HMFCU Business Checking Brochure.indd

Holston Methodist Federal Credit Union
Holston
Methodist
Federal
Credit Union
A Full-Service
Financial
Institution
Think Outside the Bank…
Physical Address:
6207 Highland Place Way, Suite 101
Knoxville TN 37919
Services Offered:
Offered:
•
AudioTeller--24
24hour
hourAudio
AudioResponse
Response
• AudioTeller
•
Auto LoansTransfers & Payments
• Automatic
•
Automatic
Transfers
& Payments
• Balance
Financial
Fitness
(FREE)
•
Bill
Pay
(FREE)
• Bill Pay (FREE)
•
Business Checking
Checking Accounts
Accounts
• Business
•
CAP(Courtesy
(CourtesyPay
Pay Program)
Program)
• CAP
•
ChurchAccounts
Accountsand
and Loans
Loans
• Church
•
CoverdellESA,
ESA,Roth,
Roth,&&Traditional
TraditionalIRA’s
IRA’s
• Coverdell
(Free
Internet
Access
accounts)
•
CU@HOME®
• CU@HOME®
(Free
Internet
Access
toto
accounts)
•
DebtConsolidation
Consolidation Loans
Loans
• Debt
•
DepositCapability
Capability at
at First
FirstTN
TNand
andBB&T
BB&T
• Deposit
•
DirectDeposit
Deposit&&Payroll
PayrollDeduction
Deduction
• Direct
•
E-Statements
• E-Statements
•
Financial Counseling
Counseling
• Financial
•
FirstMortgage
Mortgage Loans
Loans
• First
•
HankinsClub
Educational
Scholarship Fund
• Holiday
Accounts
•
Holiday
ClubLoans
Accounts
• Home
Equity
•
Home
Loans
• “Just
forEquity
Kids” Club
(ages 0-12)
• MasterCard® Platinum Preferred
• Money Market Accounts
• New/Used Auto Loans
est. 1956
•
“Just for
Kids” Club (ages 0-12)
• Notary
Service
•
MasterCard®
Platinum Preferred
• Overdraft
Protection
(FREE)
•
Mobile
App
• Personal Loans
•
Money Market
• Regular
Shares Accounts
•
New/Used
Auto Loans
• RV’s,
Motorcycles,
Computer, & Boat Loans
•
Notary
Service
• Share
Certificates
•
Overdraft
• Share
DraftProtection
Checking Accounts
•
Personal
Loans
• Signature Loans
•
Regular Shares
• SmartStart
Scholarships
•
Remote
Deposit
Capture
• “Vantage” Club (ages
18-28)
•
RV’s,
Motorcycles,
Computer,
& Boat Loans
• VISA® Debit Card
•
Share Certifi
cates
• Warranty
& GAP
Insurance
•
Share
Draft
Checking
• “Youth Plus” Club (agesAccounts
13-17)
• Signature Loans
• “Vantage” Club (ages 18-28)
• VISA® Business Credit Card
• VISA® Debit Card
• Warranty & GAP Insurance
• “Youth Plus” Club (ages 13-17)
Mailing Address:
Physical Address:
PO Box 52688
6207 Highland Place Way, Suite 101
Knoxville TN 37950
Knoxville TN 37919
Phone Numbers:
Mailing Address:
865-558-3117 or 800-782-9257
PO Box 52688
Fax: 865-558-0016
Knoxville TN 37950
Website:
Phonewww.hmfcu.org
Numbers:
HMFCU
HMFCU
Business
Business
Checking
Checking
865.558.3117 or 800.782.9257
Fax: 865.558.0016
FREE AudioTeller (24 hr. response)
865.524.4289 or 1.888.703.8385
Website: www.hmfcu.org
HMFCU offers over
90,000 worldwide ATM locations
to get cash surcharge FREE!
Holston Methodist
Federal Credit Union
1-800-782-9257
1-800-782-9257
www.hmfcu.org
www.hmfcu.org
HMFCU
BusinessChecking:
Checking:
HMFCU Business
Accounts
totoMeet
YourBusiness
Business
Needs
Accounts
Meet All Your
Needs
Basic Business:
Basic Business:
Small Business:
Small Business:
Classic Business:
Classic Business:
••FREE
Account Access
FREEOnline
Bill Pay
• Minimum Required Balance to Earn
• Minimum
Required
Balance to Earn
Dividends:
$1,000.00
Dividends: $1,000.00
• Monthly Fee: $10
• Monthly Fee: $10
• NO “PER ITEM” FEES
• NO “PER ITEM” FEES
• FREE Online Account Access
••FREE
Account Access
FREEOnline
Bill Pay
••FREE
Pay
FREEBill
E-Statements
••FREE
Pay
FREEBill
E-Statements
• Minimum Required Balance to Earn
• Minimum
Required
Balance to Earn
Dividends:
$5,000.00
Dividends: $5,000.00
• Monthly Fee: $25
• Monthly Fee: $25
• NO “PER ITEM” FEES
• NO “PER ITEM” FEES
• FREE Online Account Access
• FREE Online Account Access
• FREE Bill Pay
••FREE
BillE-Statements
Pay
FREE
FREEE-Statements
Visa Debit Card
••FREE
••FREE
FREEE-Statements
Visa Debit Card
••FREE
Visa
DebitCheck
Card Images
FREE
Online
FREEVisa
Online
••FREE
DebitCheck
Card Images
FREEVisa
Online
••FREE
DebitCheck
Card Images
• Minimum Required Balance:
• Minimum
Required Balance:
$25,000.00
$25,000.00
• NO MONTHLY FEES
• NO MONTHLY FEES
• NO “PER ITEM” FEES
• NO “PER ITEM” FEES
• FREE Online Account Access
• FREE Online Account Access
• FREE Bill Pay
••FREE
Pay
FREEBill
E-Statements
••FREE
Online
Check Images
FREE
AudioTeller
(24 hr. response)
• FREE AudioTeller (24 hr. response)
• FREE Online Check Images
FREEOnline
AudioTeller
(24 hr. response)
••FREE
Check Images
••FREE
FREEE-Statements
Visa Debit Card
• FREE AudioTeller (24 hr. response)
••FREE
DebitCheck
Card Images
FREEVisa
Online
• FREE AudioTeller (24 hr. response)
• FREE AudioTeller (24 hr. response)
Designed with great benefits for non
Designed with great benefits for nonprofit organizations: churches, or even
profit organizations: churches, or even
hobby-related businesses such as Scout
hobby-related businesses such as Scout
Troops, Avon, Tupperware....whatever
Troops, Avon, Tupperware....whatever
your small business is.
your small business is.
• No Minimum Balance
• No Minimum Balance
• Monthly Fee $5.00
• No Monthly Fee
• NO “PER ITEM” FEES
• NO “PER ITEM” FEES
• FREE Online Account Access
Designed for the small business owner,
Designed for the small business owner,
a company just getting started or well
a company just getting started or well
established but with a generally low
established but with a generally low
transaction volume.
transaction volume.
Designed for larger businesses; “new
Designed for larger businesses; “new
and blooming” or well established with a
and blooming” or well established with
higher volume of transactions.
a higher volume of transactions.
••FREE
E-Statements
FREE
Visa Debit Card
www.hmfcu.org
www.hmfcu.org
FREE Business:
FREE Business:
Designed for any business, large or small.
Designed for any business, large or
Businesses that want the “full service”
small. Businesses that want the “full
treatment but without the fees usually
service” treatment but without the fees
associated with “full service”. Higher
usually associated with “full service”.
minimum required balance, but loaded
Higher minimum required balance, but
with benefits!
loaded with benefits!
• FREE
Check Images
•
FREEOnline
AudioTeller
(24 hr. response)
•
Preferred
Rates(24
onhr. response)
• FREE
AudioTeller
Share Certificates of Deposit and
• Preferred
on MasterCard™,
BusinessRates
Loans
Certificates of Deposit and Business
Loans