Auto Refinance Auto Refinance

Auto Loan
Refinance
as low as
$100
1.74
%
APR*
Auto
Refinance
CASH BACK
Refinance your auto loan and receive $100 cash back**
PLUS enjoy 60 days deferred payment.***
APPLY ONLINE NOW AT WWW.JSCFCU.ORG/REFI • ENTER PROMO CODE: REFI
BOAT & RV LOANS
AS LOW AS
2.99
%
for 24 months
APR1
LOW, COMPETITIVE RATES • EXTENDED TERMS AVAILABLE
HOME EQUITY LOANS
AS LOW AS
4.00
%
APR1
NO LOAN APPLICATION FEE • NO PREPAYMENT PENALTIES
OPEN A FREE CHECKING ACCOUNT WITH
100
DIRECT DEPOSIT • HOME BANKING • VISA DEBIT CARD • eSTATEMENTS
$
Present this flyer at any
JSC FCU branch or open
your account online.2
$1002 promo code:
SPRING
*APR = Annual Percentage Rate. All Rates are subject to change without notice. Lending rates are subject to credit approval. Loan rates and terms are accurate as of 10/15/2014. Auto Loan rates range from 1.49% APR to 11.74% APR. A fixed-rate loan
for $20,000 based upon a 1.74% APR paid over 60 months would have 60 monthly payments of $348.29. **“Cash Back” is considered interest and may be reported to the IRS FORM 1099-INT. Please consult your tax advisor on any legal, tax, or financial
issues related to the cash back or personal matters. To qualify for the $100 cash back, the refinance amount must be at least $10,000. Allow up to two business weeks for the $100 cash back to be deposited into your Savings Account. This offer does not
apply to existing JSC FCU auto loans. ***Interest will continue to accrue each month during deferment. This offer does not apply to existing JSC FCU auto loans. 1Motorcycle, Boat, and RV Loan rates range from 2.99% APR to 16.40% APR. A fixed-rate
loan for $20,000 based upon a 2.99% APR paid over 24 months would have 24 monthly payments of $859.55. Home Equity Loan rates range from 4.00% APR to 5.40% APR. All JSC FCU financed vehicle loans may be refinanced after 1 year and will be
assessed a 1% fee off the total amount financed. Please see a JSC FCU representative for full details. 2The offers in this mailer are subject to membership eligibility. Membership is established by opening a Regular Savings Account with a minimum $5
deposit. Eligibility depends on where you live, work, worship or attend school in the Houston Bay Area. You may join JSC FCU if you are an employee or member of one of the 2,000+ companies, organizations, churches, homeowners associations, or areas
of community service in our field of membership. You may also be eligible to join if you are the immediate family member or live in the same household as a current JSC FCU member. To redeem the $100 deposit you must bring this flyer in to any JSC
FCU branch location or by entering the promo code online. To qualify for the $100 deposit, you must be a JSC FCU member or become a member (by opening a Savings Account with a minimum $5 deposit) of JSC FCU, and open a new Checking Account.
Existing Checking Accounts, Secondary Checking Accounts or Secondary Money Market Accounts are not eligible to receive the $100 incentive. A minimum deposit of $25 is required to open a Checking Account. For new members, you must open the
Checking Account at the same time you join JSC FCU. The $100 will be deposited after the 1st direct deposit into the Checking Account. The direct deposit must be completed within 60 days of the account opening. Allow up to three weeks after the 1st
direct deposit for the incentive to be applied. APY is Annual Percentage Yield. Share Drafts are compounded and paid monthly. The APY, effective as of 10/15/2014, for interest bearing checking accounts is 0.05%. The APY, effective as of 10/15/2014, for
interest bearing savings accounts is 0.25%. Interest rates are variable and may change. Minimum balance of $750 is required to earn 0.05% on interest bearing checking accounts. Fees may reduce earnings on the account. “Bonus” is considered interest
and may be reported on IRS Form 1099-INT. Please consult your tax advisor on any legal, tax, or financial issues related to your bonus or personal matters.
FIRST-TIME
HOME BUYING
PROGRAM 3
Dreaming
about your
First Home?
97% Financing
Down
Only 3% Payment
LOW Interest
Rates
Apply Online
or Visit Any Branch
Ask about refinancing today.
Visit us at WWW.JSCFCU.ORG.
2.99
%
SIX MONTH INTRO APR
Followed by a standard APR of
6.90% - 14.90%
based on creditworthiness4
Visa Platinum Credit Card:
Low Fixed Rate
No Balance Transfer Fee
No Annual Fee
No Late Payment Fee
6.75
%
APR5
Up to $2,000m
10 Month Ter
Valid from March 1st to May 31st up to $2,000
Apply Online or Visit any Branch
Don’t wait another
day to start saving.
Get started now at
www.bankingredefined.org
or scan the QR Code with your
smart phone.
WWW.JSCFCU.ORG • 281.488.7070
Your mortgage rate and monthly payment is based on you personal credit history and underwriting criteria. You must be a First-Time Buyer to qualify for this offer. 4Visa Platinum Credit Card rates can range from 6.90% APR to 14.90% APR based on
credit qualifications. Visa Platinum Credit Card rates and terms are accurate as of 06/06/2013 and are subject to change. Foreign transaction, returned payment, statement copy and rush fees may apply. Please reference the credit card disclosure section
on the JSC FCU Platinum Credit Card Application for complete card details. For current information, please see a JSC FCU representative at any branch location, call us at
We do business
Federally
281.488.7070 or write to JSC FCU, P.O. Box 58346, Houston, TX 77258. 5APR = Annual Percentage Rate, based upon credit qualifications. Rate and term subject to change
in accordance
Insured by
without notice. A fixed-rate loan for $2,000 on a 6.75% APR paid for 10 months would have 10 monthly payments of $206.28. Valid March 1st - May 31st, 2015. Offers
with Federal Fair
expire 03/31/2015. JSC FCU reserves the right to cancel or change the promotion at any time.
the NCUA
Lending Laws
3
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government
NCUA
National Credit Union Administration, a U.S. Government Agency