Teenage Childbearing and Welfare: Preventive and Ameliorative
Transcription
Teenage Childbearing and Welfare: Preventive and Ameliorative
I Teenage Childbearing and Welfare: Preventive and Ameliorative Strategies By Kristin A. Moore and Richard F. Wertheimer Summary The results of seven computer simulations suggest that strategies to prevent teenage childbearing may be more effective in reducing the number of young women who require welfare assistance than are strategies to improve the circumstances of teenagers who have already given birth. The first simulation constitutes a baseline projection, in which current levels and patterns of adolescent childbearing are assumec! to continue to 1990. Three "preventive" simulations assume that no births or fewer births occur among teenagers during the projection period; and three "ameliorative" simulations assume that changes occur in the completed family size, marriage rate and educational attainment of teenage childbearers. Compared with the baseline projection, the three preventive strategies are estimated to reduce by 22-48 percent the number of adolescent childbearers who, as 2G-24-year-olds in 1990, will be receiving welfare payments; the three ameliorative strategies cause only a 6-12 percent drop. The strategy with the least impact is the education scenario, in which adolescent mothers are assumed to be no more likely to drop out of school than &re other comparable teenagers. The primary reason for the surprisingly small effect appears to be the relatively low earnings of women-even when they are high schQol graduates. 1 Kristin A. Moore is Senior Research Associate at Child Trends, and Richard F. Wertheimer is Director, Puhlic Emnomic Servke, at Data HesourL-es,hoth in Washington, D.C. The authors were previously 00 the staff ofThe l'rhao Institute, where the research presented in this article was ,,,oducted (uoder "mtmd NOI-HD-9-1822 rmm the Center Ii" Populalion Research, Nationallnstilute of Child lIealth ,md lIuman Development). For a mmplele, technic,d description of the research pmject, see: R. F. \\'erth,'imer and K. A. ~h.,re. Teen"ge C/ii/dbe",;,,/!,:P"Mie See/"rC".".. The UrhanInslitute.\\'a.sli. iuJ.tlulI. D.C., I>.'c.:.lUX:!.The \'i..\\'s f.°,.pn'ss(.dill this :'rti~le ure thll~1! of IIII!ullihorsmul do 11111IIl!l'l'ssarily represent till' Vil'WS uftlal' u.s. J,tu\'cnllnl'lIt.Thl' Urhan IIIstilute or any uf its sponsors. Volume 16, Number 6, November/December 1984 Teenage mothers are disproportionately represented among welfare recipients. The need to break the connection between early childbearing and poverty is cl~ar, but which strategies will be the most effective? All of the experimental scenarios tested, however, bring about at least some reduction in projected government spending for the three major public assistance programs considered (Aid to Families with Dependent Children, Medicaid and Food Stamps). I"troduction Births to teem\gers represent a substantial component of U.S. fertility. In 1982, births to adolescents accounted for l-t percent of all births and 26 percent of aIIfirst births, Of the nearly 525,000 teenage births in that year, moreover, 51 percent occurred outside of marriage, compared with 15 percent in 1955.1 Numerous studies have shown that early childbearing has adverse consequences for the mothers, their families and society. Young women who become mothers before completing high school are more likely than other young women to drop out of school, and are likely to obtain significantly less education than do their childless peers, even when family background and academic aptitude and achievement are taken into account.2 Teenage mothers also tend to have larger completed family sizes,:} less stable marriages,-t less prestigious jobs and lower incomes5 than do young women who postpone childbearing. As a result of such effects, women who give birth as adolescents are more likely to live in poverty, and are considerably more likely to receive public assistance. (;Over half the budget for the Aid to Families with Dependent Children (AFDC) program is expended on families in which the mother was a teena~er wh~n she had her first child; and nearly three-quarters of AFDC recipients younger than .30were teenagers at first birth.' Since fewer than one-quarter of all U.S. women born between 1945 and 1959 bore a child by age 20,1;it is clear that teenage mothers are disproportionately represented a!D0ng welfare recipients. Given the extensive evidence that early childbearing increases the odds of poverty lor a woman and her lamily, policy-makers have sought to reduce the incidence of poverty through programs designed either to lower the incidence of teenage motherhood or to break the link between teenage motherhood and poverty, The computer-simulation research project described here compares the effects of seven hypothetical strategies, or scenarios, on the incidence and cost of welfare dependency among young women. These scenarios project a range of possible Ol!tcomes resulting from interventions to either decrease adolescent childbearing or break the childbearing-poverty cycle. The scenarios have been estimated for the period 1981-1990 using DYNASIM, a comprehensive microanalytic computer model of the U.S. population developed at The Urban Institute. The first, or baseline, scenario assumes the continuation of current trends and policies, and provides an estimate of the number of women aged 20-29 who are likely to be receiving AFDC support in 1990 if no drastic changes in demographic and economic behavior occur during the precediflg 10 years. The six remaining scenarios project the likely AFDC population if various behavioral changes do take place: Three "preventive" scenarios are designed to forestall wel(are dependency by reducing the incidence of childbearing among teenagers. Three other scenarios, which are remedial in nature, are 285 Teenage Childbearing and Welfare expected to reduce the probability of welfare dependency among teenage mottters by ameliorating the consequences of early childbearing; these strategies address subsequent fertility, marital status and education, factors thitt have been found to be adversely affected by an early birth and that in turn affect laborforce participation, earnings, poverty and the need for public assis~ance. The specific parameters used for each scenario are as follows: . Scenario 1: baseline. Current trends (as of 1980) continue; the fertility rates and trends used are the same as those employed in the Census Bureau's medium-level projection of the population to the year 2050.9 . Scenario 2: no births to unmarried women under age 18. No woman younger than 18 who is unmarried at the start of ,\ simulation year is allowed by the computer to have a hirth durin~ that year. . Scenario 3: fewer births to women under age 20. There is a 50 percent reduction in the annual age- and race-specific probabilities of birt!1 among married and unmarried women younger than 20. . Scenario 4: fewer births to women under qge 18. There is a 50 percent reduction in the ann~tal a~e- and race-specific probabilities of birth among married and unmarried women younger than 18. . . Scenario 5: smaller completed family size. The fertility of teenage child bearers subsequent to the first birth is reduced to ensure that their completed family size will be no greater than the completed family size of women who do not give birth as teenagers.' . Scenario 6: increased marriage probabilities. For teenage mothers who are unmarried at the start of a simulation year, the pr~bability of marriage during that year is raised by half the diflerence between 100 percent and the marriage probability for i111women in each age, race and parity subgroup. (Thus, if half of a subgroup of teenage mothers are married in the baseline scenario, three-quarters would be married in this scenario.) The change in marriage probability selected for this scenario was deemed substantial enough to have an impact, without being who!ly unrea!istjc. . . Scenario 7: increased education. The annual probability of dropping out of school is no higher for teenage childbearers than for other teenagers of the same age, race and sex. DYNASIM DYNASIM is a microsimulation computer model that can project a representative sample of the U.S. population into th~ futur~ as th~ popldation ages. Within DYNASIM, members of the population grow older, mar286 ry, divorce, work, attend school, bear children, receive government transfer payments and die. However, these events do not happen at static rates or in isolation from one another. .Rather, DYNASIM is a dynamic, behavioral model that simulates the complexity of human experience more closely than do most other computer models. For example, in DYNASIM as in real life, the level of the divorce rate affects not only the marital-status distribution of the population, but also the levels of such other variables as labor-force participatio~, fertility, family income and welfare dependency. In addition, since DYNASIM parameters are not fixed, an analyst can alter a given parameter or introduce a new one and evaluate the eflects of the change on subsequent behavior. For example, an increase in the divorce rate can be entered into DYNASIM, and subsequent chan~es in labor-force participation, fertility and other variables associated with a higher divorce rate will ripple through the model.' In such a simulation, therefcJre, the characteristics of the population in some future year will difler across the board from the population characteristics in a simulation based on the current divorce rate. Moreover, if research uncovers behavioral relationships not already programmed into DYNASIM, those new associations can be programmed into the model and allowed to affect other characteristics of the population. DYNASIM can be built around any large, representative sample of the U.S. population. The model ages the population according to the behavioral parameters programmed into the model for a particular year. For the final year of interest, the model produces as output a population just like the initial population except for the social and demographic events imposed on it during the intervening "time." In eflect, the output is a simulate~ survey of a future population; and researchers can analyze survey data on that future population in the same way that they would analyze data on a real, historical population. The model has previously been used for studies of the elderly and the working-age population. For this study, DYNASIM was modified to incorporate research findings on the relationships among teenage childbearing, marriage, school dropout and laborforce participation. For example, adolescents experiencing a birth were programmed to have a higher probability of marrying and dropping out of schopl than childless teenagers had. Married teenagers were programmed to have a higher likelihood ofleaving school than their unmarried peers had. Marriage was made dependent on school enrollment and fertility. In addition, labor- force participation among teenagers was modeled to reflect their marital and fertility status, as well as other factors. After DYNASIM was modiBed, the baseline scenario was run for 1976-1980, and the output was aligned with current trends in fertility, marriage, divorce, labor-force participation, earnings, welfare expenditures, unemployment and educational attainment. That is, when parameters based on previous behavioral research did not produce results in line with published data, the parameters were altered to ensure that over the simulation years, the computer's version of reality would approximate statistical reality as closely as possible. After being aligned with available data, the baseline. scenario was run through the year 1990.The six experimental scenarios were then programmed as variants of the haseline, and each was similarly run throu~h 1990. Cumulative d,\h1 for 19811990 were stored on an output /He together with data for the final year, 1990.These data are the basis of the following analysis. Results . The baseline scenario. In this simulation, socioeconomic behavior and trends as measured in 1980 are assumed to continue through 1990:Labor-fiJrce participation rates among women are assumed to continue their rise, welfare beneHts are expected to increase more slowly than inHation, inflation is assumed to decline somewhat, and unemployment is assumed to fall. In addition, the cohorts of young women enterjng their teen years during the IO-year period are assumed to be smaller than the 1980teenage cohort. pespite these !!;enerallyfavorable assumptions,. the results from the baseline projection to 1990 indicate that women wh6 bear their first child before age 20 can be expected to continue to have lower educational attainment, lower participation in the work force, lower personal and family earnings, larger families and greater welfare dependency than women who bear their children at older ages. Moreover, as Table I shows, welfi1re rolls in 1990will continue to include a disproportionate share of teenage mothers, since 79 percent of20-24-year-olds and 52 percent of 2,s-29-year-olds projected to be AFDC recipients in 1990 will have become mothers during their teen years. . The preventive scenarios. Scenarios 2-4 suggest the impact that interventions to reduce teenage childbearing might have on welfare dependency. Compared with the baseline projection, each scenario produces a substantial decline in the number of women aged2()-Z4requiringAfDC assistance(see Table I). Scenario 2-which precludes childbearing Family Planning Perspectives among unmarried women younger than 18Table 1. Number of women aged 20-24 and 25-29 receiving AFDCpayments in 1990, under was developed initially because of the great seven scenarios vulnerability of young, single mothers to welfare dependency. In this simulation, a 24 Measure Ameliorative Preventive Baseline percent reduction is achieved in the total Increased Increased Smaller 50% de50% deNo births number of women 2(~24 projected to be comeducato uncrease crease marriage tion AFDC recipients in 1990 (from 437,839 to married pleted probabilinfertility infertility ities under under women family :3:31,986), and a :37 percent reduction is size under age 20 age 18 achieved in the number of recipients who age 18 will have given birth as adolescents. No re(6) (7) (5) (3) (4) (1) (2) duction occurs, however, in the number of teenage child bearers among women 25-29 in Women aged 20-24 405,979 413,830 376,202 283,162 375,182 Total 331,986 437,839 1990; and, in filet, there is a seemingly anomalous 10 percent increase. Part of the reason Women with 1st birth age 20 is that many of the women in this subgroup before 324,420 324,722 301,806 180,539 267,735 No. 218,077 344,583 would have been 18-19 in 1980-too old to 80 80 71 78 66 64 79 %oftotal be aflected at all by an intervention focusing % change in on those 17 and younger. An additional exno. compared -6 -6 -12 planation is the rebound effect, a phenome-22 -37 -48 na with baseline non that occurs in all three scenarios in which Women aged 25-29 teenage childbearing is prevented. For ex- Tolal 491,914 433,369 441,928 438,634 453,957 476,227 487,375 ample, if births to women 17and younger are Women with 1st birth proscribed, then more women are eligible to before age 20 265,631 207,622 233,867 have a first birth at ages 18-19, and the num250,215 No. 279,626 210,405 255,118 54 53 55 48 ber of births in that age-group rises. The 59 48 . 52 % of total same pattern-an increase in first births over % change in the baseline level-is also found as women in no. compared +4 -2 -8 -18 -19 na +10 with baseline each of the two age subgroups pass through ages 2~24 in these three scenarios~ Further- Note: In this table and Table 2, na=not applicable. more, the rebound effect, which is a fairly predictable result of preventing births at the earlier ages, combines with a marriage effect respondingly reduced, but the 22 percent 20s, the number is down by 19percent. The sixth scenario explores the impact of whereby women 18 and older are less likely decrease for the 2~24 age-group is still suban altered propensity to marry among teenstantial. This decrease is also smaller than than younger women to marry in order to legitimate a birth. 10Thus, a larger number of that found when unmarried women of the agers who have babies. What if the trend nonmarital first births occur at ages 18-19 in same age are precluded from childbearing toward out-of~wedlock births were reversed? the "unmarried" scenario than in the base- (scenario 2). (This difference is not surpris- As Table 1 illustrates, raising the age-, raceline. Among women 2(~24 in 1990-all of ing; unlike scenario 2, scenario 4 aflects mar- and parity-specific marriage probabilities for whom would have been aflected by scenario ried as well as unmarried women younger teenage mothers causes only modest reduc2-the increase in first births among the 18- than IB, and married women have generally tions (12 percent and eight percent) in the 19-year-olds is overwhelmed by the large de- not been eligible to receive AFDC pay- number receiving welfare. The reason is that cline in first births among women 17 and ments. Also, since most births to school-age many of the marriages that are formed are younger. Among women in their late 20s in women occur among the unmarried, an over- short-lived. Although women in this scenario 1990, however, the impact of the scenario on all reduction of 50 percent has less impact do spend a greater proportion of the years the younger teens is insufficient to outweigh than does the elimination of all nonmarital between 1981and 1990in marriage, by 1990 the rebound and marriage effects found at births.) Virtually no effect is apparent among they are similar in marital status to women in women in their late 20s, because the older the baseline scenario: Within the 2~24 ageages 18-19. Scenario 3--calling for a 50 percent de- members of this subgroup would not have group, 72 percent in scenario 6 are married, crease in the probability of birth among all been affected by the fertility reduction over compared with 67 percent in the baseline women under age 20-produces a very large the projection period, and because of the projection. For women 25-29 in 1990, the corresponding proportions are 73 percent decline (4B percent) in the number of adoles- rebound effect. cent childbearers among 2~24-year-olds re- . The ameliorative scenarios. As Table 1 and 74 percent, respectively (not shown). ceiving AFDC. An 18percent decline occurs shows, the remedial approaches are substan- Thus, this scenario has a stronger effect iniamong women in their late 20s (the effectis tially less effective in preventing welfare de- tially than it does as the years go by. In general, the effects shown so far have smaller for these women partly because some pendency than are the preventive strategies. been smaller fin women aged 25-29 than IiII' Thus, reducing subsequent fertility among of them already have had children by the time the simulation begins). Overall, this adolescent childbearers (scenario 5) has only those 2~24. As noted earlier, this difference scenario achieves the largest impact of the six a small impact in the short run, although in is partly because many of the oldest women this instance the effect increases as the years would have been too old in 1980 to undergo experimental scenarios. In scenario 4, the 50 percent reduction in go by: Among AFDC recipients hi their early the behavioral changes incorporated into the fertility is limited to women younger than 18. 20s, the numberof teenage mothers is only model for the following decade. However, The decline in the number of teenage child- six percent lower than in the baseline projec- part of the reason is also that the magnitude bearers within the AFDC population is cor- tion, whereas among recipients in their late of effects changes over time. F:or example, 1 Volume 16, Number 6, November/December - - -- 1984 287 Teenage Childbearing and Welfare the protection afforded by marriage tends to dissipate with time; teenage marriages break up at high rates within DYNASIM, just as they do In real life, so that within a few years, many of the mothers become heads of households who are eligible for welfare support. In addition, as noted earlier, the fertility reductions imposed on the sample population tend to be followed by rebound births-the probability of early childbearing is so high for some women that once the strict rules preventing birth are removed from the model, many of the delayed births occur In short order. Of course, a delay In motherhood of just a year or two can be crucial to the social and emotional well-being of young women; but It should be noted that delaying the first birth a short time does not necessarily prevent welfare dependency. On the other hand, the ma~nitude of the effects In scenario 5 Increases as the years go by and the scenario takes hold. Since family size has an important association with poverty,ll it makes sense that a reduction In this factor would reduce the number of women apparent causes.13Given such a labor mar- programs while the mothers remaining reket, results from this study suggest that programs designed simply to help teenage mothers return to high school will not be highly effectivein moving them toward economic independence. This conclusion may not apply, of course, to special programs that train young mothers for more remunerative occupations. Such programs may prove highly cost-effective. However, the findings do suggestthat in the current labor market, traditional ameliorative approachesare less effective in preventing povertyandwelfaredependency than are programs that succeed in getting teenagers to delay the first birth. ceive smaller payments as a result of having fewer children. Increasing the marriage rate among teenage mothers (scenario 6) reduces transfer costs by 13 percent; but returning teenage mothers to high school (scenario 7) results in only a four percent reduction. Discussion and Conclusions Evidence indicates that adolescent childbearing elevates the risk of poverty and the need for welfare assistance. In an economic environment with Increasing competition for limited public monies, the relativeeffectiveness of various preventive and remedial approaches to teenage parenthood has become an issue for debate. Results from this study suggest that while both kinds of approaches have .animpact, strategies to prevent teenage parenthood may be particularly successful in reducing the number of young women(and children) who require public assistance. In our cOmputersimulation, the three preventive approaches reduce by 22-48 percent the number of adolescent child bearers who are on the AFDC rolls In their early 20s; none of the ameliorative approaches has such a strong impact in the short run, since the reductions achieved are only 6-12 percent. However, one of the ameliorative strategies-reducing subsequent fertility among adolescent mothers-shows considerable promise, since its effects Increase with time. This scenarioIsprojected to reduce the number of adolescentchildbearers in the AFDC popu~ation by six percent among women aged 20-24 in 1990, but by 19percent among those aged 25-29-the latter women having had five more years In which to be affected. (The projected cost reductionsare 12percent for the younger women and 20 percent for the older ones-not shown.) Since family size affects women's employment as well as Transfer Program Costs As shown In Table 2, the projected cost savings associatedwith the six experimentalscenarios, while not enormous, are substantial. Scenario 3 (50 percent reduction In fertility among women under 20) is estimated to produce a 2.5percent reduction in 1990in the cost of the three transfer programs considered-AFDC, Medicaid and Food Stampsreceiving AFDC payments. from $5,8 billion to $4.4 billion(in 1982dolSomewhat more startling is the finding lars). Preventing childbearing among unmarried women under 18(scenario 2)would have that removing the effect of early childbearing on the likelihood of dropping out of school a smaller impact, a 15 percent decline. The (scenario 7) does not have much impact on magnitude of the effect Is still striking, howwelfare dependency among young women. ever, considering how focusedthe changeIs; The reason for this result is that none of the single women younger than 18 bore "only" 131,000 babies in 1980.'"' yet preventing or scenarios has much impact on teenage mothers' earnings; even the education scenario Is delaying such births would have had a noassociated with a projected annual increase ticeable impact on welfare costs. Reducing fertility by half among all females under 18 in earnings of less than $200 for mothers having a first birth before age 18 (not shown). (scenario4) is estimated to produce a 12percent reduction In transfer costs. Since this scenario does produce an increase in educational attainment among highOf the ameliorative strategies, scenario 5 school-age mothers (from 72 percent com- (completed familysize)produces the largest pleting high school in the baseline scenario to decline in transfer costs-17 percent-be89 percent doing so in this scenario-not cause reducing subsequent fertility enables shown), its lack of impact on welfare depen- some teenage mothers to move out of welfare dency seems to be due to the generally low earnings ofwomen and the relatively low rate of return on schooling that obtains for wom- Table 2. Costs In 1990 of three transfer programs (AFDP, Medicaid and Food Stamps) for AFDC en. Women's earnings are considerably low- families of women aged 20-29 (In billions of 1982 dollars), under seven scenarios er than men's, even when full-time, full-year Type of BasePreventive Ameliorative workers are considered: In 198.'3,female high cost line No births 50% de. 50% deSmaller Increased Increased school graduates who worked full time all to un. crease crease comeduca. marriage year had a median income of$13, 787, wheremarried tlon pleted probabll. Infertility Infertility under under Itles women as comparable males had a median income of family under size age 20 age 18 $21,82.'3. The differential persisted even age 18 among collegegraduates, who had a median (3) (5) (1) (2) (4) (6) (7) income of$18,452 if they were female, but of Total 5.83 4.40 5.11 4.86 5.08 5.81 4.93. $29,892 if they were male. 12 AFDC 3.36 2.83 2.56 2.97 2.83 2.93 3.25 Many studies have explored the reasons Medicaid 1.24 1.06 0.93 1.08 1.03 1.07 1.19 for the discrepancy in earnings. Some of the 1.23 1.04 0.91 1.06 1.00 1.06 1.17 difference is accountedfor by differentialin- Food Stamps vestment In human capital, by employment % change In experience and by occupational distribution; lolalcosls compared with but unequal pay for comparable work and baseline na -25 -12 -17 -13 -15 -4 discrimination in the marketplace are also 288 Family Planning Perspectives the number of dependents supported by a particular income, the increasing efficacy of the family-size scenario makes intuitive sense and accords with other research. 15 The impact of the scenario that increases marriage probabilities is moderate and remains moderate (8-12 percent reductions in the numbers on welfare, and a 13 percent reduction in transfer costs). These results suggest that increasing the proportion of young mothers who marry would have a real if not an enormous effect, but the feasibility of the approach is uncertain. Marriage provides more secure access to the father's earnings, of course, and thus reduces welfare dependency. However, teenage marriages tend to be fragile. In addition, since young women are even more likely to drop out of school if they marry than if they become mothers, 16encouraging marriage may result in still less schooling for teenage mothers. At present, a young woman who is both a mother and a wife is very likely to drop out of school. Then, ifher marriage does end, she is highly disadvantaged in the labor market. Perhaps greater family support, counseling programs or other support services could increase the durability of vulnerable adolescent marriages and also increase the number of young wives who remain in school. The strategy with apparently the least impact is the education scenario, in which teenage mothers are assumed to be no more likely to drop out of school than are other comparable teenagers. Removing the link between early childbearing and school dropout would reduce the number of teenage mothers among 20-24-year-old AFDC recipients by only six percent. Although surprising at first, this result is reasonable and has important policy implications. As noted earlier, the economic return on education is lower for women-even women who have completed college-than for men; indeed, the earnings of most women, and particularly mothers, are very low. Therefore, raising the proportion of adolescent mothers who return to high school has little impact on the earnings of early childbearers or their need for welfare support. Of course, we have not tested the impact of several long-term programs specifically developed to move teenage mothers toward economic independence. Perhaps programs that provide training in relatively well-paying jobs would have a significant positive impact on the earnings of young women. In the meantime, however, marriage improves women's economic status more than completion of high school does. While this conclusion suggests a need to consider ways to enhance the formation and continuation of stable marriages, it also implies a need to train women for jobs that pay well. As Volume 16, Number 6, November/December - - --- 1984 long as the potential earnings of young mothers are so low, welfare will remain an unavoidable if unattractive alternative to paid employment. The issue of women's economic return on education is related to the broader question of opportunity costs and their importance in women's decisions about the timing and number of children they bear.17 A rapidly growing literature indicates that fertility is lowest among women who have the best alternatives to motherhood, and thus perceive the greatest opportunity costs associated with childbearing. Results from our own research suggest that early childbearing is most common among women with low opportunity costs, since many young mothers would apparently not have gone far in school even if they had not had a birth. For many young women, a lack of economic opportunities may undercut the motivation to postpone parenthood. Such an explanation may account for the relatively high rates of childbearing among minority teenagers; Fortytwo percent of black teenagers in the labor force are unemployed. 18 This study has focused on only the economic aspect of teenage childbearing. Obviously, social, psychological, medical and other economic sequelae are involved. In addition, we have presented only gross estimates. The costs of bringing about the behavioral changes tested in our model have not been estimated, and such costs may be considerable. However, we believe that the costs associated with preventive programs (for example, to provide comprehensive sex education and to deliver contraceptive services) are probably lower than the costs associated with remedial strategies (programs to keep teenage mothers in high school, for example, tend to require substantial and long-term investments). In any case, the cost savings generated by both preventive and ameliorative programs may be sufficient for the programs to "pay their own way." Of course, in the real world, it is unlikely that anyone approach will be pursued to the exclusion of alternative approaches. Thus, even if preventive strategies were given priority, it would still make economic (as well as social) sense to support programs that assist teenage parents to complete high school, to avoid rapid subsequent childbearing and to form viable marriages. All of the experimental scenarios we have tested bring about at least some reduction in expenditures for the three major public assistance programs. Ref nce. . 1. National Center fur Health Statistics, DHHS (NCHS), "Advance Report of Final Natality Statistics, 1982," Monthlll Vital Stat/sticl Report, Vol. 33, No.6. Supple. ment, 1984: and K. A. Moore and M. R. Burt, Private Cr/sU, Public Cost: Policy Penpectll>llson Teenage Child. bearing, The Urban Institute. Washington, D.C., 1982. 2. J. McCarthy and E. S. Radish, "Research Note: Edu. cation and Childbearing Among Teenagers," Familll Plan. nlng Perspectlv6I, 14.154, 1982; K. A. Moore and L. J. Waite, "Marital Dissolution, Early Motherhood and Early Marriage," Social Forces, 60.20, 1981; F. Mott and N. L. Maxwell, "School.Age Mothers: 1968 and 1979," Famllv Planning Perspectil>lls, 13.287, 1981; and J. J. Card and L. L. Wise, 'Teenage Mothers and Teenage Fathers: The Impact of Early Childbearing on the Parents' Personal and Professional Lives," Family Planning Perspectll>lls, 10. 199, 1978. 3, S. R. Millman and G. E. Hendershot, "Early Fertility and Lifetime Fertility," Familll Planning Penpectll>lls, 12.139, 1980; and J. Trussell and J. Menken, "Early Child. bearing and Subsequent Fertility," Family Planning Per. spectives. 10.209, 1978. 4. J. J. Card and L. L. Wise, 1978, op. elt. (see reference 2). 5. Ibid. 6. S. L. Hofl'erth and K. A. Moore, "Early Childbearing and Later Economic Well. Being," American Sociolagical Review, 44:784, 1979: and K. A. Moore, 'Teenage Childbirth and Welfare Dependency," Family Planning Per. spectlves, 10.233, 1978. 7. K. A. Moore and M. R. Burt, 1982, op. elt. (see reference 1). 8. U.S. Bureau of the Census, "Childspaclng Among Birth Cohorts of American Women: 1905 to 1959," Cur. rent Population Reports, Series P-20, No. 385, 1984, TableA. 9, U.S. Bureau of the Census, "ProjectionsofthePopula. tion of the United States: 1982 to 2050 (Advance Report)," Current Population Reports~ Series P-25, No. 922, 1982. 10, Equations estimated &om the National Longitudinal Survey of Young Women. In R. F. WertheimerandK. A. Moore, Teenage Childbearing: Public Sector Costs, The Urban Institute, Washington, D.C., Dec. 1982;and U.S. Bureau of the Census, Current Population Reports, 1984, op. cit., Table 7 (see reference 8). 11. S. L. Hofl'erth and K. A. Moore, 1979, op. elt. (see reference 6). 12. U.S. Bureau of the Census, "Money Income and Poverty Status of Families and Persons in the United States: 1983," Current Population Reports, Series P-OO, No. 145, 1984, Table 7. 13, L. J. Waite, "U.S. Women at Work," Population Bulletin, Vol. 36, No.2, 1981: and R. Smith, ed., The Subtle Revolution: Women at Work, The Urban Institute, Washington. D.C., 1979. 14, NCHS, "Advance Report of Final Natality Statistics, 1980," Monthlll Vital Statisticl Report, Vol. 31, No.8, Supplement, 1982. 15, S. L. Hofl'erth and K. A. Moore, 1979. op. ell. (see reference 6). 16. K. A. Moore, S. L. Hofl'erth, S. B. CaldweU and L. J. Waite, Teenage Motherhooct-soc/al and Econamic Consequences, The Urban Institute, Washington, D.C., 1979. 17, E. Jones, "Ways In Which Childbearing AIIecta Women's Employment: Evidence &om the U.S. 1975 National Fertility Survey," Population Studies, 361177, 1982: and J. C. Cramer, "Employment Trends of Young Mothers and the Opportunity eost of Babies In the United States," Demographll, 16.177, 1979. 18. U.S, Bureau of Labor Statistics, Emp/ovmm'lInd Earnings, Washington, D.C., 1984. 289