MORTGAGE RATES - The Mining Journal

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MORTGAGE RATES - The Mining Journal
MORTGAGE RATES: 2D
House
XXXXX
To
Home
Mosquito
Check out current
2D
2D
PREVENTION
THURSDAY
JULY 14, 2016
1D
MORTGAGE RATES
Right at Home
Add some
flair to your
dorm decor
M
oving into a dorm is one of college life’s
most exciting milestones; it’s the first time
many kids are living away from the comfy
confines of home.
But the thrill can wane
when the dormitory door
opens. Most dorm rooms
are pretty basic, with plain
furniture and institutional
floors and walls.
So how do you take a
room from spartan to
snazzy when most of the
budget is going to meal
plans and books?
“No matter how small
and cramped your dorm
room may be, you can still
find cute ways to store all
your stuff — without
spending a ton on organizKIM COOK
ers and decor,” say Seventeen magazine editor Kristin Koch.
She and stylist Sarah Newell suggest creating a floating
shelf out of a magazine file box, and turning clear plastic
paint cans into storage for hair accessories or school supplies. (www.seventeen.com )
Repurposing and rethinking are the keys to good hacks.
Tikva Morrow is editor in chief at Hometalk.com, a
New York-based do-it-yourself home and garden website.
She says it’s tempting to load up on kitschy decor, but
that’s a budget sucker.
“DIY some pretty embellishments of your own instead,”
she suggests. “Bring along a few rolls of washi tape for
wall decor and picture displays, and make a few large
prints for walls.”
Decorative tape and fabric can also be used to jazz up
shelving and built-ins.
Is that your roommate’s laptop charger, or yours? Identify the cords and accessories by wrapping them with colorful tape, advises stylist and HGTV.com contributor
Michelle Edgemont. She also suggests adding the tape to
a plain Jane table, or closet door.
Look online for instructions on how to make no-sew or
simple-sew pillows with old T-shirts or sweaters.
“Cute throw pillows are easy to make, and even a headboard can be DIY-ed using a large piece of cardboard,
some fabric and a hot glue gun,” Morrow says.
Shower stall caddies can be hung on a door or wall to
corral loose items, says Gurl.com’s Jessica Booth.
And organization blogger Laura Wittman of Alberta,
Canada, says shower-curtain rings can turn ordinary hangers into scarf and belt organizers.
Or use the rings to hang fabric or curtains over existing
dorm blinds, personalizing your windows.
Dorm floors are pretty institutional, but students don’t
want to spend on nice rugs that will get lots of wear and
tear. On Hometalk.com, Brooke Bock of Tyrone, Pennsylvania, shares how she made a shaggy throw rug using a
piece of non-slip rug matting and recycled sheet scraps.
On the same site, Sarah Ramberg of Simpsonville,
South Carolina, contributed the idea of turning a silverware tray into a jewelry holder using paint, stencils and
cup hooks.
A silverware tray tucked into a drawer makes good hideaway storage for keys, ID cards, sunglasses and electronics.
Design duo Zest It Up in Atascadero, California, suggests creating an artsy, no-maintenance indoor garden by
painting smooth rocks and planting them as faux cacti in a
cool pot.
In many dorms, beds are on lofts over desks or storage
areas, says Target stylist (and recent UCLA graduate)
Tiffany Ma. She recommends using Target’s Room Essentials Micro Fiber Sheets with side pockets: “It’s like
having your own floating nightstand to hold your phone,
tablet, book or glasses. You can get your exercise walking
to class, instead of climbing up and down from your
bunk.”
The retailer’s also got an over-the-door, full-length mirror with built-in organizer.
“There’s nothing more boring than the typical cinderblock dorm-room wall — they’re almost impossible to
nail or screw into, plus you don’t want to get in trouble for
marking them up,” Ma says.
Consider a colorful tapestry or a mural photo-printed
with a “view”: a city at night, a scene from some faraway
land, a serene nature-scape. Attach the cloth with nonmarking adhesive strips. (www.target.com )
When you’re doing the school-supply run, grab some
extra sticky notepads. Pinterest is full of ideas for wall art
made with the sticky notes. And instructions for crafting
decorative flowers are at www.post-it.com .
Or create a framed corkboard or mirror using rolled-up
magazine pages and Mod Podge. Using a paper punch,
turn metallic or paper cupcake holders into frilly foils for
string lights; Los Angeles designer Emma Jeffery shows
you how at www.fiskars.com.
Visit the Journal on the web:
www.miningjournal.net
In a July 6 photo, Phil Cross, left, and Jeff Williams inspect the exterior of the traditional Caddo grass home being built,
at Caddo Mounds State Historic Site west of Alto, Texas. Cross, 74, is a Caddo tribal elder from Anadarko, Okla., and the
last member of the Caddo Nation who knows how those who called this area of East Texas home in antiquity built their
houses. (AP photo)
Thatched home set for Caddo
Mountains State Historic Site
By ANDREW D. BROSIG
Associated Press
ALTO, Texas — Under a bright
blue sky dotted with fluffy clouds, a
piece of East Texas history that hasn't been seen for more than a century
is returning to life at the Caddo
Mounds State Historic Site.
The Tyler Morning Telegraph reports Phil Cross, 74, is a Caddo tribal elder from Anadarko, Oklahoma.
He's also the last member of the Caddo Nation who knows how those who
called this area of East Texas home in
antiquity built their houses.
And that's knowledge he's brought
with him to construct a grass thatch
home at the site. Surveys of the area
show evidence there were once several of the structures of various sizes
at the historic site. Cross is leading a
volunteer crew erecting a 25-foot diameter structure in an area surveys
indicate is between where two historic buildings once stood.
"I learned when I was young,"
Cross said. "I saw them going up, and
later I was shown how to do it.
"This is an important part of one of
the main things of any culture: Food,
clothing and shelter," he said. "This
is a main component of what our culture was, our villages."
The project has been about a decade
in the planning stages. At least, that's
when Cross was first contacted by
staff of the historic site, he said.
There had been other attempts, not
entirely successful, to build Caddo-
style structures on the site. The last
one stood for about 15 years before it
finally became unsafe and was razed
by fire in a memorial service several
years ago, according to Jeff
Williams, president of the Friends of
Caddo Mounds.
"This helps us make a connection
with the Caddo Nation," Williams
said. "It's part of our educational outreach for kids in East Texas."
The Friends group raised money for
the project, supplemented by grants
from different organizations. Part of
the grant included funds for an apprentice builder, Chad Earles, of Oklahoma City. Sharing his knowledge
is a way for Cross to connect the past
with the future.
"This links us to our past, which
strengthens our culture," he said. "It's
from the past, but it's one more plant
in what our traditions were and still
can be."
The last grass houses in daily use
were replaced about 1900 as modern
buildings — log homes, frame houses, etc. — became more prevalent on
reservations around the country,
Cross said. The grass house build
process is fairly simple but labor intensive. Villages would come together as a community and, in the spirit of
a barn raising by European settlers
later in time, could put one of the
buildings up in about a day.
First, the diameter of the structure
was set, which determines how many
vertical poles are needed. The group
at the historic site set 32 poles to support the thatch exterior of their home,
Cross said.
Once the number of poles is known,
that number of families would be
brought together, each responsible
for a single pole and sufficient grass
to thatch their section of the house.
On a predetermined day, the village
would gather, and the build would
begin.
The poles would be set and secured
around a central pole, which would
later be removed. Horizontal ribs
about 18 inches apart were tied in
place, and women in the village
would begin scaling the ribs, securing the thatch bundles as they went.
"This will make the interpretation
of the history of the site a little easier
for our visitors," Anthony Souther,
Caddo Mounds Historic Site manager, said. "We can build this and call it
a Caddo house, because (Phil Cross)
helped us build it. If we'd built it ourselves, we'd have to call it a reproduction."
And the house has already begun
attracting folks from around the area.
Travon Brown, a teacher at Whitehouse High School, brought his children to see the site and stumbled upon the house build. Until Wednesday,
he hadn't known the historic site was
there, he said.
"To be here today and see this
building project, it's amazing,"
Brown said. "It's amazing to know
what was here before we were."
In a July 6 photo, Volunteer Kathy Lathen of Garland, Texas, uses what is essentially a large wooden sewing needle to
thread twine through the thatch bundles and around the horizontal supports on a Caddo grass house project build day at
Caddo Mounds state historic Site near Alto, Texas. The twine is used to secure a second horizontal support on the outside
of the bundle, securing the grass thatching in place, much like shingles on the roof of a wood-frame house. (AP photo)
2D The Mining Journal
Thursday, July 14, 2016
House to Home
Mortgage Index
30-YEAR
Rate-Fee/Pts.
15-YEAR
Rate-Fee/Pt.
High rate
3.50
1
2.75
1
Low rate
3.00
1
2.25
1
Average rate
3.25
1
2.50
1
This graphic represents
a Tuesday survey of regional lending institutions. Figures are based
on rates at Range Bank,
Northern Michigan Bank,
mBank, Marquette Community Federal Credit
Union and TruNorth
Credit Union.
Kitchenwise: Tuna or salmon
stuffed eggs rescue lunch box
By SARA MOULTON
Associated Press
If it’s already time to start
gearing up for school —
and if you’re open to rethinking the typical lunch
box fare, consider losing the
sandwich and embracing
the stuffed egg.
There’s nothing more elemental and satisfying than
good bread, but the standard
loaf is loaded with empty
calories. Eggs, by contrast,
are low-carb, high-protein
and gluten-free. And just
about anything you can
slide between two slices of
bread can also be stuffed into a hard-cooked egg.
Still, I’m not talking about
the typical version, loaded
with mayo and a sprinkling
of paprika. I mean eggs
filled with any number of
more substantial, and tastier, ingredients — from tuna
or avocado to chicken or
roast beef.
First, how to boil an egg.
As a student of Julia Child,
I spent decades “boiling”
eggs the way she taught us,
which was, in fact, not to
boil them. She started by
putting the eggs in a pot of
cold water, then brought the
water up to a boil. Next she
turned off the heat, covered
the pan and let the eggs sit
until they were hardcooked. Finally, to stop
them from cooking, she
pulled the eggs out of the
pot and chilled them briefly
in a bowl of ice water. This
method results in egg
whites that are more tender
than if they had been conventionally boiled.
Then a few years ago, I
heard from a couple from
Chicago who suggested
steaming the eggs. This
method turns out to be easier to time than the no-boil
method because you don’t
have to wait for the water to
heat up. But much more important is the end result: the
whites are ridiculously tender.
HARD-BOILED EGGS
Start to finish: 40 minutes
(5 minutes active)
Servings: Makes 6 hardboiled eggs
6 large eggs
Fit a collapsible steamer
inside a medium saucepan
and fill the saucepan with
about 1 inch of water or to
just below the level of the
steamer basket. No water
should be touching the
eggs. Put the lid on top of
the pan and bring the water
This July 5 photo shows stuffed eggs with tuna, topped with
dill, and guacamole, topped with tomatoes, in New York. This
dish is from a recipe by Sara Moulton. (AP photo)
to a medium-high boil over
medium-high heat.
Using a large, long-handled, slotted spoon, place
the eggs in a single layer in
the steamer, being careful
not to burn your hand with
the steam. Steam the eggs
for 12 minutes. Transfer the
eggs to a bowl of ice and
water and let them cool
completely. This will take
20 to 30 minutes.
When they are cool, crack
them all over and peel under cold running water,
starting at the wide end of
the egg and making sure to
get under the membrane
(which makes it easier to
peel the egg).
TUNA OR SALMON
STUFFED EGGS
Servings: 12 stuffed egg
halves
One 3.5 ounce can tuna or
regular salmon, or smoked
salmon, drained
6 large hard-boiled eggs
1/4 cup mayonnaise
1 tablespoon fresh lemon
juice
2 tablespoons minced celery, plus celery leaves for
garnish
In a medium bowl mash
the tuna with a fork until it
is in small flakes. Cut the
eggs in half and remove the
yolks. Add the yolks to the
tuna and mash the mixture
well. Stir in the mayonnaise, lemon juice and celery; salt and pepper to taste.
Mound a heaping spoonful
of the yolk mixture into the
cavity of the whites and
garnish with the celery
leaves.
GUACAMOLE EGGS
Servings: 12 stuffed egg
halves
1 medium ripe Hass avocado (about 3/4 cup)
6 large hard-boiled eggs
3 tablespoons minced
scallions
2 to 3 teaspoons minced
serrano chile (with the
seeds and ribs) or to taste
1 tablespoon mayonnaise
2 to 3 teaspoons fresh
lime juice, or to taste
Coarsely chopped cherry
tomatoes, sprinkled with
kosher salt for garnish
In a medium bowl mash
the avocado with a fork until it is mostly smooth with
a few lumps. Cut the eggs in
half and remove the yolks.
Add the yolks to the avocado and mash the mixture
until it is smooth. Stir in the
scallions, chile, mayonnaise, lime juice and salt
and pepper to taste. Mound
a heaping spoonful of the
yolk mixture into the cavity
of the whites and garnish
with the chopped tomatoes.
TUNA OR SALMON
STUFFED EGGS
Nutrition information per
serving: 86 calories; 56
calories from fat; 6 g fat (1
g saturated; 0 g trans fats);
99 mg cholesterol; 68 mg
sodium; 0 g carbohydrate; 0
g fiber; 0 g sugar; 7 g protein.
GUACAMOLE EGGS
Nutrition information per
serving: 62 calories; 43
calories from fat; 5 g fat (1
g saturated; 0 g trans fats);
94 mg cholesterol; 64 mg
sodium; 1 g carbohydrate; 1
g fiber; 0 g sugar; 3 g protein.
EXPERIENCE COUNTS
Since 1936
228-9297
500 S. Third St., Marquette
49 YEARS
George Hazeres, CRS
Cell: 360-9318
This is
MAX.
He found his
very own
bachelor pad.
He found it
fast in the
Classifieds.
EXPERIENCE COUNTS
Since 1936
People like Max,
People like you,
People like…
228-9297
CLASSIFEDS
906-228-2500
906-486-4401
906-562-7811
26 YEARS
500 S. Third St., Marquette
Ronald Gingras, GRI
Cell: 360-0850
Now Is The Time To Build The Home Of Your Dreams
Wisconsin Homes Qualify
for 3.75% APR Bank Loans
On your lot, with well & septic,
we do it all, start to finish!
Builder of Wisconsin Homes
3111 N. Lincoln,
Escanaba
906.786.2779
WisconsinHomesInc.com
Built To Last 100 Years!
Cutting mosquito numbers in
the garden helps control disease
By DEAN FOSDICK
Associated Press
Mid-summer is shirtsleeve weather, an enjoyable time of year to be out
and about with family and
friends. But it also is the
heart of mosquito season,
so beware the escalating
health risks caused by
their bites.
The No. 1 prevention
practice is eliminating any
standing water that could
serve as a mosquito-breeding site.
“Still water is a great environment” for the insects,
said Scott Zide, founder of
Mosquito
Squad,
a
mosquito and tick control
service with 200 locations
around the nation. “Onehundred-plus mosquitoes
can be hatched from a single bottle cap full of water.”
Things like tire swings,
buckets, fire pits, rain barrels, plant saucers, empty
pots, clogged downspouts,
ornamental
fountains,
birdbaths, wheelbarrows,
animal dishes and kids’
toys, including wading
pools and upside-down
Frisbees, can collect
enough
water
for
mosquitoes to breed.
“These are the kinds of
things you have to turn
over,” Zide said.
1900 Presque Isle Ave.
228-7255
FEATURED PROPERTY
911 Lakeshore Blvd, Mqt
Excellent Business opportunity
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Fall in love with this large two
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This is an excellent investment
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has over 1,000 sq. ft. of living
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(1093451) $185,000
3063 W Albert Ln, Gwinn
Enjoy West Bass lakefront living
at this 3 bedroom open floor
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lower level, two docks, sauna
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Make lasting memories at your
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can sleep up to 8! Best fishing
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www.lookrealtyinc.com
This May 3 photo shows a fountain in a yard near Langley, Wash., which harbored mosquito larvae until it was
emptied, cleaned and then powered up where it became a
popular site for bird life. The number one mosquito control
practice is eliminating any standing water that serves as a
breeding site. (AP photo)
Some mosquitoes drop
eggs that cling like glue to
the sides of water-filled
containers, he said. “These
you have to sanitize, making sure they’re cleaned
and scraped off and with
no water left behind.”
The Mining Journal 3D
Thursday, July 14, 2016
Real Estate Classifieds
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     
      



    

     
    
    


     








   
   

   
  
    
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





    


   

    
    







    
   
    
    
     
 
    
















     
      
    







      
    


   

     
    





   
   


   
 




      


     



    
    
    




      

      
 


   


     
    
   
   

      

    



    
   

     
       
    
    
   

 
 
    





























     
    
    

    


    

     
    
    


    


    
    

    


     

   



    



     

    

    
    


  
    
    






     



   
     
   
    
    

   

  




    
     
  
 
    
   

     
    
    



     

     
   
    
   
     
    




  

 





     
     
    




    
    

    

     
    



     
   
  
  




 
     

    




     

    


     


    


     

      

        




  




      


   




  



It’s like having a
rummage sale in
the winter!
Use
ur
U
se oour
N IFTY
IFTY $
$250
250
COLUMN
to sell those great deals!!!
Only $12.00* for 4 lines (approx. 12-15
words. total $250 or less & runs 6 days!!!
Call 906-228-2500
Classified Dept.
*All ads prepaid at time of placement. All major credit
cards accepted. Deadline 5:00 PM day before ad runs.

     

    

   


     
     

      




    
     


  
  
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



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Open Houses
Saturday, July 16, 1:00-3:00 PM
2155 Co. Rd. 565, Gwinn
Saturday, July 16, 11:00am-2:00pm
609 Vine St., Marquette
Directions: From Mqt: US Highway 41 West to Baldwin, South (left)
on Baldwin to Cherry St., East (left) on Cherry St to Grand Ave., South
(right) on Grand Ave to Vine St, East (left) on Vine St to home on left.
Directions: From Marquette, take Co. Rd. 553. Turn right
on Southgate to M-35 to Co. Rd. 565. Home on left.
This beautiful 4 bedroom, 3 bath home has it
all, from vaulted living room, fireplace, great
deck the pool and every handyman’s dream
garage! MLS1090884 $299,500
Great family home in a quiet section of Negaunee. Home is in move
in condition. The detached two car garage is a plus. Home is wheelchair
accessible via a ramp at the front door. The additional large shed in the
back makes a great workshop. Home has been well maintained and has
some cute features. Take a look for yourself to see how you can make this
your new home. Motivated Seller! Make an Offer! NEW PRICE! $84,500
Listed by:
Steve Pelto
Shown by: Carol Vining Moore (906) 360-2633
228-7255
1900 Presque Isle, Mqt.
(906) 228-5230
www.lookrealtyinc.com
OPEN HOUSE
129 Blueridge St., Marquette
Sunday, July 17th, 1:00-3:00 pm
Directions: From US 41 south, turn right on Silver Creek,
left on Smith, left on Blueridge Street, home is on left.
5 bedrooms,
4 bathrooms,
2,325 sq. ft.
Park like
setting on
.54 acre lot just
minutes from
downtown
Marquette.
$249,900
Brooke Berube
906-204-6378
[email protected]
www.brookeberube.com
®
1st Realty
Each office independently owned and operated
4D The Mining Journal
Thursday, July 14, 2016
SELECT REALTY’S FEATURED LISTINGS!
Only agency to promote all listings in The Mining Journal
NEW LISTING
NEW LISTING
NEW LISTING
NEW LISTING
ERIOR
KE ELINOR
LAKE SUP
LA
TBD Peshekee Grade
Michigamme
1 Bedroom Camp on 2.7 Acres
$90,000
1095893
2881 Co. Rd. 565
Negaunee
2 Bedroom Camp
$28,000
1096034
1720 North Lake Dr.
Ishpeming
3 Bedrooms, 1 Bath
$92,400
1096017
111 E. Baraga Ave.
Marquette
Commerical or Residential
$499,000
1096064
NEW LISTING
NEW LISTING
NEW PRICE
NEW PRICE
995 E. Mehl Lake Ln.
Gwinn
3 Bedrooms, 2 Baths
$265,000
1096074
TBD Little Garlic Rd.
Marquette
1 Bedroom Camp
$59,900
1096004
636 Jopling St.
Ishpeming
4 Bedrooms, 1 Baths
$87,500
1093637
38 Elder Dr.
Marquette
3 Bedrooms, 3 Baths
$219,900
1093959
NEW PRICE
NEW PRICE
NEW PRICE
NEW PRICE
E
MEHL LAK
BIG SHAG
LAKE
387 South Point Lane
Gwinn
2 Bedrooms, 1 Bath
$175,000
1093971
Andi Goriesky
361-4655
Theresa Hunter
250-1981
Darlene Martin
360-9028
Ben J. Carlson
362-0068
W
ERIOR VIE
LAKE SUP
Sean Leahy
362-1158
Pat Olson
250-2215
1306 Picnic Rocks Dr.
Marquette
3 Bedrooms, 3 Baths
$519,900
1089188
349 W. Crescent St.
Marquette
4 Bedrooms, 2 Baths
$163,500
1093051
Jennifer Cosco
250-5548
Dana Swajanen
360-9048
Lee Haynes
Property Management
228-2772
Don Schinella
475-5238
Paul Wolfson
360-2772
Missy Lehtomaki
REALTOR Assistant
869-2770
John Martin
361-9029
Julie Olson
REALTOR Assistant
250-0893
E
BLUE LAK
Stephanie Jones
362-3823
Breck Tonella
250-7138
Carol Brady
362-3152
Joe Papin
360-6506
Carrie Harvala
869-3573
Betty Kinnunen
906-202-2223
N290 Federal Forest Hwy. 13
Wetmore
2 Bedrooms, 2 Baths
$129,900
1091616
LeAnne Kachmarsky
360-4680
Lucy Anthony
250-5152
Karen Nygard
360-0327
Chelsea Perry
361-0207
Walt Maki
250-6265
Stephanie Bahrman
362-2699
Richard Toledo
906-202-9286
Alana Carrott
361-0589
Ron Hanlon
361-5882
Offering RENTAL MANAGEMENT ~ Call Today!
www.SelectMQT.com
The only company
in the U.P. offering
the 3D Experience
228-2772