Earn Even More Cash Back ash Back!

!
Solutions
M a r c h
2013
Earn Even More Cash Back
with MSUFCU’s Platinum Plus Visa
Make your credit card work for you! Earn 1.00% back on every purchase
with your Platinum Plus Visa Credit Card from MSUFCU. No hidden fees
and a low rate make this the perfect rewards card. Visit www.msufcu.org
to apply for yours today!
Platinum Plus Visa Credit Card
Plus Helmet
• Receive 1.00% back on every purchase*
• Redeem points for cash, merchandise, travel arrangements,
or donations to university or local charitable organizations
• $0 Fraud liability
* Members will earn one (1) point for every $1 of net purchases. Points are not earned on tax payments, any unauthorized charges or transactions,
cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem points. Returns result in the
loss of points equal to amount returned. Negative points will be given if returns or credits exceed purchases. Visit www.msufcu.org for full terms and
conditions.
Burst
A LOW RATE &
$ 100 CASH BACK
Refinance your higher-rate auto loan and save on your monthly
payment! Switch your current auto loan to MSUFCU and you will
receive $100 cash back!*
•Rates as low as 2.19% APR**
•No application fee or prepayment penalty
•Flexible terms and fast approvals
How much can you save? Don’t wait! Visit www.msufcu.org and
apply today!
* Offer valid March 1, 2013, through June 29, 2013 when you switch your auto loan from another financial institution to
MSUFCU. Offer not valid on existing MSUFCU auto loans.
**Rate as of March 1, 2013, and is stated for qualified members having high credit scores. Valid on model years
2010-present for a term of 36 months. Actual rates may be higher and will be determined by a member’s individual
credit score.
East Lansing
• 3777 West Road
• 4825 E. Mount Hope Road
• 523 E. Grand River Avenue*
• MSU Union, 49 Abbot Rd., Room 108*
Lansing
Auburn Hills
• 104 S. Washington Square*
• 3265 Five Points Drive*
• 653 Migaldi Lane
• 200 E. Jolly Road
• Sparrow Professional Building, Suite 300*
Okemos
• 1775 Central Park Drive
Haslett
• 16861 Marsh Road
Phone Hours
7:00 a.m. to 9:00 p.m. Mon-Fri
9:00 a.m. to 3:00 p.m. Sat
Phone Numbers
517-333-2424 • 800-678-4968
Toll-free fax 866-374-2123
Branch Hours
9:00 a.m. to 5:30 p.m. Mon-Thurs
9:00 a.m. to 6:00 p.m. Fri
9:00 a.m. to 3:00 p.m. Sat
Drive-Up Teller Hours
7:00 a.m. to 6:00 p.m. Mon-Fri
9:00 a.m. to 3:00 p.m. Sat
* Branches without drive-up tellers
www.msufcu.org
Money for Taxes
or Something Better
Pay off your taxes or use the money for something more fun. With an
MSUFCU 1040EZ Loan, you can borrow funds at a rate as low as 6.90% APR*
and repay the amount over an 18-month period.
Payments as low as $58.63 per month!**
•Rates as low as 6.90% APR*
•$1,000 minimum loan amount
•No application fee or prepayment penalty
•18 months to repay
Visit www.msufcu.org and apply for your 1040EZ Loan today!
* Rate of 6.90% APR is for members with qualifying credit scores. Actual rates may be higher and are
based on a member’s individual credit score.
** Offer valid through April 30, 2013. Sample payment of less than $60 per month based on $1,000
borrowed for 18 months at 6.90% APR.
IT’S YOUR EQUITY
USE IT YOUR WAY
You’ve worked hard for your home, now it’s your turn to
make your home work for you! Use the equity from your
home to suit your borrowing needs. Consolidate loans, pay
for a vacation, or make home improvements—whatever
you need!
• Interest may be tax deductible*
• Rates as low as 3.25% APR**
• 24/7 account access
• Overdraft protection
What will you do with your savings? Visit www.msufcu.org,
call 517-333-2210 or 866-678-3328, or stop into any branch.
* Only Michigan owner-occupied properties are eligible. Consult with a reliable tax advisor about
the deductibility of home equity loan interest. MSUFCU will acquire a security interest in your
home and if timely repayment is not made, your home could be subject to loss.
**Rate as of March 1, 2013, and is tated for qualified members having high credit scores.
Minimum rate is 2.00% APR and will never fall below 2.00% APR. Rate is determined by your
credit score and your loan-to-value ratio. The minimum rate can be between 2.00% APR and
7.00% APR.
MSUFCU Seminars
Insurance Discounts
You may be eligible for savings on auto and home
insurance through AAA. Thanks to MSUFCU’s Group
Program with AAA, you have access to an array
of exclusive benefits designed to provide value,
convenience, and peace of mind. To learn more about
how you can benefit from membership and insurance
savings, call 888-203-2606, or visit aaa.com/MembersSave.
The following seminars will be hosted by the Credit Union.
Light refreshments will be served. Please feel free to bring
your friends and family; non-members are welcome and
there is no charge to attend. Call 517-664-7725, or register
online at www.msufcu.org/seminars.
Tuesday, March 5, 2013
Estate Planning
Presented by Melissa Allen
12:00 p.m. - 1:00 p.m.
MSU Federal Credit Union Headquarters, East Lansing
Tuesday, March 19, 2013
Long Term Health Care
Presented by Amy Tripp
6:00 p.m. - 7:00 p.m.
MSU Federal Credit Union Headquarters, East Lansing
Thursday, March 7, 2013
Estate Planning
Presented by Melissa Allen
6:00 p.m. - 7:00 p.m.
MSU Federal Credit Union Headquarters, East Lansing
Tuesday, March 26, 2013
Understanding Your Credit Report & Score
Presented by Laura Hosey, MSUFCU
12:00 p.m. - 1:00 p.m.
MSU Federal Credit Union Headquarters, East Lansing
Tuesday, March 12, 2013
Budgeting 101
Presented by GreenPath Debt Solutions
6:00 p.m. - 7:00 p.m.
MSU Federal Credit Union Headquarters, East Lansing
Wednesday, March 27, 2013
Promoting Your Home-Based Business
Presented by Laurie Lonsdorf
6:00 p.m. - 7:00 p.m.
MSU Federal Credit Union Headquarters, East Lansing
EQUAL HOUSING
10%
LENDER
Federally insured
by the NCUA