covers3.qxp 2005-12-15 17:28 Page 1
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covers3.qxp 2005-12-15 17:28 Page 1
covers3.qxp 2005-12-15 17:28 Page 1 covers4.qxp 2006-01-10 14:36 Page 3 intro.qxd 04/01/2006 15:05 Page 1 Welcome! If you have just moved to Germany, it's likely you are feeling somewhat overwhelmed. Apart from a new culture and language to cope with, in your first few weeks here you will have to sort out a host of practical things: somewhere to live, your finances, permits and papers, and maybe a school for your children and a job for your partner. RELOCATION PAGE 5 Your first few days; Residence Permits; Relocation Service Providers; Berlin Essentials; Cologne-Bonn Essentials; Düsseldorf Essentials; Frankfurt Essentials; Hamburg Essentials; Munich Essentials; Stuttgart Essentials; Marriage and Divorce; Social Security System; Bringing your Pets The Expat Survival Guide will give you a starting point: the basic information you need, plus plenty of phone numbers for companies and organisations that can help you out. MONEY Banking; Taxation; Insurance This guide is published by Expatica — news and information for expatriates and the leading voice of expatriate Europe. Expatica's website (www.expatica.com) will give you access to a whole world of information and services that will make your life in Germany easier and more enjoyable. JOBS Working in Germany PAGE 52 HEALTH Healthcare System; Hospitals PAGE 55 We hope you find this guide and Expatica's other products useful — and we wish you a wonderful stay in Germany! Research: James Kennaway; David Gordon Smith; Editor: Simon Payn; Sales: Mike Mazurkiewicz; David Davis, David Concheso, David McGowan, Mike de Haan, Stephane Caen To advertise in next year's Expat Survival Guide, email [email protected] or call Mike Mazurkiewicz on +49 30 2787 6182. Published December 2005 © Expatica Communications BV Kruislaan 400, 1098 SM Amsterdam, Netherlands [email protected] WWW.EXPATICA.COM www.expatica.com HOUSING PAGE 29 Renting a Home; Buying a Home; Accommodation Agencies PAGE 36 EDUCATION PAGE 44 Education System; How to Choose a School; School Listings; Language Schools SETTLING IN PAGE 59 Utilities; Telephones and Internet; Television, Video, DVD; Public Transport; Driving; Cinemas; Bookstores; Food from Home; Bars, Pubs and Clubs LISTINGS AND INDEX PAGE 72 Embassies; Groups and Clubs; Phone Book Decoder; Weights and Measures; Emergency Numbers; Advertisers Index All rights reserved. No part of this publication may be reproduced, or transmitted, in any form by any means, electronically or mechanically, including photocopying, recording or any information storage or retrieval system without prior written permission from the publisher. Requests for permission should be addressed to Expatica Communications, Kruislaan 400, 1098 SM, Amsterdam, Netherlands. Expatica makes great effort to ensure the accuracy of information contained in this guide. However, we will not be responsible for errors or omissions or any damages, howsoever caused, which result from its use, and make no warranty of claims as to the quality or competence of businesses or professionals mentioned. Company names highlighted in red have paid for advertising in the guide. Users are advised to take care when selecting professional services, and to use common sense in adjusting to life in another country. GERMANY EXPAT SURVIVAL GUIDE 1 intro.qxd 15/12/2005 21:17 Page 2 Introduction What makes Germany tick? What are the concerns of its people? Where is it heading? Here is a brief introduction to the country as it enters 2006. Neither expats already living in Germany nor those thinking of moving here can have escaped the media reports of doom and gloom which have been plaguing the country in the last couple of years. on being chancellor, clearing the way for a 'grand coalition' of the CDU/CSU and the SPD under Angela Merkel, who makes history as Germany's first female leader. TOUGH CHALLENGES The charge sheet in the case against Germany is a long one. Record unemployment of the order not seen since the 1930s. Stifling bureaucracy. The urgent need for reform, but no political will to carry it out. A stagnated economy. A huge budget deficit. With such pessimism abounding, expats could be excused for reconsidering their decision to live in Germany. But perhaps things are not as bleak as they seem. In this overview of the state of the nation, we'll be looking at where Germany is, where it's heading, and why it's still a great place to live. At the time of writing it is not clear if the grand coalition will be able to form a stable government in the long term, or what sort of chancellor Merkel will turn out to be. But one thing is certain: the new government will have some pretty tough challenges as far as the economy is concerned. Germany has a huge budget deficit, consumer demand is low, and economic growth for 2006 is forecast to be only 1.2 percent. Unemployment at the time of writing is an unenviable 4.8 million (11 percent of the population), only slightly down from its record high of 5 million earlier in 2005 the highest rate since the early 1930s. POLITICAL STALEMATE The world's attention was focussed on Germany in September 2005 for the nearfiasco which was the German national election. Called after Gerhard Schroeder's SPD party was defeated in a key state election, it was widely expected to be a clear victory for the CDU/CSU candidate, Angela Merkel. Instead, it turned out to be a very close result, with only three seats separating the two main parties and no clear victor. Germany entered a period of political stalemate. Various coalition options were discussed and rejected as the minority Greens and FDP parties refused to join with anyone apart from their usual coalition partners. Eventually Schroeder gave up his insistence But expats worried about their employment prospects should bear in mind that, although Germany does indeed have some pretty nasty unemployment blackspots (notably in the former east), they are unlikely to be the places that expats will be planning to live. Similarly, the industry sectors that the average expat is likely to work in are not those worse affected. NOT ALL GLOOM And there are still some grounds for optimism. Germany has recently become the world's biggest exporter. Surveys show business confidence is beginning to improve. And unemployment is starting to come down as labour market reforms introduced by outgoing Chancellor Gerhard Schroeder begin to take effect. For daily news and analysis - in English - of current events in Germany, read www.expatica.com 2 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM intro.qxp 2005-12-14 11:32 Page 3 intro.qxd 15/12/2005 21:24 Page 4 Introduction continued from page 3 efforts to be seen to be remembering its inglorious past. Large-scale celebrations in summer 2005 marked the 60th anniversary of Germany's surrender on 8 May 1945, and a series of ceremonies commemorated the liberation of the Nazi death and concentration camps. Similarly, the Holocaust Memorial in Berlin has finally been unveiled after 17 years of debate and controversy. FRIENDS IN THE EAST The war also continues to colour Germany's relationship with its eastern neighbours such as Poland and the Czech Republic, with issues such as a planned museum dedicated to those Germans expelled from eastern Europe after 1945 causing strife. But despite the occasional spat, Germany on the whole seems to be getting on well with the new EU members, who joined the union in May 2004. Popular fears of a wave of illegal immigration and criminality from the east seem to have been unfounded, and there are signs that German attitudes to their eastern neighbours may be improving as cross-border contacts increase. CLAMPING DOWN Islamist terrorism has been a big issue in Germany since the 11 September 2001 attacks, especially as it was revealed that the 9-11 bombers had studied in Hamburg, and there has been a notable tightening of domestic security. Radical Muslim clerics such as Metin Kaplan, the self-styled 'Caliph of Cologne' have been deported, and a series of high profile trials of Islamist terrorists has fuelled an ongoing debate about immigration and tolerance. These developments are unlikely to help improve the lot of Germany's Turkish community, who make up a sizeable portion of Germany's seven-million-plus population of 'foreigners' (one quarter of whom were born 4 GERMANY EXPAT SURVIVAL GUIDE Germany remains a safe, prosperous country in Germany) and who suffer disproportionately from unemployment and other social problems. Improving the situation of Germany's immigrant population will be a major task for the new government. STILL ONE OF THE BEST But despite the prevailing mood of pessimism, Germany is still one of the best countries in the world to live in. Many countries, its eastern neighbours in particular, would love to have Germany's problems. It is still a safe, prosperous country with a highly-educated population, good infrastructure, rock-solid democratic institutions, low levels of corruption, and a rich cultural life. So as an expat you are unlikely to regret choosing to live in Germany. This Survival Guide will give you plenty of practical tips on life in the country. And remember to check Expatica's Germany website regularly for news and information about living in Germany - we want to help make your stay here as easy and enjoyable as it can be. David Gordon Smith, Editor, Expatica Germany relocation.qxd 15/12/2005 21:20 Page 5 Your First Few Days When you first arrive, it’s tempting to just go out and explore. Do that, but don’t forget there’s a whole pile of paperwork to do too. Here’s a guide. FIND A SCHOOL Deciding where to live is one of your most important decisions, so check out our detailed city guides It is likely you will have thought about schools long before arriving. If not, you will need to make appointments to visit schools to decide which is the best option. The same applies for nurseries and childcare facilities. See Page 10 REGISTER WITH THE POLICE See Page 44 One of your first tasks will be to register yourself with the police. Although engaging with German bureaucracy isn’t the most enticing of prospects, the law requires that you go through the process if you are staying in the country for more than three months. See Page 6 FIND A JOB If you are not here on an expat assignment, it’s likely you are going to need to find yourself a job. And if you are from outside the EU it is possible you will need a work permit. See Page 52 CONTACT THE UTILITIES LEARN THE LANGUAGE When you are ready to move into your permanent home, you will need to contact the relevant utility companies to either connect you or to change the billing to your name. Buy yourself a good phrase book if you're not too confident with the language or enrol on one of the many courses available. See Page 59 See Page 51 OPEN A BANK ACCOUNT GET MOVING One of the first things you will need to organise when you arrive in Germany is a bank account. This is a fairly straightforward procedure which requires your police registration card and passport. Probably sooner rather than later you will encounter the public transport system or venture onto the roads. But before you do, find out the rules and regulations. See Page 62 See Page 36 MEET PEOPLE FIND OUT ABOUT MEDICAL CARE Germany’s healthcare system has undergone a radical shake-up recently. It’s a good idea to look into what the changes will mean for you and your family. Discover the shops, bars and restaurants in your neighbourhood or join one of the hundreds of expatriate groups and clubs in all major centres. Then you can start to enjoy your new life in Germany. See Page 55 See Page 75 Confused? For the latest news on permit and visa requirements, visit www.expatica.com/germany 5 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM RELOCATION DECIDE WHERE TO LIVE relocation.qxd 15/12/2005 21:20 Page 6 Residence Permits Making sure you have the paperwork to stay in Germany will likely result in your first contact with the nation’s bureaucracy. Here’s how to be legal. REGISTERING WITH THE POLICE RELOCATION Registering with the police is one of the first things you have to do following your arrival in Germany. Getting a 'polizeiliche Anmeldebestätigung' requires a visit to the local registration office ('Einwohnermeldeamt/Meldestelle'), which is normally part of the local police station or town hall ('Rathaus'). Registering with the police is often something that people from countries with somewhat dubious police records prefer not to get involved with. But the law says you must register if you intend to stay for more than three months. You should do so within seven days of arrival in Germany, or at least once you have accommodation. All residents, Germans and non-Germans, must register when they move to a new address - failure could mean a fine of up to EUR 35. You can normally track down your local Meldestelle via the internet: search for the name of the area you live in combined with the word 'Landeseinwohneramt'. Upon completion, you will be presented with a polizeiliche Anmeldebestätigung. Considering the number of times the authorities seem (at least initially) to ask to see the Anmeldebestätigung, it's not a bad idea to carry it, or a photocopy of it, with you at all times. Additionally, citizens of the European Union can now apply for their 'Freizügigkeitsbescheinigung' (freedom of movement permit) at the Meldestelle at the same time as they register their address. See Getting your Permit below for more details. WHAT YOU NEED TO BRING Fairly obviously, you will need to bring a passport and a lease or rental agreement. A registration form ('Anmeldungsformular') is available free at the Meldestelle. In some parts of the country you can buy one for about EUR 1 in stationery shops. WHEN TO AN-, UM- OR ABMELDEN Once you decide it is time to move on, you must go back to the Meldestelle to go through the job of being 'abgemeldet' (deregistered). You can be fined for not doing this properly if you ever try to register again. WAITING GAME Depending on where you apply, you can face a long wait sitting in a less-thancheerful office until you are called forth to present your papers. If you're living in a crowded city area, planning ahead can help. Work out when you can go, and drop by the office beforehand to see what time it opens. It's best to get there early. 6 GERMANY EXPAT SURVIVAL GUIDE Some offices allow you to send your Abmeldung back through the post, so you don't have to endure another long stay in the Meldestelle waiting room. But should you decide to move to another part of the same city, you will need to 'ummelden' (register a change of address) - and to bring the evidence that you have been umgemeldet when you register at your new Meldestelle. WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:20 Page 7 Residence Permits GETTING YOUR PERMIT EU/EEA citizens: For citizens of the European Union and European Economic Area (Norway, Iceland and Liechtenstein) the system has changed. As a consequence of the new law of July 2004, they can get a so-called Freizügigkeitbescheinigung (free movement permit). EU citizens no longer require a residence permit (Aufenthaltserlaubnis). In fact, residence permits can no longer be issued to EU citizens. Within three months of arriving in Germany you can apply (it is granted more or less automatically) for a Freizügigkeitsbescheinigung at a normal Meldestelle by bringing your passport and evidence of health insurance, employment (or that you receive a pension) or, if you are self-employed, that you can support yourself with at least EUR 600 per month. There is no charge. Unlike a residence permit, a Freizügigkeitbescheinigung does not have to be renewed. If you have been in Germany for a while and already have a residence permit, the Ausländerbehörde (authority for foreigners) will contact you when your residence permit is close to running out. You simply need to complete the form they send you and return it by post to receive your new Freizügigkeitsbescheinigung. You Citizens from the new members of the EU in Eastern Europe have some additional restrictions when applying for a Freizügigkeitsbescheinigung, particularly concerning employment. These new regulations also do not apply to family members from non-EU countries. They have to go through a procedure similar to the one outlined below for citizens of other states in order to get a residence permit. One minor disadvantage of the new Freizügigkeitsbescheinigung is that it is simply a printed document and not a form of photo ID as the old residence permit was. This means EU citizens who have a Freizügigkeitsbescheinigung now need to carry other kinds of photo ID (such as a passport or identity card) for all those many situations which need photo ID in Germany. RELOCATION The rules for residence permits depend on whether you are a citizen of the European Union/European Economic Area or not. For non-EU citizens, including Americans, Canadians and Australians, the system is rather complicated. will not need to renew this new permit ever again. Non-EU/EEA citizens: Expats from outside the EU and EEA still need to arrange an ‘Aufenthaltsgenehmigung’ or 'Aufenthaltserlaubnis' (residence permit) after registering and securing a polizeiliche Anmeldebestätigung. This normally means visiting the 'Ausländerbehörde' (authority for foreigners). If a relocation firm is arranging your entire move to Germany or you are coming with a company which is taking charge of the move for you, then you might be lucky enough to find that someone else will take care of the visit to the Ausländerbehörde. If not, you have three months after your continued on page 8 Coming to Germany with a partner? Information on this and much more at www.expatica.com/germany WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 7 relocation.qxd 15/12/2005 21:20 Page 8 Residence Permits continued from page 7 RELOCATION arrival in Germany to apply for a residence permit, so there is some scope for organising for the bureaucratic joys ahead. As a step towards making the process more user-friendly, many Ausländerbehörden and Landeseinwohnerämter are making use of the internet. In addition to setting out general information about their services, the offices offer key forms online for downloading and filling out in advance. The easiest way to find your local Ausländerbehörde is to look up your city's official website and find the Landeseinwohneramt. When you get to the building, look out for the 'Abteilung Ausländerangelegenheiten' (department for foreigners' matters). WHAT YOU NEED TO BRING Passport Two passport photos Evidence of purpose of stay - for example, employment contract or university enrolment record Evidence of support - for example, employment contract, university enrolment record, evidence of earnings or bank statement Evidence of health insurance (if not provided by your employer) Polizeiliche Anmeldebestätigung WHAT IT COSTS Before you make the journey to the local Ausländerbehörde, it is worth your while to ring up first and check on the latest details. Usually someone will ask you which country you come from and you will be switched through to the appropriate office. You should check on the current costs and opening times. It's also advisable to go through the list of things you will need for the Aufenthaltsgenehmigung. In some circumstances you can even make an appointment. For citizens from nonEU countries it will cost about EUR 50 for the first application and EUR 30 for each extension. An unlimited residence permit ('unbefristete Aufenthaltserlaubnis') costs about EUR 85. HOW LONG IS IT VALID? An Aufenthaltserlaubnis is usually granted for two years; this can vary depending on nationality. A provisional permit, valid for up to three months, can be granted while you arrange paperwork (health insurance and employment documents). After five years you can apply for an unlimited residence permit. Note also that under the general heading of Aufenthaltserlaubnis or Aufenthaltsgenehmigung there are several subcategories. One is the Aufenthaltsbewilligung, for non-EU members staying in Germany for a limited period. There are also the Aufenthaltsbefugnis, for refugees, and the Aufenthaltsberechtigung, a permanent permit for non-EU citizens. Expatica: Excellent news and analysis aimed at the English-speaking community - The Guardian 8 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:21 Page 9 Relocation Agencies BERLIN #1 First Relocating Kissinger Strasse 67 14199 Berlin 030 8261451 At Home Relocation Services Tristanstrasse 1A 14109 Berlin 030 80586383 Enter Berlin Hohenzollerndamm 55 14199 Berlin 030 88920240 The Berlin Connection Brunowstrasse 52 13507 Berlin 030 84727392 FRANKFURT Averto Relocation Service Westendstrasse 19 60325 Frankfurt 069 97546162 Cheryl Koenig Relocation Services Group GmbH Ritterlingstrasse 1 65719 Hofheim 06192 990533 Crown Worldwide Movers GmbH Dornhofstrasse 18 63263 Neu-Isenburg 06102 882790 Elisabeth Sommer Relocaton Widenmayerstrasse 17 80538 Munich 089 21578310 IM2S International Mobility Management Service GmbH Westerbachstrasse 47 60489 Frankfurt 069 2722960 RCG Relocation Bavariastrasse 1 80336 Munich 089 72017979 Main Relocation Auf der Körnerwiese 12 60594 Frankfurt 069 97203485 Relocation One Sundergaustrasse 145 81739 Munich 089 60013883 RSB Deutschland GmbH Dreieichstrasse 59 60594 Frankfurt 069 61094721 Start Up Services Stefan-George-Ring 8 81929 Munich 089 93945211 Sachs Relocation Willy-Brandt-Strasse 4 61118 Bad Vilbel 06101 501737 BONN - COLOGNE DUSSELDORF Team Relocation Im Weiherfeld 29 65462 GinsheimGustavsburg 06134 2850 KEWA Relocation Barbarastrasse 5 50735 Köln 0221 976610 www.kewa.de Progedo Relocation Holterkamp 18 40880 Ratingen 02102 433635 MUNICH Baumgartner Professional Organisers Wallensteinstrasse 22 80807 Munich 089 3509560 Easy Entry Gustavstrasse 46 90762 Fürth 0911 4808190 RELOCATION Arriva Relocation Services Leibnizstrasse 60 10629 Berlin 030 32774311 EasyMove4U Clemens Strasse 3 60487 Frankfurt 069 40355739 For details of more companies serving the expat community in Germany, visit the Business Directory at www.expatica.com For daily news and analysis - in English - of current events in Germany see www.expatica.com/germany WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 9 relocation.qxd 04/01/2006 15:06 Page 10 Berlin Essentials RELOCATION It is more than 15 years since the Berlin Wall fell, with the German capital emerging from the upheaval as a major new European metropolis. It is now over 15 years since the fall of the Berlin Wall and the German capital still appears to be gripped by a sense of upheaval. Indeed, the city appears to change almost from one week to the next as renovations continue, neighbourhoods undergo a facelift, and bars, shops and cafes come and go. WHERE TO LIVE Up until the mid-90s most people shifting to Berlin tended to head for the western part of the city. But all of that has now changed, with the process of unification drawing the two halves of the city together and opening up new parts of the capital, notably in the former communist east, which has emerged as Berlin's new happening hub. A good quality two-bedroom 75sq/m apartment on average starts at about EUR 500 per month. This also includes the most sedate and established of western areas like Charlottenburg and Wilmersdorf, and the villa apartments of Grunewald and Zehlendorf. The fall of the Wall has also meant that more people have been seeking places to live outside the city centre, in the so-called 'green' areas where rents are about EUR 50 lower - even for larger apartments. This includes the great Prussian city of Potsdam, which acts as an urban antechamber for Berlin, as well a raft of smaller villages and new residential areas dotted around the capital. WHERE TO FIND RENTALS The result has been to drive up rents in central districts of the east such as Mitte (which literally means 'centre') and Prenzlauer Berg, both of which have been transformed by mass renovation. The higher rents have also meant that many people have moved further to the east, with Friedrichshain now a fashionable place to live. At the same time Pankow, a major diplomatic area during the communist era, and even Weissensee, have been gaining in popularity. Traditionally a major centre for the city's Turkish population, Kreuzberg, which neighbours Friedrichshain, has also been enjoying something of a residential renaissance in recent years. Indeed, despite Berlin's fast-paced change, the city's rents have hardly changed in recent years and are surprisingly low compared to other European capitals. Berlin apartments are also often surprisingly spacious compared to what is on offer in other cities. 10 GERMANY EXPAT SURVIVAL GUIDE While there is a seemingly endless supply of sources of information on accommodation (from websites through to notes pinned on telegraph poles), the weekend editions of Berlin's Morgenpost, Berliner Zeitung and Tagesspiegel are still good starting points for exploring the city's rental market. WHERE TO REGISTER For a list of offices for arranging a polizeiliche Anmeldebestätigung you can visit: www.berlin.de/labo/einwohnerwesen/ dienstleistungen/index.html WHERE TO ARRANGE A RESIDENCE PERMIT For Aufenthaltsgenehmigung or Aufenthaltserlaubnis: Landeseinwohneramt Berlin Friedrich-Krause-Ufer 24 13353 Berlin (030) 902690 www.berlin.de/labo/auslaender/ dienstleistungen/index.html WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:21 Page 11 Berlin Essentials WHERE TO ARRANGE A DRIVING LICENCE SWIMMING POOLS Motorists' services (to swap national EU licences for EU licences): ADAC Berlin-Brandenburg Bundesallee 29/30 10717 Berlin (030) 8686 237/238 HEALTH AND RECREATION Whatever the season, for anyone interested in sport, whether it is of the spectator or couch potato variety or something a little more active, Berlin has a vast array of options. A couple of pools you could try are: Bad am Spreewaldplatz (the works: whirlpool, sauna etc), (030) 69 53 52 10; Stadtbad Charlottenburg - Alte Halle (25 metre pool with splendid painted ceiling), (030) 34 38 38 60; Stadtbad Mitte (popular with inner city dwellers), (030) 30 88 09 10; and if you want to avoid chlorine then try the open-air Freibad Plötzensee. For further information consult: www.berlinerbaederbetriebe.de or the service-hotline on 01803 - 10 20 20. RELOCATION Landeseinwohneramt Berlin Puttkamerstr.16 - 18 0958 Berlin (030) 902690 www.berlin.de/labo/fuehrerschein/ dienstleistungen/ fuehrerscheinumschrausland.html competition among gym operators can be tough. That of course is good news for anyone wanting to take out a membership. The name of the fitness game in Berlin is negotiation, as many gyms will be prepared to do all sorts of deals, although you may find the more centrally located and trendy gyms charge more for membership. JOGGING Apart from the German capital's own local teams, this also includes an extensive network of Vereine (associations) or clubs for almost every imaginable sport. For starters you could consult the expat sports clubs listed under Expatica's groups and clubs. Tiergarten is Berlin's big central park and has a seemingly endless number of jogging possibilities. You can extend it to take in a jog around the government quarter, crossing the Spree at the Moltke Bridge and the Bartingallee Bridge. GOLF The fall of the Berlin Wall has opened up the new world of golf for Berlin, with the city now surrounded by a string of golf courses. These include Das Brandenburg at Bad Saarow (033631) 63300, www.a-rosa.de; Golfclub Gross Kienitz (033708) 537 70, www.grosskienitz.de, Golfclub Schloss Wilkendorf (03341) 330960, and Golfclub Berlin-Wannsee (030) 806 70 60, www.glcbw.de GYMS At last count there were more than 40 major gyms dotted across the city, which means WWW.EXPATICA.COM There is also Schlosspark Charlottenburg, which surrounds one of Berlin's most stately buildings, or Volkspark Schöneberg. For something a little more organised you could try Friedrich-Ludwig-Jahn Sportpark in the inner east of the city. Not so far away are the Volkspark Friedrichshain and Volkspark Humboldthain. Joggers preferring to pad through less urban environments and wanting to feel a touch of nature in their urban lives can also head for the extensive network of forest areas around Grunewald, Krumme Lanke, and Teufelsberg in the western part of the city. GERMANY EXPAT SURVIVAL GUIDE 11 relocation.qxd 15/12/2005 21:21 Page 12 Cologne-Bonn Essentials RELOCATION You can live in Cologne and work in Bonn...and vice versa. But while Cologne is a major centre for art and television, Bonn is now a key hub for the IT trade. WHERE TO LIVE WHERE TO FIND RENTALS COLOGNE: 'A River Runs Through It' could be Cologne's trademark claim. The city is cut cleanly into two halves by the Rhine River, with the 'left Rhine side', as locals call it, being Cologne's centre of gravity. It is home to the densely populated downtown district as well as numerous residential neighbourhoods. The right Rhine side, by contrast, has no centre to speak of and has traditionally lived a shadow existence, with Cologners calling it the 'Schäl Sick', or the 'Wrong Side'. COLOGNE: The most efficient way to house hunt is to simultaneously check for ads in the local newspapers (Kölner StadtAnzeiger and Kölnische Rundschau) and through internet databases (e.g. www.immobilien24.de and www. immowelt.de ). The local papers also offer their ads online on a joint website (http://anzeigen.ksta.de/anzeigen/ anzeigen_suche.php?markt=20037). Those who are new to the city usually move to one of half a dozen neighbourhoods on the left city side that hug downtown in a semi-circle: Ehrenfeld, Lindenthal, Suelz, Bayenthal, and Rodenkirchen. The city remains a popular destination, especially for bar-and restaurant-hopping singles who tend to live in the Belgian Quarter (Belgisches Viertel) and Old Town (Altstadt). BONN: Flocking to this now quieter but still prospering town are young professionals from the IT and communication industries, who tend to set up residence east of the Rhine river, in the suburbs of Beuel, Geislar, Vilich and Holzlar. However, the western side of town still holds most of its cultural and leisure attractions. Also located there are Bonn's shopping and Old Town districts, and the still popular residential neighbourhoods of Südstadt and Poppelsdorf. To the south lies the suburb of Bad Godesberg, formerly prime real estate, which for some years now has been losing residents. Adjacent to the Federal Quarter (Bundesviertel), Bad Godesberg used to be the neighbourhood of choice for scores of German politicians, their families and foreign diplomats. 12 GERMANY EXPAT SURVIVAL GUIDE They don't show pictures but you can narrow down your search by choosing all relevant details, such as the maximum rent you are willing to pay, number of rooms, balcony, garage, and so on. The ads cover apartments as well as houses in the entire state of NorthrhineWestphalia. For rentals, be sure to click on 'Mieten'. BONN: In Bonn also, a double-track approach works best. Check for rentals in the online or print versions of the local paper, the General-Anzeiger (www.general-anzeiger-bonn.de/) as well as the commercial databases www.immobilien24.de, www.bonner-immobilien-boerse.de and www.immowelt.de, or the non-commercial website www.anonza.de/start.php. WHERE TO ARRANGE A RESIDENCE PERMIT For Aufenthaltsgenehmigung or Aufenthaltserlaubnis: COLOGNE: Zentrale Ausländerbehörde Blaubach 13 50676 Cologne (0221) 221 25601 BONN: Amt für Ausländerangelegenheiten Königswintererstr 54 53227 Bonn (0228) 77 6301 WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:21 Page 13 Cologne-Bonn Essentials WHERE TO REGISTER COLOGNE: For a list of offices for arranging a polizeiliche Anmeldebestätigung: www.stadt-koeln.de/bol/meldehalle/ uebersicht/index.html BONN: Bonn is generally much greener, and parks as well as almost rural-looking areas with fields and meadows can be found in all directions. Among the most prominent are the Freizeitpark Rheinaue, stretching alongside the western river bank in the suburb of Hochkreuz, and the large nature reserve between Bonn-Oberkassel and Bonn-Holtorf. RELOCATION •Bürgeramt Bonn Stadthaus, Berliner Platz 2, 53111 •Bürgeramt Bad Godesberg Kurfürstenallee 2-3, 53177 •Bürgeramt Beuel Rathaus Beuel, Friedrich-BreuerStraße 65, 53225 •Bürgeramt Hardtberg Villemomblerstr. 1, 53123 (and unnamed) park belt surrounding the city centre, from the North of Ehrenfeld to the southern Altstadt. There are also the expansive green areas around the artificial lake Decksteiner Weiher, as well as Beethovenpark and Stadtwald, all of them located in the neighbourhood of Lindenthal, west of Cologne's centre. WHERE TO ARRANGE A DRIVING LICENCE GYMS The same offices that issue a resident's registration (Anmeldebstätigung) also issue driving licenses. Stadthaus, Berliner Platz 2, 53111 Bonn Many of the better-equipped fitness centres in Cologne and Bonn are part of national chains. In addition to machines for cardio-vascular training and bodybuilding, some of them offer swimming pools, hot tubs, saunas, and massages. You should visit the gym of your choice for a free test session and try to negotiate a reasonable admission fee, especially when you join with a partner. For contact details of local gyms go to: www. expatica.com OTHER USEFUL ADDRESSES GOLF The British Consulate in Düsseldorf provides on their website lists of English-speaking doctors, lawyers and other professionals in the Rhineland that might be needed at one time or another (www. britbot.de/en/consular/duesseldorf/index.htm) The Rhineland area has one of the highest densities for golf courses in continental Europe. More than 70 courses stretch across the Rhineland, from Düsseldorf to Aachen. FOR CAR REGISTRATIONS COLOGNE: Amt für öffentliche Ordnung Herkulesstra. 42 50823 Cologne (Neu-Ehrenfeld) (0221) 221 26692 or 26635 BONN: Bürgeramt Bonn HEALTH AND RECREATION Both Cologne and Bonn have a good variety of public parks, where on weeknights and weekends the locals can be seen sweating it out doing their laps. Cologne offers, for instance, a narrow WWW.EXPATICA.COM The area also hosts two important professional tournaments: the Kaufhof Pokal in Birkhof/Kaarst (near Düsseldorf), part of the European Challenge Tour; and the Linde German Masters at Gut Lärchenhof in Pulheim, with tens of thousands of visitors each year. An extensive list of golf courses in the area can be found at www.maingolf.de. GERMANY EXPAT SURVIVAL GUIDE 13 relocation.qxd 15/12/2005 21:22 Page 14 Düsseldorf Essentials The state of North Rhine Westphalia's capital city has turned itself into one of the best places to live and is one of Germany’s key business locations. RELOCATION WHERE TO LIVE Düsseldorf's rise in quality of living rankings can be put down partly to its excellent international schools, but also to its superb infrastructure, beautifully remodelled city centre and cosmopolitan attitude. The city is full of banks, industrial offices, international headquarters and also has a thriving media district which is home to some of the world's largest advertising agencies. The city covers an area of 217km² and has a population of 573,585. Düsseldorf spreads over both sides of the Rhine, with the largest part on the right. There are 49 ‘Stadtteile’, in the north Angermund sits on the border with Duisburg and Ratingen, and in the south Hellerhof borders onto Kreis Mettmann. Stadtmitte is a melting pot of cultures, a mixture of rich and poor. It's where Düsseldorf's banking district is located and also its famous shopping street, the Kö. Apartments are pricey and houses hard to find, but if you want to live where it's happening, this is the place to be. Pempelfort is popular among singles. With the Altstadt and Stadtmitte right on the doorstep it has easy access to both business and pleasure opportunities. With a mixture of architectural styles, the area also has a diverse cultural scene, is home to museums and galleries and also antique markets, unusual shops as well as quirky cafes and restaurants. The Hafen is Düsseldorf's boomtown - no other part of Düsseldorf has changed so much over the last few years. The architecture is new and exciting and the area is full of media companies, bars, restaurant and clubs, so it attracts young residents the average age of a Hafen dweller is 34. Bilk is the most populated part of 14 GERMANY EXPAT SURVIVAL GUIDE Düsseldorf, here you'll find lots of foreigners and also students, as the university is nearby. There's a great underground scene, plus nightlife as well as lots of green. The desired location in Bilk is Die Karolinger, a street lined with trees with a small canal running down its centre. Oberkassel is well known for its wealth of art nouveau architecture and is perhaps the most attractive part of the city. On the left side of the river it has lots of green, is close to the river and is full of beautiful old buildings. It's only 2km from the city centre and connected by a couple of bridges, bars and restaurants abound and so prices are quite high. Bordering onto Oberkassel, Niederkasse is one of the most sought-after areas to live in. Over a quarter of Düsseldorf's Japanese population live here and have even built their own Japanese Temple with a tea house, traditional garden and school. WHERE TO FIND RENTALS There are a number of options for finding rented accommodation but you'll need to move fast as most well-located houses and apartments are snapped up quickly. The widest-read local newspaper, the Rheinische Post is a good place to start (www.rheinische-post.de), also try the Westdeutsche Zeitung (www. wz-newsline.de), peak days are Wednesday and Saturday. Another option is www.immobilien24.de. Remember that most prices quoted are ‘Kalt’, which means they cover the basic rent, water and electricity. ‘Warm’ prices also include heating, but always ask to be sure. You can also use an agent, but you'll have to pay a fee that can be as much as three months rent in advance. WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:22 Page 15 Düsseldorf Essentials WHERE TO REGISTER To arrange your ‘Polizeiliche Anmeldebestätigung’ go to www.duesseldorf.de/buergerinfo for a complete list of Bürgerbüros and information about what you need to bring along to register. WHERE TO ARRANGE A RESIDENCE PERMIT WHERE TO ARRANGE A DRIVING LICENCE Fahrerlaubnisbehörde Höherweg 101 40200 Düsseldorf [email protected] OTHER USEFUL ADDRESSES Both Britain and the US have Consulates in Düsseldorf and offer a wide range of useful information about moving to and living in Düsseldorf; a list of doctors, dentists, lawyers and information about the US and British communities in the city: www.britischebotschaft.de, http:// duesseldorf.usconsulate.gov. Another useful source is Rhine Magazine, the only English-language publication for Düsseldorf, Cologne and Bonn: www.rhinemagazine.com. HEALTH AND RECREATION There aren't many green areas in the city centre, although the city has quite a green feeling due to the abundance of trees and water features. The city's main green spaces are the Hofgarten right in the city centre, the Nordpark located to the north of the city, and the Grafenberg Forest to the south-east. For joggers the best place to run is the Rheinufer; stretching for 10 miles from the ‘Hafen’ to the Yacht Club and further, it's a beautiful place to give WWW.EXPATICA.COM For a list of swimming pools around the city go to: www.baeder-duesseldorf.de, here you'll find pools with sauna and massage facilities, outside pools (Freibäder) as well as pools with kids entertainment, such as wave machines and water slides. GYMS Holmes Place has two gyms in Düsseldorf, on Provinzialplatz and on the Königsallee. Both offer state of the art work-out and weight machines, classes, massage, sauna and much more in wonderful surroundings with beautifully designed interiors. The pool in the Provinzialplatz gym is situated on the top floor of the building with a glass ‘window’ on the bottom. RELOCATION Kommunale Ausländerbehörde Willi-Becker-Allee 7 40227 Düsseldorf (0211) 89 21020 E-mail: auslaenderamt@stadt. duesseldorf.de your body a good workout. On the other side of the river in Oberkassel you'll find more of an off-road track, and a great view of the city. Other Düsseldorf gyms include The Fitness Centre and Future Sports both on the Königsallee. For a list of gyms in Düsseldorf visit: www.fitnesswelt.de and select D under "Fitness Studios". GOLF The Rhine area is particularly rich in golf facilities and plays host to the Linde German Masters in Pulheim every year. Some of the closest golf courses are: the Golf Park Meerbush - www.golfparkmeerbusch.de; Kosaido International Golf Club - www.kosaido.de and the Düsseldorfer Golf Club - www.duesseldorfer-golf-club.de. For a list of local golf clubs visit: www.golfportalduesseldorf.de/Golfclubs2.htm SOCIAL CLUBS There is a wide range of groups and clubs for expats in the region. For details, see the Groups and Clubs pages, starting on page 75. GERMANY EXPAT SURVIVAL GUIDE 15 relocation.qxd 15/12/2005 21:22 Page 16 Frankfurt Essentials With its vast, open spaces and impressive collection of cultural and lifestyle activities, Frankfurt consistently scores high marks as a place to live. RELOCATION WHERE TO LIVE Frankfurt is one of Germany's economic powerhouse regions and likes to call itself 'Mainhattan', an allusion to its skyscrapers and its location on the river Main. About 600,000 people work in Frankfurt but, like in Manhattan, most of them don't actually live there. Indeed, two thirds of the Frankfurt workforce choose to commute to the city, either because they prefer the suburbs and their higher quality of life, or because they can't find or afford an apartment in the city. The latter holds true for a lot of people: Frankfurt has one of the severest housing shortages in the country, especially inexpensive family housing and up-scale apartments in popular neighbourhoods. Despite the construction of some 2,500 apartments every year, Frankfurt's demand for housing is not even close to being met. Those newly-built units, though, are highly sought after and can be found mainly in Riedberg, the West and East Harbour, Rebstockpark and Friedberger Warte. Financially out of reach for many are the leafy neighbourhoods of Westend, the Holzhausen Quarter, the Poets' Quarter (Dichterviertel), and the Diplomatenviertel, all located north of the city centre and home to scores of consulates and executives' mansions. A lot of people look north, to the city's edge or beyond, to find a better selection of housing. Popular here are the neighbourhoods of Niedereschbach, Kalbach, Bonames, Niedererlenbach, Riedberg, and Harheim, which offer more green spaces and less hassle than the city. Even higher-end housing can be found northeast of the centre of town, in parts of Seckbach and Bergen-Enkheim. Many of Frankfurt's innumerable business executives and bankers shun the city altogether, 16 GERMANY EXPAT SURVIVAL GUIDE however. They usually set up residence in the Vordertaunus, a wooded area 45 minutes drive northwest of Frankfurt - that includes the towns of Königstein, Kronberg, Oberursel, Bad Homburg, and Friedrichsdorf. WHERE TO FIND RENTALS For apartment seekers, Frankfurt's three newspapers are the best starting point. The paper versions with real-estate ads hit the newsstands on Fridays and Sundays (Frankfurter Allgemeine Zeitung, Frankfurter Neue Presse), as well as on Wednesdays and Saturdays (Frankfurter Rundschau). If you want to check the ads online, go to their joint website at www.rheinmainmedia.de/rmc/?markt=38 (where you have to pay a fee by credit card to get the contact information) or www.fraktuell.com/imm/suche (no fee). Since a large portion of the market is covered by agents anyway, you might as well save time and effort by looking at some commercial databases, www.immowelt.de, www.immobilienscout24.de and www.planethome.de. Alternatively, check the non-commercial (and therefore commission-free) www.wohnungsinfoboerse.de, where after running your search you have to register to get the contact information. In general, click 'Mieten' for rentals, 'Kaufen' for purchases. If you are considering a given neighbourhood and would like to see its surroundings without actually going there, you can get an aerial view at www.frankfurt.de/sis/Stadtplan.html (enter an address including house number, choose the map scale, then click on 'Luftbild' instead of 'Karte' and confirm each by clicking 'OK'). WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:22 Page 17 Frankfurt Essentials WHERE TO ARRANGE A RESIDENCE PERMIT Ausländerbehörde Mainzer Landstr. 323 60326 Frankfurt am Main (069) 212 42485 and (069) 212 44133 WHERE TO REGISTER WHERE TO ARRANGE A DRIVING LICENCE Ordnungsamt Führerscheinstelle (3rd floor) Mainzer Landstr. 321 60326 Frankfurt am Main (069) 212 42334 This office also provides car registrations. OTHER USEFUL ADDRESSES The British Consulate in Frankfurt provides lists of English-speaking doctors, lawyers and other professionals in the area that might be needed at one time or another: (www.britbot.de/en/consular/frankfurt/index.htm). HEALTH AND RECREATION The city centre doesn't offer many green spaces, but the further you go toward the city limits, the more you can feel that not too long ago Frankfurt was a collection of separate small towns and villages. Between the neighbourhoods of Bockenheim and Rödelheim, for example, flows the small creek Nidda, along which you can walk, run or bicycle through fields until you reach Brentano Park. Also popular with runners is the Grüneburg Park in Bockenheim, neighbouring Goethe University's main campus on one side and the botanical Palmengarten on the other. The Palmengarten charges an entrance fee and WWW.EXPATICA.COM GYMS Many of the better-equipped ones are part of national chains, like Fitness Company and Kieser Training. The former has set up shop in eight locations in Frankfurt and offers not only fitness machines, but swimming pools, steam baths and saunas in some places. The other chain, Kieser, caters more to older customers who want to improve their health through muscle training. There are countless smaller or independent fitness clubs, many of which can be found at www.fitnesswelt.de/fitness-studios/F/ . See www.expatica. com/germany for more gym contacts RELOCATION Zentrales Bürgeramt Zeil 3 60313 Frankfurt am Main (069) 212 30600 is therefore not really joggers' territory, but it offers exotic plants from bougainvillea to hibiscus, as well as concerts, book readings and exhibitions. A nice circular run around an artificial lake can also be found at Ostpark, in Frankfurt's East End (Ostende). In the south lies the expansive, wooded Stadtwald, which can be conveniently reached by tram (Lines 14 and 21). GOLF The Rhein-Main region is home to dozens of golf clubs, where more than 25,000 players hit the fairways on a regular basis. Since membership fees vary greatly, it's best to shop around. A list of golf courses can be found at www.frankfurt-rheinmain.de (click 'Sport' in the topic bar). SOCIAL CLUBS Since the Frankfurt area is home to many multi-national companies, numerous international clubs have sprung up. Here expats can get together, exchange their experiences of living in Germany and take part in activities. The list ranges from German-British societies to the more exotic 'Exiles Rugby and Hockey Club' and the 'Frankfurt Scottish Country Dance Club'. For contact information see Expatica's list of groups and clubs in Germany, under Directory of expat groups and clubs. GERMANY EXPAT SURVIVAL GUIDE 17 relocation.qxd 15/12/2005 21:22 Page 18 Hamburg Essentials Port cities, with their gritty combination of the industrial and the romantic, are some of the most interesting places in the world and Hamburg is no exception. RELOCATION WHERE TO LIVE A tight real estate market means that renting in Hamburg can be expensive. Even so, there is a wide range of contrasts in places to live. You might, for example, be looking to settle down for a while in a villa or an apartment along the elegant foreshores of Hamburg's lakes around Harvestehude, or among the funky shops and inner-city avant-garde of the more gritty multikulti and gay St Georg. There is also Pöseldorf, which is where German fashion icons Jil Sander and Wolfgang Joop set up shop. But with its heyday back in the 1960s and 1970s, Pöseldorf appears to have lost some of its cutting edge. Blankenese is for those wanting to mix and mingle with Hamburg's rich. Perched on the Elbe, Blankenese is where sea captains' wives were said to look out across the water from their villas in the hope of catching sight of their husband's approaching ships. Winderhude, with its fine collection of 19th century buildings converted into apartments, has been rapidly moving up Hamburg's social scale. Smart shops, good restaurants and trendy pubs means it has now become a favourite spot for the city's 30-something set. WHERE TO FIND RENTALS A good starting place is the weekend editions of Hamburger Abendblatt (http://immonet.abendblatt.de) and Hamburger Morgenpost. WHERE TO REGISTER Einwohner-Zentralamt Amsinckstr. 28 / 34 20097 Hamburg (040) 428390 Or for your local registration office 18 GERMANY EXPAT SURVIVAL GUIDE (Einwohnermeldeamt) see: http://www.hamburg.de/Dibis/form/form_ einwohneraemter.htm WHERE TO ARRANGE A RESIDENCE PERMIT For Aufenthaltsgenehmigung or Aufenthaltserlaubnis: Ausländerbehörde Amsinckstr. 34 20097 Hamburg (040) 428390 For extensions and issuing of an Aufenthaltsgenehmigung or Aufenthaltserlaubnis you can also visit a local office of the Ausländerbehörde. They are listed under: http://fhh.hamburg.de/stadt/Aktuell/behoerden/inneres/einwohner-zentralamt/service/bezirklicheauslaenderdienststellen/start.html WHERE TO ARRANGE A DRIVING LICENCE Führerscheinstelle Ausschläger Weg 100 20537 Hamburg (040) 428580 MOTORIST CLUB ADAC Amsinckerstr. 39/41 20097 Hamburg (040) 2391 9278 HEALTH AND RECREATION OPPORTUNITIES There is a big selection of golf clubs located in and around Hamburg. Since membership fees vary greatly, it's best to shop around. For contact details of all the golf courses dotted around the Hamburg region, go to www.expatica.com/germany. WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:22 Page 19 Hamburg Essentials GYMS SWIMMING POOLS Like other big German cities, Hamburg has in recent years seen a veritable boom in fitness gyms. Many of the betterequipped ones are part of national chains, like Fitness Company, Elixia and Kieser Training. For those looking to take a dip or to swim for more regular exercise, there is a network of public swimming pools dotted across Hamburg. JOGGING Sometimes you feel like just breaking off and going for a run by yourself or with friends. Here’s where to jog in Hamburg. •Alsterrunde: About 8 kilometres around the Alster. •Stadtpark: Offers a range of running tracks. http://www.hamburg-stadtpark.de •Elbuferweg: From Neumühlen to Blankenese along the Elbe. •Forst Klövensteen: An endless run through forested areas. •Öjendorfer Park: This offers a pleasant turn around the Öjendorfer See. RELOCATION You should check out gyms you are interested in by arranging a free test session and try to negotiate a reasonable membership fee, especially when you join together with a partner. For contact details for local gyms go to www.expatica.com./germany Alsterschwimmhalle, which some visitors find to be a somewhat strange building. (040) 223012 Price: Adult EUR 8 for the day (children EUR 4), EUR 5.60 (EUR 2.80) for three hours and EUR 4.80 (EUR 2.40) for one hour. Bismarck-Bad, which has two different halls and offers a range of water-type activities, including whirlpool and Wassergymnastik. (040) 392663 Holthusenbad: 'This Eppendorf pool' offers a rather flash backdrop for swimmers. (040) 474754 Bondenwald offers a range of aquatic experiences and allows you to rent lanes. (040) 5518629 Volksdorf has an outdoor pool and Taka Tuka land (040) 6039349 For further information consult: www.baederland.de or the service hotline (040) 18 88 90 For more information on all your health and fitness options in Germany, go to www.expatica.com WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 19 relocation.qxd 15/12/2005 21:22 Page 20 Munich Essentials RELOCATION Munich is money, smart and upfront with a touch of neighbouring southern European flair. It is also firmly on the world tourist and expat map. WHERE TO LIVE WHERE TO FIND RENTALS Munich is one of Europe's most expensive cities, but a protracted period of economic stagnation means that the tight rental market appears to have eased slightly in recent years. While there is a seemingly endless supply of sources of information on accommodation, the Süddeutsche Zeitung and the Münchner Merkur are good starting points for exploring the city's rental market. The usual avenues of inquiry apply in Munich, from commission-charging agents to flyers at the local supermarket, all offering a way to find your home. Rents, however, have not fallen but rather have remained relatively stable. The average rent for a small, one-room unfurnished apartment is between EUR 400 and EUR 600. For a three-room unfurnished apartment the rent averages between EUR 900 and EUR 1,500. Naturally enough rents are highest in Munich's inner-city, such as in the upwardly mobile and (these days) somewhat mainstream Schwabing or vibrant Isarvorstadt (home to a vast array of bars including the city's gay bars) and areas like Glockenbachviertel. WHERE TO ARRANGE A RESIDENCE PERMIT CENTRAL MUNICH: Landeshauptstadt München Kreisverwaltungsreferat Hauptabteilung II, Einwohnerwesen Ausländerangelegenheiten Ruppertstr. 19 80337 München (089) 2332 3078 THE SUBURBS: There is also the rather cool Haidhausen neighbourhood on the right bank of the Isar River, with the inner-city the centre of Munich's shopping, nightlife and eating out culture. Landratsamt Mariahilfplatz 17 81541 Munich (089) 233 96000 WHERE TO REGISTER If you like dashing around to smart boutiques then you could take a look at the northern part of Maxvorstadt. Those looking for upmarket shopping may also like to try the area near the designer shops along Maximillian Straße and the rather posh and expensive Lehel neighbourhood. Landeshauptstadt Munich Kreisverwaltungsreferat Einwohnermeldewesen KVR HA II/2 Ruppertstr. 19 80313 München (089) 23323154 WHERE TO ARRANGE A DRIVING LICENCE This is also home to Munich's famed 'schicki-micki', as the city's fashionable set are known.' Anyone hoping to mix and mingle with the city's old money might think about checking out a villa in the pricey Bogenhausen. 20 GERMANY EXPAT SURVIVAL GUIDE Kreisverwaltungsreferat Kraftfahrzeugzulassung und Fahrerlaubnisbehörde Eichstätterstr. 2 80686 München (089) 233 96090 [email protected] WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:23 Page 21 Munich Essentials HEALTH AND RECREATION GOLF Anyone interested in golf will find themselves well served by Munich and its surroundings with more than 40 clubs in and around the Bavarian capital. This includes the Munchener Golf Club (081) 70450, Margarethenhof Am Tegernsee Golf Club (080) 2275060, Munchen-Riedhof Golf Club (081) 717065, and Tegernseer G C Bad Wiessee (080) 228769. SWIMMING For those looking to take a dip or to swim for more regular exercise, there are about 17 public swimming pools dotted across Munich. The biggest is OlympiaSchwimmhalle at the Olympiapark. It costs EUR 3.50 and EUR 2.50 for students. Tickets for six visits cost EUR 17.50. If you are interested in swimming against a dramatic backdrop then you should try Müllersches Volksbad (Müller's Public Baths), Rosenheimer Strasse 1. Completely renovated, the baths were designed at the turn of the last century. Admission is EUR 3.20 and EUR 2.50 for students. Tickets for five visits cost EUR 16.00 and EUR 12.50 for students. You can get free admission on your birthday. For a map showing your closest pool click onto: www.swm.de/m-baeder. There are also several popular swimming areas in WWW.EXPATICA.COM GYMS Munich has been through something of a fitness club revolution in recent years with the mushrooming of gyms across the city. RELOCATION Whatever the season for anyone interested in sport, whether it is of the spectator variety or something a little more active, Munich has a vast array of options to turn to. Apart from the Bavarian capital's own local teams, there is also an extensive network of Vereine (associations) or clubs for almost every imaginable sport. For starters you could consult the expat sports clubs listed under Expatica's groups and clubs. lakes and rivers in Munich, including the Isar River, which cuts through Munich. For those wanting to swim in lakes there are Feringasee, Fasaneriesee, Feldmochinger See and Lerchenauer See. Apart from taking a dip they also provide great opportunities for picnicking, sunbathing and just hanging about. At last count there were more than 90 major gyms spread across the city which means competition among gym operators can be tough. That of course is good news for anyone wanting to take out a membership. The name of the fitness game is negotiation as many gyms will be prepared to do all sorts of deals. Many of the gyms are parts of chains and offer different services with some of their premises more spacious than others and including extras. When signing up you should ask whether membership entitles you to entry to the company's other gyms which are often also in other cities. For a detailed listing of local gyms go to www.expatica.com/germany. JOGGING For jogging, Munich's wonderful Englischer Garten - with its enormous collection of tracks and paths, as well as its 11 kilometre circumference - is a hard place to beat. Those living in the centre of the city also like to pad along the embankments of the Isar River, but you could also try Olympiapark and the Schloss Nymphenburg park. GERMANY EXPAT SURVIVAL GUIDE 21 relocation.qxd 15/12/2005 21:23 Page 22 Stuttgart Essentials Home to Porsche and DaimlerChrysler, Stuttgart is the economic motor of the South. An aspiring metropolis, it combines Swabian thrift with international flair. RELOCATION WHERE TO LIVE One of the first terms you'll need to understand when deciding where to live in Stuttgart is Halbhöhenlage. This loosely means "half-way up the hill", and it refers to the hilly topography of Stuttgart, which is often described as a giant kettle, open on one side to the Neckar River Valley. The prime real estate of Stuttgart is along the steep, rising slopes of the kettle, offering breathtaking views over the city. Although the climate is good for buying property, don't expect to find cheap rentals - especially in prime locations. Rental prices have been steadily increasing, with no signs of a turnaround. There aren't many flats to choose from in the city centre. Central Stuttgart is traversed by its shopping-mile, Königstrasse, which is flanked by office buildings, the university, and public buildings. Housing opportunities generally begin at the edge of the city centre. Extremely dense, but with a delightful flair, Stuttgart-West is an attractive place to live, very close to the city centre. Sprinkled with markets, shops, cafes, theatres and small parks, almost anything you need is within walking distance. And that's a good thing because it's often hard to find a place to park in the west of the city. However, Stuttgart has a fantastic public transportation system, which gets you anywhere you need to be, without necessarily having to use a car. Stuttgart-Ost and Stuttgart-Süd are also quite charming and centrally located. If you're looking for something a little more exclusive, Killesberg and Degerloch won't disappoint you. And have a look at some of the outlying suburbs like Sindelfingen, Böblingen or Vaihingen, especially if you're working for DaimlerChrysler, IBM 22 GERMANY EXPAT SURVIVAL GUIDE or Hewlett Packard. This is also where you will have a much better chance of finding a garden for kids to play in. WHERE TO FIND RENTALS Your best bet for an extensive list of rentals is the Saturday edition of the Stuttgarter Zeitung, but expect lots of competition to get the flat you want. Another option is the Stuttgarter Wochenblatt or one of the many online services such as immobilienscout24.de or Expatica Housing. If you're still stuck you can contact a local real estate agent (Makler), who will charge you, depending upon the value of the flat, up to three months’ rent for his services. WHERE TO ARRANGE A RESIDENCE PERMIT Amt für öffentliche Ordnung Ausländerrechtliche Angelegenheiten Eberhardstr. 39 70173 Stuttgart (0711) 216-3889 or -3589 WHERE TO REGISTER Municipal offices (Bürgerservice) are located in each district. Call (0711) 216-0 to find your local office or check the website www.stuttgart.de. In some cases, you can find out about Residence Permits and Driver's Licences as well. WHERE TO ARRANGE A DRIVER'S LICENCE Kfz-Zulassungs- und Führerscheinstelle Krailenshaldenstr. 32 70469 Stuttgart (0711) 216-5400 [email protected] HEALTH AND RECREATION Stuttgart's elaborate park system is a gem WWW.EXPATICA.COM relocation.qxd 15/12/2005 21:23 Page 23 Stuttgart Essentials If inline skating is your thing, don't miss the weekly 30 kilometre tour of the Thursday-Night-Skaters (April-October). MINERAL BATHS With a daily yield of 22 million litres, the springs in the Stuttgart area support three mineral baths. For relaxing, working out, therapy or just soaking in the atmosphere, Stuttgart's mineral baths will have you understanding what Germans mean by “Wellness in no time”. Leuze Mineral Bath (Am Leuzebad 2-6, tel 0711 2164210) boasts 1700 square metres of pools, ranging in temperature and water type. There's also a sauna and fitness complex. Mineralbad Berg (tel 0711 9236516), located next to Leuze, is a family-owned business with nostalgic copper basins for bathing. Five different springs of 'medicinal water' feed the Mineral Bath Bad Cannstatt (Sulzerrainstrasse 2, tel 0711 2169240), which offers a wide range of therapeutic and traditional spa treatments. Check out the website: www.stuttgart.de/baeder. GOLF Still a growing sport in this region, you will find around 15 golf courses within reasonable driving distance of Stuttgart. The State of Baden-Württemberg, however, has more than 80 golf courses which you can locate on the website of the Baden-Württembergische Golfverband, WWW.EXPATICA.COM www.bwgv.de. Close to Stuttgart, try the Stuttgarter Golf-Club Solitude, 07044 9110410 or the Golfclub Domäne Niederreutin, 07457 94490. TENNIS Stuttgart is home to two world-class tennis events. The top names of men's tennis compete in the MercedesCup at the Weissenhof Tennis Club, while Porsche Grand Prix is a must for the women's circuit. For those wanting to have a hit themselves, try starting with the best of them at the Tennis Club Weissenhof e. V. Stuttgart, www.tennis-weissenhof.de. The Stuttgart city website (www.stuttgart.de) will help you find a list of all other tennis clubs in your area. RELOCATION in the heart of the city. It stretches from the city centre, through Rosenstein Park, past the city's mineral baths and the renowned Wilhelma Zoo, and continues all the way up the hillside to Killesberg Park. You'll also find a lovely green belt of forests and vineyards surrounding the city, making it quite easy to slip out of town for a quick jog or bike ride. Max-Eyth-See, northeast of the city centre, and Bärenschlößle, lying in the West, are two of the locals’ favourite destinations. MUSEUMS AND CULTURE Stuttgart is renowned for its world-class opera, ballet and orchestral music as well as its galleries, museums and other cultural institutions. And who's leading them? English-speaking expatriates! Reid Anderson, a Canadian, heads up the Stuttgart Ballet Company, Englishman Sir Roger Norrington is the conductor of the Stuttgart Radio Symphony Orchestra. The Staatsoper Stuttgart is an internationally mixed company regarded by many critics as Germany's leading opera house. The State Art Gallery building (Staatsgalerie Stuttgart) is a prime example of post-modern architecture. It was designed in 1984 by the English architect James Stirling. The permanent collection includes works by Picasso, Matisse, Beuys and Pollock. In 2005, the city of Stuttgart opened a new Kunstmuseum Stuttgart. It's a floating glass cube at the edge of the city's main square (Schlossplatz). It houses contemporary artworks and a stylish restaurant which has spectacular views. GERMANY EXPAT SURVIVAL GUIDE 23 relocation.qxd 15/12/2005 21:23 Page 24 Marriage and Divorce If you and your loved one are planning to formalise your relationship the German way, read our guide to marriage, gay partnership...and divorce. Falling in love is the easy part. The paper war that follows as you prepare to tie the knot can test a relationship, however. EU country is entitled to apply for a residency permit in an EU country.) RELOCATION DIVORCE How do you get married in Germany? It depends: marriages, like many things, are handled at the state level, and states have different rules about the papers they want to see. It also depends on which country you come from: contact your embassy or the local Standesamt (registrar's office), usually in the local Rathaus, to find out. If you need a certificate of non-impediment, the German process is fast. On the subject of things going pearshaped, the sole ground for divorce is disruption of the conjugal relationship to the point where it is not expected to be restored. Parties must be separated for at least a year. After this, if they agree to divorce, the marriage is presumed irreconcilably broken. After three years’ separation, it is presumed irreconcilably broken even if one spouse opposes divorce. GAY MARRIAGE CHECKLIST The institution of marriage has undergone something of a revolution recently with the introduction of gay ‘marriage’ — officially, Eingetragenelebensgemeinschaft — a government attempt to bring gay relationships into line with straight ones. Conservative lawmakers have refused to accept certain provisions of the law, so it falls short of equality, especially on taxation, but it provides key rights on things like hospital visits and taking over apartments in the event of one partner’s death. For gay foreigners, a paper saying you’re ‘married’ can guarantee an unlimited residence permit (unbefristete Aufenthaltserlaubnis). But be warned: gay marriages are often not valid in states with conservative governments. A court in Germany has, however, ruled that a gay marriage licence issued under foreign law does not constitute matrimony under German law. One effect of this is that those from non-European Union nations who have entered a gay marriage with someone from an EU nation are not entitled to live in Germany under EU residency or immigration rules. (Under EU rules the foreign spouse of a citizen of an 24 GERMANY EXPAT SURVIVAL GUIDE Still in the mood? Here are the documents you’re likely to need for marriage: • Birth certificate, with certified translation if not in German • Parents’ marriage certificate, with certified translation if not in German (not required if the details are on your birth certificate) • Proof of residence in Germany (Polizeiliche Anmeldebestätigung). • Proof of citizenship (usually passport) • Certificate to prove there is no hindrance to your marriage You must send your papers to the Oberlandesgerichts Präsident in Karlsruhe for processing (usually about three weeks). Once they’re returned and you have permission to marry, you can make an appointment to do the deed at the Standesamt. On the other hand, you can also apply for a German residence permit without having to go through the whole business of marriage, as long as your German/resident partner signs a guarantee that he or she will support you during any times of economic stress. WWW.EXPATICA.COM housing.qxp 2005-12-15 18:15 Page 25 relocation.qxd 15/12/2005 21:23 Page 26 Social Security System RELOCATION The welfare state is undergoing massive reforms. Here’s what you should know about what the state can do for you ... and what you must do for it. Germany's generous, comprehensive cradle-to-grave social welfare system was once the envy of many nations. But now the state has been hit by a funding crisis, resulting in part from the greying of the population, forcing the government to undertake major and unpopular reforms. People employed in Germany - including trainees, the military and civil servants must contribute to four principal social insurance schemes. Half the contribution is paid by the employer, half by the employee. The contributions are: Rentenversicherung (pension insurance), 19.5 percent; Arbeitslosenversicherung (unemployment insurance), 6.5 percent; Krankenversicherung (health insurance), 14.3 percent (average); and Pflegeversicherung (nursing care insurance), 1.85 percent (1.7 if you have children). EXEMPTIONS If you’re working fewer than 15 hours a week, or in some cases on a short-term contract, you will not have to pay contributions. Some self-employed people are also exempt, but artists, journalists and workers in publishing must pay if their income exceeds a certain amount. This is handled by the Künstlersozialkasse in Wilhelmshaven. Since 1 January 1999, selfemployed people working primarily on a long-term basis for one major client or employer must also contribute. Those starting new businesses in Germany can be exempt from contributions for up to three years. In certain cases, evidence that you have made provision for retirement can also exempt you. The days of a pan-European pension scheme are a long way off, but if you work in two or more EU countries you should 26 GERMANY EXPAT SURVIVAL GUIDE be able to combine contributions paid in each to qualify for a pension. BENEFITS Several countries, including the United States, Canada and Australia, have social security agreements with Germany allowing their citizens to claim benefits. It’s worth asking your embassy if this will help you, and which papers you’ll need. If you become unemployed in Germany you must register with the local employment office or Arbeitsamt. Some say they can be surprisingly helpful; others’ tales are grimmer. As part of Schroeder's reform agenda, the last government moved to cut benefits for the long-term unemployed, attempted to speed up the process for people finding jobs as well as offering inducements for those without work to set up their own business. EU citizens resident in Germany are generally eligible for social security and unemployment benefits. They can apply for Sozialhilfe (income support), and Wohngeld (housing benefit) at their local Sozialamt — but a wad of evidence is usually required before a benefit is approved. You can claim an old-age pension at age 65. While this remains the main source of old-age income, the government has begun offering tax breaks to encourage workers to supplement it with private retirement schemes. This reflects a worry that the deficit-hit pension scheme will be unable to meet future demands. The result: a raft of new private retirement schemes has hit the pension market. These can be arranged through banks and most insurance firms; it is wise to shop around to see which policy suits you. WWW.EXPATICA.COM housing.qxp 2005-12-14 16:22 Page 27 relocation.qxd 15/12/2005 21:23 Page 28 Bringing Your Pets There’s no need to leave your friends behind when you move to Germany. But importing pets requires lots of paperwork, so start planning early. RELOCATION Pets, it would seem, have a good life in Germany. They regularly turn up (with owners) for business meetings and dishes of water often appear when they are taken to even the most expensive restaurants. PET PAPERS If you want to bring a cat or a dog into Germany, start organising things early; a lot of paperwork is required. If all documents are not fully completed, your pet could be quarantined. Animals must have a check-up and must get a rabies vaccination between 30 days and one year before entering Germany; proof is required at the border. Documentation must be approved by the German consulate at your home base; the consulate will provide you with a bilingual veterinary certificate. No more than three animals can be imported without a special licence. There have been horrific attacks in Germany by fighting dogs (Kampfhunde), resulting in a crackdown. Certain breeds including bull terriers, pit bull terriers, Staffordshire bull terriers, American Staffordshire bull terriers and all crossbreeds of these dogs - may not be brought into the country. Hamsters, mice, guinea pigs and ornamental fish appear to have a relatively easy time moving in and out of the country, apart from bans on diseased or infected animals. Once you arrive in Germany, you will have to obtain the landlord's permission before keeping a pet in rented premises. Dogs (though not cats) must also be licensed. The cost of the licence, which must be renewed annually, varies between states and cities; expect to pay about EUR 60. Dogs can usually be registered at the local Rathaus or communal office. 28 GERMANY EXPAT SURVIVAL GUIDE DOG DOS AND DON’TS Dogs are not welcome in certain shops; this is indicated by a sign with a picture of a dog and the words ‘Wir müssen leider draussen warten’ (‘Unfortunately, we must wait outside’). They must be on leads in parks and are not allowed in playgrounds or cemeteries. You should probably carry a plastic bag when your pet is with you to pick up anything left behind. In general, owners must ensure their pets don’t endanger anyone or damage property. You’re legally responsible for your pet’s behaviour, so a special personal liability insurance policy could be a good idea. If you and your pet travel within Europe, you will probably need a valid rabies vaccination certificate. Your pet can take the train for about half the human fare. You can also bring pets on planes; notify the airline that you wish to do so when you book. European Union pet owners are now required to arrange for ‘pet passports’ when travelling with their animals. The passports, which are required before allowing an animal entry into an EU member state, are to include the pet's microchip or tattoo number for identification, as well as other data such as records of all vaccinations and clinical examinations. One aim of the new European Pet Travel Scheme (which is for cats, dogs and even ferrets, rabbits and rodents) is to provide proof that the animal has been vaccinated against rabies, with the passport also setting out details of the pet's tick and tapeworm treatment. Experts estimate that it could cost about EUR 80 to ensure a pet is fit for the new EU passport rules, which also apply to animals travelling to EU member states from other countries. WWW.EXPATICA.COM housing.qxd 15/12/2005 21:26 Page 29 Renting a Home Finding that little piece of heaven is never easy. Here’s a guide to take some of the pain out of what can quickly become a very complicated business. Whether you prefer to live in the innercity or at the edges of town, in a warehouse or a farmhouse, Germany offers a remarkable range of housing possibilities. A protracted period of economic stagnation means that rents across the country have remained relatively stable. But as a rule, you'll find that cities such as Frankfurt, Munich, Hamburg and Cologne are more expensive than Berlin. Indeed, it is still possible to find an oldstyle apartment in Berlin (with all mod cons) for what you end up paying for a much smaller shoebox in a less cheerful, new building in another city. The Hausverwaltung, normally a different company to the Makler bureau, is the entity that manages the property and the one you will end up dealing with. HOUSING But wherever your little piece of heaven is, the rules of the German renting game are essentially the same. deposit. It’s OK if your firm is paying, but otherwise the fee can be quite a shock to the system, especially as once you have handed it over the Makler tends to melt away very quickly and take no further interest in your problems. If you are planning a briefer time in the city, you could try the network of Mitwohnzentrale, which keep listings of WG (Wohngemeinschaft - shared housing) and apartments for sub-letting. The appeal of these is that they are usually fully furnished. The down side is that you will have to pay a fee, sometimes hefty, in advance. GETTING STARTED Decide early on what renting route you want to take. Do you want go via the Makler (estate agent) route and face having to fork out vast sums of money in advance? A Maklergebühr (agent’s fee) can mean paying out at least two months rent before you even move in — not including two, or in some cases three, months’ security Otherwise, places to rent are advertised in newspapers and other key city publications. Fronting up for advertised apartments in popular parts of the city, though, could mean you’ll find yourself facing stiff competition from a cast of thousands who have also turned up. Competition is particularly tough for small-to-medium sized continued on page 30 USEFUL TERMS AND ABBREVIATIONS 2-Zi-Whg (2 Zimmerwohnung): Two rooms plus kitchen and bathroom EFH (Einfamilienhaus): One-family house Einbauküche: Fitted kitchen RH (Reihenhaus): Terraced house Kaution: Deposit HH (Hochhaus): High-rise building Nebenkosten: Extra costs (e.g. heating, rubbish removal) DU (Dusche): Shower WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 29 housing.qxd 15/12/2005 21:26 Page 30 Renting a Home continued from page 29 apartments. One of the best ways to find an apartment is to place an advertisement yourself in one of the main newspapers, setting out what you are after. Many Germans do this. around than there used to be, but most places contain nothing — no light fittings, curtains, refrigerators or, in extreme cases, floor coverings or kitchen! This is because Germans tend to rent and stay in apartments for a long time. HOUSING THE LEASE Some landlords prefer to find tenants this way because it means they can avoid dealing with a deluge of inquiries; they can choose who they want to speak to in advance. Non-Germans can (emphasis is on ‘can’) be attractive to landlords, as they likely won’t be around forever and the property can be put back on the market soon at a higher rent. If you’re not planning to choose a Wohngemeinschaft, be aware that some landlords or agents will ask for your Polizeiliche Anmeldung (police registration). Once you have expressed an interest in a place, you will normally be asked to fill in a questionnaire (or Fragebogen) giving information about yourself (Selbstauskunft). The questions cover things like income, marital status and number of children, but they can be quite intrusive, asking things like whether you are pregnant, have a criminal record or even — believe it or not — belong to a political party. It could be a good idea to have a lawyer or German-speaking friend take you through the lease before you sign it. German leases are not universal and can include all sorts of surprises. In particular, watch out for the dreaded Staffelmiete clause, which means that rent automatically increases each year by a certain percentage. This can be quite steep, so what seems like a bargain could turn expensive after a few years. All sorts of other things can be tucked away in a lease, such as a requirement that you put a metal trap in the sink to catch food, or disconnect the water supply to balcony taps in winter. If you don’t and the pipe bursts, you could owe damages. Leases can also require you to do things when you leave, like taking down the funky wallpaper and painting over the murals to return the place to how it was when you moved in. WHAT YOU’LL GET Rents are either Kaltmiete (cold rent), meaning net rent, or Warmmiete (warm rent), which includes utilities such as heating and sometimes cable TV. There’s more furnished accommodation The duties can depend on just how long it is that you’ve had the flat. The lease will also set out how much notice you have to give before moving out, which also depends on how long you have lived there. For detailed information on managing your finances as an expat, visit www.expatica.com/germany 30 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM relocation.qxp 2006-01-04 23:12 Page 31 Destination Service Germany · Assignment Management Worldwide C O N S U LTAT I O N SM OOTH TRANSITION q Your needs: Legal requirements fulfilled in order to commence project upon arrival q Our expertise: Qualified consultants to ensure all legalities are met q Your needs: 100% focus on project q Our expertise: 24-hour support throughout the assignment S T R E S S - F R E E - S TAY q Your needs: A home, not just a place to live q Our expertise: Professional home search with a personal touch KEWA Relocation GmbH · Barbarastraße 5 · D-50735 Köln · Germany Tel. +49-(0)221-9 76 61-0 · Fax +49-(0)221-9 76 61-11 · www.kewa.de · [email protected] housing.qxd 15/12/2005 21:27 Page 32 Buying a Home Owning your own home in Germany has become more attractive lately. Arm yourself with some essential knowledge before you start shopping. HOUSING A weak economy has made the German property market far from exciting in recent years, but the prospect of the government moving to wind back state pensions has made owning bricks and mortar a more interesting proposition for Germans, who for the most part have been renters. In addition to the economy's sluggish performance, the new CDU-SPD government has decided to abolish one of the few tax benefits for homeowners, the 'Eigenheimzulage'. But the weak economy has also meant property prices have remained subdued (and may have even fallen in some places). This, combined with low interest rates, means buying could work in your favour. You don't have to be German - or even a resident - to buy what is known in the business as an ‘Objekt’. All you need is a valid passport and enough money. Realise at the outset that total costs, including agents’ fees and fees for preparing the contract, can add up to 10 or 12 percent of the purchase price. As you head onto the market, don't forget the three rules of investing in property, which also apply in Germany — 'Lage, Lage, Lage' (location, location, location). PICKING YOUR TEAM Because no home-owning culture has really developed in Germany, buying a property here can proceed at a relatively leisurely pace, without the tensions that arise in other markets through auctions or bidding wars. But for really popular properties you may find yourself competing in a quasi-auction, with your agent (Makler) handling rival bids from prospective buyers. Before you buy, it is advisable to assemble a 32 GERMANY EXPAT SURVIVAL GUIDE small team of advisers: a lawyer, a notary (‘Notar’), a tax accountant and, if possible, an architect. Once you’ve found your dream home, you normally won't have to sign anything committing you to the purchase until you are presented with the final contract. In general, you just have to reach an agreement with the owner on the price. After that, events can move quickly. This is when the team of advisers comes to the fore, with the notary playing a key role. The buyer should select the notary who draws up the contract. You should insist on this from the start, no matter how chummily things surrounding the sale have gone. Never accept the Notar suggested by the owner. Considering the size of the investment, you should have as much control as possible, especially as the terms of the contract can vary. After the purchase has gone through, if the building is part of a modernisation project and the developer installs a firm to administer the property (Hausverwaltung’), it is probably worthwhile to link up early with the other new owners and seek out a new Hausverwaltung. Your tax accountant should help you through the purchase, as the bank or mortgage company will want to see details of your recent tax returns. The accountant will fill you in on exactly what the tax advantages are, depending on whether you want to live in the property or rent it out. For example, some areas are zoned to regulate the rents that can be charged on a property. The tax office could also want details of how you have financed the purchase. WWW.EXPATICA.COM housing.qxd 15/12/2005 21:27 Page 33 Buying a Home MORTGAGES AND CONTRACTS In general, mortgage financing usually can be arranged for about 60 or 70 percent of the purchase price. Anything above that will need to be secured, possibly through insurance. This is sometimes based on the income of the purchaser. There are all sorts of things to watch out for, including the age of the heating system, for which new standards have been in force since 2005. If everything goes to plan, you’ll be given the contract to read through before you sign. It’s a good idea to have an independent lawyer go through the document. Try and get as many of your wishes written into the contract as possible. This could include work the owner agrees to undertake before you move in, or fittings you want kept — especially if the property is being modernised. Valuable door handles, for example, have a way of disappearing before you move in. In making your list, don't forget the common areas, such as the stairwell (is there carpet?) and entrance area (does it need an update?). If the property is in a complex being renovated, you can pay instalments as building progresses. These will be set out in the contract. You can also draw up a 'Mängelliste' (list of faults) before moving in; this is when an architect is useful. TAKING THE PLUNGE The parties will assemble in the notary's office on a specified date to sign the contract (and partake in the seemingly ancient ritual of the notary reading out the contract word for word first). You must have WWW.EXPATICA.COM You should not pay the final payment until you are completely satisfied with any renovation work and have established that all your wishes have been fulfilled. Work done on modernised properties usually carries a five-year guarantee (‘Gewährleistung’). But don't be surprised if the building firm responsible for bearing costs of work under the guarantee suddenly declares itself bankrupt once the project is done. HOUSING In the meantime it is wise to have an architect look over the property, especially if it is part of a renovated building. your passport with you when you sign. The contract will set out the date for the ‘Übergabe’ (handover) of the property. If the owner or builder fails to meet this deadline you could be entitled to make certain claims. Either way, battles over the Gewährleistung will take up many long hours at the building's annual owners' meeting. WHAT IT ALL COSTS The cost of the process depends on who is involved. Here is a general idea of who gets what: •Notary: about 1.5 percent of the purchase price •Stamp Duty or Property Tax (‘Grundsteuer’): 3.5 percent •Makler: between 3.5 percent and about 6 percent, including VAT (but the commission charged depends on the state) •Registration of the property: between 0.8 and 1.2 percent If the Objekt is in the former east (where ownership claims are still being settled), you may find that much paperwork has not been completed. This could even include the ‘Grundbuch’ (land title register). All mortgages must be secured in the Grundbuch; this must be done by a notary. So you stand to be hit with a bill whenever a piece of paper concerning the property moves in the local administration. GERMANY EXPAT SURVIVAL GUIDE 33 housing.qxd 15/12/2005 21:27 Page 34 HOUSING Accommodation Agencies BERLIN FRANKFURT Ackselhaus Belforter Str. 21 10405 Berlin 030 4433 633 City Residence Hansaallee 2 60322 Frankfurt 069 299050 CB Richard Ellis Charlottenstrasse 60 10117 Berlin 030 7261540 Noor Immobilien Meisengasse 11 60313 Frankfurt 069 20401 E-Rent Real Estate Aachenerstrasse 40-42 50674 Köln 0221 619939 HIC Real Estate Neumannstrasse 40 13189 Berlin 030 47305792 MUNICH Inn Side Graf-Recke-Strasse 5 40239 Düsseldorf 0211 6101780 Sireo Real Estate Dernburgstrasse 50 14057 Berlin 030 3434640 Maximilian Apartments Hochbrueckenstraße 16 80331 Munich 089 242580 Mr. Lodge Barerstrasse 32 80333 Munich 089 3408230 TSC Immobilien Münchenerstrasse 19A 82319 Starnberg 08151 911462 COLOGNE/DÜSSELDORF HAMBURG Schaper Apartment Rothenbaumchaussee 112 20149 Hamburg 040 41333900 Most Germans tend to rent rather than buy 34 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM genesis.qxp 2005-12-14 20:03 Page 35 money.qxd 15/12/2005 21:28 Page 36 Banking The currency in Germany is the euro, but there are many ways of paying other than cash. Here’s how to open an account and pay for goods and services. MONEY It is normally relatively swift and easy to open a bank account (regular or online) in Germany. Let's start with the basics: the big four German-owned banks are Deutsche Bank, Hypovereinsbank (HVB), Dresdner Bank, and Commerzbank. As well there are the Sparkassen (savings banks) and the Postbank (operated by the Post Office). There are also a number of foreign banks, including Citibank, operating in Germany. Expats may also find it is convenient for them to open an offshore bank or investment account. For example, many big British high street banks offer offshore services along with banks in Switzerland. The conditions for opening offshore or non-resident accounts vary considerably; in particular, many institutions require a minimum opening balance. Charges for offshore or non-resident accounts can also be quite hefty. You may also find that you face additional charges if the account balance falls below a certain amount. In most cases, however, it is possible to use the accounts for making regular payments. The services, charges and means of access to the account can also vary depending on what currency the account is in. While some institutions will provide you with both a cash card and a credit card to access the account, others might offer you only a credit card as they don't see the account as being set up to be used on a daily basis. So it also pays to shop around for offshore banking services. Before moving to Germany it is advisable to check up whether your home bank has a link to Germany, which can help you to establish your bona fides with the German bank and to streamline the 36 GERMANY EXPAT SURVIVAL GUIDE process of opening an account in Germany. But even if this is the case, you will probably need to go through certain steps once you arrive in Germany before the German bank will agree to activate your account. Once you have selected a bank in Germany you should also check whether it has cooperative arrangements with banks in other nations. This means that when you are in another country you can withdraw funds from your German account without incurring any costs. RESIDENCY PERMITS REQUIRED In most cases it is impossible to just come in off the street and set up an account you will first have to present a batch of paper before they will agree to draw you into their fold. The key pieces of paper of course being your polizeiliche Anmeldebestätigung (see How to get a Residence Permit, p10) to prove that you reside in Germany, and your passport. Some banks may allow you to open an account without a polizeiliche Anmeldebestätigung, but they are unlikely to allow you to set up standing orders or to arrange credit. If you are a student you will need additional proof of your student status. As a student, many banks will not charge you fees, so it is wise to check before you sign up with them. You will need an ‘EC-Karte’ (cash card) to withdraw cash from the ‘Geldautomaten’ (automatic teller machines) and to operate the bank's other customer service machines. Most German banks use the Maestro card system. You can also use your cash card to buy things from shops and other businesses. continued on page 38 WWW.EXPATICA.COM mandarino.qxp 2005-12-14 20:51 Page 37 money.qxd 15/12/2005 21:28 Page 38 Banking continued from page 36 CREDIT CARDS MONEY If you apply for a credit card in Germany, you will probably find that the amount you have run-up is deducted from your account automatically each month. After all, Germany still is very much a cash-based society, as it has been since the traumas of the rampant inflation of the 1920s. But the credit card revolution has been slowly taking hold in the country, with a range of entities from the railways through to department stories offering credit cards. Don't be surprised, though, if small restaurants or shops refuse to accept credit cards. HOW TO OPERATE YOUR ACCOUNT If you are receiving a regular income in Germany, you will need to open a 'Girokonto' (current account). You will probably have to supply your employer with your account number and 'Bankleitzahl' (sort code) so that your salary can go directly into your account. You will also need to know your IBAN number and swift code. Every account in the European Union's 25 member states should have an IBAN number. This is aimed at facilitating international payments in Europe. Consequently, an IBAN and sometimes Swift code is important for money that is being sent from an employer based in another EU country. If you want to operate multiple accounts then you should ask your bank what is the cheapest way to do this; it might be as a system of sub-accounts connected to your main ‘Girokonto’. You may have to set up a 'Dauerauftrag' (standing order) to pay regular bills such as rent, telephone, electricity or to pay off a loan. To set up a standing order, you need to 38 GERMANY EXPAT SURVIVAL GUIDE give your bank the account number and sort code of the account a payment is to be made to, as well the name of the recipient and the address of the recipient's bank. The payment is made via an 'Überweisung' (transfer). This is the most common way of paying bills. Paying bills by cheque or credit card is very unusual, so one early banking lesson - whether you intend to do your banking over the counter or online - is to get up to speed with the 'Überweisung' form. There is one small point that's important to remember when filling in forms and writing numbers in Germany. Always reverse the usual Anglo-US conventions for points and commas. Thus what you might write as EUR 2,500.00 appears in German as EUR 2.500,00. The same holds in spoken German - for example, 'drei komma fünf Prozent.' BANKING BLUES The German banking system is emerging from an era of rigorous cost-cutting, which has meant, among other things, that many banks are scaling back the number of local branches they operate. One thing this means is that when you open your account, you might find that you are encouraged (to put it mildly) to set up an online banking account too, or to use the customer service machines or the bank's telephone banking services for all your banking business rather than deal with a real person at the counter. To use telephone banking you will also need a special code from the bank. You can set up an online account with online banking software or simply with the bank's online banking website using a normal browser. But several internet providers, including AOL and T-Online, also offer online banking services which link you to your bank. WWW.EXPATICA.COM kiefer.qxp 2006-01-04 22:19 Page 39 money.qxd 05/01/2006 14:13 Page 40 Taxation Taxes are inevitable, sadly. And expats should know what kinds they might face. Here is an overview of the main ones and how to handle them. MONEY One of the first tasks involved for anyone moving to Germany is to assemble a small group of advisers to help you plot your way through life in the new nation. Along with a doctor, a dentist and a lawyer, a ‘Steuerberater/in’ (tax accountant) is one of the first people it is good to make contact with after arriving in Germany to establish your tax responsibilities in the nation. In seeking the advice of tax accountants, you should be aware that the German system of the state recognising Steuerberater/in means that they can be a little bit more strict in their dealings with you than their counterparts in other nations. It should also be noted that the German tax system is a state matter, with the tax year essentially a calendar year that runs to the end of December. INCOME TAX Taxable income in Germany is derived from the following seven basic sources: •Agriculture and forestry •Trade or business •Independent professions •Employment •Capital investment •Rents and royalties •Other income (as defined by tax law) Anyone who takes up residence in Germany or has his or her customary place of abode here is subject to an unlimited tax liability on his or her worldwide income. You can be resident in more than one country; for German tax purposes ‘customary place of abode’ means an address you live at for more than six months of the year. 40 is carried out (not the place where the salary is paid). The Steuerberater/in may insist on seeing a document (such as a work contract) setting out the terms and conditions of your employment or basis of your income, whatever these may be. The tax office will issue those working for German employers with a ‘Lohnsteuerkarte’ (wage tax card), which you hand over to the pay office to be used as a basis for tax withholding. HUSBANDS AND WIVES Spouses may file jointly (splitting tariff) or separately. In general, splitting tariff is more advantageous, but it’s granted only if both spouses are resident in Germany. (Exceptions are made for EU nationals under some conditions.) Income earned by dependent children is not included in the joint return; they must file their own if the income exceeds a certain amount. A unique feature of the German tax system is the Kirchensteuer (church tax). It dates to the early 1800s, when Prussia gave churches the right to levy tax to compensate for property taken to help pay for the Napoleonic wars. The churches’ right to tax is now in the German constitution. When filling in your tax form or first visiting an accountant, you'll be asked to declare a religion. Up to nine percent tax is levied as a payroll deduction on the income of Protestants, Catholics, and Jews. If you're not religious, say so, but know that the tax office can ask you to prove it. This is relatively easy for Germans. It can be trickier for foreigners, and you may have to formally 'leave' the church at the local town hall (Rathaus) if you do not want to pay church tax. The source of employment income is considered to be the place where employment continued on page 42 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM amertax.qxp 2005-12-14 22:49 Page 41 money.qxd 04/01/2006 15:14 Page 42 Taxation continued from page 40 MONEY Another curious quirk of the German taxation system is the 'Solidaritätszuschlag' (solidarity surcharge) levied on every citizen to help meet the enormous costs of rebuilding the former communist East. The amount to be paid is currently calculated as 5.5 percent of your total income tax or company tax payments. If you’re on a self-employed basis, you face a more complicated system. Your earnings will usually be subject to ‘Mehrwertsteuer’ or MwSt (value-added tax or VAT). The scale largely depends on your profession or other income-earning activities. The self-employed must normally make quarterly instalments and tax declarations listing income and all deductions on which MwSt has been paid. Ask your accountant for a guide to how much you might be required to pay each month. As part of the government's tax reform, income tax for those on the lowest rung has fallen to 15 percent from 16 percent this year; the top rate has moved to 42 percent from 45 percent. There is a tax-free exemption of EUR 7,664. SOCIAL SECURITY Essentially, all employees working in Germany are subject to the social security system, which covers statutory pension funds, unemployment insurance, contributions to the statutory care scheme (nursing at home), health insurance and work accident insurance. Many professional groups are, however, able to opt out of the state system and join their professional organisation's group pension plan. At the same time, many public servants qualify for state pensions without having paid into the system. SPECIAL TAX RELIEF Employment income connected to special construction, engineering or consulting work outside Germany lasting at least three months is tax-exempt provided the employee works abroad for a German employer and there is no tax treaty with the foreign country. SERVICE PROVIDERS Americans' Income Tax Service Katharinenstrasse 12 10711 Berlin 030 890470 www.americans incometaxservice.com Martin Brune Sudetenstrasse 125 47249 Duisburg 0203 9304602 www.stb-brune.de First Command Financial Services, Inc. Moehringer Landstrasse 87 70563 Stuttgart 0711 7823943 www.firstcommand.com 42 First Command Financial Services, Inc. Abraham Lincoln Strasse 2 65189 Wiesbaden 0611 977090 www.firstcommand.com Ocean Management Kölnerstrasse 31 60327 Frankfurt 069 73900877 www.oceanmanagement.com Independent Insurance Broker and Investment Adviser Hainstrasse 2 61476 Kronberg 06173 995020 www.insure-invest.de COMPUTER SYSTEMS Genesis Systems Tumblinger Strasse 15 80337 München 089 55269030 www.genesis-computersupport.com Paul A. Kiefer, Esquire US Attorney and Tax Advisor Klingelhoefer Strasse 5 10785 Berlin 030 24085212 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM money.qxd 04/01/2006 15:14 Page 43 Insurance It is important that you take out the appropriate level of insurance cover while living in Germany. Here are some of the major kinds of policies available. Once you settle on an insurer, don't be surprised if an agent wants to drop by your house to take you through what’s on offer — and maybe even size you up for cover you hadn’t planned on. ACCIDENT AND DISABILITY ‘Unfallversicherung’ (accident and disability insurance) policies pay out in case of death, or provide income support if you are hospitalised or unable to work. They may even pay damages in case of injury, and cosmetic surgery costs. Some insurers link the premiums you pay to later pension payments, but it’s important to compare plans and not take the first offer. Be ready to ask lots of questions about possible benefits before agreeing to a policy linked to a pension. MONEY A key thing to remember in taking out insurance in Germany is to shop around. The market has become intensely competitive, and it really pays to keep an eye on the news or consult consumer guides to be sure you get the best deal. A helpful information source is the German consumer group Stiftung Warentest, which compares prices and products. Its website is at www.warentest.de. LEGAL The list of what can be insured seems to be endless; the following is an outline of the most important kinds of insurance to consider. (For health insurance and car insurance, consult the Healthcare and Driving chapters, p55 and p63). PERSONAL LIABILITY Anyone renting a house or flat should consider ‘Haftpflichtversicherung’ (personal liability insurance). It covers cases of liability for injury or damage to other persons or their property. You are covered whether the negligence was yours, a family member’s, or even in some cases a pet’s. ‘Rechtsschutzversicherung’ (legal insurance) covers legal costs up to a set amount. It can be taken out for the whole family. There are various kinds, including ‘Arbeitssrechtschutz’ for work-related matters and ‘Verkehrsrechtsschutz ‘for traffic altercations. Those renting property might also consider Mietrechtsschutz. INABILITY TO WORK ‘Hausratversicherung’ (household contents insurance) covers your home’s contents against fire, theft, water damage, vandalism and hail. It’s not compulsory, though some rental contracts require it. Some people, especially the self-employed, might want cover for 'Berufsunfähigkeit' (inability to work). This pays out if you become unable to work, for example because of illness or accident. Some people also use it to top up benefits they would receive from the government's 'Erwerbsminderungsrente'. Many banks and insurance companies offer coverage for Berufsunfähigkeit. The insurer may also offer it to you as part of a private retirement scheme. In any country, it’s advisable to keep a list of all insured items (and receipts), and even photos of valuable items. In big cities, bicycle theft is a problem; if yours is valuable, ask if it can be included in the policy. If not, consider an extra policy. Be aware that there are two such policies: ‘Berufsunfähigkeitsrentenversicherung’ offers cover for pension payments during the time you are out of the work force; while 'Berufsunfähigkeitversicherung' offers an income while you're laid up. HOUSEHOLD CONTENTS WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 43 education.qxd 15/12/2005 22:16 Page 44 Education System Sizing up the education system is one of the biggest challenges for parents posted abroad. Here's what you should know about school in Germany. EDUCATION Like almost every aspect of German social policy, the education system is facing major changes. This follows the publication of a comparative international study which showed German education standards had slipped recently, sparking a major debate about the need for overhaul. At the moment, each of the 16 states ('Länder') operates its own school system; these differ to varying degrees. The Länder are also responsible for universities and post-secondary education. While students are held to high academic standards and face regular oral exams, education in Germany is a far cry from the strict Prussian system some expats expect and fear. The curriculum may often be highly academic in focus, however, with not too much attention paid to more general interests, such as photography or music. SCHOOL HOURS The school day starts at 8am and generally finishes by 1pm. There are few extracurricular activities, but there are school groups such as theatre and sport associations, and fee-based after-school and sometimes preschool facilities for children up to about age 12, sometimes in the school grounds. VACATIONS Children generally get six weeks of vacation in summer, one in autumn, two in winter, two in spring, and two in June. STARTING SCHOOL Most children start school at age six. Some states have a cut-off date, such as 30 June; a child born after this date is a 'kann Kind' ('can child') as opposed to a 'muss Kind' ('must child'). He or she can attend school with slightly older children if he or she passes a test, but is not obliged to. NON-GERMAN STUDENTS The grade foreign pupils are placed in when they arrive depends on how well they speak the language. Children who speak no German at home and have not attended a German kindergarten must often repeat first or second grade. As the number of non-German students has risen, some adaptations have been made. Children who were not born in Germany or whose parents do not speak German at home are offered preparatory classes, bilingual classes, intensive courses or remedial classes, depending on the state. Administrators generally discourage early admissions on the assumption that even if a child is ready intellectually, he or she may not be ready socially or physically. KINDERGARTEN Before 'Grundschule' (primary or elementary school), most children attend 'Kindergarten' (preschool.) It is not part of the regular public school system and is neither required nor free. Still, most three to six-year-olds attend. Tuition fees are usually based on income. Space is often limited. DAYCARE Foreigners with children born and raised in Germany often worry that their children are losing their cultural roots. Some states help these children with tuition for classes in their parents' mother tongue. 44 GERMANY EXPAT SURVIVAL GUIDE A very popular form of day-care service is provided, for a fee, at state-run 'Kitas', continued on page 46 WWW.EXPATICA.COM OU_MH.qxp 2005-12-14 23:06 Page 45 Step forward with the OU The Open University: • global leader in supported distance • Alearning The largest university in Europe qualifications and quality from a leading • Courses, British university • Over 450 courses to choose from • One-off courses, diplomas or degrees • All courses taught in English • Credit transfer for previous studies For more details about the OU contact one of our local coordinators Hamburg: 040/42883 2478 or email [email protected] Munich: 089/6608 6583 or email [email protected] Cologne: 0221/1626 235 or email [email protected] www.open.ac.uk education.qxd 15/12/2005 22:16 Page 46 Education System continued from page 44 which offer after-school and sometimes pre-school activities. The maximum age is about 11 or 12, and many Kitas offer facilities for very young children. Two private daycare services offer an alternative: 'Kinderläden' offer activities for pre-schoolers; 'Schülerläden' offer after-school activities. EDUCATION GRUNDSCHULE Children attend Grundschule for four years, or in some states six. In addition to the '3 Rs', the children learn science, local history and geography. They also get lessons in religion, though parents may choose ethics lessons as an alternative instead. On the first day of school, children bring a 'Schultüte', a decorative parcel full of candy and small presents, and the older children perform for the new students and their families. HIGH SCHOOL In the last year of Grundschule, the decision is made as to whether pupils will attend the 'Hauptschule', 'Realschule' or 'Gymnasium'. The system is quite rigid: pupils are placed based solely on academic performance. About a quarter of children go to Gymnasium. It has nothing to with sport or physical education; it is the literal translation of 'high school'. It lasts from about age 12 to 18 or 19 and is required for anyone planning on tertiary education. At least two foreign languages are required: one English, the other usually Latin or French. Students must choose a 'Zweig' (branch) in the seventh grade - 46 GERMANY EXPAT SURVIVAL GUIDE for example, maths and science, languages, or humanities - in which they get extra tuition. In the 13th grade, students prepare for the 'Abitur' exam, which they must generally pass to go to the tertiary level. In most states, a student who fails more than two subjects must repeat the entire year - to repeat the same grade twice, he or she must change schools. About one quarter of children attend Realschule, where they learn basic subjects to prepare them for a mid-level job in business. It's possible, with high grades, to transfer from a Realschule to a Gymnasium. After six years, students graduate with a diploma, the 'Mittlere Reife'. The next step is usually vocational school, where they learn more business and industry related skills. Most salespeople, nurses, mid-level civil servants and secretaries have been to Realschule. Finally, the other half of the children are sent to Hauptschule. Its five-year programme teaches basic skills, including one foreign language, and prepares pupils for apprenticeship or unskilled or semi-skilled work. They also continue with basic subjects and English. After graduating from Hauptschule they can go on to a vocational school, which takes another two years. PRIVATE SCHOOLS Germany has about 3,000 private schools; many are boarding schools. Private schools often have a longer school day. Some are international and conduct classes in English. Often, the curriculum is designed to prepare students for the International General Certificate of Education (IGCSE) or the International Baccalaureate (IB) Diploma. WWW.EXPATICA.COM vlerick.qxp 2005-12-15 13:34 Page 47 Your N°1 Partner for your international career We offer: Ω General management courses covering all management domains Ω Specialised courses offering in-depth knowledge in a specific management domain (Master Classes) Ω SME programmes Visit our website for dates of upcoming info sessions: www.vlerick.be/go/infosessions Top Ranked by the Economist Business Intelligence Unit and the Financial Times Vlerick Leuven Gent Management School, Campus Ghent and Campus Leuven, Belgium tel +32 (0)9 210 98 99, fax +32 (0)9 210 97 00, email [email protected] or go to www.vlerick.com The MBA that’s as mobile as you are Worldwide accreditation: AACSB, EQUIS and AMBA For details tel: 089 89 70 90 48 or e-mail: [email protected] www.oubs.open.ac.uk/germany education.qxd 15/12/2005 22:16 Page 48 How to Choose a School Making the right choice of school is one of the most important decisions expat parents have to make. Here is a guide to help you through the process. EDUCATION There are three basic aspects that determine what the best choice of school will be for your international child: how old the child is; how long you will be abroad; and whether this is an isolated move or one in an expected series of moves. If your child is young, a local school could be the best and most convenient choice for your whole family. This is especially true if you plan to be abroad for only a few years as a one-off experience, or conversely, if you plan to live long-term in your new country. Your child will make friends close to home and learn the language and culture,, to the whole family’s benefit. Most European primary schools offer a solid foundation for further studies, and it would be unlikely for the children to find themselves behind in certain subjects once they return home. But if your child is at the end of primary school or in secondary school, or will be moving often during his or her educational career, being thrust into an ordinary QUESTIONS TO ASK Are there any other expat kids at the school? What is the social life like for the average child at the school? What is the curriculum? How will your child's progress be assessed? Which diplomas does the school offer? To what extent are parents encouraged to get involved with the school and decisions regarding its policies, etc.? 48 GERMANY EXPAT SURVIVAL GUIDE local school will not be ideal. In these cases, most parents and educators would agree that the best option is either an international school or a local school with an international (English) stream. Most importantly, such children should attend a school whose system (curriculum, testing, etc.) is compatible with future needs. offer different diplomas “ Schools and qualifications. The most common and widely accepted are GCSE and IGCSE and the International Baccalaureate (IB). ” If your child plans to go on to higher education — either back home or at your next destination — it is vital that you find out how the school they go to now will affect their choices later. Once you narrow down your list of possibilities, try to visit the schools you are considering before you make your final decision. See the box at left for a list of important questions to ask when you visit. Most people will tell you that the headmaster's (principal's) attitude and management style will be the single most important factors in making a school successful. Steer clear of any school that does not encourage or accept the fact that you do not speak the local language at home. That indicates they do not have a clear idea of the realities and needs of the multilingual, multicultural child. Although not all children are natural-born relocators, it helps to know that most children are more adaptable than we usually give them credit for and, with support, will make a success of this new opportunity. WWW.EXPATICA.COM berlitz.qxp 2005-12-15 00:07 Page 49 education.qxd 04/01/2006 15:43 Page 50 International Schools BERLIN FRANKFURT The Berlin British School Dickensweg 17-19 14055 Berlin 030 35109190 The Frankfurt International School An der Waldlust 15 61440 Oberursel 06171 2020 EDUCATION Berlin International School Lentzealle 12-14 14195 Berlin 030 82007790 John F. Kennedy School Teltower Damm 87-93 14167 Berlin Elementary School 030 902995711 High School 030 902995758 Heidelberg International School Wieblinger Weg 9 69123 Heidelberg 06221 7590600 Internationale Schule Frankfurt-Rhein-Main Strasse zur Internationalen Schule 33 65931 Frankfurt 069 3482970 The State International School Pfalzburger Strasse 23 10719 Berlin 030 902923913 European Business School Rheingaustrasse 1 65375 Oestrich-Winkel 06723 690 BONN HAMBURG Bonn International School Europastrasse 28 53175 Bonn 0228 3776915 International School Hamburg Holmbrook 20 22605 Hamburg 040 8830010 Independent Bonn Interntional School Tulpenbaumweg 42 53177 Bonn 0228 323166 50 STUTTGART International School of Stuttgart Sigmaringer Strasse 257 70597 Stuttgart 0711 7696000 REST OF GERMANY Black Forest Academy Postfach 1109 79396 Kandern 07626 91610 Dresden International School Goethealle 18 013009 Dresden 0351 3400428 International School of Bremen Thomas-Mann-Strasse 8 28213 Bremen 0421 3379272 International School Hannover Region Bruchmeisterallee 6 30169 Hannover 0511 27041650 MUNICH Bavarian International School Hauptstrasse 1 85778 Haimhausen 08133 9170 COLOGNE St.George's School Anton-Antweiler-Strasse 4 50937 Köln 0221 2978990 European School of Munich Elise-Aulinger-Strasse 21 81739 Munich 089 628160 DÜSSELDORF Munich Business School Elsenheimerstr. 61 80687 Munich 089 54767816 The International School of Düsseldorf Niederrheinstrasse 336 40489 Düsseldorf 0211 94066 www.isdedu.de 82319 Starnberg 08151 3660 Munich International School Schloss Buchhof GERMANY EXPAT SURVIVAL GUIDE UNIVERSITIES Open University Postfach 200365 85511 Ottobrunn Munich: 089 66086583 or [email protected] Hamburg: 040 428832478 or [email protected] Cologne: 0221 1626235 or [email protected] www.open.ac.uk Vlerick Lueven Gent Management School Reep 1 9000 Gent +32 (0)9 2109899 www.vlerick.com WWW.EXPATICA.COM education.qxd 16/12/2005 18:19 Page 51 Language Schools BERLIN Akademie für Fremdsprachen Nürnberger Strasse 38 10777 Berlin 030 8843020 All Aboard Alt Moabit 105 10559 Berlin 030 39833993 Berlitz Kurfürstendamm 201-203 10719 Berlin 030 3239047 [email protected] Berlitz Friedrichstrasse 95 10117 Berlin 030 2042124 [email protected] Die Neue Schule Gieselerstrasse 30A 10713 Berlin 030 8730373 F+U Berlin Friedrichstrasse 189 10117 Berlin 030 20617670 Goethe-Institut Berlin Neue Schönhauser Strasse 20 10178 Berlin 030 259063 Hartnackschule Motzstrasse 5 10777 Berlin 030 2164459 WWW.EXPATICA.COM Linguamobil Warthestrasse 29 12051 Berlin 030 60975981 Tandem Berlin Lychener Strasse 7 10437 Berlin 030 4413003 COLOGNE Inlingua Grosse Sandkaul 19 50667 Köln 0221 9252642 Linguarama Marzellenstrasse 3-5 50667 Köln 0211 160990 MUNICH Berlitz Leopoldstrasse 56A 80333 Munich 089 397020 [email protected] BWS Germanlingua Hackenstrasse 7 80331 Munich 089 59989200 Desk Sprachkurse Blumenstrasse 1 80331 Münich 089 263334 DID deutsch-institut Arnulfstrasse 10 80335 Munich 089 54285913 EDUCATION ih Berlin - PROLOG Hauptstrasse 23/24 10827 Berlin 030 7811076 Lichtenberg-Kolleg Pestalozzistrasse 96 10625 Berlin 030 3138121 Fokus Brienner Strasse 48 80333 Munich 089 52314347 DÜSSELDORF Central Sprachschule Friedrich-Ebert-Strasse 3133 40210 Düsseldorf 0211 357635 STUTTGART FRANKFURT REST OF GERMANY Berlitz Biebergasse 6-10 60313 Frankfurt 069 280875 [email protected] Berlitz Hauptstrasse 81-85 65760 Eschborn 06196 400450 [email protected] Deutschpartner Kirchstrasse 1 64462 Königstein 06174 20990 OUTSIDE GERMANY HAMBURG International House Poststrasse 51 20354 Hamburg 040 352041 Anglo-German Institute Friedrichstrasse 35 70174 Stuttgart 0711 60187650 Paraninfo Princesa 70 2808 Madrid Spain +34 902 900594 www.paraninfo.com GERMANY EXPAT SURVIVAL GUIDE 51 jobs.qxd 15/12/2005 21:32 Page 52 Working in Germany If you are an expat, it seems there are a handful of suitable jobs and an awful lot of job-seekers. But it can be done and here’s the guide to get you going. JOBS Citizens from the European Union and the European Economic Area have the good fortune to be able to seek work in Germany without a permit, but it is a far from simple process for everyone else. For many expats moving to Germany, arranging a work permit is what makes clear the difference in status between Europen citizens and those from non-EU nations. For an EU or EEA citizen, getting a work permit is a relatively easy procedure, in keeping with the process of creating a borderless Europe. You first have to arrange a residence permit and apply for an income tax card ('Lohnsteuerkarte') if you are going to be employed by a company on a contract. For those planning to work freelance, all you need is a tax number which you can get from your local tax office ('Finanzamt'). But a non-EU citizen must clear more hurdles. Having gone through the same steps as EU and EEA citizens, he or she must then apply for a work permit (‘Arbeitserlaubnis’) at the labour office (‘Arbeitsamt’) in the area where his or her prospective employer is based. It is also possible to obtain work permits at some German diplomatic missions in other nations. EXCEPTIONS TO THE WORK PERMIT RULE Spouses of EU citizens can be granted special work rights. Students are generally permitted to work up to 20 hours a week during semester and hold full-time jobs in the vacation. Members of a family who have moved to Germany because one partner has been transferred here are generally granted residence permits, but those seeking work are required to obtain permits. It might be best to let the authorities know you want one when you’re applying for the visa to come to Germany. self-employed or work freelance if the authorities consider that the proposed business will have a positive effect on the German economy or if the business meets a specific local need. A business is considered to be economically beneficial if there is an investment of EUR 1 million and the creation of ten jobs. Entrepreneurs whose business plans do not meet these conditions will have their residence permit applications evaluated on a case-by-case basis. There are certain exceptions to this rule - for example, it is normally straightforward for Americans to get a residence permit which allows them to work freelance as English teachers. See www.existenzgruender.de/ migranten/englisch/ for more information on setting up a business as a foreigner. A residence permit will normally be granted if you can demonstrate you are qualified for the occupation you want to take up and there is a reciprocity agreement with your home country. Senior company executives do not require work permits. PREREQUISITES There are several prerequisites for gaining a work permit in Germany. Apart from your residence permit, you must have a letter from your employer. Sometimes employers are required to prove to the employment office that they have first attempted to fill your position with an EU or EEA national. Granting a work permit to a non-EU citizen must not place Germans, EU or EEA citizens at a disadvantage on the jobs market. This essentially means a permit will only be granted if no comparable EU or EEA employee is available. ‘GREEN CARDS’ Considering the present grim state of the 52 Budding expat entrepreneurs can obtain a residence permit which allows them to be continued on page 54 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM international store.qxp 2005-12-15 00:37 Page 53 jobs.qxd 15/12/2005 21:32 Page 54 Working in Germany continued from page 52 JOBS German labour market, a significant problem for anyone interested in working here at the moment is finding a job at all. However, the government has been taking steps to free up regulations surrounding the labour market. This has included the introduction in August 2000 of US-style ‘green cards’ aimed at filling the gaps in the labour force by drawing in IT and high-tech specialists. Under the green card scheme, foreigners and their families are permitted to come to Germany for a maximum of five years to work in the IT sector. In a bid to stamp out the growing practice of avoiding tax and social insurance payments with ‘grey economy’ jobs, Berlin has created socalled ‘EUR 400’ jobs. These involve all kinds of work, from cleaning to being an express courier or a gardener. NEW IMMIGRATION LAW Berlin has moved to liberalise the granting of German citizenship. At the same time, the government has introduced a land immigration law, which includes enticements to highly skilled foreigners to come to Germany and measures to attract those wanting to establish businesses in Europe's biggest economy. As part of efforts aimed at integrating foreigners living in Germany, the state is to pick up most of the tab on language courses. In addition the new law reforms the rules on granting asylum; and makes possible fast-track expulsion of foreigners deemed a security threat. All the major temporary-employment agencies are represented in Germany. Depending on the job you are after, the best place to find work can often still be the classified sections of major newspapers and city magazines. HOW TO APPLY Actually applying for a job is a complicated business in most circumstances, with most applicants expected to provide detailed written evidence and evaluations of their progress through the workplace as well as copies of university and school certificates — plus sometimes two passport photos. In addition, because the German system places strong emphasis on training programmes, in many instances those applying for jobs will be expected to spell out in great detail the training they have undergone. Even those working in shops and department stores have to have gone through two years of ‘Ausbildung’ (training). Unless you are applying for a job for which language skills are not important, it is probably best to make sure that at least your covering letter and CV are in German. Job interviews conducted in Germany tend to follow a similar pattern to those in other nations, except that a representative of the so-called ‘Betriebsrat’ (the company or office work council) might sit in on the interview. The Betriebsrat is a very strong and established part of the German industrial relations system, and a representative present at your interview is aimed at protecting your rights. WHERE TO LOOK FOR WORK If you are seeking work in Germany, you should consult the Central Placement Office of the Federal Institute for Employment (ZAV). The ZAV is responsible for placing applicants from abroad with German firms, as well as placing German applicants with firms abroad. 54 GERMANY EXPAT SURVIVAL GUIDE Zentralstelle für Arbeitsvermittlung der Bundesanstalt für Arbeit (ZAV) 53107 Bonn Tel: 0228 713 0 Fax: 0228 713 1111 www.arbeitsamt.de WWW.EXPATICA.COM health.qxd 15/12/2005 21:33 Page 55 Healthcare System Germany’s healthcare system has undergone some major surgery to trim welfare costs — and the signs are that the operation has been a success. Gerhard Schröder faced stiff opposition to his tough economic reform agenda, but he can claim one major success from his overhaul of the nation's welfare system, with evidence that the changes to the country's lumbering health service are starting to work. The improvement in the health funds' finances follows the introduction in 2004 of the deeply unpopular health service reforms, which included a special quarterly EUR 10 charge for patients visiting doctors and higher fees for patients on drugs. Since then, the health funds report that costs for drugs, sick pay and patients' travel expenses have dropped. The fall in costs reflect key elements of the government's reform, which include restrictions on travel expenses, coverage of sick pay, and the introduction of higher deductibles on prescription drugs and abolition of coverage of over-the-counter drug sales. PREMIUMS Up until now Germany's once generous welfare state provided the country with largely comprehensive healthcare services, including spa treatments and taxi bills paid by insurers. But health premiums have jumped from 11 percent of gross salary in 1977 to more than 14 percent, with only the Swiss and the Americans paying more than the Germans for healthcare. The aim of the new reformed German health service is to share the pain of reform, with Germans forced to pay more out of their own pock- WWW.EXPATICA.COM As a sign that the German health reform debate still has some way to go, the government has also been considering the introduction of a so-called citizen insurance scheme which could require every citizen to make contributions to the nation's public health insurance groups. This includes many public sector employees and the self-employed who at present are able to take out private health cover. Private health insurance is also popular with expats living in Germany for a specific period. HEALTH The government is hoping that the country's big public health funds (‘Krankenkassen’) will consider lowering premiums following the publication of official data showing that the funds had chalked up a surplus of over EUR 1 billion in the first half of 2005. ets for medical care and the government hoping that the lower premiums will help to spur private consumption in the nation. EMPLOYER RESPONSIBILITY In general, those working for German companies will find that their employers arrange their health insurance cover. Employers and employees each pay half of a member's premiums. Since the start of 2004 premiums have dropped to an average of 14.2 percent of employee's income. In 2006 this should be reduced to 13.6 percent and in 2007 to 12.15 percent. Since July 2005, members of German statutory health funds have also been required to pay extra for some dental work such as bridges, crowns and replacement teeth, as well as sick pay. This will involve a special contribution of 0.9 percent of their gross salary. From that, 0.4 percent will be for the extra dental work and 0.5 percent for sick pay. Since the start of 2005, contributions by childless people over the age of 23 to nursing-care insurance increased to 1.1 per cent. Many doctors in Germany offer both conventional medicine and alternative continued on page 56 GERMANY EXPAT SURVIVAL GUIDE 55 health.qxd 15/12/2005 21:33 Page 56 Healthcare System continued from page 55 forms of treatment such as homeopathy, and you may be asked which treatment you prefer. If you have any major dental work to be done you should first ask your dentist for a quote and then check it out with your insurer. HEALTH All surgeries will have set hours for visiting (Sprechstunden). For those who are members of public health funds you simply turn up during the allotted times and present your insurance cards. Privately insured patients should ring in advance as in most cases they will be given a special appointment and be able to jump the (often) long queue in the waiting room, although in some busy big city general practices this does not apply. You can go straight to a specialist in Germany, but sometimes it is better to first see your GP as they normally have a stable of specialists they work with. In addition, many health funds have rules for payment for specialist services. This is especially the case with private health insurance cover. Either way, you should always take your health insurance card with you, including if you have to go the hospital. In general, doctors' bills are sent to your home address and paid via your bank account. You must keep a copy of all bills (both visits to the doctors and prescriptions) for sending on to your health insurer. Pharmacies tend to follow the old-fashioned Germany trading hours and are open between about 9am and 6pm. A list of late-night of pharmacies in your neighbourhood is normally in the front window of your local chemist. Chemists in areas such as airports, busy shopping centres and railway or underground stations are often open until at least 8pm. 56 GERMANY EXPAT SURVIVAL GUIDE MEDICAL SURCHARGE Patients insured with statutory funds will be required to make a quarterly payment of EUR 10 when they visit a doctor. Private patients are exempt. HOSPITAL CARE This costs EUR 10 a day for a maximum of 28 days per year. Those receiving outpatient care and house visits will face an additional charge of EUR 10 plus 10 percent of the overall medical bill. SICK PAY From 2006 employers will be required to pay all salaries for workers after the seventh week of sick leave without receiving any assistance from the insurance companies. Workers will be required to pay a supplementary premium of 0.5 percent. Sick pay up to the sixth week of illness is covered by health insurance. CUTS IN CLAIMS Patients will no longer be able to make claims for taxi rides to out-patient treatment. Claims for sterilisation for nonmedical related reasons has also been removed, with financial assistance for spectacles and other sight aids only available for patients under 18 years and for the severely handicapped. Death benefits and cash payments when a new baby is born are to be dropped. PREVENTIVE ACTION Patients undertaking preventive care will be rewarded with a rebate from health funds. Out-patient treatment within the EU is covered, but for a hospital stay approval from the insurer is required. DENTAL CARE Since July 2005, members of German statutory health funds have been required to pay extra for some dental work such as bridges, crowns and replacement teeth. This involves a special contribution of 0.4 percent of their gross salary. WWW.EXPATICA.COM axa.qxp 2005-12-15 13:15 Page 57 health.qxd 15/12/2005 21:33 Page 58 Hospitals BERLIN FRANKFURT St Joseph Krankenhaus Bäumerplan 24 12101 Berlin (030) 788 20 Krankenhaus Nordwest Steinbacher Hohl 2-26 60488 Frankfurt (069) 760 11 St Marien Krankenhaus Gallwitzallee 123-143 12249 Berlin (030) 767 830 Krankenhaus Maingau vom Roten Kreuz Scheffelstr. 2-16 60318 Frankfurt a.M. (069) 403 30 HEALTH Martin Luther Krankenhaus Caspar-Theyss-Strasse 27 - 31 14193 Berlin-Grunewald (030) 895 50 Charité University Hospital Switch (030) 45050 Campus Charité Mitte Schumannstr. 20/21 10117 Berlin Städtisches Krankenhaus München-Harlaching Sanatoriumsplatz 2 81545 Munich (089) 621 01 Krankenhaus Barmherzige Brüder Romanstr. 93 80639 Munich (089) 179 70 COLOGNE Universitätsklinikum Theodor-Stern-Kai 7 Frankfurt (069) 630 11 MUNICH Krankenhaus MünchenBogenhausen Englschalkingerstr. 77 81925 Munich (089) 927 00 Campus Virchow-Klinikum Augustenburger Platz 1 13353 Berlin Akademisches Lehrkrankenhaus der Universität zu Köln Ostmerheimerstr. 200 51109 Cologne (0221) 890 70 Eduardus-Krankenhaus Cologne Custodisstr. 3-17 50679 Cologne (0221) 827 40 Thinking about health insurance? More information on this and other aspects of expat health can be found at www.expatica.com 58 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM settlingin.qxd 15/12/2005 22:09 Page 59 Utilities Connecting to utilities in Germany is a reasonably straightforward procedure. For most people, this will largely be handled by the 'Hausverwaltung' (building management company). But you'll have to arrange your electricity connection yourself. UTILITY COMPANIES When you sign the lease for your new home, the Hausverwaltung representative should give you a form to fill in for your local electricity company. Frankfurt: Mainova 01801 188811 www.mainova.de Electricity companies are local or regional and have different rules for signing up customers; some may require that you produce ID such as a passport. Hamburg: Hew 01801 439 000 www.hew.de In some cities it can include telephone, cable TV and your contribution to the cost of operating the building's lift and 'Hausmeister/in' (concierge). 'Cold rent' is basic rent exclusive of utilities. Whichever you have, any problems you encounter with services like water or heating will generally be taken care of by either the Hausverwaltung or the Hausmeister/in - even if you own the property. Since the liberalisation of the European energy market in 1998, private households in Germany have been able to check the rates offered by different utility companies and select the one which offers the best price. It pays to shop around; the websites www.verivox.de and www.warentest.de might be helpful. RUBBISH AND RECYCLING Nobody recycles like the Germans. Over Munich: Stadtwerke München 01802 796 796 www.swm.de the past decade or so, Germany has introduced comprehensive recycling rules that provide for a series of sorting bins in every apartment building, contributing to a near-daily ritual of separating items for recycling. SETTLING IN So-called 'warm rent' includes 'Nebenkosten' such as heating, water, rubbish collection and building electricity. Berlin: Bewag 01801 113366 www.bewag.de Product packaging can be removed and left at retail outlets, meaning that German industry has to take back and dispose of its own packaging and used products, which tends to reduce excess packaging at the source. Germany also has tough rules for nonrecyclable drink containers. A deposit has always been payable on beer and milk sold in glass bottles, but retailers are now required to charge a deposit on cans and so-called 'one-way' bottles 'Einwegflaschen'), such as plastic ones that contain mineral water and soft drinks. Got something to sell? Try placing an advertisement in the online Classifieds at www.expatica.com WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 59 settlingin.qxd 15/12/2005 22:10 Page 60 Telephone and Internet GETTING CONNECTED One telephone number in Germany that will help you to open your lines of communication to the outside world is 008 008 123 7546, the English information hotline operated by Deutsche Telekom. (All other service providers usually have some English-speaking sales staff as well.) SETTLING IN As for phone rates in Germany, they vary at least for domestic calls - for different times of the day. You will be billed on a monthly basis for the telephone rental and the individual calls. If you don't like too much pesky paper around, you can always access your bill via Telekom's internet site. What you have to decide before you connect is what type of line you want: analogue or ISDN. You might also want to have a DSL broadband connection for the internet, which can be arranged at the same time. You can save several set-up fees (not to mention time and effort) if you order the whole phone and internet package in one go. Following the deregulation of the European phone market in the 1990s, Germany now has one of the world's most competitive telecommunications markets, so it pays to try to size up what services and products are currently available on the market. Besides Telekom, a number of other companies offer the complete phone and internet package, among them Arcor and Debitel; or, in the Cologne/Bonn area, NetCologne. The Call-by-Call companies are very much a moveable feast: they change regularly, as do the offers. You simply add the prefix to the number you want to dial. The amount charged appears as part of your regular monthly Telekom telephone bill. Websites such as www.teltarif.de, www.tariftip.de and www.billiger-tele- 60 GERMANY EXPAT SURVIVAL GUIDE fonieren.de provide information on which companies offer the best deals, including for international calls, or keep an eye on the newspaper. In addition, the German consumer group Stiftung Warentest is constantly comparing tariffs, prices and products in the computer, telephone and online business. Its website is www.warentest.de. ONLINE The German internet world is essentially dominated by T-Online (an offshoot of Deutsche Telecom) and America Online, but there are a whole host of other internet providers (not all ISPs provide their services in English). The price tag for broadband DSL had come down to almost the same you used to pay a few years ago for slow modem connections (28.8 KBit/s). Now you get a good DSL package (at a speed of 2 Mbit/s and a volume of 2 gigabytes/month) for around EUR 25. If you download tons of files on a regular basis, you might want to go for a bigger package, like 5 or 10 Gbytes/month, which raises your DSL bill to around EUR 30 or 35. Add to that your regular analogue phone line (EUR 16) and you end up with a monthly internet/phone bill of EUR 40 to EUR 50. GET MOBILE Germany uses the GSM mobile phone system, which is compatible with the rest of Europe and several other nations but not with the US. The list of companies operating a mobile phone network in Germany comes down basically to five: T-Mobile (once again an offshoot of Deutsche Telekom), Vodafone, E-Plus, D2 and O2. You can purchase your mobile at a wide variety of stores and sign up there with the above mentioned service operators along a variety of call plans. WWW.EXPATICA.COM settlingin.qxd 15/12/2005 22:10 Page 61 Television, Video, DVD The vast majority of German households have cable television, which, combined with the public and commercial stations, means you have a choice of about 30 channels. If you want more, including access to many national European TV stations, then there is also satellite. If you want to hone some language skills there are also stations broadcasting in Turkish, French, Polish, Russian, Italian, Spanish, and Portuguese. However the variety and daily schedule times of these channels may vary significantly as it depends on your local or regional cable provider. What's much harder to find on cable are English-language channels, except for CNN International and BBC World, which are strictly news stations. Dubbing is fairly universal on German television, but sometimes the channels offer stereo viewers the opportunity to choose a language. TV STATIONS VIDEO Germany has two public broadcasting corporations, ARD and ZDF, with ARD tending to provide more serious programming and ZDF lighter entertainment. Germany uses the European PAL system for videocassettes and video player/recorders, which means that videos from countries which use different systems (such as the US) are not compatible. The public broadcast stations are also divided regionally, such as WDR covering the western part of the country and NDR the north. The key commercial stations are SAT-1 and RTL, which offer a mixture of popular entertainment and news. The other stations include 3- SAT, a joint production of German, Swiss, and Austrian national television, and the highbrow ARTE, a joint French-German station. RTL 2, Super and Vox also offer light entertainment, including a big dose of dubbed US films and soaps mixed in with a little bit of erotica. There are also 24 hour news channels (N24, Euro News and N-TV) as well two pop videos channels, MTV and its German rival, Viva. Plus there is sport on Euro Sport and DSF. WWW.EXPATICA.COM SETTLING IN TV and radio owners in Germany have to pay a monthly fee (EUR 17) to help meet the cost of operating the public stations. Cable operators are in general regionally based and access is usually arranged through the firm managing your apartment. The normal practice is that the cost of the cable TV service will be included as part of your 'Nebenkosten' (additional costs) which are added onto the monthly rent for the apartment. FOREIGN LANGUAGE TV DVD If you want to watch a movie or TV show in the original English, it's a good idea to get a DVD player. Virtually all video stores now provide a bigger variety of DVDs than video tapes, and almost all DVDs carry the audio in several languages. Besides movies, many video stores now provide TV shows on DVD like Friends, The Sopranos, Six Feet Under, The Simpsons and Will and Grace, to mention but a few of the titles available at almost any rental store you may end up joining. As with videos, DVDs are regionalised by the manufacturers, so check what your system will allow you to play. GERMANY EXPAT SURVIVAL GUIDE 61 settlingin.qxd 15/12/2005 22:10 Page 62 Public Transport There is a wealth of public transport options in Germany, and quality is high. But be good and pay for your ticket, or it could cost you...in euros and shame. Public transport in German cities is regular, efficient, comprehensive and integrated. And in most cities, it's topped off with plentiful (if expensive) taxis. It makes you wonder why anyone bothers with a car. Besides buses and sometimes trams, most German cities operate an S-Bahn ('Schnellbahn', for suburban commuter travel) and a U-Bahn (underground rail system). SETTLING IN TICKETS Transport is run on an honour system there's usually no machine or guard to check your ticket when you get on or off. It's often tempting just to jump on and go for free. But the consequences are fairly major if you're nabbed by an inspector. The authorities have imposed big fines in the hope of shocking people into buying tickets. In Berlin, this has been increased by EUR 10 to a hefty EUR 40. And then there's the humiliation of being dragged off the train by the ticket inspector so so he or she can take down your details. Those who jump into carriages appearing to contain no inspectors might be surprised at who walks over to ask for a ticket: inspectors come from all walks of life and are often in plain clothes. There's really no excuse for not having a ticket on you; they've heard it all. Even 'Someone's stolen my bag' or 'I am visitor from another country' won't usually wash, though saying you left your monthly or annual ticket at home gives you a week to produce a valid ticket. Some tickets, such as monthly passes, are available at designated shops. Most, though, you buy from a machine on the platform or inside the carriage. Human ticket-sellers are largely a thing of 62 GERMANY EXPAT SURVIVAL GUIDE the past. This can speed things up but is frustrating if for some maddening reason you don't have the right change or, worse, the machine rejects your coins. Buses are a special case, as you can pay the driver. But it is best to have correct change. Each city decides on its own fares, but a single ticket (Fahrkarte, Fahrschein, or Fahrausweis) is usually about EUR 2. A range of tickets are available: some cover a specific period, say two hours, a day, a week or a year; others cover journeys of a few stations. There are also tickets for groups, families, dogs and bicycles. Each city's various forms of transport are integrated, and a ticket is usually good for all of them - buses, S-Bahn, U-Bahn and trams. On some short-journey tickets, though, you may not be allowed to transfer between S-Bahn and trams. If you have a Deutsche Bahn (railway) ticket, you can use it to travel on the S-Bahn between your home and the railway station. Transport regions are divided into zones, and you pay according to the number of zone boundaries you cross. TAXIS You can flag taxis down in the street, but often the best idea is to find the closest taxi rank. They aren't cheap by any means: prices vary between cities, but for a 2km inner-city journey you might pay about EUR 7, including a Grundtarif (base price) of about EUR 3.00. URBAN TRANSPORT AUTHORITIES Berlin: www.bvg.de Frankfurt: www.rmv.de Hamburg: www.hvv.de Munich: www.mvv-muenchen.de WWW.EXPATICA.COM settlingin.qxd 15/12/2005 22:10 Page 63 Driving It's not just about learning different road signs - you'll also have to untangle the driving licence process. Let our guide steer you right. DRIVING LICENCES SHORTER STAYS If you are a citizen of a European Union or European Economic Area member state your driving licence is valid in Germany. Those staying in Germany for less than six months need not register to legally drive on their home licence in Germany. Others essentially have six months to get a German licence based on their home country licence. Those staying between six months and a year can drive using their home licence, but must go to the local driver's registration office ('Führerscheinstelle') within six months to announce that they plan to do so. Others can swap their home licence for a German one or can get one just by passing a written test. In a bid to keep on the right side of US business, some German states, such as Hamburg, have radically simplified the procedure for Americans to obtain a driving licence. Under certain conditions, they can apply to automatically convert their US licence. Those from some nations, though, such as Australia, New Zealand and India, will probably have to take a driving test to get a German licence. Those forced to apply for a German driving licence often opt to go through a driving school ('Fahrschule'). Costs vary, but tuition is often around EUR 500. Many schools have simplified courses for experienced drivers, which cost less than beginning ones; shop around. A word of warning however - if you don't obtain a German licence within three years after gaining residency, you will then have to take as many behind-the-wheel and theory lessons as a first-time applicant is forced to endure. WWW.EXPATICA.COM You must bring an official translation of your licence (the ADAC automobile association can make you one), plus proof of when you are leaving (such as an airline ticket or a work contract). CHECKLIST When applying for a licence, you are likely to be asked to bring the following: SETTLING IN There are special arrangements for certain US states and some nations, such as Canada; check out the rules for your state or country. Americans from some states are exempt from both the practical and the written test when applying for a German licence. Your home licence with an official German translation A statement by the applicant that the licence is still valid An official ID such as a passport Your residency registration from the Einwohnermeldeamt A recent photograph (35x45mm) Proof of how long you have been a resident in Germany (normally available from the Ausländerbehörde) The results of a recent vision test The name of the Fahrschule you intend to go to, if applicable. But check before you go; requirements can vary between states. REQUIRED EQUIPMENT German law requires that all vehicles be equipped with a triangular caution sign and a first aid kit (DIN number 13164). First aid kits are available at the ADAC. GERMANY EXPAT SURVIVAL GUIDE 63 settlingin.qxd 15/12/2005 22:11 Page 64 Driving EU LICENCES The German authorities are encouraging people to swap over their European Union national licences for EU licences. The licences essentially set out information stating name and date of birth. SETTLING IN If you did decide to swap your licence for a EU licence you can normally do this at your local Führerscheinstelle or sometimes at the Einwohnermeldeamt/Meldestelle. You can also try your local ADAC office, where the queue might not be quite as long. right - that is, give the right of way to vehicles and cyclists coming from the right - except on streets marked as priority roads. DRINK DRIVING In line with most EU states, Germany fines anyone caught driving with more than 0.5mg of alcohol per 1ml of blood. The fine for first offenders is EUR 250; you will also lose four points and your licence will be suspended for one month. PARKING Either way you need to take several documents, including passport/ European ID, passport photos, and your Polizeiliche Anmeldungsbestätigung. There will also be a charge. The cost of metered parking can vary considerably depending on location. You should expect to pay EUR 1 an hour, though you could pay as much as EUR 1 per half hour. SPEED LIMITS Parking fines are between EUR 5 and EUR 35. In areas with limited but unmetered parking, you sometimes need a Parkscheibe - a cardboard disc indicating what time you parked at, which you display under your windshield. Speed limits are 50km/h in cities and towns, and 100km/h on the highway unless otherwise marked. In certain areas, for example near schools, the limit is 30km/h. LEASING And in some urban areas, marked 'Schrittempo', you are expected to crawl along in first gear. There is no speed limit on the 'Autobahn', except where marked. German road authorities, however, recommend a top speed of 130km/h. Those backed by companies can lease a car during their stay in Germany. Procedures are fairly standard across the country, but as with most contracts and major purchase agreements in Germany, it's a good idea to go through the agreement with a lawyer glancing over your shoulder. SPEEDING FINES Fines for speeding in Germany start at EUR 15 for exceeding the speed limit by 10km/h. At more than 70km/h, you'll be fined EUR 425. In addition, you'll lose four points and also have your licence taken away for three months. GIVING WAY Drivers in Germany must give way to the 64 GERMANY EXPAT SURVIVAL GUIDE TWO USEFUL WEBSITES Bussgeldkataloge (lists fines): www.bussgeldkataloge.de ADAC (Allgemeiner Deutscher Automobil-Club), Germany's main automobile association: www.adac.de WWW.EXPATICA.COM settlingin.qxd 15/12/2005 22:11 Page 65 Driving BUYING A CAR Let's face it: buying a car anywhere can be a nightmare. And things can be worse in a foreign country. The easiest way is to head to a showroom. Grim times in the global car business means German dealers are falling over themselves to sell you a car. European interest rates are already low; now many dealers are offering in-house financing with no interest. Some carmakers also offer discounts to certain professions - journalists, for instance. If you have a car to trade in, many dealers will beat the price given in the 'Schwacke Liste', which sets out the value of used cars. Car magazines publish it, dealers and car clubs offer it, and it's available online. USED CARS For used cars, try listings in newspapers, specialist publications and websites; or visit second-hand yards or a dealer selling used cars with reconditioned parts. The latter is a way to get a nice older-model car with a new engine. But check which parts are reconditioned and what the warranty covers. Dealers often only take cash and won't allow test drives. Some dealers sell 'Jahreswagen' - cars bought at a discount by carmakers' employees and sold after a year. INSURANCE AND PAPERS You must show proof of car insurance and roadworthiness inspection before registering a car. The insurance market is highly competitive; shop around. The consumer group Stiftung Warentest publishes comparative listings. 'Haftpflichtversicherung' WWW.EXPATICA.COM Roadworthiness inspections, done by the 'Technische Überwachung-Verein' (TÜV) and authorised mechanics, are strict. New cars automatically pass for three years, and it's usually handled by the dealer. With a used car, it might be, but it's really your responsibility. If there is a certificate, see how long it has to run before you pay. An Abgas check - 'Abgasuntersuchung' (AU, for cars with catalytic converters) or 'Abgassonderuntersuchung' (ASU, for those without) - must also be done before registration. The certificate, a marker on the licence plate, lasts two or three years, depending on the car's age and whether you're the first owner. There are penalties if it's out of date, though usually you'll get a friendly reminder. SETTLING IN Different national tax rates mean new cars can be imported into one EU country from another and sold at a lower price. Look for a sign saying 'EU-Fahrzeuge' (EU cars). Don't expect a test drive, and pay close attention to service clauses in the contract. (liability insurance) is necessary; 'VollKaskoversicherung' (comprehensive collision insurance) can be required for cars being financed and is often advisable for new cars. Finally, get a 'Grüne Karte' (green card) from your insurer and carry it when driving, especially abroad. Also carry the 'Fahrzeugschein' (which lists the car's details). You'll receive a 'Fahrzeugbrief' (proof of ownership) after you've paid off the car. BIKING One of the pleasures of living in Germany's cities and towns is that the bicycle is considered to be a real alternative to other forms of transport. It is not necessary to buy a bicycle if you plan only on the occasional scenic ride or are visiting a town. For example, in Berlin you can rent a bike from Fahrradstation, which has several branches around town, for about EUR 15 a day. Radius Bike Rental in Munich rents bikes for a similar price. Deutsche Bahn also provides the 'Call a Bike' system, where you can rent a bike for as long as you want. GERMANY EXPAT SURVIVAL GUIDE 65 settlingin.qxd 16/12/2005 14:58 Page 66 Cinemas BERLIN CineStar im Sony Center Potsdamer Strasse 4 10785 Berlin 030 26066400 www.cinestar.de Babylon Dresdener Strasse 126 10199 Berlin 030 61609693 SETTLING IN International Karl-Marx-Allee 33 10178 Berlin 030 24756011 Neue Kant Kinos Kantstrasse 54 Charlottenburg Berlin 10627 030 3199866 fsk Kino am Oranienplatz Segitzdamm 2 10969 Berlin 030 6142464 Die Kurbel Giesebrechtstrasse 4 10629 Berlin 030 88915998 Arsenal 1+2 Potsdamer Strasse 2 10785 Berlin 030 26955100 Moviemento Kottbusser Damm 22 10967 Berlin 030 6924785 Odeon Hauptstrasse 116 10827 Berlin 030 78704019 66 Xenon Kolonnenstrasse 5 10827 Berlin 030 7828850 Maxim Kino Landshuter Allee 33 80637 Munich 089 168721 Blow Up Immanuelkirchstrasse 14 10405 Berlin 030 4428662 Neues Arena Hans-Sachs-Strasse 7 80469 Munich 089 2603265 Eiszeit-Kino Zeughofstrasse 20 10997 Berlin 030 6116016 Theatiner Film Theatinerstrasse 32 80469 Munich 089 223183 Filmkunst 66 Bleibtreustrasse 12 10623 Berlin 030 8821753 HAMBURG Neue Off Hermannstrasse 20 12049 Berlin 030 62709550 MUNICH Cinema Nymphenburger Strasse 31 80335 Munich 089 555255 Arri Kino Türkenstrasse 91 80799 Munich 089 38899664 Grindel UFA-Palast Grindelberg 7a 20144 Hamburg 040 449333 CinemaxX Cinema Friedrich-Ebert-Damm 111 22047 Hamburg 040 450680 FRANKFURT CineStar Turm - Palast Bleichstrasse 57 60313 Frankfurt 069 281787 www.cinestar.de STUTTGART Museum Lichtspiele Lilienstrasse 2 81669 Munich 089 482403 CinemaxX Cinema Robert-Bosch-Platz 1 70174 Stuttgart 0711 22007979 Atlantis Schwanthalerstrasse 2 80336 Munich 089 555152 DÜSSELDORF Lupe 2 Ungererstrasse 19 80336 Munich 089 347651 GERMANY EXPAT SURVIVAL GUIDE CineStar - Der Filmpalast Hansaallee 245 40549 Düsseldorf 0211 5274701 www.cinestar.de WWW.EXPATICA.COM settlingin.qxd 16/12/2005 14:58 Page 67 English Bookstores BERLIN Munich First Used English Bookshop Westendstrasse 134 80339 Munich 089 51085780 Village Voice Ackerstrasse 1A 10115 Berlin 030 2824550 Another Country Riemannstr. 7 10961 Berlin 030 69401160 FRANKFURT Books in Berlin Goethestrasse 69 10625 Berlin 030 3131233 The British Bookshop Börsenstrasse 17 Frankfurt 069 280492 Buchexpress Unter den Eichen 97 12203 Berlin 030 8314004 EURO Information Centre and Bookshop Kaiserstrasse 29 60311 Frankfurt 069 24404798 East of Eden Schreinerstr. 10 10247 Berlin 030 4239362 Fair Exchange Dieffenbachstr. 58 Berlin 030 6944675 Marga Schoeller Bücherstube Knesebeckstrasse 33 10623 Berlin 030 8811112 Sussmann's Presse and Buch Zeil 127 60313 Frankfurt 069 1310751 SETTLING IN Dussmann Friedrichstrasse 90 10117 Berlin 030 20250 Word's Worth Booksellers Schellingstrasse 21a 80799 Munich 089 2809141 Hugendubel Steinweg 12 Frankfurt 069 2899821 HAMBURG English Books Stresemannstrasse 169 22769 Hamburg 040 8514478 MUNICH Saint George Wörtherstrasse 27 10405 Berlin 030 81798333 Anglia English Bookshop Schellingstrasse 3 80799 Munich 089 283642 Storytime Books & Café Schmargendorfer Strasse 36/37 12159 Berlin 030 85967004 The Bookshelf Blumenstrasse 36 80331 Munich 089 616227 Bookworms will find plenty of places to stock up on English-language books around Germany For a preview of arts and entertainment in Germany, read the What’s On guides at www.expatica.com WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 67 settlingin.qxd 15/12/2005 22:11 Page 68 Food from Home BERLIN Australia Shopping World Wallstrasse 66 10179 Berlin 030 97005251 British Shop Sophienstrasse 10 10178 Berlin 030 28599307 SETTLING IN Broken English Körtestrasse 10 10967 Berlin 030 6911227 English Food Shop Wilhelmstrasse 3-4 13595 Berlin 030 3329420 The English Scent Niebuhrstrasse 10 10629 Berlin 030 3244655 Ye Olde British Shoppe Lindenstr 18 14467 Potsdam 0331 5058792 BONN - COLOGNE DÜSSELDORF American & British Foods Corneliusstrasse 45 40215 Düsseldorf 0211 3858501 Harrods Knightsbridge Terminal 1, Departures B 60549 Frankfurt 069 69706964 The Cottage Annastrasse 36 52062 Aachen 0241 4011764 HAMBURG FRANKFURT British Shopping Hegestrasse 30 20251 Hamburg 040 51326326 Australien Shop Frankfurt Berliner Strasse 33 60311 Frankfurt 069 90028437 www.australien-shopfrankfurt.de MUNICH A Taste of Britain Oeder Weg 34 60318 Frankfurt 069 95929474 STUTTGART Australia Shop Marktplatz 13 65183 Wiesbaden 0611 308 2545 Australia Shop Dachauer Strasse 109 80335 Munich 089 5428391 Piccadilly English Shop Schellingstrasse 11 70174 Stuttgart 0711 2260902 Sometimes it’s necessary to get a taste of home The English Shop An St. Agatha 41 50667 Köln 0221 2578555 www.english-shop.com The International Store Kurfürstenstrasse 28 40211 Düsseldorf 0211 3677211 www.foodfromhome.de Australia Shop Friesenwall 116-118 50672 Köln 0221 121617 68 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM english shop.qxp 2005-12-15 00:49 Page 69 settlingin.qxd 15/12/2005 22:12 Page 70 Bars, Pubs and Clubs BERLIN Irish Harp Berlin Giesebrechtstrasse 15, 10629 Berlin 030 8827739, www.harp-pub.de One of Berlin's best Irish pubs, the Irish Harp is a favourite of expats in west Berlin and is a popular place to watch televised sports. Live music at weekends, tasty pub grub, and friendly staff all make this a great place to catch up with other English speakers. SETTLING IN Café Rosa Rosa-Luxemburg Strasse 41 A contender for Berlin's smallest bar, Café Rosa makes up for what it lacks in size with friendliness and personality. Very popular with Berlin expats, the diminutive café is a cosy place where it's easy to make new friends. The regular English-language reading nights allow budding writers to try out their work. Klub der Republik Pappelallee 81 It’s easy to spot Klub der Republik. Located on the first floor of an angular 1960s building, its huge windows allow the passing voyeur to see the action inside. A wall of smoke greets you as you enter the bar, whose interior is best described as GDR retro. FRANKFURT O'Reilly's Am Hauptbahnhof 4, 60329 Frankfurt (069) 26487878, www.oreillys.com Situated just across from the main train station, O'Reilly's is popular with Frankfurt's expat community. Homesick Brits can watch English Premiership games, while their Irish friends may be interested in the hurling coverage, and soap opera fans will flock to watch the EastEnders omnibus. 70 GERMANY EXPAT SURVIVAL GUIDE Café International Berlinerstr. 20 A relaxed place with retro furniture and a living room vibe. MUNICH Twisted Bavarian Tengstrasse 20 Tel. 089 271 14 45 This bar in Munich's hip Schwabing district is reknown for its first-class Tex-Mex bites. The owners also run an English book swap. Bar Centrale Ledererstr. 22 Conveniently located in the centre of Munich, Bar Centrale's front room resembles an authentic Italian bar. Dukatz Salvatorplatz 1 Dukatz is a stylish café and restaurant, a calm which is only slightly disturbed by the huge, flashing LED sign sending its beams crashing around the room. Hofbräuhaus Platzl 9 One of the most famous pubs in the world, the huge Hofbräuhaus is something of a Dionysian Mecca for visitors to Munich, and is consequently full of American frat boys quaffing beer by the litre; surprisingly enough, this doesn't seem to bother the numerous regulars. Schumann's Bar am Hofgarten Odeonsplatz 6-7 This Munich cocktail bar has been running for more than 20 years and is popular with Munich's rich and famous - indicated by the fact it has the audacity not to open on Saturdays. WWW.EXPATICA.COM irish bars.qxp 2005-12-15 00:55 Page 71 listings+index.qxd 15/12/2005 22:05 Page 72 LISTINGS AND INDEX Embassies 72 AFGHANISTAN BELGIUM DENMARK Wilhelmstr. 65 10117 Berlin (030) 2 06 73 50 Jägerstr. 52-53 10117 Berlin (030) 2 06 42 0 Rauchstr. 1 10787 Berlin (030) 50 50 20 00 ALBANIA BOSNIA & HERCEGOVINA EGYPT Friedrichstr. 231 10969 Berlin (030) 25 93 04 0 Ibsenstr. 14 10439 Berlin (030) 81 47 12 10 Stauffenbergstr. 6-7 10785 Berlin (030) 4 77 54 70 ALGERIA BRAZIL ERITREA Görschstr. 45-46 13187 Berlin (030) 43 73 70 Wallstr. 57 10179 Berlin (030) 7 26 28 0 Stavangerstr. 18 10439 Berlin (030) 44 67 46 0 ANGOLA BULGARIA ESTONIA Wallstr. 58 10719 Berlin (030) 24 08 97 10 Mauerstr. 11 10117 Berlin (030) 2 01 09 22 Hildebrandstr. 5 10785 Berlin (030) 25 46 06 00 ARGENTINA CANADA ETHIOPIA Kleiststr. 23 10787 Berlin (030) 2 26 68 90 Leipziger Platz 17 10117 Berlin (030) 203 120 Boothstr. 20 12207 Berlin (030) 7 72 06 0 ARMENIA CHINA FINLAND Hillmannstr. 5 13467 Berlin (030) 40 50 91 0 Märkisches Ufer 54 10179 Berlin (030) 2 75 88 0 Rauchstr. 1 10787 Berlin (030) 50 50 30 AUSTRALIA CROATIA FRANCE Wallstr. 76-79 10179 Berlin (030) 88 00 88 0 Ahornstr. 4 10787 Berlin (030) 21 91 55 14 Pariser Platz 5 10117 Berlin (030) 5 90 03 90 00 AUSTRIA CUBA GHANA Stauffenbergstr. 1 10785 Berlin (030) 2 02 87 0 Stavanger Str. 20 10439 Berlin (030) 44717 319 Stavangerstr. 17 10439 Berlin (030) 547 1490 BANGLADESH CYPRUS GREECE Dovestr. 1 10587 Berlin (030) 3989 750 Wallstr. 27 10179 Berlin (030) 308 6830 Jägerstr. 54-55 10117 Berlin (030) 2 06 26 0 BELARUS CZECH REPUBLIC HUNGARY Am Treptower Park 32 12435 Berlin (030) 53 63 59 33 Wilhelmstr. 44 10117 Berlin (030) 2 26 38 0 Unter den Linden 76 10117 Berlin (030) 2 03 10 0 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM listings+index.qxd 15/12/2005 22:06 Page 73 Embassies KAZAKHSTAN MOLDOVA Rauchstr. 1 10787 Berlin (030) 50 50 40 00 Nordendstr. 14-17 13156 Berlin (030) 4 70 07 0 Gotlandstr. 16 10439 Berlin (030) 44 65 29 70 INDIA KENYA MONACO Tiergartenstr. 17 10785 Berlin (030) 257 950 Markgrafenstr. 63 10969 Berlin (030) 25 92 66 0 Klingelhöferstr. 7 10785 Berlin (030) 26 39 03 3 INDONESIA REPUBLIC OF KOREA MOROCCO Lehrterstr. 16-17 10557 Berlin (030) 4 78 07-0 Schöneberger Ufer 89-91 10785 Berlin (030) 26 06 50 Niederwallstr. 39 10117 Berlin (030) 20 61 24 0 IRAQ LATVIA NETHERLANDS Riemeisterstr. 20 14169 Berlin (030) 81 48 80 Reinerzstr. 40/41 14193 Berlin (030) 8 26 00 2 0 Klosterstr. 50 10179 Berlin (030) 2 09 56 0 IRAN LEBANON NEW ZEALAND Podbielskiallee 65-67 14195 Berlin (030) 8 43 53 0 Berlinerstr. 127 13187 Berlin (030) 4749 860 Friedrichstr. 60 10117 Berlin (030) 2 06 21 0 IRELAND LITHUANIA NIGERIA Friedrichstr. 200 10117 Berlin (030) 22 07 20 Charitéstr. 9 10117 Berlin (030) 89 06 81 10 Neue Jakobstr. 4 10179 Berlin (030) 2 12 30 0 ISRAEL LUXEMBOURG NORWAY Auguste-Viktoria-Str. 74-76 14193 Berlin (030) 89 04 55 00 Klingelhöferstr. 7 10785 Berlin (030) 26 39 57 0 Rauchstr. 1 10787 Berlin (030) 50 50 5 0 ITALY MACEDONIA PAKISTAN Hiroshimastr. 1 10785 Berlin (030) 2 54 40 0 Königsallee 2 14193 Berlin (030)8 90 69 50 Schaperstr. 29 10719 Berlin (030) 2 12 44 0 IVORY COAST MALAYSIA POLAND Uhlandstr. 181-183 10623 Berlin (030) 20 26 67 61 Klingelhöferstr. 6 10785 Berlin (030) 885 7490 Lassenstr. 19-21 14193 Berlin (030) 2 23 13 0 JAPAN MEXICO PORTUGAL Hiroshimastr. 6 10785 Berlin (030) 2 10 94 0 Klingelhöferstr. 3 10785 Berlin (030) 269 3230 Zimmerstr. 56 10117 Berlin (030) 59 00 63 5 00 WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE LISTINGS AND INDEX ICELAND 73 listings+index.qxd 15/12/2005 22:06 Page 74 LISTINGS AND INDEX Embassies ROMANIA THAILAND UNITED KINGDOM Dorotheenstr. 62 10117 Berlin (030) 212 390 Lepsiusstr. 64-66 12163 Berlin (030) 7 94 81 0 Wilhelmstr. 70 10117 Berlin (030) 20 45 70 RUSSIAN FEDERATION TURKEY UNITED STATES Unter den Linden 63-65 10117 Berlin (030) 2 29 11 10 Rungestr. 9 10179 Berlin (030) 27 58 50 Neustädtische Kirchstr. 4-5 10117 Berlin (030) 83 05 0 SENEGAL UKRAINE VIETNAM Dessauerstr. 28 10963 Berlin (030) 856 2190 Albrechtstr. 26 10117 Berlin (030) 288 870 Elsenstr. 3 12435 Berlin (030) 5 36 30 1 08 SERBIA-MONTENEGRO ZIMBABWE Taubertstr. 18 14193 Berlin (030) 895 7700 Kommandantenstr. 80 10117 Berlin (030) 3086 830 SLOVAKIA Pariserstr. 44 10707 Berlin (030) 88 92 6 20 SLOVENIA Hausvogteiplatz 3-4 10117 Berlin (030) 20 61 45 50 Most embassies are located in Berlin, although there are consulates in other major German cities SOUTH AFRICA Tiergartenstr. 18 10785 Berlin (030) 22 07 3 0 SPAIN Lichtensteinallee 1 10787 Berlin (030) 25 40 07 0 SWEDEN Rauchstr. 1 10787 Berlin (030) 50 50 6 0 SWITZERLAND O.-von-Bismarck-Allee 4A 10557 Berlin (030) 3 90 40 00 74 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM listings+index.qxd 15/12/2005 22:06 Page 75 Groups and Clubs Whatever your interest, there's sure to be a group of club that caters for it. Here is a list of expatriate societies in Germany's major cities. BERLIN ARTS AND THEATRE The Friends of Italian Opera - Berlin's English Language Theatre (030) 6935692 (030) 6913937 Box Office: (030) 6911211 [email protected] www.thefriends.de English Football Club Berlin www.english-football-club. com info@english-football-club. com Deutsch-Britische Gesellschaft (030) 2039850 (030) 20398516 www.debrige.de Lacrosse Club Berlin (030) 3041280 www.blax.de Embassy Singers (030) 40913267 (030) 2014 6172 [email protected] www.embassysingers.de Berlin Hash House Harriers www.berlin-h3.de PROFESSIONAL American German Business Club - Berlin AGBC-Berlin e. V. PO Box 15 01 45 10663 Berlin (030) [email protected] or [email protected] www.agbc-berlin.de English Language Teachers Association BerlinBrandenburg (ELTAB-B) www.eltabb.com EXPAT ASSOCIATIONS - US The American Women's Club of Berlin (030) 79706523 (030) 79741865 [email protected] www.awcberlin.org MEDICAL SERVICES 'Call a doc' supplies information about medical services especially for foreigners residing in Berlin (01804) 22 55 23 62 www.calladoc.com [email protected] RELIGIOUS American Catholic Community (030) 8916019 Gateway International Church (030) 85077820 [email protected] St. George's Anglican Church Sundays 10am at Preußenallee 17-19 (Westend) www.stgeorges.de SOCIAL Berlin International Women's Club (BIWC) [email protected] HOBBIES AND SPORTS Berlin Crocodiles Club (Australian Football) www.berlin-crocodiles.de WWW.EXPATICA.COM Connect Berlin e.V. (English Speakers' Cultural Club) [email protected] www.connectberlin.de Translators Stammtisch [email protected]. gov.uk DÜSSELDORF British Women's Club of Düsseldorf www.bwcduesseldorf.org American German Business Club - Düsseldorf Am Latumer See 34 D-40668 Meerbusch www.agbc.de [email protected] LISTINGS AND INDEX American Chamber of Commerce, Berlin (030) 288789 - 21 Fax: (030) 288789 - 29 www.amcham.de [email protected] American Women's Club Düsseldorf (0211) 40 80 644 (0211) 91 29 733 www.awcduesseldorf.org Anglo-German Club Düsseldorf (02131) 603809 Cosmopolitan Club Düsseldorf (02150) 3745 Deutsch-Amerikanische Gesellschaft BergischesLand (0700) 43787200 [email protected] GERMANY EXPAT SURVIVAL GUIDE 75 listings+index.qxd 15/12/2005 22:06 Page 76 Groups and Clubs International Club of Düsseldorf (0211) 679 8108 English Club International William-Austin.Pratt@ stadt-koeln.de COLOGNE/ BONN EXPAT ASSOCIATIONS - UK International English Club of Cologne [email protected] Deutsch-Britische Gesellschaft [email protected] Angloclub www.angloclub.de Bonn's English Network Caroline Becker (0228) 3868881 www.english-network.de EXPAT ASSOCIATIONS - US LISTINGS AND INDEX American Women's Club Cologne [email protected] www.awccologne.org American German Business Club - Bonn Beethovenallee 85 53173 Bonn (0228) 354845 [email protected] EXPAT ASSOCIATIONS - OTHER German-Canadian Society Deutsch-Kanadische Gesellschaft (0221) 2576793 (0221) 2577236 [email protected] Oxford Club Bonn (0228) 224583 www.oxford-club-bonn.de SOCIAL The Anglo Club www.angloclub.de Hash House Harriers www.bonnhashhouseharriers.de SCK-Sprachclub [email protected] Internationaler Stammtisch www.multikulti.istcool.de [email protected] 76 Overseas Club (Cologne) (0221) 9990056 www.overseasclub.de FRANKFURT EXPAT ASSOCIATIONS - US American Women's Club Taunus (06171) 580835 www.awctaunus.org American German Business Club - Frankfurt Mainzer Landstr. 176 60327 Frankfurt (069) 97358275 [email protected] The Frankfurt International Ski Club (FISC) [email protected] www.fiscweb.org English Round Table www.ert.from.de Hash House Harriers www.frankfurt-hash.de Pickwicks English Club www.pickwicks.de Women of the World www.wow-net.org Multi-lingual families in Germany: Information, assistance andcontact groups for families speaking more than one language (06105) 25284 www.mehrsprachigefamilien.de HAMBURG EXPAT ASSOCIATIONS - US American Club of Hamburg [email protected] www.americanclub.de PROFESSIONAL American Chamber of Commerce, Frankfurt (069) 9291040 [email protected] American German Business Club - Frankfurt Mainzer Landstr. 176 60327 Frankfurt (069) 9735 8275 [email protected] SOCIAL ELTAF-English Language Teacher's Association Frankfurt [email protected] www.eltaf.de GERMANY EXPAT SURVIVAL GUIDE Amerika Gesellschaft www.amerika-gesellschaft.de [email protected] Amerikazentrum Hamburg (040) 45 01 04 22 hwww.amerikazentrum.de [email protected] The American Women's Club of Hamburg (0176) 2218 0791 www.AWCHamburg.org webwoman1@awchamburg. org WWW.EXPATICA.COM exberliner.qxp 2005-12-15 09:41 Page 77 Essential for Baden-Württemberg www.accentsmagazine.de accents magazine listings+index.qxd 15/12/2005 22:07 Page 78 Groups and Clubs EXPAT ASSOCIATIONS - UK Anglo-German Club (040) 45 01 55-12/13 [email protected] www.anglo-german-club.de Anglo-German International Women's Association (040) 8 70 51 52 (040) 82 45 63 [email protected] LISTINGS AND INDEX British and Commonwealth Ladies' Luncheon Club (04102) 56 463 [email protected] British Club of Hamburg mail@british-club-hamburg. de www.british-clubhamburg.de Norddeutscher Cricket Verband (040) 478 233 The English-Speaking Union (040) 220 0396 RELIGIOUS The Anglican Church of St. Thomas à Becket St. Thomas a Becket Zeughausmarkt 22 20459 Hamburg (040) 439 2334 www.anglican-churchhamburg.de MELTA Munich English Language Teacher's Assoc. (08082) 94 65 09 or (089) 56 82 21 80 [email protected] www.melta.de HANOVER Munich Writers (08095) 18 80 www.munichwriters.de Australian Social Evening www.gas-h.de Contact: Lee Traynor [email protected] English Conversation Evening www.go-cbt.de Contact: Lee Traynor [email protected] EXPAT ASSOCIATIONS OTHER MUNICH Caledonian Society (040) 32915 [email protected] www.caledonian-society.de ARTS AND THEATRE Entity Theatre Workshop (089) 637 11 31 PROFESSIONAL The Hamburg EnglishLanguage Teaching Association (HELTA) (040) 6565 654 Fax: (040) 6563 980 [email protected] www.helta.de SOCIAL Hash House Harriers www.hamburghash.de (08122) 96 14 08 [email protected] Cornell University Alumni and Friends Stammtisch (08152) 79674 American German Business Club - Munich c/o Bavarian American Center Karolinenplatz 3 80333 Munich (089) 55 02 81 29 [email protected] www.agbc.de Oxford Society (089) 24 21 11-0 [email protected] EXPAT ASSOCIATIONS - US American Association of University and Professional Women (089) 5009 4433 www.aauw.org German-American Choral Society (089) 2194 9871 Californian Association (089) 5108 5780 German-American Men's Club Stammtisch Contact Sam Magill (089) 91 14 63 EXPAT ASSOCIATIONS - UK Anglo-German Stammtisch (089) 689 1601 [email protected] Cambridge Alumni Antje Clasen Meet other expats in Germany through the lively Discussion Forums at www.expatica.com 78 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM listings+index.qxd 15/12/2005 22:07 Page 79 Groups and Clubs English-German Stammtisch (0179) 274 83 69 [email protected] German-English Association Munich (GEA) www.gea-muc.de EXPAT ASSOCIATIONS OTHER Canadian Club (089) 791 53 40 [email protected] [email protected] Deutsch-Irischer Freundeskreis Frank McLynn (089) 679 24 81 Expats in Bavaria Expats-in-Bavaria@ expat-media.com Malaysia Club Bayern e.V. (089) 838 844 [email protected] Munich Caledonians (08071) 35 63 or (0170) 1492 2517 Munich Scottish Association (089) 307 626 47 HOBBIES AND SPORTS ACC SSG München New soccer club. Active, passive, all ages (8-80). (089) 311 19 38 English Golfing Society Contact R. Parry (089) 53 42 75 Lacrosse Club München Jan Mueller (0170) 321 25 47 [email protected] Munich Cricket Club Association (089) 977 3940 Munich Irish Rovers Football Club (089) 69 25 921 www.munichirishrovers.de Royal Aeronautical Society (089) 291 5981 SOCIAL The English-Speaking Union (089) 345 532 www.esu-bavaria.de Hash House Harriers http://munich-h3.com (089) 1200 7991 International Ladies Association (089) 8576 180 RELIGIOUS Peace Church United Methodist Frauenlobstr. 5 80337 München (089) 260 263 77 POLITICAL GEA Bridge Club (08141) 343 13 Democrats Abroad http://de.democratsabroad. org chair-de@democratsabroad. org Munich Rugby Football Club (089) 5150 4680 Republicans Abroad www.gopgermany.com [email protected] Munich Wanderers (08193) 700 180mike@munichwanderers. de www.munichwanderers.de See www.expatica.com for a complete listing of expat groups and clubs in Germany. Oberbayern Ski Patrol Bavarian chapter, US National Ski Patrol (08065) 872 LISTINGS AND INDEX Down Under group Munich Stammtisch (089) 542 83 91 Colmcilles GAA Club Gaelic football www.munichgaa.tripod.com Dip-N-Divers Square Dance Club (089) 57 46 88 hannsdieter.keh@muenchen. org If you would like to add your group or club to this list, please email [email protected] with the details. Find love and romance at Expatica DATE! Sign up for a free trial at www.expatica.com/date WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 79 listings+index.qxd 15/12/2005 22:07 Page 80 Phone Book Decoder Looking for a product or service? Here are German translations of some common Yellow Pages subject headings expats are likely to look for. ACCOUNTANT CHILDREN'S CLOTHES FISHMONGER Buchhalter Kinderausstattung Fischhändler/in AIRLINE CINEMA FLOWER SHOP Flugverkehr (Fluggesellschaft) Kino Blumenladen CLOTHING ALTERATIONS FURNITURE ART GALLERY Änderungsschneiderei Möbel Kunsthandlung Galerie CONFECTIONERS GARDEN CENTRE Konditor Garten-Center DENTIST GREENGROCER Zahnarzt/Zahnärztin Obst und Gemüse DEPARTMENT STORE GROCERIES Kaufhaus Lebensmittel DOCTOR HAIRDRESSER Arzt/Ärztin Friseur DOG KENNEL HARDWARE Hundebedarf/Hundehütte Baumarkt Kosmetikerin/ Kosmetikstudio DRIVING SCHOOL HEALTH CLUB Fahrschule Fitness Center BICYCLE DRUG STORE HOSPITAL Fahrrad Drogerie Krankenhaus BUTCHER DRY CLEANER HOUSEWARES Fleischer Reinigung Haushaltswaren CARPENTER ELECTRICAL APPLIANCES INSURANCE BABY GOODS Babyausstattung BAKERY LISTINGS AND INDEX Bäckerei BARBER Friseur BATHROOM Badezimmer BEAUTICIAN Tischler Versicherung Elektrogeräte/bedarf CARPET Teppich JEWELLER EMPLOYMENT OFFICE Juwelier/in Arbeitsamt CAR DEALER KEY SERVICE Autohändler EYE DOCTOR Schlüsseldienste CAR RENTAL Augenfacharzt/Augenfachä rztin KITCHEN Mietwagen Küche FIRE BRIGADE CENTRAL HEATING Feuerwehr Zentraleheizung 80 GERMANY EXPAT SURVIVAL GUIDE LANGUAGE SCHOOL Sprachschule WWW.EXPATICA.COM listings+index.qxd 15/12/2005 22:07 Page 81 Phone Book Decoder LAWYER PHARMACY SWIMMING POOL Anwalt Apotheke Schwimmbad LIBRARY PLUMBER TAILOR Bibliothek/Bücherei Gas- und Wasserinstallateur Schneiderei MEN’S CLOTHING POLICE TAX CONSULTANT Herrenartikel Polizei Steuerberater/in MOVING COMPANIES POST OFFICE THEATRE Postamt Theater REAL ESTATE TRAVEL AGENT Immobilien/Makler Reisebuero RESTAURANT VETERINARIAN Gaststätte/Restaurant Tierarzt/Tierärztin SHOES WINDOW CLEANING Schuhe Fensterputzen SUPERMARKET WOMEN’S CLOTHING Umzuege OPTICIAN Optiker/in PAINTERS Maler PEST CONTROL Supermarkt Frauenartikel OPENING HOURS The number of hours per week stores may be open is regulated by the government’s shop trading law (Ladenschlussgesetz), which has been liberalised several times in recent years. The result is that most big stores and supermarkets in major cities are open from about 8am to 8pm weekdays and 8am to 6pm Saturdays. In smaller towns, most shops and supermarkets close around 6pm during the week and 2pm on Saturday.s Shops are mostly closed on Sundays. Those near major transport zones like railway stations and airports can stay open until 10pm and are often open on Sundays and public holidays. Under certain circumstances, shops may trade on Sundays or after 8pm on Saturdays. In some cities certain Saturdays are designated for late-night shopping. But usually, when a shop is WWW.EXPATICA.COM open on a particular Sunday, it will close at 2pm on the Saturday. In the run-up to Christmas, big department stores often open until 8pm on Saturday. LISTINGS AND INDEX Schädlingsbekämpfung Banks’ opening hours vary but are usually 9am to 6pm Monday to Friday. Smaller branches are less predictable and sometimes close early on Wednesdays and Fridays. Pharmacies tend to follow the same hours as banks; they usually display a chart in the front window showing which local pharmacy is open after hours (weekends and evenings). Pharmacies near major transport zones often open until 10pm and on Sundays and holidays. Post offices’ opening hours vary. In smaller towns, they tend to follow traditional hours and close at 6pm. But in big-city transport zones, they, like the shops, are often open until 10pm Monday to Friday and on Saturdays and Sundays. GERMANY EXPAT SURVIVAL GUIDE 81 listings+index.qxd 15/12/2005 22:07 Page 82 LISTINGS AND INDEX Weights and Measures WOMEN’S CLOTHING MEN’S SHIRTS US 6 8 10 12 14 16 18 20 US 14½ 15 15½ 16 16½ 17 17½ UK 8 10 12 14 16 18 20 22 DE 36 38 40 42 44 46 48 50 UK 14½ 15 15½ 16 16½ 17 17½ WOMEN’S SHOES MEN’S SHOES US 5½ 6 6½ 7 7½ 8 US 8 8½ 9 9½ 10 UK 3½ 4 4½ 5 5½ 6 DE 36.5 37 37.5 38 38.5 39 UK 7½ 8 8½ 9 9½ DE 37 38 39 41 42 43 44 DE 40 42 43 44 45 MEN’S CLOTHING MEN’S SWEATERS US 36 38 40 42 44 US small medium large x-large UK 36 38 40 42 44 DE 46 48 50 52 54 UK 34 36-38 40 42-44 DE 44 46-48 50 52-54 LINEAR MEASURES 1 centimetre 2.54 centimetres 30.05 centimetres 91.4 centimetres 1 meter 1 kilometer (1000 m) 1.609344 kilometers LIQUID MEASURES DRY MEASURES 0.39 inch 1 inch 1 foot 1 yard 39.37 inches 0.62137 miles 1 mile g 30 115 170 225 450 ml fl oz 30 60 150 240 300 450 900 1000 1 2 5 8 10 15 32 34 oz 1 4 6 8 16 (1lb) OVEN TEMPERATURES OVEN C very cool cool warm moderate fairly hot hot 130 150 170 180 200 220+ THERMOMETER F GAS MARK 260 300 325 350 380 460 0.5-1 2 3 5 5-6 7-8 BODY TEMPERATURE C F C F 25 23 20 18 15 13 10 8 5 3 0 -5 -10 -15 77 73 68 64 59 55 50 46 41 37 32 23 14 5 36.0 36.5 37.0 37.5 38.0 38.5 39.0 39.5 40.0 40.5 41.0 96.8 97.7 98.6 99.5 100.4 101.3 102.2 103.1 104.0 104.9 105.8 For daily news and analysis - in English - of current events in Germany, read www.expatica.com 82 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM listings+index.qxd 04/01/2006 15:21 Page 83 Emergency Numbers EMERGENCY SITUATIONS UTILITIES Fire, rescue or emergency doctor (ambulance) 112 Berlin Police 110 Border police (at railway stations, airports and borders) 01805 234566 Power Failure 01802 112525 Gas Leaks 030 787272 Frankfurt Power Failure 069 213 88110 Gas Leaks 069 21388110 Hamburg MEDICAL SERVICES Power Failure 01801 439439 Anti-poison centres Munich 030 19240 06131 19240 0551 19240 089 19240 Power Failure 089 381 01 01 Gas Leaks 089 1530-16/-17 Telekom fault 0800 3302000 HELPLINES Doctors on call Berlin Frankfurt Hamburg Munich/Bavaria 030 310031 069 19292 040 228022 01805 191212 Emergency dentists Berlin Frankfurt Hamburg Munich Crisis Line for Women, Berlin 030 6154243 Child Crisis Line (all of Germany) 0800 1516001 LISTINGS AND INDEX Berlin Frankfurt Hamburg Munich Gas Leaks 0180 1 40 44 44 Child Crisis Line (Berlin) 030 61 00 61 030 8900 4333 069 6607271 01805 050518 089 7233093 Child and Youth Helpline 0800 111 03 33 Parents’ Information Line 0800 1110550 Veterinarian on call Berlin Frankfurt Hamburg Munich www.veteribaer.de 069 421214/069 97074955 040 434379/222277 089 294528 or 089 2 18 00 Gay and Lesbian Hotline Berlin 030 19446/216 3336 Frankfurt 069 2562 6470/19446 Hamburg 040 2790069 Munich 089 260 3056 Looking for a business in Germany? Consult the Business Directory at www.expatica.com/germany WWW.EXPATICA.COM GERMANY EXPAT SURVIVAL GUIDE 83 listings+index.qxd 16/12/2005 14:53 Page 84 Advertisers Index A Accents Magazine Americans' Income Tax Service Australien Shop Frankfurt 77 41 53 B Berlitz GmbH 49 C CineStar Cinema (back cover) 25 E LISTINGS AND INDEX The English Shop Exberliner K Kabel Deutschland KEWA Relocations Martin Brune Munich Found 39 53 69 77 Open University Bachelor and Masters Degree Open University MBA Degree Ocean Management O'Reilly's Irish Pub P First Command Financial Planning 37 First Command Financial Services (inside back cover) Frankfurt International Ski Club 49 Paraninfo Paul Kiefer Esquire PPP Healthcare G Rhine Magazine 35 I Independent Insurance Broker and Investment Advisor International School of Dusseldorf (inside front cover) 31 M F Genesis Systems 53 71 O D Dig-it-all-cable The International Store The Irish Harp Pub 45 47 35 71 49 39 57 R 27 V Vlerick Management School 47 41 45 Need more guides? The Expat Survival Guide will be distributed this year to over 20,000 expats in Germany through embassies, international companies and organisations, expat clubs and expat housing and relocation companies. If you are involved in managing expats (maybe you are an international HR Manager) or through your company or organisation come in to frequent contact with expats who would find this guide useful, please contact Mike Mazurkiewicz at [email protected] to order the guides. necessary, for free, and delivery is also free within Berlin (otherwise we ask that you simply cover the postage costs). Details of where you can pick up individual copies of the Survival Guide can be found at www.expatica.com. Venues include international bookstores, expat food stores, and bars and restaurants. If you run a bookshop, cafe, bar or restaurant popular with expats and would like to distribute the free Expat Survival Guide to your customers, please email [email protected] for details. You can order as many guides you feel 84 GERMANY EXPAT SURVIVAL GUIDE WWW.EXPATICA.COM covers5.qxp 2006-01-10 14:40 Page 3 covers1.qxp 2005-12-15 15:56 Page 2 Lost in Translation? Welcome to Germany, its medieval towns, fairytale sceneries, hearty food ... and notorious movie dubbing. Enjoy the whole variety of international cinema in the original language version in Berlin, Frankfurt and Düsseldorf – special events throughout the country. For listings and tickets visit www.cinestar.de Berlin: CineStar Original at Sony Center · Potsdamer Platz Frankfurt/Main: TurmPalast · Große Eschenheimer Straße 20 Düsseldorf: CineStar Forum Oberkassel · Hansaallee 245 Hollywood-in-D-AZ-A5-4c.indd 1 30.11.2005 12:21:53