`CCCU` Newsletter - Cascade Central Credit Union

Cascade Comments
www.cascadecentral.com
Your Hometown Credit Union Since 1961
Fall • 2016
Don’t Skip Out On Holiday Fun
Skip-A-Payment Instead!
Our Holiday Skip-A-Payment program may be just what you need to give your
holiday season a little extra sparkle. Simply choose to skip your loan payment(s) for
November, December or January and keep the cash to spend however you want.
To take advantage of Skip-A-Payment, simply complete the form below, return it to
the Credit Union and pay a small processing fee of $25 for each payment skipped.
A portion of each fee paid will be donated to the Cascade Central Credit Union
Scholarship Fund.
With 57,000 credit unions in 105 countries, we have plenty to celebrate this year
for International Credit Union (ICU) Day!
We invite you to join us in our ICU Day
celebrations as we recognize the hard
work of those in the credit union industry
and show members our appreciation with
free refreshments in our lobby on
Thursday, October 20. We look
forward to seeing you there!
Control Your Debit Card
On The Go!
Get the mobile app that gives
you the ability to actively manage
your CCCU debit card by defining when, where and how your
card is used.
With CardValet you can:
n Turn your debit card on
and off
n Establish transaction controls
for dollar amount limits,
merchant categories and
geographic locations
n Receive alerts when your
debit card is used, approved,
and/ or exceeds the transaction control set by you
n Stay informed of potential
fraud with alerts on attempted
and declined transactions
n Get real-time balances for
your accounts
Getting started is easy! Simply
search for the CardValet app in
your app store, download it to
your mobile device, and then
customize usage settings and
alert preferences.
Please note that your loans must be in good standing to qualify for Skip-A-Payment.
This offer does not apply to VISA accounts, Home Equity Lines of Credit or Real
Estate Loans. The skipped payment will be added to the end of your loan term, and
normal interest charges will continue to accrue.
Request to Skip-A-Loan Payment
I/we authorize the Credit Union to extend my/our Loan payment(s) as requested below. I/we understand that the
loan is not eligible for payment extension if it is in default. I/we further understand this adjustment will increase the
time it takes to repay my/our loan(s). In addition, I/we understand that interest continues to accrue against the unpaid balance. If the loan is paid with payroll deduction, I/we understand the skipped payment(s) will be deposited
into my/our share account. All other terms of my/our loan agreement will remain unchanged.
I wish to skip an eligible loan* payment for: (please check one)
o
November
o
December
o
January
Enclosed is my check (no cash please) for $25.00 or Transfer the Skip-A-Payment
fee from my:
o
Checking
Account Number_ ______________________________________
o
Savings
(Transfer will be processed upon receipt of request.)
Account Number_ ______________________________________
(Transfer will be processed upon receipt of request.)
Print Name
Date
Signature
Joint Signature and/or Co-Maker Signature
*Eligible loans EXCLUDE: VISA, Real Estate Loans, HELOC’s, and Overdraft Lines.
** A portion of fee will be donated to the Cascade Central Credit Union Scholarship Fund.
‘Tis the Season
to Save!
If you’re tired of the holiday season taking a toll on your budget,
we’ve got the perfect solution for you. Our Christmas Club
Account offers an easy and convenient way to start saving for
the 2017 holiday season right now. Simply save whenever and
however you like throughout the year, and then enter the
next holiday season with plenty of cash in your hand.
Contact a member service representative to open a
Christmas Club Account today, and be sure to ask about
our automatic transfer service to make saving even easier.
Already have a Holiday Club Account?
A check for your accumulated savings and dividends will
be mailed to you the first week of November, just in
time for holiday shopping!
CCCU - Where People Are Worth More Than Money!
PRSRT STD
U.S. POSTAGE
P AID
HOOD RIVER, OR
1206 12th Street
Hood River, OR 97031
PERMIT NO. 9
CURRENT RESIDENT OR:
Online Banking Update
To ensure your personal information is protected with the latest in security techniques,
we have recently implemented enhanced
password protections for Online Banking
accounts.
Can you unscramble the following names?
You must unscramble the first
and last name. If one of the names
As of August 15, 2016, all new Online Banking passwords will need to meet the following password complexity requirements:
n Must be 8-32 characters
n Must contain at least one upper-case letter
n Must contain at least one lower-case letter
n Must contain at least one number or
special character, including ! # $ % _ Passwords may not:
n Contain these special characters @ . * +
n Contain your first or last name
n Match the Login ID or contain the Login
ID within
n Contain the word “password”
Hol i day
Cl os i n gs
COLUMBUS DAY
Monday, October 10
VETERANS’ DAY
Friday, November 11
THANKSGIVING
Thursday, November 24
C H R I S T M A S (OBSERVED)
Monday, December 26
N E W Y E A R ’ S (OBSERVED)
Monday, January 2, 2017
MARTIN LUTHER KING, JR. DAY
Monday, January 16, 2017
Financial Spotlight
ASSETS
$63,490,797.65
SAVINGS $56,075,683.56
Scrambled
Names
is yours, contact us and we
will give you a $10 prize!
If you have any questions
regarding this new password
structure, please contact a
member service representative
for assistance.
M Y A
E I L V Y L
_ _ _
_ _ _ _ _ _
R A E L T W
N C N C M A
_ _ _ _ _ _
_ _ _ _ _ _
The winners from last quarter were
Jose Amezcua and Abigail Roberts.
When the
Unexpected Happens,
We Can Help!
Sometimes life throws curveballs, and
when it does, you can count on Cascade
Central Credit Union to help you out.
Our Emergency Loan can help you get
the cash you need to cover whatever life
may throw your way.
Use our Emergency Loan to cover:
n Unexpected Medical or Dental Bills
n Car Repairs
n New Appliances
n A Furnace or Hot Water Heater
n And More!
1206 12th Street
Hood River, OR 97031
(541) 387-9297 • (800) 877-0103
Fax: (541) 387-9504
LOBBY HOURS
Mon. - Fri. 9:00 a.m. - 5:00 p.m.
DRIVE-UP HOURS
Mon. - Fri. 8:30 a.m. - 5:00 p.m.
www.cascadecentral.com
Just give us a call or stop by the Credit
Union. We’re always here to help.
Printed On
Recycled Paper
As of August 1, 2016
LOANS $29.594,678.44
MEMBERS
3,642
Call (541) 387-9297 or (800) 877-0103 for our current Savings, Loans and CD Rates.
Federally Insured by NCUA
Remember, Once A Member, Always A Member!
CCCU - Where People Are Worth More Than Money!
© MHM/mdg • 503.636.1592