2015 Winter - PacTrans Federal Credit Union

24/7 Online Banking
www.ptfcu.org
101 West Walnut St., Suite 101
Carson, CA 90248
24/7 Phone Banking
424-233-3091 Option #8
Call Center Hours:
8:30 am to 5:00 pm
Locations
Corporate Headquarters and
Carson Branch
101 West Walnut St.
Suite 101
Carson, CA 90248
Fax: 424-233-3089
Branch Hours:
Mon/Tues/Thurs/ Fri –
9:00 am to 5:00 pm
Wednesday – 10:00 am to 5:00 pm
San Bernardino
444 S. Waterman Ave.
San Bernardino, CA 92408
Fax: 424-233-3058
Branch Hours:
Mon/Tues/Thurs/Fri –
9:00 am to 5:00 pm
Wednesday – 10:00 am to 5:00 pm
Monrovia Branch
420 S. Myrtle Ave. #B
Monrovia, CA 91016
Fax: 424-233-3059
Branch Hours:
Mon/Tues/Thurs/Fri –
9:00 am to 5:00 pm
Wednesday – 10:00 am to 5:00 pm
Long Beach Branch
2401 E. Sepulveda Blvd.
(ICTF Admin. Bldg.)
Long Beach, CA 90810
Fax: 424-233-3089
Branch Hours:
Tues and Thurs – 9:00 am to 3:00 pm
Bloomington Branch
(Union Pacific Employees Only)
19100 Slover Ave.
Bloomington, CA 92316
Fax: 424-233-3058
Branch Hours:
Tues and Thurs – 9:00 am to 3:00 pm
What is
Shared Branching?
Shared Branching is a national network of credit unions from all
over the country that share facilities to give members thousands of
convenient locations to perform transactions just as if they were at
their home credit union.
Whether you are at home, work, or your favorite travel
destination, your credit union is always nearby!
At ANY Shared Branching location you can:
• Make deposits
• Make loan payments
• Withdraw money
• Get a copy of your statement
• Cash checks
… and more!
• Transfer funds
All you need are your credit union name, your account number, and
your Photo ID.
Visit https://co-opcreditunions.org/locator/
or call 800-919-2872 to find a shared branch near you.
On Track
PacTrans FCU Newsletter
Winter 2016
Our Gardena Branch is temporarily closed
while we transition to our new location!
Our Gardena Branch is moving to a new
location! The new address will be:
101 West Walnut St Suite 101
Carson, CA 90248
The new location is less than a mile away
from our previous address.
We will reopen at a later date with more
details coming soon. During the transition,
our other branches and call center will be
open for business. You can also visit a Shared Branch for account access.
For Shared Branch locations please visit https://co-opcreditunions.org/locator or
call 800-919-2872.
Thank you for your patience at this time and
PacTrans wishes you a happy and prosperous 2016!
Express Loan
Need extra cash to catch up from holiday spending?
Or just looking to establish credit? An Express Loan is the way to go!
• Proof of income
• No credit check
• 3 years of verified employment • Max term 12 months
• Borrow from $500 - $1,500
at current employer
* Subject to terms and conditions. Loans subject to three years employment verification with the same employer. Verification of employment is required during
the application process. 18% APR. Auto payment from PacTrans FCU checking account required. Offer valid 1/1/16-3/31/16.
EMPLOYEE
SPOTLIGHT
Ysabelle Duran
Branch: Monrovia
Position: Branch Supervisor
I am the Branch Supervisor of the Monrovia Branch. I have been
with PacTrans for over 4 years. I started my banking career at
the young age of 19 and have never left. My various positions
have included teller, customer service, loan servicing, branch
support, and loan processing. Although I started my career on the “dark
side” of banking, my heart is with credit unions. I enjoy the personal attention we get to provide
our members. I love building those relationships with our members that ultimately help me better
assist my members with their financial needs.
Like many working parents I try my best to balance work, family, and fun. My wonderful family
keeps me grounded and focused. I enjoy date nights with my husband, getting girlie with my
daughter and building Lego models with my son. I try to keep an active and healthy life style. I
recently fell in love with running. I have ran 5K, 10K, and 10 mile races. In 2016 I will complete in
my first half marathon-wish me luck!
Take the stress out of the next holiday season.
Holiday
CLUB
ACCOUNT
Open a holiday club account today
and start saving!
Enjoy a fee-free interest-bearing savings
account that automatically transfers into your
checking or share savings account on
November 1st.
Once the holidays arrive, you'll have a fund
established to pay for gifts, food and
everything that makes your holidays merry
and bright!
Put away $50 per pay check now and
have $1100 at the end of the year!
Time to make your
New Year’s Resolution!
With a variety of lending solutions available
at PacTrans FCU, you can find the right
plan and focus on getting back on track!
Debt Consolidation
If multiple payments, high interest rates, and growing balances are weighing you
down, PacTrans FCU can assist you in consolidating your debt into one manageable
payment. Whether it is a payday loan, department store credit cards, or medical
bills, your creditors will be paid off and you can enjoy the freedom and flexibility of
one payment and a lower interest rate. Rates as low as 7.75%!
MasterCard® & Balance Transfer
Make your credit card work for you! With a MasterCard credit card from PacTrans
FCU you can take advantage of a fixed interest rate credit card, low balance transfer
and cash advance rates, and the power of MasterCard. In addition, making regular
monthly payments to your MasterCard credit card may help improve your credit
score over time. Rates as low as 10.90% with no annual fee!
Auto Cash Out Refinance/ Auto Refinance
If you own your vehicle and would like to utilize the equity while getting the cash you
need, the low auto loan rates at PacTrans FCU can provide the flexibility you need
to tackle that home improvement project or pay off those lingering bills. Or if you
would like to see about lowering your current monthly auto payment, PacTrans FCU
can refinance your auto! Rates as low as 1.74%.