ESC Region XI Employee Benefits Cooperative
Transcription
ESC Region XI Employee Benefits Cooperative
Cooperative Advantages Cooperative Advantages Employees working 20+ hours per week are eligible ESC Region 11 Benefits Cooperative (RegionXIBC) with Financial Benefit Services, provides a cooperative bid service arrangement for regional school districts , charter schools and political subdivisions receiving: Competitive Premiums Broad Selection of Quality Products Superior Service Alvord ISD Lipan ISD Argyle ISD Millsap ISD Arlington Classics Academy Morgan Mill ISD Bluff Dale ISD Newman International Majority of Products are Guaranteed Issue Bonham ISD Palmer ISD No health questions or applications to complete! Callisburg ISD Palo Pinto ISD Electronic & Personalized Benefit Enrollment Chico ISD Pheonix Charter School “The Hub” system is password secured, HIPAA compliant and integrates with your payroll system. Import employee elections into your payroll system and export to appropriate carriers. Dell City ISD Poolville ISD Dublin ISD Reconciliation Academy East Fort Worth Montessori S & S CISD Consolidated Billing/Common Remitter www.RegionXIBC.com Region XI Benefit Co-op Members Era ISD Sivells Bend ISD One submission for all payroll deduction benefits, reduced data entry, vendor forms, mailing cost, and report preparations for increased efficiency Evolution Academy Stephenville ISD Garner ISD Three Way ISD Full Service Administration -NO FEES! Gaford ISD Treetops Int’l Huckabay ISD Trinity Basin Prep Jean Massieu Academy Valley View ISD Benefits Website 24/7 and Employee Support Kennedale ISD Van Alstyne ISD Personalized website and group benefit meetings held at each campus helps alleviate your workload! Lake Dallas ISD Walnut Bend ISD Lindsay ISD Westlake Academy Individual Service/One-Stop-Shop Lingleville ISD Whitesboro ISD Administration for Section 125, 403(b), 457(b) deferred compensation and COBRA (optional). Dental A single point of contact for questions and assistance! Vision www.REGIONXIBC.com Online access to forms, benefit information, provider searches, and carrier links. Contact information on how to participate in the Co-op or for benefit questions: Richard Peace Benefit Consultant Cell Phone: (214) 557-0339 Toll Free: (800) 583-6908 [email protected] Contact us now for Spring 2014 Benefits Enrollment Cancer Accident Disability Protection Basic Life Insurance Group Term Insurance Flex SpendingAccounts Section 125Administration 2121 N. Glenville Drive I Richardson, Texas 75082 Toll Free : (800) 583-6908 I Fax : (469) 385-4641 Web: http://www.fbsbenefits.com ESC Region XI Employee Benefits Cooperative www.regionxibc.com Contact us now for Spring 2014 Benefits Enrollment 2014‐2015 Benefit & Rates 2014 ‐ 2015 Benefits & Rates Disability Insurance ‐ UNUM www.RegionXIBC.com Rates are subject to change upon renewal Six elimina on period op ons are offered. Premiums are based on the monthly benefit and elimina on period selec on. All new or increases in coverage are subject to Pre‐X. Pregnancy covered same as any Illness. Cafeteria Plan Administra on (Sec on 125, Flex Spending) ‐ NBS Cau onary Note: Because of IRS regula ons, before elec ng pre‐tax benefits, it is impera ve that employees understand the restric ons regarding changes to benefits during the plan year. Health Care Reimbursement ‐ Maximum deduc on: $2,500/year Dependent Care Reimbursement ‐ Annual Maximum: $5,000/year or $2,500/year if married filing single NO FEES FOR FLEX CARDS Dental Insurance ‐ Cigna Rates are subject to change upon renewal High, Low and DHMO Op ons Available High Op on Calendar Year Max: $1000 (100/80/50/50); Orthodon cs $1000 Life me Max under 26, No Wai ng Periods Network www.RegionXIBC.com Radius Employee Employee Employee & Employee Only & Spouse Child(ren) & Family $29.74 $67.44 Network Radius Employee Employee Employee & Employee Only & Spouse Child(ren) & Family $22.64 $45.30 $47.56 Network Managed Dental Guard Employee Only $12.41 Employee & Spouse $19.62 Employee & Child(ren) $26.90 Employee & Family $31.95 $100.40 Low Op on Calendar Year Max: $1000 (100/80); Orthodon cs not covered. No Wai ng Periods Selecting a 30 day elimination period or less allows your benefits to begin immediately (should you be confined to the hospital as an inpatient due to your disability) and the remainder of the elimination period will be waived. Plan B Elimina on Cost Per Period $500 Elimina on Cost Per Period $500 0/7 $17.05 0/7 $14.05 14/14 $14.45 14/14 $11.40 30/30 $12.35 30/30 $8.90 60/60 $9.90 60/60 $5.95 90/90 $5.60 90/90 $3.05 180/180 $3.90 180/180 $1.85 Max Duration to age 65 Basic Life & Accidental Death & Dismemberment Eligible employees receive Basic Life and AD&D coverage as an employer paid benefit. $72.78 Voluntary Group Term Life $10 Exam Copay/$10 Materials $125 In‐Network Frame Allowance, $70 Out‐of‐Network Frame Reimbursement, $150 Contact Lens Allowance 12/12/12/12 New Enrollee, Guarantee Issue: $230,000 or 7x Salary (lesser of) Spouse Guarantee Issue: $50,000 up to 100% of Employee Amount Child Guarantee Issue: $10,000 Pla num Employee Employee Employee & Employee Only & Spouse Child(ren) & Family $8.60 $14.65 $15.50 Voluntary Group Accidental Death & Dismemberment Benefits available in $10,000 $23.25 increments up to $500,000. No Evidence of Insurability required. Individual and Family plan op ons are available under the AD&D. Accident Insurance ‐ Loyal American Rates are subject to change upon renewal Ambulance and Indemnity Benefit, Hospital Benefit and AD&D Benefit, Family Lodging and Transporta on Benefit Plan Op ons Unit 1 Other Benefit Offerings Employee Employee Employee & Employee Only & Spouse Child(ren) & Family $12.70 $19.50 $20.40 MEDlink $27.20 Iden ty The Cancer Insurance ‐ American Public Life Rates are subject to change upon renewal Guarantee Issue (12 Month Pre‐X); Low and High Plans offered with an op onal ICU Benefit; Includes Transporta on/Lodging Benefit, $50 Diagnos c Tes ng Benefit Tier Low Low + ICU High High + ICU TeleHealth Individual $16.30 $19.60 $32.40 $35.70 HSA Single Parent Family $22.80 $27.30 $44.60 $49.10 $35.90 $56.60 $63.50 Family Max Duration 2 years Term Life Insurance ‐ UNUM Rates are subject to change upon renewal Vision Insurance ‐ Block Vision Rates are subject to change upon renewal Plan Op ons 2014‐2015 Benefit & Rates $61.98 DHMO Requires In‐network Providers. $5.00 Co‐pay. No Wai ng Periods, No Life me Max. Pays Based on Schedule of Benefits. Plan A $29.00 Employee/Spouse Rates per $10,000 Dependent Child(ren) Rates Age Rate Unit Rate <29 $0.45 $5,000 $0.90 30‐34 $0.60 $10,000 $1.80 35‐39 $0.70 40‐44 $0.80 45‐49 $1.20 Employee $0.40 50‐54 $2.00 Family $0.70 55‐59 $3.30 60‐64 $5.10 65‐69 $9.50 70‐74 $15.50 AD&D Rates per $10,000 Contact us now for Spring 2014 Benefits Enrollment EDUCATION SERVICE CENTER REGION 11 BENEFITS COOPERATIVE INTERLOCAL AGREEMENT RESOLUTION AND AGREEMENT WHEREAS, , of , Texas, (“Participant”) pursuant to the authority granted under Chapter 791 Government Code, as amended, desires to join together with other school districts, charter schools, or governmental entities to participate in employee benefits offered by the Education Service Center Region 11 Employee Benefits Cooperative (the “ESC Region 11 BC”), holding the opinion that participation in these programs will be beneficial to the school district, charter school, or governmental entities and its employees; WHEREAS, the ESC Region 11 BC is managed by a committee called the Board of Record that consists of the superintendents or chief executive officers or their designees from each of the Participants in the Coop; NOW, THEREFORE BE IT RESOLVED that Board of Trustees of Participant requests the ESC Region 11 BC to include as a participant. Participant acknowledges and agrees to the following: 1. The purposes of the ESC Region 11 BC are governmental functions or services that each party to this agreement is authorized to perform individually; 2. Any obligation to pay any fees will come from current revenues available to the Participant; 3. Such fees fairly compensate the parties performing the functions and services under the agreement; 4. This agreement incorporates the Operational Procedures developed by the Board of Record as it currently exists or may be hereafter amended by action of the Board of Record; 5. Participant delegates to the Board of Record authority to modify the Operational Procedures as the Board of Record deems in the best interests of the ESC Region 11 BC; 6. Participant delegates to the Board of Record all purchasing functions related to the purposes of this interlocal agreement to the maximum extent permitted by law; 7. Participant shall comply with the Operational Procedures as established, modified, and/or approved by the Board of Record; 8. The ESC Region 11 BC shall comply with the purchasing requirements for the purchase of personal property and services as required by Chapter 44 of the Education Code and Chapter 791 of the Local Government Code; 9. The term of this agreement shall be one year, from September 1, 2014, to August 31, 2015; and 10. Participant or the ESC Region 11 BC may terminate Participant’s participation in the ESC Region 11 BC for any reason by giving written notice to the ESC Region 11 BC Board of Record sixty (60) calendar days before the anniversary date of this agreement. BE IT FURTHER RESOLVED that the Board of Trustees of Participant authorizes its superintendent to execute any and all documents and take whatever action necessary to carry out the desires of the Board of Trustees as stated herein. 1 I certify that the foregoing is a true and correct copy of the resolution and agreement adopted by the Board of Trustees of and that the same is reflected in the minutes of the Board meeting held . In witness thereof, we hereunto affix our signatures this , 20 . day of BY: Signature of School Board or Charter School Board President Typed Name of School Board or Charter School Board President Signature of School Board or Charter School Board Secretary Typed Name of School Board or Charter School Board Secretary Signature of School Board or Charter School Superintendent/Chief Financial Officer Typed Name of School Board or Charter School Board Superintendent/Chief Financial Officer Name of Agency: Address: Name of Contact Person: Phone Number: Signature of ESC Region 11 BC Board President WesEversole Typed Name of ESC Region 11 BC Board President Signature of ESC Region 11 BC Board Secretary WilliamStokes Typed Name of ESC Region 11 BC Board Secretary Signature of ESC Region 11 Executive Director Dr. Clyde W. Steelman, Jr. Typed Name of ESC Region 11 Executive Director Date Approved by ESC Region 11 BC 2