DO NOT FORWARD

PRESORTED
FIRST-CLASS
MAIL
U.S. POSTAGE
PAID
CAPITAL ONE
P.O. Box 85149
Richmond,Virginia 23295-0001
DO N O T F O R WA R D
NEED NEW CODE #
You
Purchasing power
OE size:
deserve
6.0" x 9.375"
Window size:
1.75" x 4.25"
Window position: 4.125" from left
1.5" from bottom
XXXXXX
P.O. Box 85149
Richmond,Virginia 23295-0001
Capital One® Platinum MasterCard®
Up to
0%
Opportunity for
credit line
$
2,000
INCREASE
Credit Line
XX/XX/07
Expiration
Date
Intro purchase APR
until XX/XX/07
Use these numbers when replying online or by phone.
Reservation #: 0000000000000000
Access Code: 000000
Now there’s more
purchasing power for
Sample A. Sample
1234 Main Street
Anytown, US 12345
You
Dear Sample A. Sample,
You’ve worked hard to strengthen your credit. In fact, your latest credit information is a clear reflection of how far
you’ve come. That’s why we’re pleased to offer you our Capital One® Platinum MasterCard.® Upon approval, you’ll
get the purchasing power you deserve.
Your Card
at a glance
• Credit line up to $2,000
• 0% intro APR on purchases until Month 2007
• $0 Fraud Liability—if your card is lost or
stolen and used without your knowledge
• Auto rental insurance
• Travel and emergency assistance
• Extended warranty protection
Your Bonus
• Opportunity for credit line increase
Use your card in the first 90 days without going over
your limit, make your first three monthly payments on
time, and you’ll get an automatic increase.
Your Options
VISIT
• 60-second response
Get a response in as little as 60 seconds when you
reply online at www.mycapitalonecard.com
3 easy ways to apply for your card today:
CALL
www.mycapitalonecard.com
MAIL
toll free 1-800-211-5121
your Platinum Invitation
XXXXXX
After <P10-8>
Purchases: Variable, now <18.9%>
No Hassle Fact PactSM
APRs
Now until <P10-8>
Purchases: <0%>
CREDIT LINE
<P53> – <P54>
Determined
upon approval
Annual Fee: $39
HOW YOUR ACTIONS COULD AFFECT YOUR APRs
Unlike Some Companies, We Won't Increase Your APRs Simply Because
• You pay late only once
• You go over your credit limit
• Your credit record changes with another lender
We May Increase Your APRs If:
• You pay late twice in 12 billing periods
For more information,
please see the
Important Disclosures
You can choose to stop receiving “prescreened”offers of credit from this and other companies by calling toll-free 1-888-5OPTOUT.
See PRESCREEN & OPT-OUT NOTICE in enclosed Additional Disclosures for more information about prescreened offers.
OPTIONAL
Platinum Invitation
Continue to save by transferring balances
YES! I want to transfer the following balance(s) immediately, and agree to receive the Privacy Notice
from Capital One® later along with the other account information. Transfers will be made only if the
entire requested amount is within my assigned credit line. There is no fee for transferring balances.
Card/Loan Issuer
Account Number
Specific Amount
to Pay
.
. O<XXXX123456789
P
.
N F
O
Sample A. Sample
M M D D Y Y
I
AT
C
I
1234 Main Street
Home Phone
PL
P
Anytown, US 12345
A
■■■ ■■ ■■■■ ■■■■■■
■■■ ,■■■
■■■ ■■■ ■■■■
—
†
—
Total Annual Household Income
$
†
$
Transfer up to 2 additional balances and save even more.
Please print clearly in black or blue ink.
Do you have a checking account? ■ Yes ■ No
Social Security Number
■■■■■■■■■■■■■■■■
■ ,■■■ ,■■■
Date of Birth
—
—
Alimony, child support or separate maintenance income need not be revealed if you do not
choose to have it considered as a basis for repaying this loan.
00X
00X
Please correct name or address if necessary.
This offer expires: Month XX, 2007
I have read the IMPORTANT DISCLOSURES and Terms of Offer enclosed, including the provision relating to Arbitration and agree to be bound
as specified therein. You are authorized to check my credit and employment history. This offer is nontransferrable. To avoid delays, please
provide all information requested.
Signature
Date
Please see the Important Disclosures on the back of the letter for
rate, fee and other cost information.
.
O
.
P
.
F
You deserve a card that works for you.
• Auto rental insurance
• Travel and
emergency
assistance
• Initial credit
line increase
Just use your card in
the first 90 days without
going over your limit
and make 3 on-time
payments to get an
automatic increase.
Platinum Benefits
• Online response
in as little as
60 seconds
Request your Capital One Platinum MasterCard today.
®
®
XXXXXX
Your choice
of designs.
Select your favorite card design then
fill in your choice on the enclosed
Platinum Invitation. Or let us know
11. ✓ Spotlight
12. ✓ Tropical Sunset
13. ✓ Eagle
14. ✓ Striking
15. ✓ Beach at Boracay
16. ✓ Roses
17. ✓ Sun & Moon
18. ✓ Ocean Sunrise
19. ✓ Ladybug
20. ✓ American Flag
21. ✓ Constitution
22. ✓ Wild Horses
23. ✓ Dolphin Sunrise
24. ✓ Reflection
25. ✓ Building of America
26. ✓ Starry Night
your preferred card design when
you call 1-800-211-5121 or visit
www.mycapitalonecard.com.
3 easy ways
to request your card!
ONLINE www.mycapitalonecard.com
CALL 1-800-211-5121
MAIL your Platinum Invitation