3rdQ 2011 Newsletter - HealthNet Federal Credit Union

NetEffect
www.HealthNetfcu.org
Serving the Financial Needs of Healthcare Providers
Main Office:
1591 Chickering Ln.
3rd Quarter, 2011
Cordova, TN 38016
Fax: (901) 226-1122
Walnut Grove Branch:
6025 Walnut Grove
Suite 612
Memphis, TN 38120
LOW AUTO LOAN RATES
CALL FOR CELEBRATION!
Fax: (901) 762-0001
Southaven Branch:
84 Airways Place
Southaven, MS 38671
Fax: 662-349-9820
Park Ave. Branch:
6005 Park Ave.
Suite 104
Memphis, TN 38119
Fax: (901) 432-4742
Phone for ALL locations:
(901) 226-1111 or
(800) 747-2148
HOURS:
M,T,Thur 7:30 a.m.– 4:00 p.m.
Wed
9:00 a.m.– 4:00 p.m.
Friday
7:00 a.m.- 4:00 p.m.
Saturday 9:00 a.m.- 12:00 p.m.
(Drive-thru @ Cordova Branch
ONLY)
All branches closed 1-2:00 for
lunch except Cordova
Board of Directors
Charles Emerick
Chairman
Jessie Payne
Vice-Chairman
Margaret Hughlett Williams
Treasurer
Barbara Gingras
Secretary
Georgia Oliver
Supervisory Committee Liaison
HealthNet has been in its new main office located in Cordova for one year! The
year has brought some great loan rates to the table for our members so HealthNet
planned an Anniversary/Member Appreciation celebration event. Members who
attended on Friday, June 3rd got to enjoy attractions such as the beautiful new,
used, and antique automobiles pictured above. Wolfchase Toyota, Enterprise Car
Sales, and the Memphis Old Time Antique Car Club came out and helped promote
the record low loan rates of 3.25% APR for new and used vehicles.
The Cintas truck was here for a Shred Day where members were able to bring in
boxes of old documents to be confidentially and securely shredded. Many canned
goods were collected for The Salvation Army as members made donations in return
for the shredding.
Thanks to all our vendors who participated and helped educate members on the
services available to them. Other vendors who participated were Baptist Memorial
Hospital, Liberty Mutual, The Regency Group, The Shelby County Sheriff’s Dept.,
the Memphis Fire Dept.,
& Jason’s Deli.
3rd Quarter/ 2011
NetEffect
DO YOU HAVE A
RATES
FREE CHECKING ACCOUNT FROM HEALTHNET?
___________Loan Rates_____________
Description
APR
New Vehicle
3.25%-13.75%
Used Vehicle
3.25%-13.75%
Money Market Secured
4.00-4.5%
Secured
Pledged + 3.5%
Personal
9.00%-18%
Recreational Vehicle
8.00 -10.00%
Home Equity (variable)
6.50%
First Mortgage– 10 Year
4.99%
(No Closing Costs)
___________Share Rates____________
Description
Basic Share
APY
.20%-.35%
Checking (min. bal. required)
Money Market
.20%
.40%-.65%
Christmas/Vacation Club
.10%
IRA Accumulation
.50%
Kids Klub
IF NOT, HERE’S WHAT YOU’RE MISSING….
.20%-.35%
Share Certificates________
Description____________________APY
6 Months
.50%
8 Months
.50%
12 Months
.65%
18 Months
.65%
24 Months
.95%
12 Months IRA
.65%
*Rates shown are current as of the date
of publication, partial and subject to
change without notice.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
For current rate information, please
contact our office or visit our website at
www.healthnetfcu.org
CALL NOW TO GET
YOUR
FREE
CHECKING ACCOUNT
(901) 226-1111
NetEffect
3rd Quarter/ 2011
Let Us Help You Work The Numbers!
Have you ever asked these questions:
How much do I need to save for college?
How much home can I afford?
How long will my retirement savings last?
How long will it take to pay off that looming credit card bill?
How much will my auto payments be?
Check out the Online Calculators and Many more Related
Financial Planning Questions You May Have
Take Me To Online Calculators
Discover The Freedom
of Online Bill Pay Today!
Would you like to have better organization with your bills and less paper to deal with?
HealthNet can make that happen for you. All you have to do is be sure you have a
Free Checking Account from HealthNet and sign up for Home Branch, which is
our online banking system. You may sign up through this link: Home Branch Is
Where I Want To Be. One of the features of Home Branch is Online Bill Pay. As
of June 23rd HealthNet converted to a new and improved online bill pay product to
better serve our members. Click on the link below to view a demo of how the new
online bill pay can work for you.
3nd Quarter/2011
NetEffect
MAKE IT YOURS WITH A LOAN FROM HEALTHNET
THE RATE FOR THE RV of your choice
has been reduced
to as low as
8% APR THROUGH AUGUST 31, 2011
(WITH 20% DOWN)
CALL TODAY FOR PREQUALIFICATION
(901) 226-1111
All loans subject to approval. Some restrictions may apply.
Apply online, call us at 901.226.1111, or stop by one of our offices.
Great rates and great service. That’s the benefit of credit union membership.
***NEWSFLASH***
YOU SHOULD RECEIVE YOUR
NEW DEBIT CARD
BY AUGUST 8TH