Get Ready. New Website Coming! Inside This Issue

CreditLine
the
July 2014
With a Recreational Vehicle Loan
from WSCU
WSCU
Get your pass to
Rocky Mountain National Park with your loan!*
*A.P.R=Annual Percentage Rate. Subject to credit approval. Rate may vary based on loan amount, term, credit score and LTV ratio. Term of loan will follow normal guidelines.
This promotion applies to new money purchases and loans transferred from other institutions. All credit underwriting standards will apply including Loan-to-Value financing and
evaluation of income, credit and debt ratio. Interest rate floor 2.59% A.P.R. after all discounts applied. Loans up to $10,000 will receive cash value of $20, equal to One Week Pass
for one vehicle to Rocky Mountain National Park. Loans between $10,000 and $24,999 will receive $40 cash value, equal to Annual Pass for Rocky Mountain
National Park. Loans over $25,000 will receive $80 cash value, equal to National Parks and Federal Recreational Lands Annual Pass. For more information on
Park Passes please visit www.WeldSchoolsCU.com/EventsandPromotions for more information.
Get Ready. New Website Coming!
WSCU will be launching a new website this summer,
ending ten years with our current site. WSCU will be
unveiling a new web site featuring a cleaner, more
contemporary look, along with a new menu and
more intuitive navigation than its predecessor. We
hope our existing membership will find the new site
a more interactive tool for years to come. To find
more information, please visit www.WeldSchoolsCU.
com/EventsandPromotions. The new site will be
more intuitive and user-friendly for our online
visitors.
Inside This Issue:
• RV Loan Promotion
• New Website Coming!
• Fraud Prevention
• Community Safety Fair
• Member Appreciation Day
• Discount Tickets
• Salvage Yard
• Trivia
CreditLine
the
July 2014
When Fraud Comes Knocking, Don’t Answer
The NCUA Report, Debbie Matz Chairman
Fixing his roof should have cost $7,000. But 88 yearold Leon Bennett parted with $37,000 before a
professional roofer even showed up with a ladder.
only after his credit union noticed a series of large checks
he had addressed to unfamiliar names. Staff at that credit
union took immediate action.
Like many seniors, he fell victim to a door-to-door
home improvement scam. It cost him a significant
chunk of the retirement savings he had built through a
lifetime of hard work.
NCUA’s consumer website, MyCreditUnion.gov, provides
life-saving advice to help members identify and avoid
fraud- especially scams targeting seniors.
Unfortunately, Mr. Bennett’s divesting loss is not an
isolated case. According to the National Center on
Elder Abuse, scammers target one of every 10 seniors.
Precautions
Scams against seniors are diabolical. They prey on
seniors’ needs with schemes such as:
• Bogus charities;
• Faulty home repairs;
• Fraudulent health care;
• Phantom cemetery plots;
• Phony investments; and
• Supposedly free prizes with huge hidden costs.
As diverse as these schemes are, they all involve
elder abuse-financial exploitation that cost seniors as
much as $3 billion annually. These crimes are a stark
reminder that as hard as today’s seniors have worked
to earn their money, there are con artists working just
as hard to take it from them.
Never volunteer personal or financial information
unless you initiate the exchange. In particular, members
should never volunteer their date of birth, account
numbers, or Social Security numbers.
Never let a seller overcharge you for a product or
service you need. Get more than one estimate before
committing to pay a price.
Never let a seller pressure you to sign a document
you don’t understand. Reputable purveyors of goods
and services should provide time for consumers to ask
questions and seek information.
If a scam is suspected, it should be reported to the
police immediately. By reporting fraud or suspected
fraud, there is a better chance of recovering any losses
and preventing another victim.
The criminals who target Mr. Bennett were stopped
PA S S P O R T
to an endless summer
Are you going on vacation this summer and need foreign
currency? WSCU offers next day service on foreign currency
for a small fee. Stop in before you leave and save time by
not having to stop at unknown banks and airport currency
exchanges.
Community Safety
& Awareness Day
Come join us at this FREE event
where you can check out a
helicopter, fire trucks, police
cars, military vehicles and more!
There will be kid and family
activities for all ages.
Saturday, August 9th
9:00 - noon
SAM’s Club Parking Lot
(3247 23rd Ave, Evans CO)
2014 Upcoming Holiday Closures
Independence Day
Labor Day
Friday, July 4
Monday, September 1
CreditLine
the
Member Appreciation Day
Thank you WSCU members for another successful Member
Appreciation Day. Despite the rainy weather, we had a great
turn out with over 300 hot dogs grilled and served!
July 2014
Elitch Gardens
Tickets can be purchased through
WSCU for $27.99, or a season pass
for $64.99. The season pass includes
a parking pass. Find more info on our
website!
WaterWorld
Water World tickets are now available
at WSCU. Tickets can only be
purchased online! The link can be
found under the Current Events and
Promotions icon on the homepage.
Tickets are $30.15 tax included.
Seniors pricing (60+) is $9.35 tax
included.
Regulation D
Our winner of the Grill was Alan S.
We gave out three $50 Visa Gift Cards. The lucky Winners
were Laura M., Sean Z., and Sam M. (not pictured)
WSCU’s Youth Club members had a coloring
contest for Member Appreciation Day. We
asked the kids to share with us their favorite
BBQ food. Here are a few of our entries
including the grand prize winner Andee P.
Regulation D is a federal regulation
that requires WSCU to limit the number
of withdrawals from non-checking
accounts without a signature. You may
have up to six withdrawals or transfers
among savings, money fund, and
holiday and vacation club accounts in
each month. This includes:
• HomeLink (online banking)
• DataCheck (telephone banking)
• Overdraft transfer from savings
• Phone requests
• Automated clearing house (ACH)
• Check card transactions
Regulation D limitations do not include
the transactions that are:
• Completed in person
• Signed transfers by mail
• Transfers to a WSCU loan
• Signed night drop requests
• Requests for a WSCU official
check payable to you
Failure to observe Regulation D limits
will result in items being returned. For
more information on Regulation D log
onto: www.WeldSchoolsCU.com
CreditLine
the
July 2014
Salvage Yard
For Sale: Black TV Stand. Has
two glass Shelves. Very nice and
modern. Asking $50.
Call 970-397-5659
For Sale: Power Jazzy Chair
Scooter. Like new make offer. Call
970-353-0885
For Sale: Solid Oak entertainment
center (6’tall by 5’ wide) with tinted
glass doors, solid doors, lighting
and two open shelves. In excellent
condition, have to see to be
appreciated. TV hole is 35’’ wide by
31’’ tall. Asking $400 OBO Call 970584-2472
For Sale: Drafting table: Steel
bottom with 40’’ x 60’’ top with
adjustable, sliding drafting arm.
Have to see to be appreciated.
Asking $300 OBO Call 970-584-2472
For Sale: Two patinings by Norman
Rockwell. “Girl at the Mirror”
27’’x28’’ “Marriage License”
29’’x29’’. Each print is framed and
in excellent condition. Asking $100
each. Call 970-330-5036
For Sale: Collection of twenty
International Collectors Library
books, which include classics like
‘Doctor Zhivago,’ ‘Ivanhoe,’ ‘Crime
and Punishment,’ and ‘The Picture
Trivia Questions
of Dorian Grey’. Most are unused
and in excellent condition. Asking
$150 for all. Call 970-330-5036
For Sale: Adjustable vibrating
single bed. Asking $350. Excellent
condition. Call Allen 970-313-6574.
For Sale: China cabinet in good
condition. Has two glass cabinet
doors. Solid wood. Very nice. Call
970-397-5659.
For Sale: Puppy apartment
for trainning. 2.5ft x 1.5ft. 2
compartments, one for sleeping
the other for potty. 150 potty pads
included. Folds down. Asking $260
OBO. Call 970-686-7081
Service: Wedding Receptions,
Parties, Conferences, etc. A
Gathering Place Event Center, LLC
is here to help with all your special
event needs. Seating for up to
200 guests. Located southeast of
Greeley on CR 49, 3 miles south of
HWY 34. Call Amy 518-2925.
Services: Painting. Residential
repaint specialist serving Northern
Colorado for 17 years. Exterior,
interior, power washing, complete
coating needs. WSCU members
10% off. Owner operated. Call 5810875 Robb Sherwin. Paint Solutions.
Services: Computer Concepts
and Security , LLC. Best computer
service rates in Northern Colorado.
Do it all for home and small
business computers. I want to be
your computer man. 388-3317.
Services: Want to get your car
looking great again? I offer services
from a basic car wash to a fullblown vehicle pampering detail
inside and out. Call Jeff 970-5843703 or visit online at imageautodetailspecialists.com for all my
services and pricing.
Services: Hate to sew? Buttons
missing? Zipper stuck? Call Jean
351-7941
Salvage Yard Information: Listing an
item in the Salvage Yard is free, but you
must be a WSCU member. (You may not
list an ad for non-members.) You may
drop off your listing at the credit union,
email it to [email protected]
or call 970.330.9728 and ask for Natasha.
The deadline for submitting items to
be listed is the 14th of each month. Ads are limited to 45 words or less. Ads are limited to 2 per member. If
you would like your listing to appear in
multiple issues, please submit it each
month. Ads will be published on a “first
come, first served” basis as space allows.
CreditLine
the
*Answers are posted on our website
under events and promotions page!
Published by
Weld Schools Credit Union
1. What animal’s heart kept Baby Fae alive in 1999?
2555 47th Avenue, Greeley, CO 80634
p: 970.330.9728 f: 970.330.1668
www.weldschoolscu.com
2. Scissors, Pliers, Wheelbarrows and even Fishing Poles are all
variations of what simple machine?
3. What team honors Willie Mays #24, by playing at a ballpark
address of 24 Willie Mays Plaza?
DataCheck: 877.946.9728 or 877.9GO.WSCU
WSCU Hours
Lobby:
Drive-Up:
Saturday Drive-Up:
4. Sissy Spacek & Piper Laurie were the first two people to be
nominated for Oscars in a horror movie. Which horror movie was
it?
5. The Supremes were originally called the Primetts. Who were the
Primes?
WSCU
9am - 5:30pm
7am - 5:30pm
9am - Noon