Get Your Paycheck Early - San Diego County Credit Union

SDCCU In The Community
Broadway/SD – 2015-2016 Season Sponsor
We are proud to sponsor the 2015-2016 season of Broadway/SD.
Purchase discount tickets to select shows by visiting sdccu.com/
broadway. A portion of ticket sales will benefit local non-profit
organizations.
San Diego Padres – 2015 Season Sponsor
Since PETCO Park’s inaugural season, San Diego County Credit
Union has been supporting our hometown team, the San Diego
Padres. We are proud to provide the ATM services located at
PETCO Park. Check out the Padres discount tickets for SDCCU
members at sdccu.com/discounts.
San Diego County Credit Union Walk MS – April 19 & 25
SDCCU proudly supports the annual multiple sclerosis walk at
both locations, LEGOLAND® California Resort in Carlsbad and
NTC Park at Liberty Station. Join Team SDCCU and thousands
of others as we raise money to help fight this disease. Visit
sdccu.com/walkms.
iVIE® Student Film Festival & Awards – April 25
San Diego County Credit Union is the presenting sponsor of the
San Diego County Office of Education’s iVIE (Innovative Video
in Education®) Student Film Festival & Awards, a countywide
competition for students in all grades to create videos addressing
academics, social issues, politics and other topics. The festival
& awards will be held April 25 at UltraStar Mission Valley. Visit
sdccu.com/iVIE.
Ben Vereen Awards – April 26
Held in collaboration with Broadway/San Diego, we are the proud
sponsor of the Ben Vereen Awards—a two-part competition for
high school students who are talented in musical theater, including
vocal, dance and acting performance. The local competition will
bring semi-finalists together to compete on Sunday, April 26 at
the Balboa Theatre. You are welcome to support local students by
purchasing tickets to this event. For information, visit sdccu.com/
BenVereen.
20th Annual Fiesta de Los Peñasquitos – May 2
We are proud to sponsor the 20th Annual Fiesta de Los Peñasquitos,
which will take place on May 2 in Rancho Peñasquitos. The event
is free to the public and will feature over 150 vendors that provide
arts & crafts, food, home improvement tips and tons of fun for the
whole family.
San Diego County Credit Union Festival of Arts in North
Park – May 16
We are proud to support the North Park Arts District and
community as the title sponsor of the 2015 San Diego County
Credit Union Festival of Arts in North Park. Join us at the annual
free festival held May 16, featuring amazing local art, exciting live
music and dance performances, eco-friendly and hands-on art
activities, an array of shopping opportunities and fabulous food.
The 2014 Annual Report is now available at sdccu.com/about.
Over $6.8 billion strong • Spring 2015
Get Your
Paycheck
Early
What a treat!
For more information about upcoming events,
visit sdccu.com/community.
Holiday Schedule
Compliments & Complaints
SDCCU will be closed to observe:
Memorial Day – May 25
You have 24/7 account access with over 30,000 surcharge-FREE
CO-OP ATMs, online and mobile banking at sdccu.com.
sdccu.com
We welcome your feedback as we strive to provide you with
WOW service. Please send all compliments & complaints
to PO Box 261209, Attn: Compliments & Complaints,
San Diego, CA 92096-1209.
Printed on
recycled paper.
Federally insured by NCUA
Equal Housing Opportunity
Equal Opportunity Employer
Hoehn Car Sale
sdccu.com
SHELL
sdccu.com
Inside:
SHELL
George Chamberlin Seminar
sdccu.com
sdccu.com
SHELL
SHELL
SHELL
Live
Chat
BEST Nominations
(877) 732-2848
Broadway Super Saver
For more information on products & services, visit us at sdccu.com, call us or stop by any of our convenient branch locations.
SDCCU offers credit of your direct deposit approximately one business day before your actual pay date as long as your employer provides SDCCU notification two to three business days in advance, which many
employers do. Actual deposit date is not guaranteed. SDCCU assumes no liability for not depositing funds to your account early. 2Limit 2 boxes (10” x 12” x 15”) per household. All documents will be shredded
on-site. Event may end prior to 12 p.m. if shredders reach capacity. 3TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit, Inc. in the United States and other countries.
TurboTax fee varies. Consult your tax advisor. TurboTax is not an affiliate of SDCCU. 4The SDCCU Super Saver Tuesdays offer is available over the phone only with a SDCCU debit or credit card. Offer limited to specific Tuesday
night performances only for Price Levels 2, 3 and 4 when purchased as a season ticket package, until May 16, 2015 or while supplies last. Card does not guarantee inventory in any particular section or price level. All
prices include facility fee and handling charge. Subject to change. All sales are final and tickets cannot be resold.
TurboTax®
1
Investing for Your Grandchildren
Get Your
Paycheck Early
What a treat!
When you direct deposit your paycheck into your SDCCU® checking account,
you may enjoy it a day earlier than your regularly scheduled payday.1
Visit sdccu.com/directdeposit today to start enjoying your paycheck early!
Save The Dates!
Shred Day
April 4
9 a.m - 12 p.m.
SDCCU is helping to keep our community safe and secure with
another Free Shred Day! Everyone is welcome to bring old personal
documents for shredding and recycling at 3 locations.2
SDCCU Administrative Office
6545 Sequence Drive
San Diego, CA 92121
EastLake Branch
2280 Otay Lakes Road
Chula Vista, CA 91915
Temecula Branch
31693 Temecula Parkway
Temecula, CA 92592
Hoehn Car Sale
April 24-26
Take advantage of LOW rates and
special member-only pricing at all
Hoehn dealerships.
Watch sdccu.com/carsale
Sunday, April 19, 2015
George Chamberlin Smart Money
& Investing Moves Seminar
Saturday, April 25, 2015
April 21, 2015 • 6:00 p.m. – 7:30 p.m.
SDCCU Administrative Office • 6545 Sequence Drive
NTC Park at Liberty Station, San Diego
Donate in-branch
or register online at sdccu.com/walkms
Seating is limited and reservations are required.
Visit sdccu.com/seminar or call (877) 732-2848 for details
and to reserve your seat.
This year, take your do-it-yourself attitude one step further - do your own taxes!
With TurboTax3, you can be confident they’ll be done right.
• No tax knowledge needed. TurboTax translates taxes into
simple questions about your life, and puts your information
in the right places for you.
• Double checks as you go. TurboTax coaches you every step of
the way and automatically double-checks your return for errors.
• You’re never alone. If you have questions, TurboTax has answers
and is ready to help.
With the combined costs of tuition, room and board,
books and other college expenses that can add up to
$60,000 a year or more, it’s no surprise that students
are looking for financial help from many sources—
including grandparents. Although tuition funding from
grandparents currently accounts for only 2% of total
tuition needs, Sallie Mae projects that number to more
than double by the time today’s younger generation
enters college.
If you’re in a position to help fund a grandchild’s
education, you can do so in a few ways:
1.Traditional custodial account: Assets in this type of
account may affect financial aid eligibility. If the child
is younger than 18, or 24 and a full-time student, the
first $1,000 of investment income is untaxed and the
next $1,000 is taxed at the child’s rate. Any investment
income over $2,000 is taxed at the parent’s tax rate.
2.529 college savings plan: Each grandparent can
contribute as much as $14,000 per grandchild, per
year ($28,000 for married couples), without incurring
gift taxes. Grandparents can maximize this year’s 529
contribution by gifting five years’ worth of annual gift
tax exclusions in one lump sum—up to $70,000
($140,000 for couples)—if the money is treated as five
equal gifts over five years for income tax purposes.
While there is no federal tax deduction for such
contributions, your state may allow you to take a
deduction.
3.Coverdell Education Savings Account (ESA): With an
ESA, you can contribute as much as $2,000 annually for
a grandchild’s education expenses, depending on your
income. Contributions grow tax free, and your
beneficiary doesn’t pay taxes on withdrawals for
qualified education expenses including tuition, fees,
books, supplies, equipment and room and board.
Helping your grandchildren financially while limiting your
own tax liability can take some careful planning, but the
first step is to know what options are available to you.
Even if you are contributing in small, regular amounts, it’s
going to help support their education and prepare them
for the future. As always, before making any financial
decisions, make sure to consult with your tax advisor.
for details!
For details visit sdccu.com/shred.
LEGOLAND® California Resort, Carlsbad
Investing for Your Grandchildren
Visit sdccu.com/turbotax to get started!
To have your funds deposited directly into
your SDCCU account, include the ABA Routing
Number: 322281617.
SDCCU Broadway Super Saver
Order your SDCCU Super Saver Tuesdays Season Tickets
As the 2015-2016 season sponsor of Broadway/
San Diego, we are proud to offer a special discount
of up to 21% off4 to SDCCU Visa® debit or credit
cardholders through SDCCU Super Saver Tuesdays!
Visit sdccu.com/broadway for more information.
Call (888) 937-8995, Mon. - Fri. (9:30 a.m. - 5:00 p.m.), for your
6-show season package and have your SDCCU debit or credit
card handy to receive the 21% discount!
Time to pick your favorites!
PCredit Union
PAuto Loan Provider
PFinancial Planner
PMortgage Provider
PPlace to Work
Nominate SDCCU® at sdbestpoll.com
April 12 - May 13