English - Ambetter from Buckeye Health Plan
Transcription
English - Ambetter from Buckeye Health Plan
Your Health Insurance: Get Help payinG for it. Saving money starts here. How much could you save? You deserve health insurance that fits your health needs and your budget. And with an Ambetter Marketplace plan, you may be able to get a healthcare subsidy. A subsidy is an amount of money, or tax credit, from the government. It helps lower your monthly premium. Let’s take a closer look at how a subsidy works. Use the examples on the graph to find out how much of a subsidy you could get this year. Look at the family situation that is most like yours. Find the spot on the graph where your income and family size meet. thiS iS the eStimated range of your poSSible SubSidy. Example only. Based on your situation and the plan you select, your premium amount may be different. Meet the Smith family. They’re shopping for a health insurance plan. The Smiths make $35,250 per year, which means they are at 150% of the Federal Poverty Level. So, they qualify for a subsidy. RAngE OF SUbSIdIES Federal Poverty Level (FPL) FAMILY OF FOURa FAMILY OF THREEb FAMILY OF TWOc Without their subsidy, the Smiths would have to pay SIngLE IndIVIdUAL Because of their subsidy, the Smith family only pays $1,404 a year for a silver insurance plan. $8,000 THE SMITHS SAVE ALMOST $7,500 Subsidy Savings Per Year Smith family example is two parents (30 years old) and two children under 21 years. a year 250% 300% 350% $58,800 $48,750 $38,750 $28,750 $70,600 $58,600 $46,600 $34,500 $82,350 $68,400 $54,250 $40,200 The Smiths: Family of 4 at 150% FPL $6,000 $4,500 $3,000 $1,500 * *actual savings $7,884 200% $47,000 $39,000 $31,000 $23,000 $9,000 $9,288 a year for a silver insurance plan. 150% $35,250 $29,350 $23,300 $17,250 $0 a 2 parents (30 years old), 2 children under 21; b1 parent (30 years old), 2 children under 21; c 1 parent (30 years old), 1 child under 21, dSingle Individual (30 years old) Source: Center for Labor Research and Education and the Institute for Research on Labor and Employment Library Your subsidy savings. Finding out how much of a subsidy you can get is simple. In fact, we have a tool you can use to estimate how much you may save. All you have to do is visit Ambetter.BuckeyeHealthPlan.com/ calculator and follow these easy steps: Step 1: Click on our Subsidy Estimator. Step 2: Share some basic household information. Step 3: Fill out your enrollee information. Step 4: Discover your estimated monthly premium. And don’t worry, the information you enter is not saved. It’s completely confidential. See how much you could save.1 Ambetter from Buckeye Health Plan is a Qualified Health Plan Issuer in the Ohio Health Insurance Marketplace and does not discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation, or health status in the administration of the plan, including enrollment and benefit determinations. Ambetter from Buckeye Health Plan’s policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, write us (4349 Easton Way, Suite 200, Columbus, OH 43219) or call us at 1-877-687-1189 (TTY/TDD 1-877-941-9236). This is a solicitation for insurance and the phone numbers listed may connect you with a licensed Ambetter agent. AMBETTER™ is a trademark exclusively owned by Centene Corporation, the parent company of Buckeye Health Plan. 1 Find out your exact eligibility on the Federally Facilitated Marketplace or your State-Based Marketplace. The examples shown are from an online calculator that was developed by the Center for Labor Research and Education and the Institute for Research on Labor and Employment Library, at the University of California, Berkeley (hereinafter referred to as “Berkeley”). The calculator is provided on our website and under license. Copyright © 2012-13 The Regents of the University of California. All rights reserved. Full methodology and assumptions for this national calculator are located online at http://laborcenter.berkeley.edu/calculator-methodology/. This is a solicitation for insurance. © 2014 Buckeye Health Plan. All Rights Reserved. AMB14-OH-C-00065