Heritage Club Spring Catered Luncheon

March – April 2013
Heritage Club
Spring Catered Luncheon
Thursday, April 18, 2013
American Legion Hall, West Point, Iowa
11:30 a.m.
Presenting
Barefoot Becky & the Ivanhoe Dutchmen
Make Your Reservations Early!
Seating May Be Limited!
W
Easter is a special time to rejoice
and share blessings with family
and friends. During this joyous
season, share the warmth, beauty
and wonderful spirit of spring and
make a wish for new joy and
promises.
Extending Easter Blessings to You,
The Directors, Officers and Staff of
Pilot Grove Savings Bank.
elcome springtime with this annual Heritage Club event.
NOTE: The date Thursday, April 18, 2013, is correct!
It has been changed to accommodate our entertainers, Barefoot
Beck and the Ivanhoe Dutchmen, from Mt. Vernon, Iowa.
We are excited to bring Barefoot Becky and the Band back to
West Point for an afternoon performance. The popular polka
group, featuring Becky Livermore on accordion and vocals, has
been performing throughout the United States since 1988. If you
mix three cups of German-style polka music with one cup of
Czech music, and a half-cup each of country, big band, and party
favorites, you’ve got a recipe for fun with Barefoot Becky and
the Ivanhoe Dutchmen that’s really cookin’!
The Heritage Club Spring Catered Luncheon will begin promptly
at 11:30 a.m. Our fully-catered menu will include roast beef,
mashed potatoes and gravy, salad, vegetable, roll, dessert and
beverage. Entertainment will immediately follow the meal.
You won’t want to miss the fun performance of Barefoot Becky
and the Ivanhoe Dutchmen, so make your reservations early.
Please call and leave your reservation with any staff member in
West Point at 319-837-6121; Mt. Pleasant at 319-385-3822, or 1888-385-2265; or call Pilot Grove at 319-469-3951 or 1-888283-2265 (toll free) by Tuesday, April 2, 2013.
Follies 2013
With Brian K. Jones, Financial Advisor
Transferring Financial Assets:
During your lifetime or at death?
T
ransferring financial assets (such as stocks) during your
lifetime may come with income tax consequences not
present when assets are transferred at death. Below outlines
some basic situations to consider.
What’s the best way to transfer your assets to your heirs?
Depends on what you want the tax implications to be.
For assets transferred during one’s lifetime, the tax basis is
transferred as well. Assets transferred at death receive a step
up in basis from the date of death value. For example,
assume Joe bought stocks in 1985 for $25,000 and today,
those same stocks are worth $100,000. If Joe gives those
stocks to his daughter during his lifetime she’ll receive his
$25,000 cost basis. On the other hand, if Joe gives those
stocks to his daughter at his death, she’ll receive a step up in
basis to the date of death value of $100,000.
So generally speaking, it is not wise to gift highly
appreciated assets due to loss of step up in basis.
If Joe’s daughter sells the stocks after receipt of the lifetime
gift, she will owe capital gains taxes on $75,000. This is the
difference between her tax basis transferred from Joe and
the current value at sale. However, if Joe’s daughter sells
the stocks after receipt at Joe’s death, she will likely owe
little or no capital gains tax at all if sold right away.
Remember, you can transfer $14,000 worth annually tax
free for you and the recipient through the annual gift tax
exclusion. Amounts above that will be applied as a
reduction of your lifetime gift tax exclusion currently set at
$5.25 million.
Contact Brian K. Jones, Financial Advisor for Pilot
Grove Investment Services, at Pilot Grove Savings Bank
in Mt. Pleasant, Iowa. Call 319-385-3822 or 888-3852265 (toll free).
Securities offered through IBA Securities, a division of
Broker Dealer Financial Services Corp. Member FINRA &
SIPC. Not FDIC insured, no bank guarantee, and principle
may lose value.
Any tax strategies discussed are general in nature and not
directed at any particular individual or situation. A CPA or
tax planning specialist should be consulted before
implementing any tax reduction or planning strategy.
Sunday, April 28, 2013 ─ $99.00
Paramount Theatre- Cedar Rapids, Iowa
The Follies returns to its home for over 30 years – the
beautiful Paramount Theatre – for this “don’t miss”
show. And what a homecoming it will be!
This year the Follies begins a new era with a music,
comedy and dance spectacular that will thrill longtime fans and new audiences alike. This original show
will feature pop, Broadway and musical mash-ups that
pay tribute to the Great American Songbook as well as
the YouTube generation.
Prior to the show we will enjoy a dining experience
prepared by Kirkwood Community College’s Culinary
Arts students at their restaurant, The Class Act. Our
lunch, which will include, chicken breast, herb roasted
potatoes, house salad, breads, vegetable, beverage and
dessert, will be prepared and served by the
professional teaching staff and students of the college.
Don’t miss this very special event welcoming the
Follies back to the Paramount. With only 30 tickets
available, make your reservations soon by calling the
West Point Office at 319-837-6121.
Now I know what it feels like to be a
“snowbird.” What a great feeling it is!
We enjoyed beautiful Arizona weather
- perfect to go hiking in the mountains
and biking along the roadside bike
paths. I also found time to relax and
read a book or two without feeling
guilty. It truly was a great opportunity
to grab some R & R.
Since I’ve been back we’ve been working on our
2013 Calendar. Circa ’21 has come out with some
fantastic shows you won’t want to miss. The
Southern Crossroads Show still has openings and
from what I’ve heard it could be the best show of all
three. Going to these shows is a great way to spend a
day!
(Continued on Page 4)
Pilot Grove Savings Bank
presents…
June is the perfect time of year to visit
Michigan. Traveling with your Heritage
Club friends will make the trip even better!
Highlights of this six-day adventure
include:
Holland – Step back into the Netherlands
100 years ago at Nelis’ Dutch Village.
Evening dinner cruise. Overnight stay in
Holland.
Mackinac Island – Travel back in time
by ferry to romantic Mackinac Island.
Motorized vehicles are not allowed on the
island so our tour will be by carriage.
Horse drawn taxis will transport us to
other sites of the day. Two-night stay at
the Bicycle Street Inn.
Petoskey – Named one of the “Prettiest
Painted Places in America” with Victorian
cottages and historic architecture.
Traverse City – Guided tour of Old
Mission Peninsula and Little Traverse
Bay. Visit Old Mission Point historic
lighthouse and later a boutique winery for
wine tasting. Traverse City overnight stay.
Sleeping
Bear
Dunes
National
Lakeshore – Voted one of the most
beautiful places in America, Sleeping Bear
and Pyramid Point bluffs overlook Lake
Michigan.
Saugatuck – Sand dune buggy rides with
tour along Lake Michigan shores.
St. Joseph – Silver Beach Carousel and
Silver Beach Amusement Park Museum.
Ride the carousel, and experience the past
through exhibits and memorabilia. Look
through Michigan’s tallest kaleidoscopes.
Call our West Point Office at 319-837-6121
for more information and to place your
reservation.
Special Travel
Presentation
Tuesday, June 11, 2013
6:30 p.m.
Pilot Grove Savings Bank
Pilot Grove, Iowa
Your RSVP is appreciated
319-837-6121
J
oin us for a Special Travel
Presentation in June when
a representative of Collette
Vacations
will
present
“Shades of Ireland.” Pilot
Grove Savings Bank is
excited to offer its Heritage
Club
Members
this
opportunity to experience the
beauty, tradition, and rich
history of Ireland.
Highlights of the trip include:
Dublin,
Irish
Evening,
Kilkenny, Waterford Crystal,
Blarney Castle, Jaunting Car
Ride,
Ring
of
Kerry,
Killarney,
Farm
Visit,
Limerick, Cliffs of Moher,
Galway and Castle Stay.
Book your reservation by
October 29, 2013, and save
$250 per person!
We invite you to join us as we
travel to the “Jazz Capital of the
World,” New Orleans. This
soulful city abounds with rich
history, mouth-watering cuisine,
and so much more.
Four
nights
lodging
at
Springhill Suites in Memphis
and LaQuinta Inn & Suites in
New Orleans.
French Quarter Walking Tour
– Explore the storied streets of
the Vieux Carre, French
Market,
Jean
Lafitte
Blacksmith Shop, Jackson
Square and more.
Dinner at the New Orleans
School of Cooking.
Narrated,
guided,
and
historical tour of New Orleans
including: Garden District,
Audubon Park, and City Park,
above ground cemetery called
“City of the Dead”.
Buffet Lunch at Frenier
Landing overlooking Lake
Ponchartrain.
Guided tour of Manchac
Swamp. Learn about American
Alligators
and
other
inhabitants.
Tour of Oak Alley Plantation –
“Grand Dame of the Great
River Road”
Dinner at Tujagues, the oldest
restaurant in the city.
For more information or to
make reservations, call the
West Point Office at 319-8376121.
Menopause – The Musical
A Mighty Fortress is Our Basement
and Quad City Botanical Center
Circa ’21 Dinner Theatre
Rock Island, Illinois
Wednesday, May 8, 2013
$91.00
Final Payment due April 5, 2013
This very popular trip is now full. However, we are still adding to our
waiting list. In addition, we have quite a few reservations we are
holding without paid deposits. Please make your $25 deposit by March
8, 2013, if you are still interested in taking this trip. We wish to open
non-paid reservations to those on our waiting list. Thank you!
Wednesday, July 31, 2013
$91.00
Final Payment due June 28, 2013
Payment Notice
Many of you who have already placed reservations for these two Circa
’21 trips have not made your payment. TO HOLD YOUR NAME ON
THE RESERVATION LIST, PLEASE MAKE YOUR DEPOSIT
IMMEDIATELY. CALL WEST POINT AT 319-837-6121 TO HAVE
YOUR ACCOUNT DEBITED, OR PLEASE MAIL YOUR
PAYMENT TO: Pilot Grove Savings Bank, PO Box 96, West Point,
IA 52656.
We thank you in advance for your prompt response.
We are delighted so many of you are
excited to see this show. We have now
filled two buses!
If you are still
interested in going on this trip, and have
not made your deposit, please do so
immediately. Call our West Point Office
to put your name on our waiting list. It’s
always possible a seat will open up for
you and a guest to join us.
Don’t miss this show!!
Southern Crossroads
Circa ’21 Dinner Theatre - Rock Island, Illinois
September 4, 2013 - $91.00
Final Payment due August 20, 2013
A joyous, hilarious, and frequently touching production
set during the Great Depression, “Southern
Crossroads” follows a family of musicians who arrive
in Virginia only to find the doors locked and the house piano out on the street.
This gifted family of musicians decide to bring entertainment to the locals
regardless, treating the audience to an old-fashioned, high-spirited, Southern
jamboree with songs like “Mountain Dew,” “I’ll Fly away,” “House of the
Rising Sun,” “Keep on the Sunny
Side,” “Midnight Special,” and more.
“A visiting producer saw “Southern
Crossroads” at Circa ’21 and made
Prior to the matinee performance,
a phone call to New York. From
we will enjoy lunch followed by prethere the idea took off and soon
show
entertainment
by
The
the show will be touring
Bootleggers, Circa’s professional,
nationally.
performing wait staff.
We had MANY season ticket
holders, guests and group leaders
There is still plenty of room for you
say this was the best show they
and a guest on this Heritage Club Day
Trip. Call our West Point Office at
have seen here. It’s definitely in
319-837-6121 with your reservation
my top 5.”
today!
Ellen Clow
Circa ’21 Group Sales Director
(Notes from Sue Cont’d from Page 2)
Some of our Heritage Club
Members have asked us to put
together a Mackinac Island trip.
It’s going to be great, not only the
Island but the other places we’ll
visit along the way. This will be a
new adventure for me - it’s one of
the places I’ve always wanted to
visit. How about you?
Next we have our See Iowa Trip
to Orange City for the annual
Tulip Festival. Did you know
their Marching Band was in the
Tournament of Roses parade? Al
Roker, one of the commentators
for the parade, was presented with
his very own wooden shoes; the
same shoes the band members
wore in the parade.
Hopefully, you’ve had time to rest
these past few months and are ready
to join in the fun. I’m back, so give
me a call, stop by the office or I’ll
see you at one of our upcoming
events.
Sue
St. Patrick’s
Day
Activity Day
Pilot Grove Savings Bank
Heritage Club
2013 Calendar of Events*
Second Tuesday of March!
Tuesday, March 12, 2013
Pilot Grove Savings Bank
Community Room – Donnellson
9:00 – 11:30 a.m.
P
lan to meet your fellow Heritage Club
members for a morning of Bingo, Cards and
St. Patrick’s Day fun. Fill-the-card winners can
take home $10, special game winners $5 for a
win, and regular game winners can pocket $3
for each Bingo. Card players can pocket $10
for first place and $5 for second place for the
highest number of games won.
Be sure to stay for lunch following the
morning’s events. Wear green for St. Patrick’s
Day, bring your Heritage Club friends and
celebrate the holiday!
You Can’t Believe
Everything You
Read in the Papers
Dermot McCann opened the morning
newspaper and was dumbfounded to read in the
obituary column that he had died. He quickly
called his best friend Reilly.
“Did you see the paper?” asked Dermot.
“They say I died.”
“Yes, I saw it,” replied Reilly. “Where are
you calling from?”
Sunday, March 10 – Daylight Savings
Time Begins
Be sure to move your clocks AHEAD one hour.
Tuesday, March 12– Activity Day
Bingo and Cards at Donnellson
Sunday, March 17 – St. Patrick’s Day
Wednesday, March 20 –Spring Begins
Friday, March 29 – Good Friday
All Pilot Grove Savings Bank Locations will be
OPEN regular business hours.
Sunday, March 31 – Easter Sunday
Thursday, April 16 – Spring Luncheon
American Legion Hall in West Point
Wednesday, May 8 – Classic Day Trip
“Church Basement Ladies” at Circa ‘21
and Wallace’s Garden Center
May 14-17 – Extended Day Trip
“See Iowa First” Part 4
Tuesday, May 21 – Activity Day
Bingo and Cards at Donnellson
*All events are subject to change.
www.guy-sports.com
SEE IOWA FIRST:
PART 4
“Tiptoe To the Tulips”
Orange City, Iowa
May 14 – 17, 2013
The Tulip Festival, named one of the Top
100 Events in America for 2011 by the
American Bus Association, features an
entertaining celebration of Orange City’s
rich Dutch Heritage. Festivities include
music and dancing by children and adults in
authentic costumes, two daily parades
featuring top area marching bands, nightly
musical
theatre,
Dutch
delicacies,
thousands of tulips, plus a dozen replica
windmills throughout the charming village.
Day 1: Tuesday, May 14, 2013
Depart from West Point, Donnellson, and Mt. Pleasant.
Elk Horn – Windmill Tour.
Manning – German heritage with Bavarian themed store fronts and German Hausbarn, Antiques and
gifts on Main Street. John Deere Mosaic. German lunch served.
Dennison – Donna Reed Center for the Performing Arts.
Wall Lake – Home of Cookie’s Bar-B-Q Sauce. Evening meal at Hayeloft Restaurant.
Lake View – Lake Black Hawk – Boulders Inn & Suites overnight stay.
Day 2: Wednesday, May 15, 2013
Sac City - Chautauqua Building, The World’s Largest Popcorn Ball, and The Beer Bread Company.
Storm Lake – Self-guided tour of one of the largest wind-energy projects in the world. More than 360
turbines up to 213 feet tall sit atop Buffalo Ridge and generate electricity to serve 114,000 households.
Also visit one of the largest tree museums in the United States.
LeMars –The Ice Cream Capital of the World Visitor Center; Blue Bunny Ice Cream Parlor & Museum.
Stop for lunch.
Orange City – 73rd Orange City Tulip Festival; Nederland Restaurant; “Fiddler on the Roof” evening
theatre production. Overnight at Dutch Colony Inn.
Day 3: Thursday, May 16, 2013
Orange City – Experience Tulip Festival activities throughout the day – Straat Fest, Scrub Fest,
Volksparade, Horse Drawn Street Trolley Tour, Dutch Dozen Song and Dance Performance. Lunch on
your own at the festival.
Hawarden – In Weave Fabric Shop.
Sioux City – Overnight.
More information and pricing
Evening meal at Sac County Cattle Company.
will be available in our
upcoming travel brochure.
Day 4: Friday, May 17, 2013
Sioux City
Sergeant Floyd Monument.
Trinity Heights Queen of Peace – towering figures of the Immaculate Heart of Mary Queen of
Peace, Sacred Heart of Jesus, and life size sculpture of the Last Supper.
Travel Home - Loess Hills Scenic Byway.
Des Moines - Jordan Creek Mall. Shopping and lunch on your own.
$25 deposit due upon sign up. Payment in full due on Friday, April 12, 2013.