sdccu® sdccu

Over $6.3 billion strong • Fall 2013
Thank you
for voting
SDCCU
®
BEST
Credit Union
14 years
straight!
P BEST Credit Union
P BEST Home Loan Provider
P BEST Financial Planner
P BEST Place To Work
Inside:
1.49% APR Auto Loan
1
Mobile Deposit App
New Branches Coming Soon
Member Appreciation Week
FREE Shred Day
SDCCU Auto Loans
®
Rates as low as
APR1
90 Days NO Payments
Up to 100% Financing
FREE Auto Buying Service Available
2
3
It’s as easy as
Enroll through Internet
Branch online banking
Log into Internet Branch online banking and click
SDCCU Mobile Deposit under Mobile Banking.
Get the app
Check. Snap. Deposit.®
Quickly and Easily Deposit
Checks in Real Time with
SDCCU Mobile Deposit.
This convenient app is available for Internet Branch
online banking users with Android™, iPhone® and
BlackBerry® devices.
Scan the code below, visit sdccu.com on your
smartphone or look for SDCCU Mobile Deposit
in the App Storesm, on Google Play™ or BlackBerry
World™.
Log in
Log in with your current Internet Branch online
banking information. Then just Check. Snap.
Deposit.
SDCCU does not charge for this service.
Message and data rates may apply. Not
available for business accounts. iPhone and App
Store are trademarks of Apple, Inc. Android and
Google Play are a trademark of Google Inc.
New Branches Opening Soon
We are proud to announce that we will be opening a branch in
Sports Arena/Midway District and another in North Park.
Watch sdccu.com for news about our Grand Opening Celebrations.
Change in seasons,
change in finances
The holidays are right around the corner, which usually
leads to increased spending. With a little planning you
can thoroughly enjoy your holiday season without
worrying about how to pay for it. The key is to plan
ahead and try to anticipate your expenses now.
Take a few minutes to review your budget and make a
list of the items you know you’ll need to purchase and
even reserve some money for unexpected costs that
may arise. Don’t forget to factor in current fall-related
expenses, such as back-to-school costs. This will help
you decide how much money is available and what you
can afford to spend this year.
Use credit cards wisely. Purchasing on credit sometimes
receives a negative connotation, but is not always a bad
idea. There are often “perks” to using a credit card such
as cash or travel rewards, like the SDCCU Cash Rewards
Visa®. Credit cards offer consumer protection against
fraud and unauthorized transactions. If you purchase
on credit, make regular payments to keep your account
current and avoid delinquency.
SDCCU is here to help you
save money and prepare for
the change in season. Putting
extra cash in your pocket could
be as simple as setting up a
new special savings account,
moving your high-rate credit
cards to a low-rate SDCCU Visa,
refinancing your vehicle to a
lower interest rate or saving
money on postage by paying
your bills online.
Member
Appreciation
Week
October 15 - 19
We wouldn’t be the BEST without your support.
We would like to show our appreciation with a
Member Appreciation Week.
Stop by any of our convenient branch locations and
receive a gift.5
FREE Shred Day
Saturday, October 19
9 a.m. – 1 p.m.
Shred your old personal documents the safe and easy
way – bring them to SDCCU’s FREE Shred Day.4
Shred-it® will be onsite to provide confidential
document destruction and recycling at the following
three locations:
Temecula Branch
31693 Temecula Parkway
Temecula, CA 92592
EastLake Branch
2280 Otay Lakes Road
Chula Vista, CA 91915
Westfield North County
272 E. Via Rancho Parkway
Escondido, CA 92025
The new sdccu.com is almost here!
• • • • Easily locate one of our 30,000 surcharge-FREE ATMs
Easy access to SDCCU Internet Branch online banking
No changes to online banking
Streamlined information
Member Billboard
Broadway/SD – 2013-2014 season sponsor
We are proud to sponsor the 2013/2014 season of
Broadway/San Diego. Purchase discount tickets to select
shows by visiting sdccu.com and searching broadway.
A portion of the ticket sales will benefit local non-profit
organizations.
Shamu & You Family Walk – Oct 5
SDCCU is the presenting sponsor of the 7th annual Rady
Children’s Hospital Shamu & You Family Walk. The event
is held on October 5 at SeaWorld®. SDCCU hopes to raise
$10,000 and will be accepting donations at all SDCCU
branches now through October 5. For more information
visit sdccu.com.
Seminar – Personal Finances with George Chamberlin
– Oct 16
SDCCU presents a free educational seminar with financial
expert George Chamberlin. Topics include budgeting,
investing, estate planning, retirement and much more.
Seating is limited and reservations are required. Visit
sdccu.com for details.
San Diego Chargers Blood Drive – Nov 26
SDCCU is proud to support the annual Chargers Blood
Drive at the Town and Country Resort Hotel & Convention
Center on November 26 from 10 a.m. to 6 p.m.
Holiday Schedule
SDCCU will be closed to observe:
Columbus Day – October 14
Veterans Day – November 11
Thanksgiving Day – November 28
Christmas Day – December 25
New Year’s Day – January 1
You have 24/7 account access with over 30,000 surcharge-FREE
CO-OP ATMs, online and mobile banking at sdccu.com.
Participants donating blood will enjoy food, prizes and
autographs from Charger players and Charger Girls. For
more information, contact the San Diego Blood Bank at
(800) 479-3902 or visit sandiegobloodbank.org.
Poinsettia Bowl – December 26
Advance tickets are now on sale for the 2013
San Diego County Credit Union Poinsettia Bowl, which will
be played at Qualcomm® Stadium.
SDCCU Annual Business Meeting – February 2014
The annual business meeting of the members and
elections for volunteer positions will be held on
February 24, 2014 at the San Diego County Credit Union
Administrative Office located at 6545 Sequence Drive in
San Diego. The Nominating Committee will nominate
directors and supervisory committee members by
November 7, 2013; expressions of interest or nomination
petitions must be received by that date.
You may obtain additional information regarding election
procedures, qualifications, vacant positions and terms
available by writing to San Diego County Credit Union, PO
Box 261209, San Diego, CA 92196-1209. Attention: Nathan
Schmidt, Executive Vice President, Marketing & Business
Development.
For more information about upcoming events,
visit sdccu.com search community.
sdccu.com
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Printed on recycled paper.
For more information on products & services, visit us at sdccu.com,
call us or stop by any of our convenient branch locations.
APR = Annual Percentage Rate. APR valid as of 09/18/2013. 1.49%: 42 monthly payments of $24.45 per $1,000 borrowed. APR
shown is for qualified buyers and reflects loan amounts up to 120% of the retail value. Other rates are available and your APR may
vary based upon the vehicle, amount financed, term and credit history. SDCCU uses the MSRP for new vehicles and the Kelley Blue
Book or other authorized guides for used vehicles. SDCCU reserves the right to refuse to lend upon any vehicle and final vehicle value
and rate is at the discretion of SDCCU. Internal refinance fee applicable for existing SDCCU loans. 290 days no payments is for qualified
buyers and interest will accrue from date of purchase. 3Auto sales offered through SD Auto Sales/Leasing. 4Limit 2 boxes (10”x12”x15”)
per household. All documents will be shredded onsite. Event may end early if shredders reach full capacity. 5While supplies last.
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(877) 732-2848
Federally insured by NCUA.