. (c)
14. (a)
18. (d)
22. (c)
26. (e)
30. (d)
34. (d)
38. (d)
42. (a)
46. (b)
50. (c)
54. (b)
58. (c)
62. (b)
66. (b)
70. (b)
74. (b)
78. (d)
82. (d)
86. (d)
90. (b)
94. (a)
98. (d)
102. (d)
106. (c)
110. (e)
114. (c)
118. (d)
122. (c)
126. (b)
130. (a)
134. (b)
138. (b)
142. (d)
146. (d)
150. (b)
154. (c)
158. (b)
162. (c)
166. (c)
170. (c)
174. (d)
178. (c)
182. (e)
186. (a)
190. (e)
194. (c)
198. (b)
3. (d)
7. (a)
11. (b)
15. (b)
19. (a)
23. (c)
27. (d)
31. (b)
35. (b)
39. (b)
43. (d)
47. (d)
51. (c)
55. (c)
59. (a)
63. (b)
67. (b)
71. (b)
75. (b)
79. (a)
83. (b)
87. (c)
91. (c)
95. (d)
99. (c)
103. (c)
107. (c)
111. (d)
115. (c)
119. (b)
123. (d)
127. (c)
131. (c)
135. (c)
139. (e)
143. (d)
147. (b)
151. (b)
155. (b)
159. (a)
163. (b)
167. (d)
171. (c)
175. (b)
179. (c)
183. (a)
187. (a)
191. (c)
195. (a)
199. (d)
4. (c)
8. (a)
12. (a)
16. (b)
20. (c)
24. (c)
28. (c)
32. (b)
36. (b)
40. (d)
44. (b)
48. (d)
52. (b)
56. (a)
60. (b)
64. (c)
68. (b)
72. (c)
76. (b)
80. (c)
84. (a)
88. (a)
92. (b)
96. (c)
100. (d)
104. (b)
108. (d)
112. (d)
116. (c)
120. (b)
124. (d)
128. (b)
132. (d)
136. (d)
140. (a)
144. (b)
148. (a)
152. (e)
156. (b)
160. (b)
164. (b)
168. (b)
172. (a)
176. (a)
180. (b)
184. (b)
188. (c)
192. (a)
196. (d)
200. (b)

40 MCQ ON COMPUTER
1.
2.
3.
4.
5.
6.
7.
Which of the following statements is
false concerning file names ?
(a) Files may share the same name or
the same extension but not both
(b) Every file in the same folder must
have a unique name
(c) File extension is another name for
file type.
(d) The file extension comes before
the dot(.) followed by the file
name
(e) None of these
A disk’s content that is recorded at the
time of manufacture and that cannot
be changed or erased by the user is –
(a) memory-only
(b) write-only
(c) read-only
(d) run-only
(e) None of these
Distributed processing involves –
(a) solving computer component
problems from a different
computer
(b) solving computing problems by
breaking them into smaller parts
that are separately processed by
different computers.
(c) allowing users to share files on a
network.
(d) allowing users to access network
resources away from the office
(e) None of these
The operating system determines the
manner in which all of the following
occurs except –
(a) user creation of a document
(b) user interaction with the processor
(c) printer output
(d) data displayed on the monitor
(e) None of these
Office LANs that are spread geographically
apart on a large scale can be connected
using a corporate –
(a) CAN
(b) LAN
(c) DAN
(d) WAN
(e) TAN
The taskbar is located ………..
(a) on the Start menu
(b) at the bottom of the screen
(c) on the Quick Launch toolbar
(d) at the top of the screen
(e) None of these
Generally, you access the Recycle Bin
through an icon located ………..
43
(a) on the desktop
(b) on the hard drive
(c) on the shortcut menu
(d) in the Properties dialog box
(e) None of these
8. The physical arrangement of elements
on a page is referred to as a document’s
……………
(a) features
(b) format
(c) pagination
(d) grid
(e) None of these
9. Where is data saved permanently ?
(a) Memory
(b) Storage
(c) CPU
(d) Printer
(e) None of these
10. Which of the following is not true about
computer files ?
(a) They are collections of data saved
to a storage medium
(b) Every file has a filename
(c) A file extension is established by
the user to indicate the file’s
contents
(d) Files usually contain data
(e) None of these
11. A ……….. is a design tool that
graphically shows the logic in a solution
algorithm.
(a) flow chart
(b) hierarchy chart
(c) structure chart
(d) context diagram
(e) None of these
12. A file that contains definitions of the
paragraph and character styles for your
document and all things you
customized like; toolbars and menus is
called a
(a) guide
(b) pattern
(c) base document
(d) template
(e) None of these
13. The blinking symbol on the computer
screen is called the
(a) mouse
(b) logo
(c) hand
(d) palm
(e) cursor
14. When cutting and pasting the item cut is
temporarily stored in
(a) ROM
(b) Hard Drive
(c) Diskette (d) Dashboard
(e) Clipboard
15. Which of the following displays to the
right of the space where the text will
be inserted when you type?
(a) Screen tip
(b) Insertion point
(c) Rulers
(d) Office Assistant
(e) None of these
16. How are data organized in a
spreadsheet?
(a) Lines and spaces
(b) Layers and planes
(c) Height and width
(d) Rows and columns
(e) None of the above
17. You cannot link Excel worksheet data to
a Word document
(a) with the right drag method
(b) with the hyperlink
(c) with the copy and paste special
commands
(d) with the copy and paste buttons
on the standard commands
(e) All of the above
18. You can start Microsoft Word by using
………… button.
(a) New
(b) Start
(c) Program
(d) Control Panel
(e) None of these
19. ……………. is a set of keywords,
symbols and a system of rules for
constructing statements, by which
humans can communicate the
instructions to be executed by a
computer.
(a) A computer program
(b) A programming language
(c) An assemble
(d) Syntax
20. A printer is this kind of device
(a) input
(b) word processing
(c) processing
(d) output
21. IT stands for
(a) Information Technology
(b) Integrated Technology
(c) Intelligent Technology
(d) Interesting Technology
22. Sending an e-mail is similar to
(a) picturing an event
(b) narrating a story
(c) writing a letter
(d) creating a drawing
23. What is the term for unsolicited e-mail?
(a) Newsgroup
(b) Usenet
(c) Backbone
(d) Flaming
(e) Spam
24. What type of program controls the
various computer parts and allows the
user to interact with the computer?
(a) Utility software
(b) Operating system
(c) Word processing software
(d) Database program
25. Office LANs that are spread
geographically apart on a large scale can
be connected using a corporate
(a) CAN
(b) LAN
(c) DAN
(d) WAN
(e) TAN
26. This type of memory improves
processing by acting as a temporary
high-speed holding area between the
memory and the CPU.
(a) RAM
(b) ROM
(c) cache memory
(d) flash memory
(e) EPROM
27. Software you can use to create a budget
is called
(a) word processing software
(b) graphics software
(c) utility software
(d) spreadsheet software
(e) None of these
28. The mouse _____ usually appears in
the shape of an arrow.
(a) indicator
(b) marker
(c) meter
(d) pointer
(e) None of these
29. If a processor has a word size of 32 bits,
compared to a processor with a word
size of 16 bits, it can process_____ at
a time.
(a) thrice as much
(b) half as much
(c) a fourth as much
(d) the same amount
(e) twice as much
30. The most common storage device for
the personal computer is the
44
(a) floppy disk
(b) USB thumb drive
(c) zip disk
(d) hard disk drive
(e) Pen drive
31. Which device uses a handheld operating
system?
(a) A PDA
(b) A personal computer
(c) A laptop
(d) A mainframe
(e) None of these
32. Numbers and formulae entered in a cell
are called _____.
(a) labels
(b) numeric entries
(c) intersection
(d) text
(e) fillers
33. _____ is the most popular Internet
activity.
(a) Art
(b) Shopping
(c) Searching
(d) Entertainment
(e) Communication
34. Computers process binary numbers,
which are composed of_____.
(a) 1s and 2s
(b) 2s and 4s
(c) 1s and 10s
(d) 2s and 3s
(e) 0s and 1s
35. A DVD is an example of a (n) _____
(a) hard disk
(b) optical disc
(c) output device
(d) solid-state storage device
(e) None of these
36. A ____ is approximately one million
bytes.
(a) megabyte
(b) kilobyte
(c) gigabyte
(d) terabyte
(e) None of these
37. Hardware used to translate words,
sounds, images, and actions that people
understand into a form that the system
unit can process is known as
(a) device drivers
(b) device readers
(c) input devices
(d) output devices
(e) None of these
38. Being _______ means being familiar
enough with computers in such a
manner that you understand their
capabilities and limitations.
(a) computer literate
(b) computer competent
(c) computer savvy
(d) technology literate
(e) None of these
39. The system component that controls
and manipulates data in order to
produce information is called the ____
(a) keyboard
(b) microprocessor
(c) monitor
(d) mouse
(e) None of these
40. The container that houses most of the
electronic components that make up a
computer system is known as the ___
(a) arithmetic-logic unit
(b) central processing unit
(c) RFID
(d) system catalog
(e) None of these
ANSWER KEYS
1.c
2.c
3.c
4.b
5.d
6.b
7.a
8.b
9.b
10.c
11.a
12.d
13.e
14.e
15.e
16.d
17.e
18.b
19.a
20.d
21.a
22.c
23.e
24.a
25.d
26.c
27.d
28.d
29.e
30.d
31.a
32.d
33.e
34.c
35.b
36.a
37.c
38.a
39.b
40.e

ABBREVIATION
APEDA : Agricultural and Processed Food
Products Exports Development Authority
CII : Confederation of Indian Industry
CSIR : Council for Scientific and Industrial
Research
FASAL : Forecasting Agricultural output
using Space, Agro meteorological and Land
based observations
DESCRIPTIVE ENGLISH
FICCI : Federation of Indian Chambers of
Commerce and Industry
ICAR : Indian Council of Agricultural
Research
ICRISAT : International Crops Research
Institute for Semi Arid Tropics
IFFCO : Indian Farmers Fertiliser Cooperative Limited
ISOPOM : Integrated Scheme of Oilseeds,
Pulses, Oil Palm and Maize
KRIBHCO : Krishak Bharti Co-operative
Limited
MPLADS : Member of Parliament Local
Area Development Scheme
NABARD : National Bank for Agricultural
and Rural Development
NAFED : National Agricultural Cooperative Marketing Federation
NeGP : National e-Governance Plan
NDDB : National Dairy Development
Board
NREGS : National Rural Employment
Guarantee Scheme
SGSY : Swarnajayanti Gram Swarozgar
Yojana
TRIFED : Tribal Cooperative Marketing
Development Federation of India Limited
GANDHI : Green Action for National Dandi
Heritage Initiative
REDD : Reducing Emissions from
Deforestation and forest Degradation
JNNURM : Jawaharlal Nehru National
Urban Renewal Mission
CAPART : Council for Advancement of
People’s Action and Rural Technology
RNTCP : Revised National Tuberculosis
Control Programme
PYKKA : Panchayat Yuva Krida aur Khel
Abhiyan
Directions (Q.1-10) : Read the following passage carefully and answer the questions given
below it. Certain words have been printed in bold to help you locate them while answering
some of the questions.
Indeed the western recession is really the beginning of good news for India! But to understand
that we will have to move away for a while from the topic of western recession ....... to the
Japanese recession! For years the Japanese style of management has been admired. However,
over the last decade or so, one key question has sprung up ‘if Japanese management style is
as wonderful as described then why has Japan been in a recession for more than a decade?
The answer to this question is very simple. Culture plays a very important part in shaping up
economies. What succeeds in one culture fails in another. Japanese are basically non materialistic.
And however rich they become, unlike others, they cannot just keep throwing and buying
endlessly. And once they have everything they need; there is a saturation point. It was only
when companies like Toyota realized that they cannot keep selling cars endlessly to their
home market that they went really aggressive in the western markets-and the rest is history.
Japanese companies grew bigger by catering to the world markets when their home markets
shrunk.
And the markets have to shrink finally after attaining a level of affluence! And that’s great for
the world because earth needs sustainable development. It does not need monstrous consumers
who keep consuming at the cost of the environment and the earth. There should be limits to
growth so that consumers are not converted into material dustbins for the profit of a handful
of corporations.
Owing to the materialistic culture elsewhere, it was possible to keep selling newer products
to the consumers despite having existing ones which served equally well. They were lured
through advertising and marketing techniques of ‘dustbinisation’ of the customer; and then
finally, once they became ready customers, they were given loans and credits to help them
buy more and more. When all the credit worthy people were given loans to a logical limit, they
ceased to be a part of the market. Even this would have been understandable if it could work
as an eye opener. Instead of taking the ‘Right Step’ as Toyota did, they preferred to take a
‘shortcut’. Now banks went to the non creditworthy people and gave them loans. The people
expectedly defaulted and the entire system collapsed.
Now like Toyota western companies will learn to find new markets. They will now lean
towards India because of its common man! The billion plus population in the next 25 years
will become, a consuming middle-class. Finally, the world’s attention will shift to the
developing world. Finally, there will be a real surge in income of these people and in the next
fifty odd years, one can really hope to see an equal world in terms of material plenty, with
poverty being almost nonexistent! And this will happen not by selling more cars to Americans
and Europeans. It will happen by creating markets in India, China, Latin America and Africa,
by giving their people purchasing power and by making products for them.
The recession has made us realize that it is not because of worse management techniques, but
because of limits to growth. And they will realize that it is great for planet earth. After all,
how many cars and houses must the rich own before calling it enough? It’s time for them to
look at others as well. Many years back, to increase his own profits, Henry Ford had started
paying his workers more, so that they could buy his cars. In similar fashion, now the developed
world will pay the developing world people so that they can buy their cars and washing
machines.
The recession will kick-start the process of making the entire world more prosperous, and
lay the foundation of limits to growth in the west and the foundation of real globalization in
the world - of the globalization of prosperity. And one of its first beneficiaries will be India.
1.

45
Although admired since years, why did the scepticism over the Japanese management
style start since the last decade?
(a) Japanese companies have been moving out of their home markets since the last
decade.
(b) Japanese banks have provided loans indiscriminately to the creditworthy as well as
non creditworthy people.
2.
3.
4.
5.
6.
(c) Because Japanese markets have been going through a
period of continuous recession since the last decade.
(d) The unlimited growth of the Japanese markets has come
at the cost of the western market.
(e) None of these
According to the author, what is the main cause of Japanese
recession?
(a) Only a handful of corporations earned profits and not
the people in general.
(b) Non creditworthy people defaulted which led to a
collapse of the entire system.
(c) Consumers were sold newer products which were similar
in quality to the existing ones.
(d) Japanese do not purchase endlessly and thus when
products had been sold to every customer, the markets
slowed down.
(e) None of these
How does the author foresee the future globalization as an
analogy to Henry Ford’s example?
(A) Car companies would start selling cars in developing
countries as well.
(B) By paying the developing world the developed world
would increase its own profit, in turn bringing affluence
to developing world as well.
(C) To earn profit, the companies in developing countries
would move to foreign land.
(a) Only A
(b) Only B
(c) Only C
(d) Only A and C
(e) None of these
According to the passage, which of the following was NOT an
effect of providing loans and credits to the customers?
(A) The non creditworthy people defaulted.
(B) People bought new products which were not needed.
(C) Poverty became non-existent.
(a) Only A
(b) Only B
(c) Only A and B
(d) Only B and C
(e) Only C
Why is recession the beginning of good news for India in the
author’s view?
(A) India can provide an attractive market to the western
companies.
(B) India has remained largely unaffected by recession owing
to its huge population.
(C) Indians keep purchasing products despite owning equally
good products.
(a) Only C
(b) Only B
(c) Only A
(d) Only B and C
(e) None of these
Why according to the author is the current recession great for
‘Planet Earth’?
(A) It will make people non-materialistic like the Japanese.
(B) The unlimited market growth which caused hazards to
the environment would be checked to a certain extent.
(C) Banks will now provide loans only to the creditworthy
people.
(D) Developing countries will also be benefited by shifted
markets.
46
(a) Only A
(b) Only B and D
(c) Only A and B
(d) Only B
(e) None of these
Directions (Q.7-8) : Choose the word which is most similar in
meaning to the word printed in bold as used in the passage.
7. CATERING
(a) Considering
(c) Supplying
(e) Indulging
8. AGGRESSIVE
(a) Violent
(c) Demanding
(e) Brutish
(b) Lending
(d) Working
(b) Determined
(d) Offensive
Directions (Q.9-10) : Choose the word/phrase which is most
opposite in meaning to the word printed in bold as used in the
passage.
9.
PROSPEROUS
(a) Distressed
(c) Worse
(e) Underprivileged
10. SURGE
(a) Decrease
(c) Weakening
(e) Crumble
(b) Helpless
(d) Worthless
(b) Deteriorating
(d) Atrophy
ANSWERS
1. (c)
6. (b)
2. (d)
7. (c)
3. (b)
8. (b)
4. (e)
9. (e)
5. (c)
10. (a)

WORD OF THE MONTH
Pick up the word or phrase from the choices which is close to
opposite (antonym) to word asked.
1. MINOR
(a) heavy
(c) major
2. NICE
(a) decent
(c) sorry
3. SHALLOW
(a) high
(c) hollow
4. CONFLICT
(a) confer
(c) converge
5. CONTENT
(a) exhausted
(c) dissatisfied
(b) tall
(d) big
(b) unpleasant
(d) polite
(b) hidden
(d) deep
(b) collide
(d) contrast
(b) peaceful
(d) excited
6.
7.
8.
9.
10.
FIERCE
(a) gentle
(c) inactive
ABOLISH
(a) revoke
(c) supress
SOLID
(a) dirty
(c) strong
ARTIFICIAL
(a) dummy
(c) spurious
ANXIETY
(a) calmness
(c) scare
BANKING TERMINOLOGY
(b) violent
(d) careful
Foreign Investments and Indian Stock Market
(b) repair
(d) terminate
The BSE and NSE
Most of the trading in the Indian stock market takes place on its
two stock exchanges: the Bombay Stock Exchange (BSE) and the
(b) dangerous
(d) soft
National Stock Exchange (NSE). The BSE has been in existence
since 1875. The NSE, on the other hand, was founded in 1992 and
(b) earthy
(d) synthetic
started trading in 1994. However, both exchanges follow the same
trading mechanism, trading hours, settlement process, etc. At the
(b) leisure
(d) apprehension
last count, the BSE had about 4,700 listed firms, whereas the rival
NSE had about 1,200. Out of all the listed firms on the BSE, only
Select the words or group of words that is most similar in
meaning (synonym) to the word in capital letters
11. BRIEF
A. Limited
C. Little
12. VENT
A. Opening
C. End
13. ALERT
A. Energetic
C. Intelligent
14. NEUTRAL
A. Unbiased
C. Undecided
15. DIVERSION
A. Amusement
C. Deviation
16. FEEBLE
A. Weak
C. Arrogant
17. SHIVER
A. Feel
C. Tremble
18. PONDER
A. Think
C. Anticipate
19. ERROR
A. Misadventure
C. Ambiguity
20. DISTINCTION
A. Diffusion
C. Different
shares.
Almost all the significant firms of India are listed on both the
B. Small
D. Short
exchanges. NSE enjoys a dominant share in spot trading, with
about 70% of the market share, as of 2009, and almost a complete
B. Stodge
D. Past tense of go
monopoly in derivatives trading, with about a 98% share in this
market, also as of 2009. Both exchanges compete for the order
B. Observant
D. Watchful
flow that leads to reduced costs, market efficiency and innovation.
The presence of arbitrageurs keeps the prices on the two stock
exchanges within a very tight range.
B. Non-aligned
D. Indifferent
Market Regulation
The overall responsibility of development, regulation and
B. Distortion
D. Bylane
supervision of the stock market rests with the Securities & Exchange
Board of India (SEBI), which was formed in 1992 as an independent
B. Vain
D. Sick
authority. Since then, SEBI has consistently tried to lay down
market rules in line with the best market practices.
B. Rock
D. Move
Who Can Invest In India?
India started permitting outside investments only in the 1990s.
B. Evaluate
D. Increase
Foreign investments are classified into two categories: foreign direct
investment (FDI) and foreign portfolio investment (FPI). All
investments in which an investor takes part in the day-to-day
management and operations of the company, are treated as FDI,
B. Misgiving
D. Blunder
whereas investments in shares without any control over
management and operations, are treated as FPI.
B. Disagreement
D. Degree
1. INVESTORS & TYPES
A. FIIs__foreign institutional investor (FII) is a person or a
ANSWERS
1. (c)
6. (a)
11. (d)
16. (a)
2. (b)
7. (b)
12. (a)
17. (c)
3. (d)
8. (d)
13. (d)
18. (a)
4. (c)
9. (b)
14. (a)
19. (d)

47
about 500 firms constitute more than 90% of its market
capitalization; the rest of the crowd consists of highly illiquid
5. (c)
10. (a)
15. (c)
20. (c)
group of people operating or registered in a country that’s not
their domicile. Foreign institutional investor groups often operate
as hedge funds, pension funds, insurance companies, and mutual
funds.
FIIs are mostly associated with India, which has had, until recently,
very restrictive laws on foreign investment. FIIs in India are still
regulated by India’s Securities and Exchange Board (which is similar
to the Securities and Exchange Commission in the United States).


Tea Plantation–100%
Telecom–100%
Foreign investment in India by FIIs has played a substantial part
in India’s economic growth. This was true even under India’s

Tourism–100%
*Note _ Railways — 49% & some categories -100% (Under
restrictive foreign investment laws. Until recently, FII’s were limited
as how much equity they could purchase in a domestic Indian
proposal)
#RBI — Recently banned FDI in Tobacco.
company. The interest was always less than 50%.
But recently, India has changed its foreign investor laws to allow
NOTE
Automatic Route
FIIs to own up to 100% of Indian companies in certain industries.
This change, made in 2014, brings India into conformance with
FDI is allowed under the automatic route without prior approval
either of the Government or the Reserve Bank of India in all
other countries foreign investment policies. Because of the change,
India expects FIIs to make investments in India that will help its
activities/sectors as specified in the consolidated FDI Policy, issued
by the Government of India from time to time.
economy double in size in 2015.
*Note_ FIIs need account on stock market to invest in india
Government Route
FDI in activities not covered under the automatic route requires
B. FDI__Foreign Direct Investment
An investment made by a company or entity based in one country,
into a company or entity based in another country. Foreign direct
investments differ substantially from indirect investments such as
prior approval of the Government which are considered by the
Foreign Investment Promotion Board (FIPB), Department of
Economic Affairs.
C.ODI__OUTWARD DIRECT INVESTMENT
portfolio flows, wherein overseas institutions invest in equities
listed on a nation’s stock exchange. Entities making direct
A business strategy where a domestic firm expands its operations
to a foreign country either via a Green field investment, merger/
investments typically have a significant degree of influence and
control over the company into which the investment is made.
acquisition and/or expansion of an existing foreign facility.
Employing outward direct investment is a natural progression for
Open economies with skilled workforces and good growth prospects
firms as better business opportunities will be available in foreign
tend to attract larger amounts of foreign direct investment than
closed, highly regulated economies.
countries when domestic markets become too saturated.
Note_The increase of a nation’s outward direct investment can be
*Note_An example of foreign direct investment would be an
INDIAN company taking a majority stake in a company in China.
seen as a proxy that the nation’s economy is booming to the extent
that sufficient risk capital is available for further ventures.
FDI Limititations

Agriculture-100%


Asset Reconstruction Companies–100%
Civil Aviation–100%


Commodity Exchanges–49%
Courier Services–100%


Credit Information Companies–74%
Defence–49%


Insurance–49%
Multi Brand Retail–51%


Pension–26%
Petroleum and Natural Gas–49%


Power Exchanges–49%
Print Media–49%


Private Sector Banks–100%
Public Sector Banks–20%


Single Brand Retail–49%
Special Economic Zones–100%

Stock Exchanges/Clearing Corporations–49%
48
D.FPIs__Foreign portfolio investment
Foreign direct investment (FDI) involves establishing a direct
business interest in a foreign country, such as buying or establishing
a manufacturing business, while foreign portfolio investment (FPI)
is investing in financial assets, such as stocks or bonds, in a foreign
country. A number of other differences follow from the basic
difference in the nature of the two types of investments.
FPI typically has a shorter time frame for investment return than
FDI. As with any equity investment, FPI investors usually expect
to quickly realize a profit on their investments. Unlike FDI, FPI
doesn’t offer control over the business entity in which the
investment is made. Because securities are easily traded, the liquidity
of FPIs makes them much easier to sell than FDIs. FPIs are more
accessible for the average investor than FDIs, since they require
much less investment capital.
When making foreign investments, investors have to consider
economic factors as well as other risk factors, such as political
instability and currency exchange risk.
*Note _

Investment less than 10% –FPIs

greater than 10% — FDIs
E.QFIIs__Qualified Foreign Institutional Investor
A program that permits certain licensed international investors to
participate in india stock exchanges.Prior to QFII, foreign investors
were not able to buy or sell shares on india stock exchanges because
of india’s tight capital controls. With the launch of the QFII program,
B. GDR_Global Depositary Receipt_
A bank certificate issued in more than one country for shares in a
foreign company. The shares are held by a foreign branch of an
international bank. The shares trade as domestic shares, but are
offered for sale globally through the various bank branches.
A financial instrument used by private markets to raise capital
denominated in either U.S. dollars or euros.
C. IDR__Indian Depository Receipts_
licensed investors can buy and sell RUPPEE-denominated “A”
shares. Foreign access to these shares is limited by specified quotas
Indian Depository Receipt (IDR) is a financial instrument
denominated in Indian Rupees in the form of a depository receipt
that determine the amount of money that the licensed foreign
investors are permitted to invest in india’s capital markets.
created by a Domestic Depository (custodian of securities registered
with the Securities and Exchange Board of India) against the
F.ParticipatoryNotes_p-notes
Financial instruments used by investors or hedge funds that are
underlying equity of issuing company to enable foreign companies
to raise funds from the Indian securities Markets
not registered with the Securities and Exchange Board of India to
invest in Indian securities. Indian-based brokerages buy India-based
D. EDR_European Depositary Receipt _
A negotiable security (receipt) that is issued by a European bank,
securities and then issue participatory notes to foreign investors.
Any dividends or capital gains collected from the underlying
and that represents securities which trade on exchanges outside of
the bank’s home country. Abbreviated as “EDRs”, these securities
securities go back to the investors.
are traded on local exchanges and used by banks – and issuing
companies in the U.S. and other countries – to attract investment
2. DEPOSITARY RECEIPT
Say if an Indian company wants to mobilize capital from abroad,
can it do it? Even a novice will instantaneously come up with an
capital from the European region.
3. CITIZEN’s TYPES IN ABROAD
answer like ‘NO’. We have too many controls which will not allow
A.NRI_non-resident Indian_
raising of capital abroad easily. This is what we ‘perceive.’ As we
are liberalizing our economy, raising of capital from outside the
NRI is a citizen of India who holds an Indian passport and has
temporarily immigrated to another country for six months or more
country is slowly enabled by the government. ADRs and GDRs
are the result of such liberalization.
for employment, residence, education or any other purpose.
the term non-resident refers only to the tax status of a person who,
A. ADR_American Depositary Receipt_
A negotiable certificate issued by a U.S. bank representing a
specified number of shares (or one share) in a foreign stock that is
traded on a U.S. exchange. ADRs are denominated in U.S. dollars,
with the underlying security held by a U.S. financial institution
overseas. ADRs help to reduce administration and duty costs that
would otherwise be levied on each transaction.
This is an excellent way to buy shares in a foreign company while
realizing any dividends and capital gains in U.S. dollars. However,
ADRs do not eliminate the currency and economic risks for the
as per section 6 of the Income-tax Act of 1961, has not resided in
India for a specified period for the purposes of the Income Tax
Act.The rates of income tax are different for persons who are
“resident in India” and for NRIs. For the purposes of the Income
Tax Act, “residence in India” requires stay in India of at least 182
days in a calendar year or 365 days spread out over four consecutive
years. According to the act, any Indian citizen who does not meet
the criteria as a “resident of India” is a non-resident of India and is
treated as NRI for paying income tax.
B.PIO__Person of indian origin is a person of Indian origin or
underlying shares in another country. For example, dividend
payments in euros would be converted to U.S. dollars, net of
ancestry but who is not a citizen of India and is the citizen of
another country. A PIO might have been a citizen of India and
conversion expenses and foreign taxes and in accordance with the
deposit agreement. ADRs are listed on either the NYSE, AMEX or
subsequently taken the citizenship of another country, or have
ancestors born in India or other states.
Nasdaq as well as OTC.
Other terms with vaguely the same meaning are overseas Indian
and expatriate Indian. In common usage, this often includes Indian-
49
born individuals (and also people of other nations with Indian
ancestry) who have taken the citizenship of other countries.
NRIs (individuals / entities of Bangladesh / Pakistan nationality/
ownership require prior approval of RBI)
Government of India considers anyone of Indian origin up to forty
generations removed to be a PIO, with the exception of those who
3. Non-Resident Ordinary Rupee Account Scheme [NRO
Account]
were ever nationals of Afghanistan, Bangladesh, Bhutan, Nepal,
Pakistan, or Sri Lanka.The prohibited list periodically includes
Any person resident outside India (other than a person resident in
Nepal and Bhutan). Individuals / entities of Pakistan nationality /
Iran as well.
The government issues a PIO Card to a PIO after verification of his
ownership, entities of Bangladesh2 ownership and erstwhile
Overseas Corporate Bodies5 require prior approval of the Reserve
or her origin or ancestry and this card entitles a PIO to enter India
without a visa. The spouse of a PIO can also be issued a PIO card
Bank.
though the spouse might not be a PIO. This latter category includes
foreign spouses of Indian nationals, regardless of ethnic origin, so
long as they were not born in, or ever nationals of, the
aforementioned prohibited countries.PIO Cards exempt holders
from many restrictions that apply to foreign nationals, such as
visa and work permit requirements, along with certain other
economic limitations.
4. ACCOUNTS
A. Nostro Account
A bank account held in a foreign country by a domestic bank,
denominated in the currency of that country. Nostro accounts are
used to facilitate settlement of foreign exchange and trade
transactions. The term is derived from the Latin word for “ours.”
Conversely, accounts that are held by the domestic bank in its
C.OCI_Overseas Citizenship of India_
home country for foreign banks are called vostro accounts
For example, a U.S. bank may have nostro accounts with one or
In response to persistent demands for “dual citizenship”
particularly from the Diaspora in North America and other developed
more Canadian banks. These accounts will be denominated in
Canadian dollars, which enables efficient settlement of transactions
countries and keeping in view the Government’s deep commitment
towards fulfilling the aspirations and expectations of Overseas
that are Canadian dollar denominated. Nostro accounts also minimize
the exposure of the U.S. bank to undue exchange rate risk.
Indians.
*Note_Anostro is our account of our money, held by the other
The Overseas Citizenship of India (OCI) Scheme was introduced
by amending the Citizenship Act, 1955 in August 2005. The Scheme
bank
was launched during the PravasiBharatiya Divas convention 2006
at Hyderabad. The Scheme provides for registration as Overseas
Citizen of India (OCI) of all Persons of Indian Origin (PIOs) who
were citizens of India on 26th January, 1950 or there after or were
eligible to become citizens of India on 26th January, 1950 except
who is or had been a citizen of Pakistan, Bangladesh or such other
country as the Central Government may, by notification in the
Official Gazette.
OCI is not to be misconstrued as ‘dual citizenship’. OCI does not
confer political rights. The registered Overseas Citizens of India
shall not be entitled to the rights conferred on a citizen of India
under article 16 of the Constitution with regard to equality of
B.VOSTRO ACCOUNT
The account that a correspondent bank, usually located in the
United States or United Kingdom, holds on behalf of a foreign
bank. A vostro account is one in which the domestic bank (from the
point of view of the currency in which the account is held) acts as
custodian or manages the account of a foreign counterpart. Also
known as a loro account.
*Note_Avostro is our account of other bank money, held by us
*** Note __ Simpley saying foregin investments with indian market

opportunity in matters of public employment
1. Foreign Currency (Non-Resident) Account (Banks) Scheme
_FCNR
NRIs (individuals / entities of Bangladesh / Pakistan nationality /
ownership require prior approval of RBI)
2. Non-Resident (External) Rupee Account Scheme [NRE
Account]
50
100 G.K. QUESTION FOR SSC/RAILWAY
1. The holidays for the banks are declared
as per which of the following act
(a) Reserve Bank Act
(b) Banking Regulation Act-1949
(c) Negotiable Instrument Act-1881
(d) Companies Act-1956
(e) None of these
2. “Doing business report” published by
(a) World Bank
(b) IMF
(c) ADB
(d) WTO
(e) None of these
3. ASBA stands for
(a) Application Supported by bank
account
(b) Application supported by balance
account
(c) Application supported by
blocked account
(d) Application supported by
blocked amount
(e) None of these
4. Interest rate “Savings Deposit” now a
days is decided by
(a) RBI
(b) SBI
(c) Respective Banks
(d) IBA
(e) None of these
5. “De-mat” account is regulated by
(a) RBI
(b) SBI
(c) IRDA
(d) SEBI
(e) None of these
6. Banking ombudsman is appointed by
(a) Union Govt.
(b) RBI
(c) Exim Bank
(d) Respective State Govt.
(e) None of these
7. How much maximum amount that is
insured by “deposit insurance” redit
corporation (DICGC)
(a) Rs. 50000 (b) Rs. 100000
(c) Rs. 10000 (d) Rs. 500000
(e) None of these
8. Life span of Rs. 10 notes are
(a) 10-15 months
(b) 16-19 months
(c) 10-18 months
(d) 1-12 months
(e) 20-25 months
9. According to “Micro Small Medium
Enterprise Development Act-2006
(MSME Act-2006)” investment limit
51
for micro enterprise in manufacturing
sector is
(a) Less than 10 lakh
(b) Less than 25 lakh
(c) Rs. 50 lakh
(d) Rs. 20 cr.
(e) None of these
10. The lowering of bank rate by the RBI
leads to
(a) More liquidity in the market
(b) Less liquidity in the market
(c) No change in the liquidity in the
market
(d) Mobilization of more deposits by
commercial banks
(e) None of these
11. What is India’s Apex Tax body?
(a) CBDT
(b) GAAR
(c) IT Department
(d) RBI
(e) None of these
12. In India, Scheduled Commercial Banks
are those banks included
(a) In the 2 nd schedule of RBI act
1934
(b) In the 2nd schedule of BR act 1949
(c) In the 2nd schedule of NI act 1881
(d) In the 2nd schedule of companies
act 1956
(e) None of these
13. Which of the following statements is
incorrect regarding RTGS system?
(a) The transactions take place in real
time
(b) The system operates on DNS
(Deverred Net Settlement) basis
(c) The minimum amount that can be
remitted is Rs. 2 lakh
(d) Service charges for RTGS
transactions vary from one bank
to another
(e) Only (b) & (c)
14. In TRIPS what does ‘I’ stand for
(a) Intellectual
(b) Information
(c) Indian
(d) Infra
(e) None of these
15. Which of the following entities did not
get the license to run payment bank
(a) Aditya Birla Nuvo Limited
(b) Sun Pharma
(c) Fino Pay Tech Limited
(d) Videocon d2h
(e) Cholamandala Distribution
Services Limited
16. RBI has lifted a ban on carrying Indian
bank notes of Rs. 1000 and 500
denominators to and from Nepal and
Bhutan. RBI has put a limit on carrying
such notes at ____________ per person
(a) Rs. 10000 (b) Rs. 15000
(c) Rs. 25000 (d) Rs. 20000
(e) Rs. 30000
17. Capital market is a market which deals
in
(a) Short term funds
(b) Long term funds
(c) Gilt-edge securities
(d) All of the above
(e) None of these
18. Co-operative banks in India are
registered under
(i) Banking laws (Co-operative
societies) Act 1956
(ii) Banking Regulation Act 1949
(iii) Companies Act 1956
Select the correct answer?
(a) Only (i)
(b) (i) and (ii)
(c) (ii) and (iii)
(d) (i) (ii) and (iii)
(e) (i) and (iii)
19. FSDC stands for
(a) Financial
Security
and
Development Council
(b) Financial
Stability
and
Development Council
(c) Fiscal Security and Development
Council
(d) Fiscal Stability and Development
Council
(e) None of these
20. What is the retirement age of RBI
Governor?
(a) 58 years (b) 60 years
(c) 62 years (d) 65 years
(e) None of these
21. Which among the following is not a
subsidiary of RBI?
(a) NHB
(b) NABARD
(c) SIDBI
(d) Bharatiya Reserve Bank Note
Mudran Pvt. Ltd.
(e) None of these
22. In India, the Chit funds are regulated
by?
(a) Central govt.
(b) State govt.
(c) Local bodies
(d) RBI
(e) None of these
23. Which organization regulates mutual
funds in India?
(a) RBI
(b) SEBI
(c) Finance Ministry
(d) SBM
(e) IRDA
24. At present which two private sector
banks are the last ones that were given
bank licenses by RBI?
(a) Karur Vysya Bank & Lakshmi
Vilas Bank
(b) Axis Bank & Lord Krishna Bank
(c) Kotak Mahindra Bank & Yes
Bank
(d) IDBI Bank & HDFC Bank
(e) Bandhan & IDFC Bank
25. According to RBI circular, demand draft
for _________ and above should be
issued by banks only by debit to the
customers account
(a) Rs. 10,000 or above
(b) upto Rs. 20,000
(c) upto Rs. 50,000
(d) upto Rs. 1 lakh
(e) Rs. 50,000 or above
26. Which among the following banks has
bagged the “MSME Excellence
Awards” 2014?
(a) Corporation Bank
(b) Canara Bank
(c) Axis Bank
(d) Vijaya Bank
(e) SBI
27. When a bank dishonor cheque?
(a) It is called settlement of the cheque
(b) It is called withdrawing of the
check
(c) It is called nullifying the cheque
(d) It is called truncating the cheque
(e) It is called return of the cheque
unpaid
28. What is the percentage of shareholding
of the concerned state govt. in Regional
Rural Banks?
(a) 100%
(b) 35%
(c) 60%
(d) 20%
(e) 15%
29. The Indian Railways has launched prepaid rupay debit card for ticket booking
and purchasing on IRCTC site. This
pre-paid card has been launched in
association with
(a) Bank of India
(b) Bank of Baroda
52
(c) Union Bank of India
(d) ICICI
(e) Central Bank of India
30. What is the maximum number of Official
Directors in RBI’s CBD?
(a) One
(b) Two
(c) Four
(d) Five
(e) Seven
31. Who appoints the governor of RBI?
(a) President of India
(b) Prime Minister of India
(c) Central govt.
(d) Vice President
(e) Finance Ministry of India
32. On a review of the permitted
transactions under the Rupee Drawing
Arrangements (RDAS), RBI has
decided to increase the limit of trade
transactions from the existing Rs. 5 lakh
per transaction to ___________ per
transaction
(a) Rs. 15 lakh (b) Rs. 20 lakh
(c) Rs. 30 lakh (d) Rs. 25 lakh
(e) Rs. 10 lakh
33. National Payments Corporation of India
(NPCI) launched UPI system for
providing a single payment interface
across all systems UPI is ______
(a) Unifying Payment Interface
(b) Unit Paying Interface
(c) Unified Payment Interface
(d) United Payment Intersystem
(e) None of these
34. The RBI has asked banks to display
which of the following on their
websites from 1st April?
(a) Loan Processing Fee
(b) Loan Interest Rates
(c) CIBIL Scores of Individuals
(d) All the above
(e) Only (a) & (b)
35. As per RBI guidelines, banks may
classify a loan as NPA, only if the
interest due and the principal during
any quarter is not serviced fully with
in
(a) 90 days from the end of the
quarter
(b) 60 days from the end of the
quarter
(c) 60 days from the beginning of the
quarter
(d) 30 days from the end of the
quarter
(e) 30 days from the beginning of the
quarter
36. Upper limit prescribed for RTGS
transaution is
(a) 1 lakh
(b) 2 lakh
(c) 5 lakh
(d) 50 lakh
(e) No upper limit is prescribed
37. Which of the following private bank for
first time did set up its branch in China?
(a) ICICI
(b) HDFC
(c) Axis Bank
(d) Mudra Bank
(e) SBI
38. Banking industry has been declared as
public utility service for purpose of
(a) NI Act 1881
(b) RBI Act 1934
(c) BR Act 1949
(d) Industrial Disputes Act
(e) None of these
39. Customer Day in the bank is _________
of every month?
(a) 5th
(b) 10th
(c) 15th
(d) 30th
(e) Any of the above days
40. PAN number is required for all
transaction above
(a) Rs. 25000
(b) Rs. 50000
(c) Rs. 1 lakh
(d) Rs. 10 lakh
(e) No such restriction
41. Asia’s oldest stock exchange which
completed 140 years of operations on
2015 July is
(a) NSE
(b) Hyderabad Stock Exchange
(c) BSE
(d) Madras Stock Exchange
(e) None of these
42. The bank allowed by the FIPB to raise
its FIT cap to 55% recently
(a) ICICI Bank
(b) Bank of Maharashtra
(c) Andhra Bank
(d) Kotak Mahindra Bank
(e) Bank of Baroda
43. The Deposition Education and
Awareness Fund (DEAF) has been set
up with
(a) Public Sector Banks
(b) SBI
(c) RBI
(d) Indian Banks Association
(e) GOI
44. RBI set guidelines on OTS for BSEs for
settlement of their NPAS. OTS means
(a) Order Time Settlement Scheme
(b) One Task Settlement Scheme
(c) One Time Settlement Scheme
(d) One Time Score Scheme
(e) None of these
45. CBS means
(a) a marketing strategy adopted by
the banks
(b) a new type of ATM useful for
rural population
(c) a delivery channel for quick and
vast delivery
(d) a new product launched to help
senior citizens only as they are
not able to visit branches/ATM
frequently
(e) None of these
46. Non-bank entities must have net worth
of at least how much to be eligible for
operating white level ATMs?
(a) Rs. 100 cr. (b) Rs. 200 cr.
(c) Rs. 300 cr. (d) Rs. 400 cr.
(e) Rs. 500 cr.
47. Fixed deposit in a commercial bank can
be done for a maximum period of
______ years?
(a) 10
(b) 15
(c) 20
(d) 25
(e) None of these
48. Money lent for more than one day but
less than 15 days in the money market
is known as
(a) Call Money
(b) Notice Money
(c) Term Money
(d) All the above
(e) None of these
49. Which of the first commercial bank who
had launched a mutual fund?
(a) ICICI
(b) Canara Bank
(c) Indian Bank
(d) Bank of India
(e) SBI
50. What is green banking?
(a) Bank finance to agriculture
(b) Bank financing on proenvironment projects
(c) Bank financing to irrigation
(d) All bank financing to farmers
(e) None of these
51. The rate at which the domestic currency
can be converted into foreign currency
& vice-versa is known as the
(a) MIBOR
(b) LIBOR
(c) Base rate
(d) Exchange rate
(e) Interbank call money rate
53
52. For tracing prices of residential
properties in India, who launched the
index by name “RESIDES”?
(a) NHB
(b) NABARD
(c) RBI
(d) Syndicate Bank
(e) None of these
53. The present Indian monetary is based
on
(a) Gold Reserve System
(b) Proportional Reserve System
(c) Convertible Reserve System
(d) Minimum Reserve System
(e) None of these
54. Which bank has decided to discontinue
issuing slips after cash withdrawals at
ATMs and will alert the customer
through SMS only?
(a) SBI
(b) Canara Bank
(c) HDFC
(d) Axis Bank
(e) Allahabad Bank
55. The RBI Governor and Central govt.
have agreed to introduce inflection
targeting and has set a consumer
inflection target of _______, with a
band of plus or minus 2 percentage
points by end of March 2017
(a) 4%
(b) 5%
(c) 6%
(d) 7%
(e) 4.5%
56. On 1 st June 2015, which nation has
unveiled the world’s first facial
recognition ATM?
(a) USA
(b) UK
(c) India
(d) China
(e) England
57. Finance Minister Arun Jaitely has
inaugurated new bank paper line of
6000 MT capacity at ________ on 30th
May 2015
(a) Hoshangabad, MP
(b) Nashik, Maharashtra
(c) Chennai, Tamil Nadu
(d) Hyderabad, Telangana
(e) Kochi, Kerala
58. The Lok Sabha on 13 th May declared
the
Negotiable
Instruments
(Amendment) Bill, 2015. It provides
that cases of bouncing of cheques can
be filled only in a court in whose
jurisdiction the
(a) drawer bank head office lies
(b) bank branch of the drawer lies
(c) all cases transfer to Mumbai as
RBI has headquarters there
(d) payee bank’s headquarters lies
(e) bank branch of the payee lies
59. On 25th February 2015 RBI said – given
to account holders under Jan Dhan
Yojana come under priority sector
holding
(a) zero balance facility
(b) free online facility
(c) free passbook facility
(d) free sms facility
(e) overdraw vacility
60. The MUDRA Bank will be set up with
what amount as capital?
(a) $ 2.2 billion
(b) $ 3.2 billion
(c) $ 4.2 billion
(d) $ 5.2 billion
(e) None of these
61. Which among the following is a
qualitative tool of monetary policy?
(a) Bank rate
(b) credit ceiling
(c) credit refinance
(d) credit rationing
(e)None of these
62. Account holders have to maintain an
AQB for their accounts in certain
banks. What does the term AQB stands
for?
(a) Average Quantitative Balance
(b) Average Qualitative Balance
(c) Average Quarterly Balance
(d) Average Qualified Balance
(e) None of these
63. The rate at which banks borrow funds
overnight from RBI against govt
securities is called
(a) Repo
(b) MSF
(c) Reverse repo
(d) call money
(e) None of these
64. The RBI has allowed Indians to carry
high value denominations notes (Rs 500
& Rs 1000) while travelling to Nepal
& Bhutan. The maximum limit that an
individual can carry is__________
(a) 10,000
(b) 20,000
(c) 15,000
(d) 25,000
(e) None of these
65. RRB amendment Bill 2014 has been
passed in Loksabha to raise authorized
capital of RRBS from 5 crore to 2000
crore. Rs 2000 crore is how many
shares
(a) 2000 crore shares
(b) 200 crore shares
(c) 100 crore shares
(d) 20 shares
(e) None of these
66. RBI’s financial year starts from
(a) 1st April (b) 1st July
(c) 1st June
(d) 1st May
(e) None of these
67. Infusion of liquidity by RBI is done
through________ from /to banks under
a __________ transaction.
(a) borrowing, repo
(b) lending, repo
(c) borrowing, reverse repo
(d) lending, reverse repo
(e) None of these
68. _____________ do not attract TDS.
(a) fixed deposits
(b) recurring deposits
(c) SAs
(d) CAs
(e) Refreshment deposits
69. The market which expects the prices of
shares go up in the market is
called…………..
(a) Depressed market
(b) Duck market
(c) fundamental market
(d) Bear market
(e) Bull market
70. Hundi is a
(a) draft
(b) cheque
(c) Bills of exchange
(d) promissory note
(e) pay order
71. Banking ombudsman services are
available to
(a) All scheduled commercial banks
(b) RRBs
(c) Scheduled primary co-operative
Banks
(d) Only a & c
72. One of the major challenges banking
industry is facing these days is money
laundering. Which of the following acts/
norms are launched by the banks to
prevent money laundering in general?
(a) Banking Regulation Act
(b) KYC norms
(c) Negotiable instrument Act
(d) FATF
(e) Narcotics & Psychotropic
Substance Act
73. The network for common data
communication for banks and FIs
launched by RBI
(a) BANKNET
(b) INFINET
54
(c) SWIFT
(d) SFMS
(e) FINACLE SOFTWARE
74. What is the relationship between a bank
& customer when a locker is rented out
by a bank to a person:
(a) Bailor & Bailee
(b) Bailee and Bailor
(c) Principal & Agent
(d) Leasee & Leasor
(e) Leasor & Leasee
75. At present Indian banks are required to
achieve priority sector lending target
of 40 percent of aggregate advances
with ____________ sub-limit for the
farm sector.
(a) 8%
(b) 10%
(c) 15%
(d) 18%
(e) 20%
76. In India, Forex rates are determined by
(a) importers
(b) RBI
(c) exporters
(d) Ministry of commerce
(e) Demands supply forces
77. Committee launched the process of
reforms of financial system in India
(a) Gadgil Committee
(b) Nariman Committee
(c) Narasimham Committee
(d) Khanna Committee
(e) P J Nayak Committee
78. Which is the first bank to get ISO
certificate?
(a) corporation bank
(b) UBI
(c) Canara Bank
(d) Syndicate Bank
(e) ICICI
79. Which of the following rate is not
decided by RBI?
(a)Bank rate
(b) base rate
(c) repo rate
(d) MSF
(e) reverse repo
80. A company which pools money from
investors and invests in stocks, bends,
shares is called
(a) A Bank
(b) An insurance company
(c) mutual fund
(d) Bankassurance
81. Maximum compensation on ombudsman
is empowered to award in respect of
deficiency in service of the credit card
operation is
(a) 50000
(b) 1 lakh
(c) 25000
(d) 10 lakh
(e) 5 lakh
82. The announcement of Bank holidays on
2nd & 4th Saturday was effected from
(a) 31 Aug 2015
(b) 1st Sept 2015
(c) 30 Aug 2015
(d) 30 Sept 2015
(e) 20 Sept 2015
83. When the conversion rate of our
currency goes high in compared to other
currency it is known as
(a) Rupee devaluation
(b) Rupee depreciation
(c) Rupee demodulation
(d) Rupee Appreciation
(e) Rupee divide
84. At present what is the maximum amount
that a payment bank can accept from a
depositor?
(a) 5 lakh
(b) 1 lakh
(c) 2 lakh
(d) 75000
(e) 10 lakh
85. Which of the following will be the coinvestor for India Aspiration fund
(IAF) & SIDBI make in India Loan for
enterprises funds launched by SIDBI
(a) LIC
(b) GIC
(c) SBI finance (d) Tech M
(e) ICICI
86. The MUDRA Bank will be first set up
as a subsidiary of the
(a) NABARD
(b) SBI
(c) EXIM Bank
(d) SIDBI
(e) IDBI
87. RBI was recommended by which
committee___________.
(a) The Royal committee
(b) Betton woods Committee
(c) The Young Committee
(d) The Royal Commission on Indian
currency& finance
(e) The Edward Committee
88. Which of the following authorities is
not involved with FDI dealing
(a) RBI
(b) SEBI
(c) FIPB
(d) FII
(e) GOI
89. To Commemorate the 1st Yoga day, the
RBI recently announced to issue coins
or which denominations?
(a)Rs. 2
(b) Rs. 5
(c) Rs. 10
(d) Rs. 50
(e) Rs. 20
90. Exports in India get insurance cover and
risk cover from which of the following
organizations?
(a) SIDBI
(b) NABARD
(c) ECGC
(d) RBI
(e) DICGC
91. The inflation led by rising food crises
caused by increased demand for
agricultural commodities is called(a) Hyper inflation
(b) Stagflation
(c) Agflation
(d) Deflation
(e) disinflation
92. The Gilt edged security market is the
market for which of the following?
(a) Market for trading in gold
(b) Market for trading in silver
(c) Market for govt securities
(d) Market for industrial securities
(e) Junk securities
93. The international bank which has
announced to cut up 50000 jobs
globally
(a) IDBI
(b) HDFC
(c) HSBC
(d) IMF
(e) peoples bank of China
94. Apex Bank of China
(a) Federal Reserve
(b) peoples Bank of China
(c) RBI
(d) peoples Industrial bank of China
(e) HSBC
95. Recently PM Narendra Modi has
inaugurated a metro line connecting
Delhi with which of the following
districts?
(a) Gurgoan (b) Foridabad
(c) Noida
(d) Sonepur
(e) Haryana
96. Which Indian boxer has won silver medal
in the Asian Championship held in
Bangkok, Thailand in 75 kg category
(a) Shiva Thapa
(b) Devendro Singh
(c) Vikas krishan
(d) Satish kumar
(e) None of these
97. Which state govt has decided to reduce
the syllabus by 25% upto class 8 th.
(a) Kerala
(b)Haryana
(c) Delhi
(d) Nagaland
(e) Gujrat
55
98. G-20 nations have launched w-20 women leaders to bring gender global economic growth
first summit in
(a) Tokyo
(b) Brisbane
(c) Turkey (d) Istanbul
(e) New York
99. Name of the Indian American writer who has been selected for national humanity medal
by US President
(a) Sutis Gujral
(b) Jhumpa Lahiri
(c) Neel Mukhergee
(d) Kiran Desai
(e) Arvind Adiga
100. India Australia Navy exercise name
(a) AUSINDEX 1
(b) AUSINDEX 5
(c) AUSINDEX 15
(d)AUSINDEX 20
(e) None of these

ANSWER KEYS
1. (c)
9. (b)
17. (b)
25. (e)
33. (c)
41. (c)
49. (e)
57. (a)
65. (b)
73. (a)
81. (b)
89. (c)
97. (c)
2. (a)
10. (a)
18. (a)
26. (a)
34. (e)
42. (d)
50. (b)
58. (e)
66. (b)
74. (e)
82. (b)
90. (c)
98. (d)
3. (d)
11. (a)
19. (b)
27. (e)
35. (a)
43. (c)
51. (d)
59. (e)
67. (b)
75. (d)
83. (b)
91. (c)
99. (b)
4. (c)
12. (a)
20. (c)
28. (e)
36. (e)
44. (c)
52. (a)
60. (b)
68. (b)
76. (e)
84. (b)
92. (c)
100. (c)
5. (d)
13. (b)
21. (c)
29. (c)
37. (a)
45. (c)
53. (d)
61. (d)
69. (e)
77. (c)
85. (a)
93. (c)
6. (b)
14. (a)
22. (b)
30. (d)
38. (d)
46. (a)
54. (c)
62. (c)
70. (c)
78. (c)
86. (d)
94. (b)
7. (b)
15. (d)
23. (b)
31. (c)
39. ( )
47. (b)
55. (a)
63. (b)
71. (e)
79. (b)
87. (d)
95. (b)
8. (e)
16. (c)
24. (e)
32. (a)
40. ( )
48. (b)
56. (d)
64. (d)
72. (b)
80. (c)
88. (b)
96. (c)

Important Nuclear Power Plant in India
Plant
Narora Atomic Power
Station
Rajasthan Atomic
Power Station
Tarapur Atomic Power
Station
Kakrapar Atomic
Power Station
Kudankulam Nuclear
Power Plant
Madras Atomic Power
Station
Kaiga Nuclear Power
Plant
Madras Atomic Power
Station
Location
State
Capacity
Narora
Uttar Pradesh
440 MW
Rawatbhata Rajasthan
1180 MW
Tarapur
Maharashtra
1400 MW
Kakrapar
Gujarat
440 MW
Kudankulam Tamilnadu
- MW
Kalpakkam
Tamilnadu
- MW
Kaiga
Karnataka
660 MW
Kalpakkam
Tamil Nadu
440 MW
PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (PRELIMINARY-1)]
QUANTITATIVE APTITUDE
Directions (Q. 1-5): What approximate
value should come in place of the
question mark (?) in the following
questions?
1.
2.
3.
4.
5.
(65)2  3.2558 =?
1) 12750
2) 13700
3) 13760
4) 13550
5) 12850
(8344 – 7128 – 509)  (906 – 601 – 65)
=?
1) 6
2) 4
3) 3
4) 1
5) 5
173% of 13541 =?
1) 23400
2) 23500
3) 23600
4) 24000
5) 24500
(11.21)3 =?
1) 1390
2) 1400
3) 1409
4) 1419
5)1423
14675  ? =57.96  23.01
1) 9
2) 11
3) 13
4) 15
5) 17
Directions (Q. 6-10): What should come
in place of question mark (?) in the
following number series?
6.
13 35 ? 299 893 2675
1) 97
2) 99
3) 101
4) 103
5) 107
7. 49
? 169 289 361 529
1) 81
2) 144
3) 196
4) 121
5) 112
8. 26 43 69 ? 181 293 474 767
1) 81
2) 144
3) 196
4) 121
5) 100
9. 30 132 ? 4110 28812 230552
1) 443
2) 512
3) 610
4) 680
5) 710
10. 13 16 20 22 34 ? 55 52 83 76
1) 34
2) 38
3) 42
4) 43
5) 46
Directions (Q.11–15) Study the following
graph carefully to answer the questions
that follow—
56
The following line graph gives distance (in
km) travelled by five different trucks in a
day.
11. What is the respective ratio of the
distance travelled by Truck A to the
distance travelled by Truck D?
1) 17 : 19
2) 11 : 15
3) 19 : 17
4) 15 : 11
5) None of these
12. What is the average distance travelled
by all the Trucks together ?
1) 510 km
2) 515 km
3) 425 km
4) 475 km
5) None of these
13. If Truck C covered the given distance at
the average speed of 55 km/hr, what
was the time taken by it to cover this
distance?
1) 12 hours 2) 10 hours
3) 8 hours
4) 6 hours
5) None of these
14. The distance travelled by Truck A
is approximately what per cent of the
total distance travelled by Truck E and
C together ?
1) 44
2) 50
3) 52
4) 58
5) 55
15. If the time taken by Truck B to cover
the given distance was 8 hours, what
was the average speed of the truck ?
1) 51·75 km/hr
2) 45·25 km/hr
3) 52·25 km/hr
4) 43·75 km/hr
5) None of these
Directions (16- 20): Study the table and
answer the following questions. Price
Variations of some commodities (Rs/ quintal)
Commodity
1-1-2009
Wheat
Rice
Pulses
Sugar
Potato
Salt
940
1280
2030
3215
552
815
A month
Ago
925
1296
2045
3120
595
825
A Year
Ago
920
1246
2015
3186
575
796
16. What is the percentage variation of Rice
over a month?
(1) 1.234
(2) –1.234
(3) –2.234
(4) 2.234
(5) –0.986
17. The price of potato on 1–1–2008 is
approximately what percent of the
price of wheat on 1 -12- 2008?
(1) 55%
(2) 69%
(3) 57%
(4) 62%
(5) 52%
18. What was the difference between the
cost of 85 kgs of salt and 29 kg of wheat
on 01-12-2008 ?
(1) Rs. 405 (2) Rs 480
(3) Rs. 433 (4) Rs. 453
(5) None of these
19. The average price of all the commodities
on 01-01-2009 is approximately what
percent of the average price of all the
commodities on 01-01-2008?
(1) 101%
(2) 91%
(3) 111%
(4) 118%
(5) 85%
20. If a person is ready to buy 10 kg of
wheat, 5 kg of sugar, 1 kg of salt and 20
kg of pulses, what amount he has to
pay for it ?
(1) Rs.608.5 (2) Rs.628.50
(3) Rs.618.70 (4) Rs.668 .90
(5) None of these
Directions (Q.21-25) : In each of the
following questions, two equations are given.
You have to solve these equations and
Given Answer if
(1) x< y
(2) x> y
(3) x = y or relation cannot be explain
(4) x  y
(5) x

y
21. I. x2 – 24x + 144 = 0
II. y2 – 26y + 169 = 0
22. I. 2x2 + 3x – 20 = 0
II. 2y2 + 19y + 44 = 0
23. I. 6x2 + 77x + 121 = 0
II. y2 + 9y – 22 = 0
24. I. x2 – 6x = 7
II. 2y2 + 13y + 15 = 0
25. I. 10x2 – 7x + 1 = 0
II. 35y2 – 12y + 1 = 0
26. The age of father is three times the age
of his son at present. Four years hence
the ratio between the ages of father and
son becomes 13 : 5 respectively. What
is the present age of father?
(1) 48 years
(2) 42 years
(3) 52 years
(4) Cannot be determined
(5) None of these
27. Amit took a bus from home to market,
that travels at 40 kmph. While walking
back at 4 kmph, halfway through, he
suddenly realized he was getting late
and he cycled back the remaining
distance in 30 kmph. Find the average
speed.
(1) 6.5 kmph
(2)12.0 kmph
(3)28.5 kmph
(4) 25kmph
(5) None of these
28. P, Q and R together earn Rs.1620 in 9
days. P and R can earn Rs.600 in 5
days. Q and R in 7 days can earn
Rs.910. How much amount does R can
earn per day?
(1) Rs. 20
(2) Rs.30
(3) Rs.70
(4) Rs.40
(5) None of these
29. The monthly income of a person was
Rs. 13,500 and his monthly
expenditure was Rs. 9,000. Next year
his income increased by 14% and his
and his expenditure increased by 7%.
The per cent increase in his saving was
(1) 7
(2) 21
(3) 28
(4) 35
(5) None of these
30. Two pipes A and B can fill a cistern in
37 1/2 minutes and 45 minutes
respectively, Both pipes are opened.
The cistern will be filled just in half an
hour, if the pipe B is turned off after:
(1) 15 minutes
(2) 10 minutes
(3) 5 minutes
(4) 9 minutes
(5) None of these
57
31. A can do a work in 6 days more than
what B takes to do the work. A worked
for 7 days, then B takes the work and
completed it in 10 more days.In how
many days each of them can complete
the work individually?
(1) A can 21 days and B can 15 days
(5) None of these
32. A person wants to divide a sum of Rs.
3,90,300 between his two sons who
are 13 and 15 years of age respectively
in such a way that their shares, if
invested at 4% per annum compound
interest, should produce the same
amount when they become 18 years of
age. Find the share of the elder son.
(1) Rs. 202810
(2) Rs. 202800
(3) Rs. 202081
(4) Rs. 202815
(5) None of these
33. A purchased a dining table, marked at
Rs. 3,000 at a successive discounts of
10% and 15% respectively. He gave
Rs. 105 as transportation charge and
sold it at Rs. 3,200. What is his gain
percentage?
(1) 22 1/3%
(2) 25%
(3) 33 1/3%
(4) 37 17/24%
(5) None of these
34. A person can row a boat d km upstream
and the same distance downstream in 5
hours 15 minutes. Also, he can row the
boat 2d km upstream in 7 hours. How
long will it take to row the same distance
2d km downstream?
(1) 3/2 hours
(2) 7 hour
(3) 7 (¼)
(4) 7/2 hours
(5) None of these
35. When a dealer heard that the price of
certain product was about to increase
Rs. 5 per pack, he purchased a number
of packs of this product for Rs. 4,500/
-. Had hepur- chased it at the new price,
he would have obtained 10 fewer packs.
How many packs did he buy’? (1) 90
(2) 100
(3) 50
(4) 125
(5) None of these
REASONGINGABILITY
Directions (Q. 36-40): In each question
below are given two or three statements
followed by two conclusions numbered I,
II, III & IV. You have to take the given
statements to be true even if they seem to
be at variance with commonly known facts.
Read all the conclusions and then decide
which of the given conclusions logically
follows from the given statements,
disregarding commonly known facts.
36. Statements: Some cars are trains.
All trains are buses.
Some buses are scooters.
Conclusions: I. Some trains are
scooters.
II. Some scooters are cars.
III. All buses are trains.
IV. Some buses are cars.
1) All follows
2) None follows
3) Only IV follows
4) Only III and IV follow
5) None of these
37.Statements: All chairs are doors.
All doors are windows.
Some windows are tables.
Conclusions: I. All chairs are windows.
II. Some windows are chairs.
III. Some tables are not windows.
IV. All tables are windows.
1) Only I and II follow
2) All follow
3) Only I and II and either III or IV follow
4) Only either III or IV follow
5) None of these
33. Statements: Some baseballs are footballs.
No footballs are basketballs. Some
basketballs are tennis balls.
Conclusions: I. No footballs are
tennisballs.
II. Some tennisballs are not footballs.
III. Some footballs are tennisballs.
IV. Some baseballs are not basketballs.
1) Either I or III, II and IV follow
2) Only either I or III and IV follow
3) Only either I or III and II follow
4) All follow
5) None of these
39. Statements: Some dogs are goats.
Some goats are cows. Some cows are
elephants.
Conclusions: I. All dogs are elephants.
II. Some goats are elephants.
III. Some dogs are not elephants
IV. Some goats are not elephants.
1) Only I and II follow
2) Only III and IV follows
3) Only I follows
4) Only IV follows
5) None of these
40. Statements: Some pens are pencils.
Some pencils are not erasers.
Some erasers are inkpots.
Conclusions: I. Some inkpots are not
pencils.
II. No erasers are pencils.
III. Some pens are not erasers.
IV. Some pens are erasers.
1) Only I, II and III follow
2) Only I, II and IV follow
3) Only either III or IV follows
4) None follows
5) None of these
Directions (Q. 41-45): In the following
questions, the symbols *, #, $, @ and © are
used with the following meanings as
illustrated below:
‘A * B’ means ‘A is not Smaller than B’.
‘A # B’ means ‘A is neither smaller than
nor greater than B’.
‘A $ B’ means ‘A is not greater than B.
‘A @ B’ means ‘A is neither smaller than
nor equal to B’.
‘A © B’ means ‘A is neither greater than
nor equal to B’.
Give answer:
1) if only conclusion I is true.
2) if only conclusion II is true.
3) if either conclusion I or II is true.
4) if neither conclusions I nor II is true.
5) if both conclusions I and II are true.
41. Statements: J @ B, B * T, T # R, P
©R
Conclusions: I. P © T II. R $ B
42. Statements: X $ Y, Y © Z, G * Z
M*G
Conclusions: I. X $ M II. M * Y
43. Statements: O @ U, V © U, C * D,
N$D
Conclusions: I. C @ N II. C # N
44. Statements: E © I, F © E, W $ F, G $ W
Conclusions: I. I @ G II. I # G
45. Statements: B @ C, P @ C, M * P, J * M
Conclusions: I. C # J II. C © J
Directions (Q. 46-50):These questions are
based on the following information.
Five friends Neha, Naveen, Aashish, Ragni,
and Nisha are from five different cities viz
Ahmadabad, Bangalore, Calcutta, Delhi and
Ernakulam. They are experts in five different
fields i.e. teaching, music, medical, software
58
engineering and fashion designing but not in
same order.
1. Naveen is not from Bangalore.
2. Doctor is either form Delhi or
Ahmadabad.
3. Nishi is from Ernakulum.
4. Ragni is in musical activity.
5. Aashish and Nisha are doctor and
fashion designer but not in same order.
6. From Ahmedabad there is a musician.
7. Teacher is not from Bangalore.
46. Who is doctor among them?
1) Neha
2) Nisha
3) Aashish
4) Naveen
5) Can’t be determined
47. Which activity belong to Ahmadabad?
1)Teaching
2) Music
3) Software Engineering
4) Medical
5) Fashion Designing
48. From which city do Aashish and Naveen
belong to respectively?
1) Delhi – Calcutta
2) Calcutta – Bangalore
3) Delhi – Bangalore
4) Calcutta – Delhi
5) Delhi – Ahmadabad
49. The software engineer is from –
1) Delhi
2) Calcutta
3) Bangalore
4) Ernakulum
5) Ahmadabad
50. Which one among the following is the
correct group of combination?
1) Naveen – Delhi – Teacher
2) Aashis – Ernakulum – Doctor
3) Nisha – Ernakulum – Fashion –
Designer
4) Neha – Bangalore – Musician
5) Ragni – Delhi – Musician
Directions (Q.51-55) : Read the following
information carefully and answer the
question which follow.
Seven students P, Q, R, S, T, U and V go to
school by school bus. The school bus picks
them up from the nearby station of their
home and they get down at the nearby bus
station of their father’s office. The five bus
stations at which they get into and get down
are I, II, III, IV and V respectively, leaving
the base station. The rest of the information
is given below:
(a) Three among them get into the bus
at the base station.
(b) S gets down at the next station at
which U gets down.
(c) Q does not get down either with
P or T.
(d) V alone gets into at station III and
gets down with R after having
passed one station.
(e) P travels between only two
stations and gets down at V.
(f) None of them gets into at station
II.
(g) R gets into with U but does not
get into with either Q or S.
(h) T gets into with two others and
gets down alone after S.
(i) Q and S’s father work in the same
office and they get down together
at station III.
(j) None of them gets down at station
I.
51. At which station does T get down?
1) II
2) III
3) IV
4) Data inadequate
5) None of these
52. At which station do R and U get into?
1) I
2) II
3) III
4) Data inadequate
5) None of these
53. At which of the following stations do Q
and S get into.
1) I
2) base station
3) III
4) Data inadequate
5) None of these
54. After how many stations does T get
down if counted from the station he
gets into?
1) One
2) Two
3) Three
4) Four
5) None of these
55. T gets down after how many stations at
which U gets down?
1) next station
2) two
3) three
4) four
5) None of these
Direction (Q.56-60): Study the following
information to answer the given
questions.
In a certain code language, ‘university does
not have requirement’ is written as ‘doo
relmo see it’, ‘university evaluates
requirement’ is written as ‘see jomo’,
‘requirement is necessary’ is written as ‘mo
pi ga’ and ‘does university necessary’ is
written as ‘pi see it.’
56. Which of the following represents the
code for ‘university requirement is
necessary’?
1) seega pi mo
2) mo pi see nee
3) ga pi moti
4) jomo pi ga
5) None of these
57. Which of the following is the code for
‘university is necessary system’?
1) aluptaga see
2) alu pi ga see
3) pi ga see jo
5) None of these
58. Which of the following is the code for
‘have’?
1) nee
2 ) doo
3) mo
5) None of these
59. What does ‘rel’ stand for?
1) not
2) have
3) either ‘not’ or ‘have’
4) does
5) None of these
60. What does ‘ga’ stand for?
1) is
2) requirement
3) necessary
5) None of these
Directions (61-65) : Study thefollowing
information carefully answerthe given
questions :
Twelve persons are sitting in twoparallel
rows containing six personseach, in such a
way that there is anequal distance between
adjacent persons. In row-1, A, B, C, D, E
and Fare seated (but not necessarily in
thesame order) and all of them are
facingsouth. In row-2, P, Q, R, S, T and
Vare seated (but not necessarily in thesame
order) and all of them are facingnorth.
59
Therefore, in the given seatingarrangement
each person seated in arow faces another
person of the otherrow.
A sits third to the left of E. Theperson facing
A sits second to the leftofT. Two persons
are sitting betweenT and P. C and D are
immediate neighbours. C and D do not sit at
any of theextreme ends of the line. Only
oneperson sits between B and C. The person
facing D is an immediate neighbour ofQ.Vis
not an immediate neighbour of P. S does not
face A.
61. Who amongst the following sitsseconds
to the right of the person who faces R?
(1) C
(2) D
(3) B
(4) E
62. Which of the following statements
regarding B is true?
(a) B sits second to the left ofC
(b) A sits to immediate left of B
(c) T faces B
(d) D is an immediate neighborof B
(e) The person who faces B is
animmediate neighbour of S
63. Who amongst the following facesP?
(1) A
(2) D
(3) C
(4) E
64. Who amongst the following sits exactly
between T and R?
(1) V
(2) Q
(3) S
(4) P
65. Four of the following five are alikein a
certain way based on the given seating
arrangement and thusform a group.
Which is the onethat does not belong
to the group?
(1) F
(2) Q
(3) T
(4) C
(5) E
66. How many 3-digit numbers can be
formed using the 4th, 7th and 9th digits
of the number 937862541 each of
which is completely divisible by 7 ?
(1) None
(2) One
(3) Two
(4) Three
(5) More than three
67. Point R is 10 metres north of point A.
point K is exactly in the middle of the
points R and A. Point N is 7 metres
east of point A. Point M is 7 metres
east of point K. Point S is 6 metres
north of point M. What is the distance
between points S and N?
(1) 13 metres
(2) 16 metres
(3) 11 metres
(4) 12 metres
(5) None of these
68. In a certain code language the word
COSTLY is written as WORVMF and
the word PRAISE is written as
CVGDPS. How will the word
SOCCER be written in that code
language?
(1) PHAFMV
(2) BJWQRA
(3) PGAENU
(4) AKXPSB
(5) None of these
69. In a certain code language ‘he was not
absent’ is written as ‘jasifera’; ‘absent
case was not’ is written as ‘gafe je ra’
and ‘no one was absent’ is written as
‘da g era fe’. What does ‘si’ stands for?
(1) was
(2) not
(3) one
(4) he
(5) case
70. Eight people – M, N, O, P, Q, R, S and
T – are sitting around a circular table
facing the centre but not necessarily in
the same order. N sits second to the
left of M. Three people are sitting
between N and S. P is the immediate
neighbor of S. R and N are not
immediate neighbours. O sits second
to the left of P. Only three people sit
between R and O. Who among the
following is sitting third to the right of
R?
(1) Q
(2) N
(3) T
(4) M
(5) O
ENGLISH LANGUAGE
Directions (Q.71-75): In the following
passage, there are blanks, each of which
has been numbered. These numbers are
printed below the passage and against
each, five words are suggested, one of
which fits the blank appropriately. Find
out the appropriate word in each case.
One can do anything but (71) the sorrypass
Indian politics has come to our leadership
has become (72) of everything that (73)
decay and degeneration in the country’s
socio-economic and political state of affairs,
one really pities the politicians (74) in
claiming the caliber and eminence of the
leaders
who led the struggle for
independence and (75) the nation’sdestiny
during the first two decades of free India.
71. (1) Lament
(2) reject
(3) deny
(4)accept
(5)ascertain
72. (1) state
(2)figure
(3)fate
(4)pass
(5)disease
73. (1)symptomatic
(2)critical
(3)envious
(4)devoid
(5)abreast
74. (1)zeal
(2)approach
(3)loyalty
(4)hypocrisy
(5)stupidity
75. (1)guided
(2)assisted
(3) dovetailed
(4)painted
(5)drove
Directions (Q. 76-85): Read the following
passage carefully and answer the
questions given below it. Certain words/
phrases have been printed in BOLD to
help you locate them while answering
some of the questions.
Agriculture dominates change in India through
its casual links with factor and product
markets. It employs 60 percent of the labour
force and contributes 26 percent to the gross
domestic product. In the poorer states, its
contribution to the domestic product is close
to 40 percent. Low productively in agriculture
has led to the concentration of the poor in this
sector. Due to the sheer size of the agricultural
economy and the importance of its major
products (cereals) in the diets of the poor,
gains in agricultural productivity have
significant potential impact on poverty.
Theoretically, it is possible to reduce poverty
as well as expand the domestic market for
industry by raising labour productivity in
agriculture and spreading its gains among the
low income groups. Modeling of the linkages
60
between agricultural and industrial growth has
shown that a 10 percent increase in agricultural
output would increase industrial output by 5
percent and urban workers would benefit by
both increased industrial employment and
price deflation. However, there is an
asymmetry of adjustments in the demand and
supply of agricultural goods. An increase in
non-agricultural production would lead to an
immediate increase in demand for intermediate
and final agricultural goods, whereas supplyside adjustments involving re-allocation of
resources an net additional investment for
capacity expansion take a much longer period.
There is a widely held view that in a large
country like India , the demand stimulus for
industrialization would come mainly from
agriculture with less social and economic costs.
Interdependencies in food and labour market
are important for the development process.
An upward shift in the food supply curve
would simultaneously result in an upward shift
in the labour demand curve. The magnitude of
the interdependence depends on the
technique of production causing the shifts in
the food supply curve. Similarly, an upward
shift in the labour supply curve shifts up the
food demand curve. The extent of
interdependence between the forces of labour
supply and food demand depends on the
employment-output elasticity and the income
elasticity of demand for food. The recent
estimate of the employment-output elasticity
in agriculture is around 0.5, income elasticity
of food is in the range of 0.55-0.60 and that for
cereals is 0.25-0.30. The other important
interdependency, which plays a crucial role in
inducing indirect employment, is that between
food and other sectors through demand linkages.
Since food accounts for a major share in the
budget of the poor and any reduction in the
food price leaves a significant proportion of
income for other items, a lower food price
stimulates employment in industrial and service
sectors. On the other hand, an increase in the
food price would increase the wage costs of
industrial products and hence the prices of
industrial products. In the absence of
adjustments through exports, it would result
in demand deficiency. Clearly, the most
favourable situation in India is one in which
labour demand outpaces its supply and food
supply outpaces its demand.
Wage rates cannot fall below a certain minimum
determined by the costs of subsistence living
and the labour supply curve turns elastic at
the subsistence wage rate. Demographic
pressure cannot push the wages rate below
the subsistence level. People would be willing
to starve rather than work unless the energy
expended in physical work is compensated
by the energy provided by food. Food grain
price usually determines the subsistence wage
rate in agricultural as well as in the urban
informal sector since food grains account for
about four-fifth of the calorie intake of the
poor.
76. Which of the following according to the
passage, signifies influence of agricultural
products on poverty?
A) Higher labour productivity in
agricultureduces poverty.
B) Agricultural products are the main
constituent of the food of the poor.
C) Agricultur output spurs industrial
growth which ultimately helps the poor.
1) A and B only
2) B and C only
3) A and C only
4) All A, B and C
5) None of these
passage, benefits the urban workers from
increased agricultural production?
A) Urban workers get agricultural
products at a cheaper rate.
B) Urban workers get more job offers in
the agricultural sector.
C) Urban workers get more job offers in
the industrial sector.
1) None
2) A and B only
3) B and C only
4) A and C only
5) All A, B and C
78. Which of the following in meant by “the
labour supply curve turns elastic at the
subsistence wage rate” as used in the
passage?
1) People refuse to work at the
minimum wage rate
2) People still work at the minimum
wage rate
3) People have no option but to work
at the minimum wage rate
4) People don’t have the option to
choose
5) None of these
79. Which of the following statements is not
true in the context of the passage?
1) Increase in labour productively in
agriculture, can reduce poverty.
2) Agricultural sector can provide the
impetus for greater industrialization
at lower cost
3)
Increase in food supply will
increase the demand for labour
forces
4) Concentration of low income group
people is relatively higher in the
agricultural sector.
5) All are true
80. Which of the following in addition to
employment output elasticity, according
to the passage, creates indirect
employment?
1) Interlinkage of demand of food and
other sectors.
2) Interdependence of forces of
laboursupply and food demand
3) Income elasticity of demand for food.
4) All of these
5) None of these
passage, can lead to demand deficiency
in India?
1) Widespread impact of food grains
2) Oversupply of agricultural products.
3) Increase in prices of industrial
products.
4) Foresight in gauging the demand
supply of labour
5) None of these
Directions (Q. 82-83): Choose the word
which is the SAME in meaning as the word
given in bold as used in the passage.
82. SHEER
1) simple
2) undiluted
3) mere
4) outright
5) unassisted
83. DEFLATION
1) reduction
2) index
3) inflation
4) improvement
5) diffusion
Directions (Q. 84-85): Which of the
following is most OPPOSITE in meaning
of the word printed in bold as used in the
passage ?
84. INTERDEPENDENCE
1) correlated
2) dependence
3) interrelated
4) independence
5) relativity
85. ELASTICITY
1) flexibility
2) brittleness
61
3) rigidity
4) adamancy
5) peculaiarity
Directions (Q. 86-90): In each of the
following sentences there are blank
spaces. Below each sentence there are
five pairs of words denoted by the
numbers 1, 2, 3, 4 and 5. Find out which
pair of words can be filled up in the blanks
in the sentence in the same sequence to
make it meaningfully complete.
86. Let us ________ our lives ________
servicing our country.
1) dedicate, to
2) abdicate, but
3) obliterate, to
4) vindicate, to
5) syndicate, and
87. The rough edges of sarcasm are apt to
________ the feeling _________ a
sensitive person.
1) instigate, on
2) stimulate, to
3) lacerate, of
4) decimate, at
5) barbate, of
88. His moral attitude towards gambling was
__________ of deep _______.
1) antipathy, one
2) sympathy, two
3) mendacity, of
4) felicity, on
5) liason, so
89. His orders were bossy, insistent,
disciplinary________so characteristic of
a ________.
1) tyrant, ones
2) martinct, ones
3) chauvinist, ones
4) philistine, ones
5) location, ones
90. In democracies, we believe that have an/a
_____ right to freedom ______Speech.
1) lucrative, of
2) furtive, of
3) stringent, of 4) indefeasible, of 5 )
grade, of
Directions (Q.91-95): Read each
sentence to find out whether there is any
error in it. The error, if any, will be in
one part of the sentence. The number of
that part is the answer. If there is no
error, the answer is 5). (Ignore the errors
of punctuation, if any.)
91. The majority of labourers /1) is
demanding /2) and increase /3) in
wages./4) No error 5)
92. This candidate lacks /1) experience /2)
otherwise /3) he is well qualified. /4)
No error 5)
93. The students of poor family /1) have
applied /2) for free ship /3) in
concerning colleges of Patna University.
/4) No error 5)
94. Her parents /1) have invited me /2) to go
on holiday /3) with them. /4) No error
5)
95. The accountant /1) must follow /2) one’s
technique /3) to deal the business. /4)
No error 5)
Directions (Q. 96-100): Rearrange the
following sentence A), B), C), D) & E) in
the proper sequence to form a
meaningful paragraph; then answer the
questions given below them.
A) The insurance industry in India is
evolving and assuming different
proportion since it was privatised.
B) There was a time when only
traditional insurance products used
to dominate the arena.
C) However, with innovation coming
into play, unit linked /market-linked
products have also found a place in
insurance
business
after
privaisation.
D) The emergence of these products
of various insurance companies
combines the characteristics of both
endowment insurance policies and
mutual funds.
E) It is also worth mentioning here that
world-over unit-linked products
constitute quite a substantial chuck
of the total portfolio of insurance
companies.
96. Which sentence should be the FIRST in
the paragraph?
1) A
2) B
3)C
4)D
5)E
97. Which sentence should be the SECOND
in the paragraph?
1) A
2) B
3)C
4)D
5)E
98. Which sentence should be the THIRD in
the paragraph?
1) A
2) B
3)C
4)D
5)E
99. Which sentence should be the FOURTH
in the paragraph?
1) A
2) B
3)C
4)D
5)E
100. Which sentence should be the FIFTH in
the paragraph?
1) A
2)B
3)C
4)D
5)E

EXPLANATION
1.3
2.3
3.1
4.3
5.2
6.3
7.4
8.5
9.4
10.1
11. (3) Required ratio = 475 : 425 = 19 : 17
12. (5) Total distance travelled by all trucks
= 475 + 350 + 550 + 425 + 525 = 2325
km
Average distance = 2325/5 = 465 km .
13. (2) Time taken by truck C = 550/55 =
10 hours.
14. (1) Required percentage =( 475)/ ( 550
+ 525) ] X 100 = 44% ( approx)
15. (4) Speed of truck B = 350/8 = 43.75
km/hr
16. 2;
Required % = [(1296-1280)/
1296]*100 = 1.234 (decrease)
17. 4; Required % = (575/925)*100 = 62%
(approx)
18. 3; Required difference = 701.25 –
268.25 = Rs. 433
19. 1; Required% = (1472/1456)*100 =
101% (approx)
20.
4; Required amount = 94 + 160.75 +
8.15 + 406 = Rs. 668.9
21. 1
22. 4
23. 3
24. 3
25. 4
26. (1) Present age of son = x years then
father’s present ages =3x years
According to the question
(3x+4)/(x+4)=13/5
=> 15x + 20 = 13x + 52 = 2x = 32
so X = 16
so Present age of father = 3 * 16 = 48
years
27. 2
28. (3) : Amount Earned by P,Q and R in 1
day = 1620/9 = 180 —(1)
Amount Earned by P and R in 1 day =
600/5 = 120 —(2)
Amount Earned by Q and R in 1 day =
910/7 = 130 —(3)
62
(2)+(3)-(1) => Amount Earned by P ,
Q and 2R in 1 day
Amount Earned by P,Q and R in 1 day
= 120+130-180 = 70
=>Amount Earned by R in 1 day = 70
29. (3)
30. (4) Work done by A in 1 min=2/75
Work done by A in 30 min= (2/75)*30
=4/5
Left work= 1/5
Time taken by B to complete 1/4 work
=(1/5)*45=9 min
31 (1) Let B take x days to do the work.
A takes (x+6) days to do the work.
Workdone by A in 7 days. 7/x+6
Workdone by B in 10 days. 10/x
So 7/x+6 + 10/x =1
(7x+10x+60)/(x+6)(x) = 1
17x + 60=x^2+6x
=>x^2 - 11x-60 = 0
=>x^2-15x + 4x-60=0
=>x(x-15)+4(x-15)=0
=>x=15
A can do the 21 days and B can do 15
day.
32. (2) Let Principal for first son=x and
second son=y
acc to question
x(1+r/100)^5= y(1+r/100)^3
==>x/y = 1/(1+4/100)^2= 25^2/26^2
==>625: 676
total= 625+676= 1301
total sum was 3,90,300
1301—————3,90,300
1——————390300/1301= 300
so X= 625*300= 187500
y= 676*300=202800
33. (3) C.P. for A
= 3000 * 90/100 * 85/100
= Rs. 2295
Actual C.P. = 2295 + 105
= Rs. 2400
so Gain percent = 800/2400 * 100
= 100/3 = 33 1/3%
34. (4) Let the speeds of boat and stream
be x and y km/hr respectively.
Then, Rate downstream = (x + y) km/
hr and Rate upstream = (x - y) km/hr
Given d / (x+y) + d / ( x-y ) =5 hrs 15
minutes = 21/4 hours
and 2d / (x+y) = 7 => d / (x+y)=7/4 =>
2d / (x+y)=7/2
Hence, he takes 7/2 hours to row 2d
km distance downstream.
35. (2) Let the number of purchased pack
=x
so According to question.
4500/x = 4500/x -10 - 5
or, 4500 [1/(x )-1/(x - 10)] = -5
or, 900 [1/(x - 10) - 1/(x )] = 1
or, (900 [x - (x - 10) ])/((x - 10)x)= 1
or, 900 * 10 = x^2 - 10x
or , x^2 - 10x - 9000 = 0
or x^2 - 100x + 90x - 9000
=0
or, x(0 - 100) + 90 (x -100)
=0
or, (x + 90) (x - 100) = 0
or, x = - 90 and 100
Since the value of x should not be
negative, therefore, the required answer
is 100.
36. 3
37.3
38.1
39.5
40.3
41. 5
42. 1
43. 3
44. 1
45. 2
(46-50)
Neha-Bangalore-Teacher
Naveen-Calcutta-software engineering
Aashish,-Delhi-Doctor
Ragni-Ahmadabad-music
Nisha-Ernakulam-fashion designing
46.3
47.2
48.1
49.3
50.3
(51-55)
Base station=IN-T,RU/QS
Station 1=IN-RU/QS
Station 2=OUT-U
Station 3=IN-V, OUT-Q, S
Station 4=IN-P, OUT-T
Station 5= OUT-V, R, P
51.3
52.4
53.4
54.4
55.2
55.1
57.2
58.4
59.3
60.1
61.2
62.1
63.3
64.1
65.4
66.3
67.3
68.a
69.d
70.b
71.3
72.4
73.1
74.1
75.1
76.4
77.4
78.2
79.4
80.1
81.3
82.3
83.1
84.4
85.3
86.1
87.3
88.1
89.2
90.4
91.2
92.2
93.3
94.1
95.3
96.5
97.3
98.1
99.4
100.2

PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (PRELIMINARY-2)]
ENGLISH LANGUAGE
Directions (Q.1-10): Read the following
passage carefully and answer the
questions given below. Certain words/
phrases have been printed in bold to help
you locate them.
A week before marking the first anniversary
of his assumption of office, Prime Minister
NarendraModi ends his year of hectic
diplomacy with a visit to China. For India,
no other bilateral relationship is more
complex and challenging than the one with
its biggest neighbour. Fortunately, the
mistakes that could have been made by
India’s political leadership in dealing with a
big neighbour were limited mostly to the
very first decade of the republic. For half a
century, India has been on a learning curve.
Jawaharlal Nehru’s errors of judgment in
dealing with China cast a long shadow on
bilateral relations. Every Prime Minister
since has tread cautiously, perhaps far too
cautiously, in dealing with China. Prime
Minister Manmohan Singh once said that
he had devoted considerable time to reading
carefully through the Nehru files on China
so as not to repeat any of his predecessor’s
mistakes. I guess every Prime Minister
would have done that and Mr. Modi may
well have done this too.
But, Nehru’s errors of judgment were not
inevitable. Indeed, we now know that as
early as on November 7, 1950,
SardarVallabhbhai Patel had cautioned Nehru
about the trust deficit in the bilateral
relationship and of China’s expansionist
instincts in Asia. Patel’s prescient and
cautionary note to Nehru, buried in
government files for decades, was made
public a decade ago and is now freely
available on the Internet. If China
annexedTibet in Nehru’s time, it now seeks
to usurp maritime territory in South China
Sea. Time was when Chairman Mao Zedong
dubbed the Soviets as “social imperialists”.
No one has yet so branded China. However,
unlike in the 1950s when the world adopted
a more benign approach to China’s land
grab, there has been greater concern about
China’s assertiveness in Asia which has put
its leadership on notice. While the Western
leadership seems to be in disarray in
responding to China’s smart diplomatic
forays, India has pursued a balanced and
wise policy of engaging China at every
63
possible level while remaining on full alert
in dealing with Chinese assertiveness. One
of the great positives of the India-China
relationship over the past decade has been
the increased business-to-business and
people-to-people contacts between citizens
of the two countries. A highlight of Mr.
Modi’s visit will be a public meeting with
the Indian community in China. While this
draws attention to the increased presence
of Indians in China, India can do more to
facilitate the travel of Chinese to India.
Millions of Chinese Buddhists would want
to visit if India were to become a more
attractive destination. Institutional and
professional interaction must also increase.
Indian-Americans in the U.S. are full of
stories about how they find it easier to travel
to and work with Chinese academics and
businesses than with Indian counterparts.
As a U.S. analyst once put it, “China is a
closed society with an open mind, India is
an open society with a closed mind”. The
time has come for the bilateral relationship
to move well beyond official governmentto-government relations, precisely because
the bilateral relationship has become more
stable, despite episodic provocation on the
border by China. There are several reasons
why China may not want to push India
beyond a point. First, India has
demonstrated its ability to tide over a variety
of political and economic storms that have
engulfed it from time to time, thereby
establishing the resilience of the Indian state;
second, despite all its weaknesses, the Indian
economy has demonstrated its capacity to
sustain higher rates of economic growth;
third, India’s flexible diplomacy has enabled
it to widen its geopolitical options; finally,
China’s assertiveness in its neighbourhood
has encouraged many Asian nations to take
a more benign view of India’s rise.
The problem that India’s political leadership
has dealt with is the coming to terms with
China’s manifest, comprehensive national
power. India was lulled into complacency
by
the
myth
that
the
two
civilisationalneighbours were somehow in
the same league merely because both had a
population of over a billion! Today, China’s
economy is five times bigger than India’s.
That China was already in a different league
was made brutally clear to India even as
early as in 1945 by none other than John
Maynard Keynes who refused to give India
the same voting share as that of China in the
newly formed International Monetary Fund.
Keynes’s student, J.J. Anjaria, representing
the government of India, fought for parity
with China but failed to convince Keynes
and the Americans. Then came the
membership of the United Nations Security
Council and of the Nuclear Non-Proliferation
Treaty (NPT).
Make no mistake. The 21st century will
not be China’s century alone nor will it
remain America’s. The geopolitical and
geoeconomic conditions that enabled Britain
to become ‘Great’ in the 19th century and
claim that century for itself, building a global
empire, and that enabled the U.S. to emerge
as the dominant world power of the 20th
century do not exist for China or anyone
else today. The “unipolar” world of the
British and American empires was a
historical aberration. European scholarship
wrongly viewed all great powers in history
as “global powers”. The global moment of
many of them was short-lived. At best they
were all continental powers. Multipolarity
or polycentric dispersal of power and
prosperity defines the normal state of the
world. If China succeeds in becoming both a
predominant maritime power of the IndoPacific region and the predominant land
power of the Eurasian land mass, it would
of course emerge as the dominant world
power of the 21st century. China’s control
of Tibet and its sway over the Eurasian land
mass, on the one side, and its control over
South China Sea and the Indo-Pacific region
on the other become central to any quest for
unipolar dominance. But that is not
inevitable. If China seeks to dominate the
land to its west and the waters to its east
and south and thereby emerge as the
hegemon of the century, it will force all other
major powers, including Russia at some
point, to come together and resist such a
build-up. On the other hand, if China rejects
such an imperialist view of history, and truly
believes in the creation of a multipolar world
of the pre-imperial era, then it can work
with India and other powers of Europe and
Asia. What path China chooses for itself
will determine how other nations respond
to its rise. For India, the task is cut out. At
the end of a year of hectic diplomacy, Mr.
Modi would have discovered that all the
king’s horses and all the king’s men cannot
put the Humpty-Dumpty of national power
back in shape if its economy crumbles under
the weight of bad policy. A country’s
international stature and power is built in
its fields, factories, classrooms, laboratories
and neighbourhoods. Not at the high tables
of diplomacy, nor on television.
1.
Choose an appropriate title for the
passage.
(a) The Business Partners
(b) India and China in a Multipolar
World
(c) The Trans Business
(d) Business Diplomacy
(e) The Default Diplomacy
2. Which of the following is true according
to the passage?
A) India has always adopted
balanced and wise technique
against china while remaining on
full alert in dealing with Chinese
assertiveness.
B) European scholarship wrongly
viewed all great powers in history
as “global powers”
C) A country’s actual stature and
power is built in its core, not in
media or on tables of diplomacy.
(a) A and B
(b) Only A
(c) All A, B, and C
(d) None
(e) A and C
3. Which of the following will help China
dominate the world?
A) If it succeeds in having good
relationship with its neighbouring
countries.
B) If it succeed to be both
predominant maritime power and
land power.
C) Unipolar Dominance is perfectly
evitable for China.
(a) A and B
(b) Only A
(c) All A, B and C
(d) Only C
(e) Only B
4. According to the passage, what are the
reasons mentioned for China not
pushing India beyond a point?
(a) Because of the sheer pressure
from the UN and major countries
who doesn’t want China to grow
with such explicable growth rate.
(b) Because India is a growing nation
and China cannot repeat the
incidents of 1962 because this time
64
India would be more capable and
armed despite all the situation.
(c) Because India is capable of
recovering any economic storm
and has widened its geographical
reach with the help of its flexible
diplomacy.
(e) None of these
5.
What does the author mean by the
phrase “world adopted a more benign
approach to China’s”?
(a) the other countries were gentle
and kind to China’s approach.
(b) the other countries were angry
what China did.
(c) the other countries were unaware
of the fact what China did at that
point of time.
(d) the other countries were united
against the China.
6. What is the synonym of the word
“aberration”?
(a) Anomaly
(b) Digression
(c) Rogue
(d) Quirk
“usurp”?
(a) Expropriate
(b) Relinquish
(c) Ameliorate
(d) Approbation
(e) Vacillate
“prescient”?
(a) Proliferate
(b) Propitiate
(c) Prophetic
(d) Prevaricate
9. What is not the synonym of the word
“annexed”?
(a) Conquer
(b) Garrison
(c) Usurp
(d) Relinquish
10. What is not the synonym of the word
“inevitable”?
(a) Mollify
(b) Occlude
(c) Uncertain
Directions (11-15) : Read each sentence to
find out whether there is any grammatical
error or idiomatic error in it. The error, if
any, will be in one part of the sentence. The
number of that part is the answer. If there is
no error, the answer is ‘e’. (Ignore the errors
of punctuation, if any).
11. Which sectors (a)/ have been affected
(b)/ the most of (c)/ the global
recession? (d)/ No error (e)
12. One of the (a)/ executives who work
(b)/ at the head office (c)/ has confirmed
the news. (d)/ No error (e)
13. It took myself (a)/ four months to (b)/
convince them to (c)/ take this step.
(d)/ No error (e)
14. Anita’s new office (a)/ is quite spacious
but (b)/ most of the furniture is (c)/ old
and should be changed. (d)/ No error
(e)
15. According to the terms (a)/ of the
agreement we have to (b)/ pay five
percent commissions (c)/ to the travel
agent. (d)/ No error (e)
Directions (16-20) : In the following
passage there are blanks, each of which
has been numbered. These numbers are
printed below the passage and against
each, five words are suggested, one of
which fits the blank appropriately. Find
out the appropriate word in each case.
As the Grameenprogramme became better
known around the world we started
receiving (16) of letters and visits from
people. Some wanted to know more about
the programme, others wanted how to start
a Grameenprogramme in their own country.
To cope with this (17) demand for
information and training we created the
Grameen Trust in 1989. At the end of the
training many tried to start their own
programmes but they could not (18) the
necessary funds.
We started receiving requests for funds from
them. So we calculated their requirements
for the next five years and realised that we
needed $100 million. We submitted our
request (19) top officials but received no
responce. We then came up with a plan why wait for governments? If one million
people contributed $ 100 (20) we could raise
$100 million. We succeeded.
16. (a) many
(c) plenty
(e) bundle
(b) group
(d) numerous
17. (a) expand
(c) hiking
(e) risen
18. (a) get
(c) succeed
(e) meet
19. (a) to
(c) in
(e) over
20. (a) solely
(c) alone
(e) individual
(b) grown
(d) increasing
(b) fulfill
(d) lent
(b) included
(d) after
(b) personally
(d) each
Directions (Q.21-25) : Rearrange the
following five sentences (A), (B), (C), (D)
and (E) in the proper sequence to form a
meaningful paragraph; then answer the
questions given below them.
(A) During this aging process, you had
first heard statements such as :
“You can’t ride your bicycle until
you are seven’, and , “You can’t
drive a car until you’re 18".
(B) But, you need to remember that
part of you has an ageless mind
and is quite oblivious to the
physical aging process _____ you
just need to encourage it to
overcome this excuse of being old.
(C) The age excuse of being too old
comes from an inclination to
identify yourself with the number
of trips you have made around the
sun.
(D) The age of your body can seem to
be quite an obstacle on the road to
changing long-held thinking habits.
(E) Then at some point you
discovered that you went from
being not old enough to being too
old.
21. Which of the following will be the
THIRD sentence after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
SECOND
sentence
after
rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) F
FOURTH
sentence
after
rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
65
FIRST sentence after rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
FIFTH (LAST) sentence after
rearrangement?
(a) A
(b) B
(c) C
(d) D
(e) E
Directions (Q.26-30) :Each question below
has two blanks, each blank indicating that
something has been omitted. Choose the
set of words for each blank that best fits
the meaning of the sentence as a whole.
2 6. Th e organ izatio n ………….. to
popularize Indian classical music
among the youth which has lost ……….
with its cultural roots.
(a) endeavours, touch
(b) wishes, interest
(c) efforts, experience
(d) exerts, lntrigue
(e) need, relation
27 . One of th e major critics o f th e
examin atio n system is th at it
………….. to a spirit of …………..
competition among the students.
(a) result, defective
(b) accompanies, adequate
(c) develops, intense
(e) takes, severe
(e) leads, unhealthy
28. Auroras are natural light displays in the
sky, usually at ………… night,
………..in the Polar regions.
(a) watch, upward
(b) noticed, peculiar
(c) observed, only
(d) found, most
(e) follows, mainly
29. After the board examinations, students
are ………….. up for the various
entrance examinations …………. for
next month.
(a) ready, timed
(b) gearing, scheduled
(c) prepared, programmed
(d) set, duration
(e) geared, kept
30. The governmental ………. Spurred
dramatic improvements in the way
waste management is …………… out
in many hospitals.
(a) rule, thrown
(b) plans, conduct
(c) crusade, done
(d) efforts, carried
(e) venture, disposed
QUANTITATIVEAPTITUDE
Directions (31-35): The expenditure and
percentage profit of two companies A and
B for six years in the period 2001-2006
are shown in the given bar graph and
line graph. The expenditure is given in
lakhs.
31. What is the difference between the
average expenditure of Company A
from 2001 to 2006 and that of
Company B?
(a) Rs 60 lakhs
(b) Rs 45 lakhs
(c) Rs 30 lakhs
(d) Rs 15 lakhs
(e) Rs 10 lakhs
32. In how many of the given years is the
income of Company A more than Rs
100 lakhs?
(a) Four
(b) Three
(c) Two
(d) One
(e) None
33. In how many years is the profit of
Company B more than Rs 10 lakhs?
(a) Five
(b) Four
(c) Three
(d) Two
(e) One
34. In 2004, the income of Company B is
what percentage more than the income
of Company A?
(a) 32%
(b) 24%
(c) 16%
(d) 12%
(e) 8%
35. What is the ratio of the income of
Company B in 2004 to that of
Company A in 2005?
(a) 9 : 13
(b) 13 : 9
(c) 11 : 9
(d) 13 : 11
(e) 5 : 4
Directions (36- 40): The following piechart shows the sources of funds to be
collected by the National Highways
Authority of India (NHAI) for its Phase
II projects. Study the pie-chart and
answers the question that follow.
Sources of funds to be arranged by NHAI
for Phase II projects (in Rs. crores)
(a) Rs. 6213 crores
(b) Rs. 5827 crores
(c) Rs. 5455 crores
(d) Rs. 5316 crores
(e) None of these
39. The central angle corresponding to
Market Borrowing is
(a) 52°
(b) 137.8°
(c) 187.2°
(d) 192.4°
(e) None of these
40. The approximate ratio of the funds to
be arranged through Toll and that
through Market Borrowing is
(a) 2:1
(b) 1:6
(c) 3:11
(d) 2:5
(e) None of these
Directions (Q.41-45) : What approximate
value will come in place of the question mark
(?) in the following questions ? (You are not
expected to calculate the exact value.)
41.
36.
Nearly about 20% of the funds are to
be arranged through:
(a) SPVS
(b) External Assistance
(c) Annuity
(d) Market Borrowing
(e) None of these
37. If NHAI could receive a total of Rs.
9695 crores as External Assistance, by
what percent (approximately) should
it increase the Market Borrowing to
arrange for the shortage of funds?
(a) 4.5 %
(b) 7.5 %
(c) 6 %
(d) 8 %
(e) None of these
38. If the toll is to be collected through an
outsourced agency by allowing a
maximum 10% commission, how
much approximate amount should be
permitted to be collected by the
outsourced agency, so that the project
is supported with Rs. 4910 crores?
66
150 199 16


?
17
13 91
(a) 650
(b) 700
(c) 770
(d) 820
(e) 850
42. 151.011 – 419.999 + 649.991 =?
(a) 380
(b) 420
(c) 350
(d) 410
(e) 360
43. 1299 ÷ 19.99 × 25.01 + 400.01 =?
(a) 2025
(b) 2300
(c) 1925
(d) 2200
(e) 1700
44. 30.06% of 499 + 39.99% of 799 =?
(a) 420
(b) 380
(c) 440
(d) 470
(e) 510
45. (14.99)2 – (7.01)2 + (4.99)3 =?
(a) 250
(b) 200
(c) 150
(d) 300
(e) 350
Directions (Q.46-50) :What will come in
place of the question mark (?) in the
following number series?
46. 495 485 465 425 345 ?
(a) 195
(b) 165
(c) 185
(d) 175
(e) None of these
47. 16 22 33 49 70 ?
(a) 95
(b) 96
(c) 85
(d) 91
(e) None of these
48. 32 36 52 88 152 ?
(a) 266
(b) 232
(c) 242
(d) 256
(e) None of these
49. 17 289 425 493 527 ?
(a) 534
(b) 542
(c) 544
(d) 594
(e) None of these
50. 13 27 55 97 153 ?
(a) 243
(b) 265
(c) 215
(d) 223
(e) None of these
Directions (Q. 51-55) :In each of the
following questions, two equations are
given. On their basis you have to
determine the relation between x and y
and then give answer.
(a) If X<y
b) if x>y
c) if X<y
d)if x>y
e)If x=y
51. I. x2 + 15x+54 =0
II. 2y2-3y-2 =0
52. I. x2-11x+24=0
II.y2-14y+48 = 0
53. I. x+
=2
II. 81y2=25
54. I.2x+5y=0
II. x-7y= 38
55. I. 3x2+7x+2=0
II. 2x2-5y+2=0
56. Rs. 600 are divided among A, B and C so
that Rs. 40 more than
2
th
5
share, Rs. 20 more than
2
7
share and Rs. 10 more than
of A’ss
th of B’ss
9
17
th of
C’s may all be equal. What is A’s share
(in rupees)?
(a) 150
(b) 170
(c) 200
(d) 280
(e) None of these
57. A, B and C started a business with their
investment in the ratio 1 : 3 : 5. After 4
months, A invested the same amount
as before and B as well as C withdraw
half of their investments. The ratio of
their profits at the end of the year was:
(a) 5 : 6 : 10 (b) 6 : 5 : 10
(c) 10 : 5 : 6 (d) 4 : 3 : 5
(e) None of these
58. If 9 men working
7
1
hours a day can
2
finish a piece of work in 20 days, then
how many days will be taken by 12
men, working 6 hours a day to finish
the work? It is being given that 2 men
of latter type work as much as 3 men
of the former type?
(a)
9
1
2
(c) 12
1
2
(b) 11
(d) 13
(e) None of these
59. Three pipes A, B and C can fill a cistern
in 6 hours. After working at it together
for 2 hours, C is closed and A and B
can fill the remaining part in 7 hours.
The number of hours taken by C alone
to fill the cistern is
(a) 12
(b) 14
(c) 16
(d) 18
(e) None of these
60. A train B speeding with 120 kmph
crosses another train C running in the
same direction, in 2 minutes. If the
lengths of the trains B and C be 100m
and 200m respectively, what is the
speed (in kmph) of the train C?
(a) 111
(b) 123
(c) 127
(d) 129
(e) None of these
61. Profit earned by an organization is
distributed among officers and clerks
in the ratio of 5:3 respectively. If the
number of officers is 45 and the number
of clerks is 80 and the amount received
by each officer is Rs.25,000/-, what
was the total amount of profit earned?
(a) Rs.22 lakhs
(b) Rs.18.25 lakhs
(c) Rs.18 lakhs
(d) Rs.23.25 lakhs
(e) None of these
62. If simple interest on a certain sum of
money for 8 years at 4% per annum is
same as the simple interest on Rs. 560
for 8 years at the rate of 12% per
annum then the sum of money is
67
(a) Rs.1820
(b) Rs.1040
(b) Rs.1120
(b) Rs.1680
(e) None of these
63. The compound interest on a sum for 2
years is Rs. 832 and the simple interest
on the same sum for the same period is
Rs. 800. The difference between the
compound and simple interest for 3
years will be
(a) Rs. 48
(b) Rs. 66.56
(b) None of these
(b) Rs. 98.56
(e) None of these
64. A bag contains 7 red balls, 4 green balls
and 5 yellow balls. What is the
probability that 3 balls drawn at
random are either green or yellow ?
(a) 1/140
(b) 1/60
(c) 3/280
(d) 11/280
(e) None of these
65. The sum of the circumference of a circle
and the perimeter of a rectangle is 132
cm. The area of the rectangle is 112 sq
cm and breadth of the rectangle is 8
cm. What is the area of the circle ?
(a) 616 sq cm
(b) 540 sq cm
(c) 396 sq cm
(d) Cannot be determined
(e) None of these
REASONINGABILITY
Directions (66-72): Each of these
questions are based on the information given
below:
P, Q, R, S, W, X, Y, Z are sitting around a
circle facing centre but not necessarily in
the same order. The husband of Z is sitting
second to the right of Q who is sitting
between two males. X sits second to the
left of the daughter of S. X is the sister of Y.
X is not an immediate neighbour of Z’s
husband. Only one person sits between P
and X. P is the father of Y. S who is brother
of Z sits to the immediate left of his mother.
Only one person sits between Z’s mother
and W. Only one person sits between Z and
Y. Y is mother of R. Y is not an immediate
neighbour of W.
66. Which of following is true with respect
to the given seating arrangement?
(a) R
is
the
cousin
of
W
(b) Z and Z’s husband are immediate
neighbour of each other.
(c) No female is an immediate
neighbour of R.
(d) Z sits third to the left of her
daughter.
(e) Q is the mother of Z.
67. What is the position of P with respect
to his grandchild?
(a) immediate right
(b) third to the right
(c) third to the left
(d) Second to the right
(e) fourth to the right
68. Four of the following five are alike in a
certain way. Which one does not belong
to that group?
(a) X
(b) R
(c) W
(d) Z
(e) Y
69. What is position of P with respect to
his mother-in-law?
(a) Immediate right
(b) third to the right
(c) third to the left
(d) second to the right
(e) None of these
70. How many people sits between Y and
her uncle?
(a)One
(b) Two
(c) Three
(d) Four
(e) Five
71. Who amongst the following is S’s
daughter?
(a) Q
(b) R
(c) W
(d) Y
(e) Z
72. Who sits to the immediate left of R?
(a) X’s grandmother
(b) Y’s son (c) S’s mother-in-law
(d) P
(e) Y
Directions (Q.73-77): Study the
following information carefully and
answer the questions given below.
Five friends Rosy, Mandy, Denial, Lucky
and Ella like five different watches Titan,
Samay, Sonata, Citizen and Fastrack 5
different cars Wagon R, Alto, Santro, Swift
and Xylo& 5 different pens Reynolds,
Parker, Cello, Montex and Elkos. Ella like
wagon R car but not like Parker pen and
Citizen Watch; lucky likes sonata watch and
Reynolds pens but not like Xylo car. Mandy
likes Xylo car and Samay watch. Rosy like
Santro car and Cello pen, person who likes
wagon R car likes Fastrack watch. Elkos
pen is liked by a person who has swift car
and citizen watch.
73. Who like Parker pen and Fastrack watch
respectively?
(a)Ella, Denial
(b)Denial, Rosy
(c)Rosy, Mandy
(d)Mandy, Ella
(e)None of these
74. Which of the following car is liked by
Lucky?
(a)Wagon R
(b)Swift
(c)Alto
(d)Either Alto or Swift
(e)None of these
75. Who does like Montex pen?
(a)Ella
(b)Denial
(c)Rosy
(d)Mandy
(e)None of these
76. Which of the following pair matching is
correct?
(a)Xylo-Mandy-Parker-Citizen
(b)Parker-Denial-Fastrack-Ella
(c)Fastrack-Ella-Swift-Montex
(d)Denial-Elkos-Swift-Citizen
(e)None of these
77. Who does like watch of Titan?
(a) Mandy
(b) Rosy
(c) Denial
(d) can’t be determined
(e)None of these
Directions (78-80): Read the following
information given below to answer the
questions that follow:
(i) ‘na ho pa la’ means ‘they are very
intelligent’
(ii) ‘pit nasa’ means ‘you are welcome’
(iii) ‘ka da la’ means ‘who is intelligent’
68
(iv) ‘od ho pit la’ means ‘they welcome
intelligent students’
78. Which of the following means ‘students’
in that code language?
(a) od
(b) la
(c) ho
(d) pit
(e) Data inadequate
79. Which of the following means ‘very’ in
that code language?
(a) pa
(b) na
(c) da
(d) Data inadequate
(e) None of these
80. Which of the following statement(s) is/
are redundant to answer the above
questions?
(a) (iii)
(b) (ii)
(c) (ii) or (iii)
(d) (i) or (iv)
(e) None of these
Directions (Q.81-85): Study the
following information carefully and
answer the given questions.
(i) There is a family of seven persons
representing three generations.
(ii) There are two married couples. Both
the wives are housewives and both
have only two children.
(iii) Sudhakar, the lawyer, is the father
of Amit and has two grandchildren.
(iv) Monasi, the doctor, is the sister of
the teacher.
(v) Subhra’s daughter-in-law Sulekha
is married to a teacher.
(vi) Nidhi, the granddaughter of one of
the housewives, is studying in the 9th
standard.
81. What is the profession of Amit?
(a) Student
(b) Teacher
(c) Lawyer
(d) Can’t be determined
(e) None of these
82. Which among the following is/are the
father-daughter pair?
(a) Sudhakar - Nidhi
(b) Sudhakar - Sulekha
(c) Amit - Nidhi
(d) Sudhakar - Monasi
(e) Both c) and d)
83. Which of the following groups is
associated with all the three
generations?
(a) Sudhakar, Monasi and Nidhi
(b) Amit, Monasi and Nidhi
(c) Amit, Sulekha and Nidhi
(d) Can’t be determined
(e) None of these
84. How many female members are there in
the family?
(a) Two
(b) Four
(c) Three
(d) Five
(e) Can’t be determined’
85. Which of the following statements is
not true?
(a) The doctor is the paternal aunt
ofNidhi.
(b) Sulekha has one sister-in-law.
(c) The teacher is the son of Subhra.
(d) Sudhakar is the father-in-law of
Sulekha.
(e) Subhra has two granddaughters.
Directions (Q.86-93) : In each question
below are two/three statements followed by
two conclusions numbered I and II. You have
to take the two/three given statements to be
true even if they seem to be at variance from
commodity known facts and then decide
which of the given conclusions logically
follows from the given statements
disregarding commonly known facts.
Give answer
(a) if only conclusion I follows.
(b) if only conclusion II follows.
(c) if either conclusion I or conclusion
II follows.
(d) if neither conclusion I nor
conclusion II follows.
(e) if both conclusion I and conclusion
II follows.
(86-87) :
Statements :
Some colours are paints.
All colours are varnishes.
No varnish is dye.
86. Conclusions :
I. No paint is dye.
II. All paints being varnishes is a
possibility.
87. Conclusions :
I. Some varnishes are paints.
II. No dye is colour
(88-89) :
Statements :
All squares are triangles.
No triangle is circle.
All circles are rectangles.
88. Conclusions :
I. No rectangle is square.
II. All rectangles being square is a
possibility.
89. Conclusions :
I. No square is circle.
II. Atleast some circles are squares.
90. Statements :
No paper is book.
Some books are libraries.
Conclusions :
I. All libraries being books is a
possibility.
II. No library is paper.
91. Which of the following groups of
alphabets should replace the blank
spaces so that the group of alphabets,
given in bold, follow a logical pattern from
the preceding and the following group of
alphabets?
bw_yza, dstuv, _opqre
(a) x, e, d
(b) x, c, f
(c) v, e, f
(d) x, c, d
(e) x, e, n
92. The positions of how many alphabets
will remain unchanged if each of the
alphabets in the word WALKINGS is
arranged in alphabetical order from left
to right?
(a) None
(b) One
(c) Two
(d) Three
(e) More than three
69
93. An ‘Island’ is related to ‘Sea’ in the
same way ‘Oasis’ is related to
‘………………’
(a) Water
(b) Illusion
(c) Pond
(d) Tree
(e) Desert
Directions (Q.94-95) : Study the following
information carefully and answer the given
questions.
Point D is 14 m towards the West of point A.
Point B is 4 m towards the South of point
D. Point F is 9 m towards the South of
point D. Point E is 7 m towards the East of
point B. Point C is 4 m towards the North
of point E. Point G is 4 m towards the South
of point A.
94.Which of the following points are in a
Straight line?
(a) D, E, A (b) E, G, C
(c) D, B, G (d) E, G, B
(e) F, B, C
95.Point A is in which direction with respect
to point C?
(a) East
(b) West
(c) North
(d) South
(e) Cannot be determined
Directions (Q.96-100) : In the following
questions, the symbols @, #, $, % and &
are used with different meanings as follows
‘P @ Q’ means ‘P is neither smaller
nor equal to Q’.
‘P # Q’ means ‘P is not greater than
Q’.
‘P $ Q’ means ‘P is not smaller than
Q’.
‘P % Q’ means ‘P is neither greater nor
smaller than Q’.
‘P & Q’ means ‘P is neither greater nor
equal to Q’.
In each of the following questions
assuming the given statements to be
true, find out which of the two
conclusions I and II given below them
is/are definitely true.
Give answer
(a) if only conclusion I is true
(b) if only conclusion II is true
(c) if either conclusion I or conclusion
II is true
(d) if neither conclusion I nor
conclusion II is true
(e) if both conclusions I and II are true
96. Statements : G # H, H $ K, K @ M
Conclusions : I. M # G
II. G & M
97. Statements : F $ D, H # M, M % D
Conclusions : I. F $ H
II. F @ H
98. Statements : R & M, M # L, L $ Q
Conclusions : I. M % Q
II. M @ Q
99. Statements : F # R, Q $ R, Q & M
Conclusions : I. F # Q
II. R & M
100. Statements : D & T, R # T, R $ M
Conclusions : I. M & T
II. M % T

EXPLANATION
1.b
2.c
3.e
4.c
5.a
6.e
7.a
8.c
9.d
10.c
11.d
12.d
13.a
14.d
15.c
16.c
17.d
18.a
19.a
20.d
21.e
22.a
23.c
24.d
25.b
26.a
27.e
28.c
29.b
30.d
31. (e) Total expenditure of A = 270
Average expenditure = 270 / 6 = 45
Total expenditure of B = 210
Average expenditure = 210 / 6 = 35
Difference = 45 – 35 = 10
32. (d) In 2001, profit = (60
 75) / 100
= 45
Income = 60 + 45 = 105 lakhs
33. (d) In 2006 = (25
 170) / 100 = 42.5
lakh
Profit = 42.5 – 25 lakh = Rs 17.5 lakhs
In 2004 Profit is 18 lakh
34. (a)
In 2004 and 2006
In 2004, income of A = 50 lakhs
In 2004, income of B = 66 lakhs
Req percentage = (66 – 50) / 50 
100 = 32%
35. (c) In 2004, income of B = 66 lakhs
In 2005, income of A = 54 lakhs
Req Ratio: 66 : 54 = 11 : 9
36. (b) 20% of the total funds to be arranged
= Rs. (20% of 57600) crores
= Rs. 11520 crores » Rs. 11486 crores.
Rs. 11486 crores is the amount of
funds to be arranged through External
Assistance.
37. (c) Shortage of funds arranged through
External Assistance = Rs. (11486 9695) crores
= Rs. 1791 crores.
Increase required in Market Borrowing
= Rs. 1791 crores.
Percentage increase required =
1791
 100
29,952
= 5.98%
»6%.
38.
(c) Amount permitted= (Funds required
from Toll for projects of phase II) +
(10% of these funds) =Rs. 4910 crores
+Rs. (10%of 4910) crores
= Rs (4910+491) crores = Rs.5401
crores
39. (c) Central angle corresponding to
Market Borrowing =[(29952/57600)]
 360º = 187.2º
40. (b) Required ratio = 4910/29952= 1/
6.1  1/6
41.c
42.a
43.a
44.d
45.d
46.c
47.b
48.e
49.c
50.d
51.a
52.c
53.b
54.b
55.a
56.a
57.a
58.c
59.b
60.a
61. (c) The total amount distributed among
45 officers = Rs.45  25000 =
Rs.1125000.
Let the amount distributed to 80 clerks
be ‘x’.
Then 1125000/x = 5/3, therefore, x =
Rs.675000.
Therfore, the Total profit =
Rs.1125000 + 675000 = Rs.18 lakhs.
62. (d) Let the sum of money be x
then x×4×8/100=560×12×8/100
70
x×4×8=560×12×8
x×4=560×12
x=560×3=1680
63. (d) Given that simple interest for 2
years is Rs.800 i.e., Simple interest for
1st year is Rs.400 and simple interest
for 2nd year is also Rs.400
Compound interest for 1st year will
be 400 and Compound interest for 2nd
year will be 832 - 400 = 432
you can see that compound interest for
2nd year is more than simple interest
for 2nd year by 432 - 400 = Rs.32
i.e, Rs. 32 is the interest obtained for
Rs.400 for 1 year
Rate, R = 100×SI/PT= (100×32)/
(400×1)= 8%
Difference between compound and
simple interest for the 3rd year
= Simple Interest obtained for Rs.832
=PRT/100=832×8×1/100= Rs. 66.56
Total difference between the compound
and simple interest for 3 years
= 32 + 66.56 = Rs.98.56
64 (d) Total ways = 16C3 = 16!/(13!×3!)
= 560
Favorable ways = 4C3 + 5C3 = 4!/
(3!×1!) + 5!/(3!×2!)
Required probability = 1/140
65. Length of the rectangle = 112/8 = 14
cm, so perimeter = 44 cm,
Circumference= 132-44=88 cm,
R = (88 × 7) / (2 ×22) = 14cm
(66-72) :
66. (e) 67. (a)
70. (c) 71. (c)
(73-77)
Name
Ella
Luckey
Mandy
Rosy
Denial
Car
Wagan R
Alto
Xylo
Santro
Swift
73. d 74. c
77. b
(78- 80)
students – od
intelligent – la
welcome – pit
they – ho
are – na
you – sa
very – pa
who / is – ka / da
78.a
79. a
82.e
83.a
86.b
87.e
90.a
91.b
94.d
95.a
98.d
99.e
68. (b)
72. (a)
Watch
Fastrack
Sonata
Samay
Titan
Citizen
69. (d)
Pen
Montex
Reynolds
Parker
Cello
Elkos
75. a
76. d
80.a
84.e
88.d
92.c
96.d
100.c
81.b
85.e
89.a
93.e
97.a

WHO’S WHO
Heads of Important Offices in India
1.
Mr. Narendra Modi : Chairman, National Institution for
Transforming India (Niti Aayog)
2. Mrs. Sumitra Mahajan : Speaker, Lok Sabha
3. Mohammad Hamid Ansari : Chairman, Rajya Sabha
4. Mr. P. J. Kurien : Deputy Chairman, Rajya Sabha
5. Mr. Arun Jaitley : Leader of House (Rajya Sabha)
6. Mr. Ghulam Nabi Azad : Leader of Opposition (Rajya Sabha)
7. Mr. Arvind Panagariya : Vice-Chairman, National Institution
for Transforming India (Niti Aayog)
8. Syed Nasim Zaidi : Chief Election Commissioner
9. Achal Kumar Gyoti : Election Commissioner
10. Mr. Shashi Kant Sharma : Comptroller and Auditor-General
of India
11. Mr. Justice K. G. Balakrishnan : Chairperson, National
Human Right Commission (NHRC)
12. Mr. Ajit Kumar Seth : Cabinet Secretary
13. Mr. Nripendra Misra : Principal Secretary to Prime Minister
14. Justice V. Eshwaraiah : Chairman, National Commission for
Backward Classes
15. Ms. Shanta Sinha : Chairperson, National Commission for
Protection of Child Rights (NCPCR)
16. Dr. P. L. Punia : Chairman, National Commission for Scheduled
Castes
17. Dr.Rameshwar Oraon : Chairman, National Commission for
Scheduled Tribes (NCST)
18. Mr. Deepak Gupta : Chairman, Union Public Service
Commission (UPSC)
19. Dr. M. S. Swaminathan : Chairman, National Commission on
Farmers (NCF)
20. Mr. Ajit Kumar Doval : National Security Adviser and Special
Adviser to PM (Internal Security)
21. Mr. Sharad Kumar : Director-General, National Investigation
Agency (NIA)
22. Mr. A. K. Mital : Chairman, Railway Board
23. Mr. Shumsher K. Sheriff : Secretary-General, Rajya Sabha
24. Mr. T. K. Viswanathan : Secretary-General, Lok Sabha
25. Mr. Dineshwar Sharma: Director, Intelligence Bureau (IB)
26. Mr. Anil Kumar Sinha : Director, Central Bureau of
Investigation (CBI)
27. Mr. Rajinder Khanna: Director, Research and Analysis Wing
(RAW)
28. Mr. Jayanto Narayan Choudhury : Director-General,
National Security Guard (NSG)
29. Mr. R.C. Tayal : Director-General, CRPF
30. Mr. Devendra Kumar Pathak : Director-General, Border
Security Force (BSF)
31. Mr. Arvind Ranjan : Director-General, Central Industrial
Security Force (CISF)
32. Mr. Rajiv Ranjan Verma : Director-General, Railway
Protection Force. (RPF)
33. Mr. Krishna Choudhury : Director-General, Indo-Tibetan
Border Police (ITBP)
34. Mr. B. D. Sharma : Director-General, Sashastra Seema Bal
71
35. Vice-Admiral Anurag G. Thapliyal : Director-General, Indian
Coast Guard
36. Lt. Gen. Avtar Singh : Director-General, Defence Intelligence
Agency
37. Prof. Ved Prakash : Chairman, UGC
38. Dr. Avinash Chander : Scientific Adviser to Defence Minister
and Secretary, Defence Research and Development
Organisation. (DRDO)
39. Dr. R. Chidambaram : Principal Scientific Adviser to the
Government
40. Mr. A. S. Kiran Kumar : Chairman, Space Commission and
ISRO
41. Mr. Ratan Kumar Sinha : Chairman, Atomic Energy
Commission and Secretary, Dept. of Atomic Energy
42. Mr. Naseem Ahmad : Chairperson, National Commission for
Minorities
43. Mr. Amitava Bhattacharya : Chairman, Staff Selection
Commission (SSC)
44. Dr. Vishwa Mohan Katoch : Director-General, Indian Council
of Medical Research
45. Mr. C. Chandramouli : Registrar-General of India and Census
Commissioner
46. Justice Ajit Prakash Shah : Chairman, Law Commission
47. Dr. B. N. Suresh : President, Indian National Academy of
Engineering (INAE)
48. Mr. Justice (Retd.) B. N. Kirpal : Chairman, National Forest
Commission
49. Mr. T. Nanda Kumar : Chairperson, National Dairy
Development Board (NDDB)
50. Lt. General AT Parnaik : Director-General, Border Roads
Organisation
51. Dr. Raghuram Rajan : Governor, RBI
52. Justice Mr. Chandramauli Kumar Prasad : Chairman, Press
Council of India
53. Mr. Amit Mathew : Chairman, Audit Bureau of Circulations
(ABC)
54. Mr. Anita Kapur : Chairman, Central Board of Direct Taxes
(CBDT)
55. Shri Najib Shah : Chairman, Central Board of Excise and
Customs
56. Mr. Ashok Chawla : Competition Commission of India
57. Justice Syed Rafat Alam : Chairman, Central Administrative
Tribunal
58. Mr. K.M. Singh : CMD, National Hydroelectric Power
Corporation (NHPC)
59. Mr. Dinesh Kumar Sharma : CMD, Oil and Natural Gas
Corporation (ONGC)
60. Mr. B. C. Tripathi : CMD, GAIL
61. Mr. B. Ashok : Chairman, IOC
62. Mr. U.P. Singh : CMD, Oil India Ltd
63. Mr. Vineet Joshi : Chairperson, Central Board of Secondary
Education (CBSE)
64. Mr. U. K. Sinha : Chairman, Securities and Exchange Board
of India (SEBI)
65. Dr. Harsh Kumar Bhanwala : Chairman, National Bank for
Agriculture and Rural Development (NABARD)
66. Smt. Arundhati Bhattacharya : Chairman, SBI
67. Mr. M. S. Raghavan : Chairman, IDBI
68. Justice Dilip Raosaheb Deshmukh : Chairman, Company
Law Board
69. Mr. Ashok Kumar Mukherjee : India’s Permanent
Representative to UN
70. Mr. S. K. Roy : Chairman, Life Insurance Corporation of India
(LIC)
71. Mr. Ashwin Pandya : Chairman, Central Water Commission
72. Ms. Lalitha Kumarmangalam : Chairperson, National
Commission for Women
73. Dr. Y. V. Reddy: Chairman, 14th Finance Commission
74. Dr. Pronob Sen : Chairman, National Statistical Commission
75. Mr. Pahlaj Nihalani : Chairperson, Central Board of Film
Certification (CBFC)
76. Dr. Rakesh Tewari : Director-General, Archaeological Survey
of India (ASI)
77. Dr. Jyotsna Suri : President, Federation of Indian Chambers
of Commerce and Industry (FICCI)
78. Mr. R.S. Sharma : Chairman, Telecom Regulatory Authority
of India (TRAI)
79. Dr. Rajan Katoch : Director, Enforcement Directorate
80. Mr. R. V. Verma : Chairman, Pension Fund Regulatory and
Development Authority (PFRDA)
81. Dr. Sekhar Basu : Director, Bhabha Atomic Research Centre
82. Mr. N. Ramachandran : President, Indian Olympic Association
83. Prof. B.K.Tripathi : Acting Director, National Council of
Educational Research and Training (NCERT)
84. Mr. Sumit Majumdar : President, Confederation of Indian
Industry (CII)
85. Dr. A. Surya Prakash : Chairman, Prasar Bharti Board
86. Mr. Ratan Tata : Chairman, Investment Commission
87. Mr. Jagmohan Dalmiya : President, Board of Control for
Cricket in India (BCCI)
88. Mr. B.V.R. Mohan : Chairman, NASSCOM
89. Mr. Ramesh Sippy : Chairman, National Film Development
Corporation (NFDC)
90. Mr. Ravindra Kumar: Chairman, United News of India
91. Mr. Mahendra Mohan Gupta : Chairman, PTI
92. Mr. Kiran B. Vadodaria : President, Indian Newspaper Society
(INS)
93. Mr. Rana Kapoor : President, The Associated Chambers of
Commerce and Industry of India (ASSOCHAM)
Cabinet Ministers
1. Rajnath Singh: Home Affairs
2. Sushma Swaraj: External Affairs, Overseas Indian Affairs
3. Arun Jaitley: Finance, Corporate Affairs, Information and
Broadcasting
4. M Venkaiah Naidu; Urban Development, Housing and Urban
Poverty Alleviation, Parliamentary Affairs
5. Nitin Jairam Gadkari: Road Transport and Highways, Shipping
6. Manohar Parrikar: Defence
7. Suresh Prabhu: Railways
8. DV Sadananda Gowda: Law and Justice
9. Sushri Uma Bharati: Water Resources, River Development and
Ganga Rejuvenation
10. Dr Najma A Heptulla: Minority Affairs
72
11. Ramvilas Paswan: Consumer Affairs, Food and Public
Distribution
12. Kalraj Mishra: Micro, Small and Medium Enterprises
13. Maneka Sanjay Gandhi: Women and Child Development
14. Ananthkumar: Chemicals and Fertilizers
15. Ravi Shankar Prasad: Communications and Information
Technology
16. Jagat Prakash Nadda: Health and Family Welfare
17. Ashok Gajapathi Raju Pusapati: Civil Aviation
18. Anant Geete: Heavy Industries and Public Enterprises
19. Harsimrat Kaur Badal: Food Processing Industries
20. Narendra Singh Tomar: Mines, Steel
21. Chaudhary Birender Singh: Rural Development, Panchayati Raj,
Drinking Water and Sanitation
22. Jual Oram: Tribal Affairs
23. Radha Mohan Singh: Agriculture
24. Thaawar Chand Gehlot: Social Justice and Empowerment
25. Smriti Zubin Irani: Human Resource Development
26. Harsh Vardhan: Science and Technology Earth Sciences
Ministers of State
27. General VK Singh: Statistics and Programme Implementation
(Independent Charge), External Affairs, Overseas Indian
Affairs
28. Rao Inderjit Singh: Planning (Independent Charge), Defence
29. Santosh Kumar Gangwar: Textiles (Independent Charge)
30. Bandaru Dattatreya: Labour and Employment (Independent
Charge)
31. Rajiv Pratap Rudy: Skill Development and Entrepreneurship
(Independent Charge), Parliamentary Affairs
32. Shripad Yesso Naik: AAYUSH (Independent Charge)
Health and Family Welfare
33. Dharmendra Pradhan: Petroleum and Natural Gas (Independent
Charge)
34. Sarbananda Sonowal: Youth Affairs and Sports (Independent
Charge)
35. Prakash Javadekar: Environment, Forest and Climate Change
(Independent Charge)
36. Piyush Goyal: Power (Independent Charge), Coal (Independent
Charge), New and Renewable Energy (Independent Charge)
37. Dr. Jitendra Singh: Development of North Eastern Region
(Independent Charge), Prime Minister’s Office Personnel,
Public Grievances and Pensions Department of Atomic Energy
Department of Space
38. Nirmala Sitharaman: Commerce and Industry (Independent
Charge)
39. Dr. Mahesh Sharma: Culture (Independent Charge), Tourism
(Independent Charge), Civil Aviation
40. Mukhtar Abbas Naqvi: Minority Affairs, Parliamentary Affairs
41. Ram Kripal Yadav: Drinking Water and Sanitation
42. Haribhai Parthibhai Chaudhary: Home Affairs
43.Sanwar Lal Jat: Water Resources, River Development and Ganga
Rejuvenation
44. Mohanbhai Kalyanjibhai Kundariya: Agriculture
45. Giriraj Singh: Micro, Small and Medium Enterprises
46. Hansraj Gangaram Ahir: Chemicals and Fertilizers
47. GM Siddeshwara: Heavy Industries and Public Enterprises
48. Manoj Sinha: Railways

ONE LINER
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Union Govt. on 27 August 2015 announced the list of 98 cities and towns selected under Smart Cities Mission. Which state has been
allocated highest number of 13 cities in this coveted list? – Uttar Pradesh
The Reserve Bank of India on 1 September 2015 issued draft guidelines pertaining to interest rates and base rates. In the draft, RBI
has sought to implement what new methodology for interest rates of the banks? – It has prescribed a uniform method by which
banks have to arrive at the interest rates for providing loans
Which city is starting to observe a car-free day every Tuesday starting 22 September 2015 under which people will be encouraged
to use alternative modes of transport 7 a.m. to 7 p.m.? – Gurgaon
Ferrari’s Sebastian Vettel (Germany) won the Singapore Formula 1 Grand Prix with style on 20 September 2015. What important
fact was there for defending champion and this year’s championship leader Lewis Hamilton in this race? – He suffered his first
retirement of the year in this race
Indian Space Research Organisation (ISRO) on 27 August 2015 successfully placed which communication satellite in orbit through
GSLV D-6 rocket? – GSAT-6
A National Disaster Response Force (NDRF) team on 21 September 2015 managed to successfully evacuate two labourers from a
tunnel in Himachal Pradesh in which they were trapped for last 9 days. This tunnel situated in Bilaspur is part of which expressway
project? – Kiratpur-Manali expressway road project
What is the proposed date for merger of the Forward Markets Commission (FMC) with the Securities and Exchange Board of India
(SEBI), as notified by the Union Govt. on 2 September 2015? – 28 September 2015
The draft of the New Encryption Policy was issued by the Department of Electronics and Information Technology recently. This
policy pertains to messaging services like WhatsApp, Viber, Line, Google Chat, Yahoo messenger etc. What is the most important
proposal in the draft? – All messages must be mandatorily stored for 90 days
Which public-sector financial entity salvaged the 10% stake sale of Indian Oil Corporation (IOC) held on 24 August 2015 by buying
as much as 86% shares on offer? – Life Insurance Corporation (LIC)
Jagmohan Dalmiya, the President of the Board of Control for Cricket in India (BCCI), passed away at a private hospital in Kolkata
on 20 September 2015. He is known as the person who understood the potential of India becoming commercially a global powerhouse
of cricket. In which year he took the first designation in the BCCI, as its treasurer? – 1983
Indian e-commerce giant Flipkart on 25 August 2015 launched a new tool that blends social-networking with shopping so as to make
online shopping a more social affair. What is the name of this tool? – ‘Ping’
Which city has for the first time overtaken Mumbai in unsold housing units and thus become the city with the second-highest
residential real estate inventory overhang after the National Capital Region (NCR)? – Bengaluru
The government of West Bengal has recently initiated swift documentation process for getting a Geographical Indication (GI)
registration for the iconic Bengali dessert rosogolla, better known as rasgulla all over the country. This has been done as another state
has claimed that the rosogolla was actually born in that State. Which state is this? – Odisha
Which private-sector bank on 26 August 2015 launched India’s first home loan backed by mortgage guarantee that will allow
consumers to increase borrowing as well as the paying tenure? –ICICI Bank
What history was created in Nepal as it adopted its new Constitution on 20 September 2015? – It is the first full democratic
Constitution in Nepal’s history and Nepali citizens became sovereign in the true sense
In a landmark development, the West Bengal Government declassified the 64 files associated with Netaji Subhash Chandra Bose.
These classified files containing around thirteen thousand pages will be made accessible to the public from 21 September 2015. These
controversial classified files were kept for last 70 years in glass cascades in which museum? – Kolkata Police Museum
Czech Republic defeated India 3-1 in the Davis Cup World Group playoff tie on 20 September 2015, which was played at Delhi’s
RK Khanna Stadium. What is the impact of this defeat for India? – India has been pushed again to the Asian-Oceania group
Which senior advocate of the Supreme Court associated with the Aam Aadmi Party (AAP) resigned from all posts of the party on
19 September 2015? – HS Phoolka
The State Govt. of Assam recently offered safe passage to separatist leader Paresh Baruah to visit his ailing mother. Baruah is
associated with which anti-talks faction of Assam, against whom the Interpol has issued red corner notice? – United Liberation
Front of Assam (ULFA)
Japan’s Parliament on 19 September 2015 passed which contentious security bill which resulted in a huge debate on the issue and
protests by the opposition parties? – The bill which allows Japan’s military to fight abroad for the first time since World War
II
Prime Minister Narendra Modi launched the ambitious Integrated Power Development Scheme (IPDS) on the occasion of his visit
to Varanasi, his Lok Sabha constituency, on 18 September 2015. What is the primary objective of IPDS? – To provide 24×7 power
supply in urban areas
The Union Environment Ministry recently banned which drug for human use with the primary objective to conserve and protect
vultures from extinction? – Diclofenac
Indian Railways has developed a new design of “Hybrid Vacuum Toilet” that combines the advantages of vacuum toilets and those
of bio-toilets. This toilet is a first ever system of its kind to have been developed and built by any railway system in the world. The
trial-run of this new toilet has been started in which express train? – Dibrugarh Rajdhani
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
74
Union Government on 2 September 2015 announced which landmark and first-of-its-kind reform associated with oil and natural
sector? – It announced that it will now auction small oil and gas fields to private firms
Union Govt. on 24 August 2015 divested 10% of its stake in which public sector undertaking? – Indian Oil Corporation
What was India’s rank in the Global Innovation Index (GII) 2015 that was released on 17 September 2015? – 81st place out of 141
countries
Google Inc. unveiled a redesign of its iconic logo on 1 September 2015. The new design spells ‘Google’ in a sans-serif typeface,
similar to the one being used by Google’s newly created holding company, Alphabet. With this Google has done how many
modifications in its logo since it started its operations? – Five
The Election Commission of India (ECI) recently came out with an announcement regarding ‘NOTA’ (‘None of the Above’) option
on ballot papers displayed on EVMs. What is it? – ECI has introduced a specific symbol for NOTA
What is the name of the new scheme launched by the Union Govt. for the welfare of people affected by mining related operations on
17 September 2015? – Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY)
Ushering another banking revolution in the country, the Reserve Bank of India (RBI) on 16 September 2015 accorded “in-principal”
approval for 10 small finance banks. These banks will focus on small geographies for operations but with a strong capital base. Which
10 entities were selected for these small banks? – 1) Au Financiers, 2) Capital Local Area Bank, 3) Disha Microfin, 4) Equitas
Holdings, 5) ESAF Microfinance, 6) Janalakshmi Financial Services, 7) RGVN (North East) Microfinance, 8) Suryoday
Micro Finance, 9) Ujjivan Financial Services and 10) Utkarsh Micro Finance
For the first time in the history of weightlifting, an individual international tournament will be organised in India. The country will
host the Commonwealth Youth, Junior and Senior Weightlifting Championships. This championship will be held in which city? –
Pune
What is the name of the UPA-appointed Director of Nehru Memorial Museum and Library (NMML), who recently resigned
controversially from the post and the resignation was accepted on 17 September 2015 by the Executive Council? – Mahesh
Rangarajan
The birth centenary celebration of Rani Gaidinliu was inaugurated by Prime Minister Narendra Modi on 24 August 2015. On this
occasion a commemorative coin was released to recall Rani’s contribution to India’s freedom struggle. Rani Gaidinliu was associated
with which India state? – Nagaland
The insurance benefit payable to dependents of the members of the Employees’ Provident Fund Organisation (EPFO) was enhanced
to Rs. 6 lakh in a meeting of the Central Board of Trustees of the EPFO held on 16 September 2015. What was the present benefit
limit for the same? – Rs. 3.60 lakh
Which West African country faced military coup with the military officers overthrowing the government on 17 September 2015? –
Burkina Faso
What is the new name of Mount McKinley, the tallest mountain of the United States, which was renamed sometimes back? – Denali
What is the name of the express train of the Indian Railway that met with a freak accident in the early hours of 24 August 2015 when
a truck carrying a granite boulder rammed into it killing six people? – Bangalore-Nanded Express
Which South American country was struck by an 8.3 magnitude earthquake on 16 September 2015 resulting in setting off of a small
tsunami wave and over one million people being evacuated? – Chile
Which city would host the XIX Asian Games 2022 as announced on 16 September 2015? – Hangzhou (China)
Nepal’s parliament overwhelmingly approved country’s new constitution on 16 September 2015. The new constitution was passed
by 507 votes to 25 in the 601-member Constituent Assembly. This is overall ………..constitution enacted in the country – Fifth
The first spatially continuous map of worldwide forest tree density was prepared by a Yale University scholar and his team was
released recently. What is the approximate number of trees worldwide as disclosed by this study? – 3.04 trillion
What is the name of the exhibition that was started on 15 September 2015 at the India Gate lawns in New Delhi to celebrate the
Golden Jubilee of Indo-Pak War of 1965? – ‘Shauryanjali’
Andhra Pradesh Chief Minister on 16 September 2015 released the water of river Godavari into Krishna to mark the formal linking
of the two rivers. This event was performed at which village near Vijayawada? – Ibrahimpatnam
Which European country on 15 September 2015 declared state of emergency in two of its counties in view of the ongoing migrant
crisis? – Hungary
On 6 September 2015 G20 launched a new group with the objective to empower women and to boost the role of women in global
economic growth. What is the name given to this newly formed group? – W20
Which author of Indian author was among the six writers short-listed for the prestigious Man Booker Prize 2015, as announced on
15 September 2015? – Sunjeev Sahota
The Pentagon, the headquarters for U.S. defence establishment, recently set up a first-ever country specific special cell with the
objective of speeding up its defence ties with India. What is the name of this first-of-its-kind cell? – ‘India Rapid Reaction Cell’
(IRRC)
The Reserve Bank of India (RBI) on 14 September 2015 announced canceling the certificate of registration of which entity of the
Sahara Group? – Sahara India Financial Corporation Limited
49. The World Bank on 14 September 2015 released the first ever ranking of States on the ‘Ease of Doing Business’ in India. The rating
assessed states over a six-month period from January to June 2015 on the issue of implementation of ‘ease of doing business’ policy.
Which state topped this list? – Gujarat
50. Which state govt. on 16 September 2015 announced making it mandatory for all high rise buildings in the state to have solar power
generation facility? – Tamil Nadu
51. Who was elected as the new Prime Minister of Australia on 14 September 2015 after Tony Abbott was ousted from power in an
internal party ballot in the ruling Liberal party? – Malcolm Turnbull
52. World No.1 Novak Djokovic of Serbia won the US Open men’s singles title on 13 September 2015 by defeating his arch-rival Roger
Federer in the finals. With this title win, Djokovic once again broke Federer’s dream of his 18 th Grand Slam title. Djokovic has now
won how many singles Grand Slam titles? – Ten
53. Recent media reports have disclosed that the supremacy of Lashkar-e-Taiba (LeT) as the number one militant organization in
Kashmir has ended. An indigenous organization, with almost all members from Kashmir has replaced it. Which organization is this?
– Hizbul Mujahideen
54. What is the name given to the first-ever bilateral naval exercise between India and Australia that commenced from 12 September 2015
at Visakhapatnam? – AUSINDEX-15
55. Who was unanimously elected as the new Chairman of the Press Trust of India (PTI) on 14 September 2015? – Hormusji N Cama
(Director, ‘Bombay Samachar’)
56. The 6th Indo-Maldives joint Military Training Exercise, which concluded on 13 September 2015, was held at which place? –
Thiruvananthapuram
57. Which billionaire businessman came to news for recently purchasing the iconic ‘Lincoln House’ in Mumbai for a huge price of Rs.
750 crore? – Cyrus Poonawalla
58. Which state would host the world’s largest 750 Mega Watts (MW) solar power station as announced on 23 August 2015? – Madhya
Pradesh
59. Over 90 persons were killed and many injured when mining gelatin and detonators stored in a house near a restaurant exploded on 12
September 2015 in Jhabua district of Madhya Pradesh. This accident took place in which town of Jhabua district? – Petlawad
60. In an important event in British politics, who was elected as the new leader of opposition Labour Party on 12 September 2015? –
Jeremy Corbyn
61. What is the name of the cyclonic storm that battered Japan on 24 August 2015 with wind speeds of over 250 km/ hr. after large-scale
destruction in the Philippines? – Goni
62. Which noted international NGO’s Indian unit’s licence to receive foreign donations was cancelled by the Ministry of Home Affairs
(MHA) during September 2015? –Greenpeace India
63. Singapore Prime Minister Lee Hsien Loong registered a landslide victory in the general election held in the country on 11 September
2015. His party returned to the power with a massive mandate for the 12 th time since Singapore attained independence. What is the
name of this ruling party which has ruled Singapore since it attained Independence some 50 years ago? – People’s Action Party
(PAP)
64. What was the special feature of the US Open women’s singles final that was played on 12 September 2015 and was won by Flavia
Pennetta of Italy? – It was the first-ever all-Italian Grand Slam women’s final in the Open Era
65. India won a historic Test series against Sri Lanka as it defeated the hosts by 117 runs in the third and final test match played in
Colombo on 1 September 2015. With this win India ended a 22-year long wait for a Test series win over Sri Lanka on their home soil.
Who had led India in the last Sri Lankan Test series win 22-years ago? – Mohammad Azharuddin
66. Who was appointed as the new Finance Secretary on 31 August 2015? – Ratan P. Watal
67. Leander Paes and Martina Hingis won the 2015 U.S. Open mixed doubles title by defeating Sam Querrey and Bethanie Mattek-Sands
in the finals on 11 September 2015. This was ………mixed doubles title of the year for Paes and Hingis – Third
68. World welterweight boxing champion Floyd Mayweather, Jr. (US) ended his illustrious boxing career on 12 September 2015 with a
win over Andre Berto to claim the 49th and final win of his career. He thus ended 49-0 to match the record of which heavyweight
boxing legend? – Rocky Marciano
69. The United Nations General Assembly on 10 September 2015 gave its approval to which country’s resolution under which this
country’s flag will fly at the United Nations (UN) despite this country not being a member of the UN? – Palestine
70. 12th World Hindi Conference, which was inaugurated by Prime Minister Narendra Modi on 10 September 2015, is being held in which
city? – Bhopal
71. Union Cabinet approved the constitution of a new Law Commission on 9 September 2015. This will be which edition of the Law
Commission? – 21st
72. During September 2015, who was appointed as the newest full time member of NITI Aayog? – Prof. Ramesh Chand
73. During September 2015 Barack Obama achieved which distinction as the President of the United States? – He became the firstever sitting US President to cross the Arctic Circle to go to Alaska
74. According to the information disclosed by Lebanese sources and confirmed by the U.S. officials, which prominent country has
recently joined the ongoing war in Syria by backing President Bashar al-Assad’s forces? – Russia
75. Wilfred De Souza, who passed away on 4 September 2015, was a 3-time Chief Minister of which state? – Goa
75
76. Prime Minister Narendra Modi on 11 September 2015 inaugurated a new terminal of Chandigarh airport. This new terminal will
handle both domestic as well as international flights and will be operated and maintained by Chandigarh International Airport Ltd
(CHIAL). Which two state governments have equal stake in CHIAL? – Punjab and Haryana
77. India Test captain Virat Kohli recently acquired stake in which franchisee team of Indian Premier Tennis League (IPTL) to become
a co-owner of it? – UAE Royals
78. Indian Railways is poised to enter into an agreement with which entity to facilitate getting images for mapping and communications
to introduce Wi-Fi through the satellite system, as announced on 6 September 2015? – ISRO
79. Wilfred De Souza, who passed away on 4 September 2015, was a 3-time Chief Minister of which state? – Goa
80. The recently released RBI Annual Report for 2014-15 had revealed that the central bank’s Contingency funds, used in case of
unforeseen shocks, have fallen to 8.4% of total assets. Apart from this, for the last two years, the RBI has made no transfers to its
Contingency Fund or its Asset Development Fund. What is the stipulated target for funding of RBI’s contingency funds? – 12% of
assets
81. Union Cabinet on 9 September 2015 announced the Gold Monetisation Scheme under which gold in any form can be deposited with
banks for a period of one to 15 years. What is the primary objective of this scheme? – To bring out the huge amount of gold that
is being kept idly by Indians
82. What is the primary objective of the Sovereign Gold Bond Scheme, which was approved by the Union Cabinet on 9 September 2015?
– To rope in customers looking to buy gold as an investment
83. Union Cabinet on 9 September 2015 came out with which important approval for the telecom industry? – It gave its approval to the
spectrum trading guidelines which will allow telecom companies to buy and sell spectrum
84. he Union Cabinet announced which new policy for white label ATM operations in the country on 9 September 2015? – It allowed
100% FDI under the automatic route for white label ATM operations
85. Which entity was presented the Gandhi International Peace Prize for the year 2014 by the President on 9 September 2015? – Indian
Space Research Organization (ISRO)
86. Global rating agency Standard & Poor’s (S&P) downgraded which leading Latin American country’s credit rating to junk grade on 9
September 2015? – Brazil
87. Andhra Pradesh Govt. on 9 September 2015 created history by taking the first step to link two mighty rivers of the state. This was
done by diverting the water of one river from Tadepudi reservoir to facilitate supply to the other river. Which are these two rivers?
– Godavari and Krishna
88. The forthcoming Assembly elections in Bihar would he held in how many stages as announced by the Election Commission in its poll
itinerary on 9 September 2015? – Five stages
89. British monarch Queen Elizabeth II on 9 September 2015 reached a major milestone by becoming the longest-reigning monarch in
Britain’s history. Whose record of staying at the throne for 63 years and 7 months she surpassed? – Queen Victoria
90. In a significant development in the ongoing European migrant crisis, two countries on 5 September 2015 opened their borders to
thousands of exhausted refugees. Which are these two countries? – Germany and Austria
91. The Reserve Bank of India on 31 August 2015 declared which two banks of the country as Domestic Systemically Important Banks
(D-SIBs), which literally means that these banks are so integral to the national economy that their failure would have to be prevented
at any cost? – SBI and ICICI Bank
92. In an important initiative, the Union Govt. on 8 September 2015 set an ambitious literacy target under the Sansad Adarsh Gram
Yojana (SAGY). What is this target? – To achieve 100% literacy in villages adopted under the Sansad Adarsh Gram Yojana
by March 2016
93. J. Manjula, the woman scientist of the Defence Research and Development Organisation (DRDO), came to news recently. Why? –
She became the first-ever woman Director General of DRDO
94. Which state on 8 September 2015 announced imposition of a complete ban on manufacture and sale of gutka, pan masala, and other
similar products containing tobacco? – Haryana
95. A committee set up by the government to rationalise distribution incentives for financial products and curb their mis-selling, has in
its report recommended flexible exits for financial products and that profits from exit charges not accrue to product providers. Who
headed this committee? – Sumit Bose, former Finance Secretary
96. Which city became the first-ever city from Africa to get the hosting rights of the Commonwealth Games as announced on 2
September 2015 for the Commonwealth Games for 2022? – Durban (South Africa)
97. What important trend in household financial savings during 2014-15 was seen in the country as disclosed by the Reserve Bank of
India (RBI) on 1 September 2015? – Financial savings of households have successfully reversed a 5-year long dipping trend
98. Global ratings agency Fitch, on 1 September 2015, downgraded which PSU bank’s Viability Rating by one notch to ‘bb’ on account
of the growing risk to the bank’s capital position from mounting stock of stressed assets? – Punjab National Bank (PNB)
99. Who took over as the new Chairman of the National Highways Authority of India (NHAI) on 31 August 2015? – Raghav Chandra
100. The meeting of the Finance Ministers and Central Bank Governors from the Group of 20 (G20) was held at which city on 4 and 5
September 2015? – Ankara (Turkey)

76
OPSC CSE-2015 SPECIAL VOLUME-3 (NEW SCHEME LAUNCHED BY GOVT OF ODISHA)
COMMANDING OVER ODISHA CIVIL SERVICE EXAM
1. ‘Ahar’ The Odisha Government launched a food packet scheme of
Rs five to serve the urban poor from 1st April 2015 named as
Ahar.
“The poor people in five urban pockets like Cuttack,
Bhubaneswar, Sambalpur, Berhampur and Rourkela will be
provided with ‘Bhat-Dalma’ (Rice and Dalma) at the cost of
only Rs five.
Stating that poor people visiting different cities and towns
for various works face difficulties in getting food due to high
price, the spokesman said the state government would open
‘Ahar’ centres at different bus stands, railway
stations, hospitals and other crowded places.
People can avail the lunch at subsidised price. NGOs having
experience in handling food related schemes will be assigned
the job of distributing food to the poor in urban areas.
Akhaya Patra Foundation the reputed NGO involved with
the Mid Day Meal Scheme has been assigned the work.
Health inspectors of different municipal corporations would
check quality of food being provided at the proposed ‘Ahar’
centres and different corporate houses like OMC would
support the cheap food schemes in urban pockets.
The cheap food scheme would be extended to other towns
subsequently keeping in view the success of ‘Ahar’ centres
in the five cities.
2. Niramaya’
The Odisha government has embarked on an ambitious drive
of providing 570 medicines free of cost in government
hospitals from 1st May 2015 at a time when the central
government gave a quiet burial to free drug distribution
scheme at the national level first promised in 2012.
Chief minister Naveen Patnaik launched the initiative, being
called ‘Niramaya’ at Capital Hospital in Bhubaneswar. “To
start with, Niramaya gets going in the three government-run
medical colleges and hospitals, 30 district headquarters
hospitals besides Capital Hospital and Rourkela Government
Hospital.
The Centre had first proposed free drugs in public health
facilities in 2012 and made budgetary provision in 2013. The
list was narrowed to 348 essential drugs last year, which was
further reduced to 50 drugs. In this year’s budget, the Centre
allocated no funds for any free drugs though the Centre
promised to incentivize states to start the scheme.
As per the central government norms, states undertaking
free drug schemes if fulfil the central norms of quality
assurance will get 5% of NHM allocation as incentive. The
government has allotted Rs 200 crore for the free medicine
scheme in this year’s budget.
Odisha State Medical Corporation Ltd (OSMCL), a state PSU
formed in 2013, will run the scheme. Hospital consumables
and surgical items and medicines for serious ailments such
77
as cancer
and diabetes
are
also Railway
part of& SSC
the free drugs scheme.
Leading
Institute for
Banking,
3. Rs.1 kg rice scheme
Odisha govt. has launched a Rs 1 per kg rice scheme for poor
people in Odisha.
According to the scheme, the government will provide 25 kg
of rice at Rs 1 per kg every month to every family below the
poverty line (BPL) along with some other catagories in the
state.
Patnaik had announced the scheme Jan 26 on the Republic
Day to provide food security to over 58 lakh families in the
state to achieve a hunger free Odisha.
All Dalit and tribal students; Antyodaya card holders, the
physically challenged and families listed under above poverty
line (APL) category in Kalahandi, Bolangir and Koraput
districts will also be covered under this scheme. But the APL
from KBK have been removed from the scheme now.
The state was earlier also providing subsidised rice at the
rate of Rs.2 per family to about five million people, including
poor and other selected categories since 2008 as per its prepoll commitment.
4. Biju Pucca Ghar scheme
As part of commitment made to the people of Odisha during
elections, Chief Minister Naveen Patnaik launched a Rs 3,000
crore new scheme with the objective of converting all the
kuccha houses to pucca houses in the state under the Biju
Pucca Ghar Scheme.
Stating that the existing ‘Mo Kudia’ scheme is merged with
the new scheme, the annual budget provision of the Biju
Pucca Ghar will be substantially enhanced from Rs 330 crore
to around Rs 3000 crore in a phased manner.
Odisha government had earlier announced ‘Mo Kudia’
scheme to cover the poor and needy people denied housing
facility under the Indira AwasYojana (IAY). Now, the state
government’s own scheme ‘Mo Kudia’ would be merged with
the Biju Pucca Ghar, officials said.
“The house under the new scheme will be sanctioned in the
name of women of the household,” while indicating that it
was the state government’s bid to empower women.
5. Ama Jungle Yojana
The Odisha government has decided to carry forward the
forest conservation programmes through Ama Jungle
Yojana from 2015-2016 and proposed for JICA assistance
for the programme. The Ama Jungle Yojana will replace
the Odisha Forest Sector Development Project (OFSDP)
being implemented through Joint Forest Management
(JFM) mode. The OFSDP was started in Odisha with JICA
assistance from the year 2006-07. At present the project is
being implemented in 10districts of the State namely Angul,
Balasore, Bhadrak,Deogarh, Gajapati, Kandhamal,
Keonjhar, Koraput, Rayagada and Sundargarh with the
main objectives of the restoration of the degraded forest
and creation of alternative livelihood for the people living
in forest areas. The estimated cost of the project is around
Rs 802 crore. The project has been successful in achieving
the targets. Official sources said around 12,500 VSSs have
been organized in different districts who are now looking
after protection of 11.68 lakh hector forest area. Due to
the project Assisted Natural Regeneration (ANR) of
forests has been achieved over 1,55,045 hectares, block
plantation in JFM mode has been done over 40,943
hectares, teak has been grown in 14,417 hectares,
mangrove has been raised over 2,769 hectares and
casuarina plantation has been done over 151 hectares.
6. Kishori Shakti Yojana
Kishori Shakti Yojana under the ambit of ICDS aims at the
empowerment and holistic development of adolescent girls
by improving their self perception and creating opportunities
for realizing their full potential through BalikaMandals. The
scheme primarily aims at breaking the intergenerational life
cycle of nutritional & gender disadvantage and providing a
supportive environment for self development.
Objective:
i. To provide the required literacy and numeric skills
through the non-formal stream of education.
ii. To stimulate a desire for more social exposure and
knowledge and to help them improve their decision
making capabilities.
iii. To improve the nutritional, health and development
status of adolescent girls, promote awareness on
health, hygiene, nutrition and family care,
iv. To link them to opportunities for learning life skills,
to train and equip the adolescent girls to improve/
upgrade home based and vocational skills.
v. To help them gain a better understanding of their
social environment and take initiatives to become
productive members of the society.
Target Group:
Adolescent Girls (11-18 yrs.) - both school going and out of
school girls.
7. Ujjawala
The state govt. of Odisha has launched the Ujjawala Scheme
with the objectives :
I. To prevent trafficking of women and children for
commercial sexual exploitation through social
mobilization and involvement of local communities,
awareness programmes, workshops/seminars and
other innovative activity.
II. To facilitate rescue of victims from the place of their
exploitation and place them in safe custody.
III. To provide rehabilitation services both immediate
and long-term to the victims by providing basic
amenities/needs such as shelter, food, clothing,
78
medical treatment including counseling, legal aid
and guidance and vocational training.
IV. To facilitate reintegration of the victims into the
family and society at large.
V. To facilitate repatriation of cross-border victims to
their country of origin.
8. Swadhar Shelter Home
The state govt. of Odisha has launched the Swadhar Shelter
Scheme with the objectives :
I. To provide immediate shelter, food, clothing and
care to women in crisis.
II. To arrange for specific clinical, legal support in
coordination with Local/ State administration.
III. To coordinate in rehabilitating women in crisis.
Target Group:
i. Widows deserted by their families and relatives
ii. Women prisoners not accepted by the families
iii. Women survivors of natural calamity.
iv. Trafficked women/girls rescued from brothels.
v. Women victims of terrorist violence.
vi. Mentally challenged women
vii. Women with HIV/AIDS & deserted by their family.
Facilities provided in the Swadhar Shelter Home includes:
• Provision for food, shelter and clothing for the
women and their children below the age of 18 years
free of cost.
• Counselling for the women in difficult
circumstances.
• Clinical, Legal and other support for women in
difficult circumstances.
• Training for the economic empowerment and
rehabilitation of such women.
• Following are the budget provisions for the different
categories of Swadhar Shelter Homes
9. Nirman Shramik Pucca Ghar
Yojana
Announcing various welfare measures for the construction
workers of Odisha on the occasion of State level Nirman
Sramik Seva Divas-2015, Chief Minister Naveen Patnaik said
“To provide shelter to construction workers, the State
Government has decided to launch ‘Nirman Shramik Pucca
Ghar Yojana’. Construction workers having a registration for
a minimum period of five years will be eligible to get Rs. 1
lakh as housing grant under the scheme. Construction
workers having registration for a minimum period of five years
will be eligible to get a monthly pension of Rs. 500 on attaining
the age of 60 years”. The assistance for purchase of working
tools is enhanced from Rs. 4000 to Rs. 5000 for beneficiary.
For migrant construction workers of Odisha, the State
Government has decided that even if such workers are not
registered under Odisha Building and Other Construction
Welfare Board, they will be covered by Rs. 1 lakh ex-gratia in
case of accidental death during the course of employment
and assistance up to Rs. 50,000 to meet treatment cost in
case of grievous work related injuries outside the State.
The above benefits will be met by Odisha Building and Other
Construction Workers Welfare Board.
10. Gopabandhu Grameen Yojana
A new initiative called GopabandhuGraminYojana (GGY) was
launched by the Government of Odisha during 2006-07 with
a view to provide additional developmental assistance to
the targeted 11(Eleven) districts of the State not covered
under the Backward Regions Grant Fund (BRGF). Due to
inclusion of Bargarh district under BRGF Scheme during
2012-13, the number of districts has been reduced to 10. With
this Scheme, Rural Connectivity and quality of rural life has
undergone tremendous change. Most of rural roads in the
targeted districts have been covered. In order to further
strengthen rural connectivity, both inter village and intra
village, in the targeted districts during the 12th Plan Period
with due importance to electrification and water supply, these
revised comprehensive guideline & are hereby issued. The
GGY scheme is being implemented in the following 10 number
of districts.
They are
(i) Angul
(ii) Balasore
(iii) Bhadrak
(iv) Cuttack
(v) Jajapur
(vi) Jagatsinghpur
(vii) Kendrapara
(viii) Khurda
(ix) Nayagarh and
(x) Puri
The principal objective of the scheme is to provide additional
development funds to the targeted districts to provide
infrastructure consisting of Bijili, Sadak and Pani (i.e.
electrification, roads and water supply) to every revenue
village in the identified districts on need based manner.
11. Odisha Government decided to
implement 5 sub-schemes for
transgenders
The Odisha Government in the third week of September 2015
decided to implement five sub-schemes introduced by the
central government for empowerment of transgenders.
The state government’s newly created Department of Social
Security and Empowerment of Persons with Disabilities
(SSEPD) will implement the sub-schemes.
The department has also prepared a proposal for recognition
of transgenders. Upon recognition, the department will
provide them with certificates as third gender. Also, parents
of every transgender will get financial assistance of 1000
rupees.
Under pre-matric scholarship, the transgender day scholar
will get 150 rupees and the hostelers will get 350 rupees for
10 months. Similarly, the transgender students will get
monthly post-matric scholarship of 550 rupees, and the
hostelers will get 1200 rupees for 10 months.
79
In addition, 15000 rupees per transgender trainee will be given
for 200 hours for their skill development course. One batch
will consist of 30 trainees. The stipend will be 1000 rupees
per month for the trainee.
12. Biju Setu Yojana
In an effort to provide connectivity to all the villages in the
state, Orissa government launched a Rs 1,000 crore scheme
– Biju Setu Yojana (BSY)- for construction of at least 400
bridges in next three years in 2013. “The new bridges will
provide access to market of goods and services and improved
delivery of social service.
Statistics has shown that improved road connectivity has a
positive impact on the reduction of poverty.
Though bridges were being constructed under different
schemes, the state government felt that the existing schemes
were unable to cater to the requirement of the state. So the
government embarked upon a new initiative to bridge all the
missing links on roads under Rural Development department.
The state government would fund the BSY from its own
resources.
13. Biju Kandhamal O Gajapati
Yojana
Biju Kandhamal O Gajapati Yojana with a view to accelerating
the development process and expediting poverty reduction
in Kandhamal and Gajapati districts, the State Government
have launched a Special Area Development Initiative called:
“Biju Kandhamal O Gajapati Yojana (BKGY)” under State
Plan effective from the year 2009-10 out of State’s own
resources. Each district shall be entitled to receive funds to
the extent of Rs.1.50 crore multiplied by number of Blocks
per annum. Accordingly, sums of Rs.18 crore and Rs.10.50
crore have been sanctioned in favour of Kandhamal and
Gajapati districts respectively. The objectives of BKGY are
as follows:(i) Creating opportunities for economic, social and
human development for the people of the districts,
(ii) Accelerating poverty reduction and achieving
Millennium Development Goals (MDG), and
(iii) Improving the quality of life of the local people and
reducing regional disparities. With a view to
achieving the aforesaid objectives, the BKGY shall
focus on the following sectors (components)
keeping in view local needs and flow of funds from
other sources:
Bijli (i.e., village/rural electrification and street
lighting),
Sadak (i.e., construction of culverts, bridges, roads
for improving inter-village and intra-village
connectivity and other roads),
Pani (i.e., creation of irrigation and drinking water
sources),
(iv) Livelihood Initiatives (i.e., support for sustainable
income and employment generating activities,
development of livelihood sectors, and SHGs),
(v) Social Safety Net Programmes (i.e., support for
programmes that address the needs of vulnerable
groups of people).
14. MadhuBabu Pension Yojna
In January 2008, Odisha Government merged two old schemes,
namely, Revised Old Age Pension Rules, 1989 & Disability
Pension Rules, 1985 and introduced the MadhuBabu Pension
Yojana under this person will be eligible for pension if He/
She;
i. is of 60 years of age and above
ii. Or, is a widow (irrespective of age)
iii. Or, is a leprosy patient with visible signs of
deformity (irrespective of age).
iv. Or, is a person of 5 years of age or, above and unable
to do normal work due to his/her deformity or
disability being blind or, orthopedically
handicapped or, mentally retarded or, with cerebral
palsy.
v. Or, a widow of AIDS patient (irrespective of age
and income criteria mentioned under Rule 6(b).
vi. Or, an AIDS patient identified by the State / District
AIDS Control Society
vii. has family income from all sources not exceeding
Rs.24,000/- per annum (Tahasildar concerned to
certify)
viii. is a permanent resident / domicile of Odisha.
ix. is not in receipt of any other pension from the union
Government or the state government or any
organization aided by either Government.
Financial norms:
A. Rs 500(60-79 years) and Rs.500 (80 years and
above)per beneficiary per month.
B. The pension due to beneficiary gets disbursed on
15th of every month, on JANA SEWA DlWAS in
denomination of Rs 100 by BDO or any officer
subordinate to BDO (in rural area) in Gram Panchayat
office and by DSWO or any officer subordinate to
DSWO at municipal office in the urban area.
15. Mamata
To alleviate the issue of maternal and infant under nutrition,
Government of Odisha, has launched a state specific scheme
for pregnant women and lactating mothers called MAMATAa conditional cash transfer maternity benefit scheme. This
scheme provides monetary support to the pregnant and
80
lactating women to enable them to seek improved nutrition
and promote health seeking behavior
Objective
A. To provide partial wage compensation for pregnant
and nursing mothers so that they are able to rest
adequately during their pregnancy and after
delivery.
B. To increase utilization of maternal and child health
services, especially antenatal care, postnatal care
and immunization.
C. To improve mother and child care practices,
especially exclusive breastfeeding and
complementary feeding of infants.
Target Group :
Pregnant and lactating woman of 19 & above age group, for
the first two live births except those who avail maternity
benefit (who are themselves employees or wives of
employees of State Govt/Central Govt/PSUs) will get Rs. 6000
under this scheme.
16. Biju Atma Nijukti Yojana
The Odisha government has launched the
BijuAtmaNijuktiYojana, a scheme named after former chief
minister BijuPatnaik, to provide loans and subsidy to the
people of the state for self employment.
The department aims to generate one lakh jobs in the 201516 financial year in the MSME sector.
The government would also bring in a procurement policy
making it mandatory for the state-level public sector
undertakings and all the departments to procure at least 20
per cent of their product and service needs from small and
medium enterprises (SMEs).
It would be in line with the Centre’s policy, which has also
mandated that all central government PSUs would procure
20 per cent of their annual requirement from SMEs.
There will be a sub-target of four percent for procurement
from SMEs owned by entrepreneurs from scheduled castes
and scheduled tribes (SC/ST) communities.

Best of Luck
Mr. Pramod Padhi
HIGHLIGHTS
OPSC OCS Special Volume – 4
(December-2015)
Current Affairs : World, India & Odisha
PRACTICE SET FOR UPCOMING EXAM [OPSC]
Directions for the following 5 (five) items Read the following
two passages and answer the items that follow each passage.
Your answers to these items should be based on the passages
only
Passage – 1
In recent times, India has grown fast not only compared to its own
past but also in comparison with other nations. But there cannot
be any room for complacency because it is possible for the Indian
economy to develop even faster and also to spread the benefits of
this growth more widely than has been done thus far. Before going
into details of the kinds of micro-structural changes that we need
to conceptualize and then proceed to implement, it is worthwhile
elaborating on the idea of inclusive growth that constitutes the
defining concept behind this Government’s various economic
policies and decisions. A nation interested in inclusive growth views
the same growth differently depending on whether the gains of the
growth are heaped primarily on a small segment or shared widely
by the population. The latter is cause for celebration but not the
former. In other words, growth must not be treated as an end in
itself but as an instrument for spreading prosperity to all. India’s
own past experience and the experience of other nations suggests
that it is not a sufficient condition. In other words, policies for
promoting growth need to be complemented with policies to ensure
that more and more people join in the growth process and, further,
that there are mechanisms in place to redistribute some of the gains
to those who are unable to partake in the market process and,
hence, get left behind. A simple way of giving this idea of inclusive
growth a sharper form is to measure a nation’s progress in terms of
the progress of its poorest segment, for instance the bottom 20
percent of the population. One could measure the per capita income
of the bottom quintile of the population and also calculate the
growth rate of income; and evaluate our economic success in terms
of these measures that pertain to the poorest segment. This approach
is attractive because it does not ignore growth like some of the
older heterodox criteria did. It simply looks at the growth of income
of the poorest sections of the population. It also ensures that
those who are outside of the bottom quintile do not get ignored. If
that were done, then those people would in all likelihood drop
down into the bottom quintile and so would automatically become
a direct target of our policies. Hence the criterion being suggested
here is a statistical summing up of the idea of inclusive growth,
which, in turn, leads to two corollaries: to wish that India must
strive to achieve high growth and that we must work to ensure that
the weakest segments benefit from the growth.
1.
2.
The author’s central focus is on
(a) applauding India’s economic growth not only against its
own past performance, but against other nations.
(b) emphasizing the need for economic growth which is the
sole determinant of a country’s prosperity.
(c) emphasizing inclusive growth where gains of growth are
shared widely by the population.
(d) emphasizing high growth.
The author supports policies which will help
(a) develop economic growth
81
3.
(b) better distribution of incomes irrespective of rate of
growth.
(c) develop economic growth and redistribute economic
gains to those getting left behind.
(d) put an emphasis on the development of the poorest
segments of society.
Consider the following statements
According to the author, India’s economy has grown but there
is no room for complacency as
1. growth eradicates poverty.
2. growth has resulted in prosperity for all.
Which of the statements given above is/are correct?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
Passage –2
It is easy for the government to control State-owned companies
through nods and winks. So what really needs to be done as a first
step is to put petrol pricing on a transparent formula – if the price
of crude is x and the exchange rate y, then every month or fortnight,
the government announces a maximum price of petrol, which
anybody can work out from the x and the y. The rule has to be
worked out to make sure that the oilmarketing companies can, in
general, cover their costs. This will mean that if one company can
innovate and cut costs, it will make greater profits. Hence, firms
will be more prone to innovate and be efficient under this system.
Once the rule is announced, there should be no interference by the
government. If this is done for a while, private companies will reenter this market. And once a sufficient number of them are in the
fray, we can remove the rule-based pricing and leave it truly to the
market (subject to, of course, the usual regulations of anti-trust
and other competition laws).
4.
Consider the following statements:
According to the passage, an oil company can make greater
profits, if a transparent formula for petrol pricing is announced
every fortnight or month, by
1. Promoting its sales.
2. Undertaking innovation.
3. Cutting costs.
4. Selling its equity shares at higher prices.
(a) 1 only
(b) 2 and 3
(c) 3 and 4
(d) 1, 2 and 4
5. Consider the following statements:
According to the passage, private oil companies re-enter the
oil producing market if
1. A transparent rule-based petrol pricingexists.
2. There is no government interference in the oil producing
market.
3. Subsidies are given by the government.
4. Regulations of anti-trust are removed.
Which of the statements given above are correct?
(a) 1 and 2
(b) 2 and 3
(c) 3and 4
(d) 2 and 4
6.
Five persons fire bullets at a target at an interval of 6,7,8,9 and
12 seconds respectively. The number of times they would
fire the bullets together at the target in an hour is
(a) 6
(b) 7
(c) 8
(d) 9
7. A group of 630 children is seated in rows for a group photo
session. Each row contains three less children than the row in
front of it. Which one of the following number of rows is not
possible?
(a) 3
(b) 4
(c) 5
(d) 6
8. There are seven persons up on a ladder, A, B, C, D, E, F and
G (not in that order). A is further up than E but is lower than
C. B is in the middle. G is between A and B. E is between B
and F. If F is between E and D, the person on the bottom step
of the ladder will be
(a) B
(b) F
(c) D
(d) E
9. Consider that:
1. A is taller than B.
2. C is taller than A.
3. D is taller than C.
4. E is the tallest of all.
If they are made to sit in the above order of their height, who
will occupy the mid position?
(a) A
(b) B
(c) C
(d) D
10. Consider the following statements: There are six villages A, B,
C, D, E and F.
F is 1 km to the west of D.
B is 1 km to the east of E.
A is 2 km to the north of E.
C is 1 km to the east of A.
D is 1 km to the south of A.
Which three villages are in a line?
(a) A, C, B
(b) A, D, E
(c) C, B, F
(d) E, B, D
11. Four children are sitting in a row. A is occupying the seat next
to B but not next to C. If C is not sitting next to D, who is/are
occupying seat/seats adjacent to D?
(a) B
(b) A
(c) B and A
(d) Impossible to tell
12. Assume that
1. The hour and minute hands of a clock move without
jerking.
2. The clock shows a time between 8 o’clock and 9 o’clock.
3. The two hands of the clock are one above the other. After
how many minutes (nearest integer) will the two hands
be again lying one above the other?
(a) 60
(b) 62
(c) 65
(d) 67
Directions for the following 6 (six) items: Read the following
only.
Passage - 1
Climate change poses potentially devastating effects of India’s
agriculture. While the overall parameters of climate change are
82
increasingly accepted – a 10C average temperature increase over
the next 30 years, sea level rise of less than 10 cm in the same
period, and regional monsoon variations and corresponding droughts
– the impacts in India are likely to be quite site and crop specific.
Some crops may respond favourable to the changing conditions,
others may not. This emphasizes the need to promote agricultural
research and create maximum flexibility in the system to permit
adaptations. The key ingredient for “drought proofing” is the
managed recharge of aquifers. To ensure continued yield of
important staple crops (e.g. wheat), it may also be necessary to
shift the locations where these crops are grown, in response to
temperature changes as well as to water availability. The latter will
be key factor in making long terms investment decisions. For
example, water runoff from the Himalayas is predicted to increase
over the next 30 years as glaciers melt, but then decline substantially
thereafter. It will be critical to provide incentives to plan for these
large-scale shifts in agro-ecological conditions. India needs to make
long term investment in research and development in agriculture.
India is likely to experience changed weather patterns in future.
13. Consider the following statements: Climate change may force
the shifting of locations of the existing corps due to
1. Melting of glaciers.
2. Water availability and temperature suitability at other
locations.
3. Poor productivity of crops.
4. Wider adaptability of crop plants.
Which of the statements given above are correct?
(a) 1, 2 and 3
(b) 2 and 3 only
(c) 1 and 4 only
(d) 1, 2, 3 and 4
14. According to the passage, why is it important to promote
agricultural research in India?
(a) To predict variations in monsoon patterns and to manage
water resources.
(b) To make long term investment decisions for economic
growth
(c) To facilitate wider adaptability of crops
(d) To predict drought conditions and to recharge aquifers
Passage – 2
It is essential that we mitigate the emissions of greenhouse gases
and thus avoid some of the worst impacts of climate change that
would take place in coming years and decades. Mitigation would
require a major shift in the way we produce and consume energy. A
shift away from overwhelming dependence on fossil fuels is now
,long overdue, but unfortunately, technological development has
been slow and inadequate largely because government policies have
not promoted investments in research and development, myopically
as a result of relatively low prices of oil. It is now,therefore,
imperative for a country like India treating the opportunity of
harnessing renewable energy on a large scale as a national imperative.
This country is extremely well endowed with solar, wind and
biomass sourcesof energy. Where we have lagged, unfortunately, is
in our ability to develop and to create technological solutions for
harnessing these resources.
One particular trajectory for carrying out stringent mitigation of
greenhouse gas emissions assessed by the Intergovernmental Panel
on Climate Change (IPCC) clearly shows the need for ensuring
that global emissions of greenhouse gases peak no later than 2015
and reduce rapidly thereafter. The cost associated with such a
trajectory is truly modest and would amount, in the estimation of
IPCC, to not more than 3 percent of the global GDP in 2030. In
other words, the level of prosperity that the world would have
reached without mitigation would at worst be postponed by a few
months or a year at the most. This is clearly not a very high price
to pay for protecting hundreds of millions of people from the
worst risks associated with climate change. Any such effort,
however, would require lifestyles to change appropriately also.
Mitigation of greenhouse gas emissions is not a mere technological
fix, and clearly requires changes in lifestyles and transformation of
a country’s economic structure, whereby effective reduction in
emissions is brought about, such as through the consumption of
much lower quantities of animal protein. The Food and Agriculture
Organization (FAO) has determined that the emissions from the
livestock sector amount to 18 percent of the total. The reduction
of emissions from this source is entirely in the hands of human
beings, who have never questioned the impacts that their dietary
habits of consuming more and more animal protein are bringing
about. Mitigation overall has huge co-benefits, such as lower air
pollution and health benefits, higher energy security and greater
employment.
15. According to the passage, which of the following would help
in the mitigation of greenhouse gases?
1. Reducing the consumption of meat
2. Rapid economic liberalization
3. Reducing the consumerism
4. Modern management practices of livestock.
Select the correct answer using the code given below:
(a) 1, 2 and 3
(b) 2, 3 and 4
(c) 1 and 3 only
(d) 2 and 4 only
16. Why do we continue to depend on the fossil fuels heavily?
1. Inadequate technological development.
2. Inadequate funds for research and development.
3. Inadequate availability of alternative sources of energy.
(a) 1 only
(b) 2 and 3 only
(c) 1 and 3 only
(d) 1, 2 and 3
17. According to the passage, how does the mitigation of greenhouse
gases help us?
1. Reduces expenditure on public health
2. Reduces dependence on livestock
3. Reduces energy requirements
4. Reduces rate of global climate change
(a) 1, 2 and 3
(b) 1, 3 and 4
(c) 2, 3 and 4
(d) 1 and 4 only
18. What is the essential message of the passage?
(a) We continue to depend on fossil fuels heavily
(b) Mitigation of the greenhouse gases is imperative
(c) We must invest in research and development
(d) People must change their lifestyle
19. There are 50 students admitted to a nursery class. Some students
can speak only English and some can speak only Hindi. 10
students can speak both English and Hindi. If the number of
students who can speak English is 21, then how many students
can speak Hindi, how many can speak only Hindi and how
many can speak only English?
83
20.
21.
22.
23.
24.
25.
(a) 21, 11 and 29 respectively
(b) 28, 18 and 22 respectively
(c) 37, 27 and 13 respectively
(d) 39, 29 and 11 respectively
A gardener increased the area of his rectangular garden by
increasing its length by 40% and decreasing its width by 20%.
The area of the new garden
(a) has increased by 20%
(b) has increased by 12%
(c) has increased by 8%
(d) is exactly the same as the old area
Six books are labeled A, B, C, D, E and F and are placed side
by side. Books B, C, E and F have green covers while others
have yellow covers. Books A, B and D are new while the rest
are old volumes. Books A, B and C are law reports while the
rest are medical extracts. Which two books are old medical
extracts and have green covers ?
(a) B and C
(b) E and F
(c) C and E
(d) C and F
A straight line segment is 36 cm long. Points are to be marked
on the line from both the end points. From each end, the first
point is at a distance of 1 cm from the end, the second point
is at a distance of 2 cm from the first point and the third point
is at a distance of 3 cm from the second point and so on. If the
points on the ends are not counted and the common points
are counted as one, what is the number of points ?
(a) 10
(b) 12
(c) 14
(d) 16
If Sohan, while selling two goats at the same price, makes a
profit of 10% on one goat and suffers a loss of 10% on the
other.
(a) he makes no profit and no loss.
(b) he makes a profit of 1%.
(c) he suffers a loss of 1%.
(d) he suffers a loss of 2%.
Out of a total of 120 musicians in a club, 5% can play all the
three instruments, guitar, violin and flute. It so happens that
the number of musicians who can play any two and only two
of the above instruments is 30. The number of musicians who
can play the guitar alone is 40. What is the total number of
those who can play violin alone or flute alone ?
(a) 45
(b) 44
(c) 38
(d) 30
Six identical cards are placed on a table. Each card has number
‘1’ marked on one side and number ‘2’ marked on its other
side. All the six cards are placed in such a manner that the
number ‘1’ is on the upper side. In one try, exactly four (neither
more nor less) cards are turned upside down. In how many
least number of tries can the cards be turned upside down
such that all the six cards show number ‘2’on the upper side?
(a) 3
(b) 5
(c) 7
(d) This cannot be achieved
Directions for the following 8 (eight) items: Read the following
only.
Passage – 1
The Himalayan ecosystem is highly vulnerable to damage, both
due to geological reasons and on account of the stress caused by
increased pressure of population, exploitation of natural resources
and other related challenges. These aspects may be exacerbated
due to the impact of climate change. It is possible that climate
change may adversely impact the Himalayan ecosystem through
increased temperature, altered precipitation patterns, episodes of
drought and biotic influences. This would not only impact the
very sustenance of the indigenous communities in uplands but also
the life of downstream dwellers across the country and beyond.
Therefore, there is an urgent need for giving special attention to
sustain the Himalayan ecosystem. This would require conscious
efforts for conserving all the representative systems. Further, it
needs to be emphasized that the endemics with restricted
distribution, and most often with specialized habitat requirements,
are among the most vulnerable elements. In this respect the
Himalayanbiodiversity hotspot, with rich endemicdiversity, is
vulnerable to climate change. The threats include possible loss of
genetic resources in ecosystem services. Therefore,conservation
of endemic elements in representative ecosystem/habitats assumes
a great significance while drawing conservation plans for the region.
Towards achieving the above, we will have to shift toward
contemporary conservation approaches, which include a paradigm
of landscape level interconnectivity between protected area
systems. The concept advocates a shift from the species-habitat
focus to an inclusive focus on expanding the biogerographic range
so that natural adjustments to climate change can proceed without
being restrictive.
26. Consider the following statements : According to the passage,
the adverse impact of climate change on an ecosystem can be
a
1. permanent disappearance of some of its flora and fauna.
2. permanent disappearance of ecosystem itself.
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
27. Which one of the following statements best implies the need
to shift toward contemporary conservation approach?
(a) Exploitation of natural resources causes a stress on the
Himalayan ecosystem.
(b) Climate change alters precipitation patterns, causes
episodes of drought and biotic interference.
(c) The rich biodiversity, including endemic diversity, makes
the Himalayan region a biodiversity hotspot.
(d) The Himalayan biogeographic region should be enabled
to adapt to climate change smoothly.
28. What is the most important message conveyed by the passage?
(a) Endemism is a characteristic feature of Himalayan region.
(b) Conservation efforts should emphasize on biogeographic
ranges rather than on some species or habitats
(c) Climate change has adverse impact on the Himalayan
ecosystem
(d) Without Himalayan ecosystem, the life of the
communities of uplands and downstreams will have no
sustenance.
84
29. With reference to the passage, the following assumptions have
been made :
1. To maintain natural ecosystems, exploitation of natural
resources should be completely avoided.
2. Not only anthropogenic but also natural reasons can
adversely affect ecosystems.
3. Loss of endemic diversity leads to the extinction of
ecosystems.
Which of the above assumptions is/are correct?
(a) 1 and 2
(b) 2 only
(c) 2 and 3
(d) 3 only
Passage – 2
It is often forgotten that globalization is not only about policies on
international economic relationships and transactions, but has
equally to do with domestic policies of anation. Policy changes
necessitated by meeting the internationally set conditions (by
WTOetc.) of free trade and investment flows obviously affect
domestic producers and investors. But the basic philosophy
underlying globalization emphasizes absolute freedom to markets
to determine prices and production and distribution patterns, and
view government interventions as processes that create distortions
and bring in inefficiency. Thus, public enterprises have to be
privatized through disinvestments and sales; sectors and activities
hitherto reserved for the public sector have to be opened to the
private sector. This logic extends to the social services like education
and health. Any restrictions on the adjustments in workforce by
way of retrenchment of workers should also be removed and exit
should be made easier by removing any restrictions on closures.
Employment and wages should be governed by free play of market
forces, as any measure to regulate them can discourage investment
and also create inefficiency in production. Above all, in line with
the overall philosophy of reduction in the role of the State, fiscal
reforms should be undertaken to have generally low levels of taxation
and government expenditure should be kept to the minimum to
abide by the principle of fiscal prudence. All these are policy
actions on the domestic front and are not directly related to the
core items of the globalization agenda, namely free international
flow of goods and finance.
30. According to the passage, under the globalization, government
interventions are viewed as processes leading to
(a) distortions and inefficiency in the economy.
(b) optimum use of resources.
(c) more profitability to industries.
(d) free play of market forces with regard to industries.
31. According to the passage, the basic philosophy of globilization
is to
(a) Give Absolute Freedom to Producers to determine prices
and production
(b) Give Freedom to producer to evolve distribution pattern
(c) Give absolue freedom to markets to determine prices
production and employment
(d) Give freedom to producer to export and import
32. According to the passage which of the is/are are ensuring for
globalization
1. Privatization for public enterprizes
2. Expansionary policy of public expenditure
3.
Free play to market forces to determine wages and
employment
4. Privatization of social services like education and health
Select the correct answer using the code given below
(a) 1 Only
(b) 2 and 3 only
(c) 1,3 and 4
(d) 2,3 and 4
33. According the passage in the process of the globalization the
state should have
(a) Expenditure role
(b) Reducing role
(c) statutory role
(d) none of the above
Direction for the following four items(4) The following graph
shows the average profit of the two fruit-sellers A and B in
thousand per year from the year 1995 to 2000.consider the
graph and answer the four items that follow :
The difference in the mean aggregate percentage marks of the
students is
(a) 2.5 %
(b) 13.75%
(c) 1.25 %
(d) Zero
39. Examine the following figure
Which one of the Following figure has been embedded in it?
40. Consider the following matrix :
34. In which year is the avarage profit is of A and B same?
(a)1995
(b)1996
(c)1997
(d)1998
35. What is the difference between Average profit betwwen A
and B in the year 1998
(a) Rs 100
(b) Rs 1000
(c) Rs 600
(d) Rs 300
36. How much more Average profit did A make in the year 2000
than in the year 1999?
(a) Rs 200
(b) Rs 1000
(c) Rs 1500
(d) Rs 2000
37. What is the trend of the average profit of B from the year 1997
to the year 2000 ?
(a) Non – increasing
(b) Non – decreasing
(c) Steady
(d) Fluctuating
38. The following table shows the marks obtained by two students
in different subjects :
85
Which one of the following figures fits into the blank part of
the above matrix ?
41. The following table gives population and total income of a city
for four years :
(a) 3
(c) 9
(b) 6
(d) 18
45. Consider the following figures:
Which one of the following statements is correct in respect of
the above data ?
(a) Population increased by 5% or more every year.
(b) Income increased by 10% or more every year.
(c) Per capita income was always above Rs. 5,000.
(d) Per capita income was highest in 1994.
42. Consider the table given below in which the numbers bear
Change in positions of beads in the four figures above follows
a sequence. Following the same sequence, which of the figures below should appear as the fifth figure above ?
certain relationship among themselves along the rows :
Which one of the following numbers is the missing number
indicated above by X ?
(a) 19
(b) 15
(c) 14
(d) 8
43. Consider the following matrix with one empty block in the
lower extreme corner?
Which of the following figures could fit in the empty block
and thus complete the matrix ?
44. With reference to the figure given below, the number of different routes from S to T without retracing from U and / or V, is
86
46. A bell rings every 18 minutes. A second bell rings every 24
minutes. A third bell rings every 32 minutes. If all the three
bellsring at the same time at 8 o’clock in the morning, at what
other time will they all ring together?
(a) 12 : 40 hrs
(b) 12 : 48 hrs
(c) 12 : 56 hrs
(d) 13 : 04 hrs
47. “Price is not the same thing as value. Suppose that on a day
the price of everything viz., coal, bread, postage, stamps, a
day’s labour, the rent of houses, etc. were to double. Prices
then would certainly rise, but values of all things except one
would not.” The writer wants to say that if prices of all things
were doubled
(a) the values of all things would remain constant.
(b) the values of the things sold would be doubled.
(c) the values of the things bought would be halved.
(d) the value of money only would be halved.
48. A and B decide to travel from place X to place Y by bus. A has
Rs. 10 with him and he finds that it is 80% of the bus fare for
two persons. B finds that he has Rs. 3 with him and hands it
over to A. In this context, which one of the following statements
is correct ?
(a) Now the money A has is just enough to buy two tickets.
(b) A still needs Rs. 2 for buying the tickets.
(c) After buying the two tickets A will be left with 50 paise.
(d) The money A now has is still not sufficient to buy two
tickets.
49. As per agreement with a bank, a businessman had to refund a
loan in some equal installments without interest. After paying
18 installments he found that 60 percent of his loan was
refunded. How many installments were there in the
agreement?
(a) 22
(b) 24
(c) 30
(d) 33
50. A worker reaches his factory 3 minutes late if his speed from
his house to the factory is 5 km/hr. If he walks at a speed of 6
km/hr, then he reaches the factory 7 minutes early. The distance
of the factory from his house is
(a) 3 km
(b) 4 km
(c) 5 km
(d) 6 km
51. “Liberty, therefore, is never real unless the Government can
be called to account when it invades rights.”
Which one of the following is the best justification of the
above statement ?
(a) In the realisation that the government can be brought to
book in a court of law.
(b) In identifying a man as a political unit in a way which
distinguishes him from other citizens
(c) In a decentralized society where in the basic needs of
men can find satisfaction
(d) In the understanding that liberty and restraints are
complementary.
Directions for the following 7 (seven) items: Read the following
only
Passage – 1
Many nations now place their faith in capitalism and governments
choose it as thestrategy to create wealth for their people.
Thespectacular economic growth seen in Brazil,China and India
after the liberalization of their economics is proof of its enormous
potentialand success. However, the global bankingcrisis and the
economic recession have left many bewildered. The debates tend
to focus on free market operations and forces, their efficiency and
their ability for self correction. Issues of justice, integrity and
honesty are rarely elaborated to highlight the failure of the global
banking system. The apologists of the system continue to justify
the success of capitalism and argue that the recent crisis was a blip.
Their arguments betray an ideological bias with the assumptions
that an unregulated market is fair and competent, and that
theexercise of private greed will be in the larger public interest.
Few recognize the bidirectional relationship between capitalism
and greed; that each reinforces the other. Surely, a more honest
conceptualisation of the conflicts of interest among the rich and
powerful players who havebenefited from the system, their biases
and 87
ideology is needed; the focus on the wealth creation should
also highlight
the resultant gross inequity.
52. The apologists of the “Free Market System”, according to the
passage, believe in
(a) market without control by government authorities.
(b) market without protection by the government
(c) ability of market to self correct
(d) market for free goods and services
53. With reference to “ideological bias”, the passage implies that
(a) free market is fair but not competent.
(b) free market is not fair but competent.
(c) free market is fair and competent.
(d) free market is neither fair nor biased.
54. “The exercise of private greed will be in the larger public
interest” from the passage
1. refers to the false ideology of capitalism.
2. underlies the righteous claims of the free market.
3. shows the benevolent face of capitalism.
4. ignores resultant gross inequity.
Which of the statements given above is/are correct ?
(a) 1 only
(b) 2 and 3
(c) 1 and 4
(d) 4 only
Passage – 2
Net profits are only 2·2% of their total assets for central public
sector undertakings, lower than for the private corporate sector.
While the public sector or the State-led entrepreneurship played
an important role in triggering India’s industrialization, our evolving
development needs, comparatively less-than-satisfactory
performance of the public sector enterprises, the maturing of our
private sector, a much larger social base now available for expanding
entrepreneurship and the growing institutional capabilities to
enforce competition policies would suggest that the time has come
to review the role of public sector. What should the portfolio
composition of the government be ? It should not remain static all
times. The airline industry works well as a purely private affair. At
the opposite end, rural roads, whose sparse traffic makes tolling
unviable, have to be on the balance-sheet of the State. If the
government did not own rural roads, they would not exist. Similarly,
public health capital in our towns and cities will need to come from
the public sector. Equally, preservation and improvement of forest
cover will have to be a new priority for the public sector assets.
Take the example of steel. With nearzero tariffs, India is a globally
competitive market for the metal. Indian firms export steel into the
global market, which demonstrates there is no gap in technology.
Indian companies are buying up global steel companies, which
shows there is no gap in capital availability. Under these
conditions,private ownership works best. Private ownership is
clearly desirable in regulated industries, ranging from finance to
infrastructure, where a government agency performs the function
of regulation and multiple competing firms are located in the private
sector. Here, the simple and clean solution – government as the
umpire and the private sector as the players is what works best. In
many of these industries, we have a legacy of government
ownership, where productivity tends to be lower, fear of
bankruptcy is absent, and the risk of asking for money from the tax
payer is ever present. There is also the conflict of interest between
government as an ownerand as the regulator. The formulation and
implementation of competition policy will be more vigorous and
fair if government companies are out of action.
55. According to the passage, what is/are the reason/reasons for
saying that the time has come to review the role of public
sector ?
1. Now public sector has lost its relevance in the
industrialization process.
2. Public sector does not perform satisfactorily.
3. Entrepreneurship in private sector is expanding.
4. Effective competition policies are available now.
Which of the statements given above is/are correct in the given
context ?
(a) 1 and 3 only
(b) 2 only
(c) 2, 3 and 4 only
(d) 1, 2, 3 and 4
56. According to the passage, rural roads should be in the domain
of public sector only. Why ?
(a) Rural development work is the domain of government
only.
(b) Private sector cannot have monetary gains in this.
(c) Government takes money from tax payers and hence it
is the responsibility of government only.
(d) Private sector need not have any social responsibility.
57. The portfolio composition of the government refers to
(a) Public sector assets quality.
(b) Investment in liquid assets.
(c) Mix of government investment in different industrial
sectors.
(d) Buying Return on Investment yielding capital assets.
58. The author prefers government as the umpire and private
sector as players because
(a) Government prescribes norms for a fair play by the price
sector.
(b) Government is the ultimate in policy formulation.
(c) Government has no control over private sector players.
(d) None of the above statements is correct in this context.
59. A question paper must have a question on one of the eight
poets: A, B, C, D, E, F, G or H. The first four belong to the
medieval period while the rest are considered modern poets.
Generally, modern poets figure in the question paper in alternate
years. Generally those who like H like G also; and those who
like F like E also. The paper-setter does not like to ask about
F as he has written a book on F, but he likes F. Last year, the
paper contained a question on A. On the basis of the
information given, this year’s paper is most likely to contain
a question on
(a) C
(b) E
(c) F
(d) H
60. In a group of six women there are four dancers, four vocal
musicians, one actress and three violinists. Girija and Vanaja
are among the violinists while Jalaja and Shailaja do not know
how to play on the violin. Shailaja and Tanuja are among the
dancers. Jalaja, Vanaja, Shailaja and Tanuja are all vocal
musicians and two of them are also violinists. If Pooja is an
actress, who among the following is certainly a dancer and a
violinist ?
(a) Jalaja
(b) Pooja
(c) Shailaja
(d) Tanuja
88
61. The letters L, M, N, O, P, Q, R, S and T in their order are
substituted by nine integers 1 to 9 but not in that order. 4 is
assigned to P. The difference between P and T is 5. The
difference between N and T is 3. What is the integer assigned
to N?
(a) 7
(b) 5
(c) 4
(d) 6
62. The number of deaths among the army personnel is 8 in 1000,
but among the civilian population it is 20 per 1000. Which
one of the following inferences can be drawn from this
statement?
(a) It is better to join the army.
(b) The relationship is fortuitous.
(c) Quality of Life Index is very high within the armed forces.
(d) The groups cannot be compared due to their heterogeneity.
63. Given the statement : “Buses are the cause of more accidents
than cars, and trucks cause fewer accidents than buses”, which
of the following conclusions can we draw?
(a) There are more buses on the road than trucks.
(b) Car drivers are more careful than bus drivers.
(c) Truck drivers are more skilled than either car or bus drivers.
(d) None of the above
64. “If political leadership fails to emerge, there is likelihood of
military taking over power in developing countries. Radical
studentgroups or labour may try to raise revolution but they
are not likely to compete with the military. Military
intervention, rule, and withdrawal from politics is closely
related to a society’s level of political development”. In the
context of political development, the assumption in the above
passage is that
(a) political leadership is not an effective instrument.
(b) military fills in political vacuum.
(c) military intervention is inevitable for development.
(d) None of the above
65. Four persons, Alok, Bhupesh, Chander and Dinesh have a
total of Rs. 100 among themselves. Alok and Bbupesh between
them have as much money as Chander and Dinesh between
them, but Alok has more money than Bhupesh; and Chander
has only half the money that Dinesh has. Alok has in fact Rs.
5 more than Dinesh has. Who has the maximum amount of
money?
(a) Alok
(b) Bhupesh
(c) Chander
(d) Dinesh
66. Examine the following statements :
1. George attends Music Classes on Monday.
2. He attends Mathematics classes on Wednesday.
3. His Literature classes are not on Friday.
4. He attends History classes on the day following the day
of his Mathematics classes.
5. On Tuesday, he attends his Sports classes.
If he attends just one subject in a day and his Sunday is free,
then he is also free on
(a) Monday
(b) Thursday
(c) Saturday
(d) Friday
67. In a row ‘A’ is in the 11th position from the left and ‘B’ is in
the 10th position from the right. If ‘A’ and ‘B’ interchange,
then ‘A’ becomes 18th from the left. How many persons are
there in the row other than ‘A’ and ‘B’?
(a) 27
(b) 26
(c) 25
(d) 24
68. Location of B is north of A and location of C is east of A. The
distances AB and AC are 5 km and 12 km respectively. The
shortest distance (in km) between the locations B and C is
(a) 60
(b) 13
(c) 17
(d) 7
69. Two cars start towards each other, from two places A and B
which are at a distance of 160 km. They start at the same time
08 : 10 AM. If the speeds of the cars are 50 km and 30 km per
hour respectively, they will meet each other at
(a) 10 : 10 AM
(b) 10 : 30 AM
(c) 11 : 10 AM
(d) 11 : 20 AM
70. If the 3rd day of a month is Monday, which one of the following
will be the fifth day from 21st of this month?
(a) Monday
(b) Tuesday
(c) Wednesday
(d) Friday
71. For a charity show, the total tickets sold were 420. Half of
these tickets were sold at the rate of Rs. 5 each, one-third at
the rate of Rs. 3 each and the rest for Rs. 2 each. What was the
total amount received?
(a) Rs. 900
(b) Rs. 1,540
(c) Rs. 1,610
(d) Rs. 2,000
Directions for the following 3 (three) items : Directions for
the following 5 (five) items Read the following two passages
and answer the items that follow each passage. Your answers
to these items should be based on the passages only.
Passage – 1
In recent times, India has grown fast not only compared to its own
past but also in comparison with other nations. But there cannot
be any room for complacency because it is possible for the Indian
economy to develop even faster and also to spread the benefits of
this growth more widely than has been done thus far. Before going
into details of the kinds of micro-structural changes that we need
to conceptualize and then proceed to implement, it is worthwhile
elaborating on the idea of inclusive growth that constitutes the
defining concept behind this Government’s various economic
policies and decisions. A nation interested in inclusive growth views
the same growth differently depending on whether the gains of the
growth are heaped primarily on a small segment or shared widely
by the population. The latter is cause for celebration but not the
former. In other words, growth must not be treated as an end in
itself but as an instrument for spreading prosperity to all. India’s
own past experience and the experience of other nations suggests
that it is not a sufficient condition. In other words, policies for
promoting growth need to be complemented with policies to ensure
that more and more people join in the growth process and, further,
that there are mechanisms in place to redistribute some of the
gains to those who are unable to partake in the market process and,
hence, get left behind. A simple way of giving this idea to inclusive
growth a sharper form is to measure a nation’s progress in terms of
the progress of its poorest segment, for instance the bottom 20 per
cent of the population. One could measure the per capita income
89
of the bottom quintile of the population and also calculate the
growth rate of income; and evaluate our economic success in terms
of these measures that pertain to the poorest segment. This approach
is attractive because it does not ignore growth like some of the
older heterodox criteria did. It simply looks at the growth of income
of the poorest sections of the population. It also ensures that
those who are outside of the bottom quintile do not get ignored. If
that were done, then those people would in all likelihood drop
down into the bottom quintile and so would automatically become
a direct target of our policies. Hence the criterion being suggested
here is a statistical summing up of the idea of inclusive growth,
which, in turn, leads to two corollaries: to wish that India must
strive to achieve high growth and that we must work to ensure that
the weakest segments benefit from the growth Read the passage
given below and answer the items that follow. A, B, C, D, E, F are
members of a family. They are engineer, stenographer, doctor,
draughtsman, lawyer and judge (not in order). A, the engineer is
married to the lady stenographer. The judge is married to the lawyer.
F, the draughtsman is the son of B and brother of E. C, the lawyer
is the daughter-inlaw of D. E is the unmarried doctor. D is the
grandmother of F. There are two married couples in the family.
72. What is the profession of B?
(a) Judge
(b) Lawyer
(c) Draughtsman
73. Which of the following is/are a couple/couples?
(a) AD only
(b) BC only
(c) Both AD and BC
(d) Both AC and BD
74. What is the profession of D?
(a) Judge
(b) Stenographer
(c) Doctor

EXPLANATION
1. (c)
6. (c)
11. (a)
16. (a)
21. (b)
26. (a)
31. (c)
36. (d)
41. (c)
46. (b)
51. (a)
56. (b)
61. (d)
66. (d)
71. (c)
2. (c)
7. (d)
12. (c)
17. (d)
22. (b)
27. (d)
32. (c)
37. (b)
42. (d)
47. (d)
52. (c)
57. (c)
62. (d)
67. (c)
72. (a)
3. (d)
8. (c)
13. (b)
18. (b)
23. (c)
28. (b)
33. (b)
38. (c)
43. (a)
48. (c)
53. (c)
58. (a)
63. (d)
68. (b)
73. (c)
4. (b)
9. (c)
14. (c)
19. (d)
24. (b)
29. (b)
34. (b)
39. (c)
44. (d)
49. (c)
54. (a, c)
59. (b)
64. (b)
69. (a)
74. (b)
5. (a)
10. (b)
15. (c)
20. (b)
25. (a)
30. (a)
35. (c)
40. (b)
45. (b)
50. (c)
55. (c)
60. (d)
65. (a)
70. (c)

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Dr. Avul Pakir Jainulabdeen Abdul Kalam
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